Podcasts about roboadvisory

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Best podcasts about roboadvisory

Latest podcast episodes about roboadvisory

INSIDE FINANCE
Intervento di AcomeA SGR/Gimme5 per voce di Giordano Martinelli, CEO

INSIDE FINANCE

Play Episode Listen Later Mar 27, 2024 5:15


In questo episodio la clip dell'intervento di apertura di Giordano Martinelli, Ceo di AcomeA SGR e della app Gimme5 nell'evento di apertura del progetto "Evoluzione Finanziaria - Costruire l'Ecosistema del Fintech italiano" svoltosi lo scorso 12 marzo a Roma presso la sala conferenze dello Studio legale internazionale CMS.Tra gli episodi del podcast è presente il trailer, la versione integrale dell'evento, le clip degli interventi degli altri Speaker e la sessione di dibattito.Maggiori informazioni inviando una mail a segreteria@zeroin.it.Buon ascolto. 

The After Hours Entrepreneur Social Media, Podcasting, and YouTube Show
JOSEPH GISSY - AI in Financial Decision Making

The After Hours Entrepreneur Social Media, Podcasting, and YouTube Show

Play Episode Listen Later Jun 26, 2023 17:16


Joseph Gissy is the CEO and founder of Tactive Advisors, LLC, a WealthTech platform specializing in helping individuals and financial professionals manage their assets through a tactical Robo Advisory, a fully integrated and automated platform.In this episode, Joseph discusses the changing landscape of the financial advisory industry and the potential impact of artificial intelligence (AI) on the role of financial advisors. Joseph predicts that within three years, financial advisors may face challenges and even job losses due to their inability to adapt to evolving client needs and leverage AI technologies.Joseph highlights several reasons why financial advisors might struggle to keep up. One major issue is their outdated branding and lack of engagement with clients. They are also hesitant to embrace new technologies and often view them as a threat rather than an opportunity. However, Joseph emphasizes that AI is already replacing certain aspects of financial advising and will continue to do so on a larger scale. He mentions the example of replica.ai, where millions of men are using AI chatbots for dating.While acknowledging the potential of AI to outperform human advisors in certain areas, Joseph argues that there is still value in human expertise. He compares the role of a financial advisor to that of a Sherpa guiding someone on a journey. Advisors can provide personalized guidance, adapt to clients' changing circumstances, and offer insights that algorithms alone cannot replicate.Joseph advises financial advisors to stay relevant by leveraging technology and AI to augment their practices. He mentions his own platform, Tactic Advisors, as an example of how advisors can incorporate AI and algorithms into their strategies. Unlike traditional robo-advisors, Tactic Advisors focuses on automatic, algorithmic, tactical, and active strategies that adapt to the modern trading world.The use of AI in finance goes beyond investment management. Joseph explains that Tactic Advisors is also exploring the integration of AI in helping clients make informed decisions regarding other financial aspects, such as insurance. AI can analyze multiple insurance carriers and products to recommend the most suitable options based on individual criteria, eliminating bias and providing a more comprehensive solution.Joseph concludes by acknowledging that while AI may eventually take over certain aspects of financial advising, there will always be people who prefer human interaction. He encourages financial advisors to embrace technology and leverage AI to enhance their services, providing more value to clients in an evolving landscape.TakeawaysDiscover why within 3 years, 95% of financial advisors will be obsoleteLearn why modern portfolio theory is dead and how to adapt now for massive rewardsGain insights on how AI and automation are changing the game in wealth managementConnectWebsite: www.josephgissy.comYouTube: www.youtube.com/josephgissyLinkedIn: https://www.linkedin.com/in/josephgissy/Facebook: https://www.facebook.com/josephgissyfanpage/Pinterest: https://www.pinterest.com/1josephgissy/Instagram: https://www.instagram.com/jcgissyTikTok: https://www.tiktok.com/@josephgissyMark SavantLinkedIn: https://www.linkedin.com/in/mark-savaSupport the show

Paisa Vaisa
Tavaga's Robo-Advisory for Smart Investing

Paisa Vaisa

Play Episode Listen Later May 15, 2023 34:13


In this episode, Anupam sits down with Nitin Mathur, Co-founder of Tavaga, to discuss the latest trends in robo-advisory and investment management. They delve into the differences between active and passive investing and explore the pros and cons of each approach. Nitin also shares his thoughts on the current state of the Indian market and offers his outlook for the future, while taking a look at the role of financial influencers in shaping investment decisions and the impact they can have on the market.Nitin shares Tavaga's popular products and how you can start your own financial journey with Tavaga.This and much more on this episode of #PaisaVaisa!Know more about Tavaga at: www.tavaga.com Find Nitin Mathur on Social Media:Twitter: (https://twitter.com/mathurn78?s=20 )LinkedIn: ((5) Nitin Mathur | LinkedIn) Get in touch with our host Anupam Gupta on social media:Twitter: ( https://twitter.com/b50 )Instagram: ( https://www.instagram.com/b_50/ )Linkedin: (https://www.linkedin.com/in/anupam9gupta/ ) You can listen to this show and other awesome shows on the IVM Podcasts website at https://www.ivmpodcasts.com/See omnystudio.com/listener for privacy information.

Mysl investora
222: Robo-advisory platformy v období poklesů a chovaní jejich investorů

Mysl investora

Play Episode Listen Later Apr 13, 2022 8:42


Každý všední den se v rámci podcastu MYSL INVESTORA můžete těšit na jedno odborné téma za světa investic a investičního poradenství. Tento podcast je projektem společnosti Sušánka & partneři a stojí za ním majitel a investiční poradce společnosti Jan Sušánka, EFP. Jan Sušánka, EFP je investiční poradce zabývající se honorovaným investičním poradenstvím, s odměnou převážně ze zisku pro poradenskou společnost/poradce. Specializuje se na bonitní klientelu, která investuje desítky až stovky milionů. V dnešním díle si poslechněte téma: Robo-advisory platformy v období poklesů a chovaní jejich investorů.  Pokud se vám dnešní téma líbilo, budeme rádi, když se přihlásíte k odběru či nám napíšete recenzi. Můžete nás také sledovat na YouTube kanále Jan Sušánka, EFP. Také můžete navštívit naše webové stránky https://jansusanka.cz a poslechnout si další podcasty či dostávat informace ze světa investic či investičního poradenství. Pokud uvažujete o investování svých volných prostředku či chcete sestavit investiční portfolio pro vytvoření a čerpání pasivního příjmu, domluvte si nezávaznou konzultaci zdarma v sekci privátní zóny: https://jansusanka.cz/kontakt/ Přihlášení do členské sekce ZDE 

Fundamental Fairness
Tobin McDaniel, Robo Advisory and the Future of Wealth Creation

Fundamental Fairness

Play Episode Listen Later Mar 15, 2022 36:38


Tobin McDaniel is the Head of Invest at SoFi, a FinTech company at the forefront of helping members get their money right. The Invest business includes a wide selection of investing capabilities, including Robo advice, ETFs, crypto, IPOs, and brokerage. Prior to joining SoFi, Tobin held a variety of roles at Charles Schwab, including leading Digital Advice, launching Schwab's innovation labs, and serving as Chief of Staff to the company's chairman Chuck Schwab. His other experiences include time as a strategy consultant with McKinsey & Company and starting his career as a chemical engineer. He has a BS in chemical engineering from Carnegie Mellon and an MBA from the University of Pennsylvania's Wharton School.

La Finanza in Soldoni
2022-05 Strategie Passive: le Commissioni Contano

La Finanza in Soldoni

Play Episode Listen Later Jan 17, 2022 5:06


In questo podcast abbiamo parlato spesso dei benefici delle strategie passive di investimento e l'ingresso del colosso Vanguard nel mercato britannico della consulenza finanziaria individuale ci offre la possibilità di rimarcare un aspetto fondamentale: le commissioni contano.Con riferimento al Regno Unito la Financial Conduct Authority (FCS) ha stimato nel 2020 che il costo medio degli investimenti con un consulente tradizionale valeva circa l'1,9% annuo del patrimonio a fronte di uno 0,8% per i servizi di consulenza automatizzati. In base a una simulazione effettuata dall'Economist, su questi dati di partenza, 100.000 sterline investite per 30 anni con un rendimento medio del 5% garantirebbero un montante a scadenza pari a 246.074 se le commissioni sono del 1,9% a fronte di 340.577 con commissioni allo 0,8%. In via semplificata si può dire che la differenza tra i due profili di commissioni erode nel tempo un importo pari all'intero capitale di partenza. Come spiegato in passato la ratio alla base delle strategie di investimento passive risiede nella costatazione che la maggior parte dei fondi gestiti attivamente nel lungo periodo non riesce a battere il rendimento medio del mercato. Dunque, oltre ad essere più costosi in termini di commissioni assicurano anche una performance peggiore. Partendo da questo approccio nel 1975 Jack Bogle ha fondato Vanguard società che dopo quasi 50 anni è arrivata a gestire assets per circa 8200 miliardi di dollari a livello globale. Il potenziale di crescita nella consulenza personale si può evincere da qualche semplice considerazione aritmetica: la società di consulenza Boring Money, stima che ci siano 12,7 milioni di adulti con più di 10.000 sterline di risparmi, nessun consulente finanziario e una scarsa fiducia nella propria capacità di investire per conto proprio. Considerando che i consulenti finanziari oggi attivi nel paese sono circa 36mila ognuno di essi dovrebbe in media acquisire 353 nuovi clienti. La sfida di Vanguard e provare a dimostrare che la consulenza finanziaria personale possa essere un servizio automatizzabile come già avvenuto per la gestione dei fondi. Nella pratica già oggi molti dei consulenti umani si avvalgono di algoritmi e schemi standard per formulare le proprie raccomandazioni: si tratterebbe di ridimensionare semplicemente il passaggio dell'interazione con il consulente.Quello che ha senso in teoria può però essere complicato da realizzare in pratica, negli ultimi 10 anni nel regno unito molte società hanno provato a lanciare servizi di Roboadvisory confidando che un buon lancio iniziale in termini di marketing avrebbe consentito il raggiungimento di una massa critica sufficiente per lasciare la crescita successiva al passaparola. Tuttavia nessuno sembra essere riuscito nell'intento e la più grande di queste startup , Nutmeg, fondata nel 2011 ha raggiunto masse in gestione per 3,5 miliardi di sterline, non ha ancora realizzato profitti e è stata acquisita da JPMorgan Chase lo scorso giugno.Non sappiamo se Vanguard riuscirà dove le società più piccole hanno fallito, tuttavia si può considerare che dispone di risorse molto ingenti per sostenere il lancio e si trova di fronte un contesto favorevole se consideriamo che la minore circolazione determinata dalla pandemia ha reso i risparmiatori più propensi nei confronti della consulenza automatizzata. Per riassumere il caso del Regno Unito e della sfida lanciata da Vanguard alla consulenza personale conferma una tendenza di cui abbiamo parlato spesso, la crescita inesorabile dei processi di investimento automatizzati che consentono di offrire i servizi di gestione patrimoniale e consulenza anche a clienti con disponibilità non elevate e applicando commissioni più contenute rispetto a quanto osservato in passato. Questo non vuol dire che i consulenti spariranno e saranno sostituiti da algoritmi e bot, significa che l'attività di consulenza si concentrerà sempre più nelle aree a più alto valore aggiunto e che assisteremo ad un miglioramento della quantità e delle condizioni economiche applicate ai clienti meno facoltosi. Vi ricordo che la Finanza in Soldoni oltre a questo podcast, che trovate sulle principali piattaforme di distribuzione è anche una newsletter, una serie di pillole video sul canale Youtube di Massimo Famularo e un libro che trovate in Libreria e nei principali Bookstore on line.Da Gennaio 2022 torna la Finanza per Ragazzi, in pillole video, podcast e se tutto va bene, nella seconda metà dell'anno anche un nuovo libro. Contenuti semplificati, pensati per gli studenti delle scuole superiori e per chi vuole partire veramente da zero. Esempi, spunti legati all'attualità e qualche sano dubbio su cui riflettere. Potete suggerire temi, spunti o fare domande commentando i video, i podcast oppure iscrivervi alla newsletter de La Finanza in Soldoni.Note e Riferimenti:https://www.economist.com/britain/2022/01/13/vanguards-big-push-into-financial-adviceLa Finanza in Soldoni è anche una newsletter https://lafinanzainsoldoni.substack.com/e un libro che trovate in Libreria e nei principali Bookstore on line.https://www.amazon.it/finanza-soldoni-Massimo-Famularo/dp/8868492458/Leggi le "Storie di Tutti i colori più uno"https://www.amazon.it/Storie-tutti-colori-pi%C3%B9-uno/dp/B09F1G3WZP/Seguite i miei aggiornamenti via https://massimofamularo.com/https://www.youtube.com/c/MassimoFamularo/

La Finanza in Soldoni
2022-03 Stock Index Personalizzati - finanza più democratica?

La Finanza in Soldoni

Play Episode Listen Later Jan 10, 2022 3:35


I managed account, portafogli personalizzati di titoli gestiti da investitori professionali sono si sono diffusi a partire dagli anni '70 del secolo scorso, ma erano storicamente riservati a clienti facoltosi con disponibilità nell'ordine dei milioni di dollari. Più di recente, grazie alla tecnologia e al crollo nei costi di transazione si stanno diffondendo Direct Index Account, che sono accessibili anche a clienti con patrimoni nell'ordine delle centinaia di migliaia di dollari. SI tratta di un livello ancora elevato, tuttavia rappresentano un segnale importante che lascia prevedere in un futuro non lontano questo servizio possa raggiungere le poche migliaia di euro con le quali oggi si può accedere ad un servizio di Roboadvisory o addirittura le centinaia di euro con le quali si può investire in ETF.Questi indici uniscono i vantaggi dell'investimento passivo con una maggiore personalizzazione, a differenza dei fondi comuni o degli exchange-traded fund (ETF), si tratta di conti nei quali i risparmiatori detengono i titoli sottostanti e possono personalizzare i loro portafogli in base alle loro esigenze e alle proprie preferenze personali. Ad esempio, chi ha a cuore investimenti di tipo etico o ecologico può costruire degli indici che escludono titoli emessi da aziende operanti in settori non graditi. Quali indicazioni possiamo trarre da questo trend e quali spunti per i nostri risparmi personali? Una tendenza di fondo, di cui abbiamo parlato molte volte è una sorta di democratizzazione della finanza. Servizi che prima erano appannaggio di clienti molto facoltosi oggi sono di fatto disponibili anche per i piccoli risparmiatori. L'altro tema su cui riflettere è la convenienza delle strategie passive: pochi gestori molto capaci riescono a battere i mercati nel tempo ed è estremamente difficile e rischioso provare a riconoscerli in anticipo. Sappiamo invece che, investendo in modo diversificato su tutti i mercati globali, nel corso di un periodo sufficientemente prolungato, esiste una probabilità molto elevata di conseguire risultati soddisfacenti. Dunque, tutte le innovazioni che consentono di ottenere elevata diversificazione e personalizzazione anche a chi non dispone di patrimoni ingenti vanno salutate come un progresso molto positivo. Rimane come punto aperto il passaggio della autovalutazione, quello che talvolta abbiamo chiamato “conosci Te Stesso” ossia una accurata analisi della propria posizione individuale al fine di individuare l'allocazione di portafoglio più opportuna. Per questa fase ci si può avvalere di consulenti, che vanno sempre scelti tra i professionisti abilitati dalla leggere a svolgere questa professione e occorre dotarsi di una cassetta degli attrezzi di base per comprendere i meccanismi di fondo. Quest'ultima finalità è l'obiettivo dei podcast, video e del libro la finanza in soldoni. Note: https://www.morningstar.com/articles/1052221/what-is-direct-indexinghttps://www.investopedia.com/direct-indexing-5205141https://www.economist.com/finance-and-economics/2022/01/08/the-rise-of-personalised-stock-indicesPotete seguire i #podcast de #lafinanzainsoldoni https://www.spreaker.com/show/la-finanza-in-soldoniche trovate sulle principali piattaforme, una newsletter, https://lafinanzainsoldoni.substack.com/è un libro che trovate in Libreria e nei principali Bookstore on line.https://www.amazon.it/finanza-soldoni-Massimo-Famularo/dp/8868492458/Buon anno e arrivederci al prossimo video.Leggi le "Storie di Tutti i colori più uno"https://www.amazon.it/Storie-tutti-colori-pi%C3%B9-uno/dp/B09F1G3WZP/Seguite i miei aggiornamenti via https://massimofamularo.com/https://www.youtube.com/c/MassimoFamularo/

FinTech Roadmap
Robo-advisory a WealthTech s CEO Portu Radimem Krejčím

FinTech Roadmap

Play Episode Listen Later Jul 8, 2021 33:47


Pozvání do našeho podcastu přijal i CEO Portu Radim Krejčí, který má letité zkušenosti z velkých finančních společností, jako jsou Patria Finance a Wood & Company a bavili jsme se spolu o robo-advisory a WealthTechu. Neznáte termín "robo-advisory"? V této epizodě se dozvíte, co to je, jak to funguje a proč by vás možná mohlo i zajímat za pomocí robo-advisora, jako je Portu investovat. Robo-advisors jsou zaměření převážně na sektor retailového investování, který neustále roste. Proč tomu tak je? I to budete po poslechu podcastu vědět společně se spoustou dalších zajímavostí, jako například proč je nutné projít při registraci procesem KYC a nebo co je to ESG investování. Samozřejmě přišla řeč i na technologie typu AI, ML, blockchain a jejich možné využití v investiční oblasti. Velmi zajímavé bylo také slyšet, jak prakticky funguje Portu gallery, kde lze formou participace investovat do fyzických cenností.

10 Leaves
The definitive guide to Robo Advisory Licenses in the DIFC

10 Leaves

Play Episode Listen Later May 24, 2021 11:23


This episode is also available as a blog post: https://10leaves.ae/publications/difc/difc-digital-investment-management-robo-advisory-license The DIFC has provisions for both regulated and non-regulated fintech in the Innovation Hub. While they have issued detailed guidelines on Money Services Businesses, there is no such explicit guidance on Robo Advisory licenses. What are Robo-Advisors? Robo-advisors are a class of financial adviser that provide financial advice or Investment management online with moderate to minimal human intervention. They provide digital financial advice based on mathematical rules or algorithms, and use technology to interact with more tech-savvy clients, as opposed to the traditional method of relationship-based advisory. This technology allows investment managers to provide tailored investment management services to clients in a cost-effective and scalable manner. Why Use a Robo-Advisor? There are many reasons why investors may choose to use robo-advisors as opposed to a traditional portfolio manager or financial advisor including: Low fees and no conflict of interest: Many Digital Investment Managers charge significantly lower fees compared to traditional financial advisors. Conflicts of interest are minimized, since there is no bias or pressure to push a certain set of products or solutions. Low minimum requirements: Most financial advisory firms have higher requirements of initial commitments – usually a minimum in excess of US$ 100,000. Robo advisors have much lower entry requirements (some as low as US$ 1,000) and work on volumes. Availability: Digital Investment Managers are automated and hence available 24/7. Prominent robo-advisory firms include https://www.betterment.com, https://www.personalcapital.com, and https://intelligent.schwab.com. The Dubai Financial Services Authority, or DFSA, reviews applications from firms who wish to carry out financial services from the DIFC. In the absence of explicit guidance, based on our experience with DIFC Robo-advisory applications, the following activities may be applicable, depending on the business model, whether fully-digital, or hybrid. Firms that sell white-labeled technology solutions to wealth managers are not covered since they do not require financial services permissions.

Coinscrum :: Crypto News, Analysis, DeFi
An SEC Regulated Robo-Advisor for Digital Assets with Makara's Jesse Proudman

Coinscrum :: Crypto News, Analysis, DeFi

Play Episode Listen Later May 12, 2021 25:33


//Coinscrum Markets EP50 Segment - Market Spotlight with Makara's Jesse Proudman //Segment Overview:: As the crypto asset markets continue to attract a new wave of retail and institutional participants alike, the breadth of possible investment opportunities can seem mind boggling and, for the uninitiated, somewhat risky - especially when directly investing in, managing and storing the assets themselves. Although the same can be said for traditional asset classes, tools to help de-risk and simplify investment decisions for retail investors have existed for some time but similar products and services such as Robo-Advisory for crypto have been lacking - until now. Jesse Proudman joined Teana Baker-Taylor to discuss how he and his team have taken the technology and strategies they developed for their institutional clients at their crypto-hedge fund, Strix Leviathan, and have repurposed them for a retail audience in a regulatory compliant manner. //Read on Coinscrum Website www.coinscrum.com or watch the video version on our Youtube Channel. //Follow our Social Media:: www.linkedin.com/company/coinscrum www.twitter.com/coinscrum www.facebook.com/Coinscrum //Join our Facebook Community:: https://www.facebook.com/groups/Coinscrum //Our sponsors:: Buy & HODL BTC/ETH/LTC/XRP on Luno - http://www.coinscrum.com/luno-exchange/ Earn up to 8% interest with Blockfi - http://www.coinscrum.com/blockfi-earn-interest/ Analyse on-chain data at ByteTree - http://www.coinscrum.com/bytetree-terminal/ The world's most popular way to buy, sell, and trade crypto - https://www.blockchain.com/

Pera & Purpose Podcast
Rise of the Robo Advisors ft. Michele Ferrario

Pera & Purpose Podcast

Play Episode Listen Later May 6, 2021 52:52


Will you trust a robot or an AI to handle your finances? Why not? For the past couple of months, I have been investing in a robo advisor because of its simplicity, ease of use and most importantly - low management fees! With their growing popularity, a question begs to be answered: are robo advisors better than the traditional human financial advisors that we are so used to? To help me find the answer, I have invited Michele Ferrario, the CEO & Co-Founder of StashAway. In January of this year, Stashaway became the first digital wealth manager in Southeast Asia to manage more than $1 billion, and early this week, they have raised US$25mil in Series D funding led by Sequoia Capital India. This goes to show how promising the company is and the entire Robo-Advisory industry in general. Prior to SA Michele was the former CEO of Zalora Group and the co-founder of Rocket Internet in Italy and Pakistan. He worked as Investment Manager at Synergo and as Engagement Manager at McKinsey. He earned his MBA at Columbia Business School and his Bachelor of Science in Finance at Bocconi University in Italy. -- Jay Adrian Tolentino AKA “Kuya Jay” is a Financial Literacy Evangelist and an Independent Financial Coach based in Dubai. He holds certifications from the Chartered Insurance Institute UK (CII) - Award in Financial Planning and Award in Investment Planning, and from the Registered Financial Philippines - Associate Financial Planner (AFP) and Registered Financial Planner (RFP). He worked as a Consultant in one of the top brokerage firms in the UAE and a Yaman Coach under the Personal Finance Advisers (PFA) in the Philippines. He got featured in ABS CBN Balitang Global in April of 2019 for the Empowered Expats vlog along with Seigmond Abad. June 2020, he was given the Excellence Award in Insurance & Other Financial Services by the Filipino Social Club as part of the celebration of the Philippine Independence Day. Also last August 2020, he was invited to speak in Congress to represented the sentiments of many OF's regarding the mandatory 3% contribution being asked by Philhealth. He also hosts Business Mondays, Finance Fridays, and Real Talk On Real Estate thru his Purpose Driven Finance FB page & YT channel, which can also be listened to on Pera & Purpose Podcast available on Spotify, Apple Podcast and other major podcast platforms.

Hannes and Guests - meet&speak
Money's too tight to mention - von wegen! Stefan Schmitt

Hannes and Guests - meet&speak

Play Episode Listen Later Apr 25, 2021 12:49


Stefan Schmitt ist Darmstädter und ausgebildeter Banker mit über 20 Jahren Berufserfahrung. Als ehemaliger Fachbereichsleiter bei der Deutschen Bank und Bereichsleiter einer Volksbank war er in verschiedenen Vertriebs- und Führungspsoitionen aktiv. Heute ist Stefan Schmitt ein Fintech-Manager und leitet das operative Geschäft des Vermögensveralters Inno-Invest. Die Inno-Invest ist ein von Banken unabhängiger Vermögensverwalter und zählt zu den deutschen Fintechs. Im Gespräch mit Hannes Marb berichtet er über die neuste Art der Vermögensverwaltung, dem so genannten Robo Advisory und über die Vorteile der Digitalisierung in der Finanzbranche. Ein "gewinnbringendes" Interview!

10 Leaves
Guide to the ADGM Robo Advisory License

10 Leaves

Play Episode Listen Later Mar 30, 2021 9:11


This episode is also available as a blog post: https://10leaves.ae/publications/adgm/adgm-issues-digital-investment-management-license-10-leaves Robo-advisors are a class of financial adviser that provide financial advice or Investment management online with moderate to minimal human intervention. They provide digital financial advice based on mathematical rules or algorithms, and use technology to interact with more tech-savvy clients, as opposed to the traditional method of relationship-based advisory. This technology allows investment managers to provide tailored investment management services to clients in a cost-effective and scalable manner. Why Use a Robo-Advisor? There are many reasons why investors may choose to use robo-advisors as opposed to a traditional portfolio manager or financial advisor including: Low fees and no conflict of interest: Many Digital Investment Managers charge significantly lower fees compared to traditional financial advisors. Conflicts of interest are minimized, since there is no bias or pressure to push a certain set of products or solutions. Low minimum requirements: Most financial advisory firms have higher requirements of initial commitments – usually a minimum in excess of US$ 100,000. Robo advisors have much lower entry requirements (some as low as US$ 1,000) and work on volumes. Availability: Digital Investment Managers are automated and hence available 24/7. Prominent robo-advisory firms include https://www.betterment.com, https://www.personalcapital.com, and https://intelligent.schwab.com. The Financial Services Regulatory Authority, or FSRA, reviews applications from firms who wish to carry out financial services from the ADGM. Their guidance for Digital Investment Managers includes those operating on fully-digital models, and hybrid models. Firms that sell white-labeled technology solutions to wealth managers are not covered since they do not require financial services permissions. ADGM Applicable Activities The following regulated activities will be applicable: Advising on Investments or Credit – firms issuing recommendations on portfolios of financial instruments Arranging Deals in Investments – firms issuing recommendations and passing instructions to brokers (with client consent) Managing Assets – firms engaging in discretionary management of client portfolios, including discretionary portfolio rebalancing.

So This Is My Why
Ep 42: Wai Ken Wong - Country Manager, StashAway (Malaysia)

So This Is My Why

Play Episode Listen Later Mar 29, 2021 88:00


Wai Ken Wong is the Country Manager of StashAway (Malaysia). He first worked in investments in Khazanah Nasional Berhad, then became the Vice President of the Equity Capital Markets at Affin Hwang Capital, before entering the startup world. Want to learn what it's like working in the fintech startup world, all things investments & the intricacies of how StashAway is set up? This is the episode for you! Highlights: * 2:38: Using ang pow money to invest in unit trusts * 6:10: Why he moved to Australia at the age of 16 * 7:54: Enjoying business * 9:24: Whether Wai Ken was ever tempted to drop out of college to launch a startup * 10:41: What drove Wai Ken to start working while still studying * 17:56: Working in Khazanah * 21:33: Working with Dato Hisham * 22:35: Working at Affin Hwang * 26:07: Why Wai Ken decided to join StashAway - then a 2-year-old startup that began in Singapore * 32:13: Whether he had any doubts about joining StashAway * 33:34: His role as Country Manager from Day 1 * 35:36: How Wai Ken built a 5000 person waiting list before StashAway launched in Malaysia * 41:42: The role of content creation in StashAway * 44:27: What does “robo advisory” mean? * 47:38: Robo Advisory v ETFs * 49:51: StashAway's investment framework - known as the Economic Regime Base Asset Allocation (ERAA) * 52:40: How StashAway came up with its risk index * 54:56: Guaranteeing a 1% chance of your portfolio dropping? * 57:17: How StashAway categorises risk * 1:01:58: Will customers get to determine their own assets with StashAway in the future? * 1:04:44: StashAway Simple * 1:06:51: Why StashAway Simple doesn't have PIDM protection * 1:09:01: What guarantees StashAway has for its customers * 1:11:51: How StashAway came up with its projected rate of 2.4% for StashAway Simple * 1:14:05: How StashAway compares to Wahed & MyTheo * 1:15:47: Whether StashAway will ever invest in crypto * 1:17:53: StashAway's Series B & Series C fundraising rounds * 1:22: What do the rich know, that the poor should know?

WSJ Your Money Briefing
Goldman Sachs Joins Push to Lure Young Clients With Robo-Advisory Tool

WSJ Your Money Briefing

Play Episode Listen Later Feb 18, 2021 8:48


This week, Goldman Sachs joined other big banks by introducing a low-cost, digital wealth-management tool aimed at young investors, called Marcus Invest. Banking reporter Peter Rudegeair explains the costs and features of these sorts of automated services. J.R. Whalen hosts. Learn more about your ad choices. Visit megaphone.fm/adchoices

Edge Money
E 10 - Robo Advisory

Edge Money

Play Episode Listen Later Sep 29, 2020 6:47


The easiest way to start investing if you don't know how to invest or you are starting with a small amount. --- Send in a voice message: https://anchor.fm/edge-money/message

Smart Dubai Podcast
You don’t have to be a millionaire to invest in global markets

Smart Dubai Podcast

Play Episode Listen Later Jul 21, 2020 16:58


Nadine Mezher, Co-Founder and Chief Marketing Officer of Sarwa discusses how her Dubai grown digital financial advisory firm is helping new investors make smarter, diversified and cost-efficient investment decisions. Investors can start an account with as low as USD 500 and leverage Sarwa’s algorithms to invest in different portfolios depending on their risk appetite.

Jungunternehmer Podcast
Erik Podzuweit, Scalable Capital | Gründerstories

Jungunternehmer Podcast

Play Episode Listen Later Jul 8, 2020 49:13


Über Goldman Sachs zum größten Investment Robo AdvisorErik Podzuweit ist einer der Gründer von Scalable Capital, dem führenden Robo Advisor. Heute hat Scalable Capital mehr als 2 Mrd. Euro under Management und hat soeben auch einen Flatrate Online Broker gelauncht.Robo Advisory beschreibt einen technisch abgebildeten Investmentvorgang, der deinen Wünschen, deiner Risikobereitschaft und deinem Kapital angepasst ist.Gestartet hat Erik's Karriere mit einem Studium im Bereich "Finance".Nach dem Studium ging Erik zu Goldman Sachs, der wohl mächtigsten Investment Banking Firma der Welt. 7 Jahre hat es Erik dort gehalten, er stieg zum Vice President auf, bevor er als Co-Ceo Germany zu Westwing wechselte.Nach einem Jahr bei Westwing gründete er Scalable Capital.Stand heute, nach fast 6 Jahren, hat Scalable Capital mehr als 100 Mitarbeiter, Investoren wie Goldman Investmentbänker, Blackrock Capital und mehr als 2 Mrd. Euro Assets under management.Wichtige Links:- Erik's LinkedIn: https://www.linkedin.com/in/erik-podzuweit-156a4567/- Scalable Capital: https://scalable.capital- YEP: https://jungunternehmerpodcast.com/yep See acast.com/privacy for privacy and opt-out information.

21% Rocznie | Podcast | Jak inwestować
PJI39: Jak inwestować długoterminowo, z myślą o emeryturze, za pomocą funduszy ETF - Michał Manin, Finax

21% Rocznie | Podcast | Jak inwestować

Play Episode Listen Later Apr 13, 2020 47:50


Jak inwestować na emeryturę i dlaczego warto to robić poprzez fundusze inwestycyjne ETF również inwestujące zagranicą - o tym właśnie rozmawiamy w najnowszym odcinku podcastu "21% rocznie | Jak inwestować".Ostatnie lata pokazują, że pasywne inwestowanie na polskiej giełdzie zupełnie się nie sprawa. Najstarszy polski indeks WIG jest dzisiaj dokładnie na tym samym poziomie na którym był 14 lat temu, czyli w 2006 roku. Są oczywiście na świecie indeksy giełdowe, które wypadają podobnie, a nawet gorzej. Jest jednak wiele takich, które wypadają pod tym względem dużo, dużo lepiej. Zapraszam do 39 odcinka podcastu "21% rocznie | Jak inwestować", w którym porozmawiam o tym jak inwestować długoterminowo, z myślą o emeryturze, za pomocą funduszy ETF. Moim gościem jest Michał Manin z fintechu Finax oferującego usługę robodoradztwa. Porozmawiamy o tym dlaczego warto dywersyfikować globalnie swoje inwestycje długoterminowe, w jaki sposób w tej kwestii mogą pomóc fundusze ETF i jak to wszystko w całość spina Finax, który jest partnerem tego odcinka podcastu.Czym jest robodoradztwo Finax i jak ta usługa pomaga inwestować?Robodoradztwo Finax - jak inwestować na emerytruręFinax to słowacki fintech licencjonowany przez tamtejszy bank centralny, który oferuje usługę robodoradztwa inwestycyjnego w Polsce, na Słowacji w Czechach oraz na Węgrzech. Posiada ponad 6000 klientów którym proponuje 11 strategii inwestycyjnych skonstruowanych z 6 renomowanych funduszy ETF inwestujących na rynku akcji i 4 z rynku obligacji. Strategia zakłada zdywersyfikowane inwestowanie globalne. Inwestując poprzez Finax kupujesz jednocześnie ponad 10 tys instrumentów finansowych, które pokrywają ponad 75% globalnego rynku akcji. Połączenie algorytmu ze zdywersyfikowanymi funduszami ETF i niskimi prowizjami ma za zadanie sprzyjać inwestowaniu długoterminowemu. Gość podcastu, Michał Manin, jest odpowiedzialny za rozwój Finax w Polsce.Zniżka na usługi Finax dla czytelników Strefy Inwestorów i słuchaczy podcastuFinax oferuje specjalną zniżkę czytelnikom Strefy Inwestorów i słuchaczom podcastu. Zniżka oznacza, że opłata manipulacyjna - czyli opłata za zaksięgowanie pierwszej wpłaty nie będzie pobierana. Warunkiem jest stworzenie konta przez nowego klienta do 20 kwietnia 2020 r. i przelanie pierwszej wpłaty.Normalnie Finax pobiera opłatę za zaksięgowanie wpłaty przy wpłatach poniżej 1000 euro (lub równowartości w Złotych). Jest to 1%+VAT (czyli 1,2%). Zniżka oznacza, że klient nie będzie uiszczać opłaty za zaksięgowanie wpłaty, nawet w przypadku przesłania na swoje konto/konta wpłat poniżej 1000 euro (lub równowartości w Złotych).Żeby skorzystać ze zniżki, wystarczy zarejestrować się poprzez TEN LINK:https://www.finax.eu/pl/affiliate/strefa-podcast01/registerW tym podcaście 00:02:10 Kim jest i czym się zajmuje Michał Manin? 00:03:43 Czym jest, jak i gdzie powstał Finax? 00:08:01 Co oferuje Finax i dlaczego ponad 6000 osób korzysta z jego usług? 00:11:09 Czym się różni podejście Polaków do emerytury i inwestowania od podejścia Słowaków? 00:13:33 Dlaczego należy dywersyfikować swoje inwestycje emerytalne i długoterminowe geograficzne? 00:14:50 Na czym polega usługa robodoradztwa, którą oferuje Finax? 00:18:53 Jakie fundusze inwestycyjne ETF ma w swojej ofercie Finax? 00:20:38 W jaki sposób strategię inwestowania na emeryturę dobiera algorytm? 00:23:51 Czym jest rebalancing i dlaczego należy go stosować w inwestowaniu długoterminowym? 00:28:00 Na jakich rynkach i na jakiej zasadzie w Polsce funkcjonuje Finax? 00:32:44 Kto korzysta z usług Finax? 00:35:27 Podatki a Finax? 00:39:15 W czym fundusze ETF mają przewagę nad zwykłymi funduszami inwestycyjnymi? 00:41:11 Jakie długoterminowe plany ma Finax?Ten odcinek podcastu jest częścią akcji partnerskiej prowadzonej wspólnie z Finax

21% Rocznie | Podcast | Jak inwestować
PJI39: Jak inwestować długoterminowo, z myślą o emeryturze, za pomocą funduszy ETF - Michał Manin, Finax

21% Rocznie | Podcast | Jak inwestować

Play Episode Listen Later Apr 13, 2020 47:50


Jak inwestować na emeryturę i dlaczego warto to robić poprzez fundusze inwestycyjne ETF również inwestujące zagranicą - o tym właśnie rozmawiamy w najnowszym odcinku podcastu "21% rocznie | Jak inwestować".Ostatnie lata pokazują, że pasywne inwestowanie na polskiej giełdzie zupełnie się nie sprawa. Najstarszy polski indeks WIG jest dzisiaj dokładnie na tym samym poziomie na którym był 14 lat temu, czyli w 2006 roku. Są oczywiście na świecie indeksy giełdowe, które wypadają podobnie, a nawet gorzej. Jest jednak wiele takich, które wypadają pod tym względem dużo, dużo lepiej. Zapraszam do 39 odcinka podcastu "21% rocznie | Jak inwestować", w którym porozmawiam o tym jak inwestować długoterminowo, z myślą o emeryturze, za pomocą funduszy ETF. Moim gościem jest Michał Manin z fintechu Finax oferującego usługę robodoradztwa. Porozmawiamy o tym dlaczego warto dywersyfikować globalnie swoje inwestycje długoterminowe, w jaki sposób w tej kwestii mogą pomóc fundusze ETF i jak to wszystko w całość spina Finax, który jest partnerem tego odcinka podcastu.Czym jest robodoradztwo Finax i jak ta usługa pomaga inwestować?Robodoradztwo Finax - jak inwestować na emerytruręFinax to słowacki fintech licencjonowany przez tamtejszy bank centralny, który oferuje usługę robodoradztwa inwestycyjnego w Polsce, na Słowacji w Czechach oraz na Węgrzech. Posiada ponad 6000 klientów którym proponuje 11 strategii inwestycyjnych skonstruowanych z 6 renomowanych funduszy ETF inwestujących na rynku akcji i 4 z rynku obligacji. Strategia zakłada zdywersyfikowane inwestowanie globalne. Inwestując poprzez Finax kupujesz jednocześnie ponad 10 tys instrumentów finansowych, które pokrywają ponad 75% globalnego rynku akcji. Połączenie algorytmu ze zdywersyfikowanymi funduszami ETF i niskimi prowizjami ma za zadanie sprzyjać inwestowaniu długoterminowemu. Gość podcastu, Michał Manin, jest odpowiedzialny za rozwój Finax w Polsce.Zniżka na usługi Finax dla czytelników Strefy Inwestorów i słuchaczy podcastuFinax oferuje specjalną zniżkę czytelnikom Strefy Inwestorów i słuchaczom podcastu. Zniżka oznacza, że opłata manipulacyjna - czyli opłata za zaksięgowanie pierwszej wpłaty nie będzie pobierana. Warunkiem jest stworzenie konta przez nowego klienta do 20 kwietnia 2020 r. i przelanie pierwszej wpłaty.Normalnie Finax pobiera opłatę za zaksięgowanie wpłaty przy wpłatach poniżej 1000 euro (lub równowartości w Złotych). Jest to 1%+VAT (czyli 1,2%). Zniżka oznacza, że klient nie będzie uiszczać opłaty za zaksięgowanie wpłaty, nawet w przypadku przesłania na swoje konto/konta wpłat poniżej 1000 euro (lub równowartości w Złotych).Żeby skorzystać ze zniżki, wystarczy zarejestrować się poprzez TEN LINK:https://www.finax.eu/pl/affiliate/strefa-podcast01/registerW tym podcaście 00:02:10 Kim jest i czym się zajmuje Michał Manin? 00:03:43 Czym jest, jak i gdzie powstał Finax? 00:08:01 Co oferuje Finax i dlaczego ponad 6000 osób korzysta z jego usług? 00:11:09 Czym się różni podejście Polaków do emerytury i inwestowania od podejścia Słowaków? 00:13:33 Dlaczego należy dywersyfikować swoje inwestycje emerytalne i długoterminowe geograficzne? 00:14:50 Na czym polega usługa robodoradztwa, którą oferuje Finax? 00:18:53 Jakie fundusze inwestycyjne ETF ma w swojej ofercie Finax? 00:20:38 W jaki sposób strategię inwestowania na emeryturę dobiera algorytm? 00:23:51 Czym jest rebalancing i dlaczego należy go stosować w inwestowaniu długoterminowym? 00:28:00 Na jakich rynkach i na jakiej zasadzie w Polsce funkcjonuje Finax? 00:32:44 Kto korzysta z usług Finax? 00:35:27 Podatki a Finax? 00:39:15 W czym fundusze ETF mają przewagę nad zwykłymi funduszami inwestycyjnymi? 00:41:11 Jakie długoterminowe plany ma Finax?Ten odcinek podcastu jest częścią akcji partnerskiej prowadzonej wspólnie z Finax

ST Sports Podcast Special
What is a robo-advisory? Money Hacks Ep 62

ST Sports Podcast Special

Play Episode Listen Later Jan 5, 2020 10:16


Money Hacks Ep 62: What is a robo-advisory? 10:15 min Synopsis: In this fortnightly podcast series on Mondays, The Business Times breaks down actionable financial tips. Robo-advisers are becoming more common in Singapore, but just what is a robo-advisory and how is it different from traditional investing methods? Chris Lim hosts Evy Wee, head of financial planning & personal investing at DBS, who explains the basics: 1. What is a robo-advisory? (0:24) 2. Are robo-advisers easier for people who are starting their investing journey? (1:16) 3. What kind of fees are involved? (4:20) 4. Equities vs ETF portfolios: what are the basic considerations? (7:57) Produced by: Chris Lim and Lee Kim Siang Edited by: Adam Azlee Follow more Money Hacks podcasts and rate us on: Spotify: http://bt.sg/oeGN Apple Podcasts: http://bt.sg/oeXe Google podcasts: http://bt.sg/oeGd Playlist: http://bt.sg/btpodcasts Website: http://bt.sg/moneyhacks Feedback to: podcast@sph.com.sg Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. Thank you for your support! ST & BT Podcasts picked up a silver medal for Best Digital Project to engage younger and/or millennial audiences at 2019 Asian Digital Media Awards by Wan-Ifra: https://str.sg/Jw5T  Watch a video of Podcasts on the rise in Singapore: https://youtu.be/aGJ4cbch6eQ

Money Hacks
What is a robo-advisory? Money Hacks Ep 62

Money Hacks

Play Episode Listen Later Jan 5, 2020 10:16


Money Hacks Ep 62: What is a robo-advisory? 10:15 min Synopsis: In this fortnightly podcast series on Mondays, The Business Times breaks down actionable financial tips. Robo-advisers are becoming more common in Singapore, but just what is a robo-advisory and how is it different from traditional investing methods? Chris Lim hosts Evy Wee, head of financial planning & personal investing at DBS, who explains the basics: 1. What is a robo-advisory? (0:24) 2. Are robo-advisers easier for people who are starting their investing journey? (1:16) 3. What kind of fees are involved? (4:20) 4. Equities vs ETF portfolios: what are the basic considerations? (7:57) Produced by: Chris Lim and Lee Kim Siang Edited by: Adam Azlee Follow more Money Hacks podcasts and rate us on: Spotify: http://bt.sg/oeGN Apple Podcasts: http://bt.sg/oeXe Google podcasts: http://bt.sg/oeGd Playlist: http://bt.sg/btpodcasts Website: http://bt.sg/moneyhacks Feedback to: podcast@sph.com.sg Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. Thank you for your support! ST & BT Podcasts picked up a silver medal for Best Digital Project to engage younger and/or millennial audiences at 2019 Asian Digital Media Awards by Wan-Ifra: https://str.sg/Jw5T  Watch a video of Podcasts on the rise in Singapore: https://youtu.be/aGJ4cbch6eQ

The Business Times Podcasts
What is a robo-advisory? Money Hacks Ep 62

The Business Times Podcasts

Play Episode Listen Later Jan 5, 2020 10:16


Money Hacks Ep 62: What is a robo-advisory? 10:15 min Synopsis: In this fortnightly podcast series on Mondays, The Business Times breaks down actionable financial tips. Robo-advisers are becoming more common in Singapore, but just what is a robo-advisory and how is it different from traditional investing methods? Chris Lim hosts Evy Wee, head of financial planning & personal investing at DBS, who explains the basics: 1. What is a robo-advisory? (0:24) 2. Are robo-advisers easier for people who are starting their investing journey? (1:16) 3. What kind of fees are involved? (4:20) 4. Equities vs ETF portfolios: what are the basic considerations? (7:57) Produced by: Chris Lim and Lee Kim Siang Edited by: Adam Azlee Discover Money Hacks Podcast fortnightly on Mondays and rate us on: Channel: http://bt.sg/btmoneyhacks Apple Podcasts: http://bt.sg/oeXe Spotify: http://bt.sg/oeGN Google podcasts: http://bt.sg/oeGd Website: http://bt.sg/moneyhacks Feedback to: podcast@sph.com.sg Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. Thank you for your support! ST & BT Podcasts picked up a silver medal for Best Digital Project to engage younger and/or millennial audiences at 2019 Asian Digital Media Awards by Wan-Ifra: https://str.sg/Jw5T  Watch a video of Podcasts on the rise in Singapore: https://youtu.be/aGJ4cbch6eQ See omnystudio.com/listener for privacy information.

The Straits Times Audio Features
What is a robo-advisory? Money Hacks Ep 62

The Straits Times Audio Features

Play Episode Listen Later Jan 5, 2020 10:16


Money Hacks Ep 62: What is a robo-advisory? 10:15 min Synopsis: In this fortnightly podcast series on Mondays, The Business Times breaks down actionable financial tips. Robo-advisers are becoming more common in Singapore, but just what is a robo-advisory and how is it different from traditional investing methods? Chris Lim hosts Evy Wee, head of financial planning & personal investing at DBS, who explains the basics: 1. What is a robo-advisory? (0:24) 2. Are robo-advisers easier for people who are starting their investing journey? (1:16) 3. What kind of fees are involved? (4:20) 4. Equities vs ETF portfolios: what are the basic considerations? (7:57) Produced by: Chris Lim and Lee Kim Siang Edited by: Adam Azlee Discover Money Hacks Podcast fortnightly on Mondays and rate us on: Channel: http://bt.sg/btmoneyhacks Apple Podcasts: http://bt.sg/oeXe Spotify: http://bt.sg/oeGN Google podcasts: http://bt.sg/oeGd Website: http://bt.sg/moneyhacks Feedback to: podcast@sph.com.sg Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. Thank you for your support! ST & BT Podcasts picked up a silver medal for Best Digital Project to engage younger and/or millennial audiences at 2019 Asian Digital Media Awards by Wan-Ifra: https://str.sg/Jw5T  Watch a video of Podcasts on the rise in Singapore: https://youtu.be/aGJ4cbch6eQ See omnystudio.com/listener for privacy information.

When Women Win
Nadine Mezher: Owning Your Financial Independence

When Women Win

Play Episode Listen Later Dec 15, 2019 37:11


This episode is for people who want to learn more about investing cheaply, and those interested in entrepreneurship. My favorite quote was “You only incur the loss when you pull out of the market”. You can find Nadine on LinkedIn or at www.sarwa.co   ***************************************************** Want detailed show notes? A list of book recommendations? To send us some love? To nominate a guest? Head to whenwomenwinpodcast.com Let’s get social! When Women Win is @whenwomenwinpodcast on Instagram, Twitter & LinkedIn. If you’re on iTunes, would you kindly take half a minute to rate & review the podcast? It would help tremendously. Thank you, Rana

Rebank: Banking the Future
The Future of Roboadvisory with Bambu

Rebank: Banking the Future

Play Episode Listen Later Dec 3, 2019 31:48


Ned Phillips is the Founder and CEO of Bambu, a white-label roboadvisory platform. Backed by Franklin Templeton, among others, Bambu builds roboadvisory offerings for banks, investments firms and other consumer-facing businesses. In this conversation, we discuss the limitations of current roboadvisory offerings, the reasons banks have trouble designing solutions for customers and where the space goes from here. Prior to founding Bambu, Ned was the Managing Director of Asia for E-Trade and brings a decades long perspective on digital investments to this conversation. I’m a firm believer in the power of technology in personal financial management as much as in any other vertical, and we’ve only just scratched the surface. For all of our past episodes, and to sign up to our newsletter, please visit www.bankingthefuture.com Thank you very much for joining us today. Please welcome, Ned Phillips

Maverick Dreamers and Thinkers with Chloe Cho
Myth vs Reality of Robo Advisory: Can robots beat the market?

Maverick Dreamers and Thinkers with Chloe Cho

Play Episode Listen Later Nov 29, 2019 36:01


Robo advisory, can it beat the market? What happens when AI gets behind money management? In a year that saw passive beat active allocation for the first time ever, how are robo services disrupting the investment scene? What’s the future of banking? Chloe talks to Ned Phillips, founder & CEO of Singapore B2B fintech, Bambu on myths vs reality.

Aktuelle Wirtschaftsnews aus dem Radio mit Michael Weyland

Thema heute:    Deutsche Banken verlieren bei Digitalisierung an Boden Deutsche Banken zählen bei der Benutzerfreundlichkeit und Betreuung sowie beim digitalen Marketing zum europäischen Spitzenfeld. Dagegen besteht noch großer Nachholbedarf im digitalen Vertrieb und beim Angebot innovativer Dienstleistungen und Geschäftsmodelle.   Das sind zentrale Ergebnisse des 2. Digital Banking Index der Strategieberatung Oliver Wyman, der aus Kundenperspektive den aktuellen Stand der Digitalisierung von rund 70 Banken aus sechs europäischen Ländern bewertet. Im Fokus der Analyse stehen Filial- und Direktbanken in Deutschland, Großbritannien, Italien, Portugal, der Schweiz und Spanien. Dabei wurde der Grad der Digitalisierung in vier Dimensionen untersucht: Digitaler Vertrieb, Benutzerfreundlichkeit & Betreuung, digitale Innovation und digitales Marketing.   Im Ländervergleich verlieren die deutschen Banken beim Thema Digitalisierung im Vergleich zum Vorjahr weiter an Boden, während spanische Kreditinstitute nach wie vor den höchsten Digitalisierungsgrad aufweisen. So befindet sich Deutschland in der Gesamtwertung mit 3,8 von 10 möglichen Punkten auf Platz 4 und damit lediglich im unteren Mittelfeld. Den Spitzenplatz hat sich Spanien mit 4,3 Punkten gesichert, gefolgt von der Schweiz (4,1 Punkte) und Großbritannien (4,0 Punkte). Die unteren Plätze im Ranking belegen Italien (3,6 Punkte) und Portugal (3,2 Punkte).   "Betrachtet man die Einzelwertungen der deutschen Banken in den vier Dimensionen, so kristallisieren sich deutliche Stärken und Schwächen heraus", fasst man bei Oliver Wyman die Ergebnisse der Studie zusammen. So haben die Finanzinstitute aus Deutschland im Bereich digitales Marketing klar die Nase vorn und stehen im Ranking auf Platz 1 (5,2 Punkte). Hier geht es vor allem um Reichweite, Suchmaschinenpräsenz, die Positionierung der Geldhäuser in Preisvergleichsportalen sowie eine optimierte Platzierung der Smartphone-App. Auch bei der Benutzerfreundlichkeit, dem Umfang digitaler Verwaltungsmodelle und digitalen Kontaktmöglichkeiten sind die deutschen Banken im internationalen Vergleich gut aufgestellt und nehmen den 2. Platz (4,6 Punkte) ein. "Das resultiert insbesondere aus einem guten Angebot an digitalen Kontaktmöglichkeiten sowie den fortschrittlichen Angeboten des Online-und Mobile-Bankings", erklärt man. Dagegen besteht für die deutschen Finanzinstitute bei digitalen Innovationen aus den Bereichen "Plattform", "Payments", "Coaching" und "RoboAdvisory" sowie bei "Beyond Banking"-Diensten noch Luft nach oben.   Diesen Beitrag können Sie nachhören oder downloaden unter:

Börsenradio to go Marktbericht
Börsenradio Marktbericht Di. 15.10.2019 - Brexit-Hoffnung und gute US-Banken beflügeln Börsen trotz Wirecard-Absturz

Börsenradio to go Marktbericht

Play Episode Listen Later Oct 15, 2019 14:18


Impulse für die Börse kommen ja meist von der Politik momentan. Was ist mit Handelskrieg China und USA und wie gut laufen die Gespräche dort? Wir wissen es nicht genau, aber die Signale sind gut. Wie steht es um den Brexit und kommt da noch ein Deal auf den letzten Metern? Wir wissen es nicht genau, aber es gibt positive Signale. Das hilft den Börsen: sowohl Wall Street als auch DAX legen weiter zu. Vor allem im DAX ist das nicht selbstverständlich, denn da schmiert eine Aktie so richtig ab. Zweistelliges Minus bei Wirecard nach erneuten Vorwürfen der Financial Times. DAX Schlusskurs 12.630 Punkte, +1,2 %. Die Hoffnung auf einen Brexit Deal brachte nochmal eine Schub, außerdem eine positive Wall Street, wo die Berichtssaison mit wirkliche guten US Banken gestartet ist: JP Morgan, Wells Fargo, Goldman Sachs, Citigroup allesamt mit Milliardengewinnen. Vor allem JP Morgan steigerte sich deutlich, einzig Wells Fargo zeigte etwas schwächere Gewinne. Sie hören diesmal Tech Experte Thomas Rappold zum Wechsel an der SAP Spitze, Finanzbloggerin Margarethe Honisch aka Fortunalista zur Situation der Frauen in der Finanzwelt, Florian König aus dem Team von Prof Max Otte zu Familienunternehmen, Martin Daut CEO von Quirion zu Robo Advisory und Anoch Wilhelms zur aktuellen Entwicklung im Börsenspiel Traders 2019.

Aktuelle Wirtschaftsnews aus dem Radio mit Michael Weyland

Thema heute:    Deutsche Banken verlieren bei Digitalisierung an Boden Deutsche Banken zählen bei der Benutzerfreundlichkeit und Betreuung sowie beim digitalen Marketing zum europäischen Spitzenfeld. Dagegen besteht noch großer Nachholbedarf im digitalen Vertrieb und beim Angebot innovativer Dienstleistungen und Geschäftsmodelle. Das sind zentrale Ergebnisse des 2. Digital Banking Index der Strategieberatung Oliver Wyman, der aus Kundenperspektive den aktuellen Stand der Digitalisierung von rund 70 Banken aus sechs europäischen Ländern bewertet. Im Fokus der Analyse stehen Filial- und Direktbanken in Deutschland, Großbritannien, Italien, Portugal, der Schweiz und Spanien. Dabei wurde der Grad der Digitalisierung in vier Dimensionen untersucht: Digitaler Vertrieb, Benutzerfreundlichkeit & Betreuung, digitale Innovation und digitales Marketing. Im Ländervergleich verlieren die deutschen Banken beim Thema Digitalisierung im Vergleich zum Vorjahr weiter an Boden, während spanische Kreditinstitute nach wie vor den höchsten Digitalisierungsgrad aufweisen. So befindet sich Deutschland in der Gesamtwertung mit 3,8 von 10 möglichen Punkten auf Platz 4 und damit lediglich im unteren Mittelfeld. Den Spitzenplatz hat sich Spanien mit 4,3 Punkten gesichert, gefolgt von der Schweiz (4,1 Punkte) und Großbritannien (4,0 Punkte). Die unteren Plätze im Ranking belegen Italien (3,6 Punkte) und Portugal (3,2 Punkte). "Betrachtet man die Einzelwertungen der deutschen Banken in den vier Dimensionen, so kristallisieren sich deutliche Stärken und Schwächen heraus", fasst man bei Oliver Wyman die Ergebnisse der Studie zusammen. So haben die Finanzinstitute aus Deutschland im Bereich digitales Marketing klar die Nase vorn und stehen im Ranking auf Platz 1 (5,2 Punkte). Hier geht es vor allem um Reichweite, Suchmaschinenpräsenz, die Positionierung der Geldhäuser in Preisvergleichsportalen sowie eine optimierte Platzierung der Smartphone-App. Auch bei der Benutzerfreundlichkeit, dem Umfang digitaler Verwaltungsmodelle und digitalen Kontaktmöglichkeiten sind die deutschen Banken im internationalen Vergleich gut aufgestellt und nehmen den 2. Platz (4,6 Punkte) ein. "Das resultiert insbesondere aus einem guten Angebot an digitalen Kontaktmöglichkeiten sowie den fortschrittlichen Angeboten des Online-und Mobile-Bankings", erklärt man. Dagegen besteht für die deutschen Finanzinstitute bei digitalen Innovationen aus den Bereichen "Plattform", "Payments", "Coaching" und "RoboAdvisory" sowie bei "Beyond Banking"-Diensten noch Luft nach oben.   Diesen Beitrag können Sie nachhören oder downloaden unter:

Millenial To Millionaire Podcast
Beginner Investment Series: Robo Advisory

Millenial To Millionaire Podcast

Play Episode Listen Later Aug 23, 2019 7:45


So on the last edition of Investment accounts I'm talking about Robo advisory. With us on our phones all day and sometimes limited funds, Robo advisory is a low cost convenient Segway into investing. The low overhead and easy access make it a great way to learn and get your toes wet. As always make sure to subscribe, leave a rating, review, follow on social media @them2mpodcast, tell a friend and #KEEPITONEMILLION --- Support this podcast: https://anchor.fm/paris-grant/support

Fintech 24
Roboadvisory e Asset Management: la gestione passiva degli investimenti incontra l'AI

Fintech 24

Play Episode Listen Later Jun 24, 2019 41:59


Cosa è il Roboadvisory e l’asset management? Come funziona l’Intelligenza Artificiale e come si incastra con gli Investimenti? Chi sono gli utenti che beneficiano di questo incontro per una gestione passiva degli Investimenti?Abbiamo fatto due domande a Michele Mattei ( https://www.linkedin.com/in/michele-mattei/ ), Manager per il Business Development, Planning e Control del gruppo Aruba.Scopri il progetto, partecipa alla community e scopri i contenuti extra su http://fintech24.it

Rebank: Banking the Future
The Past, Present and Future of Roboadvisory with Nick Hungerford

Rebank: Banking the Future

Play Episode Listen Later Jun 18, 2019 39:54


Nick Hungerford is the founder of Nutmeg, the UK’s leading roboadvisor.   Nick founded Nutmeg in 2011 and ran it for five years. Currently, Nick is a partner at Portag3 Ventures and serves on the boards of Nutmeg, multiply.ai and Hong Kong based digital bank Neat.   In addition to the insights we deliver through our podcast and newsletter, Rebank offers advisory services to fintechs, banks and corporates.   Drawing on our experience starting, running and advising fintech businesses and our vast network of the most impactful fintech entrepreneurs, investors and innovators around the world, we help companies make sense of fintech, work through specific questions and optimize proposition and strategy.   For more information about our services, please visit www.bankingthefuture.com.   Thank you very much for joining us today. Please welcome, Nick Hungerford.  

Aktuelle Wirtschaftsnews aus dem Radio mit Michael Weyland

Thema heute:    Deutsche Banken verlieren bei Digitalisierung an Boden Deutsche Banken zählen bei der Benutzerfreundlichkeit und Betreuung sowie beim digitalen Marketing zum europäischen Spitzenfeld. Dagegen besteht noch großer Nachholbedarf im digitalen Vertrieb und beim Angebot innovativer Dienstleistungen und Geschäftsmodelle. Das sind zentrale Ergebnisse des 2. Digital Banking Index der Strategieberatung Oliver Wyman, der aus Kundenperspektive den aktuellen Stand der Digitalisierung von rund 70 Banken aus sechs europäischen Ländern bewertet. Im Fokus der Analyse stehen Filial- und Direktbanken in Deutschland, Großbritannien, Italien, Portugal, der Schweiz und Spanien. Dabei wurde der Grad der Digitalisierung in vier Dimensionen untersucht: Digitaler Vertrieb, Benutzerfreundlichkeit & Betreuung, digitale Innovation und digitales Marketing. Im Ländervergleich verlieren die deutschen Banken beim Thema Digitalisierung im Vergleich zum Vorjahr weiter an Boden, während spanische Kreditinstitute nach wie vor den höchsten Digitalisierungsgrad aufweisen. So befindet sich Deutschland in der Gesamtwertung mit 3,8 von 10 möglichen Punkten auf Platz 4 und damit lediglich im unteren Mittelfeld. Den Spitzenplatz hat sich Spanien mit 4,3 Punkten gesichert, gefolgt von der Schweiz (4,1 Punkte) und Großbritannien (4,0 Punkte). Die unteren Plätze im Ranking belegen Italien (3,6 Punkte) und Portugal (3,2 Punkte). "Betrachtet man die Einzelwertungen der deutschen Banken in den vier Dimensionen, so kristallisieren sich deutliche Stärken und Schwächen heraus", fasst man bei Oliver Wyman die Ergebnisse der Studie zusammen. So haben die Finanzinstitute aus Deutschland im Bereich digitales Marketing klar die Nase vorn und stehen im Ranking auf Platz 1 (5,2 Punkte). Hier geht es vor allem um Reichweite, Suchmaschinenpräsenz, die Positionierung der Geldhäuser in Preisvergleichsportalen sowie eine optimierte Platzierung der Smartphone-App. Auch bei der Benutzerfreundlichkeit, dem Umfang digitaler Verwaltungsmodelle und digitalen Kontaktmöglichkeiten sind die deutschen Banken im internationalen Vergleich gut aufgestellt und nehmen den 2. Platz (4,6 Punkte) ein. "Das resultiert insbesondere aus einem guten Angebot an digitalen Kontaktmöglichkeiten sowie den fortschrittlichen Angeboten des Online-und Mobile-Bankings", erklärt man. Dagegen besteht für die deutschen Finanzinstitute bei digitalen Innovationen aus den Bereichen "Plattform", "Payments", "Coaching" und "RoboAdvisory" sowie bei "Beyond Banking"-Diensten noch Luft nach oben.   Diesen Beitrag können Sie nachhören oder downloaden unter:

Dev Raga Personal Finance
Episode 39: What is a robo-advisory service?

Dev Raga Personal Finance

Play Episode Listen Later Jun 6, 2019 24:39


In this episode we discuss aggressive savings rules. We also dwelve into Robo advisory services.

Pitchdeck Asia
Asheesh Chanda - Kristalai AI, Powered Digital Wealth Manager | Pitchdeck Asia

Pitchdeck Asia

Play Episode Listen Later May 26, 2019 39:45


Asheesh Chanda, founder of Kristal.ai, joins Graham Brown in the ATP studio to talk about his journey from the corporate banking and finance industry to startup life. Kristal.ai is an online Digital Wealth Manager which leverages AI to provide customized financial advisory solutions to the Mass affluent segment, a target segment mostly missed by Private banks & RoboAdvisory platforms. Currently present in 3 countries with plans to expand and raise Series A in Q3 2019. Listen to the entire episode to know more about Kristal.ai and learn about their products, plans for future. Don't forget to subscribe to our channel and hit the like button to support us.

Pitchdeck Asia
PDA102-Asheesh Chanda - Kristalai AI, Powered Digital Wealth Manager

Pitchdeck Asia

Play Episode Listen Later May 26, 2019 39:45


Produced by Pikkal & Co - Award-Winning Podcast Agency. Asheesh Chanda, founder of Kristal.ai, joins Graham Brown in the ATP studio to talk about his journey from the corporate banking and finance industry to startup life. Kristal.ai is an online Digital Wealth Manager which leverages AI to provide customized financial advisory solutions to the Mass affluent segment, a target segment mostly missed by Private banks & RoboAdvisory platforms. Currently present in 3 countries with plans to expand and raise Series A in Q3 2019. Listen to the entire episode to know more about Kristal.ai and learn about their products, plans for future.

Asia Tech Podcast
ATP475: Asheesh Chanda - Kristal.ai, AI powered Digital Wealth Manage

Asia Tech Podcast

Play Episode Listen Later Mar 27, 2019 39:45


Discover more tech podcasts like this: Tech Podcast Asia. Produced by Pikkal & Co - Award Winning Podcast Agency. Asheesh Chanda, founder of Kristal.ai, joins Graham Brown in the ATP studio to talk about his journey from the corporate banking and finance industry to startup life. Kristal.ai is an online Digital Wealth Manager which leverages AI to provide customized financial advisory solutions to the Mass affluent segment, a target segment mostly missed by Private banks & RoboAdvisory platforms. Currently present in 3 countries with plans to expand and raise Series A in Q3 2019. Listen to the entire episode to know more about Kristal.ai and learn about their products, plans for future. Don't forget to subscribe to our channel and hit the like button to support us.

Asia Tech Podcast
475: Asheesh Chanda - Kristal.ai, AI powered Digital Wealth Manager | Asia Tech Podcast

Asia Tech Podcast

Play Episode Listen Later Mar 26, 2019 39:45


Asheesh Chanda, founder of Kristal.ai, joins Graham Brown in the ATP studio to talk about his journey from the corporate banking and finance industry to startup life. Kristal.ai is an online Digital Wealth Manager which leverages AI to provide customized financial advisory solutions to the Mass affluent segment, a target segment mostly missed by Private banks & RoboAdvisory platforms. Currently present in 3 countries with plans to expand and raise Series A in Q3 2019. Listen to the entire episode to know more about Kristal.ai and learn about their products, plans for future. Don't forget to subscribe to our channel and hit the like button to support us.

Asia Tech Podcast New Episodes
475: Asheesh Chanda - Kristal.ai, AI powered Digital Wealth Manager | Asia Tech Podcast

Asia Tech Podcast New Episodes

Play Episode Listen Later Mar 26, 2019 39:45


Asheesh Chanda, founder of Kristal.ai, joins Graham Brown in the ATP studio to talk about his journey from the corporate banking and finance industry to startup life. Kristal.ai is an online Digital Wealth Manager which leverages AI to provide customized financial advisory solutions to the Mass affluent segment, a target segment mostly missed by Private banks & RoboAdvisory platforms. Currently present in 3 countries with plans to expand and raise Series A in Q3 2019. Listen to the entire episode to know more about Kristal.ai and learn about their products, plans for future. Don't forget to subscribe to our channel and hit the like button to support us.

Startuprad.io - The Authority on German, Swiss and Austrian Startups and Venture Capital
Startup News Germany - October 2016

Startuprad.io - The Authority on German, Swiss and Austrian Startups and Venture Capital

Play Episode Listen Later Jan 8, 2019 43:43 Transcription Available


Wohoooooo! The first recognition for our English podcast Startuprad.io. Lately, our German channel was doing well. Now the English one is picking up speed as well. We have been the only podcast from Germany listed in EU-Startups.com's list of "14 entrepreneurship podcasts worth listening to" http://ow.ly/2pI1305Jbe1 We had the first English version of our live format last week. We had a live discussion, which we streamed in YouTube and Periscope. We discussed Robo Advisory with founders, bankers and consultants and more than 100 live guests with our friends from the Fintech Meetup Frankfurt. https://youtu.be/akCaXmFfgMQ You can see the recording of our Robo Advisor discussion live from Frankfurt here on YouTube https://www.youtube.com/watch?v=akCaXmFfgMQ Folge direkt herunterladen

Paymentandbanking FinTech Podcast
FinTech Podcast #188 – KI im Banking

Paymentandbanking FinTech Podcast

Play Episode Listen Later Jan 7, 2019 62:59


Podcast #BEX18 Recap – KI im Banking Wenn Fintech-Startups auf etablierte Banken treffen, wenn auf Augenhöhe miteinander diskutiert wird und wenn die wichtigsten Themen der Fintech- und Bankbranche besprochen werden, dann ist man auf der Banking Exchange (#BEX18). So auch in diesem Jahr. Zum zweiten Mal traf sich das “Who-is-Who”, sozusagen das Klassentreffen der Branche, um zwei Tagen lang über Themen wie PSD2, den Entwicklungen bei den Identity Providern, GAFA Banken, Blockchain oder KMU-Banking zu diskutieren. Exchange steht für den Austausch und genau darum geht es bei den Exchange Veranstaltungen von Payment & Banking. So auch bei der #BEX18. Bei besten Wetter haben 170 Vertreter der Branche an zwei Tagen bei gemütlicher Atmosphäre die Gelegenheit genutzt sich auszutauschen. Das waren die Themen #BEX18 Auf insgesamt neun Panels wurde sehr lebhaft über Themen wie die Entwicklung und den Status Quo der PSDII, KI im Banking, die scheinbar “vergessene” Kundengruppe KMU, wie es nach 5 Jahren Fintech eigentlich heute aussieht oder ob digitale Identitäten wirklich der “hot shit“ sind, wo die Use Cases der Blockchain sind, teils kontrovers diskutiert. Des Weiteren haben wir über Robo Advisory, die kommenden GAFA-Banken orakelt und auch versucht eine Antwort auf die Frage zu finden ob Blockchain wieder weg geht. Die Ergebnisse all dieser Themen sind eigentlich jeweils einen eigenen Artikel wert! In gewohnt bekannter Manier wollen wir auch den zu Hause gebliebenden die Möglichkeit geben das ein oder andere Panel in Gesamtlänge als Podcast zu hören, damit auch ihr noch tiefer in das Thema eintauchen könnt. Heute deswegen das spannende Thema Künstliche Intelligenz (KI) im Banking – wenn Dumm das neue Schlau ist! Alle machen was mit Algorithmen, alle was mit Künstlicher Intelligenz. Nur in der Bankbranche schaut man zu. Dumm oder schlau? Passiert eigentlich überhaupt was im Banking und wenn ja, wer hat die Nase vorn, darüber sprachen auf der #BEX18 Rafael Otero mit Tom Dapp (KfW), Ralf Heim (Fincite) & Max Bense (collectAI). Danke an unsere Sponsoren: - FinCompare - MasterCard - smartsteuer

Paymentandbanking FinTech Podcast
Fintech Podcast #181 - #BEX18 Recap Robo Advisory

Paymentandbanking FinTech Podcast

Play Episode Listen Later Nov 18, 2018 41:20


Wenn Fintech-Startups auf etablierte Banken treffen, wenn auf Augenhöhe miteinander diskutiert wird und wenn die wichtigsten Themen der Fintech- und Bankbranche besprochen werden, dann ist man auf der Banking Exchange (#BEX18). So auch in diesem Jahr. Zum zweiten Mal traf sich das “Who-is-Who”, sozusagen das Klassentreffen der Branche, um zwei Tagen lang über Themen wie PSD2, den Entwicklungen bei den Identity Providern, GAFA Banken, Blockchain oder KMU-Banking zu diskutieren. Exchange steht für den Austausch und genau darum geht es bei den Exchange Veranstaltungen von Payment & Banking. So auch bei der #BEX18. Bei besten Wetter haben 170 Vertreter der Branche an zwei Tagen bei gemütlicher Atmosphäre die Gelegenheit genutzt sich auszutauschen. Das waren die Themen der #BEX18 Auf insgesamt neun Panels wurde sehr lebhaft über Themen wie die Entwicklung und den Status Quo der PSDII, Artificial Intelligence im Banking, die scheinbar “vergessene” Kundengruppe KMU, wie es nach 5 Jahren Fintech eigentlich heute aussieht oder ob digitale Identitäten wirklich der “hot shit" sind, teils kontrovers diskutiert. Des Weiteren haben wir über Robo Advisory, die kommenden (?) GAFA-Banken orakelt und auch versucht eine Antwort auf die Frage zu finden ob Blockchain wieder weg geht. Die Ergebnisse all dieser Themen sind eigentlich jeweils einen eigenen Artikel wert! In gewohnt bekannter Manier wollen wir auch den zu Hause gebliebenden die Möglichkeit geben das ein oder andere Panel in Gesamtlänge als Podcast zu hören, damit auch ihr noch tiefer in das Thema eintauchen könnt. Heute deswegen das spannende Thema Robo Advisory. Geldanlage auf Steroide: Brauchen Robo-Advisory, Equity Investment, Wealth Management und Co. noch Leistungssteigerung? Geld anzulegen war immer eine Wissenschaft für sich, manchmal fast schon esoterisch. Was passiert gerade im Markt und wer hat die Nase vorn, darüber sprachen auf der #BEX18 Rafael Otero mit Erik Podzuweit( Scalable Capital) und Kai Bald (DWS)...

Neue IT-Techniken (QHD 1920)
Robo Advisory: Wie gut ist der Roboter bei der Geldanlage? 2018/2019

Neue IT-Techniken (QHD 1920)

Play Episode Listen Later Nov 14, 2018 52:56


Paisa Vaisa
Ep. 46: Getting Started On Robo-Advisory

Paisa Vaisa

Play Episode Listen Later Sep 20, 2017 2:21


How do I get started with a robo advisory? This is an IVM Production; for more such awesome podcasts, come find us: Website: Indusvox.com Facebook: https://www.facebook.com/ivmpodcasts Twitter: https://twitter.com/IVMPodcasts Instagram: https://www.instagram.com/ivmpodcasts/

Paisa Vaisa
Ep. 43: Robo Advisory – 3

Paisa Vaisa

Play Episode Listen Later Sep 10, 2017 11:25


On the third and final part of this special series, Anupam continues his conversation with Kunal Bajaj, Founder & CEO of Clearfunds. On this episode they talk about what does a retail investor actually do. This is an IVM Production; for more such awesome podcasts, come find us: Website: Indusvox.com Facebook: https://www.facebook.com/ivmpodcasts Twitter: https://twitter.com/IVMPodcasts Instagram: https://www.instagram.com/ivmpodcasts/ .

Paisa Vaisa
Ep. 41: Robo Advisory - 2

Paisa Vaisa

Play Episode Listen Later Sep 3, 2017 13:24


On the second part of special series, Anupam continues the conversation with Kunal Bajaj, Founder & CEO of Clearfunds. On this episode they talk about what does Robo-Advisory really mean , how does it work and how is it different from a financial advisor? This is an IVM Production; for more such awesome podcasts, come find us: Website: Indusvox.com Facebook: https://www.facebook.com/ivmpodcasts Twitter: https://twitter.com/IVMPodcasts Instagram: https://www.instagram.com/ivmpodcasts/

Paisa Vaisa
Ep. 40: New Issue vs. Secondary

Paisa Vaisa

Play Episode Listen Later Aug 30, 2017 2:43


On this episode, Anupam answers a listener question by Sagar Godbole who wants to know whether to subscribe to new issue or buy old issues in secondary. This is an IVM Production; for more such awesome podcasts, come find us: Website: Indusvox.com Facebook: https://www.facebook.com/ivmpodcasts Twitter: https://twitter.com/IVMPodcasts Instagram: https://www.instagram.com/ivmpodcasts/

Paisa Vaisa
Ep. 39: Robo Advisory - 1

Paisa Vaisa

Play Episode Listen Later Aug 27, 2017 11:23


On this special edition of Paisa vaisa, Anupam chats with Kunal Bajaj, Founder & CEO of Clearfunds. In part-1 of this conversation they talk about Mutual Funds & Direct Investment vs. Advisory Investment. This is an IVM Production; for more such awesome podcasts, come find us: Website: Indusvox.com Facebook: https://www.facebook.com/ivmpodcasts Twitter: https://twitter.com/IVMPodcasts Instagram: https://www.instagram.com/ivmpodcasts/

Asia Tech Podcast
ATP048: Ned Phillips - CEO of Robo Advisory Bambu

Asia Tech Podcast

Play Episode Listen Later Aug 26, 2017 51:45


Discover more tech podcasts like this: Tech Podcast Asia. Produced by Pikkal & Co - Award Winning Podcast Agency. Ned Phillips, CEO of Bambu joins us today from Singapore. Bambu is a Robo Advisory that offers digital wealth services to a wide range of clients - from traditional retail banks to telcos. Ned has been in Asia for over 25 years, having first got his start in the Fintech space back before it was called Fintech, in 1999 when his publishing company was acquired by the then nascent E*Trade in Hong Kong. If you're from a financial background, you're going to love this interview as both Ned and Michael who both share extensive backgrounds in trading share a fascinating insight into how their world is rapidly evolving from floppy disk all the back in the 90s to cutting edge technologies like Bambu. Let's also not forget that Ned is an accomplished Ironman triathlete who qualified for the world championships in Kona Hawaii (no easy feat!), a little of which we learn about in the introduction.

PIRATE podcast
PIRATE podcast #6 | Scalable Capital's Erik Podzuweit on Robo Advisory, Raising Capital and Growth

PIRATE podcast

Play Episode Listen Later Jun 21, 2017 37:35


We spoke with Erik Podzuweit, the founder of Scalable Capital. He tells the story of how the startup went from humble beginnings with their first revenue being prize money at our Fintech conference EXEC to now being one of the biggest robo-advisors worldwide.

Invest Like a Boss
22: Betterment CEO Jon Stein: A Decade of Pioneering Robo Advisory

Invest Like a Boss

Play Episode Listen Later Sep 23, 2016 58:46


Jon Stein is the very popular CEO of Betterment, a platform that is pioneering “Robo-Advisory” and a listener favorite. In fact, the term “Robo-Advisory” was one of the reasons we wanted to start the podcast. When we first heard about Betterment, it was clear a new modern era of technology and investment advice was now available. Aside from the platform itself, we wanted to hear about Jon’s story and why he started Betterment. And a very inspiring one it is. Betterment has been in the works for almost a decade. You’ll be intrigued to hear how and where it got started, and what the future holds.  Jon’s -  LinkedIn Betterment account sign up - For every friend who funds, you get 30 days free, and each friend gets 6 months free. Meb Faber on Building The All Seasons Portfolio - ILAB 15 Money master of the game - Tony Robbins Time Stamp: 03:00 - Starting Betterment in New York City 05:30 - John’s personal story behind Betterment 11:20 - Launching Techcrunch Disrupt 16:00 - Transitioning away from using financial advisors 18:00 - Staying the course during a decrease in market value 19L50 - Growth and infrastructure over the next few years 22:40 - Active vs. passive - Evidence based 25:00 - Opportunity for international investors 27:00 - Being an emotional or physiological advisor 31:10 - Benefits for active and engaged investors 34:00 - John’s advice to his younger self 34:53 - Sam’s investments in Betterment 38:38 - Two side effects to robo-advisor 44:50 - The downside to Vanguard 49:00 - Removing emotion to prevent a loss 55:00 - Why is Betterment right for you

Self Directed Investor Talk:  Alternative Asset Investing through Self-Directed IRA's & Solo 401k's

Who is the hottest stock picker on Wall Street… the one that millennials are adopting by the busload, venture capitalists are funding by the truckload, and is capturing the attention of the financial press in an amazing way?  I’m Bryan Ellis.  I’ll tell you RIGHT NOW in Episode #116-------Hello, my friends!  What a great weekend… a lot of time with Carole and the kids, a lot of rest… it’s just what the doctor ordered!  I’m back with you recharged, refreshed and ready for another big week of Investment Excellence, right here on the podcast of record for savvy, self-directed investors like you!What do you do when you just don’t trust your stock broker or investment advisor, but you believe Wall Street is your only medium for growing wealth?Well, of course, you turn all of your decision making over to a computer.Huh?  Yep… you heard it right, folks.  A huge trend in financial planning – particularly among cash-rich millennials – is something called a “Robo Advisor”.  It’s essentially just a software program that you give fully authority to manage your investment portfolio on a fully automated basis.The premise is an interesting one.  After all, isn’t it true that most of the mistakes made by stock market investors are mistakes born of emotional response that’s not supported by logic?And wouldn’t the use of an emotionless computer help to mitigate that risk – and make it possible to factor in a breathtakingly large amount of information into every decision on a moment-by-moment basis?Well, maybe.  I’ll give you my perspective on that in a moment… which, you might find interesting, as I’m both an active investor and was, for many years, a rather successful software developer.This trend towards Robo Advisory is interesting, and it’s attracting major attention from venture capital firms, and of course, some of the major Wall Street firms – like Charles Schwab and Vanguard – have gotten in on the act with Robo Advisory services of their own.I’ll admit:  The premise is appealing.  It’s easy to make the marketing case for why Robo Advisory would be a great idea.  After all, clearly, it’s possible to make profits in the stock market… so why wouldn’t a computer… with infinitely better information access than any human… be a superior choice?Well, so far, it looks like the humans are winning.  Overall, results for RoboAdvisory firms, including some of the big names like Wealthfront and Betterment, are underperforming the market as a rule.Here’s the thing, folks:  I’m a big believer in the notion of PROPER PREMISE.  And it’s pretty clear to me that the flight to Robo Advisory is based on a flawed premise.What is that flawed premise?  It’s simple:  Wall Street is the best place to invest your capital.My friends, the facts simply don’t bear that out.Look, if you’re going to be an active and focused investor, carefully choosing your own investments and monitoring their performance regularly and adjusting whenever necessary, then it’s possible you can invest in stocks and beat the averages.  Note:  That’s possible, not likely.  It’s astounding, but it’s still true that the goal of most financial advisors is to beat the performance of the S&P 500 – and most of them just don’t do it with any consistency at all.But the mere POSSIBILITY of making money is no way to choose an asset class.Where is it POSSIBLE to make money?  Well… in stocks, for sure.  In Las Vegas… very low odds, but very high return potential.  If you really want to go where the money is, you could fund the production of crystal meth and become fabulously wealthy in just a few days, but at the risk of both imprisonment and death.The stakes aren’t quite so high in the stock market, but the idea is the same.  There’s a concept I’ve discussed with you before:  Reversion to the mean.  That means that things to go back to their averages.  If you’re likely to win 1 time out of every 20 on the slot machines in Vegas, then that’s about how frequently you’ll win over time, even if you lose every round for a while, or even if you win 5 in a row.  If there’s a 90% chance you’ll end in prison or dead by getting into the crystal meth business and you’re presently neither incarcerated or dead, then you should buy life insurance and move out of the country.And if you’re investing in stocks… the 80-year compounded annual growth rate of the S&P 500 is about 6.5%.  That’s the average.  That’s what it does.  Sometimes better, sometimes worse.  But that’s the average… and that’s what the S&P500 will revert to.And along the way… volatility.  Unpredictability.  Stress.  Not good things.Look, I’m not actually opposed to stock market investing.  I think there are almost always great opportunities… but those opportunities are almost never where the public is looking.So here’s how all of this relates to the notion of having a PROPER PREMISE.  The 3 problems with the premise that Wall Street is the best place to invest your capital are:  (1) you’re investing in a market where the mean to which your returns will revert are basically only in the 6% range; (2) historically, individual investors perform BELOW the index as a whole because they don’t stay the course consistently over time; and (3) the low average return is DESPITE the fact that the market is incredibly volatile… in other words, the high degree of volatility… in other words, risk… is totally out of line with the low level of PROFIT.And it looks like the Robo Advisors are not yet outperforming their human counterparts.  I think it’s possible that the Robo Advisors could catch up to the performance of human advisors, but the reality is that these applications are created by humans using algorithms created by humans, relying on patterns observed by humans… inherently, the human bias is built in to these services.The one attractive thing about RoboAdvisors is that they are, by and large, relatively inexpensive.  So if you insist on gambling on Wall Street, at least you’ll lose less in the form of commissions.You know another way to beat the averages?  Inspired by the 1973 book “A Random Walk Down Wall Street” in which Princeton Professor Burton Malkiel claimed that a blindfolded monkey would beat the market by picking stocks chosen by throwing darts at a newspaper’s financial page – a firm called Research Associates did an interesting study in which they chose 100 totally random portfolios.  And you know what?  98 of the 100 random portfolios actually DID beat the performance of the market!My friends:  Not good.  Not good at all.A smarter premise is this:  Everything reverts to the mean, so let’s choose investments with better averages!  And let’s choose investments that aren’t so volatile that the stress induced on the way to making those returns counteracts the financial benefit of the profit!Want to know how to do that with YOUR portfolio?  Just text the word GUIDANCE to 33444 and I’ll be happy to give you my thoughts about that. My friends, invest wisely today… and live well forever! 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