Podcasts about Terrific

Here Isaac is not giving us a technique for moral improvement. He is unveiling an icon. Behind his austere language of toil and Scripture and withdrawal stands a single, luminous vision: the human heart being slowly remade into the dwelling place of God. Asceticism is not a set of behaviors aimed at self mastery. It is the patient clearing of space so that the Trinity may come to rest within us. Everything Isaac names flows from this one mystery. He begins with what looks like a chain of practices. Bodily toil guards purity. Scripture sustains the toil. Hope and fear steady the soul. Prayer and withdrawal from men protect the heart. But Isaac is not describing a ladder that climbs upward by human effort. He is describing how the soul is held open until it can be seized by the Spirit. These disciplines do not save. They keep us available for salvation. They prevent the heart from sealing itself against grace. This is why Isaac speaks so soberly about the Scriptures. Until the Comforter has come and taken up His dwelling in the depths of the person we need the written word to keep us from drifting into forgetfulness and fantasy. The Scriptures are not information. They are a form of remembrance. They press the shape of Christ into the memory of the heart so that when our mind is scattered and the passions begin to speak their lies we are not carried away from our true homeland. But Isaac also knows that even Scripture is provisional. There comes a moment when the teaching no longer comes from without but from within. When the Spirit penetrates the noetic powers of the soul the heart itself becomes the book. The same Word who once spoke in letters now speaks in fire. This is not a rejection of Scripture but its fulfillment. The written Gospel gives way to the living Christ engraved upon the heart. Here we touch the heart of Eastern Christian mysticism. Salvation is not merely a verdict. It is a transformation of perception. The center of knowing shifts. The ego no longer stands as the interpreter of reality. The Spirit becomes the teacher. And because this teaching comes from God Himself it is not lost. It does not evaporate under distraction or suffering. It remains as a living memory of communion. Isaac then strikes at something that terrifies the ego. He distinguishes between good thoughts and a good heart. We are accustomed to judging ourselves by the surface weather of the mind. We watch our thoughts rise and fall like waves and imagine that our worth before God is decided by their movement. Isaac says this is an illusion. Thoughts come and go like sea winds. They stir the waters but they do not constitute the depths. The heart is the foundation. It is the place where we truly consent or refuse. A person may be flooded with thoughts and yet remain rooted in God. Another may have refined ideas and yet be inwardly turned toward self. What matters is not the agitation of the surface but the direction of the ground beneath it. This is a devastating word for the controlling ego. We want to manage our thoughts. We want to produce holiness by technique. We want to ensure our standing before God by monitoring every inner movement. Isaac tells us that this entire project is misguided. If judgment were passed on every thought we would be condemned and justified a thousand times a day. That is not how God sees us. God looks at the heart. He looks at where we have placed our deepest trust. And here the abyss opens. To let go of the ego is not to become passive or vague. It is to cease making ourselves the measure of reality. It is to fall into the love of God without conditions. The heart that consents to this fall becomes a foundation of peace even while the mind continues to be stirred by many winds. This is why the saints can live in such freedom. They are no longer organized around self protection. They have entrusted themselves to the Paschal mystery. For Isaac all of this is Christological. The Spirit who teaches the heart is the Spirit poured out by the crucified and risen Lord. The abyss into which we fall is the same abyss into which Christ descended in His self emptying love. To enter this path is to be drawn into the very life of the Trinity. We are no longer managing ourselves toward virtue. We are being re created from within by divine love. This is the beauty of the ascetical mystical tradition of the East. It does not offer self improvement. It offers transfiguration. It does not promise control. It invites surrender. It does not measure us by the turbulence of our thoughts but by the quiet yes of the heart. Isaac shows us a humanity that has learned to rest in God even while the winds still blow. A humanity no longer driven by fear or fantasy but grounded in the living presence of the Spirit. This is what we have become in Christ. And this is what the desert still calls us to be. --- Text of chat during the group: 00:01:01 Jonathan Grobler: Evening father 00:02:20 Fr. Charbel Abernethy: Good evening 00:02:50 Ryan Ngeve: Good evening Father 00:04:37 Bob Čihák, AZ: P. 175, # 19, final paragraph 00:04:49 Adam Paige: Happy feast day of Saint Isaac the Syrian to all ! New movie from the writer & director of “Man of God” (about St Nektarios) coming out this weekend: “Moses the Black” ! https://en.wikipedia.org/wiki/Moses_the_Black_(film) 00:05:49 Anna: There was a run on bananas with this last storm 00:06:06 Anna: What movie 00:06:35 Anna: Thanks 00:08:08 Anna: Movie theater for Moses the Black... https://www.fathomentertainment.com/releases/moses-the-black/ 00:08:19 Anna: It's in theaters 00:09:35 Anna: That doesn't look like it 00:10:11 Jonathan Grobler: Excited for Lent, will hopefully be confirmed this Easter 00:10:41 Jessica McHale: 16th of Feb 00:10:41 Bob Čihák, AZ: P. 175, # 19, final paragraph 00:10:53 Angela Bellamy: Is there a resource some place on how Lent is traditionally observed? 00:11:18 Anna: That link is the movie playing on the 30th and so on 00:11:18 Janine: Yes 00:11:22 Anna: https://www.fathomentertainment.com/releases/moses-the-black/ 00:11:30 Janine: Alexander 00:11:45 Jessica McHale: Great Lent: Journey to Pascha by Father Alexander Schmemann 00:14:22 Angela Bellamy: Reacted to "Great Lent: Journey ..." with

Mike Mulligan and David Haugh were joined by Illinois men's basketball coach Brad Underwood to discuss his team's big win at Purdue last Saturday and the Illini's terrific season as they sit at 17-3.

No one knows how to predict the future better than a dynasty guru, so we gathered up Noah Rubin of RotoWorld fame and he has FOURTEEN players to stash now (or later) as we roll into the deadline, silly season, shutdown season, and beyond! PLAYERS COVERED: Jarace Walker, Day'Ron Sharpe, Nolan Traore, 4 Kings, Ace Bailey, Kyle Filipowski plus 3 more Jazz, Tidjane Salaun TRADE DEADLINE LIVE SHOW PAGE - Bookmark/Like it today and don't miss our 6 hours of mayhem on February 5th! https://youtube.com/live/ldtMbcI9EMQ?feature=share The Old Man Squad has a PATREON now. It's $1 and doesn't get a single benefit. It is entirely to support the mission here but won't change anything we do. https://www.patreon.com/cw/oldmansquad Follow Dan Besbris on Twitter: https://x.com/danbesbris Find Dan on the brand new BlueSky social network: https://bit.ly/3Vo5M0N Check out Dan's Google Sheet with Ranks, Weekly Streaming Schedule Charts & Injury Replacement Adds FREE! https://bit.ly/3XrAdEW Listen and subscribe on iTunes: https://apple.co/3XiUzQK Listen and subscribe on Spotify: https://spoti.fi/3ACCHYe Float on over to the new Old Man Squad Sports Network YouTube page to watch videos from the network's top talent: https://bit.ly/46Z6fvb Join the Old Man Squad Discord to chat with Dan and all the other hosts: https://t.co/aY9cqDrgRY Follow Old Man Squad Fantasy on Instagram for all our short videos: https://bit.ly/3ZQbxrt Podcast logo by https://twitter.com/freekeepoints ChatGPT Timestamps: 2:43 – Jarace Walker 7:15 – Day'Ron Sharpe 11:55 – Other Nets to Watch 14:55 – Why Sacramento Is a Mess (But Interesting) 15:58 – Kings Stash Candidates Overview 24:04 – Utah Jazz Stash Targets 32:16 – Deep Stash Alert: Tidjane Salaün Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Foreign Options for US Citizens Summary: https://www.youtube.com/watch?v=d-Jnr3Go2Gg In this conversation, Frazer Rice of Next Vantage and Judi Galst of Henley and Partners discuss the increasing interest among U.S. citizens in exploring global mobility options amidst geopolitical chaos. We delve into the distinctions between residency and citizenship, the implications of U.S. taxation, and the motivations driving individuals to seek alternative living arrangements. The discussion also covers the potential for citizenship through ancestry, popular destinations for relocation, and investment opportunities in countries like New Zealand and Australia. Judi emphasizes the importance of understanding the legal and practical aspects of relocating, as well as the need for personal exploration before making significant decisions. Takeaways Interest in global mobility has surged among U.S. citizens. Many seek residency as an insurance policy rather than leaving the U.S. Understanding residency vs. citizenship is crucial for potential expatriates. Residency can lead to citizenship but often requires time and investment. Tax implications are complex; relocating should not be primarily for tax benefits. Ancestry can provide a pathway to citizenship in several countries. Popular destinations for U.S. citizens include Europe, the Caribbean, and New Zealand. Investment opportunities exist in countries like New Zealand and Australia. Emerging markets in South America and Asia are gaining attention. Practical steps include consulting experts and visiting potential countries. Chapters 00:00 Navigating Geopolitical Chaos: The Rise of Global Mobility 02:55 Understanding Residency vs. Citizenship: Key Differences 06:06 Tax Implications and Motivations for Seeking Alternatives 08:48 Exploring Ancestry-Based Citizenship: Opportunities and Challenges 11:54 Popular Destinations for U.S. Citizens: Europe, Caribbean, and Beyond 15:10 Investment Opportunities: New Zealand and Australia 17:59 Emerging Trends in South America and Asia 20:50 Practical Steps for U.S. Citizens Considering Relocation Transcript I’m Frazer Rice. We’re certainly living in crazy political times right now, and a lot of US citizens are worried about what’s happening here and abroad. And they’re starting to think about other residencies and citizenship options. I talked to Judy Gost at Henley and Partners about what is and isn’t possible on that front. By the end of this, you’re going to understand the locations that are interesting, the difference between residency and citizenship, and why that may matter as you make choices for your retirement and your location long-term, both for yourself and for your kids. Frazer Rice (00:00.874)Welcome aboard, Judy. Judi Galst (00:03.022)Thanks for having me. Frazer Rice (00:04.244)Well, we’re in the midst of a lot of geopolitical chaos, and I think you have seen and I’ve seen a lot of interest in United States citizens looking abroad for either places to live or other situations to either get away from the chaos or try to address some other needs in their lives. What is the state of the union? assume interest has ticked up. Judi Galst (00:27.874)Yes, I’ve seen more business than I could have ever predicted, but it’s not necessarily people that are leaving the United States. For the most part, most of the clients that I’m working with are doing it as an insurance policy. A lot of the conversations I have with a client start out with them saying, I don’t want to leave the United States, but I’m feeling unsettled and the way to mitigate the way that I’m feeling is to have options. So they want to understand what if I did want to have a guaranteed right to go live in another part of the world? What is available to me? How do I pursue this? How long will it take? Frazer Rice (01:08.434)And we’ll get into some of the technical aspects here, but one of the concepts is understanding the difference between being able to reside somewhere else and being a citizen of another country, and then how that interacts with being a citizen of the United States. Maybe take us through the comparison of residents versus citizenship. Judi Galst (01:28.748)Yeah, that’s actually a really important distinction. And it doesn’t mean that one is better than the other, but they do have different benefits. And so it’s important to understand the difference. So let’s start with residents. Residents doesn’t mean the ability to have a house in another country. It means the ability to reside legally in another country. So the US passport is very strong. You can go into a lot of different countries even without having a visa. But we can’t stay there forever. We have limits, for example, in Europe. We can go in for 90 days, but then we have to leave for 90 days before we can go back in for another 90 days. So if you become a legal resident of another country, you have the ability to live there unlimited for a certain period of time. Residency is not permanent unless there’s a path to permanent residency. So usually you’re going to have to renew it and there may be some conditions in order to maintain it. Now, how frequently you have to renew it is going to vary by the country. For example, in Greece, you can become a Greek resident via a golden visa and that is good for five years and you’ll renew for another five years. In Italy, it’s good for two years. Then you renew for another three years. In Portugal, it’s good for two years. Then you renew for another three years. And as I said, there could be conditions. So in Greece, you qualify via purchasing real estate. If you sell the real estate, you’re going to lose your golden visa, not be able to renew it. In Italy, you qualify via purchasing stock. Frazer Rice (02:51.925)Right. Judi Galst (02:55.945)If you sell the stock, you’re not going to be able to renew it. You can get some travel rights by being a resident. Usually this benefit is not as important to a U.S. person because we already have really good travel benefits with our U.S. passport. But it can often be a strategy for someone from a country with a weaker passport, say even someone living in the United States that has only a Chinese passport. If they want to go into Europe, they have to get a Schenken visa. So a strategy for them might be let me become a resident of say Greece and then I gain Schengen access. Not unlimited, but I get that 90 days out of 180 days. Finally, I would say that residency can have a path to citizenship. Usually it’s a pretty arduous path. For example, in Italy, you can become a resident. You have to live in the country of Italy for six months a year for 10 years before you’d be eligible to apply. In Greece, six months a year for seven years. But there is ultimately a path in most residency programs. Frazer Rice (03:56.755)So let’s dive into citizenship, which my predilection on that is that it’s a much more permanent component, but it’s also a much more difficult process in general. Judi Galst (04:05.646)It doesn’t necessarily have to be difficult. It really depends on what program you’re doing. But you’re right. It’s a guaranteed right. It’s very difficult for a country to take away someone’s citizenship. The other big difference is that you get a passport. So in addition to gaining the ability to live in the country that you’re a citizen of, you also get another travel document. So depending upon what treaties have been done between your country of citizenship and other countries, it may really improve your mobility. Again, U.S. passport is pretty strong. you’re U.S. passport holder, unless there’s something unexpected like a pandemic when borders close to Americans, you already have a good travel document. But it can be another mobility option. Perhaps you’re going into a country you don’t want to identify as a U.S. passport holder, or perhaps you have a weaker passport and you want to travel on a secondary citizenship passport that might improve your mobility. Where citizenship is particularly powerful is in Europe. Because if you become a citizen of one country in the European Union, you gain the right to reside and work in any country in Europe. Frazer Rice (05:11.104)And just to distinguish, how does that impact UK people after they Brexited? Judi Galst (05:16.942)Sadly, with Brexit, the UK is no longer part of the EU. So many people in the UK are quite upset about this because no, you’re not going to gain the ability as a citizen of an EU country to live in the UK, nor are citizens of the UK now able to live anywhere in the European Union as they were previously. Frazer Rice (05:36.992)So let’s apply this directly to US citizens. So US citizen taxed on worldwide wealth. Let’s start with that. sure because I just got a Twitter fight with somebody who said, well, if you’re crypto, you can move away and you’re not out of the system. I’m like, that’s just no. We’ll start with that. But taxed on worldwide wealth, good passport can travel, but there are limitations as far as how long you can stay in various countries, probably around Judi Galst (05:52.622)Mm-hmm. Frazer Rice (06:06.578)Investment options, land ownership, things like that, depending on it. Where are the benefits of that U.S. person looking for another place to either reside or gain citizenship? Judi Galst (06:20.312)Well, it’s not a tax benefit. You started out with taxes and I know when someone, a client calls and says, you know, can you tell me what my options are? I’m really sick of paying us taxes. I’m like, well, this isn’t the right call for you. Yeah. So, but it’s important to understand. It doesn’t mean you’re going to be double taxed because that is a misconception that many people have about whether they should pursue a strategy of alternative residents or citizenship, because unlike the U S and Eritrea, Frazer Rice (06:22.079)Right. Frazer Rice (06:30.08)Puerto Rico that that’s it. That’s your best bet if you’re gonna try if you’re gonna try to play games Judi Galst (06:49.774)Every other country in the world, you don’t automatically become a tax resident by being a legal resident or even by being a citizen. Usually, you’re not going to trigger tax residency unless you reside 183 days in another country, but there are some exceptions. Switzerland is 90 days. Some, like New Zealand, will say it’s 183 days, but in a 12-month period, not necessarily in a year. I’m not licensed to give tax advice, so I’m giving high-level answer to this question. But in general, just by pursuing an alternative residence or citizenship, there’s no tax consequences. And if you were to become a tax resident, many of the countries that we support programs in have treaties. So it doesn’t necessarily mean that you’re going to pay double tax, but it does mean it has to be looked at. If I am talking to a client and they really have full intention of relocating to another country, immediately I want them to have a local tax consultation, which I set up for them to understand what, if any, consequences they have to be aware of. Frazer Rice (07:50.322)And those consequences can change. did an episode probably about six months ago on the change in law in the UK. And it’s a different environment than it was even six months ago for people either going in or coming out of that country as it relates to their US intersection. So I think that the summary on all of that is, look, if you’re going there, A, don’t do it for tax purposes, B, If you’re going to do it, make sure you get local tax counsel because those relationships can be complicated and will affect your planning. Judi Galst (08:25.198)Let’s talk about why people are doing it because taxes is not the strategy. And I would say, and my clients are almost exclusively Americans. So why are people calling me about this? There’s really four key motivators that tend to come up in the conversation. The first is because they do want another mobility option. They kind of have some PTSD still from the pandemic. They remember that feeling. Frazer Rice (08:27.935)Mm. Judi Galst (08:48.226)We could all work remotely. You had the vacation house in Italy or you had the private plane and all of a sudden you couldn’t take advantage of it because all the borders are closed to you and we could only stay in the United States. So some people are just realizing there is some risk to having one mobility option and they want to have an alternative. But I would say 90 % of the conversations I have there’s some reference to a plan B. People are feeling unsettled for so many different reasons. You know, I talked to people whose family fled the Holocaust. It is literally in their DNA where their family thought it could never happen here. And that comes up in every conversation with them. But I have same sex, you know, couples, have transgender clients, I have people whose family lived in other countries where they saw the fall of democracy. And then I just have a lot of wealthy clients, and they’re diversifying their assets right now. And they want to diversify their mobility. They pay a lot of money in insurance and they say, Judy, this is just another line item. Frazer Rice (09:45.896)You Judi Galst (09:46.703)I’d say some are thinking not just about themselves, but they’re thinking about protecting generational opportunity and legacy. Some say, you know, I’m a student of history and yeah, maybe it’s going to take 10, 15, 20 years, but I’ve seen this happen before. And I want to know that my kids and my grandkids are going to have options to either live a life in another part of the world for cultural or educational opportunities or in a worst case scenario, because the U.S. isn’t where they actually want to be. And finally, I’d say it fits nicely in a diversification of asset strategy, which many, many people are thinking about right now. Maybe they don’t want to hold all their money in the United States. Maybe they don’t want to all their real estate in the United States. And there can be strategies that are separate from what I do in terms of opening bank accounts in Switzerland or Singapore or other parts of the world. But really, all the programs that I do require you to move some assets. You’re either investing in stock or venture capital or private equity or real estate. So it does complement a diversification of asset strategy. Frazer Rice (10:42.911)Cool, so let’s think about, we sort of beat the tax horse to death a little bit here, but relocating versus renouncing. And different things, know, people probably come up to you with questions, do I have to fully leave? Do I have to renounce my US citizenship? How does all of that Judi Galst (10:51.608)Mm-hmm. Judi Galst (10:58.222)Great questions. So I’ve never had a client renounce. The US right now does not limit the number of passports one can have or citizenships one can have or how many residences they can have. Now, there is a congressperson who has just decided he wants to introduce some sort of bill that’s going to eliminate dual citizenship for Americans, although most constitutional scholars feel that’s like dead on arrival. But I have to acknowledge that. So no, you don’t need to renounce. And frankly, if you have a lot of money, renouncing is quite complicated and expensive, and you need really good counsel to make that very, very significant decision. In terms of relocation, almost all of the programs that we support require little to no physical presence. You’re always going to probably have to go for biometrics and give fingerprints. But a lot of these programs, you don’t actually have to come back to that country again, except to renew it. So for people that really want it as a Plan B and have no intention of really going to live in another part of the world at this stage in their lives, there’s not an obligation for you to spend time in order to maintain the ability to live in another country if you so choose. Frazer Rice (12:08.017)One thing that comes up that people ask me about and I only vaguely understand it is the concept of being able to get citizenship via ancestry. Comes up with a lot of people of Irish descent, Germany and Austrian especially. What’s the state of that and how realistic is it across different countries? Judi Galst (12:15.993)Mm. Mm-hmm. Judi Galst (12:26.767)It’s very realistic. And in fact, I’m doing German citizenship for myself. So for anyone whose family fled due to Nazi persecution from Germany and Austria, you and all future generations are entitled to citizenship. And my friends are like, why do you want German passport? But first of all, my kids got it. So my kids can go now live and work in Europe if they want, which is great, tremendous optionality. If you remember, I said before, it’s not just Germany. It’s any country in the European Union. Frazer Rice (12:30.473)Okay. Frazer Rice (12:47.956)Right. Judi Galst (12:56.899)And it’s very affordable if you actually are entitled to it. At Henley and Partners, we have established relationships with experts, lawyers in several countries that specialize in citizenship by ancestry. It’s very complex. And every country has different rules about like, it was passed down on the mother’s side, or if there was a break in the bloodline, or if it was passed a certain generation, or if there was a name change, there’s a lot of complexity to it. But clients who think they may be eligible can contact us and we will have an assessment done. And if there is a case, we’ll refer them to someone that can help them through the process. And, you know, it can cost around 5,000, 7,500 euros versus I have clients getting EU citizenship through, you know, Malta and they’re 1.5 million out of pocket. So if you can qualify via Ancestry, I’d say certainly it’s worth considering. Frazer Rice (13:50.879)Terrific. Judi Galst (13:51.311)But don’t call me and say, like, I did 23andMe and I’m Irish. Because you do actually have to produce documents. Not a humongous list of documents, but you’re going to need naturalization certificates for the descendant. You’re going to need marriage certificates, birth certificates, and other documents. Frazer Rice (13:55.187)Ha ha ha! Frazer Rice (14:10.844)So there’s definitely an exercise involved with it, but if you can legitimately trace lineage, you may have a shot. So let’s talk about what jurisdictions are popular with United States citizens. We talked a little bit about Europe, and I’m sure there’s some, let’s call it, some that are easier than others. But then Caribbean, South America, Australia, New Zealand, maybe even Asia, what comes across your desk as being Judi Galst (14:14.094)Mm-mm. Exactly. Frazer Rice (14:40.488)more reasonable than others maybe. Judi Galst (14:43.246)So I’d say clients that I’m talking to are basically going in one of four different directions. One is Europe. For residency, we’re looking at Portugal, Greece, Italy, and Malta. Those are all great programs because they require little to no time in the country to maintain the residency rights. So for people that really have no intention of spending significant time in another country, they’re really good solutions. And for citizenship in Europe, there very limited options. There’s ancestry, which we just talked about. But the concept of citizenship by investment in Europe essentially was killed by the European Court of Justice in the spring of 2025. To give a little bit of explanation, Malta used to have a citizenship by investment program. And it basically said, do these three things, make a large gift to the Maltese economy, rent a property for six years and spend somewhere around 21 days in the country. And you will have a path. to citizenship in Malta, which is an EU country. And the EU hated it. They felt it was transactional, that the passport was being sold, and they felt that people were being granted citizenship that didn’t show a tie to the country. And when this court ruling came out and deemed Malta’s program illegal, it essentially killed citizenship by investment programs in Europe. So I don’t think you’re going to see any European Union country have a citizenship by investment program, nor any country that wants to join the EU have one. But many countries in Europe have provisions in their constitution that say, if you are an exceptional person that make an exceptional contribution to our country or to humanity, we have discretionary ability to grant you citizenship. And so there are some paths to citizenship via merit, specifically through Malta and Austria right now, as well as some other places. So that’s Europe, snapshot of Europe. Let’s talk a little bit about Caribbean, which you specifically brought up. Frazer Rice (16:35.581)Right. Judi Galst (16:40.862)So Caribbean is a path to citizenship. If you remember, said citizenship, lifelong, right? Not many countries have a path to citizenship. It’s very fast. It’s very affordable. What does it give you? So there are five countries in the Caribbean that have programs St. Kitts, Antigua, Grenada, Dominica, St. Lucia. It gives you citizenship in one of those countries. A passport, another passport that you can travel on. Right now, it’s pretty strong. You can go into Europe with it, the UK, Ireland, not unlimited, same as the US, limited amount of time. Although I’m not sure the strength of the Caribbean passports is always going to be. as strong as it is today. Europe doesn’t love these programs. And I wouldn’t be surprised if the Caribbean passports tend to get weaker. However, for a client that says to me, this is purely an insurance policy. I want to cover my kids and my kids are in their 20s because a lot of times these program kids are going to need their own investment if they’re over the age of 18 or 21. Caribbean wouldn’t be a bad place for us if we felt we wanted to get out of town for a little while. Frazer Rice (17:23.23)Sure. Judi Galst (17:50.031)The Caribbean’s a great solution for a very affordable amount, maybe 400,000 for family. You can get and make an investment in real estate that you can sell in five or seven years and your entire family can gain citizenship. So that’s Caribbean. I can pivot to something else that you want to ask a question. OK, so I actually love the program that New Zealand has out right now, especially for a high net worth person. Frazer Rice (18:05.342)Okay, no, let’s try Australia and New Zealand. Judi Galst (18:18.414)I think every high net worth person should do New Zealand. And for a couple of reasons. First of all, it’s purely investment driven. You have to move a lot of money. So it has to be for a high net worth person because they’re going to move three million US dollars to be invested in private equity, venture capital and private credit in New Zealand for around a three year period. And children up to the age of 25, provided that they’re single and not working full time can be included in that investment. There’s very little time that the family needs to spend in New Zealand. As soon as you move the money there, you gain the right to live unlimited in New Zealand. But the main applicant only has to do 21 days, and the other family members only have to enter and exit for one day in the first year. At the end of three years, provided you didn’t invest in things that have a longer holding period, but from an immigration perspective, you can liquidate your investment. And then you can become a permanent resident. So you have a lifelong right at any time to relocate to New Zealand, or you never have to go back again. English speaking, good healthcare, good education. You could have a life there, unlike I don’t think people really want to envision spending 10 years in the Caribbean. But 10 years in New Zealand, you know, there’s many industries and many things that you could be doing. And you could have a quality of life, maybe not akin to the United States, but good. So I love the New Zealand program. Australia used to have a citizenship by investment program. They do not have one any longer. There is a route that they extend to people, which they call sort of like a talent visa. So there are certain sectors that are important to Australia and they would very much like to attract talent in those sectors. Usually it’s younger talent. So when I’m talking to a client that’s over 55, it can be difficult to get you approved for it. But I’ve had people over 55 that have gotten approved. And if you have the background that Australia deems valuable, they’ll grant you a five-year visa for you and your family at no cost. Children have to be under the age of 18 or financially dependent up to age 23 to be included. But this is a visa that’s only good for five years. And if you don’t contribute to Australian society, it’s not getting renewed. Judi Galst (20:38.082)But I’ve had people from Hollywood, I’ve had songwriters, I’ve had producers, directors, people in private equity that specialize in sectors that are important to Australia. People in finance have been approved. So it’s worth considering if the idea of being able to live in Australia means something to you. Interestingly with that visa, you can also live in New Zealand. Frazer Rice (20:58.095)Okay, it’s one of those things too. If people aren’t forcing you to say, don’t hate me because I’m beautiful, that might not be a good route, but if you are talented or bring something to bear, it may be worth taking a stab at. Is it reciprocal? If you’re in New Zealand, can you go to Australia? Got it. So let’s pivot to Asia and or South America, which you hear about Singapore, you hear about… Judi Galst (21:16.194)No. Good question. Frazer Rice (21:27.131)Other different sort of haveny types of places where people place their wealth or establish family offices and South America I think is, know, think about like Uruguay and places like that which, you know, have the reputation of being the Switzerland of South America. What’s the state of play there? Judi Galst (21:44.527)So I have actually had a few clients that have done residency in Uruguay. They don’t have a formalized program, although I think a more formalized program is going to come out of there. Henley and Partners actually has a government advisory line of business, so we design a lot of these programs and we’re very active in South America. There’s a lot of interest in South America to have citizenship and residence by investment programs, so I think you’re going to see a lot coming from that region in the near term. But Uruguay does have a path to residency. You have to spend time there. Frazer Rice (21:58.611)Mm-hmm. Frazer Rice (22:12.893)Judi Galst (22:13.251)And they don’t tell you exactly how much. Yeah. But most of my clients went with the expectation that maybe they’d have to stay for 30 days and they ended up getting the visa approved faster. You have to go back every year for a period of time or not renew renewing it. But yes, there is a path in Uruguay and more in Central America. People are doing Panama. Frazer Rice (22:36.637)Costa Rica. Judi Galst (22:37.773)Costa Rica is really interesting, very affordable. know we wanted to talk a little bit about the range, but in Costa Rica, you can gain temporary residence by demonstrating you have $2,500 a month in passive income. Many people will have that with interest and dividend income. Or you could invest $150,000 in real estate. It’s a temporary residence for two years, and then you renew for another two years. But at three years, you can transition to permanent residence. As a temporary resident, cannot work for a company in Costa Rica, so you’d have to be able to work remotely. And then once you become a permanent resident, that requirement disappears. Once you are approved, you do have to pay into Social Security in Costa Rica that gives you access to health care. So it’s about $300 per application per month. But Costa Rica is very interesting, I think. Frazer Rice (23:26.67)As we go back, pivot back to Asia, are there any countries with Singapore or others that are possibilities for people in the US? Judi Galst (23:33.722)So Singapore is a possibility. However, you have to move a family office with over 200 million there, or investment levels are around 30 million, and you have to relocate, and the ability to renew it is contingent upon how much time you spend in Singapore. So I would say a very niche client could do Singapore. A more affordable option might be Thailand, which you can get a residence permit very… Frazer Rice (23:44.125)Mm-hmm. Frazer Rice (23:52.605)To be sure. Okay. Judi Galst (24:00.782)Inexpensively. mean, a five-year permit for $25,000. Frazer Rice (24:05.159)Wow. And to round out our tour of the world here, Middle East countries, maybe the UAE, you hear about that as a place where a lot of Europeans go to move their wealth. Is that becoming popular with United States citizens? Judi Galst (24:16.463)Mm-hmm. Judi Galst (24:22.381)Golden Visa in Dubai is very popular. Honestly, not so much among Americans. It’s usually people from other parts of the world. mean, my firm has 70 offices around the world and we do a lot of UAE Golden Visas. I don’t have a huge amount of interest from Americans. I’ve done a couple of them. It’s not hard. You do have to spend time, like 30 days as part of the process there. Frazer Rice (24:26.525)Mm-hmm. Judi Galst (24:46.703)You can invest in real estate at 550,000, but there’s like 19 different visa types. You can set up a company. If you’re a member of YPO, Young Presidents Organization, they’re deemed talented and they don’t even make an investment. So, you know, it’s an option and we could certainly help it. But to be honest, I don’t see huge demand among Americans. Frazer Rice (25:03.259)Interesting. So let’s round this out a little bit here. For a U.S. citizen who is feeling unsettled or is just curious what’s out there. They want the ability to go live in Madeira, buy a place there. And to be able to go unfettered or something like that. What’s a good thought process or sequence of events for them to go through in order to make that happen? Judi Galst (25:31.344)I mean, we don’t charge for consultations. So I don’t know if you’re going to share my email at the end of this, but just hit me up. To me, any client conversation is about educating. This is generally a new topic for someone. It’s very rare that someone calls me and they really understand what is available to them and also what would be a good fit for them. They may not understand if they want to include their children. There are going to be some that are going to be better fits for them than other based on the ages of the kids. They may not understand how much time they have to spend in a country to make it happen. How much it’s going to cost, and just learn about it. Learn what your options are. I can usually pretty quickly. Once I understand a client’s objectives, tell them. This is a strategy that I think makes sense for you and exactly how it would Frazer Rice (26:14.206)And it strikes me too, that for people who are exploring different places, it’s probably a good idea to have visited them first before just jumping in, jumping in feet first and sort of solving a problem without understanding what actually implementing the solution looks like. Judi Galst (26:21.111)Yeah. Yeah. Judi Galst (26:29.177)For sure. I because many of the clients that I work with are of higher wealth, they usually have done a fair amount of traveling. So the idea of envisioning, know, residency in Italy, they’ve been to Italy. But when I talk to clients, especially about the Caribbean, where they might be investing in real estate and they have to decide between which country makes the most sense, I always tell them they should try and go because it can be a lifestyle decision. And they want to see where they could actually envision themselves if, in fact, they triggered this insurance policy. Frazer Rice (26:58.59)Judy, great stuff. Here it is. Put your email out there in case people want to reach out and find out more. Judi Galst (27:05.099)Okay, amazing. So my email is my first name, Judy, J-U-D-I dot my last name, GALST, G-A-L-S as in Sam T, at henleyglobal.com, H-E-N-L-E-Y, global.com, or you can give me a call at 646-856-3712. Frazer Rice (27:29.406)Great stuff. We’re going to have that in the show notes too so people can look on webpage, etc. to get that information. Thank you so much. It’s something, you know, when you’re at the desk and dreaming wistfully about what life looks like, what you’re done working, if you’re done working, my calculation is I’ll be able to retire when I’m 127. But it’s great just to sort of envision what that looks like. the expertise is out there. Thanks for being on. Judi Galst (27:56.047)My pleasure. HENLEY & PARTNERS DAVID LESPERANCE ON CITIZENSHIP DIVERSIFICATION DAVID LESPERANCE ON US EXPATRIATION https://www.amazon.com/Wealth-Actually-Intelligent-Decision-Making-1-ebook/dp/B07FPQJJQT/ #familyoffices #citizenship #residency #residencybyinvestment #citizenshipbyinvestment #austriancitizenship #newzealand #portugalproperty #portugalresidency #uscitizens #stkitts #malta #eucitizenship #wealthcitizenship #Californiawealthtax #puertorico #puertoricotax

What score would you get if you took the IELTS tomorrow? Get your estimated IELTS Band Score now with our free 2-minute quiz. Want to get a guaranteed score increase on your next IELTS Exam? Check out our 3 Keys IELTS Online course. Check out our other podcasts: All Ears English Podcast: We focus on Connection NOT Perfection when it comes to learning English. This podcast is perfect for listeners at the intermediate or advanced level. This is an award-winning podcast with more than 4 million monthly downloads. Business English Podcast: Improve your Business English with 3 episodes per week, featuring Lindsay, Michelle, and Aubrey Visit our website here or https://lnk.to/website-sn Send your English question or episode topic idea to support@allearsenglish.com Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this episode, Movie Shelf dives deep into the latest Superman film, discussing character arcs, notable performances, and the film's overall impact. We highlight the evolution of Superman's character, noting how this version presents a more relatable and human side of the iconic hero. The conversation also touches on the portrayal of supporting characters like Mr. Terrific and Krypto, emphasizing their significance in the narrative. We also share our appreciation for the film's visual effects and nostalgic elements while critiquing certain changes to the Superman lore, particularly regarding his parents' motivations. As we reflect on the film's themes and character dynamics, we also compare it to previous Superman adaptations, providing insights into how the franchise has evolved over the years.Bacon RemindersConnect Nathan Fillion to Gene Hackman. Check out our next episode for the link!

From one terrific football weekend to the next See omnystudio.com/listener for privacy information.

In the final hour, Leila Rahimi, Marshall Harris and Mark Grote were joined by Jenkins Elite founder Tim Jenkins to break down Bears quarterback Caleb Williams' great performance in a win against the Packers on Saturday in the wild-card round. He also shared why the Rams offense "scares him to death" as the Bears get set to meet them in the NFC divisional round. Later, Rahimi, Harris and Grote reacted to a comment from Bears rookie tight end Colston Loveland.

Save up to $100 on our Business English Online Course plus get a free bonus. Offer ends Jan 11th at midnight. Go to allearsenglish.com/business Learn more about your ad choices. Visit podcastchoices.com/adchoices

The Christmas racing is done. Now it's time to work out what actually matters. On this week's Final Furlong Podcast, Emmet Kennedy, Adam Mills, George Gorman, and Jamie Wrenn review the key races, performances, and Cheltenham implications from a fascinating festive period packed with Grade 1s, shocks, and strong opinions.

Reflection is the cheat code most people skip, and it's the very thing that turns a good year into a great life. Before charging into 2026 with more goals, more pressure, and more noise, I wanted to pause, look back, and extract the lessons that actually mattered. Because progress doesn't come from moving faster, it comes from moving forward with clarity.In this episode of The Happy Hustle Podcast, I'm breaking down 25 Terrific Takeaways from 2025, all through the lens of our S.O.U.L.M.A.P.P.I.N framework, the 10 alignments that help you systematically harmonize ambition and well-being. These aren't fluffy ideas or motivational quotes. These are lived lessons. Wins, mistakes, reminders, and truths that shaped my year, and if applied intentionally, can help make 2026 your most aligned, energized, and fulfilling year yet.We start with Selfless Service, because fulfillment doesn't come from accumulation; it comes from contribution. The biggest reminder here? Service is the fastest path to meaning. Giving your time, not just your money, creates real presence, real connection, and real impact. If you want more joy, help more people. It's that simple.From there, we move into Optimized Health, because energy is the real currency of success. Hustling without health always ends in burnout. Your nervous system sets your income ceiling, recovery is a skill (not a reward), and if you don't protect your energy, no amount of productivity hacks will save you. Health isn't a side quest; it's the foundation.Next up is Digital Unplugging, where I get real about distraction, doom-scrolling, and how constant connection is quietly killing creativity. Attention is your most valuable asset, and what you focus on compounds. Creating boundaries with technology isn't about restriction; it's about freedom.When it comes to Loving Relationships, the lesson is clear: success means nothing if you're disconnected from the people you love. Presence beats presents. Dating your spouse matters. Boundaries are love in action. The moments you protect today become the memories that matter tomorrow.In Mindful Spirituality, I share how alignment starts with something bigger than you. Success without purpose feels empty. Stillness creates clarity. Gratitude rewires the brain. Faith, however you define it, provides an anchor when life gets noisy.We then dive into Abundant Financial, where money is reframed as a tool, not a scorecard. Profit creates peace. Lifestyle design beats lifestyle inflation. Generosity unlocks abundance. When money aligns with values, it becomes a vehicle for freedom rather than stress.With Personal Development, the reminder is simple but powerful: who you become determines what you build. Identity precedes behavior. Consistency beats intensity. Reflection accelerates growth. The goal isn't perfection, it's persistent alignment.Passionate Hobbies get their rightful place too, because joy isn't a distraction, it's fuel. Play makes you better at work. You need something in your life that has nothing to do with money. Fun isn't optional; it's strategic.In Impactful Work, clarity creates cash, community is the new moat, and depth beats diversification. Focus compounds. Shiny objects dilute momentum. Doing meaningful work with people you care about is the real flex.And finally, Nature Connection, the ultimate reset button. Time outdoors lowers stress, restores perspective, and reconnects you to what actually matters. Nature doesn't rush, yet everything gets done.The big takeaway? Alignment is the goal. When you align across these 10 areas, success becomes sustainable. More is the myth. Meaning is the shift. And if you build meaning into your days, 2026 won't just look good on paper, it'll feel damn good to live.Let's make this next year your most intentional, fulfilling, and aligned year yet.Keep putting the happy in your hustle.

John Fugelsang has been murdered on CSI and picketed by the Westboro Baptist Church. He's a Drama League–nominated actor, comedian, and broadcaster who's hosted many TV shows and podcasts, including the acclaimed Tell Me Everything series on SiriusXM Progress. He's gotten George Harrison to give his final performance on VH1, debated Jerry Falwell and David Duke, and made many appearances on MSNBC, FOX News, and CNN. His epic PBS road trip film on the American Dream, Dream On was named Best Documentary at the New York Independent Film Festival. John joins me for a truly thought-provoking, eye-opening, humorous conversation about Christian nationalism, religious hypocrisy, and his terrific new book Separation of Church and Hate: A Sane Person's Guide to Taking Back the Bible from Fundamentalists, Fascists, and Flock-Fleecing Frauds Got somethin' to say?! Email us at BackroomAndy@gmail.com Leave us a message: 845-307-7446 Twitter: @AndyOstroy Produced by Andy Ostroy, Matty Rosenberg, and Jennifer Hammoud @ Radio Free Rhiniecliff Design by Cricket Lengyel

Inclement weather. Traffic snarls. Detours. Flights canceled. Roads closed. As the song goes, "Gee, the traffic is terrific".  But it's always been that way.  Just ask Joseph.  And check with the Wise Men. There will be changes to our plans and detours in the year ahead.  However, one thing is certain through it all.  With the birth of Jesus, Immanuel, we can take heart and look ahead with confidence – God is with us.

Yearly Special Daily Dad Jokes (31 Dec 2025) The official Daily Dad Jokes Podcast electronic button now available on ⁠Amazon⁠. The perfect gift for dad! ⁠Click here here to view⁠! Email Newsletter: Looking for more dad joke humor to share? Then subscribe to our ⁠new weekly email newsletter⁠. It's our weekly round-up of the best dad jokes, memes, and humor for you to enjoy. Spread the laughs, and groans, and ⁠sign up today⁠! ⁠Click here to subscribe⁠! Listen to the Daily Dad Jokes podcast here: ⁠https://dailydadjokespodcast.com/⁠ or search "Daily Dad Jokes" in your podcast app. Jokes sourced and curated from ⁠reddit.com/r/dadjokes⁠. Joke credits: ⁠RobIson240YT⁠, ⁠Buzstringer⁠, ⁠AndrewMacSydney⁠, ⁠PowerWomanX⁠, ⁠sulldanivan⁠, ⁠Apprehensive-Bee-463⁠, ⁠Upvoter_NeverDie⁠, ⁠Ascott1963⁠, ⁠Slowloris81⁠, ⁠Joel_Boyens⁠, ⁠Omeganian⁠, ⁠sfyv815⁠, ⁠Drewdiniskirino⁠, ⁠⁠, ⁠kabalabonga⁠, ⁠Own-Object-6696⁠, ⁠sulldanivan⁠, ⁠Opposite-Double-9264⁠, ⁠Masselein⁠, ⁠Hot_Historian1066⁠ Subscribe to this podcast via: ⁠iHeartMedia⁠ ⁠Spotify⁠ ⁠iTunes⁠ ⁠Google Podcasts⁠ ⁠YouTube Channel⁠ Social media: ⁠Instagram⁠ ⁠Facebook⁠ ⁠Twitter⁠ ⁠TikTok⁠ ⁠Discord⁠ Interested in advertising or sponsoring our show? Contact us at ⁠mediasales@klassicstudios.com⁠ Produced by Klassic Studios using AutoGen Podcast technology (⁠http://klassicstudios.com/autogen-podcasts/⁠) Learn more about your ad choices. Visit megaphone.fm/adchoices

Yearly Special Daily Dad Jokes (31 Dec 2025) The official Daily Dad Jokes Podcast electronic button now available on ⁠⁠Amazon⁠⁠. The perfect gift for dad! ⁠⁠Click here here to view⁠⁠! Email Newsletter: Looking for more dad joke humor to share? Then subscribe to our ⁠⁠new weekly email newsletter⁠⁠. It's our weekly round-up of the best dad jokes, memes, and humor for you to enjoy. Spread the laughs, and groans, and ⁠⁠sign up today⁠⁠! ⁠⁠Click here to subscribe⁠⁠! Listen to the Daily Dad Jokes podcast here: ⁠⁠https://dailydadjokespodcast.com/⁠⁠ or search "Daily Dad Jokes" in your podcast app. Jokes sourced and curated from ⁠⁠reddit.com/r/dadjokes⁠⁠. Joke credits: ⁠⁠RobIson240YT⁠⁠, ⁠⁠Buzstringer⁠⁠, ⁠⁠AndrewMacSydney⁠⁠, ⁠⁠PowerWomanX⁠⁠, ⁠⁠sulldanivan⁠⁠, ⁠⁠Apprehensive-Bee-463⁠⁠, ⁠⁠Upvoter_NeverDie⁠⁠, ⁠⁠Ascott1963⁠⁠, ⁠⁠Slowloris81⁠⁠, ⁠⁠Joel_Boyens⁠⁠, ⁠⁠Omeganian⁠⁠, ⁠⁠sfyv815⁠⁠, ⁠⁠Drewdiniskirino⁠⁠, ⁠⁠⁠⁠, ⁠⁠kabalabonga⁠⁠, ⁠⁠Own-Object-6696⁠⁠, ⁠⁠sulldanivan⁠⁠, ⁠⁠Opposite-Double-9264⁠⁠, ⁠⁠Masselein⁠⁠, ⁠⁠Hot_Historian1066⁠⁠ Subscribe to this podcast via: ⁠⁠iHeartMedia⁠⁠ ⁠⁠Spotify⁠⁠ ⁠⁠iTunes⁠⁠ ⁠⁠Google Podcasts⁠⁠ ⁠⁠YouTube Channel⁠⁠ Social media: ⁠⁠Instagram⁠⁠ ⁠⁠Facebook⁠⁠ ⁠⁠Twitter⁠⁠ ⁠⁠TikTok⁠⁠ ⁠⁠Discord⁠⁠ Interested in advertising or sponsoring our show? Contact us at ⁠⁠mediasales@klassicstudios.com⁠⁠ Produced by Klassic Studios using AutoGen Podcast technology (⁠⁠http://klassicstudios.com/autogen-podcasts/⁠⁠) Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Super Terrific Happy Hour, Steph and I return with our customary blend of easy-going banter coupled with a shameless plug and a sobering assessment of the global financial landscape. What begins with complaints about the cold weather and Seinfeld callbacks, as well as our upcoming live event in St. Petersburg, quickly turns into a candid examination of sovereign refinancing risks, leveraged corporate balance sheets, and a Treasury market increasingly supported not by central banks but by hedge funds and private foreign buyers. As short-term debt dependence grows and refinancing waves collide across governments, corporates, and AI-driven capex, we explain why we continue to sleep better owning gold—and why this moment feels less like a trade than long-term insurance for an unstable monetary age. Every episode of the Grant Williams podcast, including This Week In Doom, The End Game, The Super Terrific Happy Hour, The Narrative Game, Kaos Theory, Shifts Happen and The Hundred Year Pivot, is available to Copper, Silver and Gold Tier subscribers at my website www.Grant-Williams.com.  Copper Tier subscribers get access to all podcasts, while members of the Silver Tier get both the podcasts and my monthly newsletter, Things That Make You Go Hmmm… Gold Tier subscribers have access to my new series of in-depth video conversations, About Time.

What score would you get if you took the IELTS tomorrow? Get your estimated IELTS Band Score now with our free 2-minute quiz. Want to get a guaranteed score increase on your next IELTS Exam? Check out our 3 Keys IELTS Online course. Check out our other podcasts: All Ears English Podcast: We focus on Connection NOT Perfection when it comes to learning English. This podcast is perfect for listeners at the intermediate or advanced level. This is an award-winning podcast with more than 4 million monthly downloads. Business English Podcast: Improve your Business English with 3 episodes per week, featuring Lindsay, Michelle, and Aubrey Visit our website here or https://lnk.to/website-sn Send your English question or episode topic idea to support@allearsenglish.com Learn more about your ad choices. Visit podcastchoices.com/adchoices

Joyce Vance is the former U.S. attorney for the Northern District of Alabama, an office she held during the Obama administration. She resigned on the eve of Donald Trump's first inauguration at the end of twenty-five years of service as a career federal prosecutor. She's a Distinguished Professor of the Practice of Law at the University of Alabama School of Law. She's also a legal analyst for NBC and MSNBC, the author of the popular Civil Discourse Substack, and the cohost of two podcasts: #SistersInLaw and Cafe's Insider. Her latest book is Giving Up Is Unforgivable: A Manual for Keeping a Democracy. Joyce discusses her terrific new book as well as the latest developments with the Epstein files; Bondi's corrupted Justice Department; Venezuela, the boat bombings and the 'double-tap strike; and Trump's vile attack on Rob Reiner. Got somethin' to say?! Email us at BackroomAndy@gmail.com Leave us a message: 845-307-7446 Twitter: @AndyOstroy Produced by Andy Ostroy, Matty Rosenberg, and Jennifer Hammoud @ Radio Free Rhiniecliff Design by Cricket Lengyel

Good Sunday to you, Before we begin, let me flag this week's commentary. This a trade with a remarkably successful hit rate, a clear timescale and a relatively easy risk to manage - you know pretty quickly if it isn't working. 8 of last year's 9 ideas worked. By my reckoning you will find the biggest bargains of the year tomorrow, Monday December 22, and Tuesday December 23. So take a look: Right, so today I am marking my own homework.Every year, as old timer's will know, I like to offer some predictions for the year ahead - usually 10, but with inflation being what it is, it ends up higher. Today we look back and see how I did. The usual disclaimers apply - the more outlandish the prediction, the more entertaining - so the more likely I am to make it. But the less likely it is to actually happen. I try to strike a balance …As events change, so do opinions. Process is gradual. But when you jump a year, with no scope to revise as events turn in a different direction, quoted out of context and with the benefit of hindsight, predictions can look really, really stupid. Don't judge me, bro.I often find that the worse my predictions, the better my portfolio performs, which is odd, but there you go.If you want to read last year's piece in full, it's here. But I'll quote quite copiously below.A reminder of the scoring system: 2 points for a direct hit, 1 for a quite good, 0 for a miss, and -1 for an epic fail, giving me a maximum of 30 and a minimum of -10. How did I do? Let's find out. 1. The long overdue correction in the UK housing market finally begins.You can read my reasoning here, but it boiled down to: richer people being net sellers as they leave the UK, few foreign buyers, fewer buyers more generally because of high moving costs (Stamp Duty etc), little bullish sentiment in the economy meaning a reluctance to borrow and invest and the 18-year-property cycle turning down.What actually happened is by no means clearcut, but I'll try and summarise.Price growth and transaction volume were relatively high in the first 3 months, until Stamp Duty changes came into effect in April, after which the market became “subdued”. Overall, the north saw some increase, while London fell 2.4% in the year to October. Average growth was 1.7%, which is some 2% below official inflation rates - real inflation is of course much higher - meaning there have been price falls in real terms. This is even with the Bank of England bringing rates down, thereby enabling more money to enter the market via increased borrowing.Overall, transactions volumes increased by 9% on 2024, to get back in line with the 10-year average, though there is a very different story at the upper end of the market.The housing market has big problems, especially in the south, but it hasn't cratered - though nor has it soared. I'm giving myself 1 point. 2. Keir Starmer survivesEveryone thought he was toast this time last year - and he is - but my argument that “it's too early for Labour MPs, worrying about their seats, to give him the shove” prevailed. 2 points. 3. Gold hits $3,000.And the rest. It's $4,300 as I write and going higher. I was too conservative. 1 point. BTW. If you live in a Third World Country such as the UK, I urge you to own gold or silver. The pound is going to be further devalued. The bullion dealer I recommend is The Pure Gold Company. Pricing is competitive, quality of service is high. They deliver to the UK, the US, Canada and Europe or you can store your gold with them. More here.4. Microstrategy (NASDAQ:MSTR) becomes a top 100 company by market cap.Oops. When Strategy hit $450 in July, its market cap would have been around $130 billion, making it perhaps a top 300 company but not a top 100. It would have needed to get above about $250 billion to make the cut. And since then it has the skids so badly it's now a tax loss opportunity.-1.5. Bitcoin goes to $200,000 then crashesI got the crash bit right. Sort of. $126k was the high, having begun the year at $91k. Today it's $88k. 0 points.6. Sterling has big problemsNope. It's had a good year. -1.7. X thrives, Blue Sky dies, Blogging Blue SkiesWell sort of. X saw strong numbers growth in the first part of the year, but these have tailed off. It is now a key place to go for breaking news and a leading news app, but by no means the Governor. The exodus to Blue Sky has slowed, but BS (LOL) is still growing albeit at a much slower rate. Blogging, as evidenced by Substack, is thriving. I'll give myself 1 point.8. The S&P500 Rises 10%15% actually. We predicted a decent year, despite year 1 of the electoral cycle tending to be the weakest. 1 point. Do I get 2? Nah.9. Oil ranges.Oil would neither crater nor moonshot, we argued. We saw a range of $60-90. Its actually been $55-80. 1 point.10. Small Caps ThriveThe Russell 2000 has had a good year - rising 12% - but the large caps are still winning. 1 point.11. The US Dollar Index breaks out to 20-year highs. Oops. I was looking for a high around 117 in the US$ index. It didn't get above 110. It fell! -112. The BRICS don't come out with a proper US dollar alternative … yetEveryone says it's coming, but it never actually does. 2 points.13. Silver disappoints … as always$33 is the high, $22 the low, I said. Ha! $28 was the low, and the high - $68. To be fair to myself, I said multiple times it was going to $50 and if it gets above there it goes to $90+, but the call was still an epic fail. Irony: silver has been a huge winner for readers this year and our pick, Sierra Madre Gold and Silver (SM.V), has been a joy to own. From 45c north of $1.50 :(I still get -1 though.14. Despite all the crap, the world becomes a better place to live.We live longer, we eat better, tech keeps improving things. We advance. AI makes us more productive and betters living standards.It's so obvious I can't believe I even said it. I'll give myself a point, but not 2.15. Your Bruce-y bonus sports prediction.Liverpool win the league. Ipswich, Southampton, and Leicester all go down.Bullseye. I should take up sports betting. 2 points.I don't actually follow football any more, but one of my son's told me that's what would happen.So, overall, a very poor showing for the DF Predictions, possibly my poorest year ever: totalling a measly 7 points.And, as always seems to be case, a much better year for my portfolio of companies. Here's hoping I get all next year's predictions similarly wrong.I'll be making those early next year - so look out for that.Thank you so much for being a subscriber to the Flying Frisby. I wish you and your family a very happy Christmas. Don't eat too much, go easy on the booze, pray, sing, get plenty of exercise, avoid toxic people and the lurgy, and be thankful for the many good things there are in your life.Once again - I urge you to take a look at the tax loss opportunities. Tomorrow and Tuesday are the buy days.Here's to a healthy, wealthy 2025. Until next time,DominicPS This Wednesday being Christmas Eve I almost certainly won't be putting out any commentary. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.theflyingfrisby.com/subscribe

More Season 2 episode are dropping! Episodes will be dropping every Sunday for the rest of 2025 and more things to come. In this episode we talk about Mr.Terrific and he is truly an interesting character who has been underrated, under-appreciated and Myself and Vincent had the pleasure to cover his appearances in comics! This is Super Power Punch - Mr.Terrific/Mister Terrific

Jessica Dimmock is an award-winning director with 2 Emmy nominations, 1 Emmy award, a Guggenheim Fellowship, Cinema Eye Honors and IDA nominations. She directed documentary series and films Flint Town, Captive Audience, The Texas Killing Fields, The Weekly, and Home… and the feature documentary The Pearl. And she's with us today to discuss her new documentary THOUGHTS & PRAYERS: HOW TO SURVIVE AN ACTIVE SHOOTER IN AMERICA, which can be seen on HBO MAX Jessica and I discuss her terrific new film, co-directed with her husband Zackary Canepari, which focuses on the gun-violence epidemic in America and how it's led to lockdown and active-shooter drills in schools; whether these realistic and terrifying drills cause more harm than good with our children; and the $3-billion preparedness products industry. Got somethin' to say?! Email us at BackroomAndy@gmail.com Leave us a message: 845-307-7446 Twitter: @AndyOstroy Produced by Andy Ostroy, Matty Rosenberg, and Jennifer Hammoud @ Radio Free Rhiniecliff Design by Cricket Lengyel

Nicolle Wallace on the recent New York Times article, which covers the extensive relationship between Donald Trump and Jeffrey Epstein.Later, Nicolle covers the merger between Trump's social media's parent company, Trump Media & Technology Group, and TAE Technologies, a nuclear fusion power company.For more, follow us on Instagram @deadlinewhTo listen to this show and other MS NOW podcasts without ads, sign up for MS NOW Premium on Apple Podcasts. For more from Nicolle, follow and download her podcast, “The Best People with Nicolle Wallace,” wherever you get your podcasts.To listen to this show and other MS podcasts without ads, sign up for MS NOW Premium on Apple Podcasts. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

It's that time of year, when we highlight some of our favorite new voices in romance! This week, we're talking about eight new writers who are making us excited about what's to come in historical, contemporary, cozy fantasy and more. Here's to reading them all for years to come! From horse girls to divorcees, hair stylists to magical tea shop owners, basketball coaches to jewel thieves, there's something in here for everyone. It's going to be great for you!Don't forget--you can buy the Fated Mates Best of 2025 Book Pack from our friends at Pocket Books Shop in Lancaster, PA, and get eight of the books on the list! Scoundrel Take Me Away and Lazarus, Home from War (independently published) are not in the box. As always, you can add additional romances, or one of Sarah's books to your box. If you want other people to discuss brand new romance authors with, maybe you want to join our Patreon? You get an extra monthly episode from us and access to the incredible readers and brilliant people on the Fated Mates Discord! Support us and learn more at fatedmates.net/patreon. You can also ask for it as a gift, or give it as one at fatedmates.net/gift.Our next read along will be Ruby Dixon's Ice Planet Barbarians (you're welcome). Get it at Amazon, Barnes & Noble, from your local indie, or with your monthly subscription to Kindle Unlimited.The BooksThe Best Worst Thing by Lauren OkieOnce Upon a Time in Dollywood by Ashley JordanCosmic Love at the Multiverse Hair Salon by Annie MareHopelessly Teavoted by Audrey Goldberg RuoffSavannah Royals by Lindsay BarrettPlay You For It by Samantha SaldivarThe Trouble with Anna by Rachel GriffithsCelebrity Crush by Christy SwiftNotesCheck out our Debuts of 2024 episode here. It's not frod (Friend + rod), it's frotting. Here's the wikipedia page. Sarah apologizes for not knowing the proper spelling.Jenny Hamilton wrote a terrific piece about

Happy Friday and welcome back to another edition of "Under The Lights" as Cole and Dom return to talk through Aston Villa's 2-1 win over FC Basel in Switzerland and look ahead Sunday's trip away at West Ham United.You can listen for FREE on Acast, Apple Podcasts, and Spotify - dig in!WHAT DO WE DISCUSS?Another case of Unai Emery's men taking care of business; what did the lads make of the performance?What does Villa's 8th consecutive win mean to the team and supporters?Evann Guessand's role and development within the Villa squad.How important has squad depth been this season?What should we expect to see against West Ham on Sunday?STAY CONNECTED:Email: holtecast@gmail.comX: @HoltecastPodThreads: HoltecastBluesky: @holtecastpod.bsky.socialCole Pettem: @TalkAstonVillaDom Phillips: @_domphillipsEPISODE NOTES:Thank you to our charity partner, Acorns Children's Hopsice.Donate today to support a fantastic charity: https://www.acorns.org.uk/get-involved/donate/ Hosted on Acast. See acast.com/privacy for more information.

Hour 3 Audio from WGIG-AM and WTKS-AM in Brunswick and Savannah, GA

Terrific time on Monday night at the first of our two 2025 holiday parties - Antone's in downtown Austin has become a bit of an HQ for us and we're proud to have enjoyed the biggest crowd we've had there yet! Enjoy our talk with Austin State Senator and newly-filed Texas Comptroller candidate Sarah Eckhardt, San Antonio State Senator Roland Gutierrez, and Austin City Council Member Zo Qadri.Our second holiday party this year happens in Dallas on Monday December 15, featuring another live podcast recording with a great panel of guests - learn more and grab your tickets at https://act.progresstexas.org/a/progress-texas-holiday-parties-2025.

Having spent ample time in the presence of Jon Agee himself at The Rabbit hOle at the recent Tomi Ungerer Symposium, Betsy determined that we hadn't actually done one of his books on our podcast yet. Today we take on a book that I like to pair alongside Fortunately. As for why we've chosen this particular title, it's all thanks to the suggestion of listener Rachelle Leon Pilarski. Thank you, Rachelle! Will Kate find the title appropriate or will she eschew it entirely? For the full Show Notes, please visit: https://afuse8production.slj.com/2025/12/08/fuse-8-n-kate-terrific-by-jon-agee/

Terrific conversation with screenwriter/actress Bella Martinez, chatting about her multiple award winning film “Once More, Like Rain Man”. Beautifully directed by Sue Ann Pien, and also starring Matt Jones & Joe Mantegna. Synopsis: ‘It's up to you to make a future that has you in it…' We follow Zoe (Martinez) and her dad, Gerry (Jones) in a ‘day in the life' of an autistic actress running the gambit of stereotypes she has to deal with - and her dad's battle in supporting her forging that path for herself - in a funny, frustrating, painful and sometimes triumphantly sarcastic kind of way. https://www.instagram.com/omlrmovie http://www.omlrmovie.com/ —— Subscribe to the podcast: https://twitter.com/wildsoundpod https://www.instagram.com/wildsoundpod https://www.facebook.com/wildsoundpod

--  For no logical reason, Tom buys a leather, double gun, shoulder holster, for carrying two 1911 pistols.--  More and more companies are making double stack 1911 pistols. What's the attraction?--  Discover the joy of an excellent trigger.Gun Talk 12.07.25 After ShowBecome a supporter of this podcast: https://www.spreaker.com/podcast/gun-talk--6185159/support.

Who is Kyle?Kyle Beltle is a sought-after advisor for professional coaches and consultants whose businesses are flourishing in the high six figures. Having worked extensively with clients eager to reclaim their time, Kyle specializes in navigating the twin challenges his clients so often face: “tax FOMO” (the fear of missing out on tax deductions) and analysis paralysis. He knows all too well how the constant swirl of social media tips and advice from well-meaning friends can leave entrepreneurs unsure of where to start and anxious they might be missing out. Through patient guidance and hands-on support—including welcoming endless client questions at kickoff meetings—Kyle helps business owners cut through the noise, find clarity, and confidently optimize their financial strategies.Key Takeaways00:00 Coaching Clients' Tax Woes Solved04:39 Experience Over Price09:06 Focusing Intentionally in Business12:55 Maximize 401(k) with Profit Sharing15:58 “Subscribe for Podcast Updates”_________________________________________________________________________________________________Subscribe to our newsletter and get details of when we are doing these interviews live at www.systemise.me/subscribeFind out more about being a guest at : link.thecompleteapproach.co.uk/beaguestSubscribe to the podcast at https://link.thecompleteapproach.co.uk/podcastHelp us get this podcast in front of as many people as possible. Leave a nice five-star review at apple podcasts : https://link.thecompleteapproach.co.uk/apple-podcasts and on YouTube : https://link.thecompleteapproach.co.uk/Itsnotrocketscienceatyt!Do You Need a P.A.T.H. to Scale?We help established business owners with small but growing teams:go from feeling stuck, sceptical, and tired of wasting time and money on false promises,to running a confident, purpose-driven business where their team delivers results, customers are happy, and they can finally enjoy more time with their family -with a results-based refund guarantee: if you follow the process and it doesn't work, we refund what you paid.This is THE P.A.T.H. to scale your business.————————————————————————————————————————————-TranscriptNote, this was transcribed using a transcription software and may not reflect the exact words used in the podcast)SUMMARY KEYWORDStax strategy, tax planning, proactive CPA, tax deductions, analysis paralysis, tax FOMO, professional coaches, consultants, high six figure business, time management, business finances, business owner, real estate investment, rental property, multi state tax return, online tax software, premium guidance, tax mistakes, tax savings, 401k, retirement planning, profit sharing, S corp, employee benefits, pension contributions, business tax, cash flow management, VAT bill, financial planning, tax professional, small business taxSPEAKERKyle Beltle, Stuart WebbStuart Webb [00:00:03]:Okay, we've gone live without the stream coming in, which is really interesting. So welcome to It's Not Rocket Science. Five questions over coffee. I'm here with Kyle Bentley Beltly. Sorry, I'm gonna, I'm gonna get that wrong. Kyle. Apologies. Kyle Beltley.Stuart Webb [00:00:22]:Kyle is the owner of ProActive CPA. Kyle is going to talk to us about some really interesting things about how we manage our finances, manage tax, etc. Carl, welcome to It's Not Rocket Science. Five questions over coffee. I hope you've got your coffee in front of you today.Kyle Beltle [00:00:38]:Ready to go.Stuart Webb [00:00:39]:Terrific mug, terrific mug. Let's, let's talk briefly about how you're, who is, who is the person you're trying to help? What's the problem they've got? So that we can sort of, as we were listening to you describe this, we begin to get a sense of is this me that Kyle is talking about?Kyle Beltle [00:01:00]:Sure, sure. So my clients are professional coaches and consultants running businesses that are generating high six figures of sales and they're people who are looking to buy back their time. I would say that the primary issue that people come to me with and I help them solve, it's kind of a twofold. It's first off, it's what I like to call tax fomo, fear of missing out, and it's analysis paralysis. So with the tax fomo, we are inundated with social media posts on tax tips, our neighbors giving us tax tips, our crazy uncle at the family dinner is giving us. And there's this fear that I'm missing out on these deductions that everybody else knows about. But where do I even, where do I even get started? You know, this, this analysis paralysis. And a great example of this is I just started working with a client there and as we were getting ready for our kickoff meeting, he said, I hope you don't mind, I just jotted down a few thoughts.Kyle Beltle [00:02:10]:Well, so Stewart, this guy had composed this entire Google Doc of just all the things that he'd been coming across. And you know, does this apply to me? Where do I start? And so what I do with my clients is distill all that into a crystal clear tax strategy plan for them where they know, a, this applies to me, B, this is how to take advantage of it, and C, here's the savings I'm going to get from it.Stuart Webb [00:02:38]:So let's just, let's try and explore a little bit then on what are the things. I mean, that guy obviously had ideas about what he wanted to do, the problems that he knew had. He Tried anything. What were the things he tried to do to overcome this problem before turning to Kyle and say, carl, can you help me?Kyle Beltle [00:02:57]:So fortunately he hadn't tried anything and sadly that's not always the case. I had a client, I'll call Ian, who just started working with me the beginning of this year and he had heard, real estate's a great investment. I'm going to get into real estate. And he ended up purchasing a rental house that was out of state. So now he's preparing a multi state return and he has to set up a rental property. He was using an over the counter online tax product there. And you know the saying, garbage in, garbage out. Well, the data that he was putting into the software was not correct.Kyle Beltle [00:03:47]:He ended up missing out on a lot of deductions around that rental property. And so when we first started working together this year, I went back, took a look under the hood of the return last year and was able to help him get that rental property set up properly. And the savings, the actual tax savings that he experienced as a result of that were twice what I was charging him there. And so, you know, I have a colleague, Rajo Jose, who likes to say premium guidance cost a lot less than premium mistakes. And so certainly don't, don't try to DIY things when you're working with a complex tax situation.Stuart Webb [00:04:39]:I'm going to have to agree with you, Carla. I know one of the early lessons I was taught when I was a very young business owner was people forget the price long after they've forgotten the lack of quality, so long after they've remembered the lack of quality. So you know, the, the problem that we all try and think of is this may or may not take me a lot of time, but you're not dealing with, you're not dealing with something which, which is, you know, so much time based, are you? Although they are paying for your time, they're paying for the years of experience which you bought into the, you've used as your education and your experience in order to come back and go, this is how much it's valid, the value is to you. This is not about me taking 15 minutes over this. This is 15 years of my life that's taught me how to do this for you.Kyle Beltle [00:05:25]:100%. 100%. And that's not even mentioning the time that they would need to take away from their core business.Stuart Webb [00:05:33]:Absolutely.Kyle Beltle [00:05:34]:To try to learn this or to even, even to execute it.Stuart Webb [00:05:38]:Absolutely. So I think, Carl, you've been very kind to the audience. You have Got a giveaway. And this will be something which is in the vault that we have, which is the systemized me free stuff. So describe what this is, a PDF, I think, which is going to be a great asset to a lot of people. Tell us what's in this PDF and how it benefit them.Kyle Beltle [00:06:04]:So, as I said at the top, one of the issues that so many of my prospects and so many of my clients come to me with is just saying, where do I even begin? So I put together a handout here of my six favorite tax strategies that most people can take advantage of. And so I would download that there and take it with you next time you're meeting with your tax professional to see which one of these can we put into play to maximize my savings.Stuart Webb [00:06:34]:And I would, I'd hate to, to prejudice this, but if somebody comes along and finds they're only using five of the six, they may need to have a word with you anyway.Kyle Beltle [00:06:43]:Yes, absolutely, absolutely.Stuart Webb [00:06:46]:Okay, terrific. That's a brilliant. And I, I'll just repeat, if you go to systemize me free hyphen stuff, you will find that immediately. You can go and download that now and go get that from, from that vault and, and you will be able to get hold of Kyle's top six strategies. Have a feeling he may have more than six in his bank. But that's, that's the top.Kyle Beltle [00:07:09]:There may be a bonus. There may be a bonus one.Stuart Webb [00:07:12]:I love it. I love it. I love it. Kyle, tell us a little bit. You know, how did you become the, the expert that you are on tax? This doesn't happen overnight. It certainly doesn't happen unless you, you set out intentionally to understand these things.Kyle Beltle [00:07:28]:Yeah.Stuart Webb [00:07:28]:Is there a book, a course or something like that that took you to this, this place? That's.Kyle Beltle [00:07:34]:That is a great question, Stuart. And I love when you ask your guests this because you're always, always finding great books, great programs through this, and I've read a lot of books over the years and just trying to think distill it down to one. Ah, it's really tough. But if I had to choose, I would say that the most impactful program in my life has been Earl Nightingale's the Strangest Secret. Are you familiar with it by any chance?Stuart Webb [00:08:05]:It's not one I know. It's not one I know.Kyle Beltle [00:08:08]:So I encourage everyone out there, go look it up on YouTube. The strangest secret. It's originally, I believe it was a radio broadcast that Earl gave. It's only about 30 minutes. It's very concise. Very to the point. And spoiler alert. The strangest secret is that we become what we think about most of the time.Kyle Beltle [00:08:34]:Oh, and, you know, certainly that is by, you know, no means new to any of your listeners, I'm sure. But for me, I came across this early in my career. It was one of the first times I was really ever exposed to the power of being intentional with your thoughts and setting goals there. And so even to this day, I still find it as a great reset any. Anytime I'm stuck to listen to Earl Nightingale's the Strangest Secret.Stuart Webb [00:09:06]:That is a great, great tip, Carl. I thank you for that one because you're absolutely right. Too often we are, we're not intentional with our businesses, are we? We are distracted. I often see business owners, and I deal with business owners most of my day, and I find myself saying, well, why are you doing it that way? And the answer is sometimes it's sort of like, well, I just can't stop thinking about this. And unfortunately you go, well, you're missing out on a bunch of other things which actually you should be focused on and this should not be even in your thing. So you, you tend to end up doing it because you've just got locked in a cycle of focus that is the wrong one. And to switch the focus to what you should be focused on is much more important.Kyle Beltle [00:09:53]:Yeah. If you're just reacting to the latest email, the latest text message that comes across your inbox there. Yeah, you're absolutely right. You're going to get stuck in a cycle that is not productive and not product. You know, really building up your business to the best that it can be.Stuart Webb [00:10:12]:And this is where you have to start thinking a little bit about, like the, the future of your business by focus on those tax strategies which actually enable you to free up the cash, free up the investment that you might need in order to move the business forward.Kyle Beltle [00:10:26]:Yeah, yeah, absolutely. May feel like you're taking some time, some invaluable time out of your schedule to invest one, two, maybe even three hours to sit down with your tax pro and really map out the upcoming year, what you can take advantage of, what you can't. But the clarity that I have seen that give to my clients is worth its weight in gold and more than comes back to them in time savings.Stuart Webb [00:10:57]:Yeah, I'm gonna, I'll tell a small story here. It's one that's rather specific to the. But I came across a business just recently. The business had hit a real problem. They had a real cash flow problem. And I sort of said, what's the real reason for the cash flow problem? Wasn't very obvious from the discussion. They went, we forgot a VAT bill, value added tax bill. We forgot this tax bill was coming in.Stuart Webb [00:11:20]:We completely missed swiped our cash flow. We're now in deep trouble because we had no idea that it was coming in. And I looked at them and I basically said these bills are paid once every quarter. It's like Christmas. It's going to be on the same day, same time every year. What happened? We didn't have a plan. A one or two hour meeting with an attacked professional to just work out where that was would have solved a whole heap of problems for that business.Kyle Beltle [00:11:52]:Yeah, absolutely, absolutely not. Not to mention just the fact that they could have set up a very simple system to, to remind them about that or to automate it there.Stuart Webb [00:12:04]:Yeah, absolutely brilliant, Kyle, I guess we're getting towards the end of this and I'm going to let you go so you can get back to helping other tax professional people get their taxes in order. Professionals get their taxes in order. Carl, there must be a question that you're thinking, well, he still hasn't asked me the real killer one and obviously I might, I might think of it and probably I'm not going to because I'm a person of very little brain. So what's the one question that I should by now have asked you? And as you know what that question is, you better answer it for us as well.Kyle Beltle [00:12:38]:Yeah, absolutely. Well, one of the questions that I was waiting for was what is one tax strategy in particular that could be a quick win for someone today?Stuart Webb [00:12:50]:I am so glad I didn't ask that question because that is such a good question.Kyle Beltle [00:12:55]:And I got to tell you, Stuart, I'll preface this, I know this, this answer, it's not exciting, it's not revolutionary here, but it is, it truly is powerful. And that is for the listeners here in the US to max out your 401k retirement plan there. Now most people, Stewart, very familiar with having some money taken out of their, their paychecks there to put in the 401k and that's great and that everyone should be doing that. However, I'm always surprised that more business owners don't know about the profit sharing options that most for 1k plans have. And the reason that the profit sharing is so powerful, Stuart, is that it is money that the business elects to put into their employees 401k plans. And it's powerful because if the owner owns a company that's taxed as an S corp here in the US that owner will be on payroll and they'll be able to put additional money into their personal 401 while the business gets a tax deduction for it. It's also a great way for employers to reward their employees by giving them a little bit of a bonus that they don't have to pay payroll taxes on. The employees don't have to pay income taxes on there.Kyle Beltle [00:14:26]:So using the profit sharing component of your 401k to really max it out is a very powerful tax strategy that a lot of businesses will will be able to implement this year and get a quick win.Stuart Webb [00:14:40]:Carl, it will not surprise you to learn that is not a strategy that is just related to the US that is also many other countries. Optimizing and maximizing the amount of money you put into a pension is often the best way of saving tax for the business, but also, as you just said, allowing the employee, even if the employee is the chief executive, to get ready for a time when they need to step away from the business anyway and have still got the money coming in that they should have.Kyle Beltle [00:15:11]:Yeah, absolutely, Stuart. You know, as I said, it's not a particularly exciting strategy, but it's, it's been my experience as a professional that oftentimes it's the simple disciplines.Stuart Webb [00:15:23]:Yeah.Kyle Beltle [00:15:23]:Simple steps that we repeat day after day within our businesses that in the long run provide the biggest wins for us.Stuart Webb [00:15:32]:Kyle, that is a great message to end on because I think it is a universal truth. Business is actually really simple. If you boil it down, it's about making a customer and keeping that customer happy. And hey, what could you do better than doing that with your employees by giving them tax breaks and money for when they retire as well. Absolutely brilliant. Absolutely brilliant. Kyle, thank you so much for spending a few minutes.Kyle Beltle [00:15:56]:Thank you, Stuart. It's been a blast.Stuart Webb [00:15:58]:I'm. I'm just gonna, I'm just gonna encourage people. If you're listening to this, if you're watching this, if you, if you're seeing us live, if you're seeing this in the recording or listening to this in the recording, just please subscribe to the. To the main with the Systemize me forward/subscribe systemize.me forward slash subscribe. You will get an email once a week which will intel tell you who's coming up on the podcast so that you can join live. Ask questions if you want, get on there. If you've got boring, know, really burning questions, that's the time to sort of ask it to experts such as Kyle who's been with us today talking about his stuff. And please go to Systemize me free hyphen stuff to get Kyle's really valuable six plus special special offer.Stuart Webb [00:16:39]:Download as soon as you can. Kyle. Kyle Beltley. I hope I've got it right. At long last.Kyle Beltle [00:16:45]:Yes.Stuart Webb [00:16:45]:Thank you for being with us.Kyle Beltle [00:16:47]:Thank you for having us. Get full access to It's Not Rocket Science! at thecompleteapproach.substack.com/subscribe

Pooja Tanna from Perpetua Investment Managers on the expected rate decision from next week's FOMC decision, and Trump says he's decided on the next Fed Chair. JD Van Wyk from Stonehage Fleming Investment Management SA on the local “Terrific 10” and opportunity on the JSE for 2026? Dr Roelof Botha on the Afrimat Construction Index, Q3 GDP saw some improvement in fixed capital formation spend, are we seeing it here?

James E. Clyburn represents South Carolina's 6th Congressional District in the U.S. House of Representatives, where he previously served as Majority Whip. A more than 30-year Congressional veteran, he has been an influential and effective legislative leader and an unwavering voice for civil rights. Born in Sumter, South Carolina, during the Jim Crow era, he has been awarded the NAACP's highest honor – the Spingarn Medal, the Lyndon Baines Johnson Foundation's Liberty and Justice for All Award, the Harry S. Truman Foundation's Good Neighbor Award, and holds honorary degrees from 40 colleges and universities. In 2024, he was bestowed the Presidential Medal of Freedom, the highest civilian honor in the United States. And he's here to discuss his terrific new book The First Eight: A Personal History of the Pioneering Black Congressmen Who Shaped a Nation. The Congressman discusses his terrific new book as well as Defense Secretary Pete Hegseth's SIgnalGate and 'Double-Tap' Scandals. Got somethin' to say?! Email us at BackroomAndy@gmail.com Leave us a message: 845-307-7446 Twitter: @AndyOstroy Produced by Andy Ostroy, Matty Rosenberg, and Jennifer Hammoud @ Radio Free Rhiniecliff Design by Cricket Lengyel

Nicholas Thompson is the CEO of The Atlantic, an American magazine founded in 1857, which earned the top honor for magazines, General Excellence, at the National Magazine Awards in 2022, 2023, and 2024. Before joining The Atlantic, he was the editor in chief of Wired and an editor at The New Yorker. He has long been a competitive runner; in 2021, he set the American record for men 45+ in the 50K race. In 2025, he became the top-ranked runner in the world in his age group for the 50-mile run. His new book is “The Running Ground: A Father, a Son, and the Simplest of Sports”. Nick joins me for a truly enjoyable, insightful chat about his terrific new book and the many invaluable life lessons it offers. Got somethin' to say?! Email us at BackroomAndy@gmail.com Leave us a message: 845-307-7446 Twitter: @AndyOstroy Produced by Andy Ostroy, Matty Rosenberg, and Jennifer Hammoud @ Radio Free Rhiniecliff Design by Cricket Lengyel

After Etrigan the Demon reveals that no one in the Underworld will aid the planet, Mr. Terrific and Green Lantern Guy Gardner reveal their plan to free the Corps to Doctor Doom.GM - JustinDoctor Doom - KyleKid Goku - JoeIchigo Kurosaki - Hawk

In this week's episode, I rate the movies and streaming shows I saw in Autumn 2025. This coupon code will get you 25% off the ebooks in The Ghosts series at my Payhip store: GHOSTS2025 The coupon code is valid through December 1, 2025. So if you need a new ebook this fall, we've got you covered! TRANSCRIPT 00:00:00 Introduction and Writing Updates Hello, everyone. Welcome to Episode 278 of The Pulp Writer Show. My name is Jonathan Moeller. Today is November 21st, 2025, and today I am sharing my reviews of the movies and streaming shows I saw in Fall 2025. We also have a Coupon of the Week and an update my current writing, audiobook, and publishing projects. So let's start off with Coupon of the Week. This week's coupon code will get you 25% off all the ebooks in The Ghosts series at my Payhip store, and that is GHOSTS2025. And as always, we'll have the link to my Payhip store and the coupon code in the show notes for this episode. This coupon code is valid through December 1, 2025, so if you need a new ebook for this fall, we have got you covered. Now for my current writing and publishing projects: I'm very pleased to report that Blade of Shadows, the second book in my Blades of Ruin epic fantasy series, is now out. You can get it at Amazon, Barnes and Noble, Kobo, Google Play, Apple Books, Smashwords, and my Payhip store. By the time this episode goes live, all those stores should be available and you can get the book at any one of them and I hope you will read and enjoy it. I'm also 15,000 words into what will be my next main project Wizard-Assassin, the fifth book in the Half-Elven Thief series, and if all goes well, I want that to be out before Christmas. I'm also working on the outline for what will be the third book in the Blades of Ruin series, Blade of Storms, and that will hopefully, if all goes well, be the first book I publish in 2026. In audiobook news, as I mentioned last week, the audiobook of Blade of Flames is done and I believe as of this recording, you can get at my Payhip store, Google Play, Kobo, and I think Spotify. It's not up on Audible or Apple yet, but that should be soon, if all goes well. That is excellently narrated by Brad Wills. Hollis McCarthy is still working on Cloak of Embers. I believe main recording is done for that and it just has to be edited and proofed, so hopefully we'll get both audiobooks to you before the end of the year. So that is where I'm at with my current writing, publishing, and audiobook projects. 00:02:08 Main Topic of the Week: Autumn 2025 Movie Review Roundup Now on to this week's main project, the Autumn 2025 Movie Review Roundup. I watched a lot of classic horror movies this time around. The old Universal black and white monster movies from the '30s and '40s turned up on Prime for Halloween and I hadn't seen them since I was a kid, so I watched a bunch of them in October and November, which seemed an appropriate thing to do for Halloween. They mostly held up as well as I remembered from when I was a kid, which was a nice surprise. As ever, the grades I give these movies are totally subjective and based on nothing more than my own opinions and thoughts. With that, let's take a look at the movies from least favorite to most favorite. First up is The Other Guys, which came out in 2010 and this is a parody of the buddy cop/ cowboy cop movie along with a heavy critique of the reckless and corrupt culture of late 2000s Wall Street. "Dumb funny" movies I've noticed tend to fall on either side of the "dumb but actually funny" or "dumb and not funny" line. And this one definitely landed on "dumb but actually funny". Danson and Highsmith, played by The Rock and Samuel L. Jackson, are two maverick popular detectives who never do paperwork. Their paperwork is always done by Allen Gamble, who's played by Will Ferrell and Terry Hoitz, played by Mark Wahlberg. Gamble is a mild-mannered forensic accountant, while Hoitz desperately wants to be as cool as either Danson or Highsmith, but since he accidentally shot Yankees player Derek Jeter (in a recurring gag), he's a pariah within the New York Police Department. However, Danon and Highsmith's plot armor suddenly run out and they accidentally kill themselves in a darkly hilarious scene that made me laugh so much I hurt a little. Hoitz wants to step into their shoes, but Gamble has stumbled onto potentially dangerous case and soon Hoitz and Gamble have to overcome their difficulties and unravel a complicated financial crime. This was pretty funny and I enjoyed it. Amusingly in real life, someone like Gamble would be massively respected in whatever law enforcement agency he works for, since someone who prepares ironclad paperwork and correct documentation that stands up in court is an invaluable asset in law enforcement work. Overall Grade: B Next up is Fantastic Four: First Steps, which came out in 2025. I like this though, to be honest, I liked Thunderbolts and Superman 2025 better. I think my difficulty is I never really understood The Fantastic Four as a concept and why they're appealing. Maybe the Fantastic Four are one of those things you just have to imprint on when you're a kid to really enjoy or maybe at my age, the sort of retro futurism of the Four, the idea that science, technology, and rational thought will solve all our problems does seem a bit naive after the last 65 years of history or so. Additionally, the idea of a naked silver space alien riding a surfboard does seem kind of ridiculous. Anyway, the movie glides over the origin story of Reed Richards, Sue Storm, Johnny Storm, and Ben Grimm and gets right into it. To their surprise, Reed and Sue find out that Sue is pregnant, which seemed unlikely due to their superpower induced genetic mutations. Shortly after that, the Silver Surfer arrives and announces that Earth will be devoured by Galactus. The Four travel in their spaceship to confront Galactus and realize that he's a foe far beyond their power, but Galactus offers them a bargain. If Reed and Sue give him their son, he will leave Earth in peace. They refuse and so it's up to the Four to figure out a way to save Earth and Reed and Sue's son. Pretty solid superhero movie all told, but it is amusing how in every version of the character, Reed Richards is allegedly the smartest man on Earth but still can't keep his mouth shut to save his life. Overall Grade: B The next movie is Superman, which came out in 1978. After seeing the 2025 version of Superman, I decided to watch the old one from the '70s. It's kind of a classic because it was one of the progenitors of the modern superhero film. Interestingly, it was one of the most expensive films ever made at that time, costing about $55 million in '70s-era dollars, which are much less inflated than today. A rough back of the envelope calculation would put 55 million in the '70s worth at about $272 million today, give or take. Anyway, this was a big gamble, but it paid off for the producers since they got $300 million back, which would be like around $1.4 billion in 2025 money. Anyway, the movie tells the origin story of Superman, how his father Jor-El knows that Krypton is doomed, so he sends Kal-El to Earth. Kal-El is raised as Clark Kent by his adoptive Kansas parents and uses his powers to become Superman- defender of truth, justice, and the American way. Superman must balance his growing feelings for ace reporter Lois Lane with his need for a secret identity and the necessity of stopping Lex Luthor's dangerous schemes. Christopher Reeve was an excellent Superman and the special effects were impressive by the standards of 1978, but I think the weakest part of the movie were the villains. Lex Luthor just seemed comedic and not at all that threatening. Unexpected fun fact: Mario Puzio, author of The Godfather, wrote the screenplay. Overall Grade: B Next up is Superman II, which came out in 1980. This is a direct sequel to the previous movie. When Superman stops terrorists from detonating a nuclear bomb by throwing it into space, the blast releases the evil Kryptonian General Zod and his minions from their prison and they decide to conquer Earth. Meanwhile, Superman is falling deeper in love with the Lois Lane and unknowing of the threat from Zod, decides to renounce his powers to live with Lois as an ordinary man. I think this had the same strengths and weaknesses as the first movie. Christopher Reeve was an excellent Superman. The special effects were impressive by the standards of the 1980s, but the villains remained kind of comedic goofballs. Additionally, and while this will sound harsh, this version of Lois Lane was kind of dumb and her main function in the plot was to generate problems for Superman via her questionable decisions. Like at the end, Superman has to wipe her memory because she can't keep his secret identity to herself. If this version of Lois Lane lived today, she'd be oversharing everything she ever thought or heard on TikTok. The 2025 movie version of Lois, by contrast, bullies Mr. Terrific into lending her his flying saucer so she can rescue Superman when he's in trouble and is instrumental in destroying Lex Luthor's public image and triggering his downfall. 1970s Louis would've just had a meltdown and made things worse until Superman could get around to rescuing her. Overall, I would say the 1978 movie was too goofy, the Zac Snyder Superman movies were too grimdark, but the 2025 Superman hit the right balance between goofy and serious. Overall Grade: B Next up is Dracula, which came out in 1931, and this was one of the earliest horror movies ever made and also one of the earliest movies ever produced with sound. It is a very compressed adaptation of the stage version of Dracula. Imagine the theatrical stage version of Dracula, but then imagine that the movie was only 70 minutes long, so you have to cut a lot to fit the story into those 70 minutes. So if you haven't read the book, Dracula the movie from 1931 will not make a lot of sense. It's almost like the "Cliff's Notes Fast Run" version of Dracula. That said, Bela Lugosi's famous performance as Dracula really carries the movie. Like Boris Karloff in Frankenstein and The Mummy (which we'll talk about shortly), Bela Lugosi really captures the uncanny valley aspect of Dracula because the count isn't human anymore and has all these little tics of a creature that isn't human but only pretending to be one. Edward Van Sloan's performance as Dr. Van Helsing is likewise good and helped define the character in the public eye. So worth watching as a historical artifact, but I think some of the other Universal monster movies (which we'll discuss shortly) are much stronger. Overall Grade: B Next up is The Horror of Dracula, which came out in 1958. This is one of the first of the Hammer Horror movies from the '50s, starring Peter Cushing as Dr. Van Helsing and Christopher Lee as Count Dracula. It's also apparently the first vampire movie ever made in color. Like the 1931 version of Dracula, it's a condensed version of the story, though frankly, I think it hangs together a little better. Van Helsing is a bit more of an action hero in this one, since in the end he engages Dracula in fisticuffs. The movie is essentially carried by the charisma of Peter Cushing and Christopher Lee and worth watching as a good example of a classic '50s horror movie. Overall Grade: B Next up is The Wolf Man, which came out in 1941. This is another one of the classic Universal horror movies. This one features Lon Cheney Jr. as Larry Talbot, the younger son of Sir John Talbot. Larry's older brother died in a hunting accident, so Larry comes home to reconcile with his father and take up his duties as the family heir. Larry is kind of an amiable Average Joe and is immediately smitten with the prettiest girl in the village, but when he takes her out for a walk, they're attacked by a werewolf, who bites Larry. Larry and everyone else in the village do not believe in werewolves, but they're about to have their minds changed the hard way. The transformation sequences where Larry turns into the Wolfman were cutting edge of the time, though poor Lon Chaney Jr had to stay motionless for hours as they gradually glued yak hair to him. I think Claude Rains had the best performance in the movie as Sir John and he's almost the co-protagonist. Overall Grade: B Next up is Jurassic World: Rebirth, which came out in 2025, which I thought was a perfectly straightforward but nonetheless enjoyable adventure film. After all the many disasters caused by various genetic engineering experiments in the previous movies, dinosaurs mostly live in relatively compatible ecosystems and tropical zones near the equator. No one's looking to create a theme park with dinosaurs or create bioengineered dinosaurs as military assets any longer. However, the dinosaurs are still valuable for research and a pharmaceutical company is developing a revolutionary drug for treating cardiac disease. They just need some dinosaur blood from three of the largest species to finish it, and so the company hires a team of mercenaries to retrieve the blood. We have the usual Jurassic Park style story tropes: the savvy mercenary leader, the scientist protesting the ethics of it all, the sinister corporate executive, the troubled family getting sucked into the chaos. And of course, it all goes wrong and there are lots and lots of dinosaurs running around. It's all been done before of course, but this was done well and was entertaining. Overall Grade: B+ Next up is The Thursday Murder Club, which came out in 2025, and this is a cozy mystery set in a very high-end retirement home. Retired nurse Joyce moves into Coopers Chase, the aforementioned high end retirement home. Looking to make new friends, she falls in with a former MI6 agent named Liz, a retired trade unionist named Ron, and psychiatrist Ibrahim, who have what they call The Thursday Murder Club, where they look into cold cases and attempt to solve them. However, things are not all sunshine and light at Coopers Chase as the two owners of the building have fallen out. When one of them is murdered, The Thursday Murder Club has to solve a real murder before Coopers Chase is bulldozed to make high-end apartments. A good cozy mystery with high caliber acting talent. Both Pierce Brosnan and Jonathan Price are in the movie and regrettably do not share a scene together, because that would've been hilarious since they were both in the James Bond movie Tomorrow Never Dies in the '90s with Brosnan as Bond and Price as the Bond villain for the movie. Overall Grade: B+ Next up is The Creature From the Black Lagoon, which came out in 1954 and is one of the last of the black and white classic horror movies since in the '50s, color film was just around the corner. When a scientist finds the unusual half fish, half human fossil on a riverbank in Brazil, he decides to organize an expedition upriver to see if he can find the rest of the fossil. The trail leads his expedition to the mysterious Black Lagoon, which all the locals avoid because of its bad reputation, but a living member of the species that produce the fossils lurking the lagoon while it normally doesn't welcome visitors, it does like the one female member of the expedition and decides to claim her for its own. The creature was good monster and the underwater water sequences were impressive by the standards of the 1950s. Overall Grade: A- Next up is The Invisible Man, which came out in 1933, and this is another of the classic Universal black and white horror movies. Jack Griffin is a scientist who discovered a chemical formula for invisibility. Unfortunately, one of the drugs in his formula causes homicidal insanity, so he becomes a megalomaniac who wants to use his invisibility to rule the world. This causes Griffin to overlook the numerous weaknesses of his invisibility, which allow the police to hunt him down. The Invisible Man's special effects were state of the art at the time and definitely hold up nearly a hundred years later. It's worth watching as another classic of the genre. Claude Rains plays Griffin, and as with The Wolf Man, his performance as Griffin descends into homicidal insanity is one of the strengths of the movie. Overall Grade: A- Next up is The Mummy, which came out in 1932, and this is another of the original Universal black and white horror movies. Boris Karloff plays the Mummy, who is the ancient Egyptian priest Imhotep, who was mummified alive for the crime of desiring the Pharaoh's daughter Ankh-es-en-Amon. After 3,000 years, Imhotep is accidentally brought back to life when an archeologist reads a magical spell and Imhotep sets out immediately to find the reincarnation of his beloved and transform her into a mummy as well so they can live together forever as undead. Edward Van Sloan plays Dr. Mueller, who is basically Edward Van Sloan's Van Helsing from Dracula if Van Helsing specialized in mummy hunting rather than vampire hunting. This version of the Mummy acts more like a Dungeons and Dragons lich instead of the now classic image of a shambling mummy in dragging bandages. That said, Boris Karloff is an excellent physical actor. As he does with Frankenstein, he brings Imhotep to life. His performance captures the essence of a creature that hasn't been human for a very long time, is trying to pretend to be human, and isn't quite getting there. Of course, the plot was reused for the 1999 version of The Mummy with Brendan Fraser. That was excellent and this is as well. Overall Grade: A- Next up is The Wedding Singer, which came out in 1998, and this is basically the Adam Sandler version of a Hallmark movie. Adam Sandler plays Robbie, a formerly famous musician whose career has lapsed and has become a wedding singer and a venue singer. He befriends the new waitress Julia at the venue, played by Drew Barrymore. The day after that, Robbie's abandoned at the altar by his fiancée, which is understandably devastating. Meanwhile, Julia's fiancé Glenn proposes to her and Robbie agrees to help her with the wedding planning since he's an expert in the area and knows all the local vendors. However, in the process, Robbie and Julia fall in love, but are in denial about the fact, a situation made more tense when Robbie realizes Glenn is cheating on Julia and intends to continue to do so after the wedding. So it's basically a Hallmark movie filtered through the comedic sensibilities of Adam Sandler. It was very funny and Steve Buscemi always does great side characters in Adam Sandler movies. Overall Grade: A Next up is Downton Abbey: The Grand Finale, which came out in 2025. This movie was sort of a self-indulgent victory lap, but it was earned. The writers of the sitcom Community used to joke that they wanted "six seasons and a movie" and Downton Abbey got "six seasons and three movies". Anyway, this movie is about handing off things to the next generation. Lord Grantham is reluctant to fully retire as his daughter goes through a scandal related to her divorce. The next generation of servants take over as the previous ones ease into retirement. What's interesting is both the nobles and the servants are fully aware that they're sort of LARPing a historical relic by this point because by 1930, grand country houses like Downton were increasingly rare in the UK since World War I wiped out most of them and crippling post-war taxes and economic disruption finished off many more. Anyway, if you like Downton Abbey, you like this movie. Overall Grade: A Next up is Argo, which came out in 2012, a very tense thriller about the Iranian hostage crisis in 1979. During that particular crisis, six Americans escaped the embassy and hid out at the Canadian Ambassador's house in Tehran. For obvious reasons, the Canadian ambassador wanted them out as quickly as possible, so the CIA and the State Department needed to cook up a plan to get the six out while the rest of the government tried to figure out what to do about the larger group of hostages. Finally, the government comes with "Argo." A CIA operative will create a fake film crew, a fake film company, and smuggle the six out of Tehran as part of the production. The movie was very tense and very well constructed, even if you know the outcome in advance if you know a little bit of history. Ben Affleck directed and starred, and this was in my opinion one of his best performances. It did take some liberties with historical accuracy, but nonetheless, a very tense political thriller/heist movie with some moments of very dark comedy. Overall Grade: A Next up is The Naked Gun, which came out in 2025, and this is a pitch perfect parody of the gritty cop movie with a lot of absurdist humor, which works well because Liam Neeson brings his grim action persona to the movie and it works really well with the comedy. Neeson plays Lieutenant Frank Drebin Jr., the son of the original Frank Drebin from The Naked Gun movies back in the '80s. After stopping a bank robbery, Drebin finds himself investigating the suicide of an engineer for the sinister tech mogul Richard Cane. Naturally, the suicide isn't what it appears and when the engineer's mysterious but seductive sister asks for Drebin's help, he pushes deeper into the case. Richard Cane was a hilarious villain because the writers couldn't decide which tech billionaire to parody with him, so they kind of parodied all the tech billionaires at once, and I kid you not, the original Frank Drebin makes an appearance as a magical owl. It was hilarious. Overall Grade: A Now for my two favorite things I saw in Autumn 2025. The first is the combination of Frankenstein and Bride of Frankenstein, which came out in 1931 and 1935. These are two separate movies, but Frankenstein leads directly to Bride of Frankenstein, so I'm going to treat them as one movie. Honestly, I think they're two halves of the same story the way that Avengers: Infinity War and Avengers: Endgame would be two halves of the same story 90 years later, so I'll review them as one. Frankenstein by itself on its own will get a B. Colin Clive's performance is Dr. Henry Frankenstein was great, and Boris Karloff gives the Creature a suitable air of menace and uncanny valley. You really feel like he's something that's been brought to life but isn't quite right and still extremely dangerous. The movie does have a very pat ending that implies everyone will live happily ever after, with Dr. Frankenstein's father giving a toast to his son. But Bride of Frankenstein takes everything from the first movie and improves on it. It's one of those sequels that actually makes the preceding movie better. In Bride, Henry is recovering from his ordeal and swears off his experiments of trying to create artificial humans, but the Creature survived the fire at the windmill at the end of the last movie and is seeking for a new purpose. Meanwhile, Henry receives a visit from his previous mentor, the sinister Dr. Pretorius. Like Henry, Pretorius succeeded in creating artificial life and now he wants to work with Henry to perfect their work, but Henry refuses, horrified by the consequences of his previous experiments. Pretorius, undaunted, makes an alliance with the Creature, who then kidnaps Henry's wife. This will let Pretorius force Henry to work on their ultimate work together-a bride for the Creature. Bride of Frankenstein is a lot tighter than Frankenstein. It was surprising to see how rapidly filmmaking techniques evolved over just four years. Pretorius is an excellent villain, more evil wizard than mad scientist, and the scene where he calmly and effortlessly persuades the Creature to his side was excellent. One amusing note, Bride was framed as Mary Shelley telling the second half of the story to her friends, and then the actress playing Mary Shelley, Elsa Lancaster, also played the Bride. So that was a funny bit of meta humor. Frankenstein and Bride of Frankenstein combined is one of my two favorite movies of Fall 2025. Overall Grade: A+ And now for my second favorite movie of Autumn 2025, which as it turns out is also Frankenstein, but Guillermo del Toro's version that came out in 2025. And honestly, I think Guillermo del Toro's version of Frankenstein is the best version put to screen so far and even does the rarest of all feats, it improves a little on the original novel. Oscar Isaac plays Victor Frankenstein as a brilliant, driven scientist with something of a sociopathic edge. In other words, he's a man who's utterly inadequate to the task when his experiment succeeds and he actually creates an artificial human that have assembled dead body parts. Jacob Elordi does a good job as the Creature, playing him is essentially a good hearted man who's driven to violence and despair by the cruelty and rejection of the world. The recurring question of the Frankenstein mythos is whether or not Victor Frankenstein is the real monster. In this version, he definitely is, though he gets a chance to repent of his evil by the end. Honestly, everything about this was good. The performances, the cinematography, everything. How good was it? It was so good that I will waive my usual one grade penalty for unnecessary nudity since there were a few brief scenes of it. Overall Grade: A+ So that was the Autumn 2025 Movie Roundup. A lot of good movies this time around. While some movies of course were better than others, I didn't see anything I actively disliked, which is always nice. So that's it for this week. Thanks for listening to The Pulp Writer Show. I hope you found the show useful. A reminder that you can listen to all the back episodes at https://thepulpwritershow.com. If you enjoyed the podcast, please leave your review on your podcasting platform of choice. Stay safe and stay healthy and see you all next week.  

Cubs sensation Cade Horton discusses his recovery, terrific rookie season (Hour 2) full 2484 Sat, 22 Nov 2025 19:11:27 +0000 FZQMsZyreRcPE6fqXkRvOspCSDt1jrfA sports Inside The Clubhouse sports Cubs sensation Cade Horton discusses his recovery, terrific rookie season (Hour 2) Bruce Levine and David Haugh host Inside the Clubhouse, discussing the latest Cubs, White Sox and MLB storylines while also welcoming on great guests from across the baseball landscape. 2024 © 2021 Audacy, Inc. Sports False https://pl

On this episode of Giant Mess, Neal Lynch dives deep into James Gunn's Superman 2025 — the first true chapter of the new DCU. We break down the reboot's tone shift, why punk rock makes sense for Superman, and how David Corenswet stacks up as Clark Kent.Neal also reviews standout performances from Nicholas Hoult as Lex Luthor, Rachel Brosnahan as Lois Lane, and Mr. Terrific's breakout moment. Plus: a rundown of supporting heroes like Hawkgirl, Guy Gardner, and Element Man / Metamorpho, along with why this Superman movie will grow on viewers.Superman's Punk Rock Rebrand How Gunn subverts classic expectations.The "S" Symbol, Hypnotic GlassesDavid Corenswet's nuanced performanceLex Luthor's Identity CrisisNicholas Hoult's unique interpretation.Is Mr. Terrific the MVP?“Truth, Justice, and the Human Way” Theme Breakdown What James Gunn Got Right#superman #jamesgunn #moviereview #movies #lexluthor #loislane #dcu00:00:00 - Intro00:00:25 - James Gunn's creative choices and influences00:11:50 - Superman Cast Breakdown00:28:50 - Superman Plot Analysis02:03:19 - Box Office Performance02:05:14 - Critical ReceptionMovie Reviews - ⁠https://bit.ly/GiantMessMovieReviews⁠ TV Show Reactions - ⁠https://bit.ly/GiantMessTV⁠ Funny Stories -  ⁠https://bit.ly/GiantMessFunnyStories⁠New York Giants Fan Rants & Analysis - https://bit.ly/NYGiantsYTPlaylist NY Mets Fan Rants & Analysis - https://bit.ly/MetsYTPlaylist ABOUT NEAL LYNCH:Neal Lynch is the creator and host of Giant Mess, a podcast blending sports commentary, pop culture analysis, and storytelling. Former 4th string quarterback and middle relief pitcher at a Division III school. Degrees in Film & Media Studies and Communications. Helped multiple major media and entertainment publishers develop, produce, optimize, distribute, and promote videos across web, video, and social media platforms. Single dad who loves to blog, podcast, write, edit, optimize, strategize, and over-analyze.  ABOUT "GIANT MESS":"Giant Mess" is a weird sports and entertainment comedy podcast hosted by a giant mess, the Real Cinch Neal Lynch. Neal covers New York Giants football, NY Mets baseball, movies, and TV shows, mixing in funny stories along the way.  Episodes focus on movie reviews, tv show recaps, post-game analysis, predictions, breakdowns, reactions, and funny stories.Subscribe to Giant Mess on YouTube: ⁠⁠https://bit.ly/GiantMessYT⁠⁠ Follow me on:* Link Tree - ⁠⁠https://linktr.ee/neallynch⁠⁠  * My Official Blog - ⁠⁠http://bit.ly/neallynchBLOG⁠⁠ * Facebook Page - ⁠⁠http://bit.ly/GiantMessFB⁠⁠    * Twitter - ⁠⁠http://bit.ly/NealLynchTW⁠⁠     * Personal Instagram - ⁠⁠http://bit.ly/NealLynchIG⁠⁠    * Podcast Instagram - ⁠⁠https://bit.ly/GiantMessInstagram⁠⁠  * Subscribe on Apple Podcasts - ⁠⁠http://bit.ly/GiantMessApple⁠⁠  * Subscribe on Spotify - ⁠⁠http://bit.ly/GiantMessSpotify⁠⁠ 

A great Feisty Friday visit with Sheletta Brundidge joins to share a story only she could pull off, confusing former Attorney General Eric Holder for Oprah's boyfriend Steadman Graham and how she turned it into a win for her.

Jonathan Karl is the chief Washington correspondent for ABC News and co-anchor of This Week with George Stephanopoulos. He's covered every major beat in Washington, D.C., including the White House, Capitol Hill, the Pentagon, and the State Department. He's reported from the White House under four presidents and fourteen press secretaries, and is a former president of the White House Correspondents' Association. He is the author of the NY Times instant bestsellers Front Row at the Trump Show, Betrayal, and Tired of Winning. And he's in THE BACK ROOM to discuss his new book, "Retribution: Donald Trump and the Campaign That Changed America". Jonathan and I discuss the recent election, the shutdown and his terrific new book. Got somethin' to say?! Email us at BackroomAndy@gmail.com Leave us a message: 845-307-7446 Twitter: @AndyOstroy Produced by Andy Ostroy, Matty Rosenberg, and Jennifer Hammoud @ Radio Free Rhiniecliff Design by Cricket Lengyel

In this episode of That Sounds Terrific in the 585, Nick and Christine chat with author Mackenzie Reed, the creative mind behind The Rosewood Hunt and The Wilde Trials. With her signature mix of heart, humor, and hijinks, Mackenzie shares her journey from Nazareth College to HarperCollins, talks about her upcoming adult debut I Hope This Email Finds You in Hell, and reflects on how growing up in the 585 shaped her storytelling style.Catch Mackenzie Reed Live at the Rochester Children & Teens Book Festival:Mackenzie Reed will be appearing at the Rochester Children & Teens' Book Festival this weekend! Join her and a lineup of talented authors and illustrators for a celebration of storytelling, creativity, and community. Learn more at www.rcbfest.comAbout Our Terrific Guest Mackenzie Reed Email: mackenzie@mackenziemreed.com Mackenzie Reed is the author of books with heart, humor, and hijinks. She has a Communication and Media degree from Nazareth College and unironically enjoys long walks on the beach. Her young adult novels, The Rosewood Hunt and The Wilde Trials, are out now with HarperCollins. Her third, Worse Than the Others, is coming in 2027, and her forthcoming adult debut, I Hope This Email Finds You in Hell, will be released with Berkley/Penguin Random House in September 2026. Connect and Follow Mackenzie Reed: Website: www.mackenziemreed.comInstagram: www.instagram.com/mackenziemreedYouTube: www.youtube.com/@mackenziereedwritesTikTok: www.tiktok.com/@mackenziemreedGoodreads: www.goodreads.com/author/show/22506077.Mackenzie_ReedMore About That Sounds Terrific in the 585 – Hosts Nick Koziol & Christine GreenFor more information on That Sounds Terrific in the 585, visit our website at That Sounds Terrific and be sure to follow us on Facebook, Twitter, and Instagram. If you or someone you know is doing something terrific in the 585 area and should be featured on our show, email us at thatsoundsterrific@gmail.com.Special Thanks To Our Key Supporters585 Magazine and their team for their support with the That Sounds Terrific in the 585 podcast. Be sure to become a subscriber of this terrific magazine - learn more at https://585mag.com

"Love is so Terrific" - Bing Crosby; "Haunted Heart" - Bing Crosby; "I Had a Dream" - Fibber McGee, Bing Crosby, & Molly; "Blue Shadows on the Trail" - Bing Crosby;Original Air Date: April 14, 1948

ON THIS EPISODE: (TIME STAMPS BELOW) A review of the potentially sci-fi movie Bugonia (this one is special, folks!), reactions to the opening hours and initial themes/philosophy of The Outer Worlds 2, a spotlight for “On Magic & Miracles: A Theological Guide To Discerning Fictional Magic”, and a look at some more of the costs and blessings of church leadership and its connection to family life as we continue our 1 Timothy Geek Bible Study! ‍ ‍ AND MUCH MORE! 00:00:30 Intro 00:02:47 Bugonia Review 00:13:57 CGC & Christian Geek News(Game Events Schedule!) 00:25:23 The Outer Worlds 2 Early Impressions & Themes/Philosophy 00:53:52 Costs & Blessings Of Church Leadership (1 Timothy Geek Bible Study) 01:05:30 SPOTLIGHT: “On Magic & Miracles” by Marian A. Jacobs 01:23:30 Listener/Viewer Questions & Feedback(Confirming The Call To Overseas Missions) ‍ ‍ GEEK WEEK 01:28:56 MOVIES/TV- Hellraiser(2022), A Nightmare On Elm Street(2010), The Void 01:48:48 VIDEO GAMES- Dragon Quest 3 HD-2D Remake ‍ ‍ 01:59:37 On The Next Episode… ‍ ‍ 02:07:16 Essential Issues Weekly: DC Comics Reactions (Where does healthy confidence end and sinful pride begin? Wonder Woman & Mr. Terrific are both crossing that line, but only one may be able to admit it. Superman 30, The Flash 25, Green Lantern 27, Detective Comics 1101, Wonder Woman 25, Mr. Terrific: Year One 5!) ‍ ‍ ‍ ‍ ‍ ‍ PAETER'S GAME SAVE FUNDRAISING PAGE & INFO: https://www.patreon.com/posts/139641978 ‍ ‍ Game Save '25 Event/Team Info: https://www.youtube.com/watch?v=xg-kZH9xtXk ‍ ‍‍ ‍ Get The Wonderful Wizard Of Oz & More Audio Entertainment From Spirit Blade Productions HERE: https://www.patreon.com/posts/44479037 ‍ ‍ Support this podcast and enjoy exclusive rewards at https://www.patreon.com/spiritbladeproductions ‍ ‍ Join Our Free Public Discord Channels! Invite HERE: https://discord.gg/5CRfFy2GG5 ‍ ‍ SUBSCRIBE TO PAETER'S SUBSTACK, @PAETERFRANDSEN: https://paeterfrandsen.substack.com/ ‍ ‍ Subscribe in a reader ‍ ‍ Open In i-tunes- itms://itunes.apple.com/us/podcast/the-christian-geek-central-podcast/id258963175?mt=2 i-tunes Page Link- https://itunes.apple.com/us/podcast/the-christian-geek-central-podcast/id258963175?mt=2 Get fun, exclusive rewards for your support! Visit: https://www.patreon.com/spiritbladeproductions Or Become a Patron! ‍ ‍ All episodes are archived and available for download at www.spiritblade.com , Resources used to prepare CGC Bible Study/Devotional content include:"Expositor's Bible Commentary", Frank E. Gaebelein General Editor (Zondervan Publishing House),"The IVP Bible Background Commentary: Old Testament", by Dr. John H. Walton, Dr. Victor H. Matthews & Dr. Mark W. Chavalas (InterVarsity Press), "The IVP Bible Background Commentary: New Testament", by Dr. Craig S. Keener (InterVarsity Press),Thayer's Greek Lexicon, Strong's Exhaustive Concordance Blueletterbible.org, The Christian Geek Central Statement Of Faith can be found at: http://christiangeekcentral.blogspot.com/p/about.html The Christian Geek Central Podcast is written, recorded and produced by Paeter Frandsen. Additional segments produced by their credited authors. Logo created by Matthew Silber. Copyright 2007-2025, Spirit Blade Productions. Music by Wesley Devine, Bjorn A. Lynne, Pierre Langer, Jon Adamich, audionautix.com and Sound Ideas. Spazzmatica Polka by Kevin MacLeod (incompetech.com) Freesound.org effects provided by: FreqMan

Alex Claffy is a terrific young bassist out of Philadelphia. He's got his own thing going on but he's also played with a number of great artists including Chris Botti, Randy Brecker, Jimmy Cobb, Fred Hersch, Benny Green and Leslie Odom Jr, one of the stars of Hamilton.My featured song is “The Rich Ones”. Spotify link.—-----------------------------------------------------------The Follow Your Dream Podcast:Top 1% of all podcasts with Listeners in 200 countries!Click here for All Episodes Click here for Guest List Click here for Guest Groupings Click here for Guest TestimonialsClick here to Subscribe Click here to receive our Email UpdatesClick here to Rate and Review the podcast—----------------------------------------CONNECT WITH ALEX:www.claffytaffy.com—----------------------------------------ROBERT'S NEW SINGLE:“MI CACHIMBER” is Robert's new single. It's Robert's tribute to his father who played the trumpet and loved Latin music.. Featuring world class guest artists Benny Benack III and Dave Smith on flugelhornCLICK HERE FOR YOUTUBE LINKCLICK HERE FOR ALL LINKS—--------------------------------------ROBERT'S RECENT SINGLE:“SUNDAY SLIDE” is Robert's recent single. It's been called “A fun, upbeat, you-gotta-move song”. Featuring 3 World Class guest artists: Laurence Juber on guitar (Wings with Paul McCartney), Paul Hanson on bassoon (Bela Fleck), and Eamon McLoughlin on violin (Grand Ole Opry band).CLICK HERE FOR ALL LINKSCLICK HERE FOR THE OFFICIAL VIDEO—-------------------------------------------ROBERT'S LATEST ALBUM:“WHAT'S UP!” is Robert's latest compilation album. Featuring 10 of his recent singles including all the ones listed below. Instrumentals and vocals. Jazz, Rock, Pop and Fusion. “My best work so far. (Robert)”CLICK HERE FOR THE OFFICIAL VIDEOCLICK HERE FOR ALL LINKS—----------------------------------------Audio production:Jimmy RavenscroftKymera Films Connect with the Follow Your Dream Podcast:Website - www.followyourdreampodcast.comEmail Robert - robert@followyourdreampodcast.com Follow Robert's band, Project Grand Slam, and his music:Website - www.projectgrandslam.comYouTubeSpotify MusicApple MusicEmail - pgs@projectgrandslam.com  

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Nebraska sits 4-1 and won its first conference game of the season. One of the reasons the Huskers have had success early this season and have overcome self-inflicted mistakes is the special teams play. Mike Schaefer and Michael Bruntz discuss what Mike Ekeler's unit has done already this season, how they knew they'd be blocking a punt against Michigan State, why Jacory Barney is special and more. Then they discuss the single biggest difference between this year and last in the third phase and how much it changes things on the field for the Huskers. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

All aboard! Get your ticket, pack your suitcase, and find a cozy spot by the window as we travel on three different types of trains: steam, diesel, and modern passenger.

Send us a textA horrible toxic accident transforms an alien Kryptonian into a downtrodden janitor. When this new toxic version of him is exposed to Earth's selfish, inconsiderate ways he turns into a new evolution of a hero: Incel Space Jesus! On Episode 688 of Trick or Treat Radio we are joined by the Vegan Prince of Wales, Linus for his Patreon Takeover! Linus has selected an unlikely duo of Superhero films, The Toxic Avenger (2025) and Superman (2025) for us to discuss! We also talk about; the Frankenstein sequel the world needs now, well known actors who started out in Troma films, and how bad marketing can impact a film's release! So grab your toxic mop, save all the dogs and squirrels you can, and strap on your Kryptonian Bum Bag for the world's most dangerous podcast!Stuff we talk about: Remembering 1990, MC Hammer, The Curse of Frankenstein, Hammer Films, UK theatrical cuts, Peter Cushing, Christopher Lee, Brexit, BST, Patreon Takeover, Linus, Atomsk, Wulf Gas, noise shows, basement shows, Xiphoid Dimentia, The Brute Man, The Abominable Snowman, Macabre, Attack of the Giant Leeches, Night of the Living Dead, Night of the Strangler, House on Skull Mountain, The Stranger Within, Mansion of the Doomed, Prey, Patrick, The Slayer, My Best Friend is a Vampire, Open House, Dark Carnival, Things, Night Terror, Jacquelin Hyde, Night of the Flesh Eaters, The Dead, 90210 Shark Attack, Cracoon, Insidious, Rupert Friend, Curse of Chucky, The Taking of Deborah Logan, Jeremy Holm, The Ranger, Brooklyn 45, Michelle Bauer, Demon Warp, Invasion of the Body Snatchers, The Granny, The Manitou, Peeping Tom, Guillermo del Toro, Frankenstein, Frankie Goes to Hollywood, The Toxic Avenger, Peter Dinklage, Macon Blair, David Prowse, James Earl Jones, Sebastian Shaw, Billy Bob Thornton, Samuel L. Jackson, Oliver Stone, Kevin Costner, Vanna White, Graduation Day, Marisa Tomei, Chopper Chicks in Zombie Town, David Boreanaz, Terror Firmer, Paul Sorvino, John G. Avildsen, Troma Films, Lloyd Kaufman, Father's Day, Cannibal: The Music, Roger Corman, Blue Ruin, The Shitheads, Buttcrack, Elijah Wood, Avator, The Crow without Eric Draven, Alan Scott and Hal Jordan, Brian Michael Bendis, Slimetime, The Toxic Crusaders, CHUDHaven, Swamp Thing, Evil Dead, Fede Alvarez, The Mighty Crabjoys, Savatage, Hall of the Mountain King, Night on Bald Mountain, Ernest Borgnine, Jesus Lizard, James Gunn, Superman, Krypto, Jerry Siegel, Joe Shuster, David Corenswet, Nicholas Hoult, Rachel Brosnahan, Alan Tudyk, Edi Gathegi, Nathan Fillion, Guy Gardner, John Byrne, The New Gods, Mr. Terrific, Brainiac, Jimmy and Stiggs, Joe Begos, Sam Raimi's Spider-Man, mate rate, RobertRodriguezMusic, RIP Renato Casaro, Space Jesus for Incels, Kryptonian Bum Bag, and The Four Swordsmen of the Girthening!Support us on Patreon: https://www.patreon.com/trickortreatradioJoin our Discord Community: discord.trickortreatradio.comSend Email/Voicemail: mailto:podcast@trickortreatradio.comVisit our website: http://trickortreatradio.comStart your own podcast: https://www.buzzsprout.com/?referrer_id=386Use our Amazon link: http://amzn.to/2CTdZzKFB Group: http://www.facebook.com/groups/trickortreatradioTwitter: http://twitter.com/TrickTreatRadioFacebookSupport the show

This is an episode I'm excited for because we'll be looking at a group of words that have gone through a similar history; namely, they have all had quite a drastic change in their meanings over time.Many words we use today in English such as 'terrific' or 'fond' used to have almost completely opposite meanings! In this episode, I explore why these changes took place, share both the old and new meanings, and give examples from my life for each one. I'll invite you to do the same.Show notes page - https://levelupenglish.school/podcast343➡️ Join the Free Mini Course - https://www.levelupenglish.school/mini⭐️ Join Level Up English - https://www.levelupenglish.school Become a member and get: Podcast Transcripts Private Podcast Group Classes Private Coaching And over 500 online lessons!