Podcasts about therewe

*Record in the middle of the beef*Really just broke the songs down and what lead to this between Kendrick Lamar and Drake. J Cole gets some shoots.We appreciate everyone that tunes in family and friends of the show , Drink water & Be safe out thereWe appreciate everyone that tunes in family and friends of the show , Drink water & Be safe out there Follow us on our socials for more content. https://instagram.com/unapodogetic?igshid=YmMyMTA2M2Y=

Lebanon conflict: As Israel continues to attack, we learn the plight of foreigners stranded thereWe assess the state of security in Mali following last month's deadly attack in the capital, BamakoAnd outrage in Egypt after a video showing possible sexual harassment by male doctors goes viral. A medical association vows to investigate.Presenter: Charles Gitonga Producers: Bella Hassan, Yvette Twagiramariya and Nyasha Michelle in London. With Frenny Jowi in Nairobi. Senior Producer: Paul Bakibinga Technical Producer: Jonathan Greer Editors: Andre Lombard and Alice Muthengi

Thank you to our friends at RepairPal for providing you this episode. As shop owners we were part of RepairPal's Certified network and you can learn more at RepairPal.com/shops.Show Notes Introduce the article and the 2 options of marketers with an explanation of eachTalk about They Ask You AnswerMeeting face-to-face and the overall relationshipIn person vs ZoomIndustry eventsMost locals meet over zoom now anywayIndustry knowledgeAs generalist we had to learn a new client each timeTerminology, acronyms. How they make moneyAuto body shops for exampleIt did make us better marketersGeneralist tech vs specialist tech analogyKnowledge about your local areaHot august nightRoad closuresThe words you use - pop vs soda, “northshore”Overall resultsA little subjectiveThere are some great generalists out thereWe know what works for auto repairIt's like pattern failures on cars for specialists shopsComfort first storyThe dumpster rental company storyHow To Get In TouchGroup - Auto Repair Marketing MastermindWebsite - shopmarketingpros.com Facebook - facebook.com/shopmarketingpros Get the Book - shopmarketingpros.com/bookInstagram - @shopmarketingpros Questions/Ideas - podcast@shopmarketingpros.com

OnSaturday night and Sunday, we will celebrate Purim Lastweek we discussed the power of Adar and more specifically Adar Bet Someoneasked Whyis Purim celebrated in Adar Bet ? BySephardim, any yahrzeit or birthday which occurs in a regular year in Adar ismarked in a leap year in Adar bet. Welearn in Shulchan Aruch under the Laws of Passover Siman 429 Seif 1, we arecommanded to start (re) learning the Passover laws thirty days after Passoverright after Purim. Thus, Purim needs to remain thirty days before Passover andis pushed to Adar Sheni. Additionallywe celebrate Purim during Adar II, in order to juxtapose the joy of the Purimredemption with the redemption from Egypt. We also read the Four Parshiyotduring this month, because Parashat Shekalim, Parashat Para, and Parashat Ha-ĥodesh were instituted as apreparation for the month of Nisan, and Parashat Zakhor must be readimmediately before Purim, which we celebrate in Adar II ( We read Zachor thisShabbat – Question if we are commanded toremember what Amalek did and also not to forget – then why not just unfurl a poster or a sign or simplyget up and say I remember or add it to our prayers which many of us do each day.Why must we come to the synagogue and hear the Torah? Remind me at the end tobring it back to this. Beforewe begin Iwant you to image a 100 yard dash Arace in a straight line Thestarting line and the finish line are the two points furthest from each other Nowlet's imagine a race in a stadium arounda track Therewe circle the track and the start line becomes the finish line Inthis case the starting line and the finish line are the two points closest toeach other Howdo you look at time? As a straight line or as a circle? Ourclass today is based on the beautiful words of Rav Pinchas Friedman of Belz,The Shvilei Pinchas Wehave learned in the Gemarah (Taanis 29a): “משנכנס אדר מרבין בשמחה” — since this month ushers in the time during which thegreat miracles of Purim and Pesach occurred. Thecommentaries wonder: What provoked Rashito associate the miracles experienced by the Jewish people on Purim, in themonth of Adar, with the miracles that they experienced on Pesach in the monthof Nissan? Infact, the Gemarah's statement -- ” משנכנס אדר מרבין בשמחה “ Achashverosh ascends the throne of Persia Achashverosh's Feast, lasting 180 days Esther taken to Achashverosh's Palace Haman casts lots First decrees dispatched by Haman Three days' Fast ordered by Esther* Haman's downfall and execution by hanging* Second decrees, reversing the first Sadness turned to gladness; Haman's ten sons executed Purim celebrations everywhere, except Shushan where a second day of reckoning is added 14, 3405 (356 BCE) celebration in Shushan The Megillah recorded; Festival of Purim instituted for all generations — including the first day of Pesach. It is written inthe Megillah (Esther 4, 15): Then Esther sentback this answer to Mordecai: “Go, assemble allthe Jews who live in Shushan, and fast in my behalf; do not eat or drink forthree days, night or day. I and my maidens will observe the same fast. Then Ishall go to the king, though it is contrary to the law; and if I am to perish,I shall perish!” So Mordecai wentabout [the city] and did just as Esther had commanded him. RASHI עַל דָּת, לְהִתְעַנּוֹת בְּיוֹם טוֹב רִאשׁוֹן שֶׁל פֶּסַח, שֶׁהִתְעַנָּהי'ד בְּנִיסָן וְט'ו וְט'ז, שֶׁהֲרֵי בְּיוֹם י'ג נִכְתְּבוּהַסְּפָרִים: (Masechet Megillah 15a) by fasting on thefirst festive day of Pesach, for he fasted on the fourteenth, the fifteenth*I.e., Pesach. Although the holiday feast is obligatory, Mordechai bypassed theobligation and ordered the fast, using the special authority of the Sanhedrinto suspend such obligations in times of extreme need. * “ויעבר מרדכי, אמר רב שהעביר יום ראשוןשל פסח בתענית” — the thirteenth, fourteenth andfifteenth of Nissan. Mordechai questioned her request on the grounds that oneof those days was the first day of Pesach. She replied, אמרה לו זקן שבישראל למה הוא פסח “Elder of Yisrael, what isthe point of celebrating Pesach?” Upon hearing her reply, he confessed that she was in the right and proceededto carry out all of her demands — to eat matzah on the first night of Pesach -- and aRabbinical commandment — Elder of Yisrael, what is the point ofcelebrating Pesach? Surely,she was not suggesting that it is permissible to annul or ignore Hashem's mitzvos whenever Yisrael is facedwith an imminent danger. Rather,hear this well, she was trying to stir things up in the heavens above. Even so,why did she specifically choose to annul the mitzvot related to the first nightof Pesach? Imaginefor a moment the great Rabbi Yisrael of Rozhin's, zy”a, festive Purim meal. Howcan I ask you to imagine if you have no idea who this Rabbi was? Hewas the great grandson of the Magid of Mezerich. He was born in 1796 and passedat 54 years old in 1850. He was orphaned at 6 and grew up in the home of Rav Menaḥem Naḥum Twersky, whose daughter he married. Yisra'el's elder brother, Avraham succeeded his father after the latter's death and, at the age of 15,became the first yenuka (child officiating as a tsadik) in Hasidic history. AfterAvraham's death 10 years later, Yisra'el, himself then only 16, was calledupon to take his place. In 1815, he moved his court to nearby Ruzhin, and hisfame spread quickly. From the very beginning of his “reign” he stood out for his sharp wit, his organizingabilities, and his original religious approach. Rejecting asceticism andself-imposed poverty as religious ideals, he adopted a maximalistinterpretation of the idea of “worship throughcorporeality” (i.e., the positive religious valuehidden in trivial, earthly life, such as eating or drinking, sexual relations,making a living) as equivalent to Torah study or prayer. Iimagine we can say that the test is to find Hashem in everything! Inspiredby this philosophy, his court was based on an ostentatious display of thematerial wealth and luxury in which the tsadik and his family lived. His palaceat Ruzhin—a mecca for admirers of all socialranks, including Russian aristocrats—was famed not only for its splendor, but also for its carriages, thethoroughbred horses in its stables, and the klezmer bands that entertainedvisitors and accompanied the tsadik on his travels. He amassed a tremendousfortune, mainly from donations from his admirers. He became wealthy enough tobe registered in the Second Merchants Guild—an official standing that earned him various privileges and stood him ingood stead later, when he was forced to flee Russia. .The dramatic events in which he was involved—imprisonment on suspicion of aiding and abetting the violent murder ofinformers, flight from Russia to Austria—made him a legend in his own lifetime, revered by his followers butdespised and ridiculed by his opponents, mainly maskilim. Descended from adistinguished Hasidic family thatclaimed descent from King David, and possessing exceptional religious charisma,sharp natural intelligence, and organizational talents, he was not only one ofthe most prominent and impressive Hasidic leaders in the period of the greatestgrowth of Hasidism, but also the founder of a new style of Hasidism known asthe “regal way.” Sonow imagine, you are sitting at a table similar to one set by nobility at thetime with as much opulence as you can imagine and at that seudah, the Rabbi presenteddivine and enlightening insights encompassing the entire festival of Purim withincredible clarity. Hiswords are cited in the sefer Irin Kadishin. He addresses the issue of why thewicked Haman specifically chose to carry out his decree in the month of Adar.Here are a few of his remarks that are quoted: “והטעם שהוא בחודש אדר, כי יש י”ב צירופי הוי”ה כנגד י”ב חדשי השנה, ובחודש ניסן אזי מאיר שםהוי”ה כסידורו והיא התגלות החסדים, ואחר כך נעשה צירופים בכל חודש וחודש, וכל חודשאשר הצירוף מתרחק מן השורש יותר הוא בהסתר, ובחודש אדר שמאיר בו הצירוף האחרון הואהצימצום וההסתר יותר מכל חודש. ועל כן טעה המן והפיל פור, וכל זה בכדי לעשות רע לישראלח”ו מחמת שהוא צירוף וההסתר האחרון, אך טעה בזה, כי סוף מעשה במחשבה תחילה, ונעוץסופו בתחילתו, כמו שמזל יום שבת קודש הוא מזל אחרון ]יום השביעי[, ודוקא יש בו התגלותהקדושה, וכמו שאנחנו בעיקבתא דמשיחא שהוא ההסתר היותר אחרון, אנו מצפים להתגלות אורהיותר עליון”. He explainsas we discussed last week that there are twelve permutations of the four letteredname Havaya corresponding to the twelve months of the year, i.e. the letters ofthe four-lettered name can be arranged in twelve different ways. Themonth of Nissan is illuminated by the name Havaya with its letters in theiroriginal order; this permutation signifies the revelation of Hashem's favors and kindness. Thereafter,each subsequent month is influenced by its particular permutation of the holyfour-lettered name. The farther a month and its permutation are from theoriginal source, the greater the degree of obscurity and concealment. Hesuggests that the month of Adar, which is illuminated by the last permutationof the holy name, reflects the greatest degree of concealment and restriction. This,in fact, was Haman's mistake. He reckonedthat the month of Adar being the farthest away from the source (Nissan andredemption of Pesach) was the ideal time to harm Yisrael, chas v'chalilah. The truth of the matter,however, is that the end of the year is intimately connected with the beginningof the year. We read(Shemos 12, 2): “החודש הזה לכם ראש חדשים ראשון הוא לכם לחדשי השנה” — the heavens will rejoice and theearth will be glad. Whenthe letters of the holy name are in their proper order, the attribute of mercyprevails in the world; hence, the heavens and the earth rejoice. During the remainingeleven months of the year, the permutation of the name Havaya changes frommonth to month. Thefarther the month is removed from Nissan, the greater the change in that month's permutation of the holy name. As aconsequence, the greater the degree of concealment in that month — the most distant and different from the permutationof Nissan — like a flame in a burning coal. For,the Master is singular; he has not second. Inother words, the end of something in kedushah is always inherent in the beginning.It is a continuous circle; the end and the beginning are connectedmagnificently and incomparably. Inthis manner, we find that Shabbat Kodesh, on the one hand, is the final day ofthe week. On the other hand, however, it is the beginning and source of whattranspires in the week to come. As the Zohar hakadosh teaches (Yisro 88a), Shabbatprovides the blessings for the week to come and influences the week to comewith abundant good: “כל ברכאן דלעילא ותתא ביומא שביעאה תליין” . Similarly,the cycle consisting of the twelve months of the year — is like a circle where theend is intimately connected with the beginning. This,in fact, was the wicked Haman's fatal error. He figuredthat being the last month of the year, Adar possessed the greatest degree ofconcealment. Therefore, he would be able to succeed in executing his diabolicaldecree aimed at the people of Yisrael. He was unaware that in matters ofsanctity, kedushah, the end is inherent in the beginning. Thus, Adar, the finalmonth of the year, is intimately related to Nissan, the first month of the year— whenever the Megillah mentions “King Achashverosh,” it is referring to theactual flesh and blood king with that name; however, whenever the Megillahemploys the generic term “king,” it serves a dual purpose — “That night the king's sleep was disturbed.” Rabbi Tanchum says that the possukis telling us that the King of the Universe's sleep was disturbed. Likewise, when Esther says: “if it pleases the king,” employing the nonspecific term “king,” she is also referring to the King of the Universe, HKB”H. Thiscoincides beautifully with a teaching of the Arizal's. He teaches us that with thisstatement Esther intended to awaken the King of the Universe's attribute of mercy on behalf ofthe people of Yisrael; mercy emanates from the blessed name Havaya. So shedirects her entreaty to HKB”H with the introduction: ” אם על המלך טוב “ -- if it pleases the king — note that the first letters of thesefour words spells out the name Havaya in its original and ideal order, whichconnotes pure mercy. Now,let us apply the illuminating concept of the great Rabbi of Rozhin, zy”a, to gain a deeper appreciation ofEsther's wise intentions. She realized thatHaman's lot fell on the month of Adar — invoking the ultimate permutation of the name Havaya,the permutation that reigns during the month of Nissan. By doing so, she establishedthe connection between the end of the year and the beginning of the year — is contained or dwells within the last month ofthe year. Now,upon closer examination an amazing fact becomes evident. The preparations forthe miracle of Purim already took place eleven months earlier during the monthof Nissan. Firstly, Esther put her lifein jeopardy immediately after Haman issued his decree on the thirteenth ofNissan. She entered the King Achashverosh's chambers without an invitation to do so; this was an act punishable bydeath under the laws of that regime. Yet, she miraculously found favor in theking's eyes and he extended his golden, royalscepter to her — the month designated by Haman for the exterminationof the Jews — Haman was unaware that notonly did Moshe pass away on that date, but he was also born on the seventh ofAdar. HKB”H wished to teach us that concerningmatters of kedushah, the concept of finality and conclusion do not apply.Instead, the end is always intimately connected to the beginning. Consequently,the end of a tzaddik's life, the day of hisdeath, is related to the day he was born. Thisindicates that their Torah and their life's work are eternal and continue to live on in this world. This is thesignificance of Chazal's statement: ולא היה יודע שבשבעה באדר מת ובשבעה באדרנולד” “ — the Rabbis taught in a Baraise: Whatwas Esther's reason for inviting Haman? . . . so that the Jews wouldnot say, “We have a sister in the royal palace,” and neglect praying for divinemercy. Estherendeavored to bring Yisrael to a state of: ” עד אנה אשית עצות בנפשי “ — as we have learned from the greatRabbi of Rozhin, zy”a. Let us attempt toexplain precisely how the miraculous events that transpired in the month ofNissan — affected the events of Purim in the month of Adar. Letus begin by presenting an incredible principle which the Ramban teaches ustowards the end of parshas Bo (Shemos 13, 16) concerning the miraclesassociated with the exodus from Egypt. Thisis a principle that is so fundamental and should be reviewed on a daily basis.He teaches us that the purpose of the supernatural miracles that HKB”H performed on our behalf during theexodus from Egypt were designed to make us aware of the incredible miraclesthat are performed on our behalf daily within the guise of natural occurrences.Here are his famous words: “ומן הנסים הגדולים המפורסמים, אדם מודה בנסים הנסתרים שהם יסוד התורה כולה, שאיןלאדם חלק בתורת משה רבינו, עד שנאמין בכל דברינו ומקרינו, שכולם נסים אין בהם טבע ומנהגושל עולם, בין ברבים בין ביחיד, אלא אם יעשה המצוות יצליחנו שכרו,ואם יעבור עליהם יכריתנוענשו, הכל בגזירת עליון כאשר הזכרתי כבר”. Inother words, everything we experience is a miracle performed by Hashem; thereis no such thing as laws of nature. This applies both to events experienced bythe general public or by individual. If one observes the mitzvos, he will berewarded; if he transgresses them, he will be punished. Everything is governedfrom above. Itis well known that it is not permissible to pray for a miracle. This isexpressed by the Sefer Chassidim as follows ( ואסור להתפלל שיעשה לו הקב”ה נס בשינוי העולם” :( 794 “. He proves his point from the Gemarah (Taanit 26a)which states that one is prohibited from praying that a tree should bear its fruitprematurely. Thereason being that HKB”H created the world tooperate in accord with the laws of nature; yet, it is essential that a personbelieves with all of his heart that HKB”H governs nature. So,it is prohibited to pray for a miracle, because HKB”H does not want to change nature. Atthe time of the exodus from Egypt, however, Yisrael had sunk to the forty-ninthlevel of impurity. As a consequence, HKB”H performed supernatural miracles on their behalf in order to instill inthem faith in Hashem. Still, the main purpose for these extraordinary feats wasto bring the people to the realization that even nature is governed by Hashem's hand — due to the obvious miracles, aperson becomes aware of and grateful for the hidden miracles, which are the basisfor the entire Torah. Withthis, let us present an important principle from the teachings of the KedushatLevi (First Kedushah for Purim). He points out that the miraculous featssurrounding the exodus from Egypt involved an upheaval and departure from thelaws of nature established at the time of creation. Beginningwith the ten plagues and concluding with the splitting of the sea, the laws of naturewere disregarded. Thatwas in stark contrast to the miraculous events that occurred at the time ofPurim — Elder of Yisrael, what is the pointof celebrating Pesach under these circumstances. She was suggesting to him that it was necessaryfor them to cause a stir in the heavens. After all, as we learned from theRamban, the entire reason for celebrating Pesach — is solely so that a person will believe in themiracles that are concealed within the framework of nature. Hence, if themiracles of Purim do not occur within the framework of nature, there is no purposefor the miracles of Pesach. Atthis point, we can revisit Rashi's poetic comment: “משנכנס אדר מרבין בשמחה - ימי נסים היו לישראל פורים ופסח” -- when Adar begins, we increasejoy -- since this month ushers in the time during which the great miracles ofPurim and Pesach occurred. He teaches us that we rejoice in Adar in celebration of both the events ofPurim, which appeared to transpire within the natural realm, and the events ofPesach, which transpired above and beyond the natural realm. After all, it wasonly in the merit of the Pesach miracles that we merited the Purim miracle. So,clearly, Purim and Pesach are intimately connected and inseparable. Wecan now truly appreciate the depth and significance of the great Rabbi ofRozhin's, zy”a, illuminating words. Haman cast his lot on the month ofAdar believing that, as the last month of the year, it possessed the greatestdegree of divine concealment. He was unaware of the intimaterelationship that exists between the end of the year and the beginning of theyear — a month highlighted by supernatural events — to believe in miracles thatoccur within the framework of nature. So we see that the month of Adar, thelast of the twelve months of the year, is firmly connected to the first monthof the year, Nissan. Thisalso illustrates the deeper significance and wisdom inherent in Queen Esther's plea to our Heavenly King, HKB”H: י'בוא ה'מלך ו'המן ה'יום” “ — the permutation associatedwith the month of Nissan. She fully intended to solidify the connection betweenthe last month, Adar, and the first month, Nissan. For, it is impossible toappreciate the miracles of Purim that were concealed within the realm of natureif not for the visible, supernatural miracles that took place during the monthof Nissan. She invoked the auspicious permutation of the name Havayarepresented by the possuk: י'שמחו ה'שמים ו'תגל ה'ארץ -- the heavens will rejoice andthe earth will be glad. The Arizal explainsthat when the snake touched Chava, the negativity of the snake entered her andcame out in her first born Kayin. Kayin rebelled against G-d and we wonderwhere did he come up with murder. He explains it was the influence of thenachash. The negative side passes through into Esav and Amalek who stirs doubtand kills without fear. In attempting to save his own skin, he does his best toprevent us from getting to the finish line. I want to concludewith the words of the Netivos Shalom, as explained by Rabbi Winston and then myown Sholom NoachBerezovsky 1911 - 2000) was the Slonimer rebbe. His teachings were published asa series of books entitled Netivos Sholom He explains Amalekattacked the Jewish people during their 50 day ascension to Mt. Sinai and theacceptance of Torah. He didn't stop it from happening, but he was able tolessen its impact, and hold of the Final Redemption. The next time Amalektries to block such an opportunity for complete redemption, is just as theJewish people are entering the land. This time Amalek attacks through Balak andBilaam, who, the Zohar explains, were rooted in Amalek. The name Amalek is evenbuilt into their names. Once again, he didn'tstop the event, but he lessened it enough to hold off the Final Redemption fora while longer, once they caused Gad, Reuven, and Menashe to choose to live inthe Diaspora instead of Eretz HaKodesh. The next potential fora complete redemption was in Mordechai's and Esther's time, which, as theTalmud says, was really the completion of what began at Har Sinai over amillennium before. Once again, Amalek showed up, not preventing redemption, butlessening its impact and its ability to eradicate evil from Creation. After that, there werebattles with Amalek, but mostly started by the Jewish people, especially inShaul HaMelech's time. The next war anAmaleki seems to go out of his way to fight against the Jewish people was inWorld War II, which, as Hitler, y”s, himself admitted, was really a war againstthe Jews. And, in pure Amaleki style, he sacrificed the war effort, put himselfat risk, just to harm and murder more Jews. He may not have physicallydescended from Amalek, but he certainly did spiritually. And if I can suggest.We are again at the cusp of history. Amalek through Hamasattacks us when? Shemini Aseret – The day set aside for us and Hashem. We arein the ikvei Meshicha. Just as Amalek didwhen we left Egypt, they attack those who are defenseless and it is up to us fightthem. And finally why do werecall Amalek through the reading of the Torah. Amalek implies doubt That doubt infects us The antidote is Torah The Torah reminds usthat Hashem whether we can “see” or not is always with us. Its up to us to find Him!

One of the best parts of sales week is the conversations we get to have with YOU! We get to chat with you about your circumstances in life right now, and help you decide if School of Sales is a good fit. Two conversations recently have had a recurring theme, and in today's episode Macy dives into them.In today's episode, we cover:the need people have not just to believe what you're saying, but to believe YOU believe what you're sayingselling to get sold + build your armor where the best ideas live and how to make sure they don't make it thereWe're ready to see you in Cohort 37! When you enroll today, you have immediate access to your portal + can dive in at your own pace before School of Sales begins on July 28th. To learn more about School of Sales, click HERE.If you'd like to purchase your copy o f Persuade for Good, click HERE.To save time + see if School of Sales is a good fit, DM us the word PODCAST on Instagram.

Meet Douglas Wood, a Scotsman who has written a book about his renaissance into triathlon, with a background  of orienteering, where he again represented and managed a GB team, as well as back ground of running and the odd dabble in and out of triathlon.Like so many people Douglas, was running, swimming and biking already before he took up triathlon, so it seemed to be the natural next step to put them all together.He began to focus fully on triathlon when he finally retired, in his 60s.We talk about UAE where he has been  going g out to visit his daughter over the last decade an d takin g part in  triathlon s when  he was out thereWe discuss, although he coaches himself, he has surrounded himself with a team of people who help him continue to do triathlon both physically and mentally.We talk about his book about triathlon in his 70s which he started in lockdown.Douglas uses anecdotes from his triathlon exploitations from around the world and explores everything from tactics to equipment, mindset and injuries.In sharing his story Douglas sends an inspiring message  for athletes of all disciplines, that despite your age or experience, you can look ahead and keep going and enjoy sport.He reminds us that we never stop learning and enjoyment comes from doing the best possible within your capabilities.Douglas has a website https://renaissancetriathlete.com/and you can find his book  https://www.amazon.co.uk/Renaissance-Triathlete-Douglas-Wood/dp/0993536689/and other stockists such as waterstones https://www.waterstones.com/book/renaissance-triathlete/douglas-wood/9780993536687Find us on Instagram @amp_1967Twitter  agegroupmultisportpodcastFacebook AMPGBfind all our episodes on our websiteWebsite is : https://agegroupmultisportpodcast.buzzsprout.com/email: agegroupmultisportpodcast@gmail.comif you are an agegroup athlete and would like to come on the pod, get in touch.if you have enjoyed this pod please leave a rating wherever you listen.

What does having a call on your life look like? The simple answer to this question is to follow the discussion between Co-Host Adnie Gaudin, Michelle Wright and Kimberly Kelly. Genesis 38:6-30Tamar hides her identityWomen in today's age will do anything to get a manThe flaws that we correct to get a manSelf worth is a big piece of how we view ourselvesWhat we catch will be superficial because that is what we put out thereWe must be women of influence for GodWe have to find the root that cause of what we doThe way to salvation:Hear: Romans 10:17Believe: Hebrews 11:6Repent: Acts 17:30-31Confess: Matthew 10:32Be Baptized: Mark 16:15-16Be faithful unto death: Revelation 2:10Joyfully Courageous Joyfully Courageous: 17 Stories of Awakening to Courage, Joy, & Grace.Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Support the showSocial Media/Follow Us: Website:https://www.calledbygodpodcast.com/IG: https://www.instagram.com/cbg.podcast/Twitter: https://twitter.com/CalledbyGodPodTikTok: https://www.tiktok.com/@calledbygodpodcast

We are talking red flags today, and in case you missed the memo, red flags are not home decor! People often talk about red flags in the context of romantic relationships, but no one is really talking about red flags in the most important relationship there is which also happens to often be the most toxic relationship there is which is the relationship you have with yourself so that's the conversation we are having today because we gotta go thereWe also discuss:How the relationships in your life always reflect the relationship you have with yourselfHow self-awareness is not the same as self-criticism The importance of noticing red flags within the relationship with yourself & way more than you knew you needed to know!How I Cured My Resting Bitch FaceLet's Connect! Instagram: @IamKelCal TikTok: @IamKelCal Work with Me:More Info RESOURCES Schedule a FREE Get Over Your Toxic Ex Strategy Session FREE 5 Step Guide to Get Over a Toxic Ex Understand Your Red Flag Style Quiz The Dumb Bitch Journaling Guide to Create Clarity & Get Unstuck Journal Prompts Self-Love Love Language Quiz

We caught up with Liz McGreevy, one of the founders of Re_Threads to talk about circular design and sustainable workwear.Liz provides an insight into the journey of Re_threads and how, along with Co-founder, Matt Roche, set out to address the challenges of, traditionally, one-use uniform apparel.Becoming more than just a solution to uniform waste, Re_threads has grown into a workwear fashion brand, putting people and the planet first with circular design practices.Learn more about Re_threads at https://re-threads.co.uk/ and why not visit the popup stand and workshops on the 21st to 23rd of September at the London Design Festival. Find out more about that at https://www.londondesignfestival.com/activities/design-for-better-2-0-product-launch and we'll see you thereWe'll be bringing more conversations from the world of sustainable fashion regularly, so remember to follow and invite your friends for a listen.Connect with me on LinkedIn linkedin.com/in/sebastianvolney Follow us on Instagram www.instagram.com/jaymesbyrontalentWe'll be bringing more conversations from the world of sustainable fashion regularly, so remember to follow and invite your friends for a listen. Connect with me on LinkedIn linkedin.com/in/sebastianvolneyFollow us on Instagram www.instagram.com/jaymesbyrontalentFollow us for jobs and news in sustainable fashion at https://www.linkedin.com/company/jaymesbyrontalent/

On today's episode we have a glass of Balcones American single malt!  American single malt is still in its infancy, and this one is a popular one, but not one for us.  We talk about american single malt, cinnamon, and Steve takes on a challenge! All that and more on today's episode of Whiskey Chasers! Be sure to Like us on Facebook and follow us on instagram, as well as rate and review the show wherever you are listening, it really helps us out.Our Website is www.whiskeychaserspod.com, check us out! Thanks, and enjoy the show!Be sure to show some love for the company that brought you today's bottle! https://balconesdistilling.com/spirit/texas-single-malt-whisky/ Intro: We talked about this American Single Malt Whiskey Commission before and made the claim that we didn't know if they were legitThey were established in 2016There are nine distilleries that make up the founding members of this commission Balcones is one of them along with Westland, Few and WestwardBalcomes is named after the Balcones Fault, a fault line that runs through a lot of texes.Fun Fact on WacoThe Masonic grand Lodge of Texas was built in Waco in 1904, and it was fully paid with $1 from every Mason in the state.Body:I am not sure if it was mentioned last time we talked about this distillery, but there was quite a fall out between the founder and the distilleryTate was distilling using his own stills he designed and build on his own, but apparently Balancones was not happy with this and they parted way in 20146 years after Tate started the company What was once created as a limited release, is now a part of their permanent line up. Balcones “1” Texas Single Malt Whiskey First released 7/2011It does abide by the rules for american single malt100% malt Grain Distilled in copper pot stills Aged in new american oakNon-chill filteredOne odd thing that we might have touched on before, but am not sureOne of the rules that distilleries, abiding by the ASMWC, will have to follow is that they will clearly state the city and state of both the distillation and of bottling Meaning distilleries could possibly source their juice for thisEven though they are one of the founders, this bottle is still incredibly different than any of the other american single malt bottles out thereWe talked about who the audience would be for a bottle like this in previous episodes, but I am starting to wonder if we, as america's, are starting to want to be like everyone else or like scotchUnique to the point where the rules, alone, do not dictate the flavor

In this episode Heather and I are talking about decluttering our counseling practice. There is a lot of junk out thereWe like shiny thingsDecluttering makes you more efficientHeather and I are want to hear about how you are prioritizing in your practice.  https://www.psychologytoday.com/us/blog/natural-order/202202/why-decluttering-is-hard

We talk about our most recent trip to Finland, start to finishWe talk about some of the foods we had while thereWe give an update on our favorite travel locationsSocial Media:Facebook: @ourdeardiary2021Instagram: @ourdeardiarypodcast2021E-mail: ourdeardiary2021@gmail.com

On today's Locked On SEC, PLENTY of news from both Georgia and Alabama players as they announce who's going pro and who's coming back for another season, and tons of transfer portal news from Around The Conference.The Georgia Bulldogs held their Championship Celebration & Parade over the weekend, we'll let you hear what Kirby Smart had to say to Dawg Nation, as our buddy Reggie Chatman was thereWe also take a look at Dennis Dodd's Way Too Early Top 25 for the 2022 football season. Some surprise omissions from the SEC in his rankings.And we recap the SEC hoops action from over the weekend as some teams are starting to separate themselves already.Follow Chris on Twitter @ChrisGordy and @LockedOnSECSupport Us By Supporting Our Sponsors!Built BarBuilt Bar is a protein bar that tastes like a candy bar. Go to builtbar.com and use promo code “LOCKED15,” and you'll get 15% off your next order.BetOnline AGThere is only 1 place that has you covered and 1 place we trust. Betonline.ag! Sign up today for a free account at betonline.ag and use that promocode: LOCKEDON for your 50% welcome bonus.NetSuiteOver twenty-seven thousand businesses already use NetSuite and RIGHT NOW through the end of the year NetSuite is offering a one-of-a-kind financing program to those ready to upgrade at NetSuite.com/LOCKEDONNCAA. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Studying to the Test Bridgecom Systems (DMR Radios and Hotspots)Patreon "Become a Patron Today!"By Me A Coffee (Tip Jar)PayPal (Our old faithful donation spot) IntroWelcomeNo nag this timeMobile in the StudioMore mobile install to come... LaterI was getting clubs to send me a copy of their newsletterThe Ground Wire Tyler TX clubStudying to the TestDon't learn it memorize itNot a new approachBeen that way since I was licensedNovice was pretty easyBeen messin with electronics since I was a kidRadios, Electronics, computers. Oh, my.I knew a little about propagationWe used to take the test, get our license and learn from thereWith the codeless license we feel down on Elmering"I need another antenna because the one I have doesn't have enough SWR?"We couldn't keep up because of the influx of new operatorsIt would be neat to be a hamFirst time renewal comes along their goneDon't hide. ElmerThe folks that complain about the new guys. Came in the same way.This hobby is about Elmering Moaning about the good old days of amateur radioWe are having a hard time competing with Cell PhonesNothing wrong with studying to the test, if you don't stop thereWe got rid of the code, what now?The people that said they would never use Morse code are all down on HF doing codeThank you Tyler amateur radio clubElmer, Elmer, ElmerThese guys are not LidsThey just need some Elmering Visit our Youtube channel for videos on Amateur Radio www.youtube.com/c/RichardBaileyKB5JBV Check out our Glossary of Amateur / Ham Radio Terms used on the shows HERE Read More About Resonant Frequency: The Amateur Radio Podcast At www.rfpodcast.info Contact Info For Richard KB5JBV: Website: www.rfpodcast.info Email: kb5jbv@gmail.com Youtube: https://www.youtube.com/c/RichardBaileyKB5JBV FaceBook: www.facebook.com/groups/resonantfrequency/ Twitter: www.twitter.com/kb5jbv MeWE: mewe.com/i/richardbailey31 Tumblr https://www.tumblr.com/settings/blog/resonant-frequency-podcast Discord: https://discord.com/channels/758866379104845856/758866379104845860 Reddit: https://www.reddit.com/user/Richard_KB5JBV

Guests: Chris Bradley Founder & CEO - Noble Farms / Jena Kelly - Cannabis Sales Consultant   Noble Farms was among the first wave of WA State growers to claim space in the market in 2015. Hit with multiple administrative violations, among other issues, Noble Farms was forced to close a few years later. What happens when a grow operation with a  well-known brand name goes south?Chris came by to share the story of resurrecting the defunct grow operation and bringing Noble Farms back to the market. Coming from the corporate world, what lessons has Chris learned along the way that others looking to get into the business should know? Everything from being properly capitalized, building a bond with the grow and the staff, being good stewards of the brand, and staying relevant with the consumers and cannabis culture.ALSO:Ari's headed to Vegas but refuses to buy weed thereWe're moving to 3 episodes a month moving forwardWe're looking for guests and budtenders to interview!NOBLE FARMS: We are an i502 indoor urban farm in Tacoma, WA. We are "old school" in our values, how we treat our crew, our retail partners and consumers of our products. And we are "old school" in how we grow.  We carefully hand water, hand tend, hand stake every single plant in our 15 isolated sterilized grow rooms. Our master grower, Chad Koeppe, maniacally obsessed with the art, craft & science of cannabis production, is respected throughout the industry from the medical days. We respect agriculture and so we are committed to staying PESTICIDE FREE! At Noble Farms we strive to "be noble" in everything we do!Find Noble Farms across retailers in Washington State...........................................................................................Please Rate, Share, and Subscribe!Want to join the conversation? Email us at sellingweedpodcast@gmail.comFollow @arierrl on Instagram

Learn new words and phrases - and practice your listening - by watching this real English conversation about food! We discuss the differences between food in the United Kingdom, the United States, and Spain.Get all the phrases below!Listen to more conversations here:https://www.youtube.com/playlist?list=PLZOJurmtexYo8s2UKr--aqOi9UssrOh96Differences between British and American English:https://www.youtube.com/watch?v=hVbc-Bg32MoHow to pronounce English counties (Worcestershire sauce):https://www.youtube.com/watch?v=Qfz4ZNSdrhsWant to improve your English? Join the To Fluency Program here:https://www.tofluency.com/tfp/PHRASES FROM THIS LESSON:Have friends over for dinnerPeople have different dietary restrictionsA lot of people are gluten-freeSome people have a condition called celiacsSome people are dairy-free so they don't eat dairy productsPeople can be veganI was trynna think of a chicken-based dishA glaze is a rich, thick sauceWe're cooking a meal tonightWhat we're going to do for sides?We're probably wanna do vegetablesThey're most delicious when they're the least healthyWhat immediately comes to mindYou would have beans, toast, bacon, roasted tomatoes, and eggsI had beans on toast most mornings when I youngSometimes I like it when different flavors come togetherI don't want my toast to be soggyYou want it to be crunchy and dryTake your toast and put the right amount of beans onYou either love it or hate itI feel that way about strong cheese tooBeans are not very popular as a breakfast food at allWe tend to have baked foods - pancakes, waffles, muffinsYou have dessert for breakfastWe have pancaked one day a yearIt amazes me, you'll have donuts for breakfast!Donuts are the ideal breakfast foodThey're the worst!My perfect breakfast is bacon and eggsI need a bit of fuel to get me goingWhen my mum comes to visit, she can't understand menus hereI was confused at first as wellPeople come from different countries and culturesThey bring a little bit of their cultureYou'll be able to get Indian foodWe haven't had sandwiches in a whileAt school, I used to always have a sandwichYou have to go out of your way to find itWe might have touched on this beforeYou gave me clues and I finally got itThe average American eats 1,500 PB&J sandwiches by the time they're 18That's usually how averages workI will fact check thisIt's astonishing if trueMy parents packed me sandwichesIf you could only eat one meal for the rest of your life, what would it be?Can I cheat?I could eat chili all day every dayI grew up having a Sunday roast every SundayDinner in the UK is usually around 6You have a small version of Thanksgiving dinner every weekWe make a big fuss about itThe pressure affects your cooking timeIt kinda has a cult followingThe coffee in Spain is unbelievableTell us the best way to make coffeeI know coffee's big thereWe bought the least expensive coffeeI never released itWe need to have a snack samplerWe used to share menu of the daysThe thing I was excited about the most was the coffeeDid you put sugar in it?It's all about omega threesWhy don't we make paella?I didn't quite get the hang of itWhat is a dish we should try?Now you're just pulling my leg

Chapter 108"But the fault is not mine. Believe me, little Dormouse,the fault isall Lamp-Wick's.""And who is this Lamp-Wick?""A classmateof mine. I wanted to return home. I wantedto be obedient. I wanted to study andto succeedin school, but Lamp-Wick said to me, `Why do you wantto waste yourtime studying? Why do you want to goto school? Come with me to the Land ofToys.　　Therewe'll never study again. There we can enjoyourselves and be happy from morntill night.'""And why did you follow the advice of that falsefriend?""Why? Because, my dear little Dormouse, I am aheedlessMarionette--heedless and heartless. Oh! If I had onlyhad a bit ofheart, I should never have abandonedthat good Fairy, who loved me so well andwho has beenso kind to me! And by this time, I should no longer be aMarionette.I should have become a real boy, like all thesefriends of mine! Oh, if I meetLamp-Wick I am goingto tell him what I think of him--and more, too!"Afterthis long speech, Pinocchio walked to the doorof the room. But when he reachedit, remembering hisdonkey ears, he felt ashamed to show them to the publicandturned back. He took a large cotton bag from a shelf,put it on his head, andpulled it far down to his very nose.　　Thusadorned, he went out. He looked for Lamp-Wick everywhere,along the streets, inthe squares, inside the theatres,everywhere; but he was not to be found. Heasked everyonewhom he met about him, but no one had seen him. In desperation,hereturned home and knocked at the door.　　"Whois it?" asked Lamp-Wick from within.　　"Itis I!" answered the Marionette.　　"Waita minute."After a full half hour the door opened. Another surpriseawaitedPinocchio! There in the room stood his friend,with a large cotton bag on hishead, pulled far down to his very nose.　　“可错的不是我。小土拨鼠，请你相信我，错的全是小灯芯！……”　　“这个小灯芯是谁？”　　“是我的一个同学。我想回家，我想听话，我想继续学习，我想有出息……可小灯芯对我说：‘你干吗要学习，自讨苦吃呢？你干吗想上学呢？还是跟我走吧，上“玩儿国”去。到了那里，咱们就再不用学习了，可以从早玩到晚，老是快快活活的。'”　　“那你为什么听这个假朋友的话，听这个坏同学的话呢？”　　“为什么……我的小土拨鼠，因为我是个木偶，没头脑……没心肝。噢，我有一点儿心肝就好了，我就不会抛弃好仙女了。她像妈妈一样爱我，为我做了那么多的事！……而且我这会儿也不再是个木偶了……我已经是个真正的孩子，跟所有的孩子一样！噢……我要是碰到小灯芯，我要叫他倒霉！我要骂他一通，骂他个狗血喷头！……”　　他说着就要出去。可他一到门口，就想起那对驴耳朵，真不好意思让人看到。他发明了一个什么办法呢？他拿起一顶棉的大尖帽戴在头上，一直拉到鼻尖那儿。　　他这才出去，到处找小灯芯。他在街上找，在广场上找，在小戏棚里找。到处都找遍了，就是找不到小灯芯。他在街上见人就问，可谁也不知道。　　于是他上小灯芯家去找，到了他家就敲门。　　“谁呀，”小灯芯在里面问。　　“是我！”木偶回答说。　　“等一等，我这就给你开门。”　　过了半个钟头门才打开。诸位想象一下皮诺乔有多么奇怪，因为他走进屋子，看见他的朋友小灯芯也戴着一顶棉的大尖帽，也一直拉到鼻子底下。

Now this is the story all about howWill's life got flipped, turned upside downAnd we'd like to take a minute, just sit right thereWe'll tell you how he became the prince of a town called Bel-AirIt's all about the Fresh Prince this week! It's back to the early 90's to see a young Will Smith get his acting debut as The Fresh Prince of Bel-Air! Along for the ride are Uncle Phil, Carlton, Aunt Viv, Hilary, Ashley and of course, Geoffrey!  We hope you enjoy it as much as we did!Come visit us on:Our InstagramOur WebsiteOur FacebookMusic : Hackers by Karl Casey @ White Bat AudioSupport the show (https://www.patreon.com/wedontwannagrowup)

Coming to you from Whidbey Island, Washington this is Stories From Women Who Walk. You’ll recognize yourself in these true-life stories from women who are walking their lives while their lives walk them and the lasting difference these journeys have made. I’m your host, Diane Wyzga. Welcome back to Part 2 of my conversation with my guest Dr. Carmel Finnan, storyteller, blogger, consultant and founder of Story Dialogue who joined us from Berlin, Germany. Her mission is to re-ignite authentic story in a world where ‘fake’ and ‘manipulation’ have taken the driver’s seat in business. Why? Because when we become active participants in each other’s stories we are conversing and connecting. As Carmel says, “Successful businesses know that storytelling is the key to creating a sustainable community and real client connection.” I had asked Dr. Finnan, “Following COVID’s eroding of old narratives who do you see are the new heroes and what does this open frontier look like to you?” Let’s hear what she has to say....Minutes 23:49Minute 00 to 2:10     Intro2:10 to 4:16      COVID and Eroding Conventional NarrativesFollowing COVID’s eroding of old narratives who do you see are the new heroes and what does this open frontier look like to you?We can’t go back to the old normalWe can wish to have “business as usual” but there’s a lot wrong with “business as usual,” with the old normalThe old normal wasn’t normalWe see the fragmentation of the oldWe see what’s disappearing but we don’t have a clear image of what’s emergingWe’re in the in-betweenWe grasp for stories to hold this together, to hold the unknownDealing with the unknown takes the ground from under our feetMinute 4:16 to 12:00     COVID HeroesThis is a powerfully assertive statement: "COVID opened our eyes to how our conventional narratives  are eroding." What has changed?We stand in a threshold space between narratives: old gone; new not yet craftedThe Hero’s Journey - as Hollywood showed it - was the matrix of the Western Canon (of literature)Joseph Campbell and  Hero with a Thousand Faces after World War II gave rise to comic book SUPER heroes, trust them to save us from the black and white, restore order in the worldGeorge Lucas took Campbell’s work and applied it to HollywoodThe business world took George Lucas's interpretation of Campbell’s work - which was an interpretation of Western literature - and produced this statement: “The Hero’s Journey is in our DNA.” Absolutely not!Look at the past 9 months of life with COVID globallyNo more heroes coming to do it for us; we have to be the hero of our own story and do itThe heroes have been the front line workers, those who worked the supermarket so we could eat, the deliverymen, the people who kept us going, picked up our rubbish - they have helped save us and often for very little money.Their heroic work is understatement: support in times of great need, for little recognition of their contributionHeroes in 2021 are not glamorous, no celebrity status; they are the mothers, fathers, teachers and all of us caring for each otherLet go of comic book super heroesStop looking for themWe here are doing heroic work!Developed greater appreciation of those in her community who have helped life go onWe want this plague to end - we want neat closure - and then normal; but we’re not going thereWe are waking up in a different world of working, living, collaboratingThe new normal is full of doubt, uncertainty, experiences, and skills to help us journeyResilience, creativity, deeper appreciation, let go of what doesn’t serveWe are transforming in our own selvesWe are creating the new12:00 to 16:40     Threshold of a New NarrativeStanding on a threshold of new narrative. What have you observed has been let go of, and how do you envision that act informing the new narrative?Never going back to that job; good money, good lifestyle but not what it’s cracked up to beWhat happened?Personal learning in place of old ways and rules falling apartPeople have left relationshipsDesire for different life can now be livedExperiencing less materialism; Berlin is an alternative kind of city but it appliesPeople want more time self and loved onesPeople got used to the “free time” that came with lockdownAgrees it’s been really difficult on parents especially working from home and children learning from homeDespite those challenges better learning is happening well and there is increased connection at homeThere are and continue to be exciting and amazing shifts in the midst of the pain and upheaval and uncertaintyHas learned herself that she enjoys her own company and has grown accustomed to itWonderful for introverts16:40 to 19:40      LegacyThere is a great deal of optimism in this innerView. As we sit here today what lasting result do you want to make, for whom, and how?It’s been such a difficult year!The human race that we belong to has been through worseEach moment in history that was challenging and destructive has been birth of something truly wonderfulAcknowledges the on-going pain and suffering while suggesting we reach deeper than thisSee the potential to stop and re-orient, re-organize and come up with different agendas and outcomesExpects we will trust ourselves and each other moreEncourages to stop handing our power to super heros in whatever shape they appearIt’s time to reclaim our own autonomy - step by step, moment by momentNo quick formula; we reclaim our own power“There is a greater narrative unfolding for us.”19:40 to 23:49     This Dialogue is EnoughBefore we end, is there something that was left unsaid?Trusts that the dialogue will happen and we will arrive at the insightsWe are enough, the day is enough, this dialogue is enoughBefore I say thank you I want to mention that all social media links and connections to Dr. Carmel Finnan and  Story Dialogue will be posted in the Episode Notes. I hope you drop by and check out the many resources, events and blog posts as well as consider booking a free session to dialogue with Dr. Finnan. If this conversation has been any indication I can only imagine what a personal session would be like!  Thank you very much, Carmel, for walking along together, for sharing your work with us, sharing yourself and your story with us, and helping us to look for, connect with, and engage with authentic story. I just believe the world will be a better place because of you and what you are helping show us. Thank you.Thank you, Diane. It’s been such a pleasure to talk with you.  Here we are, at the end of the road but not the journey. Thank you for listening to this episode of Stories From Women Who Walk with your host Diane Wyzga and my guest Dr. Carmel Finnan, founder of Story Dialogue in Berlin, Germany.  Remember to visit Dr. Finnan, check out all the many resources available to you on her website, and consider booking a consultation to work together. All links to social media and how to keep in touch with Dr. Finnan are in the Episode Notes.You’re also invited to check out over 250 episodes of Stories From Women Who Walk found on Simplecast or your favorite podcast platform. This is the place to thrive together. Come for the stories - stay for the magic. Speaking of magic, I hope you’ll subscribe, follow, share a nice shout out on your social media or podcast channel of choice, and join us next time! You will have wonderful company as we walk our lives together! BIO for Dr. Carmel FinnanDr. Carmel Finnan worked for almost 20 years in academia in Ireland as a researcher and lecturer in literature, language and  cultural studies, before starting her own business in 2015.Dr. Finnan  built on her academic career and love of literature to become a Storytelling and  Marketing Consultant. She works with professionals & small business owners who are tired of the complex, expensive marketing tactics on offer and want an effective, simple alternative based on human-to-human connection.Dr. Finnan developed a marketing strategy around the principle of ‘storytelling as dialogue’, i.e. replacing the conventional monologue form of taking AT an audience with dialogue where we learn to listen, reflect and then respond to our audience.She believes that dialogue is not just a different way of doing business, it’s also a more meaningful and authentic way of engaging with others and with the world.Dr. Finnan currently works and lives in Berlin, Germany.How To Stay in Touch With Dr. Finnanhttps://www.storydialogue.comcarmel@storydialogue.comhttps://www.linkedin.com/in/carmelfinnan/Show Contributors and Production Team Dr Carmel Finnan Storyteller Consultant & Founder Story DialogueDiane F Wyzga Podcaster & Story Artist ConsultantSteve Schuch & Night Heron MusicDarwin Carllisle & First Class Reels  

Coming to you from Whidbey Island, Washington this is Stories From Women Who Walk: true-life, practical, funny, heart-breaking, insightful human experience stories from women who are walking their lives while their lives walk them and the lasting difference these journeys have made. You’ll recognize yourself in stories of adversity, challenge, fear, discovery, adventure, expression, and more. Why? Because, the sorcery of stories is this: they help each of us to be seen and heard, to understand and be understood. I’m your host, Diane Wyzga.Today my guest is Sarah B Rawz who’s joining us from Virginia. Sarah B and I met up on LinkedIn joined by a common interest in life adventures, self-empowerment, making something good out of the garbage, and becoming your best or baddest self. How? Sarah B says, “What I have, in abundance, is the ability to move people toward their own answers.” Her clients agree! They’ve called her smart, talented, insightful, practical, empathetic, a guiding light, and a gifted career coach. I find her also to be fun, fabulous, and inspiring. Welcome to the podcast, Sarah B!Minute 1:50 to 6:00Start From Where You Are.If I met up with you on a hiking trail what’s the first thing I’d notice?My laugh!Clients say my laugh helps make challenging conversations easierPersonal development and self-exploration is serious and laughter enhances joy and removes some fearIf we had some time to walk along together what might I get to know?Long ago Sarah B noticed people saw themselves in her in a way they liked and hadn’t seen beforeBeing a coach encourages her Super PowerIneffable quality of interaction: we see ourselves more fullySarah B offers connection to wholenessWhen we parted ways what would I remember?Sense of warmthDeeply seen and heardLasting sense of connectionTransition to Professional Coaching6:00 to 10:20  Back StoryShifting a little here: I’d like to ask you for a little backstory for context. Your website says it’s been 7 years since you made the best personal decision of your life: to become a coach. Few people transition or pivot from a state of bliss. What was going on for you?Co-owner of Very Ordinary Business Services - was 4th in a chain of start-ups while asking: who am I and for what?Knew desired being self-employed and helpful but still unclear how and for whomEarly on worked with teens in foster system but unprepared for the roleCarried belief for a decade that she lacked the “personally helpful” skill setWhile networking met up with mentor who encouraged her for 2 years to become a coachMastermind group provided her energy and courage to leap to coaching path, becoming certified and working with client in record timeBelieves in Divine Tine and keep on walking until you get thereWe live our lives looking forward and understand them looking backward10:20 to 12:00  Conscious Decision-makingRole of conscious decision-making versus happenstance or by defaultAlignment with core self and valuesTransition of deliberateness is key to her personal process and professional progress12:00 to 16:25  Shifting From Meh! to True Self What shifted from Neutral to deliberate decision-makingNational group of (leadership development) women cohorts introduced her to a pathway of spirituality after rejecting conventional religion.Sarah B felt awareness shifting and recognized emotions moving to -> Ah ha! I have it, too. I am spirit!The process of moving toward our best self!Felt like soda bottle exploding in her core and joy!Big yelling episodes - letting it outTwenty Mile Zone by Dory Previn (On My Way to Where (1970))16:25 to 20:40  Packing it In?When might you have wanted to pack it in? Uncertain whether you were on the right walk or path?Where was the frustration or uncertainty?Self-doubt, self-denigration, worthlessness, invisible in spades balanced with uncorked joy as well as panic and dreadImage: threw a grenade at life: divorce, moved, pain, losses, changesAnais Nin quote: “And the day came when the risk to remain tight in a bud was more painful than the risk it took to blossom.”Personal knowingness: do this or turn your back on your lifeWe teach what we know or have learned the hard way - celestial contractWalking through the Valley of Death to True NorthDiscomfort Is Sara B's Coaching Super Power20:40 to 24:00 Discomfort UnveiledWhat can you say about Discomfort?How do we know itWhere do we feel itWhat can we do about itHow do we accommodate itSpent time AVOIDING discomfort!Now knows to bring curiosity to it and check if feeling out of alignment, or boundaries shiftedDiscomfort is a fantastic messenger of internal landscapeTip: When discomfort shows up invite it to sit at the table and become curiousListen to your body which is the ultimate truth-tellerFocus your attention and listen to what discomfort has to teach24:00 to 27:25  Discomfort As a Coaching Super PowerHow Sarah B created a coaching Super Power out of rough and dirtyQuoted Jordan Mercedes: move through discomfort but don’t think about itPlayfulness with discomfort is her coaching approachPain and discomfort are inevitable parts of life; what is not inevitable is joy - access it by facing discomfortThich Nhat Hanh teaches how to sit with fear, suffer well so as to suffer less27:25 to 31:40  What People Do Not Always UnderstandWhat's something that people get wrong about you and your Super Power of discomfortThose who resist experiencing discomfortSarah B is not advocating wallowing; nor is she advocating switching off the discomfortLike her clients she experiences the depressive momentsPema Chodrin and pain and discomfort is like waves in the oceanTip: to recognize, accommodate and stay afloat we befriend our wholeness as it is in entiretyAll parts of ourselves are all of us and become our wholenessNo part needs to be exiledWhen we accept it all we can work toward creating our biggest baddest lives!Here we are, at the end of the road but not the journey. Thank you for listening to this episode of Stories From Women Who Walk with your host Diane Wyzga and my guest Business and Empowerment Coach Sarah B Rawz. We’ll pick up with Part 2 next Thursday to hear more about Sarah B, her walk, coaching practices, and favorite teaching topics. Remember to visit Sarah B on her website - the link is in the Episode Notes, and sign up for her newsletter to stay in touch.  Meanwhile, please stop by every Monday through Friday for 60 Seconds, Time Out Tuesday, Story Prompt Friday, and every Thursday for longer guest interviews and Diane-On-Mic episodes. You’ll find us on Simplecast or your favorite podcast platform. Come for the stories - stay for the magic! And speaking of magic, would you leave us a nice rating and review on Apple Podcasts. When you return bring your friends and rellies. You will have wonderful company as we walk our lives together!  Sarah B's BIO:Sarah B Rawz is a business and empowerment coach who builds her work on two guiding beliefs: One, that we are not creating our best selves but, rather, uncovering them; and, two, that the often-challenging work of uncovering our best selves is also what gives us the energy, presence, and wisdom to make our unique positive change in the world. From that foundation, she acts as a catalyst for professionals, world-changers, and humans of all stripes to live more fully into their biggest, baddest life.How to connect to Sarah B: [website | linkedin | newsletter goodness]http://rawzcoaching.com/https://www.linkedin.com/in/sarahbrawzhttp://rawzcoaching.com/bbcrew/Newsletter: https://rawzcoaching.us8.list-manage.com/subscribe?u=6e8aadeca1b71fe8c46571ba7&id=d5691136ea Production Team: Quarter Moon Story ArtsMusic: Entering Erdenheim from Crossing the Waters by Steve Schuch & Night Heron MusicSound Editing: Dawin Carlisle & First Class ReelsAll content and image © 2019 - Present for credit and attribution: Quarter Moon Story Arts

Click here https://www.hellobody.com/?coupon-code=REFFNPMDTVLUJ to get 30% off your order from HelloBody!Book(s) shared on this episode: What Got you Here Won't Get you ThereWe spend most of our adult lives working at our jobs, we identify with it and associate ourselves with our work and/or organizations - it only makes sense that we make that time meaningful and one that creates our dream life. In this episode, I chat with Career and Professional Development expert, Denitresse Ferrell as she unpacks why deciding on a profession or job role is not your first step toward your dream life, how to overcome fear, how to dream your biggest dream, and so much more.Connect with me:Email: hello@towardsagreaterlife.comWebsite: towardsagreaterlife.comInstagram: @celynng (https://instagram.com/celynng/)Connect with Denitresse Ferrell:Website: https://denitresseferrell.com/Facebook: https://www.facebook.com/CoachDeniBInstagram: @coachdenib (https://instagram.com/coachdenib/)LinkedIn: Denitresse Ferrell (https://www.linkedin.com/in/denitresseferrell/)Sign up for Denitresse's Masterclass here: bit.ly/StopWingingIt2Music Credits:Sweet by LiQWYD https://soundcloud.com/liqwydCreative Commons — Attribution 3.0 Unported — CC BY 3.0Free Download / Stream: http://bit.ly/l-sweetMusic promoted by Audio Library https://youtu.be/swxS7Feu-UI

Dr. Zhen Sullivan, Professor of Business Management and I talk the new generation of entrepreneurs. She teaches Entrepreneurship to students at Kean University in New Jersey. We talk about many things including:A new startup culture out thereWe are in an innovation driven economyBig ideas and why sometimes they are smallThe essentials of business are social media and the internetBudding and aspiring entrepreneurs "expect the internet to be so fair, to be such an enabler and equalizer, and it's part of the ingredients; they are very essential."She offers two nuggets of advice for budding entrepreneurs:Know the industry before you start a business in it. Consider working for another company in the industry first before diving in. Be ready to eat cans of beans! And just beans! Entrepreneurs have to do it all, and give up a lot in the process, including time and food. We also dive into why she thinks writing a business plan is an essential part of planning a business.If entrepreneurs are looking for funding, they need to back up why investors should invest.Understand the planning process. Creating a business plan she says is like a "car inspection." It is a "comprehensive review which can expose blind spots and weaknesses."Dr. Sullivan says, "entrepreneurs tend to be very brave and take risks; they jump into action." I can definitely relate to that one. Take a listen to see what scares and excites the new generation. Publications: Zhen Z. Sullivan, Patricia J. Holahan, and Jing Ma. (2020) Adopting Technological Innovations in Work Organizations: The Role of Attitude, Subjective Norm, and Procedural Fairness, International Journal of Business Information Systems, forthcoming.Patricia J. Holahan, Zhen Z. Sullivan and Stephen K. Markham. (2014) Product Development as Core Competence, Journal of Product Innovation Management, 31(2), 329–345.Blake J. Lesselroth, Patricia J. Holahan, Kathleen Adams, Zhen Z. Sullivan, Victoria L. Church, Susan Woods, Robert Felder, Shawn Adams and David A. Dorr. (2011) Primary Care Provider Perceptions and Use of a Novel Medication Reconciliation Technology, Informatics in Primary Care, 2(19), 105-118.Dr. Sullivan is an adjunct professor of Business Management at Kean University in New Jersey where she has been teaching entrepreneurship since 2014. Prior to her life in academia, Dr. Sullivan worked as a project manager at Lucent Technologies. In 2011, Dr. Sullivan received her PhD in Technology Management from Stevens Institute of Technology. She wishes to bring more "street smarts" to the higher education of entrepreneurship.

So many people are hurting from all that has happened. Where do we go from here and how can the very real problems be fixed and justice prevail.We have Lock-downWe have real virus issuesWe have businesses not yet openWe have violence out thereWe have protestersWe have all kinds of damageWe have powerful voices who care about peopleAnd saving livesAnd we have every person in America wondering whats next.Support the show (https://ko-fi.com/davidbornancinunscripted)

Today, we are learning from three modern masters of photography. Three gentlemen who I really look up to in the photography world for the images they create and the adventures they have.Banff Alberta based photographer Paul ZizkaWebsiteInstagramOscar award winner Jimmy ChinnWebsiteInstagramCalifornia-based adventure photographer Chris BurkardWebsiteInstagramWe will be talking about four things we can learn from their photography:Combine DisciplinesSometimes, gear does matter (but your eye matters more)Find a FeelingGet in there!Combine DisciplinesLook for ways to combine two seemingly different photographic disciplines to create unique images that stand outPaul Zizka loves to combine action/adventure photography with astrophotography to create amazingly unique images.Check out his image Glowing Home from 2016Sometimes gear does MatterAs much as this goes against most traditional advice, that it doesn’t matter what camera you use, there are points where it makes a massive difference.Let’s think about Chris Burkard's surf photography. He is well known for his ability to capture surfers in the midst of a wave. These are impactful images, shot because Burkard was right there in that wave as well (or pretty close to it). But to do this, he not only needs a good camera capable of freezing action, but also a wide-angle lens that is a bit more forgiving (because it can be hard to aim when the ocean keeps hitting you in the face), and a waterproof housing. The gear makes a difference here. BUT if you don’t know how to use a camera, if you can’t foresee a shot, know what it takes to make a great photograph, understand composition and light and timing and everything that goes into one. All the gear in the world won’t matter.Find a FeelingThese are my own personal reads on the work of these great photographers.Chris Burkard creates these images that teem with joyfulness. You can feel it, his energy of a (seemingly, because I’ve never met him) joyful and exuberant person comes through in these images. He lets his emotions be seen in what he photographs.Paul Zizka creates these dramatic images under the aurora. They are sweeping vistas, and lots of self-portraits, that are stoic. The people in his images feel like they are in awe of nature, of their surroundings.Jimmy Chin, has a feeling of adventure in his images. He is at the epitome of being an adventure photographer and his photos show true epic moments in the mountains that are a little bit of everything that happens during an adventure.So what does this tell us? Let your emotions be seen. And it doesn’t have to be happy emotions. Let all your emotions be seen. Find a feeling that works for your photos.Get in ThereWe aren't silent observersWe can’t be passive. We have to be there, be in there, be a part of the adventure.This is what the work of Jimmy Chin can teach us. Be a part of the adventure.Connect with usUse #TAPSCommunityWebsiteInstagramFacebook

Alright, welcome to the Gut Check Project. This is episode number 23. You're here with your host, Kenneth Brown, MD. And I'm Eric Rieger. Let's, uh, let's talk a little about what we got going on Ken.Well, we're, like always we're trying to push some boundaries. And one of the things that I see as a doctor is that I want to make sure that my patients are very healthy, both mind and body. And when ever my patients come up, and they're going through a stressful situation, they manifest it in their guts. And one of the most common things I see that I can't help them, which is why we brought our guests on today is that when people go through financial trouble or when they're stressed out about their money, they can manifest in their guts. They show up with all kinds of stuff so they end up at a gastroenterologist office, and I can't give them any real advice on their finances and how to help them with that. So like we always do with the Gut Check Project. Let's bring him in. Let's check our egos at the door and let's learn a little bit. We got some experts here with us today and that is Mr. Patrick Brewer and Mr. Tim power both from Surepath Wealth.Yeah.Thank you guys for coming up all the way 35 to Dallas from Austin. How y'all doing today?It was a joy. Well, we didn't die. Yeah, that's the first step. We made good time on a rainy Thursday morning.Now, that being said, I know that you said we didn't die. But Tim said, but if you would have your family would have been covered.They would have been covered. Yeah, least 3 million. Maybe more than that.So Surepath Wealth Management. It's far more than just taking care of someone's finances. Correct?Yeah, I mean, the way we think about it, it's similar to being a doctor, right? And you have a holistic approach and you want to solve the person's problem. And sometimes they present with one issue that they think is really important, you know, they may have some issues with their their stomach or I'm not going to pretend to know exactly all the things that people could present with. I'm sure there's some, some strange ones out there, but they present with a particular problem. And they you know, that's what the that's the problem that thye think they need to have solved but in reality it's it's more than that there's other things that are contributing to the initial problem and making it worse. So our role similar to a physician, I think, is to lay all the pieces of the puzzle on the table and then start to assemble them and really get to know what's driving our clients and or people in general, and just figuring out what their motivations are and what they're trying to accomplish. And then, once we have a good sense of that, just putting it all together and hopefully solving the problem.Absolutely. I mean, there's a lot of similarities. I mean, people come to you people come to me with very intimate problems. People come to you guys with similar issues. Yeah, When people somebody shows up to your office, they're saying, I'm going to give you my world, the world that much like the great prophet Kanye West said, money isn't everything but not having it is. And so when you get to the point where they're like, look, I've got this What can I do to grow it? What can I do to not lose it? That is one of the most vulnerable things just slightly less vulnerable than somebody taking their pants down and letting me stick a finger in their butt.I don't know. I mean, I think it's about equal.For some people that can be really stressful, there's some there's a lot of shame around money. There's it's a very intimate discussion, because you don't know the beginning of the conversation, what their experiences have been. Maybe they've made some poor decisions in the past, and they're reluctant to admit those, maybe there's some controversy with them and their spouse, they could view money differently the way they were raised, and the way that they think about money in general about how they could use it in their life or even their preferences for what they're going to do with it and retirement or when they pass away and they want to leave a legacy, do they not? So there's all these embedded psychological and emotional factors that go into how people interact and make decisions about their money. And the first step, similar to being a physician, I think is to peel back the onion a little bit and see what are what are the driving forces here that are actually contributing?I want to get into all that Eric, can you explain actually that it isn't exactly like we just bumped into you guys on the street. Can you give a little history as to why we have these two super smart guys here on the show?Sure. So we are a part of a mastermind group and Tim and Patrick both happen to be a part of it. The reason why we joined that entrepreneur group is we're all aligned from the same orientation that we want to be able to serve our fellow man the best way possible for us through healthcare. It's how do we reduce stress and increase health for y'all? It really is, just as you said, Patrick, it's a holistic approach to managing your own wealth and finances. And the great thing that I've seen and learned from both of you all over the course of the last year is you treat your clients like family, because this isn't an opportunity to shame someone with their previous financial troubles, etc. The thing I found really interesting though, is you and I have talked over the last several episodes and over the last several years about how can you help someone reduce their external stressors, right? Because by having that you lead insomnia, you lead to catecholamine circulation from high stress situations. So we've talked about people that regularly see a doctor usually end up decreasing chance of disease they, they come in to see a gastroenterologist, they're usually not going to have a polyp that turns into a cancer because it'll be detected. So what I found kind of interesting is someone who turns to someone for wealth management actually has less potential to gamble. They actually are better prepared for their financial future, obviously reducing stress so they reduce stress, they reduce their risk of bankruptcy, regardless of their income level. And then obviously, their family conflict is reduced. I don't remember what the crazy stat is, but it's well over 70% of marital strife comes in originates from some element of financial problems or disagreements in the first place, simply by having someone that I didn't have someone tell me when I was younger simply by having someone help you forecast and help you put your money where it would serve you better will ultimately reduce your stress and work out better for you and your family. So that's how we met Surepath.I think we just met on the side of the highway.When no one knows because you muted your mic.I didn't mute my mic. I said, I think we met on the side of a highway. But I guess maybe we met...Well, I mean it. And Eric said I was stupid for standing on the side of a highway with a sign that said, I'm looking for better than 8% yield. And you stopped. Let's talk. Because, and I said also, I'm looking to diversify my risk by hiring 20 advisors. And you're like, yeah, let's have a little talk. Yeah. So one of the things that I was really impressed with is you gave a lecture at the conference we're at , and I wrote down a few notes, which was really very interesting to me because everyone tries to outsmart the market. Everyone tries to do this stuff. We want to invest in America, America.We're Americans.You said several different things which were really interesting, like how percentage of stocks in the stock market that is outside of America. Can you get into some of the stuff you talked about in the lecture?Yeah, for sure. So I mean, with investing, there's so much that you can do. And what I found is that investments that they're kind of like a bar of soap, the more you handle them, the less you're going to have the highest level. A lot of physicians, they, they overcomplicate things. So the biggest thing that I've seen is the desire to have passive income, which I think is great, you should pursue passive income, you work really hard and you should have investments that are working on your behalf when you're asleep, and you're not having to trade your time for dollars or scale up really complicated like multi specialty surgery centers. There's, there's ways to generate passive income that put you in a position later on where you don't have to work as hard. But what I've what I've seen is in our industry, when you start to take things that are really complex, different investment processes that could be really complex and you start to layer them into your portfolio, you start to drive up expenses, you start to drive up something called turnover, which increases your taxes, and you start to drive up your tax and your legal bills, because then people have to figure out what the heck is going on in order to give you advice. So what I've found is that most people, physicians or otherwise would be best served by starting with owning every single company in the entire world. You know, a lot of people just focus on the companies in the United States. And they're like, well, I own a couple stocks or I own, you know, the s&p 500. And when we think about the markets, we always ask like, well, how's the s&p doing? How's the Dow doing? Well, the Dow is only 30 companies, and yes, and s&p only 500. But there's over 12,000 stocks all around the world. And what most people don't realize is that only 44% of the global market cap is in the US. There's actually more stocks available outside of the United States and there's a lot of benefits to holding securities that move differently during different periods of time. So we generally talk to people about international and even emerging markets investments as a way to increase the returns potentially diversify and expose themselves to different areas of the world that might move in different directions in the US.I just want to make sure that we get Tim in the picture here. He keeps leaning back further and further.Relaxing back there. Listening.Great tea. It's Yeah, this is actually really good stuff. Well, let's talk about that real quick. So what do you think about this tea that we've had here?Think I burped three times.Yea it's really good.I quit drinking beer three years ago, and I love the taste of this because it tastes like a beer. Yeah. Yeah, there's not a drop of alcohol in it whatsoever. It's tea with with some hops in there. Thanks to Lovich.Yeah.Introducing this. Boulders finest too. Yea. Straight out of Boulder, Colorado.Yeah. So let me ask you a question. So as somebody who tried So I have my own company Atrantil Atrantil go to lovemytummy.com/spoony still are we doing? We are all right, lovemytummy.com/spoony or go to KBMD for your CBD. So as somebody who is a physician that has tried to raise money for a startup, yeah, I was a little bit shocked. And then when you and I talked a little bit where you said, Yeah, well, physicians tend to do some of the most esoteric investments and not be not actually tend to be patient and do exactly what you're saying, just invest in every company in the entire world. And eventually you will win. Yeah, in the long run. So when I was over there out there trying to raise money and like, this is an opportunity. Yes, it's a startup. But it's in a field, you know, it's a you know, we can sit there and do this and we can grow it. I was absolutely shocked at the conversation that I had most of the time was, I would love to, but I lost 50 grand and an emu farm. I tried to do you know, I lost money in three restaurants and I'm like, What are you doing in the restaurant? By the The time doctors get asked to do investments and stuff like that. I pretty much think the good money is already out. Yeah,yeah. I mean, unless you're like an early mover you have controlling most private investments, the people making the money or the the managers of the private investment i mean if you think about it, right, they've put together a deal. And on average, just take private real estate as an example, you have private real estate investments. There's actually huge public real estate funds and the public real estate funds have way better liquidity. They have the same types of properties. On average, they're better diversified because they have properties across different geographies and different scopes, buying power and they're mark to market so they trade every single day. So you have full liquidity on that. But if you take a private real estate investment, it sounds a lot sexier, like I buy private real estate, and I get 8 to 10% rate of return. But what you don't realize is it's not repriced every single day. It's not liquid, and the people that are managing it are charging you a pretty significant management fee for finding and sourcing these properties and managing them and yes you may get a good rate of return, but why would you expect a different rate of return in a private investment versus a public investment in real estate? It doesn't make any sense to me. So what I found is that our industry, this is not the physicians fault. Our industry has done a good job of manufacturing products that sound really good, that are actually available in a much lower cost more liquid environment, but it's not as sexy. So if you don't really understand exactly how the markets work and how returns are created, and what a fair return is, you can get sucked into these schemes. And these schemes are what keep you locked in your seat having to trade your time for money. So I love entrepreneurialism. I love what you guys are doing here. It's a fantastic product. I take it myself. I think the key is figuring out what lane you want to be in right and how much money is enough like at what point can you say, I can if I produce this amount of income, I can relax and maybe relax to you or any other position or person listening is I want to go out and build more companies. Well, that's great. Well at least now you have a passive income stream that's coming into allow you to do that where you don't feel like you have to put your foot on the gas if you're not really feeling up to it. So I love entrepreneurialism, I think if you're a physician and you're called to continue to build companies and to continue to create jobs and do those things, that's absolutely where you should put your time, your energy and your money, you just want to make sure that you don't get pulled into some type of a scheme that isn't really designed to enrich you. It's designed to enrich someone else.I think, during your lecture, the way you described, that is first achieve stability, then go for growth.Yep. Yeah, you want to you want to figure out a baseline, you want to know, you want to make sure that you're protected. You have a sufficient asset protection in place could be insurance, it could be estate planning, trust, things of those nature. And then it's really like what what's the baseline living expenses for you to be able to be okay, and then after that, you can take, you know, strategic investments and growth and that might be in yourself. It might be in your business, it might be in the markets, it might be in real estate, a lot of it just depends on your preferences as far as how hands on you want to be?Yeah. Let me throw this to Tim. So we, at that same meeting several questions. So the thing I like, let's get back to why I think doctors don't do this, which is the same reason why people come to me. And at times, I'm like, why didn't you come to me sooner? And it's the same thing. It's, I'm, I'm embarrassed. I'm whatever. Like, it's embarrassing to sit down with people. And I'm, I'm technically a highly educated person went to school a long time doesn't mean I'm highly educated. No, it doesn't. I didn't go to i didn't i didn't go to Texas Tech. So I'm already starting lower than everybody else. Yeah, it's not your fault.You were born in Lubbock, but you ran away. I know. So you know, had I had I been gifted to be able to go to Texas Tech. Things would be different. I wouldn't be on the podcast right now.Yeah, you can be the sidekick like me.Tell us toto.So, but it is it is really interesting because what I would I'm embarrassed that I have this, you know, whatever, however many years of education and I I'm gonna say, should I get whole life? What the heck is my wife? Simple things like that, that to you is like no big deal.Well, it is. I mean, it took me years to figure out what was behind the curtain of some of these products that Patrick was talking about earlier. I mean, they there's this incredible sales training to get folks into these products that seem very good for your family, you're protecting your family, you're doing all these great things, but there's all sorts of underlying fees and costs and limitations to access in that money. And so I think a lot of times we we get products pitched at us they sound like they solve a number of problems with one deal so it's great you know, cuz I don't have the time to deal with 15 different things so perfect. This one thing does it all and and then you don't even know really what you're in or why you're in it. 10 years later, you like what happened to this thing? You know, and it's yeah, so it just it's not part of a plan always. It's got to you know, planning has to be part of a plan just like diet does. So yeah. Whether or not you should have whole life term life or universal life. I mean, it really just comes down to what your needs are, how much money do you want to put away, if you've already maxed out all these other areas, maybe you can use some. But it's also a great tool for like estate planning or tax preservation and things like that. Because insurance offers immediate leverage, it kind of buys you time to build up $10 million in assets, you can just buy a policy for $10 million, and you're immediately worth that. Explain that a little bit. Yeah, so insurance offers an incredible benefit. I mean, if if, if you are your life right now, as a physician, you have what I would call a massive human capital. So if we were to look at a pie chart,Look dude, I'm trying to lose some weight. I don't really consider myslef...I'm working on it.I mean, stressed I got several companies.You can can barely fit at the table.You know, I got I got a great solution, but so no, the so your life is part of your investments. And you're a big part of that because you have a human capital, you have a big investment in you and so that's a risk right there. So the rest of your portfolio should be weighted appropriately. Because you don't need to take on a ton of risk because you have a risky profession. And you could have all sorts of liabilities in there. So we look at the whole picture. And if you needed to protect that risk of your human capital, what it's worth call it $10,$20, $30. And you pass away young and you leave your wife and children on the lurch, and they don't have all that future income coming in. You could have solved that problem by buying a life insurance policy and just immediately having a you know, $3 million policy sitting outside or $10 million.The problem is like when you're first coming out of school, and you're really busy, and you're trying to do a million different things, and you get approached by someone who tries to use a product in order as Tim said, to solve your problems and then you get a bad taste in your mouth because you're like, wow, I bought this product that didn't work for me and it's just it's it's not really the physicians fault and it's not really the financial services person's fault. It's the system. The system manufacturers this because you have someone who's really busy a lack of attention, and they believe that everyone else is about is out to help, which is the physician because that's their out to help generally, right. So they project that image on to other industries. And then you have the financial services industry, which is originally created to monetize people's lack of attention, right? So they find people that...Monetize people's lack of attentionThey put a lot of time into these things, like oh, yeah,It's like, I'm busy, you know, give me a product and you're like, okay, yeah, we'll manufacture something for someone who's busy, who doesn't want to do the due diligence and doesn't want to do the hard things, right. The way I think about it is, you know, going to the gym and lifting weights consistently and eating healthy versus getting the steroids shot. To me, products are kind of like the steroids shot. In most cases. It's like, I don't want to do the hard things like have conversations with my wife, I don't want to think about where I'm going to be in 15 or 20 years. I don't really want to think about you know, saving for my kids college just like give me the steroids shot and I'll be on my way and then 10 years later, you didn't step foot in the gym and you're like, man, I'm all kind of chunky and I don't look good. Like, yeah, man, you just took steroids and you didn't go to the gym like, of course, you're going to look bad. But it's it's kind of like, it's an unfortunate situation that that is really transpired between, you know, the medical field and then financial services. But I think we're starting to come full circle. And the reason why is there's a lot of really great financial advisors and wealth managers, and a lot of them are in kind of hiding in secret because there's so many advisors out there that say their financial advisors, but there's a collective group, I would call it about 40,000 around the country that are CFP, use fancy words like fiduciary, you know, and they really take into account everything that's going on in someone's situation. So if you're lucky enough to meet one of those folks, it's usually a little bit later in life after you've kind of had one of those situations where somebody kind of burned you with the product. But at that point, you know, you're able to slow down and create enough space and both of the parties at that point are in a position where they can really help each other.What about for someone who isn't trying to bridge the gap between a high income level such as medical and still knows that they need to seek wealth management or financial management or they happen to be coming right out of school and they haven't even put together anything. How do they find someone to turn to?That's a challenge. Yeah, it's a really great question. There's a couple organizations that I'd recommend people check out. There's one it's called NAPFA. NAPFA.org I believe it's National Association of Financial something. But they're all advisors had been vetted out they're generally fee only they tend to do what is in the best interest of the client. So I'd say that's a really good starting point. But choosing an advisor is kind of like choosing a doctor, right, you know, your bedside manner. That's really important. It's hard to evaluate that through a website, you know, or through credentialing. You know, I feel like trust is a fairly simple equation. You know, I've read it in a book it was a couple years ago, but it's stuck with me. And I think this holds true for any service based profession, but trust is really credibility, plus reliability plus intimacy, divided by self orientation. And if you're a physician and you're only prescribing one, one drug, let's say, you know, you have a very high level of self orientation, because let's say that you get kickbacks for that drug. I know you guys, and this doesn't have it's not common practice and practice at all in your industry. But in our industry, like maybe somebody is maybe somebody only has one or two products, right? So they have a very high level of self orientation, which makes it a lot harder for them to build trust or to sustain trust. So I think it's really taking into account based on your interactions with with that advisor or that doctor, like, are you picking up signs of credibility? Are you picking up signs that these people are going to be reliable? And then also, are they doing a good job of asking you good questions and understanding what drives you and like, you know, how you think and what you want, right and creating that intimate relationship?Well, you bring this up, but it's always like, like everything. It's a two way street. So describe to me, both of you, your ideal client.Yeah, I mean, I think it's... Your ideal partner. Because it's really because at that point, it's no longer a client. We should be partners in this situation.Yeah. And and Tim, you can answer this as well. But I would say from from me and Tim, Tim and I, I think every person is a little bit different in our industry, I really like significance driven people that want to do something be bigger than just provide for themselves. So whether that's their family, where they want to build a business to help others, where they have charitable endeavors, or legacy goals that they want to nurture over time, those type of people light me up because there's more opportunities for advanced planning, there's more opportunities to have discussions about things that are really going to help them and frankly, it's just better for the world, right? There's more humans that we can help if we have bigger vision, so I'm kind of a big vision guy, and then I use financial services as as my vehicle to be able to help folks. So that for me, that's kind of my ideal client, but I know you know, I consult with hundreds of advisors around the country and want to have a similar podcast to this focused on the financial services industry, but every advisors a little bit different, you know, some I talked to and they're like, Hey man, I'm feel really called to serve widows and others are like, you know, I really like people, that are getting close to retirement because I feel like I'm great at retirement income and I can counsel those people, as you know, the markets go up and down. So I think a lot of it just comes down to like, what's your frequency? Like, what what type of people really light you up? And for me, it's kind of that significance driven person.Yeah, I would say very similar in a lot of ways, but it's almost like the law of attraction. If that's such a thing, but where you feel like you're finding other people that are in a similar spot in life, but you can add a lot of value to them just through your knowledge. So I've always kind of looked at the relationship side of things and just going deep with people and kind of hanging in there. And I feel like similar to Pat, like I do this as a mechanism to be able to stay in touch with so many different people and then continue to stay relevant and help them and just win that trust. And it's like the the financial aspects of it and what we make off it, it's, of course, it's there. Of course, you're always thinking like, hey, we have some things we'd like to pay off debt, get a bigger office, all these different things are of course we're human, help the children, you know all those things, but it's very much more about the relationship and seeing those, the trust, build and then helping them and then making a big difference and seeing their accounts doing what they're supposed to do. And there's tax savings in line with what they want to do. And it's just I don't know, it's kind of a anyone that's willing to be open to advice and values that but also sees it as deeper than that. Those are the people I like working with. That's actually how Eric and I started working together. I mean, one of the things one of the bonds that we have is that we're both, well, dude, I mean, we're both really into being dads. And I knew that Eric was really into his children. When I went to his house one time and his son gage was on a unicycle and Mac was juggling. Like these these flame things, they weren't lit yet. And I was like, What are you doing? He's like, in case since he is in the same boat as me, where there's lots of risk and if he dies, the family's dependent on it. He's like, I'm not going to leave my family destitute these kids will learn a circus skill before I get out of here. And that's when I realized we're on the same boat. We're going to take care of our families.We were in the middle of building the spinning knife throwing wheels.That's amazing. It is amazing. Thanks, Tim. Because what we do our side hustle as a family is circus acts. And it is awesome thanks. So anyway.But that just shows it's similar things. So now this is why I thought we could have you guys on you don't have to do that anymore. You can actually get insurance.Yeah,To help with that. And we lost we lost a couple...And now you have to admit to being psychotic.You have to but and we got a cousin that lost a few digits last week. But other than that, it's okay.Well, go ahead.Well, the other really thing, the thing that you talked about in your lecture, the other really thing that's good, that's good English.Solid grammar. SolidThe other thing that really impressed me with your lecture was the fact that you when you with clients a lot of times the spouse is not involved. And you know we already discussed that financial issues can be a real stressor on on spouses and and I was thinking about that this morning I went to an article on investapedia where spouses don't just the six things that are not discussed that you should discuss with your wealth manager mine yours ours Have you actually discuss what is what actual debt didn't even dawn on me that like people hide debt and then get married. And it's like, surprise, there it is. Yeah. personality type saver versus spender power play children. Do you know that it costs $233,610 to raise a child right now to the age of 18? That's a bargain.Yeah, that doesn't sound anywhere close.I was like, I think I spent 233,000 on tennis trips last year. No, I did not. That's been sarcastic.They start making bad decisions and it can get even worse.Oh, my gosh.It doesn't say after 18 what that cost is.Well alright. Alright. You caught me Patrick. I bet on my kid and I lose a lot. So yeah, you're right. Yeah. But it's funny. And then the thing that really hit me on this is the extended family. So at my age, I'm in this sort of sandwich situation where I've got my mother and my father's passed away. My father in law passed away. I've got my mother in law, and I've got my kids and you start looking at this and you're like, Oh, this is you starting to feel a little bit. Yeah, for sure. And this is gets thrown into your guys's laps. And so I was very impressed when you said now you got to sit down and just wow, talking about being vulnerable. Yeah. Saying look, this is everything I have going on right now.Yeah, it's crazy. I mean, Tim, do you want to take that? I mean, I feel like you've done a great job with a lot of that.It's huge. I mean, I think pulling we really don't move forward in a planning relationship unless the wife is on board or the significant other and that matter, so we just make sure of that because even when you got the hard charging entrepreneur type that we're working with, and there's they think in their mind like no, no, my spouse doesn't want anything to do with this and, and guys and girls, I mean, it's sometimes the women driving it, sometimes the guy driving it and their spouse is either taken to hear the kids hanging out, doing other things. They just don't want to be involved. But then you get the spouse talking, and you start finding out all sorts of stuff. They just help their mom who went through hospice, she had Alzheimer's, she was alive 17 years with Alzheimer's, it was this long drawn out, you know, event that they had to take care of. So she's got a whole different set of priorities and fears and thoughts about money. And the other person, the other spouse might not even be thinking that. They're just so focused on on doing what they're supposed to be doing that they lose, you know, they forget to pull them in. And so it's important to make sure everyone's on the same page. And then it's a real holistic plan. And then that way, you're making sure that everything's covered and that they have legacy they have charities they want to give to and you're making sure that the spouse is pulled in on that. So good piece. Yeah, I mean, the biggest thing is making sure that your accounting for both sides of that that sandwich, right? You know, it's easy to not think about the future and just live in the present and not realize what's eventually going to happen. And it's like, we've had a lot of issues where, you know, we've encountered people too late in the cycle, and they're like, Oh, my parents are moving in with me. And we're like, Okay, well, I mean, based on the projections, I don't think there's a whole lot you're going to be able to do if you want to actually provide care for them, it's going to have to be you because they didn't make the decision early enough on in their life to get something and protect themIs that a really common thing that you're seeing? I meanIt's starting to become a little more and more.Yeah cuz people are just living longer at this point. And part of the challenge is long term care is not a product that people want to buy, you know, it's not like, again, it's not a sexy product.You don't think about someone's like pulling you out of bed.I could never lose one of my five you know, core abilities right.We hear guys say it all the time. Oh, my long term care plan is a boat without an anchor or something. And I'm like, what? And you know, it's just a very bad idea of what it is.Well it just sounds dangerous and silly. It does sound dangerous for anyone.That's not to go off on a tangent but that is something that I'm very interested in because when we discuss lifespan versus health span Mortality verse morbidity. Yeah, so when you're sitting there talking about these kind of things so as a as a physician what we're trying to do right now is for myself, I'm like when I think about me working out and stuff I think about my my personal trainer is my 80 year old self saying don't do that. That that that looks stupid. Don't do that.No more no more back squats. You're done. No, yeah,Well, I pretty much tell my trainer to you know, beat it. I'm gonna try it anyways. This guy next to me just did and I'm sure I can do it.Load it up, six plates.So but it is interesting because right now I'm viewing everything as well. I need to be healthy when I don't want to be in a situation. My my whole our whole message is brain gut. You have to I believe that health begins and ends in the gut and I believe that it affects the brain and we have an epidemic of dementia and Alzheimer's happening. So we're having this situation where a lot of people are losing their capabilities. So even if you wanted to have a long boat ride without an anchor, you forgot it. Yeah, yeah, it's no longer in the boat and you don't even probably own the boat. Someone stole it, because you left the keys out, ya know, like, it's, yeah, we're seeing that a lot more frequently, as you guys probably have noticed an uptick in a lot of what's called inflammation related diseases, and those come into your brain. And then before you know, it's an epidemic, and that epidemic is going to work its way into the financial side. And we're starting to see the outcomes of that now. There's the link. That is fascinating. That is exactly because if I can help prevent some of that it can help some of your clients down the road. Oh, absolutely. Yeah. I mean, we used to do, part of our company was helping people with Medicare and it was crazy like the people that would come in that lived in more, let's call them like rural areas where they didn't have good access to food they didn't have good access to you know, good information around diet, their reaction time and their ability to process information and just how they could retain information, even in their mid 60s blew me away compared to other areas that were a little bit more affluent where, you know, they had access to food and that type of information. I mean, those people were, you know, whip smart, and they were able to, you know, have dialogues and remember what we talked about I was I think it's going to be a really big problem and it is now I think it's gonna get worse.An article just came out today, Bill and Melinda Gates are investing in a company to do micro encapsulation of nutrients they can actually get through in a be absorbed, so they can just sprinkle it as a powder in third world countries to try and help with these sort of micronutrient deficiencies. That when I see when I see stuff like that, when you guys are dealing with people, when you say, you know what would be really cool is to work with clients that can leave a legacy. That's pretty cool.Yeah. Being Bill Gates is probably pretty cool, too.Yeah. It's his... Bill, if you're listening we're open for business.Yeah. Like or subscribe or both.Yeah, yeah, it is a big epidemic that's coming I think... Melinda, I'm gonna give them a thumbs up. Are we cool with this? Yeah,It's tough too with the one last thing on care the care part of the plan most financial plans don't even think about that, you know, they're thinking so much about right now they're thinking about paying off debt and they're not looking at your family's your mom and dad or your mom down the road and how you're...The interesting thing is like, you would think our industry would be proactive in solving their own financial challenges, right? You think if you're a financial advisor, I'm sure you have your estate planning done. I'm sure you have all of your insurances in line, I'm sure you do proper tax planning, you know, got your investment portfolio property allocated for my, you know, work andYou didn't say Elvis collector plates, which is what 70% of my portfolios andWell, I mean, you're a great investor. So, you know, we can discuss that later. But you think that financial advisors would be the probably the first one on the list to get their financial house in order, but it's interesting how many Don't Oh, I've been on the consulting side, prior to starting my own firm and just having conversations with these folks and kind of looking through some of the, you know, the numbers and things in their own practice, it's, it's alarming how many people really don't do their own proactive financial planning, even if they're a financial planner, wealth manager. So I think it's, you know, if you're feeling any apprehension to like coming in and having those discussions, I mean, you're really not the only person. Like, it's pretty common.I just realized that we share a common spot here, which isbuy health insurance, or prepare for the future. A lot of people have to make this choice.Yeah. Now it's a good point.And I didn't even I didn't even think about that, that my parents generation did not really prepare for the future. And it's not their fault. They were post World War or my dad was post Korean War. And I don't know it was just they didn't really plan and soyeah, Yeah, I mean, Social Security's. I mean, a lot of folks are just retiring. And all they have is Social Security and Medicare. And I mean, it's medical expenses are through the roof, I don't need to tell you guys this, so I'm curious to see how we were able to address this problem, I think there needs to be a big change and, you know, outcomes for folks on the health side, because the health really drives your ability to either create or preserve wealth. And the worse off the average American is from a health standpoint, the more they're going to take from the system. And I just see that number keep going up and up and up. So hopefully, you guys can do good work and solve some problems. That's fascinating. I think that doctors and wealth managers need to be teaming up more and figuring out how, and be much more much more transparent about every Absolutely. Because even the way billing and all those things, there's so many things we can do now that are much more better outcomes and better for the client. The one other last thing about our parents generation, it's really tough about it all is that they were also conditioned to be very closed. Not every one of them but man. It's really really hard to talk to like, a dad or a mom sometimes and they don't always tell the children what they what they're doing with the money and you try to help them or different things. It's a, they're not super transparent. I don't know what it is, but it's a little tough.I think each generation has their own challenges. I think, you know, the silent generation is just like very close to the vest, you're not getting any information from that generation, the baby boomers, it's kind of hit or miss, you know, some of them done a great job with planning and others, you know, not so much. I think our generation like the Gen X, Y, I would say Gen X is the type that is reluctant to ask for advice, because they want to seem, you know, like they're an expert. You know?Gen X is?Gen X is, I don't know the exact age cuts, but I would say probably like 37 to 50. So early 50s. You know, and and this is really just kind of a heuristic. And this isn't like actual science or anything but just my observation interacting with folks. And then I would say Gen Y is done a terrible job of just saving in general. You know, like, it's more about living in the moment and travel and those types of...Gen Y is?20...late to mid twenties.So this is, so it's Gen Y millennial... Millennial. Yeah, Gen X is I think, a Gen X. But I think each generation presents with their own set of challenges that need to be worked through. And that's what I've learned over time as, as people walk in, and we have conversations with them, probably similar to you guys, when you meet with patients, you kind of know, generally what to expect and how to open up the dialogue and how to have questions to help them understand kind of the value of, you know, either good eating habits or good, you know, saving habits, depending on kind of the context that you're meeting them.You addressed a little bit Patrick and Tim, what it's like to have someone who now has a parent whose outliving  or outliving the coverage that they thought they were going to live. So we're talking about the health span versus lifespan situation and whether or not as you referenced they're going to move back home. What about the way that things have changed in terms of inflation specific to people as they plan for college now, probably over the last 15 years, and we've seen reports probably over the Last 10 where more and more people at the age of 18 don't tend to move out of the home. So, in other words, how do people retro actively kind of back plan by coming and talking to you on how they can readjust finances, because oftentimes the pride kind of plays into it. They're like, I don't want to look like I didn't plan for this. But the truth is, it's okay to say, I didn't plan for this. Help me get out of this. How do you approach someone like that?So just so I'm clear and clarifying. It's someone who hasn't adequately planned for some of these expenses, and then they're coming in and how do we kind of help them get through?Yeah, the environment changed to where whereas when, whenever I graduated was, whether you're going to go to college or service or just going to go and start your own business at 18. You're leaving, and over the last 15 years, more and more people graduate. They they stay at home. It's very expensive. The rate of inflation both for collegiate education is completely changed. I mean, my most expensive year or semester was 1500 dollars. Yeah. And that's obviously not going to happen anymore.I mean, I think it starts with just an acknowledgement that it's a trade off, right. So you there's only so much money to go around. And you need to rank your priorities. And if you have people living in your home, and that's taking away money that you could be putting towards your retirement. I mean, basically, what you're saying is that right now supporting your kids and making sure that those types of expenses are met outranks the priority of saving for retirement and other goals that you may have in the future. But it starts with an honest conversation about what are your priorities, and it is someone else, whether you love them or not, are they hijacking the vision that you have for your life? And are you okay with that? And I think that's really the first step. It's not really like, did you make good decisions or could you make better decisions, it's more, you know, here's where we're at, and it's not for good or for bad. This is a situation that we're in. Let's figure out what we want. If we can figure out what we want, then we can figure out the best path forward. And I think to add on to that, for people that are starting to have kids or maybe have young kids and you know, at some point they may be sending their kids off to college, should they put money in a savings plan for that, should they not? I think a lot of it just comes down to, you know, just being intentional about what you're you want. And then also, you know, what your, your kids may want too because I think that college will eventually decrease in cost. I think there's going to be, you know, opportunities for people to learn skills, and the workplace is rapidly changing. It's getting more competitive, in general to do business. So I think people are just going to be expected to have more skill sets in college right now the structure of it doesn't really lend itself to that. So I think we're going to see more dynamic learning environment, which should cut costs and be on average better for folks around the country.It's funny when you said to be saving that my I joked about tennis, but I do have a really big tennis family and I remember my son was 8 years old, and they brought in this consultant from England to talk about growth and adolescence. And somebody actually asked of the kids that you coach, how many of them went on to get a full ride scholarship? These are eight year olds. She lost it. She goes, here's a great idea. All the money you're doing spending on traveling all the money you're doing spending on private lessons, everything. Why don't you just put it into a college fund? There you go. And I just went, oh my god. Yeah, that's right their eight and they're asking you about college scholarships. Holy cow. We are. I mean, completely misguided here. So..Especially with the college system today in a lot of ways it's pretty broken. I mean, you definitely don't learn anything about real finance. You don't learn how to balance your budget. You don't learn about the tax code. You know?What if you happen to make it all the way through be a star athlete in football and get paid tons of money if you don't have a financial plan? Someone straight out of Austin, not that long ago, was a national champion quarterback has nothing to show for it and netted over 20 something million dollars?Yeah, I would say most athletes are just the deck is stacked because they have such a short career span, and you get that rapid rise. And they don't get good advice because the people giving them advice are the agents and it's a very kind of... It's an industry loan, you're loaning it for 5,7,10 year contract. Just the way that it's structured.And then it pays it back to the contract owner.It goes back to exactly what Patrick said, you have to be intentional. You have to be intentional with what you want to do. So if you want your kids to go to school, do something intentional and save for it. If you're going to make it all the way up, be intentional with this nice, this nice cash sum that you have it because it's not going to last forever. And there's no guarantee that even if your kids good enough that they're even going to want to play that sport when they get to school.Yeah, totally. You know, being intentional because we're talking we jumped right in and just started talking about all the stuff that we want to be excited about which is health and finances and stuff. But the reality is, how in the world did you guys meet? How did you form Surepath. Let's let's get into the stories now. I mean, clearly you guys, clearly you guys know what you're doing clearly you have the best intention of your of your partners, your clients. Now I want to know how this thing even came about how you built this.I mean, I I'm from Boston, Pat's from Philly area, and I moved down to Texas in 2013 2014. And so I had had a practice up in Boston and my family was that ended up down here in Austin. And so I was going back and forth just to service those clients. And there was an incredible time I was able to stay with some great families, and Finny Kuruvilla and a bunch of people like that who I only bring up because he's disrupting education right now with Sattler College. Their tuitions five grand a year and it's a fully accredited college Finny's a doctor and everything went to Harvard and MIT. But anyway, so I got to meet a lot of amazing people build some incredible community and things. But during that time, when I would come back to Austin for a few weeks, had a lot of downtime. I was going through a lot of family transition and things like that. So I started volunteering at a prison. And every Tuesday morning for about two years, I would go down there. And, and it was like towards about 18 months in. One of the lead guys in the prison ministries wife was a big financial advisor in town, and she wanted to talk about working together. And I'm like, that'd be great kind of having my practice here. And so let's talk. So, another new volunteer overheard us talking in prison, and they were walking into the actual prison to meet the men in there that we would meet with every week. And the new guys like, Hey, I heard you talking in the lobby, like what do you do? And I'm like, I don't really network at prison, but I will tell you, I do a little finance and things And then I walked up in a jumpsuit.That makes total sense why you guys felt comfortable stopping with me while I was holding the sign.If we can get this guy 10%.But anyway, long story short, he said, you ought to meet my partner. We do some Medicare things and he's a great guy. He's a CFA and a CPA and I'm like, Medicare CFA CPA. Interesting. So yeah, I'll meet I'll absolutely meet with him. So the next day I went and got a haircut and met with Pat and we just really hit it off. We were at Whole Foods in Austin it's about a coming up on February's of 2016 is when we did that.Did they give you a release?A temporary release, I had to wear one of those weird anklets. And I have like a guy following me.But yeah, so we met there. And then I think really just Pat was unwinding some other companies. He just moved back to Austin. He was doing some stuff back and forth in California another wealth management firm. And where I was at in life where he was at, like we started sharing some clients and ideas and before you know it, he's like, hey, man, here, the new business cards, website, everything like whoa, man, okay, this is awesome. And I didn't realize that he was as hard charging and together as he was, I mean, I knew he was but it was pretty impressive to see what he had already built out. So I left my other practice and full time we started Surepath. That was July 1 of 2016. And so that's how we met just a lot of good similarities in life. He's a bit nine years younger than me or so but about 20 years smarter than me. So it's a really good partnership.But that didn't prevent y'all from sharing some toilet wines. So that's pretty sweet.True. So that's, that's my side. You might have a couple of little details in there. But I think that's... Yeah, I mean, I think that's a great summary. I would say that, you know, what attracted us together I think, was just the the different skill sets. So Tim is like, great at meeting like if you're, if if you're a physician, and you go and meet someone, and if let's say Tim was a physician, and he would walk into the room, he would, every person would like him, like, in like two seconds, they go, Oh my god, I love my doctor. He's great. So Tim is great at building trust very quickly. On the relational side. I am more strategic and analytical. So I like to focus more on the practice and making sure that we're, you know, structuring everything correctly with like taxes and investments and financial planning and just better controlling the outcomes for folks and doing everything we can to deliver on our promise which is to help them reach the goals. So it's just a great combination where you know, I would, I get drained if I have to be in front of people like 10 hours a day, but Tim will be in front of people for 12 hours a day and then he'll go talk to a fence post for another 6.I'm sorry! I'm aware of that but it's just a...Alright seven seven hours.You want me to pull the splinters out or what? I gotta go talk to this dandelion.You're really going out with that guy? yeah, yeah he's a good dude. Okay, so great story about Tim is when the last time we were all together we're listening to live music. Remember, Tim took off to go to a friend's wedding up in Boston.Which shows which which in itself just shows total loyalty. which is...Total loyalty to your friends because you left that morning to go yeah, what's up Matthew don't know you. But I know this guy loves you. Because he left early in the morning from Salt Lake and then suddenly, he appears late night while we're listening to Christian Mills bands, right? Yep. And then... They're doing a Stones cover I think yea,Yea Tim rolls up with his with his beanie on and then... It was cold that night. It was snowing.Well wait, let's let's go ahead and paint the picture a little bit better. It's on the top of a mountain.Yes. Very top of the mountain. I could barely breathe.Yeah, high altitude sickness potential And much like Ron Burgundy here comes. But it was also kind of set up in a way that the top of the mountain had like different camps so if you want to be down at the campfire if you want to be at the live music, so I was kind of hanging out at the live music for most of the night. And then I just heard it as I was walking by it was loud. I mean, you can hear the on top of the mountain but it was yes. And then I'll stop talking.You know what, I'm gonna disagree with that because basically I saw your Uber barely make it up to the top mountain. Then you jumped out you're like I told you to wait till I got here.You pulled your your harmonica out of your sleeve and... You did jam though. Do you have your harmonica on you?You know I left it in the car.Can you go get it? Yeah. While we're sitting here talking a little bit. Just keep the mic on you're good.Yeah.Even if it's turned on?Don't go pee or anything and pull a Naked Gun move.ooh?I got you muted until you get back.All right, while we're sitting here waiting, let's talk personal stuff like, what's what's going on like the wife married?Yep, married. My wife is Brazilian. So we met about 10 years ago. She is a you know, she she was a crazy story. I wish she was here to tell it. But she, she started as a babysitter. She flew over from Brazil was going to school here. So she's an Au Pair program. And I grew up in Philadelphia, you know, we all look the same and Philly, like, you know, and then I'm out for my 23rd birthday. And I'm like, well, I had a couple drinks. So you know, a little bit stronger than hop tea. I look arond and go, you look a lot different than everybody else. So I walk up to her and you know, 23 years old and I'm like, Hey, how's it going? And she's like, couldn't speak English at that time. So, you know, I'm trying to talk to her and she's like, I can't speak English. And I'm like, that's okay.Did you ask her can you not speak English? Or am I just really drunk?Yeah, I think it was a combination.But no she really couldn't speak at that point. And I was like, Hey, can I get your number? Like, can I get you a drink? And she's like, No, she totally shut me down. I'm like, all right, well, I'm going to go then. So I accidentally, coincidentally rather ran into her three months later, at another place like 45 minutes away, and she recognized me at that point. And she could speak so that's that was the beginning of our relationships. So and she went from that to being like the head of sales for a tech startup in in Austin. So she covers like all of Latin America and is always like kind of in the air and manages a team of sales professionals and blows me out of the water.Next time she goes to Cabo man, that'd be a great trip for you guys but...Every time she posts on LinkedIn, like I do a lot of social media stuff like of a podcast and videos or I may  post something I get like 12 likes, my wife posts one thing 274 likes, like what, how do I how do I capture some of this start. She's a great woman.Awesome. Awesome person. No she's she's fantastic. No kids yet so we're planning on that soon. And I live in Austin, Texas. So I've been there for ever since I moved from Philadelphia really sitting there for about 10 years. How do you guys like Austin? We love it. Yeah, not probably not going to move, honestly. I mean, it's one of the one of the things like we're in an industry and wealth management, wealth management industry where I feel like it's important to be part of the community and like, have a physical presence so that we can actually meet with folks. So I do believe that being in Austin is important for our business, but I also really just like it, you know, it's a great, great city.I saw the other show are you guys actually in Georgetown. Is that where your physical office is?We have a Roundrock location we're actually getting hopefully a new office here. Like this week or next week. We're potentially moving spaces down towards downtown so we have a couple satellite offices and you know, but we're getting the main hub which will be fun.Yea it's a nice place. You'll have to come down. We're hoping to have a nice little setup like this.That's awesome. Hey, what was the song that you played?Oh, it was a was a Rolling Stone song and truth be told I don't play harmonica regularly. I just happened to have it in that bag because when we were in Croatia, the acoustic guy in Croatia was playing a lot of really pretty songs and I was like, man, I wish I brought my harmonica because I know I didn't bring mine too so I said I'll bring mine to the next event. So I had it with me and I didn't know if he was gonna be playing it was Christian Mills and it was the other guy with the longer hair... You weren't there you were in Croatia so that's why I brought it so I just had it on me for that reason. Where did you get the tombstone style hidden gun thing where do like a little spring loaded thing?Did I do that you know when I pulled it out? Yeah. Yeah. You know, well, I was talking to Christian you know, as musician speak you just kind of ,I'm not really a big musician, but I was looking at him I was like, I held up my harmonica and I just pulled it out and then when I went up there...you know if you play that we can't, we won't be able to layer it on YouTube.Oh, that's right. You can't just play other people's I was gonna I was gonna play the same song. And let you kind of rock on with it.It was the Stones? What was what song was it? It was a I forget the name of it...It wasn't give me shelter.No, it was.Are you able to do that?Yeah, inverted yield curve?  That will probably be you. Yeah.Well, I was just gonna say what I want to do is hear a little I want to hear a little harmonica. And one of the neat things that we have here in the studio is we've got a whiteboard and I want to ask, I just want to draw out something that is typically kind of hard for somebody some, I'm just a simple country, butt Dr. from Texas. And so I if I could see it on a whiteboard. And one of the things one of the things you were talking about during your lecture was this inverted yield thing and I was like, I don't know what that is but...I'll give a little intro for the inverted yeild curve.So let me go ahead and set that up.This things kind of a little old so...Some set up music here by Mr. Tim Power. Oh there's no reason to stop we're just now pulling the curtain back. There was nothing wrong with that at all.If the music's playing I can jump in I play a lot better just on my own it's a little harmonica is a little insolated.That harmonica means the whiteboard is coming out.Maybe it was a little higher up than i thought. The air was a little thin and all of us were like...Well with the band like the Christian Mills it was it was just a no brainer so I knew I could get up there and just play anything and it would sound okay.Well I'm gonna throw it to either guy but it's kind of interesting because inverted yield. I was trying to talk to.Pretty weird right?  It is super weird. So we got some markers here. I'm going to bring you a camera. Tim you can narrate while you draw and then Pat, wait I'm sorry, Pat, you can narrate Patrick.So Tim if you want to narrate or who's gonna draw? Yeah whatever.You just move your chair.I get the cordless mic. Sure. The director's chair.The director's chair.And I might move that a little too. First time we're trying to move. There we go.You get that okay? Good enough? Good enough. Alright.We're gonna do a whole little lecture on inverted yield and why this is important to understand that so that as we're looking at investments, You can just draw kind of a vertical horizontal guy. And so you're going to do Time, time over here, interest over there. Yeah. So time.Time is going to be on his x axis, and the interest is going to be on the Y the vertical.So generally, just to kind of set the stage here, because this is actually a fairly complicated topic these guys gave us absolutely no heads up on the inverted yeild card. But usually what you would expect as you go out over time that you would be compensated by increased rates. So for example, let's say a bank was going to lend you money and they were going to lend you for, you know, 15 years, right versus a year. Imagine, actually, let me back up. So imagine you were gonna to lend someone money and and you could lend them an amount of let's call it $100,000 for a year, or you could lend them $100,000 for 15 years. Imagine why would so why would you ever lend them $100,000 for 15 years, if you got a lower rate of interest, then if you could lend for one year, right? So the weird thing about an inverted yield curve is it's exactly that. You can lend in the short term for higher rates than you can lend in the long term. So if you think about it, from an investor's perspective, there's really no reason to take any risk. There's no reason to go out and lend for 10,15,20,30 years out on the x axis, because you're not compensated for doing that risk and return are generally related. So what you would expect is if you're going to lock up your capital, and you're going to land for 5,10,15,20 years, and you're not going to see that back for 5,10,15,20 years, you're going to want a higher interest rate. Well what happens with an inverted yield curve is you actually get a lower interest rate, which is counterintuitive. So it's the market generally signaling that interest rates are expected to fall in the future.So where where does that signal come from? This is where I'm confused.So the way that markets price interest rates are securities, it's kind of there's a number of factors, right? So there's supply and demand. There's people coming to the market and saying, I want to lend and I'm, I'm willing to lend and other people saying I want to borrow, right. So part of that is going to drive the interest rate. So supply and demand. The other thing is market forces, right? So you got things like quantitative easing, and have happened, you've got, you know, just fluctuations in, you know, how how liquid capital is, and how available it is money supply. So there's a lot of factors that could potentially go into the shapes of the yeild curve. But there's really no explanation that is 100% accurate to say how the yield curve is going to shift or change. It's very, very hard to predict changes in the yield curve. So really the only thing that you can do is act based on the information that's available to you. And what this yield curve that Tim has so beautifully drawn up here tells me as an investment manager is, I'm not going to take turns, it's called term risk. There's really no reason for me to go out and take term risk, because I'm not compensated for it. I'm not willing to lend for 10 years for 1%. I'd rather lend for 10 years 1% I'd rather lend for one year and maybe get three to four. Right? There's, there's no reason for me to take that bet. And the interesting thing is, yeild curves, if you look at the data, they can also have some predictive power as far as how financial markets are going to go. This is a this is a, a bad sign, gen

Recorded 18 August 2019Its a Cracka! We chat to Kyle Langford - the Busiest man in sailing.We talk to him about being a World Champion, winning the Americas Cup, doing the Volvo Ocean Race, and the SailGP where he is the wing trimmer for Team Australia, (plus the Ginga Challenge)We find out how he got thereWe farewell Tom Hutchinson of Future FibresGet the official vote results for the Laser VoteWhat happens when Bice, Beer, Police and Machine Guns come together, and..We ask are Jordan and Bicey Vegans???@kylelangford1 #alwayspositive #negativetothenegative #barkarate #lendyscowesweek #airlieraceweek #hashtag #sailgp #laserclass #futurefibres #RIPtomhutch #gingachallenge

https://youtu.be/6YjkLK1Noto 1 Sam 26 Are you Down? - committed 6 David then asked Ahimelek the Hittite and Abishai son of Zeruiah, Joab's brother, “Who will go down into the camp with me to Saul?” “I'll go with you,” said Abishai.This is a very interesting story- Saul is chasing after David to kill him. David is with these guy Abishai. Saul is getting close to David and one night they go down into the camp and everyone is asleep. David and Abishai stand over Saul and Abishai has the chance to kill Saul but instead they just take his Spear and water Jug. Next day they chastise Abner from across the valley who was supposed to be protecting King Saul- King Saul hears Davids voice and realizes that he could have been killed and realizes that David loves God and him and Saul relents and forgives David and promises he's going to stop trying to kill him. The committed steps up I'll go with you 6 David then asked Ahimelek the Hittite and Abishai son of Zeruiah, Joab's brother, “Who will go down into the camp with me to Saul?” “I'll go with you,” said Abishai. in the story- this guy Abishai has no idea exactly what David is going to do down thereWe find out later, but Abishai may think that this is going to be the time when he will get to whack King Saul- Kill the guy who has been attacking his leader- DavidBut here's what I love about his heart- He didn't ask any questions. He didn't show any reluctance. He didn't hesitate. It was time to do something and he was down for it 100%. “I'll go with you”  David- I trust you. I believe in you. I've seen you. If you're going- I'm goingOne of the hardest things you'll do in your life is step up and make a commitment to somethingPeople used be committed- Job, Mortgage, Marriage, Friends, Small towns- Couldn't go other stores- you had to figure it out- You were committed to each other. People would have a sense of pride of ownership and involvement- My neighborhood, school Now? Totally comfortable with someone else doing it while we sit back and watchThis should not be the case for the church. Not at all. A Christ followers steps up  when the Lord asks them to do so- But it doesn't happen- Turn a deaf ear. Why do people enjoy challenging sermons that they have no intention to respond to? Church is one of the few places we tolerate this- Gun club- Commit- Work- Show up- NopeAbishai was DOWN. He was like- Whatever it is. I'm good with it. Its valorious to step up for God. Its spiritually dangerous. Its Heroic what we do for JesusSome people don't see it that way- but it truly is. Nothing more importantEphesians 2:10  For we are God's handiwork, created in Christ Jesus to do good works, which God prepared in advance for us to do.It shouldn't matter what the word of God, or a pastor or member in the church asks you do to. “I'll go with you” should be your answer. Cause here's the deal- its never going to be detrimental to your spiritual walk. What do we ask? Kids? Clean? Show up? Tithe? Serve ForgiveIn war- Balloon in Civil war, wwi etc, Goes up- Run the other way? No- run towards! Will you be an Abishai? Will you step up? Will you commit to it? Will you step up? 2. The Committed takes correction Abishai said to David, “Today God has delivered your enemy into your hands. Now let me pin him to the ground with one thrust of the spear; I won't strike him twice.”READ v 9-11 9 But David said to Abishai, “Don't destroy him!Abishai was down to do what he was asked to do. “I'll go with you”But when they got down to do what they were going to do- Abishai had his own ideas of what he thought they should do- Lets kill King Saul!But David rebuked him- He's like “nah man- HE's still God's man- lets not do this” Interestingly enough- Abishai doesn't push back against the man he agreed to go down withDavid tells him what they are doing and why they are doing it and that's enoughIf only it was that easy in the ministry!So many people  are so headstrong they can't even allo...

https://youtu.be/6YjkLK1Noto 1 Sam 26 Are you Down? - committed 6 David then asked Ahimelek the Hittite and Abishai son of Zeruiah, Joab’s brother, “Who will go down into the camp with me to Saul?” “I’ll go with you,” said Abishai.This is a very interesting story- Saul is chasing after David to kill him. David is with these guy Abishai. Saul is getting close to David and one night they go down into the camp and everyone is asleep. David and Abishai stand over Saul and Abishai has the chance to kill Saul but instead they just take his Spear and water Jug. Next day they chastise Abner from across the valley who was supposed to be protecting King Saul- King Saul hears Davids voice and realizes that he could have been killed and realizes that David loves God and him and Saul relents and forgives David and promises he’s going to stop trying to kill him. The committed steps up I’ll go with you 6 David then asked Ahimelek the Hittite and Abishai son of Zeruiah, Joab’s brother, “Who will go down into the camp with me to Saul?” “I’ll go with you,” said Abishai. in the story- this guy Abishai has no idea exactly what David is going to do down thereWe find out later, but Abishai may think that this is going to be the time when he will get to whack King Saul- Kill the guy who has been attacking his leader- DavidBut here’s what I love about his heart- He didn’t ask any questions. He didn’t show any reluctance. He didn’t hesitate. It was time to do something and he was down for it 100%. “I’ll go with you”  David- I trust you. I believe in you. I’ve seen you. If you’re going- I’m goingOne of the hardest things you’ll do in your life is step up and make a commitment to somethingPeople used be committed- Job, Mortgage, Marriage, Friends, Small towns- Couldn’t go other stores- you had to figure it out- You were committed to each other. People would have a sense of pride of ownership and involvement- My neighborhood, school Now? Totally comfortable with someone else doing it while we sit back and watchThis should not be the case for the church. Not at all. A Christ followers steps up  when the Lord asks them to do so- But it doesn’t happen- Turn a deaf ear. Why do people enjoy challenging sermons that they have no intention to respond to? Church is one of the few places we tolerate this- Gun club- Commit- Work- Show up- NopeAbishai was DOWN. He was like- Whatever it is. I’m good with it. Its valorious to step up for God. Its spiritually dangerous. Its Heroic what we do for JesusSome people don’t see it that way- but it truly is. Nothing more importantEphesians 2:10  For we are God’s handiwork, created in Christ Jesus to do good works, which God prepared in advance for us to do.It shouldn’t matter what the word of God, or a pastor or member in the church asks you do to. “I’ll go with you” should be your answer. Cause here’s the deal- its never going to be detrimental to your spiritual walk. What do we ask? Kids? Clean? Show up? Tithe? Serve ForgiveIn war- Balloon in Civil war, wwi etc, Goes up- Run the other way? No- run towards! Will you be an Abishai? Will you step up? Will you commit to it? Will you step up? 2. The Committed takes correction Abishai said to David, “Today God has delivered your enemy into your hands. Now let me pin him to the ground with one thrust of the spear; I won’t strike him twice.”READ v 9-11 9 But David said to Abishai, “Don’t destroy him!Abishai was down to do what he was asked to do. “I’ll go with you”But when they got down to do what they were going to do- Abishai had his own ideas of what he thought they should do- Lets kill King Saul!But David rebuked him- He’s like “nah man- HE’s still God’s man- lets not do this” Interestingly enough- Abishai doesn’t push back against the man he agreed to go down withDavid tells him what they are doing and why they are doing it and that’s enoughIf only it was that easy in the ministry!So many people  are so headstrong they can’t even allo...

Welcome to HOOVERING, the podcast about eating. Host, Jessica Fostekew (Guilty Feminist, Motherland) has a frank conversation with an interesting person about gobbling; guzzling; nibbling; scoffing; devouring and wolfing all up… or if you will, hoovering.This week’s episode was recorded LIVE from the underground wonderland that is Vault Festival. My guests were Bake Off’s Manon Lagreve, This Country’s Ashley McGuire and comedy superstar Romesh Ranganathan. It’s a really really funny one. Everything written below in CAPITALS is a link to the relevant webpage. Tickets to see Hoovering LIVE in 20194th MAY - MACHYNLLETH Festival - Guests: Kiri Prichard-Maclean, Jess Hope-Jones and someone, probably with just one name, being announced soon26th MAY - WELLS Comedy Festival - Guests are incredible and being announced super soon9th JUNE - UNDERBELLY Festival Southbank - Guests are Sara Pascoe, Tom Allen and Liam Charles (off of Bake Off and ‘Liam Bakes’)Honourable MentionsOur guests for the day were the incredible MANON LAGREVE, ASHLEY MCGUIRE and ROMESH RANGANATHANOur food for the show came from the amazing OMNI COLLECTIVE and TYNE CHEASEWe talked about LA’s famous CAFE GRATITUDEWe all agreed you should go and see Ashley in TOP GIRLS at the NT, it’s still on - I’m determined to get thereWe heard about great Vietnamese food in Waterloo from the BAHN BAO BROTHERSAnd finally we talked about brilliant TV shows called DEAD BOSS, MAN DOWN and FRIDAY NIGHT FEASTOH, AndIf you have got a any spare dosh to give a month I’m on this great site called PATREON where I exchange for rewards including exclusive content for your hard earned cash which means I can keep doing and improving the podcast. Click on the word PATREON, either of them See acast.com/privacy for privacy and opt-out information.

I Am Rabbi Rachel on the Big Island of Hawai'i. In this episode, I was called to share about Passover, Seder, Exodus, and more. Shaloha! I'm just putting it out thereWe shall see how it goesI trust and have faithLet's see how it growsI know I am supportedAll in Divine FlowI am what I amRaw and uneditedHere we GO...Support the show (https://secure.squarespace.com/checkout/donate?donatePageId=5826c088d2b8570fc609c7b6)

Ethics in marketing? Yes. Marketing needs ethics, too. After all, many people say “marketing” like it's a four-letter word. Senior Staff Instructor at LinkedIn Learning, Morten Rand-Hendriksen joins us this week on WPblab to talk about ethics in marketing. With a passion for learning new things (including ballroom dancing with his wife), philosophy, and accessibility, Morten is well-known as an advocate for all things forward-facing in tech but realizes the ethics implications. Join us this week for the live chat to ask Morten your questions.Twitter: @mor10Site: http://mor10.com/LinkedIn Learning & Lynda.comStudied Philosophy at UniversityEthics 101 (definition) … there are two terms you hear all the time – ethics & morals – two different aspects of the same thing (two sides of the same coin)Morals – internalized understanding of what is right and wrongEthics – a human definition of systems that you use to define what is right and wrongIf you look at Ethical Theory, you are looking at Moral Traditions – confusingly!There is often a disconnect in understanding the terminology between the two“Cryptomining is a good example of why the web design industry needs ethics”Ethics (as defined by Moren) – the rules that we create to allow us to judge individual actions and see if they are justifiable in a moral context“Why don’t people in the WordPress community copy each others themes and release them in a different name” – there’s nothing that explicitly prevents it, but there are ethics that keep them from doing soKant’s Categorical Imperative (wikipedia) – act as if you want your act to be a universal law – this is how people should always behaveWe need ethics in marketing – as you release this thing into the world, how do you want it to be handledThere’s a common misunderstanding that ethics provides you a list of dos and don’ts – it doesn’t – that is dogmatic moralism. Rather, ethics give you the tools to at least attempt to think through the decisions you make, before you turn those decisions to action (and see what the consequences might be)Example: There is code that you can currently install on your site that runs crypto mining processes on the computers of everyone who visits your site – generates money and sends it back to the owner of the siteSalon is using adblocking readers' CPU power to mine cryptocurrencySalon to ad blockers:Can we use your browser to mine cryptocurrency?Salon has every right to hijack your laptop to mine cryptocurrency while you read it – businessinsider.comThe JavaScript Supply Chain Paradox:SRI, CSP and Trust in Third Party LibrariesDonate Your TabConsequentialism – what are the consequences of your actions and do those consequences improve the common good? It is okay if some people are disadvantaged as long as the large majority are advantaged.In the case of the Crypto code – everyone is disadvantaged but the website owner, so Consequentialism would say – don’t do this!Duty ethics – you have to perform acts in a way that you would want every other person to behave in that same situation, not because you have to, but because you actually believe that’s how it should be doneYou have a duty of care to everyone who interacts with your website – unless you explicitly state that you are doing this, you are failing your visitorsVirtue Ethics – what kind of person do you become by performing the act. This is the oldest of these theories.  The idea is that a human can only become virtuous by aspiring to a set of virtues.Is this the type of person that I want to be?  That I would want everyone else to be?Capability Approach – the morality of an act has to be judged on what capabilities it grants the person it is acted upon. Does it improve their capabilities?Start thinking about how what we are doing effects the ends user. What kind of future am I building for the people who are using this site?A tiny toolkit to help you answer your own questions!What kind of world am I building for the end user?Who do I become by doing this?Do I want every other person to do this in the same circumstance?Am I increasing the overall utility for everyone? (everyone might be end user)What is the value of getting an influencer to say something about your product?You think they have more authority (there is value / money in that)It’s because people innately believe what they say – even if not true – and respond to that influenceIf you “ghost write” a review and make it seem as if it’s written entirely from the influencer, then the whole trust equation falls apart – your duty of care (ethically) would require you to disclose that information to your audienceThe “Milli Vanilli” effect100% GPL – if you aren’t 100% compliant, you can’t sponsor a WordCamp – how do ethics apply hereSomeone has to make a decision about who is affected and who is not, it can become a very subjective decision. In WordPress, that person is often Matt Mullenweg – we are granting him license to do this by following alongThe WordPress community largely rises and falls based on whether people are willing to buy into the importance and need of GPLEthics is complicated – every single person who is in the conversation will have a different viewpoint – if it’s a good ethical conversation, you touch on all the pain points enough that people are satisfied and everything has been accounted forIf we start over – what capabilities should we grant the end user and how do those capabilities help them improve their lives. One of the big values is that WordPress is free and (relatively) safe to use … you can formulate some overall idea.  We are granting the capability to publish to the internet anyone who has access to any internet connectionThere is a constant battle between wanting to be the type of person who creates things for the WordPress community to freely use (open source) and also needing to be able to provide an income for yourself and your family – what is our ethical responsibility to ourselves and the end user?Bridget: If you’re going to build a product and you decide to start with those 4 ‘toolkit’ questions as part of your branding standards, then you would already be about 70% of the way thereWe are building a world for our end users – what kind of world do we want to build for them? What are the consequences of our choices? Ethics should not be a wet blanket on our creativity, it should be a hearth that keeps all that creativity from ‘burning down the house’What did we do wrong here? How did we end up in the place? What can we do to keep it from happening again?Tools of the Week—Bridget: HemmingwayApp.comJason: still using SetApp – but wishes it had Magnet (allows you to move items around on the screen to the edges and makes the windows snap)Morten: Pocket – save articles to read later – strips out all the ads and just gives you the text – it can also read it back to you!  Even works with the Kobo e-Reader!!Suggested reading for everyone: Virtual Reality As Possibility SpaceLet us know who helped us out with the show notes (we’ll link to you)Cheryl LaPrade @yaycherylSherie LaPrade @heysherieJames Tryon @jamestryon (but not enough for a true bi-line)The post WPblab EP94 – Exploring the Ethics of Marketing with Morten Rand-Hendriksen appeared first on WPwatercooler. See acast.com/privacy for privacy and opt-out information.