Podcasts about personal banking

BA Fam, we’re in our investing bag today—and who better to guide us through this unpredictable market than Racquel Oden, Head of U.S. Wealth and Personal Banking for HSBC (yes, that HSBC)? With 30 years of experience under her belt, Racquel breaks it all the way down: why now *isn’t* the time to panic, how to pivot smartly, and what staying “active” with your money really means (spoiler: it’s not staring at your account every five minutes). Mandi gets personal about her own portfolio (yes, she opened the statement during the episode), and Racquel walks her—and all of us—through what to look for, what questions to ask, and why we all need to stop avoiding our finances like that dentist appointment we keep pushing back. If you've been wondering whether you should move money, sit tight, or finally talk to a pro—this episode is your sign. What We Discuss : Why market dips can actually be buying opportunities (especially in sectors like AI, healthcare, and utilities). The real definition of “active investing” (and why it doesn’t mean day trading). Why diversification > putting all your eggs in one stock basket. How to figure out your risk tolerance and time horizon like a grown-up. Why now is the perfect time for a financial check-in, not a freak-out. LET’S STAY CONNECTED Instagram: [@brownambitionpodcast](https://www.instagram.com/brownambitionpodcast) Website: [brownambitionpodcast.com](https://www.brownambitionpodcast.com) Subscribe & leave us a review—because we love hearing from our BA fam!See omnystudio.com/listener for privacy information.

This is a remedial course in how banking works, the tension between deposit rates and borrowing rates, and the way in which freedom and virtue are cultivated by true relationship banking. An episode you won't want to miss!

Part 1- Listen in to Part 1 of the series with the Bermuda Bankers Association. CEO Geoff Scott describes the BBA's purpose as well as the critical role that financial literacy plays in the economy in Bermuda.   Part 2 - Listen in to Part 2 of the series with the Bermuda Bankers Association: Financial Crime – learn more about how easily fraudsters impact us and how to better protect yourself.   Part 3 -Tanya Bule was appointed as Head of Wealth and Personal Banking, HSBC on 1 May 2020. Before her promotion to Interim Head of Wealth & Personal Banking (previously known as Retail Banking Wealth Management (RBWM)) in September 2019, Mrs. Bule joined the Bank in 2015 as Chief Operating Officer of the RBWM HSBC global line of business.   Sponsored by Bermuda Bankers Association www.bermudabankers.org

Dexter Cousins welcomes Sean O'Malley CEO of AMP Bank for his Fintech Chatter debut. It's been a BIG week for AMP Bank as they launched their new digital mobile-first bank aimed at helping small business owners manage their business and personal finances.Dexter and Sean discuss the role of technology in modern banking and how an established financial institution tackles innovation.Sean and Dexter uncover AMP's extensive research on the needs of small businesses and the need for more human support in banking. Sean also shares the thesis on the problem they're solving and the rapidly evolving nature of how, when and where people work.And Sean shares his secrets to successful partnerships showcasing their relationship with UK Fintech Starling Bank and their ‘Engine' platform.About Sean O'Malley Sean O'Malley was appointed the Group Executive of AMP Bank in September 2021, after 11 years at AMP. He is responsible for the management and growth of AMP Bank, delivering its future growth strategy, uplifting its digital capability and ensuring the ongoing delivery of high-quality products and services to customers.He has over 25 years of experience in delivering enhanced business results, predominately in the financial services industries.About AMP BankAMP Bank is aiming to disrupt the small business banking market in Australia. They have launched a fully digital, 24x7 human-supported, full-service Bank to help serve the needs of the Australian small business community.Their aim is to help Small businesses get started, survive and thrive, embracing the challenge of bringing new thinking, new ways of working and new bold ideas to a 26 year old Bank, inside a 175 year old Super & Wealth business.Key Takeaways AMP Bank has launched a fully digital offering for small business owners.The future of work is evolving, with more emphasis on gig and flexible employment. Sean sees continued growth in small and micro businesses as a result.The banking industry faces challenges in balancing innovation and risk management.Brand reputation is crucial for banks, especially in the digital age.Curiosity and a willingness to learn are key traits for success.AMP Bank is focused on building a customer-centric culture.Partnerships are vital for delivering innovative banking solutions.Chapters00:00   The Launch of AMP Bank's New Platform03:39   Targeting Small Businesses & Personal Banking Customers06:03   Insights on the Future of Work11:13     Viewing Business Failures as Learning Opportunities14:18    Embracing the Challenges of Modern Workforces17:31     Lessons from Fintech Startups and Neobanks23:00   Navigating Change and Innovation at AMP27:28    The Importance of Strategic Business Relationships31:53    Risk Management in Fintech Partnerships35:58   Talent Acquisition and Staff Retention38:59   Managing Stress and Building Resilience43:50   Future Outlook for AMP BankSend us a textSubscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Connect on Linkedin: https://bit.ly/3DsCJBp

Send us a textLive from Munich Germany on today's podcast is Dr. Marlene Wolfgruber, AI Strategy Lead at global automation company ABBYY and, between her advanced education at Ludwig-Maximilians-Universität München, a school Google's AI tool Gemini says is one of Germany's best and a leading university in global rankings., and her work for  ABBY, a global technology company specializing in intelligent document processing (IDP), process mining, and linguistic software., she brings  two decades of AI knowledge to the show.She brings a captivating message to the show: . What's especially caught our eye is this: “Financial institutions will leverage AI-powered hyper-personalization to deliver finely tuned financial products and advisory services, dynamically adjusting to individual customer needs, preferences, and financial behaviors in real time. “As I read that it is saying that while today meaningful personal banking services are reserved for the highest economic strata, AI will usher in a new day with all of us will be able to get genuinely personalized advice and suggestions that will come not via a human but a machine.And the  AI advice just may be very, very good.Along the way Wolfgruber tells how close we are to that day of real personalization and what has to happen to get there.She also offers fascinating insights into the journey that has brought AI to where it is today - and also why suddenly ;y large language models such as ChatGPT are on every lip, certainly every lip in credit union c-suites. Oh, and while Dr. Wolfgruber has the credentials that certify her as a propellerhead, she talks in a way  that I can understand and that means you can too.Listen up.Like what you are hearing? Find out how you can help sponsor this podcast here. Very affordable sponsorship packages are available. Email rjmcgarvey@gmail.com  And like this podcast on whatever service you use to stream it. That matters.  Find out more about CU2.0 and the digital transformation of credit unions here. It's a journey every credit union needs to take. Pronto

Today's guest is Edward Maslaveckas, CEO and Co-founder of Bud Financial. Bud provides transactional lending analysis and advanced AI solutions for power affordability and credit lifecycle management. Edward returns to the program to talk about use cases across financial services that are going to transform the personal banking space, from back-office services to customer-facing applications. Throughout the episode, Edward talks about what will come easiest to born-digital fintech startups before they will eventually need to gain the trust and proximity to retail banking customers that legacy organizations have. If you've enjoyed or benefited from some of the insights of this episode, consider leaving us a five-star review on Apple Podcasts, and let us know what you learned, found helpful, or liked most about this show!

Today's guest is Edward Maslaveckas, CEO and Co-founder of Bud Financial. Bud provides transactional lending analysis and advanced AI solutions for power affordability and credit lifecycle management. Edward joins us on today's program to talk about the biggest challenges in driving personal banking experiences, and what the landscape between legacy and fintech organizations might look like given the practicality of adopting large-scale generative AI use cases in different kinds of financial institutions. If you've enjoyed or benefited from some of the insights of this episode, consider leaving us a five-star review on Apple Podcasts, and let us know what you learned, found helpful, or liked most about this show!

According to recent Q2 research, 74% of people across generations want more personal banking experiences, and 70% trust their financial institutions to create those experiences using data and AI. Yet, many banks and credit unions struggle to deliver the level of personalization consumers expect from their digital experiences. On this episode of the Banking Transformed podcast, Anthony Ianniciello, VP of Product Management at Q2, and David Sant, Chief Strategy Officer at Cyprus Credit Union, explore how financial institutions can transform commodity banking transactions into differentiated, personalized experiences that build lifetime relationships. Our guests share insights from both the technology and implementation perspectives, discussing real-world challenges and solutions in building a modern banking relationship strategy.

WorkL Founder, Lord Mark Price speaks to Steven Cooper CBE ─ Group CEO of Aldermore Bank.Before joining Aldermore Bank in 2021, Steven was CEO at C. Hoare & Co, the UK's oldest privately-owned bank, where he developed and led an extensive programme of change. At the age of 16, Steven worked at Barclays, starting as a branch cashier and worked his way up to lead several of their major businesses, including Barclaycard Business Solutions, Personal Banking for UK & Europe, and Business Banking in the UK.In this episode, Steven discusses some pivotal moments in his career, the attributes needed for a successful career in finance and highlights why finance is an option for people from all backgrounds and education levels. Steven's passion for social mobility plays into his role as Group CEO of Aldermore Bank, emphasising ethical business practice at all levels. This podcast is brought to you by WorkL. Visit WorkL.com to find a job in the happiest workplaces, take our Happy at Work test, network, get career support from experts and much more. Work Happier with WorkL.

Welcome to the Corporate Treasury 101 podcast!In today's episode, we discuss Trends in the Payment Industry and how they impact Treasurers, with Bruno Mellado from BNP Paribas.Bruno Mellado is the Global Head of Payments and Receivables at BNP Paribas. With expertise in cash management and payments, he excels in delivering client-driven solutions by leveraging innovative technologies and collaborates seamlessly with corporate clients, IT organizations, and Fintech partners to navigate market and regulatory changes.BNP Paribas is a prominent European bank with a global footprint spanning 65 countries. The bank excels in Commercial and Personal Banking, Investment and Protection Services, and Corporate and Institutional Banking, providing comprehensive financial solutions for individuals, businesses, and institutions worldwide.In the episode of today, expect to learn:What is happening in the Payment space lately?What B2B Payments, Real Time Payments, e-invoicing and ISO 20022 are?How have changes in technology and regulations affected Treasurers in the Payments world over the past few years?How to make your case as a Treasurer to lead your transformation journeyWhat is BNP doing in this space to help their clients embrace change?And… much more!Links & References:Bruno on LinkedIn: Click Here.BNP Paribas Website: Click Here.__________________________Learn the fundamentals of corporate treasury by downloading our free ebook at www.corporate-treasury-101.com Connect with us on LinkedIn: https://www.linkedin.com/company/corporate-treasury-101/If you have any questions or topics you want us to tackle in the future, reach out to us on Instagram or email us at contact@corporate-treasury-101.com.

Embedded financial products and flexible payment solutions are reshaping how consumers interact with banking services. As commerce increasingly shifts toward integrated experiences, the ability to seamlessly embed financial services — from buy-now-pay-later options to comprehensive lending solutions — directly into the purchase journey has become critical for merchants and financial institutions. Terry O'Neil, Head of Connected Commerce for Citi Retail Services and Head of Strategic Partnerships for Citi U.S. Personal Banking, joins the Banking Transformed podcast to discuss how the convergence of traditional banking capabilities with modern digital experiences creates new growth opportunities while challenging established business models. The discussion explores the impact on consumers, merchants, and financial institutions as we move toward an increasingly integrated financial ecosystem.

Whether you are a permanent resident or a foreign worker who just moved to Canada, you might be unfamiliar with Canada's banking and credit system. The challenges of starting a new life and build your credit history in Canada might seem difficult to newcomers, so we have invited Gayle Ramsey, Head, SVP, Everyday Banking, Segments & Customer Growth, Personal Banking from BMO, who will join us to talk about BMO NewStart® Program, which offers banking products and services to make new beginnings simpler in Canada. Find out more about BMO's banking offers for newcomers and connect with BMO on Facebook, X, Instagram and LinkedIn.

There is widespread agreement that newcomers are needed to help fill jobs in Canada.  But how best to do that? Daniel Bernhard, CEO of the Institute for Canadian Citizenship, is here with some creative examples of companies overcoming hurdles. Then, helping newcomers build credit after they arrive in Canada. Gayle Ramsay, Head, SVP, Everyday Banking, Segment & Customer Growth, Personal Banking at BMO, tells us about the BMO NewStart® Program. And, we'll speak with Yewande Oduwole, creator and host of The Wealthy Immigrant podcast.  Plus, saving money on groceries. Dee Debarros from the “Coupon Couple” shares her budgeting tips. To find out more about the guests check out: The Institute for Canadian Citizenship: Facebook | Instagram | X | YouTube Daniel Bernhard: LinkedIn BMO Financial Group: Banking offers for Newcomers | Facebook | X , Instagram and LinkedIn Dee Debarros: Coupon Couple Facebook Group | Instagram | TikTok | Facebook Yewande Oduwole: The Wealthy Immigrant Podcast | LinkedIn | Instagram Bruce Sellery is a personal finance expert and best-selling author. As the founder of Moolala and the CEO of Credit Canada, Bruce is on a mission to help you get a better handle on your money so you can live the life you want. High energy & low B.S., this is Moolala: Money Made Simple. Find Bruce Sellery at Moolala.ca | Twitter | Facebook | LinkedIn

Col. Mike Connor, a retired US Air Force Colonel and a real estate investor at HQ Becoming Your Own Banker, reveals how specially structured whole life insurance policies empower individuals to become their own bankers, enabling entrepreneurs to control their finances, grow wealth, and build generational stability. Show Guest: Col. Mike Connor HQ Becoming Your Own Banker HQBYOB.com (210) 940-4244 #SanAntonioBusinessPodcast #SanAntonioBusiness #SanAntonio ▶ Subscribe to our YouTube Channel: https://goo.gl/dzqVGV Host: ✅ Marc Ebinger

Are you fully present in every meeting?Taylan Turan, CEO of Retail Banking at HSBC Wealth & Personal Banking, explains how this habit helps him stay resilient and be respectful of others.  In this episode, we also discuss:His style of leadershipJudging people not by their actions but rather their intentionsThe power of frameworks and framing problems before taking actionBeing intentional with curiosity and personal connectionsNavigating complexity by being confident and not complacentWhat we can learn from three tips he has for his daughterBased in London, Taylan is a member of the global executive committee of HSBC Wealth & Personal Banking. He has responsibility for a diverse portfolio including the Strategy Office, Retail Banking Customer Segments, International Business and Retail Banking Products, Payments, Marketing, Physical and Digital Channels and Data, Analytics and CRM. Taylan also serves as a non-executive director of HSBC Asset Management. Since joining HSBC in 2009, he's held a number of global, regional and country roles at the bank. Prior to HSBC, he held senior executive roles at Citigroup and Barclays across a number of markets including Turkey, Russia, the Middle East, Africa and Asia.For more, follow Manageable Conversations and tune in to insights and advice straight from business leaders like Taylan. Each month we bring inspiration such as this and much more to our community of managers world-wide who are boosting team performance and well-being through a coaching style of leadership.

Welcome back to another insightful episode of the Kaya Cast Podcast, where we bridge the gap between the rapidly evolving cannabis industry and the world of business. Today, we're joined by Peter Su, a seasoned veteran in the banking sector with a unique specialty: he's launched not one, not two, but three successful cannabis banking programs. His latest endeavor at Hanover Bank aims to treat cannabis businesses just like any other, striving to remove the stigma and operational hurdles that many face today.In this episode, Peter shares his wealth of knowledge on what cannabis businesses should look for in a banking partner, the everyday challenges of financing in the industry, and how Hanover Bank is setting itself apart by providing comprehensive, normalized banking services to cannabis operators. Plus, he offers invaluable advice for individuals in the cannabis sector struggling to access financial services like loans or mortgages.If you've ever been curious about the financial nuances of the cannabis industry or are seeking practical advice on overcoming banking barriers, this episode is a must-listen. Join us as Peter lends his expert insights to help demystify cannabis banking, revealing both the progress made and the paths forward for businesses and individuals alike.Key Points We'll Cover:- Criteria for selecting a cannabis-friendly bank- The unique challenges and solutions in cannabis banking from Peter's perspective- Practical advice for cannabis industry workers navigating personal banking and loans- The vision and future plans for Hanover Bank in the cannabis banking space- An insightful discussion on the Asian Cannabis Roundtable and its role in changing perceptions and fostering community within the industryEnjoy this episode for a clearer understanding of how banking can support the growth and normalization of the cannabis industry. Don't forget to subscribe to our podcast for more expert discussions like this, and visit our website for an archive of past episodes. Happy listening!00:00 Introduction to KayaCast00:16 Guest Introduction: Peter SU from Hanover Bank00:58 Cannabis Banking Experience01:22 Challenges in Cannabis Banking02:58 Treating Cannabis Businesses Like Normal Businesses06:11 Advice for Cannabis Industry Employees11:37 Personal Banking for Cannabis Industry Workers14:54 Future of Cannabis Banking at Hanover25:28 Asian Cannabis Roundtable29:49 Conclusion and Contact Information30:44 Thank You and Podcast InformationAvailable on all major podcast platforms. Subscribe on Apple Podcasts, Spotify, Google Podcasts, or your favorite podcast app to never miss an episode.---  Tune in, learn, and leverage these insights to help your cannabis business thrive in a complex landscape! Find out more about Hanover Bank at:https://www.linkedin.com/in/petersu/https://www.linkedin.com/company/hanoverbank/#KayaCast #CannabisIndustry #Business #Banking #HanoverBank #CannabisBanking #FinancialServices #IndustryInsights #AsianCannabisRoundtable #Community #ExpertAdvice #SpecialtyBanking #CannabisFinancing #Mortgages #Loans #NormalizingCannabis #DemystifyingBanking #Growth #Progress #Subscribe #ExpertDiscussions #Podcast #Insights #Episode #WelcomeBack #SeasonedVeteran #BridgeTheGap #CannabisAndBusiness #Stigma #OperationalHurdles #Success #ThreePrograms #TreatingCannabisBusinesses #Criteria #Selection #Challenges #Solutions #PracticalAdvice #PersonalBanking #AsianCommunity #ChangingPerceptions #FosteringCommunity #GrowthAndNormalization #ComplexLandscape #Thrive #ExpertInsights #HappyListening

Welcome to the Newcomer Investor Channel, where we uncover the story behind great businesses and make investing accessible and fun for everyone!   In this episode, I chat with Mahima Poddar, Senior Vice-President and Group Head, Personal Banking at EQ Bank. We explored EQ Bank's innovative Challenger mindset, their cutting-edge products, and how they are reshaping banking to better serve Canadians with smarter, more efficient solutions. Please note, this conversation was recorded on September 12th. As a result, any references to  specific future dates/events in the episode may refer to a time that has already passed. Connect: Newcomer Investor on X: https://twitter.com/NewcomerInvest Newcomer Investor Email: iamthenewcomerinvestor@gmail.com Follow EQ Bank on X: ⁠https://x.com/eqbank Sign up for an EQ Bank Account using my referral: join.eqbank.ca/?code=ANTHONY5814 Sign up for a Small Business Account: https://www.eqbank.ca/business/business-banking/business-account Episode Highlights: (0:00) - Introduction (1:24) - Introducing Mahima (2:52) - The Challenger Bank Mindset (5:00) - Building the EQ Bank Brand - early challenges and victories  (9:37) - EQ Bank's product differentiation compared to the Big 6 (18:45) - Who are EQ Bank's customers? + customer acquisition/retention strategy (22:00) - Second Chance campaign with Eugene and Dan Levy (25:00) - The benefits of technology (27:45) - Open banking (30:45) - The Branch vs Branchless debate  (34:25) - Anthony and Mahima's bank customer experience anecdotes (35:55) - What Mahima is excited about in the years ahead for EQ Bank (38:35) - Post-conversation debrief

JB and DC provide a no-holds-barred assessment of each of the 14 recommendations made in the Commerce Commission Market Study into Competition in Personal Banking Services.Will any of it actually make any meaningful difference?If you have any questions or things you'd like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz. The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action. Hosted on Acast. See acast.com/privacy for more information.

The process of growth will be the main benefit from a scaled up Kiwibank, while public acclaim will be a key measure of open banking's success, Commerce Commission Chairman John Small says.Small spoke to interest.co.nz for the latest episode of the Of Interest podcast, which will be published later on Wednesday. The interview came after the Commission released the final report from its market study into personal banking services. The Government says it'll act on all 14 recommendations from the report.Speaking in a previous Of Interest podcast episode, after the Commission's interim report was issued in March, Small said the most important of that report's 16 recommendations was; "The Reserve Bank should review its prudential capital settings to ensure they are competitively neutral and smaller players are better able to compete."So why is that recommendation gone from the final report?"We still feel that there's aspects of the regulatory regime that could be improved to promote competition. We've just, I suppose, got a bit more refined about how we're suggesting that that happens. And we've keyed in, particularly to a number of programmes of work that the Reserve Bank already has underway. So we've made a fairly broad overall suggestion about how the bank thinks about competition, which is essentially that we would like them to put a bit more focus on barriers to entry and expansion, so that it's more easily able for small players to get into the market, particularly the kind of players that we expect to be able to disrupt this industry who don't look like the traditional banks," Small says."Another one that applies more to the traditional banks is to think about the way that risk weights are calculated for reasonably standardised loans and make that more granular...so there's less averaging involved. It's a better, it's a more accurate, representation of risk and it gives them the ability to price loans differently depending on just how risky they are."A helping hand for community housingThe Commission's also calling for the Reserve Bank to reduce the risk rating of lending to housing co-operatives and community housing providers to lower, and more accurate, levels. This is currently treated as commercial lending rather than housing lending.Risk weightings are used to link the minimum amount of capital banks must hold, with the risk profile of the bank's lending activities."The work around mortgage advisors is also more nuanced, I should say, [is] probably the way to put it. We found out quite a bit about the mortgage advisor sector after the draft report and we had some of them around at our consultation conference... We [also] took some soundings in Australia about how their mortgage advisor sector works," Small says.'The process of growth'On the recommendation to scale up Kiwibank by getting it access to more capital, Small says the main competitive benefit "is about the process of growth rather than what happens once they're big.""So we want them to be taking chunks of market share out of the big four on their way up, and for that to provoke a competitive reaction from the larger banks.""What will really matter will be them [ANZ, ASB, BNZ and Westpac] perceiving a real threat of losing share, because that is what will stimulate them to fight back," Small says.'Interesting stuff' from Westpac NZ's CEOThe Commission also calls for the acceleration and co-ordination of progress on open banking. In the podcast Small talks about lessons from the United Kingdom and hearing "some real interesting stuff" from Westpac NZ CEO Catherine McGrath. Prior to taking the Westpac job McGrath worked for Barclays and was involved in a Competition and Markets Authority open banking committee in the UK."We're just copying what we can, ruthlessly copying what we can," Small says. "So, you know, I absolutely grant you that in terms of overall open banking as distinct from payments, it hasn't been a roaring success in either of those places [Australia or the UK]. I think we can learn from both of them and do it a lot better."Better bank switching desiredThe Commission also says the bank switching service, operated through the bank-owned Payments NZ, needs investment and improvement."We were a bit surprised, to be honest, when we visited the headquarters of the big banks and asked them about this service and asked them in particular, 'if I was to come in off the street as a customer of someone else's bank and was interested in converting to you, would you recommend that I use this service?' And generally speaking no, they wouldn't.""And they don't ask their staff to recommend that. So that tells me that it's obviously not being promoted. I think it could be improved, the actual functionality could be improved, it needs to be more visible and known and also they need to report on its usage, its success rates, what people think about it, and just that sort of basic transparency hygiene system would be very helpful indeed," says Small.In terms of how open banking's success could be measured, Small suggests public acclaim is one way."I think if ordinary people on the street see it as being useful and working for them, then that's a great indicator...I would like to see it taking market share off the banks. Definitely. I'd like to see more variety of services out there and definitely like to see government agencies using it, because I think that's an important driver of success."A message for consumersAnd what's Small's message for bank customers?"My message is you really should shop around. I don't like to just put everything back onto the consumers, but consumers can get better deals than I was aware of before I started this market study. For example, mortgages. You can usually drive a better bargain than you see on the headline [interest rate]. So shop around and be a savvy consumer.""Also stand by and keep your eyes open for the innovation that we think is going to come. Some of this, by the way, is going to require change by consumers. There are a bunch of people out there, quite a large number of people in New Zealand, that are using somewhat dangerous banking technology that involves handing over their login details to a third party provider. We think that's something that has to be phased out. It's just dangerous. It's putting people at risk. So we think that what's coming up is going to be faster, safer, cheaper. Yeah. It won't happen tomorrow, but it will be here within 18 months or two years, I think."What about splitting up the big banks?Speaking earlier Wednesday Small said the Commission had considered recommending splitting big banks up."We did think about that, but we came to the view that the structure can be changed, the market structure can be changed through the two main levers that we're suggesting. One is a growing Kiwibank, and the main point about growing Kiwibank is that it will destabilise the big four as it grows. And then secondly, with open banking coming in, behind these are new business models that are not the same as the existing [ones]. And I think our view is that that's more disruptive and more enduring disruption, and more competitive innovation."The Commission's final report is here.*You can find all episodes of the Of Interest podcast here.

Personal banking relationships can be a resource to help you counteract fraud. To ensure your bank accounts are protected by FDIC insurance and yet still meet your estate plan goals. When you find a relationship hang on to it, even if you have to follow the relationship from bank to bank.

Miguel Armaza interviews Oliver Hughes, Head of International Business at TBC Bank, a Central Asian leading bank that's publicly traded on the LSE with a $2B market cap. Oliver is also a true fintech leader - in the past, he was the CEO of Russia's Tinkoff bank, where he built the operations from scratch to become the most profitable digital bank in the world, eventually reaching a market cap of more than $20B. He's been leading in fintech well before anyone was talking about it.We discuss:Leading Tinkoff Bank for 15 years and becoming the most profitable digital bank worldwideWhy global fintech investors should be paying attention to Central Asia and UzbekistanA preview of what the future of personal banking might look likeLeaving Russia, why most debit-first neobanks have struggled… lots more!Want more podcast episodes? Join me and follow Fintech Leaders today on Apple, Spotify, or your favorite podcast app for weekly conversations with today's global leaders that will dominate the 21st century in fintech, business, and beyond.Do you prefer a written summary? Check out the Fintech Leaders newsletter and join 65,000+ readers and listeners worldwide!Miguel Armaza is Co-Founder and General Partner of Gilgamesh Ventures, a seed-stage investment fund focused on fintech in the Americas. He also hosts and writes the Fintech Leaders podcast and newsletter.Miguel on LinkedIn: https://bit.ly/3nKha4ZMiguel on Twitter: https://bit.ly/2Jb5oBcFintech Leaders Newsletter: bit.ly/3jWIp

In this episode, we examine the complex relationship between personal biases and investment decisions. We begin by contemplating the potential pitfalls of being overly familiar with and emotionally invested in certain companies. Inspired by Peter Lynch's insights from "One Up on Wall Street," we discuss the dual-edged sword of using personal experiences and observations to gauge a company's market potential. We then answer a listener question on the use of stop limits to protect portfolio investments during times of high market valuations. We provide a comprehensive overview of different sell limit orders, including stop limit and trailing stop limits, and share insights into their effectiveness and potential drawbacks in real-life scenarios. The episode finishes with Simon talking to Mahima Poddar, Senior Vice-President and Group Head of Personal Banking with EQ Bank. They discuss Canada's Consumer-Driven Banking Framework that was announced in the Federal government 2024 budget and when Canadians could expect to benefit from open banking.  Canada's Consumer-Drive Banking Framework Tickers of stock discussed: QSR.TO, ASML Check out our portfolio by going to Jointci.com Our Website Canadian Investor Podcast Network Twitter: @cdn_investing Simon's twitter: @Fiat_Iceberg Braden's twitter: @BradoCapital Dan's Twitter: @stocktrades_ca Want to learn more about Real Estate Investing? Check out the Canadian Real Estate Investor Podcast! Apple Podcast - The Canadian Real Estate Investor  Spotify - The Canadian Real Estate Investor  Web player - The Canadian Real Estate Investor Sign up for Finchat.io for free to get easy access to global stock coverage and powerful AI investing tools. Register for EQ Bank, the seamless digital banking experience with better rates and no nonsense.See omnystudio.com/listener for privacy information.

Klaas leidde onorthodox veranderproces binnen ABN AMRO. Hij wilde Personal Banking divisie zelforganiserend maken:Meer ruimte voor de professionalDichter bij de klantVeel minder bureaucratieHij waagde de sprong en zijn ervaringen luisteren als een jongensboek. Met slapeloze nachten, spannende momenten, bevrijde medewerkers en tevreden klanten. Christ Coolen en Hans Janssen hangen aan zijn lippen. En ze voelen al snel aan: dit zouden meer bedrijven moeten doen. Klaas Ariaans spreekt 30 mei op het seminar Psychological Safety met Amy Edmondson. Wil je hem daar live horen spreken? Schrijf je nu in via www.denkproducties.nl

In this episode, we delve into a compelling conversation with Klaas Ariaans, the Director of Consumer Clients at ABN AMRO. At the helm of the 3.500 employee office organization within the bank, Klaas oversees a division undergoing rapid evolution. He spearheaded two pivotal transformations: firstly, through Personal Banking, digital interactions have taken on a deeply personalized dimension. Secondly,  we've eliminated management by an astonishing 95%, ushering in a new era of self-organization. Join us as we distill lessons from six years of digital and cultural metamorphosis into a captivating 45-minute dialogue.

#TransparencyInFinance #propertyapprenticenz #bankingsector #FinancialInsightsJoin Debbie Roberts, Owner and Financial Advisor at Property Apprentice, as she delves into the Commerce Commission's draft report on New Zealand's personal banking sector. In this, episode, she explores the findings, recommendations for improvement, and dispels misconceptions about mortgage advisors. Gain insights into empowering consumers and embracing transparency in financial decision-making.REGISTER TO THE HOW TO SUCCE WITH PROPERTY INVESTING EVENT: https://www.propertyapprentice.co.nz/auckland-events/Book a Meeting with Paul Roberts: https://www.propertyapprentice.co.nz/free-strategy-call/Support the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

The Commerce Commission has released an interim report on its market study into personal banking services.

Hometown Radio with Dave Congalton Show" airs weekday afternoons from 3p to 7p. Join the conversation as Dave discusses important issues facing the community and chats with a mixture of local officials and interesting people.

Look into the "Beyond the Buzz Words" E-book for free here on our website!Welcome to the Corporate Treasury 101 podcast!In today's episode, we discuss Trends in the Payment Industry and how they impact Treasurers, with Bruno Mellado from BNP Paribas.Bruno Mellado is the Global Head of Payments and Receivables at BNP Paribas. With expertise in cash management and payments, he excels in delivering client-driven solutions by leveraging innovative technologies and collaborates seamlessly with corporate clients, IT organizations, and Fintech partners to navigate market and regulatory changes.BNP Paribas is a prominent European bank with a global footprint spanning 65 countries. The bank excels in Commercial and Personal Banking, Investment and Protection Services, and Corporate and Institutional Banking, providing comprehensive financial solutions for individuals, businesses, and institutions worldwide.In the episode of today, expect to learn:What is happening in the Payment space lately?What B2B Payments, Real Time Payments, e-invoicing and ISO 20022 are?How have changes in technology and regulations affected Treasurers in the Payments world over the past few years?How to make your case as a Treasurer to lead your transformation journeyWhat is BNP doing in this space to help their clients embrace change?And… much more!We hope you will enjoy the episode. If that is the case, and when you are thinking about how you found our podcast, chances are it was through word of mouth, social media, or a recommendation from your favorite podcast platform.This is our only request to you. The best way you can support the podcast is to head to YouTube and subscribe to our YouTube channel Corporate Treasury 101, that would mean the world to us, and help more people learn about Treasury! Learn More from Bruno Mellado: Click Here.Sponsor:Automation Boutique - "Beyond the Buzz Words" E-book for free here on our website!Links & References:Bruno on LinkedIn: Click Here.BNP Paribas Website: Click Here.__________________________Learn the fundamentals of corporate treasury by downloading our free ebook at www.corporate-treasury-101.com Connect with us on LinkedIn: https://www.linkedin.com/company/corporate-treasury-101/If you have any questions or topics you want us to tackle in the future, reach out to us on Instagram or email us at contact@corporate-treasury-101.com.

As a father of two wonderful girls, I have always asked - Why aren't more women in power? Only 10 percent of CEOs at Fortune 500 companies are women, and only 27 of the 193 countries in the world are led by women. I believe that if more women were in power, there would be less conquest and a dramatic shift in spending from the military to what matters - healthcare, humanity, education, fiscal responsibility and the health of our planet. My guest this week is Claire Shipman, a world-renowned Emmy, DuPont and Peabody Award Winning Journalist and co-author of several New York Times bestsellers Katty Kay. Their latest is titled The Power Code. More Joy. Less Ego. Maximum Impact for Women (and Everyone). Claire shares behind-the-scenes stories from her illustrious career, and then we dive deep into her new book and her ground-breaking insights on gender equality and power in the modern world.   You will learn that that power, as it stands today, is inherently flawed. It's not about breaking glass ceilings or climbing corporate ladders; it's about redefining, remaking, and modernizing the very essence of power.    In doing so, we depart from the traditional understanding of power, defined by the men who wield it as a hierarchical force and infers control over and competition with other people, to a new code where power becomes a tool to focus and collaborate and to improve the current conditions of our world dramatically.   Erica Nielsen, the EVP of Personal Banking and Investments at RBCjoins the show. We discuss Claire's work, and then Erica shares some personal stories of finding her voice and what RBC is doing to close the gender gap and create a more inclusive culture.   00:00:00   Tony shares why this episode on power and gender disparity matters. 00:05:54    Claire talks about her early life. 00:07:07    Struggle with people pleasing, finding own voice. 00:12:21 Women's work and leadership, confidence gap and risk-taking. 00:17:04     Confidence code flows, power code complicated. 00:18:35     Massive shift underway; need more women in power. 00:21:47     Surface power men, women's power behind the scenes. 00:26:43   Valuing essential work, resistance to change. 00:28:30   Men must value time and share responsibilities. 00:34:06   Redefining work for broader values, gender equality. 00:36:32  Writing books is humbling and stressful. 00:40:16 Tony's three takeaways.  00:43:12  Erica: Societal norms impact behavior in organizations. 00:46:10 Erica: Unconscious bias in coaching and mentoring explained.

Welcome to another stimulating episode of Couchonomics with Arjun, where we delve into the intricacies of the financial world! Today we're setting our sights on the evolving landscape of digital banking. We have an insider's look at how traditional banking is transforming to keep up with the digital wave. If you've ever wondered what it takes to make a bank future-ready, you won't want to miss this episode!Our distinguished guest for today is Radu Topliceanu, the Executive Vice President, Head of Neo and Personal Banking at Mashreq. With a career spanning multiple continents and over 20 years in the digital space, Radu is a seasoned banking executive who knows the industry inside and out. He has successfully spearheaded several digital transformations and has a wealth of knowledge in fintech, digitalization, and customer-centric approaches.Radu discusses how Mashreq is building its digital future on three pillars: customer obsession, a culture of innovation, and an ecosystem of partnerships. These aspects are crucial for a bank's digital transformation and for meeting evolving customer expectations. Radu emphasizes that having the right culture is crucial for the success of any digital transformation. It's not just about technology but about allowing teams to experiment, learn from failures, and adapt.We also talked about:Embedded Finance and Open BankingThe "Super App" VisionInnovation in Youth Banking with NeonextThis episode is a goldmine for anyone interested in the future of banking, the role of innovation in financial services, and the emerging landscape of fintech partnerships. With a guest as knowledgeable as Radu Topliceanu, you're in for an hour packed with deep insights and forward-thinking discussions. So go ahead and hit that play button; let's decode the future of finance together!Our website

Steven Cooper CBE is the CEO of Aldermore Group, a leading specialist lending and savings bank. Previously Steven was CEO of C.Hoare & Co and prior to that a Senior Executive at Barclays where he held a number of executive positions including CEO of Personal Banking for UK & Europe and CEO UK Business Banking. Steven is Chair of Experian UK, a NED of the recruitment firm Robert Walters PLC and he was a Co-Chair of the Social Mobility Commission until 2021. He is a passionate advocate for social mobility; he is a regular speaker and media commentator on the issue and has recently joined forces with former Cabinet Minister Justine Greening to form the Equality of Opportunity Coalition. He was awarded an Honorary Doctorate from Herriot Watt University and made a Commander of the British Empire – both for services to Banking and Social Mobility. Steven's leadership top tip is to encourage leaders to think about those moments where they've had a particularly tough period at work and reflect on the actions they took that helped them navigate through it. These difficult moments are great learning experiences and leaders can benefit hugely from transferring some of the skills they've developed in really tough times, across to how they operate as a leader in more normal times. Hosted on Acast. See acast.com/privacy for more information.

Next to our volatile markets, guaranteed income certificates (GICs) have been one of the most discussed topics over the last year. In this episode I sit down with Mahima Poddar of EQ Bank to dissect these in a bit more detail.Mahima Poddar is the Senior Vice-President & Group Head of Personal Banking at Equitable Bank (EQ), which has now grown to $8 Billion in deposits and over 300K customers.Discussion Points:- what is a GIC? (6:15)- payment frequency (6:36)- reinvesting interest (7:11)- what influences GIC rates? (7:45)- registered vs non-registered rates (10:03)- GIC rates at big banks vs EQ & other smaller banks (10:30)- redeemable/cashable GICs: how much of your cash can you remove? (11:40)- what if you need to pull out $$ from a non-redeemable GIC? (12:20)- GIC protection through CDIC (13:06)- understanding a laddered GIC approach (14:33)- market-linked GICs (16:31)- the pain points EQ bank is trying to solve & plans for business banking (19:30)Reach out anytime: beyondmdpodcast@gmail.com.Mahima's LinkedIn: https://www.linkedin.com/in/mahima-poddar-73b1b430/Yatin's Resources:https://www.youtube.com/watch?v=LhaXNoURidAhttps://www.youtube.com/watch?v=gno63208wsY&t=8shttps://www.youtube.com/watch?v=CwviUABYzXMbeyondmdpodcast.comhttps://www.linkedin.com/in/yatin-chadha-29074b109/https://www.instagram.com/beyond.md/

In a global survey with more than 7,000 people, HSBC Singapore found that 28% and 31% are motivated to move or moved for increased salary/higher earnings and better health/social life respectively. But what are some of the potential challenges that professionals who are considering working abroad may face? Michelle Martin asks Alice Fok, Head of Customer, International & Marketing, Wealth and Personal Banking, HSBC Singapore. See omnystudio.com/listener for privacy information.

A huge thank you to HSBC for powering this week's episode. Whether you're at the very beginning of your wealth creation phase and taking your first steps in investing or you're starting to think about passing your wealth and values to the next generation - HSBC can connect you to global opportunities at every stage of your wealth journey. Click here to find out more! Our special guest this week, Trista Sun, Head of Wealth & Personal Banking, HSBC China, provides so many great insights about challenging the stereotypical view of financial wellness... we loved unravelling the age-old views on what it means to have money. See you next week! Resources Asiamoney's Leaders for Women Survey 2021 --- Send in a voice message: https://anchor.fm/girls-that-invest/message

For the latest sporting news and interviews, get our daily update podcasts.

The most overlooked facet of asset protection is actually one of the easiest! Jason Hartman invites Rich Dad Advisor Garrett Sutton to talk about the ongoing requirements to keep your corporation or LLC current in good standing. If you fail to follow these simple rules, a court can pierce through the corporation or LLC, also known as “the corporate veil,” and get at your personal assets. Garrett advises you to be aware of The Corporate Transparency Act and talks about his new book - Veil Not Fail: Protecting Your Personal Assets from Business Attacks. About Garrett Sutton, Esq. Garrett assists entrepreneurs and real estate investors from around the world to protect their assets and maximize their financial goals through sound management and asset protection strategies. Garrett is highly sought after as a guest speaker and serves as a member of the elite group of “Rich Dad Advisors” for bestselling author Robert Kiyosaki. Key Takeaways: 0:00 Join Empowered Investor Pro today!  1:35 Jason Hartman reports the latest housing inventory numbers 4:15 The Fed is trying to cool the market 4:49 Personal Banking, mortgage, syndication and 1031 exchange workshops 6:45 Welcome Garrett Sutton, Rich Dad Advisor, attorney and successful author  7:28 Keeping your corporation or LLC current in good standing 9:06 Piercing the corporate veil succeeds in 50% of all cases 13:15 Signing documents on behalf of the entity with your title 16:49 Paying fees to maintain your entity 17:41 Best states for asset protection and managing your LLC 21:52 How the Communist Party in SF almost got away with taking over private companies 24:09 Legal battles within families  26:00 The Corporate Transparency Act 28:02 Fraud and abuse with our current system 29:59 FBI, spying, privacy issues and banking regulations  32:39 Civil forfeiture 34:35 More regulations from Congress  37:44 New reporting rules for setting up an entity - what you must know  39:16 LLCs - S selection to be taxed as an S corp 41:15 Filing a C corp 41:59 Writing off health care premiums  44:17 Asset protection for a C corp 45:34 Asset protection laws 46:38 Get Garrett's new book - Veil Not Fail: Protecting Your Personal Assets from Business Attacks (Rich Dad Advisor Series)   Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Learn More: JasonHartman.com Get wholesale real estate deals for investment or build a great business – Free course: JasonHartman.com/Deals Free White Paper on The Hartman Comparison Index™: HartmanIndex.com/white-paper Free Report on Pandemic Investing: PandemicInvesting.com Jason's TV Clips in Vimeo Free Class: CYA Protect Your Assets, Save Taxes & Estate Planning: JasonHartman.com/Protect Special Offer from Ron LeGrand: JasonHartman.com/Ron What do Jason's clients say? JasonHartmanTestimonials.com Contact our Investment Counselors at: www.JasonHartman.com Watch, subscribe and comment on Jason's videos on his official YouTube channel: YouTube.com/c/JasonHartmanRealEstate/videos Guided Visualization for Investors: JasonHartman.com/visualization Jason's videos in his other sites: JasonHartman.com/Rumble JasonHartman.com/Bitchute JasonHartman.com/Odysee Jason Hartman's Extra YouTube Channel Jason Hartman's Real Estate News and Technology (RENT) YouTube Channel

Interest rates have now risen three months in a row, and mortgage holders customers are feeling the pressure. But at the same time, household savings have soared to record levels during the pandemic.Rachel Slade, Group Executive of Personal Banking at National Australia Bank, talks to Sean Aylmer about how customer behaviour has changed during COVID, and what rising rates mean for borrowers and savers.Support the show: https://fearandgreed.com.au/all-episodesSee omnystudio.com/listener for privacy information.

An interest rate of 1 percent seems impossible right now, but ANZ is banking on it to get you to be more sustainable.The bank has launched their Good Energy home loan - you can borrow up to $80,000 at a three year fixed rate of 1 percent to either increase the energy efficiency of your home, or to buy the likes of an EV or hybrid.Managing Director for Personal Banking at ANZ Ben Kelleher joined Mike Hosking.LISTEN ABOVESee omnystudio.com/listener for privacy information.

The latest episode to be produced in partnership with FutureBrand, where this time, we focused on the changes in consumer behaviour in the financial services and fintech sectors that have arisen due to the pandemic. Our global panel featured: - Stuart Haire, CEO of Wealth and Personal Banking, HSBC - Shachar Bialick, Founder and CEO, Curve - Simon Williams, Chief Growth Officer, FutureBrand - Brooke Brown, Senior Vice President, Brand and Enterprise Marketing Strategy, U.S. Bank - Camilla Marr, Brand Strategy Specialist

An interest rate of 1 percent seems impossible right now, but ANZ is banking on it to get you to be more sustainable.The bank has launched their Good Energy home loan - you can borrow up to $80,000 at a three year fixed rate of 1 percent to either increase the energy efficiency of your home, or to buy the likes of an EV or hybrid.Managing Director for Personal Banking at ANZ Ben Kelleher joined Mike Hosking.LISTEN ABOVESee omnystudio.com/listener for privacy information.

Companies that lack the necessary support for change from leadership can sometimes fail in their digital transformations. Collaboration between the CIO and other business leaders is critical to the development of a successful business strategy powered by technology. Leaders need to look for opportunities to support and accelerate digital literacy across the organization and to work cross-functionally with business partners to define what digital means for their organizations. Hear from Gavin Munroe, WPB Global CIO of HSBC, for a candid discussion of strategies, tactics, and common pitfalls to avoid as you create your plan, build your narrative, and engage your stakeholders to drive progress through digital transformation. Learn more about AWS Executive Insights at aws.amazon.com/executive-insights/

The first of the rate rises to come into effect tomorrow, and the collective mood is souring, with people fearing what might come next as mortgages become more expensive.  See omnystudio.com/listener for privacy information.

Sara Mella on Nordean yksityisasiakkaista vastaava johtaja ja konsernin johtoryhmän jäsen. Pankkijätissä hän on viihtynyt jo 30 vuotta ja rohkeasti hypännyt uusiin tehtäviin, kuten liiketoiminnasta it-maailmaan. Miten selvitä hypystä uuteen ja tuntemattomaan? Miksi kannattaa tehdä sivuaskeleita urapolulla? Mitä tarkoittaa, että paras urapolku ei ole lineaarinen? Keskustelemme myös hyvästä johtamisesta ja siitä, miten tiimiä voi johtaa yksilöinä ja yhdessä.

On this special episode of the ground-breaking Women of Fintech Podcast, Nadia is delighted to be joined by Mahima Poddar, Group Head of Personal Banking at Equitable Bank.Mahima shares her unique career journey and actionable advice as we explore the team's mission to drive change in Canadian banking. Discussing her fascinating take on leadership, collaboration and creativity, Mahima imparts her advice on how we can strengthen our networks and create a firm that flourishes. We also learn of Mahima's invaluable thoughts on how we can all walk the talk for change across the entire industry!

“Sometimes if you have that kind of intense belief, you can sort of make it happen.” - Bill Harris Today's guest is Bill Harris, CEO of Nirvana, an early-stage digital consumer financial services firm In Miami Beach. Bill has been in the tech/financial/cybersecurity space for over 30 years, and has started or run 11 companies. In this episode, Bill sits down with the team to discuss his career and story, his new venture in Miami, disrupting the personal banking industry, and much more!    

With microplastics finding their way into marine ecosystems around the world, and increased focus on environmental policy, businesses play a vital role in countering climate change - but they can't do it alone. This World Oceans Day, Angus Harris, Co-Founder of Clean Waterways Initiative, and Wai-Shin Chan, Head of HSBC's Climate Change Centre of Excellence, explore the power of collaboration in addressing ocean plastic pollution.Interviewer: Laine Santana, Global Head of Communications, Wealth and Personal Banking, HSBC Speakers: Wai-Shin Chan, Head, Climate Change Centre of Excellence and Global Head of ESG Research, HSBC & Angus Harris, Co-Founder and Director, Clean Waterways Initiative. See acast.com/privacy for privacy and opt-out information.

In this episode I go over The American Families Plan Tax Compliance Agenda.  The Biden administration's goals to beef up the IRS are broad in scope, and this agenda details it.  ➡️ ₿₿ Up to $250 FREE w/ BlockFi ₿₿ http://go.moneydoneright.com/blockfiMentioned in the Episode:➡️ American Families Plan Tax Compliance Agenda: https://home.treasury.gov/system/file...➡️ My Video on the American Families Plan: https://youtu.be/WjFSfGN7LY4➡️ My Video on the Crypto Crash: https://youtu.be/8KlpgYB2kTM

The Covid-19 pandemic has placed a huge amount of pressure on banks and customers alike. How have you - and your bank or building society - adapted? Felicity Hannah and guests explore how the Covid-19 pandemic has reshaped the way we manage our money and whether those changes are here to stay. E-mail moneybox@bbc.co.uk with your personal banking stories, questions and experiences. Have you changed your banking habits? Has your access to support, products or services altered? What is your bank or building society doing well and what could be done better? Joining Felicity are: - Julie Ann Haines, CEO Principality Building Society - Alex Neill, CEO of Resolver complaints website - James Daley, consumer campaigner and founder of Fairer Finance Presenter: Felicity Hannah Producers: Smita Patel and Diane Richardson Editor: Alex Lewis

Host Jeremy C. Park talks with Bradford Vieira, President and CEO of ServisFirst Bank Nashville, who provides some background on the company's history, capabilities, growth and focus on customer service. During the interview, Bradford highlights a couple of recent additions to their team, Steve Uebelhor and Brad Greer, what differentiates ServisFirst, their upcoming Nashville corporate headquarters move to the new Broadwest Development, lessons from the Cares Act (PPP) and tips for those looking at 2021 PPP opportunities, along with their philanthropic efforts to support nonprofits and the community.Bank capabilities and focus (what do we do and do well)Bank culture and our employees (exciting new hires recently); Best Places to Work AwardsWhat differentiates ServisFirstCommunity – Cares Act (PPP) Involvement; Non-profits; Junior AchievementNashville Corp HQ move to new Broadwest Development – Mar 1Learn more:Website -               https://www.servisfirstbank.com/

In this extended episode in celebration of LGBT History Month, host Julia Streets is joined by Dr Daniel Conway, Senior Lecturer in Politics and International Relations at the University of Westminster, and Jack Guest, Diversity & Inclusion Lead, Global Wealth & Personal Banking at HSBC. They start the discussion by charting the social and political history of PRIDE, then discuss the varied perspectives on the "corporatisation" of PRIDE. A complex topic, together they consider the realities, opportunities and challenges of promoting LGBTQ+ rights around the world. They discuss the varying degrees of acceptance and inclusion of LGBTQ+ employees, how organisations can play a role in delivering international best practice, building and supporting communities, engaging with policy change and challenging homophobia. The discussion extends yet further to explore the importance of the intersectionality of PRIDE, comparing and evaluating the difference between sponsorship and advocacy, and why businesses must live up to the values they are claiming.

Failure is the best teacher in the banking world. See what we learned from the failure of Simple.

This episode is a really special episode for me, as I was able to interview an amazing contact that I met through Instagram.  Brooke Gordon works for Business Development Canada as a resource for women entrepreneurs to connect them with resources to help grow and scale their business, and she came onto the Business of Becoming to do just that.  Brooke shares with us the common misconceptions that entrepreneurs tend to have about investing, banking, and everything finance. Even in this episode, I was the first to admit that when I started this business, over a decade ago, I wasted so much time and energy sorting out financial situations that could have been avoided. And this is where Brooke comes in…  Helping all of us avoid business financial mistakes, here is Brookes extensive list of business resources to help you sort, and get your business on the right track for 2021:   Resource Guide for Women Entrepreneurs, which lists many of the incubators: https://www.bdc.ca/en/i-am/woman-entrepreneur/connect/partners TAP program with EDC:  https://www.edc.ca/en/campaign/trade-accelerator-program.html Cash flow quiz: https://www.bdc.ca/en/articles-tools/entrepreneur-toolkit/business-assessments/cash-flow Cash flow management guide: https://www.bdc.ca/en/articles-tools/entrepreneur-toolkit/guides/cashflow-management Cash flow eCourse: https://catalog.bdc.ca/product?catalog=Cash_flow&_ga=2.210137687.339233121.1609362834-1409618599.1609362834 Tools for managing your finances: https://www.bdc.ca/en/articles-tools/money-finance/manage-finances Our free eCourses on finances include “Be credible and prepared when speaking to a banker”, and Financial Fundamentals I and II https://catalog.bdc.ca/catalog?pagename=Money_and_finance Checklist to apply for a business loan: https://www.bdc.ca/en/articles-tools/money-finance/get-financing/how-to-get-business-loan-your-checklist-to-success   More About Brooke: Brooke Gordon is a Senior Advisor, Women Entrepreneurs at the BDC where she helps Canadian women-owned businesses accelerate their growth and scale-up — ensuring women thrive through every step of their business journey.   An entrepreneur herself, prior to joining BDC in 2017, Brooke served as a trusted business advisor and consultant for over 20 years in the areas of strategic planning, organizational development and operations.  Brooke holds a Master's in commercialization (MEEi), and a Bachelor's and Master's in Engineering Physics from McMaster University. She currently teaches the Engineering and Management final year capstone project. You can connect with Brooke on her Instagram or LinkedIn.   Things We Mention In This Episode: Acquiring Capital  Cashflow Business Development Canada Incubators Accelerators Bookkeeping Accounting  Personal Banking  Business Banking  Line of credit Overdraft Mortgage Department store credit cards Trade credit Factoring  Equity  Credit Cards Angel investors  Personal assets   Here's How To Subscribe & Leave A Review (pretty-please): Want to get notified when I release new episodes so you don't miss a thing? Click here to subscribe to the podcast on iTunes. And it would mean the world to me if you'd leave a rating and review. I'd love to know what you think of the podcast and how I can make it better for you. Plus iTunes tells me that podcast reviews are really important and the more reviews the podcast has the easier it will be to get the podcast in front of more people, which is the ultimate goal. You can leave a review right here.   Let's Keep The Conversation Going… Do you feel like you are stuck with a particular business idea, or are you fluid as things change? Have you been through a personal transformation that affected your business? I would love to hear all about it and I'm sure others would too. Comment below and share your story or visit me on Instagram which is currently my favourite way to connect.  You can also join my free online community to connect with more than 16,000 other health practitioners just like you to ask questions, share wins and struggles and get lots of support from me and my team! I hope to see you there.

As Regional Manager, LGBTQ2+ Business Development at TD, my role is to serve as a trusted liaison between TD and the LGBTQ2+ community. I’m fortunate to work closely with a wide range of talented colleagues from multiple lines of business, including Personal Banking, Business Banking and Wealth Management, in order to provide our customers with the best financial advice and exceptional service. Previously, I was the manager of the Atateken / Ste-Catherine branch in Montréal helping to open it in August 2015. I have more than fifteen years of experience in business development, including ten with Xerox and two with Domtar. Involved locally with the Quebec LGBT Chamber of Commerce starting in 2006, I was elected president in July 2011 for three years. I also participated as a board member of Pride at Work Canada from 2010 to 2013. In early 2012, I got engaged in the creation of the Montréal Museum of Fine Arts Young Philanthropists Circle. I chaired the circle’s executive committee until 2015. When moving to Toronto in 2018, I started to support the Canadian Opera Company with their diversity initiative and joined the board of The Power Plant art gallery in September of 2019. Connect with Marc-Antoine: LinkedIn: @marcantoinesaumier Twitter: @marcantoines Subscribe & Review in iTunes Are you subscribed to our podcast? If you’re not, we want to encourage you to do that today. We don’t want you to miss an episode. We will be adding a bunch of bonus episodes to the mix and if you’re not subscribed there’s a good chance you’ll miss out on those too. Click here to subscribe in iTunes! Now if you’re feeling extra lovin’, we would be really grateful if you left us a review over on iTunes. Your review helps other people find our podcast and they’re also fun for us to go in and read. Just click here to review, select “Ratings and Reviews” and “Write a Review” and let us know what your favourite part of the podcast is. Thank you in advance! All music: Purple Planet Music

As Regional Manager, LGBTQ2+ Business Development at TD, my role is to serve as a trusted liaison between TD and the LGBTQ2+ community. I'm fortunate to work closely with a wide range of talented colleagues from multiple lines of business, including Personal Banking, Business Banking and Wealth Management, in order to provide our customers with the best financial advice and exceptional service. Previously, I was the manager of the Atateken / Ste-Catherine branch in Montréal helping to open it in August 2015. I have more than fifteen years of experience in business development, including ten with Xerox and two with Domtar. Involved locally with the Quebec LGBT Chamber of Commerce starting in 2006, I was elected president in July 2011 for three years. I also participated as a board member of Pride at Work Canada from 2010 to 2013.  In early 2012, I got engaged in the creation of the Montréal Museum of Fine Arts Young Philanthropists Circle. I chaired the circle's executive committee until 2015. When moving to Toronto in 2018, I started to support the Canadian Opera Company with their diversity initiative and joined the board of The Power Plant art gallery in September of 2019. Connect with Marc-Antoine: LinkedIn: @marcantoinesaumier Twitter: @marcantoines Subscribe & Review in iTunes Are you subscribed to our podcast? If you're not, we want to encourage you to do that today. We don't want you to miss an episode. We will be adding a bunch of bonus episodes to the mix and if you're not subscribed there's a good chance you'll miss out on those too. Click here to subscribe in iTunes! Now if you're feeling extra lovin', we would be really grateful if you left us a review over on iTunes. Your review helps other people find our podcast and they're also fun for us to go in and read. Just click here to review, select “Ratings and Reviews” and “Write a Review” and let us know what your favourite part of the podcast is. Thank you in advance! All music: Purple Planet Music .bmc-btn { min-width: 210px; color: #FFFFFF !important; background-color: #5F7FFF !important; height: 60px; border-radius: 12px; font-size: 20px !important; font-weight: Normal; border: none; padding: 0px 24px; line-height: 27px; text-decoration: none !important; display: inline-flex !important; align-items: center; font-family: "Lato" !important; -webkit-box-sizing: border-box !important; box-sizing: border-box !important; } .bmc-btn-text { margin-left: 8px; display: inline; line-height: 0; } .bmc-btn svg { height: 32px !important; margin-bottom: 0px !important; box-shadow: none !important; border: none !important; vertical-align: middle !important; transform: scale(0.9); } .bmc-button img { box-shadow: none !important; vertical-align: middle !important; } .bmc-button { display: inline-block !important; padding:3px 10px !important; color: #FFFFFF !important; background-color: #5F7FFF !important; border-radius: 3px !important; border: 1px solid transparent !important; font-size: 20px !important; box-shadow: 0px 1px 2px rgba(190, 190, 190, 0.5) !important; -webkit-box-shadow: 0px 1px 2px 2px rgba(190, 190, 190, 0.5) !important; -webkit-transition: 0.3s all linear !important;

Financial journalist and author Jill Kerby responds to plans by four of the main retail banks to develop an app based system that would permit customers to move money between each other with ease. The app would compete with the Revolut and N26 fintech apps.

In this episode, Jason speaks to Ranil Boteju, the Global Head of Data and Analytics in Wealth and Personal Banking at HSBC about building global data products. They discuss Ranil’s journey to data leadership and the shift that has happened in financial services that has driven the need to innovate their data strategy, be more agile and commercialise data. Their discussion explores the need for data products, moving from a project to a product mindset when building solutions, new organisational structures, the skills needed to be product-led and the challenges in doing so.

Permanent TSB today brings its Personal and SME customers Apple Pay, a safer, more secure and private way to pay that helps customers avoid handing their payment card to someone else, touching physical buttons or exchanging cash — and uses the power of iPhone to protect every transaction. Customers simply hold their iPhone or Apple Watch near a payment terminal to make a contactless payment. Every Apple Pay purchase is secure because it is authenticated with Face ID, Touch ID, or device passcode, as well as a one-time unique dynamic security code. Apple Pay is accepted in grocery stores, pharmacies, restaurants, coffee shops, retail stores, and many more places. The feature is the latest extension to Permanent TSB’s digital banking offering and will be available to all Personal current account and credit card customers and to SME current account customers with business debit cards. Jeff Harbourne, Head of Personal Banking at Permanent TSB, said: “We are delighted to bring this great additional feature to our Personal and SME customers. It highlights our commitment to bringing customers what they want and making banking and payments easier for them. We continue to work quickly on bringing a broader range of innovative, customer-friendly features to our digital banking offering and will make further announcements shortly.” Customers can also use Apple Pay on iPhone, iPad, and Mac to make faster and more convenient purchases in apps or on the web in Safari without having to create accounts or repeatedly type in shipping and billing information. Apple Pay makes it easier to pay for food and grocery deliveries, online shopping, transportation, and parking, among other things. Apple Pay can also be used to make payments in apps on Apple Watch. Security and privacy are at the core of Apple Pay. When customers use a credit or debit card with Apple Pay, the actual card numbers are not stored on the device, nor on Apple servers. Instead, a unique Device Account Number is assigned, encrypted, and securely stored in the Secure Element, an industry-standard, certified chip designed to store the payment information safely on the device. Apple Pay is easy to set up. On iPhone, simply open the Wallet app, tap +, and follow the steps or use the Permanent TSB app to add credit or debit cards. Once a customer adds a card to iPhone, Apple Watch, iPad, and Mac, they can start using Apple Pay on that device right away. Customers will continue to receive all of the rewards and bene?ts offered by Permanent TSB’s cards. Customers with Permanent TSB’s flagship Explore Current Account will continue to earn 10c cashback every time they use Apple Pay to make contactless payments linked to their debit cards. This builds on the Explore account’s 10c cashback incentive for customers whenever they pay with their debit card (these cashbacks are subject to a maximum of €5 per account per month). For more information on Apple Pay, visit: For more information on Permanent TSB, please visit www.permanenttsb.ie

Our expert hosts, Simon Taylor and Ross Gallagher, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: * Olly Betts - Co-Founder and CEO at OpenWrks * Valentina Kristensen - Director, Growth and Communication at OakNorth We also hear sondbites from: * Shane Riedel - Founder and CEO at Elucidate. Formerly Head of Financial Crime Compliance for Financial Institutions at Standard Chartered and Deputy MLRO at Goldman Sachs * Georgina Bulkeley - Chief Operating Officer, Personal Banking at NatWest Group We cover the following stories from the fintech and financial services space: * The FinCEN file leak (01:50) * HSBC moved Ponzi scheme millions despite warning (12.20) * Tink continues path to European domination by acquiring OpenWrks' account aggregation platform (23:32) * Natwest trials carbon footprint tracker for its customers (32:12) * Klarna stands its ground amidst accusations (41:17) * Chime is now worth 14.5 billion dollars! (49:42) * Nationwide claps back again racism (1:02:35) This podcast is brought to you by Jack Henry Digital (https://hubs.ly/H0w__kt0) the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. _ This podcast is also brought to you by Mitek (https://bit.ly/2VXQy3o)(NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated markets to reduce financial risk and meet regulatory requirements while increasing revenue from digital channels. Financial services, marketplaces and other organizations around the world use Mitek to reduce friction creating the digital experiences their customers expect. Mobile Deposit® and Mobile Verify® are used by millions of consumers for check deposit, new account opening and more. The company is based in San Diego with offices in New York, London, Amsterdam, Barcelona, Paris and St Petersburg. Learn more at www.miteksystems.com. Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Georgina Bulkeley, Olly Betts, Shane Riedel, and Valentina Kristensen.

Dreams and Visions - Eph. 3:1-21: I'm old enough to remember the days before "self-service" gas stations emerged. We called them "Gas Jockeys" (or when they wanted to appear to be important: "Petroleum Transfer Engineers"). At the time, self-serve stations began to emerge, and people weren't sure they liked the idea. It seemed like a way to eliminate jobs and for gas companies to make more money. Yet what happened at the gas station took off in our culture. Other industries started adapting and cutting positions. Personal Banking arrived, which largely eliminated the need for tellers. Drive-through restaurants eliminated the need for servers. Automatic car washes emerged. When I was young, I woke up at 6am and ran milk to houses for the local milkman during summer. At the end of the day, he would pay me 50 cents and a pint of chocolate milk for my efforts. (I haven't thought about that for decades!) In so many ways, the self-serve industry has become the defining metaphor of our culture. We so often focus on serving ourselves and our agendas. Jesus taught a very different life approach in Matthew 20, and we will consider it this weekend. Whether you pre-register and join us at church this weekend or watch online, may our hearts be open to the transformational message that the truly great life is one invested in God's plan to change the world. I love gathering together!

Dreams and Visions - Eph. 3:1-21: I'm old enough to remember the days before "self-service" gas stations emerged. We called them "Gas Jockeys" (or when they wanted to appear to be important: "Petroleum Transfer Engineers"). At the time, self-serve stations began to emerge, and people weren't sure they liked the idea. It seemed like a way to eliminate jobs and for gas companies to make more money. Yet what happened at the gas station took off in our culture. Other industries started adapting and cutting positions. Personal Banking arrived, which largely eliminated the need for tellers. Drive-through restaurants eliminated the need for servers. Automatic car washes emerged. When I was young, I woke up at 6am and ran milk to houses for the local milkman during summer. At the end of the day, he would pay me 50 cents and a pint of chocolate milk for my efforts. (I haven't thought about that for decades!) In so many ways, the self-serve industry has become the defining metaphor of our culture. We so often focus on serving ourselves and our agendas. Jesus taught a very different life approach in Matthew 20, and we will consider it this weekend. Whether you pre-register and join us at church this weekend or watch online, may our hearts be open to the transformational message that the truly great life is one invested in God's plan to change the world. I love gathering together!

Today's guest is Matt Sattler, Director of Business Development & Data Science, Data & Analytics at HSBC, who are one of the world’s largest banking and financial services organisations. They serve more than 40 million customers via three global businesses: Commercial Banking, Wealth & Personal Banking, and Global Banking & Markets. They aim to be where the growth is, connecting customers to opportunities, enabling businesses to thrive and economies to prosper, and ultimately helping people to fulfil their hopes and realise their ambitions. Throughout his career, Matt has specialized in design, execution & oversight of Big data science programs for commercial banking and capital markets. His responsibilities include the identification of key business priorities, solution design of data science tools plus the pairing of big data technologies to create data assets to improve current business models. Results are measurable returns from actionable insights leading to decisions for improved operational efficiencies, effective risk management and new revenue opportunities. In the show, Matt will tell you about: Interesting projects he has worked on at HSBC, The importance of showing ROI on your data science projects, Leading a data-driven culture in the Financial Services industry, Understanding the business problems that you are looking to solve, How he built a successful team at HSBC, Key skills needed for a successful Data Science career, & How to get involved with their exciting Academy programme

As many as half of the 77,000 NAB customers with active mortgage deferrals will soon receive a call from the bank and their ability to resume making payments will be assessed. NAB's Personal Banking executive Rachel Slade says forced sales are a last resort. See omnystudio.com/policies/listener for privacy information.

2 Of Us...Talking Zindagi, Sipping Life Ramki & Ashish Ramakrishnan Seshan : S. Ramakrishnan, also known as Ramki, Head of Wealth & Personal Banking for HSBC India. An economics graduate from St. Stephen's College, Delhi University and an alumnus of IIM Calcutta, he started his career selling Barbie dolls and over the past 25 years, has made a name for himself in the financial world of Retail Banking. He unwinds through his passion for music and his love for animals. His wife, Reena is an artist and an art therapist. Ashish Vidyarthi : Actor, Traveller, Communicator Co-founder of Ashish Vidyarthi and Associates. Do Join us... With a Cuppa in your hand... Conversations reveal aspects beyond the obvious & allow unusual hues of life to show up... Let's explore our own lives, gently... Sipping Zindagi, Revisiting the nooks of our experiences... Every Wednesday at 7 pm (IST)... You may join us, on any of the following platforms - LinkedIn : https://www.linkedin.com/in/ashishvidyarthi-avidminer/ Facebook : https://m.facebook.com/ashishvidyarthiandassociates/ YouTube : https://www.youtube.com/c/AshishVidyarthiOfficial Twitter : https://twitter.com/AshishVid?s=09 Periscope : https://www.pscp.tv/AshishVid/follow Website : www.avidminer.com Cheers! #2ofus #season2 #Ashishvidyarthi #TalkingZindagi #Life #Friendship #Conversations #talkshows #chai #cuppaconversation --- Send in a voice message: https://anchor.fm/ashishvidyarthi/message

Nag Vaidyanathan is the EVP and CTO for OneMain Financial. Nag’s organization is over a century old, but when the pandemic hit, the company had to accelerate the pace of its digital offerings. One challenge that Nag has been seeing good results with is creating a user experience that mirrors in-person branch services.This week on Innovation and the Digital Enterprise, Patrick and Shelli talk to Nag about the rapid pace of digitization at OneMain Financial as well as Nag’s experience working in business settings across the globe. Nag shares some of the cultural lessons he’s had to learn (and unlearn) and offers some tips for leaders who skew toward introversion. Take a listen for more of Nag’s insights.(01:44) - OneMain Financial(06:49) - Accelerating through the pandemic(09:08) - Codebase complexity(11:23) - Physical and digital coexistence(14:12) - Diverse global experience(19:17) - Entering a new cultural environment(23:55) - Strategies for introvertsNag Vaidyanathan is the Executive Vice President and Chief Technology Officer at OneMain Financial.  At OneMain, Nag is responsible for building the technology capabilities to support and drive business value for OneMain’s customers across channels, as well as ensuring collaborative and end user capabilities for its employees. His expertise includes application delivery and operations, global development, digital transformation, IT security, and data.Before joining OneMain early last year, he worked as Danske Bank’s Chief Information Officer, Digital Banking and Analytics and as Chief Information Officer, Personal Banking. He also spent more than 10 years as a senior director on the legacy application modernization, digital and building global development teams at Allstate.If you'd like to receive new episodes as they're published, please subscribe to Innovation and the Digital Enterprise in Apple Podcasts, Google Podcasts, Spotify or wherever you get your podcasts. If you enjoyed this episode, please consider leaving a review in Apple Podcasts. It really helps others find the show.Podcast episode production by Dante32.

Happy Monday! We actually made it. Super late. Sorry. But it’s here: Today we talk a LOT about this TikTok ban situation, and the buyout from Microsoft, and I still didn’t cover everything; the Twitter hacker was arrested and not only was he American, he was a teenager; Google is back with 3 new smartphone announcements; Google continues dominating the day with an investment into Home Security as well as Personal Banking; and Johnny Depp explains how to lose a butt-ton of money

Our expert hosts, Leda and Simon, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Nicolai Rygh, EVP and CTO of Personal Banking at DNB Shefali Roy, CCO and COO at TrueLayer Alex Frean, Head of Corporate Affairs at Starling We cover the following stories from the fintech and financial services space: Financial services community take a stand in support of Black Lives Matter; Starling Bank raises £40 million as SME banking business picks up Marqeta raise to gain a $4.3 bn valuation - and we hear directly from their CMO Vidya Peters to tell us more 27:10 UK Government and TrueLayer strike open banking deal 34:55 Brazil’s Nubank reaches 25m customers across Latin America 46:00 Stories we didn’t have time to cover: 54:16 Links to those organisations we mentioned at the top of the show are as follows: * BLCK VC (https://medium.com/blck-vc/blck-vc-what-were-all-about-af476d389d1b) @BLCKVC (https://twitter.com/BLCKVC) * Black and Brown Founders (blackandbrownfounders.com) @BBFounders (https://twitter.com/BBFounders) * OperationHOPE (https://operationhope.org/) @OperationHOPE (https://twitter.com/OperationHOPE) * Sparkle (https://sparkle.ng/) @sparkleplaceng (https://twitter.com/sparkleplaceng) We look forward to hearing from you guys about minority fintech founders and organisations serving minorities so we can help where we can - reach out to us @fintechinsiders (https://twitter.com/FinTechInsiders) on Twitter or email podcasts@11fs.com. This podcast is brought to you by Mitek (https://bit.ly/2VXQy3o)(NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated markets to reduce financial risk and meet regulatory requirements while increasing revenue from digital channels. Financial services, marketplaces and other organizations around the world use Mitek to reduce friction creating the digital experiences their customers expect. Mobile Deposit® and Mobile Verify® are used by millions of consumers for check deposit, new account opening and more. The company is based in San Diego with offices in New York, London, Amsterdam, Barcelona, Paris and St Petersburg. Learn more at www.miteksystems.com. This podcast is also brought to you by Equinix (https://equinix.com). Equinix is the world's largest data center & colocation provider, enabling fastest application performance, lowest latency and a digital ecosystem for financial services. Its platform of 200+ data centres worldwide protects, connects and empowers the mission-critical infrastructure for over 10,000 businesses. This podcast is also brought to you by Salesforce (https://www.salesforce.com/uk/?ir=1). Right now, business leaders are re-thinking, re-assessing and re-purposing business as usual to deal with this new crisis. It’s a global conversation Salesforce is having called Leading Through Change. And it’s all about businesses relying on each other to achieve one simple goal: Help. Learn more at salesforce.com (https://www.salesforce.com/uk/?ir=1) Small business financial services are only 1% finished. Our latest research examines the Jobs to be Done and cultural insights on what US business owners need, and the digital services that will help them meet their goals. Download the research for free by heading to bit.ly/digitalsmb (https://bit.ly/digitalsmb). Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates, Leda Glyptis and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Alexandra Frean, Nicolai Rygh, and Shefali Roy.

The vast majority of companies still do not have any policy in place to support work from home. As the majority of companies have switched to remote work and plan to implement this new system going forward - companies need to understand how to make an effective switch that will align with their company goals and business development strategy.  Our guest today: David DeFrancis, CEO of IT Proactive David started his first computer consulting business in 1998 and launched IT Proactive in 2015. He noticed a need for security and process in small to medium sized businesses was completely under-served.  IT Proactive is an outsourced IT Support firm that you can trust. We offer fully managed IT solutions that are simple, affordable and all-inclusive. Today we are going to discuss On boarding and Off boarding Employees Remote work policies BYOD policies What are today’s challenges when successfully onboarding and offboarding terminations? No on boarding or off boarding checklist (Directory Service Accounts, email, application permissions, devices) 1 off policies Personal devices accessing the corporate network, not having a separate vLAN (Internet Only) for employees (What is acceptable in the organization) What policies need to be in place Acceptable use for company equipment BYOD - where most companies fail Remote Access Policy- work from home Personal Device v. Corporate Device Its all about data integrity and security Equipment reimbursement Internet access/ security (remote location) VPN Firewall with Security Services BYOD- allow employees to access data Failure point - Written policy on what they can & cannot access - MDM- mobile device management software  When people leave they can put their phone on airplane mode to access shared company files (locally synced data) Rick’s Input On boarding is a continuation of your interview process. This determines your ability to retain your strongest people How do we create an effective internal policy around remote access? Questions need to be asked first Can company data be accessed on personal devices? Can data be accessed remotely via web browser. (Email, Sharepoint etc) Protocol in place for a security breach If a breach is detected, who to contact, plan to notify customers / vendors Are remote computers encrypted Are computers connected to a directory service? Mobile device management policy in place? Security protocol in place to wipe data (MDM) Now Create Acceptable use policy for Company Devices (template) Taylor to specific company (Questions to ask) Outline what applications are acceptable to use on device Can the employee access personal email, social, banking, etc… for company owned device Websites that are acceptable to access on a work device (Personal Banking, Social Media etc) Create a mobile device management policy Dependent upon server location Dependent upon BYOD or company owned devices On prem, cloud, hybrid What needs to happen when a person starts? On boarding process  Recommend providing company owned devices first! On boarding Checklist: Typically IT Managed Directory Services Account Email Account / O365 / Sharepoint LOB Applications  Permissions for LOB and File Share(s) / Sharepoint VPN in applicable Mobile Device (Email, Sharepoint, Supervised v. Managed Mode MDM) Company Policies, delivered and signed by employee Off boarding 1. Typically IT Managed Remove Access to all devices during exit interview Force Sign Out of any BYOD devices. Directory Services, LOB applications, File Shares etc Archive devices 2. Do not tamper with user date until its archived Point in time archive- home folder, desktop image, email Off boarding checklist for HR & IT Signed document that all company owned devices are returned Key Takeaways: Start Policies (even if it has 2-3 items in it) Acceptable Use Policy Remote Access Policy BYOD Policy Create and On boarding and Off boarding Checklist Be in sync with HR and the members of your team when exiting an employee Guest Contact: david@itproactive.com

From 2010 to 2018 the South Carolina bank was on the FDIC's problem bank list, but in the last two years it has been profitable. Dominik Mjartan, the bank's president and CEO, explains how technology upgrades and relationship building helped it get back on track.

Our name is our mission. ServisFirst Bank is a full service commercial bank focused on commercial banking, correspondent banking, cash management, private banking and the professional consumer market, emphasizing competitive products, state of the art technology and a focus on quality service. Bank capabilities and focus (what do we do and do well)Bank culture and our employees        What differentiates ServisFirstNashville Corp HQ move to new Broadwest Development – 1Q2021Learn more:  www.servisfirstbank.com

Welcome to this episode of Finance 2.0, a series where we talk to the people seeking to change the finance world. In this podcast, we speak to Aritra Chakravarty, the CEO and Founder of Project Imagine and Dozens. Aritra spent […] Author information Peter Tzonev Peter graduated from LSE with an MSc in EU Politics in 2016 and is an active member of the LSE Alumni Association London (LSEAAL). He has a diverse background sprawling from politics to finance, with a focus on financial markets. He has also held a number of key positions in the London Chamber for Junior Chamber International (JCI). With an entrepreneurial mindset, he enjoys working on different fintech related projects while continuing his professional development. | The post Redesigning Personal Banking [PODCAST] – Dozens appeared first on LSE London Alumni & Friends.

This episode of the podcast is taken from my recent Facebook Live in which I chat with Terry Robb Head of Personal Banking at Ulster Bank. Financial fraud is becoming more prevalent so protecting your money whilst shopping particularly in the run up to Christmas is really important.I’ve teamed up with Ulster Bank over the next few weeks to contribute to the ‘TAKE FIVE TO STOP FRAUD’ national campaign from Financial Fraud Action UK and the UK Government.We kicked off on Black Friday (which one you say J) and are creating and posting tips to help keep you safe – videos, blogs, Instagram stories and Facebook and Twitter posts out with practical advice to prevent scams in the run up to Christmas. Terry chats about the common types of fraud and scams which can impact people as well as sharing simple and effective ways which people can protect themselves. We chat about the 'Take 5 to Stop Fraud' Stop and Think when you receive a request to move money. A genuine bank or organisation will never contact you out of the blue to ask for your PIN, full password or to move money to another account.Only give out your personal or financial details to use a service that you have given your consent to, that you trust and that you are expecting to be contacted by.When clicking on links or files, don’t be tricked into giving someone access to your personal or financial details.Never automatically click on a link in an unexpected email or text. This podcast is sponsored by Ulster Bank Northern Ireland, I believe it’s sound advice which is why I’m working with the bank on this campaign. As always, all views and opinions are my own.

Today’s guest is actually one of those who has a stake in supporting the growth of Latino businesses. Dr. Betty Uribe (@drbettyuribe1) arrived in the US from Colombia at the age of twelve, not speaking any English.  Her first job: cleaning houses to help support her family. Fast forward to today, and now she is a nationally and internationally renowned senior banking executive, entrepreneur, speaker and author.  Her recently launched international best-selling book titled: #Values: The Secret to Top-Level Performance in Business & Life. The book has been named one of Inc. Magazine’s “Top 60 Business and Leadership Books Written by Women”. Dr. Uribe has been named a Fortune Magazine “Top 50 Most Powerful Latina”, which is a testament to her unyielding commitment to knowing her values and following them without exception. She's had great success effecting business turnarounds as an executive for Fortune 500, national and regional, financial institutions. Dr. Uribe is currently an Executive Vice President for California Bank & Trust, leading both Commercial and Personal Banking throughout Southern California. Under her leadership, the bank has been named the “Best Bank in Orange County,” for three consecutive years, as voted by readers of The Orange County Register.  Her heart for serving others has opened doors as far-reaching as the White House, the Vatican, and beyond. On this episode, we covered: how Dr. Uribe’s journey from Colombia at the tender age of 12, shaped her; adjusting to a new life in the US; the key people that had a valuable influence in her life; as well as, overcoming challenging times, balancing ambitions, why so many otherwise smart leaders fail and much more.

Dr. Betty Uribe is an internationally renowned bilingual and bicultural speaker and author, who is recognized for her expertise in values-based leadership. She currently is the Executive Vice President of California Bank & Trust (CB&T)’s Greater Southern California Division and has P&L responsibility for Commercial, Business and Personal Banking, which also includes its distribution network. California Bank & Trust is a $12 billion organization and a division of Zions Bancorporation, which has over $55 billion in assets. Under Uribe’s leadership, CB&T has been named the “Best Bank in Orange County” by the Orange County Register for three consecutive years.

Danske Bank har fået slag og er blevet grint ad. En kampagne slog fejl, måske også en strategi, kunderne strøg afsted til konkurrenterne - og kommunikationsrådgivere fik en ny case at kloge sig over. Noget måtte gøres og Thomas Mitchell blev sat til at gøre det. Som ny chef for Personal Banking i Danske Bank måtte Mitchell igennem en sand erkendelsesrejse - fra finanser til følelser - for at kunne arbejde med Danske Banks omdømme.    #Danske Bank #Omdømme #Imagemåling #Thomas Mitchell #Ledelseskommunikation #Forandringsledelse #Banksektor #Branding  

Dr. Betty Uribe is an internationally renowned bilingual and bicultural speaker and author, who is recognized for her expertise in values-based leadership. She currently is the Executive Vice President of California Bank & Trust (CB&T)’s Greater Southern California Division and has P&L responsibility for Commercial, Business and Personal Banking, which also includes its distribution network. California Bank & Trust is a $12 billion organization and a division of Zions Bancorporation, which has over $55 billion in assets. Under Uribe’s leadership, CB&T has been named the “Best Bank in Orange County” by the Orange County Register for three consecutive years. She is the author of #Values “The Secret to Top Level Performance in Business and Life. Website: www.drbettyuribe.com/ Facebook: www.facebook.com/DrBettyUribeValues Instagram: drbettyuribe Twitter: DrBettyUribe  

Michael Isom, Creator of the 20/20 Personal Banking System, shares how he set out to find a better way to not only grow his money, but to keep it safe. After losing millions in 2007, Michael developed a unique strategy he now shares to help his clients achieve peace of mind, knowing that their money is safe and guaranteed.According to Michael, you and your business, or your career, are your biggest money-making assets which you can grow if you use your own resources when needed, as opposed to borrowing and paying high interest.Michael unfolds real world, eye opening examples of the powerful principles he's developed and how the 20/20 Personal Banking System is helping those that want to be in control of their financial destiny.To learn more: http://OpticFinancial.com

Michael Isom, Creator of the 20/20 Personal Banking System, shares how he set out to find a better way to not only grow his money, but to keep it safe. After losing millions in 2007, Michael developed a unique strategy he now shares to help his clients achieve peace of mind, knowing that their money is safe and guaranteed.According to Michael, you and your business, or your career, are your biggest money-making assets which you can grow if you use your own resources when needed, as opposed to borrowing and paying high interest.Michael unfolds real world, eye opening examples of the powerful principles he's developed and how the 20/20 Personal Banking System is helping those that want to be in control of their financial destiny.To learn more: http://OpticFinancial.com

EPF.12