Podcasts about Safety net

Jeffrey Epstein's friends in the financial sector acted as a crucial safety net that enabled him to operate for decades without meaningful consequences. Wealthy financiers, private-equity executives, hedge-fund managers, and high-ranking banking figures opened doors for him, legitimized him publicly, and helped craft the image of a brilliant money manager with mysterious access to elite capital. Institutions continued to work with him even after his 2008 conviction, granting him accounts, moving large sums of money, and treating him as a respected client rather than a convicted sex offender. These relationships provided not just financial support, but credibility — the appearance of institutional trust that insulated him from scrutiny and deterred journalists and regulators who might otherwise have investigated his background more aggressively.Beyond image protection, Epstein's financial allies created a buffer of influence capable of suppressing exposure and consequences. Banks ignored internal warnings, compliance flags were bypassed, and suspicious-activity reports were buried or dismissed, all of which allowed Epstein to continue wiring money for travel, real estate, and payouts. When legal pressure mounted, these connections helped him negotiate favorable deals, secure lenient treatment, and maintain access to wealth that functioned as leverage over powerful associates. In effect, the financial elite served as a shield, transforming Epstein from a disgraced predator into a man still protected by the prestige and silence of the institutions that benefitted from his presence — proving that in the rarefied world of power and money, reputation can be manufactured and accountability can be deferred indefinitely.to  contact me:bobbycapucci@protonail.com

U.S. farm safety net programs are projected to deliver more than $13.5 billion in payments for the 2025 crop year, and President Trump lifted the 40% tariffs he imposed in July on Brazilian food imports, easing strain on agricultural markets.

Host Radell Lewis sits down with Clarence H. Carter, Commissioner of the Tennessee Department of Human Services and author of "Our Net Has Holes In It," for an in-depth discussion on transforming America's broken welfare system and addressing the homelessness crisis. About the Guest: Clarence H. Carter is a career human services (safety net) administrator with 30+ years of experience in the administration of programs and agencies dedicated to serving economically, socially, and developmentally vulnerable Americans. Throughout his distinguished career, he has served in the administrations of two presidents, four governors, and one mayor, bringing unprecedented bipartisan expertise to social safety net reform. His unique perspective comes from working across both Democratic and Republican administrations, making him a true "solutionist" focused on practical outcomes over partisan politics. Connect with Clarence Carter: LinkedIn: https://www.linkedin.com/in/clarence-carter-aaa0096 Book: "Our Net Has Holes In It" (Available on Amazon) Key Topics Covered: Welfare reform strategies that focus on growing individual capacity rather than perpetual dependency American safety net programs: Understanding the 114 federally authorized support programs and how to connect them effectively Homelessness solutions through housing-first approaches and Section 8 housing reform Poverty reduction strategies that balance compassionate care with economic efficiency Bipartisan policy solutions that appeal to both progressive and conservative values Social services reform: Moving from program-centric to consumer-centric human services Economic vulnerability and the wealth disparity gap in America Mental health support integration within comprehensive assistance programs Key Insights from 30+ Years of Experience: Why America spends $1.49 trillion annually on public supports but still fails vulnerable populations The "cliff effect" problem: How current welfare programs create disincentives for advancement Real success stories of welfare-to-work programs that restore dignity and freedom How to implement universal human development assessments for better outcomes The navigator/concierge model for helping families escape poverty Demonstration authority and policy experimentation for program improvement Lessons learned from implementing reforms in Virginia, District of Columbia, Arizona, and Tennessee Carter's Vision: "Strengthen America by strengthening Americans" - A philosophy centered on meeting vulnerable individuals where they are with the objective of growing them beyond dependency. His approach combines the heart of progressive compassion with the fiscal responsibility valued by conservatives, creating a truly purple political solution. Real-World Experience: Drawing from his tenure as: Commissioner, Tennessee Department of Human Services (current) Commissioner, Virginia Department of Social Services Director, District of Columbia Department of Human Services Leadership roles in Arizona's human services system Federal administration positions under two presidents Political Philosophy: This episode exemplifies purple politics at its finestfinding common ground between red and blue perspectives on social welfare, government spending, public assistance programs, and individual responsibility. Both host and guest explore how caring for vulnerable Americans and fiscal responsibility aren't mutually exclusive goals. Perfect For: Policy enthusiasts, social workers, nonprofit leaders, political moderates, human services professionals, government administrators, anyone interested in poverty alleviation, homelessness advocacy, welfare policy, government efficiency, social safety net reform, and bipartisan solutions to America's most pressing challenges. Related Topics: SNAP benefits, TANF (Temporary Assistance for Needy Families), social services administration, human services policy, economic mobility, intergenerational poverty, public housing reform, case management systems, outcomes-based metrics, person-centered services, Tennessee Department of Human Services About Purple Political Breakdown: Hosted by Radell Lewis, Purple Political Breakdown is your source for nonpartisan political analysis that bridges divides and focuses on practical solutions. The podcast features regular segments including "Nuanced News," "Deep Dive Trends," and "Good News," with live Wednesday panel discussions at 6:30 PM EST and Sunday broadcasts at 8 AM EST. About Host Radell Lewis: Former Ballotpedia Fellow, Outreach Coordinator for STAR Voting, and political analyst dedicated to finding common ground across political divides. Radell brings a solution-focused approach to complex policy issues, emphasizing practical outcomes over partisan talking points. Connect with Purple Political Breakdown: LinkedIn, Twitter, Instagram Subscribe for weekly episodes and political insights Rate us 5 stars and share with friends who value nuanced political discussion #WelfareReform #PovertyReduction #HomelessnessSolutions #BipartisanPolicy #SocialSafetyNet #PublicAssistance #PoliticalPodcast #PurplePolitics #PolicySolutions #SocialServices #EconomicMobility #GovernmentReform #ClarenceCarter #HumanServices #TennesseePoliticsStandard Resource Links & RecommendationsThe following organizations and platforms represent valuable resources for balanced political discourse and democratic participation: PODCAST NETWORKALIVE Podcast Network - Check out the ALIVE Network where you can catch a lot of great podcasts like my own, led by amazing Black voices. Link: https://alivepodcastnetwork.com/ CONVERSATION PLATFORMSHeadOn - A platform for contentious yet productive conversations. It's a place for hosted and unguided conversations where you can grow a following and enhance your conversations with AI features. Link: https://app.headon.ai/Living Room Conversations - Building bridges through meaningful dialogue across political divides. Link: https://livingroomconversations.org/ UNITY MOVEMENTSUs United - A movement for unity that challenges Americans to step out of their bubbles and connect across differences. Take the Unity Pledge, join monthly "30 For US" conversation calls, wear purple (the color of unity), and participate in National Unity Day every second Saturday in December. Their programs include the Sheriff Unity Network and Unity Seats at sports events, proving that shared values are stronger than our differences. Link: https://www.us-united.org/ BALANCED NEWS & INFORMATIONOtherWeb - An AI-based platform that filters news without paywalls, clickbait, or junk, helping you access diverse, unbiased content. Link: https://otherweb.com/ VOTING REFORM & DEMOCRACYEqual Vote Coalition & STAR Voting - Advocating for voting methods that ensure every vote counts equally, eliminating wasted votes and strategic voting. Link: https://www.equal.vote/starFuture is Now Coalition (FiNC) - A grassroots movement working to restore democracy through transparency, accountability, and innovative technology while empowering citizens and transforming American political discourse. Link: https://futureis.org/ POLITICAL ENGAGEMENTIndependent Center - Resources for independent political thinking and civic engagement. Link: https://www.independentcenter.org/ GET DAILY NEWSText 844-406-INFO (844-406-4636) with code "purple" to receive quick, unbiased, factual news delivered to your phone every morning via Informed (https://informed.now) ALL LINKShttps://linktr.ee/purplepoliticalbreakdownThe Purple Political Breakdown is committed to fostering productive political dialogue that transcends partisan divides. We believe in the power of conversation, balanced information, and democratic participation to build a stronger society. Our mission: "Political solutions without political bias."Subscribe, rate, and share if you believe in purple politics - where we find common ground in the middle! Also if you want to be apart of the community and the conversation make sure to Join the Discord: https://discord.gg/ptPAsZtHC9

Strengthening Kenya's Digital and Financial Safety Nets: Citizens In A Cashless Economy by Capital FM

Jeffrey Epstein's friends in the financial sector acted as a crucial safety net that enabled him to operate for decades without meaningful consequences. Wealthy financiers, private-equity executives, hedge-fund managers, and high-ranking banking figures opened doors for him, legitimized him publicly, and helped craft the image of a brilliant money manager with mysterious access to elite capital. Institutions continued to work with him even after his 2008 conviction, granting him accounts, moving large sums of money, and treating him as a respected client rather than a convicted sex offender. These relationships provided not just financial support, but credibility — the appearance of institutional trust that insulated him from scrutiny and deterred journalists and regulators who might otherwise have investigated his background more aggressively.Beyond image protection, Epstein's financial allies created a buffer of influence capable of suppressing exposure and consequences. Banks ignored internal warnings, compliance flags were bypassed, and suspicious-activity reports were buried or dismissed, all of which allowed Epstein to continue wiring money for travel, real estate, and payouts. When legal pressure mounted, these connections helped him negotiate favorable deals, secure lenient treatment, and maintain access to wealth that functioned as leverage over powerful associates. In effect, the financial elite served as a shield, transforming Epstein from a disgraced predator into a man still protected by the prestige and silence of the institutions that benefitted from his presence — proving that in the rarefied world of power and money, reputation can be manufactured and accountability can be deferred indefinitely.to  contact me:bobbycapucci@protonail.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.

Headlines II here - States abuse of children using the legal justice system as cover - Safety Net reports Mass job cuts at ANZ - Safety Net reports Australian Unions join together in campaign against Amazon Exploitation methods - Guardian reports two potential litigants against Police use of stinger grenades - The US has launched a series of Airstrikes in Somalia  - Palestine update Voices 4 Palestine II herePalestine Rally 16th November Yasan from Sudan and Joel Geyer from USASupplied by Vivien Langford from the Climate Action 5pm MondayYasan is a Sudanese activist. His chant was From Gaza to Darfur, Stop the killing Stop the war.Joel Geyer  said he went back to the Civil Rights and Black Panther Movement . He said the Sydney Harbour Bridge walk inspired the world and not to give up as Israel weakens... Song - Useless Children - Stranger  Northern Suburbs Need PT II hereOff the back of the Infrastructure Victoria report that has called for duplicating and extending the Upfield train line we talk with Socialist Alliance Merri-bek Councillor, Sue Bolton about PT in the north in general.Changing Track Movie Interview II hereShort interview with filmmakers Tristan & Timothy Kenyon about their film about the paralympic cycling team set to be released with q&a at Lido on 26th and on Dec 3rd for international Day of DisabilityThis is the Week II hereComrade Kevin gives us his incisive update on the week that was CFMEU Attack Update II hereCFMEU Vic Construction & General update from rank and file perspective following the push by Administration to remove up to 15 of the existing 30 Organisers. This week 10 organisers given their marching orders including Shacks -   Joel Shackleton the Koorie Organiser responsible for the positive push to make room for Koorie workers and CFMEU members.The arrest of John Setka as a result of swearing in a return email - misuse of communication systemsMoving fast with Queensland enquiry into CFMEU Geoffrey Watson SC testimony widely showing opinion purporting to be damning evidence. Song - Bloody Hammer - Underdogs 

Safety Net Programs Set to Pay More than $13 Billion in 2026

Kieran warns that Liberty Street House, a crucial early-intervention service for vulnerable teens, needs support and protection Hosted on Acast. See acast.com/privacy for more information.

976. Laura reviews financial safety nets that help you and your family survive and even thrive despite an unexpected hardship.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Season 4 continues with Ty Dolla $ign—writer, producer, multi-instrumentalist, and A&R mind shaping the next wave of R&B. Ty breaks down a decade since his critically acclaimed debut Free TC, the launch of EZMNY Records and its flagship artist Leon Thomas (fresh off six GRAMMY® nominations), and the musical lineage that runs in his family. We get into Ty’s collaborative DNA—Babyface, Brandy, Jagged Edge, James Fauntleroy, Jeremih, dvsn, Kehlani, Khalid, 6lack, Jacob Collier, Mahalia and more—as well as the craftsmanship behind his pen on records like “Loyal,” “Boss,” “Hit Different,” “The Distance,” “Safety Net,” “Chosen,” and “Post to Be.” He also celebrates major plaque talk, including the Diamond certification of “Or Nah (Remix)” and “Psycho” with Post Malone, plus his 8th GRAMMY® nomination for work on JID’s “WholeheartedlySee omnystudio.com/listener for privacy information.

About the Guest(s):Maddy Roche - Maddy handles all marketing, growth, and prospect engagement for Childfree Trust® - the first nationwide medical and financial POA, executor and trustee representation service for the Childfree population. She understands the challenges of being Childfree as it relates to estate planning and is passionate about educating her community about ways to prepare.Before joining Childfree Trust®, she was XYPN's first employee and host of XYPN's podcast Behind the Advisor. In her previous roles as Vice President and Executive Business Coach, she helped build and lead the departments that deepen XYPN's membership value.Maddy has seen, heard, and helped thousands of financial planners throughout their entrepreneurial journeys with energy, expertise, and compassion.Episode Summary:In this enlightening episode of Money Roots, host Amy Irvine is joined by Maddy Roche, Chief Growth Officer at Child Free Trust, for an in-depth discussion on a timely financial planning topic: estate planning for child-free individuals. Maddy's expertise comes to the forefront as they explore the common misconceptions surrounding estate planning for those without children, emphasizing the need for a structured plan to safeguard one's legacy. This conversation is critical for the 25% of Americans who lack children, whether by choice or circumstance.The conversation delves into the innovative solutions offered by Child Free Trust, a groundbreaking initiative poised to fill the "fiduciary void" faced by child-free adults. By January, the organization will officially provide nationwide services as medical power of attorney, financial power of attorney, executor, and trustee, uniquely catering to the 15 million Americans over 55 without children. Amy and Maddy discuss the substantial need for such services and how the digital platform will facilitate critical information sharing across all 50 states, ensuring individuals have someone to rely on in times of medical emergencies, cognitive decline, or death. This episode shines a light on the future of estate planning, presenting options for those who previously had limited solutions.Key Takeaways:Child Free Trust offers the first nationwide estate planning service tailored for individuals without children.Estate planning isn't just about preparing for death; it's also about emergency preparedness for medical situations and cognitive decline.The service covers all 50 states, providing comprehensive solutions that include medical and financial power of attorney, executor, and trustee roles.Many child-free individuals face the "fiduciary void," lacking a designated representative to act on their behalf amid emergencies.Maddy emphasizes the importance of removing emotional biases in decision-making, opting for professional, impartial third-party services.Notable Quotes:"A lot of people say, oh, it must be so easy to plan for estate planning purposes when you don't have kids. I'm like, yeah, like, who do you leave your stuff to? It's actually a big problem." – Amy Irvine"There are 25% of Americans that don't have kids either by choice or by circumstance." – Maddy Roche"15 million Americans over 55 don't have children. It's a huge market; it's a huge underserved market in so many ways." – Maddy Roche"We really try to neutralize some of this ahead of time, and working with a planner like you can help." – Maddy Roche"This takes that out and there's continuity, so it doesn't matter if there's any health events, there's that continuity of care that continues." – Amy IrvineResources:Child Free Trust – Offering estate planning services tailored for child-free individuals.

The health care apocalypse has arrived. In the past month, many of the 30,000 Vermonters who get their health insurance through Vermont Health Connect — part of the Affordable Care Act, or Obamacare as it's popularly known — are experiencing sticker shock. Average health insurance premiums on Vermont Health Connect are projected to more than double, the highest rate increases countrywide.This is a disaster foretold. Democrats in Congress have warned for months that unless pandemic-era health insurance subsidies were extended, the 24 million Americans who get their health insurance through ACA marketplaces would see astronomical price hikes. Yet, despite a 43 day government shutdown, Republicans in Congress and President Trump refused to extend subsidies. The price tag for inaction has just arrived.Vermonters are now faced with excruciating choices. Middle-income participants are facing additional premiums of $10,000 per year for individuals and $32,000 for a family of four. Others are considering going without insurance all together. “We can't take out a second mortgage on our house to afford one year of health insurance,” said Arica Bronz, a pilates instructor in Williston, where she lives with her husband, a primary care physician, and their two daughters. Bronz's monthly family premium will rise from $1,100 to $2,700 per month in 2026. After factoring in a $15,000 annual deductible, she said that in case of a serious medical event, her family will pay $47,000 before their insurance kicks in. Bronz feels she has no choice. She is going to cancel health care coverage for her family. “We're trying to get all the scans done and just make sure we're tip-top healthy before we make the leap. I can't tell you how much sleep I've lost considering what it's like to jump in this day and age to no health care for a family.”If too many people drop health care coverage, experts warn that Vermont's struggling health care financing system could enter a death spiral. “I have a tremendous fear that what we are watching before us is the undoing, the dismantling of our healthcare financing system,” said Michael Fisher, Vermont's chief health care advocate. “This is devastating and it's self-inflicted. And the majority in Congress think it's the right thing to do."Fisher nevertheless said that those whose income falls within 400% of the federal poverty level — around $130,000 for a family of four — may still qualify for subsidized health care premiums.As Arica Bronz contemplates a future without health insurance, she said, “We don't have a safety net. Hopefully that will inspire us to just be really thoughtful and careful. ... It's kinda terrifying.”

In this special episode of Office Hours, Scott Galloway brings back Morgan Housel to answer your questions on “enough,” financial independence, and the art of spending. They discuss why our money goals keep moving, how to know when you can slow down, and why saving is really about buying independence, not things. Morgan also explains why holding extra cash can be a smart emotional hedge, while Scott shares how he spends today and what he wishes he'd known earlier. Morgan's latest book, The Art of Spending Money: Simple Choices for a Richer Life, is out now. Want to be featured in a future episode? Send a voice recording to officehours@profgmedia.com, or drop your question in the r/ScottGalloway subreddit. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Allie Vasquez shares her powerful journey from teacher to top-producing agent, proving that real success comes from self-discipline, authenticity, and the courage to build a life that fits your true purpose.See full article: https://www.unitedstatesrealestateinvestor.com/rising-strong-the-power-of-self-discipline-and-authentic-living-with-allie-vasquez/(00:00) - Welcome Back to The REI Agent Podcast(00:08) - Guest Introduction: Allie Vasquez from Frederick, Maryland(00:17) - Allie Shares Her Journey in Real Estate(00:29) - From Buyer's Agent to Listing Leader(01:16) - Why Allie Feels Her Best After 10 Years in Real Estate(01:38) - The Myth of the Perfect Morning Routine(02:29) - Mental Health, Motherhood, and Finding a Realistic Balance(03:41) - Erica's Perspective on Self-Compassion and Adjusted Expectations(04:23) - The Importance of Listening to Your Needs(05:19) - Seasonality of Life and Self-Grace in Business(06:01) - Acts of Service as Compassionate Gifts(06:26) - Giving Practical Help to Others in Need(06:50) - Breaking Free from the Superhero Complex(07:06) - The Lies We Tell Ourselves as Agents(09:14) - Taking Total Ownership and Responsibility for Outcomes(10:20) - The Leap: Quitting Teaching to Pursue Real Estate Full-Time(11:11) - Burn the Boats: No Backup Plan(12:21) - Freedom Through Focus and Necessity(13:01) - Cutting the Safety Net and Mental Commitment(14:01) - Burning Bridges and Building a New Career Path(14:46) - Adjusting to the Entrepreneurial Mindset(15:36) - From Trailer Parks to Success Stories: Allie's Early Clients(17:30) - Building Community Through Cultural Connection(18:47) - Spanish Language as a Bridge to Opportunity(19:01) - The Birth of a Niche: Serving the Latino Community(20:21) - Leaving the Team and Building Solo Success(22:16) - Teaching Meets Real Estate: Shared Paths with Mattias(24:08) - The Power of Social Media and Authentic Branding(24:55) - Filtering Clients Through Authenticity(25:21) - Learning to Fire Clients with Confidence(25:30) - Why Allie Fired Her Entire Team(25:39) - Teaching vs. Leadership: Lessons Learned(27:00) - Discipline Over Motivation: Finding the Right People(27:47) - Recruitment Reality: Who Really Wants You?(28:30) - Quality Over Quantity in Team Building(29:02) - Teach a Man to Fish: Building True Independence(29:08) - The Flashy Trap of Real Estate Recruiting(30:25) - Surviving and Thriving Through Market Shifts(31:16) - The Competitive Fire That Fuels Success(31:23) - Golden Nuggets: The Power of Picking Up the Phone(33:08) - Finding Your “Layup” in Real Estate(33:44) - Simplicity Wins: The Free Tools That Build Business(34:15) - The Forgotten Art of Connection(34:26) - The Case for Reading Fiction(35:48) - “Discipline Is Destiny” and the Power of Small Habits(38:33) - Lessons from History and the Queen's Discipline(39:54) - Doing What You Don't Want to Do Builds Strength(40:31) - The Goggins Debate: Discipline vs. Extremes(41:41) - Consistency Creates Confidence and Cash Flow(42:16) - Candy Motivation: How Allie Turned Prospecting into a Game(44:07) - Authentic Conversations and Building Real Relationships(44:17) - Where to Find and Follow Allie Vasquez(45:01) - Closing Thoughts and Final Words(45:07) - Outro and DisclaimerContact Allie Vasquezhttps://allievrealty.com/https://youtube.com/@WalkersvilleLiving Remember, your best life starts the moment you choose authenticity over perfection. Keep building your discipline, your purpose, and your peace. To learn more, visit https://reiagent.com

Starving the Republic – How Both Parties Are Failing the People This Isn't a Left or Right Crisis… It's a Humanity Crisis America Can Feed the World… But Not Its Own CitizensIs Our Safety Net Failing Its Own Citizens While Politics Plays Chicken? https://rumble.com/v70zk8m-starving-the-republic-how-both-parties-are-failing-the-people.html https://gorightnews.com/is-our-safety-net-failing-its-own-citizens-while-politics-plays-chicken/ https://youtu.be/LhaMebyMbC4https://www.spreaker.com/episode/starving-the-republic-how-both-parties-are-failing-the-people-gorightnews--68497779America is shutting down, not because of a storm or a war, but because Congress has forgotten how to govern. In this powerful #GoRight with Peter Boykin monologue, we break down the truth behind the continuing government shutdown, the frozen food-stamp benefits, and the political theater both parties are using to manipulate voters before local elections.This is not about blaming Trump or Biden. It is about exposing how Washington has turned our Constitutional Republic into a hostage of fear, division, and incompetence. Peter Boykin reveals how Democrats exploit fear while expanding welfare for illegal immigrants, how some Republicans are cheering on policies that harm legal citizens, and how both sides have lost sight of the bigger picture. A rich nation failing to protect its own people is betraying its founding promise. We do not need socialism. We need accountability. We do not need political theater. We need leadership. We do not need division. We need Americans first every time.Watch, share, and join the movement for truth, compassion, and accountability. Subscribe and support GoRightNews.com, where facts, faith, and freedom still matter.#GoRight, #PeterBoykin, #GoRightNews, #ShutdownCrisis, #GovernmentShutdown, #SNAPCrisis, #WelfareReform, #AmericaFirst, #Constitutionalist, #ProtectOurPeople, #EndTheShutdown, #CitizensFirst, #StopTheFear, #AccountabilityNow, #CongressFail, #PoliticalGridlock, #WeThePeople, #FoodSecurity, #JusticeForCitizens, #LibertyMatters, #TruthInMedia, #StandForAmerica, #AmericanVoice, #RealNews, #WakeUpAmerica, #FaithAndFreedomBecome a supporter of this podcast: https://www.spreaker.com/podcast/goright-with-peter-boykin-gorightnews-com--3096608/support.

You think you're staying together for the kids. But are they truly safe—or just absorbing tension they can't name?In this solo episode, I explore the neuroscience of “silent divorce,” where parents remain physically together but emotionally disconnected. Research shows this doesn't protect children—it rewires their developing brains to expect instability, even when everything looks “fine.”You'll learn:✅ Why kids internalize emotional misalignment even without visible conflict✅ How chronic tension changes identity and self-regulation✅ Simple steps to create congruence and emotional safety at homeThis episode isn't about blame—it's about awareness. And when you shift what your nervous system broadcasts, you change what your child inherits.

More than 350,000 Californians are now behind on their student loan payments – the highest delinquency rate for any type of debt in over two decades, according to the California Policy Lab. Experts say the missed payments are a symptom of a financial safety net that was already broken before the COVID-19 pandemic disrupted loan payments and is now further unraveling as borrowers face higher bills, fewer repayment options, inconsistent eligibility for loan forgiveness, and a very confusing system. We talk to a researcher tracking student debt, an advocate fighting on behalf of borrowers in court, and a former government official who has seen the system from the inside. Do you have a student loan? Tell us what you've been experiencing. Guests: Evan White, executive director, California Policy Lab, University of California-Berkeley Julie Margetta Morgan, president, The Century Foundation, independent think tank that researches public policy - Morgan served as the associate director of research, monitoring, and regulations at the Consumer Financial Protection Bureau (CFPB) Mike Pierce, executive director and co-founder, Protect Borrowers Learn more about your ad choices. Visit megaphone.fm/adchoices

We'll talk to a national advocate and a leader from Cleveland's Joseph & Mary's Home about the challenges people experiencing homelessness face, and the organizations serving them.

In this insightful discussion, Shellee Howard interviews Gary Stocker, an expert on college financial health and viability, to shed light on the often-overlooked financial challenges facing many colleges today. Gary, originally trained as a medical laboratory scientist, transitioned into higher education administration and research, focusing on the financial stability of colleges, especially smaller private institutions. He reveals alarming trends, such as the closure of private colleges at an unprecedented rate, with one closing per week in early 2024. Despite the public perception of wealthy, stable institutions, many colleges, particularly small, rural, and non-urban private colleges, are struggling financially, often keeping these struggles hidden from prospective students and parents.Gary explains how colleges mask the reality of their financial trouble by offering significant tuition discounts, which are often misrepresented as scholarships, to attract students. He warns parents to be cautious and to prioritize evaluating a college's financial health before considering other factors like campus beauty or program offerings. Gary introduces tools he developed at College Viability, including a free report platform (mycollegeviability.com) that allows families to assess the financial health of over 1,400 private colleges and a college majors completion app that tracks graduation numbers in specific majors to help identify programs at risk of closure.He highlights the risks students face if a college closes mid-education, emphasizing the importance of teach-out agreements that transfer students to other institutions, though these partner colleges may themselves be financially unstable. Gary also discusses the differences between public and private institutions, noting that while public colleges have similar low graduation rates, they rarely close due to government funding. He underscores the importance of transparency and independent analysis for families navigating college choices in a financially volatile higher education landscape. HighlightsOver 50% of private colleges graduate less than half their students on time, signaling systemic issues in higher education. Small, rural private colleges are most at risk of financial instability and closure, often without public warning. Tuition "scholarships" are frequently just discounts, not additional funds, misleading families about the true cost. Parents should make financial health the first criterion when evaluating colleges, not just campus appeal or programs. Teach-out agreements help students finish degrees if their college closes, but quality and stability of partner schools vary. Gary's tools (mycollegeviability.com and the majors completion app) provide critical data for assessing college viability and program strength. Public colleges rarely close due to state funding but share similar challenges with graduation rates and funding cuts. Key InsightsFinancial Health is the New Priority in College Selection: Gary stresses that parents and students must prioritize the financial stability of colleges over traditional factors like campus tours or program variety. This shift in focus is crucial because financially unstable colleges may cut programs, reduce quality, or close outright, disrupting students' education and costing families time and money. Rapid Rise in College Closures Indicates a Crisis: The fact that one private college closed every week in the first half of 2024 (though the rate has slowed) reveals a deep financial crisis in higher education, particularly among smaller and private institutions. This trend underscores the urgent need for transparency and proactive financial assessment tools for families. Tuition Discounts Mask True Costs and Financial Realities: Colleges use high sticker prices with large discounts framed as scholarships to attract students and impress families. This marketing tactic hides the actual financial challenges colleges face and can create false expectations for families about the value and sustainability of a college education at these institutions. Teach-Out Agreements Are a Safety Net but Not a Guarantee of Quality: When colleges close, teach-out agreements can transfer students to other schools to complete their degrees. However, Gary highlights that many receiving institutions may themselves be financially fragile or unable to provide the same educational quality, potentially compromising students' outcomes despite the transfer. Data-Driven Decisions Empower Families: Gary's development of tools like mycollegeviability.com and the majors completion app equips families with objective information about college financial health and program viability. These tools help identify risks such as low graduation rates, declining enrollments, and majors at risk of being cut, enabling informed decision-making rather than relying solely on marketing or reputation. Small Colleges Face Unique Challenges: Small, non-urban private colleges are disproportionately impacted by financial difficulties, facing enrollment declines, increased expenses, and infrastructure maintenance backlogs. Their smaller scale and limited resources make them more vulnerable to closure and program cuts, which parents must consider carefully. Public Colleges Are Not Immune but Benefit from Subsidies: Although public colleges share many challenges like low graduation rates, they are less likely to close due to state subsidies and government support. However, they still face budget pressures that can impact program offerings and campus conditions, which families should also monitor, especially as many public institutions cut programs or raise tuition. Lack of Transparency Harms Families' Ability to Assess Risk: Colleges often avoid publicizing financial problems or program cuts to protect their image and enrollment. This secrecy makes it difficult for families to assess risks effectively without independent data sources, reinforcing the value of third-party resources like those Gary provides. Graduation Rates Affect Financial and Opportunity Costs: With over half of colleges graduating fewer than 50% of students within four years, many students face extended education timelines, increased tuition costs, and lost income opportunities. This hidden cost significantly impacts families and should be a key consideration when choosing a college. Parents and Students Must Ask Tough Questions on Tours: Prospective students and parents should inquire about the health and future of low-enrollment majors during campus visits. Declining or small programs may be at risk of elimination, affecting students' ability to complete their desired field of study, highlighting the need for critical questioning beyond surface-level marketing. Independent Fiduciaries Are Needed to Advocate for Families: Gary positions College Viability as an independent advocate for parents and students in a landscape where college presidents and boards prioritize institutional survival. This independent oversight helps balance the interests of families against the colleges' financial realities. Caveat Emptor (Buyer Beware) Applies to College Selection: The age-old Latin warning is especially relevant for today's college market. Families must approach college selection with a critical eye and data-driven mindset, recognizing that traditional trust in higher education institutions may no longer be sufficient to ensure a safe investment for their children's futures. ConclusionThis conversation underscores the critical need for families to adopt a more analytical and cautious approach to college selection. The financial instability of many colleges, especially small private institutions, poses real risks to students' educational trajectories and families' investments. By leveraging independent data tools and focusing on financial health first, parents and students can make more informed decisions, avoid surprises like sudden college closures, and better ensure a quality and stable college experience. Gary Stocker's expertise and resources provide a powerful antidote to the opaque and often misleading narratives promoted by colleges, empowering families in an increasingly complex higher education environment. Connect with Shellee Howard: WebsiteYouTubeInstagram  LinkedIn  Connect with Gary Stocker: WebsiteFacebookLinkedInYouTubePodcast

A Message from our Sponsor: This episode is brought to you by Insuramax. Our team specializes in providing tailored insurance program solutions for elevator contractors, having over 20+ years of experience with new-to-operations or some of the Top 10 companies, and understands the unique risks associated with installation, maintenance, and repair. We will work closely with you to design comprehensive coverage plans that protect against liabilities, property damage, and operation disruptions while working to provide the most competitive pricing. For more info, visit insuramax.com or call Alan Jones at 502-648-7496.Intro:This episode of Elevator Tools and Tech is brought to you by Insuramax, a trusted provider of insurance solutions for elevator contractors. Today, I'm talking with Alan Jones, Vice President of commercial lines for Insuramax, with over 20 years of industry experience. Alan understands the unique risks of the elevator industry and has helped create a comprehensive insurance plan to protect your business. You can learn more at insuramax.com or give Alan a call.Summary:Alan Jones, Vice President of Commercial Lines at Insuramax, discussed his 25-year experience in insuring elevator contractors. He highlighted the importance of proactive claims handling, which has led to a 16% loss ratio since 2020, resulting in significant rate decreases for clients. Jones emphasized the need for comprehensive insurance coverage, including labor law and residential exclusions, and the benefits of quarterly claims meetings and contract reviews. He also noted the success of his program in reducing renewal costs and supporting new startups, offering competitive rates and personalized service.

New to ABQCSL? We'd love to get to know you and get you connected! abqcsl.breezechms.com/form/New2ABQCSL Check out our website! ABQCSL.org Find us on Facebook! www.facebook.com/abqcsl Subscribe to our YouTube! www.youtube.com/c/AlbuquerqueCenterforSpiritualLiving Follow us on Instagram! www.instagram.com/abq_csl/

Erin Ryan and guest host Reshma Saujani (Moms First) poke holes in Trump's flimsy IVF plan, discuss RFK Jr.'s creepy obsession with teenage boys' sperm counts, and the realities of women leaving the workforce. They also get into the insanity of Trump's ballroom construction and dissect the differences between the moms with boys and Boy Moms. Nearly half a million women have left their jobs so far this year. Here's why, in their own words (CNN 10/17)Embattled Trump Nominee Paul Ingrassia's Mom Tried to Meet With Lawmakers Who Criticized Her Son (NOTUS 10/21)RFK Jr uses platform during Trump event to go on rant about teenager's sperm (The Independent 10/17)Trump Unveils Plan to Expand Access to ‘Fertility Insurance' and IVF Drugs (TIME 10/16) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Elizabeth New (Hovde) of the Washington Policy Center calls for reforming Medicaid Long-Term Care to ensure it serves people in genuine need and protects taxpayer resources. https://www.clarkcountytoday.com/opinion/opinion-to-protect-a-safety-net-and-taxpayers-reforms-to-medicaid-long-term-care-are-needed/ #Opinion #Medicaid #LongTermCare #WashingtonPolicyCenter #ElizabethNewHovde #HealthcareReform #PublicPolicy #Taxpayers #SafetyNet #Accountability

Today's guest knows a thing or two about what it takes to win, because he's been keeping score his entire career. Shawn Burcham is Founder and CEO of PFSbrands, the powerhouse behind brands like Champs Chicken, BlueTaco and Hangar 45 Pizza. When he's not empowering his employees, the bestselling author coaches companies around the world how to accept risk and learn from failure, using the same philosophy that turned his own company into a 100% employee-owned success story. It's a story of leadership, grit and determination that redefines what it looks like to win, in business and in life.Website: https://pfsbrands.com/ | https://shawnburcham.com/ Twitter: https://x.com/ShawnBurcham1 Facebook: https://www.facebook.com/ShawnBurchamPFS/Check out the conversation on YouTube: https://youtu.be/TJx4O8-xoBw

Relebogile Mabotja speaks to Brendon Pillay the National Head of Business Development at Indwe Risk Services discussing Indwe as a specialist insurance expertise in cybersecurity and risk protection.702 Afternoons with Relebogile Mabotja is broadcast live on Johannesburg based talk radio station 702 every weekday afternoon. Relebogile brings a lighter touch to some of the issues of the day as well as a mix of lifestyle topics and a peak into the worlds of entertainment and leisure. Thank you for listening to a 702 Afternoons with Relebogile Mabotja podcast. Listen live on Primedia+ weekdays from 13:00 to 15:00 (SA Time) to Afternoons with Relebogile Mabotja broadcast on 702 https://buff.ly/gk3y0Kj For more from the show go to https://buff.ly/2qKsEfu or find all the catch-up podcasts here https://buff.ly/DTykncj Subscribe to the 702 Daily and Weekly Newsletters https://buff.ly/v5mfetc Follow us on social media: 702 on Facebook https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702 See omnystudio.com/listener for privacy information.

“You're going to spend a lot more time losing in this industry than you are winning.” – Jackie CrawfordEpisode #241 of In The LOOP with Jordan Jo x The Cowboy Channel is here—and we're sitting down with a legend who's honest about the grind behind the gold buckles. From choosing tougher paths on purpose to surrounding herself with the right people, Jackie opens up about mindset, comparison, and learning to ride out the lows with confidence. We talk horses that shaped her (shoutout T-Boy), life on the road with family, and pushing boundaries long before breakaway roping hit the big stage. It's real talk —in and out the arena.#InTheLOOPPodcast #JordanJoHollabaugh #JackieCrawford #BreakawayRoping #Cowgirl #Cowboy #Rodeo #GetInTheLOOP ----In The LOOP Podcast hosted by Jordan Jo Hollabaugh, is inspired by the western culture and breakaway roping lifestyle. This podcast highlights the raw, real, truth behind the box of the breakaway roping industry. Bringing you behind the scenes stories of what real life looks like everyday from; breakaway ropers, cowgirls, cowboys, producers, leaders, trailblazers, and the like, all sharing stories of the western culture and lifestyle that they live daily.In The LOOP Podcast & Fabrizio Marketing LLC are not responsible for any losses, damages, or liabilities that may arise from the use of this podcast.----New Episodes Every Friday @ 9a ET on Rodeo Live YT----Get In The LOOP Podcast with Jordan JoGet the Newsletter at | www.inthelooprodeo.com/Like us on Facebook | www.facebook.com/inthelooppodcast.jordanjoTag us on Instagram | www.instagram.com/inthelooppodcast.jordanjoFollow us on TikTok | https://www.tiktok.com/@jordanjo.hollabaughWatch more on our Youtube Channel Watch on Youtube @ JordanJoHollabaugh ... Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

What happens if you can't afford your whole life insurance premium anymore? It's the most common concern when people design large policies for Infinite Banking: "I don't want to pay this huge premium until I'm 95 years old." The truth is, once you understand what premium is doing for you—building momentum, creating guaranteed growth, and establishing your family banking system—you won't want to stop. But life happens. Income disruptions, career changes, or simply changing priorities might make you reconsider. That's why understanding your contractual rights matters. There are five distinct options when you can't or won't continue paying premiums, and most people only know about the worst one: surrendering for cash. This episode breaks down all five options, from the contractual non-forfeiture provisions required by state law to the optimal strategy that lets your policy sustain itself. We explain extended term insurance, reduced paid-up insurance, automatic premium loans, and the dividend payment strategy—plus why working with an authorized IBC practitioner ensures you actually have access to these options. The goal isn't to plan your exit from day one, but to understand the full contract you're entering and know you have control no matter what happens.Chapters:00:00 - Opening segment07:00 - Introduction to non-forfeiture options and PUA  10:00 - Four contractual non-forfeiture options overview  11:20 - Cash value refresher13:00 - Net present value14:40 - Dave Ramsey's misrepresentation   17:50 - Company exposure and why cash value grows over time  18:55 - Option 1: Cash surrender value (closing the policy)  20:30 - Option 2: Extended term insurance explained  25:45 - Option 3: Automatic premium loan (APL)  27:00 - When APL makes sense: income disruption scenarios  32:00 - Base premium vs. total premium: What you actually need to sustain  35:00 - Option 4: Reduced paid-up insurance (RPU)  36:25 - Why you can't RPU before year seven (MEC rules)  42:15 - How using dividends changes projections  44:50 - Option 5: Using dividends to pay premiums (the optimal strategy)  48:05 - Keeping premium door open  52:00 - Protection and savings before speculation  54:10 - Keeping the wall between savings and investments  56:30 - Final thoughtsKey Takeaways:- Cash surrender value is not separate from death benefit—it's your equity in the future payment at present value- There are 5 total options when you can't pay premium: 4 contractual non-forfeiture options plus the dividend strategy- Cash surrender (Option 1): Walk away with equity, lose all coverage—least recommended option- Extended term insurance (Option 2): Same death benefit dollar amount, reduced timeframe based on cash value- Reduced paid-up insurance (Option 3): Same timeframe (whole life), reduced death benefit, no future premiums required- Automatic premium loan (Option 4): Company loans against cash value to pay base premium automatically- Dividend payment (Option 5): Use policy dividends to pay base premium—the optimal approach for mature policies- Not all whole life companies support optimal IBC design—must have PUA riders available- Work only with Nelson Nash Institute authorized practitioners to ensure proper policy structure- Goal is never to stop paying premium once you understand what it's doing for your family banking system- Your whole life policy should be the asset you understand most completely before signingGot Questions?Reach out to us at info@remnantfinance.com or book a call at https://remnantfinance.com/calendar !Visit https://remnantfinance.com for more informationLow Stress Trading: https://remnantfinance.com/options  FOLLOW REMNANT FINANCEYoutube: @RemnantFinance (https://www.youtube.com/@RemnantFinance )Facebook: @remnantfinance (https://www.facebook.com/profile.id=61560694316588 )Twitter: @remnantfinance (https://x.com/remnantfinance )TikTok: @RemnantFinanceDon't forget to hit LIKE and SUBSCRIBE

Is your dental practice truly prepared for a crisis? Whether it's a financial surprise, an IRS inquiry, a health issue, or key staff leaving, unexpected challenges are inevitable.Join us as we equip you with the knowledge to create bulletproof contingency plans, establish emergency funds and lines of credit, and organize your financial records for peace of mind. Learn how proactive planning doesn't just protect your practice—it helps you thrive and maximize its value for future growth or sale.Interested in more info on how to: Earn More, Save More, and Retire EarlyUpcoming Tour Dates: Go to our EVENTS page for infoFacebook: Four Quadrants AdvisoryInstagram: @fourquadrantsadvisoryLinkedIn: Four Quadrants Advisory

As a consequence of Trump's drastic cuts to Medicaid and other health programs, experts estimate that between nearly 8 million and 10 million more Americans will be uninsured by 2034. These include the most vulnerable among us, people who depend on Medicaid because they are poor, ill and/or live with disabilities. And here's the kicker: experiencing disability isn't as rare or improbable as we'd like to think. That's why this fight for health care is about all of us—our families, our neighbors, and our future. From hospital care to home-based services to keeping rural clinics alive, Medicaid is a pillar of our healthcare system—and when it's weakened, entire communities feel the impact. So what happens when that pillar is damaged? We recently spoke to Andy Imparato, executive director of Disability Rights California, and policy analyst Sabrina Epstein. This is the second episode in a two-part series with Disability Rights California. Check out the Transcript and Show Notes for more!

This time on Code WACK!  As a consequence of Trump's drastic cuts to Medicaid and other health programs, experts estimate that between nearly 8 million and 10 million more Americans will be uninsured by 2034. These include the most vulnerable among us, people who depend on Medicaid because they are poor, ill and/or live with disabilities. And here's the kicker: experiencing disability isn't as rare or improbable as we'd like to think.  That's why this fight for health care is about all of us, our families, our neighbors, and our future. From hospital care to home-based services to keeping rural clinics alive, Medicaid is a pillar of our healthcare system, and when it's weakened, entire communities feel the impact. So what happens when that pillar is damaged? We recently spoke to Andy Imparato, executive director of Disability Rights California, and policy analyst Sabrina Epstein. This is the second episode in a two-part series with Disability Rights California.   Check out the Transcript and Show Notes for more! And please keep Code WACK! on the air with a tax-deductible donation.

This time on Code WACK! As a consequence of Trump's drastic cuts to Medicaid and other health programs, experts estimate that between nearly 8 million and 10 million more Americans will be uninsured by 2034. These include the most vulnerable among us, people who depend on Medicaid because they are poor, ill and/or live with disabilities. And here's the kicker: experiencing disability isn't as rare or improbable as we'd like to think. That's why this fight for health care is about all of us—our families, our neighbors, and our future. From hospital care to home-based services to keeping rural clinics alive, Medicaid is a pillar of our healthcare system—and when it's weakened, entire communities feel the impact. So what happens when that pillar is damaged? We recently spoke to Andy Imparato, executive director of Disability Rights California, and policy analyst Sabrina Epstein. This is the second episode in a two-part series with Disability Rights California. Check out the Transcript and Show Notes for more! And please keep Code WACK! on the air with a tax-deductible donation.

In this episode of the Sunlight Tax podcast, I reveal the #1 habit that sets successful freelancers apart: consistent saving. Discover why saving is like a muscle you need to train, how small, steady contributions to retirement accounts can snowball into long-term financial security, and why waiting for the "perfect" moment to save holds you back. I share my personal journey, real success stories from my community, and practical tips to overcome the psychological barriers that keep many creatives and freelancers from building wealth. Whether you're just starting out or have been self-employed for years, you'll learn how to take imperfect but powerful action toward your financial goals and harness the power of compound interest to create a more secure future. If you've ever felt behind on saving, this episode will give you the motivation and strategy you need to start today. Also mentioned in this episode: 01:11 The Key Habit of Successful Freelancers 03:40 Overcoming Perfectionism in Saving 06:37 The Power of Consistent Savings 09:12 Building a Safety Net with Small Contributions 11:51 The Psychology of Financial Habits 14:54 Real Success Stories from the Community 18:26 The Importance of Habits Over Windfalls 21:10 Encouragement and Resources for Financial Security   If you enjoyed this episode, please rate, review and share it! Every review makes a difference by telling Apple or Spotify to show the Sunlight Tax podcast to new audiences.   Links: Join my free class: Make Taxes Easier and Stash an Extra $152k in Your Savings Check out my program, Money Bootcamp Link to pre-order my book, Taxes for Humans: Simplify Your Taxes and Change the World When You're Self-Employed. Link to pre-order my workbook, Taxes for Humans: The Workbook Get your free visual guide to tax deductions Check out my program, Money Bootcamp  

Send us a textNobody wants to think about it yet, but the last quarter of the year is almost here and if you want to stay on track with your weight loss goals, it's time to get ready.In this episode, I'm talking about why the last three months of the year are such a slippery slope, how the holiday season sets the tone for the next year, and what you can do right now to make sure you're not spending January, February, and March just playing catch-up.We'll get into:Why the “f%&k it” mindset over the holidays only creates more work for you laterHow the last quarter impacts not just your weight, but your mindset and emotional healthThe role of predictable triggers: food, people, parties, and even happy memoriesHow to create Safety Nets instead of permission slipsPractical calorie management strategies, including when to eat at maintenance instead of pushing for a deficitWhy you should enjoy your favourite foods instead of filling up on “meh” caloriesSimple, concrete tips to help you get through the season without spirallingThe last quarter isn't just about surviving Christmas dinner — it's about setting yourself up so that the new year feels like a fresh start, not a punishment.This year can be different. This can be your best last quarter yet.Looking for help on your weight loss journey? I've created a couple of resources:• My NEW Membership Community Flamingo Forum! Join HERE: https://charlotte-skanes.mykajabi.com/disruptor-our-community• My Immersive Weight Loss Experience: Sustainable 7• My Cookbook 'Disruptor'• Free Guide ‘Getting Started for the Last Time'• Weight Loss Workbook Disruptor, find anywhere in the world on Amazon by searching “Disruptor Charlotte Skanes”•Get Started For The Last Time LIVE Webinar Replay Sign-Up - free Spread Sprinkle Pour worksheets WebsiteInstagramYoutube...

Episode 259 of The Smart Agents Podcast features Beth Rooney, a Greater Boston–based agent who brings over 20 years of combined experience in financial services and real estate. Having managed and mentored more than 1,000 agents, Beth has seen firsthand the struggles even top producers face with financial planning and consistency.Today, in addition to being a full-time agent and coach, Beth partners with Registered Investment Advisors to help structure Private Placement Life Insurance for high-net-worth families—expertise she now shares with real estate agents to help them build lasting wealth. With her unique blend of sales management, financial literacy, and real estate expertise, Beth offers a roadmap for agents who want to break free from the commission-to-commission cycle and create true financial security.In this episode, she breaks down:✅ Why consistency in daily activities drives long-term success✅ The most common financial mistakes agents make—and how to avoid them✅ How properly structured life insurance can serve as both a safety net and investment tool✅ Strategies for creating passive income streams through real estate and beyond

Discover dentistry's best-kept secret: how 16 dentists created an unbreakable safety net that protects practices during crises—completely free.What happens when a dentist gets cancer mid-veneer case with six weeks of patients scheduled? Dr. Allison House reveals how her dental disability group mobilized 15 colleagues to cover the practice for two months, each sacrificing one day monthly with zero compensation. This isn't theory—it's authentic community in action.After 18 years in this remarkable system, Dr. House shares the practical realities of creating genuine professional support networks. From navigating different clinical specialties to managing practice operations during coverage, this conversation challenges the isolated, competitive mindset plaguing modern dentistry. Instead, it offers a proven model for sustainable practice protection built on authentic relationships rather than legal contracts.This episode exposes how good faith agreements between caring professionals create more security than traditional insurance models. Dr. House demonstrates that when dentists genuinely care about each other as a community, extraordinary support becomes possible—even when it costs time and money.KEY TAKEAWAYS:• How 16 dentists protect each other's practices using only good faith agreements (no legal contracts required)• The real-world logistics of covering a colleague's practice during cancer treatment—including specialty procedures and practice management• Why compensation-free coverage actually works better than business transactions for building authentic professional community• Practical steps for starting your own disability group, including minimum member requirements and governing document essentials• How this model provides deeper security than traditional disability insurance by ensuring patient continuity and practice preservationKey discussion at 7:10 about non-solicitation agreements, breakthrough insight at 14:25 about good faith vs. legal protectionABOUT THE HOSTS:Dr. Allison House brings 24+ years of clinical experience and ethical leadership, having served in dental association leadership while maintaining a thriving private practice focused on authentic patient relationships.Shawn Zajas combines dental marketing expertise with authentic brilliance strategy, helping dental professionals align their practices with their values for sustainable success.What would change in your practice if you knew 15 colleagues genuinely had your back during any crisis?Subscribe for weekly conversations that bridge clinical excellence with authentic leadership in dentistry!Listen on all platforms: Apple Podcasts, Spotify, Google Podcasts#AuthenticDentist #DentalLeadership #DisabilityGroup #DentalCommunity #PracticeManagement #SustainableDentistry #AuthenticLeadership #DentalSupport #ProfessionalNetwork #EthicalPractice #DentalSafety #CommunityBuilding #DentalProfessionals

Today... A Montezuma County grand jury indicted thirty-eight-year-old Rachel Leonard for the 2022 death of her five-year-old daughter Annika, alleging she suffocated the child after a custody dispute, though her defense is challenging the evidence ahead of an October plea hearing. And later... Shepherd’s Hand and the Lighthouse shelter have merged under one leadership to pool resources, secure funding, and continue serving Montrose’s growing unhoused population.Support the show: https://www.montrosepress.com/site/forms/subscription_services/See omnystudio.com/listener for privacy information.

In this episode of The Move to Value Podcast, we revisit the conversation between CHESS President Dr. Yates Lennon and Randy Jordan, Chief Advisor of Impact for Health at Next Stage Consulting and former CEO of North Carolina's Association of Free and Charitable Clinics. Together, they unpack the evolving landscape of Managed Medicaid, explore innovative approaches to funding care for the uninsured, and examine how healthcare organizations—free clinics, FQHCs, rural health centers, hospitals—can collaborate in a financially sustainable way. From real-world examples in North Carolina to insights drawn from global experience, this conversation sheds light on what it takes to build a true system of care for those often left out.

Are home warranties worth it? We answer this question and more. We break down how home warranties work, their pros and cons, and considerations for your primary home versus a rental property. We share personal experiences with home warranties and offer our tips on how to shop for and maximize the benefits of a home warranty if you decide to purchase one.Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/127-home-warranties-a-safety-net-or-a-money-pit/

Are home warranties worth it? We answer this question and more. We break down how home warranties work, their pros and cons, and considerations for your primary home versus a rental property. We share personal experiences with home warranties and offer our tips on how to shop for and maximize the benefits of a home warranty if you decide to purchase one.Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/127-home-warranties-a-safety-net-or-a-money-pit/

Todd reviews his most recent fantasy draft where he goes into battle against the likes of Ira Kaufman, Denis Phillips and Tom Krasniqi without any established running backs on his bench. The Todd Wright Fantasy Football Podcast is presented by […] The post The One With No Safety Net appeared first on JoeBucsFan.com.

I spoke with Dr. Jess Calarco about her recent book, Holding It Together: How Women Became America's Safety Net. In the first half, which posted in the previous episode, Dr. Calarco shared how there are many labor-intensive tasks that are required for society to run in its current form and structure. But rather than ensure that those necessary tasks are done and paid for by the society that demands them, we dump them onto women, in the process limiting their ability to fully participate in society.  In this episode, we continued to speak about why that is a problem, the ways that it manifests as such, and how we might build something better for everyone. Other resources recommended by Dr. Calarco: Crawling Behind: America's Childcare Crisis and How to Fix It by Elliot Haspel  The Age of Dignity: Preparing for the Elder Boom in a Changing America by Ai-Jen Poo  Maid: Hard Work, Low Pay, and a Mother's Will to Survive by Stephanie Land  Also available as a Netflix show: Maid: Season 1 Trailer  9 to 5 starring Dolly Parton, Jane Fonda, and Lily Tomlin   Music is by Evan Schaeffer. 

On this episode of Inside the Firm how and why you need to go the extra mile for clients, then why competition and options reduce prices instead of exacerbating them like monopolies do, then how to build a safety net for your architecture firm. Join us as we go back Inside the Firm!

What if starting your own private practice meant more time with your kids, a healthier work-life balance, and the freedom to create a career that truly fits your values? That's exactly what today's guest, Erin West, set out to do and her journey is going to inspire you.Today I'm introducing you to Erin West, a speech-language pathologist and the owner of Wildflowers Pediatric Therapy in Bradenton, Florida. Erin has been in the field for over 15 years, specializing in pediatrics, feeding, AAC, and neurodiversity-affirming care.She joined the Start Your Private Practice Program and has since built a thriving practice that allows her to be present for her two children while also serving her community in a way that aligns with her values.Although Erin loved her hospital job and the colleagues she worked with, she found herself increasingly drained by the demands of the environment. As a highly sensitive person and single mom, she needed more balance and flexibility to pour into both her clients and her kids.That's when she decided to take the leap into private practice. With the support of her son and the Start Your Private Practice program, Erin transitioned from full-time employment into running her own business. Now, she sets her own schedule, collaborates with other professionals in her community, and enjoys more time with her family.Outside of her practice, she is a mom of two, enjoys collaborating with other therapists in her community, and is even pursuing certification to teach Music Together® classes as another way to support families through connection and creativity. In Today's Episode, We Discuss:Taking the leap without a financial safety netBuilding a niche around feeding, autism, and sensory needsFinding unexpected community support and collaborationAnd how her 13-year-old son literally helped her run the numbers to get startedErin's story shows that you don't have to hate your job to know it's time for a change. Sometimes it's about recognizing misalignment, valuing yourself, and choosing to build something that better supports both your family and your clients. Her journey is proof that with the right mindset and support, you can create a private practice that's fulfilling, flexible, and financially sustainable.Want to build a private practice that gives you freedom, flexibility, and fulfillment—just like Erin has? Learn more about our Start Your Private Practice Program, where Erin and so many other SLPs and OTs have gotten the tools, systems, and confidence to make the leap. Visit www.GrowYourPrivatePractice.com to learn more.Whether you want to start a private practice or grow your existing private practice, I can help you get the freedom, flexibility, fulfillment, and financial abundance that you deserve. Visit my website www.independentclinician.com to learn more. Resources Mentioned:Follow Erin on Instagram: www.instagram.com/wildflowers_pediatric_therapy/Check out her website: https://www.wildflowerspediatrictherapy.com/Learn more about growing your practice: www.GrowYourPrivatePractice.com Where We Can Connect:Follow the Podcast:

The parts of yourself you're hiding are the exact keys to unlocking your next level of freedom, impact, and peace.   Corinne Morahan opens up about the places we keep ourselves small, not on stages or in meetings, but in the quiet ways we hide who we really are. She shares her personal experience confronting the discomfort of being truly seen, from the frustration of having her time controlled to the anger that surfaces when her creative flow is interrupted. Through a vulnerable “seen session” with her mentor, Corinne reveals how unspoken emotions signal deeper misalignment and how acknowledging them can lead to powerful self-awareness.   This episode dives into the journey of redefining safety, not as an external condition but as an inner state we create for ourselves. Corinne reflects on how years of curating a peaceful, organized environment were just the beginning, and how the real work is learning to be the safety she once sought outside of herself. She invites listeners to examine the secrets and fears that are quietly shaping their lives, offering a bold reminder that the freedom we crave is waiting behind the parts of ourselves we're most afraid to show.   Episode Breakdown: 00:00 Podcast Hiatus Announcement and Core Message 00:54 The Hard Truth About Being Truly Seen 02:19 The “Seen Session” That Changed My Perspective 03:25 Personal Triggers: Time, Control, and Flow 07:58 The Journey from External Safety to Internal Trust 10:48 How Hiding Keeps You Trapped in Shame and Fear 13:10 Masterclass Invitation to Build a Life That Feels Safe and Free   If you're ready to make bold moves (and be SEEN!), join me in the Glam Life Experience on August 19-21! You can learn more here: https://www.gridandglam.com/glam-life-experience   Connect With Corinne: Grid & Glam Website Corinne Morahan Website Instagram - Grid & Glam Instagram - Corinne Morahan LinkedIn Facebook Podcast production and show notes provided by HiveCast.fm

Leah and guest co-host Mark Joseph Stern of Slate and the Amicus podcast run through what's been happening in the courts this week, including disturbing attacks on judges, the confirmation of the extremely unsavory Emile Bove, and Amy Coney Barrett's upcoming appearance with Bari Weiss. Then, Kate and Melissa speak with Jessica Calarco, sociologist and professor at the University of Wisconsin–Madison, about her book, Holding It Together: How Women Became America's Safety Net.Hosts' favorite things:Mark: The Subway, Chappell Roan; Uncle Bobby's Wedding, Sarah S. Brannen & Lucia SotoLeah: Life Is a Lazy Susan of Sh*t Sandwiches, Jennifer Welch and Angie Sullivan; The Chrysalis Option, Eric Coulson; DOJ's (Ridiculous) Misconduct Complaint Against Chief Judge Boasberg, Steve Vladeck (One First); Dept. Q (Netflix); NY Times Pitchbot on SCOTUS Get tickets for STRICT SCRUTINY LIVE – The Bad Decisions Tour 2025! 10/4 – ChicagoLearn more: http://crooked.com/eventsOrder your copy of Leah's book, Lawless: How the Supreme Court Runs on Conservative Grievance, Fringe Theories, and Bad VibesGet tickets to CROOKED CON November 6-7 in Washington, D.C at http://crookedcon.comFollow us on Instagram, Threads, and Bluesky

Keep Studying  Whether you're a new believer or have walked with the Lord for years, you'll find thousands of free devotionals, Bible studies, audio series, and Scripture tools designed to strengthen your faith, deepen your understanding of the Bible, and help you stay rooted in the Word of God.