Podcasts about homeowners

In this episode, Keith B. Hudson shares his inspiring journey from lawn service to real estate success, highlighting how he built a portfolio of over 1,500 properties and helped 500 first-time homebuyers. Tune in to learn practical strategies, market insights, and the importance of continuous learning in real estate.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

This episode of the Homeowner's Show tackles a tricky refrigerator repair with a surprise twist, sharing valuable lessons about appliance parts and the importance of having the right tools. We also dive into common ice maker problems and the challenges of plumbing repairs, highlighting why proactive home maintenance is key. Plus, we celebrate the incredible life and legacy of the one and only Dolly Parton, sharing favorite songs and reflections on her lasting impact. We're thrilled to unveil our completely redesigned website, HomeownersHow.com! Now you can easily find past episodes, search for specific topics, and even interact with us live. Don't miss out on our new newsletter to stay updated on all things Homeowner's Show – sign up today! And if you're in need of a great night's sleep, check out our sponsor, Brooklyn Bedding, for comfortable and affordable mattresses. #HomeownerTips #ApplianceRepair #RefrigeratorRepair #DIYHome #PlumbingTips #DollyParton #HomeImprovement #HomeMaintenance #Podcast #NewWebsite #BrooklynBedding Buy a Homeowners Show T-Shirt! Subscribe to our YouTube Channel The Homeowners Show Website The Homeowners Show Facebook Page Instagram @homeownersshow Twitter @HomeownersThe Info@homeownersshow.com Sustained Growth Solutions – Design a lead generation system specifically for your business so that you never have to search for leads again! We are a full digital marketing agency. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

America needs more power. Data centers are accelerating demand, utilities are planning billions of dollars in new infrastructure, and households will ultimately help pay for much of it.But what if we invested some of that money in the households themselves?Ari Matusiak, co-founder and CEO of Rewiring America, makes the case that homes can become a meaningful part of America's energy infrastructure—and that households should be compensated for the value they provide to the grid.In this wide-ranging conversation, Ari and Nico explore the rise of Homegrown Energy, why the old equilibrium between utilities and customers is breaking down, how hyperscalers could help fund household energy upgrades, and where regulators and utilities are already testing what's possible.They also get into the harder question underneath all of it: who gets to participate in the value created as we build out the grid?For Ari, the opportunity is bigger than electrification. If households can provide real value to the grid, the question becomes whether we continue treating them primarily as customers, or start investing in them as part of the solution.That could create a very different deal: more capacity for a power-hungry economy, more flexibility for the grid, and tangible value flowing back to the households helping make it possible.Are there other technologies you've scouted on the frontlines of the Clean Energy Revolution that you think we should be covering here on SunCast?Hit us up - team@suncast.me with your feedback & recommendations.If you want to connect with today's guest, you'll find links to their contact info in the show notes on the blog at https://suncast.media/episodes/.Our Platinum Presenting Sponsor for SunCast is CPS America!You can learn more about all the sponsors who help make this show free for you at www.suncast.media/sponsors.Remember, you can always find resources, learn more about today's guest and explore recommendations, book links, and more than 950 other founder stories and startup advice at www.suncast.media.We'd love if you'd leave us a 5 ⭐ rating & review and it's never been easier: https://www.ratethispodcast.com/suncastSubscribe to Valence, our weekly LinkedIn Newsletter, and learn the elements of compelling storytelling: https://www.linkedin.com/newsletters/valence-content-that-connects-7145928995363049472/You can connect with me, Nico Johnson, on:Twitter - https://www.twitter.com/nicomeoLinkedIn - https://www.linkedin.com/in/nickalus(00:00) The Fastest Path to Power(00:12) Meet Ari Matusiak, Rewiring America's Founder(03:17) The Thread Behind a Career of Big Problems(09:42) Winning an Affordable Housing Bond in Rhode Island(22:47) Rewiring America and the 42% Emissions Insight(27:06) Reframing Households as Energy Infrastructure(29:57) Why the Grid's Political Economy Just Shifted(41:13) Energy Value vs. Community Benefit Payouts(42:30) Building the Missing Middle Market(48:47) The Slow Start of Homegrown Energy(55:31) Data Centers, Grid Distortion, and Homeowners(1:00:25) Illinois as the First Domino(1:05:23) Answering the Subsidy Critique(1:15:13) Dignity, Shared Winning, and What's Hardest

(August 27, 2026) Meta to pay up to $17.1 billion in landmark settlement over social media addiction claims. How will Meta’s new rule affect teens? Here are the changes. Judge allows Postal Service to restrict mail voting… for now. Is this the worst time to buy a house in California? Why timing really is everything.See omnystudio.com/listener for privacy information.

Mike Kelly, Johnson County Chairman, On Potentially Raising Taxes on Joco Homeowners | 8-27-26See omnystudio.com/listener for privacy information.

Send us Fan MailBefore They Call: What Homeowners Look for on Contractor Social MediaA homeowner sees your truck, hears your name, or finds you on Google.Then they start investigating.What does your social media tell them?

Audio-only note: There will not be a video version of this episode this week. We are currently without power after the derecho that came through our area, but we still wanted to get this important conversation out to you.   For years, homeowners found landscapers by asking a neighbor, searching Google, and reading reviews. They still do. But now more people are also asking AI tools questions like: “Who are the best landscapers near me for a patio?” or “Who can fix drainage problems in my area?” That is where AEO — Answer Engine Optimization — comes in.   In simple terms, AEO is about making it easy for AI-powered search tools to understand who you are, what services you offer, where you work, and why homeowners should trust you. Your website and Google Business Profile are still essential, but they are now part of a bigger picture. Google's own guidance says that strong search fundamentals—useful content, a clear site structure, crawlable pages, and accurate local-business details—remain the foundation for visibility in its AI search features.   In this episode, Scott covers: •What AEO means in plain English—and what it does not mean •Why a nice website and a solid Google Business Profile are only the starting point •The five things homeowners and AI tools need to understand about your company •How clear services, service areas, photos, reviews, and helpful answers build trust •A free, unsponsored tool—AgentChecker.ai—that can help you see where your website stands   Important: AgentChecker.ai can surface technical terms such as structured data, accessibility, Core Web Vitals, and headers. Do not worry if the report feels technical. Send it to your website person and ask them what matters most and what should be fixed first.   Follow Million Dollar Landscaper: Website | Facebook | Instagram | YouTube   If this episode helped you, please leave a review on Apple Podcasts or Spotify. It helps us reach more landscaping owners who need practical, no-fluff advice.   #MillionDollarLandscaper #LandscapingBusiness #AEO #AnswerEngineOptimization #AISearch #LandscapingMarketing #LocalSEO #GoogleBusinessProfile #LandscapingWebsite #LawnCareBusiness #GreenIndustry #ContractorMarketing #SmallBusinessMarketing #ScottMolchan #HomeServiceBusiness  

Discover why standard affordability calculations are incomplete and how you're closer to owning a home than you believe, armed with overlooked financial strategies.Many First Time Homebuyers feel "house-poor" before they even start. This episode reveals critical financial levers often missed in affordability calculations, from homeowner tax benefits to strategically using PMI, showing you're closer to homeownership than you think. Learn how to manage debt while buying and avoid common financial pitfalls that can derail your purchase, so you can stop waiting and start building equity."The people getting the keys are not debt-free. They are carrying car payments, credit cards, and student loans, and they are winning anyway — because they learned to work the monthly math instead of chasing a zero balance." — David Sidoni, Nationwide First Time Homebuying Coach HighlightsHow can homeowner tax deductions actually lower your net monthly mortgage payment by hundreds of dollars?Why is paying a small PMI fee often a smarter financial move than waiting years to save 20%?Can you truly buy a home even if you have student loans or credit card debt?What critical financial "freeze" must you enact once under contract to avoid losing your home?How do you adjust your W-4 form to immediately benefit from new homeowner deductions?What exactly is the "rent replacement strategy" and how does it create long-term wealth?Referenced Episodes & Resources447 – First-Time Homebuyer Tax Strategy to Qualify for a Better Mortgage (Interview w/ Dan Mullens, CPA)370 – The Truth About Tax Breaks for First-Time Buyers - INTERVIEW460 – Rent vs Buy in 2026: Are First Time Homebuyers Crazy?464 – This ONE Myth is Killing First Time Homebuyers in 2026HowtoBuyaHome.com/10steps - The #1 Educational System for First-Time Homebuyers in the USAHowtoBuyaHome.com/Guide - Over 100 of our BEST Episodes of Detailed Homebuying Knowledge, Interviews, and MORE! Connect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to to get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!

Abdul has been buying houses for close to nine years. He started by driving for dollars and dialing every lead himself, and it took him six months to close his first deal. In this episode he breaks down how he talks to a seller on the phone, from the first question he asks to the reason someone takes his offer over a higher one. He also gets into which lists he pulls, whether a beginner should hand dial or run a dialer, and when it makes sense to put callers on the phone instead of doing it yourself.   KEY TALKING POINTS: 0:00 - Intro 3:19 - Why Cold Calling Over Other Marketing 4:45 - Building Rapport With Sellers 7:36 - Hand Dialing vs Dialers & List Strategy 11:35 - Volume, Data & Leads Per Day 13:36 - Consistency and Buying Back Time 15:01 - Outro   LINKS: Instagram: Abdul Ghaffar https://www.instagram.com/dispositionking/   Website: National Fast Offer https://www.nationalfastoffer.com/   Instagram: David Lecko https://www.instagram.com/dlecko   Website: DealMachine https://www.dealmachine.com/pod   Instagram: Ryan Haywood https://www.instagram.com/heritage_home_investments   Website: Heritage Home Investments https://www.heritagehomeinvestments.com/ 

In this episode of the HVAC Know It All Business Edition Podcast, co-hosts Gary McCreadie and Furman Haynes from WorkHero sit down with Samir Pendse, Co-founder & CEO at Coral exploring the future of HVAC financing, heat pump adoption, rebate programs, and innovative business models like HVAC-as-a-Service. They discuss why affordability remains the biggest barrier to energy-efficient equipment, how contractors can simplify financing for homeowners, and why marketing should focus on comfort and savings rather than politics. The conversation also covers the challenges small contractors face, the evolution of financing options, and what the future of home comfort solutions looks like. Coral is a company helping HVAC contractors simplify rebates, incentives, and financing for homeowners. Coral enables contractors to offer affordable energy-efficient systems without navigating complex incentive programs, making high-efficiency HVAC upgrades more accessible across the United States. Expect To Learn: Why affordability is the biggest challenge for heat pump adoption. How financing can increase sales of high-efficiency HVAC systems. Why comfort and energy savings should be the primary marketing message for heat pumps. The unique challenges small HVAC contractors face with rebate programs. How contractor coordination impacts energy-efficiency projects. The rise of HVAC-as-a-Service and subscription-based home comfort. Coral's vision for simplifying financing, incentives, and rebates for contractors.   Timestamps : 00:00 - Introduction 00:53 - Are Heat Pumps Becoming the New Standard? 02:01 - The Politics of Heat Pump Marketing 04:25 - Keeping Politics Out of HVAC Sales 05:54 - Why Economics Will Drive Heat Pump Growth 07:21 - Can Small Contractors Keep Up With Incentive Programs? 09:25 - Coordinating HVAC, Electrical & Weatherization Projects 10:56 - The Future of HVAC Financing 13:37 - HVAC as a Service: Subscription-Based Heating & Cooling 14:56 - Why HVAC Subscriptions Are Growing 16:25 - Partnerships Between Manufacturers, Distributors & Financing 17:41 - Why HVAC as a Service Makes Sense for Homeowners 20:12 - Coral's Expansion Plans & Final Advice for Contractors 21:06 - Closing Remarks   Follow our Guest Samir Pendse: LinkedIn: https://www.linkedin.com/in/samirpendse/  Company LinkedIn: https://www.linkedin.com/company/startcoral/ Company Website: https://www.startcoral.com/    Follow Gary McCreadie: LinkedIn: https://www.linkedin.com/in/gary-mccreadie-38217a77/  Website: https://www.hvacknowitall.com  Facebook: https://www.facebook.com/people/HVAC-Know-It-All-2/61569643061429/  Instagram: https://www.instagram.com/hvacknowitall1/    Follow Furman Haynes:  LinkedIn: https://www.linkedin.com/in/furmanhaynes/  WorkHero: https://www.linkedin.com/company/workherohvac/  Instagram: https://www.instagram.com/workhero__/

It's another "emergency pod" episode of Don't Be Sour, kicked off in a new living room setup with a taste test of the upcoming Appleberry Ghost Sour Strips flavor. Things get chaotic fast as Max fesses up to an elaborate AI-assisted prank on Christian involving a "cracked" gym mirror, before the guys spiral into a wide-ranging debate on everything from mirror-breaking gym etiquette to Claude vs. ChatGPT to who really wears the better cologne. From there the conversation swings through classic homeowner headaches (a $30K irrigation replacement, shower drains clogged with hair, questionable water filtration setups), a surprisingly deep dive into Maxx's struggles with procrastination and ADHD, and a hearty round of movie and TV takes covering Spider-Man, House of the Dragon, and why Hollywood can't stop recycling old IP. The back half gets even more unfiltered, tackling a disturbing documentary on YouTuber EDP445, a play-by-play of Joe's first HOA meeting, and a heated debate over the WNBA's trans-athlete controversy. It's a longer, looser episode packed with random tangents, home renovation drama, and the usual chaotic energy — capped off with an update on the brand-new podcast studio that's finally under construction

In this episode, Reuben Saltzman and Tessa Murry are joined by Andrew Harshman of AJF Inspections in Arizona to discuss builder workmanship inspections and the growing demand for detailed inspections of new construction homes. They explore Arizona's workmanship standards for licensed contractors, how these inspections differ from traditional home inspections, and why homeowners are requesting a closer look at cosmetic and construction defects. Andrew explains how his company structures these inspections, the importance of documenting defects within warranty periods, specialized inspection tools, pricing considerations, builder restrictions, and how inspection companies can create a specialized service around new construction standards.Here's the link to Inspector Empire Builder:https://www.iebcoaching.com/eventsTakeawaysBuilder workmanship inspections are more detailed than traditional home inspections and focus heavily on cosmetic defects and construction standards.Arizona has workmanship standards for licensed contractors covering areas such as HVAC, electrical, cabinets, concrete, landscaping, and more.Some defects must be documented within specific periods, including a 10-day window for certain issues, a one-year window for others, and broader two-year warranty coverage.A separate workmanship report helps distinguish standards-based findings from recommendations typically included in a regular home inspection report.These inspections can take two to three times longer than traditional inspections because inspectors document many additional details and cosmetic issues.Common findings include damaged surfaces, stucco issues, landscaping concerns, improperly positioned light switches, tile problems, shower surround gaps, and electrical equipment that is not level, plumb, or true.Inspectors may use specialized tools such as gap gauges, tile-tapping tools, and levels to identify workmanship issues that might otherwise be overlooked.Homeowners should understand that builder workmanship inspections are an additional level of service and are not necessarily included in a standard new construction inspection.Training a dedicated team and using a separate report template can help inspection companies maintain consistency and efficiency.Builder restrictions may limit what inspectors can inspect before the homeowner takes ownership, so these limitations should be clearly communicated and documented.The key takeaway: Builder workmanship inspections can provide significant value for new construction homeowners, but inspectors need clear standards, proper training, specialized tools, and a well-defined scope of service.Chapters00:00 Introduction and Welcome to the Show01:42 Introducing Andrew Harshman of AJF Inspections02:04 Andrew's Background and How He Became a Home Inspector03:47 What Is Launchpad?05:28 Finding Andrew Harshman Online05:51 Why Arizona Is Driving the Builder Workmanship Discussion06:51 Arizona's Workmanship Standards for Licensed Contractors08:19 Warranty Periods and Why Documentation Matters09:23 Blue Tape Inspections vs. Regular Home Inspections10:31 Creating a Separate Builder Workmanship Inspection Report11:38 Comparing Arizona's Standards to Minnesota12:08 The Role of the Registrar of Contractors13:27 Types of New Construction and Warranty Inspections14:53 Pricing Builder Workmanship Inspections15:24 What Is a Builder Workmanship Inspection?16:22 Educating Clients About the Additional Service17:44 Combining New Construction and Warranty Inspections18:37 Why Homeowners Are Requesting Workmanship Inspections19:17 Detailed Standards and Nitpicky Inspection Findings20:43 Do Inspectors Enjoy Doing Builder Workmanship Inspections?21:04 The Challenges and Benefits of Detailed Inspections23:07 Building a Specialized Workmanship Inspection Team24:37 Separate Report Templates for Workmanship Standards25:36 Why Keeping the Workmanship Report Separate Matters26:14 Should a Home Inspector Perform the Workmanship Inspection?27:14 Applying Broad Workmanship Standards to Additional Defects28:40 Using Specialized Tools to Measure Construction Defects29:19 How Builders Respond to Detailed Workmanship Inspections30:10 Electrical Equipment, Levelness, and Acceptable Tolerances31:20 Why New Construction Homes Aren't Always Perfect32:07 Managing Two Inspection Templates During an Inspection32:37 Training Inspectors to Know the Workmanship Standards33:26 Documenting Issues That Fall Outside Specific Standards34:14 How Many Clients Choose the Workmanship Inspection?35:13 The Value of Clearly Defining Inspection Services36:20 The Growing Market for Cosmetic Inspection Services37:06 Creating Workmanship Standards for Different Builders37:37 Builder Restrictions and Communicating Inspection Limitations38:56 Specialized Tools and Techniques for Detailed Inspections40:01 Closing Thoughts and Where to Find Andrew Harshman41:02 Final Thoughts and Listener Feedback

The officer was legally on the property, and the house did not have handrails as required by local law. https://www.lehtoslaw.com

Another 250th moment about The Declaration Of Independence. A new partner joins the network Complete Pest Control. Our take on home warranties. Weekly To Do on filtering the dust out of the home. Homeowner questions on stainless steel sinks and we assist a listener on a plumbing issue of no cold water and low water pressure. Broadcast archive page with expanded content https://rosieonthehouse.com/podcast/open-home-hour-live-listener-call-ins-texts-emails-weekly-to-do-filterthedustout/

New York Mayor Zohran Mamdani announces support for the Delivery Protection Act, to force Amazon to hire its own drivers in the Big Apple. Plus, a legal challenge claiming a botched rollout temporarily halts the mayor's pied-a-terre tax. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

This episode was originally published in April 2026.John O'Brien's scam was simple. Arriving in the US on a tourist visa in 2021, he set himself up as a building contractor in Massachusetts and Rhode Island. By the time the authorities caught up with the 28 year-old, he had conned more than 100 victims out of an estimated $2.5 million.Many of the homeowners who handed him their life savings for promised building work were charmed by his Irish accent and friendly demeanour.Sentencing him to four years and eight months in prison, the judge talked about “the extent and breadth of the harm” done to victims who opened their doors to O'Brien out of kindness and trust. He had pleaded guilty.Many of his victims gave statements in court including Candace Gauvin, a retired school crossing guard, who emptied a life insurance account, eventually paying him more than $90,000 for shoddy work.One of the more than a dozen people who provided character references for O'Brien included fellow Traveller Senator Eileen Flynn who advocated for his early release for the “benefit of his young family”.Local reporter Susan Zalkind was in court in Rhode Island for O'Brien's case and she explains how the scam worked, how it funded his lavish lifestyle and the impact on the victims.Presented by Bernice Harrison. Produced by Suzanne Brennan. Hosted on Acast. See acast.com/privacy for more information.

Learn why Texas homeowners should choose an ISA Certified Arborist over a general tree service. Understand what credentials to verify, essential questions to ask, and how proper tree care protects your property value and safety.Get all the information you need at https://www.treecarehouston.com/tree-care-post/what-is-a-certified-arborist Tree Care, Inc. City: Brenham Address: 106 South Market Street Website: https://www.treecarehouston.com/ Phone: 1 713-850-8466

American homeowners are trapped. Prisoners in their own houses. And the government knows it. For the last three years, a crisis has been freezing the American housing market from the inside out, and nobody in power is doing a single thing about it.On this episode of Investing in Real Estate, we're exploring what's happening with the lock-in effect across the nation. You're going to learn why this has frozen the entire housing market for buyers and sellers alike, and why buying rental properties might be a better option for anyone who wants to enter the housing market.

The Katie Wilson recall effort doesn't pass muster // Homeowners in Seattle can register on the "do not solicit my home" registry // You'll always be able to pay for parking with coins in Seattle // AGREE TO DISAGREE: Should you tell someone they smell? // WE HEAR YOU! and WORDS TO LIVE BY

Did you know there are hundreds of millions of dollars sitting in government accounts waiting to be claimed by homeowners who just lost their property to foreclosure? In this eye opening episode, Brent Daniels sits down with the undisputed master of surplus funds, Alfred Taren, to reveal how you can get paid huge finders fees simply by connecting the dots. Alfred explains exactly what surplus funds are, why over 90 percent of homeowners have no idea this money exists, and how you can earn between 10 to 30 percent recovery fees without ever needing a license, earnest money, or construction knowledge. You will also hear a live roleplay of the exact script Alfred uses to build trust, explain the judicial process, and secure a signed agreement in a single phone call. Be a part of the TTP training program now.---------Show notes:(0:00) Beginning of today's episode(1:50) How a realtor JV partner secured a 9,800 dollar finder's fee with one call(3:27) Alfred's track record of delivering over 100 million dollars to families(5:11) What surplus funds are and how this hidden money is generated(6:51) Live roleplay of the exact script for contacting foreclosed homeowners(8:53) Why Alfred always puts an attorney on the claim to build trust(9:53) The realistic timeline for the judicial system to process a claim(11:03) Transitioning the conversation to secure a signed consent form via email(13:04) Why bolting surplus funds onto your wholesale business is a cheat code(21:47) The psychological relief homeowners experience when discovering this money(28:38) Why you must start every day at zero and focus on quality conversations----------Resources:Learn SurplusWholesaling LaunchTo speak with Brent or one of our other expert coaches call (281) 835-4201 or schedule your free discovery call here to learn about our mentorship programs and become part of the TribeGo to Wholesalingincgroup.com to become part of one of the fastest growing Facebook communities in the Wholesaling space. Get all of your burning Wholesaling questions answered, gain access to JV partnerships, and connect with other "success minded" Rhinos in the community.It's 100% free to join. The opportunities in this community  are endless, what are you waiting for?

The worst thing imaginable happens to your home. A flood, an earthquake, a wildfire. What’s insurance going to get you? We dig into the data on homeowners' insurance in Washington state, with KUOW data and graphics editor Teo Popescu. Listen to more Control F here. We can only make Seattle Now because listeners support us. Tap here to make a gift and keep Seattle Now in your feed. Got questions about local news or story ideas to share? We want to hear from you! Email us at seattlenow@kuow.org, leave us a voicemail at (206) 616-6746 or leave us feedback online or on the KUOW App.See omnystudio.com/listener for privacy information.

As lifestyles evolve, so does home design. Homeowners want flexible spaces, more privacy, stronger connections to the outdoors and finishes that reflect their personal style. The result is a shift toward homes that aren’t just attractive but also work for the way people actually live.  Kelley Collins, design studio manager with Ashton Woods, recently joined Carol Morgan on Atlanta Real Estate Forum Radio to discuss how thoughtful design can balance function, personality and timeless style — and why the best homes don’t necessarily follow the latest trend.  Home Design Starts With How People Live  “We always joke that your lighting is like jewelry for your favorite outfit,” Collins said.  Lighting can transform a room, highlight architectural features and draw attention to artwork or other focal points. But good design goes beyond what catches the eye. It starts with understanding how people will use a space.  That has become particularly important as more people work, study, exercise and spend time at home. Rooms that once served a single purpose now may need to accommodate a home office, classroom, playroom, workout area or guest space.  Flex Rooms Give Homeowners More Options  Flex rooms offer a clear example of home design adapting to changing needs. A home office today could become a study space for a child tomorrow. A playroom could eventually become a hobby room, exercise area or guest room. Adaptability matters even more for multigenerational households. Rising living costs have contributed to more families living with parents or in-laws, making privacy and separation increasingly important. Doors, finished basements and multipurpose rooms can help families accommodate more people without making everyone feel like they’re living on top of each other.  For homebuyers, it’s worth looking beyond how a floor plan works today. Consider how a room could serve the household five or 10 years from now.  Open Floor Plans Meet the Need for Privacy  Open-concept living remains popular, but the way people use their homes has prompted a closer look at privacy. An open kitchen, dining and living area can make entertaining easier and create a strong sense of connection. But when several people work, study or relax at the same time, too much openness can become a challenge. Interior doors, pocket doors and strategically placed private rooms can provide some separation without giving up the benefits of an open layout.  Rather than choosing between open and closed floor plans, homeowners increasingly want a balance between shared spaces and places to retreat.  Personalization Should Go Beyond Trends  Personalization plays an important role in the design process, but it looks different for every homeowner. Some buyers want to customize nearly every selection. Others prefer a more restrained palette and use one or two features, such as a distinctive backsplash or lighting fixture, to make the home feel like their own.  The goal is to create a cohesive design that reflects the homeowner without relying too heavily on a short-lived trend.  “If they do have that bold design or that style that they want to incorporate, they really do it with intention,” Collins said.  That doesn’t mean homeowners need to avoid bold choices. Instead, they should consider how those choices fit into the rest of the home and whether they’ll still feel right years from now.  Timeless Design Can Still Evolve  Home design trends constantly change. Cabinet colors have moved from dark finishes to gray and white and are now shifting toward warmer tones. Light and medium wood tones and off-white finishes are gaining popularity as gray and stark white interiors become less dominant.  Trend cycles make timeless design valuable. Buyers want their homes to feel current, but they also want to feel comfortable with their choices years after construction ends. A neutral foundation provides flexibility, while lighting, furnishings, artwork and hardware can add personality and allow homeowners to update their spaces over time.  Design for Durability and Everyday Life  A beautiful home also needs to hold up to everyday life. Flooring and countertops offer good examples. Natural hardwood remains popular, while engineered luxury vinyl flooring attracts buyers who value durability. Quartz continues to appeal to homeowners who appreciate its consistency and low maintenance, even as designers continue to value the character of natural stone. Aesthetics are only part of the decision. Families with children, pets or frequent guests may prioritize different materials than homeowners looking for a low-maintenance second home or an entertainment-focused space.  The Kitchen Remains the Heart of the Home  For all the changes in home design, some priorities remain remarkably consistent.  In the kitchen, an island can provide food preparation space, seating, a gathering point for family and friends and a place for homework or casual conversation. Other features, such as spa-inspired showers, reflect the same desire to make everyday spaces more enjoyable. Ultimately, good design isn’t just about making a room look good. It should make the room work better, too.  Trust the Design Process  For buyers building a new home, the number of decisions can quickly become overwhelming. Flooring, cabinets, countertops, tile, lighting and fixtures all contribute to the final result. A design professional can help homeowners understand how individual selections work together and where to focus their investment. Instead of making every decision at once, buyers can work through selections step by step and build a cohesive design.  The Future of Home Design Will Follow Lifestyle  No one can predict exactly which colors, materials or architectural features will dominate home design five or 10 years from now. Trends will continue to change. What we can predict is that homes will continue to adapt to the people who live in them. Flexible rooms can accommodate changing needs. Private spaces can balance open gathering areas. Outdoor living can extend a home’s usable space. Personalization can make a house feel distinctly like its owners. The most enduring design principle may be the simplest: Start with how people live and design from there. The goal is to create a home that represents the homeowner so well that “10 years down the road they still love their home.” That may ultimately separate a home that simply follows a trend from one that continues to feel right long after the trend has passed.  To learn more about home design trends and how lifestyles influence the way homes are built, listen to the full episode of Atlanta Real Estate Forum Radio. For more information about Ashton Woods, visit https://www.ashtonwoods.com/.  About Ashton Woods  Ashton Woods is one of the nation's largest private home builders, creating thoughtfully designed homes and communities across the United States. With a focus on design, quality and personalization, the company builds homes that reflect how people live today while providing opportunities for homeowners to make their spaces their own.  Podcast Thanks       Thank you to Denim Marketing for sponsoring Atlanta Real Estate Forum Radio. Known as a trendsetter, Denim Marketing has been blogging since 2006 and podcasting since 2011. Contact them when you need quality, original content for social media, public relations, blogging, email marketing and promotions. A comfortable fit for companies of all shapes and sizes, Denim Marketing understands marketing strategies are not one-size-fits-all. The agency works with your company to create a perfectly tailored marketing strategy that will suit your needs and niche. Try Denim Marketing on for size by calling 770-383-3360 or by visiting www.DenimMarketing.com.        About Atlanta Real Estate Forum Radio       Atlanta Real Estate Forum Radio, presented by Denim Marketing, highlights the movers and shakers in the Atlanta real estate industry – the home builders, developers, Realtors and suppliers working to provide the American dream for Atlantans. For more information on how you can be featured as a guest, contact Denim Marketing at 770-383-3360 or fill out the Atlanta Real Estate Forum contact form. Subscribe to the Atlanta Real Estate Forum Radio podcast on iTunes, and if you like this week's show, be sure to rate it. Atlanta Real Estate Forum Radio was recently honored on FeedSpot's Top 100 Atlanta Podcasts, ranking 16th overall and number one out of all ranked real estate podcasts. The post Ashton Woods: Where Design Meets Real Life appeared first on Atlanta Real Estate Forum.

Minneapolis Mayor Jacob Fry is coming for your wallet. With a looming budget shortfall, the mayor announced the triple whammy: budget cuts, city layoffs, and a projected 11–13% property tax increase — all landing on homeowners who are already carrying the full weight of a city in fiscal free fall.The math isn't complicated. Downtown Minneapolis lost an estimated $3 billion in commercial tax base as office towers sold for pennies on the dollar and businesses abandoned their leases. When commercial real estate collapses, that burden doesn't disappear — it lands on residential homeowners, the people whose addresses don't move. Chicago's Brandon Johnson is staring down the same reckoning, and it's only going to get worse.And then there's the police overtime line item. The Minneapolis Police Department is already running $21 million over budget, years after the city defunded and demoralized its force. Residents have quietly stopped reporting crime. Fixed-income homeowners are getting squeezed harder every year. Actions have consequences — and Minneapolis is living them out in real time.Subscribe to @reasonablenews for daily commentary on the stories the mainstream media buries. Hit that notification bell so you never miss an episode.#NFRP #Minneapolis #JacobFryGO PREMIUM WITH REASONABLE+ FOR UNCENSORED ACCESS

On this week's episode we talk about:TikTok Creator traceystimeline talks about meeting a 40 year old man on hingeTeen says he was zip-tied, tortured in a couple's home Fired Police Chief Henry Garcia and Lieutenant Maria Molina in mid-April 2026 for "conduct unbecoming of an officer" following an investigation into an incident on district propertyResidents upset about homeless encampment. Homeowners cite issues with public exposure, drug overdoses, trash, and blocked sidewalksTwitter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://twitter.com/PnLJudgementals⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.tiktok.com/@pnljudgementals⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/PnLJudgementals⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/the__judgementals⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Email: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠pnljudgementals@gmail.com⁠Music: Bread Crumbs - Successful

Since 2024, the Louisiana Fortify Homes Program has been holding a lottery where lucky winners receive a grant of up to $10,000 to install a Fortified roof on their home — thus qualifying for lower home insurance rates. For those that don't win the lottery, however, or who received a grant, but it fell short of covering the costs, FHLB Bank of Dallas is offering grants of up to $17,000 per home through its area member banks. Greg Hettrick, senior vice president and director of community investment at FHLB Dallas, shares more about this little-known opportunity and why interested homeowners should move quickly.

Greg Brady & Tom Mrakas, Mayor of Aurora & Marianne Meed Ward, Mayor of Burlington discuss: 1 - E-scooter policies - what do they do Toronto doesn't? 2 - Homeowners across the region are facing notable property tax increases to cover structural deficits. 3 - What would a trade deal and trade certainty mean for your cities? Learn more about your ad choices. Visit megaphone.fm/adchoices

Preparation—not perfect timing—is what turns homeownership into long-term wealth.Many aspiring homeowners spend months—or even years—waiting for lower interest rates, a stronger credit score, or what they believe is the "perfect" time to buy. But what if waiting is the very thing keeping you from building wealth?In this episode of Exit Strategies Radio Show, Corwyn J. Melette welcomes Rich Hoffmann, Senior Vice President and National Sales Director at AD Mortgage, to explore the mortgage mistakes and financial misconceptions that often delay homeownership.Building on previous conversations about overcoming financial setbacks, this episode shifts the focus to what comes next: preparing wisely, understanding today's lending environment, and making confident decisions that support long-term financial success.With more than 33 years of mortgage banking experience, Rich shares practical guidance on improving your financial readiness, avoiding common mistakes before applying for a mortgage, understanding what lenders really look for, and why trying to perfectly time the housing market may actually cost you more in the long run.Whether you're buying your first home, preparing for your next purchase, or simply looking to make smarter financial decisions, this conversation provides practical insights to help you move forward with confidence.Legacy Building Takeaway:"The most successful homeowners typically don't wait for the perfect rate, the perfect market conditions, or even in a lot of cases, the perfect home. Instead, they focus on becoming financially prepared and making a sound long-term decision." — Rich HoffmanKey Takeaways:04:56 — The biggest misconceptions preventing qualified buyers from purchasing a home.07:27 — Financial habits to develop before talking with a lender.09:35 — Employment changes that could affect mortgage approval.12:46 — Why waiting for lower interest rates isn't always the smartest strategy.13:28 — "You marry the house, you date the rate."17:14 — Why financial literacy matters before you buy.23:04 — The first step every future homeowner should take before shopping for a house.Connect with Rich:Email Address:⁠ partnersupport@admortgage.comEmail Address:⁠ rich.hoffmann@admortgage.comConnect with Corwyn:Contact Number: 843-619-3005Instagram:⁠ https://www.instagram.com/exitstrategiesradioshow/⁠FB Page:⁠ https://www.facebook.com/exitstrategiessc/⁠Youtube:⁠ https://www.youtube.com/channel/UCxoSuynJd5c4qQ_eDXLJaZA⁠Website:⁠ https://www.exitstrategiesradioshow.com⁠Website: https://www.exitlowcountry.com/Linkedin:⁠ https://www.linkedin.com/in/cmelette/⁠Shoutout to our Sponsor: Mellifund Capital, LLCNeed funding for your next real estate flip or build? MelliFund Capital makes it fast, flexible, and investor-friendly. Visit MelliFundCapital.com and fund your future today. Again, that's MelliFundCapital.com, M-E-L-L-I-L-U-N-D, Capital.com.

To watch a video version of this podcast, click here: https://youtu.be/-Tsv9suvZwc In this episode, Reuben Saltzman and Tessa Murry discuss kitchen hood fans and exhaust ventilation, focusing on CFM, hood design, ductwork, makeup air, and combustion safety. They explore common ventilation problems found during inspections, explain how excessive exhaust can affect homes, and discuss Minnesota's makeup-air requirements. The episode also introduces AI-powered calculators to help homeowners determine fan and makeup-air requirements, along with practical tips for improving kitchen ventilation and indoor air quality. For Reuben's calculator on the Maximum Exhaust Fan Rating Without Makeup Air, go to https://docs.google.com/spreadsheets/d/1VT9XTGvmk7RVMfh4D-_iveF8LyNhYBelOeqSKS6vPds/edit?usp=sharing. For the Makeup Air Calculator with Opening Sizing and Home Age, go to https://docs.google.com/spreadsheets/d/1b_899bkGIt8WNK8H6KwrErB9_YO80jAYb2zVy5dIEDk/edit?usp=sharing Here's the link to Inspector Empire Builder:https://www.iebcoaching.com/events    TakeawaysEffective kitchen ventilation depends on proper hood design, placement, ductwork, and capture efficiency—not just CFM.Larger fans can increase energy use and may cause depressurization or backdrafting in homes with combustion appliances.Common inspection issues include blocked dampers, disconnected ducts, restrictive ductwork, and improperly configured microwave hoods.Minnesota makeup-air requirements vary based on fan size, home characteristics, and combustion appliances.AI-powered calculators can help homeowners and inspectors determine appropriate fan, makeup-air, and duct-sizing requirements.Proper ventilation helps improve indoor air quality, including when using electric cooking appliances.Homeowners should use exhaust fans while cooking, check exterior dampers, use back burners, and choose properly designed, quieter hoods.The key takeaway: Good kitchen ventilation is about effective capture and proper system design—not simply installing the largest fan.Chapters00:00 Introduction and AI Report Reviewer Update02:43 Sponsor Spotlight: Inspector Empire Builder and Rapid Gain Training04:39 Introducing the Kitchen Hood Fan Topic05:35 Why Kitchen Ventilation Matters for Indoor Air Quality07:14 CFM vs. Hood Design and Capture Efficiency08:11 Why Hood Shape and Placement Matter10:28 Typical Kitchen Hood CFM Ratings11:40 Oversized Fans and the Energy Penalty12:15 Makeup Air for High-CFM Exhaust Fans13:13 How Ductwork Affects Actual CFM14:42 Duct Restrictions, Exterior Terminals, and Airflow Problems15:10 Stuck Dampers and Common Inspection Findings17:20 Microwave Hood Fans and Recirculating Systems19:17 How Many Homes Have Proper Exterior Kitchen Ventilation?20:05 Indoor Air Quality, Cooking Pollutants, and Code Requirements21:03 Gas Cooking, Carbon Monoxide, and Ventilation22:15 Minnesota Ventilation Requirements22:58 The Truth About the 300 CFM Makeup-Air Rule23:28 National Code Requirements for Makeup Air26:14 Why One-Size-Fits-All Makeup-Air Rules Can Be Problematic27:39 Backdrafting Risks in Tight Homes28:59 Reuben's New AI-Powered Maximum CFM Calculator30:39 Factors Used in the Minnesota CFM Calculation32:50 When a 300 CFM Fan Requires a Calculation33:31 Calculating Makeup-Air Requirements and Duct Size34:25 AI-Powered Makeup-Air Calculator35:23 Making Complex Code Calculations Easier37:03 Minnesota Code Exceptions and Combustion Safety Testing38:22 Worst-Case Depressurization Testing39:06 When Makeup Air May Be Avoided40:31 Practical Kitchen Ventilation Tips41:13 Using Back Burners and Choosing a Quiet Hood41:54 Microwave Vents vs. Proper Capture Hoods44:30 Why Capture Efficiency Matters More Than CFM Alone45:25 The Difference an Exhaust Fan Makes in an Airtight Home47:49 Closing Thoughts and Listener Feedback 

Americans aren't moving like they used to, and that could permanently change how they access home equity. In this edition of Industry Leader Insights, HECM World speaks with Brian Fox, co-founder at Benutech, about the rise of the “stay-put economy.” Benutech's analysis shows traditional refinance activity falling almost 80% between 2021 and 2025, while equity lending increased 15%. So what happens when homeowners protect their low-rate first mortgage, remain in place longer and look for other ways to unlock housing wealth? Brian discusses why this shift may be structural, what it means for older homeowners, why downsizing no longer delivers the same financial relief—and how reverse mortgages could become an increasingly important “stay-put” financial tool. Watch the full interview now. Read the full article here and make sure you subscribe at hecmworld.com so you don't miss a thing. View the Benutech report https://www.benutech.com/the-stay-put-economy-how-rising-rates-transformed-american-homes-from-stepping-stones-into-fortresses 

Thinking about renovating your bathroom? Before you start choosing tile, vanities, and fixtures, there's one thing you shouldn't ignore: the warning signs your bathroom is already giving you. In this episode, we break down seven bathroom renovation warning signs that many homeowners overlook until they become expensive repairs. From hidden moisture problems and failing grout to poor layouts and outdated plumbing, you'll learn how to recognize when your bathroom is telling you it's time for more than just a cosmetic update. Whether you're planning a renovation this year or simply want to protect your home's value, this episode will help you make smarter decisions, avoid costly surprises, and know when it's time to bring in a professional.

Another moment regarding the 250th Anniversary of The Declaration Of Independence. Weekly To Do on what we call The Drop Zone. An area for setting down items like shoes, bags, keys and other things. Homeowner questions about wall cracks around a tub, installing and electrical line for an oven, are landlords required to do A/C maintenance checks twice a year and more topics around the house. Broadcast archive page with expanded content https://rosieonthehouse.com/podcast/open-home-hour-live-listener-call-ins-texts-emails-weekly-to-do-stopanddropzone/

"This isn't just a property tax scandal—it's a $5.1 trillion threat to the U.S. financial system." — Mitch VexlerMitch explains why he believes alleged fraud in property tax appraisals and school district bonds could undermine U.S. Treasuries, challenge the Constitution, and expose risks that Wall Street's financial models have failed to account for.

Lineage is hit with tougher odor controls as it defends the cleanup of its burned-out Boyle Heights warehouse. The age of first-time homeowners in California is rising. More people in Orange County are struggling to afford enough food. Plus, more on Morning Edition. Support The L.A. Report by donating at LAist.com/join and by visiting https://laist.comSupport the show: https://laist.com

The host of ‘Home’ on KFI, the House Whisperer, Dean Sharp joins the show to talk about good fences making good neighbors.See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Cheryl Taylor Anderson. Podcast: Money Making Conversations MasterclassHost: Rushion McDonaldGuest: Cheryl Taylor Anderson, Real Estate Broker (Metro Atlanta) 1. Purpose of the Interview The core purpose of this interview is to educate, empower, and motivate listeners—particularly first‑time homebuyers, renters, veterans, and people of color—to pursue homeownership as a wealth‑building strategy. Specifically, the conversation aims to: Demystify the homebuying process Combat fear and misinformation around mortgages Highlight low‑ and zero‑down payment opportunities Explain how homeowners can build equity faster Emphasize real estate as a key tool for generational wealth Encourage disciplined financial decisions rooted in ownership rather than renting Rushion positions the discussion as a knowledge‑sharing opportunity to help listeners move from renting to owning, especially in communities historically excluded from homeownership. 2. Interview Overview Cheryl Taylor Anderson brings more than 20 years of real estate experience and over $400 million in sales in Metro Atlanta. She works with: First‑time homebuyers VA and military families Move‑up buyers Luxury clients and institutional sellers Throughout the interview, Cheryl provides practical, real‑world examples—including her own story as a former single mother and homeowner—to ease fear, explain financing, and correct misconceptions about buying a home. 3. Key Takeaways A. Many Renters Can Already Afford to Own One of the central points is that many renters are paying as much—or more—than mortgage payments without building equity. Rent payments offer no tax benefits Mortgage payments build ownership and wealth Homeowners can deduct mortgage interest (unlike rent) Key idea: Many people qualify for ownership but are held back by misinformation and fear. B. First‑Time Homebuyers Have More Options Than They Realize Cheryl explains that many buyers are unaware of: Zero‑down payment programs Builder incentives covering closing costs Opportunities to move into homes with minimal out‑of‑pocket costs In some cases, buyers are only required to bring earnest money, making homeownership far more accessible than expected. C. VA and Veteran Benefits Are Underused Cheryl strongly emphasizes VA loans as one of the most powerful tools for homeownership: 100% financing (zero down payment) Ability to ask sellers for up to 6% in closing cost contributions Certain veterans may be exempt from property taxes Lower monthly payments overall Veterans are encouraged to use their benefits, even years after leaving military service. D. A 30‑Year Mortgage Does Not Mean 30 Years of Debt Cheryl reframes mortgage timelines by teaching strategic repayment: Paying bi‑weekly instead of monthly Adding small extra payments ($50–$100/month) Reducing both interest and principal faster She uses her personal example of being close to paying off her home early despite starting with a traditional 30‑year loan. E. Homeownership Builds Stability and Community The interview contrasts renting versus owning: Ownership benefits include: Equity growth Customization and upgrades Neighborhood relationships Security and long‑term stability A tangible asset to pass to children Even HOA‑managed communities—while sometimes frustrating—protect property values and neighborhood standards. F. Home Warranties Reduce Fear of Maintenance To address anxiety about repairs, Cheryl recommends home warranties: Cover major systems (HVAC, water heaters, appliances) Low service fees when repairs are needed Can be negotiated into purchase contracts Provide peace of mind similar to apartment maintenance This is especially helpful for first‑time buyers. G. Social Media Builds Trust and Visibility Cheryl explains how social media strengthens her business: Buyers see real closings, celebrations, and testimonials Creates emotional connection and trust Inspires others to picture themselves as homeowners Visibility drives confidence and referrals. H. Education and Adaptability Drive Longevity Cheryl credits her success through: The 2008 housing crisis COVID‑19 Market shifts to constant learning, flexibility, and strategy pivots (e.g., foreclosures, BPOs, builder incentives). 4. Notable Quotes On Renting vs. Owning “Never be willing to pay somebody more than you’re willing to pay yourself.” On First‑Time Buyer Fear “Don’t let the longevity scare you. In an apartment, you’re building nothing.” On VA Benefits “Veterans can come to the table with zero down—and sometimes no property taxes.” On Mortgage Strategy “Pay every two weeks and it knocks down your interest and principal faster.” On Equity “Rent doesn’t give you anything to leave your children. Homeownership does.” On Homeownership Mindset “People are willing to pay their landlord more than they’ll pay themselves.” 5. Overall Takeaway This interview reinforces homeownership as one of the most powerful, attainable tools for building long‑term wealth—when buyers are properly educated, supported, and encouraged to move past fear and misinformation. Cheryl Taylor Anderson demonstrates that: Buying a home is often more accessible than people believe Strategic mortgage management can drastically shorten debt timelines Ownership builds equity, stability, and generational opportunity #SHMS #BEST #STRAW Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcast #BEST #SHMS #STRAWSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Cheryl Taylor Anderson. Podcast: Money Making Conversations MasterclassHost: Rushion McDonaldGuest: Cheryl Taylor Anderson, Real Estate Broker (Metro Atlanta) 1. Purpose of the Interview The core purpose of this interview is to educate, empower, and motivate listeners—particularly first‑time homebuyers, renters, veterans, and people of color—to pursue homeownership as a wealth‑building strategy. Specifically, the conversation aims to: Demystify the homebuying process Combat fear and misinformation around mortgages Highlight low‑ and zero‑down payment opportunities Explain how homeowners can build equity faster Emphasize real estate as a key tool for generational wealth Encourage disciplined financial decisions rooted in ownership rather than renting Rushion positions the discussion as a knowledge‑sharing opportunity to help listeners move from renting to owning, especially in communities historically excluded from homeownership. 2. Interview Overview Cheryl Taylor Anderson brings more than 20 years of real estate experience and over $400 million in sales in Metro Atlanta. She works with: First‑time homebuyers VA and military families Move‑up buyers Luxury clients and institutional sellers Throughout the interview, Cheryl provides practical, real‑world examples—including her own story as a former single mother and homeowner—to ease fear, explain financing, and correct misconceptions about buying a home. 3. Key Takeaways A. Many Renters Can Already Afford to Own One of the central points is that many renters are paying as much—or more—than mortgage payments without building equity. Rent payments offer no tax benefits Mortgage payments build ownership and wealth Homeowners can deduct mortgage interest (unlike rent) Key idea: Many people qualify for ownership but are held back by misinformation and fear. B. First‑Time Homebuyers Have More Options Than They Realize Cheryl explains that many buyers are unaware of: Zero‑down payment programs Builder incentives covering closing costs Opportunities to move into homes with minimal out‑of‑pocket costs In some cases, buyers are only required to bring earnest money, making homeownership far more accessible than expected. C. VA and Veteran Benefits Are Underused Cheryl strongly emphasizes VA loans as one of the most powerful tools for homeownership: 100% financing (zero down payment) Ability to ask sellers for up to 6% in closing cost contributions Certain veterans may be exempt from property taxes Lower monthly payments overall Veterans are encouraged to use their benefits, even years after leaving military service. D. A 30‑Year Mortgage Does Not Mean 30 Years of Debt Cheryl reframes mortgage timelines by teaching strategic repayment: Paying bi‑weekly instead of monthly Adding small extra payments ($50–$100/month) Reducing both interest and principal faster She uses her personal example of being close to paying off her home early despite starting with a traditional 30‑year loan. E. Homeownership Builds Stability and Community The interview contrasts renting versus owning: Ownership benefits include: Equity growth Customization and upgrades Neighborhood relationships Security and long‑term stability A tangible asset to pass to children Even HOA‑managed communities—while sometimes frustrating—protect property values and neighborhood standards. F. Home Warranties Reduce Fear of Maintenance To address anxiety about repairs, Cheryl recommends home warranties: Cover major systems (HVAC, water heaters, appliances) Low service fees when repairs are needed Can be negotiated into purchase contracts Provide peace of mind similar to apartment maintenance This is especially helpful for first‑time buyers. G. Social Media Builds Trust and Visibility Cheryl explains how social media strengthens her business: Buyers see real closings, celebrations, and testimonials Creates emotional connection and trust Inspires others to picture themselves as homeowners Visibility drives confidence and referrals. H. Education and Adaptability Drive Longevity Cheryl credits her success through: The 2008 housing crisis COVID‑19 Market shifts to constant learning, flexibility, and strategy pivots (e.g., foreclosures, BPOs, builder incentives). 4. Notable Quotes On Renting vs. Owning “Never be willing to pay somebody more than you’re willing to pay yourself.” On First‑Time Buyer Fear “Don’t let the longevity scare you. In an apartment, you’re building nothing.” On VA Benefits “Veterans can come to the table with zero down—and sometimes no property taxes.” On Mortgage Strategy “Pay every two weeks and it knocks down your interest and principal faster.” On Equity “Rent doesn’t give you anything to leave your children. Homeownership does.” On Homeownership Mindset “People are willing to pay their landlord more than they’ll pay themselves.” 5. Overall Takeaway This interview reinforces homeownership as one of the most powerful, attainable tools for building long‑term wealth—when buyers are properly educated, supported, and encouraged to move past fear and misinformation. Cheryl Taylor Anderson demonstrates that: Buying a home is often more accessible than people believe Strategic mortgage management can drastically shorten debt timelines Ownership builds equity, stability, and generational opportunity #SHMS #BEST #STRAW Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcast #BEST #SHMS #STRAWSee omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Cheryl Taylor Anderson. Podcast: Money Making Conversations MasterclassHost: Rushion McDonaldGuest: Cheryl Taylor Anderson, Real Estate Broker (Metro Atlanta) 1. Purpose of the Interview The core purpose of this interview is to educate, empower, and motivate listeners—particularly first‑time homebuyers, renters, veterans, and people of color—to pursue homeownership as a wealth‑building strategy. Specifically, the conversation aims to: Demystify the homebuying process Combat fear and misinformation around mortgages Highlight low‑ and zero‑down payment opportunities Explain how homeowners can build equity faster Emphasize real estate as a key tool for generational wealth Encourage disciplined financial decisions rooted in ownership rather than renting Rushion positions the discussion as a knowledge‑sharing opportunity to help listeners move from renting to owning, especially in communities historically excluded from homeownership. 2. Interview Overview Cheryl Taylor Anderson brings more than 20 years of real estate experience and over $400 million in sales in Metro Atlanta. She works with: First‑time homebuyers VA and military families Move‑up buyers Luxury clients and institutional sellers Throughout the interview, Cheryl provides practical, real‑world examples—including her own story as a former single mother and homeowner—to ease fear, explain financing, and correct misconceptions about buying a home. 3. Key Takeaways A. Many Renters Can Already Afford to Own One of the central points is that many renters are paying as much—or more—than mortgage payments without building equity. Rent payments offer no tax benefits Mortgage payments build ownership and wealth Homeowners can deduct mortgage interest (unlike rent) Key idea: Many people qualify for ownership but are held back by misinformation and fear. B. First‑Time Homebuyers Have More Options Than They Realize Cheryl explains that many buyers are unaware of: Zero‑down payment programs Builder incentives covering closing costs Opportunities to move into homes with minimal out‑of‑pocket costs In some cases, buyers are only required to bring earnest money, making homeownership far more accessible than expected. C. VA and Veteran Benefits Are Underused Cheryl strongly emphasizes VA loans as one of the most powerful tools for homeownership: 100% financing (zero down payment) Ability to ask sellers for up to 6% in closing cost contributions Certain veterans may be exempt from property taxes Lower monthly payments overall Veterans are encouraged to use their benefits, even years after leaving military service. D. A 30‑Year Mortgage Does Not Mean 30 Years of Debt Cheryl reframes mortgage timelines by teaching strategic repayment: Paying bi‑weekly instead of monthly Adding small extra payments ($50–$100/month) Reducing both interest and principal faster She uses her personal example of being close to paying off her home early despite starting with a traditional 30‑year loan. E. Homeownership Builds Stability and Community The interview contrasts renting versus owning: Ownership benefits include: Equity growth Customization and upgrades Neighborhood relationships Security and long‑term stability A tangible asset to pass to children Even HOA‑managed communities—while sometimes frustrating—protect property values and neighborhood standards. F. Home Warranties Reduce Fear of Maintenance To address anxiety about repairs, Cheryl recommends home warranties: Cover major systems (HVAC, water heaters, appliances) Low service fees when repairs are needed Can be negotiated into purchase contracts Provide peace of mind similar to apartment maintenance This is especially helpful for first‑time buyers. G. Social Media Builds Trust and Visibility Cheryl explains how social media strengthens her business: Buyers see real closings, celebrations, and testimonials Creates emotional connection and trust Inspires others to picture themselves as homeowners Visibility drives confidence and referrals. H. Education and Adaptability Drive Longevity Cheryl credits her success through: The 2008 housing crisis COVID‑19 Market shifts to constant learning, flexibility, and strategy pivots (e.g., foreclosures, BPOs, builder incentives). 4. Notable Quotes On Renting vs. Owning “Never be willing to pay somebody more than you’re willing to pay yourself.” On First‑Time Buyer Fear “Don’t let the longevity scare you. In an apartment, you’re building nothing.” On VA Benefits “Veterans can come to the table with zero down—and sometimes no property taxes.” On Mortgage Strategy “Pay every two weeks and it knocks down your interest and principal faster.” On Equity “Rent doesn’t give you anything to leave your children. Homeownership does.” On Homeownership Mindset “People are willing to pay their landlord more than they’ll pay themselves.” 5. Overall Takeaway This interview reinforces homeownership as one of the most powerful, attainable tools for building long‑term wealth—when buyers are properly educated, supported, and encouraged to move past fear and misinformation. Cheryl Taylor Anderson demonstrates that: Buying a home is often more accessible than people believe Strategic mortgage management can drastically shorten debt timelines Ownership builds equity, stability, and generational opportunity #SHMS #BEST #STRAW Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcast #BEST #SHMS #STRAWSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

In this episode of Lennox ON AIR, Dave and Doug sit down with dealers Ryan St. Michel (Grove Mechanical) and Tevis Deschamp (Fire & Ice), alongside TM Darren Benson, to explore how zoning and mini-split technology are reshaping the future of home comfort. As homeowners increasingly seek personalized solutions for hot and cold spots, bonus rooms, garages, and unique living spaces, the group discusses why traditional approaches are no longer enough and how dealers can turn comfort challenges into growth opportunities.The conversation dives into the real-world applications of zoning, the impact of variable-capacity technology, and the growing demand for customized comfort. You'll hear practical insights on educating homeowners, overcoming common misconceptions, training teams on emerging technologies, and presenting solutions that go beyond equipment replacement. If you're looking to differentiate your business, deliver a better customer experience, and unlock new revenue opportunities, this episode offers actionable takeaways you can put to work right away.Calling all HVAC techs! Got a hilarious story, eye-opening tip, or hot opinion to share? Fill out our quick questionnaire for a chance to be featured on Lennox ON CALL!Lennox ON AIR is a Lennox Learning Solutions Production.

Zohran Mamdani's proposal to impose a new surcharge on certain New York property owners expanded far beyond the $5 million homes initially discussed, with notices sent to nearly one million homeowners whose properties are valued at more than $1 million. The policy has sparked criticism over its burden on longtime homeowners, retirees, and families whose […]

Before you start dropping prices or negotiating with homeowners, read this. Homeowners are price shopping more than before. One of the smartest sales strategies I've ever learned was from Jon Abernathy, and he trained his team to do the exact opposite: Offer an economy roof package.Here's the surprising part...Most homeowners don't buy it.Because it gives them a reference point that builds trust, removes price objections, and naturally leads them into the higher value option without feeling pressured.Jon's approach had me re-thinking things… and I imagine it will do the same for you. Watch this interview to see Jon break down:• Why an economy package can actually make your premium packages easier to sell.• How to stop negotiating on price and start negotiating on value instead.• The simple package strategy that helps homeowners confidently choose the option that's right for them.I hope this valuable interview helps you make even more sales in today's ultra-competitive market. P.S. If you're serious about building a stronger roofing company, the Roofing STRONG Alliance™ gives you access to the tools, training, and community support to help scale your business in today's changing market. Membership is now available at no additional cost to The TAMKO Edge® contractors. Learn more or apply to join: https://rsa.pro/=============Join The Roofing STRONG Alliance by TAMKO™ (RSA): https://rsa.pro/Exclusively available to The TAMKO Edge® Certified Contractors at no additional cost.FREE Starter Membership (RSA): https://rsa.pro/freePODCASTApple Podcasts: https://apple.co/3fSQievSpotify: https://bit.ly/3eMAqJeFOLLOWFacebookInstagramTikTokLinkedInThe views and opinions expressed are based on Adam Bensman's and Jon Abernathy's personal experiences in the roofing industry prior to coming to TAMKO. This content is intended for general informational and educational purposes only and should not be considered professional advice regarding warranties, insurance, financing, legal matters, compliance, or business transactions. All product performance claims, warranty descriptions, and package recommendations discussed are general in nature. Actual warranty terms, conditions, limitations, and exclusions vary by product, system, and registration level — contractors and homeowners must review the applicable written warranty for complete terms before making purchasing decisions or sales representations. Contractors must ensure their sales and business practices, including all warranty and product representations made to homeowners, are accurate, substantiated, and comply with all applicable federal, state, and local laws, including consumer protection, advertising, and insurance regulations. Financing and pricing examples are illustrative only. Viewers are encouraged to consult qualified professionals before applying these concepts or making any decisions related to their business operations.Content produced on or before 5/13/26 was previously produced by The Roof Strategist, TAMKO Building Products LLC makes no representations or warranties regarding its accuracy, completeness, or applicability to current products, programs, or operations.

Home insurance costs are skyrocketing—and it's affecting far more than just homeowners in high-risk states. This week on Trading Secrets, Jason Tartick sits down with risk and resilience expert Chloe Demrovsky to unpack the real reasons insurance premiums are surging, why coverage is disappearing in certain markets, and what every current or future homeowner needs to know before it's too late. From climate risk and billion-dollar disasters to hidden policy exclusions and the true cost of rebuilding after catastrophe, Chloe breaks down the insurance industry in a way that's practical, easy to understand, and immediately actionable. In this episode, you'll learn: • Why home insurance premiums have increased faster than inflation • The biggest coverage gaps most homeowners don't discover until after disaster strikes • The difference between replacement cost and actual cash value • Why flood insurance, alternate living expenses, and policy exclusions matter • How AI can help you understand your insurance policy • The simple steps every homeowner should take today to protect their finances and family • Why your insurance premium is actually a warning signal—not just another bill Whether you're buying your first home, own multiple properties, or simply want to protect your biggest investment, this conversation could save you thousands—and help you avoid costly mistakes when it matters most. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Zohran Mamdani's proposal to impose a new surcharge on certain New York property owners expanded far beyond the $5 million homes initially discussed, with notices sent to nearly one million homeowners whose properties are valued at more than $1 million. The policy has sparked criticism over its burden on longtime homeowners, retirees, and families whose homes have appreciated in value despite modest incomes. The proposal is presented as part of a broader effort to redistribute wealth, generate new tax revenue, and pressure property owners to sell. It also raises concerns about due process, government overreach, and the unintended consequences of publicly identifying homes believed to be vacant, including increased risks of squatting and burglary. Alliance Defending Freedom - Visit http://www.JoinADF.com/HANSON or text HANSON to 83848 and for a limited time your first gift to ADF will be DOUBLED by a special matching grant—while funds last. Learn more about your ad choices. Visit megaphone.fm/adchoices

Richard Epstein examines New York City's proposed "pied-à-terre tax," which targets non-primary residences but threatens middle-class and working homeowners. Epstein argues the tax is unfairly structured, hitting condominiums at five times the rate of houses. The complex valuation process creates a "vicious circle" that could plummet property values. Consequently, wealthy residents are already fleeing, resulting in a $12 billion annual revenue loss for the city. (3)1863 DRAFT RIOT MANHATTAN

Homeowners insurance prices are up a whopping 24% since 2022. One in seven homeowners now has no insurance at all. In some parts of the country, companies aren't just raising rates -- they're refusing to write policies. Bob Litterman co-created the Black-Litterman model that the financial industry still uses to price risk, spent 23 years running risk at Goldman Sachs, and now chairs the Coalition for an Insurable Future. He joins Joe and OG on a special Thursday episode to explain what's actually happening, why it's not going to stop, and what you can do about it right now.What You'll Walk Away WithWhy the insurance market breaks down when probabilities stop being stable -- and how billion-dollar weather events went from three per year in the 1980s to 23 per year todayThe domino chain: how rising insurance costs in one ZIP code can drive down home values, freeze bank lending, shrink local businesses, and quietly hollow out an entire communityWhy this isn't 2008 -- and the one important way it's actually worse than what the mortgage crisis taught usWhy one in seven homeowners now carries no insurance at all -- and what that means for the next major weather eventThe 100-year flood problem: why homes built to withstand a once-in-a-century event are now getting hit every five to ten yearsWhat first-time homebuyers should ask that their realtor almost certainly won't bring up -- and why the insurance question is now as important as the mortgage rateHow to actually read your renewal letter: what to look for beyond the premium, what hidden changes insurance companies are legally required to disclose, and why your deductible may have quietly doubledOG's Claude trick: how he uploaded both his old and new policy documents, asked for the differences, and found actionable savings plus a jewelry rider gap he didn't know he hadWhy Bob says the real mispricing isn't in the insurance market -- it's in the pollution market -- and what that means for how this eventually gets resolvedThe risk management reframe: why thinking about insurance is the wrong starting point, and what to think about insteadWhy This Matters NowThis isn't an inflation blip. The risk is genuinely increasing, the models are being rewritten in real time, and the insurance companies pulling out of markets are the canary in the coal mine. The good news: there are specific things you can do right now -- at your house, with your policy, and in how you think about risk -- that most homeowners haven't done yet.From the BasementBob Litterman joins Joe and OG on a special Thursday episode to walk through the home insurance crisis from the inside -- the pricing models, the domino chain, the reinsurance squeeze, and the difference between a tail event and the slow-moving sea level rise underneath it. OG's takeaway: upload both your old and new policy to Claude and ask it to find the differences before your next renewal. Doug arrives with flood insurance trivia tied directly to the episode content. The Coalition for an Insurable Future, a nonpartisan cross-industry group, made this episode possible. Stacking Benjamins received compensation for this episode.Resources MentionedCoalition for an Insurable Future -- nonpartisan cross-industry group on climate and insurance risk; coalitionforaninsurablefuture.comBlack-Litterman Model -- referenced for Bob Litterman's background in risk pricingClimate Central -- tracks billion-dollar weather events annually; climatecentral.orgNational Flood Insurance Program -- referenced for the 1968 government backstop for flood risk; floodsmart.govSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Your home may be more than a place to live in retirement. For some homeowners, it can also become a strategic financial resource—one that may help manage taxable income, protect investments during market downturns, and create greater flexibility around retirement withdrawals. Harlan Accola, who leads the reverse mortgage team at Movement Mortgage, joined the show today to explain how a reverse mortgage—specifically a Home Equity Conversion Mortgage, or HECM—can fit into a thoughtful retirement income strategy. A reverse mortgage is not right for everyone. But when used carefully as part of a broader financial plan, home equity may provide retirees with options they would not otherwise have. Why Reverse Mortgage Proceeds Are Different From Income One of the most common misconceptions about reverse mortgages is that homeowners sell or give up ownership of their homes. That is not the case. A reverse mortgage is a loan secured by the home, and the homeowner retains title as long as the requirements of the loan are met. Because the money received through a reverse mortgage is generally considered loan proceeds rather than earned or investment income, it is not typically included as taxable income on a federal income tax return. That distinction can be significant in retirement. Many retirees rely on a combination of Social Security, pensions, traditional IRAs, and 401(k)s. Withdrawals from tax-deferred retirement accounts generally increase taxable income, potentially affecting tax brackets and other income-based thresholds. Home equity can provide another source of cash. Instead of withdrawing every needed dollar from a traditional IRA or 401(k), a retiree may be able to strategically use home equity for a portion of living expenses. That could reduce the amount that must be withdrawn from taxable retirement accounts in a given year. The goal is not simply to avoid taxes. It is to thoughtfully manage when and how taxable income is recognized. Managing Retirement Withdrawals More Strategically Taxes in retirement are often about timing. Withdraw too much from a traditional retirement account in one year, and you may move into a higher tax bracket or cross other important income thresholds. Later in retirement, required minimum distributions can further limit how much control retirees have over taxable withdrawals. Social Security also adds another consideration. Depending on a retiree's income, up to 85% of Social Security benefits may be subject to federal income tax. That makes coordinating income sources especially important. For some retirees, access to home equity may allow them to take smaller taxable distributions during certain years while drawing on a reverse mortgage for additional cash needs. Meanwhile, money that remains invested has more opportunity to continue growing. That does not mean borrowing against a home is always preferable to withdrawing from investments. Reverse mortgages have costs, interest accrues on the loan balance, and using home equity reduces the equity that may otherwise remain available later. The question is whether strategically combining these resources could produce a better overall retirement outcome. Creating Flexibility for Roth Conversions Home equity may also play a role in Roth conversion planning. A Roth conversion involves moving money from a traditional IRA or other eligible tax-deferred retirement account into a Roth IRA. The amount converted is generally taxable in the year of the conversion, but qualified Roth withdrawals in retirement are tax-free. For some retirees, converting portions of traditional retirement accounts during lower-income years can make sense. The challenge is paying the resulting tax bill. Suppose someone converts a significant amount from a traditional IRA and then withdraws even more from that IRA to pay the taxes. That additional withdrawal can create additional taxable income, potentially making the strategy less efficient. A reverse mortgage may provide another option. Home equity could potentially be used to cover living expenses or the tax liability associated with a Roth conversion, allowing the retiree to better control how much is withdrawn from taxable retirement accounts. Over time, carefully planned conversions can also reduce the amount remaining in traditional accounts that may eventually be subject to required minimum distributions. Roth conversions involve many variables—including current and future tax rates, income needs, Medicare considerations, estate goals, and the retiree's overall financial picture—so they should be evaluated with qualified tax and financial professionals. Protecting Investments During Market Downturns Another potential use of a reverse mortgage is addressing what financial planners call sequence-of-returns risk. Sequence risk refers to the danger of experiencing significant investment losses early in retirement while simultaneously withdrawing money from the portfolio. Imagine that the market falls sharply and a retiree must sell investments to pay living expenses. Those shares are sold at depressed prices and are no longer invested when markets eventually recover. That combination of losses and withdrawals can make it much harder for a portfolio to recover. For retirees with sufficient home equity, a reverse mortgage line of credit may serve as what some planners call a buffer asset. Instead of selling investments during a severe market decline, a retiree might temporarily draw from home equity. When markets recover, withdrawals could shift back to the investment portfolio. Depending on the loan and financial circumstances, homeowners may also choose to repay some of what they borrowed, preserving greater home equity for future use. The broader principle is diversification—not merely among investments, but among the resources available to fund retirement. Home Equity Is a Tool, Not the Goal For many Americans, their home represents one of their largest financial assets. Yet traditional retirement planning often treats that wealth as untouchable until the home is sold or passed to heirs. A reverse mortgage can provide another option. That does not mean every retiree should borrow against a home. The costs, interest, estate implications, housing plans, and long-term needs all matter. Homeowners must also continue meeting loan requirements, including paying property taxes, homeowners insurance, and maintaining the property. But for the right household, home equity may become one piece of a coordinated retirement strategy—helping manage taxable withdrawals, create flexibility for Roth conversions, or avoid selling investments at an unfavorable time. As stewards, the goal is not simply to preserve every dollar of home equity or maximize every investment account. It is to wisely consider all the resources God has entrusted to us and use them with purpose. A home is first a place to live. But in retirement, it may also be a financial resource worth thoughtfully considering as part of the bigger picture. To learn more about reverse mortgages and Movement Mortgage, visit FaithFi.com/Movement. On Today's Program, Rob Answers Listener Questions: My daughter turns 20 in December and recently earned her nail technician license, but she isn't working yet. How can I help her start building credit and develop good saving habits? My husband and I are considering a reverse mortgage. Would we still own our home, and could we eventually sell it to a family member if we want to keep it in the family? I live on Social Security, have a paid-off home, a four-month emergency fund, and $75,000 in a CD. I received an offer to buy $5 gold pieces for $469 each, with a minimum purchase of five. Would buying gold like this be a wise move for me? My husband passed away, I used up my savings, and now I'm overwhelmed by debt. I enrolled in a debt-relief program that promised to lower my interest rates, but I'm not seeing much progress. What should I do next? Resources Mentioned: Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner) Christian Credit Counselors Movement Mortgage Capital One Savor Rewards Card for Students Bankrate | NerdWallet Open Hands Finance FaithFi Field Guide: How Much Money is Enough?  Our Ultimate Treasure: A 21-Day Journey to Faithful Stewardship by Rob West Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money Look At The Sparrows: A 21-Day Devotional on Financial Fear and Anxiety Rich Toward God: A Study on the Parable of the Rich Fool Find a Certified Kingdom Advisor® (CKA) FaithFi App Remember, you can call in to ask your questions every weekday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Rick Sharga, founder of CJ Patrick Company, discusses current housing market conditions and economic trends. Rick explains that despite mortgage rates tripling since the pandemic, the housing market has shown resilience with 49 consecutive months of year-over-year price increases, though sales volume remains down for three years. He noted that while affordability remains a challenge with a $40,000 wage gap for median-income buyers, recent data shows pending sales and mortgage purchase applications running ahead of last year, suggesting pent-up demand may soon drive market recovery. Rick highlighted that inflation concerns stem largely from energy price increases following the Iran conflict, and emphasized that wage growth continues to outpace home price growth, making affordability slightly better. He also discussed how builders currently face a 10-month supply of new homes while existing home inventory remains tight, creating opportunities for investors in both markets. EmpoweredInvestor.com/Ai EmpoweredInvestor.com/Ask Reach out to our Investment Counselors 1-800- HARTMAN Ext. 2 PropertyTracker.com https://cjpatrick.com #HousingMarket #RealEstateReset #MarketRecovery2027 #MortgageRates #HousingAffordability #EconomicGrowth #InflationWatch #HomePrices #RealEstateInvesting #PentUpDemand #SingleFamilyRentals #HousingInventory #JobMarket #GDP #StockMarket #HomeEquity #NewHomeConstruction #SunBeltRealEstate #CJPatrickCompany #DListing #CapitalGainsTax #ApartmentMarket #HousingStarts #EconomicOutlook   Key Takeaways: Jason's editorial 0:00 Updating my clone's virtual brain 6:10 Refi vs. HELOC   Rick Sharga Interview 14:34 GDP growth, stock market and inflation 23:20 Unemployment, job and wage growth 25:52 The housing market- single family and apartments 30:31 Mortgage rates and home prices 35:35 Price trends, inventory levels and the factors that show promise 37:26 Existing and new home sales 41:02 Housing starts are at a 5-year low 42:47 Closing thoughts  

HOUR 3: Do squatters have more rights than homeowners? full 2199 Tue, 28 Jul 2026 21:00:00 +0000 twMkV7ISgkae3I9MzKy0mrurSw9wm3r1 news The Dana & Parks Podcast news HOUR 3: Do squatters have more rights than homeowners? You wanted it... Now here it is! Listen to each hour of the Dana & Parks Show whenever and wherever you want! © 2025 Audacy, Inc. News https://player.amperwavepodcasting.com?f

In this throwback episode of the Uploft Interior Design, I answer three listener questions all about creating better living rooms, from blending contemporary furniture with the timeless character of a historic home to solving TV glare from oversized windows and arranging a space for better entertaining. I explain why every successful design starts with a personal two-word phrase that guides every decision, from furniture and textures to color palettes and accessories, and I share how finding the right inspiration piece makes the rest of the room come together naturally. I also discuss practical solutions for managing natural light with window treatments, why TV placement matters, and my step-by-step process for creating a functional floor plan by prioritizing how you actually use your space. I encourage listeners to focus on intentional design choices that create beautiful, comfortable living rooms tailored to their own lifestyles while inviting them to send in their own design questions for future episodes. Timestamps: 00:00 – Throwback living room design Q&A begins 02:15 – Using a two-word phrase to guide your design style 08:10 – Choosing colors, textures, and an inspiration piece 12:00 – Reducing TV glare with the right window treatments 15:30 – Prioritizing room functions before arranging furniture 20:10 – Creating a living room layout that's perfect for entertaining Don't forget to subscribe for more design tips and inspiration! Links: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Uploft.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠AffordableInteriorDesign.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Submit your design questions⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to be featured on the show ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Become a Premium Member⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and access the bonus episodes Click ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to become an interior designer with Uploft's Interior Design Academy. Get Betsy's book: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠betsyhelmuth.com/book⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠For more about our residential interior design services, visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ModernInteriorDesign.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ For our commercial interior design services, visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠OfficeInteriorDesign.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Follow Us: Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@uploftinteriordesign⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Facebook: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠facebook.com/UploftIntDes⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ TikTok: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠tiktok.com/@uploftinteriordesign⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ LinkedIn: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠linkedin.com/company/uploft-interior-design⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ If you enjoy the show, please spread the word and leave a review on iTunes! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Longtime homeowners — often Black seniors — are being tricked into signing away the deeds to their own homes, then getting evicted from them. It's called deed theft, and it's rampant in gentrifying neighborhoods like Bed Stuy, where brownstones that redlining once made cheap now sell for millions. New York City Councilmember Chi Ossé and WNYC/Gothamist reporter David Brand explain how the scam works, why it targets Black homeowners, and why it's so hard to stop.See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.NPR Privacy Policy