Podcasts about Andorra

Debate de actualidad con los periodistas Carlos Dávila, Álvaro Sierra y Sergio Valgañón: Es noticia la visita hoy a Andorra de la directora del Instituto para la Transición Justa tras conocerse la autorización final de MW para Endesa en la zona. Sin salir de Aragón abordamos la reunión mantenida por el Gobierno con representantes de la Educación Concertada tras la suspensión cautelar fallada por el Tribunal Superior de Justicia de Aragón. Esta semana hay huelga sanitaria contra el Estatuto Marco. En tribunales, comparece Begoña Gómez ante el juez Peinado en una audiencia preliminar. Y en Zaragoza acudimos al entorno de la antigua estación del Portillo donde las obras pasan a una nueva fase que obliga a cambiar la movilidad del entorno.

En este episodio de Cancelled, conversamos con Alexander Sell, eurodiputado alemán de AfD, sobre el terremoto político que está viviendo Alemania y el futuro de Europa. Hablamos del auge de AfD, la inmigración, el colapso industrial alemán, el Pacto Verde, el euro, la burocracia de Bruselas y el euro digital. También analizamos la guerra de Ucrania, la dependencia militar de Estados Unidos, el papel de Rusia, Irán, Israel y el declive geopolítico europeo. ¿Está Europa despertando… o llegando demasiado tarde? ❌ X: https://x.com/wallstwolverine

Bienvenidos al podcast donde hablamos de accesibilidad y productos de Apple con la sinceridad que te mereces y un toque de humor para hacerlo más ameno. Reflexionamos, exploramos y, sobre todo, nos divertimos mientras descubrimos cómo la tecnología puede ser más inclusiva y accesible para todos. ¡Únete a nosotros y déjate sorprender! Apple celebró su WWDC 2026 y nosotros no podíamos dejar pasar la oportunidad de comentarla… y de meterle un poco de caña cuando toca. Repasamos las novedades de iOS 27, iPadOS, macOS, watchOS y el resto de sistemas, comentando qué dispositivos podrán actualizar y cuáles se quedan por el camino. También hablamos de la nueva Siri con inteligencia artificial, una llegada que sigue generando dudas, retrasos y más preguntas que respuestas. Comentamos el papel que tendrá Google en muchas de las funciones de inteligencia artificial, el posible futuro de iCloud+, los requisitos cada vez más altos para ejecutar estas funciones de forma local y cómo gran parte de la magia dependerá de servidores externos. Además, repasamos las nuevas gafas inteligentes de Google, la respuesta que podría preparar Apple con Vision Intelligence y, como siempre, aprovechamos para dar nuestra opinión sin demasiados filtros. Un episodio con tecnología, actualidad, muchas risas y alguna que otra colleja virtual para Apple, porque cuando hacen algo bien se dice… pero cuando no, también. Porque una WWDC sin críticas sería como una keynote sin “one more thing”. Métodos de contacto. manzanitaaccesible@gmail.com https://lnk.bio/lamanzanitaaccesible Gracias por escucharnos, un saludo de parte de todo el equipo.

Cristobal, Financiero de profesión, trabajador de empresa, nos cuenta su decision de convertirse en autónomo y free lancer, asi como su decisión de dejar España, planificar si ir o no a Dubai, y de como termina en Andorra, trabajando para varios clientes. No es una decision facil, salir de Espana, mucho menos con niños en...... Leer más →

En este programa dedicamos el programa a escuchar y descubrir músicas y sonidos que quizás no conozcas. Descubre músicas y sonidos que quizás no conozcas en nuestro programa. ¡Únete a la aventura musical ahora! Esta vez bailamos y escuchamos la fuerza de la jota aragonesa con las voces de Pilarin Bueno, Jesus Gracia, Cesar Augusta, Rondalla Santa Maria, Rondalla La Pilarica, Maria Balsera, Rondalla Aires del Moncayo, Pilar Palacios, Genaro Dominguez, Lorenzo Navascues, Pastor de Andorra, Marcelino Plumed, Margarita Sanchez. Si tienes un grupo puedes enviarnos tus noticias al correo electronico infopodcastaragon@gmail.com Suscribete a nuestro canal en ivoox y no te pierdas ninguno. Alfonso Puyod en las melodias, JV en la producción y Francho Martínez en la locución. Este programa se emite en Radio Albada, Tea Fm, Radio Sobrarbe, Radio Monegros, Radio Mai, Radio Estación Andorra. La Taberna 1149, emitido en la semana del 1 al 7 de junio. Escucha todos los podcast en la nueva web del programa https://lataberna.info/ A Lucana Radio, una ventana a la cultura. https://alucanaradio.es/

Bienvenidos a un nuevo episodio de Al Corte Podcast. Hoy tenemos el honor de recibir a Albert Llovera, una de las figuras más admiradas e inspiradoras del mundo del motor.Su historia comienza en el esquí de competición, llegando a representar a Andorra en los Juegos Olímpicos. Sin embargo, un grave accidente cambió su vida para siempre y le obligó a afrontar una realidad completamente distinta.Lo que parecía el final de una carrera deportiva fue en realidad el comienzo de una nueva aventura.Albert consiguió algo que nadie había logrado antes: competir al máximo nivel contra pilotos sin ninguna adaptación especial, abriendo un camino que cambiaría para siempre la percepción de lo que era posible dentro del automovilismo.--------------

29ª cita de la segunda temporada de ‘No Todo es Fútbol' con Ángela Cifuentes y Borja Fernández desde el concesionario Adarsa en Siero. Alejandro Fernández nos da las claves de su eterna juventud como deportista en el mundo del piragüismo y el culturismo El presidente del Santa Olaya, Gonzalo Méndez nos cuenta los planes del verano en el club. Jandrín González un entrenador asturiano de ACB, con el Andorra estará animando al OCB en Coruña.

Llega el miércoles y, con él, un nuevo episodio del pódcast de las Mamarazzis de EL PERIÓDICO, cargado de noticias y "alguna que otra exclusiva". El tándem formado por Laura Fa y Lorena Vázquez ha repasado la entrevista de Mercedes Milà a propósito de su nuevo programa, el aterrizaje definitivo de Miguel Bosé en Andorra, las dudas en torno al estado civil de Mónica Naranjo, el acercamiento entre Shakira y Piqué, la controvertida presencia de Achraf Hakimi en la "casita" de Bad Bunny y la tensión entre Loles León y Marina Rivers. Learn more about your ad choices. Visit megaphone.fm/adchoices

Jimmy Whelan talks about leaving WorldTour cycling, becoming a Salomon-sponsored professional runner, training at altitude, chasing a sub-60 half marathon, and building toward the marathon long term. Jimmy Whelan Instagram: https://www.instagram.com/jimmywhelann/ Jimmy Whelan Strava: https://www.strava.com/pros/3356275 Train with Matt: https://sweatelitecoaching.com/matt-fox/ Private Podcast Feed + Discord: https://www.sweatelite.co/shareholders/ Contact Matt: matt@sweatelite.co Matt Fox Instagram: https://www.instagram.com/mattinglisfox/ Matt Fox Strava Training Log: https://www.strava.com/athletes/6248359/ Jimmy Whelan joins Matt to talk about his move from seven years as a professional cyclist, including WorldTour stints with EF and Q36.5, into professional road running with Salomon. Now training at altitude in Andorra and Font-Romeu, Jimmy is focused on chasing a sub-60 half marathon and building toward the marathon long term, with the LA Olympics as a major target. Jimmy shares his early running background, including an 8:11 3K and a top-five finish at Zatopek U23, before an Achilles injury pushed him toward cycling and rapidly into the professional ranks. He discusses the crashes, pressure, and stress that contributed to him leaving cycling in 2024, briefly considering triathlon, and then committing fully to running after a 61:37 half marathon in Valencia. Matt and Jimmy also cover high-mileage training, double-threshold work, altitude response, marathon potential, shoe development with Salomon, nutrition and carb tolerance from cycling, bicarb issues, sauna and heat protocols, anti-doping differences between cycling and running, selective cross-training, minimal strength and plyometrics, and why Jimmy is based in Barcelona. Timestamps: 00:00 - Altitude Training Update 01:41 - From Cyclist to Runner 04:22 - High School Running Roots 06:50 - Injury and Cycling Breakthrough 08:52 - Leaving Pro Cycling 12:10 - Chasing Sub 60 16:23 - Marathon Engine and Altitude 20:17 - Mileage and Double Threshold 22:29 - Salomon Shoe Prototypes 28:35 - Kenya Talk and Doping Testing 34:35 - Cycling Cross Training Debate 39:50 - YouTube Content Drought 41:15 - Reels vs YouTube Value 42:43 - Fans After Bad Race 44:14 - YouTube Impact Stories 45:20 - Carbs and Gut Training 48:41 - Race Weight Balance 51:50 - Bicarb and Creatine 55:06 - Sauna and Heat Blocks

Bienvenidos a un nuevo episodio de Al Corte Podcast. Hoy hablamos con Joan Sala, responsable de KARS Andorra, uno de los referentes en el mundo de los vehículos premium y deportivos en Andorra. KARS lleva décadas trabajando con coches de alta gama, importación, compraventa y asesoramiento especializado, un interesante episodio que no te querrás perder.0:00 Intro1:12 Andorra y la cultura del automóvil18:45 ITV, normativas y el perfil del comprador de alta gama34:13 El futuro del motor: eléctricos, híbridos y combustibles sintéticos46:15 Cómo comprar bien y pasión por los clásicos54:22 Joyas vendidas, legislación restrictiva y el circuito de hielo1:11:35 Despedida--------------

En este programa dedicamos el programa a escuchar y descubrir músicas y sonidos que quizás no conozcas. Descubre músicas y sonidos que quizás no conozcas en nuestro programa. ¡Únete a la aventura musical ahora! Esta vez bailamos y escuchamos a Les Diables De La Garrigue, Bardix le Gaulois, Mediarea, Vigüela, Ros, Sons d'Embat, Castora Herz, Terra Sigilata, Mónica Monasterio y Horacio Lovecchio Si tienes un grupo puedes enviarnos tus noticias al correo electronico infopodcastaragon@gmail.com Suscribete a nuestro canal en ivoox y no te pierdas ninguno. Alfonso Puyod en las melodias, JV en la producción y Francho Martínez en la locución. Este programa se emite en Radio Albada, Tea Fm, Radio Sobrarbe, Radio Monegros, Radio Mai, Radio Estación Andorra. La Taberna 1147, emitido en la semana del 25 al 31 de mayo. Escucha todos los podcast en la nueva web del programa https://lataberna.info/ A Lucana Radio, una ventana a la cultura. https://alucanaradio.es/

Michael Idov talks to Spymasters about his new novel THE CORMORANT HUNT, screenwriting, The Collaborators, Doug Lyman, geopolitics and the spy novel and walking back the cat. THE CORMORANT HUNT: Disheartened CIA officer Ari Falk, now hiding in the Republic of Georgia, is hailed as a hero by some and branded a traitor by others after blowing the lid off a massive conspiracy. But his quiet exile is shattered when a mission arises―one perfectly suited for someone as jaded and unpredictable as him.This stand-alone sequel thrusts us into a modern era of geopolitical conflict, where a hot war in Europe and shadowy political schemes set the stage for danger at every turn. Enter Asha Tamaskar, a brilliant, neurodivergent CIA officer with her own secrets, and Felix Burnham, a chilling antagonist with radical alliances that could change the global balance of power. From Tbilisi to Prague, Andorra to Bethesda, Idov crafts vivid, authentic settings that amplify the pulse-pounding action.Far from the usual spy thriller, The Cormorant Hunt is brimming with razor-sharp dialogue, heart-stopping twists, and complex character dynamics that bring humanity to the chaos. Every border crossed carries real-world consequences, making this a thriller that feels both urgent and unforgettable. Blending suspense, wit, and authentic storytelling, it's a must-read for fans of political intrigue, espionage, and thrillers that don't play by the rules. Paul Burke is the editor of Aspects of Crime and the presenter of Spymasters. His first book SPIES ON SCREEN will be published on 24th September. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Today, Dawn Stensland talks about President Trump's endorsement tracker, Ken Paxton's primary win in Texas, and the money fight Republicans now face heading into a Senate battle. Dawn also digs into Joe Biden's lawsuit against the Trump DOJ to block the release of audio recordings from his conversations with ghostwriter Mark Zwonitzer for Promise Me, Dad. The question hanging over the whole segment: what is on those tapes, and could they show Biden's decline earlier than the public was told? Dawn and Dan also honor David Yadgaroff after a major Philadelphia radio retirement sendoff, then the show takes a lighter turn with Dawn's laundry confession. What starts as a simple chat about broken washing machines becomes an Andorra laundromat saga involving wash-and-fold, mani-pedis, pizza, tiramisu, Rita's water ice, and Linda Kearns walking into the middle of it on-air. Dawn Stensland and Linda Kearns then move into the political and legal fights of the day: Paxton's baggage, Biden's ghostwriter tapes, Pam Bondi's thyroid cancer diagnosis, and the stress of life inside the Trump orbit. The conversation then shifts to Philadelphia City Hall, where Sunrise Movement protesters are removed after demanding Mayor Cherelle Parker spend the city's $1.1 billion surplus. Dawn, Linda, and Dan debate whether the money should go to schools, whether taxpayers deserve relief, and why Philadelphia keeps making it harder for businesses and families to stay. Dawn closes with more on the White House Cabinet meeting, Iran deal rumors, Karoline Leavitt's absence during maternity leave, Rich Zeoli's recovery, G. Love's Lemonade tour, and why live local radio matters when the news keeps changing by the minute.

The practice of healthcare is inherently powerful, and our patients are vulnerable to our power. Though power can be abused, the righteous use of power, for the benefit of the vulnerable, is profoundly Christlike. We will explore the lessons of power which help us understand our roles, including the fundamental nature of professionalism and key kingdom strategies of healthcare missions.

Tobias Foss joins the Stanley St. Social to talk Norwegian culture, his career, and what it takes to reach the top. The Netcompany INEOS rider and 2021 World Time Trial Champion opens up about life in Andorra, the Epstein-Barr diagnosis, and why he believes his best racing is still ahead. He breaks down Norwegian cycling's rise, the Uno-X effect, double session training, lactate testing, and what Dave Brailsford's return means for Ineos.

We have come to a tiny landlocked country where nine out of 10 footballers are foreigners.Welcome to beautiful Andorra – a micro-state home to a football scene brimming with curiosities and quirks.In this episode, we're unpacking the madness: Why are there virtually no Andorrans in the local Primera Divisió? How did Gerard Piqué's FC Andorra move over the border to play in Spain's La Liga 2? And why on earth do fans of UE Santa Coloma dress up as squirrels?Plus: UEFA has totally revamped qualification for international competitions with a tiered Swiss-style system – and the continent's smaller nations are up in arms about it.Buy ‘Around The World In 80 Clubs': ⁠www.amazon.co.uk/Around-World-80-Clubs-Wonderful/dp/1399637886Chapters:00:00 – Intro01:26 – FC Andorra: The history03:15 – FC Andorra: Piqué & Ceuta12:50 – The Copa Constitució final17:03 – No homegrown players24:10 – The micro-state ranking list30:08 – UEFA's qualification revamp31:25 – A message from the minnows

Población - 7.000 habitantes | Reclamo - las fiestas de San Macario en septiembre y la fiesta de Los Íberos en noviembre | Otras cosas típicas - la iglesia, los motes y la hora del vermú.

Transforming healthcare delivery in resource-limited contexts around the world calls for compassionate, innovative solutions. Learn how The Luke Commission is bringing healthcare to the most isolated and underserved in Eswatini through a scalable model for advancing health equity.

Aquesta setmana Joan Becat es pregunta des de quan som catalans. En clau internacional l'ha interessat per una informació arran del viatge de Donald Trump a la Xina, on tots els grans patrons americans que l'acompanyaven només van utilitzat mòbil ultra senzills, per por de l'espionatge xinès: I Joan Becat també acaba la seva crònica de la setmana amb una anèdocta  sobre l'enorme cost del preu de l'habitatge a Andorra.

1375. Spicy4Tuna lleva tiempo apareciendo en mi radar y hoy por fin he querido dedicarle uno de estos lunes podcasteros porque, aunque a simple vista pueda parecer simplemente otro videopodcast de youtubers hablando de dinero y negocios, creo que tiene varios detalles bastante interesantes para analizar desde el punto de vista del podcasting. En este episodio repaso el proyecto formado por Euge Oller, Álvaro845, Marc Urgell y Willyrex, cuatro perfiles muy relacionados con YouTube, los negocios digitales, las inversiones y el emprendimiento online. Y sí, también con Andorra, porque no esconden ni el lugar donde viven ni la manera en la que entienden los negocios, el dinero o los impuestos. De hecho, precisamente esa sinceridad y esa forma tan directa de hablar sobre patrimonio, empresas o estrategias financieras es una de las cosas que más llaman la atención cuando escuchas el podcast. Lo curioso es que, pese a moverse en cifras y entornos que para la mayoría de personas quedan muy lejos, consiguen que muchos de los temas que tratan resulten interesantes incluso aunque no tengas una gran empresa o millones en el banco. Porque al final hablan de gestión, de mentalidad empresarial, de creación de contenido, de cómo funcionan ciertas plataformas o de cómo han construido sus negocios alrededor de internet y las comunidades digitales. Algo que me parece importante y que muchas veces echo en falta en otros proyectos: se nota muchísimo cuando alguien escucha podcast antes de hacer un podcast. Y en Spicy4Tuna eso ocurre constantemente. Desde la estructura inicial adelantando los temas que tratarán durante el episodio, hasta la forma de organizar las conversaciones o integrar los patrocinadores dentro del contenido. Todo está pensado para funcionar bien como podcast y no únicamente como un vídeo largo subido a YouTube. De hecho, creo que una de las decisiones más inteligentes del proyecto es precisamente cómo diferencian el contenido según la plataforma. En YouTube y en la web sí aprovechan todo el ecosistema visual: clips, fragmentos, partidas al Monopoly, cortes cortos y contenido pensado para redes. Pero en el feed del podcast solamente publican lo que realmente tiene sentido escuchar en audio. Y sinceramente, eso me parece un acierto enorme viendo cómo muchos proyectos actuales convierten sus feeds en una auténtica metralleta de contenido reciclado. También hablo sobre esa sensación contradictoria que me genera el podcast. Porque aunque reconozco que hay partes de su discurso empresarial o fiscal que personalmente me generan cierta distancia, también creo que precisamente ahí está parte del interés del proyecto. Escuchar puntos de vista distintos, entender cómo piensan determinadas personas y analizar cómo construyen sus negocios también forma parte de consumir podcast. Y al final, más allá de estar más o menos de acuerdo con ellos, creo que Spicy4Tuna es un muy buen ejemplo de cómo crear un proyecto pensado para varias plataformas sin destrozar la experiencia del podcast clásico, algo que sinceramente ojalá más proyectos entendieran hoy en día.Puedes suscribirte a Spicy4Tuna a través de tu plataforma favorita entrando en: https://pod.link/1711753634_____________El sábado 30 de mayo, la Sala Cooltural del Hotel DormirDCine Madrid acogerá la 3ª edición de Podnights Madrid 2026 en la que el podcast ‘¿Cómo ye la tu movida?' repetirá por cuarto año consecutivo.Tienes toda la info y entradas en este enlace https://www.eventbrite.es/e/entradas-como-ye-la-tu-movida-en-podnights-madrid-1987453018479_____________ ¡Gracias por pasarte 'Al otro lado del micrófono' un día más para seguir aprendiendo sobre podcasting! Si quieres descubrir cómo puedes unirte a la comunidad o a los diferentes canales donde está presente este podcast, te invito a visitar https://alotroladodelmicrofono.com/unete Además, puedes apoyar el proyecto mediante un pequeño impulso mensual, desde un granito de café mensual hasta un brunch digital. Descubre las diferentes opciones entrando en: https://alotroladodelmicrofono.com/cafe. También puedes apoyar el proyecto a través de tus compras en Amazon mediante mi enlace de afiliados https://alotroladodelmicrofono.com/amazon La voz que puedes escuchar en la intro del podcast es de Juan Navarro Torelló (PoniendoVoces) y el diseño visual es de Antonio Poveda. La dirección, grabación y locución corre a cargo de Jorge Marín. La sintonía que puedes escuchar en cada capítulo ha sido creada por Jason Show y se titula: 2 Above Zero.  'Al otro lado del micrófono' es una creación de EOVE Productora.

See omnystudio.com/listener for privacy information.

MARCADOR (15:00 - 16:00): Riazor se vuelve loco con la remontada del Depor ante el AndorraSee omnystudio.com/listener for privacy information.

MARCADOR (14:00 - 15:00): Deportivo y Andorra inician la jornada dominical de la Liga Hypermotion See omnystudio.com/listener for privacy information.

Por Yaiza SantosPiensa que la magnífica defensa de Cristóbal Martorell en el juicio contra los Pujol está bien fundamentada. Ciertamente, no se puede demostrar que el dinero en Andorra sea la herencia del abuelo Florenci, y quien tiene que hacerlo es la acusación. Pero claro, con todas las historias que le han contado a lo largo de 40 años, personas de su más entera confianza, o simplemente gente conocedora y solvente, él tiene la creencia de que Jordi Pujol y los suyos robaron a mansalva y de manera sistemática a los catalanes durante su larga presidencia en la Generalidad. No puede probarlo, pero tiene la convicción. ¿Es legítimo que diga él esto ahora? ¡Lo duda!Pujol en cualquier caso es el origen del mal, clamó, que ahora parece extenderse a Andalucía. ¡Y de la manera más burda e infantil! Ese chico Moreno, ejerciendo de cantante de conjunto alicantino y hablando de la sangre blanca y verde. Volvió a recordar lo temprano en la vida que él aprendió a huir de la identidad, la vez que vio los majestuosos plátanos de Morón de la Frontera ultrajados con esos colores.Se está volviendo adicto a los vídeos de la reina de España, en el más reciente de los cuales ejerce puramente de actriz. Doña Letizia Ortiz interpretando el papel de Letizia. Majestad, aconsejó, la música necesita silencio, y las instituciones también.El aporte al periodismo del podcast es prodigioso, juzgó, cuando dan a conocer a qué se dedican los mejores científicos del mundo. Esta vez, qué tipo de individuos se ríen de sus propios chistes.Despidió a la maravillosa súper vedette Tania Doris y anunció que escribirá sobre el más reciente informe de Funcas sobre inmigración y demografía.Y fue así que Espada yiró.Bibliografía:- Luis Fernando Romo, "Tania Doris, la última súper vedette del Paralelo que vivió un amor adúltero con el empresario Matías Colsada y tardó 14 años en heredar una parte de la herencia", LOC.- Jason Horowitz, "The Man Who Cuts the Perfect Slice of Ham", The New York Times.- Burning: "Who Laughs at Their Own Jokes? Metacognitive Judgments of Self-Rated Funniness in Creative Humor Production Tasks", Vi Bui, Meriel I. Burnett y Paul J. Silvia (preprint).- Jianwei Xun, Pensar con prompts. Una crítica de la razón generativa.- Banda sonora. Hosted on Acast. See acast.com/privacy for more information.

This week in Segunda we have seen massive bans at Andorra including for owner Pique, the disgraceful vandalism of the homes of some Real Zaragoza players, the announcement of the departure of Sporting coach Borja Jimenez which has set the managerial merrygoround wheels in motion.  Up the top, Racing have one foot in Primera and it is neck and neck between Depor and Almeria for the second automatic promotion place. It is a further 3 from 6 as it has become tighter than ever in the play-off race. Down the bottom, nobody picked up any points again and we could see our first relegations confirmed next week.   Why wait until Thursday for part 2? Listen early and ad free for as little as 3 Euros a month on Patreon or sign up for our extra content tier to hear the ⁠⁠⁠⁠⁠⁠second 45 of the show, FREE TRIAL FOR 7 DAYS and then from as little as 3 Euros per month (billed in your local currency). On the link below;⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠ ⁠www.patreon.com/spanishsegundashow⁠ Learn more about your ad choices. Visit podcastchoices.com/adchoices

What is cultural distress? It is a negative response rooted in a cultural conflict where the patient lacks control over their situation. It results in more physiologic effects on the body resulting in allostatic overload. To prevent this, healthcare practitioners must use strategies such as cultural humility to help patients navigate healthcare. Come find the best ways to deliver culturally sensitive care in any setting.

Days late, dollars short. That's how the B Practice Podcast rolls. After a rough first race of the year, followed by some horrendous travel, it took us an extra week to nail down our guy Dak to podcast. We chatted a good bit about his race weekend in South Korea and how he's feeling about his program going into the next big block of racing. We also discussed how he rushed to race the Monster Pro Downhill at Mountain Creek last weekend, and how he's heading to Andorra next week to make his bike stiffer. Plus, all the usual race weekend coverage, including Asa winning his first try in Elites, Aletha having the fastest time of the day, track notes from a wild first-time venue, gripes with the broadcast, Amaury's what could have been winning run, big names off the pace, new names in juniors, and a bunch of other nonsense. We hope you enjoy. Thanks for listening!

Jeopardy! recaps from the week of March 30th, 2026. We reminisce about deep dives of yore, muse about mimes, and Kyle brings a deep dive about the tiny nation of Andorra.  Find us on Facebook (Potent Podables). Check out our Patreon (patreon.com/potentpodables). Email us at potentpodablescast@gmail.com. Continue to support social justice movements in your community and our world. https://www.doctorswithoutborders.org/  www.rescue.org  www.therebelsproject.org www.abortionfunds.org  https://wck.org/  https://www.pcrf.net/   https://www.givedirectly.org/ 

This week in Segunda we have seen massive bans at Andorra including for owner Pique, the disgraceful vandalism of the homes of some Real Zaragoza players, the announcement of the departure of Sporting coach Borja Jimenez which has set the managerial merrygoround wheels in motion.  Up the top, Racing have one foot in Primera and it is neck and neck between Depor and Almeria for the second automatic promotion place. It is a further 3 from 6 as it has become tighter than ever in the play-off race. Down the bottom, nobody picked up any points again and we could see our first relegations confirmed next week.   In part 1 we discuss the promotion race, with part two focussing on the drop. Why wait until Thursday for part 2? Listen early and ad free for as little as 3 Euros a month on Patreon or sign up for our extra content tier to hear the ⁠⁠⁠⁠⁠⁠second 45 of the show, FREE TRIAL FOR 7 DAYS and then from as little as 3 Euros per month (billed in your local currency). On the link below;⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠ www.patreon.com/spanishsegundashow Learn more about your ad choices. Visit podcastchoices.com/adchoices

The Ultimate Guide for Americans Moving to Spain: Visas, Taxes, and Cross-Border Financial Planning By AIO Financial — Fee-Only Fiduciary Financial Planners Spain has quietly become one of the most popular destinations for Americans relocating abroad. The lifestyle is compelling — long lunches, walkable cities, world-class healthcare, sunshine, and a cost of living that, in many regions, runs 20–30% below comparable U.S. cities. But behind that lifestyle is a tax and regulatory system that can blindside Americans who move without proper planning. We work with U.S. expats every week at AIO Financial, and the same patterns keep showing up. People sell investments at exactly the wrong moment. They convert Roth IRAs and trigger Spanish tax bills they didn’t know existed. They open European brokerage accounts and accidentally buy PFICs. They miss the six-month window for the Beckham Law and lose six figures of potential tax savings. None of this is necessary. Almost every cross-border financial mistake we see is preventable with planning that starts twelve to eighteen months before the move — not after the boxes are unpacked in Valencia. This guide walks through what we believe every American family should understand before moving to Spain: the visa landscape after the Golden Visa was eliminated, how Spain actually taxes Americans (including the surprising treatment of Roth IRAs), what to do with your investments before you become a Spanish tax resident, and how to think about banking, currency, and cash transfers across borders. None of this is legal or tax advice for your specific situation, but it should give you a real working framework before you sit down with a cross-border specialist. Why Americans Are Moving to Spain Right Now The reasons people give us are remarkably consistent. They want better work-life balance. They want their kids to grow up bilingual. They’ve watched U.S. healthcare costs spiral and want a system that just works. They’re approaching retirement and the math on living in coastal Spain versus coastal Florida is hard to argue with. A few are motivated by political concerns; many simply want to live somewhere that feels less hurried. What makes Spain particularly attractive compared to other European destinations is the combination of a well-functioning Digital Nomad Visa, a meaningful (if imperfect) tax treaty with the United States, and a cost-of-living advantage that still holds up despite recent inflation. A single person can live comfortably in mid-sized Spanish cities like Valencia, Granada, or Málaga on roughly €1,600–€1,900 per month. Madrid and Barcelona cost more, but still less than San Francisco, Boston, or Seattle. The catch — and this is the part most relocation guides skip — is that Spain has a wealth tax, taxes worldwide income for residents, does not respect the U.S. tax-free status of Roth IRAs, and uses a fiscal-year structure that can leave new arrivals exposed to a full calendar year of Spanish taxation if they cross the 183-day threshold without realizing it. Done well, moving to Spain can be one of the best financial and lifestyle decisions a family makes. Done poorly, it can be a multi-year tax mess. Visa Pathways: What’s Available in 2026 Before any tax planning matters, you need legal residency. Spain offers several pathways for non-EU citizens, and the right one depends on whether you’re working, retired, or have substantial passive income. The Digital Nomad Visa (DNV) The Digital Nomad Visa, introduced under Spain’s 2023 Startup Act, has become the most popular route for working-age Americans. It allows non-EU remote workers — both employees of foreign companies and self-employed freelancers — to live legally in Spain while working for non-Spanish employers or clients. As of 2026, the income threshold is set at 200% of Spain’s Minimum Interprofessional Salary, which works out to approximately €2,850 per month, or roughly €34,200 per year. Most Spanish consulates recommend showing at least €3,000 monthly to account for currency fluctuations. If you’re applying with family, the income requirement increases. You’ll need to demonstrate an additional 75% of the SMI (about €1,035 per month) for your first dependent — typically a spouse — and 25% for each additional family member. A family of four moving together generally needs to show somewhere around €4,400 per month in qualifying income. The DNV initially issues a residence authorization valid for up to three years if applied for from within Spain, or a one-year visa if applied for through a Spanish consulate abroad. It can be renewed for additional periods, allowing total stays of up to five years, after which permanent residency becomes available. Citizenship is generally available after ten years of legal residency for U.S. nationals (two years for citizens of Latin American countries, the Philippines, Andorra, and a handful of others). Other key requirements include having worked with your current employer or clients for at least three months before applying, holding either a relevant university degree or three years of professional experience in your field, working for a company that has been in operation for at least one year, and earning no more than 20% of your income from Spanish sources. The application process typically takes four to five months. One important wrinkle for Americans: the U.S.–Spain Totalization Agreement does not currently cover remote work in the way that some other bilateral agreements do, so the U.S. Social Security Administration rarely issues Certificates of Coverage for DNV applicants. Most U.S. W-2 employees need to either get their employer to set up a Spanish “shadow payroll” arrangement, switch to 1099 contractor status and register as an autónomo (self-employed) in Spain, or accept that they’ll be paying into the Spanish social security system. This is a frequent friction point and is best resolved before the move, not after. The Non-Lucrative Visa (NLV) The Non-Lucrative Visa is the traditional retiree route — and increasingly used by Americans of any age with sufficient passive income. It explicitly does not permit working in Spain or remotely for any employer, which is its main limitation. As of 2026, applicants need to show approximately €2,400 per month (around €28,800 per year) in passive income or savings, with additional financial requirements for dependents. For genuinely retired Americans drawing Social Security, pension income, or living off investment portfolios, this is often the cleanest path. It comes with one substantial caveat that we’ll return to in the tax section: NLV holders are not eligible for the Beckham Law, so they pay full progressive Spanish tax rates on worldwide income from day one. The Golden Visa Is Gone If you’ve been planning around Spain’s Golden Visa — the residency-by-investment program that previously offered residency in exchange for a €500,000 real estate investment — that program ended in April 2025 as part of housing market reforms. New applications are no longer accepted. Existing Golden Visa holders retain their residency, but anyone considering this route now needs to look at alternative visas, or alternative countries (Portugal and Greece still operate similar programs, though Portugal’s no longer accepts real estate). The Highly Qualified Professional Visa For Americans being recruited by Spanish companies for skilled positions, the Highly Qualified Professional (HQP) Visa provides a path tied to a specific job offer. It’s typically valid for two years and renewable, and it qualifies the holder for the Beckham Law tax regime. This is less common for traditional relocation but matters for executives and engineers being hired into Spanish operations. Choosing Among Them In practice, most Americans we work with end up on either the DNV (if working remotely) or the NLV (if retired or financially independent). The choice has significant tax implications down the line, particularly around eligibility for the Beckham Law, which we’ll cover next. The Spanish Tax System: What Americans Actually Pay This is where most pre-move planning gets serious. Spain taxes its tax residents on worldwide income — meaning your U.S. dividends, your rental income from a property in Texas, your capital gains from selling Apple stock, all of it can be subject to Spanish tax. The U.S.–Spain tax treaty and the Foreign Tax Credit prevent most cases of literal double taxation, but the interaction between the two systems creates real planning challenges. When You Become a Tax Resident Spain considers you a tax resident if any one of three things is true: you spend more than 183 days in Spain during a calendar year, your “center of economic interests” is in Spain (meaning your primary income or main assets are there), or your spouse and minor children habitually live in Spain (a rebuttable presumption). The 183-day rule is the most common trigger, and importantly, sporadic absences count toward the total unless you can prove tax residency in another country. This matters because Spanish tax residency is binary and applies to the full calendar year. If you arrive in Spain on July 1 and stay through year-end, you’ve spent 184 days there and you’re a tax resident for the entire year — including January through June, when you were still living in the U.S. Smart timing of the move can save substantial tax. We often recommend arriving after July 2 in a given year, which keeps you under the 183-day threshold for that year and pushes Spanish tax residency to year two. Income Tax Brackets Spanish income tax (IRPF) is progressive and combines a national portion with a regional portion that varies by autonomous community. For 2026, the combined general rates run roughly: Up to €12,450: about 19% €12,451 to €20,200: about 24% €20,201 to €35,200: about 30% €35,201 to €60,000: about 37% €60,001 to €300,000: about 45% Over €300,000: about 47% Investment income — dividends, interest, capital gains, and rental income from investments — is taxed on a separate “savings” schedule: Up to €6,000: 19% €6,001 to €50,000: 21% €50,001 to €200,000: 23% €200,001 to €300,000: 27% Over €300,000: 30% For most American expats earning between €40,000 and €80,000 per year, the effective Spanish tax rate is about 25–33%, which is comparable to or slightly lower than combined U.S. federal and state taxes for the same income. The pain points aren’t usually the standard rates — they’re the wealth tax, the lack of Roth recognition, and Modelo 720 reporting. The Beckham Law: A Major Opportunity Spain’s “Beckham Law” — named for the soccer player who was its early high-profile beneficiary — allows qualifying newcomers to be taxed as non-residents for up to six years, despite physically living in Spain. Under this regime, you pay a flat 24% on Spanish-source employment income up to €600,000 per year (47% on amounts above that), and your foreign income is generally exempt from Spanish taxation. For an American earning €100,000 per year on a Digital Nomad Visa with an employment contract, the Beckham Law saves roughly €10,000 annually compared to standard progressive rates — and the savings grow rapidly at higher income levels. For someone earning €250,000, the savings can exceed €40,000 per year. The Beckham Law has strict requirements. You generally must not have been a Spanish tax resident in the previous five years, you must move to Spain because of an employment contract or to take on a directorship, and — critically — you must elect into the regime within six months of registering with Spanish Social Security. Miss that six-month window and you cannot opt in later. We’ve seen this mistake destroy tens of thousands of euros of potential tax savings. The regime is available to W-2 employees and DNV holders with employment contracts. It is not available to self-employed autónomos in most circumstances, nor to Non-Lucrative Visa holders. This is why your visa choice has such significant tax implications. The Wealth Tax This is the tax that most surprises Americans. Spain’s wealth tax (Impuesto sobre el Patrimonio) is an annual levy on net worth as of December 31 each year. Spanish tax residents pay on their worldwide assets; non-residents only pay on Spanish-located assets. The structure includes a national tax-free allowance of €700,000 per person (which means €1.4 million for a married couple holding assets jointly), plus an additional €300,000 exemption for your primary residence in Spain. Above those thresholds, rates run progressively from 0.2% to 3.5%, depending on total assets and the autonomous community where you reside. Regional variation matters enormously here. Madrid and Andalucía effectively eliminate the wealth tax through 100% regional bonifications, though the national-level Solidarity Tax on Large Fortunes still applies above €3 million in those regions. Catalonia, by contrast, applies the tax in full. If wealth tax exposure is a serious concern for your situation, the autonomous community you choose to live in becomes a meaningful planning variable. There’s also a Solidarity Tax on Large Fortunes, introduced in 2023, that applies to net wealth above €3 million and adds an additional 1.7% to 3.5% on assets above that threshold. It coordinates with regional wealth tax relief to provide a national floor, so even residents of Madrid pay it on assets above €3 million. Roth IRAs in Spain: A Critical Issue Here is one of the most important things for Americans to understand before moving: Spain does not respect the tax-free status of Roth IRAs. Under U.S. law, qualified Roth IRA distributions are entirely tax-free, since contributions were made with after-tax dollars. Spain doesn’t see it that way. The Spanish tax authority (Hacienda) classifies Roth IRA distributions as investment income — specifically, as income from movable capital — and taxes them at savings rates. The taxable portion is generally the gain (the increase in value over your contributions), not the entire distribution, but this still represents a substantial loss of the Roth’s core benefit. A 2022 binding consultation (V1291-22) clarified this treatment, and the same ruling generally requires Roth IRAs to be reported on Modelo 720 and included in wealth tax calculations. The strategic implications are significant. If you have a large Roth IRA and you’re moving to Spain, you may want to consider taking distributions before establishing Spanish tax residency, while distributions are still tax-free in both countries. After becoming a tax resident, every Roth IRA distribution will likely face Spanish tax on the embedded gains. The same applies to any Roth conversions you might be considering — generally you want these completed before the move, not after. Traditional 401(k) and IRA distributions are treated more conventionally as pension or general income in Spain, and they’re taxable in both countries with foreign tax credits relieving most of the double taxation. The U.S.–Spain treaty was updated by a protocol that entered into force in November 2019, and it improves the treatment of cross-border pensions in several ways, though it does not solve the Roth issue. Capital Gains and Investment Income For Spanish tax residents, capital gains on the sale of most U.S. securities (like stocks held in a brokerage account) are taxable in Spain at savings rates of 19% to 30%. Under the U.S.–Spain treaty, gains on the sale of shares are generally taxed only in the country of residence, with limited exceptions for real estate and substantial shareholdings, so the planning here is relatively clean: if you sell while a U.S. resident, you owe U.S. tax; if you sell while a Spanish resident, you owe Spanish tax. This creates a major pre-move planning opportunity. If you have substantial unrealized gains in your taxable investment accounts, the year before your move is a powerful window. You can harvest gains at U.S. long-term capital gains rates — which top out at 23.8% including the Net Investment Income Tax — rather than at Spanish savings tax rates that run as high as 30% above €300,000 in gains. For a portfolio with $500,000 in unrealized long-term gains, the difference can be tens of thousands of dollars. This is one of the most common planning moves we recommend for clients moving to Spain with appreciated portfolios. The strategy isn’t always to harvest. If you’re moving to a non-Beckham regime and your overall income will push you into Spain’s higher capital gains brackets later, harvesting now may be valuable. If you have low income in Spain and modest gains, the Spanish tax may actually be lower than your U.S. rate. The right answer depends on your specific numbers — which is exactly the kind of cross-border modeling a fee-only planner is well-positioned to do without bias. The Foreign Earned Income Exclusion and Foreign Tax Credit U.S. citizens are taxed on worldwide income regardless of where they live, so you’ll continue filing U.S. returns from Spain. Two main mechanisms prevent literal double taxation. The Foreign Earned Income Exclusion (FEIE), claimed on Form 2555, allows you to exclude up to $130,000 of foreign earned income from U.S. taxation for the 2025 tax year (the limit adjusts for inflation each year). Qualifying requires either the bona fide residence test or the physical presence test (330 full days outside the U.S. in any 12-month period). Importantly, the FEIE only covers earned income — wages and self-employment income — not investment income. The Foreign Tax Credit (FTC), claimed on Form 1116, gives you a dollar-for-dollar credit against U.S. taxes for income taxes paid to Spain. Because Spanish rates often exceed U.S. rates at higher income levels, most expats earning above the FEIE threshold find the FTC works better. Excess credits can be carried back one year and forward ten years. The choice between FEIE and FTC has secondary effects worth understanding. The FEIE can disqualify you from making Roth IRA contributions if it pushes your taxable U.S. income low enough. The FTC preserves earned income for IRA contribution purposes. For families with college-age children, the FEIE can also affect the calculation of education credits. Reporting Obligations: Modelo 720 and FBAR Spanish tax residents must file Modelo 720 each year, declaring foreign accounts, securities, and real estate that exceed €50,000 in any of three categories. The form is informational, not a tax return, but penalties for non-filing have historically been severe (though the European Court of Justice forced Spain to substantially soften them in 2022). The filing window is January 1 through March 31 each year for the prior year’s data. On the U.S. side, you’ll continue to file: FBAR (FinCEN Form 114): required when total foreign accounts exceed $10,000 at any point during the year. Form 8938 (FATCA): required when foreign financial assets exceed $200,000 at year-end or $300,000 at any point during the year for single filers living abroad ($400,000/$600,000 for married filing jointly). Form 8621: required for any PFIC holdings — more on this below. Form 8833: to disclose treaty positions. The reporting load is real but manageable with the right preparer. What gets people in trouble isn’t usually the difficulty of any single form — it’s not knowing the forms exist. Investments: What to Do Before You Become a Spanish Tax Resident This is the single most consequential financial planning area for Americans moving to Spain, and the area where pre-move action matters most. Once you’re a Spanish tax resident, your options narrow considerably. The window before that happens is when most of the high-leverage decisions get made. The Brokerage Account Problem A wave of U.S. brokerage firms — including Vanguard, Fidelity, Morgan Stanley, Merrill Lynch, Edward Jones, Ameriprise, TIAA, USAA, and others — have been restricting or closing accounts of U.S. citizens who update their address to a foreign country. The pace accelerated sharply in 2024 and 2025 as firms tightened compliance with anti-money-laundering and FATCA-related requirements. Some firms close accounts outright; others restrict trading to liquidating positions only; some allow continued holdings but block new purchases. The practical implications for someone planning to move to Spain are: Don’t update your address until you have a plan. Once your firm sees a Spanish address, you may have 30 to 60 days to make decisions under significant time pressure. Identify expat-friendly custodians in advance. Charles Schwab International and Interactive Brokers continue to serve U.S. expats in Spain with relatively few restrictions, and a handful of independent advisory firms maintain relationships with custodians who will hold accounts for U.S. citizens abroad — typically when those accounts are managed by the advisory firm rather than self-directed. Transfer assets in-kind, don’t liquidate. If you’re forced to move accounts, transferring securities directly between custodians avoids creating a tax event. Liquidating into cash can trigger massive unintended capital gains. We spend considerable time at AIO Financial helping clients structure their accounts to remain compliant and accessible from abroad. The best time to do this work is before the move. Why Local European Brokerages Are a Trap for Americans The natural instinct, once you’ve moved to Spain, is to open a Spanish or European brokerage account and invest locally. For non-Americans, this is fine. For U.S. citizens, it’s a tax catastrophe — because of the Passive Foreign Investment Company (PFIC) rules. Under U.S. tax law, virtually any non-U.S. pooled investment vehicle — every European mutual fund, every UCITS ETF, every European-domiciled index fund — is classified as a PFIC. The IRS designed PFIC rules to discourage Americans from investing in foreign funds that the IRS cannot easily audit, and the punishment is severe: PFICs are taxed at the highest ordinary income rates (currently up to 37%) on gains, with interest charges layered on top, and require an annual Form 8621 filing that can take a tax preparer several hours per fund to complete. There’s a Qualified Electing Fund (QEF) election that can avoid the worst of these rules, but it requires the foreign fund to provide an annual PFIC statement with very specific information. Almost no European fund managers produce these for retail investors, so QEF elections are theoretically available but practically impossible. The bottom line is straightforward: as a U.S. citizen living in Spain, you generally need to invest through a U.S. brokerage in U.S.-domiciled funds and ETFs. Buying European funds — even excellent, low-cost European index funds — turns a clean financial picture into a tax disaster. There’s a complicating wrinkle: EU MiFID II regulations restrict EU-resident investors from buying many U.S.-domiciled ETFs, because U.S. fund providers haven’t produced the EU-required Key Information Documents. Most U.S. expats in Europe end up holding individual stocks, ETFs purchased through expat-friendly U.S. brokerages, and pre-existing fund positions. Some use options strategies or structured workarounds. Working with a cross-border advisor who understands which products remain accessible matters here. Pre-Move Investment Moves to Consider Twelve to eighteen months before your move, the following are typically worth analyzing: Harvesting long-term capital gains. As discussed above, U.S. long-term gains rates often beat Spanish savings rates, and once you’re a Spanish resident, every sale potentially triggers Spanish tax. Strategically selling and rebuying appreciated positions in your final U.S. year can lock in U.S. tax treatment. Roth conversions. If you have meaningful traditional IRA balances and you’re not in a high U.S. tax bracket, completing Roth conversions before the move means the conversion is taxed at U.S. rates only. After the move, conversions get more complicated (and the resulting Roth doesn’t get U.S.-style tax-free treatment in Spain anyway). Roth distributions. For older clients with substantial Roth balances who plan to draw on them in retirement, taking distributions before becoming a Spanish tax resident captures the full Roth benefit. Once in Spain, the gain portion of every distribution is taxable. HSA decisions. Health Savings Accounts are not recognized by Spain. The income inside them is potentially taxable annually for Spanish tax residents. Some clients draw down HSAs before the move; others maintain them with the understanding that ongoing reporting and tax will apply. 529 plans. Similar issues. 529 plans aren’t recognized as tax-advantaged in Spain, and depending on the structure, may create ongoing Spanish tax liability. Drawing down 529s for U.S. educational use before the move, or restructuring them, is often part of the plan. Real estate decisions. Selling a U.S. primary residence before the move keeps the Section 121 exclusion ($250,000 single / $500,000 married) cleanly available under U.S. rules. Selling after the move adds Spanish tax considerations and can complicate the exclusion. Renting out the U.S. home while abroad creates ongoing reporting in both countries but can be the right answer for those who plan to return. Trust and estate review. U.S. revocable living trusts are not recognized as transparent in Spain — Spanish tax authorities may treat them as opaque foreign entities, which can create unexpected tax consequences. Estate plans drafted under U.S. assumptions often need substantial revision before a move. Should You Keep Investments in the U.S. or Move Them Abroad? For almost every American citizen moving to Spain, the answer is: keep your investments in the U.S. The combination of PFIC rules, EU MiFID II restrictions on U.S. ETFs, and the comparatively higher costs and lower transparency of European retail investing means that a U.S.-domiciled portfolio held at an expat-friendly U.S. brokerage is almost always the right structure. The exception is if you renounce U.S. citizenship — but that’s a separate, much larger conversation. What changes is what you hold and how you manage it. U.S.-domiciled ETFs and individual stocks remain the foundation. You may need to adjust around currency exposure (more on this below), tax-efficiency rules that differ between the two countries, and the loss of access to certain U.S. mutual funds that don’t allow non-resident purchases. Asset location — what you hold in Roth versus traditional versus taxable accounts — also looks different through a cross-border lens. Currency Considerations One question we get often: should you convert to euros once you move? The honest answer is “it depends on your time horizon and liabilities.” Most retirees and long-term residents in Spain end up with euro-denominated living expenses but dollar-denominated investments. Over time, this creates currency exposure: a 10% drop in the dollar means your investment portfolio buys 10% less in Spain. There are a few approaches we use with clients: Hold a euro cash reserve sufficient to cover 1–2 years of living expenses. This protects against short-term currency movements forcing investment sales at bad prices. Don’t try to time currency markets. Strategic currency hedging at the portfolio level is rarely worth the cost for individual investors. For larger portfolios, consider modest direct euro exposure through ETFs that hold European equities or international developed-market funds. Don’t overdo it — global diversification is good; concentrated currency bets are not. Moving Cash: How to Actually Get Money to Spain Getting funds across the Atlantic has gotten easier in recent years but still has friction points worth understanding. Wire Transfers vs. Money Service Providers Traditional bank wires from a U.S. bank to a Spanish bank work but are typically expensive — fees commonly run $25–$50 per outbound wire from the U.S. side, plus a poor exchange rate that often costs another 1–3% of the amount transferred. For a $100,000 transfer, that’s potentially $3,000+ in spread costs. Specialized providers like Wise (formerly TransferWise), OFX, and Revolut typically offer mid-market exchange rates with much lower fees, often under 0.5% all-in. For larger transfers, a foreign exchange broker can negotiate even better rates, sometimes with a forward contract that locks in the exchange rate for a specific future date — useful when you’re closing on a Spanish property and want to know exactly how many dollars the euro purchase price will cost. For most cross-Atlantic transfers under $250,000, Wise is the simplest and lowest-cost option. Above that, dedicated FX brokers start to make sense. Spanish Bank Accounts You’ll need a Spanish bank account for daily living. The traditional banks (CaixaBank, BBVA, Santander) all offer non-resident accounts you can open before establishing residency, though increasingly they want to see your NIE (Spanish foreigner identification number) or your visa. Newer digital banks like N26 and Revolut are popular with expats for their lower fees and English-language interfaces, though some Spanish landlords and employers still prefer traditional banks. A common approach: open a basic non-resident account at a major Spanish bank for housing transactions and government payments, plus a Wise multicurrency account for receiving USD income and converting to EUR efficiently. Reporting Large Transfers Both U.S. and Spanish authorities track large cross-border transfers. On the U.S. side, transfers over $10,000 are reported automatically by your bank to FinCEN. On the Spanish side, banks report incoming international transfers to the Banco de España and tax authorities. None of this is illegal or problematic — but if you’re moving $400,000 to buy a house in Valencia, expect both sides to know, and don’t structure transfers in ways that look like you’re trying to avoid reporting (which is itself a U.S. federal crime). Cash Buffer for the First Year We typically recommend clients have at least six months — preferably twelve months — of Spanish living expenses available in liquid form before the move, in addition to their long-term investment portfolio. The first year in Spain comes with surprise costs: temporary housing, deposits, immigration fees, legal and tax advisor fees, furniture, car purchases, healthcare deposits. Having a cash buffer means none of this requires selling investments at a bad time or running up debt at unfavorable rates. Healthcare, Insurance, and Social Security Spain has one of the better healthcare systems in the developed world, but accessing it as a new arrival requires planning. Most visa categories require private health insurance during the application process and typically through the first year of residency. Standard policies from companies like Adeslas, Sanitas, and Asisa run €60–€150 per month per person depending on age and coverage level. After establishing residency and (for those working in Spain) contributing to Spanish Social Security, you become eligible for the public system, which is generally excellent. For Americans on Medicare, Medicare does not cover care received in Spain. Some retirees maintain Medicare and pay the Part B premiums in case they return to the U.S.; others let it lapse. Reactivation comes with late-enrollment penalties, so this decision deserves careful thought before it’s made. U.S. Social Security retirement benefits continue to be paid to U.S. citizens living in Spain, and the U.S.–Spain Totalization Agreement helps prevent dual social security taxation for many work situations. Working in Spain also generates Spanish social security credits that may eventually qualify you for Spanish retirement benefits, though qualification typically requires fifteen or more years of contributions. Estate Planning Across Borders This is the area most often deferred — and most often regretted. U.S. estate plans drafted assuming U.S. residence rarely work cleanly in Spain. Spain has its own inheritance and gift tax (Impuesto sobre Sucesiones y Donaciones) that applies to Spanish residents and to inheritances of Spanish-located assets. National rates run from 7.65% to 34%, with multipliers based on the relationship between the deceased and the beneficiary. Autonomous communities have wide latitude to set their own rates and bonifications, so effective rates vary enormously: in Madrid, Andalucía, and several other regions, close family members pay almost nothing; in others, rates approach the national maximum. Spanish forced heirship rules also differ from U.S. rules. Spain reserves a legitimate portion of an estate for certain heirs (typically children), which can override testamentary wishes expressed in a U.S. will. EU Regulation 650/2012 allows you to elect U.S. (or your nationality’s) law to govern your succession, but this election generally must be made explicitly in your will and is not automatic. Revocable living trusts, the workhorse of U.S. estate planning, are not transparent in Spain. The Spanish tax authority may treat the trust as a separate opaque entity, which can create unexpected income tax during life and complicate inheritance treatment at death. Many cross-border families need to revise or replace their trust structure before the move. Practical recommendations: consult a Spanish abogado experienced in cross-border estate planning before the move. Have a Spanish will (separate from your U.S. will) covering Spanish-located assets. Make explicit choice-of-law elections under EU Regulation 650/2012. Review beneficiary designations on all U.S. accounts to ensure they still make sense. Lifestyle Costs: What Spain Actually Costs in 2026 A rough framework for Spanish living costs in 2026, by region: Mid-sized cities (Valencia, Granada, Málaga, Seville, Zaragoza): A comfortable lifestyle for a single person runs €1,800–€2,500 per month including rent for a one-bedroom in a desirable neighborhood. A couple typically lives well on €3,000–€4,500 per month. Madrid and Barcelona: Add 30–50% to the above. A nice one-bedroom in central Madrid runs €1,400–€2,000 per month; in Barcelona, €1,500–€2,200. Total monthly costs for a single person comfortably range €2,800–€4,000. Coastal premium areas (Marbella, Ibiza, parts of Mallorca): Closer to U.S. coastal city costs, especially in summer months. Expect €4,000+ monthly for comfortable single living, often €6,000+ for couples. Rural and smaller towns: Substantially lower. Many Americans report living comfortably in Spanish villages or small cities for €1,500–€2,000 monthly per person, including rent. These figures cover housing, food, utilities, transport, basic entertainment, and private health insurance. They don’t include big-ticket items like a car purchase, international travel, or major medical events. A Practical Pre-Move Timeline For a hypothetical move twelve to eighteen months in the future, here’s the timeline we generally recommend: T-18 to T-12 months: Strategic planning. Engage a U.S.-side cross-border financial planner and a Spanish abogado/tax specialist. Decide on visa pathway. Begin tax-projection modeling. Identify which U.S. accounts will move and which custodians can serve you abroad. Begin Spanish language study if you haven’t already. T-12 to T-9 months: Big financial moves. If indicated, complete Roth conversions. Begin strategic gain harvesting in taxable accounts. Review 529 and HSA balances for pre-move decisions. Decide on U.S. real estate (sell, rent, or hold). Update estate documents. T-9 to T-6 months: Visa application. Gather documents, get FBI background check apostilled, prepare income documentation, file the visa application. (Application processing typically takes 4–5 months.) T-6 to T-3 months: Logistics. Arrange international moving company. Begin planning what to ship versus sell versus store. Open expat-friendly U.S. brokerage account if needed. Open Spanish non-resident bank account if possible. Identify Spanish housing for the first 3–6 months. T-3 months to move date: Execution. Final tax planning moves. Cancel U.S. utilities, services, insurance. Notify employer if working remotely. Confirm all Spanish appointments (NIE, padrón, visa pickup). Time the actual move date for tax efficiency — generally after July 2 in any given calendar year if circumstances permit. T-0 to T+6 months in Spain: Settling in. Register with local padrón. Apply for Tarjeta de Identidad de Extranjero (TIE). Set up Spanish utilities, internet, healthcare. Critically: file Beckham Law election within 6 months of Social Security registration if eligible. Begin Spanish tax registration with AEAT. T+12 months: First Spanish tax return. File first IRPF return for the partial year (if applicable). Review and adjust ongoing tax strategy based on actual income realized. How AIO Financial Works With Cross-Border Clients At AIO Financial, our work with Americans moving to Spain is fundamentally about reducing the cost of bad surprises. We are a fee-only fiduciary firm — meaning we receive no commissions, no kickbacks, no revenue from any product we recommend. Our clients pay us directly, and we work only for them. That structure matters especially for international moves, where the financial services industry’s commission-based incentives often push expats into expensive insurance products and PFIC-laden offshore structures that primarily benefit the salesperson. Our typical engagement with a Spain-bound client involves an initial deep planning phase eight to twelve months before the move, then transition support during the move itself, then ongoing investment management and annual planning review once settled. We coordinate with Spanish tax counsel and U.S. expat tax preparers — we don’t replace them, but we make sure all the pieces fit together. We help clients maintain compliant U.S. brokerage relationships from abroad through our institutional arrangements. We don’t claim to be everything. We’re not Spanish lawyers or accountants. We don’t handle Spanish tax filings ourselves. Spain’s gestores and Spanish tax advisors handle that side of the picture. Our role is the U.S.-side planning and the cross-border coordination — making sure the two systems work together rather than against each other for our clients. The Bottom Line Moving to Spain can be one of the best financial and lifestyle decisions an American family makes. It can also be one of the most expensive, depending on how the planning goes. The difference is rarely about how much money you have — it’s about how much advance planning you do. The tax rates aren’t usually the killer. Spain isn’t dramatically more expensive than the U.S. on income tax for most middle-income families. What costs people money is the avoidable mistakes: missing the Beckham Law deadline, holding the wrong type of investments, triggering U.S. capital gains in Spain when they could have been harvested at home, getting blindsided by Modelo 720 reporting, ending up in a high-wealth-tax region without realizing it. Almost all of these are preventable. The work to prevent them mostly happens twelve to eighteen months before the plane takes off, not after. If you’re seriously considering Spain, the time to start the financial planning conversation is now. AIO Financial is a fee-only fiduciary financial planning firm registered with the SEC, headquartered in Tucson, Arizona, and serving clients virtually across the United States and abroad. We specialize in expat financial planning, sustainable and impact investing, retirement planning, and tax-aware investment management. We earn no commissions, sell no products, and are compensated only by our clients. To discuss your situation, visit aiofinancial.com or contact us at 520-325-0769. This guide is for educational purposes only and is not legal, tax, or investment advice. Tax laws and visa rules change frequently. The figures, thresholds, and rates cited reflect our understanding as of early 2026 and are subject to change. Please consult qualified U.S. and Spanish professionals about your specific situation before making cross-border financial or relocation decisions.

Previa Estrasburgo - Rayo Vallecano, vuelta de semifinales de la Conference League. Polémica en la selección mejicana. Dura sanción a la directiva del Andorra. 

Las claves de la inhabilitación al Andorra de Gerard Piqué See omnystudio.com/listener for privacy information.

Join Ben and Meagan as we share all about our day trip to Andorra! We booked our tour through Day Trips Barcelona and had an amazing time. Carl and Peter are amazing tour guides and did such a great job catering our tour to what we wanted to see and do. If you're interested in any kind of tour in or around Barcelona, make sure to check out their website and book a tour!  ********************* Use our Get Away Today affiliate link when you're planning your next Disney vacation to get the best deals! Use our code YellowVan for extra savings on your vacatino package. Use our YNAB link for an extra month free! Check out our Etsy shop Shop through our Amazon affiliate link Email us at yellowvantravels@gmail.com Find us on social media: Youtube Links in show notes contain affiliate links*

Llega el miércoles, y con él un nuevo episodio del pódcast de lasMamarazzis de EL PERIÓDICO. El tándem formado por Laura Fa y Lorena Vázquez ha abierto el programa con una noticia de última hora que nos ha dejado a todos "atónitos": la portada de 'Semana' sobre el ingreso hospitalario de Tita Cervera. A partir de ahí, las periodistas han repasado la unión familiar de los Thyssen, el inminente traslado de Miguel Bosé a Andorra, la nueva paternidad de Ana Boyer y Fernando Verdasco, la entrevista de Julia Janeiro en ''¡Hola!', el juicio entre Colate y Paulina Rubio, la confesión de Javi Ambrossi y el siempre incierto paradero de Julio Iglesias. Puedes leer todas las noticias de las Mamarazzis en El Periódico Learn more about your ad choices. Visit megaphone.fm/adchoices

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La setmana passada el copríncep Emmanuel Macron va visitar el seu principat com un llamp. Arribar un dia i marxar l'endemà. Tres reunions de treball, un discurs, un parell de visites simbòliques i fora. Res a veure amb la seua visita del 2019 on va prendre el seu temps, tres dies.

Entrevistes d'Andorrans une hores abans la visita de copríncep Emmanuel Macron

Al final del primer dia de la visita del copríncep francès Emmanuel Macron el cap de govern Andorrà, Xavier Espot ha fet una primera valoració

Comentari de l'article "Emmanuel al Congo" pel seu autor Oliver Vergès del Diari d'Andorra

Emmanuel Macron visita el Lycée Comte de Foix, l'escola Andorrana i fa el seu discurs a la Plaça del Poble

Oliver Vergès, periodista al diari d'Andorra fa una analisi de les intervencions del copríncep Emmanuel Macron durant la seva visita oficial a Andorra els 27 i 28 d'abril

En el episodio de hoy charlaremos con Unai Belcan sobre la situación en Dubái y las oportunidades del entorno inmobiliario de Emiratos Árabes.

El intento de atentado contra el presidente Trump durante la cena anual de corresponsales del pasado sábado ha vuelto a poner de relieve lo polarizada que está la situación política y social en EEUU y ha resucitado el debate en torno a la actuación del Servicio Secreto.Lo ocurrido ha quitado por unas horas el foco de la guerra de Irán. Teherán ha hecho una nueva propuesta a Washington para desbloquear Ormuz y poner fín al conflicto, pero de momento no conocemos respuesta oficial estadounidense.El Rey Carlos III de Inglaterra está en Washington en un momento tenso entre Downing Street y la Casa Blanca. Vamos a hablar de ello.También del informe del SIPRI sobre gasto militar, de la situación en Mali y de una disputa entre dos familias en Chad que ha dejado más de cuarenta muertos.Estaremos en Andorra donde se encuentra el presidente francés Emmanuel Macron y en el Vaticano en la reunión entre el papa y la arzobispa de Canterbury, la primera mujer líder de la Iglesia anglicana.Y hablando de mujeres que lideran, va a estar con nosotros Rebeca Grynspan, candidata a sustituir a Antonio Guterres como secretaria general de Naciones Unidas. Escuchar audio

Conversación con el profesor Miguel Anxo Bastos sobre su primer libro en castellano, "Lo pequeño es posible" (Deusto). ¿Por qué los Estados pequeños tienden a ser más ricos, más libres y más difíciles de corromper? ¿Por qué los imperios caen por su propio peso? ¿Y por qué la tendencia histórica apunta a más Estados, no a menos? Hosted on Acast. See acast.com/privacy for more information.

Fruitful domestic and international medical missions overlap in multiple ways. Both require cross-cultural skills, a willingness to work with limited resources, courage in the face of potentially dangerous situations, and possible disapproval from friends and family. Each is excellent preparation for the other. Many international workers spend furlough time working in American Christian health centers--and vice-versa.

Ben Richards is the newly crowned 2026 Freeride World Tour Men's Ski Champion — and the very first, FIS World Champion. Ben just wrapped up one of the most impressive seasons in FWT history, and today, Ben and Jonathan go through each of his runs on the tour. They also talk about his background; how his approach to comp skiing has evolved over the years; and, you'll hear a cool story about the ski Ben used to blow all of our minds.Note: We Want to Hear From You!We'd love for you to share with us the stories or topics you'd like us to cover next month on Reviewing the News; ask your most pressing mountain town advice questions, or offer your hot takes for us to rate. You can email those to us here.RELATED LINKS: Get Yourself Covered: BLISTER+Blister Summit 2026Enter Our Free Weekly Gear GiveawaysTOPICS & TIMES:Blister Summit Starts Today! (1:19)Shoutout: New BLISTER+ Members (2:02) Fresh Off Your Win, What Have You Been Up To? (4:12)Ben's Background in Skiing (5:15)When Did You First Get into Freeride Comps? (8:33)The Legendary Community of Kiwi Skiers (12:59)Progression as a Comp Skier (14:13)Dissecting Each Run:1st FWT Tour Stop: Baqueira Beret, Spain (19:51)2nd Stop: Val Thorens, France (25:44)3rd Stop: World Champs in Andorra (28:12)Dealing with Cancelled Comps (32:16)4th Stop: Haines, Alaska (34:18)5th Stop: Verbier & the Bec des Rosses (40:05)Skiing Lines at Super-High Speeds (47:21)Hearing from the Biggest Names in Skiing (49:11)The Ski You Competed On: Armada AntiMatter 114 (50:50)CHECK OUT OUR OTHER PODCASTS:Blister CinematicCRAFTEDBikes & Big IdeasGEAR:30 Hosted on Acast. See acast.com/privacy for more information.

Jackson Goldstone is the UCI Downhill Mountain Bike World Champion rewriting the sport at 22 years old. From Squamish, British Columbia — the place built to raise a downhill world champion — Jackson breaks down four straight World Cup wins on his way to the 2025 UCI title, his redemption victory at Red Bull Hardline 2025, the rivalry with Loic Bruni, and why his flow-state riding style is forcing every team on the circuit to adapt.Jackson's style is changing downhill MTB. Every rival team is filming him to see what lines he's on and what he's doing different. This is a conversation about raw speed, mental pressure at the top, the first 48 hours after a career-shaping crash, and what's next for one of the most dominant athletes on two wheels.In Chapter 396, Jackson Goldstone reveals:- Winning four World Cup rounds in a row on the way to the 2025 UCI World Championship- The full redemption story at Red Bull Hardline 2025- The first 48 hours after his 2024 Hardline crash- Why he refuses to run electronic suspension- Racing Loic Bruni at Andorra 2025- His lifelong moto background and how it shaped his riding- Running a balance bike to kindergarten in Squamish, and how that path led to Santa Cruz Syndicate- Why downhill MTB is entering its prime eraEnjoy Chapter 396 Ft. Jackson Goldstone — like, subscribe, and comment below.0:00 Welcome Jackson Goldstone to the Podcast2:58 Road Trip from Canada to Cali11:07 Insane Urban Downhill Ride in Mexico16:26 Fox Flex Air Hero OUT NOW!17:29 Lifelong Moto Fan19:34 Jackson's Moto Background25:32 The Prime MTB Era is Back30:50 Jackson's Redemption Ride at Red Bull Hardline33:33 Jackson Wins Red Bull Hardline 202543:23 The First 48 Hours After Injury46:28 SOTA Fuel47:06 Injuries Jackson Has Battled Through1:01:11 The Anticipation of Jackson's Rookie Season1:04:21 The Mental Stress of Being at the Top1:17:08 Battling Loic Bruni1:20:25 Andorra 2025 MTB Downhill1:25:13 Cash App1:26:51 Winning 4 in a Row in the Flow State1:37:18 The Best Run of Jackson's Career1:39:36 Why Jackson Won't Run Electronic Suspension1:44:01 Jackson's Style is Changing the Sport1:49:33 Jackson Goldstone's Corner Speed1:55:36 Run Bike to Kindergarten2:02:00 Going Pro and Riding for Syndicate2:07:36 Jo Shimoda 100 Hours2:08:18 Jackson's Career Ambitions2:10:30 Is Downhill in a Healthy Place?2:13:37 Jackson's Golf Game2:17:48 Hole in One!SHOP FOX MTB https://www.foxracing.com/mtb/?prefn1=ProductLineArchitecture&prefv1=Flexair

Leí el otro día que un juez había imputado a varios futbolistas españoles por comprar en Andorra relojes de contrabando. Relojes o portaaviones, no me quedó claro, porque costaban 100.000 euros o más.

Mike Woods' career in the WorldTour was practically a fluke. After earning a full ride to college for running, he quit the sport over a series of injuries and started riding his dad's bike on the weekends. Fast forward about a decade and he had won three stages of the Vuelta a España and one stage of the Tour de France. Last year, he announced his retirement after over 10 years in the WorldTour. Payson caught up with Mike last week in Andorra to talk about his Cinderella story in cycling and his decision to race some of the toughest endurance events in a wide range of disciplines during his first season of retirement. They also talk about how road racing has changed since Mike first signed a WorldTour contract, and the one race that still haunts him.10% off Alba Optics at albaoptics.ccInstagram: @withpacepodcastYouTube: Payson McElveenEmail: howdy@withpace.cc

Why does the Catholic Church have both the Traditional Latin Mass and the modern form of the Mass—and how should you explain the difference without getting pulled into “liturgy wars”? In this episode of Catholic Answers Live, Catholic Answers apologists address this common question before diving into a wide range of topics. They explore whether charging interest is still considered usury, how just war theory applies to rebellions, and how historical cases like the Knights Templar fit with Church law. The episode also explains the role of baptism in justification, offers arguments against naturalism, and gives practical advice for strengthening Catholic marriages. Additional questions include how to understand Peter's denial of Jesus and what it means for salvation. A rich discussion covering liturgy, moral theology, and everyday Catholic life. Questions Covered: 05:32 – I attend the Tridentine Mass Almost exclusively at my ‘local’ FSSP parish. I have a friend seeking the Catholic Church who asked me ‘why do you have two different masses in the Western Rite? Why don’t you just attend the regular English one?’   I often say that I am drawn to the beauty and simplicity of it. How do we respond to this simply without dragging them into the so-called ‘liturgy wars’? How do we respond given the restrictions placed on the older masses? Basically, how do we address this difference to those outside the church? Do I just keep a response about ‘preferences of the faithful’?  11:46 – The Church has been quite vocal against usury over the centuries. Is it still defined as any lending of money at interest? How does this notion square with the idea of a variable money supply? Would things like bank accounts, bonds, cds or stocks still be considered illicit? Has there been any recent guidance from the magisterium?  19:02 – Does just war theory apply to rebellions? Historically, I'm thinking of Irish wars against the British Empire and slave revolts of African-descended peoples in the Americas, including during the U.S. Civil War. What would be the conditions of jus ad bellum in cases like these or any other group dealing with an oppressor?  28:46 – Canon 7 of Chalcedon forbids clergy and monks from war and holding secular office. How then did the Knights Templar, and bishops such as the bishop of Andorra, who also holds title of Co-Prince of Andorra, not violate this?  34:03 – How does baptism fit with “faith alone working through love?” Can someone with “faith alone working through love” be initially justified apart from baptism?  19:44 – What do you think is the most convincing argument/thought exercise against naturalism/empricism (or at least what the average indifferent secular person thinks they believe).  46:29 – What is your best advice for a married Catholic couple to strengthen their bond in marriage? Your stories about you and Renee are always so beautiful (the blue birds especially). Also thanks for being a Catholic cowboy. I grew up Southern Baptist, and seeing a southern Catholic gentleman do apologetics is really cool.  50:51 –  Peter denied Jesus 3 times. After the cock crows three times he ran away in shame. What if he falls, hits his head and dies after this? Would his soul be in danger of damnation?