Podcasts about Clinton

Brad and Campy discuss the unusual ascension of Bill Clinton and noe the Muslim Socialists. How do We The People Respond?

Democratic socialist Zohran Mamdani has declared victory in New York City's Democratic mayoral primary, beating out moderate candidate and former New York Governor Andrew Cuomo. The primary results sent waves through the Democratic Party, as voters seemed energized by this candidate's radical agenda that includes free public transit fares, free childcare, and promises to oppose ICE operations in the city. Democratic consultant and former advisor to President Clinton, Doug Shoen, joins the Rundown to discuss whether Blue State voters are jumping even further left. The call to enlist may look different to each American. Retired Staff Sgt. Johnny Joey Jones remembers he and many from his generation enlisted right after the September 11th terror attacks. In Jones' new book, “Behind the Badge,” he spoke to retired Marine, bomb tech, and former LAPD officer Steve Hennigan about the catalyst for his becoming a Marine: the 1983 Beirut Bombings. Later, Hennigan tells Jones about his relentless pursuit to protect and serve with the Los Angeles Police Department. Plus, commentary from New York Post columnist and co-author of "Stolen Youth," Karol Markowicz. Photo Credit: AP Learn more about your ad choices. Visit podcastchoices.com/adchoices

Dave Smith brings you the latest in politics! On this episode of Part Of The Problem, Dave is joined by co-host Robbie "The Fire" Bernstein to discuss the wild 24 hours regarding updates on the conflict with Iran, how this move is affecting Donald Trump's base on different sides, and more.Support Our Sponsors:Spike Detox your body! Order Ultimate Spike Detox from The Wellness Company today! Go to http://www.twc.health/PROBLEM and use code PROBLEM for 10% Off + free shipping on every order.Better Help - https://Betterhelp.com/problem for 10% off your first monthMASA Chips - https://www.masachips.com/DAVE Monetary Metals - https://www.monetary-metals.com/potp/Part Of The Problem is available for early pre-release at https://partoftheproblem.com as well as an exclusive episode on Thursday!ROB LIVE DATES HERE:PORCH Tour: www.porchtour.comVegas: https://www.wiseguyscomedy.com/nevada/las-vegas/arts-district/e/robbie-bernsteinHouston Texas: https://www.eventbrite.com/e/robbie-the-fire-and-friends-tickets-1335225899609Find Run Your Mouth here:YouTube - http://youtube.com/@RunYourMouthiTunes - https://podcasts.apple.com/us/podcast/run-your-mouth-podcast/id1211469807Spotify - https://open.spotify.com/show/4ka50RAKTxFTxbtyPP8AHmFollow the show on social media:X:http://x.com/ComicDaveSmithhttp://x.com/RobbieTheFireInstagram:http://instagram.com/theproblemdavesmithhttp://instagram.com/robbiethefire#libertarianSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Eric and Eliot host a special Shield of the Republic episode to discuss the Iranian response to Trump's strike on Fordow, Natanz and Isfahan. They assess the largely symbolic Iranian attack on al Udeid Air Base in Qatar as an attempt to take an off ramp from further escalation as they did in the aftermath of the Soleimani strike in 2020. They also touch on why Trump did it, the difficulties of bomb damage assessment, what happened to the HEU and are there other Iranian facilities, the Israeli intelligence brief, the cracks in MAGA, Trump's sudden endorsement of regime change and the hypocrisy of those calling for a Congressional vote to legitimize the actions given their prior support for Obama's operation in Libya and Clinton's campaigns in Bosnia and Kosovo all of which took place without a vote. Eliot's Latest in The Atlantic: https://www.theatlantic.com/ideas/archive/2025/06/trump-iran/683287/ Eric (with Reuel Marc Gerecht and Ray Takeyh) in Foreign Affairs: https://www.foreignaffairs.com/iran/right-path-regime-change-iran Where Does Iran Go Now? (The New York Times): https://www.nytimes.com/2025/06/23/opinion/iran-iranians-regime.html Inside the spy dossier that led Israel to war (The Economist): https://www.economist.com/middle-east-and-africa/2025/06/18/inside-the-spy-dossier-that-led-israel-to-war Shield of the Republic is a Bulwark podcast co-sponsored by the Miller Center of Public Affairs at the University of Virginia.

In this thought-provoking episode of the Meditative Prayers podcast, hosted by the vigilant Zach Clinton and available on Pray.com, we delve into the essential theme of maintaining vigilance in our spiritual lives—a concept deeply ingrained within our Christian faith. Throughout our spiritual walk, we encounter instances where being watchful and mindful of our surroundings and inner thoughts becomes crucial. These moments not only deepen our connection with faith but also fortify our relationships with others, guiding us closer to our divine calling. The comforting truth holds steadfast: with the Lord as our unwavering protector, we possess the spiritual discernment to navigate our path, uncovering a renewed sense of hope and direction in our lives. Inspired by the holy scriptures, we engage in a journey to understand the significance of vigilance in our quest for spiritual fulfillment. For those in search of direction on how to remain vigilant and steadfast in their faith journey, we warmly invite you to explore the Pray.com app. By downloading it today, you embark on a journey of faith and vigilance, firmly anchored in the constant presence of the Divine. Together, let us embrace the powerful capacity for vigilance within us all, drawing endless inspiration and courage as we journey together in this spiritual pilgrimage. Join us in this enlightening episode as we strive for a deeper comprehension of maintaining spiritual vigilance and discovering the profound impact it has on every aspect of our lives. Embracing the practice of praying before slumber is more than just a routine; it's an avenue to recenter your heart, aligning it with God's purpose. Let Pray.com's Meditative Prayer be a nightly companion, deepening your bond with the Almighty and settling your spirit for a serene night's rest.Dr. Tim Clinton is from the American Association of Christian Counselors, for more information please visit: https://aacc.net/See omnystudio.com/listener for privacy information.

Cynthia McKinney has made a career of speaking her mind and challenging authority. With her opinions, actions, and even her sense of style, McKinney has inspired both admiration and controversy. McKinney´s political career began unofficially in 1986 when her father, Georgia State Representative Billy McKinney, put her name on the ballot as a write-in. Cynthia McKinney was living in Jamaica at the time and did not take the matter seriously; still, she garnered a large percentage of votes without even trying. Two years later, McKinney ran for and won the seat, creating the first father/daughter combination to serve together in the Georgia State House of Representatives. Cynthia immediately began making her own mark, defying House dress codes for women by wearing trousers instead of dresses. She spoke out against the first Persian Gulf War, and despite being in the House with her father, she often disagreed and voted against him. In 1992, McKinney won a seat in the US House of Representatives in Georgia´s newly created 11th district. She was the first African-American woman to represent Georgia in the US Congress. McKinney became Secretary of her Democratic freshman class and was placed on both the Agricultural Committee and the International Relations Committee. Her gold tennis shoes and braided hairstyle became her trademarks, and effectively raised her profile on a House floor dominated by white men. Though a Democrat during President Clinton's tenure, McKinney voted against NAFTA, showing that she was not one to simply follow the Party line. McKinney worked hard in Washington to clean up pollution in her district and improve its rural roads. During her second term, McKinney earned distinctive committee assignments with the National Security Committee and the International Relations Committee's International Operations and Human Rights Subcommittee. A supporter of a Palestinian State in Israel-occupied territory, she sparked controversy by criticizing American policy in the Middle East. After the 9/11 attacks, McKinney suggested the President might have had prior knowledge of 9/11. The criticism she received from this highly controversial idea probably contributed to her defeat in the 2002 election; however, she ran for the seat again and was re-elected in 2004. Between terms in office, McKinney traveled the country and Europe, speaking against the war in Iraq war and also about her 2002 defeat, which she attributed to Republicans being organized to “cross over” to vote against her in the Democratic primaries. Her career, including this episode of her defeat, was made into a documentary film titled American Blackout. Once back in office, she continued her criticism of the Bush administration on the first anniversary of the 9/11 Commission Report by gathering victims' families and intelligence experts together on panels to address the flaws in the report and critique its recommendations regarding foreign and domestic policy. Believing the government should not keep secrets from the people, McKinney introduced legislation to release the documents related to the death of Tupac Shakur and twice submitted a bill to release the sealed documents pertaining to Martin Luther King Jr.'s assassination. McKinney was very active in the aftermath of Hurricane Katrina and a vocal critic of the government's response. When Democratic Party leaders encouraged a boycott of a Select Bipartisan Committee to Investigate the Preparation for and Response to Hurricane Katrina, she chose to participate and submitted her own report on the matter. In 2007, McKinney left the Democratic Party to become a Presidential Candidate for the Green Party.Become a supporter of this podcast: https://www.spreaker.com/podcast/the-opperman-report--1198501/support.

Michael is joined by political analyst Mark Halperin to unpack the political earthquake in New York City, where Zohran Mamdani— a self-described Democratic socialist — defeated Andrew Cuomo in a stunning upset. What does this mean for the future of the Democratic Party? Will centrists like Clinton and Bloomberg lose their grip? Plus, analysis on U.S. airstrikes in Iran and their global implications. Real talk, smart insights, no spin. Original air date 25 June 2025.

Prepare for a wild ride through the Summer movie season! Welcome back, comedy4cast faithful! Grab your snacks and prepare for a 2025 Summer movie experience unlike any other... as interpreted by our very own Danny Hillcrest! In this episode, Danny takes center stage, much to the dismay of Buzz "Scoop" Crackerjack Thomas. For two decades, you've known Danny for his boundless enthusiasm and, shall we say, unconventional approach to... well, everything. When it comes to movies, Danny's "reviews" are less about critical analysis and more about Danny making wild assumptions. He freely admits his insights come from trailers and random internet comments. This lead to his now-legendary "non-clip clips" which are audio snippets hilariously disconnected from anything in the actual films. Buzz, ever the professional, attempts to maintain order, but as you know, that's often a losing battle when Danny's around. Their dynamic is a cornerstone of comedy4cast, offering a delightful clash between chaos and journalistic integrity. In this Danny turn his unique lens on three major summer releases, "28 Years Later", "Superman", and "Fantastic Four: First Steps."  In his "28 Years Later" preview, Danny goes down a truly unexpected rabbit hole, proving that even a zombie apocalypse can't escape his imaginative (and utterly misinformed) grasp. According to Danny, the Man of Steel faces his greatest challenge yet in "Superman". But it's a threat we're not sure even James Gunn could have seen coming. And Danny introduces us to the iconic Marvel team that stars in "Fantastic Four: First Steps". Kind of.  Listen in as Danny Hillcrest once again proves that when it comes to movies, what you think you know is far less entertaining than what Danny imagines. In this episode, the roles of Tam and Sue Storm are played by Bonnie Kenerdine, and the roles of The Editor and Conspiracy Guy are played by Scott Morris, of the Disney, Indiana podcast, located at disneyindiana.com. And don't forget to consider supporting comedy4cast by becoming a Patreon patron. You can become a patron for as little as $2 a month. Or you can use one of the links on our website to buy comedy4cast a cup of coffee to help fuel the show. And here are some Gemini-suggested keywords. It's all too technical for us. But Gemini tells us the bots just love 'em. So, beep boop, enjoy!scripted comedy podcastcomedy podcastDanny HillcrestBuzz "Scoop" Crackerjack Thomas2025 Summer Movie Previews28 Years LaterSuperman movieFantastic Four First Stepspodcast episodefunny podcastaudio dramarecurring characterscomedy show >>Special Guest: Bonnie Kenderdine>>Speical Guest: Scott Morris, of the Disney, Indiana podcast>> Support comedy4cast by becoming a patron on Patreon>> Or you can get Clinton a Dunkin' card or a cup of coffee via Ko-Fi>> Follow comedy4cast on X, Instagram, Facebook, MeWe, Mastodon, and BlueSky>> Give us a call via the Super Secret Phone Line (213) 290-4451>> Drop us an email at podcast @ comedy4cast.com>> Also check out Clinton's other podcast, The Topic is Trek>> Certain sounds effects heard on comedy4cast are courtesy of freeSFX and FreeSound.org Click here for a transcript of this episode.

On Monday's Mark Levin Show, President Trump announced a ceasefire agreement between Israel and Iran, ending a 12-day war. What will it be about this agreement to ensure they don't violate it? Iran should face unconditional surrender due to its weakened military and lack of support from allies like China, Russia, or Arab nations. Trump's decisive military actions prevented Iran from acquiring nuclear weapons, which no other president, including Clinton, Obama, or Biden, was willing or able to accomplish.  Without Trump's intervention, Iran would have become a nuclear power, potentially arming groups like the Houthis and enabling terrorist sleeper cells in the U.S. to acquire dirty bombs. Also, Trump's actions on Iran have ensured peace for a period. But there's a group of individuals—Rep Marjorie Taylor Greene, Matt Gaetz, and others—who are undermining Trump and aligning with radical left ideologies, including anti-Israel sentiments. These figures, supported by liberal media, aim to sabotage Trump's movement and the next election. Later, Marc Thiessen calls in to discuss a Reagan Institute poll showing that MAGA Republicans strongly support U.S. global leadership, rejecting isolationism. The poll indicates 90% of MAGA voters prioritize preventing Iran from obtaining nuclear weapons, aligning with Trump's decision to join Israel's strikes on Iran's nuclear facilities. The claims of a splintering MAGA base over Trump's Iran policy are exaggerated, as isolationist critics represent a small minority within the GOP. Finally, Lee Smith calls in and discusses how Trump's political opponents, particularly within the Democratic Party and aligned institutions, have pursued strategies aimed at humbling America to counter his influence. These efforts stem from a belief that Trump's "Make America Great Again" rhetoric and policies threaten their vision of a globalized, progressive world order. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Dave Smith brings you the latest in politics! On this episode of Part Of The Problem, Dave is joined by co-host Robbie "The Fire" Bernstein to discuss the progressing conflict in Iran including live updates regarding missiles being sent to American bases, statements made by Donald Trump and JD Vance on the situation, and more.Support Our Sponsors:Blackout Coffee - https://www.blackoutcoffee.com/problemCrowdHealth - https://www.joincrowdhealth.com/promos/potpHexclad - Find your forever cookware @hexclad and get10% off at hexclad.com/PROBLEM! #hexcladpartnerPart Of The Problem is available for early pre-release at https://partoftheproblem.com as well as an exclusive episode on Thursday!ROB LIVE DATES HERE:PORCH Tour: www.porchtour.comVegas: https://www.wiseguyscomedy.com/nevada/las-vegas/arts-district/e/robbie-bernsteinHouston Texas: https://www.eventbrite.com/e/robbie-the-fire-and-friends-tickets-1335225899609Find Run Your Mouth here:YouTube - http://youtube.com/@RunYourMouthiTunes - https://podcasts.apple.com/us/podcast/run-your-mouth-podcast/id1211469807Spotify - https://open.spotify.com/show/4ka50RAKTxFTxbtyPP8AHmFollow the show on social media:X:http://x.com/ComicDaveSmithhttp://x.com/RobbieTheFireInstagram:http://instagram.com/theproblemdavesmithhttp://instagram.com/robbiethefire#libertarianSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In today's throwback episode Dr. Clinton Timmerman joins the Very Clinical Podcast live from Voices of Dentistry, and he's not afraid to bust some dental myths! Prepare to have your anesthetic assumptions challenged and maybe even find out why you shouldn't offer your dentist a side of steak for their services. Plus, Clint shares a surprisingly effective pro tip for tackling those tricky Class IV restorations. Join the Very Dental Facebook group using the password "Timmerman," Hornbrook" or "McWethy," "Papa Randy," "Lipscomb" or "Gary!" Very Clinical is brought to you by Zirc Dental Products, Inc., your trusted partner in dental efficiency and organization. The Very Clinical Corner segment features Kate Reinert, LDA, an experienced dental professional passionate about helping practices achieve clinical excellence.  Connect with Kate Reinert on LinkedIn: Kate Reinert, LDA  Book a call with Kate: Reserve a Call  Ready to upscale your team? Explore Zirc's solutions today: zirc.com    

In this inspiring episode of the Meditative Prayers podcast, hosted by the thoughtful Zach Clinton and available on Pray.com, we delve into the powerful theme of perseverance on our spiritual journey—a concept that deeply resonates within our Christian community. Throughout our walk of faith, we encounter times when persisting through challenges and maintaining our commitment to our spiritual growth becomes an essential pursuit. These periods not only deepen our faith but also strengthen our relationships, guiding us toward our collective and individual visions. The comforting truth remains: with the Lord as our unwavering anchor, we possess the profound capacity to persevere, finding fresh hope and direction in our path. Inspired by the holy scriptures, we engage in a journey to understand this enduring human experience. For those who seek encouragement in persevering with their spiritual goals along their faith journey, we offer a sincere invitation to discover the Pray.com app. By downloading it today, you can begin a transformative journey of faith and determination, firmly grounded in the constant support of the Divine. Together, let us courageously embrace our potential for perseverance, drawing endless inspiration and strength from our communal spiritual voyage. We encourage you to join us in this enlightening episode as we move toward a deeper comprehension of perseverance in our spiritual lives and uncover the remarkable resilience that dwells within each one of us. Embracing the practice of praying before slumber is more than just a routine; it's an avenue to recenter your heart, aligning it with God's purpose. Let Pray.com's Meditative Prayer be a nightly companion, deepening your bond with the Almighty and settling your spirit for a serene night's rest.Dr. Tim Clinton is from the American Association of Christian Counselors, for more information please visit: https://aacc.net/  See omnystudio.com/listener for privacy information.

Send us a textPull a seat up to the table and join us in conversations with Jonathan Poe.  He serves as a Bivocational pastor at Bolton Baptist Church in Clinton.  Known in the community for his tree-cutting business and farm,  he dives into his passion for God's calling in his life and why others should pray about becoming a bivo pastor as well.  Around the Corner Events: All Events: mbcb.org/eventsJuly 8-11: SMACK CampJuly 8-12: Super Summer July 24-26: State Literacy Missions & Christian Job Corps ConferenceAugust 7: Impact Training - FBC PhiladelphiaAugust 11: Impact Training - North Greenwood BCAugust 12: Impact Training - FBC TupeloAugust 18: Impact Training - FBC LaurelAugust 19: Impact Training - FBC NatchezContacts: Jon Martin, Chief Strategy Officer - jmartin@mbcb.orgTanner Cade, Communication Services Director - tcade@mbcb.org

... a 1 on 1 interview like you have never heard before! #UNFILTERED

Keith discusses the new power shift in the housing market, where buyers now have more power in the Northeast and Midwest.  Ken McElroy joins us to discuss the current state of the real estate market, highlighting a significant decline in apartment building values and a predicted further drop in home ownership rates, potentially below 60%. They note that while some states, like Arizona, have surpassed pre-pandemic housing supply levels, others, like the Northeast and Midwest, still face shortages. Ken emphasizes the importance of affordability and the shift towards renting, predicting a significant increase in renters. He also shares insights on strategic property investments and the benefits of buying at current market lows. Resources: Use the discount code "KEN10" to get a discount on the Limitless Expo event. Show Notes: GetRichEducation.com/559 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Automatically Transcribed With Otter.ai  Keith Weinhold  0:01   Welcome to GRE. I'm your host. Keith Weinhold, apartment building values have crashed about 30% in the past few years. Well, it's the opinion of today's qualified guest that it's going to get even worse from here. We'll also discuss why rents in the Phoenix area are declining, and a bold prediction on a collapse in the home ownership rate and the hordes of renters that that will create all today on get rich education.   Mid south home buyers, I mean, they're total pros, with over two decades as the nation's highest rated turnkey provider, their empathetic property managers use your ROI as their North Star. So it's no wonder that smart investors just keep lining up to get their completely renovated income properties like it's the newest iPhone. They're headquartered in Memphis and have globally attractive cash flows and A plus rating with a better business bureau and now over 5000 houses renovated. There's zero mark up on maintenance. Let that sink in, and they average a 98.9% occupancy rate, while their average renter stays more than three and a half years. Every home they offer has brand new components, a bumper to bumper, one year warranty, new 30 year roofs, and wait for it, a high quality renter. Remember that part and in an astounding price range, 100 to 180k I've personally toured their office and their properties in person in Memphis, get to know Mid South. Enjoy cash flow from day one. Start yourself right now at mid southhomebuyers.com that's mid south homebuyers.com   Speaker 1  1:59   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  2:15   Welcome to GRE from the Tigris to the Euphrates to the Mississippi and across 188 nations worldwide. I'm Keith Weinhold GRE founder Forbes real estate council member, Best Selling Author, look for my work in the USA today as well, and you are back inside for another wealth building week of get rich education. What's all that really mean? Ah, I'm just another slack jawed mouth breather with a mic here. Before we get to today's guest, Ken McElroy, let me tell you about housing's new power shift and where we're at today. Three to five years ago, sellers held all the power in virtually every market because the housing supply was so miserably low everywhere. So you had more one tours of real estate and few that were willing to sell. That is still mostly true on a national level, but the new power shift is about the fact that the Northeast and Midwest are replete with home buyers. Queues of buyers are lining up for the few available properties like I've touched on before, and look low available housing supply in these areas, the Midwest and Northeast, that's not a symptom of mass in migration. Hordes of people are not stampeding into Buffalo for the nightlife. It's all due to chronic under building, partly from strict regulation, especially in the Northeast. A big part of the power shift, though, is that we now have fully 10 states that are above pre pandemic supply levels, and you'll notice that none of these are in the Midwest and Northeast. The 10 states are Arizona, which we'll talk about more today, Colorado, Florida, Idaho, Hawaii, Oregon, Tennessee, Texas, Utah and Washington. Here in these places, is where the tables have turned, because supply is catching up with demand in those 10 states. So that's where we're seeing softer home price growth and where buyers have the power, these are some of the states where you can find better deals. Motivated sellers and builders in these places will often buy down your mortgage rate, give you closing cost credits or reward you with incentives, like a free year of property management. In fact, our GRE investment coaches guide you for free to exact property addresses where builders will buy down your mortgage rate to 5% today, one of them will even give you a $9,800 post close credit instead, if you so choose. Often do. Those like that are in those 10 states. They're elsewhere too. You can get started at GRE investment coach.com, conversely, 40 states have less for sale housing inventory than they did as compared to pre pandemic times. This is where sellers still have the power some of the most competitive markets in the nation are buffalo, Hartford, Providence and Boston, where more than 10 active home buyers vie for every single listing. That's per Zillow. That's sort of the real estate equivalent of a Taylor Swift or Beyonce ticket queue. At the other end of the spectrum, shoppers have an easier time in Miami with only 2.6 shoppers per listing, followed by Houston at 3.4 New Orleans at 3.5 and San Antonio at 4.3 nationally active listings are up 31% over last year. That's quite a bit, but we're still 12% below pre pandemic, 2019 inventory levels. And is all this good news or bad news? It totally depends on who you are. If you're holding property in the Northeast and Midwest, you're pretty happy about this strong appreciation in the single family space, but in the southeast, appreciation is non existent. There's even mild depreciation, especially in parts of Florida. If you're looking to own more property in the nation's southeast quadrant, you're now enjoying less buyer competition. In fact, sellers are competing for you, and let's avoid being too assuming. Here I've been talking about things on the state level. States are not monoliths. Philadelphia is not Pittsburgh, Seattle is not Yakima. Cities have different supply situations. Even within one city, the scenario varies, of course, really the bottom line here is that today's recovery from 2022 national supply abyss has been an uneven recovery, where builders are frozen, appreciation soars, where builders hustle, buyers win. So if you're looking for deals, find that short queue.    Today's guest is a familiar one to GRE listeners. He's based in Scottsdale, Arizona, which is the Phoenix Metro. Arizona, though it's fast growing, is still just the 14th most populous state, but Arizona is an interesting market, because we're going to get to see what happens when you have an overbuilt condition, like we do there. We'll discuss that market and the national market as well. Get a key gage on the direction of rents, occupancy and prices, first in the single family space, and then we'll talk about apartments. Anyone that's paid attention to real estate that past few years. Knows that when mortgage rates spiked in 2022 single family values have held up, apartment values plummeted due to their interest rate resets. We'll get insight on if the beleaguered apartment space has bottomed out price wise, or if apartment values still have further to fall.    I'd like to welcome in frequent GRE guest, and he was also one of our earliest back in 2015 Ken McElroy. Ken authored a bunch of successful books, both within and outside of the rich dad series. He's also a well known, successful apartment syndicator with over 10,000 units across several states, and he's also in other parts of the commercial real estate sector, including billboards and self storage. So it's really great to have back on the show. Ken McElroy   Ken McElroy  8:57   good to be here, Keith, thank you. It's been 10 years, man, since we've been doing   Keith Weinhold  9:01   this? Yes, 10 years back in episode 25 since you were first here, more than a decade of this. So we know each other's work really well, and it's such an interesting time in the apartment space. I want to get to that later in our conversation today and really find out if you think that the apartment space has bottomed out. But before we do that, let's talk about the single family space. The audience should know that you can meet both Ken and I in person, as we're both faculty members on the spectacular real estate guys Investor Summit C, which is actually underway now. We're recording this just before the summit. So let's discuss the direction of rents and occupancy. We'll get to price later and Ken although most states still have a housing shortage statewide, Arizona's active housing inventory for sale is 24% above pre pandemic levels. That's what realtor.com tells us, and this. Deeply due to a lot of building, a lot of building usually does not bode well for price growth or rent growth. So tell us about rent, direction and occupancy in the single family space in the Phoenix Metro.   Ken McElroy  10:15   There's a bunch of things happening in the Arizona market. First of all, one is we've had a lot of people move here right in the last 4,5,6, years. Yeah, post pre pandemic, post pandemic, all of that. We are a pretty small state. You got Phoenix, got Tucson, you got Flagstaff, a bunch of other small cities that kind of surround some of those. But it's not like a Texas or a Washington or a lot of these California, like a lot of states, and have a lot of cities to draw from. If people move to Phoenix, that's pretty much where they're they start a lot of times, not every time, but and so it's really interesting. When we have net in migration into Arizona, it really moves the needle for most of these cities. Is kind of the point. And so we're always going to be affordable, we're always going to have great weather, it's safe. We got pretty normal politics, I should say, as compared to some of the others, we really do have a growing population. And so what happened? We had a nice run on the real estate. As you do, you know, we had a nice run on the apartments. We had a nice run on the single family that tapered off when the interest rates went up, essentially, right? You know, we actually built too much. We built too many apartments. We built too many houses. When interest rates went up, people kind of pulled back. That's what you're seeing now. So right now, it's a great time to be a home buyer. It's a great time to be a renter in most of those cities in Arizona specifically. And why would that be? It's because they have a lot of choices. So on the single family side, the listings have gone up, and therefore some of the prices have you know, people are starting to negotiate a little bit more. Now here's the interesting thing, Keith, if you measure it on last year or the year before, it has huge numbers, like you just quoted, you know, 24% but what's happening is things are on the market like 40 days, you know, you know what I mean, like from a week or two, it's doubled or tripled, as you know, that's still not a very realistic market. The market is still, in my opinion, pretty healthy. It's not unbalanced, and before it was a seller's market, and so it's just normalizing. And normalizing, to me, if you go over year, over year, over year, is I think MLS says four to six months of inventory, right? I think things are just normalizing. But if you've been through the run, this is like the end of the world, right? But it's not. It's just things are settling down, and it's the greatest time because they're supposed to be a little bit of friction between the seller and the buyer. I believe there should be just about right. It's never just right, as you know, it's usually pulls on one harder on one side or the other. But we just went through an incredible time where the sellers pretty much got whatever they wanted and the landlords pretty much got whatever they wanted, and so this is just pulling back, you know, the tide's going back out. There's no cause for concern, at least in my world at all. It's supposed to be this way, and we need affordability. We need people to be able to buy homes. We need people to be able to rent. Yeah, I'm in the landlord business, but I don't want rents to run. There needs to be a balance there, even though it's good for me, if it does, but it's not good, because what happens is, then the government gets involved, and what they need to get involved in is adding supply, right? And not capping the rents. You know, what they need to do is just work with developers. And you know, because we're growing here in Arizona right now, we're seeing a pullback, but I think it's needed. There's nothing wrong with this. It weeds out a lot of, you know, realtors that weren't doing much, that just got their license, were hanging around, say, with mortgage folks and title people and lazy contractors and all that stuff. So whenever there's a pullback, the professionals win.   Keith Weinhold  14:01   Well, this is some really good perspective here. We're all victims of the recency bias, and, yeah, you're talking largely about market normalization. What sure wasn't normal or healthy, in a lot of ways, was back in 2021 when you might have had 50 offers for one available property, and people had to bid 50k over the asking price, and they might have waived their inspection, which is typically not a good idea when we talk about rents in the direction of rents, especially there in the Phoenix metro with single family homes, which I know your wife, Daniil, is pretty intimately involved with. Typically, this new supply increases competition. It increases the competition for landlords competing for more of those tenants, which is something that typically is not good for rents. Have we seen declining rents in the local market there in Phoenix?   Ken McElroy  14:54   Of course, yeah. And I'll tell you, there's a bunch of factors. So there's always cross currents. People want one. Answer, but there's not right, like, so let's just pick on a whole bunch of things that went wrong at the tail end of all of this. It was Airbnb. Like, Phoenix and Scottsdale are a huge Airbnb market. I've rented Airbnbs there. Sure. It's incredible, right? And so what happened was a lot of people said, oh, I can buy this house, throw some furniture in it. And, you know, I can get 10,15, 20 grand a month in rent out of these things. And they were right. And then what happened was, there just was too many, so became oversaturated. So you're definitely seeing those back on the market. And so interesting fact, Heath, all you got to do is look at the pictures. And if you see bunk beds. You know, it used to be an Airbnb like, you know what I mean? So that was the one, but two, let's don't forget this run that we just had put a lot of people into the rental market for the first time on the single family side too. So we never really had this many landlords on the single family side as well. And so there's all these mistakes that people made. They bought incorrectly. They had capex work. They bought with floating rate debt. And when rates went up, they weren't cash flowing. They wouldn't know how to manage them. So So there's all this stuff that was kind of going on behind the scenes, on the apartment side of the equation, which is where I hang out. Mostly, I watch all this. And because my class A buildings are competing for single family. They have single family typically wins because it has a yard, has a garage. Nonetheless, I gotta pay attention to it. So it's been interesting to watch. At one point you could not find a home in the Scottsdale area under 500 grand period like nothing. And now, of course, those are starting to come down a little bit more, and there's some softness in the rent, so the renters are have more choices. Now, why is that? There's a couple reasons. If you're a renter and you're looking for a place, you know, I'm sure you're considering a house, but not everybody wants a house, especially if you're single or maybe it's just you and somebody else, and maybe you don't have a pet. There's a lot of reasons that people just don't want to have to a home. So you've got condos and you've got apartments and you've got homes, and then you have school districts. So people definitely want to be in certain school districts based on their children. So you have all these cross currents going on, on where people want to be. And so what does all that mean? What that means is there are certain markets, from a rental standpoint, that are doing extremely well, still, both on apartments, on condos and houses. And then there are other markets that absolutely are not just depends on the concentration of all those things and all those factors that are going on. The one thing that's actually disrupting a market more than anything is apartments and condos. Because, for example, Danielle just had a condo that she owned, and the condo was worth, let's say, 300 grand, but it's probably 25 years old now, yeah, and there's apartments going up, you know, a block from there, right? So her renter is said, you know, I'd rather go over here. Brand new amenities, nine foot ceilings, brand new fitness center, all this stuff. So apartments really do reach into that rental market a little bit. And so there is some spillover between that. But primarily what's going on in Phoenix is there's a lot of new construction. And not just Phoenix. This is Tucson and Greater Phoenix. There's a lot of new construction that was started when rates were low. They were started in 2122 and you know, like, because I'm a builder, it could be a year to 18 months when we're opening a project from the time we put our the shovel in the dirt, we're not even open for a good 18 months. So there's a lag period. And those started opening in 23,24 and certainly 25 and these big projects, two, 300 unit projects, which I have several going right now, they're one to two year lease ups, so you could be looking at two or three year lag on some of the housing that's being provided. So that's all here now that is been good for renters. There's a couple horror stories going on, and I'll just explain. So downtown Phoenix, there was a whole bunch of apartment projects and condo projects that were built trying to attract people to live in downtown Phoenix? Well, there's challenges for downtown Phoenix too, and we won't have to get into that. I don't particularly think that there was ever the real demand for the amount of housing. So what you've done is people build a lot of housing in concentrated areas around the stadium in West Phoenix, near the Cardinal Stadium downtown Phoenix, you know, right in the heart of the business district. So if you were to rent something today, it would be four months free on a 12 month lease.   Keith Weinhold  19:48   Wow, that's about the steepest concession I've ever heard of in my life.   Ken McElroy  19:54   Yes, that's today. So all you gotta do is Google it and you'll see. And the only reason that happened, Keith, is. Is because there was too many units delivered at at a short period of time, and there was the demand, wasn't there? Gosh, now go 10 miles up to Tempe, go to Chandler, go to Scottsdale. No concessions, right? So again, you know, when you look at a market, you're going to see that it typically a lot of these concentrate in certain areas. And so there's a lot of areas in Phoenix where the consumer or the renter has an upper hand a lot. And so they're driving their choices based on their monthly rent. All of that plays into this thing, but the there's areas that are rock solid. And you know that would be Scottsdale, Tempe, Chandler, Gilbert, and there's areas that are over built that would be the west side, downtown Phoenix, the south side, there's areas that there's pockets that you know are in disruption you can kind of pick your poison, right? Like, if you're a landlord, there are areas that you want to buy in areas that you don't want to buy in. And as a renter, you have the same kind of choices. So when you blend it all together, you guys get the national news. But really it's pretty pocketed, just like it can be in any market.   Keith Weinhold  21:12   Well, you bring up so many good points there. Some of these markets that have done more building than usual are in this situation where there is landlord competition for tenants. Now, nationally, we're still under built, so it's interesting to talk about one of these overbuilt conditions in that competition for tenants, like we've been talking about, in general, a tenant prefers a single family home, and it's privacy for sure. They can't always afford that, but the apartment market and the single family rental market are somewhat interrelated, because if there's so much new apartment supply, it's got the appeal of being brand new, and there might even be concessions given, like you've mentioned there Ken and that can make it very attractive for a potentially wannabe single family home renter to go ahead and rent an apartment instead. So this glut of new apartment supply actually can affect the single family rental market somewhat, and competition is really interesting. I mean, certainly in my real estate investment career, I've experienced that. The first time I ever experienced that was that I owned several doors, and they were about 25 years old, and they had garages, each one of them a new apartment complex was built close to those so brand new, and you had to drive by this new apartment complex. Everything nice, shiny new, painted new parking lot, everything a prospective tenant had to drive by that in order to get over to look to my units. That softened my rent somewhat. The one thing that saved me a bit is that my running units were in Anchorage, Alaska, I had the garages with my units. The new apartment building didn't. They only had carports, so I did have a differentiator to help soften the blow in a rental market that became more competitive. Tell us more about the competition for tenants there in Phoenix, whether that's on the single family side or the apartment side can with concessions. And does that mean that you're altering the length of leases there in the local market? Or tell us more about how you're doing that competition?   Ken McElroy  23:10   It's a great question, yeah. So I would say generally, a home is going to be about 1000 bucks more on the average, like if you were just to put a number on it, three bedroom, Rambler type home with a garage in a yard. It's going to be maybe three grand. That apartment, the equivalent was is going to be maybe two grand. So roughly, those are kind of the numbers. But what happens if you're going to rent a house, you're definitely going to pay more money, that's for sure. And of course, depending on the area, depends on the on the rent. Now what's happening in a lot of these markets, like West Phoenix, for example, where you have 1000s of units being added at once, and you get this one month, two month, three month, and the extreme, of course, being four months free, if you're a renter and your rent is two grand, but you get three months free, let's say or four, you're going to take that deal, right? Because your your your average rent is, what 12,13, $1,400 a month, not 2000 so all of a sudden, it's going to impact those single families. So what's happening right now is the apartments that got delivered in in a lot of these geographic areas, these sub markets are definitely impacting the single family rental market. Now, if you're a family and you've got kids and you got pets and you want to be in a school district, you're not even looking you're basically just trying to find the best deal on a home. I get that. But if you have a choice, the rents are about the same, you're going to take the house, sure period I would, you would. So now what's happening is there's, there's such a difference between the rental price of a home versus the rental price of a brand new apartment that people are going to gravitate to the apartments, because those landlords trying to fill those things up are scrambling and marketing to anybody. And everybody and cutting whatever deals they can, because they're just trying to get out of those construction loans. It's a weird market right now. And of course, there are areas Keith that this does not exist at all, right, like you go into like Tempe, and you're not going to have because it doesn't have the available land, you know, which is around Arizona state for example, the Arizona State University. You go into North Scottsdale, you're not going to find this because North Scottsdale doesn't like apartments. And, you know, the homes are a million bucks and up, but there are definitely pockets where this is happening. So if you're a renter and you have choices, this is a great time for you and and to be honest, it's about time, because it was a seller's market and a landlord's market for a long time, and so it's just reverting back to the mean.   Keith Weinhold  25:46   Let's wrap up the discussion about rents and occupancy with what's happening nationally. Ken, since in apartment buildings, you invest in multiple states there, we know, for example, that the home ownership rate recently fell from 65.7% down to 65.1% fewer homeowners means more renters. But that doesn't necessarily mean that they're all going to be absorbed immediately, either. So talk to us about that.    Ken McElroy  26:13   There's an affordability problem, right? We haven't seen a massive adjustment with house prices now you have in areas, of course, I saw your recent podcast on Florida. You know how right the price of a house is, is less than a car today? Yeah, you're right, like so, but what's happening is there are markets that are pulling back, right. There are markets that had a bigger bubble than others, and they're pulling back. And so there's great deals in those markets. A lot of areas in Florida being one of those markets, there are other markets where you don't have that. So we are definitely seeing the same thing. And so we're having, in my opinion, it's the greatest time, because you have people that are, I think, should be able to buy a home. But interest rates seem to be holding at Six 7% and the pricing, albeit, hasn't run like it has, but it's certainly not pulling back like crazy either. It's still over 400 on the average, you know. So if you look at the delta between what it costs to buy a home just mortgage only, and you look at what it costs to rent, it's never been bigger. So the difference between your rent, the rent and a mortgage, has never been bigger. And the other thing Keith, that doesn't get talked a lot about are everything non interest rate and everything non mortgage. So let's start talking about insurance. Let's talk about property tax. Let's talk about, you know, capex. So there's a really good survey that bankrate.com did that said that right now, the average cost to own a home, not mortgage, is 1500 a month. So now that's average. I'm sure there's some that's less. I'm sure it's some that higher. So when you take 1500 a month to own it, plus the mortgage you're talking about quite a bit. It's a heck of a financial commitment when you can just rent for 12, 1314, 1500 and call it a day, you're going to move the needle twice as fast, and you're going to be able to get out of whatever financial situation you're in twice as fast when you don't have all those other costs. So what's really going on now? And the reason why you're starting to see this home ownership rate go down, and I actually make a prediction, gonna do it right now on your show, I think it's gonna go down below 60. I think for the first time in our history, we're gonna see home ownership in the 5050 nines, which is a massive statement. But if you take a look at under Obama got up to 69 and then it was, first of all, it was Clinton, and before that, and then kind of ran, but then it kind of got pulled back under the Bush, and then Obama kind of took the brunt of it. You know, when all that stuff was falling out, but it's been falling, and it's falling. Why it's falling? Because people can't afford a home, and they need to be able to afford a home. So we can't build affordably. The single family market is not affordable, and inflation surpassing wage growth, so you have this massive shift of people, in my opinion, moving from home ownership to the rental side. And there was a time where 1% shift Keith was 1 million people,   Keith Weinhold  29:27   1 million new renters, with every 1% drop in the home ownership rate   Ken McElroy  29:32   was 1 million people. So imagine that it doesn't sound like much when you go 65.7 to 65.1 right? That's a lot of people. When you got about 142 million people in the US, or a billion, right? 340   Keith Weinhold  29:46   350 million in 300 Yeah, about 145 million houses,   Ken McElroy  29:51   45 million, yeah, something like that. So you start to take a look at these numbers. They're massive. So these little 1% movement. It is a lot of people. I think we're going to continue to see it. People need to put their stake in the ground here and get on the landlord side of this, because we're going to see a massive shift of people because they can't afford they're going to be permanent renters, renters for life. And it's not good. I'm not advocating, but it just is what it is, with wage destruction, with inflation, with the affordability, the way it is, people are going to be forced into the rental side of the equation, whereas before, we were always kind of working on the fluctuations of the interest rates and the policies of the President, let's say, or whatever it was, to try to get people to be homeowners, or whatever it might be. Now, we might be in some kind of a permanent state unless something really changes, because we're four or 5 million houses short in the US as a result of the last 20 years. As you know,   Keith Weinhold  30:54   I recently saw a media article that was titled The hidden cost of home ownership, and they were talking about hidden costs as things like maintenance, property taxes, property insurance, utilities. I don't know how in the heck those costs are hidden. Any prospective homeowner needs to be aware of those costs, and inflation impacts those costs, where inflation cannot impact your fixed rate, principal and interest payment. There we have it a brazen prediction from Ken that the home ownership rate will drop below 60% in this cycle and the hordes of renters that that's going to release, we're talking about the direction of rents and occupancy in both Phoenix and the nation at large. We're going to come back after the break and talk about the direction of real estate prices. You're listening to get rich education. Our guest is Ken McElroy. I'm your host. Keith Weinhold.   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. 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Can you corroborate Is that what you're seeing as far as values go there on the ground, or is it different in the sub markets    Ken McElroy  34:20   it's definitely different in the sub markets, but I would definitely concur that it is flat, Keith, it's a very interesting time. People are used to selling things fast. Oh, I'm going to sell this and it trades, and then they're moving it right to something else. They're not used to the markets that you and I grew up in, right which is, you remember the old days where we would list something and it might be on the market for three or four or five months. These people, these kids, these let's last 10 years, they have never seen anything like that. So for me, I think we're just moving back to what I would consider to be normal. I don't see a problem with flat at all. In fact, I think homes are unaffordable and. And flat isn't necessarily bad. That means that both sides are kind of doing deals. That means the seller doesn't hold the cards, and it means the buyer doesn't hold the cards, and so right now is a great time to buy because if a seller is sitting on something for even a couple months, they're not used to it. There's deals to be had right now. And it's, I think, if you have the dry powder and you have the ability to move, is a great time to buy.   Keith Weinhold  35:26   You had mentioned, when we were talking outside this show, that your wife, Danielle has made some interesting moves in her single Yeah, yeah, tell us about that.   Ken McElroy  35:36   It's a fantastic move. I mean, one of the greatest, obviously, I'm doing these big apartment deals, she can't relate, and she's doing these small houses, which she loves. She doesn't like debt. She likes to pay them off, and she manages them all herself. And so she bought this condo years ago, and it's worth about 300 grand, and she paid like 164 years ago, and the rents have dropped. You know, per our last conversation, they were used to be around 1900 now they're around 1700 but the same time, rents have dropped. And why would rents drop? Because there's more competition. There's new apartment buildings being built around the area. The tenants have more choices. Again. There's, you know, rents came down a little bit. So she lost couple 100 bucks a month there, and the HOA hit her with costs. Our insurance went up, our landscaping went up, so all of a sudden their HOA fees started going up. So the rents came down, and the HOA costs went up, squeezes on, yeah, so all sudden she's got this squeeze and so she's looking at it. And I said, you really ought to take a look at your what we call imputed equity. In other words, she has no debt on this thing, so she literally has another way to say it is she has 300,000 sitting in a condo, an asset. What does it matter? What it is and she gets maybe, what does she make it 500 a month, maybe $6,000 okay? Net Cash Flow a year, right? Nothing. So you take your 6000 you divide it by your 300 and it's not a very good return. Yeah, eight. Okay, so she's looking at what we call imputed equity. What's your return on the equity you have? Okay, so she said, I'm going to start looking at these homes that have, like you said, the garages and the yards, because again, we know that should be able to get closer to $3,000 a month on those so she started scouring, and she found one, and it was about 450 grand. So she had to come up with another 150 grand. And so what she did was she sold the unit, the condo she had that had rising HOA and lowering rents for 300 she did a 1031 exchange into the $450,000 house, and then she had to come up with another 150 but her rent now is three grand, and she was able to increase her cash flow By almost $1,000 for a month. So that extra 150 generated about $12,000 of net cash flow gain. And so again, she just purely looked at the math on one and did a 1031 moved it into another one. And now she's super happy it's in a home. And as you know, in a lot of these homes, not always, but you tend to have people that don't move as much. So this the guy that moved in has his son. He has him in a local school. He's young. He's probably going to be there for years, so she's probably not going to have the turnover that she would in a condo project. That's really more like an apartment building. That's what she just did. And so don't forget, when prices are high, you're exiting high and buying high. When prices are in flux, a little bit like they are flat, you're going to be able to find deals. So it's a really good time to take a look at imputed equity and what's your real, true return, and is there a better asset class for you to be able to move that money into? Because this is truly about managing money and maximizing your return on your own dollars. And that's a move that she just made, and she's going to be on the cruise. She'll see you, and I'm encouraging her to actually do a talk on it, because there's a lot more detail to how she pulled it off. But it only took her, like, four or five months to do it, and it worked perfectly.   Keith Weinhold  39:22   Yeah. Well, congratulations there. I'm a fan of debt around here, as you know, on the summit, Daniel and I'll have to have a chat, and I'll talk about why financially free beats debt free and all of that. But I would love to hear her reply. She probably has some really good, sound reasoning for that can nationally apartment values have followed perhaps an astounding 30% because the way I see it is that three or four years ago, there were tons of new apartment starts with those freakishly low mortgage rates like you touched on. Start to completion of an apartment building can be as long as two years. So those starts have now become completion. Dollars, and they need to be leased up. So that's the glut, and that's why apartment vacancies are common in a lot of American markets today, with higher mortgage rates now, we have fewer starts and with less new future apartment supply coming onto the market, which would have been completed in 2025 to 2027 I mean, that's something that could portend well for the future, but the current apartment glut still needs to get absorbed by tenants. So talk to us about that.   Ken McElroy  40:29   That's a great, great tee up for me. Okay, so I'm going to do seven transactions this year. Now, that's all 200 plus units. So I bought 360 unit building and brand new in Las Vegas. We just closed on a 282 unit in north Scottsdale. We bought 152 unit in Phoenix. And on and on and on and on and on. We're really, really, really busy right now, because, to your point, why would we be doing that now? Here's why apartments are valued based on how they're operating period. So high vacancy, high concession, flat rents, high expenses. That's all bad if you own it, it's really good if you buy it. So you want to buy at today's numbers, and that's what we're doing. We're buying at today's numbers, and we think that there's a little window that we've got through 26 to be able to acquire a bunch of apartments at these low values. To your point, they've definitely dropped. There's another case as to why, because the next piece is when the mortgage rate's high, cash flow is less. So when your mortgage payment is higher, all things being equal, your cash flow is less. So when rates went up, then people could pay less, and that drove values down. So if we could lock in today with all this disruption, so that's what we've been focused on. And it's been a very exciting year for our company. And in addition to that, to your point, but you and I have never spoken about, we just broke ground on another deal, and we're just leasing up on a deal down in Tucson that we're we're a 300 unit building that we're just finishing, and we just broke ground on a 312 unit, and we got a couple more slated because we're trying to break ground today. And why would we would break ground today because there's not a lot of subcontractors bidding on the stuff. So we're getting better pricing. The interest rates are high. This is true. That's not necessarily a positive, but we're breaking ground in anticipation of opening in two years, when all this stuff gets absorbed, we're going to be opening and so, you know, if we could time it today with 25 we break ground, we're going to open in 27 this stuff will be absorbed by then the blood will be in the streets in 25 and 26 and maybe early 27 and then it's going to shift again, Keith, and you know, people are slow to react. And so we think we're going to hit this little window at optimal time to be able to open up brand new product in two years.   Keith Weinhold  43:05   That's great. Ken we've been having these conversations for over a decade now, I know, and the way that I see it is that MC companies, your company, was built exactly for times like this. Is that to say that you think apartment values have reached their bottom,   Speaker 2  43:22   so I actually don't think they have yet. That's a funny comment, and here's why, because we also went through this extend and pretend time with lenders, right? So the lenders, whoever bought something, was trying to hold on to it forever. But now, with this new administration and the battle with the, you know, Powell still in office for another year. Who knows really, what's going to happen with rates? Maybe a quarter here, quarter there, whatever. But the reality is, there's no relief in sight. It doesn't appear. Because now we have this high vacancy, we have high expenses, and I don't think there's going to be a lot of interest rate relief. And so I think the lenders are going, you know what? We're gonna start listing these. So we're starting to see just in the last few months, brokers call. I got a call the other day from a broker out of San Antonio. He said a lender called me. They gave me nine deals. He said the keys, they gave me the keys on nine deals now and then I got another one in Dallas. It was 35% occupied, and the loan was 25 million, and the guy said they would take 14, so that's an $11 million haircut to the lender. So you're starting to see these. These are coming into my emails, right? Because they flooded. We are kind of deal. Yeah, it's so good. Now I've passed on everything so far because I think the knife is still falling a little bit, and so I think we're in the first few innings of seeing these kinds of deals, and there needs to be a lot of them, right? Like they need to be everywhere. And then when they're everywhere, everything's listed, and people are looking at them, and there's all this interest, then I think we're going to be at the bottom, but we're darn close. I mean, we're darn close, I would say. Right? We're probably by end of the year close. That's why, if a prudent investor, is getting their dry powder together, now they're meeting with their broker relationships, now they're meeting with their lender relationships, now they're putting together their LPs, and they're starting to go out and look at deals. Now, even if it's no no, no, no, no, no, no. This is the time for you to build relationships and be ready to strike when you start to see stuff this year, toward the end of the year, will will be the bottom and then I also think next year is going to be rocky for a lot of things. Then you're going to see a lot of lender write offs.    Keith Weinhold  45:37   This is really good guidance for what you the listener, can accidentally do if you are a prospective apartment building buyer. Great insight there. Ken. Ken, yes, you and I are about to be together on the real estate guys Investor Summit to see but there's another great event that begins at the end of next month that you put together.    Ken McElroy  45:59   Tell us about that. This is great. I have now we have about 4000 investors. So these are all high net worth people that invest with us. And you know, this is our 24th year in business. So when I meet with all of them, we used to do these investor summits, they would say, What about gold? What about silver? What about oil? What about water? What about timber? What about self storage? What about Office? What about retail? So I'm like, I'm going to create a conference where I can have everything in one spot, and we can invite high net worth, accredited people be able to come there and listen to the best of the best. So no professional speakers, just people that are really doing deals. You know, like we have guys that are building wellness spas and hospitality. Obviously, we have some single family. We got multi family. Got a retail guy, industrial guy, commercial guy, office guy. We got a gold panel. And then we got these economists, and you probably know some of the names. So we got George gammon coming. We got Jeff Snyder, who's unbelievable Euro dollar University. He's coming. We got Brent Johnson, who created what's called the milkshake theory. And just Google it, you'll see it's all about the central banks. We got Jim Rickards, who wrote currency wars and a new case for gold. And we got Lawrence Lepard, who just wrote this book called The Big print. All coming as speakers unpaid, and they're just going to try to deliver the best value they can to the people. Because I tell you what, Keith, I don't know about you, but it's confusing. I'm reading about tariffs, I'm reading about inflation. I'm reading about unemployment. I don't know where interest rates are going. I'm feeling it at the street level, at the main street level, with my apartment buildings, they're harder to manage. The expenses are going up. I try to create this environment to where people can show up and hear real real things, and they can make real decisions and course correct, right, and also take advantage of of some other things. We're also having a manufacturing panel, and I got a whole panel just on the Trump tax bill, because the opportunity zones, the bonus depreciation, all the stuff, these are things that you can do to be able to take action. So this is limitless expo.com. Since we're on your show, they can do KEN10. KEN10, which is a discount, the prices do go up. Obviously they're the highest. They are in July, because that's when the event is but in June, they're still lower. So I would suggest that people go this year, especially with this new administration, and everybody's like, what is going on? Hopefully we can it's starting to clear up some of the confusion that we all have right now and try to figure things out.   Keith Weinhold  48:36   It seems like all we do know is that we don't know limitless ought to help clear some of that up. It is July 31 to August 2. Tell us where it's taking place.   Ken McElroy  48:47   Yeah, it's at the gaylord in Texas, in Dallas, Texas. It's called the Gaylord Texan. It's limitless expo.com. Now we did it last year. There'll be 2000 people. We have 50 speakers. We have five stages, 50 speakers. It's a really high end event. What I mean by that is these are real people doing real deals with real businesses, real investors. It's been fantastic. I haven't had to pay speakers because of the quality of the attendee. That says a lot. It's really been interesting and great. And by the way, I don't really think having big speakers to sell tickets is the way to go. I'd rather have a real quality event, and it's really interesting once you set your mind on something. Because my investors and other investors show up because they do more than invest in just what we do. Like real estate. Everybody wants a little piece of real estate, but they also want to know about Bitcoin. They also want to know about gold, you know. And these are things that I'm not that proficient in, you know. I want to hear from experts in those fields. So it's really been a great, great event.   Keith Weinhold  49:48   You kind of crowdsource the need. You listen to what your audience was asking about, and then you delivered it for them. Limitless expo.com, use the discount code KEN10 to get. Get a discount. Ken McElroy, it's been great chatting about the direction of rents and prices in the both single family space and apartment space. It's been great having you back on the show.   Ken McElroy  50:09   Yeah, for sure. Keith, always great. Man. Good seeing you.   Keith Weinhold  50:18   Yeah. Ken, decidedly bullish on buying real estate, even calling it a great time to buy. He basically believes that because buyers have more power than they did three and four years ago, and they have more options, an emphatic prediction that the home ownership rate will fall below 60% there is profundity here. I mean, the census figures on this go back to the 1960s and the lowest it's fallen in all that time was 63% by the way, homeownership peaked in 2004 at 69% apartment values have crashed about 30% and It's probably going to get worse. So the worst isn't over, but likely will be by about the end of this year. So in Ken's opinion, most of the worst is over. I'm reading in between the lines there on that one. Hey, I hope you've been enjoying this show lately. Next week, we're going to change things up somewhat here. Recently, we've had rather prominent guests on the show, like the father of Reaganomics, David Stockman, then Russell gray last week, this week, the owner of 10,000 running units, Ken McElroy. And you know their perspectives and experience and influence, they are terrific. And I trust that you've learned from them. Next week, we'll have two GRE listeners here on the show, regular listeners, perhaps people more like you, because you can probably relate well to their stories. Until then, I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 3  51:59   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively.   Keith Weinhold  52:22   You know, whenever you want the best written real estate and finance info, oh, geez, today's experience limits your free articles access, and it's got paywalls and pop ups and push notifications and cookies disclaimers. It's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters. And I write every word of ours myself. It's got a dash of humor, and it's to the point, because even the word abbreviation is too long. My letter usually takes less than three minutes to read, and when you start the letter, you also get my one hour fast real estate video. Course, it's all completely free. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text gre 266, 866, while it's on your mind, take a moment to do it right now. Text GRE TO 66866   The preceding program was brought to you by your home for wealth building, get richeducation.com    

In this inspirational episode of the Meditative Prayers podcast, hosted by the motivational Zach Clinton and featured on Pray.com, we delve into the profound theme of pursuing our spiritual goals—a journey deeply connected to our Christian faith. During our spiritual walk, there are moments when the pursuit of our dreams and the yearning to follow our divine calling become our central focus. These moments do more than just deepen our faith; they rejuvenate our relationships and guide us towards our unique destinies. The comforting truth stands: with God as our unwavering navigator, we possess the inherent capability to chase these dreams, finding new hope and direction in our path. Fueled by the wisdom of holy scriptures, we begin a journey of discovery into this inspiring human quest. For those seeking direction in pursuing their spiritual goals on their faith journey, we warmly invite you to explore the Pray.com app. By downloading it today, you can start a life-changing journey of faith and perseverance, deeply anchored in the constant love of the Divine. Together, let's fully commit to the incredible journey of pursuit within us, drawing limitless inspiration and courage from our collective spiritual voyage. We welcome you to join us in this engaging episode as we journey towards a deeper comprehension of pursuing our spiritual goals and uncovering the remarkable potential for fulfillment that lies within each of us. Embracing the practice of praying before slumber is more than just a routine; it's an avenue to recenter your heart, aligning it with God's purpose. Let Pray.com's Meditative Prayer be a nightly companion, deepening your bond with the Almighty and settling your spirit for a serene night's rest.Dr. Tim Clinton is from the American Association of Christian Counselors, for more information please visit: https://aacc.net/See omnystudio.com/listener for privacy information.

... a 1 on 1 interview like you have never heard before! #UNFILTERED

In the 90s, the party took a turn to the right, taking the working and middle class base for granted. Instead they went for Trump in 2024. Clinton hurt this former base with austerity, and poorly thought out welfare reform The post Democrats Can Win Again: If… appeared first on KDA Keeping Democracy Alive Podcast & Radio Show.

In this inspiring episode of the Meditative Prayers podcast, led by the thoughtful Zach Clinton and featured on Pray.com, we delve into the active pursuit of our spiritual aspirations, a journey deeply intertwined with the values of our Christian faith. Throughout this spiritual voyage, we encounter various actions and practices that guide us closer to our sacred goals, enhancing not only our connection with the divine but also strengthening our communal bonds, guiding us towards realizing our personal visions. The unchanging truth that the Lord acts as our unwavering navigator reassures us of our capability to achieve these spiritual milestones, uncovering new horizons of hope and meaning in our lives. Through the profound wisdom found in holy scriptures, we engage in a journey that reveals the dynamic processes of spiritual growth. For anyone looking for direction on how to actively engage in their faith journey, we warmly encourage you to explore the Pray.com app. By downloading it today, you can begin an enriching path of faith and perseverance, firmly grounded in the constant support of the Divine. Let's collectively commit to the remarkable journey of action towards our spiritual goals, drawing limitless motivation and fortitude from our collective pilgrimage. We invite you to participate in this enlightening episode as we navigate the process of actively pursuing our spiritual aspirations and uncovering the immense potential for growth that lies within us all. Embracing the practice of praying before slumber is more than just a routine; it's an avenue to recenter your heart, aligning it with God's purpose. Let Pray.com's Meditative Prayer be a nightly companion, deepening your bond with the Almighty and settling your spirit for a serene night's rest.Dr. Tim Clinton is from the American Association of Christian Counselors, for more information please visit: https://aacc.net/See omnystudio.com/listener for privacy information.

Layne, Clinton, and Jon leave Dreadmon and Jagwar to their new special friendship in Teenage Mutant Ninja Turtles Adventures 16 from Archie Comics. Then it's time to meet Casey Jones's no-good cousin in Tales of the Teenage Mutant Ninja Turtles 1 from Mirage Comics!

Galenskap har sällan svängt så okontrollerat och fritt. Det är svårt att föreställa sig hur musiken hade låtit och sett ut om det inte vore för en galaktisk man i vitt lakan, platåstövlar och hår i regnbågens färger Lyssna på alla avsnitt i Sveriges Radio Play. George Clinton öppnade porten till en annan verklighet bortom förtrycket och fattigdomen där fantasin flödade i en korsning av all musik.Från frisersalongen i New Jersey och söt doowop under gatlyktan, till Detroits uppviglande rockscen och blåkopian för Motowns psykedeliska soul, vidare till kronan på verket. En hårdsvängande, vild bandfunk som fick namnet P-funk, och som visade vägen in i afrofuturism, hiphop, techno och mycket mer.Parliament/Funkadelics katalog tillhör den mest samplade, och har funkat som bas för bland andra Dr Dre, Snoop och Digital Underground. Med utgångspunkt i sju möten med George Clinton serverar Mats Nileskär berättelsen om en spektakulär karriär som spänner över sju decennier.I avsnitt ett träffar du också Garry Shider, Billy Nelson, James Brown, George Kerr, Bernie Worrell och Smokey Robinson.

Dave Smith brings you the latest in politics! On this episode of Part Of The Problem, Dave is joined by Dan McKnight to discuss his organization Defend the Guard, the current conflict in Iran, and more.Support Our Sponsors:Improve your mind and energy with RECHARGE from The Wellness Company! Visit http://www.twc.health/problem and use code PROBLEM for 10% Off + Free Shipping on every order.Part Of The Problem is available for early pre-release at https://partoftheproblem.com as well as an exclusive episode on Thursday!ROB LIVE DATES HERE:PORCH Tour: www.porchtour.comVegas: https://www.wiseguyscomedy.com/nevada/las-vegas/arts-district/e/robbie-bernsteinHouston Texas: https://www.eventbrite.com/e/robbie-the-fire-and-friends-tickets-1335225899609Find Run Your Mouth here:YouTube - http://youtube.com/@RunYourMouthiTunes - https://podcasts.apple.com/us/podcast/run-your-mouth-podcast/id1211469807Spotify - https://open.spotify.com/show/4ka50RAKTxFTxbtyPP8AHmFollow the show on social media:X:http://x.com/ComicDaveSmithhttp://x.com/RobbieTheFireInstagram:http://instagram.com/theproblemdavesmithhttp://instagram.com/robbiethefire#libertarianSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this enlightening episode of the Meditative Prayers podcast, under the guidance of Zach Clinton and available through Pray.com, we delve into the significant theme of understanding and embracing our spiritual principality—a concept deeply embedded within our Christian faith. As we navigate the complexities of our spiritual paths, the pursuit of realizing our divine principality emerges as a fundamental quest. These endeavors not only deepen our connection with our faith but also enhance our communal bonds, guiding us closer to our sacred roles. The immutable truth that the Lord acts as our unwavering navigator reassures us of our potential to embrace this divine calling, leading us to a place of renewed conviction and purpose on our spiritual voyage. Through the wisdom of holy scriptures, we initiate a journey to comprehend this celestial governance. For those in search of direction towards embracing their spiritual principality on their faith journey, we warmly encourage you to discover the Pray.com app. By downloading it today, you set forth on a path of spiritual enlightenment and resilience, firmly grounded in the perpetual grace of the Almighty. Let us come together to acknowledge the remarkable capacity for principality within us, drawing limitless motivation and strength from our collective spiritual quest. We invite you to join us in this inspiring episode as we progress towards a deeper realization of our spiritual principality and the extraordinary sense of divine purpose that dwells within each of us. Embracing the practice of praying before slumber is more than just a routine; it's an avenue to recenter your heart, aligning it with God's purpose. Let Pray.com's Meditative Prayer be a nightly companion, deepening your bond with the Almighty and settling your spirit for a serene night's rest.Dr. Tim Clinton is from the American Association of Christian Counselors, for more information please visit: https://aacc.net/See omnystudio.com/listener for privacy information.

On this episode of The Sam Sorbo Show, I'm joined by Clinton Ohlers from Safe Blood to confront the growing medical threats families are facing—especially when it comes to our national blood supply. We talked about why homeschoolers and Christians are leading the charge in rejecting dangerous misinformation and how Safe Blood is offering real solutions.-----------------------------------------------------------Unlock exclusive discounts, discover where to purchase my books, explore my homeschool and curriculum recommendations, and so much more—all in one place! Click the link to take advantage of these incredible resources. Don't miss out—start exploring today: ⁠⁠⁠⁠⁠https://linktr.ee/samsorbo⁠⁠⁠⁠⁠Thank you to my sponsor The Herzog Foundation: ⁠⁠⁠⁠⁠https://herzogfoundation.com⁠⁠⁠⁠⁠

Dave is joined by Clinton, Dave, and Andy, to discuss the 1983 film, The Boxer's Omen Guests: Dave (@cinemastrikesback.bsky.social) Clinton (@puritythrufire.bsky.social) Andy (@wonggifs.bsky.social) Music by Jake Lionheart Contact: www.monsterdear.monster @senplus.bsky.social @drfaustisdead.bsky.social @theuglymachine.bsky.social @swarbie.bsky.social

True grit? Not the movie or book, but a real live individual. I met Laura Bratton about a month ago and realized that she was a very unique individual. Laura was referred to me by a gentleman who is helping both Laura and me find speaking venue leads through his company. Laura is just ramping up her public speaking career and our mutual colleague, Sam Richter, thought I could be of help. Little did I know at the outset that not only would I gain an excellent podcast guest, but that I would find someone whose life parallelled mine in many ways.   Laura Bratton began losing her eyesight at the age of nine years. Like me, she was one of the lucky ones who had parents who made the choice to encourage their daughter and help her live her life to the fullest. And live it she does. Laura attended public school in South Carolina and then went to Arizona State University to secure her bachelor's degree in Psychology. Why ASU? Wait until you hear Laura tell that story.   After securing her degree in Psychology she moved to the Princeton School of Divinity where she secured a Master's degree in Divinity. She followed up her Master's work by serving in a chaplaincy program in Ohio for a year.   Then, if all that wasn't enough, she became a pastor in the United Methodist Church and took a position in South Carolina. She still works part time as a pastor, but she also has taken some other exciting and positive life turns. As I mentioned earlier, she is now working to build a public speaking career. She also does one-on-one coaching. In 2016 she wrote her first book.   Laura shares many poignant and relevant life lessons she has learned over the years. We talk about courage, gratitude and grit. I asked her to define grit which she does. A very interesting and good definition indeed.   I often get the opportunity to have guests on this podcast who share life and other lessons with all of us. To me, Laura's insights are as relevant as any I have encountered. I hope you will feel the same after listening to our conversation. Please let me know what you think. You can email me at michaelhi@accessibe.com.       About the Guest:   At the age of nine, Laura was diagnosed with an eye disease and faced the difficult reality that she would become blind. Over the next ten years she experienced the traumatic transition of adjusting to life without sight.  Laura adjusted to her new normal and was able to move forward in life as she graduated from Arizona State University with a BA in psychology. She then was the first blind student to receive her Masters of Divinity from Princeton Theological Seminary.  She is the author of the book, Harnessing Courage. Laura founded Ubi Global, which is an organization that provides speaking and coaching to empower all people to overcome challenges and obstacles with grit and gratitude. Ways to connect with Dr. Laura:   Link for LinkedIn www.linkedin.com/in/laura-bratton-speaking   Website https://www.laurabratton.com/   Link for coaching page on website https://www.laurabratton.com/coaching  Link for book on website https://www.laurabratton.com/book   Link for speaking page on website https://www.laurabratton.com/speaking   About the Host:   Michael Hingson is a New York Times best-selling author, international lecturer, and Chief Vision Officer for accessiBe. Michael, blind since birth, survived the 9/11 attacks with the help of his guide dog Roselle. This story is the subject of his best-selling book, Thunder Dog.   Michael gives over 100 presentations around the world each year speaking to influential groups such as Exxon Mobile, AT&T, Federal Express, Scripps College, Rutgers University, Children's Hospital, and the American Red Cross just to name a few. He is Ambassador for the National Braille Literacy Campaign for the National Federation of the Blind and also serves as Ambassador for the American Humane Association's 2012 Hero Dog Awards.   https://michaelhingson.com https://www.facebook.com/michael.hingson.author.speaker/ https://twitter.com/mhingson https://www.youtube.com/user/mhingson https://www.linkedin.com/in/michaelhingson/   accessiBe Links https://accessibe.com/ https://www.youtube.com/c/accessiBe https://www.linkedin.com/company/accessibe/mycompany/ https://www.facebook.com/accessibe/       Thanks for listening!   Thanks so much for listening to our podcast! If you enjoyed this episode and think that others could benefit from listening, please share it using the social media buttons on this page. Do you have some feedback or questions about this episode? Leave a comment in the section below!   Subscribe to the podcast   If you would like to get automatic updates of new podcast episodes, you can subscribe to the podcast on Apple Podcasts or Stitcher. You can subscribe in your favorite podcast app. You can also support our podcast through our tip jar https://tips.pinecast.com/jar/unstoppable-mindset .   Leave us an Apple Podcasts review   Ratings and reviews from our listeners are extremely valuable to us and greatly appreciated. They help our podcast rank higher on Apple Podcasts, which exposes our show to more awesome listeners like you. If you have a minute, please leave an honest review on Apple Podcasts.       Transcription Notes:   Michael Hingson ** 00:00 Access Cast and accessiBe Initiative presents Unstoppable Mindset. The podcast where inclusion, diversity and the unexpected meet. Hi, I'm Michael Hingson, Chief Vision Officer for accessiBe and the author of the number one New York Times bestselling book, Thunder dog, the story of a blind man, his guide dog and the triumph of trust. Thanks for joining me on my podcast as we explore our own blinding fears of inclusion unacceptance and our resistance to change. We will discover the idea that no matter the situation, or the people we encounter, our own fears, and prejudices often are our strongest barriers to moving forward. The unstoppable mindset podcast is sponsored by accessiBe, that's a c c e s s i capital B e. Visit www.accessibe.com to learn how you can make your website accessible for persons with disabilities. And to help make the internet fully inclusive by the year 2025. Glad you dropped by we're happy to meet you and to have you here with us. Well and a gracious hello to you, wherever you happen to be on our planet today, I am your host, Michael Hinkson, and you are listening to unstoppable mindset where inclusion, diversity and the unexpected meet, and we sort of get to tie several of those together today, because my guest, Laura Bratton happens to be blind, so that brings inclusion into it, and we could talk about diversity all day. The experts really tend to make that a challenge, but we can talk about it ourselves, but Laura is blind, and she's going to tell us about that, and I don't know what else, because that's the unexpected part of this, but we're going to have ourselves a lot of fun for the next hour. She knows that the only rule of the podcast is you got to have fun, and you can't do better than that. So Laura, welcome to unstoppable mindset. We're glad you're here.   Laura Bratton ** 02:12 Thank you. Thank you for this opportunity. I'm excited.   Michael Hingson ** 02:15 Well, this will be some fun, I'm sure, which is, of course, what it's all about. Well, why don't we start by you telling us kind of about the early Laura, growing up and all that, and anything about that that you think we ought to know that'll help us as we go forward.   Laura Bratton ** 02:31 So the early Laura was,   Michael Hingson ** 02:34 you know, that was a long time ago in a galaxy far, far away. But yeah,   Laura Bratton ** 02:38 was was fearless. Was involved in so many different activities, and I didn't have any health concerns or vision problems. And then around the age of nine, after the summer, after my second grade school year, my parents started noticing she's just holding books a little bit closer. She's just sitting a little bit closer to the TV than normal, than usually. So my they decided we'll just make a regular pediatric ophthalmology appointment, take her to the doctor, get the doctor to check her out. You know, if you need glasses, that's fine, and we'll just move on with our our summer and prepare for a new school year. So that June, when I had that doctor's appointment, my eyes were dilated. I'd read the the letters on the chart in the room. The doctors had looked in my eyes, and then the doctor just rolled back in his chair and looked at my mom and said, there's a major problem going on, and we need to address this, and I'm going to send you to a retina specialist. There's something major going on with her retinas. So from that appointment that started the rest of the summer and into the fall of just having doctors, different doctors appointments, meeting with specialists, trying to figure out why this 910, year old was all of a sudden having vision problems.   Michael Hingson ** 04:20 So yeah, go ahead that,   Laura Bratton ** 04:22 yeah. So that started the whole vision loss journey,   Michael Hingson ** 04:27 and what was the diagnosis that they finally came up with?   Laura Bratton ** 04:31 So they finally came up with a diagnosis of rare retinal onset disease. So it's not genetic. It wasn't like another accident, physical accident that calls the blindness. It's most similar to macular. So what I was losing first was my central vision. I still had all my peripheral vision, so it's very similar to macular, but not. Not quite macular or star guards. What's happens in children? So that's the diagnosis, just rare retinal disease.   Michael Hingson ** 05:11 Interesting, and they they didn't have any idea that what caused it. Do they have any better idea today? Or is it just so rare that they don't tend to pay a whole lot of attention. Great   Laura Bratton ** 05:23 question, yes and yes. So I've done a lot of genetic testing over the years, and the gene has not been discovered. That is obviously what they are predicting, is that there had to be some kind of gene mutation. But that gene hasn't been discovered. So far, the genes that are identified with vision problems, those have not been the problem for me so far. So the gene, Gene hasn't been discovered. So testing continues, but not exactly sure yet.   Michael Hingson ** 05:59 Yeah. So do you have any eyesight left, or is it all gone?   Laura Bratton ** 06:04 I don't, so to continue kind of that process of of the the early childhood. So I was diagnosed around nine, but I didn't lose any major vision until I was in middle school. So the end of middle school is when I started to lose a significant part of sight. So I went from very quickly from roller print, large print, to braille, and that was a very quick transition. So basically it was normal print to learning Braille and using Braille and textbooks and Braille and audio books and all that. Then through high school, I will throw more a significant amount of vision. So what I have currently is just very limited light perception, no, what I consider no usable vision, just light perception,   Michael Hingson ** 06:55 so you learn braille. So you learn braille in middle school. Then, yes, okay, absolutely. What did you think about that? Because that was certainly a life change for you. How did you deal with all of that?   Laura Bratton ** 07:10 How did I do with the process of learning braille or the emotional process?   07:14 Both,   Laura Bratton ** 07:16 they're kind of related, so both, they're very much related. So learning Braille was incredibly difficult because I was trying to learn it at the same time. Use it with textbooks in middle school level material rather than normal development. Of you learn braille and start out, you know, with with simple books, and slowly move up. I try, you know, I had to make that adjustment from learning Braille and then algebra in Braille or Spanish and Braille. So using the Braille was very difficult, but I was because I was forced to to learn it, because I had to, just to stay in school. You didn't really have a choice. As far as the emotional perspective. My first thoughts was just the denial, oh, it's not that bad, oh, it won't be forever. Oh, it's not going to get much worse than this. Just that denial of the reality. And then I can say more, if it just kind of that whole how that whole process unfolded, that's kind of the whole emotional process. It   Michael Hingson ** 08:34 certainly was a major change for you, yes, but it sounds like by the time all was said and done, and you did have to immerse yourself, like in learning Braille and so on. So it was an immersive kind of thing. You, You did come through it, and you, you seem to be functioning pretty well today, I would gather   Laura Bratton ** 08:55 Yes, because of focusing on the emotional mindset piece. So once that I've sort of began to move out of denial. It was that, okay, well, I can't this is just too hard. And then what I eventually realized and accepted was, yes, it's hard and I can move forward. So just a practical example, is what you were saying about having to be fully immersed in the Braille. Yes, is really hard to jump from learning braille to knowing Braille and algebra. But also choose to move forward. As you said, I choose to immerse myself in this so that I can continue life, yeah,   Michael Hingson ** 09:42 and you you have done it. Well, how? How do you view blindness today?   Laura Bratton ** 09:49 That is a great question. So today is the balance of acknowledging. Yes, they're difficult moments. Yes, their stressful moments. Moments, and I have the resources to process that. So now, rather than just being a denial or being stuck in that I can't do this, I can say, okay, yes, this is hard. Yes, I am frustrated. Yes, I am overwhelmed in this moment, but also I can move forward with the gifts and purposes that I have in this world and using that as a strength. So for me, it's that acknowledging the rap the reality, but also moving forward with that belief in myself, trust in myself.   Michael Hingson ** 10:39 So how long did you at the beginning really grieve and view all this in a negative way? Because it sounds like you've evolved from that today.   Laura Bratton ** 10:53 Absolutely. So in my experience, the so I'm going to break the grief and the negative apart, because for me, it was two different experiences. So for me in those middle school, high school days, it was more than negative, and the grief just came along with that. Now even, you know, through college and even now, yes, there are moments that I grieve, but that negativity has turned into the mindset of strength, the mindset of trust, the mindset of okay, I can continue forward Again, living out those purposes, my purpose with those gifts as a source of strength, the source of courage. It's a source of just belief in myself. So my experience now is the mindset of holding both intention, holding space for both when I have those moments that I need to grieve, absolutely, giving myself those space and then at the same time, choosing to move forward with that courage, rather than being stuck in what I was in middle school of that negativity. Does that difference? Does that make us make sense of what I'm trying to separate the two?   Michael Hingson ** 12:19 Well, yeah, they overlap, but I understand what you're saying, Where, where and how were your parents in all of this?   Laura Bratton ** 12:28 So that was the incredible gift, that that was a deep source of strength, that as that middle school child who was in that negative place of denial and I can't, I can't. That was the source of strength. So immediately, when I was diagnosed, even though I didn't have major vision loss, I was diagnosed in elementary school, they wanted to send me to school for the deaf and blind, and so my parents had to fight to keep me in regular school. Again, I wasn't experiencing major vision loss, but just having minor vision loss, the school said, Okay, you're at a public school and going to a different school. So my parents were a source of strength, because they knowledge what was happening, what was going to happen, but also held me to the same standards.   Michael Hingson ** 13:25 And there are some schools, I don't know how much today, but in the past, there were some schools for the blind, and I'm not sure about schools for the deaf and blind, but we'll put them in the same category. But there were some schools that really did have very high standards, and and did do a great job. The Perkins School was one. Tom Sullivan, the actor, went through Perkins and and I know other people who did, but in general, the standards weren't the same, and I had the same issue. I remember my parents. We were in the office of the school principal of Yucca school where I went kindergarten through third grade here in California, okay, and I remember a shouting match between my father and my mother on one side, and Mr. Thompson, the principal on the other. And by the time all was said and done, he decided that it was he was going to acquiesce, because they were not going to let me go to the school for the blind, which would have been like, 400 miles away.   Laura Bratton ** 14:38 Okay, okay, so, so you can relate to that experience.   Michael Hingson ** 14:42 I can absolutely relate to that experience, and I think that it's for kids one of the most important things to hope comes along that parents deal with blindness in a in a positive way. Yes, and don't view it as something that's going to hold you back. I. 100% Yeah, because if they do, then that creates a much more difficult situation. Yes. So it's it's great that you had some parents who really stood up for you and helped as you went   Laura Bratton ** 15:15 Yes, and I was also deeply grateful that they all they held those standards at school, and they also held those standards at home. So they didn't just say, oh, you know, our expectations are lower for you at home, you don't have any more chores. You just kind of do whatever you want, get away with whatever you want. They kept those things standards. I still had chores we just made, you know, the accommodations are adapted if we needed to adapt anything. Yeah, a story that I always, always remember, just like you talking about you vividly remember being in that principal's office. I remember one day my the specific tour was unloading the dishwasher, and I remember thinking, well, oh, I'm not really, I don't really want to unload the dishwasher today. So I just kind of thought, Oh, the blindness will get me out of the situation. So I was like, Mom, I can't unload the dishwasher. I can't see exactly where to put all the silverware in the silverware of her door. And I still, I can still see this in my mind's eye. She was standing in the doorway the kitchen and the hallway, and she just turned around and just said, Laura, unload the dishwasher, put the silverware in the drawer, and just walked away. And that told me she was still holding me to the exact standards. She wasn't saying, Oh, honey, that's okay because of your blindness. Yeah, you don't have to do it. That was such a huge teaching moment for me, because it pulled me I can't use my blindness as an excuse. That was incredible experience and I always think back on and remember,   Michael Hingson ** 17:04 yeah, and I remember growing up, there were chores I did, there were chores My brother did, and there were things that we had to do, but we had, and my brother was cited two years older than I, but okay, but we had very supportive parents for both of us. And one of the things that the doctors told my parents when they discovered that I was blind, was that I was going to take all the love that the family had, even for my older sibling. Oh, my parent and my parents said that is just not so, and they worked really hard to make sure that my brother got all the things that that he needed and all the support that he needed as well. Wow. When he was still in high school, I remember they got him a car, and I don't remember when he got it. Maybe, I don't know whether he was already a senior in high school, but he got a car. And, you know, I didn't want a car. I right. I didn't want that, but, you know, that was okay. I would have driven it around if I got one, but, you know, that's okay, but, but parents are such an important part of the process, yes, and they have to be ready to take the leap, yes, that blindness isn't the problem. It's attitudes. That's really, that tend to really be the problem, right? 100%   Laura Bratton ** 18:24 and thankfully, thankfully, I had that. I had that experience another, another example that I always think of all the time, still such a vivid memory, is as as a family. We were a big sports family, and loved to go to different sporting events, and so we would always go to high school and college football games. And as I was in those middle school, high school years, those first, early days of experiencing difficult vision loss, where obviously I'm sitting in the sands and can't see the field clearly, rather than my parents saying, Oh, you're just going to stay home. Oh, you're not going with us. To be part of this, my dad are really, literally. Remember my dad saying, Here's a radio. I just put new batteries in. Let's go. So I would just sit there and, you know, with with my family, listening to the game on the radio. And that was such a gift, because, again, they didn't say, is what you're saying about the leap. They didn't say, okay, you can do this anymore. They just figured out a way to adapt so that I was still part.   Michael Hingson ** 19:34 Yeah, I've been to a number of baseball games, and the same thing, I've never been I've been to a high school football game, but I've never been to a pro football game, and I've never been to a basketball game, and while I think it would have been fun, I'm a little bit spoiled, and I think that the announcers today aren't as good as the announcers that we used to have, like Dick Enberg doing sports out here, who did. Football chick, Hearn, who did basketball, who could talk as fast as, I mean, he was, he was he taught me how to listen fast. That's great. He he talked as fast as many times books I read talk. He was just incredible. But that's okay. But still, I've been to games, and it is a lot of fun to be able to go and listen. It's even if you're listening on the radio, the point of being at the game is just the sounds and the experience of being at the game and hearing and interacting with all the sounds, because you're not hearing that as much through the radio as you are listening to the fans as they yell, or as the Yes, as the foul balls coming at you. You know, yes 100%   Laura Bratton ** 20:50 and just to feel the energy, you know, and your team's doing well, your team's not doing well, just to feel that energy, and there's to also to be there and have that, that fun experience with your family or friends, or you know, whoever you're with, that is such a fun experience. So yes,   Michael Hingson ** 21:08 so when you went into high school, did, what did you study? Or what did you do there?   Laura Bratton ** 21:15 What were your interests? So in college, when I   Michael Hingson ** 21:18 was thinking high school, but you can do college. So   Laura Bratton ** 21:21 High School, honestly, I didn't have specific professional interests, because it was just so much focused on the blind surviving and all the surviving, just the New Black, because the blindness was literally happening during high school, right? So my only focus was just survival passing because it was all of my energy was focused on the the learning Braille and just completing the assignments. Fast forward to college. My focus was definitely. My major was psychology. My focus was on psychology. A lot because of my personal experience, because of that experience in high school, and just that that not only that desire from my personal experience, but just using that experience to then help and support others from the mindset of of again, moving through that, that negativity to that, that foundation of grit. So it was definitely focused on psychology to be able to support others from a mindset perspective.   Michael Hingson ** 22:36 So how did you bring that into play in college?   Laura Bratton ** 22:40 So that was my focus. My My major was psychology, and then I I spent that, those years in college, figuring out specifically what area of psychology I wanted to focus on, which what, what facet of psychology I wanted my focus to be so that was, that was the purpose of the like psychology and taking different classes within psychology to try to figure out where my strengths within that Major   Michael Hingson ** 23:16 and what did you discover?   Laura Bratton ** 23:20 So what I discovered was I wanted the psychology to the mindset, to support people with to be that holistic perspective of, yes, the psychology, but also the spiritual connection and just our physical well being all connected together, so supporting our healthy mindsets and emotional health was not just psychology. It was the psychology, physical taking care of ourselves and the spiritual taking care of ourselves, all connected, combined together. So that's that's what led me to doing a master of divinity to be able to focus on and learn the spiritual part   Michael Hingson ** 24:15 of the mindset. So what part of psychology Did you eventually settle on   Laura Bratton ** 24:22 the holistic approach. So rather than just focus on specifically the mindset, focusing on us as a whole, being, supporting us through that mental, physical, spiritual connection that the healing, the empowerment came through, through all of that. So in that masters, what I focus on specifically was chaplaincy, so supporting people specifically I was a hospital chaplain, so focusing on helping people within the hospital setting, when they're there for different physical reasons and. Being able to be that spiritual presence focusing on both the spiritual and the emotional.   Michael Hingson ** 25:07 And where did you do your undergraduate study?   Laura Bratton ** 25:11 So I did my undergrad at Arizona State, and I was going to say a large reason, but not just a large reason, pretty much the whole reason I chose ASU was for their disability resources. So a major focus that that they emphasize is their disability resources is not a separate part of the university, but it's completely integrated into the university. So what I mean by that example of that is being a psychology major. I still had all the same classes. I was still in all the same classes as all the other psychology students on campus. I just had the accommodations that I needed. So that would be double time all testing or note takers, if I needed note takers in a class. So they did an incredible job, like they had a whole Braille lab that would print Braille books and provide books in PDF format. So the accommodations that I needed as a person who was blind were integrated in to the whole college experience. So that was incredibly powerful for me as a person who had just become blind and didn't know what resources were available.   Michael Hingson ** 26:37 Did you have any major challenges and major issues in terms of dealing with blindness and so on, while you're at ASU,   Laura Bratton ** 26:44 not at all. I am so grateful for that, because I wasn't the only person on campus who was blind. I wasn't the first blind person. I certainly wasn't the last so because they had so much experience, it was, it was an incredible, again, empowerment for me, because on the emotional perspective, it taught me, and literally practically showed me, yes, I give me a person with a disability and be integrated into the world, because They they showed me the resources that were available. So I was deeply, deeply grateful for what they taught me. Now, where did you grow up? So I grew up in South Carolina,   Michael Hingson ** 27:31 so that is and that's why I wanted to ask that, because we hadn't mentioned that you were from South Carolina before, but that was a major undertaking. Then to go all the way across country to go to ASU, yes. On the other hand, they do have a pretty good football team.   Laura Bratton ** 27:49 Just say Right, right, right   Michael Hingson ** 27:52 now, my I went to University California, Irvine. I don't even know. I'm sure they must have some sort of a football team today, but they do have a pretty good basketball team, and I haven't heard whether they won the Big West, but I haven't Yeah, but I haven't heard that they did. So I'm afraid that that they may not have until going to march madness. Yeah, but whatever,   Laura Bratton ** 28:21 team for March Madness spell your bracket in a different way.   Michael Hingson ** 28:25 Well, they've been in the big dance before they got to the Sweet 16 once, which was pretty cool. Wow, that's impressive. Yeah, that was pretty cool. That's so cool. What did your parents think of you going across country   Laura Bratton ** 28:42 again? Just like you talked about your parents being that taking that leap, they were incredibly supportive, because they knew ASU would provide the resources that I needed. Because again, in those years as I'm losing a major part of my sight, we didn't know other people who are blind. We didn't know what resources were available. Obviously, my parents reach out to people around us, you know, to connect with people who are blind, to learn about that, but we didn't have a lot of experience with that. So what we knew, and what my parents were excited about was ASU would be a place that I can not only have that college experience, but be taught the resources. And one of the major resources was my disability coordinator, so my disability coordinator, who was in charge of of creating all my accommodations, she was also blind, and that was such a healing experience for me, because she became a mentor. She was blind since birth. She. And so obviously we had different experiences, where I was just newly blind. She had been blind, but still, she was an incredibly powerful resource and mentor of just telling me, teaching me, not just telling me through her words, but living through her actions, you still have a full life like you're you're still a few a full human like you. This life still goes on. So she just modeled that in the way that she lived. So she she was, I'm so grateful for her mentorship, because she was very real. She had minimized blindness. But also she told me and taught me and showed me there's still a full, great life ahead,   Michael Hingson ** 30:53 which is really what all of us are trying to get the world to understand. Blindness isn't the end of the world. It's not the problem   Laura Bratton ** 31:02 exactly, exactly, she literally modeled that,   Michael Hingson ** 31:06 yeah, which was pretty cool. Well, then where did you go to get your Masters of divinity?   Laura Bratton ** 31:11 So then I went to get my masters at Princeton Theological Seminary, and that was a completely different experience, because, where as you, was completely set up for people with disabilities in the master's program, they had not had someone come through their program who was blind. So in that experience, I had to advocate and be very, very clear on what my needs were, meaning what the accommodations were that I needed, and then advocate that to the administration, which that wasn't a gift, because ASU had given me the foundation of knowing what I needed, what the accommodations Were then available. And then Princeton gave me the opportunity to become my own advocate, to force me to speak up and say, These are my needs, and these are accommodations I have. With these accommodations, I can be an equal student, so I'm not asking, Hey, give me good grades because I'm blind, but make the accommodation so that I have my books and PDF so I have double time on the test. So that was just as healing and just as powerful, because it gave me the opportunity to advocate and become clear on my needs so that I could communicate those needs. So   Michael Hingson ** 32:38 this is part of Princeton in New Jersey. Yes, so you were were in Jersey for a while, huh? Yes,   Laura Bratton ** 32:45 I went from sunny weather to   Michael Hingson ** 32:50 snowy weather. Well, you had some of that in South Carolina too, though,   Laura Bratton ** 32:53 yes, true, but from undergrad, it was quite the change.   Michael Hingson ** 32:58 Ah. But the real question is, when you were in New Jersey. Did you get to meet any members of the family? You know what I'm saying, the mob, Oh yes, absolutely being bada. Boom. Come on now,   Laura Bratton ** 33:11 definitely, definitely, definitely, absolutely, absolutely, yeah, lot of local restaurants and Oh yes,   Michael Hingson ** 33:21 oh yes. When we were building our home in New Jersey, my wife was in a wheelchair her whole life, and we decided that when we went to New Jersey, because I was going to be working in the city New York, we wanted to build a house, because it's cheaper to build an accessible home for somebody in a wheelchair. My wife then it is to buy a house and modify it so we wanted to build. And it turns out that the person who financed the building, we got a mortgage and all that without any difficulty, but we had to get somebody to build the house. And the realtors had people they worked with, the financier. Part of that was from a guy, well, let's just say his main business was, he was in the garbage business, and his last name was, was Pinto. So, you know, let's just say we know where he got his money. You know,   Laura Bratton ** 34:18 yes, yes. I had several those experiences too. Yeah, the garbage business seems to be big in Jersey. It   Michael Hingson ** 34:25 is big in Jersey, but, but, you know, but they were all, they were all very nice to us good. And so it really worked out well. It did. It all worked out. We had a wonderful home. The only difference between our house and the others around us is we had to include an elevator in the house, okay? Because we couldn't have a ranch style home. There wasn't room, and so we had to have and all the other homes in the development were two story homes, okay, but we had to have an elevator. So that was essentially about a $15,000 An uplift over what the House would have cost otherwise. But right again, you build it in so it's not that huge of a deal,   Laura Bratton ** 35:06 right? That's perfect. So all your neighbors are jealous.   Michael Hingson ** 35:10 Well, they didn't have the elevator. They didn't come and ride it much. So they didn't ask for their their their bigger challenges were, who's giving the biggest party at Christmas or Halloween? So we didn't participate in that, so we weren't we weren't a problem.   35:28 That's great,   Michael Hingson ** 35:30 yeah, so you've talked about grit a couple times, so tell me about grit, because clearly that's important to you,   Laura Bratton ** 35:39 yeah? So it's so important to me, because that was a main source of empowerment. So just as I talked about that negativity in the middle school high school, what grit helped me to do is take the overwhelming future that I was so fearful, I was extremely anxious as I looked at the whole picture everything ahead of me. So the grit came in and taught me. Grit is taking it day by day, moment by moment, step by step. So rather than looking at the whole picture and getting overwhelmed, the power of grit taught me all I need to do is trust myself for this next hour. All I need to do is trust in the support that my parents are giving me this next day. So breaking it down into manageable goals was the strength of the grit. So to break it down, rather than the whole future,   Michael Hingson ** 36:49 I didn't ask, do you did you have any siblings? Do you have any siblings?   Laura Bratton ** 36:53 Yeah, so I have one older brother. Okay, so   Michael Hingson ** 36:57 how was he with you being that you were blind. Was he a good older protective brother who never let anybody near his sister?   Laura Bratton ** 37:06 He was a good older protective brother in that he did exactly what my parents did in not having different expectations. Yeah, he so he's five years older. So when I'm 14, losing a significant amount of vision, or 15, losing a certain amount of division. He, you know, was 1920 doing great in college. So a perfect example of this connects with the grit he, he taught me, and again, not in word, not so much in words, but again, in those actions of we will figure this out. We don't know the resources that are available. We don't know exactly what the future looks like, but we as a family will figure this out. Me, as your older brother, our parents being our parents, we will figure it out day by day, step by step. And I remember a lot of people would ask my parents, what's her future, and then even ask my brother, what's her future? What's she gonna do? And they would honestly answer, we don't know, but as a family, we'll figure it out, and we'll provide the strength that she needs, and that's what I mean by the grit. So it wasn't, this is her future, and they just, you know, named it for being home with us, right? But it was, I don't know, but day by day, we'll have the grit to figure it out. So I'm glad you asked about my siblings, because that's a perfect example of how that grit came into play and was such a powerful source of strength.   Michael Hingson ** 38:54 So what did you do after you got your master's degree?   Laura Bratton ** 38:58 So after I got my master's degree, I then did a residency, just like I was talking about the chaplaincy. I did a residency specifically in chaplaincy to to complete that process of being a chaplain. So in that that was a year long process, and in that process, that was an incredible experience, because, again, it taught me, you are a complete human with gifts and talents. You just happen to be blind and need specific accommodations because of the blindness. So what I mean by that is, just as ASU gave me the resources regarding blindness, and just as Princeton gave me the gift to advocate for those resources, the experience in the chaplaincy taught me when I walked into a high. Hospital room and introduced myself as the chaplain on the unit. The patient didn't know, or didn't care how long I had been blind, or how did I make it on the unit? Or how did I know they wanted chaplain? They didn't care. They were just thankful and glad that I was there to serve them and be in that Chaplain role. So it was that's why it was empowering of healing to me, because it taught me not to focus so much on the blindness, but to view myself as that whole person, especially in that professional experience, so I can give endless examples of specifically how that, how, just the patient reaction taught me so much.   Michael Hingson ** 40:49 Where did you do your chaplaincy?   Laura Bratton ** 40:52 I did it at the Clinton clinic in Ohio. Oh,   Michael Hingson ** 40:56 my goodness, you did move around. Now. What got you there? Speaking of snow in the winter, yeah,   Laura Bratton ** 41:02 literally, I Yes, I can talk about that. And a lot of experiences there with snow, like effect snow is real. So they were very strong in their chaplaincy program and developing Kaplan's and also their Kaplan Z training was a focus that I wanted that holistic mind, body, spirit. It wasn't just spiritual or wasn't just psychological, it was the holistic experience of a whole person. So how wanting that to be my focus moving forward, that's where I chose to go to be able to focus on that. So again, it was such an incredible source of of healing through just through those patient interactions.   Michael Hingson ** 41:58 Well, one of the things that is clear about you is you're not bitter about any of the things that have happened, and that, in reality, you are a person who appreciates and understands the concept of gratitude.   Laura Bratton ** 42:11 Yes, yes. And specifically, let me go back to those high school days, and then I'll come back to the chaplain days, the way of the gratitude my focus started was not because I wanted gratitude, not because I chose to woke up, wake up one day and say, Oh, I'm so grateful for this blindness. But it all came through a mentor who said to me in those high school days, Laura, I want you to start writing down three things that you are grateful for each day and every day, I want you to write down three things that you're grateful for. So in my mind, my immediate reaction as a teenager, high schooler, was that's not good advice. I'm not sure you're a good mentor. I'm experiencing a major change in life, permanent life event. I don't know that there's a lot to be grateful for. So in my stubbornness, I said, Okay, I'm going to prove her wrong. So I started to think of the three things each day I was grateful for. And over the weeks that I did this, I then realized what she was teaching me, she was showing me. She wasn't asking me to be grateful for the blindness. She was asking me to recognize the gifts that the support that I had within the blindness. So, for example, the supportive parents, the older brother, who didn't make accommodations, or I mean, did make accommodations. Didn't lower expectations because of the blindness. So fast forward to the chaplaincy. I was incredibly grateful for all those patient experiences, because, again, it taught me to view myself as the whole person, not so hyper focused on the blindness. So one specific example that sticks out and was so clear to me is one day I had a patient request that one to see a chaplain, and I went in to this specific unit, and the so I walked in, my walked into the room, the patient took a look at my guide dog and me, and said, You're blind, like completely with this question or voice. And my thought was, well, I think so. I mean, that was this morning when I woke up, and so I said, Yes. And she said, Okay, then I'll, I'll share honestly with you how I'm doing and what I had learned, what I learned after my visit with her is she would not open up to the doctors, the nurses, the social workers, anyone who walked in the room. When I walked in the room and she didn't feel like she was being judged on her physical appearance, she was willing to open up and honestly share how she was feeling emotionally with her physical diagnosis. So that led that one conversation led to multiple visits where she could move forward in her healing emotionally because she was willing to open up and share and be honest with me as the chaplain. So that was an incredible situation of gratitude, because it taught me, yes, this is hard, yes, this is stressful. Yes, there are moments of being overwhelmed, and also their deep, deep moments that I am incredibly grateful for, that other people who are side sighted don't have that opportunity.   Michael Hingson ** 46:36 One of the things that I talk about and think about as life goes on, is we've talked about all the accommodations and the things that you needed to get in order to be able to function. What we and most everyone, takes for granted is it's the same for sighted people. You know, we invented the electric light bulb for sighted people. We invented windows so they can look out. Yes, we invent so many things, and we provide them so that sighted people can function right. And that's why I say, in large part, blindness isn't the problem, because the reality is, we can make accommodations. We can create and do create alternatives to what people who can see right choose, and that's important for, I think, everyone to learn. So what did you do after your year of chaplaincy?   Laura Bratton ** 47:39 So after my year of chaplaincy, after that incredible experience of just offering the patient care, I completed the part of the well after assorted in the master's program. But then after that, also completed my ordination in the Methodist Church. So I was appointed. I went to the process the ordination process, and then I was appointed to a local church back here in South Carolina. And again, with my focus on chaplaincy, my focus on patient care, I was appointed to that church for because what they needed most in the pastor the leader, was that emphasis on the pastoral care the mind, body, spirit connection. So as I became pastor, I was able to continue that role of what I was doing in the Kaplan see, of using both my professional experience as well as my personal experience of providing spiritual care to the members. So that was an incredible way. And again, that gratitude, it just I was so grateful that I could use those gifts of pastoral care, of chaplaincy to benefit others, to be a strength to others. Again, is that that whole person that that we   Michael Hingson ** 49:13 are now? Are you still doing that today? Or what are you doing   Laura Bratton ** 49:16 now? So I'm still I'm still there part time, okay,   Michael Hingson ** 49:21 and when you're not there, what are you doing?   Laura Bratton ** 49:23 I'm doing professional speaking, and it's all centered around my passion for that again, came when I was at Princeton, when I was doing the focus on chaplaincy, I became so passionate about the speaking to share my personal experience of the change I experienced, and also to empower others as they experience change, so not to be stuck in that. Negativity like we talked about in those middle school, high school days, but rather that everybody, regardless of the situation, could experience change, acknowledge it, and move forward with that balance of grit and gratitude. So that's my deep passion for and the reason for the speaking is to share that grit gratitude, as we all experience change.   Michael Hingson ** 50:26 So what made you decide to begin to do public speaking that what? What was the sort of the moment or the the inspiration that brought that about,   Laura Bratton ** 50:40 just that deep desire to share the resource that I'd experienced. So as I received so much support from family and community, is I had received that support of learning how to use the grit in the change, and then as I received the sport support of how to use the gratitude in the change, the reason for this, speaking and what made me so passionate, was to be able to empower others to also use this resource. So I didn't just want to say, okay, it worked for me, and so I'll just keep this to myself, but rather to use that as a source and empowerment and say, Hey, this has been really, really difficult, and here's how I can use the difficulty to empower others to support others.   Michael Hingson ** 51:31 So how's that working for you?   Laura Bratton ** 51:34 Great. I love, love, love supporting others as they go through that change. Because again, it comes back to the blindness. Is not not all we focus on, it's not all we think about, it's not all we talk about, it's not all we do, but being able to use that as a shrink to empower others. So just speaking to different organizations as they're going through change, and working with them speaking on that. How can they specifically apply the grit, the gratitude? How does that? What does that look like, practically, in their organization, in their situation? So I love it, because it takes the most difficult thing that I've been through, and turns it around to empower others.   Michael Hingson ** 52:24 What do you think about the concept that so many people talk about regarding public speaking, that, Oh, I couldn't be a public speaker. I don't want to be up in front of people. I'm afraid of it, and it's one of the top fears that we constantly hear people in society have that is being a public speaker. What do you think about that?   Laura Bratton ** 52:47 So two, two perspectives have helped me to process that fault, because you're right. People literally say that to me every day. How do you do that? I could never do that. I hear that every single day, all day, and what I've learned is when I focus on, yes, maybe it is the large audience, but focusing on I'm speaking to each person individually, and I'm speaking. I'm not just speaking to them, but I was speaking to serve them, to help again, that empowerment, to provide empowerment. So what I think about that is I don't focus on, oh my gosh. What are they going to think of me? I'm scared up here. Rather to have that mindset of, I'm here to share my life experiences so that they can be served and empowered to continue forward. So just shifting the mindset from fear to support fear to strength, that's that's how I view that concept of I could never do that, or that's my worst fear.   Michael Hingson ** 54:01 So a lot of people would say it takes a lot of courage to do what you do, what? How do you define courageous or being courageous?   Laura Bratton ** 54:08 Great question. That's a working, work in progress. So far, what I've learned over the years and again, this is a process. Not there wasn't just one moment where I said, Okay, now I'm courageous, and I'm courageous forever, or this is the moment that made me courageous, but how I understand it and how I process it now is for me and my experience courage is accepting and acknowledging the reality and then choosing to move forward with the grit, choosing to move forward with the gratitude. So holding both intention, both can be true, both I can acknowledge. Okay, this is difficult. Cult, and also I can also believe and know. I can have the grit moment by moment by moment. I can have the gratitude moment by moment by moment. So for me, courage is holding both intention the reality and what I mean by both is the reality of the blindness and reality of the frustration of people's faults, judgments. You know all that you can't do this. How can you do that without sight holding all of that at the same time as I have the support I need to move forward? So for me, Courage looks like acknowledging why I'm overwhelmed and then choosing at that same time to move forward with the support that I have. Mm, hmm. So again, that's what I mean by it's not just like one moment that, oh yeah, I'm gonna be courageous now forever, there's certainly a moment so I don't feel courageous, and that's okay. That's part of garbage. Just acknowledging that frustration and also choosing to move forward. So it's doing both it at the same time.   Michael Hingson ** 56:10 We live in a world today where there is a lot of change going on, yes, and some for the good, some not for the good, and and all sorts of things. Actually, I was reading an article this morning about Michael Connolly, the mystery writer who, for four decades, has written mystery books. He's lived in Los Angeles. He had a wonderful house, and everything changed when the fires hit and he lost his home and all that. But he continues to to move forward. But what advice would you give? What kinds of things do you say to people who are undergoing change or experiencing change?   Laura Bratton ** 56:52 I'm so glad you asked that, because I I didn't mention this in the grit so much of the grit that I experienced. So the advice I would give, or practically, what I do with someone that just what I did right before our we connected, was being being that grit for someone going through change. So in that, for example, in that speaking when I'm speaking to a group about the change they're experiencing, acknowledging, for them to acknowledge, let me be your grit. You might be overwhelmed. You might be incredibly fearful and overwhelmed by the future, by the task in front of you. So let me be the example of grit to to show you that there is support, there is courage, there is that foundation to be able to move forward. So that's my first advice, is just allowing others to be your grit when you don't feel like you had it, because, again, in those high school days and and even now days when I don't feel like I have any grit, any courage, and yet, I'll lean on the courage, the strength, the grit, of those around me so once they acknowledge and allow me to be their grit, and they their support through that change, then allowing them to slowly have that grit for themselves, and again reminding them, it's not an instant process. It's not an instant do these three steps and you'll have grit forever. But it's a continual process of grit and gratitude that leads us through the change, through the difficulty.   Michael Hingson ** 58:46 Have you used the technique that that person that you talked about earlier in high school used when she asked you to write down every day three things that you were grateful for?   Laura Bratton ** 58:56 Yes, absolutely, and the the funny part of that, what that makes me laugh is a lot of people have the exact same reaction I had when I present it to them. They immediately say, I'm not going to do that. That's no Why would I do that? They immediately think that is a horrible piece of advice. And how can I recommend? And I just, I don't say, Oh, well, just try it anyway. I just say, Well, okay, just try it and see. Just, just prove me wrong. And just like my experience, they try it and then a week or two days like, oh, that actually worked. I didn't think that would so, yeah, I'm so glad you said that, because that happens a lot. People said that is that doesn't make sense. Why are you telling me to be grateful in the midst of this overwhelming situation? So yes, great, great perspective that happens all the time.   Michael Hingson ** 59:55 Well, we've been doing this now for about an hour, but before we wrap up, do you. Have any other advice that you want to pass on for people who are dealing with change or fearing change in their lives right now,   Laura Bratton ** 1:00:08 the advice would be, take it step by step, moment by moment, rather than trying to navigate through the whole change at one time that's overwhelming, and that that's not the process that is most healing. So to trust in yourself, to trust that grit around you, and then just like, like you were saying, and ask me, and it doesn't seem like it'll work, but try the gratitude, try that three things every day you're grateful for, and just see what happens as you navigate through the change. Yeah.   Michael Hingson ** 1:00:52 And it really does work, which is the point?   Laura Bratton ** 1:00:54 Which is the point? Right? Right? We don't think it's going to but it, it totally does   Michael Hingson ** 1:00:59 well. Laura, I want to thank you for being with us. This has been absolutely wonderful and fun, and I hope that people who listen got and who watch it got a lot out of it. And you, you provided a lot of good expectation setting for people. And you, you've certainly lived a full life. We didn't mention we got us before you we we sign off. You're also an author,   Laura Bratton ** 1:01:24 yes. So I wrote harnessing courage again, just like the reason I speak, I was so passionate about taking the grit and the gratitude that I use that was such a source of Empower for me, I wanted to tell my story and tell it through the perspective of grit and gratitude so that other people could also use it as a resource. So the book tells my story of becoming blind and adapting and moving forward, but through the complete expected perspective of the gratitude, how I didn't believe the gratitude would work, how I struggled with thinking, Oh, the gratitude is ridiculous. That's never going to be source of empowerment. Yet it was so. The purpose of the book, my hope, my goal for the book, is that people can read it and take away those resources as they face their own change their own challenges.   Michael Hingson ** 1:02:30 And when did you write it? So I wrote   Laura Bratton ** 1:02:33 it in it was published in 2016 Okay, so it that that definitely was, was my goal and passion, and that just writing the book was incredibly healing. Was like a great source of strength. Cool,   Michael Hingson ** 1:02:50 well, I hope people will get it. Do you do any coaching today or   Laura Bratton ** 1:02:54 Yes, so I do coaching as well as the speaking so the the one on one coaching, as people are experiencing difficult, difficult or just navigating through change, I do the one on one coaching as well as the speaking,   Michael Hingson ** 1:03:11 which is certainly a good thing that chaplaincy taught you. Yes, 100% Well, thank you again for being here, and I want to thank all of you for being with us today, wherever you are. We would appreciate it. I would definitely appreciate it. If when you can, you go to wherever you're listening to or watching the podcast and give us a five star review. We absolutely value your reviews. I'd love to hear your thoughts about this, and I'm sure Laura would. So you're welcome to email me at Michael, M, I, C, H, A, E, L, H, I, at accessibe, A, C, C, E, S, S, i, b, e.com, love to hear your thoughts. And also, of course, as I said, we'd love your your five star reviews, wherever you're listening. Also, if any of you, Laura, including you, have any thoughts of others who we ought to have on this podcast, we're always looking for more guests, and we really would appreciate it if you'd let anyone know who might be a good guest in your mind, that they can reach out or email me, and I'll reach out, but we really would appreciate that. But again, Laura, I just want to thank you one more time for being here and for taking all this time with us today.   Laura Bratton ** 1:04:27 Thank you for the opportunity, and thank you for hosting this podcast. Incredibly powerful and we all need to be reminded   **Michael Hingson ** 1:04:37 You have been listening to the Unstoppable Mindset podcast. Thanks for dropping by. I hope that you'll join us again next week, and in future weeks for upcoming episodes. To subscribe to our podcast and to learn about upcoming episodes, please visit www dot Michael hingson.com slash podcast. Michael Hingson is spelled m i c h a e l h i n g s o n. While you're on the site., please use the form there to recommend people who we ought to interview in upcoming editions of the show. And also, we ask you and urge you to invite your friends to join us in the future. If you know of any one or any organization needing a speaker for an event, please email me at speaker at Michael hingson.com. I appreciate it very much. To learn more about the concept of blinded by fear, please visit www dot Michael hingson.com forward slash blinded by fear and while you're there, feel free to pick up a copy of my free eBook entitled blinded by fear. The unstoppable mindset podcast is provided by access cast an initiative of accessiBe and is sponsored by accessiBe. Please visit www.accessibe.com . AccessiBe is spelled a c c e s s i b e. There you can learn all about how you can make your website inclusive for all persons with disabilities and how you can help make the internet fully inclusive by 2025. Thanks again for Listening. Please come back and visit us again next week.

Craig welcomes on ESPN's Clinton Yates to discuss the bombshell news that broke earlier this week: the Los Angeles Lakers have been sold at a record $10 billion valuation to Dodgers owner Mark Walter. Craig and Clinton dive into what this historic sale means for the Lakers, the NBA at large, and how this could reshape the sports ownership landscape moving forward.

Dave Smith brings you the latest in politics! On this episode of Part Of The Problem, Dave discusses Ben Shapiro finally saying his name on his podcast, his takes on Dave's assertion that Trump should be impeached, and more.Support Our Sponsors:Blackout Coffee - https://www.blackoutcoffee.com/problemProlon - https://prolonlife.com/potpSheath - https://sheathunderwear.com use promo code PROBLEM20Part Of The Problem is available for early pre-release at https://partoftheproblem.com as well as an exclusive episode on Thursday!ROB LIVE DATES HERE:PORCH Tour: www.porchtour.comVegas: https://www.wiseguyscomedy.com/nevada/las-vegas/arts-district/e/robbie-bernsteinHouston Texas: https://www.eventbrite.com/e/robbie-the-fire-and-friends-tickets-1335225899609Find Run Your Mouth here:YouTube - http://youtube.com/@RunYourMouthiTunes - https://podcasts.apple.com/us/podcast/run-your-mouth-podcast/id1211469807Spotify - https://open.spotify.com/show/4ka50RAKTxFTxbtyPP8AHmFollow the show on social media:X:http://x.com/ComicDaveSmithhttp://x.com/RobbieTheFireInstagram:http://instagram.com/theproblemdavesmithhttp://instagram.com/robbiethefire#libertarianSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

What do you do when the very place that was supposed to nourish your soul becomes a source of deep harm? In this deeply moving and necessary conversation, therapist, pastor, and trauma specialist Rachael Clinton Chen joins Dr. Alison Cook to talk about the pain of spiritual abuse—and what it looks like to begin healing from it. Whether you've experienced overt harm in a religious setting or carry subtle wounds from spiritual messaging that shaped your identity in unhealthy ways, this episode offers a gentle, powerful invitation toward healing, dignity, and reclaiming your voice. Rachael shares: Her own story of healing from spiritual abuseWhy spiritual pain is often so hard to name How systems of control in churches and families silence women and survivors The importance of embodiment and “coming home to yourself” in healing A theological lens for honoring your anger, grief, and truth If you've ever questioned your worth because of how faith was used against you—or wondered how to hold onto your spirituality while confronting the harm—you're not alone. This episode is full of insight, validation, and hope for your journey.

In this inspiring episode of the Meditative Prayers podcast, hosted by the charismatic Zach Clinton and available on Pray.com, we delve into the vibrant theme of Carpe Diem—seizing the day—a concept that deeply resonates with our Christian community. Within our spiritual walk, there are pivotal moments where embracing the present and making the most of our opportunities becomes a central focus. These instances not only deepen our faith but also invigorate our connections, driving us towards our divine purpose. The comforting truth remains steadfast: with God as our unwavering navigator, we possess the inherent capability to seize these moments, uncovering new hope and direction in our path. Inspired by the wisdom of holy scriptures, we engage in a journey of discovery into this life-affirming philosophy. For those who seek enlightenment in grasping the essence of Carpe Diem on their spiritual path, we warmly invite you to explore the Pray.com app. By downloading it today, you can embark on a transformative quest of faith and proactive living, firmly grounded in the constant presence of the Lord. Together, let's wholeheartedly seize the immense potential for living each day to its fullest within us, finding limitless motivation and fortitude during our collective spiritual voyage. We encourage you to join us in this enlightening episode as we journey towards a deeper comprehension of Carpe Diem and uncovering the remarkable joy and fulfillment that comes from fully embracing each moment. Embracing the practice of praying before slumber is more than just a routine; it's an avenue to recenter your heart, aligning it with God's purpose. Let Pray.com’s Meditative Prayer be a nightly companion, deepening your bond with the Almighty and settling your spirit for a serene night's rest.Dr. Tim Clinton is from the American Association of Christian Counselors, for more information please visit: https://aacc.net/See omnystudio.com/listener for privacy information.

Dean Arnold : Hillary and Vince: a story of love, death, and cover-upThe death by gunshot of Hillary Clinton's lover, lawyer, and best friend in 1993 was the highest suspicious death of a government official since JFK. Deputy White House Counsel Vince Foster handled the Clinton's most secretive matters and hired investigators to track down and threaten dozens of women sleeping with Bill.Become a supporter of this podcast: https://www.spreaker.com/podcast/the-opperman-report--1198501/support.

Today's podcast is titled “Examining Income Inequality in America.” Recorded in 2007, Dennis McCuistion, former Clinical Professor of Corporate Governance and Executive Director of the Institute for Excellence in Corporate Governance at the University of Texas at Dallas, Robert Reich, former Secretary of Labor under President Clinton and professor at UC Berkeley, and Byron Schlomach, chief economist for the Texas Public Policy Foundation, discuss income inequality and the American middle class. Listen now, and don't forget to subscribe to get updates each week for the Free To Choose Media Podcast.

After nearly four decades of research and patient anticipation, biblical scholar Dr. Clint Arnold joins the Ephesiology Podcast to reflect on his life's work in the ancient city of Colossae—a city long buried but rich in theological relevance. In this fascinating episode, Dr. Arnold shares the backstory behind his groundbreaking scholarship on Colossians and Ephesians, … Continue reading "Episode 202: A Look at Colossae and Colossians with Dr. Clinton Arnold"

Dave Smith brings you the latest in politics! On this episode of Part Of The Problem, Dave is joined by Scott Horton to discuss Trump's ominous tweet about Tehran, the threat of nuclear weapons, and more.Support Our Sponsors:Monetary Metals - https://www.monetary-metals.com/potp/Proton Mail -http://www.proton.me/davesmithYoKratom - https://yokratom.com/Part Of The Problem is available for early pre-release at https://partoftheproblem.com as well as an exclusive episode on Thursday!ROB LIVE DATES HERE:PORCH Tour: www.porchtour.comVegas: https://www.wiseguyscomedy.com/nevada/las-vegas/arts-district/e/robbie-bernsteinHouston Texas: https://www.eventbrite.com/e/robbie-the-fire-and-friends-tickets-1335225899609Find Run Your Mouth here:YouTube - http://youtube.com/@RunYourMouthiTunes - https://podcasts.apple.com/us/podcast/run-your-mouth-podcast/id1211469807Spotify - https://open.spotify.com/show/4ka50RAKTxFTxbtyPP8AHmFollow the show on social media:X:http://x.com/ComicDaveSmithhttp://x.com/RobbieTheFireInstagram:http://instagram.com/theproblemdavesmithhttp://instagram.com/robbiethefire#libertarianSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Americans are unusually overweight and chronically ill compared to similarly rich countries. This episode presents a grand, unified theory for why that's the case. Our food environment has become significantly more calorie-rich and industrialized in the past few decades, sending our obesity rates soaring, our visceral fat levels rising, and our chronic inflammation surging. The result is an astonishing rise in chronic illness in America. That's the bad news. The good news is that GLP-1 drugs, like Ozempic and Zepbound, seem to be astonishingly successful at reversing many of these trends. This episode blends two interviews with Dr. David Kessler and Dr. Eric Topol. Kessler was the commissioner of the Food and Drug Administration under the Bush and Clinton administrations, from 1990 to 1997. He helped lead Operation Warp Speed in its final months. He is the author of the book 'Diet, Drugs, and Dopamine.' Topol is a cardiologist and the founder and director of the Scripps Research Translational Institute. He is the author of the book 'Super Agers.' If you have questions, observations, or ideas for future episodes, email us at PlainEnglish@Spotify.com. Host: Derek Thompson Guests: Dr. David Kessler and Dr. Eric Topol Producer: Devon Baroldi Learn more about your ad choices. Visit podcastchoices.com/adchoices

June 18, 2025Download the app HEREwww.TheDailyMojo.com"Ep 061825: Dr. Stella In The Groove - The Daily MoJo"The content highlights significant issues such as internet censorship in Iran, impacting communication and freedom of speech. It discusses political dynamics, including anti-Semitism and the influence of figures like Donald Trump. The narrative also covers public health concerns related to COVID-19 simulations and misinformation. Additionally, it reflects on the challenges of content creation in the age of social media, emphasizing the pressures faced by creators and the absurdities of modern culture.Phil Bell's Morning Update - Remembering the 90s with Trump, Clinton, and Gingrich: HEREDr. Stella Immanuel - Medical Doctor, Pastor, & Author - Joins the program to discuss everything from the effectiveness of Hydroxychloroquin to Invermection, and how to stay healthy and happy in the new world!https://drstellamd.com/Use Promo Code 'DailyMoJo' to activate savings on your purchase!Our affiliate partners:Take care of your body - it's the only one you'll get and it's your temple! We've partnered with Sugar Creek Goods to help you care for yourself in an all-natural way. And in this case, "all natural" doesn't mean it doesn't work! Save 15% on your order with promo code "DailyMojo" at SmellMyMoJo.comCBD is almost everywhere you look these days, so the answer isn't so much where can you get it, it's more about - where can you get the CBD products that actually work!? Certainly, NOT at the gas station! Patriots Relief says it all in the name, and you can save an incredible 40% with the promo code "DailyMojo" at GetMoJoCBD.com!Romika Designs is an awesome American small business that specializes in creating laser-engraved gifts and awards for you, your family, and your employees. Want something special for someone special? Find exactly what you want at MoJoLaserPros.com  There have been a lot of imitators, but there's only OG – American Pride Roasters Coffee. It was first and remains the best roaster of fine coffee beans from around the world. You like coffee? You'll love American Pride – from the heart of the heartland – Des Moines, Iowa. AmericanPrideRoasters.com   Find great deals on American-made products at MoJoMyPillow.com. Mike Lindell – a true patriot in our eyes – puts his money where his mouth (and products) is/are. Find tremendous deals at MoJoMyPillow.com – Promo Code: MoJo50  Life gets messy – sometimes really messy. Be ready for the next mess with survival food and tools from My Patriot Supply. A 25 year shelf life and fantastic variety are just the beginning of the long list of reasons to get your emergency rations at PrepareWithMoJo50.comStay ConnectedWATCH The Daily Mojo LIVE 7-9a CT: www.TheDailyMojo.com (RECOMMEDED)Rumble: HEREFacebook: HEREMojo 5-0 TV: HEREFreedomsquare: HEREOr just LISTEN:The Daily MoJo Channel Become a supporter of this podcast: https://www.spreaker.com/podcast/the-daily-mojo-with-brad-staggs--3085897/support.

In this thought-provoking episode of the Meditative Prayers podcast, hosted by the reflective Zach Clinton and available on Pray.com, we delve into the intricate concept of Time within our spiritual lives—a theme that deeply resonates with our Christian fellowship. As we navigate our spiritual path, we encounter moments where understanding and appreciating Time becomes crucial to our growth and spiritual depth. These moments not only deepen our faith but also enhance our connections, guiding us toward our divine destiny. The comforting truth remains steadfast: with the Lord as our unwavering guide, we possess the profound capacity to navigate through Time, discovering hope and renewed purpose on our journey. Inspired by the sacred scriptures, we engage in a journey to comprehend this essential aspect of our existence. For those seeking enlightenment on the importance of Time in their spiritual journey, we warmly invite you to explore the Pray.com app. By downloading it today, you embark on a journey of faith and understanding, deeply anchored in the constant presence of the Divine. Together, let us eagerly embrace the profound understanding of Time within us, finding limitless inspiration and strength in our collective spiritual voyage. We encourage you to join us in this enlightening episode as we move toward a deeper realization of the significance of Time in our spiritual lives and the extraordinary insight it brings to each of us. Embracing the practice of praying before slumber is more than just a routine; it's an avenue to recenter your heart, aligning it with God's purpose. Let Pray.com’s Meditative Prayer be a nightly companion, deepening your bond with the Almighty and settling your spirit for a serene night's rest.Dr. Tim Clinton is from the American Association of Christian Counselors, for more information please visit: https://aacc.net/See omnystudio.com/listener for privacy information.

Clinton Morrison and a host of special guests join Sky Sports News' Tom White and Hannah Wilkes to run through the major talking points, as the Premier League fixtures for the 2025-2026 season are released.We hear from our reporters at Leeds, Sunderland, Burnley and Everton, whilst Clinton looks at the opening fixtures for the title favourites - Liverpool, Arsenal, Manchester City and Chelsea.We also get his thoughts on Manchester United's upcoming season and look ahead to Tottenham under Thomas Frank. Sky Sports will show more Premier League matches than ever before this season. For all the latest football news and full list of fixtures, head to skysports.com/footballFor advertising opportunities email: skysportspodcasts@sky.uk

Dave Smith brings you the latest in politics! On this episode of Part Of The Problem, Dave discusses Israel declaring war with Iran, what this means for the United States, his reflections on his voting for Donald Trump, and more.Support Our Sponsors:MASA Chips - https://www.masachips.com/DAVE Cornbread - cornbreadhemp.com/POTP Use code POTP for 30% off your first order!Small Batch Cigar - https://www.smallbatchcigar.com/ Use code PROBLEM for 10% offPart Of The Problem is available for early pre-release at https://partoftheproblem.com as well as an exclusive episode on Thursday!ROB LIVE DATES HERE:PORCH Tour: www.porchtour.comVegas: https://www.wiseguyscomedy.com/nevada/las-vegas/arts-district/e/robbie-bernsteinHouston Texas: https://www.eventbrite.com/e/robbie-the-fire-and-friends-tickets-1335225899609Find Run Your Mouth here:YouTube - http://youtube.com/@RunYourMouthiTunes - https://podcasts.apple.com/us/podcast/run-your-mouth-podcast/id1211469807Spotify - https://open.spotify.com/show/4ka50RAKTxFTxbtyPP8AHmFollow the show on social media:X:http://x.com/ComicDaveSmithhttp://x.com/RobbieTheFireInstagram:http://instagram.com/theproblemdavesmithhttp://instagram.com/robbiethefire#libertarianSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Angel Studios https://Angel.com/ToddBecome a Premium Angel Studios Guild member to watch The King of Kings, stream all fan-curated shows and movies, and get 2 free tickets to every Angel Studios theatrical release. Alan's Soaps https://www.AlansArtisanSoaps.comUse coupon code TODD to save an additional 10% off the bundle price.Bioptimizers https://Bioptimizers.com/toddEnter promo code TODD to get 10% off your order of Berberine Breakthrough today.Bizable https://GoBizable.comUntie your business exposure from your personal exposure with BiZABLE.  Schedule your FREE consultation at GoBizAble.com today.  Bonefrog https://BonefrogCoffee.com/toddThe new GOLDEN AGE is here!  Use code TODD at checkout to receive 10% off your first purchase and 15% on subscriptions.Bulwark Capital https://KnowYourRiskPodcast.comBe confident in your portfolio with Bulwark! Schedule your free Know Your Risk Portfolio review. Go to KnowYourRiskPodcast.com today.Renue Healthcare https://Renue.Healthcare/ToddYour journey to a better life starts at Renue Healthcare. Visit https://Renue.Healthcare/ToddLISTEN and SUBSCRIBE at:The Todd Herman Show - Podcast - Apple PodcastsThe Todd Herman Show | Podcast on SpotifyWATCH and SUBSCRIBE at: Todd Herman - The Todd Herman Show - YouTubeYou CANNOT Delete Your Genetic Information So, It's For Sale. // Hillary Clinton Can't Stop Clowning Herself. // Yes, the alleged killer of the State reps was a Christian. No, that does not indict the faith.Episode links:The CEO of 23andMe just got exposed. They KEEP your genetic information, even if you “delete” it.  And now they're about to sell it. 23&Me hasn't been honest to their customers or the public. I hope consumers sue them into oblivionyou can now screen embryos for 900 diseases and traits including cancer, heart disease, IQ, and alzheimer's, before they're even born, you don't just pick a child.you rank them by longevity potential.FBI gives Congress intel on alleged Chinese plot to create fake mail-in ballots in 2020 Newly declassified intelligence report partially corroborated but was recalled before it could be fully investigated, officials say.Hillary Clinton's Plea To China. "Since Russia is clearly backing republicans, why don't we ask China to back us?" - "China, if you're listening, why don't you get Trump's tax returns?  I'm sure our media would RICHLY reward you."@VP: "This evening, as we celebrate the 250th anniversary of the @USArmy... I want to say... Happy Birthday, soldiers, we're proud of you! And I want to say, you represent an unbroken line of greatness, of excellence."Sermon preached by Vance Boelter at a church in the Congo, three years before he allegedly disguised himself as a police officer and fatally assassinated Minneapolis state Rep. Melissa Hortman and her husband Mark on Saturday, before going on the lam.What Does God's Word Say?1 Corinthians 14:26-40Good Order in Worship26 What then shall we say, brothers and sisters? When you come together, each of you has a hymn, or a word of instruction, a revelation, a tongue or an interpretation. Everything must be done so that the church may be built up. 27 If anyone speaks in a tongue, two—or at the most three—should speak, one at a time, and someone must interpret. 28 If there is no interpreter, the speaker should keep quiet in the church and speak to himself and to God.29 Two or three prophets should speak, and the others should weigh carefully what is said. 30 And if a revelation comes to someone who is sitting down, the first speaker should stop. 31 For you can all prophesy in turn so that everyone may be instructed and encouraged. 32 The spirits of prophets are subject to the control of prophets. 33 For God is not a God of disorder but of peace—as in all the congregations of the Lord's people.34 Women should remain silent in the churches. They are not allowed to speak, but must be in submission, as the law says. 35 If they want to inquire about something, they should ask their own husbands at home; for it is disgraceful for a woman to speak in the church.36 Or did the word of God originate with you? Or are you the only people it has reached? 37 If anyone thinks they are a prophet or otherwise gifted by the Spirit, let them acknowledge that what I am writing to you is the Lord's command. 38 But if anyone ignores this, they will themselves be ignored.39 Therefore, my brothers and sisters, be eager to prophesy, and do not forbid speaking in tongues. 40 But everything should be done in a fitting and orderly way.

In this inspiring episode of the Meditative Prayers podcast, hosted by the thoughtful Zach Clinton and available on Pray.com, we delve into the meaningful theme of embodying diligence in our spiritual lives—a concept that deeply resonates with our Christian community. Throughout our spiritual journey, there are times when embodying diligence and steadfastness in our faith becomes an essential pursuit. These moments significantly enrich our spiritual growth and enhance our relationships, guiding us closer to our divine purpose. The comforting truth remains: with the Lord as our unwavering anchor, we possess the profound strength to embody this diligence, finding new hope and direction on our path. Inspired by sacred scriptures, we explore the importance of perseverance and commitment in our faith. For those who seek inspiration to remain diligent in their spiritual journey, we warmly invite you to discover the Pray.com app. By downloading it today, you can begin a transformative journey of faith and perseverance, deeply anchored in the constant love of the Divine. Together, let's embrace the remarkable power of diligence within us, drawing endless inspiration and fortitude from our collective spiritual voyage. We encourage you to join us in this enlightening episode as we pursue a deeper appreciation of diligence in our faith and uncover the profound sense of fulfillment it brings to each one of us. Embracing the practice of praying before slumber is more than just a routine; it's an avenue to recenter your heart, aligning it with God's purpose. Let Pray.com’s Meditative Prayer be a nightly companion, deepening your bond with the Almighty and settling your spirit for a serene night's rest.Dr. Tim Clinton is from the American Association of Christian Counselors, for more information please visit: https://aacc.net/See omnystudio.com/listener for privacy information.

Michael Rivero : The Death Of Vince FosterThis is the story that nobody dares touch. This is the story that ended my career in Hollywood back in 1994.Despite having reported the discovery of Dr. Haut's signed report confirming the existence of a second wound to Vincent Foster's neck, radio host Rush Limbaugh to this very day refers to Vincent Foster's death as a suicide.Even Matt Drudge, when presented with the FBI records proving that the FBI fraudulently manufactured Lisa Foster's recognition of the gun found at Fort Marcy Park, refused to get involved, opting instead for a story accusing Sidney Blumenthal of domestic violence (for which Drudge was then sued and made famous).Read more: The Death of Vincent Foster | WHAT REALLY HAPPENED http://www.whatreallyhappened.com/RANCHO/POLITICS/FOSTER_COVERUP/foster.php#ixzz5q6WWcAgCBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-opperman-report--1198501/support.

Travis and Trudell for you this morning. Travis was at the Dodgers game last night as Shohei Ohtani made his LA Dodgers pitching debut. It had been 663 days since he last pitched in the MLB. What was the atmosphere like? Clinton Yates joins the guys in studio to talk about the College World Series, he brought a present for Travis and Clinton's thoughts on Ohtani's pitching debut. It's National Mascot Day and Emily has a Power Ranking of her Top top mascots. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Ten-time National Finals Rodeo qualifier Charly Crawford joins Clinton to talk about the ups and downs of building a successful career, life on the road and creating a family. The two dig into Charly's current focus and discuss how to successfully pivot from being a competitor to training others and making a mark as a clinician. 

In this compelling episode of the Meditative Prayers podcast, hosted by the perceptive Zach Clinton and available on Pray.com, we delve into the vital theme of maintaining focus on our spiritual journey—a concept that deeply resonates with our Christian community. As we navigate our faith journey, moments arise where maintaining focus on our spiritual path and fostering our relationship with the divine becomes essential. These moments not only deepen our faith but also enhance our connections, guiding us towards our spiritual objectives. The comforting truth remains: with God as our unwavering navigator, we possess the inherent capacity to stay aligned with these spiritual goals, uncovering new hope and direction in our lives. Inspired by holy scriptures, we embark on a journey to understand this significant aspect of human spirituality. For those in search of direction to maintain focus on their spiritual path, we offer a sincere invitation to discover the Pray.com app. By downloading it today, you initiate a journey of faith and dedication, firmly anchored in God's constant presence. Together, let's wholeheartedly commit to the remarkable potential for focus within us, finding endless motivation and strength in our collective spiritual quest. We welcome you to join us in this enlightening episode as we seek a deeper comprehension of maintaining focus on our spiritual journey and uncovering the profound sense of purpose and direction that lies within each of us. Embracing the practice of praying before slumber is more than just a routine; it's an avenue to recenter your heart, aligning it with God's purpose. Let Pray.com’s Meditative Prayer be a nightly companion, deepening your bond with the Almighty and settling your spirit for a serene night's rest.Dr. Tim Clinton is from the American Association of Christian Counselors, for more information please visit: https://aacc.net/See omnystudio.com/listener for privacy information.

If you missed it, Aussie creator Indy Clinton has clapped back at her trolls in a big way- and the internet is divided. Latisha and her bestie Seb weigh in and share their own experiences with online trolling. Hosted on Acast. See acast.com/privacy for more information.

Questions from the weekend: What's an 11A? Why is America protesting kings? And what took Sir David Beckham so long? Mia, Jessie, and Em Vernem are here with the answers. Plus, Sabrina Carpenter drops her new album cover—and the internet loses its mind. Is it DV glamour porn? Subversive satire? Or just a PR play we’ve seen before? And, Aussie content creator Indy Clinton hired a private investigator to unmask her worst trolls. What she discovered was a rude awakening for anonymous haters. Support independent women's media What To Listen To Next: Listen to our latest episode: The Test Everyone In Hollywood Wants You To Do Listen: The 36 Questions We All Need To Ask Listen: Tampons, Tarot & The Rise Of Magical Thinking Listen: Bonnie Blue's Glass Box Stunt & Blake Lively's Vindication Listen: Jessie & The Inside Scoop On The Project's Cancellation Listen: LITTLE TREAT: The Money Pushover & A Woman Named Karen Listen: A Famous Mother & A Treacherous Daughter Listen: Celebrities Are Spruiking Their Boob Jobs. Everyone Cool With That? Listen to Parenting Out Loud: The Death Of The Dining Table & 'Outdated' Schooling Connect your subscription to Apple Podcasts Watch Mamamia Out Loud: Mamamia Out Loud on YouTube What to read: Indy Clinton was determined to unmask her trolls. She's just been handed a 64-page report. Leave Indy Clinton alone. Yes, this album cover is shocking, but that's the whole point. A very important history of David Beckham sooking about not being knighted. If you thought surviving the Air India crash was miraculous, wait until you hear the backstory. A moment for Hollywood's professional trolls. THE END BITS: Mamamia studios are styled with furniture from Fenton and Fenton GET IN TOUCH: Feedback? We’re listening. Send us an email at outloud@mamamia.com.au Share your story, feedback, or dilemma! Send us a voice message. Join our Facebook group Mamamia Outlouders to talk about the show. Follow us on Instagram @mamamiaoutloud and on Tiktok @mamamiaoutloud Mamamia acknowledges the Traditional Owners of the Land we have recorded this podcast on, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present, and extend that respect to all Aboriginal and Torres Strait Islander cultures. Become a Mamamia subscriber: https://www.mamamia.com.au/subscribeSee omnystudio.com/listener for privacy information.

(0:00)  Welcome to Title 24(1:31) RV recaps his weekend with the Villopoto boys at Hangtown(2:58) RC "This was a first for me" in reference to the red flag finish at High Point.(7:46) RC "Jett is just good dude but they are keeping him close."(8:05) RC about Hunter "His box score finally paid off for him"(12:28) Why couldn't Eli get by Plessinger and J Cooper in Moto1, since that cost him the overall?(18:24) RC "There was a mixed bag this weekend.......as far as who was running the scoop and who was running traditional tires."(20:38) RV "I think that Haiden came out to make a statement to."(24:42) RC on Hymas "I hope he is ok"(29:04) RC on Vialle "He had a hell of a weekend."(31:29) Special guest, Clinton Fowler joins the podcast.(38:16) RC to Clinton "You, once in a while, punch in a fan question. I know what you are doing here.(1:05:58) Upcoming Pro Motocross schedule.(1:07:57) What gave you more confidence going into a race weekend? Having your bike setup spot on or knowing that you had the fitness to run 10 plus 2? 

Dave Smith brings you the latest in politics! On this episode of Part Of The Problem, Dave is joined by co-host Robbie "The Fire" Bernstein to discuss Bill Maher's comments about what keeps him from leaning more right, CNN's coverage of immigrant voters' sway towards the right in the last four years, and more.Support Our Sponsors:Proton Mail - http://www.proton.me/davesmithProlon - https://prolonlife.com/potpCrowdHealth - https://www.joincrowdhealth.com/promos/potpYoKratom - https://yokratom.com/Part Of The Problem is available for early pre-release at https://partoftheproblem.com as well as an exclusive episode on Thursday!ROB LIVE DATES HERE:PORCH Tour: www.porchtour.comVegas: https://www.wiseguyscomedy.com/nevada/las-vegas/arts-district/e/robbie-bernsteinHouston Texas: https://www.eventbrite.com/e/robbie-the-fire-and-friends-tickets-1335225899609Find Run Your Mouth here:YouTube - http://youtube.com/@RunYourMouthiTunes - https://podcasts.apple.com/us/podcast/run-your-mouth-podcast/id1211469807Spotify - https://open.spotify.com/show/4ka50RAKTxFTxbtyPP8AHmFollow the show on social media:X:http://x.com/ComicDaveSmithhttp://x.com/RobbieTheFireInstagram:http://instagram.com/theproblemdavesmithhttp://instagram.com/robbiethefire#libertarianSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.