Podcasts about Clinton

We'll talk new Epstein pics (featuring Clinton, Gates, Bannon, Trump ... ), an exciting hair loss treatment, Trump potentially rescheduling marijuana, Nick Fuentes on Piers Morgan, DIck Van Dyke turning 100, how Sam heard through the grapevine that Bill Burr confronted Marc Maron, and loads more on this week's LIVE Broken Sim with Sam Tripoli and Johnny Woodard.Secure your legacy at bluechew.com using the code "BROKEN"!Go to buyraycon.com/BROKENOPEN to save on Raycon audio products sitewide!Don't let your money sit around—put it to work with Stash. Go to get.stash.com/BROKEN to see how you can receive $25 towards your first stock purchase and to view important disclosures!For Sam's dates visit samtripoli.com/events!More stuff: Get episodes early, and unedited, plus bonus episodes: patreon.com/brokensimulationSocial media: Twitter: @samtripoli, @johnnywoodard Instagram: @samtripoli, @johnnyawoodardBroken Simulation Hosts: Sam Tripoli, Johnny Woodard

In Episode 453 of Hidden Forces, Demetri Kofinas speaks with Jason Furman, the former chair of the Council of Economic Advisers, about the state of the U.S. economy, the AI Bubble, monetary policy, inflation, price controls, and much more. Jason and Demetri spend the first hour of their conversation exploring his economic framework, what he learned from his time working inside the Clinton and Obama White Houses, and how these experiences shaped his perspective on the role of government in the economy. The two then delve into Furman's thoughts on artificial intelligence. They discuss whether we're living through an AI bubble, where Jason anticipates the greatest productivity gains from the adoption of AI in the U.S. service sector, and his perspective on AI regulation. They also discuss the limitations of our inflation models, whether we have a good working understanding of the causes of inflation, whether the Fed has implicitly raised its inflation target, and how large, structural deficits and political constraints will shape the Fed's ability to manage that target in the years ahead. In the second hour, Kofinas and Furman shift to a discussion about the politics of affordability and a growing sense, especially among younger Americans, that the costs associated with achieving the American dream have become insurmountable for almost all but the very wealthy. They debate the political appeal and efficacy of price controls, as well as the extent to which tariffs, industrial policy, and currency depreciation can or should be used to reshape global supply chains and rebuild U.S. domestic manufacturing in areas deemed critical for national security. They also discuss the US trade deficit and capital account surplus, what a weaker dollar may tell us about the government's policy objectives, how corruption, rule of law, and institutional decay might eventually feed back into foreign appetite for US assets, and what is at stake in the choice of the next Fed chair—both for the independence of the central bank and for the long-term credibility of American monetary policy. Subscribe to our premium content—including our premium feed, episode transcripts, and Intelligence Reports—by visiting HiddenForces.io/subscribe. If you'd like to join the conversation and become a member of the Hidden Forces Genius community—with benefits like Q&A calls with guests, exclusive research and analysis, in-person events, and dinners—you can also sign up on our subscriber page at HiddenForces.io/subscribe. If you enjoyed today's episode of Hidden Forces, please support the show by: Subscribing on Apple Podcasts, YouTube, Spotify, Stitcher, SoundCloud, CastBox, or via our RSS Feed Writing us a review on Apple Podcasts & Spotify Joining our mailing list at https://hiddenforces.io/newsletter/ Producer & Host: Demetri Kofinas Editor & Engineer: Stylianos Nicolaou Subscribe and support the podcast at https://hiddenforces.io. Join the conversation on Facebook, Instagram, and Twitter at @hiddenforcespod Follow Demetri on Twitter at @Kofinas Episode Recorded on 12/08/2025

Holy crap, what a week. New Epstein photos just dropped featuring Trump, Clinton, Bannon, and yes, Jimmy Buffett. Trump's having another productive week bullying female reporters. Marco Rubio has declared war on accessible fonts because "tradition." MTG is trying to burn down the House on her way out the door. The FBI says Antifa is America's greatest threat but can't explain what Antifa actually is. Gavin Newsom is trolling his way to 2028. Linda McMahon made a cringe Grinch parody about student loan fraud. And a 27-year-old white nationalist virgin got into a Twitter beef with Piers Morgan about his sex life. America, 2025. What a time to be alive.Become a supporter of this podcast: https://www.spreaker.com/podcast/we-saw-the-devil-a-true-crime-podcast--4433638/support.Website: http://www.wesawthedevil.comPatreon: http://www.patreon.com/wesawthedevilDiscord: https://discord.gg/X2qYXdB4Twitter: http://www.twitter.com/WeSawtheDevilInstagram: http://www.instagram.com/wesawthedevilpodcast.

Kathryn Ruemmler, a former Obama White House Counsel and prominent Clinton-aligned attorney, has emerged as a largely overlooked but consequential figure in Jeffrey Epstein's post-conviction legal orbit. Ruemmler has characterized her dealings with Epstein as strictly professional, yet efforts by the Epstein estate to block access to correspondence between the two have raised questions about the nature and sensitivity of that relationship. Epstein's legal strategy during his most legally perilous period relied heavily on high-level attorneys capable of managing exposure, controlling risk, and navigating institutional pressure. The estate's resistance to disclosure has drawn attention precisely because Epstein's own reputation no longer requires protection, suggesting concern about potential fallout for others. Despite this, Ruemmler's role has received comparatively little sustained media or political scrutiny.The muted attention to Ruemmler reflects a broader pattern in the Epstein saga, where focus often centers on the abuser while minimizing examination of the professional networks that enabled his continued operation. Legal facilitators, unlike co-conspirators, frequently remain shielded by privilege, credentials, and procedural opacity, even when their work materially contributed to delaying accountability. This dynamic stands in contrast to the treatment of survivors, who face extensive scrutiny while elite actors benefit from silence. Ruemmler's case underscores how Epstein's longevity was not solely the product of individual misconduct, but of institutional mechanisms that absorbed and managed risk on his behalf. Until those enabling structures are examined with the same rigor applied to Epstein himself, critical aspects of the case remain unresolved.to contact me:bobbycapucci@protonmail.com

The Working Tools Podcast https://youtu.be/GoDYhOtFTBMJoin the Working Tools Podcast Team; WB Steven Chung, VWB David Colbeth, VWB Matthew Appel and Br Craig Graham as we talk with Br Dr Clinton Lee Part 1 S07 E36Dr. Clinton Lee is an international culture and etiquette consultant for business leaders, as well as the founder of the Asia Pacific Wine and Spirit Institute. Based in Vancouver and Hong Kong, he specializes in helping his clients, ranging from CEOs to international diplomats, navigate complex cultural landscapes.An expert in intercultural etiquette, Dr. Lee has taught and consulted globally. He holds an MBA in Finance, and a Doctorate in Business Administration, as well as several certifications in wine and spirits education. He is also a Licensed Associate with the prestigious Trompenaars Hampden-Turner Cross-Cultural Management Consulting Institute in Amsterdam.https://www.drclintonlee.com/biographyDr. Clinton Lee is also the host of the Wine Buzz podcast and has published several papers and a book including: Master the Art of Manners: Modern-Day Etiquette for Any Situation https://www.drclintonlee.com/bookPlease consider supporting the show with a small monthly donation:https://creators.spotify.com/pod/profile/theworkingtoolspodcast/subscribeOur Website:http://www.TheWorkingToolsPodcast.comFollow us on Facebook!http://Facebook.TheWorkingToolsPodcast.comSPOTIFY: http://Spotify.TheWorkingToolsPodcast.comiTunes: http://itunes.TheWorkingToolsPodcast.comDISCLAIMER: Our opinions are our own, and do not reflect the opinions or stances of the various Grand Lodges or regular Lodges around the world.Freemasonry, Free masonry, Free mason, Mason, MasonicDISCLAIMER: Our opinions are our own, and do not reflect the opinions or stances of the various Grand Lodges or regular Lodges around the world.

Kathryn Ruemmler, a former Obama White House Counsel and prominent Clinton-aligned attorney, has emerged as a largely overlooked but consequential figure in Jeffrey Epstein's post-conviction legal orbit. Ruemmler has characterized her dealings with Epstein as strictly professional, yet efforts by the Epstein estate to block access to correspondence between the two have raised questions about the nature and sensitivity of that relationship. Epstein's legal strategy during his most legally perilous period relied heavily on high-level attorneys capable of managing exposure, controlling risk, and navigating institutional pressure. The estate's resistance to disclosure has drawn attention precisely because Epstein's own reputation no longer requires protection, suggesting concern about potential fallout for others. Despite this, Ruemmler's role has received comparatively little sustained media or political scrutiny.The muted attention to Ruemmler reflects a broader pattern in the Epstein saga, where focus often centers on the abuser while minimizing examination of the professional networks that enabled his continued operation. Legal facilitators, unlike co-conspirators, frequently remain shielded by privilege, credentials, and procedural opacity, even when their work materially contributed to delaying accountability. This dynamic stands in contrast to the treatment of survivors, who face extensive scrutiny while elite actors benefit from silence. Ruemmler's case underscores how Epstein's longevity was not solely the product of individual misconduct, but of institutional mechanisms that absorbed and managed risk on his behalf. Until those enabling structures are examined with the same rigor applied to Epstein himself, critical aspects of the case remain unresolved.to contact me:bobbycapucci@protonmail.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-moscow-murders-and-more--5852883/support.

When life teaches you to hide, Jesus invites you to heal. Author Clinton Parker joins Steve to share the story behind his new book, Beauty in the Dandelion: Shame Shattered by Grace and Love—from chaotic beginnings and early exposure to darkness, to the slow rescue of grace, safe people, and a Father who delights.We talk practicals: naming shame vs. guilt, breaking isolation, finding “safe” community, parenting through pain, and why putting your story on paper can become the first step toward freedom.

It was a busy Saturday full of Seahawks and Colts news heading into this Week 15 matchup! Seattle made three roster moves, inked a contract extension and send an early round draft pick to the IR. The wounded Colts made it official and will be starting 44-year old Phillip Rivers tomorrow in Seattle. Are the Seahawks' defense set to dominate against Rivers? In the second half of the show, hear about Clinton and Adam's best bets: predictions on Sam Darnold's passing yards, Jonathan Taylor's rushing attempts, and even some fun long shots! Join our Sea Hawkers Podcast Pickem League - free prizes for weekly winners. Support the show Get in the Flock! Visit GetInTheFlock.com Or visit our website for other ways to support the show Subscribe via: Apple Podcasts | Spotify | Google Podcasts | YouTube | TuneIn | RSS Follow us on: Facebook | Twitter Listen on our free app for Android, iOS, Kindle or Windows Phone/PC Call or text: 253-235-9041 Find Sea Hawkers clubs around the world at SeaHawkers.org Music from the show by The 12 Train, download each track at ReverbNation  

Kathryn Ruemmler, a former Obama White House Counsel and prominent Clinton-aligned attorney, has emerged as a largely overlooked but consequential figure in Jeffrey Epstein's post-conviction legal orbit. Ruemmler has characterized her dealings with Epstein as strictly professional, yet efforts by the Epstein estate to block access to correspondence between the two have raised questions about the nature and sensitivity of that relationship. Epstein's legal strategy during his most legally perilous period relied heavily on high-level attorneys capable of managing exposure, controlling risk, and navigating institutional pressure. The estate's resistance to disclosure has drawn attention precisely because Epstein's own reputation no longer requires protection, suggesting concern about potential fallout for others. Despite this, Ruemmler's role has received comparatively little sustained media or political scrutiny.The muted attention to Ruemmler reflects a broader pattern in the Epstein saga, where focus often centers on the abuser while minimizing examination of the professional networks that enabled his continued operation. Legal facilitators, unlike co-conspirators, frequently remain shielded by privilege, credentials, and procedural opacity, even when their work materially contributed to delaying accountability. This dynamic stands in contrast to the treatment of survivors, who face extensive scrutiny while elite actors benefit from silence. Ruemmler's case underscores how Epstein's longevity was not solely the product of individual misconduct, but of institutional mechanisms that absorbed and managed risk on his behalf. Until those enabling structures are examined with the same rigor applied to Epstein himself, critical aspects of the case remain unresolved.to contact me:bobbycapucci@protonmail.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.

Morse code transcription: vvv vvv King Charles praised for powerful early cancer detection message John Cena last match How he reached the top of WWE Takeaways from Luigi Mangiones evidence hearing Men arrested after Shotton Colliery Christmas tree cut down Police investigate after 4.6m college building sold for 1 New Epstein photos show Trump, Clinton and Andrew Newspaper headlines Kings cancer fight boost and EU freezes Russian assets Why your chocolate is getting smaller, more expensive and less chocolatey Anger at Lionel Messi GOAT India tour as fans throw chairs and bottles at stadium event Why are sperm donors having hundreds of children

Morse code transcription: vvv vvv Men arrested after Shotton Colliery Christmas tree cut down John Cena last match How he reached the top of WWE Why are sperm donors having hundreds of children Newspaper headlines Kings cancer fight boost and EU freezes Russian assets Takeaways from Luigi Mangiones evidence hearing Anger at Lionel Messi GOAT India tour as fans throw chairs and bottles at stadium event Police investigate after 4.6m college building sold for 1 King Charles praised for powerful early cancer detection message Why your chocolate is getting smaller, more expensive and less chocolatey New Epstein photos show Trump, Clinton and Andrew

Morse code transcription: vvv vvv Anger at Lionel Messi GOAT India tour as fans throw chairs and bottles at stadium event Why your chocolate is getting smaller, more expensive and less chocolatey Newspaper headlines Kings cancer fight boost and EU freezes Russian assets King Charles praised for powerful early cancer detection message John Cena last match How he reached the top of WWE Takeaways from Luigi Mangiones evidence hearing Men arrested after Shotton Colliery Christmas tree cut down New Epstein photos show Trump, Clinton and Andrew Police investigate after 4.6m college building sold for 1 Why are sperm donors having hundreds of children

Morse code transcription: vvv vvv Men arrested after Shotton Colliery Christmas tree cut down John Cena last match How he reached the top of WWE King Charles praised for powerful early cancer detection message Anger at Lionel Messi GOAT India tour as fans throw chairs and bottles at stadium event Takeaways from Luigi Mangiones evidence hearing Newspaper headlines Kings cancer fight boost and EU freezes Russian assets New Epstein photos show Trump, Clinton and Andrew Why your chocolate is getting smaller, more expensive and less chocolatey Police investigate after 4.6m college building sold for 1 Why are sperm donors having hundreds of children

Brad Blanks is one of Australia's most recognisable entertainment reporters. He is a TV personality, radio personality and has conducted over 5000 interviews with the world's biggest stars on the Red Carpet.  What a special episode this is as we got to sit down with Brad in the iconic Old Mates Pub in New York City and chat about his amazing career.  Brad shares how from a small country town in Victoria, Australia, he took a giant leap to head to New York City to pursue his dream. From hostel living and doing whatever he could to get by (and on air) to forging a 20+ year career...you'll hear it all.  We talk about his biggest celebrity interviews, how he snuck into Elton John's post Oscars party and some of the biggest stunts he has been able to pull off! Including a visit to the Clinton's house dressed as Monica Lewinsky!  Brad shares how the industry has changed, the art of the short form celebrity interview, how he has formed relationships even how to sneak in when you're uninvited!  Plus, we talk about the early days of Hamish & Andy, his friendship with Ricky Gervais and so much more in this episode full of laughs.  This one is a great story about the hustle, and we know you're going to love Brad's modest and giving personality.  Sit back and enjoy the one and only, Brad Blanks!    Follow Brad on Instagram @bradblanks  Check out his YouTube which includes many of his famous interviews @bradblanks  For more info, check out his website - Brad Blanks - Shooting Blanks    This episode is brought to you by Fleet Plant Hire Solutions. Head to www.fph.com.au for all your earth moving needs!  Buy, sell and trade Australian & U.S. Stocks with Australia's most downloaded trading app, Moomoo! - https://start.moomoo.com/0rG1rv Buy Bitcoin and over 500 cryptocurrencies for as little as $1 with Australia's most trusted Crypto trading platform, CoinSpot! Australian Crypto & Bitcoin Exchange, Crypto Trading | CoinSpot  Look good, smell good, feel good through Milkman's grooming products! www.milkmanaustralia.com (Use the code "Dosandd" for 20% off your first order)      Follow us on Instagram @dosandd_  Follow us on TikTok @dosandd  Watch & Subscribe to our YouTube Channel here - Dos and D - YouTube Follow us on Facebook here - The Dos & D Show | Facebook  Questions & Enquiries - thedosanddshow@gmail.com 

December 12, 2025; 8pm: Tonight, New images of Esptein with multiple high-profile men, including Donald Trump and one of his biggest allies. Plus, Epstein survivor Jess Michaels on what this means for the pursuit of justice. Then, stunning new details of Donald Trump's failed pressure campaign in the state of Indiana. Want more of Chris? Download and follow his podcast, “Why Is This Happening? The Chris Hayes podcast” wherever you get your podcasts.To listen to this show and other MS podcasts without ads, sign up for MS NOW Premium on Apple Podcasts. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Trump, Bannon, Clinton, and Gates are just some of the men seen in new photos linked to the dead pedophile Jeffery Epstein. A look at why Democrats on the House Oversight Committee call the images significant. Plus, stunning details behind the arrest of former Michigan football coach Sherrone Moore.  Learn more about your ad choices. Visit podcastchoices.com/adchoices

Trump speaks out about the newest Epstein photos hours after the release of images showing Trump and other high profile men including Bill Clinton at Epstein's home. Two Epstein survivors join to respond.  Learn more about your ad choices. Visit podcastchoices.com/adchoices

On this episode: newly released Jeffrey Epstein photos drop — and they're explosive. The images show Epstein alongside Prince Andrew, Steve Bannon, Woody Allen, Bill Gates, former President Clinton, and former President Trump. We break down what the photos depict, where they came from, how they fit into the broader timeline of Epstein's social circle, and what investigators and public officials are saying as the images circulate.Next: the feud intensifies as Candace Owens takes fresh aim at Erika Kirk, escalating a conflict already rippling through conservative media. We unpack what triggered the latest blow, how it's being received online, and why this particular clash is getting so much traction.Then we shift gears to music and count down the best touring bands of the new millennium — the groups that have defined live performance since 2001, shifted culture, sold out arenas, and built the strongest fanbases of the century so far.And finally, it's AOA Game Time — where things inevitably get loud, dumb, competitive, and extremely on brand.#EpsteinPhotos #CandaceOwens #TouringBandsAOA LINKS BLOCKGet more AoA and become a member to get exclusive access to perks:https://www.youtube.com/channel/UCOfx0OFE-uMTmJXGPpP7elQ/joinGet Erin C's book here: https://amzn.to/3ITDoO7Get Merch here - https://bit.ly/AnthonyMerchSubscribe to the Anthony On Air Podcast here:Facebook - https://bit.ly/AntOnAirFBYouTube - https://bit.ly/AntOnAirYTApple Podcast - https://bit.ly/AntOnAirAppleSpotify - https://bit.ly/AntOnAirSpotTwitter - https://bit.ly/AntOnAirTwitterInstagram - https://bit.ly/AntOnAirInstaTikTok - https://www.tiktok.com/@anthonyonairpodDiscord - https://discord.gg/78V469aV22Get more at https://www.AnthonyOnAir.com.

María Corina Machado logró llegar a Oslo a reencontrarse con su familia, activistas y líderes mundiales. Hoy se conocen nuevos detalles de cuál fue su travesía para llegar allí desde la clandestinidad. En otras noticias: El gobierno de Trump anunció el fin del parole de reunificación familiar para siete países incluyendo Cuba, Colombia y Guatemala. Kilmar Ábrego García habló con la prensa después de ser liberado tras varios meses de pelea legal.La líder opositora María Corina Machado le aseguró a la cadena CBS que no se involucrará en los operativos militares de Estados Unidos en Venezuela.Demócratas de la Cámara de Representantes difundieron hoy 19 fotos más del pederasta Jeffrey Espstein que incluyen imágenes del presidente Trump, el ex presidente Clinton y el ex príncipe Andrés.

Se registran movimientos militares de EE.UU. en Puerto Rico.LLuvias torrenciales e inundaciones historias se presentaron en Washington.Kilmar Ábrego García sale libre tras su cita con ICE.Millones de latinos enfrentan costos más altos en el seguro médico o la pérdida total de cobertura.Se espera un récord de viajeros para esta temporada de fin de año.En México personal de aduana, policía y militares extorsionan a los viajeros mexicanos.Demócratas revelan nuevas fotos de Trump y Clinton con Epstein y otras poderosas figuras públicas.El impacto de los aranceles en las festividades navideñas.Hacen procesión por inmigrantes detenidos en el dia de la virgen de Guadalupe.Peregrinos rinden homenaje a la virgen y abandonan a sus perros.En México localizan cuatro fosas clandestinas en el municipio de Comal.Escucha de lunes a viernes el ‘Noticiero Univision Edición Nocturna' con Elián Zidán.       

Become a paid subscriber to our newsletter/podcast, The Climate Weekly, to help support this show! It's fun. All the cool kids are doing it! ------ This week, we're taking a deep dive into the UNEP fascinating, new Global Environment Outlook with legendary climate scientist Sir Professor Robert Watson. We discuss the state (and accelerating pace) of global warming and environmental destruction. Watson explains how emissions continue to climb, what's happened since the Paris Agreement, the state of biodiversity loss, land degradation, and air pollution, and much more. He also explains the transformative investments and changes needed to come anywhere close to international environmental and climate agreements.  Sir Professor Robert Watson, Former co-chair of IPCC and IPBES and former chief scientific advisor in the Office of Science and Technology Policy, White House during the Clinton presidency. He is also one of the lead authors report of the 7th edition of UNEP's Global Environment Outlook Report. Please consider becoming a paid subscriber to our newsletter/podcast, The Climate Weekly, to help support this show. Your contributions will make the continuation of this show possible.  Our music is "Gotta Get Up" by The Passion Hifi, check out his music at thepassionhifi.com. Rate, review and subscribe to this podcast on iTunes, Spotify, and more! Subscribe to our YouTube channel.  

Show #512 and #538 - Original airdate: Feb 3, 2011 Part One Interview - Sterling Seagrave Gold Warriors Operation Golden Lily Article 14 of the 1951 treaty voids any return of money The Black Eagle Trust: slush fund loot by Ed Lansdale The M Fund and Richard Nixon Ed Lansdale, Napolean Valariano, Chrles Bohanon, The Nugan Hand bank scandle Play video CIA took Ethiopian money and use in 1948 for Italian election Federal Reserve paper... worthlessPart Two Interview - Sterling & Peggy Seagrave Author of Gold Warriors (Show #512), Madame Chiang Kai-shek, the Marcos's, Japanese war loot Ed Lansdale, Allen Dulles, thousands of years of accumulated wealth, Lansdale stumbled on some, General Donovan attached Lansdale to G2 in the Philippines, Charles Bohannan, Napoleon Valeriano Landlords with immense properties, General Yamashita Tomoyuki, Major Kojima Kashii Torturing of Kojima, stashing of enormous treasure, twelve sites, two meter high stacks of 75 kilo gold bars Lansdale briefed in Manila, Tokyo and Washington, Clark Clifford persuaded Truman to keep it secret Take and keep the gold and treasure, Donovan getting pissed, based in Panama, Meyer Lansky, "Bugsy" Siegel Claire Chennault's Flying Tigers, flying dope and tungsten over the Hump, conflict between Donovan and Dulles camps Only one bar of gold recovered from the Nazi stash, everything else was melted down and disappeared Clark Air Base, World Anti-Communist League, there hasn't been an audit of Fort Knox in over 50 years Gold Bearer Certificates, everybody is getting swindled, totally unknown, private planes, Presidents are handicapped The guys who own the bankers are the boss, the Power Elite are anonymous, the Federal Reserve, private bankers The reason JFK was removed, he decided to change US currency, the Fed is a fraud Ed Lansdale told Prouty he operated "with a blank check book from Uncle Sam" China White Heroin, BCCI (Bank of Credit and Commerce International), the Vatican, Malta, Macao Members of the Knights of Malta, published 11 books, now the twelfth, Stanley Ho, Phil Graham, Eugene Meyer Graham persuaded Kennedy to take LBJ as his running mate, killing the Pope with a cup of tea Bush and Cheney got in the back door by a coup d'état, you get Republicans, you get swindled, Real evil, it was Cheney and company, The only good left... Ron Paul or Jesse Ventura Third party candidates, siphoning of resources and money out of America, Jefferson vs.. Hamilton, Americans just getting the shaft, the Rothschilds, new book, Red Sky In The Morning Our enemy was going to be the Communists, two young Americans, after the war, in the Philippines, the Huk movement 400 hundred years of Spanish Catholic rule, 50 years under the US, United Fruit, the Pentagon, paper fiat currency Mrs. Clinton saying and they (Russia and China) are our enemies, invent a Cold War, Ray Cline, Madame Chiang Kai-shek Sterling grew up on the Burma China border Latest book Red Sky in the Morning:  

Dave Smith brings you the latest in politics! On this episode of Part Of The Problem, Dave is joined by Scott Horton to discuss Trump's interest in war with Venezuela, how it relates to other terror wars in recent history, Scott's take on the state of Ukraine, and more.Use our code to sign up for Scott Horton Academy: https://scotthortonacademy.com/POTPSupport Our Sponsors:For the men! Balance hormones naturally with MARS from The Wellness Company! https://twc.health/problem and use code PROBLEM for 10% + Free Shipping on all orders.Kalshi - https://kalshi.com/daveVandy Crisps - https://vandycrisps.com/dave Use code "DAVE" for 25% offYoKratom - https://yokratom.com/Part Of The Problem is available for early pre-release at https://partoftheproblem.com as well as an exclusive episode on Thursday!PORCH TOUR DATES HERE:https://www.eventbrite.com/cc/porch-tour-2025-4222673Find Run Your Mouth here:YouTube - http://youtube.com/@RunYourMouthiTunes - https://podcasts.apple.com/us/podcast/run-your-mouth-podcast/id1211469807Spotify - https://open.spotify.com/show/4ka50RAKTxFTxbtyPP8AHmFollow the show on social media:X:http://x.com/ComicDaveSmithhttp://x.com/RobbieTheFireInstagram:http://instagram.com/theproblemdavesmithhttp://instagram.com/robbiethefire#libertarian See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this engaging episode of the Meditative Prayers podcast, hosted by the insightful Zach Clinton and available on Pray.com, we delve into the meaningful concept of reciprocity within our spiritual community. Along our spiritual odyssey, there are instances when cultivating reciprocity and experiencing the divine give-and-take becomes a central yearning. These moments not only deepen our faith but also rejuvenate our connections, propelling us towards our individual dreams. The steadfast truth endures: guided by the Lord, we inherently possess the capacity to manifest these aspirations, uncovering renewed hope and purpose in our journey. Rooted in sacred scriptures, we embark on an exploration of this transformative human experience. For those seeking guidance in fostering reciprocity on their faith journey, we extend a heartfelt invitation to explore the Pray.com app. By downloading it today, you can embark on a transformative journey of faith and resilience, deeply anchored in the unwavering presence of the Divine. Together, let us wholeheartedly embrace the remarkable potential for reciprocity within us, discovering boundless inspiration and strength during our shared spiritual pilgrimage. Join us in this enlightening episode as we venture toward a profound understanding of cultivating reciprocity in our spiritual aspirations, uncovering the extraordinary sense of fulfillment that resides within each one of us. Embracing the practice of praying before slumber is more than just a routine; it's an avenue to recenter your heart, aligning it with God's purpose. Let Pray.com's Meditative Prayer be a nightly companion, deepening your bond with the Almighty and settling your spirit for a serene night's rest.Zach Clinton is from the American Association of Christian Counselors, for more information please visit: https://aacc.net/See omnystudio.com/listener for privacy information.

Join host Manya Brachear Pashman for a powerful conversation about Red Alert, the Critics Choice Award-nominated Paramount+ docu-series that confronts the October 7 Hamas massacre with unflinching honesty. Producer Lawrence Bender (Pulp Fiction, Good Will Hunting) shares why this project couldn't wait—launched in real time to push back against denial, disinformation, and a world struggling to absorb the scale of the tragedy. Bender reflects on the courage and trauma of the ordinary Israelis whose stories anchor the series, including survivors like Batsheva Olami, whose resilience changed the production team forever. Hear how filming during an active war shaped the storytelling, the emotional toll on everyone involved, and why capturing these true accounts is essential to ensuring October 7 is neither minimized nor forgotten. Key Resources: AJC.org/Donate: Please consider supporting AJC's work with a year-end gift today. Right now, your gift will be matched, dollar-for-dollar, making double the impact. Every gift matters. Every dollar makes a difference in the fight for a strong and secure Jewish future. Listen – AJC Podcasts: Architects of Peace The Forgotten Exodus People of the Pod Follow People of the Pod on your favorite podcast app, and learn more at AJC.org/PeopleofthePod You can reach us at: peopleofthepod@ajc.org If you've appreciated this episode, please be sure to tell your friends, and rate and review us on Apple Podcasts or Spotify. Transcript of the Interview: [Clip from Red Alert] Manya Brachear Pashman:   Academy Award nominated film producer Lawrence Bender has quite a repertoire for both feature films and documentaries: Pulp Fiction, Inglorious Bastards, Good Will Hunting and Inconvenient Truth. In fact, his works have earned 36 Academy Award nominations.  His most recent TV miniseries is a more personal project on the second anniversary of the October 7 Hamas terror attacks on Israel, Paramount Plus began streaming a four episode series called red alert about the attack on festival goers, innocent passers by and families waking up to terrorists inside their Israeli homes that day, a tragedy that many of us, either on this podcast or listening have watched with overwhelming grief for the last two years. Lawrence is with us now to talk about how he grappled with this attack on Israel and the rise of antisemitism that followed.  Lawrence, welcome to People of the Pod. Lawrence Bender:   Thank you, Manya, it's good to be here.  Manya Brachear Pashman:   So that clip that we played at the top of this episode, it's one of the few clips in English. Most of the dialog in this show is in Hebrew with subtitles. But that scene is a woman, Bathsheba and her two daughters. They're walking across a field trying to return home, and her son has been taken. Her husband is gone. This series weaves together her story and three or four other ordinary civilians fighting for their lives on October 7, 2023. You know, as someone personally who's been immersed in this subject matter for two years, to be honest, I had to muster the energy to watch this, and I'm so glad that I did. But why are, I mean, as we're still waiting for the last hostage to be returned, why was it important for this show to air now? Lawrence Bender:   Well, thank you so much for doing this with me, and thank you for playing that clip. I have to tell you first, I love that clip. I love that scene because one of the things about the show and the stories that we portrayed is that even with the horrific things that happened on that day, people still were able to fight back. People were still able to be strong. A mother with her daughter and her infant stood in the face of a terrorist and stood him down in real life, this happened.  Now, not everybody was so fortunate, and her husband Ohad was not fortunate, and her son was taken hostage, as you mentioned, but it does show her personal power in this horrific situation. And I just thought, you know, this woman is a real hero. I've spent a lot of time with her, Batsheva Olami, she's really an extraordinary human in all ways. So thank you for playing that clip.  So in terms of the show, I felt on October 8, it's just amazing how quickly, before Israel did anything, the entire world quickly turned against the very people who were the victims and having spent subsequently, a lot of time with people on the set, because, as you mentioned, this show was about real people, and those real people spent a lot of time on the set with us. And the very people that were traumatized, felt isolated, they felt alone, and they're the very ones that need to be loved, that need to be hugged, they need to be supported. Anyway, I just felt like I needed to do something fast to try to show the world what really happened. AndRed Alert is the result of that. Manya Brachear Pashman:   Do you fear that the world has already moved on? Lawrence Bender:   Oh, that's a good question. It feels like we've passed a tipping point, actually, in terms of Jew hatred and anti-Israel and antisemitism. Even as we are now trying to have a peace process, right, that somehow we are stumbling forward, and if that's going to happen, people need to understand why we're here and why we're here happened on October 7. And if you watch the show, hopefully you're pulled into the show, and you have a, you know, you have an emotional journey, and then you understand, oh, this really happened. And you understand that's the truth. And only when you really understand the truth of October 7 do I really think that you can really get some sort of peace. Manya Brachear Pashman:   So is this different from other historical events? You know, a lot of movies and television shows commemorate historical events, like the Holocaust, for example, but they happen years later. They're made years later. I kind of call it the never forget genre. But is October 7 unique in that it's not a question of whether people will forget or move on. It's a question of whether they believe that this present is actually true. Lawrence Bender:   That's right, there's the deniers. There's people that just don't know. There's people that forgot, maybe you know, there are people who I know that I had to explain. Like, you know, it's interesting. As an example, when you see the show and you see all these Hamas terrorists invading the kibbutz, and Ohad says to her, his wife, Bathsheva, he whispers in her ear, I just saw about 20 terrorists, and someone said to me, who's not unintelligent, I didn't realize there are that many. I didn't realize that. And if you're not really paying attention, maybe you don't really know. And look, they're the haters, haters which are never going to change. But I think there's a large group of people that just don't really understand, and they're the ones that I feel we have a shot at showing this to and having a conversation with. Manya Brachear Pashman:   In fact, are you actually introducing or experimenting with a new genre of truth or facts in the face of fiction. Lawrence Bender:   I guess that's true. I mean, this just happened. And some people ask over this last, you know, when I released, and we were paramount, released the show. You know, I've been asked a question, is it too soon? And my answer is, I feel like it's not soon enough. And I felt like immediately I needed to work on something, and this is the result of that. For me, personally, there are many collaborators of people on this show that incredible Israeli partners, my American partners. I mean, there's a lot of amazing people that came together to work on this, to make this show, but we really felt like time was of the essence, because the world was shifting so quickly, we wanted this to get out there, to show the world what really happened. Manya Brachear Pashman:   One of the reasons I'm pressing you on this, this was not a fiction film. This was based in reality. You said you met Bathsheba, the actors prepared for their roles by meeting with the very real people who they were portraying in this show whose stories they were recreating. I'm curious what some of the takeaways were for you, for your colleagues, from your encounters with these victims, with these survivors, and did anything about the production ever change after they got involved? Lawrence Bender:   It was truly a life changing experience for myself, but really for everyone involved, of course, myself and my partner, Kevin Brown and Jordana Rubin, and we were basically the only non Israelis that were full time producing the show. And everyone else was a citizen of the country. Everyone else, you know, was affected dramatically, everything but from like our key grips brother ran the kibbutz Raim, where we filmed that area that was a kibbutz overrun by terrorists, right? His brother survived. So it was really like every single person at some point, you know, we call it triggered, but it really happened quite often where you have a scene and people just have to stop for a second and take a moment, whether it's an actor finishing a scene or a crew member, you know, partaking in the making of the scene. But lots of things happen. I'll tell you one story which was, you know, quite interesting. We're working at the Nova festival scene, and one of the actors, Moran, her niece, was on vacation in Greece, and her niece told her, if a red headed police woman shows up on the set, she's the one who saved my life. And indeed, her name was Bat, she showed up, and we said, we need you to meet somebody. And we FaceTimed Moran's niece with Bat, and the young lady she's like in her early 20s, said, You're the one who saved my life. You're the one I was hiding by your feet while you were firing. And we asked, Did you remember the people that you saved? And she said, I really only remember the people I didn't save. You really felt the pain that she is still at that point a year and a half later, this is. In April, May, suffering from what she went through. RPG hit nearby her. She went flying through the air. She had had half reconstructive surgery, on and on and on. It was obviously an extremely traumatic day for her to you know, a moment where there's a woman on the set whose daughter was murdered, and someone on my crew, actually, Mya Fisher, has said, you know, there's someone here I want to introduce you to. It's after lunch. And I spent some time with her, and I asked her, you know, like, how do you go? Fine, I can't, you know, I can't imagine losing my son in this way. It's just unimaginable. And I asked her, do you have a rabbi? What do you do to survive?  And it was a very difficult emotional exchange. And sometime later, she had sort of retold that encounter to somebody else on the set who came to me and said, you know that woman you're talking to. She told me what happened, you know this conversation? And she said, You know this Hollywood producer came all the way from California, she doesn't know me, from Adam, and sat down with me for an hour to hear my story, and it clearly meant a lot to her. And again, you realize that the very people who are traumatized directly are not getting the love, are so isolated and people are against them, and it made me feel even more determined to tell these stories for the world to understand.  Every day we had these type of difficult, emotional and to be honest, I was extremely honored every time I met someone. I spent every Saturday night at Hostage Square because we were making the show, I got to spend time backstage with all the families who had loved ones in the tunnels. There was a deep dive into this. Now, I have to tell you, on the other hand, the filming while a war is still going on is quite it's like things you don't have to think about normally, right? So, as an example, we were in a town and we're shooting a shootout. We're filming a shootout between the IDF actors and the Hamas actor. They're actors. I keep saying they're actors, right? Because they are actors. But the mayor and the chief of police in the town were extremely worried, because they look real, right? They look like real people. And unfortunately, the cemetery is littered with people who have been murdered and killed by the Hamas. And all the other men who are there, they have guns, they carry, and if something's happening, they're going to run towards the problem. So he's worried, what if someone walks by, or someone's up in a building. He looks down and they see an actor who looks like Hamas, they are going to shoot him. So we literally had speakers every 10 yards, like all up and down the street, and every like 15-20 minutes, saying, don't worry, in Hebrew, of course, this is a movie, everything's okay. We had a drone up in the air, never coming down, on a tether with a police officer. They're a full big screen watching case someone walks down the street.  We dressed up the Hamas actors as they're walking from the holding area to the area where they're filming, we put them in these kind of white hazmat-like suits so that they couldn't confuse them, and when they got done filming, we put them right back in these hazmat white suits and brought them back to the holding area. We all had to dress up, and we had to wear these very, very light blue shirts the entire crew, so nobody looked like anything but a crew member. It was something, right?  Manya Brachear Pashman:   I did not even think about that. I mean, I knew that you had filmed on location in Israel, and I knew you had filmed during the war. In fact, I was going to explain to listeners who don't know Red Alert is what Israelis call the sirens and the phone alerts when there are rockets being fired upon Israel and they have time to seek shelter. I was going to ask you if you had been there during a red alert and had to seek shelter, but I didn't even think about the possibility of people confusing the filming with actual war activity. I imagine you were there during a red alert, and did have to seek shelter, yes? Lawrence Bender:   so there's different types of alerts in the south. We did shoot in the guys called the Gaza envelope. We shot within less than a mile away from the Gaza border. So a scene that comes soon after the one that you showed. They're resting under a tree, and we are in the Gaza envelope. And this is a scene where they're running from the Hamas. They're running, they're bare feet, and they're out of breath, and they stop under this tree that's hot, and so forth. And you can hear, just a mile away, the war going on in Gaza. Hear the bombs and everything, and we weren't worried about we're going to be attacked, but it was eerie hearing a war go on, and we're filming a scene where they're running from that war, right?  So it was dramatic every week or so still at that point, the Hamas would lob a missile bomb into southern Israel and an alert would go off. You have 15 seconds to. Get into. So we had to bring these portable concrete safe rooms with us so that crew, at any given moment can run quickly into one of these concrete things. We couldn't always do it. So there's always this conversation, and by the way, it costs a lot of money, so everything you're always carrying these things. There's a lot of planning that went on. But I have to tell you, as an American showing up in Israel for the first time after October 7, I wasn't used to these alarms going off, so we were fortunate that while we were filming in the south, no missiles were lobbed at us. However, my first day there, I'm in a meeting on the eighth floor. It was a Friday morning. I got in there on a Thursday evening, 10 o'clock in the morning, the alarm goes up. I mean, just like that, right? And it's loud.  And you have these buzzers. Everyone's phone is buzzing, not like the Amber Alerts we have, like, really buzzing loud. And everyone stops and looks at me, and they apologize to me. They apologize and they go, Oh, we're really sorry, but it's an alert. We have to go into a safe room. Oh, don't worry, it's just from the Houthis. It takes eight minutes to get here. Now it's an intercontinental ballistic missile. These are real big missiles. They can really do bad damage. Don't worry, the Iron Dome usually gets them. It's really okay. So we go, you know, we go into and they pick up their danish and their coffee, and of course, I take out my cell phone and I'm videotaping. And then we go in there, and when it's off, we go back to the meeting. The meeting starts as if it never happened. And then they stop, and they go, Oh, how was that for you? And then I just didn't realize, what with the emotion that was going on because we're not used to having missiles shot at us. It's not normal. And I started to bubble up with emotion, and I had to, like, stop myself, I didn't want to cry in front of all these people that I barely knew. So I had to suppress my feelings. Like, don't worry, it's okay. You're having a normal reaction, right? And that happened quite often while I was there.  Now, you do get used to it. And the last night I was there, I was having dinner outside, tables outside, you know, in restaurants everywhere. So we're having a typical outside dinner, and they're handing the fish, and the alarm goes off, and we go, let's eat. And we don't go into the restaurant where they're called maamads. You don't go into the safe room. So that's kind of the quote, unquote normal life. Now you imagine here in the United States we get a missile from Mexico or Canada or wherever. No one's going to put up with that. That's just insane. It's insane what people in Israel have to go through. Manya Brachear Pashman:   it really is. But it's interesting that you've kind of adopted the nonchalance that your colleagues had at the very beginning of the trip, and wow, certainly no apologies. I want to know if there's a missile headed my way. Thank you. It does sound like October 7 changed you personally. And I'd like to know as a progressive Jew, on what level did it change you as a human being. I mean, how did it change you the most? Lawrence Bender:   I've been an active Jewish person for maybe 20, somewhere, 2025, years. I went to Israel My first time. I was ready. As far as I'm concerned. I was too old already to go for the first time. It was like 2003 I went with the Israeli policy forum, and we met with a lot of people there, and we ended up going to Ramallah, met with Abu Mazen, we went to Cairo and met with the president there, Barak, and met with a lot of people in Israel and so forth. And I've been involved one way or another for quite a while. But of course, October 7 was dramatic. Of course, I was safe in my house in Los Angeles, but I still watched in horror. And of course, October 8, it's just hard to understand what happened. It was the latent antisemitism, Jew hatred, that sits there. I still don't quite understand that.  It feels like antisemitism never went away, but it was underneath, and it just gave a good excuse to come out, and now the world is where it is. So yeah, for me, I became much more active than I was before. It became much more important to me, my Jewishness, my relationship to Israel. I want to protect Israel as much as I have that power to you know, whatever my ability is, like a lot of people, I know it's become a really important part of my existence, and it's like a new chapter in my life. I'm absolutely looking for more Jewish or Israeli projects. You know, I'm looking to do as much as possible in this area. Manya Brachear Pashman:   A number of your colleagues in Hollywood have proposed boycotting Israeli film festivals, institutions, projects, they're going the opposite direction that you are. And I'm curious if you had difficulty finding an American network to air this series, and what do you say when you confront colleagues who do want to boycott and are hostile toward Israel? Lawrence Bender:   You know, there's different groups of people. They're the true haters. I don't think that you can ever even have a conversation with them. There are people who just don't understand, and there's people you can and there are people who you know they're trying to be good people. They're trying to understand, like, What don't you understand about women being brutally raped and murdered? It's a little hard for me to understand that, actually. But there are a lot of good people who just are either confused or got too much of the wrong message.  But the one thing I would say straight up is, let's take an analogy. You know, there's very few people that I know that you see on TV, on any news show, that is very empathetic with the regime in Iran as an example, right? That means a brutal regime. If you're a liberal or if you're a conservative, there's very few people who support that regime here in this country, right? But they don't boycott their filmmakers, right? They actually give their filmmakers Academy Awards. So why is that with Israel? I feel like there's something very misguided here in Hollywood. Now, we got really lucky when it came to distribution. I just have to say, because we were supposed to go out to sell the show like it was fully financed from equity and from Keshet, who's the local Israeli. This is the biggest network in Israel, by the way. It's the biggest drama in Israel in the last decade. It really performed well there. But now we're going to go sell it here in the United States and the rest of the world, and it's early September, which is our deadline to do that, and Israel bombs Qatar, and then this boycott letter is signed. And I have to tell the investors. You know, it's like, this is not a good time. We cannot go sell. We're just gonna fail, and there's no second chances.  And you know, I was getting into dramatic arguments with my investors because they really felt strong. You got to be like that character in your show, the police officer is going to save his wife and you know, nothing's going to stop you. And I said, Yes, I'm with you. I developed that character I know in the Middle East arguments. I was at Skip Brittenham's memorial. Skip is like this beautiful man who was like the Mount Rushmore of lawyers here in LA. He's just a great human and one of those guys that wants to make deals, not just take everything and have the other guy get nothing. He was just like a he's just a real mensch, right? And well, loved anyway. Unfortunately, he passed, but I was at his memorial, and I ran into David Ellison. Now, I know David a little bit, not well, but I know him a little bit, and I also know that, you know, he loves Israel, from what I've read and so forth. And so I went up to him and said, Hey, man, we talked. I said, you got to know what I'm doing. And it probably got three words out of my mouth, and you can see him go, I'd love to see this. This sounds amazing, and sounds like it's exactly the timing we need.  And we sent him the material, and he watched every episode himself, and then he gave it to Cindy Holland, who runs paramount, plus his main person. And you know, they said, we do this. We want this. It would be an honor to be your partner in this is actually quite humbling. And it was an incredible moment for us to have David Ellison, Cindy Holland, say, hey. You know, we want this now. Then they said, We need to drop it. We want to drop all the episodes on October 7? Well, by the time they got those episodes, it was like two weeks to go before October 7, or a couple days before, because we couldn't give it to them in the midnight before October 7, obviously. And they had pretty much final picture edit, but we had temporary sound, temporary music, temporary effects, and so we had to work double triple shifts to get it done. But of course, we did. Manya Brachear Pashman:   This actually reminds me of a conversation I had with playwright, screenwriter, Oren softy for the Forgotten Exodus, which is a podcast series we did about Jews from the Middle East. He spoke about his father's side of the family, which hails from Aleppo, Syria, and he shared a lot of his frustrations with the modern anti Israel movement and sentiments in Hollywood, the protests which he's been trying to combat in theater and on the stage. And he actually said that investors had pulled out of a film project about Israel when tensions flared. So it's interesting to hear your investors took the opposite approach, but he told me in our conversations, he told me that being Jewish is about stepping up. That's how he sees it. It's about stepping up. And I'm curious if that rings true to you, and do you feel like this series and your plans to do more, is that your way of stepping up? Lawrence Bender:   Hmm, that's beautiful, and I'm so glad to hear you recount that story with him. I'd love to talk to him about that I feel like, without really understanding that it's built into me genetically, right? My grandparents, far as you go back, my family is Jewish, right? From Romania, from Hungary, from Minsk Belarus. So it's the way that you're brought up as a Jew. It's just always been a part of our lives, and we're pretty much taught that that's part of being Jewish, right? So, you know, I've always felt like it's important for me.  Now I tell you, you know, it's interesting, and I think about as we're talking so in the 90s, when I was getting started, and I was actually doing pretty well this one year, I had Good Will Hunting and Jackie Brown and a price above Rubens, those three movies, and things were going well, but I felt like something was missing in my life. And then we screened Good Will Hunting and Camp David in 1998 and it was an amazing moment. And that was like one of these light bulb moments for me. You know, I met the President and Mrs. Clinton and Madeleine Albright, Secretary of State, and Secretary of Defense, Sandy Berger and the Chief of Staff and Senate Majority Leader, and on and on, right? They're all there.    And it was Matt Damon, Ban Affleck, Gus Van Zant, Robin Williams, et cetera, et cetera, right? And I felt like these guys are making a difference, and that's what was missing in my life. And so since 1998 I've been always looking for ways that I'm and that's that's that becomes like a more of a fulfilling way of living right for myself. So yes, I would answer that. That's a long way to get to yes. Manya Brachear Pashman:   Wow, Camp David, that's awesome. Lawrence, thank you so much for joining us and for talking about the impetus behind this series. I encourage everyone to take some time, brace yourself emotionally, but do sit down and watch Red Alert. It is really quite worthwhile. Thank you so much. Lawrence Bender: Thank you. Manya Brachear Pashman:   If you missed last week's episode, be sure to tune in for my conversation with AJC colleague, Dr Alexandra Herzog, the granddaughter of Chaim Herzog, Israel's Irish born sixth president. She shared how an attempt by Dublin officials to strip her grandfather's name from a community park illustrates how criticism of Israel can veer into an effort to erase Jewish memory. As I mentioned in my conversation with Lawrence, it took some degree of wherewithal to watch Red Alert, as we've spent the last two years on this podcast speaking with the families of hostages, former hostages themselves, and survivors of the October 7 massacre. I've wanted nothing more than to make sure their voices are heard. We end this week's episode with the voice of Orna Neutra, the mother of Omer Neutra. Orna recently spoke at the AJC Long Island meeting, shortly after the return of her son's remains more than two years after his death, followed by a word from AJC Long Island Director Eric Post. Orna Neutra: When Omer was taken, our world collapsed. But something else happened too. People stood up. People showed up. And many of you here showed up. This community, the broader Long Island Jewish community, AJC, our friends, colleagues, neighbors, complete strangers, carried us. You wrote, you marched, you advocated, you pressured you called you consoled and refused to let the world look away. To our personal friends and honorees here tonight, Veronica, Laurie, and Michael, your leadership has not been symbolic. It has been practical, steady and deeply felt by our family.  Like you said, Veronica, on the first days when we were barely understanding what was going on, you connected us to Senator Schumer's office, and Michael, you helped us write a letter to the White House on October 8, and that was the first sign from hostage families that the White House received. We know that Secretary Blinken had the letter in his hands on October 8, indicating that Omer was probably a hostage.  And AJC as an organization, beyond your many actions and advocacy, I want to specifically acknowledge your DC team. It was mentioned here tonight, throughout our many, many, many visits to Capitol Hill, AJC professionals were instrumental. They arranged meetings, they walked us through endless hallways, opened doors, prepared us and stood beside us, and they're still doing that for us, and we will see them this week. Always professional, with purpose and humanity, and we will never forget that. Over these two years, we learned something essential: that when Jewish families are in danger, the responsibility belongs to all of us, across movements, across generations, across continents. This work is the work that AJC does every day. This is the work that everyone here in this room understands. Eric Post:  Since the horrors of October 7, AJC has been empowering leaders around the world to take action against antisemitism and stand with Israel. But we cannot succeed alone. Please consider supporting AJC's work with a year-end gift today. Right now, your gift will be matched, dollar-for-dollar, making double the impact.  Every gift matters. Every dollar makes a difference in the fight for a strong and secure Jewish future. Donate at AJC.org/donate – that's www - dot - AJC - dot org  slash donate.

Clinton's first ever TMYHI and trust us, you WILL hate it. Apologies for the audio quality, Clinton wasn't with his usual set up for this recording. Please leave us a 5 star review on your podcast platform, drop us a follow on the socials, consider joining the Patreon, & share with your friends & family! Thank you for listening & thank you for all the support! Links for all of our stuff can be found here: https://linktr.ee/VariantVendettaYou can find our good friend's Podcasts here:https://www.abingerspodcast.com/https://linktr.ee/goingmerrypod

Mike Harbit visits with Nevada (MO) Lady Tiger basketball coach Blake Howarth about recent wins and the upcoming schedule against Pleasant Hill and Clinton.  Program originally aired on Wednesday, December 10th, 2025.

Dave Smith brings you the latest in politics! On this episode of Part Of The Problem, Dave and Robbie "The Fire" Bernstein talk about Trump's interview with Politico where he talks about Ukraine and Venezuela, Nick Fuentes on Piers Morgan's show, and more.Order Lauren Smith's book here: https://a.co/d/67djjBpSupport Our Sponsors:Hexclad - Find your forever cookware @hexclad and get10% off at https://hexclad.com/PROBLEM! #hexcladpartnerProlon - https://prolonlife.com/potpRugiet - Get 15% off your first order by going to http://rugiet.com/DAVE and using code DAVE.Kalshi - https://kalshi.com/davePart Of The Problem is available for early pre-release at https://partoftheproblem.com as well as an exclusive episode on Thursday!PORCH TOUR DATES HERE:https://www.eventbrite.com/cc/porch-tour-2025-4222673Find Run Your Mouth here:YouTube - http://youtube.com/@RunYourMouthiTunes - https://podcasts.apple.com/us/podcast/run-your-mouth-podcast/id1211469807Spotify - https://open.spotify.com/show/4ka50RAKTxFTxbtyPP8AHmFollow the show on social media:X:http://x.com/ComicDaveSmithhttp://x.com/RobbieTheFireInstagram:http://instagram.com/theproblemdavesmithhttp://instagram.com/robbiethefire#libertarianSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

John Morgan shares wild behind-the-scenes stories of dining with Bill Clinton, his legendary charm, political instincts, and how he compares to Biden today. PBD tells his own surreal Clinton encounter in New York. A must-watch conversation.

John Morgan talks candidly about Epstein, blackmail, Ghislaine Maxwell, and why powerful people feared him. He breaks down myths about Clinton, Trump, and the money trail while adding wild facts you've never heard. A shocking and hilarious segment with PBD.

In this captivating episode of the Meditative Prayers podcast, hosted by the insightful Zach Clinton and accessible on Pray.com, we delve into the transformative theme of taking meaningful actions on our spiritual journey—an exploration that deeply resonates within our Christian community. Throughout our pursuit of spiritual growth, there are instances when engaging in purposeful actions and embodying our faith becomes a central aspiration. These moments not only nourish our spiritual journey but also energize our connections, propelling us toward the fulfillment of our individual dreams. The comforting truth remains unwavering: with the Lord as our steadfast guide, we possess the inherent ability to manifest these aspirations, uncovering renewed hope and purpose in our ongoing quest. Drawing profound inspiration from sacred scriptures, we embark on a journey to understand and embody the essence of this transformative human experience. For those seeking guidance in taking meaningful actions to achieve their spiritual aspirations along their faith journey, we extend a heartfelt invitation to explore the Pray.com app. By simply downloading it today, you can commence a transformative journey of faith and resilience, deeply rooted in the unwavering presence of the Divine. Together, let us wholeheartedly embrace the incredible potential for impactful actions within us, finding boundless inspiration and strength during our shared spiritual pilgrimage. We invite you to join us in this enlightening episode as we venture toward a profound understanding of actively pursuing our spiritual aspirations and discovering the extraordinary sense of purpose that resides within each one of us. Embracing the practice of praying before slumber is more than just a routine; it's an avenue to recenter your heart, aligning it with God's purpose. Let Pray.com's Meditative Prayer be a nightly companion, deepening your bond with the Almighty and settling your spirit for a serene night's rest.Zach Clinton is from the American Association of Christian Counselors, for more information please visit: https://aacc.net/See omnystudio.com/listener for privacy information.

In this country, health outcomes are too often dictated by your ZIP code, but one company is working very hard to fix those inequities.Demond Martin, is the CEO and co-founder of WellWithAll, a health and wellness company dedicated to advancing health equity for underserved communities. Operating under ‘inclusive capitalism', WellWithAll reinvests 20% of its profits into health initiatives tailored to specific community needs, tackling health disparities, and ensuring a targeted approach to wellness.Before WellWithAll, Demond was a senior partner at Adage Capital Management, where he invested in the consumer sector for 21 years. Earlier in his career, he served in the Clinton administration, and he has served on numerous nonprofit boards, including the Berkeley College of Music, The Dana-Farber Cancer Institute, and the Obama Foundation. Today, we get into what WellWithAll does, how they're giving back to the community, and Demond's journey from a trailer in North Carolina to CEO of this incredible company.Highlights:Demond's background (2:21)Stories from the White House (3:50)Working at a hedge fund (5:58)Lessons about investing (8:32)The origins of WellWithAll (11:42)Health inequities (13:54)How WellWithAll has evolved (15:08)Getting in with large retailers (17:08)Sources of funding (18:57)The Obama Foundation (20:19)A career in politics? (21:00)Demond's mentors (22:14)27th ICR Conference (24:04))Links:Demond Martin LinkedInWellWithAll LinkedInWellWithAll WebsiteICR LinkedInICR TwitterICR WebsiteFeedback:If you have questions about the show, or have a topic in mind you'd like discussed in future episodes, email our producer, joe@lowerstreet.co.

It’s mid-December, which means that it’s time for George and Cheryl to take a look at the year in restaurants. In this episode, the co-hosts chat about their favorite new dining spots for 2025. They’ll cover all the fun additions to the St. Louis food and beverage scene, including a new Italian-inflected amaro bar, an Instagram pizza business-turned brick and mortar, a hotly anticipated restaurant from two pop-up pros and more. Plus, they’ll rank their Top 5 best new restaurants, which was done by consensus, but not without controversy. Listen and follow Arch Eats on YouTube, Spotify, Apple Podcasts, or wherever podcasts are available. New to podcasts? Follow these instructions to start listening to our shows, and hear what you’ve been missing! Want more? Check out all of St. Louis Magazine’s podcasts. Have an idea for a future Arch Eats episode? Send your thoughts or feedback by emailing podcasts@stlmag.com. Hungry for more? Subscribe to our Dining newsletters for the freshest coverage on the local restaurant and culinary scene. And follow George (@georgemahe) and SLM on Instagram (@stlouismag). Interested in being a podcast sponsor? Contact Lauren Leppert at lleppert@stlmag.com. Mentioned in this episode: KoKuu Ramen & Sushi Bar: 343 S. Kirkwood, Kirkwood, 314-698-2231 Madrina: 101 W. Lockwood, Webster Groves, 314-963-1976 Citizen Kane’s: 133 W. Clinton, Kirkwood 314-965-9005O’Connell’s Pub: 4652 Shaw, The Hill, 314-773-6600The Piccadilly at Manhattan: 7201 Piccadilly, Ellendale, 314-646-0016Sam’s Steakhouse: 10205 Gravois, Affton, 314-849-3033 Brasas: 6138 Delmar Blvd, Delmar Loop 314-256-1937 Lucy Quinn (Lucy Q) /Little Lucy: 4156 Manchester, The Grove 314-932-5829Aperi: 4317 Manchester, The Grove, 314-405-8333No Ordinary Rabbit: 1621 Tower Grove, Botanical Heights, 314-696-2010 Robin: 7268 Manchester, Maplewood, 314-712-6124Expat BBQ: 3730 Foundry Way #132, Midtown, 314-924-9728Cottle Village Farmstead & Distillery: 6470 State Route N, Cottleville, 636-268-2123Sauci Pasta: 1990 1st Capitol, St Charles, 636-757-3307Great Heart Brewing: 9514 Olive, Olivette, 314-557-7188Mestiza Tacos & Cantaritos: 3279 Hampton, Clifton Heights, 314-645-7676Pavilion (inside Sado): 5201 Shaw, The Hill, 314-390-2883Mainlander: 392 N Euclid, CWE, no listed phoneNicky Slice: 2240 Edwards, The Hill, no listed phoneThe Mexican STL: 9615 Watson, Crestwood, 314-525-5025Nettie’s Pizza Den: 33 N. Central, Clayton, 314-571-9305 Extra Wavy: 2017 Chouteau, Downtown West, 314-346-1165Scout’s: 2704 Locust, Midtown, 314-394-8650 You may also enjoy these SLM articles: The best new restaurants in St. Louis More episodes of Arch Eats Robin named one of America’s best restaurants by ‘The New York Times’ See omnystudio.com/listener for privacy information.

In this episode of the Mississippi Outdoors Podcast, host Matt Wyatt sits down with longtime Mississippi Outdoors TV host Amanda Mills — a familiar face to anyone who's watched the show over the past two decades.Amanda shares how she started with the Mississippi Department of Wildlife, Fisheries, and Parks back in 2005, the surprising phone call that put her on Mississippi Outdoors TV for the first time, and what it was like to grow up watching Melvin Tingle before eventually working beside him. She talks about her favorite hunts, deep-sea trips, bear den checks, alligator checks, and the people who shaped her journey.The conversation touches on her childhood in Clinton, raising two daughters, juggling multiple jobs, and why she still drops everything for an opportunity to hunt or fish. Amanda also reflects on the legacy of Mississippi Outdoors TV — the longest-running state agency outdoor show in the entire country — and the joy of being recognized by viewers who grew up watching her.Mississippi Outdoors is produced by the Mississippi Department of Wildlife, Fisheries, and Parks. Hosted on Acast. See acast.com/privacy for more information.

Thursday, October 2, 2025, at 9:00 AM., MBN was on the road to find out how CAMC, the Capital Area Manufacturing Council was highlighting the significance of manufacturing in our region and showcasing the programs and partnerships that support workforce development. This is a valuable opportunity to demonstrate support for both our students and the college as we continue to prepare the next generation of highly skilled professionals. Participation in this important event included the following: Speakers: 1. President Dr. Robinson - LCC Staff 2. Cindy Kangas - CAMC Executive Director 3. Fred Render - CAMC Board - Capital Steel & Wire 4. LCC – Sid Mosley - Manufacturing Engineering Technology Professor 5. LCC – Barbie Staley – Welding Student 6. LCC – Jonathan Gusmano + Robotic Dog – Program Director 7. Politicians 8. Dismissed for Tours You Can't Be What You Can't See — Manufacturing Day 2025 Kickoff Event at LCC West Lansing, MI — The Capital Area Manufacturing Council (CAMC) is proud to announce National Manufacturing Day 2025 will kickoff with a press conference at Lansing Community College West Campus on This event marks the start of a month-long celebration designed to change the narrative of manufacturing, showcase diverse career pathways, and inspire students across Ingham, Eaton, Clinton, Shiawassee, and Livingston counties. “Manufacturers are deeply committed to nurturing the talent pipeline,” said CAMC Executive Director Cindy Kangas. “You can't be what you can't see, and MFG Day brings vision to life. Students will take field trips to local manufacturing plants to walk the shop floor, watch robots in action, see products being made in real time, and try hands-on activities. They'll meet engineers, welders, quality control experts, and other professionals who can answer their questions and share what a day on the job looks like. These experiences help students discover pathways they may never have considered.” For many, manufacturing carries the outdated stereotype of being dirty, dark, dingy, and dangerous—but today's reality is entirely different. Modern manufacturing is driven by robotics, automation, engineering, and cutting-edge technology, and it offers career pathways in fields like marketing, packaging, supply chain management, quality control, human resources, accounting, statistics, engineering, agriculture, and biology. “We drive past facilities daily, often unaware they house million-dollar industries powering our economy,” Cindy Kangas continues. “Michigan manufacturers are creators, problem-solvers, and innovators—and we should be proud of the incredible work happening here.” Following the press conference, attendees will tour LCC West Campus and participate in technology demonstrations and interactive activities designed to spark interest and excitement. Members of the press, local leaders, educators, and community supporters are encouraged to attend. ### PRESS CONFERENCE: MANUFACTURING DAY 2025 WHO: Capital Area Manufacturing Council (CAMC), Lansing Community College West Campus, local manufacturers, educators, and students. WHAT: Kickoff press conference for Manufacturing Day 2025, followed by facility tours, technology demonstrations, and student engagement activities. WHEN: Thursday Oct 2, 2025 ⋅ 9am – 10am (Eastern Time - Detroit) WHERE: 5708 Cornerstone Dr. Lansing, MI 48917 - LCC's West Campus Robotics Lab (Room W166). WHY: Michigan manufacturers are coming together to change the narrative about manufacturing and inspire the next generation. Students will explore career pathways they may not have known existed. Workforce need: The U.S. will need 3.8 million new manufacturing workers over the next decade. » Visit MBN website: www.michiganbusinessnetwork.com/ » Subscribe to MBN's YouTube: www.youtube.com/@MichiganbusinessnetworkMBN

Meet my friends, Clay Travis and Buck Sexton! If you love Verdict, the Clay Travis and Buck Sexton Show might also be in your audio wheelhouse. Politics, news analysis, and some pop culture and comedy thrown in too. Here’s a sample episode recapping four takeaways. Give the guys a listen and then follow and subscribe wherever you get your podcasts. Clay: I'd be a Better SCOTUS Judge Clay and Buck break down the case that could redefine the separation of powers by determining whether presidents can fire executive branch officials who lead independent regulatory agencies. They argue that this decision isn’t just about Donald Trump—it will impact every future president, from Obama to potential leaders like Gavin Newsom or JD Vance. The hosts criticize Justice Ketanji Brown Jackson’s comments during oral arguments, questioning her understanding of constitutional principles and highlighting what they see as her overtly political approach. Clay even raises the provocative argument that Biden’s pledge to appoint a Black woman to the Court may have violated federal law, sparking a broader discussion on merit, diversity, and judicial competence. The hour then pivots to cultural commentary, featuring clips from The View and a spirited debate about Donald Trump’s legacy. Clay and Buck dismantle claims that Trump will be a mere “footnote,” asserting that he is the most influential political figure of the 21st century and second only to Ronald Reagan in the past 45 years. They compare Trump’s impact to other modern presidents, including Obama, Clinton, and George W. Bush, and explore how Trump reshaped American politics and global dynamics. This segment underscores the enduring influence of Trump’s policies and persona, regardless of media narratives. Uncle Bill Stops By Bill O’Reilly (aka Uncle Bill) shares candid insights from his recent conversations with President Trump. O’Reilly ranks Trump among the top ten U.S. presidents, praising his unmatched work ethic while noting that Abraham Lincoln will always hold the number one spot. He contrasts Trump’s accomplishments with what he calls Joe Biden’s catastrophic presidency, arguing Biden failed to solve a single major problem during his term. O’Reilly also warns that affordability concerns—particularly rising insurance costs—could become a defining issue in the 2026 midterms, even as Trump touts strong economic fundamentals like job growth and stock market gains. Can You Afford Your Life? The discussion pivots to Trump’s economic strategy and his push to address affordability through a Pennsylvania tour. Clay and Buck emphasize that inflation and high prices remain top-of-mind for voters, regardless of improving economic indicators. They spotlight Trump’s critique of Obamacare, playing audio where Trump blasts the law as a “disaster” that enriches insurance companies while leaving Americans with skyrocketing premiums and shrinking networks. The hosts argue that the entire healthcare system is broken, riddled with hidden costs and subsidies, and warn that demographic shifts—more retirees and fewer young workers—will strain programs like Social Security and Medicare for decades to come. Over half of Americans pay no federal income tax, while government spending under Biden—$6.8 trillion in 2021 alone—fueled historic inflation. The hosts dismantle progressive proposals like tax exemptions as reparations, pointing out that many households already pay zero federal income tax. They end the hour by reaffirming that Biden’s reckless spending spree drove inflation from 1.7% to over 9%, cementing economic frustration as a key issue heading into the next election cycle. Christmas Music and Gifts are Overrated A spirited debate about holiday traditions, gift-giving, and the commercialization of Christmas. Clay admits he’s “going Grinch” over the nonstop barrage of Christmas music and argues that only children should receive gifts, while Buck shares his preference for practical contributions like college fund donations over material presents. Callers weigh in with creative solutions, including gift exchange apps and liquor swaps, adding humor and relatability to the discussion. The hour closes with a playful exchange about presidential rankings, as listeners challenge the hosts’ takes on George Washington, Abraham Lincoln, and Thomas Jefferson, sparking a lively historical debate. Make sure you never miss a second of the show by subscribing to the Clay Travis & Buck Sexton show podcast wherever you get your podcasts! ihr.fm/3InlkL8 For the latest updates from Clay and Buck: https://www.clayandbuck.com/ Connect with Clay Travis and Buck Sexton on Social Media: X - https://x.com/clayandbuck FB - https://www.facebook.com/ClayandBuck/ IG - https://www.instagram.com/clayandbuck/ YouTube - https://www.youtube.com/c/clayandbuck Rumble - https://rumble.com/c/ClayandBuck TikTok - https://www.tiktok.com/@clayandbuck YouTube: https://www.youtube.com/@VerdictwithTedCruzSee omnystudio.com/listener for privacy information.

Dave Smith brings you the latest in politics! On this episode of Part Of The Problem, Dave and Robbie "The Fire" Bernstein talk about Marjorie Taylor Greene's post-Trump conflict interview, Rachel Maddow on Stephen Colbert talking about Russia-gate, and more.Order Lauren Smith's book here: https://a.co/d/67djjBpSupport Our Sponsors:Visit https://twc.health/problem to get American Made Ivermectin. Order your 6-month supply today and use code PROBLEM for $30 Off + FREE shipping. USA Residents only.BodyBrain - Go to BodyBrainCoffee.com, use code DAVE20 for 20% off your first orderBetter Help - https://Betterhelp.com/problem for 10% off your first monthBrunt Workwear - http://bruntworkwear.com/ Use code PROBLEMPart Of The Problem is available for early pre-release at https://partoftheproblem.com as well as an exclusive episode on Thursday!PORCH TOUR DATES HERE:https://www.eventbrite.com/cc/porch-tour-2025-4222673Find Run Your Mouth here:YouTube - http://youtube.com/@RunYourMouthiTunes - https://podcasts.apple.com/us/podcast/run-your-mouth-podcast/id1211469807Spotify - https://open.spotify.com/show/4ka50RAKTxFTxbtyPP8AHmFollow the show on social media:X:http://x.com/ComicDaveSmithhttp://x.com/RobbieTheFireInstagram:http://instagram.com/theproblemdavesmithhttp://instagram.com/robbiethefire#libertarian See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

SHOW 12-8-2025 CBS EYE ON THE WORLD WITH JOHN BATCHELOR 1895 KHYBER PASS THE SHOW BEGINS IN THE DOUBTS ABOUT THE FEDERAL RESERVE  BOARD OF GOVERNORS. FIRST HOUR 9-915 The DC Shooter, the Zero Units, and the Tragedy of the Afghan Withdrawal: Colleagues Husain Haqqani and Bill Roggio discuss recent violence in Washington, D.C. involving an Afghan immigrant that has drawn attention back to the chaotic U.S. withdrawal from Afghanistan in 2021; the shooter, Ramanula Lakanal, was a member of the elite "Zero Units" of the Afghan National Army, a force that demanded priority evacuation for their families in exchange for providing security at the Kabul airport during the U.S. retreat, and while these units were stalwart allies against enemies like al-Qaeda and ISIS, they fought a "dirty war" and were accused of human rights violations, highlighting the broader failure of the withdrawal which occurred because political will faded across multiple administrations. 915-930 The Vetting Failure and the Lack of an Exit Strategy in Afghanistan: Colleagues Husain Haqqani and Bill Roggioexplain that the chaotic withdrawal from Afghanistan was exacerbated by the lack of a methodical exit strategy, unlike the British who organized their departure and evacuation lists well in advance; critics argue that the U.S. imported significant security risks by rushing the evacuation, bringing in over 100,000 Afghans without adequate vetting, and while there was a moral obligation to help those who served, experts suggest that wholesale importation of citizens from a war-torn country was not the only solution and that better vetting or resettlement in third countries should have been considered. 930-945 Martial Law in South Korea and the Shadow of the North: Colleagues Morse Tan and Gordon Chang discuss South Korea facing severe political turmoil following President Yoon's declaration of martial law, a move his supporters argue was a constitutional response to obstructionist anti-state forces; the opposition, led by figures previously sympathetic to North Korea, has been accused of attempting to paralyze the government, while accusations of "insurrection" against President Yoon are dismissed as nonsensical, with the political infighting fracturing the conservative party and leaving South Korea vulnerable to the North Korean regime in a way not seen since the Korean War. 945-1000 Japan Stands Up for Taiwan While Canada Demurs: Colleagues Charles Burton and Gordon Chang report that Japanese Prime Minister Takaichi recently declared that a Chinese invasion of Taiwan would be a "survival threatening situation" for Japan, authorizing the mobilization of self-defense forces; this statement has triggered a massive propaganda campaign from Beijing demanding a retraction, as a successful invasion of Taiwan would likely require violating Japanese sovereignty, while in contrast Canada remains reluctant to support Tokyo or criticize Beijing, hoping to secure trade benefits and diversify exports away from the U.S., leaving Japan isolated by its allies. SECOND HOUR 10-1015 The Survival of UNRWA and the Flow of Terror Finance: Colleagues Malcolm Hoenlein and Thaddeus McCotterreport that despite investigations revealing corruption and ties to terrorism, the UN has renewed the mandate for UNRWA for another three years; the organization's facilities have been used by Hamas and its schools have been implicated in radicalizing children, yet international efforts to replace it have stalled, while Hamas leadership refuses to disarm or accept international oversight, demanding a Palestinian state as a precondition for any change, with financial support for terror groups continuing to flow through networks in Europe and the Middle East. 1015-1030 Greece's "Achilles Shield" and Israel's Iron Beam Laser Defense: Colleagues Malcolm Hoenlein and Thaddeus McCotter report that Greece is undertaking a historic modernization of its armed forces, unveiling a new national defense strategy focused on long-range missiles and a modernized air defense system dubbed "Achilles Shield," allowing Greece to project power more flexibly in the Eastern Mediterranean and counter threats from Turkey; in Israel, a major defensive breakthrough is imminent with the deployment of the "Iron Beam," a laser defense system capable of intercepting threats at approximately $50 per shot, expected to rewrite the rules of air defense by effectively countering drone swarms and missiles. 1030-1045 Hezbollah's Quiet Regeneration Under Naim Qassem: Colleagues David Daoud and Bill Roggio report that since the ceasefire began, Hezbollah has received at least $2 billion from Iran and is actively rearming and regenerating its forces in Lebanon; the terror group is focusing on acquiring drone swarms and other asymmetrical weapons that are cheap to produce and difficult for Israel to counter, while Hezbollah's new leader Naim Qassem is leveraging his "bookish" and underestimated persona to lower the temperature and allow the group to rebuild without attracting the same level of scrutiny as his predecessor. 1045-1100 Fragmentation in Yemen: The Southern Transitional Council Advances: Colleagues Bridget Tumi and Bill Roggio report that the civil war in Yemen is fracturing further as the Southern Transitional Council, which advocates for southern secession, advances into eastern governorates to secure territory and combat smuggling; this move has heightened tensions within the anti-Houthi coalition, as the STC is backed by the UAE while other government factions are supported by Saudi Arabia, weakening the collective effort against the Houthis who control the capital Sanaa and maintain ambitions to conquer the entire country. THIRD HOUR 1100-1115 The Druze National Guard and Internal Strife in Southern Syria: Colleagues Ahmad Sharawi and Bill Roggio report that instability is growing in Syria's Druze-majority Suwayda province, where a newly formed "National Guard" militia has begun arresting and killing political opponents; the militia is spiritually guided by Sheikh Hikmat al-Hijri, who has consolidated power by sidelining other Druze leaders who were open to reconciliation with the Assad regime, with Turkey expressing support for the anti-Assad Druze factions against both the Syrian government and Kurdish forces, while recent violence suggests a hardening of anti-regime sentiment. 1115-1130 The "Variable Geometry" of the Muslim Brotherhood and Its Global Affiliates: Colleagues Edmund Fitton-Brown and Bill Roggio explain that the Muslim Brotherhood operates as a "mothership" for various Islamist movements, utilizing a strategy of "variable geometry" to adapt to local political environments while aiming for a global caliphate; Hamas functions as the Palestinian branch of the Brotherhood and despite being severely damaged by the war with Israel remains the dominant force in Gaza, with the Brotherhood finding state sponsorship primarily in Qatar, which provides funding and media support via Al Jazeera, and Turkey, where President Erdogan acts as a leader for the organization. 1130-1145 Ukraine Negotiations Hit a Cul-de-Sac Amidst Infiltration Tactics: Colleagues John Hardie and Bill Roggio report that peace talks regarding Ukraine are currently at a standstill, with the U.S. and Ukraine at odds over Russia's demands for territory in the Donbas versus Ukraine's need for meaningful security guarantees; while the U.S. has pressured Ukraine to concede territory, the security assurances offered are viewed skeptically by Kyiv, and Russia refuses to accept any Western military presence in Ukraine, while on the battlefield Russia employs infiltration tactics using small groups, sometimes single soldiers, to penetrate deep into Ukrainian positions. 1145-1200 The Trump Corollary: Reviving the Monroe Doctrine in Latin America: Colleague Ernesto Araújo discusses a new "Trump corollary" to the Monroe Doctrine reshaping U.S. policy in the Americas, signaling a more assertive stance against foreign influence and authoritarian regimes; this shift is evident in Venezuela, where President Maduro appears to be negotiating his exit in the face of U.S. pressure, while in Brazil the administration of Lula da Silva faces significant instability due to a massive banking scandal linking the government to money laundering and organized crime, with the new application of the Monroe Doctrine suggesting the U.S. will favor political figures aligned with its security strategy. FOURTH HOUR 12-1215 Devil's Advocates: Robert Stryk, Rudy Giuliani, and the Business of Influence: Colleague Kenneth P. Vogel discusses how in the power vacuum created by Donald Trump's arrival in Washington, unconventional lobbyists like Robert Stryk rose to prominence by marketing access to the new administration; Stryk, described as an "anti-hero" with a checkered business past, hosted a lavish event at the Hay-Adams Hotel to legitimize the regime of Joseph Kabila of the Democratic Republic of Congo, successfully delivering Rudy Giuliani as Trump's personal attorney, signaling a new informal channel for foreign diplomacy and highlighting how foreign regimes utilized large sums of money and unconventional intermediaries to seek favor. 1215-1230 The Accidental Diplomat: Robert Stryk and the New Zealand Connection: Colleague Kenneth P. Vogel explains that Robert Stryk's rise in the lobbying world was fueled by serendipity and bold bluffs, exemplified by a chance encounter with a New Zealand diplomat at a cafe; the diplomat revealed that New Zealand, having prepared for a Clinton victory, had no contacts within the incoming Trump team and could not arrange a congratulatory call between their Prime Minister and the President-elect, and Stryk, leveraging a connection to a former Trump campaign field director, provided a phone number that successfully connected the embassy to Trump's team, establishing his credibility and launching his career in high-stakes foreign lobbying. 1230-1245 Hunter Biden, Chinese Spies, and the Monetization of Political Connections: Colleague Kenneth P. Vogel reports that following his father's departure from the vice presidency, Hunter Biden faced financial pressure and sought lucrative foreign clients, leading to risky entanglements; one venture involved a corrupt Romanian real estate magnate who hired Hunter along with former FBI Director Louis Freeh and Rudy Giuliani to resolve his legal troubles, with the proposed solution involving selling land including the site of the U.S. Embassy in Romania to a Chinese state-linked fund, and Hunter Biden was aware of the nature of his associates, referring to one as the "spy chief of China." 1245-100 AM FARA: From Fighting Nazi Propaganda to Modern Transparency: Colleague Kenneth P. Vogel explains that the Foreign Agents Registration Act was originally enacted in 1938 to counter Nazi propaganda in the United States before World War II; at the time, the Third Reich was paying well-connected American consultants to whitewash Hitler's image and keep the U.S. out of the war, operating without public knowledge, and Congress passed FARA to create transparency, requiring those paid by foreign principals to influence the U.S. government or media to register their activities, with the law remaining today the primary vehicle for accountability in foreign lobbying

The Accidental Diplomat: Robert Stryk and the New Zealand Connection: Colleague Kenneth P. Vogel explains that Robert Stryk's rise in the lobbying world was fueled by serendipity and bold bluffs, exemplified by a chance encounter with a New Zealand diplomat at a cafe; the diplomat revealed that New Zealand, having prepared for a Clinton victory, had no contacts within the incoming Trump team and could not arrange a congratulatory call between their Prime Minister and the President-elect, and Stryk, leveraging a connection to a former Trump campaign field director, provided a phone number that successfully connected the embassy to Trump's team, establishing his credibility and launching his career in high-stakes foreign lobbying. 1980

Patrick Bet-David sits down with billionaire DNC mega donor John Morgan from Morgan and Morgan for a raw, no-filters conversation on his legal battles with Disney, Bill Clinton's ties to Jeffrey Epstein, the Biden administration's cover-up accusations, and his feud with Florida Governor Ron DeSantis.------

In this compelling episode of the Meditative Prayers podcast, hosted by the insightful Zach Clinton and available on Pray.com, we delve into the profound theme of cultivating patience on our spiritual journey—an aspect that deeply resonates within our Christian community. Along the path of faith, there are moments when exercising patience, rather than seeking immediate accomplishment, becomes a paramount desire. These moments not only enrich our faith but also strengthen our relationships, propelling us toward our individual dreams. The comforting truth endures: with the Lord as our unwavering guide, we possess the innate ability to exercise patience, finding renewed hope and purpose in our journey. Drawing profound inspiration from sacred scriptures, we embark on an exploration of this transformative human experience. For those who seek guidance in nurturing patience along their path of faith, we extend a heartfelt invitation to explore the Pray.com app. By simply downloading it today, you can embark on a transformative journey of faith and resilience, deeply rooted in the unwavering presence of the Divine. Together, let us wholeheartedly embrace the incredible potential for patience within us, finding boundless inspiration and strength during our shared spiritual pilgrimage. We invite you to join us in this enlightening episode as we venture toward a profound understanding of cultivating patience on our spiritual journey and discovering the extraordinary sense of fulfillment that resides within each one of us, guided by the insightful Zach Clinton. Embracing the practice of praying before slumber is more than just a routine; it's an avenue to recenter your heart, aligning it with God's purpose. Let Pray.com's Meditative Prayer be a nightly companion, deepening your bond with the Almighty and settling your spirit for a serene night's rest.Zach Clinton is from the American Association of Christian Counselors, for more information please visit: https://aacc.net/See omnystudio.com/listener for privacy information.

Ben and Clinton discuss Duke football's ACC Championship win vs. Virginia, the College Football Playoffs, basketball's win at Michigan State and a comparison of Cooper Flagg and Cameron Boozer.Follow @Duke_Wisdom on Instagram and Twitter / XGo to dukewisdom.org for articles and more

In this episode of Restoration Pros Unplugged, Clinton sits down with Phil DePaul, the powerhouse owner behind United Water Restoration Group Long Island and 1-Tom-Plumber Long Island. Known for his bold “BoomZeal” leadership style, Phil breaks down how he built two thriving service brands by bringing a white-collar approach to a blue-collar industry and why professionalism, extreme ownership, and clean presentation are non-negotiable in today's restoration and plumbing world.Phil shares his journey from plumbing distribution, to disaster recovery, to becoming one of the top franchise operators in the country. He opens up about the early struggles, the lessons learned scaling two service companies, and why franchising gave him the speed, support, and collaboration needed to grow in one of the most saturated restoration markets in America.If you're a restoration owner looking to:- Improve your team's professionalism- Strengthen communication with homeowners and property owners- Raise your operational standards- Break through your current revenue ceiling…this conversation delivers the mindset, systems, and leadership frameworks you need to level up.Packed with real stories, actionable insights, and Phil's signature high-energy philosophy, this is an episode every restoration entrepreneur should hear.Connect with Phil:https://boomzeal.com/https://www.linkedin.com/in/pdepaul/https://www.facebook.com/picomang----Want to grow your restoration brand and generate more water jobs with expert marketing?Book a free strategy session with our team at Water Restoration Marketing:https://waterrestorationmarketing.com/discovery-call/

Harrison Township Michigan: The MOST Underrated Waterfront Town in Metro DetroitYou ever hear about a place and think, “How have I never been here before?” That's exactly the vibe you get with Harrison Township — a quiet, unassuming waterfront community on Lake St. Clair that somehow flies under the radar while offering some of the best lake living in southeast Michigan. From endless marinas and canal-front homes to restaurants right on the water and the Selfridge Air National Guard Base overhead, Harrison Township might be one of Michigan's most underrated waterfront gems — and today, I'm showing you why.In this video, we'll explore where Harrison Township is, what makes the lifestyle so unique, things to do, local marinas, restaurants, the vibe, schools, property taxes, home prices, and the pros and cons of living here. Whether you're thinking about boating, relocating, or just discovering new Metro Detroit towns, this breakdown will give you everything you need to know.

This week The Vice President of The United States of America and Tech Stuff Guy discuss Epstein Files, Clinton, Erika Kirk, Motorcade Accident, ICE, 2018 Presidential Run, and more. If you enjoy the show leave a rating and review on spotify or iTunes. Join the Patreon for hours of bonus content ⁠⁠www.Patreon.com/MPGA⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Keith reviews the state of the real estate market, noting that existing home sales are down about 33% from their 2021 peak, while prices remain firm due to low supply and high demand.  Affordability challenges are driven by stagnant wages, inflation, and higher mortgage rates, with 70% of mortgage holders still locked in at rates below 5%.  He observes that in certain markets, new construction may now offer better investor terms than comparable existing properties, especially where builders buy down rates.  The episode highlights a comparison of nearly a century of asset class returns, reporting real estate's long-term annual appreciation at approximately 4.7%. Episode Page: GetRichEducation.com/583 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com or text 'GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation   Complete episode transcript: Keith Weinhold  0:01   welcome to GRE. I'm your host. Keith Weinhold, how do other audiences feel about the GRE mantras that we've come to love here, like financially free beats debt free and don't get your money to work for you? Then sometimes it's not what you're attracted to in life, but what you're running away from finally comparing the returns from six major asset classes over the past century all today on get rich education    Keith Weinhold  0:29   since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com   Corey Coates  1:18   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:34   Welcome to GRE from Kennebunkport, Maine to Bridgeport, Connecticut and across 188 nations worldwide. It is the voice of real estate investing since 2014 I'm Keith Weinhold, and I'm grateful to have you here with me, and we're doing something a little different today, as you'll soon listen in to me as I was on the hot seat being interviewed on another prominent real estate show. But first, when you pull back and ask yourself, why you're really an investor in the first place? There are so many reasons. Maybe you just want a few properties in order to supplement your day job income. Maybe you want to have more than a few so that you can completely replace that active income, or perhaps rather than going the route of building up your cash flow, which is valid, but some think that it's the only way to real estate financial freedom. Instead, you could own, say, nine doors or 22 doors, and even if they all had zero cash flow, you can just keep borrowing against that leverage and equity tax free and live off of that whatever you do when it comes to your day job, income, your degree of disdain for your nine to five job that is going to be greater or less than it is for some others. So your motivation for self improvement, it isn't always about what you're running to in life, which could be real estate investing, but it's also what you're running away from, especially if you don't get a deeply rooted sense of meaning from your job. So you could have both a push factor and a pull factor in what motivates you. There's a scene from the 1999 movie Office Space that just does this incredibly unvarnished job of saying out loud how so many of us feel today. What I'm going to share with you, I mean, you know that you have felt this at least once in your life. Office space wasn't supposed to be a mega hit movie, but it kind of was, because it's so relatable. Let's listen in to part of this clip. This is Ron Livingston playing a disgruntled male employee talking to Jennifer Aniston at a restaurant about his job in the movie Office Space.   Speaker 1  4:09   I don't like my job, and I don't think I'm gonna go anymore. You're just not gonna go. Yeah, won't you get fired? I don't know, but I really don't like it, and I'm not gonna go.   Keith Weinhold  4:24   Then it continues when she asks. So you're just gonna quit? No, not really. I'm just gonna stop going. When did you decide all of that? About an hour ago? Really? Yeah, aren't you going to get another job? I don't think I'd like another job. What are you going to do about money in bills and all that? I've never really liked paying bills. I don't think I'm going to do that either.   Keith Weinhold  4:53   That's it. That is the end of that classic dialog from office space that we can. All relate to you did not wake up to be mediocre, but a lot of people's jobs pummel them into a rather prosaic state. You were born rich because you were born with this abundance of choices, this huge palette in menu, but society often stifles that and makes you forget it, and it gets really easy to just fall into your groove and stay there. The main reason we aren't living our dreams is really because we're living our fears. Failure doesn't actually destroy as many dreams as people think fear and doubt. Does fear and doubt destroy more dreams than failure ever does financial runway? That is a phrase for the amount of time that you can maintain your lifestyle without the need for a paycheck. And it's critical for you to lengthen this runway if you hope to retire early, and it will dramatically reduce your stress level. An example is say that you currently earn 150k per year after taxes, and you spend 126k of that, all right. Well, that means you've got a surplus of 24k a year. Well, it's going to take you a little over five years to accumulate that 126k that you need to annually support your lifestyle. That's what happens if you don't invest. And see investing helps you lengthen your financial runway, that amount of time you can maintain your lifestyle without the need for a paycheck. That's what we're talking about here. Last week I brought you the show from Caesar's Palace in the center of the Las Vegas Strip. So therefore, what I've done is I have gone from the ostentatious and flamboyant over here to the familial and simple as this week I'm in Buffalo New York, broadcasting from a somewhat makeshift GRE studio here, the Buffalo Bills had a home game yesterday, so the city and hotels are busier than usual. Next week, I will bring you the show from upstate Pennsylvania, as I'm traveling to see my family. Let's listen in to me on the hot seat. I was recently a guest on Kevin bups long running real estate investing show. You're going to get to see how I present information and GRE principles for the first time to a different audience. And as I do, you're going to hear me provide new material, but you'll also hear me say quite a few things that I have told you before, even then, the concepts might land differently when I'm explaining them to a new audience. The show is based in Florida, so We'll also touch on the real estate pain and opportunity there. After I'm interviewed, I'm going to come back and tell you about something fascinating. I'm going to compare the returns from six major asset classes over the past century, since 1930 anyway, and that's going to include the first time on the show where I'll tell you real estate's annual appreciation rate over the last entire century. Just about what do you think it is? 8% 5% 3% you're gonna have, perhaps the best answer you've ever had. Here we go.   Kevin Bupp  8:31   Now, guys, I want to welcome back a guest that we've had on. It's been a number of years now. Keith Weinhold, I went back to look at the last episode we had him on. I think it's been about four years. So, you know, four years ago, the world was in the very different state. It was a very different time. And so, you know, thankfully, we're out of the covid era and on to newer and greater things. So for those that don't know Keith, he's the founder of get rich education. He's the host of the popular get rich education podcast. He's a longtime thought leader in the real estate investing space, and like myself. Keith was also born and raised in Pennsylvania. For those that know don't know, I was born and raised in Harrisburg, Pennsylvania, Keith, I believe, a couple hours away from where I was. But Keith has very much a unique perspective on wealth, building debt, and really the housing market as a whole. And today, you know, we'll be diving into everything you know, from why the property itself? This is something that Keith kind of coins, why the property itself is less important than you think, to how the housing crash has already happened in a way that most people don't even realize, to the role inflation and debt play in building long term wealth. And so again, it's been a number of years here, so I'm excited to welcome Keith back here. So my friend, Keith, welcome to the show. It's it's a pleasure to have you back here again, my friend.   Keith Weinhold  9:43   Oh, Kevin, it's good to be here and be in the auspices of another fellow native Pennsylvanian as well.   Kevin Bupp  9:49   That's right, that's right, yeah, no, Pa is rocking and rolling as I think I told you this little, this little tidbit last time everyone, every time I speak with someone from Pennsylvania, they never know this. But I'm going to share this fun fact. Are you already know, Keith. I'm gonna share it with the rest of the listeners here today, Pennsylvania, those that are born and raised there. It's the only state where, if you're from Pennsylvania, you refer to it by its initials, and you assume that everyone else, everywhere else across the country, they know what you're talking about when you say I'm from PA and that's the only state that does that. So I think it's pretty neat.   Keith Weinhold  10:19   That's right. No one else does that. No one else says, I'm from TN, if they're from Memphis, right?   Kevin Bupp  10:24   They don't, they don't. So with that, my friend. So, you know, it's, again, it's been a number of years since we, since we had you last on here, you know, let's start with just, let's back up a little bit. You know, what have you been up to? I mean, what, what have the last few years look like for you? Where have you been spending your time, energy and efforts? Obviously, it's, you know, we've gone through some quite a bit of turmoil over the last five years, and would love to just get an update as to what's going on your life.    Speaker 2  10:48   Well, one of the big words in real estate investing, we all know it, even the person that cuts your hair and cleans your teeth knows it, and that's affordability. You know, really, affordability has been under fire, under pressure. By a lot of measures, we have the worst affordability for home buying since the early 80s, when the Jeffersons was on television. So it's been helping a lot of people deal with that. It's really the effect of three things, general inflation, higher home prices and higher mortgage rates. Really, those three things the crux of the problem. It's not exactly inflation, really. It's the fact that over the long term, wages don't keep up with inflation. And really that's the crux of the affordability problem. So I've been helping people deal with that and put that in perspective, really, Kevin,   Kevin Bupp  11:42   what does that mean for, you know, investment, real estate? I mean, are you still still doing deals? Are you seeing deals still get done by your students? I mean, what? What's your world look like?   Keith Weinhold  11:52    Yeah. I mean, I think you're asking, you know, how many deals are taking place? One way to measure that on a national basis is existing home sales. You know, existing home sales have been down substantially. And when a lot of people hear that, they think, prices, oh no, we're not talking about prices. We're talking about existing home sales. That means sales volume. That means the amount of overall transactions. So to give an idea of a real estate market, a residential one that's become pretty lethargic and not very vibrant, is that sales volume. It had its recent peak of about 6 million home sales back in 2021 I mean, 2021 was crazy, kind of the crux of the pandemic, you know, Kevin, that's when for an open house. You saw cars wrapped around the block for just one open house. Okay, well, that year 2021 there were 6 million existing home sales. Today, we're on pace to do about 4 million, and we also did only about 4 million last year. So if you put that in perspective and think about what that means, prices have stayed stable, but that's a 33% reduction in transactions. So investors, you know, people like you and I, Kevin, we're not as affected by this as some other industries. But think about the mortgage loan industry. If you're doing 33% fewer transactions, think about the hard decisions companies have to make and lay people off. 33% fewer transactions for title companies. It's probably close to 33% fewer transactions for furniture companies as well. So really it's both affordability that's been a problem, and that's led to this relative lethargy, kind of a slow, not very interesting residential real estate market, at least from the transaction perspective, really, really slow.   Kevin Bupp  13:58   But Could, could one not argue, I don't know the data points. Keith, I guess, what did it look like? 2021? Was kind of the peak. I think you'd reference 6 million units a year. Transactionally, what did it look like prior? What, what was, what was a more normal year like? And maybe 2020, wasn't a normal year either, right? Because a lot of folks thought the role was ending for a period of time. You know, 2019 maybe just again, trying to, trying to find maybe a better baseline to use. And then, you know, does, I guess, in my mind, and I don't follow these data points as much as you do, is that maybe 2021, was, you know, somewhat artificial inflation, right? Lots of lots of money pumping into the marketplace. And ultimately, we had to get back to a sense of normalcy at some point in time. And so are we at a at a place of normalcy? Are we still behind the eight ball a little bit?   Keith Weinhold  14:44   We're still behind the eight ball a little bit. 5 million is more of a normal long term number. But yeah, I mean, if we've got 4 million now, that's, you know, 25% less still than 5 million, sort of this long term normalcy rate of existing. Home transactions. And if you're a careful listener, you notice I've been using the word existing that doesn't include new build. So you know, when you the listener out there reading headlines, always look at that closely. We talking about existing? Are we talking about new build? You can learn a lot from that when you introduce new build data that introduces an awful lot of noise. For example, even when we look at prices, sometimes we want to exclude new construction. So why is that? Why do we want to focus on existing a lot? Well, because new build can introduce a lot of aberrations to the market. For example, the size of new build properties has dropped substantially the past few years, again, coming back to the central theme of affordability to help make a home more affordable. So we're not looking at same same when the square footage of a property drops a lot. And also, another thing that's been happening as a response to the lack of affordability is you have more builders building further and further out from a central business district where there are lower land costs for that new build property as well to help meet affordability. So the takeaway is, yeah, we want to be careful when we look at numbers. Are we looking at existing? Are we looking at new? Are we looking at overall properties.   Kevin Bupp  16:22   If you believe that if rates come down, we really is that the is that the lever that has to be pulled in order for that transactional volume to kick back up and, you know, make homes more affordable for the average home buyer,   Keith Weinhold  16:34   yeah, it's certainly going to help. I mean, really lower rates is the most likely significant lever that can help with the affordability crisis. Prices are pretty firm. Home prices are up 2% year over year. It's difficult for home prices to fall. In fact, home prices have only fallen one time substantially since World War Two. A lot of people don't realize that. So home prices are firm. I expect them to stay firm. And then the other lever is if we get a huge surge in wage increases, which I really don't expect anytime soon, unless we have another really big bout of inflation. So to your point, yes, lower mortgage rates like, that's the biggest lever that can help affordability return. And to speak to mortgage rates, Kevin and help put all of this into perspective, including this affordability component, is the fact that today, mortgage rates are low, and that gives a lot of people pause. They're like, What are you talking about? Mortgage rates were 3% even as low as two point some percent, just as recently as 2021 and early 2022 What are you talking about? Like, mortgage rates are 2x to 3x that today we look at a long term perspective when we look at the arc of mortgage rates, instead of in setting up expectations where we think rates could go. And we need to look at a frame of reference. Mortgage rates peaked over 18% in 1981 that's if you had a good credit score and everything on a 30 year fixed rate mortgage. That's what we're talking about here. In fact, Freddie Mac, they're the ones that have the best, most reliable stat set for mortgage rates, and that goes back to 1971 the average mortgage rate since 1971 all the way up to today, through all these presidential administrations you know, Nixon and in the Reagan years, and Clinton and the bushes and Obama, everything You know up to today, from 1971 until today, the average 30 year fixed rate mortgage is 7.7% so that's why I talk about how mortgage rates are, you know, moderate to a little low today. That takes a lot of people back. I don't see any impetus. It's going to get us back to, say, 3% mortgage rates. So some real perspective here.   Kevin Bupp  19:06   Yeah, yeah, no. And, you know, the interesting thing again, you might have data points on this to see, is a lot of the lack, do you feel that a lot of the lack of transactional volume is also related to those folks that have locked in, you know, 3% you know, mortgages, right? Like they're they, why would they sell and ultimately trade into a, maybe a, you know, a, you know, upgrade of a home, but ultimately be paying significantly more than that of what they're paying at the present time, you know, double the cost of capital. Your rates today, 30 year, rates are where the six and a half, 7% range, I don't follow it, but yeah.   Keith Weinhold  19:42   I mean, as of today, 6.3% is is where they're at. But yeah, you have a lot of those homeowners locked in to low rates. I mean, first, if we just pull back and look at the overall homeowner landscape, four in 10 have a paid off property. So just to talk to those about the other. Or 60% that percentage that are mortgage borrowers, among borrowers, 70% still have a mortgage rate under 5% meaning it starts with a four or less. So yeah, you're bringing up astutely Kevin the lock. In effect, people are reluctant to sell and give up that rate to trade it for a higher rate. And here's what's interesting, a lot of people if they couldn't make the payments on their home and say they lost their home, something that actually happened a lot in 2008 when people were locked into in sustainable mortgages because they didn't have good credit and they didn't have good income, the borrower is in good shape today. But even if, for some reason, they couldn't make the payments on their home, and they lost their home and they had to rent. Rents are actually higher in many cases, than what that mortgage principal and interest payment is. Maybe even the mortgage principal interest, taxes and insurance that they pay today are lower than what comparable rent would be, and this helps stabilize the housing market, people are really motivated to make their payments, and they can easily do it when it is so low, speaking to that lock in effect, and we're bringing up another reason now why transaction volume is so low, that lock in effect. So homeowners are in good shape. Their payments are sustainable. They don't want to sell, and they're just staying put. They're staying in place   Kevin Bupp  19:42   tying that all back around. Keith, what does that mean for us real estate investors? I mean, is there still good value out in the marketplace? I mean, is the rent to value ratio still, you know, Is there good opportunity to be had, as far as ROI for an investor that wants to buy into a residential investment or a multifamily investment, or anything related to that of residential housing?   Keith Weinhold  19:42   Well, the deals in the one to four unit space, single family homes up the four Plex buildings, yeah, just are not as good as they used to be. The ratio of rent income to purchase price is lower than it was five years ago. And that's so simple, but that's just really the simplest formula for profitability for a real estate investor, you don't have to look at cap rate or or NOI in the one to four unit space. Let's just look at that ratio of rent income to purchase price. 20 years ago, it was easy to find a full 1% meaning, on a 200k property, you could get $2,000 worth of rent income. That's that 1% ratio. But now oftentimes you've got to find something that's more like seven tenths of 1% that would be a $1,400 rent on a 200k property. So that simple formula, and I love that, the rent income divided by the purchase price when I'm looking at properties, when I'm scrolling or scanning like that's a calculation you can do in your head. It's only if I would see a ratio that appears really good, oh, that I would like drill down and look at that property more closely. So of course, when you have something that is that simple, though, rent income divided by purchase price, there's a lot of things that doesn't tell you. You know, what kind of mortgage interest rate can you get? What kind of property tax Do you pay in that jurisdiction? But really, I love the simplicity. That's it, rent divided by price, but it has been under attack. Now today, I still don't know where you're going to get a better risk adjusted return than you do with a carefully bought income property with a loan. I've always liked fixed interest rate debt the best risk adjusted return anywhere. I really don't know of a better one than with buying real estate, because real estate investors have so many profit centers, five simultaneous profit centers, which few people understand. Yeah.   Kevin Bupp  19:42   So using that, I want to, I want to unpack the the 1% rule a little bit for those that aren't familiar with it. And again, there's a lot of variables there, as you had mentioned, you know, mortgage rate, taxes, insurance and that respective market that you that you're buying in, and so what? What are you really trying to back into when applying that rule? Is there? Is there? Is there a true cash on cash return that you're hoping to achieve, again, assuming all these other variables that we just don't know, what they are at this point, you know? Is there a target range of actual ROI that you're actually looking to achieve when applying that 1% rule?   Keith Weinhold  19:42   No, I'm just looking for any positive cash flow. You know, to your point, yeah, there's nothing like the cash on cash return needs to be at least three and a half percent or something like that. But, yeah, I still like buying a property that's that's greater than a break even. Inflation is probably going to increase your cash flow over time, even if you bought a property that that broke even or just had a trickle of cash flow or a $100 cash flow today, a lot of people don't understand that fact that right there you can't count on it, you shouldn't count on. Getting rent increases. But we all know it generally happens over time at a rate of about 3% a year, but it actually increases your cash flow. If you increase your rent 5% your cash flow can often increase something like 12% why is that? How could that happen? That's because, you know, it's key for the person that was listening closely, you get fixed interest rate debt, so your rent income goes up, your expenses increase, except for that mortgage principal and interest. Inflation can touch it. It's kind of like a mosquito buzzing against a window and always trying to get in. And inflation can't touch that in a way. It's sort of like debt that's an asset in some unusual way, or some play on words, getting that debt so So yes, you can't count on rent increases over time. We know what typically happens, and that's really part of the compelling value proposition of buying income property with a loan. You're sort of leveraging inflation. You're really on the right side of it.   Kevin Bupp  20:08   Are there any particular markets that you feel are ripe for opportunity today where you're spending your focus and energies in?   Keith Weinhold  20:08   Yeah, it's still in high cash flowing markets like Memphis, okay, little rock and a good part of the Midwest and the Midwest still has home prices appreciating faster than the national average as well. So those are some of the areas that I like. Those jurisdictions also tend to have laws, as your listeners might know this already, Kevin, they tend to have laws that benefit the landlord more so than the tenant, where you can get a prompt eviction, but those are still the areas where you do get that high ratio of rent income to purchase price on a single family rental home, you might still find eight tenths of 1% meaning $800 worth of rent for every 100k of property purchase in places exactly like that.   Kevin Bupp  20:08   I was hoping that you tell me 1% rule would is applicable.   Keith Weinhold  20:08   It's pretty rare. You know, if you do see, if you do see a property that has a full 1% rent to purchase price ratio, it could be in a sketchy area, you need to make sure that you can actually get the rent in like you would get a respectful rent paying tenant in there. That's something that we would have to look at more closely.   Kevin Bupp  20:08   Have you explored building new product? Is there an opportunity there getting at a lower basis by building ground up?   Keith Weinhold  19:42   You asked such a smart question. This is actually the first time ever, as long as I've been an active real estate investor, Kevin for more than 20 years where new build purchases for income property make more sense than existing purchases. Why is that? It's because builders know that investors and borrowers are struggling to buy and afford property and make the numbers work. Like you're talking about, that builders are incentivized to buy down your rate. For you, to buy down your mortgage rate, we deal with a lot of providers that buy down your mortgage rate to 5% or less for you, and this is a fixed, long term loan in order to help get the numbers to work. You know, especially where you might see a new build property where the rent to purchase price ratio is less than seven tenths of 1% and it's just like, ah, the numbers wouldn't work paying a higher mortgage rate, but some are willing to buy them down to as little as four and a half. However, if you're looking into buying a new build income producing property, you do want to look at that closely. Who is paying for the discount points to buy down the rate. Is it the builder, or is it you? Because some builders just suggest, hey, you can buy down. You can have your rate bought down. But yeah, the next question is, yeah, okay, who is actually doing the buy down? Yeah.   Keith Weinhold  19:43   I mean, just getting tacked on. I mean, in that instance, I'm assuming that a lot of it's just getting tacked on to the to the back end of the purchase price, or it's being baked into closing costs somewhere somebody is paying for it. More than likely the borrower is paying for it. Paying for it. Is that? Is that? Again, I'm assuming we probably have that here in Florida. Again, I don't really follow the residential market too much, but there's, as you had mentioned, like, kind of on the the outskirts of Tampa, the tertiary, necessary, tertiary, probably more secondary areas. That's where a lot of the builds are happening. Lots of these, you know, planned subdivisions. You know, hundreds and 1000s of homes being put up. And in my understanding, through the grapevine, is I hear that they're, you know, sales volumes is incredibly slow, and a lot of these builders are now offering some creative loan products, again, to what you've just stated there, to attract, not necessarily even just homeowners, but also investors, to come in and buy their product from them. Is, is there a real opportunity there, though? I mean, have you seen investors be able to benefit from buying brand new product at a fair price, with economics at work keeping as a rental?   Keith Weinhold  29:53   I have and Florida has some builders that are almost desperate. I'm a long time investor. Know personally, directly in Florida, income property, Southwest Florida, places like Cape Coral, they have been ground zero for real estate depreciation, a contraction in real estate values year over year of 10% or more in some southwest Florida markets. So like the post pandemic, migration boom is certainly over in Florida. And you know, Kevin, as little as 10 years ago, people used to talk about buy in Florida. It's cheap, it's sunny, cheap and cheerful, like you would sort of hear that sort of thing about Florida real estate. That is no longer true. Florida just is not as cheap as it used to be. It's the same or higher than the national median home price now in Florida. So yes, some builders are rather desperate. The other benefit of buying new build, especially in a place like Florida, where a lot of new building has taken place and the supply actually exceeds the demand here in the short period. You can take advantage of that, not only by getting the rate buy down, but because homeowners insurance premiums are substantially less on new build property, because they're built to today's wind mitigation and other standards than they are existing property. I have a friend that just bought a new Florida duplex through us in Ocala, Florida. That's sort of a central, North Central Florida, on that new build duplex that he paid 400k for. I saw the actual insurance premium, the the rate sheet, $694.06 $694 694 so the benefit of buying new build is you get a lower insurance premium. You get these rate buy down. Sometimes what your builder will buy for you make for you rather and of course, you're probably going to have low maintenance costs for a long time, since it's a new build property, and you get a tenant that is probably going to stay longer than the average duration. They're the first person to ever live there. It's difficult for the tenant to improve their housing situation when they have a new build income property, unless they would go out and buy, and it's a very difficult time to go out and buy. So through that lack of affordability, really, the advantage for a real estate investor is tenants are staying put longer. The average tenancy duration is up because they can't run out and be a first time homebuyer.    Keith Weinhold  32:32   You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom, family investments.com/gre, or send a text. Now it's 1-937-795-8989, yep. Text their freedom coach directly. Again. 1937795898, 77958989   Keith Weinhold  33:44   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally while it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   Todd Drowlette  34:17   this is the star of the A and E show the real estate commission. Todd Rowlett, listen to get rich education with my friend Keith Weinhold, and don't quit your Daydream.   Kevin Bupp  34:38   That even trickles down to the to the space that we're in. We're in the mobile home park space. And while we don't have a lot of rentals inside of our portfolio, most of our residents own their home and they rent the land, but throughout our portfolio, we have roughly 400 units that we own that we have as standardized rentals, and we've noticed that trend as well. Historically. 10 years ago, you. Yeah, we track actually about, I can take it back about eight years, where we actually have data to support this. This claim is that our average renter would stay about 16 months. That was fairly standard. Whereas today it's over, it's nearly three years. At this point in time, the majority are staying nearly three in there's probably, there's some variables in there. You know, eight years ago, we weren't bringing a lot of new product into our communities, whereas a lot of the mobile home parks that we purchased today do have a lot of newer mobile homes in them. So again, to your point, it's, it's a it's a newer home. It's fresh. There might not be the first person that lived there, maybe they're only the second, right? But it's still a very new home. It's only a couple years old. All the appliances are new. It's fresh, you know, it's well insulated, and it's just a high quality product, but, but it's nearly double of what we used to experience and what we used to underwrite. It's, you know, which is, which is interesting. You know, I am, I want to, I want to circle back, you'd mentioned Cape Coral. I've got quite a bit, quite a bit of experience with Cape Coral. This is not the first time that Cape Coral and Port Charlotte in those areas have crashed. I mean, like, they've got quite an interesting history in time, back during the GFC, that area down there took probably one of the biggest hits in most of Florida, while, you know, the rest of Florida got, you know, pounded pretty hard with home values and decreasing home values decreasing rents, Port Charlotte, Cape, coral, in those areas as well. It's just It looks very different down there today. As far as you know, the job basis. I mean, there's a little bit more of a, you know, you know, an economy than what existed maybe 1015, years ago. But I don't know if you know the story of Port Charlotte. Is it some interesting history that you can if you want to spend some time, go on YouTube. There's some documentaries out there about, basically when that area was created. There's a two brothers that, essentially, you know, sold, subdivided and sold swampland and sold the dream to the northeast centers to come down and buy, you know, parcels of land down in Cape Coral, port, Charlotte and in that general area. And it took a lot of time for it develop over the years, but it's a beautiful area down there. But again, I think what happened to your point? A lot of folks during the covid era were wanting to come to Florida. We were fairly free down here. The sun was shining, you know, the Gulf of Mexico was warm, and that was a good value for a lot of folks. You know, the values were driving up there. Was home inventory down there. You got a good bang for your buck back at that point in time. But again, there's not, there's not as much as many amenities and supportive economy there. And then to me, there, like you might find in the Tampa area, or you might find Orlando, or even Ocala cow is a phenomenal market right now. And yeah, oh, Cal is, for those that don't you know you mentioned, you referenced the insurance there, which is, that's a great, that's a great price for that, that policy, you know, 700 bucks, basically, that is inland. For those that don't know the geography here in Florida, that is inland. So you are fairly protected from storms, you know, hurricanes and things of that nature, which crush us here on the on the Gulf Coast. But in any event, I just thought I'd share that there's some good, pretty cool documentaries out there in Port Charlotte, in the whole area down there, but a beautiful part of the country. But just Yeah, it's, it's suffering right now. There's, I think there's, I was looking the other day on Zillow. I just play around and check and see what waterfront home prices are going for. And down there, you can basically get a you can get a canal front home going out to the Gulf of Mexico for about $500,000 which was probably closer to 800,000 during, you know, the the boom era of 2021 2022 So historically, we used to buy properties down there. This is back in 2000 and 345, before the the GFC, we could buy those same properties for 150 and $200,000 waterfront home, waterfront homes, deep water canals going out to the Gulf of Mexico. But when it crashed, some of those homes were selling for $120,000 $100,000 so it's interesting to see how things have come kind of full circle multiple times, not just down there, but in all of Florida as well. Florida is always boom and bust. You know, I think they say that with you know, you could probably speak to that most of these coastal towns, whether it be in Florida, whether it be up the eastern seaboard, the coastal markets are definitely more of a roller coaster ride than the Midwestern markets, where you invest in would you? Would you agree with that?   Keith Weinhold  39:09   Yeah, I would. And yeah, you talk about Florida being a boom and bust, and what you said is certainly true in the shorter term. Back in the global financial crisis, we saw more price blood letting in Florida than we did in other states as well. But over the long term, the long arc, I'm bullish on Florida because of just the obvious constant in migration story. In fact, if you go back to decennial censuses, all the way back to the early 1800s every single decennial census, every 10 years, the population of Florida has rose, and it rises faster than the national average, almost all of those 10 year periods. So yeah, over the long term, I certainly like Florida, but Yeah, you sure can, you know, nitpick over the. Short term, but as little as five years from now. If you bought today, as little as five years from now, I could see someone saying, like, yeah, I bought back five years ago, because we're actually in a in a short term, overbuilt condition, and builders bought down my rate. For me, this could look savvy and this could look wise. So if you're looking for opportunity, new building Florida is definitely something to look into.   Kevin Bupp  40:22    I agree. No, absolutely. Like, the long term, you know, opportunity here in Florida, it's there, you know, it's interesting. We've got the we get these hurricanes every year. Last year was a pretty impactful year, at least here on the on the Gulf side, and the neighborhood I lived in, we got flooded. Luckily, our homes in newer builds built up. But, you know, 70% of the neighbor I lived in had 444, or five feet of seawater. And as did the, you know, the long stretch of the Gulf Coast here, and it was the first time this area has ever this immediate air right where we live, has ever had a it wasn't even a direct hit. It just happened to be a massive storm surge. But it was, you know, catastrophic as far as the damage that it did. And a lot of folks that we knew in our neighborhood here. Have lived here for 1020, 3040, or 50 years, and they had never had any floodwater whatsoever. And and there was two camps where they fell in either one camp where they didn't, they whether they had the money to rebuild or not, didn't matter. Like, mentally, they were never going to end up. They were never going to deal with that again. They were moving away, like they just didn't want to go through the heartache of that again. In the second camp, we're basically, I knew it was going to happen at some point in time. This is the kind of price to live, to pay, a live in paradise and and what ultimately occurred is, you know, you saw homes going up for sale, and in the initial chatter for those that that were impacted, is that, who's going to buy that? You know? You know, they're not going to get hardly anything for it. You know, it's just like, who's going to want to live here now that has been flooded. I said, Just wait. I'll say people have us as human beings, have short term memories. We do and and I can promise you, within a few months, those homes will be gobbled up, some will be knocked down, some will be rebuilt, but inevitably, the prices will come back incredibly strong, and you'll see very limited inventory, at least in desirable markets that are here on the water. And that's exactly that happened. Within six month period of time, prices are back up. You can't get your hands on a flooded property now, or one that had been flooded, right?   Keith Weinhold  42:12   I can believe it. And this is not the way that you want to have a waterfront property when the water inundates you and comes to you, that is not the way to buy waterfront property.   Kevin Bupp  42:23   Yeah, interesting, but, uh, no, Keith has been a fun conversation, my friend. So let's, let's talk about, you know, I like to you'll peek inside your brain if you were going to start all over again, from scratch, you know, you've been at this now, what? How long? Almost two decades. It's been, been quite   Keith Weinhold  42:38   Yes, yes, more than two decades. Is that what you're asking, how would I start, starting from today?   Kevin Bupp  42:47   Yeah, like, what would you do? Where would you focus, what asset type and any particular strategy outside of what you're doing today? You know, where would you focus your time?   Keith Weinhold  42:55   Actually, it is quite a coincidence. The way that I would start all over again in real estate is the way that I did start in real estate. It worked out phenomenally, in a way it makes sense, because if it hadn't worked out phenomenally, you never would have heard of me, and I wouldn't have become this real estate thought leader or whatever, because this is a way, an everyday person with virtually no real estate knowledge and very little money. Can start out, what I did is I made the first ever home of any kind, a four Plex building where I lived in one unit and rented out the other three. This is something very actionable for your for your audience as well, Kevin. Or if maybe you're a listener that has a an adult daughter or son and they want to get started in real estate with a bang without much money, is to buy a four Plex, just like I did. You can use an FHA loan, a three and a half percent down payment. You have to live in one of the units at least 12 months, and at last check, your minimum credit score only needs to be 580 now you will get a lower interest rate if you have a higher credit score. But those are the only three criteria you need. I mean, what a country talk about? The American Dream. You can use that FHA program with a single family home, duplex, triplex or fourplex, that's the formula. That's how I began. Actually ended up living there a little more than three years. But what that did for me was remarkable, and in fact, you know what it taught me? Kevin and every listener can benefit from this. It's paradoxical. A lot of times I say things that you would not expect to hear that make you go, wait what? Whoa, how can that be? Is what it taught me is that I don't want to focus on getting my money to work for me. You probably wouldn't expect to hear that. It's actually a middle class paradigm to say, well, I don't want to work for money. I also want to get my money to work for me. I'm telling. You that that's going to keep you middle class, or worse, that's going to keep you working until old age, and you won't have an outsized life and retirement and options. If you think that the best and highest use of your dollar is getting your money to work for you, it's not what's the paradigm shift if this four Plex building taught me the way I started out, which is still the way that I would start out today, and you probably heard this before, but I'm going to put a new twist on it. Is you want to ethically get other people's money to work for you, and we can be ethical. We can do good in the world. Provide housing that's clean, safe, affordable and functional. Never get called a slumlord that way. You can employ other people's money three ways at the same time, ethically by buying an income property with a loan, like we've been talking about in Florida, or with this fourplex building. How do you do it three ways at the same time, using the bank's money for the loan and leverage, which greatly amplifies your return beyond anything Compound Interest can do. The second of three ways you're ethically employing other people's money is you're using the tenants money to pay for the mortgage and some of the operating expenses on this fourplex. And then the third way you're simultaneously using other people's money is using the government's money for generous tax incentives at scale. So the lesson is that the best and highest use of your dollar is not getting just your money to work for you, it's other people's money, in this case, the banks, the tenants and the governments. That's what you can do. I mean, what an opportunity. A lot of people just don't even know about that FHA program.    Kevin Bupp  46:41   Yeah, I actually, I wasn't, I wasn't aware that it was that low of a down payment key. That's no idea. Three and a half percent, you said, a 550 credit score, believe me, 580 minimum credit.   Keith Weinhold  46:51   And you have to, thirdly, you have to owner occupy a unit for at least 12 months. And hey, I'm not saying it's always easy. You know, you got to think about that. Your neighbors are also your tenants. And I don't know how to fix stuff. I still don't. I'm a terrible handyman, but it's good to learn a little about about human relations. And you know, letting finding a general way to let the tenants know that you have a mortgage to pay every month. I mean, just that alone can can help them ensure timely rent payments. But, and this also doesn't mean every area, or every four Plex building is is good, but, yeah, that's the opportunity. That's how I started. I would totally do it again.   Kevin Bupp  47:27   Can you use that FHA program more than once? Or is that just the one time you know your first, first, first primary home purchase?   Keith Weinhold  47:34   It's generally you can only use one at a time. There are some exceptions, like if you and your job move, like, a certain mile radius away from where you got the first one, but, yeah, generally it's only going to be one at a time. A lot of people don't use it. Don't know about it. In fact, if you have VA benefits, Veterans Administration benefits, you can get a similar program, like I was talking about, but zero down payment, rather than three and a half with an FHA loan. It's a really good, amazingly good opportunity.    Kevin Bupp  48:05   That's incredible. That's incredible. Keith, my friend, I appreciate you coming back going. It's always good to catch up with you. Good to see that you're doing well.   Keith Weinhold  48:17   Oh yeah, a terrific chat there with Kevin. I hope that you like that really. At our core, real estate investors are not day trading. We are decade trading. Now I'm in western New York today, at the other end of the state, NYU compiled some terrific statistics that you want to hear about for nearly the past 100 years. It is the annualized returns of six major asset classes. This spans, the Great Depression, a number of recessions, World War Two, the New Deal, gold standard, abandonment, brendawoods, the Cold War, Civil Rights Movements, oil shocks, Volcker rate hikes, the.com boom and crash, the 911, attacks, the housing bubble, covid, 19, AI revolution and 16 presidencies, all those ups and downs and war and peace and economic booms and economic lows, and now there is going to be a mild tongue in cheek element here, because stats like this drive real estate investors crazy, but this is often how mainstream media portrays asset class comparisons. All right, the six asset classes are stocks, cash, bonds, real estate, gold, and then inflation, which isn't in an asset class, but it's a benchmark. All of these begin from the year 1930 so spanning almost 100 years. Let's take it from the lowest return to the high. Best return the lowest is inflation. And what do you think the CPI inflation rate is averaged over the last 100 years? Any guess at all? You might be surprised. It is 3.2% Yeah, even though the Fed's CPI inflation target has long been 2% it runs hot longer than most people believe. So therefore, today's inflation rate isn't high, it's just normal. The next highest return is cash at 3.3% How did NYU measure that the yield from three months T bills? Next up is bonds. They returned 4.3% that's the 10 year treasury average of the last 100 years. The next highest is real estate at 4.7% that uses the K Shiller Index. Now we're up to the second highest. It is gold at 5.6% and the highest is stocks at 10.3% using the s, p5, 100, and this was all laid out in a brilliant chart that also shows the returns by each decade for all of these asset classes. You'll remember that I shared the chart with you in our newsletter a few weeks ago. Now you are smarter and more informed than the layperson is, you know, but they see this chart and they think, Oh, well, that's it. I've got my answer. Real Estate's 4.7% appreciation loses out to gold's 5.6 and stocks 10.3 and then they go back to watching Love is blind. But of course, rental property owners like us know that we often make five times or more than this 4.7% when we consider all those other income streams and profit centers, leverage, rents, ROA and inflation, profiting on our debt, it's often 25 to 30% total. It's sort of like judging a Ferrari by only measuring its cupholders or something. Now, would stocks 10.3% get adjusted up as well? Yeah, probably a little, because the s and p5 100 currently averages a 1.2% dividend yield, so that might be added on the 4.7% return for real estate. That cites the popular Case Shiller Index. And the way that that index works is that it uses a repeat sales methodology. So what that means is that the Case Shiller measures the sales price of the same property over time. Therefore a property would have to sell at least twice in order to be measured by this popular and widely cited K Shiller Index. So then the 4.7% appreciation figure excludes new build homes, and new builds appreciate more than existing homes, but you do have more existing homes that sell the new build homes, so we can pretty safely assume that real estate's long term appreciation rate is higher, likely between five and 6% there it is. So yeah, making comparisons across asset classes like this is pretty tricky, because investment properties leverage and cash flow gets nullified. And when you make comparisons like this, it's a big reminder that even if you can't get much cash flow off a 20 or 25% down real estate payment, sheesh, most people put a 100% payment into stocks, gold or Bitcoin, and they don't expect any cash flow. And Bitcoin isn't part of what we're looking at for this century long view, because it did not exist until 2009 and also NYU had to use some alternative statistics. Sometimes the s, p5, 100 index only came into being in 1957 and the Case Shiller Index 1987    Keith Weinhold  54:02   next week here on the show, I expect to answer your listener questions from beginner to advanced. You've been writing in with some good ones for the production team here at GRE. That's our sound engineer, Vedran Jampa, who has edited every single GRE podcast episode since 2014 QC in show notes, Brenda Almendariz, video lead, brendawali strategy talamagal, video editor, seroza, KC and producer me, we'll run it back next week for you. I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 3  54:36   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively.   Speaker 2  55:04   The preceding program was brought to you by your home for wealth building, get richeducation.com  

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In this compelling episode of the Meditative Prayers podcast, hosted by the insightful Dr. Tim Clinton and accessible on Pray.com, we delve into the profound theme of embracing honesty in our spiritual journey—an aspect that resonates deeply within our Christian community. Throughout our pursuit of spiritual growth, there are moments when being truthful and transparent becomes a paramount desire. These moments not only enhance our faith but also strengthen our relationships, propelling us toward our individual dreams. The comforting truth remains unwavering: with the Lord as our steadfast guide, we possess the innate ability to embrace honesty, discovering renewed hope and purpose in our journey. Drawing profound insights from sacred scriptures, we embark on an exploration of this transformative human experience. For those seeking guidance in cultivating honesty along their path of faith, we extend a sincere invitation to explore the Pray.com app. By simply downloading it today, you can embark on a transformative journey of faith and resilience, deeply rooted in the unwavering presence of the Divine. Together, let us wholeheartedly embrace the incredible potential for honesty within us, finding boundless inspiration and strength during our shared spiritual pilgrimage. We invite you to join us in this enlightening episode as we venture toward a profound understanding of embracing honesty in our spiritual journey and discovering the extraordinary sense of truth that resides within each one of us.See omnystudio.com/listener for privacy information.