Podcasts about cmpa

Remember when we were all about baby-led weaning? While many aspects initially appealed to us, and it was admittedly fun to watch our babies feed themselves 100 new foods prior to age 1, our values and priorities have shifted as we have learned what matters most. Kate Pope, mom of two, nutritionist, certified GAPS practitioner, and founder of the Regenerative Cooking School, explains why and how the GAPS diet is crucial for healing and sealing everyone's gut— from baby's to mom's and beyond— and how the GAPS protocol is what reverses common but not normal symptoms such as eczema, food sensitivities and CMPA (cow's milk protein allergy), just to name a few.We talk about some taboo foodie topics like the culprit behind the rise in egg and peanut allergies, why sweet potato is not an ideal first food, and those popular plastic food puree pouches our society can't seem to part ways with.Follow Kate at @wildnutritionist on Instagram. Code 'OFFTHERECORD' – gives you $55 off any of these three courses:First Foods PlanMama Baby BiomeFeeding Picky EatersSupport the showJOIN OUR NEW, PRIVATE COMMUNITY! DONATE (Thank you!!

Welcome to another quick and snappy Fun Fact Friday episode on the Hera Health Hub Podcast! In today's Solo Myth-busting episode, Elise dives into one of the most common and confusing myths about cow's milk protein allergy (CMPA): the idea that switching to lactose-free or goat's milk formula will solve the problem. If your baby has been diagnosed with CMPA and you've been told to “just try goat's milk,” this episode is for you. Elise explains the difference between lactose intolerance and CMPA, why goat's milk and lactose-free formulas aren't suitable replacements, and what formulas are actually safe and evidence-based for babies with CMPA.Whether you're navigating a suspected allergy or just want to feel confident in your feeding choices, this quick and snappy episode will help to ease the confusion, giving you practical tips and reassurance that you're not alone.For questions or support regarding food allergies or CMPA, reach out via Instagram DM or email (details below) and check out the evidence-based allergy sites linked below for more information.Helpful Resources:https://allergyfacts.org.au/https://www.allergy.org.au/ https://preventallergies.org.au/ Don't forget to like, follow and leave us a review on your podcast platform so we can reach and help more people just like you! Find Us: Instagram: Heranutrition_ Tiktok: Heranutrition_ Website: heranutrition.com.au Get in touch and share your story: hello@heranutrition.com.auHave you downloaded our freebies yet?Find them HERE. Disclaimer: Information shared on The Hera Health Hub Podcast is general in nature and should not replace individualised advice from a health professional. Professional medical advice should be obtained before making any decisions regarding your health. Hera Nutrition absolves itself of any responsibility or legal liability for any harm or damages that may arise as a consequence of following any of the recommendations or suggestions presented in this podcast episode.Note: Season 3 Intro and Outro music: Music Unlimited Pixabay ...

Welcome back to another episode of the Hera Health Hub Podcast! In this solo episode, Elise dives into the important topic of food allergies, with a special focus on Cow's Milk Protein Allergy (CMPA), in honour of Food Allergy Week (May 25th-31st, 2025).In this episode, we discuss the difference between food allergies and intolerances, dive deep into all things Cow's Milk Protein Allergy in infants and young children: (symptoms, diagnosis, and management) and practical advice for parents whose babies have been diagnosed with or have suspected CMPA. Elise will be hosting more solo episodes as Rachel heads off on maternity leave. Let her know what you would like to learn more about on the pod via the links below. You can now also book a free discovery call with Elise directly through our website, and you can join Rachel's waitlist for nutrition consultations for endometriosis, fertility, and women's health via the website for when she returns. For questions or support regarding food allergies or CMPA, reach out via Instagram DM or email (details in show notes) and check out the evidence-based allergy sites linked below for more information.Send in your Kitchen Confession HEREHelpful Resources: https://allergyfacts.org.au/https://www.allergy.org.au/ https://preventallergies.org.au/ Don't forget to like, follow and leave us a review on your podcast platform so we can reach and help more people just like you! Find Us: Instagram: Heranutrition_ Tiktok: Heranutrition_ Website: heranutrition.com.au Get in touch and share your story: hello@heranutrition.com.auHave you downloaded our freebies yet?Find them HERE. Disclaimer: Information shared on The Hera Health Hub Podcast is general in nature and should not replace individualised advice from a health professional. Professional medical advice should be obtained before making any decisions regarding your health. Hera Nutrition absolves itself of any responsibility or legal liability for any harm or damages that may arise as a consequence of following any of the recommendations or suggestions presented in this podcast episode.Note: Season 3 Intro and Outro music: Music Unlimited Pixabay ...

Money is certainly something, but it's not everything.Today I review one of the best books I've read on reaching a rich & balanced life:The 5 Types of Wealth by Sahil BloomChapters:- Time Wealth (5:35)- Social Wealth (14:20)- Mental wealth (21:40)- Physical Wealth (28:40)- Financial Wealth (30:25)CMPA vote: https://www.cmpa-acpm.ca/en/about/governance/council-electionshttps://www.the5typesofwealth.com/https://www.sahilbloom.com/newsletter

This week, we are pleased to bring you one of our most popular episodes of 2024. Please enjoy, and we will be back next week with more insights from the Corruption, Crime, and Compliance podcast.Carlos Villagrán is the Director of Compliance at CMPC, a 100-year-old Chilean-based holding company, one of the worldwide leading pulp, paper, packaging, personal care, and other forest products manufacturers. With more than 20,000 employees, CMPC has industrial operations in 9 countries (LatAm and the US) and commercial offices in the US, Europe, and China, selling and distributing its products to more than 45 countries around the world. Carlos joined CMPC to remediate and rebuild CMPC's culture and compliance program after a devastating scandal -- CMPC was prosecuted for its involvement in a decade-long conspiracy to fix prices in Peru and Chile for consumer paper products. Carlos discusses the challenges he faced in rebuilding CMPA's culture and commitment to compliance. His story is an inspiration to all legal and compliance professionals and provides important instructive lessons to corporate leaders and compliance professionals.You'll hear Michael and Carlos discuss:The importance of rebuilding and rediscovering the values and purpose of CMPC after a major corporate crisis.The effects on market share quotas and sales prices when CMPC faced an investigation and found to be the leader of a cartel in Chile and Peru.How the crisis significantly impacted CMPC's reputation, leading to public protests and consumer backlash in Chile and Peru.CMPC's compliance team addressed the company's complex nature because of its diverse workforce, including data analytics experts, IT professionals, and engineers.How the compliance program at CMPC shifted from a traditional approach to a more cultural and system-thinking perspective, aligning with the company's values and operations.Success for the compliance program at CMPC is defined by the number of critical tables the team is seated on, indicating their value and integration within the business operations.ResourcesCarlos Villagran on the Web | LinkedInEmail: carlos.villagran@cmpc.cl or cfvillagran@gmail.comMichael Volkov on LinkedIn | TwitterThe Volkov Law Group

La XXI Delegación Asturiana de Derechos Humanos y Paz ha mantenido reuniones con asociaciones humanitarias y colectivos de indígenas, de trabajadores, de defensa de los derechos sociales y culturales, finalizando su periplo en Bogotá con una declaración final en la que expresaron su "admiración al pueblo colombiano por la masiva expresión de apoyo a las reformas sociales planteadas por el gobierno y exigidas por décadas desde el movimiento popular". Hoy abordamos este asunto con Isabel González Castillo, de la CMPA; Paco Ramos, de Ecoloxistes n'Aición d'Asturies; Celia Lejarza, Asamblea Moza; Pedro Menéndez, periodista de RTPA y Javier Arjona, Soldepaz Pachakuti. Hoy, con Zahira Rodríguez, repasamos la amplia agenda de conciertos que tenemos en Asturias durante las próximas semanas. Cerramos el programa charlando con nuestro compañero Antonio Menéndez por su participación en el viaje solidario por Marruecos a través de la décima edición de la VW golf Challenge que se celebrará del 5 al 12 de abril de 2025.

Sponsor: Use code BIRTHHOUR for 20% off your first order (including their already discounted plans and subscriptions) at thisisneeded.com. The Birth Hour Links: Know Your Options Online Childbirth Course (code 100OFF for $100 OFF!) Beyond the First Latch Course (comes free with KYO course) Access archived episodes and a private Facebook group via Patreon! 

En unos días arranca el vieja de la XXI delegación asturiana a Colombia. En este viaje participan representantes de distintas entidades políticas y sociales. Asturias es una referencia en España, en Europa y en los territorios colombianos en relación con los derechos humanos, sobre todo por su programa de protección. Participan Beatriz Coto, directora la Agencia de Cooperación del Principado; Claudia Lera, presidenta del CMPA, Cayetana Junquera, Asamblea Moza d´Asturies-AMA y Javier Arjona, Soldepaz Pachakuti. En la entrevista de Asturias al Día conversamos con Gonzalo Pumares sobre Vérsica, el proyecto que comparte con el productor Marcos Álvarez y en el que integran música, literatura y diseño artístico. Cerramos el programa charlando con el coleccionista y experto musical Javier Antuña.

This is a big one - what happens when we receive a malpractice claim? Medicine is a challenging field with high stakes. We all know colleagues who have been in this situation.I'm thrilled to welcome Dr. Todd Watkins, associate CEO of the CMPA (Canadian Medical Protective Association) for a 101 on what to do & what to expect if we get sued.Discussion Points:Dr. Watkins' intro (2:18)What is the CMPA (3:05)How would you hear about a case against you? (6:02)What information is on a statement of claim (8:02)Timelines for a valid malpractice claim (10:30)Knowledge of events vs cause of action (12:30)What should you do when you get a claim? (16:45)How the CMPA offers support during this time (19:47)Are the lawyers internal or external? (21:13)Can one pick their own lawyer? (21:53)Who covers all the legal fees? (22:38)Occurrence based protection & alternatives (23:03)The key elements of the pre-trial process (25:27)Expert witnesses (27:11)Mediation (29:53)Key data points, what % of cases go to trial (31:39)What happens behind the scenes at the CMPA (34:37)Court set up (35:57)Financial damages - who pays? (37:28)Appeals (38:40)Dues (39:32)Residents/trainees - can they be implicated of malpractice (41:05)Closing thoughts (43:00)CMPA: https://www.cmpa-acpm.ca/en/home1-800-267-6522Yatin:Email: beyondmdpodcast@gmail.com LinkedIn: Yatin Chadha

In today's episode of Beyond the Bump, we chat with the inspiring Genevieve Day about navigating identity loss when transitioning from career woman to working mum. Genevieve opens up about the struggles of balancing personal ambitions with motherhood and shares the raw realities and unexpected joys she discovered along the way. If you've ever felt like you've lost a piece of yourself in the shuffle of motherhood, this one's for you. Thanks for joining us, legends and as always we hope you enjoy this episode!   Resource Links: The Juggle by Genevieve Day on Amazon or Brio Books Follow Gen on IG: @genevieve_day Listen to Clare's episode: Bumpies on Board with Clare Watson - mum of 2, CMPA, tongue ties, PND & PNA Listen to our episode on identity loss: Mum guilt, losing our identity & expectations - with Yara from Life After Birth Psychology   Beyond the Bump is a podcast brought to you by Jayde Couldwell and Sophie Pearce! A podcast targeted at mums, just like you! A place to have real conversations with honest and authentic people.   Follow us on Instagram at @beyondthebump.podcast to stay up to date with behind the scenes and future episodes.  Join our Facebook chat Beyond the Bump Community Chats! Sign up to our newsletter HERE  Email us HERE   This episode is proudly sponsored by Goodstart Early Learning! Head to www.goodstart.org.au/to start exploring childcare options, obligation free with Goodstart Early Learning- there's truly nothing to lose!

In this episode of The Early Years Development Show, we dive into the challenges and triumphs of childhood nutrition with expert paediatric dietitian and feeding therapist, Emma Shafqat. Drawing from over a decade of experience, Emma shares her personal journey of raising a child with severe reflux and multiple food allergies, which has fueled her passion for helping families tackle fussy eating and complex dietary needs.We explore Emma's practical solutions for parents navigating food-related struggles, discussing how to manage mealtime battles, support children with food allergies, and foster a positive relationship with food. Her insights are not only rooted in her professional expertise across the NHS, special needs schools, and private practice, but also in her personal experiences as a parent.From expert strategies on dealing with fussy eaters to empowering parents with the confidence to manage dietary challenges, this episode offers invaluable advice for anyone raising a child with complex nutritional needs.You can find out more about Emma at - dietitianwithadifference.co.ukNotes from the show:The checklist for fussy vs problem eaterssubscribepage.io/weightgain Signs and symptoms for CMPA https://dietitianwithadifference.co.uk/cmpa-symptoms/Like to find out more about Rhythm Time?

Whether you are currently breastfeeding, have faced your own breastfeeding challenges, are preparing for motherhood or wanting to support those around you - today's episode reminds us that while breastfeeding can be a beautiful experience, it is also okay to encounter difficulties and seek help when needed.Marika Day is an Accredited Practising Dietitian and Nutritionist with over 10 years of experience in various clinical areas with the goal of promoting her message of balanced, healthy living. Recently, she became a new mum to her first son, Jude who has struggled with CMPA which set Marika on a windy path to discover a feeding solution that worked for them both.In this podcast we discussHow her professional background influenced her approach to motherhood and breastfeeding, as well as some of the initial challenges facedWhen she realised she needed more support and where she turned for assistanceThe rollercoaster of introducing formula - and how this is not the "easy way out"The impact on both her physical and emotional well-beingHow her experienced changed her perspective on motherhood and breastfeeding/bottle feedingAdvice for other mothers who are struggling with breastfeeding... and so much more!You can connect with Marika via instagramToday's episode has been brought to you by Franjo's Kitchen. We are huge fans of Franjo's Kitchen and their incredible, natural, functional and delicious lactation cookies created by health professionals to support mothers from pregnancy through to postpartum & beyond. Their Australian made and owned cookies are dairy and egg free with gluten free options too – but be warned – they are SERIOUSLY delicious (and Kate has found them really effective too). Our personal favourites are the choc chip and fig and almond flavours – which are the perfect snack when you're breastfeeding or one handed trying to wrangle a toddler!You can use the code BOOBTOFOOD for 15% off sitewide until the 21st of August 2024. Visit franjoskitchen.comFollow us on instagram @boobtofood to stay up to date with all the podcast news, recipes and other content that we bring to help make meal times and family life easier.Visit www.boobtofood.com for blogs and resources, to book an appointment with one of our amazing practitioners and more.Presented by Luka McCabe and Kate HolmTo get in touch please email podcast@boobtofood.com

In episode 2 we meet Bec! Bec had a challenging postpartum with the early onset of Cow's Milk Protein Allergy (CMPA) causing extreme discomfort for her son Jasper. Some health professionals were very dismissive but eventually she landed a dream team that has supported her and Jasper to this day. At the age of 2, Jasper still has soy, cow's milk and egg allergies. Bec has created an incredible resource for parents out for this though- sharing allergy friendly meals and resources on her Instagram page.   UPDATE: original episode upload had a glitch which has been corrected. 

What if the secret to successful leadership lies not in expertise but in empathy and purpose? Join us as we sit down with Dr. Lisa Calder, CEO of the Canadian Medical Protective Association, to uncover what it truly takes to lead with impact in today's fast-paced world. Dr. Calder, who brings a wealth of experience from her background as an emergency physician, shares her unique insights on synthesizing dynamic information and leveraging generalist skills to build and optimize expert teams, all while managing ego and understanding one's purpose. Explore the essence of intentional reflection in elevating your leadership practice. Dr. Calder shares practical strategies like the "five whys," mind mapping, and the use of a color-coded calendar to align professional and personal goals. These tools and strategies offer a roadmap for maintaining balance and focus in a demanding environment. Dr. Calder shares her personal wellness journey, emphasizing the importance of intentional energy management, authenticity, and vulnerability. We discuss how these qualities foster a supportive organizational culture and normalize mental health, setting clear boundaries for disconnecting from work. By role modeling healthy behaviors and embedding wellness practices into daily routines, leaders can significantly enhance both personal and organizational well-being. Tune in to discover actionable strategies for leading with empathy and resilience. What You'll Learn: • Don't aim to be the smartest person in the room: Be the best leader in the room • The value of generalist skills for 21st-century leadership • Manage our egos to manage our success • Why you need to know where you spend your time • The keys to effectively managing your energy • The parallels between sports leadership and building a peak performance company • How to instill EDI into the fabric of your organization Podcast Timestamps: (00:00) Keys to Successful Leadership (09:56) The Power of Reflection and Time Management for Leaders (22:37) Why the Best Leaders Care About Empathy (29:54) Fostering Resilience in Organizations (35:53) Promoting Wellness and Well-Being (41:02) Authenticity and Vulnerability: A Dynamic Duo for Leadership Excellence (47:15) EDI and the Need to Focus on Continuous Improvement More of Lisa: Dr. Lisa Calder is a distinguished healthcare leader, emergency physician, and researcher with a demonstrated history of working in hospital and healthcare settings. She excels in leveraging analytics to drive data-informed improvements in clinical care, with expertise in clinical research, patient safety, quality improvement, and medico-legal data analysis. As a collaborator, innovator, and team builder, Dr. Calder works across various departments within the CMPA and with healthcare stakeholders to enhance care safety through research. She is renowned for her dynamic teaching and presenting style, having received numerous awards for her contributions. Dr. Calder has published over 80 research papers, significantly advancing the CMPA's research profile in patient safety, obstetrical care, surgical care, and risk management. LinkedIn: https://www.linkedin.com/in/lisa-calder-8aa9b441/ Key Topics Discussed: Empathy, Purpose, Canadian Medical Protective Association, Managing Expert Teams, Managing our Ego, Effective Time Management, Reflection, Intentional Leadership, Coaching, Mind Mapping, Maintaining Balance, Focus, Emotional Intelligence, Wellness, Vulnerability, Mental Health, Energy Management, Authenticity, Organizational Culture, Meditation, Self-Awareness, Energy-Draining Activities, Mental Health Stigma, Boundaries, Role Modeling, Equity, Diversity, Inclusion, Continuous Improvement, CEO Success More of Do Good to Lead Well: Website: https://craigdowden.com/ LinkedIn: https://www.linkedin.com/in/craigdowden/ --- Send in a voice message: https://podcasters.spotify.com/pod/show/craig-dowden/message

Carlos Villagrán is the Director of Compliance at CMPC, a 100-year-old Chilean-based holding company, one of the worldwide leading pulp, paper, packaging, personal care, and other forest products manufacturers. With more than 20,000 employees, CMPC has industrial operations in 9 countries (LatAm and the US) and commercial offices in the US, Europe, and China, selling and distributing its products to more than 45 countries around the world. Carlos joined CMPC to remediate and rebuild CMPC's culture and compliance program after a devastating scandal -- CMPC was prosecuted for its involvement in a decade-long conspiracy to fix prices in Peru and Chile for consumer paper products. Carlos discusses the challenges he faced in rebuilding CMPA's culture and commitment to compliance. His story is an inspiration to all legal and compliance professionals and provides important instructive lessons to corporate leaders and compliance professionals.You'll hear Michael and Carlos discuss:The importance of rebuilding and rediscovering the values and purpose of CNPC after a major corporate crisis.The effects on market share quotas and sales prices when CNPC faced an investigation and found to be the leader of a cartel in Chile and Peru.How the crisis significantly impacted CNPC's reputation, leading to public protests and consumer backlash in Chile and Peru.CNPC's compliance team addressed the company's complex nature because of its diverse workforce, including data analytics experts, IT professionals, and engineers.How the compliance program at CNPC shifted from a traditional approach to a more cultural and system-thinking perspective, aligning with the company's values and operations.Success for the compliance program at CNPC is defined by the number of critical tables the team is seated on, indicating their value and integration within the business operations.ResourcesCarlos Villagran on the Web | LinkedInEmail: carlos.villagran@cmpc.cl or cfvillagran@gmail.comMichael Volkov on LinkedIn | TwitterThe Volkov Law Group

Welcome to Episode 236 of Beyond the Bump! This week, we're excited to kick off our first Bumpies on Board episode with our lovely VA, Clare Watson. Clare shares her heartfelt journey as a mum of two, discussing everything from CMPA (Cow's Milk Protein Allergy) and tongue ties to her struggles with postnatal anxiety and depression. Her honesty and warmth make this episode truly special. We hope you enjoy it as much as we did!   Resource Links: Fair Play Cards   Beyond the Bump is a podcast brought to you by Jayde Couldwell and Sophie Pearce! A podcast targeted at mums, just like you! A place to have real conversations with honest and authentic people.   Follow us on Instagram at @beyondthebump.podcast to stay up to date with behind the scenes and future episodes.    Join our Facebook chat Beyond the Bump Community Chats! Sign up to our newsletter HERE  Email us HERE   This episode is proudly sponsored by Sleepybelly! We've got a sweet deal for you, Bumpies! Use the promo code BTB at sleepybelly.com.au for $10 off your purchase. Imagine all the peaceful nights ahead with your Sleepybelly!

On today's episode, Wisdom steps behind the curtain of the music business with Jess Loper, a seasoned veteran in the A&R and publishing world. In this insightful episode, Jess shares her wealth of knowledge and experience, demystifying the often-opaque realms of artists and repertoire (A&R), music publishing, and sync licensing. From scouting talent to navigating the intricate landscape of royalties and recoupment, Jess offers a rare glimpse into the inner workings of the industry. Whether you're an aspiring artist, songwriter, or simply a music enthusiast, this episode is a must-listen for anyone curious about the business side of music. Jess Loper began her career in the newsroom serving as an Editor with Business Wire who services the Associated Press with press releases for publicly held companies. From there she took her love of words into the music industry in the A&R department at Capitol CMG/Universal Music. In this position, she was an integral part of the production process for CMG's roster of artists (Amy Grant, Chris Tomlin, Kari Jobe, TobyMac, Passion/sixstepsrecords) while also working with business affairs, union negotiations, and film & tv licensing for the label. In 2017, she joined the team at Gotee Records as VP of Brand Management (Gotee Records) and Publishing (Emack Music). Gotee Records and Emack Music are a record label and a music publishing and administration company started in 1994 under the leadership of artist, TobyMac and label president, Joey Elwood. In this position, she handled A&R for artists Jon Reddick, Hollyn, Aaron Cole, Joseph O'Brien, Charly Beathard, and RENEE, cultivated writer relationships for Emack writers Tyrus Morgan, Hunter Leath, Ben Shive, and Lindsey Sweat, assisted with film and tv placements (ESPN, Fox Sports, ABC, NBC & VH1) and handled administration for Man Cub Music (Bryan Fowler & Micah Kuiper). Most recently, she launched Without Labels Collective, a company that focuses on music supervision and licensing for film & television (The Jesus Music Documentary, Trinity Broadcasting Networks, The Huckabee Show, Compassion International, and Thrive just to name a few). This new venture is also focused on educating and supporting songwriters & artists on the business side of the creative process. She serves on the Board of the CMPA and works closely with the GMA Dove Awards. Outside of her career in the music industry, her writing has been featured in the Huffington Post & Business Week Magazine among other digital news outlets and printed publications. Her greatest role in life has been getting to be a mom to Brody (15) & Kellen (12). In the Spring of '22, she married her favorite songwriter, Brent Loper, on the front porch of their little farmhouse in Culleoka, TN SUBSCRIBE TO THE PODCAST: ⁠⁠⁠⁠⁠⁠⁠⁠⁠On Apple Podcasts⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠On Spotify⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠All other platforms⁠⁠⁠⁠⁠⁠⁠⁠⁠ CONNECT WITH US: ⁠⁠⁠⁠⁠⁠⁠Wisdom Moon on Instagram⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠Lula Music Group⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠Lula Music Group on Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠Christian Artist Coach⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠Lula Street Records⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠Christian Music Industry Podcast on Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Pure Mosaic Collective⁠ --- Send in a voice message: https://podcasters.spotify.com/pod/show/christianmusicindustry/message

Speaker  Dr Nick Sargant: consultant in Paediatric Allergy and Paediatric Emergency Medicine at Bristol Royal Hospital for Children.   Nick Sargant breaks down CMPA, guiding our Primary Care assessment, management and referral criteria as well as helping us distinguish CMPA from commonly confused differentials.   Resources: Allergy UK -cow's milk allergy Anaphylaxis UK British society of allergy and clinical immunology  ICON 

Not only is the learning curve steep for many people seeking to feed their babies with milk from their bodies, even when many people have learned about their individual situation, it can still take time to work towards the solutions that make breastfeeding easy and carefree. Rachel shares two stories that are somewhat different, but also connected by the throughline of seeking out root causes to difficulties and work through the solutions. On this episode you will hear about: Experiencing a painful latchThe personal impact breastfeeding a very sick baby in the hospitalDealing with food allergies Continued clogged ducts and mastitis Mitigating oversupplyResources Rachel recommends: CMPA General Info and info about online supporthttps://dilanandme.com/survival-guide-cmpa/Great dairy free (and many soy free) recipe resourceshttps://makeitdairyfree.com/https://rainbowplantlife.com/https://ohsheglows.com/https://www.budgetbytes.com/category/recipes/ *can search by dietary needGeneral-Supply IssuesLymphatic Breast Massage Video that Lo often shares with clients Physician Guide to Breastfeeding education website, complementary to Kelly Mom. Easy to read, easy to navigate, very helpful free info. Includes info on the new 2022 Mastitis Spectrum Guideline. “BAIT” acronym helped me remember them.https://physicianguidetobreastfeeding.org/Sign up for the FIRST cohort of the childbirth education course at a 50% discount. Head to Apple Podcasts or Spotify for more Milk Making Minutes episodes!To get delicious home cooked meals delivered right to your door in Ma, CT, RI Maine or NH go to the Feast and Fettle Website and use the code MILK for $30 off your first week! Make your voice heard on The Milk Making Community Group on Facebook!Find Lo's information at her website: www.quabbinbirthservices.comTo purchase books about breastfeeding, birth, or parenting that I love and help support the show, go here.

If you suspect your baby has reflux, colic or an allergy or has been given one of those diagnosis this episode is for YOU! If you feel that despite the professional advice you have been given, something is just not right with your baby, listen to this incredible episode created just for you..Aine Homer is “The Baby Reflux Lady!”Áine is the mum of two girls who between them had diagnoses of colic, reflux, silent reflux, CMPA, and multiple other food intolerances and allergies. Coupled with a three year relationship with postnatal depression, left her feeling lost, alone and like she didn't even know who she was anymore. During that time, her instinct was to always listen to her babies, even though she wasn't naturally maternal and so she never accepted the explanations that the healthcare professionals offered. Her daughters WERE in pain and there HAD to be a reason.With a background in mechanical engineering, maths and then retraining in 2012 in Traditional Chinese Medicine, she believed that there was one question which would unlock the answers for her babies. that is still the same question she supports her clients around the world to answer for these children. And that is “What is causing your baby's distress?” No matter what is going on for them.Aine has a truly unique and holistic view of treating reflux. Her perspective is all about getting to the root cause rather than just masking symptoms. She challenges the way medical professionals currently address conditions such as colic, reflux and allergies. On a daily basis, she sees families experiencing “medical gas lighting” and unsatisfactory results from the medical interventions.  In her work in this niche area, she validates families, acknowledges what they are experiencing and gives answers based on the presentation of their child as an individual. Just like The Holistic Sleep Project, she gives a unique and truly holistic perspective to the families she works with who are struggling. It was such an honour to chat to Aine as a fellow Holistic Practitioner both working in the space of parenthood support.  If you suspect or have been given a diagnosis for any of these conditions for your child, this is an absolute MUST listen, as it will totally change the way you view your situation and how you can move forward to getting your child out of the pain they are experiencing.  Links for Aine: Website: https://www.thebabyrefluxlady.co.uk/Free symptoms tracker https://www.thebabyrefluxlady.co.uk/symptomsInstagram: https://www.instagram.com/babyrefluxladyFacebook: https://www.facebook.com/thebabyrefluxlady Sleep Support Links  For your FREE Guide- “Learn the 5 Secrets to help your little one stay in bed until 7am!” head tohttps://www.theholisticsleepproject.com/early-rising-guide For further sleep support and to kick off 2024 feeling well rested why not start with a 30 min complimentary Discovery Call so Georgina can hear about YOUR individual sleep challenges and help your family get more sleep  https://calendly.com/gwindebank/30-minute-discovery-call To check out the Sleep Support Packages head to https://www.theholisticsleepproject.com/sleep-solutions

In this week's episode, I am chatting to Hannah Whittaker who is a Pregnancy and Paediatric Dietician from Bump2Baby Nutrition about being pregnant when you are vegan or eat a plant-based diet. We also had an opportuinty to talk about  what happens and what to do if you suspect or discover that your child has a milk allergy. Whilst these two topics are completly unrelated, I wanted to pick Hannah's brains about her two specialities as it is so rare to hear about these issues that many families face. I felt it was particularly important when choosing to have a sovereign pregnancy, that I focus on niche subjects like these. If you only want to listen to the section of the podcast on cows milk protein allergy (CMPA) then you can begin this episode at exactly 45.15 mins in.Hannah has a wide range of FREE resources available from her website https://bump2babynutrition.com Also, dont forget to ask Hannah for a Dr. Vegan  voucher code Follow her on Instagram @bump2baby_nutrition_cmaIf you would like to buy a copy of either of the books that accompany this podcast please go to your online bookseller or visit Amazon:-Labour of Love - The Ultimate Guide to Being a Birth Partner - click here:-https://bit.ly/LabourofloveThe Art of Giving Birth - Five Key Physiological Principles - https://amzn.to/3EGh9dfPregnancy Journal for 'The Art of Giving Birth' - Black and White version https://amzn.to/3CvJXmOPregnancy Journal for 'The Art of Giving Birth'- Colour version https://amzn.to/3GknbPFYou can also purchase a copy via my website - www.birthability.co.uk Follow me on Instagram @theultimatebirthpartner @birthabilityBook a 1-2-1 session with Sallyann - https://linktr.ee/SallyannBeresford Please remember that the information shared with you in this episode is solely based on my own personal experiences as a doula and the private opinions of my guests, based on their own experiences. Any recommendations made may not be suitable for all listeners, so you should always do your own research before making decisions.

Have you ever googled "baby won't sleep" at 2am? Same. Baby sleep information can be a total minefield and most parents are left confused, unsure of who to trust (hint: you can trust yourself!) and TIRED. Join Rachael for the FIRST episode of NOTU and hear all about the reason she founded Hey, Sleepy Baby after a traumatic journey with baby sleep as a first time mom. Rachael discusses her first baby's sleep "problems" and what she tried plus how to deal with reflux, CMPA and tongue tie. Rachael discusses how baby sleep drove her a little insane and made her eventually try out sleep training (from that popular trainer) and what happened. Hear how she started cosleeping with baby number 2 and what she's doing differently as a mom to her 2nd and 3rd babies. She talks about what "normal" baby sleep really looks like and what "counts" as "sleeping through the night" plus so much more! Stay tuned till the end for a little pep talk if you're in the thick of it. It gets better! Research mentioned: PMID: 32087408 PMID: 28576897 https://doi.org/10.1542/peds.2007-3783 Rachael is a mom of 3, founder of Hey, Sleepy Baby, and the host of this podcast. Join me & our guests each week for new episodes on ALL things parenting and follow along: Instagram (Show page) Tiktok (Rachael's tiktok account) Show Website For more on biologically normal infant sleep and a holistic approach to getting more sleep, visit heysleepybaby.com and follow on instagram. Please follow & subscribe to No One Told Us and if you enjoyed this episode- leave us a review! Every week we choose random winners from our review section to win prizes! This podcast does not contain medical advice and is for entertainment purposes only.

Drs. Kevin Mailo and Wing Lim host a webinar with guest Jason Pisesky, a tax lawyer with KPMG Law. Dr. Lim takes the lead in interviewing Jason on an overview of tax hacks and advice that will form the contents of deeper focus in future Masterclass events. Jason Pisesky starts the conversation by discussing the financial incentive of tax deferral in having a PC. He highlights when a PC is most useful in a professional's career journey along with when it is an advantage and when it may not be. But Jason's biggest piece of advice is to be surrounded by, and work with, trusted professionals who can guide decisions correctly. In this episode, Dr. Wing Lim and Jason Pisesky wade into the shallow end of tax hack topics that will be covered in depth in the upcoming Masterclass. They discuss the benefits of having a PC, what to put in a PC and what to keep out of it, when a hold co or sister corporation is beneficial to form, the change in TOSI rules, how salary can work where split income no longer does, and many other insights and advice from Jason's wealth of knowledge on all things tax-related. This is vital information to digest and will whet appetites for even deeper conversations in the Masterclass.  About Jason Pisesky:Jason's practice covers a broad spectrum of taxation law matters including corporate, personal, farm and estate tax planning as well as representation in dispute resolution and litigation mattersJason joined KPMG in January 2021. Prior to starting at KPMG, he spent over six years working at a leading western Canadian boutique tax law firm. Jason has experience in both the tax dispute and tax planning for both personal and corporate taxpayers.Jason has worked with small and medium-sized owner managed operations to reorganize structures in a tax efficient manner, acting as counsel for vendors and purchasers in arm's length deals as well as families in the midst of related party estate and succession planning. He has argued on behalf of taxpayers in many contexts and obtained favourable results for taxpayers from auditors, appeals officers and lawyers at the Department of Justice. Jason has appeared before the Alberta Court of Queen's Bench.Resources Discussed in this Episode:TOSIPhysician Empowerment Masterclass—Contact Information:Physician Empowerment: website | facebook | linkedinJason Pisesky: website | linkedin __TranscriptDr. Kevin Mailo: [00:00:01] Hi, I'm Dr. Kevin Mailo, one of the co-hosts of the Physician Empowerment podcast. At Physician Empowerment we're dedicated to improving the lives of Canadian physicians personally, professionally, and financially. If you're loving what you're listening to, let us know. We always want to hear your feedback. Connect with us. If you want to go further, we've got outstanding programming both in-person and online so look us up. But regardless, we hope you really enjoy this episode. Dr. Kevin Mailo: [00:00:35] Hi, everyone. I'm Kevin Mailo, one of the co-founders of Physician Empowerment, and we're bringing another great webinar podcast episode to you. Today it's going to feature Wing interviewing outstanding tax lawyer Jason Pisesky, and Jason is an associate with KPMG, one of the world's preeminent accounting firms, one of the biggest in the country. And they're going to be talking about tax hacks for busy medical professionals. And this is just the start of how much there is to know. And we are following this up with our master class where we dive into these topics in a lot of depth. And I think it's important for Canadian physicians to be reminded of the fact that it is not just good enough to play offense, right? We're all out there, we're all learning and we're all working hard to, you know, make those returns in our investment portfolios. But a key part that's often neglected is long-term tax planning. And so this is our introduction to that because it can be worth hundreds of thousands of dollars over the course of your career, if not millions, depending on where you're at and how you invest. So with that being said, Wing, I'm going to hand it over to you and let you go at it. Dr. Wing Lim: [00:01:54] Sure. Thank you, Kevin. So Wing, I'm Wing Lim. I'm a family physician based out of Edmonton and I'm a co-founder of Physician Empowerment. And a lot of you know me. Some of you don't. And yeah, so so we're launching a new tax series at our Masterclass. And then today it's kind of like a content page, we'll run over a lot of concepts and it's meant to be an overview. So if there's something that kind of goes over your head, don't worry about it. It probably goes over other people's heads. But then instead of lecturing, we thought, it's better to do interview, right? And so Jason and I went back quite a bit and of all places, we met on a dance floor. And so my wife Katie and I and Jason and his wife, Amy, we were kind of dance classmates. And so it's been a number of years, right, that we knew each other as friends, I liked him right away. He was one of the dance teacher's pet, teacher's pet. The teacher actually said that. And then we became friends. And then a few years later I got stuck with a tax planning issue. I got like a dozen companies and the whole thing looked like a spider web. And it went to a tax accounting firm that was ready to skin me alive in fees. So I was unhappy. And I said, Jason, you're a tax lawyer, aren't you? And that's how we started, right? And he got me out in a pinch and we dove into a lot of really, really neat tax strategies. And then so we like to have a chit-chat, another fireside chat with Jason. So Jason is not just a nice guy on a dance floor. He is also a prominent tax lawyer. So he, I think he started at a prominent tax firm in Edmonton and he jumped into one of the largest tax firm in Canada and he's heading the tax division. He told me that, but Jason, you said you got 98% colleagues, accountants, and you're the 2% that are lawyers? Jason Pisesky: [00:03:46] Yeah. No, that's that's about right. Yeah. It's technically two firms. There's KPMG LLP, which is the accounting side and then KPMG Law, which is where I am. And we are the little brother. But we are becoming more and more important as we kind of stay in the firm longer. Dr. Wing Lim: [00:04:01] Right, so you deal with accountants all day long, right? They present you cases after cases after cases. And most of them are professionals, business owners and including medical doctors, right? Jason Pisesky: [00:04:13] Absolutely. Yeah. Yeah. And that's one of the reasons I'm at KPMG is for, as you said, one of the biggest shops in Canada, if not the biggest. And yeah, the variety, the depth, the, you know, working with people across the country is fascinating and gets you out of bed in the morning kind of thing. So. Dr. Wing Lim: [00:04:28] Right. So I may have to put some put the brake on if you go on a little bit fast on the professional track, I may need to slow down and have you hey, dumb it down, dumb it down to the MD level, right? Where I heard one thing that we are idiots outside of our own fields, right? So, you know, we're ignorant outside. So we're here to learn. We're here to learn and have some fun. So. Hey, so we're going to talk about some tax hacks, right? So busy professionals. Meaning that we're busy. We're busy. We're making money, right? We're on a treadmill or trading time for money or trading or trading life energy for money. And at the end of the day, we're in a progressive tax system, unlike where I came from, Hong Kong, which is regressive. And so I think we did the math the whole lifetime after overhead and tax, maybe we only take one-third if we're lucky. Right? So that's substantial, right? So let's have some tax hacks for busy medical professionals. And we're not going to be able to cover everything. But as I said, we had a quick chit-chat before today. So let's talk about some easy ones. I know a lot of people have PCs, a lot of people don't have PCs. Right? And so when does it make sense to have a PC? Jason Pisesky: [00:05:41] So the tipping point for medical professionals in particular, for everyone who's kind of entitled to a PC, that's lawyers, accountants, dentists, doctors, normally when you have a corporation, a lot of people do it for the liability shield, right? Limited liability. I can't be sued if the corporation gets in trouble. You know, generally speaking. Professionals don't get that kind of protection. And so for them, really, it is kind of a purely financial decision of when do I need a PC? And that determinant is when you're no longer spending all of your income. The financial incentive for having a PC is called tax deferral, where you get to keep the money in the company paying corporate tax at a lower rate and you take out less and spend it. But there's some left behind. If you are early in your stage in your career or maybe just in a in a field or a stage of your life where you're not earning excess amounts and you're just spending all your earning, then having a PC won't provide much of an advantage for the professional. Dr. Wing Lim: [00:06:40] Yeah, so I'm surprised to hear that one of my neighbors, who's a specialist, and some colleagues, husband and wife, both medical doctors and I'm ten years later, 40 years later, their accountants still said that you don't need a PC, right? That's shocking the money that you left on the table. Right? So then. Yeah. So then how do we do this? Like, should we, once we earn more than we spend, or we budget as such in such a way? What do you do? What's the advantage? What's the advantage of the tax deferral? Jason Pisesky: [00:07:14] So actually, I'm going to tag on to what you just said there first about talking to their other advisor. And you actually said in your opening comments, too, about, you know, we're all only experts in the things that we, of course, spend years studying. We can't know everything. And actually, one of the first tax acts I'd like to highlight is like, surround yourself with the right people, with people to take these tasks off your hands. I'm sure you can allude to it as well. I know tons of professionals of all those stripes, engineers, dentists, doctors, lawyers who, you know, every year come June, they're struggling through TurboTax, trying to figure out their own taxes, collecting receipts, pulling their hair out, just praying they don't get audited by the CRA. And same thing on the legal side of looking after their own minute books and trying to record things and keep everything up to date. And that's not a good use of your time, I would argue. You work hard. You've reached a high level of competency in a very specific set of skills. And what is money but the stored value of time and labor that you can spend to get yourself more time. Jason Pisesky: [00:08:17] And so, yeah, one of the easiest tax acts is hire people to kind of take some of that off your shoulders to do it correctly. Because as I always tell people, you kind of, you pay for it eventually one way or another, you either pay for it a little bit every year or you wait until you're audited by the CRA, or you start to do a transaction and someone's going to buy your PC and you know, they want to see good minute books and financial records and you have to go pay someone probably a lot more than what that would have been annually to catch you up and kind of do almost a forensic audit to figure out what have you been doing for the last 20 years? I have no idea. But they want to see good journal entries and general ledgers for all the money that's come and gone from the corporation. And so for many reasons, the simplest tax hack is kind of offload a good portion of the tax work onto someone else who does deal with it on a daily basis. Dr. Wing Lim: [00:09:04] Yeah, but with that, there's always this XYZ accounting that doesn't change the lesson plan. I liken it to Mrs. Jones, a fictitious Mrs. Jones, that taught Macbeth for 30 years and never changed her lesson plan. Right? You know, like a lot of have one that accountant that I fired because ten years later found that I could have done something ten years for the last past ten years, I could have saved a ton of money. He never mentioned it, right? Jason Pisesky: [00:09:29] Absolutely. And there's no right answer to how do I know if my professional is doing the right thing? And again, hopefully the audience appreciates there's, in medical field, there's differences of opinions of diagnoses and prescriptions and all these things. So I think the answer there is, you know, get someone who you do believe in and kind of comes with perhaps good referrals. But there's nothing wrong with getting second opinions, you know. Maybe every five years or ten years or when you reach a certain milestone, you get married or you have your first kid. I don't think a professional should be offended if you go out and speak to another one just to pick their brain and see what's out there, especially if - and a lot of people don't know or don't like to think about it - but accounting is very much like the medical field in that you have general practitioners, then you have expertise in certain areas. So not every accountant is a tax accountant. And so if you have a more of a general, call it a GP accountant, then there's nothing wrong with going out and speaking to a tax accountant or a tax lawyer to pick their brains. But yes, you had asked me about corporations and the benefits of them. Jason Pisesky: [00:10:33] So say, yeah, you've reached the point where you're earning a certain amount and you're not spending it all. So keeping it in the corporation leads to what I call tax deferral, where you pay a low level of corporate tax, lower than you would pay if you just earned it all personally. So for the first generally call it $500,000, it depends which province you're in, but generally, for the first $500,000, you'll pay a tax rate, again, province dependent, kind of in the range of 12 to 13% or 11, maybe 11 to 15% on that first $500,000 in the company that's left behind after you take salary and dividends. And then after that, it kind of goes up to about, you know, the 23 to 25% range. So, and it doesn't take very much as an individual taxpayer to kind of get up, definitely to get above 13% basically, once you're past your personal credit limit, you're kind of into the 25% range. And then, of course, even comparing to the 23%, it doesn't take much to get above that as an individual for every marginal dollar you earn. So that's the benefit there. You build up that pool of income, lower-taxed income. Of course, if you take it all out, you pay a tax rate that is meant to approximate had all of the money been earned by the individual. Jason Pisesky: [00:11:52] So don't be afraid of, well, what if I am going to yeah, I'm going to be banking an extra 1 or $200,000 in my PC. But what if I need it? Then I'm going to take it out and I'm going to pay personal tax and I'm going to be behind the eight ball? No, generally the system is set up, we call it integration in Canada, where the idea is on the flow through of money, you should end up at the same place as if you'd earned it personally. So all that is to say is when you take the dividends out to recoup the money left behind, you pay a lower rate of tax than you would have if you would just earned a salary on that amount. So the net amount, it's not always perfect, but generally you end up at the same spot if you just kind of flow the money out of the corporation. So you're not, certainly not penalized for having a corporation, but I do hear stories of professionals that have just take all the money out. And so really, you're just paying professional fees and accounting bills and these things to keep the corporation running, but you're not getting the benefit of it. Dr. Wing Lim: [00:12:46] Right. So I guess the conventional wisdom is stuff as much in the PC as possible and then pay you as yourself the least amount. And then just invest, invest, invest, right, within the corp and then you pay the tax when you take it out, when you retire, so to speak. Right? So but is there a reason not to just put all the money, all the investments inside the PC? That it may not be wise? Jason Pisesky: [00:13:13] Definitely. And so PCs are like any corporation. If the PC gets sued, its assets are subject to potential creditors of the PC. So definitely it depends, of course, what field you're in and what you feel your risk of, you know, getting sued, malpractice suit are. Obviously higher in some fields than others. And so in a perfect world, you'd kind of move those investments from the PC earning it into a sister corporation, one that's kind of beside it or a Holdco. It's above it, again, that's province dependent which structure will work best for you. The idea is, is you want to kind of strip those assets out to the side. You can do that in a way generally that you shouldn't be paying income tax on it. Then you set it up in a side corporation and then if the PC gets sued, what does it have? It has its medical license and maybe a couple pieces of equipment and a laptop. That's kind of all you really want exposed in the PC. That said, again, without the shield, the individual, the professional is usually the same thing as the PC. So that's why a lot of professionals, they will like to set up an investment company under their spouse's name, shuffle everything over there to the best you can, and have kind of the growth in the investments grow in the spouse's name who of course should not be sued if you as the professional are. Dr. Wing Lim: [00:14:30] Now so that itself when we cover this thing at the Toronto live conference, a lot of people said, really, I've never heard of it. So lots of people stock everything, real estate, stocks, everything portfolio, everything under the PC. And they never heard of a whole course of how they do that. Can you move money over there tax-free, like you know, it's so confusing for a lot of people. So at what stage should a physician or a professional, right, that say, hey, okay, I'm building up some assets, at what time is it wise to set up a Holdco system under the spouse's name? Jason Pisesky: [00:15:06] Yeah, I'd say once you kind of reach, maybe that - I mean there's no magic number, of course - but once you reach that kind of autopilot moment where, you know, you're married, you've got the house, the kids, are kind of looked after, you've got some college funds set up and you just know like, yeah, every year I've got a certain amount that's going to kind of go there. You know, there's no big renovation bills that we expect to come. We've got new cars. Um, you have to wait till all those things. But it's that point in time where you're just you're starting to every year accumulate a material amount of extra things in the PC, things being investments. Don't collect other things in the PC. Dr. Wing Lim: [00:15:41] For example, don't collect, what, cabins? Jason Pisesky: [00:15:44] Yeah. Cabins in the woods and, you know, a little hobby plane. And generally I would say don't collect those personal use items in the PC. It just kind of leads to a headache. And then if you're using it, you have to charge yourself for its use and without having shareholder benefits and it kind of becomes a mess. So that's definitely a tax hack. Don't have personal items in your corporation's, general advice, even like, Oh, but I'm saving the tax because don't have to take it out personally. But again you have to charge yourself, they're huge audit red flags, CRA loves to go after those things. You know, the company owns a plane and it's not running an airline. And so, you know, have you been charging yourself for the use of that plane every year and all of a sudden you find yourself with penalties and interest. So, generally there are more tax efficient ways to get money out of the corporation, buy the plane, do it outside than to keep it in there and maybe keep it simple. But setting yourself up for a headache down the line. Yeah. The idea is, you know, once you're kind of you're starting to accumulate, you know, into the six figures, maybe approaching seven figures - and again, it depends what field you're in. If you're in a field where maybe you feel, hey, one slip of the scalpel and I'm going to be sued for everything I own, then maybe it's more prudent to be more aggressive on stripping things out of the PC early on. If you feel you're in a relatively peaceful practice where the odds of something going horrifically wrong are lower, then again, maybe you can let it build up a little longer because then you don't have to, you know, incur the professional fees to set up the structure and peel things off to the side. Dr. Wing Lim: [00:17:12] Well, for most practicing professionals in Canada, we have this thing called CMPA, the Canadian Medical Protective Association. So I don't know the ceiling, but most of the malpractice suits are covered by them. But other liabilities, if you have a clinic, somebody slip outside that is not, your CMPA ain't going to cover that. Right? Especially for those who stuff all the real estate condos and all that inside the PC. They definitely can sue your PC, right? And that's when you say that it's better to strip those assets outside of your PC and into a sister court, right? Jason Pisesky: [00:17:48] Yeah. And without the risk of maybe getting into too much detail, it probably never hurts to really early on set up a side sister corporation to do the investment, again under a spouse's name, because you can always move some assets over without doing more complex steps. Because the professional will probably generally always be exposed to the initial earnings. You know, you earn an extra 100 grand. There's kind of a sort of gifting it to your spouse, which can lead to other problems, that hundred grand is always in your head. What you want to move is the growth. Over a 30 year career, that 100 grand is going to turn into, what, a multiple of 16 or 20? I don't know what, you know, your standard investment advisor will tell you that'll turn into over a career, but what you want to move over is that growth over to the spouse. So yeah, you can just have the PC loan it over to that sister corp. Sister corps invests it and the benefit goes to the spouse and then that initial $100,000 is at risk. And then again, there's a way to kind of clean that up down the line with some tax planning. Dr. Wing Lim: [00:18:46] Right now, let me just dovetail on that. So there are people who advise that, oh, for some provinces at least, the spouse can be inside a PC. So should the spouse be, if the spouse has a Holdco on the outside, should the spouse be still part of the PC? Jason Pisesky: [00:19:01] I would say generally, yes. If there's always a personal element to it, you never want the tax to, uh, to put the tax cart before the wagon for the horse. Sorry. But all else being equal, it definitely doesn't hurt to have the spouse in there. Yes, there are income splitting rules, which can mean maybe there's no immediate benefit to it, but if there's ever a sale of the company, then certainly there can be benefits to having that spouse be a shareholder. There may be ways, some tax planning available to, you know, get the spouse some income and some benefits without falling afoul of those income splitting rules. And kind of a third reason is, oh it's jumped out of my head. Sorry. Dr. Wing Lim: [00:19:46] Well while you are thinking... Jason Pisesky: [00:19:49] Future sale annual. Oh, and once - sorry - once you reach the retirement age, 64 or 65, then you can income split with that spouse out of the company. So, playing the long game and they kind of need to have to accrued value. You can't just add them as a shareholder when you're 64 or 65, you know, they have to build up value and you only do that by having them be a shareholder for a long period of time. Dr. Wing Lim: [00:20:11] Right. So while you're on that topic, I think we should spend a couple, maybe a minute on tax on split income, but as of 2017, CRA has a much stricter definition and a lot of people fall in traps to that. So can you highlight a few of those things for us so that we get a good reminder slap on the upside of the head? Jason Pisesky: [00:20:31] Yeah. And it's probably just, I'll give kind of a broad overview of the rules and that's maybe as far as we'll go because they're, yeah, I mean they could... I've given whole day, you know, eight-hour courses on TOSI before. Dr. Wing Lim: [00:20:42] No not that, not that. Jason Pisesky: [00:20:44] Yeah. They are a thing on their own. So the idea of TOSI is, is that again what was happening in the market was people were adding, you know, their spouses, kids, nieces, nephews to corporations and paying them dividends. And then over the age of majority, there used to be rules blocking it for minors, and then basically just expanded those rules. So the idea is, is that they don't want people who are related to the main business person driving the business in the company, to get kind of, to pull out money from the company as dividends if they aren't also involved in the business. That's kind of the most simple explanation of the TOSI rules. We call it tax on split income, with split income being the bad type of income that's being split. So yeah, what will happen is people will, well what was happening is you'd have your spouse and your university-age kids as shareholders of the PC and then, you know, you're paying out dividends to them, you know, to a spouse who was probably a little bit more maybe, you know, 2, 300 grand to use up all of their lower brackets. But, you know, I think that would save you about $40,000 in tax if that all went to the professional spouse earning income at the highest bracket, probably a little lower, maybe just tuition fees plus some living expenses for the university kid. Jason Pisesky: [00:21:56] But that's kind of all been cut off now. So you'd have to either have them be kind of getting capital gains or kind of wait for a sale to get the advantage, although that's kind of a good dovetail into sometimes you actually don't want your spouse to be a shareholder. If your spouse is a professional doing their own thing or they have their own company, you may not want them to be a shareholder because that may, if you both have your own corporation doing your own thing, you'll both get your own small business deduction. That first 500,000 that's taxable at that relatively low rate, low teens. But if you start to have each person being a shareholder in the other one's company, then you can, you'll have to share that 500,000 limit. And so again, very personal decision, not just are you comfortable with your spouse being a shareholder, the non-voting shareholder in your PC? Dr. Wing Lim: [00:22:51] So let me highlight this thing. The tax hacks is not just what to do, but what not to do. Right? So I think the takeaway is don't pay your spouse a dividend that is not commensurate with what they actually working, their actual contribution. Right? And my accountant says he has seen a lot of the clients, like you say, pay the spouse a few hundred thousand dollars without even showing up at the clinic at all. And those would be dinged. Right? It just pays tons of money to the kids under the age 25, and that's why it cuts off at 25, right below 25. You should not do the dividend to your kids, right? Jason Pisesky: [00:23:31] Yeah. And then, but again, hack tax, salary. You should be able to pay a reasonable salary to your spouse as long as there's some justification for it. If they're doing the bookkeeping, if they're helping doing some of the admin side of the practice, usually accountants will feel comfortable kind of 40, 60,000. And honestly, that soaks up most of the benefit for the income splitting. You don't, again going up to the I think it's like 340, 350,000 to get to the top bracket. Yeah, 80% of that benefit comes from paying someone you know under a hundred grand kind of thing is where all that income splitting benefit comes from, getting their personal tax credit and using the 25% tax bracket instead of the up into the high 40s or low 50s. So yeah, salary, it's just subject to a reasonableness test as opposed to the TOSI rules which are much more explicit and bright-line tests that are much easier for them to attack. You also have to, again, you have to kind of have really good records to feel, for your accountant to feel comfortable wading into the TOSI realm of dividends and are they justified, whereas salary, it's a reasonableness test. Your downside is just denial of the deduction in the company, whereas for TOSI your downside is kind of high rate income for the individual and you've already paid the tax in the company because dividends are paid by after-tax money. So you've already given up that. Dr. Wing Lim: [00:24:50] So to recap, so this hack is if you want an income split with your spouse and your kids, then pay them a salary instead of a dividend. But does it, is it...? Jason Pisesky: [00:25:01] Basically find a way to feel like you can fit into the salary rules which are generally more lenient and well-established. The problem is also TOSI is, you said 2017, there's no court cases on it. There's a million conflicting CRA opinions on it. Whereas you know, the reasonability of deductions for salary and things, tons of cases, really well-established rules. They've been around for decades and decades. So yeah, we kind of, we know how to guide you through those rules a lot better, right? You don't want to be the first person in Canada to go to court on the TOSI rules. Dr. Wing Lim: [00:25:33] Don't want to be the famous one. Jason Pisesky: [00:25:34] That's the tax act. Try to not be the first person in court on a specific issue. Dr. Wing Lim: [00:25:38] Right. Have your name on this, the state versus you. Okay. Jason Pisesky: [00:25:42] Yeah, be referenced as that case going forward forever. Yeah. It's great if it works, it's great if it works, then you're known as, you know, that case becomes your calling card. But. Dr. Wing Lim: [00:25:53] Right. Let's pivot a little bit to talk about, since we're on the topic of salary versus dividend, T4 versus T5. Right? So there are a lot of strategies, right? Some are conflicting. Some say, okay, do nothing but T5 to draw dividend. But then there's some strategies like RSP and IPPs, you need a T4 to build a route. So can you highlight T4 versus T5 salary versus dividends? What's the pros and cons? Jason Pisesky: [00:26:19] Yeah. And so this is a great one where, kind of circling back to that hack about, again, having someone to help explain this to you every year, because it will be an annual decision, especially if you're sending some T4 salary income to a spouse. Again, figuring out what the right mix is for your family. So as I said at one point, kind of that concept of integration in Canada where we, you know, the government wants you to be indifferent for earning that dollar through the corporation or personally. So if you earn $100,000 in the PC and you pay $100,000 salary, well, you get a deduction in the company for $100,000, and then the person pays the personal tax. Dividend, if you earn $100,000, the company pays corporate tax on it and then it uses the residual and pays a dividend and you kind of end up at the same spot. So the big one is, is for T4 income, you're going to be subject to CPP. There's a related party exception for EI, there's not for CPP, so you're going to have to pay the employer and personal half of the CPP. So that's just a kind of a little bit of leakage, tax leakage. Jason Pisesky: [00:27:25] At the same time, you do gain access to the RSP, the individual pension plan, IPP. I believe that's going to be talked about in a later webinar, Wing, so I won't dive into that. Plus, it's very, again, you get a whole day course on IPPs if you so wish and all the modelling and that goes into those. So it's a personal decision. It's an annual decision. There's no right answer to, you know, I can't tell you oh, you always take this. I think it depends on what you value. Some people really value RRSPs and IPPs and building up those kind of after-tax pools that they'll take out later in retirement. Some people will say, you know what, I want all my money tax paid. I want to know I can access it at any point in time. And that's what they value. And so, but there are definitely things to consider, and it's not just a well, just I'll just do this one because someone told me to do that one. It's, it warrants consideration every year. Yeah. Dr. Wing Lim: [00:28:21] Right on. Okay. So let's move over to a couple more topics or strategies. So what about this trust, family trust and whatnot? We're thinking of a retirement or upon death or the corporate assets would be deemed disposed. Right? So and it may not be free from liabilities. So what about trust, family trust? Is there still a place in it because the government was trying to castrate it? Up to 2017. Jason Pisesky: [00:28:50] Absolutely. Trusts were definitely one of the things targeted in those 2017 new anti-income splitting rules. That said, I still think there's a strong place for them in kind of a well-rounded, high-net-worth family plan. I am in the process of settling a handful of them and I do tens of them every year, I help people set them up because they absolutely do. As with a lot of things you don't always want, again, tax to drive the conversation. So trusts are great, they do offer again another layer of creditor protection. They allow you to introduce people to the ownership structure without actually giving them direct legal rights over shares, which may lead to oppression remedies in court and, you know, entitlement to financial statements and rights to vote on certain things, even if they're non-voting shares. You kind of cut all that out with the trust. And you also don't have to, they're kind of maybe shareholders when they're through the trust, right? Maybe they'll get a dividend, maybe they won't. Maybe you'll transfer shares out of the trust to them, maybe you won't. So that flexibility is what a lot of people are interested in the trust. The two big ones for tax are again, flowing dividends out, generally not going to lead to much tax advantage in a trust. The big ones are a potential sale. What might we be able to sell in the future? Then the capital gains deduction, that's the tax-sheltered, you know, almost $1 million right now. Jason Pisesky: [00:30:13] You might be able to access the beneficiaries of the trusts' capital gains deductions and shelter several millions of dollars using those. You may also be able to do some planning with the trust to flow out some type of income. Generally involves more steps, a lot of prep work involved, but there can be advantages to that. And then you also have the advantage to, in the future, transfer shares to the individuals. We talk about this a lot in some other industries. Farming is a big one where, okay, you now know who the farming kids are. You can transfer shares to them. Probably not as pertinent that one for medical professionals. But at the same time, a family trust can help you avoid some estate tax, depending on when the family trust is put in your life. Of course, when an individual dies, they're deemed to dispose of all their capital property, which can result in a capital gain. The family trust outlives the creator's death. And so that can be avoided depending on when the family trust is put into place. So there's lots of advantages, many of them non-tax, many of them tax. So, and again, it depends which province you're in too, and who is allowed to be a beneficiary of a trust. So very personalized decision. Dr. Wing Lim: [00:31:23] Right. So trusts are definitely a very valid tool. It has to be customized to your needs. But then I think most are only what, 21 years, the lifespan of a trust? Jason Pisesky: [00:31:35] So a trust can live, they can they can outlive 21 years. And so like, I think BC has a hard 80-year rule maximum. Many of the other provinces again it's 21 years past everyone who's kind of involved in the trust be them the creator, the trustee or the beneficiary. So that can be your longest-lived person, is one years old and they live to 90. You get another 111 years, kind of, it's how long a trust. For tax purposes, so I said that rule of, hey, when you die, you're deemed to dispose of all your property. Parliament wised up pretty quickly to the fact that trusts they could live for 100 years. We don't like that. And so they decided on 21 years, which is, you know, about the span of a generation, maybe not so much when families are getting created a little bit later in life now, but the idea that trusts live for 21 years and then they also go through a deemed death, dispose of all their property, and then they can continue on for another 21 years, do the same thing. So in tax conversations we generally say trusts, yes, they live for 21 years because at that point you're going to have to decide should we do a tax-deferred rollout of the property to the people? Should we eat the tax bill and keep it in there? Should we do some other planning to manage this event that happens in 21 years? So I'd say rule of thumb, I don't see many trusts outliving 21 years. So yeah, 21 years is kind of your starting point for looking at a trust. Dr. Wing Lim: [00:32:57] Right. And then at what point, like would a practicing professional contemplate, Wow, this is I've got a PC, I've got my sister Holdco, at what point should they contemplate on family trust? Jason Pisesky: [00:33:10] So the benefit of the family trust is accruing value into other people's hands. So I'd say for a medical professional, you don't want to start it too early, I guess is the thing. You don't want to, you know, get out of med school in your late 20s or early 30s and then settle it and then your 21 years happens kind of around 50 when maybe you're still practicing. And so probably maybe five, ten years into your career, maybe even 15. Once you're established, you know what field you're working in. You have your clinic or, you know, your kind of day-to-day routines and where your money's coming from. And that's when you, again, you'll have that growing investment pool and you can do more of the setting up the structure in the right spots. And just because yeah, the succession planning piece isn't as much, generally you're not going to have a kid take over your PC. Maybe it'll happen. Not impossible, but not the same way you have, you know, someone who's running the general store, you know, their kid may take over it, or a farm, where again, it's that succession planning piece and then maybe you where a sale is possible, you kind of want it in as early as possible. Jason Pisesky: [00:34:11] So if we have, you know, professionals here who are in a field where they think, hey, I may be able to sell this within 21 years, that's the other concern. So if you're just looking at building it up and trying to get into retirement with it, yeah, a little later in life. If you're in a field where you think I may be selling this corporation, earlier is better. Dentists in particular sell their practices quite a bit. We're seeing it more and more in other medical professions as they start to consolidate debt. People are buying medical PCs and dental PCs. And so if you feel that is a game plan for you, then earlier is better because you can then grow more value into the family trust. Which is the ultimate goal: to shift as much value out of your hands into the trust hands. Dr. Wing Lim: [00:34:59] Wow. Okay. So there's a lot there. So now I'm aware of the time. So one last thing I want to go back to a few times you mentioned this lifetime capital gains exemption, and I know a lot of my colleagues have never heard of this phrase. So can you expound on that a little bit? And how much, what close to a million, like, and how do we take advantage of it? Jason Pisesky: [00:35:17] Sure. So the lifetime capital gains exemption, the idea being parliament created this thing to incentivize people to start and grow businesses in Canada. If you do that, you can sell the shares and if certain conditions are met, you get shelter on the first portion of the capital gains. Currently, it's $971,000. It's indexed to inflation. So it kind of goes up call it 15, $20,000 a year. So it'll be over a million if not next year, the year after. And so that'll save you in the realm of $240,000 in tax for everybody who can claim it. So again, if you're the only shareholder of your company and you sell and there's a $5 million gain, you're going to have, you know, shelter on the first million, call it, and then 4 million subject to full rate capital gains tax of, you know, in the realm of 25%. Depending on your province. Whereas if you have a family, if you have a spouse who's a shareholder, that's great. You got two cracks at it. If you've got a family trust with some kids in it, maybe you've got 3, 4 or 5 cracks at the capital gains deduction. And so the conditions that need to be met for it, there's three. Again, without diving into too much detail, there's the you have to own the corporation for, no unrelated person can own the shares for a 2 year period 24 months before the sale. For the 24 months before the sale, more than 50% of the assets have to be used actively in the business carried on in Canada. And then at the time of sale, it has to be 90% pure. So 50% for the two years before, 90% at time of sale. Jason Pisesky: [00:36:55] And so that's another benefit of either having a side investment corp or a family trust. They can help you take money out of the PC to keep it pure is generally the word used in tax. Purification, removing these surplus extra assets, cash, investment portfolios. Again, if you don't listen to my advice, your cottage and your - what else did I say - your plane, putting them somewhere else so that when time of sale comes, you don't have to do a bunch of extra steps. You're already pure, you know you're good on that 50% test. I have seen people skating very close to the 50% test, and it kind of comes down to what was that investment worth on that date? Okay, we're good. We're good on the 50% test. You don't want that stress. So moving assets somewhere else helps you meet those tests. And then, yeah, you get that big benefit if you get the sale, which again, I think is becoming more and more common. So. Dr. Wing Lim: [00:37:46] Yeah. I think the take-home message is don't, you got to think of this ahead of time. Because I have friends who got caught or partners got caught, they want to retire this year, they have a sale. Somebody, be lucky enough somebody would buy them out, oh they didn't purify the 90/10 rule. Right? And they didn't do the 50/50 rule, T-24 months. Right? They didn't do it. So they kiss that money away, right? That tax exemption. Right? So yeah. Jason Pisesky: [00:38:12] Yeah. No. And again, circling back to that initial point that I said is one of the most key is, again surrounding yourself with people that you trust. And that's kind of the point of this whole group, right, is having that network of people who have your back so you can go do what you're good at to earn money. Because I've also had clients come to me and say, Hey, I've got a, you know, I've got a pharmacy, I've got someone's coming in and offering me, you know, 8 million bucks for my couple of pharmacies. And that's great. I've heard a lot about these family trusts. I've got young kids. Can I put a family trust in? It's like, well, no, it's too late, you have to put the family trust in earlier so value grows in the family trust. And so, like with many of these plans, the, you know, it's sowing seeds. The benefits come earlier sometimes, like the case with the trust there's quite literally nothing we can do. Passage of time, I can't go back in time and put it in place. Some of these, the purifications, there are steps that can be done. It's just more expensive and time-consuming if we're able to do it to kind of get you back on side to meet that 90% test. If you're floating around like 50%, then it's quite a bit of work to get you to 90. So if you're, if you've done a good job and you're at 85%, then boom, nice and easy to get you to 90, you know, one small dividend and you're on side and off you go and you sell and you get your big benefit. Dr. Wing Lim: [00:39:27] Right on. Okay. I think Kevin is bringing the big stick. We can go on for hours. But this... Dr. Kevin Mailo: [00:39:32] So a huge thanks to Jason for being here this evening. You know, every time we have you on, every time we, you know, have you speak to our group, there's just more and more information that shakes out. And we're learning very quickly that pretty much the only thing you cannot do, Jason, is travel back in time. But it seems like you're able to do a whole bunch else. So we're so glad to have you participating with Physician Empowerment because this is what Canadian physicians need. They need long-term tax planning that goes far more than just filling up your RSP. So there is one question, though, that I wanted to bring forward here while we, while we're still recording the episode, and then we'll open it up afterwards to the group because we got a big group tonight. The big one is, the question I've got is, what is the net worth level in which a family trust will make sense? Is there any kind of rule of thumb or general guidance? Jason Pisesky: [00:40:24] No, it is. It is, I think it depends. You've got your two streams of people. You've got your ones who think, hey, I'm going to be able to sell this business, I'm in one of the fields that's getting consolidated or think it's going to be ripe for consolidation or maybe, again, I'm running my own clinic and I've got buildings and these other things that, again, someone's going to want to buy. Then early, early is better as soon as you can kind of viably see like, yeah, I'm on a good trajectory here. Things are established. I've got my necessities looked after. That's when the family trust I think makes sense, when you're, as long as the sale is within 21 years is kind of what you're looking for. Beyond that, if you're looking for more of the kind of family management succession planning tool, again, the goal is to shift as much money into the trust as you can because you can always pull money out of the trust yourself too. Well, it depends which province you're in and yadda yadda. Some of them, the only beneficiary of the trust can be children. Jason Pisesky: [00:41:20] And so again, that needs to be something you're prepared for if you're in a province where the rule is only children, you have to make sure that you've left enough shares in your hand that you'll continue to be able to pull out dividends and accrue value. So unfortunately, no direct rule of thumb, it is how am I going to use this? Who are my beneficiaries? How many kids do I have? Do I have no kids? What are the rules in my province around who's allowed to be in this trust? Can I have companies be our beneficiaries? If you're in a, if you're in a province where corporations are allowed to be shareholders of a PC or of a trust, you're golden. That's awesome. Some of them are extremely restrictive. So I think would just draw a line for you. And if you think you're going to sell within 21 years, you're a great candidate almost no matter what your net worth is. Past that, it's quite a hodgepodge and you kind of have to sit down and really hash out what the next 21 years look like for you. Dr. Kevin Mailo: [00:42:13] Okay. So there's a lot there. There's a reason why you're working full time navigating the tax system and we're very grateful. Thank you for your time. For anybody that's struggling with this, because it felt like drinking from the fire hose for me tonight. By all means, reach out to us because this is what we're doing in the master class. We are breaking down all of these topics and we're starting our next hack series coming up next month. But everything's recorded and you have access to our faculty, you have access to Wing for sort of one on one discussions. So with that being said, I think we're going to wrap it up. Wing, do you have any closing comments? Dr. Wing Lim: [00:42:50] Well, I'm going to say that there's certainly things you should not do with DIY. If you do DIY, you do DYI - you do yourself in. So tax is just one of those. I have people take time off work and do their own books. Like how smart is that, right? You know, but then yeah, so, we're here to empower you, right? It's peer-to-peer empowerment. Empower you to ask smarter questions, to ask your advisors smarter questions, and get smarter advisors for some people. Right? If you have outgrown your advisors and like Jason says, it doesn't hurt to have a second opinion. Right? And so yeah, so little plug is in a couple of weeks time we start a masterclass series. For those of you enrolled, so we'll have faculty members teach this third year of Masterclass. So first year Kevin taught, second year I taught, third year I teach co-teach with the faculty member like Jason, all the other high-level professionals that came and worked with us. Yeah. So and I would love to see all of you at Masterclass if we can. Right? And then we'll break down in different topics and then we'll spend a few months doing that and then we'll do some case studies. Dr. Kevin Mailo: [00:43:55] Awesome. Thank you again. Dr. Kevin Mailo: [00:43:58] Thank you so much for listening to the Physician Empowerment podcast. If you're ready to take those next steps in transforming your practice, finances or personal well-being, then come and join us at PhysEmpowerment.ca - P H Y S Empowerment dot ca - to learn more about how we can help. If today's episode resonated with you, I'd really appreciate it if you would share our podcast with a colleague or friend and head over to Apple Podcasts to give us a five-star rating and review. If you've got feedback, questions or suggestions for future episode topics, we'd love to hear from you. If you want to join us and be interviewed and share some of your story, we'd absolutely love that as well. Please send me an email at KMailo@PhysEmpowerment.ca. Thank you again for listening. Bye.

In this episode, Dr Kate Chesterman is joined by Dr Alex Brightwell (Consultant Paediatrician with a specialism in allergy) and Liz Ingham (Lead Paediatric Allergy Dietician), both of whom work at the Norfolk and Norwich University Hospital. Together, they explore paediatric dietary allergies. They discuss cow's milk protein allergy (CMPA), including: its different types, how to differentiate it from other causes of unsettled infant behaviour and the importance of de-challenging and rechallenging to make the diagnosis. Furthermore, they offer practical advice for breastfeeding mothers, as well as covering the indications for the different formula milks. They highlight the importance of maintaining balanced nutritional intake for infants and breast-feeding mums and avoiding unnecessary exclusion diets. They finish by discussing the current evidence and advice regarding early introduction of potentially allergenic foods in infants at risk of food allergies.

 In this episode, we will be discussing Cow Milk Protein Allergy (CMPA). CMPA is a condition where the immune system reacts to proteins found in cow's milk, leading to a range of symptoms in infants and young children. As a parent, dealing with CMPA can be challenging, especially when it comes to finding suitable alternatives and managing the emotional toll it can take on both you and your child.In this podcast, we will dive deep into the world of CMPA, providing you with valuable information and practical tips to help you navigate this condition. Together, we will explore the causes of CMPA, the symptoms to look out for, how to manage the condition, and even how to cope with the stress that can come along with it.Whether you're a new parent who suspects your child may have CMPA, or you're a seasoned parent looking for more information and support, this podcast is for you. So sit back, grab a cup of tea, and join us as we embark on this journey of understanding and navigating CMPA in the world of parenting.To get in touch email info@babytribe.ie or follow us on Instagram @afif.elkhuffash & @nursingmama.ie 

This week we had the privilege of speaking with the incredible Dr Billy Garvey.Billy is a developmental paediatrician with nearly 20 years experience working with children in a number of settings. His clinical and research interests include child development and mental health, multidisciplinary collaboration, improving health literacy and promoting community engagement to support all families. Billy holds clinical, advocacy and research roles in government and not-for-profit organisations at a national, state and local level. He is currently undertaking a PhD piloting a model to support child emotional and behavioural development in primary schools and is a Churchill Fellow exploring how social media can be used to support parenting. He is also the co-founder and co-host of an excellent podcast - Pop Culture Parenting, which aims support child development and wellbeing using evidence in a meaningful, fun and realistic way. Definitely check it out!In this podcast we chat to Billy about:The most common concerns that parents have about their newbornsWhat is a “normal” amount of fussing or cryingRed flags that something more serious might be going on with your babyWhat is colic and what are the most common underlying causesPractical tips for supporting both babies and families through this challenging and stressful timeMaternal diet and whether that can play a contributing roleand more!Dr Billy is an absolute wealth of knowledge is so generous with his wisdom. He also shares so much that can benefits families with children of all ages and stages - we highly recommend you tune in!You can connect with Billy on Instagram as well as on his podcast (which you can listen to HERE)Do you have an unsettled baby? Our highly skilled team of practitioners can support you through our online clinic which you can find out more about HERE.Today's episode was brought to you by Le Puree. Le Puree offer a range of nutrient-dense purees and finger foods, made-fresh and delivered to your door for your bubs & cubs! Paediatrician approved and filled with delicious flavour-rich ingredients – creating healthy habits from day one in the first 1000 days of life. Use the code BTF10 for $10 off your order - and don't forget to check out the Boob to Food X Le Puree Collaboration for Luka's favourite recipes and high iron meals, perfect for your baby (and mum's too!). Visit lepuree.com.au to place your order today.Follow us on instagram @boobtofood to stay up to date with all the podcast news, recipes and other content that we bring to help make meal times and family life easier.Visit www.boobtofood.com for blogs and resources, to book an appointment with one of our amazing practitioners and more.Presented by Luka McCabe and Kate HolmTo get in touch please email podcast@boobtofood.com

In this next episode I share my chat with Emma who talks me through her one pregnancy and the birth of her son. I vividly remember received Emmas email last year, she told me she suffered with PNA & PND but was ok the road to recovery. Although Emma was in a good place at the time she wasn't aware of how tough the following months would be.Emma was diagnosed with gestational diabetes but managed this with both diet and exercise. She then talks me through her induction and the birth of her son. She admits she didn't feel the rush of love that is spoken about so much but in reality not always felt.I truly appreciate how far Emma brought us into the depts of her depression. I think this honesty is so powerful as I know she isn't alone in her experience. I do want to highlight she shares feeling suicidal thoughts at the height of her depression.As Emma said ‘if anyone is listening, you are worth trying to get better for, always!'  Become a supporter at https://plus.acast.com/s/irelands-birth-stories. https://plus.acast.com/s/irelands-birth-stories. Hosted on Acast. See acast.com/privacy for more information.

In the second hour of the show, Alex Smyth reports live from the Ontario Parasport Games in Whitby (26:48)! Michael McNeely discusses the Disability Screen Office and their presence at CMPA's Prime Time Conference in Ottawa (16:53). Plus, HBO's “The Last of Us” is bringing in millions of dollars to Alberta. Greg David fills you in on this story (36:46).

After two years of virtual events, the Canadian Media Producers Association's Prime Time, Canada's pre-eminent conference for media production, broadcasting, distribution and media policy, makes its in-person return, Feb. 1-3 in Ottawa.Andrew Addison, CMPA's Vice-President of Communications, Marketing & Membership, joins us on this episode of Broadcast Dialogue - The Podcast to talk about Prime Time's expansion, the appetite to return to in-person events, and this year's speaker's lineup including how they're approaching contentious policy issues like Bill C-11.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Reflux must be up there with one of the most challenging but common conditions new parents and babies face. Seeing your little one uncomfortable and upset is heart breaking so I am excited to bring you this episode packed with expert information and guidance to cut through the confusion and help you navigate this tough time. Áine Homer, the founder of The Baby Reflux Lady, is joining me today to answer your questions around reflux. Following her own experience in mothering two babies with infant reflux, Áine was inspired to develop a way to support other parents and equip them with the knowledge needed to help their baby. After two babies with reflux, CMPA and multiple other food intolerances and allergies between them, and three years of postnatal depression to boot, Áine knew she had to do something to provide the support that just wasn't there when she needed it, and thus the Baby Reflux Lady was born! Despite what the doctors say, reflux is not normal, and parents don't have to wait for babies to grow out of it. To find out more about Áine's incredible work all her details are linked in the episode description: Website: www.thebabyrefluxlady.co.uk Instagram @babyrefluxlady Facebook www.facebook.com/thebabyrefluxlady A big thank you to the sponsor of this episode- Cheeky Rascals. Cheeky Rascals supply parents and caregivers with brilliant nursery products from across the globe. We pride ourselves on offering not only solutions that help make parents lives easier, but the safest products on the market alongside help and advice content from experts within their field. We proudly represent household names such as Love To Dream which offer swaddles and sleepsuits that support safer sleep in the natural arms up position, Fred Safety which is the first fully compliant safety range in the UK; providing a range of stylish baby proofing products that blend seamlessly into your home and Rockit which offer portable sleep aids that make life easier for tired parents across the world. Cheeky Rascals are sponsoring this podcast and offering you 15% off Fred Safety products using the code MIDWIFEPIP15 - This offer is only valid to use on Fred Safety products from Monday 6th June 2022 until Monday the 20th June 2022 Here are some of my favourite home safety products from the range: https://bit.ly/3PsMEKw T's and C's apply. See https://www.cheekyrascals.co.uk/terms-conditions/ Don't forget if you would like the very best support for the entirety of your pregnancy journey, I would love you to be part of my exclusive course ‘Your Pregnancy Journey' as a listener you will have access to a very special offer. https://www.midwifepip.com/your-pregnancy-journey You can also visit www.midwifepip.com and view all the other services I offer For more expert information and for expert guidance and support on your journey... Follow me on Instagram: www.instagram.com/midwife_pip And. remember to hit subscribe to make sure you don't miss my upcoming episodes!

In part 1 of a 3-part series on streamlining family practice, we learn about the unique 'tech forward' approach that Dr. Kelly MacGregor and her colleagues have adopted at their clinic.  While the overall approach may not suit every practice, there may be elements that family docs could consider testing in their own practices.  Listen as Dr. MacGregor describes how the strategies she uses have resulted in better standardization, increased efficiency and improved patient safety.  (In Part 2, she'll describe more about privacy concerns and financial requirements related to use of technology.)Resources mentioned by Dr. MacGregor that CMPA has approved for Canadian use and meet current privacy legislation requirements*:Electronic medical record - Accuro by QHR TechnologiesSecure, EMR integrated messaging - Medeo Healthmail Secure, EMR integrated patient questionnaires and forms - Ocean by CognisantMDRemote, EMR integrated cloud based fax - Unite CommunicationsOnline scheduler - Accuro by QHR TechnologiesAppointment reminders - CliniconexVirtual platform - Doxy.meVOIP phone service - Line2Multi platform, multi user smart phrase manager - TextExpander*Not intended as product endorsement

In part 2 of a 3-part series on streamlining family practice, we learn more about the unique 'tech forward' approach that Dr. Kelly MacGregor and her colleagues have adopted at their clinic.  While the overall approach may not suit every practice, there may be elements that family docs could consider testing in their own practices.  Listen as Dr. MacGregor describes how her clinic has addressed privacy concerns related to use of technology.  She also talks candidly about the products they use and the financial investment (spoiler alert: it's minimal!), and provides her advice for clinics interested in starting to incorporate more technology.  Resources mentioned by Dr. MacGregor that CMPA has approved for Canadian use and meet current privacy legislation requirements*:Electronic medical record - Accuro by QHR TechnologiesSecure, EMR integrated messaging - Medeo Healthmail Secure, EMR integrated patient questionnaires and forms - Ocean by CognisantMDRemote, EMR integrated cloud based fax - Unite CommunicationsOnline scheduler - Accuro by QHR TechnologiesAppointment reminders - CliniconexVirtual platform - Doxy.meVOIP phone service - Line2Multi platform, multi user smart phrase manager - TextExpanderBOOK:  Slow Medicine - Dr. Victoria Sweet MD PhD*Not intended as product endorsement

Darcy Waite is a Producer/Tv Host based in Winnipeg, MB. He's currently the goofy host of ATPNs youth series THAT'S AWSM. Darcy is one of Canada's fastest-rising producers. He recently joined the board of directors of the CMPA. Darcy produced his first feature film through Telefilm's Talent to Watch program – Ruthless Souls. The feature premiered at ImagineNATIVE in 2019 and was a part of the Telefilms Canadian Perspectives Program in Berlinale in 2020. Darcy produced the award-winning CBC Short Docs film Zaasaakwe which played at the ImagineNATIVE Film Festival. He produced the short, Lost Moccasin for APTN, which also played at ImagineNATIVE. Darcy was also an Associate Producer on the CBC Short Docs film Fourth Period Burnout, and Rainbow Ice. Darcy won 2017 ImagineNATIVE Web Series Pitch Competition as the Producer of Madison Thomas' web series Color of Scar Tissue, starring Star Slade, Mary Galloway, and Kaniehtiio Horn. The series premiered at ImagineNATIVE. In the spring of 2021, Darcy will produce his second Telefilm-supported feature through Eagle Vision, Madison Thomas' Finality of Dusk. Outline of the Episode: ● [02:18] Introduction about Darcy Waite. ● [08:57] Where did passion for Writing and Producing started? ● [11:58] What is one of the factor of choosing that school to expand your writing? ● [13:32] Stand up comedy ? ● [22:48] Activities during Covid? ● [32:21] Reason behind skipping the Episodes? ● [34:00] Every project is Different. ● [42:07] What is the peice of Information that you learned is illegal to know? ● [43:02] Anything that alot of people do but you can't ? ● [44:39] Life Hack? Catch Darcy Waite Facebook: https://www.facebook.com/darcy.r.waite Website: https://www.darcywaite.com/ Instagram: https://www.instagram.com/darcy.waite/ Connect with AmigosPC! Website: https://www.amigospc.net Facebook: https://www.facebook.com/TwoandahalfAmigos Instagram: https://www.instagram.com/amigospc Twitter: https://twitter.com/AmigosPC Check out Official AmigosPC Merch at: https://www.teepublic.com/stores/amigospc?ref_id=24626 Join the conversation with the Amigos by becoming a member of Amigos pc get direct access to our discord and other cool free stuff https://amigospc.supercast.tech/

How many civil actions against Emergency Physicians does CMPA handle and what have been the outcomes? What are the 4 aspects of medical negligence and the anatomy of a legal action against physicians in Canada? What are the 3 stages of civil action in a medicolegal law suit in Canada? How should you respond when you are served with a medicolegal action? How can you minimize the stress associated with getting sued? What is the role of expert evidence in medical negligence actions? What strategies can we use to lower the risk of getting sued for medical negligence based on CMPA data and ED chiefs' opinions... The post Ep 165 Getting Sued in Emergency Medicine – Practical Tips appeared first on Emergency Medicine Cases.

La emancipación juvenil enAsturias. Entre el primer y el segundo semestre de 2020, la proporción depersonas jóvenes emancipadas en el Principado retrocedió 3,2 puntosporcentuales. Es el punto de partida del programa en el que participan ÁlvaroGranda, presidente del CMPA; Víctor R. Caldevila, secretario general de JSA; JavierQuesada, vicesecretario de participación de NNGG y Simón Marcos, coordinador deCS en SMRA

La emancipación juvenil enAsturias. Entre el primer y el segundo semestre de 2020, la proporción depersonas jóvenes emancipadas en el Principado retrocedió 3,2 puntosporcentuales. Es el punto de partida del programa en el que participan ÁlvaroGranda, presidente del CMPA; Víctor R. Caldevila, secretario general de JSA; JavierQuesada, vicesecretario de participación de NNGG y Simón Marcos, coordinador deCS en SMRA

La emancipación juvenil enAsturias. Entre el primer y el segundo semestre de 2020, la proporción depersonas jóvenes emancipadas en el Principado retrocedió 3,2 puntosporcentuales. Es el punto de partida del programa en el que participan ÁlvaroGranda, presidente del CMPA; Víctor R. Caldevila, secretario general de JSA; JavierQuesada, vicesecretario de participación de NNGG y Simón Marcos, coordinador deCS en SMRA

So Here’s What Happened is a proud member of the But Why Tho? Podcast Community.On this episode of So Here’s What Happened! podcast LaNeysha and Carolyn get the opportunity to speak with Jennifer Holness the director of Subjects of Desire. The documentary premiered at the 2021 SXSW Film Festival in the Documentary Feature Competition. The 101-minute documentary is directed by Jennifer Holness, narrated by Garvia Bailey, produced by Holness and Sudz Sutherland. The film’s screenwriter is Holness, the cinematographers are Iris Ng and Ricardo Diaz, and the editor is Lawrence Jackman. The other interviewees include Miss Black America contestants, notable musical artists such as India Arie and Jully Black, college professors, media personalities, and more.Subjects of Desire is a feature documentary that examines North American beauty standards’ cultural shift towards embracing Black female aesthetics and features. From society’s new fixation on the ‘booty,’ fuller lips, the dramatic rise of spray-tanned skin, ethnic hairstyles, and athletic bodies, some argue that Black women are having a beauty moment.She was recently awarded the CMPA’s Indiescreen Established Producer of the year Award in recognition of her contribution to Canada’s film industry and her incredible career achievements. Jennifer has directed her first feature documentary, Subjects of Desire, about Black women and beauty. The will have it’s world premiere at SXSW and it will air on TVO and Crave in Canada.Jennifer’s social media accountsInstagram: @JenniferHolness Twitter: @JustJenHolnessFacebook:https://www.facebook.com/jenniferjholness/LinkedIn:https://www.linkedin.com/in/jenniferholness/ See acast.com/privacy for privacy and opt-out information.

I'm really delighted to have Dr Zena Willsmore as my guest today to talk about eczema and rosacea. Zena is a dermatology registrar in London, and studied medicine at Imperial College. She has an interest in both research and skin cancer, and is currently completing a PhD evaluating immunotherapy in melanoma. Zena is passionate about empowering the public about their health, and started her Instagram page during the pandemic as an outlet to discuss dermatology and skin science. She shares lots of really useful information, so go check her out at @drzenawillsmore. If you are listening to this and have a baby with infantile eczema and CMPA, check out about CMPA and plant based milks. If you enjoyed this episode, I'd be delighted if you would give us a 5* rating and leave a review, so other people can find us too. Thank you!

Approximately 35,000 Canadians die every year as a result of medical errors in hospitals and long-term care facilities. Some families take the doctor to court, but physicians win the majority of cases. They are backed by a strong organization, called the Canadian Medical Protective Association, or CMPA.   You can see more about this episode here

Episode 10 is with @baby.skin_, who has a beautiful 13 month old daughter called Honey, has her own jewellery collection @thelastdropjewellery which are rings she's created for mums to celebrate their breastfeeding journey and she's also a skincare guru! We talked everything breastfeeding, from picking up a tongue tie, to weaning off nipple shields, to your your rights around feeding when you go back to work. We also talked about CMPA, baby names, how she almost had Honey on her own in the hospital toilet along with so many other things you don't want to miss. We finished off the episode like we always do, with one piece of advice she'd give to other mums listening but we also got a beauty tip out of her.

Hoy conversamos sobre la guía "Construcción del imaginario sexual en las personas jóvenes. La pornografía como escuela". Participan Soraya Calvo González (Doctora en Educación y sexóloga. Profesora de la UNIOVI) María Rodríguez Suárez (Doctora en Género y Diversidad) Carlos Corrales (Técnico en Programas Sociales del CMPA) e Iván Gómez Beltrán (Doctor en Géneroy Diversidad).

Hoy conversamos sobre la guía "Construcción del imaginario sexual en las personas jóvenes. La pornografía como escuela". Participan Soraya Calvo González (Doctora en Educación y sexóloga. Profesora de la UNIOVI) María Rodríguez Suárez (Doctora en Género y Diversidad) Carlos Corrales (Técnico en Programas Sociales del CMPA) e Iván Gómez Beltrán (Doctor en Géneroy Diversidad).

Hoy conversamos sobre la guía "Construcción del imaginario sexual en las personas jóvenes. La pornografía como escuela". Participan Soraya Calvo González (Doctora en Educación y sexóloga. Profesora de la UNIOVI) María Rodríguez Suárez (Doctora en Género y Diversidad) Carlos Corrales (Técnico en Programas Sociales del CMPA) e Iván Gómez Beltrán (Doctor en Géneroy Diversidad).

Hoy conversamos sobre la guía "Construcción del imaginario sexual en las personas jóvenes. La pornografía como escuela". Participan Soraya Calvo González (Doctora en Educación y sexóloga. Profesora de la UNIOVI) María Rodríguez Suárez (Doctora en Género y Diversidad) Carlos Corrales (Técnico en Programas Sociales del CMPA) e Iván Gómez Beltrán (Doctor en Géneroy Diversidad).

In this episode we’re speaking with Dr. Lisa Calder, CEO of the Canadian Medical Protective Association, known as the CMPA. She stepped into the role in August last year and is the CMPA’s first female CEO. Dr. Calder studied medicine at the University of Western Ontario and did an Emergency Medicine residency at the University of Ottawa. She has a Master of Science degree in Epidemiology and was an Associate Professor at the University of Ottawa in the Department of Emergency Medicine. Dr. Calder pursued her passion for patient safety by completing two additional fellowships: the Patient Safety Fellowship in Emergency Medicine from the Society for Academic Emergency Medicine and the Emergency Medicine Patient Safety Foundation, and the American Hospital Association’s Fellowship in Patient Safety Leadership. She spent more than a decade practising as an emergency physician before joining the CMPA in 2015 as the Director of Medical Care Analytics. When Covid 19 hit, Dr. Calder and her leadership team moved quickly, using a variety of tools to support their physician members during this tumultuous year. She credits her own experience as an emergency physician for teaching her disaster training and how to live with unpredictability. Today Dr. Calder says the mission of the CMPA has never been more important - to protect the professional integrity of physicians and promote the safety of medical care. Quotables “There are things that we can see that are right in front of us, and are being reported in terms of numbers, but there are impacts that are more subtle – on our well-being, on the way we work together, and those are the ones that I find tricky to put my finger on and understand.” – LC “We have a phone line which is available to our membership and we receive up to 200 calls a day from our physicians asking for advice.” – LC “We’re always, when we look at medico-legal data looking back in time. We’re limited by what’s actually documented and that’s a significant limitation because we know that a lot happens in the moment when physicians are making critical decisions that does not get documented.” – LC “I’ve seen a real shift, which I think is hugely positive to a more of a personal tone to the communication, more of a ‘sharing struggles’ and a willingness to be humble and authentic on the part of leaders.” – LC “I want to know from employees, what does it mean when we say ‘We are here for you? What does that translate for you in tangible terms in your day-to-day work?’” – LC “I’m fiercely protective of my lunch break every day. I need time away from my computer and I use that time to go for a quick walk around the block and then to meditate.” – LC “At HIROC we introduced the Collision Chats, where we pair up staff randomly and they meet up for 5-10 minutes and that’s a way of having those hallways conversations online if possible.” – PAD “The challenges ahead for the healthcare system are huge and so we will need more collaborative approaches to address these. I don’t think siloing organizations – everyone doing their own thing –is going to advance us where we need to be.” – LC Mentioned in this Episode: CMPA University of Ottawa – Faculty of Medicine Dr. Mamta Gautam Access More Interviews with Healthcare Leaders at HIROC.com/podcast Follow us on Twitter, and listen on iTunes. Email us at Communications@HIROC.com.

On this episode, we speak to Hilary Henegar and Fiona Rayher, the entrepreneurs behind the startup Hoovie. The platform is making it possible again to watch a movie with other people and have a discussion afterwards, just like old times but...virtually. This new trend is proving to be both appealing to individuals and profitable to film producers.

Follow The Alberta Filmmakers Podcast http://abfilmcast.ca twitter.com/abfilmcast facebook.com/abfilmcast E-mail us hello@abfilmcast.ca Join our Fantasy Movie League https://fantasymovieleague.com/group/8337 Password: ABFILM Follow Kevin! https://letterboxd.com/kjdwords https://twitter.com/KJDwords Pablo Rodriguez named new minister of culture and multiculturalism https://quillandquire.com/omni/pablo-rodriguez-named-new-minister-of-culture-and-multiculturalism/ Labour Agreement Reached Between DGC & CMPA; Teamsters Rate Increases in Alberta https://cmpa.ca/cmpa_press_release/canadian-media-producers-association-and-directors-guild-of-canada-sign-new-labour-agreement/ https://cmpa.ca/resource-library/ Telefilm Canada Increases Export Assistance https://telefilm.ca/en/financing/export https://telefilm.ca/en/financing/international-marketing-festival-participation New CSIF Clubs http://www.csif.org/events-and-meetups/csifclubs/ Adventure Filmmakers Workshop https://www.banffcentre.ca/programs/adventure-filmmakers-workshop/20181027 Banff Mountain Film Competition https://filmfreeway.com/BanffMountainFilmandBookFestival Fish Fund http://www.csif.org/production/csif-production-access-fund/fish-fund-/ CULTURAL EQUITY FUND http://www.csif.org/production/csif-production-access-fund/cultural-equity-fund/ INDIGENOUS VOICES FUND http://www.csif.org/production/csif-production-access-fund/indigenous-voices-fund/ LGBTTQ FUND http://www.csif.org/production/csif-production-access-fund/lgbttq-fund/ Producer/writer teams with a great idea for a TV series: apply for NSI Totally Television by August 13, 2018 http://www.nsi-canada.ca/2018/06/producer-writer-teams-with-a-great-idea-for-a-tv-series-apply-for-nsi-totally-television-by-august-13-2018/?utm_source=NSI+News&utm_campaign=23d784316a-EMAIL_CAMPAIGN_2018_07_04&utm_medium=email&utm_term=0_bfd113d0eb-23d784316a-293497041 48 Hour Mobile Film Challenge to Overtake K-Days http://esff.ca/free-48-hour-mobile-film-challenge/ Set Etiquette & Protocol http://www.iatse212.com/membership.asp?utm_content=buffer8b7a7&utm_medium=social&utm_source=facebook.com&utm_campaign=buffer#education CSIF Summer Media Arts Camp http://www.csif.org/workshops/camps/ NSI Features First http://www.nsi-canada.ca/courses/nsi-features-first/ EXECUTIVE DIRECTOR - CSIF http://www.csif.org/jobs-calls/executive-director/?platform=hootsuite Calgary International Film Festival https://www.calgaryfilm.com/join-our-team

Follow The Alberta Filmmakers Podcast http://abfilmcast.ca/ twitter.com/abfilmcast facebook.com/abfilmcast E-mail us hello@abfilmcast.ca Follow Adam Bentley & YEG Film! http://yegfilm.ca/ https://twitter.com/yegfilm http://blog.yegfilm.ca/ https://twitter.com/adambentley_fpu Fargo Season 3 Shooting in Alberta http://calgaryherald.com/entertainment/television/season-3-of-fargo-to-be-shot-in-alberta-fx-confirms Fargo Emmy Noms http://calgaryherald.com/entertainment/television/alberta-shot-fargo-nets-18-emmy-nominations Andrew Phung cast in Kim's Convenience http://thunderbird.tv/2016/07/13/kims-convenience-comes-to-life-for-small-screen/ Seeking Edmonton Locations: http://fava.ca/seeking-edmonton-locations-for-a-short-film/ CMPA's Screen-based Media Production Program http://cmpa.ca/mentorship/screen-based-media-production-program CSIF PRODUCTION ACCESS FUND http://www.csif.org/resources/csif-production-access-fund/ INDUSTRY ACCREDITATION: CIFF http://form.zonefestival.com/?k=ciff_g2 FREE-FOR-ALL WORKSHOP: LOCATION SOUND - FAVA http://fava.ca/programs/classes-workshops/upcoming-workshops/free-for-all/ PRODUCTION DIRECTOR - CSIF http://www.csif.org/jobs-calls/production-director/ COORDINATOR AT SEVEN24 FILMS http://calgaryartsdevelopment.com/classifieds/business-affairs-development-coordinator/ FARGO http://www.imdb.com/title/tt2802850/ NOTEBOOKS http://www.moleskine.com/en/