Podcasts about northone

Jessie Guo, an investment partner at Next Legacy Partners, shares her journey from early life in the northern China town of Dingxiang to a chance meeting with co-founder Russ Hall and joining the team at Next Legacy Partners. The firm supports mission-driven, early-stage tech startups and funds. Jessie discusses their approach to backing both emerging and established managers, highlighting the importance of diversity, discipline, and conviction in choosing investments.In this episode, you'll learn:[02:15] Evolution, mission and core focus of Next Legacy Partners[09:10] The venture ecosystem expansion; new opportunities for emerging managers[12:30] Differences between Next Legacy's emerging and established manager portfolios[19:32] The importance of differentiation in forming the conviction to back emerging managers[26:50] Two key areas for improvement in venture capitalThe nonprofit organizations Jessie is passionate about: Venture Forward, Alzheimer's Foundation of AmericaAbout Jessie GuoJessie Guo is an Investment Partner at Next Legacy Partners, focusing on Flagship and Emerging Leaders strategies. A Kauffman Fellow, Jessie also serves on the permanent board of Bridge Funding Global, supporting women and underserved emerging managers. She brings deep expertise in venture capital, having worked at CICC and China Renaissance, where she led private equity and venture capital investments and helped establish CICC's fund of funds and wealth management businesses. Jessie earned both her bachelor's and master's in Finance from Peking University and an MBA with top honors from UC Davis.About Next Legacy PartnersNext Legacy Partners is a Silicon Valley-based venture capital and private equity firm dedicated to achieving meaningful returns by backing top early-stage venture capital firms and high-potential founders. Focused on democratizing access to venture capital, Next Legacy Partners invests on behalf of philanthropists, athletes, and changemakers, giving them entry into exclusive venture funds and companies. The firm's mission extends beyond financial returns, aiming to drive positive impact. Next Legacy investments include: Affinity, Instil, Babylist, Rubrik, Lime, Kitopi, NorthOne, Flexport among others. Subscribe to our podcast and stay tuned for our next episode.

In this episode, Eytan Bensoussan, CEO and co-founder of NorthOne, a business banking platform for small businesses, shares his experiences. He has had a diverse career path, including time at McKinsey & Company to co-founding NorthOne.  In episode 12 of season 2, he delves into the importance of understanding team motivations, effective hiring practices, and the intricacies of decision making. He provides an in-depth look at his use of issue trees for breaking down complex decisions and emphasizes the significance of gut instincts in leadership.  Eytan also discusses his approach to feedback and performance management, highlighting the balance between frequency and effectiveness. Eytan's insights into building resiliency and maintaining mental health offer valuable strategies for leaders facing the ups and downs of entrepreneurship. Tune in to learn from Eytan's experiences and receive actionable advice on transforming feedback culture, empowering team members, and building strong leadership systems.  . . . Like this episode? Be sure to leave a ⭐️⭐️⭐️⭐️⭐️ review and share the podcast with your colleagues. . . . TIME-STAMPED SHOW NOTES: [05:11] Navigating employee expectations [10:22] Issue trees and their importance in decision making [16:17] Using an external network for decision validation [21:09] Adjusting feedback methods based on seniority [25:55] Monthly feedback sessions and synthesizing input [30:47] Team meetings and daily stand-ups [34:59] Strategic resets and adapting roadmaps [41:16] Building confidence through past experiences  

On this Kings of the North, the best teams in Northern college football are once again ranked by Doug Lesmerises and Bill Landis, and then those teams are analyzed through their one flaw. What's one area that could trip up multiple legitimate national contenders in the North? Then Doug and Bill rank the top wide receivers in the North, from Ohio State's Marvin Harrison Jr. to Oregon's Troy Franklin to Michigan's Roman Wilson.Then it's the Brian Ferentz Survivor Show, and a huge lookahead to two major games this week -- Iowa-Wisconsin in the Big Ten West and Oregon-Washington in the Pac-12 as the best game of the college football season so far. Plus quick hits on Notre Dame, Oregon State, Iowa's defense and more.Thanks for joining us.Want to talk even more Ohio State football with the guys? Text us! Send a text to 614-662-4509 to get started and receive your first two weeks free.#OhioStateFootball #bigtenfootball #BigTen #buckeyesfootball #Buckeyes #THEPodcast

NorthOne started as an online bank for small businesses—it's backed by top-tier VCs including Redpoint and Battery Ventures—but the vision from the beginning was to go beyond banking to add automation/intelligence around things billing, cash management—all the stuff big companies take for granted, but that small ones still struggle with. As Northone began rolling out those capabilities, however, CEO Eytan Bensoussan and his team struggled to describe what NorthOne was becoming—to customers, investors, and job candidates. So together we built a narrative around what NorthOne now calls “Connected Banking.” In this episode we dive into what that means and how Eytan and his team got there.

We chat with our listeners, tell stories and answer questions from the mail bag 

On the news show today we discussed big news from (of course) Silicon Valley Bank, Signature Bank, Goldman Sachs, First Republic, Mercury, NorthOne, Meow, Circle, Tether.to, Stripe, FedNow and more.

Are you interested in listing some of your properties up for corporate housing? There are some things you need to know first before getting started! Learn all about how to do corporate housing by listen to this podcast!Big thanks to NorthOne for partnering with us on this video. Use my link to apply for NorthOne and get a $10 credit when you open and fund your account:https://apply.northone.com/noelleWANT COACHING? Text COACH at: +1 878-295-4316Listen And Enjoy!Noelle RandallSupport the show

Everybody wants to be wealthy and successful but there are some things you might be doing that are holding you back! Listen to this podcast to find out the 5 things that will make you wealthy so you know exactly what to do instead!Big thanks to NorthOne for partnering with us on this video. Use my link to apply for NorthOne and get a $10 credit when you open and fund your account:https://apply.northone.com/noelleGet your free training here:http://www.NoellesFreeTraining.comWANT COACHING? Text COACH at: +1 878-295-4316Watch And Enjoy!Noelle RandallSupport the show

Have you ever wondered how Chick-Fil-A became one of the most successful fast food restaurants in the country? In this podcast, I'll spill the tea and talk all about the unconventional model behind Chick-Fil-A's success!Big thanks to NorthOne for partnering with us on this video.Use my link to apply for NorthOne and get a $10 credit when you open and fund your account:https://apply.northone.com/noelleWANT COACHING? Text COACH at: +1 878-295-4316Listen And Enjoy!Noelle RandallSupport the show

Eytan Bensoussan has taken on the mission of reinventing financial services for small businesses, and dramatically increasing their survival rates. His startup, NorthOne, has attracted funding from top-tier investors like Kaiser Permanente Ventures, Operator Stack, Drew Brees, and Battery Ventures.

Great interview to start the new year! We’re glad to have Eytan Bensoussan the CEO and Co-Founder of NorthOne, a fintech focused on providing solutions and insight for small businesses. Click Subscribe to keep up to date on the world of fintech!  Reach us at info@fintechnewscast.com or at @fintechnewscast on Twitter

Nic Straut, SEO Lead/Content Creation Manager at NorthOne, talks with Jeremy about strategies for finding the best and more valuable keywords.Highlights:Why keyword stuffing no longer works to generate website trafficSearching long-tail keywords for content ideasHow to not get bogged down in trying to rank for high-volume keywordsLearn more about NorthOneConnect with Nic on LinkedIn

Jason talks to Justin Adler, co-founder of NorthOne. It is an online Business Account with built-in features to make business banking fast and easy. Justin helps people with this entire profit for a system, they put people in envelopes or supplements, but nevertheless it's basically splitting up by dollars or percentages and making sure that when the taxman comes calling the money sitting there when payroll comes, it's done which is fantastic.Episode Highlights0.54: When launching NorthOne Justin Adler's goal was to transform what would be a really burdensome experience of traditional banking into one that's simple, fast and efficient. NorthOne is like Uber for banking and financial management.04.19: When setting up his business Justin visited several places and did in-depth research. He realized that the problems we seen growing up were so widespread and so commonplace and they really resulted from the fact that small business owners are generally really good at what they do. They are great at your craft, but they are so ill prepared and ill set up for the financial management side.06.16: By launching NorthOne, Justin aimed to remove the opportunity cost of doing day-to-day banking from the business owner so that we could turn the really burdensome banking experience for small business owners. 07.50: Justin co-designed a feature called the Northland profit first envelope system. This allows the small business center to literally, with one click on drag and drop, an automatic budgeting system so that whenever they deposit money, the correct amount is sequestered for things like rent, payroll, taxes. 11.02: As per Justin, one of the biggest threats to the economy today is the failure rate of small businesses.13.13: One of the big features that Justin and his team worked on this year has been really about defining more convenient ways for folks to get paid and make payments. 16.09: Justin says that they focused on integrations that really allowed the bank account to do what it does best.3 Key PointsJustin shares how he has built a system to basically implement the entire cash flow model.Many small business owners use cash basis accounting to make decisions for what they can, what they can afford, what they can buy. A lot of what Justin has also focused on this year has been building integrations so that the business center can get a wider circumference and expand on the view of what's going on in their business through the Northwest Bank account.Justin shares how he sees the future of the product and the best way to serve the customer. NorthOne is a platform that really kind of connects that small business center to a variety of different proxy tools and services that they need. Tweetable Quotes"NorthOne is a digital challenger bank specifically made for the needs of small business owners across the country." – Justin"We worked with our team to really figure out how to take that functionality ACH and take it as fast as possible." – Justin"We have always stood behind the idea that if you make a product service, it's good customers should be happy to pay a fair price for it." - JustinResources MentionedFacebook – Jason Pereira's FacebookLinkedIn – Jason Pereira's LinkedInWoodgate.com – Sponsor Hosted on Acast. See acast.com/privacy for more information.

Recently, prices have been going up like crazy and people are starting to worry about how they can keep up. In this video, I'll teach you how to survive inflation and list down the exact steps you need to take to improve your situation!Big thanks to NorthOne for partnering with us on this video.Use my link to apply for NorthOne and get a $10 credit when you open and fund your account:https://apply.northone.com/noelleGet all of my books for FREE here:https://NoellesBookOffer.com/WANT COACHING? Text COACH at: +1 878-295-4316Listen And Enjoy!Noelle RandallSupport the show

About half of small businesses nationwide are now classified as financially unhealthy: They have difficulty paying bills on time, inadequate cash reserves or insufficient insurance. Eytan Bensoussan, founder and CEO of NorthOne, a neobank for small businesses, shares his thoughts on how banks and fintechs can help these customers survive.

Lots of people try to start their own businesses and often end up in failure, so I want to share practical tips that have helped me successfully run all of my businesses! Listen to this podcast to learn exactly how to run a million-dollar business!Big thanks to NorthOne for partnering with us on this video.Use my link to apply for NorthOne and get a $10 credit when you open and fund your account:https://apply.northone.com/noelleGet FREE resources for building your business here:https://NoellesFreeGift.comGet your free training here:http://www.NoellesFreeTraining.comWANT COACHING? Text COACH at: +1 878-295-4316Listen And Enjoy!Noelle RandallSupport the show

Are you hoping to make even more money in the coming year? Well, I have the perfect strategy to make this new year's resolution come true! In this podcast, I'll teach you exactly how to get rich in the new economy 2023 style!Set up your business checking account with NorthOne here:https://apply.northone.com/noelleJoin my challenge to get your business up and running in just ONE WEEKEND:http://NoellesChallenge.com/WANT COACHING? Text COACH at: +1 878-295-4316Listen And Enjoy!Noelle RandallSupport the show

Consumers have dozens of fintech options when it comes to bank accounts. In the small business space, there are fewer options but recently better choices are emerging. Some fintech companies have thought deeply about small business and have created bank accounts with options tailored just for the small business owner.My next guest on the Fintech One-on-One Podcast is Eytan Bensoussan, the CEO and Founder of NorthOne. Eytan never intended to create a fintech bank account for small businesses but after talking with a hundred or more small business owners it became clear this was still a major pain point.In this podcast you will learn:How interviews with a hundred small business owners led to the founding of NorthOne.Why it became obvious that a new kind of bank account was what was needed.Why they took several years to develop the product.Profile of the typical small businesses that are attracted to NorthOne.How they reach these small business owners.What small business owners actually want from a bank account.How can they profitably serve this market.Why they eliminated overdraft and NSF fees.Their relationship with their bank partner, the Bancorp Bank.How important open banking is to what they are doing.What types of data are they connecting to.The scale they are at today and where their people are located.Eytan's thoughts on getting their own banking license.What it was like raising equity capital in 2022.Where they are on their path to profitably.What he is excited about for 2023.Connect with Eytan on LinkedInConnect with Eytan on TwitterConnect with NorthOne on LinkedInConnect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

I used to think that getting a coach was a stupid idea, but I soon realized I was wrong about coaching. Listen to this podcast to find out what happened, why I changed my mind, and how I turned my life around thanks to my coach!Set up your business checking account with NorthOne here:https://apply.northone.com/noelleCheck out my next event here:https://noellerandallevents.com/Get your free training here:http://www.NoellesFreeTraining.comWANT COACHING? Text COACH at: +1 878-295-4316Listen And Enjoy!Noelle RandallSupport the show

Are you struggling with low confidence? Believe it or not, I had the same problem back then, but I learned a few things that helped me build my confidence up! Listen to this podcast to get all my tips and tricks on how to be confident in any situation!Set up your business checking account with NorthOne here:https://apply.northone.com/noelleCheck out my next event here:https://noellerandallevents.com/Get your free training here:http://www.NoellesFreeTraining.comWANT COACHING? Text COACH at: +1 878-295-4316Listen And Enjoy!Noelle RandallSupport the show

Although you can make a lot of money with fix and flips, these can also need quite a bit of funding to begin with, but don't worry because you actually have a lot of options! Find out the different ways on how to get downpayment for fix & flips by listening to this podcast!Set up your business checking account with NorthOne here:https://apply.northone.com/noelleCheck out my next event here: https://noellerandallevents.com/Get your free training here:http://www.NoellesFreeTraining.comWANT COACHING? Text COACH at: +1 878-295-4316Listen And Enjoy!Noelle RandallSupport the show

Starting your own business is easy, but making it successful is the real challenge! In this podcast, I'll reveal the #1 thing you need in your business that will put you on the fastest path to success!Set up your business checking account with NorthOne here:https://apply.northone.com/noelleJoin our giveaway to win prizes worth MORE THAN $100,000:https://WinWithNoelle.com/WANT COACHING? Text COACH at: +1 878-295-4316Start your own successful YouTube channel now:https://www.betheherostudios.com/WEBSITE:http://www.noellerandall.comListen And Enjoy!Noelle RandallSupport the show

Have you heard about the new no money down mortgage loan by the Bank of America? Some people are excited about it, but others think there's more than meets the eye. In this podcast, I'll reveal the truth about this new loan and if it's really as good as it sounds!Set up your business checking account with NorthOne here:https://apply.northone.com/noelleGet my book for FREE here:https://www.NoellesFreeBook.com/Join our giveaway to win prizes worth MORE THAN $100,000:https://WinWithNoelle.com/WANT COACHING? Text COACH at: +1 878-295-4316Start your own successful YouTube channel now:https://www.betheherostudios.com/WEBSITE:http://www.noellerandall.comListen And Enjoy!Noelle RandallSupport the show

Are you hearing rumors and getting nervous about what might happen to the real estate market in the future? The entire situation can be confusing, so listen to this podcast to understand more about inflation, housing, and market crash and get tips on how you can protect yourself during these times!Set up your business checking account with NorthOne here:https://apply.northone.com/noelleGet your free training here:http://www.NoellesFreeTraining.comWANT COACHING? Text COACH at: +1 878-295-4316Learn more in our upcoming events:https://NoelleRandallEvents.comStart your own successful YouTube channel now:https://www.betheherostudios.com/WEBSITE:http://www.noellerandall.comListen And Enjoy!Noelle RandallSupport the show

Fixing & flipping is a great way to dip your toes into real estate, and I have a few tips that can help you get started! Learn all about how to start flipping houses by listening to this podcast!Get my book for FREE here:https://www.NoellesFreeBook.com/Set up your business checking account with NorthOne here:https://apply.northone.com/noelleGet a virtual office for your business here:https://NuuOffices.comWANT COACHING?Text COACH at: +1 878-295-4316Learn all about Turo in my new book:https://FreeTuroBook.com/Get your free training here:http://www.NoellesFreeTraining.comLearn how to start your own Airbnb business here:https://BnBRiches.com/Learn more in our upcoming events:https://NoelleRandallEvents.comStart your own successful YouTube channel now:https://www.betheherostudios.com/WEBSITE:http://www.noellerandall.comListen And Enjoy!Noelle RandallSupport the show

Have you always dreamed of becoming a millionaire? You can definitely make this happen with a few simple steps! In this podcast, I'll show you exactly how to invest $10,000 and become a millionaire in no time!Set up your business checking account with NorthOne here:https://apply.northone.com/noelleGet all of my books for FREE here:https://NoellesBookOffer.com/Join our giveaway to win prizes worth MORE THAN $100,000:https://WinWithNoelle.com/WANT COACHING? Text COACH at: +1 878-295-4316Watch And Enjoy!Noelle RandallasSupport the show

Getting started in real estate doesn't require as much money as most people think! Listen to this podcast to learn exactly how to start wholesaling real estate with $1,000!Set up your business checking account with NorthOne here:https://apply.northone.com/noelleGet FREE resources for real estate investing here:https://NoellesFreeGift.comGet your free training here:https://www.NoellesFreeTraining.comWANT COACHING? Text COACH at: +1 878-295-4316Listen And Enjoy!Noelle RandallSupport the show

Having business credit can be game-changing for growing your business, but you can't simply get this if you're doing your business on the side. In this podcast, I'll teach you exactly how to get business credit for side hustles!Set up your business checking account with NorthOne here:https://apply.northone.com/noelleGet a virtual office for your business here:http://NuuOffices.com/Get all of my books for FREE here:https://NoellesBookOffer.com/Join our giveaway to win prizes worth MORE THAN $100,000:https://WinWithNoelle.com/WANT COACHING? Text COACH at: +1 878-295-4316Support the show

Sarah Livnat is the Head of People at North One and has over 20 years of experience in creating sustainable solutions for customers and communities, with a focus on inclusion and social and economic justice for those left out of the mainstream.Sarah is an open-minded and adaptive leader and specializes in bringing together communities and building culture. Here are a few of the topics we'll discuss on this episode of People Analytics: How to make connections and build community. Ways to improve employee engagement. How to build a community in a global team. The importance of mental health in the workplace. How to have a strategic approach in your communication. Having mindful strategic communication when going through layoffs. Why transparency is important in the workplace. How to utilize surveys to get the best employee feedback possible. Resources: North One StaffGeek Connect with Sarah Livnat:LinkedInConnect with the host: Lindsay Patton on LinkedIn Lindsay Patton by Email Quotables: 1:19 “I really believe in the power of community to do hard things, together we can always accomplish more than we can alone.” 14:43 - “Communication must be very intentional, first of all, communication is very important, you can have the best program that you create in people and culture and you can make it perfect it can be a fantastic benefit that you are providing, you've really thought through all the details but if you have not thought through your go to market plan, and I'm borrowing a product management term in terms of taking a new product or service to your clientele if you haven't thought through your marketing plan and delivery on that then you are shooting yourself in the foot, you are handicapping yourself you've got to be able to get out in front of people and talk to them about and explain what the benefits of what you're doing and why you're doing it and why it's going to be helpful for them.” 25:56 - “Be very focused on who you're serving and the why behind that and to really think about your employees as your customer.”

Mindset, Skillset, and Action are key to creating a successful business. In this interview style episode, Noelle sits down with Amy Walker, to talk about how to generate free leads, build the mindset and skills set necessary for success, and what actions you need to take to take your business to the next level. Get my book for FREE here:https://www.NoellesFreeBook.com/Set up your business checking account with NorthOne here:https://apply.northone.com/noelleGet a virtual office for your business here:https://NuuOffices.comWANT COACHING?Text COACH at: +1 878-295-4316Learn all about Turo in my new book:https://FreeTuroBook.com/Get your free training here:http://www.NoellesFreeTraining.comLearn how to start your own Airbnb business here:https://BnBRiches.com/Learn more in our upcoming events:https://NoelleRandallEvents.comStart your own successful YouTube channel nowThe Wealthy Coach Podcast Hey Coaches, Practitioners & Healers! Go from 0 clients to a 6-Figure Online Biz!Listen on: Apple Podcasts SpotifySupport the show

Most of the time, buying properties requires giving out your personal information. But there are ways you can skip this step and still build your portfolio! Learn all about how to buy a house without using SSN by listening to this podcast!Get my book for FREE here:https://www.NoellesFreeBook.com/Set up your business checking account with NorthOne here:https://apply.northone.com/noelleGet a virtual office for your business here:https://NuuOffices.comWANT COACHING?Text COACH at: +1 878-295-4316Learn all about Turo in my new book:https://FreeTuroBook.com/Get your free training here:http://www.NoellesFreeTraining.comLearn how to start your own Airbnb business here:https://BnBRiches.com/Learn more in our upcoming events:https://NoelleRandallEvents.comStart your own successful YouTube channel now:https://www.betheherostudios.com/WEBSITE:http://www.noellerandall.comListen And Enjoy!Noelle RandallSupport the show

Getting into real estate is easier than you think! With just a few simple steps, you can start getting properties and building your wealth. Learn all about real estate investing with no money by Listening to this podcast!Get my book for FREE here:https://www.NoellesFreeBook.com/Set up your business checking account with NorthOne here:https://apply.northone.com/noelleGet a virtual office for your business here:https://NuuOffices.comWANT COACHING?Text COACH at: +1 878-295-4316Learn all about Turo in my new book:https://FreeTuroBook.com/Get your free training here:http://www.NoellesFreeTraining.comLearn how to start your own Airbnb business here:https://BnBRiches.com/Learn more in our upcoming events:https://NoelleRandallEvents.comStart your own successful YouTube channel now:https://www.betheherostudios.com/WEBSITE:http://www.noellerandall.comListen And Enjoy!Noelle RandallSupport the show

Is it possible to get into real estate without having money? What if you want to learn more about real estate, is there any way to learn more about it? In today's episode, Kevin Harrington is here with me today to discuss what Nuurez is all about, and I'm pretty sure it's going to help you with your real estate needs!Get my book for FREE here:https://www.NoellesFreeBook.com/Set up your business checking account with NorthOne here:https://apply.northone.com/noelleGet a virtual office for your business here:https://NuuOffices.comWANT COACHING?Text COACH at: +1 878-295-4316Learn all about Turo in my new book:https://FreeTuroBook.com/Get your free training here:http://www.NoellesFreeTraining.comLearn how to start your own Airbnb business here:https://BnBRiches.com/Learn more in our upcoming events:https://NoelleRandallEvents.comStart your own successful YouTube channel noThe Personal Finance PodcastSubscribe now and Master Your Money in Less than 30 Minutes Per Week! Listen on: Apple Podcasts SpotifySupport the show

Buying properties seem to be getting more and more difficult as time passes by. Find out why it's so hard for millennials to buy homes and how you can overcome these challenges by listening to this podcast !Get my book for FREE here:https://www.NoellesFreeBook.com/Set up your business checking account with NorthOne here:https://apply.northone.com/noelleGet a virtual office for your business here:https://NuuOffices.comWANT COACHING?Text COACH at: +1 878-295-4316Learn all about Turo in my new book:https://FreeTuroBook.com/Get your free training here:http://www.NoellesFreeTraining.comLearn how to start your own Airbnb business here:https://BnBRiches.com/Learn more in our upcoming events:https://NoelleRandallEvents.comStart your own successful YouTube channel now:https://www.betheherostudios.com/WEBSITE:http://www.noellerandall.comListen And Enjoy!Noelle RandallSupport the show

You've probably heard rumors of what might happen in the next year, but there's still a lot of confusion around this. Listen to this podcast to get the upcoming 2023 real estate collapse explained in a way that's easy to understand and tips on how you can make money through this!Get my book for FREE here:https://www.NoellesFreeBook.com/Set up your business checking account with NorthOne here:https://apply.northone.com/noelleGet a virtual office for your business here:https://NuuOffices.comWANT COACHING?Text COACH at: +1 878-295-4316Learn all about Turo in my new book:https://FreeTuroBook.com/Get your free training here:http://www.NoellesFreeTraining.comLearn how to start your own Airbnb business here:https://BnBRiches.com/Learn more in our upcoming events:https://NoelleRandallEvents.comStart your own successful YouTube channel now:https://www.betheherostudios.com/WEBSITE:http://www.noellerandall.comListen And Enjoy!Noelle RandallSupport the show

Building up your credit can seem like a challenge, but you can do this in no time with the right strategy! Learn all about how to build business credit fast by listening to this podcast!Set up your business checking account with NorthOne here:https://apply.northone.com/noelleGet a virtual office for your business here:https://NuuOffices.com/Get all my books for FREE here:https://NoellesBookOffer.com/WANT COACHING? Text COACH at: +1 878-295-4316Learn all about Turo in my new book:https://FreeTuroBook.com/Get your free training here:http://www.NoellesFreeTraining.comLearn how to start your own Airbnb business here:https://BnBRiches.com/Learn more in our upcoming events:https://NoelleRandallEvents.comStart your own successful YouTube channel now:https://www.betheherostudios.com/WEBSITE:http://www.noellerandall.comListen And Enjoy!Noelle RandallSupport the show

Starting a car rental business has never been easier thanks to Turo, but there are some things you need to keep in mind before diving right in. In this podcast, I'll explain what is Turo and list down the 5 things you must know before you rent your car on Turo!Set up your business checking account with NorthOne here:https://apply.northone.com/noelleLearn all about Turo in my new book:https://FreeTuroBook.com/Get your free training here:http://www.NoellesFreeTraining.comGet my book for FREE here:https://www.noellesfreebook.com/Learn how to start your own Airbnb business here:https://BnBRiches.com/Learn more in our upcoming events:https://NoelleRandallEvents.comStart your own successful YouTube channel now:https://www.betheherostudios.com/WEBSITE:http://www.noellerandall.comTEL: 888-479-4542Listen And Enjoy!Noelle RandallSupport the show

Cue the confetti!!!! FINALLY, a bank that embraces Profit First!!!! NorthOne's co-founder and CEO, Eytan Bensoussan, walks us through how to automate your allocations using their sub-account envelopes. With NorthOne you can open your account from your comfy couch in no time at all! BONUS: Profit First Nation listeners get a $50 BONUS when they open their NorthOne account using the link: https://apply.northone.com/profitfirst CHECK OUT our visual recap that walks you through how easy it is to get NorthOne set-up as your primary bank or your inconvenient bank to save you time by automating your allocation calculations and transfers.

We really need to get away from the "my truth" mentality. There is only one truth, and that is the truth of Jesus Christ. In this episode, Dave and Dante discuss the importance of living in the "one truth" way of following Jesus, especially when we are inundated with societal and cultural issues which everybody seems to be arguing about. If you're struggling to discern the voices to listen to, turn to God's word, follow Jesus, and point others to the Father's grace and mercy!

Your Hosts Jeff Lloyd and Garrett Bush rank the best pass rushers in the AFC North. The Browns are well represented on the list, however Myles Garrett is not the consensus at number one. Sparking an interesting well though out debate. The guys then discuss with all of Myles Garrett's success is he one a path to becoming part of the NFL Hall of Fame, many factors still to be determined. #Browns #DeshaunWatson #NickChubb #AmariCooper #MylesGarrett #JOK #DenzelWardBuilt BarBuilt Bar is a protein bar that tastes like a candy bar. Go to builtbar.com and use promo code “LOCKED15,” and you'll get 15% off your next order.BetOnlineBetOnline.net has you covered this season with more props, odds and lines than ever before. BetOnline – Where The Game Starts!Rock AutoAmazing selection. Reliably low prices. All the parts your car will ever need. Visit RockAuto.com and tell them Locked On sent you. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Your Hosts Jeff Lloyd and Garrett Bush rank the best pass rushers in the AFC North. The Browns are well represented on the list, however Myles Garrett is not the consensus at number one. Sparking an interesting well though out debate. The guys then discuss with all of Myles Garrett's success is he one a path to becoming part of the NFL Hall of Fame, many factors still to be determined. #Browns #DeshaunWatson #NickChubb #AmariCooper #MylesGarrett #JOK #DenzelWard Built Bar Built Bar is a protein bar that tastes like a candy bar. Go to builtbar.com and use promo code “LOCKED15,” and you'll get 15% off your next order. BetOnline BetOnline.net has you covered this season with more props, odds and lines than ever before. BetOnline – Where The Game Starts! Rock Auto Amazing selection. Reliably low prices. All the parts your car will ever need. Visit RockAuto.com and tell them Locked On sent you. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Your Hosts Jeff Lloyd and Garrett Bush rank the best pass rushers in the AFC North. The Browns are well represented on the list, however Myles Garrett is not the consensus at number one. Sparking an interesting well though out debate. The guys then discuss with all of Myles Garrett's success is he one a path to becoming part of the NFL Hall of Fame, many factors still to be determined. #Browns #DeshaunWatson #NickChubb #AmariCooper #MylesGarrett #JOK #DenzelWard Built Bar Built Bar is a protein bar that tastes like a candy bar. Go to builtbar.com and use promo code “LOCKED15,” and you'll get 15% off your next order. BetOnline BetOnline.net has you covered this season with more props, odds and lines than ever before. BetOnline – Where The Game Starts! Rock Auto Amazing selection. Reliably low prices. All the parts your car will ever need. Visit RockAuto.com and tell them Locked On sent you. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Here is how you can benefit. Open a Bank Account Easily with North One and get $75 when you open. https://lelandbaptist.com/northone Join Subject-To Master Class Link: https://us02web.zoom.us/meeting/register/tZ0udeiqqT4pHdD9_-7T1QsL8yKIyL1NrOTV Did you know that you can buy multiple real estate investment properties without having to get a loan, or run your own credit score? What if you could do this over and over? You can build a real estate portfolio of rentals without ever getting a loan from a bank or paying huge amounts of cash.

We're almost 2 years into the remote-work world imposed by the pandemic. According to NorthOne, 58.6% of the total US workforce works remotely either full- or part-time. The last time we addressed remote work on Stay Paid was in July 2020, so we thought it would be a good time to revisit the topic to discuss what we've learned and to update our list of helpful tips with 7 rules for managing a remote team. You can get more in-depth information and added details not included in the episode from our show notes at www.staypaidpodcast.com.    Connect | Resources Cold and Flu Season Sanitizer Tag - https://bit.ly/3uI7hKS   0:00     Introduction 2:02     Rule 1: Over communicate 2:55     Evaluate and improve daily check-ins       4:26     Rule 2: Use video to communicate       6:12     Rule 3: Structure employee engagement 7:45     Create committees of employees 8:16     Rule 4: Document even more processes       9:48     Rule 5: Establish and review KPIs weekly 11:04   How to avoid micro-management 11:32   Rule 6: Do the unexpected and mix it up 13:02   Rule 7: Test. Test. Test. 15:23   Action Item

Finance is one of the most important aspects of any business, so you'll want to make sure to work with the right bank that has business-friendly services! In this podcast, I'll give my review of business checking account with NorthOne and explain why this is the best option for you!Check out NorthOne: Banking for Small Businesses and Freelancers here:https://bit.ly/3min7VtWEBSITE:http://www.noellerandall.comTEL: 888-479-4542Listen And Enjoy!Noelle RandallSupport the show (http://www.paypal.me/noellerandall1)

Gold-medal swimmer Penny Oleksiak discusses her journey to becoming Canada's most decorated Olympian. See omnystudio.com/listener for privacy information.

RotoUnderworld Radio Fantasy Football Podcast - Mind of Mansion, Ep 557: The Podfather Matt Kelley (@Fantasy_Mansion) and Justin Boone (@JustinBoone) are ready to push Marquez Callaway way, way, way up draft boards. Brandon Aiyuk is an excellent value in the fifth round of fantasy drafts. Jameis Winston will be ridiculous and productive this year. Questions still swirling around Jalen Hurts. Jimmy Garoppolo has enjoyed a handsomeness bias. Mac Jones and Zach Wilson are set up for success. Najee Harris is projected for 300 touches. D'Andre Swift will get the high value touches. Ja'Marr Chase needs to knock the rust off. Joe Mixon has the total package. Travis Etienne will be back to Travis Etienne in 2022. Carlos Hyde will prevent 2022 James Robinson from being 2021 James Robinson. Javonte Williams is going to be the main guy in the second half. Brandin Cooks will be a target hog in Houston this year. Mike Davis is a future sell-high candidate. Sony Michel is the exact guy that was destined to end up in Los Angeles. Hero RB is super popular for good reason. T.J. Hockenson and Kyle Pitts could have monster seasons. Mark Andrews is TD dependent. Tyler Conklin will be productive without Irv Smith. Tim Patrick has been banished. Kalif Raymond is this year's Tim Patrick. Matthew Stafford will lift all skill position players. Jacob Harris should not get you off Tyler Higbee as a firewall tight end. Let's draft on Underdog Fantasy: https://play.underdogfantasy.com/p-rotounderwold, Code UNDERWORLD for a $25 instant deposit match Get the NorthOne banking app NOW: http://apply.northone.com/underworld The "World Famous" Draft Kit has ARRIVED: www.playerprofiler.com/draftkit The Fantasy Intelligence Network offers on-demand expert fantasy advice: www.playerprofiler.com/advice Learn more about your ad choices. Visit megaphone.fm/adchoices

Sonic Truth Dynasty Podcast Ep 167: The Podfather Matt Kelley (@Fantasy_Mansion) and Nate Liss (@AnOutragedJew) are cautiously optimistic about James Robinson in dynasty. Where is Travis Etienne ranked post-Lisfranc injury? Get ready for Damien Harris to be unleashed. J.J. Taylor is electric and interesting. Sony Michel is not dead yet. Every superflex league should start: Trevor Lawrence - Trey Lance - Justin Fields Comparing Mac Jones vs. Zach Wilson in rookie drafts. Devonta Smith has been unguardable at Eagles camp. Trey Sermon is a strong pick at the end of the first round of rookie drafts. Outlining the ultimate Terrace Marshall shock-pick. Comparing the potential of Rondale Moore and Elijah Moore. Sorry Michael Carter, watch the Jets pick a running back in 2022. Playing chicken with Kadarius Toney and drafting Dyami Brown. Kellen Mond is a copy of a copy of Dak Prescott. Draft in the Big Dog or the Puppy on Underdog: https://play.underdogfantasy.com/p-rotounderwold and receive a $25 instant deposit match Get the NorthOne banking app NOW: http://apply.northone.com/underworld The "World Famous" Draft Kit has ARRIVED: www.playerprofiler.com/draftkit The Fantasy Intelligence Network offers on-demand expert fantasy advice: www.playerprofiler.com/advice Advanced metrics, prospect evaluations, and fantasy football information were provided by PlayerProfiler.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Sonic Truth Dynasty Podcast Ep 167: The Podfather Matt Kelley (@Fantasy_Mansion) and Nate Liss (@AnOutragedJew) are cautiously optimistic about James Robinson in dynasty. Where is Travis Etienne ranked post-Lisfranc injury? Get ready for Damien Harris to be unleashed. Sony Michel is not dead yet. Draft in the Big Dog or the Puppy on Underdog: https://play.underdogfantasy.com/p-rotounderwold and receive a $25 instant deposit match Get the NorthOne banking app NOW: http://apply.northone.com/underworld The "World Famous" Draft Kit has ARRIVED: www.playerprofiler.com/draftkit The Fantasy Intelligence Network offers on-demand expert fantasy advice: www.playerprofiler.com/advice Advanced metrics, prospect evaluations, and fantasy football information were provided by PlayerProfiler.com

RotoUnderworld Radio Fantasy Football Podcast - Mind of Mansion, Ep 557: The Podfather Matt Kelley (@Fantasy_Mansion) and Justin Boone (@JustinBoone) are ready to push Marquez Callaway way, way, way up draft boards. Brandon Aiyuk is an excellent value in the fifth round of fantasy drafts. Let's draft on Underdog Fantasy: https://play.underdogfantasy.com/p-rotounderwold, Code UNDERWORLD for a $25 instant deposit match Get the NorthOne banking app NOW: http://apply.northone.com/underworld The "World Famous" Draft Kit has ARRIVED: www.playerprofiler.com/fantasy-football-draft-kit Dynasty Deluxe is changing how dynasty leagues are played: www.playerprofiler.com/dynasty-league-rankings

Get 1 month of FREE business banking with NorthOne :arrow_right: https://get.northone.com/ken/ *This is a sponsored link. KenMcElroy.com is compensated by NorthOne. Join Ken McElroy's Newsletter and stay up to date with today's trending real estate investing topics: https://www.kenmcelroy.com/news -- Though I've always preached about cash flow and passive income, make no mistake: I am NOT against house flipping! There is a legitimate reason for it and a much higher immediate return on investment. Join Ken McElroy and TikTok Star, Ryan Pineda, in a discussion about house flipping and the mistakes that Ryan made along the way. Learn more about your ad choices. Visit megaphone.fm/adchoices

Get 1 month of FREE business banking with NorthOne ➡️ https://get.northone.com/ken/ *This is a sponsored link. KenMcElroy.com is compensated by NorthOne. Join Ken McElroy's Newsletter and stay up to date with today's trending real estate investing topics: https://www.kenmcelroy.com/news -- Blair Singer is Rich Dad's in-house mindset master. How do Buddhism and Business relate to one another, and what daily practices can you take to make you a better investor? Join Ken McElroy and Blair Singer in a discussion about five tips you can use to make yourself a better, more focused investor. Learn more about your ad choices. Visit megaphone.fm/adchoices

Get 1 month of FREE business banking with NorthOne ➡️ https://get.northone.com/ken/ Join Ken McElroy's Newsletter and stay up to date with today's trending real estate investing topics: https://www.kenmcelroy.com/news How DO you get started with real estate in your 20s? Do you REALLY need lots of money to get started? Join Ken McElroy and Rachel Richards, author of Money Honey, in a discussion about how to be a real estate investor your 20s with no money, overcoming the helpless mindset, and how easy it really is for beginners in real estate TODAY. Learn more about your ad choices. Visit megaphone.fm/adchoices

Join Ken McElroy's Newsletter and stay up to date with today's trending real estate investing topics: https://www.kenmcelroy.com/news -- As Robert Kiyosaki says, savers are LOSERS! How does the rapid inflation in 2021 really affect people who want to save their money? And how can they smartly invest it instead? Join Ken McElroy and Marko of Whiteboard Finance in a discussion about 2021's rapid inflation and how to hedge it all with investments. Get 1 month of FREE business banking with NorthOne ➡️ https://get.northone.com/ken/ *This is an ad. We are a paid partner with NorthOne. If you use them, we'll get compensated, but there's no additional cost to you. Learn more about your ad choices. Visit megaphone.fm/adchoices

About Patrick StrzelecPatrick Strzelec is a fullstack developer with a focus on building GraphQL gateways and serverless microservices. He is currently working as a technical lead at NorthOne making banking effortless for small businesses.LinkedIn: Patrick StrzelecNorthOne Careers: www.northone.com/about/careersWatch this episode on YouTube: https://youtu.be/8W6lRc03QNU  This episode sponsored by CBT Nuggets and Lumigo. TranscriptJeremy: Hi everyone. I'm Jeremy Daly, and this is Serverless Chats. Today, I'm joined by Patrick Strzelec. Hey, Patrick, thanks for joining me.Patrick: Hey, thanks for having me.Jeremy: You are a lead developer at NorthOne. I'd love it if you could tell the listeners a little bit about yourself, your background, and what NorthOne does.Patrick: Yeah, totally. I'm a lead developer here at NorthOne, I've been focusing on building out our GraphQL gateway here, as well as some of our serverless microservices. What NorthOne does, we are a banking experience for small businesses. Effectively, we are a deposit account, with many integrations that act almost like an operating system for small businesses. Basically, we choose the best partners we can to do things like check deposits, just your regular transactions you would do, as well as any insights, and the use cases will grow. I'd like to call us a very tailored banking experience for small businesses.Jeremy: Very nice. The thing that is fascinating, I think about this, is that you have just completely embraced serverless, right?Patrick: Yeah, totally. We started off early on with this vision of being fully event driven, and we started off with a monolith, like a Python Django big monolith, and we've been experimenting with serverless all the way through, and somewhere along the journey, we decided this is the tool for us, and it just totally made sense on the business side, on the tech side. It's been absolutely great.Jeremy: Let's talk about that because this is one of those things where I think you get a business and a business that's a banking platform. You're handling some serious transactions here. You've got a lot of transactions that are going through, and you've totally embraced this. I'd love to have you take the listeners through why you thought it was a good idea, what were the business cases for it? Then we can talk a little bit about the adoption process, and then I know there's a whole bunch of stuff that you did with event driven stuff, which is absolutely fascinating.Then we could probably follow up with maybe a couple of challenges, and some of the issues you face. Why don't we start there. Let's start, like who in your organization, because I am always fascinated to know if somebody in your organization says, “Hey we absolutely need to do serverless," and just starts beating that drum. What was that business and technical case that made your organization swallow that pill?Patrick: Yeah, totally. I think just at a high level we're a user experience company, we want to make sure we offer small businesses the best banking experience possible. We don't want to spend a lot of time on operations, and trying to, and also reliability is incredibly important. If we can offload that burden and move faster, that's what we need to do. When we're talking about who's beating that drum, I would say our VP, Blake, really early on, seemed to see serverless as this amazing fit. I joined about three years ago today, so I guess this is my anniversary at the company. We were just deciding what to build. At the time there was a lot of architecture diagrams, and Blake hypothesized that serverless was a great fit.We had a lot of versions of the world, some with Apache Kafka, and a bunch of microservices going through there. There's other versions with serverless in the mix, and some of the tooling around that, and this other hypothesis that maybe we want GraphQL gateway in the middle of there. It was one of those things that we wanted to test our hypothesis as we go. That ties into this innovation velocity that serverless allows for. It's very cheap to put a new piece of infrastructure up in serverless. Just the other day we wanted to test Kinesis for an event streaming use case, and that was just a half an hour to set up that config, and you could put it live in production and test it out, which is completely awesome.I think that innovation velocity was the hypothesis. We could just try things out really quickly. They don't cost much at all. You only pay for what you use for the most part. We were able to try that out, and as well as reliability. AWS really does a good job of making sure everything's available all the time. Something that maybe a young startup isn't ready to take on. When I joined the company, Blake proposed, “Okay, let's try out GraphQL as a gateway, as a concept. Build me a prototype." In that prototype, there was a really good opportunity to try serverless. They just ... Apollo server launched the serverless package, that was just super easy to deploy.It was a complete no-brainer. We tried it out, we built the case. We just started with this GraphQL gateway running on serverless. AWS Lambda. It's funny because at first, it's like, we're just trying to sell them development. Nobody's going to be hitting our services. It was still a year out from when we were going into production. Once we went into prod, this Lambda's hot all the time, which is interesting. I think the cost case breaks down there because if you're running this thing, think forever, but it was this GraphQL server in front of our Python Django monolift, with this vision of event driven microservices, which has fit well for banking. If you just think about the banking world, everything is pretty much eventually consistent.Just, that's the way the systems are designed. You send out a transaction, it doesn't settle for a while. We were always going to do event driven, but when you're starting out with a team of three developers, you're not going to build this whole microservices environment and everything. We started with that monolith with the GraphQL gateway in front, which scaled pretty nicely, because we were able to sort of, even today we have the same GraphQL gateway. We just changed the services backing it, which was really sweet. The adoption process was like, let's try it out. We tried it out with GraphQL first, and then as we were heading into launch, we had this monolith that we needed to manage. I mean, manually managing AWS resources, it's easier than back in the day when you're managing your own virtual machines and stuff, but it's still not great.We didn't have a lot of time, and there was a lot of last-minute changes we needed to make. A big refactor to our scheduling transactions functions happened right before launch. That was an amazing serverless use case. And there's our second one, where we're like, “Okay, we need to get this live really quickly." We created this work performance pattern really quickly as a test with serverless, and it worked beautifully. We also had another use case come up, which was just a simple phone scheduling service. We just wrapped an API, and just exposed some endpoints, but it was just a lot easier to do with serverless. Just threw it off to two developers, figure out how you do it, and it was ready to be live. And then ...Jeremy: I'm sorry to interrupt you, but I want to get to this point, because you're talking about standing up infrastructure, using infrastructure as code, or the tools you're using. How many developers were working on this thing?Patrick: How many, I think at the time, maybe four developers on backend functionality before launch, when we were just starting out.Jeremy: But you're building a banking platform here, so this is pretty sophisticated. I can imagine another business case for serverless is just the sense that we don't have to hire an operations team.Patrick: Yeah, exactly. We were well through launching it. I think it would have been a couple of months where we were live, or where we hired our first dev ops engineer. Which is incredible. Our VP took a lot of that too, I'm sure he had his hands a little more dirty than he did like early on. But it was just amazing. We were able to manage all that infrastructure, and scale was never a concern. In the early stages, maybe it shouldn't be just yet, but it was just really, really easy.Jeremy: Now you started with four, and I think, what are you now? Somewhere around 25 developers? Somewhere in that space now?Patrick: About 25 developers now, we're growing really fast. We doubled this year during COVID, which is just crazy to think about, and somehow have been scaling somewhat smoothly at least, in terms of just being able to output as a dev team promote. We'll probably double again this year. This is maybe where I shamelessly plug that we're hiring, and we always are, and you could visit northone.com and just check out the careers page, or just hit me up for a warm intro. It's been crazy, and that's one of the things that serverless has helped with us too. We haven't had this scaling bottleneck, which is an operations team. We don't need to hire X operations people for a certain number of developers.Onboarding has been easier. There was one example of during a major project, we hired a developer. He was new to serverless, but just very experienced developer, and he had a production-ready serverless service ready in a month, which was just an insane ramp-up time. I haven't seen that very often. He didn't have to talk to any of our operation staff, and we'd already used serverless long enough that we had all of our presets and boilerplates ready, and permissions locked down, so it was just super easy. It's super empowering just for him to be able to just play around with the different services. Because we hit that point where we've invested enough that every developer when they opened a branch, that branch deploys its own stage, which has all of the services, AWS infrastructure deployed.You might have a PR open that launches an instance of Kinesis, and five SQS queues, and 10 Lambdas, and a bunch of other things, and then tear down almost immediately, and the cost isn't something we really worry about. The innovation velocity there has been really, really good. Just being able to try things out. If you're thinking about something like Kinesis, where it's like a Kafka, that's my understanding, and if you think about the organizational buy-in you need for something like Kafka, because you need to support it, come up with opinions, and all this other stuff, you'll spend weeks trying it out, but for one of our developers, it's like this seems great.We're streaming events, we want this to be real-time. Let's just try it out. This was for our analytics use case, and it's live in production now. It seems to be doing the thing, and we're testing out that use case, and there isn't that roadblock. We could always switch off to a different design if you want. The experimentation piece there has been awesome. We've changed, during major projects we've changed the way we've thought about our resources a few times, and in the end it works out, and often it is about resiliency. It's just jamming queues into places we didn't think about in the first place, but that's been awesome.Jeremy: I'm curious with that, though, with 25 developers ... Kinesis for the most part works pretty well, but you do have to watch those iterator ages, and make sure that they're not backing up, or that you're losing events. If they get flooded or whatever, and also sticking queues everywhere, sounds like a really good idea, and I'm a big fan of that, but it also, that means there's a lot of queues you have to manage, and watch, and set alarms and all that kind of stuff. Then you also talked about a pretty, what sounds like a pretty great CI/CD process to spin up new branches and things like that. There's a lot of dev ops-y ops work that is still there. How are you handling that now? Do you have dedicated ops people, or do you just have your developers looking after that piece of it?Patrick: I would say we have a very spirited group of developers who are inspired. We do a lot of our code-sharing via internal packages. A few of our developers just figured out some of our patterns that we need, whether it's like CI, or how we structure our events stores, or how we do our Q subscriptions. We manage these internal packages. This won't scale well, by the way. This is just us being inspired and trying to reduce some of this burden. It is interesting, I've listened to this podcast and a few others, and this idea of infrastructure as code being part of every developer's toolbox, it's starting to really resonate with our team.In our migration, or our swift shift to full, I'd say doing serverless properly, we've learned to really think in it. Think in terms of infrastructure in our creating solutions. Not saying we're doing serverless the right way now, but we certainly did it the wrong way in the past, where we would spin up a bunch of API gateways that would talk to each other. A lot of REST calls going around the spider web of communication. Also, I'll call these monster Lambdas, that have a whole procedure list that they need to get through, and a lot of points of failure. When we were thinking about the way we're going to do Lambda now, we try to keep one Lambda doing one thing, and then there's pieces of infrastructure stitching that together. EventBridge between domain boundaries, SQS for commands where we can, instead of using API gateway. I think that transitions pretty well into our big break. I'm talking about this as our migration to serverless. I want to talk more about that.Jeremy: Before we jump into that, I just want to ask this question about, because again, I call those fat, some people call them fat Lambdas, I call them Lambda lifts. I think there's Lambda lifts, then fat Lambdas, then your single-purpose functions. It's interesting, again, moving towards that direction, and I think it's super important that just admitting that you're like, we were definitely doing this wrong. Because I think so many companies find that adopting serverless is very much so an evolution, and it's a learning thing where the teams have to figure out what works for them, and in some cases discovering best practices on your own. I think that you've gone through that process, I think is great, so definitely kudos to you for that.Before we get into that adoption and the migration or the evolution process that you went through to get to where you are now, one other business or technical case for serverless, especially with something as complex as banking, I think I still don't understand why I can't transfer personal money or money from my personal TD Bank account to my wife's local checking account, why that's so hard to do. But, it seems like there's a lot of steps. Steps that have to work. You can't get halfway through five steps in some transaction, and then be like, oops we can't go any further. You get to roll that back and things like that. I would imagine orchestration is a huge piece of this as well.Patrick: Yeah, 100%. The banking lends itself really well to these workflows, I'll call them. If you're thinking about even just the start of any banking process, there's this whole application process where you put in all your personal information, you send off a request to your bank, and then now there's this whole waterfall of things that needs to happen. All kinds of checks and making sure people aren't on any fraud lists, or money laundering lists, or even just getting a second dive from our compliance department. There's a lot of steps there, and even just keeping our own systems in sync, with our off-provider and other places. We definitely lean on using step functions a lot. I think they work really, really well for our use case. Just the visual, being able to see this is where a customer is in their onboarding journey, is very, very powerful.Being able to restart at any point of their, or even just giving our compliance team a view into that process, or even adding a pause portion. I think that's one of the biggest wins there, is that we could process somebody through any one of our pipelines, and we may need a human eye there at least for this point in time. That's one of the interesting things about the banking industry is. There are still manual processes behind the scenes, and there are, I find this term funny, but there are wire rooms in banks where there are people reviewing things and all that. There are a lot of workflows that just lend themselves well to step functions. That pausing capability and being able to return later with a response, so that allows you to build other internal applications for your compliance teams and other teams, or just behind the scenes calls back, and says, "Okay, resume this waterfall."I think that was the visualization, especially in an events world when you're talking about like sagas, I guess, we're talking about distributed transactions here in a way, where there's a lot of things happening, and a common pattern now is the saga pattern. You probably don't want to be doing two-phase commits and all this other stuff, but when we're looking at sagas, it's the orchestration you could do or the choreography. Choreography gets very messy because there's a lot of simplistic behavior. I'm a service and I know what I need to do when these events come through, and I know which compensating events I need to dump, and all this other stuff. But now there's a very limited view.If a developer is trying to gain context in a certain domain, and understand the chain of events, although you are decoupled, there's still this extra coupling now, having to understand what's going on in your system, and being able to share it with external stakeholders. Using step functions, that's the I guess the serverless way of doing orchestration. Just being able to share that view. We had this process where we needed to move a lot of accounts to, or a lot of user data to a different system. We were able to just use an orchestrator there as well, just to keep an eye on everything that's going on.We might be paused in migrating, but let's say we're moving over contacts, a transaction list, and one other thing, you could visualize which one of those are in the red, and which one we need to come in and fix, and also share that progress with external stakeholders. Also, it makes for fun launch parties I'd say. It's kind of funny because when developers do their job, you press a button, and everything launches, and there's not really anything to share or show.Jeremy: There's no balloons or anything like that.Patrick: Yeah. But it was kind of cool to look at these like, the customer is going through this branch of the logic. I know it's all green. Then I think one of the coolest things was just the retry ability as well. When somebody does fail, or when one of these workflows fails, you could see exactly which step, you can see the logs, and all that. I think one of the challenges we ran into there though, was because we are working in the banking space, we're dealing with sensitive data. Something I almost wish AWS solved out of the box, would be being able to obfuscate some of that data. Maybe you can't, I'm not sure, but we had to think of patterns for tokenization for instance.Stripe does this a lot where certain parts of their platform, you just get it, you put in personal information, you get back a token, and you use that reference everywhere. We do tokenization, as well as we limit the amount of details flowing through steps in our orchestrators. We'll use an event store with identifiers flowing through, and we'll be doing reads back to that event store in between steps, to do what we need to do. You lose some of that debug-ability, you can't see exactly what information is flowing through, but we need to keep user data safe.Jeremy: Because it's the use case for it. I think that you mentioned a good point about orchestration versus choreography, and I'm a big fan of choreography when it makes sense. But I think one of the hardest lessons you learn when you start building distributed systems is knowing when to use choreography, and knowing when to use orchestration. Certainly in banking, orchestration is super important. Again, with those saga patterns built-in, that's the kind of thing where you can get to a point in the process and you don't even need to do automated rollbacks. You can get to a failure state, and then from there, that can be a pause, and then you can essentially kick off the unwinding of those things and do some of that.I love that idea that the token pattern and using just rehydrating certain steps where you need to. I think that makes a ton of sense. All right. Let's move on to the adoption and the migration process, because I know this is something that really excites you and it should because it is cool. I always know, as you're building out applications and you start to add more capabilities and more functionality and start really embracing serverless as a methodology, then it can get really exciting. Let's take a step back. You had a champion in your organization that was beating the drum like, "Let's try this. This is going to make a lot of sense." You build an Apollo Lambda or a Lambda running Apollo server on it, and you are using that as a strangler pattern, routing all your stuff through now to your backend. What happens next?Patrick: I would say when we needed to build new features, developers just gravitated towards using serverless, it was just easier. We were using TypeScript instead of Python, which we just tend to like as an organization, so it's just easier to hop into TypeScript land, but I think it was just easier to get something live. Now we had all these Lambdas popping up, and doing their job, but I think the problem that happened was we weren't using them properly. Also, there was a lot of difference between each of our serverless setups. We would learn each time and we'd be like, okay, we'll use this parser function here to simplify some of it, because it is very bare-bones if you're just pulling the Serverless Framework, and it took a little ...Every service looked very different, I would say. Also, we never really took the time to sit back and say, “Okay, how do we think about this? How do we use what serverless gives us to enable us, instead of it just being an easy thing to spin up?" I think that's where it started. It was just easy to start. But we didn't embrace it fully. I remember having a conversation at some point with our VP being like, “Hey, how about we just put Express into one of our Lambdas, and we create this," now I know it's a Lambda lift. I was like, it was just easier. Everybody knows how to use Express, why don't we just do this? Why are we writing our own parsers for all these things? We have 10 versions of a make response helper function that was copy-pasted between repos, and we didn't really have a good pattern for sharing that code yet in private packages.We realized that we liked serverless, but we realized we needed to do it better. We started with having a serverless chapter reading between some of our team members, and we made some moves there. We created a shared boilerplate at some point, so it reduced some of the differences you'd see between some of the repositories, but we needed a step-change difference in our thinking, when I look back, and we got lucky that opportunity came up. At this point, we probably had another six Lambda services, maybe more actually. I want to say around, we'd probably have around 15 services at this point, without a governing body around patterns.At this time, we had this interesting opportunity where we found out we're going to be re-platforming. A big announcement we just made last month was that we moved on to a new bank partner called Bancorp. The bank partner that supports Chime, and they're like, I'll call them an engine boost. We put in a much larger, more efficient engine for our small businesses. If you just look at the capabilities they provide, they're just absolutely amazing. It's what we need to build forward. Their events API is amazing as well as just their base banking capabilities, the unit economics they can offer, the times on there, things were just better. We found out we're doing an engine swap. The people on the business side on our company trusted our technical team to do what we needed to do.Obviously, we need to put together a case, but they trusted us to choose our technology, which was awesome. I think we just had a really good track record of delivering, so we had free reign to decide what do we do. But the timeline was tight, so what we decided to do, and this was COVID times too, was a few of our developers got COVID tested, and we rented a house and we did a bubble situation. How in the NHL or MBA you have a bubble. We had a dev bubble.Jeremy: The all-star team.Patrick: The all-star team, yeah. We decided let's sit down, let's figure out what patterns are going to take us forward. How do we make the step-change at the same time as step-change in our technology stack, at the same time as we're swapping out this bank, this engine essentially for the business. In this house, we watched almost every YouTube video you can imagine on event driven and serverless, and I think leading up. I think just knowing that we were going to be doing this, I think all of us independently started prototyping, and watching videos, and reading a lot of your content, and Alex DeBrie and Yan Cui. We all had a lot of ideas already going in.When we all got to this house, we started off with this exercise, an event storming exercise, just popular in the domain-driven design community, where we just threw down our entire business on a wall with sticky notes, and it would have been better to have every business stakeholder there, but luckily we had two people from our product team there as representatives. That's how invested we were in building this outright, that we have products sitting in the room with us to figure it out.We slapped down our entire business on a wall, this took days, and then drew circles around it and iterated on that for a while. Then started looking at what the technology looks like. What are our domain boundaries, and what prototypes do we need to make? For a few weeks there, we were just prototyping. We built out what I'd called baby's first balance. That was the running joke where, how do we get an account opened with a balance, with the transactions minimally, with some new patterns. We really embraced some of this domain-driven-design thinking, as well as just event driven thinking. When we were rethinking architecture, three concepts became very important for us, not entirely new, but important. Item potency was a big one, dealing with distributed transactions was another one of those, as well as the eventual consistency. The eventual consistency portion is kind of funny because we were already doing it a lot.Our transactions wouldn't always settle very quickly. We didn't know about it, but now our whole system becomes eventually consistent typically if you now divide all of your architecture across domains, and decouple everything. We created some early prototypes, we created our own version of an event store, which is, I would just say an opinionated scheme around DynamoDB, where we keep track of revisions, payload, timestamp, all the things you'd want to be able to do event sourcing. That's another thing we decided on. Event sourcing seemed like the right approach for state, for a lot of our use cases. Banking, if you just think about a banking ledger, it is events or an accounting ledger. You're just adding up rows, add, subtract, add, subtract.We created a lot of prototypes for these things. Our events store pattern became basically just a DynamoDB with opinions around the schema, as well as a package of a shared code package with a simple dispatch function. One dispatch function that really looks at enforcing optimistic concurrency, and one that's a little bit more relaxed. Then we also had some reducer functions built into there. That was one of the packages that we created, as well as another prototype around that was how do we create the actual subscriptions to this event store? We landed on SNS to SQS fan-out, and it seems like fan-out first is the serverless way of doing a lot of things. We learned that along the way, and it makes sense. It was one of those things we read from a lot of these blogs and YouTube videos, and it really made sense in production, when all the data is streaming from one place, and then now you just add subscribers all over the place. Just new queues. Fan-out first, highly recommend. We just landed on there by following best practices.Jeremy: Great. You mentioned a bunch of different things in there, which is awesome, but so you get together in this house, you come up with all the events, you do this event storming session, which is always a great exercise. You get a pretty good visualization of how the business is going to run from an event standpoint. Then you start building out this event driven architecture, and you mentioned some packages that you built, we talked about step functions and the orchestration piece of this. Just give me a quick overview of the actual system itself. You said it's backed by DynamoDB, but then you have a bunch of packages that run in between there, and then there's a whole bunch of queues, and then you're using some custom packages. I think I already said that but you're using ... are you using EventBridge in there? What's some of the architecture behind all that?Patrick: Really, really good question. Once we created these domain boundaries, we needed to figure out how do we communicate between domains and within domains. We landed on really differentiating milestone events and domain events. I guess milestone events in other terms might be called integration events, but this idea that these are key business milestones. An account was open, an application was approved or rejected, things that every domain may need to know about. Then within our domains, or domain boundaries, we had these domain events, which might reduce to a milestone event, and we can maintain those contracts in the future and change those up. We needed to think about how do we message all these things across? How do we communicate? We landed on EventBridge for our milestone events. We have one event bus that we talked to all of our, between domain boundaries basically.EventBridge there, and then each of our services now subscribed to that EventBridge, and maintain their own events store. That's backed by DynamoDB. Each of our services have their own data store. It's usually an event stream or a projection database, but it's almost all Dynamo, which is interesting because our old platform used Postgres, and we did have relational data. It was interesting. I was really scared at first, how are we going to maintain relations and things? It became a non-issue. I don't even know why now that I think about it. Just like every service maintains its nice projection through events, and builds its own view of the world, which brings its own problems. We have DynamoDB in there, and then SNS to SQS fan-out. Then when we're talking about packages ...Jeremy: That's Office Streams?Patrick: Exactly, yeah. We're Dynamo streams to SNS, to SQS. Then we use shared code packages to make those subscriptions very easy. If you're looking at doing that SNS to SQS fan-out, or just creating SQS queues, there is a lot of cloud formation boilerplate that we were creating, and we needed to move really quick on this project. We got pretty opinionated quick, and we created our own subscription function that just generates all this cloud formation with naming conventions, which was nice. I think the opinions were good because early on we weren't opinionated enough, I would say. When you look in your AWS dashboard, the read for these aren't prefixed correctly, and there's all this garbage. You're able to have consistent naming throughout, make it really easy to subscribe to an event.We would publish packages to help with certain things. Our events store package was one of those. We also created a Lambda handlers package, which leverages, there's like a Lambda middlewares compose package out there, which is quite nice, and we basically, all the common functionality we're doing a lot of, like parsing a body from S3, or SQS or API gateway. That's just the middleware that we now publish. Validation in and out. We highly recommend the library Zod, we really embrace the TypeScript first object validation. Really, really cool package. We created all these middlewares now. Then subscription packages. We have a lot of shared code in this internal NPM repository that we install across.I think one challenge we had there was, eventually you extracted away too much from the cloud formation, and it's hard for new developers to ... It's easy for them to create events subscriptions, it's hard for them to evolve our serverless thinking because they're so far removed from it. I still think it was the right call in the end. I think this is the next step of the journey, is figuring out how do we share code effectively while not hiding away too much of serverless, especially because it's changing so fast.Jeremy: It's also interesting though that you take that approach to hide some of that complexity, and bake in some of that boilerplate that, someone's mostly didn't have to write themselves anyways. Like you said, they're copying and pasting between services, is not the best way to do it. I tried the whole shared packages thing one time, and it kind of worked. It's just like when you make a small change to that package and you have 14 services, that then you have to update to get the newest version. Sometimes that's a little frustrating. Lambda layers haven't been a huge help with some of that stuff either. But anyways, it's interesting, because again you've mentioned this a number of times about using queues.You did mention resiliency in there, but I want to touch on that point a little bit because that's one of those things too, where I would assume in a banking platform, you do not want to lose events. You don't want to lose things. and so if something breaks, or something gets throttled or whatever, having to go and retry those events, having the alerts in place to know that a queue is backed up or whatever. Then just, I'm thinking ordering issues and things like that. What kinds of issues did you face, and tell me a little bit more about what you've done for reliability?Patrick: Totally. Queues are definitely ... like SQS is a workhorse for our company right now. We use a lot of it. Dropping messages is one of the scariest things, so you're dead-on there. When we were moving to event driven, that was what scared me the most. What if we drop an event? A good example of that is if you're using EventBridge and you're subscribing Lambdas to it, I was under the impression early on that EventBridge retries forever. But I'm pretty sure it'll retry until it invokes twice. I think that's what we landed on.Jeremy: Interesting.Patrick: I think so, and don't quote me on this. That was an example of where drop message could be a problem. We put a queue in front of there, an SQS queue as the subscription there. That way, if there's any failure to deliver there, it's just going to retry all the time for a number of days. At that point we got to think about DLQs, and that's something we're still thinking about. But yeah, I think the reason we've been using queues everywhere is that now queues are in charge of all your retry abilities. Now that we've decomposed these Lambdas into one Lambda lift, into five Lambdas with queues in between, if anything fails in there, it just pops back into the queue, and it'll retry indefinitely. You can drop messages after a few days, and that's something we learned luckily in the prototyping stage, where there are a few places where we use dead letter queues. But one of the issues there as well was ordering. Ordering didn't play too well with ...Jeremy: Not with DLQs. No, it does not, no.Patrick: I think that's one lesson I'd want to share, is that only use ordering when you absolutely need it. We found ways to design some of our architecture where we didn't need ordering. There's places we were using FIFO SQS, which was something that just launched when we were building this thing. When we were thinking about messaging, we're like, "Oh, well we can't use SQS because they don't respect ordering, or it doesn't respect ordering." Then bam, the next day we see this blog article. We got really hyped on that and used FIFO everywhere, and then realized it's unnecessary in most use cases. So when we were going live, we actually changed those FIFO queues into just regular SQS queues in as many places as we can. Then so, in that use case, you could really easily attach a dead letter queue and you don't have to worry about anything, but with FIFO things get really, really gnarly.Ordering is an interesting one. Another place we got burned I think on dead-letter queues, or a tough thing to do with dead letter queues is when you're using our state machines, we needed to limit the concurrency of our state machines is another wishlist item in AWS. I wish there was just at the top of the file, a limit concurrent executions of your state machine. Maybe it exists. Maybe we just didn't learn to use it properly, but we needed to. There's a few patterns out there. I've seen the [INAUDIBLE] pattern where you can use the actual state machine flow to look back at how many concurrent executions you have, and pause. We landed on setting reserved concurrency in a number of Lambdas, and throwing errors. If we've hit the max concurrency and it'll pause that Lambda, but the problem with DLQs there was, these are all errors. They're coming back as errors.We're like, we're fine with them. This is a throttle error. That's fine. But it's hard to distinguish that from a poison message in your queue, so when do you dump those into DLQ? If it's just a throttling thing, I don't think it matters to us. That was another challenge we had. We're still figuring out dead letter queues and alerting. I think for now we just relied on CloudWatch alarms a lot for our alerting, and there's a lot you could do. Even just in the state machines, you can get pretty granular there. I know once certain things fail, and announced to your Slack channel. We use that Slack integration, it's pretty easy. You just go on a Slack channel, there's an email in there, you plop it into the console in AWS, and you have your very early alerting mechanism there.Jeremy: The thing with Elasticsearch ... not Elasticsearch, I'm sorry. I'm totally off-topic here. The thing with EventBridge and Lambda, these are one of those things that, again, they're nuances, but event bridge, as long as it can deliver to the Lambda service, then the Lambda service kicks off and queues it automatically. Then that will retry at a certain number of times. I think you can control that now. But then eventually if that retries multiple times and eventually fails, then that kicks it over to the DLQ or whatever. There's all different ways that it works like that, but that's why I always liked the idea of putting a queue in between there as well, because I felt you just had a little bit more control over exactly what happens.As long as it gets to the queue, then you know you haven't lost the message, or you hope you haven't lost a message. That's super interesting. Let's move on a little bit about the adoption issues. You mentioned a few of these things, obviously issues with concurrency and ordering, and some of that other stuff. What about some of the other challenges you had? You mentioned this idea of writing all these packages, and it pulls devs away from the CloudFormation a little bit. I do like that in that it, I think, accelerates a lot of things, but what are some of the other maybe challenges that you've been having just getting this thing up and running?Patrick: I would say IAM is an interesting one. Because we are in the banking space, we want to be very careful about what access do you give to what machines or developers, I think machines are important too. There've been cases where ... so we do have a separate developer set up with their own permissions, in development's really easy to spin up all your services within reason. But now when we're going into production, there's times where our CI doesn't have the permissions to delete a queue or create a queue, or certain things, and there's a lot of tweaking you have to do there, and you got to do a lot of thinking about your IAM policies as an organization, especially because now every developer's touching infrastructure.That becomes this shared operational overhead that serverless did introduce. We're still figuring that out. Right now we're functioning on least privilege, so it's better to just not be able to deploy than deploy something you shouldn't or read the logs that you shouldn't, and that's where we're starting. But that's something that, it will be a challenge for a little while I think. There's all kinds of interesting things out there. I think temporary IAM permissions is a really cool one. There are times we're in production and we need to view certain logs, or be able to access a certain queue, and there's tooling out there where you can, or at least so I've heard, you can give temporary permissions. You have this queue permission for 30 minutes, and it expires and it's audited, and I think there's some CloudTrail tie-in you could do there. I'm speaking about my wishlist for our next evolution here. I hope my team is listening ...Jeremy: Your team's listening to you.Patrick: ... will be inspired as well.Jeremy: What about ... because this is something too that I always found to be a challenge, especially when you start having multiple services, and you've talked about these domain events, but then milestone events. You've got different services that need to communicate across services, or across domains, and realize certain things like that. Service discovery in and of itself, and which queue are we mapping to, or which service am I talking to, and which version of the service am I talking to? Things like that. How have you been dealing with that stuff?Patrick: Not well, I would say. Very, very ad hoc. I think like right now, at least we have tight communication between the teams, so we roughly know which service we need to talk to, and we output our URLs in the cloud formation output, so at least you could reference the URLs across services, a little easier. Really, a GraphQL is one of the only service that really talks to a lot of our API gateways. At least there's less of that, knowing which endpoint to hit. Most of our services will read into EventBridge, and then within services, a lot of that's abstracted away, like the queue subscription's a little easier. Service discovery is a bit of a nightmare.Once our services grow, it'll be, I don't know. It'll be a huge challenge to understand. Even which services are using older versions of Node, for instance. I saw that AWS is now deprecating version 10 and we'll have to take a look internally, are we using version 10 anywhere, and how do we make sure that's fine, or even things like just knowing which services now have vulnerabilities in their NPM packages because we're using Node. That's another thing. I don't even know if that falls in service discovery, but it's an overhead of ...Jeremy: It's a service management too. It's a lot there. That actually made me, it brings me to this idea of observability too. You mentioned doing some CloudWatch alerts and some of that stuff, but what about using some observability tool or tracing like x-ray, and things like that? Have you been implementing any of that, and if you have, have you had any success and or problems with it?Patrick: I wish we had a better view of some of the observability tools. I think we were just building so quickly that we never really invested the time into trying them out. We did use X-Ray, so we rolled our own tooling internally to at least do what we know. X-Ray was one of those, but the problem with X-Ray is, we do subscribe all of our services, but X-Ray isn't implemented everywhere internally in AWS, so we lose our trail somewhere in that Dynamo stream to SNS, or SQS. It's not a full trace. Also, just digesting that huge graph of information is just very difficult. I don't use it often, I think it's a really cool graphic to show, “Hey, look, how many services are running, and it's going so fast."It's a really cool thing to look at, but it hasn't been very useful. I think our most useful tool for debugging and observability has been just our logging. We created a JSON logger package, so we get up JSON logs and we can actually filter off of different properties, and we ship those to Elasticsearch. Now you can have a view of all of the functions within a given domain at any point in time. You could really see the story. Because I think early on when we were opening up CloudWatch and you'd have like 10 tabs, and you're trying to understand this flow of information, it was very difficult.We also implemented our own trace ID pattern, and I think we just followed a Lumigo article where we introduced some properties, and in each of our Lambdas at a higher level, and one of our middlewares, and we were able to trace through. It's not ideal. Observability is something that we'll probably have to work on next. It's been tolerable for now, but I can't see the scaling that long.Jeremy: That's the other thing too, is even the shared package issue. It's like when you have an observability tool, they'll just install a layer or something, where you don't necessarily have to worry about updating your own tool. I always find if you are embracing serverless and you want to get rid of all that undifferentiated heavy lifting, observability tools, there's a lot of really good ones out there that are doing some great stuff, and they're specializing in it. It might be worth letting someone else handle that for you than trying to do it yourself internally.Patrick: Yeah, 100%. Do you have any that you've used that are particularly good? I know you work with serverless so-Jeremy: I played around with all of them, because I love this stuff, so it's always fun, but I mean, obviously Lumigo and Epsagon, and Thundra, and New Relic. They're all great. They all do things slightly differently, but they all follow a similar implementation pattern so that it's very easy to install them. We can talk more about some recommendations. I think it's just one of those things where in a modern application not having that insight is really hard. It can be really hard to debug stuff. If you look at some of the tools that AWS offers, I think they're there, it's just, they are maybe a little harder to implement, and not quite as refined and targeted as some of the observability tools. But still, you got to get there. Again, that's why I keep saying it's an evolution, it's a process. Maybe one time you get burned, and you're like, we really needed to have observability, then that's when it becomes more of a priority when you're moving fast like you are.Patrick: Yeah, 100%. I think there's got to be a priority earlier than later. I think I'll do some reading now that you've dropped some of these options. I have seen them floating around, but it's one of those things that when it's too late, it's too late.Jeremy: It's never too late to add observability though, so it should. Actually, a lot of them now, again, it makes it really, really easy. So I'm not trying to pitch any particular company, but take a look at some of them, because they are really great. Just one other challenge that I also find a lot of people run into, especially with serverless because there's all these artificial account limits in place. Even the number of queues you can create, and the number of concurrent Lambda functions in a particular region, and stuff like that. Have you run into any of those account limit issues?Patrick: Yeah. I could give you the easiest way to run into an account on that issue, and that is replay your entire EventBridge archive to every subscriber, and you will find a bottleneck somewhere. That's something ...Jeremy: Somewhere it'll fall over? Nice.Patrick: 100%. It's a good way to do some quick check and development to see where you might need to buffer something, but we have run into that. I think the solution there, and a lot of places was just really playing with concurrency where we needed to, and being thoughtful about where is their main concurrency in places that we absolutely needed to stay functioning. I think the challenge there is that eats into your total account concurrency, which was an interesting learning there. Definitely playing around there, and just being thoughtful about where you are replaying. A couple of things. We use replays a lot. Because we are using these milestone events between service boundaries, now when you launch a new service, you want to replay that whole history all the way through.We've done a lot of replaying, and that was one of the really cool things about EventBridge. It just was so easy. You just set up an archive, and it'll record everything coming through, and then you just press a button in the console, and it'll replay all of them. That was really awesome. But just being very mindful of where you're replaying to. If you replay to all of your subscriptions, you'll hit Lambda concurrency limits real quick. Even just like another case, early on we needed to replace ... we have our own domain events store. We want to replace some of those events, and those are coming off the Dynamo stream, so we were using dynamo to kick those to a stream, to SNS, and fan-out to all of our SQS queues. But there would only be one or two queues you actually needed to subtract to those events, so we created an internal utility just to dump those events directly into the SQS queue we needed. I think it's just about not being wasteful with your resources, because they are cheap. Sure.Jeremy: But if you use them, they start to cost money.Patrick: Yeah. They start to cost some money as well as they could lock down, they can lock you out of other functionality. If you hit your Lambda limits, now our API gateway is tapped.Jeremy: That's a good point.Patrick: You could take down your whole system if you just aren't mindful about those limits, and now you could call up AWS in a panic and be like, “Hey, can you update our limits?" Luckily we haven't had to do that yet, but it's definitely something in your back pocket if you need it, if you can make the case to AWS, that maybe you do need bigger limits than the default. I think just not being wasteful, being mindful of where you're replaying. I think another interesting thing there is dealing with partners too. It's really easy to scale in the Lambda world, but not every partner could handle that volume really quickly. If you're not buffering any event coming through EventBridge to your new service that hits a partner every time, you're going to hit their API rate limit really quickly, because they're just going to just go right through it.You might be doing thousands of API calls when you're instantiating a new service. That's one of those interesting things that we have to deal with, and particularly in our orchestrators, because they are talking to different partners, that's why we need to really make sure we could limit the concurrent executions of the state machines themselves. In a way, some of our architecture is too fast to scale.Jeremy: It's too good.Patrick: You still have to consider downstream. That, and even just, if you are using relational databases or anything else in your system, now you have to worry about connection limits and ...Jeremy: I have a whole talk I gave on that.Patrick: ... spikes in traffic.Jeremy: Yes, absolutely.Patrick: Really cool.Jeremy: I know all about it. Any final advice for companies like you that are trying to bite off a piece of the serverless apple, I guess, That's really bad. Anyways, any advice for people looking to get into this?Patrick: Yeah, totally. I would say start small. I think we were wise to just try it out. It might not land with your development team. If you don't really buy in, it's one of those things that could just end up unnecessarily messy, so start small, see if you like it in-shop, and then reevaluate, once you hit a certain point. That, and I would say shared boilerplate packages sooner than later. I know shared code is a problem, but it is nice to have an un-opinionated starter pack, that you're at least not doing anything really crazy. Even just things like having opinions around logging. In our industry, it's really important that you're not logging sensitive details.For us doing things like wrapping our HTTP clients to make sure we're not logging sensitive details, or having short Lambda packages that make sure out-of-the-box you're opinionated about not doing something terribly awful. I would say those two things. Start small and a boiler package, and maybe the third thing is just pay attention to the code smell of a growing Lambda. If you are doing three API calls in one Lambda, chances are you could probably break that up, and think about it in a more resilient way. If any one of those pieces fail, now you could have retry ability in each one of those. Those are the three things I would say. I could probably talk forever about the rest of our journey.Jeremy: I think that was great advice, and I love hearing about how companies are going through this process, what that process looks like, and I hope, I hope, I hope that companies listen to this and can skip a lot of these mistakes. I don't want to call them all mistakes, and I think it's just evolution. The stuff that you've done, we've all made them, we've all gone through that process, and the more we can solidify these practices and stuff like that, I think that more companies will benefit from hearing stories like these. Thank you very much for sharing that. Again, thank you so much for spending the time to do this and sharing all of this knowledge, and this journey that you've been on, and are continuing to be on. It would great to continue to get updates from you. If people want to contact you, I know you're not on Twitter, but what's the best way to reach out to you?Patrick: I almost wish I had a Twitter. It's the developer thing to have, so maybe in the future. Just on LinkedIn would be great. LinkedIn would be great, as well as if anybody's interested in working with our team, and just figuring out how to take serverless to the next level, just hit me up on LinkedIn or look at our careers page at northone.com, and I could give you a warm intro.Jeremy: That's great. Just your last name is spelled S-T-R-Z-E-L-E-C. How do you say that again? Say it in Polish, because I know I said it wrong in the beginning.Patrick: I guess for most people it would just be Strzelec, but if there are any Slavs in the audience, it's "Strzelec." Very intense four consonants last name.Jeremy: That is a lot of consonants. Anyways again, Patrick, thanks again. This was great.Patrick: Yeah, thank you so much, Jeremy. This has been awesome.

My guest this week is https://www.linkedin.com/in/eytanbensoussan/ (Eytan Bensoussan), CEO @ https://www.northone.com/ (NorthOne). NorthOne is a business banking platform made for America. "Banking For Business," is their credo. This episode is brought to you by https://v-sum.com/ (v-sum.com). Go to www.forfintechsake.com for helpful links and more information. Helpful links: https://www.northone.com/ (NorthOne Website) https://www.northone.com/about/careers (NorthOne Careers) https://twitter.com/eytanbensoussan (Eytan on Twitter) https://www.linkedin.com/in/eytanbensoussan/ (Eytan on Linkedin)

Business banking built for America. NorthOne is a financial technology company, not a bank. Banking services provided by The Bancorp Bank; Member FDIC. --- Support this podcast: https://anchor.fm/georges-khalife/support

Back and better than... well no, the pandemic is still here and the lockdown is relentlessly carrying on, so we're not better than ever. But Football & Feminism is back, and in this episode we're joined by Jordan North, BBC1 DJ and presenter competing with Alastair for the most famous Burnley fan crown. In December Jordan went on I'm A Celebrity Get Me Out of Here, stole the nations heart, and came second. In this episode the gang discuss I'm A Celeb, Burnely FC, mental health, fear of flying, and what having good etiquette really means. See acast.com/privacy for privacy and opt-out information.

This episode was produced remotely using the ListenDeck standardized audio production system.  If you’re looking to upgrade or jumpstart your podcast production please visit www.listendeck.com.  You can subscribe to this podcast and stay up to date on all the stories here on Apple Podcasts, Google Play, Stitcher, Spotify and iHeartRadio. In this episode the host John Siracusa chats remotely with Justin Adler, Co-founder & Chief Operating Officer of NorthOne. NorthOne is a mobile-first, API-enabled banking platform that serves the unique needs of small businesses, freelancers, and startups. Tune in and Listen. Subscribe now on Apple Podcasts, Google , Stitcher, Spotify and iHeartRadio to hear next Tuesdays interview with Charlie Delingpole from ComplyAdvantage.   About the host:   John, is the host of the  ‘Bank On It’ podcast recorded onsite in Wall Street at OpenFin and Million Dollar Startup, a fully remote, high quality pitch competition podcast..   He's also the founder of the remotely recorded, studio quality standardized audio production system ListenDeck.   Follow John on LinkedIn, Twitter, Medium

This episode was produced remotely using the ListenDeck standardized audio production system.  If you’re looking to upgrade or jumpstart your podcast production please visit www.listendeck.com.  You can subscribe to this podcast and stay up to date on all the stories here on Apple Podcasts, Google Play, Stitcher, Spotify and iHeartRadio. In this episode the host John Siracusa chats remotely with Cale Johnston, Co-founder & CEO of ClickSWITCH. ClickSWITCH is an automated account holder acquisition technology for financial institutions and FinTechs. Tune in and Listen. Subscribe now on Apple Podcasts, Google , Stitcher, Spotify and iHeartRadio to hear Thursdays interview with Justin Adler from NorthOne.   About the host:   John, is the host of the  ‘Bank On It’ podcast recorded onsite in Wall Street at OpenFin and Million Dollar Startup, a fully remote, high quality pitch competition podcast..   He's also the founder of the remotely recorded, studio quality standardized audio production system ListenDeck.   Follow John on LinkedIn, Twitter, Medium

The Sound Chaser Progressive Rock Podcast hits the Internet running. It's another varietal show this time. I have one piece of new music, from Nathan Ames. I have quite a bit from the 1970s. I have The Symphonic Zone with the grandest of prog in the middle third of the program. All that, plus news of shows and releases on this edition of Sound Chaser. Playlist 1. Dewa Budjana - Saniscara, from Hasta Karma 2. Amon Düül II - Kronwinkle 12, from Carnival in Babylon 3. Circus 2000 - When the Sun Refuses to Shine, from An Escape from a Box 4. The Who - A Quick One While He's Away, from A Quick One (Happy Jack) 5. Nathan Ames - We Three Kings, from https://sudlersrow.com/ 6. Camel - Remote Romance, from I Can See Your House from Here 7. Siouxsie and the Banshees - The Last Beat of My Heart, from Twice upon a Time - The Singles 8. Hoven Droven - Dortea, from More Happy Moments ... with Hoven Droven 9. Darryl Way - Vapour Highway, from Under the Soft 10. Porcupine Tree - Voyage 34 Phase I, from Voyage 34: The Complete Trip THE SYMPHONIC ZONE 11. Genesis - Get 'em out by Friday, from Genesis Live 12. Opus Avantra - Lust, from Lord Cromwell Plays Suite for Seven Vices 13. Samla Mammas Manna - Fjärde Satsen, from Snorungarnas Symfoni 14. Gerard - Blue World, from Power of Infinity 15. Our Virtual Kansas - Cheyenne Anthem, from https://www.youtube.com/watch?v=ZI_JTJo8l4E 16. Mugen - Trident Rock, from The Princess of Kingdom Gone 17. Karmakanic - When the World Is Caving In, from Live in the US 18. Yes - Face to Face, from House of Yes 19. Kotebel - Ra, from Omphalos LEAVING THE SYMPHONIC ZONE 20. Joaquin Lievano - The Art of Bowing, from One Mind 21. Allan Holdsworth - Maid Marion, from Secrets 22. The London Philharmonic Orchestra - Time (The Old Tree with Winding Roots Behind the Lake of Dreams Mix), from Us & Them: Symphonic Pink Floyd 23. Electric Light Orchestra - Bluebird, from Secret Messages 24. Electric Light Orchestra - Take Me On and On, from Secret Messages 25. Howard Baer - Faire Mehli, from Celtic Mystique 26. Andreas Vollenweider - Desert of Rain, from Eolian Minstrel 27. Hatfield & the North - The Men's One-Metre Dash, from Hattitude 28. Hatfield & the North - K Licks (short), from Hattitude 29. Hatfield & the North - One of Wilde's, from Hattitude 30. Richard Sinclair's Caravan of Dreams - Cruising, from An Evening of Magic 31. Jean-Luc Ponty - Egocentric Molecules, from Live 32. Bo Hansson - Waltz for Interbeings, from Attic Thoughts

The Dynasty TradeCast is powered by RotoViz Radio.If you’re a listener of the show who isn’t subscribing yet to RotoViz, you can get a special 10% discount through the podcast homepage.  HOSTSNathan Powell (@NPowellFF)Dan Sainio (@FFDynastyDan) NorthOne - Business banking made for America. Unlimited banking for one low price of $10/month, open an account in 3 minutes at NorthOne.comJalen HurtsGardner MinshewLynn BowdenIndeed is offering our listeners a $75 CREDIT to boost your job post at Indeed.com/BLUEWIRE.KJ HamlerCam AkersSteelers WR check inPepsi – Made for Football Watching. Go to MadeForFootballWatching.com to check out the latest football watching content from Pepsi Ezekiel Elliott / Tony PollardRobert TonyanBetonline.ag – Head over to Betonline.ag and use our promo code ​BLUEWIRE​ to revive your 100% Welcome Bonus on your First Deposit. RotoViz – RotoViz Radio listeners can save 10% off of a 1-year RotoViz subscription at RotoViz.com/podcast  or by applying the discount code '2020rvradio' at checkout. RotoViz Patreon – Support the RotoViz Radio team on Patreon

The Dynasty TradeCast is powered by RotoViz Radio.If you’re a listener of the show who isn’t subscribing yet to RotoViz, you can get a special 10% discount through the podcast homepage.  HOSTSNathan Powell (@NPowellFF)Dan Sainio (@FFDynastyDan) NorthOne - Business banking made for America. Unlimited banking for one low price of $10/month, open an account in 3 minutes at NorthOne.comJalen HurtsGardner MinshewLynn BowdenIndeed is offering our listeners a $75 CREDIT to boost your job post at Indeed.com/BLUEWIRE.KJ HamlerCam AkersSteelers WR check inPepsi – Made for Football Watching. Go to MadeForFootballWatching.com to check out the latest football watching content from Pepsi Ezekiel Elliott / Tony PollardRobert TonyanBetonline.ag – Head over to Betonline.ag and use our promo code ​BLUEWIRE​ to revive your 100% Welcome Bonus on your First Deposit. RotoViz – RotoViz Radio listeners can save 10% off of a 1-year RotoViz subscription at RotoViz.com/podcast  or by applying the discount code '2020rvradio' at checkout. RotoViz Patreon – Support the RotoViz Radio team on Patreon

Eytan deeply believes that the success of the small business sector is one of the most important causes of our time. It has the potential to reduce income inequality, empower immigrants, and provide disproportionate leadership opportunities for female and minority businesspeople. Creating a banking service that is as modern as these companies is why Eytan started NorthOne. Prior to NorthOne, Eytan was a Sr. Engagement Manager for McKinsey & Company. He served many wonderful clients in Financial Services industry, usually on the topic of digital customer experience and financial inclusion. Prior to that, he earned his JD/MBA from McGill University and was called to the New York Bar in 2010. Some of the Topics Covered Eytan Bensoussan in this Episode What NorthOne does and why Eytan decided to start it Why Eytan dove in full-time to NorthOne The first things Eytan did to start NorthOne and what he learned from a hundred customer interviews in the early days How Eytan decided on which potential customers to talk with How Eytan chose what the initial version of NorthOne Funding NorthOne in the early days and Eytan going a year without a salary What kept Eytan going through the low point in his business How Eytan got customers early on for NorthOne The hoops you have to go through to start a business bank The unscaleable things Eytan did early on to get exposure to businesses How Eytan convinced people to join his team in the early days Where NorthOne was at when they raised their Series A and how Eytan approached fundraising at that point How COVID impacted NorthOne How Eytan came up with the business model for NorthOne Why NorthOne waived their fees for all their customers in badly hit states and industries during COVID Eytan's favorite book Sign up for The Weekly Grind, for actionable insights and stories from successful entrepreneurs delivered to your inbox once per week: https://www.justgogrind.com/newsletter/ Listen to all episodes of the Just Go Grind Podcast: https://www.justgogrind.com/podcast/ Follow Justin Gordon on Twitter: https://twitter.com/justingordon212 Follow Justin Gordon on Instagram: https://www.instagram.com/justingordon8/

This episode was produced remotely using the ListenDeck standardized audio production system.   You can subscribe to this podcast and stay up to date on all the stories here on Apple Podcasts, Google Play, Stitcher, Spotify and iHeartRadio. In this episode the host John Siracusa chats remotely with Eytan Bensoussan, Co-founder & CEO of  NorthOne.  NorthOne is a mobile-first, API-enabled banking platform that serves the unique needs of small businesses, freelancers, and startups.      Tune in and Listen. Subscribe now on Apple Podcasts, Google , Stitcher, Spotify and iHeartRadio to hear next Tuesdays remote with Adrien Treccani from Metaco.   About the host: John, is the host of the ‘Bank On It’ podcast recorded onsite in Wall Street at OpenFin.   He's also the founder of the remotely recorded, studio quality standardized audio production system ListenDeck.

This episode was produced remotely using the ListenDeck standardized audio production system.   You can subscribe to this podcast and stay up to date on all the stories here on Apple Podcasts, Google Play, Stitcher, Spotify and iHeartRadio. In this episode the host John Siracusa chats remotely with Charlie Olson, Co-founder & CEO of Pando.  Pando connects individuals with similar expected earnings and provides tools for them to pool a fraction of their future income — delivering both risk mitigation and the ability to capture upside potential. Their client focus includes professional athletes, entrepreneurs, and MBA’s.    Tune in and Listen. Subscribe now on Apple Podcasts, Google , Stitcher, Spotify and iHeartRadio to hear Thursdays remote with Eytan Bensoussan from NorthOne.   About the host: John, is the host of the ‘Bank On It’ podcast recorded onsite in Wall Street at OpenFin.   He's also the founder of the remotely recorded, studio quality standardized audio production system ListenDeck.

Listen and see who I think the Green Bay Packers, Minnesota Vikings, Detroit Lions and Chicago Bears should sign to potently make there team a lot better --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

See who I think the Baltimore Ravens, Pittsburgh Steelers, Cincinnati Bangles and Cleveland Browns should sign to potently make there team better --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

Learn more about your ad choices. Visit podcastchoices.com/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

California over Oregon in the Pac-12 North? One national media outlet on Friday projects the Ducks will finish second to the California Golden Bears in football for the 2020 season. Is this a hot-take or something that could legit happen? Plus, is Oregon football in a recruiting rut right now and if they are, how do they get out of it? And the women's basketball program could sign one of the best grad-transfers available this offseason. Matt Prehm and Erik Skopil break down Oregon football's projections by CBS Sports and why Cal being picked to win the North Division makes some sense but is also a bit optimistic. Plus the guys get you up to date on Oregon football recruiting and where things stand for the Oregon women's basketball program's recruiting. All that and more in this edition of the Autzen Audibles podcast! Learn more about your ad choices. Visit megaphone.fm/adchoices

NorthOne founder and CEO Eytan Bensoussan explains how unlocking bank data will help entrepreneurs in the future.

Eytan Bensoussan, co-founder and CEO North One by CJAD800

Are there many ways to God? Pastor Jet Jones Oct. 13, 2019

I had the great pleasure to have on the show Eytan Bensoussan Cofounder and CEO of Northone. Northone is composed of a team of impassioned banking experts, experienced entrepreneurs, engineers, and designers who want to help businesses succeed by building them the most effective banking experience in the world. We talked about Fintech, entrepreneurship, the effects of artificial intelligence on the workplace and much more. To reach out to Eytan: LinkedIn: https://www.linkedin.com/in/eytanbensoussan/ Northone: https://www.northone.com/us/en/ Thank you to our sponsors Yves Somé & Ali Kadamina Fofana founders of 2CM & ASSOCIES INC. https://www.2cm-associes.com/ 514-318-3711 To Get Your Free Consultation Say: Podcast Hugo Prince Montreal, Canada only. ---- Follow me / Subscribe for more: Podcast: The Hugo Prince Audio Show on Apple Podcast, Spotify & Google Podcast LinkedIn: https://www.linkedin.com/in/princehugo/ Facebook: https://www.facebook.com/hugoprince/ Youtube Channel: Hugo Prince Instagram: https://www.instagram.com/princehugo/ -----

When you grow up in a family of small business owners, it’s as if you’re raised with a unique sense of empathy for this special kind of entrepreneur. So much so that you usually become one yourself. That’s the story of Eytan Bensoussan. He grew up watching his grandparents faithfully work in their business day in and day out. But he noticed a pattern that didn’t sit well with him. At the end of a long day running their business, his grandparents would retreat in their home to do their bookkeeping. They’d sit and work on payroll, invoices and all the other financial responsibilities that fell on them. That’s why he founded NorthOne, a small business banking service built on the idea that API’s should power the future of banking. The kind of banking that will be mobile first. He wanted to create a way to remove as much of the financial “busy work” as possible from small business owners.

Today's guest will share how they have used web tools and mobile apps as a content marketing strategy. You will discover how to come up with the right ideas, what constitutes a successful campaign and finally listen to how one tool worked better as a chat bot versus a microsite. Justin Adler is the Co-Founder and COO at NorthOne. Carter Grieve is the Head of Growth at NorthOne.

If your download rates are starting to plateau, turn your current users into app advocates who actively and eagerly recommend your app to other people. The good news: it’s incredibly effective. The even better news: it can come extremely cheap. Our host Peggy Anne Salz catches up with Justin Adler, Co-Founder and COO at NorthOne, a mobile banking platform transforming the way that startups, small businesses, and freelancers manage their company's finances. They discuss the steps you can take to develop an effective referral program and why "product is the new marketing."

Sheffield Doc/Fest and Channel 4 welcomed the Grimsby-born, TV adventurer, record breaker, motorcycle racer and lorry mechanic to the Festival for the first time. With inspirational documentaries, produced by North One, spanning world speed records, Formula 1 motor racing, the Wall of Death and his First World War tank build, the enigmatic Guy Martin talked to Suzi Perry about his celebrated TV career and beyond. Supported by Channel 4 Visit our website: sheffdocfest.com

An adrenaline junkie, Della has completed marathons, 100km walks and skydives, and is currently into walking, cycling and photographing nature along the way.  Della was a circumnavigator on Hull and Humber in the 09-10 Clipper Race and then returned for numerous legs of the 11-12 race as a videographer/producer with then Clipper Race documentary makers, North One. She now works for Clipper helping to inspire other people to take on the challenge of a life time!  During this podcast we learn more about Della, what drives her and why she wanted to take on this challenge! “The race was a hugely challenging, positive and inspiring experience for me. It was a huge learning curve and it did change my life” Show notes Who is Della? Why she wants to live an adventurous life Being happiest in nature and having a love of the water What is was like for her growing up Adventurous jobs and leaving home at 18! How she got into sailing! Wanting to make a change - but not being brave enough  Having no money… Starting her training and not knowing what to expect Getting out of her rut and what she has leant  Achieving all of her goals Having a career break - Doing Camp America & doing a ski season! Following her gut instinct and knowing she wanted to sail around the world Making the decision and getting to the start line Using your friends and working with other women to make it happen - make sure you do ask for help 9 months to get ready for the first stage of the race Working with local school so children could follow the race Going in with an open mind and her first day stepping onto the boat When reality struck… and getting to meet new people on each leg of the trip The days that stand out! The good and the bad! Dealing with challenges while out on the sea… Reflecting back on what she learnt from the experience Having more confidence in her own abilities Working for the Clipper Yacht Race!   Social Media Links Della Della’s Website - http://www.dellaroundtheworld.com  Twitter - @MissDellarella  Clipper Yacht Race Clipper Yacht Race Website - clipperroundtheworld.com Twitter - @ClipperRace  Facebook - @clipperroundtheworld 

Special appearance by the Devy King himself Ray Garvin! Head on over to the Destination Devy #allgas patreon for top tier devy content: https://www.patreon.com/allgas Follow Ray on Twitter: https://twitter.com/RayGQue Sign up for a NorthOne business bank account today for fast and convenient banking on the go: https://www.northone.com/ Follow Noah on Twitter: https://bit.ly/2XWcRIS Follow Mike on Twitter: https://bit.ly/3cWydKb Follow Nick on Twitter: https://bit.ly/37oU63V Follow BDGE on YouTube: https://bit.ly/2MViXTs Follow BDGE on Twitter: https://bit.ly/3ec9RxP Follow BDGE on Instagram: https://bit.ly/37pbllC Advertising Inquiries: https://redcircle.com/brands