Podcasts about us consumers

2025 will include sharp increases in consumer mistrust of brands as people navigate the choppy waters of the higher prices they now confront. Consumers attribute constant and unpredictable price changes to gouging and brand opportunism.

China's consumers have been unenthusiastic, and exports are not necessarily dependable. Yesterday, China's politburo signaled additional monetary and fiscal stimulus would be forthcoming. If US President-elect Trump taxes US consumers of goods from China, that may be a convenient excuse for China to cut taxes for its consumers.

George Schultze, Founder and Managing Member at Schultze Asset Management shares his insights on consumer spending sentiments this Thanksgiving and Black Friday. He also weighs in on how the economic outlook will play into oil prices and how demand is set to move in the coming year ahead.  Presented by: Ryan HuangProduced & Edited by: Yeo Kai Ting (ykaiting@sph.com.sg)Photo credits: pixabay & its talented community of contributorsSee omnystudio.com/listener for privacy information.

Kia ora,Welcome to Thursday's Economy Watch where we follow the economic events and trends that affect Aotearoa/New Zealand.I'm David Chaston and this is the international edition from Interest.co.nz.And today we lead with news rising consumer demand in the world's largest economy is still driving the world's economy, a trend that started nearly a century ago - and still, it shows no sign of ending anytime soon.First we should note that the American Thanksgiving holiday starts tomorrow, so there is a big data dump today. Most Americans will have a four day 'holiday' (although the bond market will trade on their Friday). That frees them up for the start of the end-of-year retail rush. Given the good shape their economy is in, it is likely to be a positive retail season.US jobless claims rose last week but by less than seasonal factors would have accounted for, so the headline change was regarded positively. The level of continuing claims rose too, but not as sharply as they did in the same week a year ago. So no early signs of labour market stress here.And there was a good rise in mortgage applications last week from the week before (+6.3%), and slightly better that can be accounted for by seasonal factors (+1.7%). Perhaps more impressive is that these rises came despite benchmark mortgage interest rates rising to their highest level since July.And the October pending home sales rose +2.0% to be +5.4% higher than a year ago. This is a further sign the US housing market may have touched bottom.US durable goods orders rose in October, up +5.3% from the same month in 2023, but by less than expected. And that was because the 2023 level was slightly weaker than normal. Capital goods orders rose +5.4% although non-defence capital goods orders were only up +2.9%.The Chicago area PMI came in weak in November, continuing its year-long retreat in a result that would have disappointed everyone.There were no surprises in the second estimate of the American Q3-2024 GDP growth rate, coming in unchanged from the first estimate at +2.8%, and a consistent expansion since Q3-2022. This is an expansion fuelled by consumer spending.But the same data showed core PCE rose to +2.8%, up a tick from +2.7% in Q2. Although this was as expected, this inflation measure is the one favoured by the US Fed, so it is a shift that they will take into account.Today's UST bond auction of seven year paper was very well supported, and for the first time in a long while, the median yield fell from the prior equivalent event. Today it came in at 4.14%, whereas a month ago it was at 4.17%.China industrial profits were expected to fall -3.0% in the nine months to September and in the end they came in down -4.3% on that same basis. Not a huge slip, you may think. But ytd comparisons hide a lot and for September alone, they were -23% lower than in the same month a year ago. There is a definite profit squeeze going on in China.In India, their parliament was suspended so that debate on the links between the ruling BJP political party, and the American-indicted Adani Group could not proceed.In France, their government is close to collapse.In the EU, the European Parliament is moving to get the bloc to “revoke Hong Kong's special customs treatment” and review the status of its economic and trade office in Brussels over a long-running national security trial that last week saw 45 opposition figures jailed for between four and 10 years.Markets thought the October CPI indicator in Australia would report a rise from the September level of 2.1%. But in the end there was no change. (Food, however, was up +3.3%, and also unchanged from September.) This overall result eased financial market fears that the RBA would have to weight harder against inflation. However, the 'hold' puts rate cuts there back in the frame earlier than otherwise assumed.Australian construction work completed in Q3-2024 also came with a positive surprise, up +3.2% from, the same quarter a year ago. Dragging on this result was virtually no change in residential construction. But unlike in the June quarter, every sector made some positive contribution to the overall gain. The actual result was way better than the limp +0.3% expectation.The UST 10yr yield is now at just on 4.24% and falling -8 bps from this time yesterday.The price of gold will start today at US$2642/oz and up +US$13 from this time yesterday.Oil prices are down -US$1 at just over US$68.50/bbl in the US while the international Brent price is just on US$72.50/bbl.The Kiwi dollar starts today at 59.1 USc and up a full +80 bps from this time yesterday. Against the Aussie we are +70 bps higher at 90.9AUc. Against the euro we up +20 bps at 55.8 euro cents. That all means our TWI-5 starts today at just under 68.6, and up +50 bps from yesterday.The bitcoin price starts today at US$96,058 and up +1.7% from this time yesterday. Volatility over the past 24 hours has been high at +/- 3.1%.You can find links to the articles mentioned today in our show notes.You can get more news affecting the economy in New Zealand from interest.co.nz.Kia ora. I'm David Chaston. And we will do this again tomorrow.

As Black Friday approaches, our US Thematic and Equity Strategist Michelle Weaver explains why some US consumers will increase their spending and which industries could benefit.----- Transcript -----Michelle Weaver: Welcome to Thoughts on the Market. I'm Michelle Weaver, US Thematic and Equity Strategist. The holiday season is just around the corner, and today I'll be discussing what US consumers are planning for this year's holiday shopping.It's Monday, November 25th at 10am in New York.It's that time of year when New York City goes from skyscrapers to sky high trees. So, cue the holiday music, holiday shopping season is here. My colleagues Jim Egan, Arunima Sinha, and Heather Berger recently came on this show to discuss the current state of the US Consumer. Today, I want to expand a little bit on their analysis by looking specifically at how holiday shopping could fare this year.Overall, consumer spending trends have been robust year to date, which does bode well for holiday spending. We recently ran a proprietary survey of around 2000 US Consumers that showed a more positive outlook for holiday shopping this year versus in 2023 and 2022. Not surprisingly, though, higher income households – who've really been the key drivers of aggregate consumer spending – are likely to drive the spending this holiday season as well.Overall, we expect to see increased holiday budgets this year. Our survey found that 37 percent of US consumers are planning to keep their holiday budgets roughly the same as last year. Around 35 percent are expecting to spend more and 22 percent are expecting to spend less. So, this yields a net gain of around +13 percent. It's not off to the races, though, and consumers will continue to be selective on where they're planning to allocate their dollars.Discounts and promotions are going to have an impact on shoppers. And in fact, if retailers don't offer discounts, 44 percent of shoppers say they may pull back or trade down somewhat, and another quarter of purchasers say they'll scale back substantially. Only about a quarter of people would go ahead with all the planned purchases if there were no discounts or promotions.We also asked questions in our survey looking at the categories shoppers are planning to make purchases in. We looked at the net difference between the percent of consumers expecting to spend more and the percent expecting to spend less. And the lowest net spending intentions are reported for big ticket categories like sports equipment, home and kitchen, and electronics. And then the results were more positive for apparel and toys, which are cheaper items.Let's dive in now to some of the specifics around consumer facing industries. Within airlines, we're expecting a strong holiday season for air travel based on encouraging TSA data. This lines up with continued strong demand for travel and live experiences.Within durable goods, which are the kind of things you might find at a big box store or a furniture store, spending has slowed this year, but the backdrop is normalizing, which could create a more favorable setup this holiday season. E-commerce, though, on the other hand, has been pressured recently, and the weakness has impacted discretionary goods, while outsized growth has come from non-discretionary categories like groceries and everyday essentials.The shorter holiday shopping season may also have an impact on e-commerce. This year, there are only 27 days between Black Friday and Christmas, which is the shortest that range could possibly be. So, this could affect e-commerce players with longer average delivery times. We're cautious on consumer electronic sales this holiday season. Consumer hardware spending intentions remain negative as we near the holiday season. And then finally for toys, leisure products, and services, we're cautiously optimistic that the holiday season could prove better than feared.So, all in all, the holidays are looking reasonably bright for many businesses, especially those with more exposure to the high-end consumer; but like consumers, we think that the results will vary by industry and by company.Thank you for listening. If you enjoy the show, please leave us a review wherever you listen and Share Thoughts on the Market with a friend or colleague today.

President-elect Donald Trump has vowed to impose huge tariffs on foreign goods — something that experts say would have wide-ranging effects on the US economy. We take a look at what these moves could mean for regular folks as WWJ's Tracey McCaskill runs down the top news for your Tuesday midday in Metro Detroit. (Photo by Michael M. Santiago/Getty Images)

After the excitement of yesterday's GDP data, today investors are granted another peek into the hedonistic lifestyle of the US consumer. Personal income and consumption data are due, and both should be relatively buoyant. Job security and rising real incomes are powerful forces for supporting economic activity through consumer spending.

Consumers will be tightening their shopping budgets, and given the desire to do greater due diligence before a purchase to ensure that they are getting the best price consumers are turning to new ways of finding and vetting items before they make their purchases. 88% of US consumers plan to make an effort to save money on their holiday shopping this year and 37% of those said they would compare prices online in at least three stores before making a purchase.

Economist and commentator Chris Johns joins Eamon to talk about the US economy in light of the forthcoming US election.Recorded on Thursday 24th October 2024. Become a member at https://plus.acast.com/s/the-stand-with-eamon-dunphy. Hosted on Acast. See acast.com/privacy for more information.

The stock market sell-off earlier this week may have been a bit of an overreaction, and overall consumer spending has been struggling recently. Plus, the FT's Christopher Miller explains what Ukraine's surprise counteroffensive in Russia means. Mentioned in this podcast:Everyone calm down US consumer spending slowdown weighs on travel and leisure groups Battles rage in Russia as Kyiv advances in war's largest counter-incursion The FT News Briefing is produced by Fiona Symon, Sonja Hutson, Kasia Broussalian and Marc Filippino. Additional help from Jess Smith, Denise Guerra, Breen Turner, Sam Giovinco, Peter Barber, Michael Lello, David da Silva and Gavin Kallmann. Our engineer is Monica Lopez. Our intern is Prakriti Panwar. Topher Forhecz is the FT's executive producer. The FT's global head of audio is Cheryl Brumley. The show's theme song is by Metaphor Music. Hosted on Acast. See acast.com/privacy for more information.

Jul 12, 2024 – US consumer sentiment is declining, and the job market isn't offering relief. Chris Puplava, CIO of Financial Sense Wealth Management, analyzes the latest data on jobs, inflation, and consumer sentiment, and shares insights from...

News

News

News

Chuck Zodda and Marc Fandetti discuss the recent University of Michigan sentiment poll which showed a drop well below expectations. The S&P 500 is tracking back towards its all-time high. Why higher Fed rates are not totally off the table. Bumble predicts the future of online dating is AI. Why has oil been climbing over the past couple of days? Why is the Dow Jones a terrible index? How are some homebuyers beating high mortgage rates?

Mark Matthews, Managing Director & Head of Research Asia, Julius Baer shares his insights on policy divergence between the US and China, how Chinese companies are placing a greater emphasis on shareholder returns, in part by increasing dividends and buy-backs, what can investors do to build quality exposure when it comes to investing in China and whether there are specific risks they should look out for. Presented by: Willie Keng Producer: Yeo Kai Ting (ykaiting@sph.com.sg)  Graphics credits: unsplash & its talented community of contributors See omnystudio.com/listener for privacy information.

CNET Managing Editor, Nick Wolny joins Tom and Megan explaining what 'Subscription Creep' is and why so many Americans fall for it.

March 28, 2024 ~ Ancora Managing Director/Portfolio Manager David Sowerby talks with Paul W about how US consumers remain confident, but their feelings about the near future are a bit more cloudy.

AP correspondent Shelley Adler reports US consumers remain confident, but their feelings about the near future are a bit more cloudy.

With tax season underway, our U.S. economist explains what the average refund will look like and how people are likely to spend it.----- Transcript -----Welcome to Thoughts on the Market. I'm Sarah Wolfe, from the Morgan Stanley US Economics Team. Along with my colleagues bringing you a variety of perspectives, today I'll talk about the US federal tax refunds season. It's March 5, at 10 AM in New York. The IRS began accepting tax returns for the 2023 tax year on January 29, 2024. This is about a week later than when they started accepting tax returns in 2023. As a result, the number of refunds and the total amount of refunds issued by the end of February is about 12 per cent below where they were at the same time last year. However, if we look at the average refund amount that households are getting in the third and fourth week of the tax refund season, they are about in line with the prior year. As such, we expect that total refunds will ramp up to an average amount similar to last year; so that's about $3100 per person. While data show that refunds can fluctuate notably on a weekly and daily basis, total tax refunds through the end of February ran about in line compared to the same period over the past five years. Let's remember though that they're not going to be as high as 2022 when refunds were much larger due to COVID-related stimulus programs. So, we can compare it to the past five years apart from 2022.February through April remains the period where most tax refunds are received and spent, with the greatest impact on consumer spending in March. Our own AlphaWise survey of household intentions around the refunds reveals that households typically spend about a third of their refunds on everyday purchases – such as grocery, gas, apparel. Another third goes toward paying off debt, and the remaining third into savings. Last year, higher inflation pushed more households to use their refunds on everyday purchases. This year, it is likely that everyday purchases will remain a top priority, but we do think that more refunds will go in towards paying off debt than last year. There's a couple of reasons why we think this. First, there was an expiration of the student loan moratorium at the end of 2023. This is affecting millions of student loan borrowers and putting more pressure on their debt service obligations. And then we're also seeing rising credit card and consumer loan delinquencies, which reveal pressure to pay down debt. If we look at spending intentions by income group, upper income households are more likely to save any tax refund they may get or spend it on home improvement and vacations. So, a bit more on the discretionary side.When we think about tax liabilities instead of refunds, anomalous factors make this year's tax season a poor comparison to last year – because last year several states got an extended deadline due to natural disasters. A delayed Tax Day largely impacts filers who have a tax liability or a complicated financial situation and prefer to file later. This has larger implications for the fiscal deficit since delayed tax remittances caused a larger deficit in the third quarter of 2023, and then it narrowed in the fourth quarter when remittances came in. But in terms of refunds and consumer spending, filers who expect refunds tend to file early and on time. An extension of the deadline has very little impact on this group of consumers.All in all, based on early data, we think that total tax refunds this year will be similar to last year, though higher than pre-COVID years due to inflation. Barring factors that can lead to a significant shift of the filing deadline, we should see a more normal timeline for tax remittances, but it is still important to track closely how the tax season evolves.Thank you for listening. If you enjoy the show, please leave us a review on Apple Podcasts and share Thoughts on the Market with a friend or colleague today.

Brenda Vingiello, Chief Investment Officer at Sand Hill Global Advisors shares her insights on how soon we might see rate cuts, strength of the US economy, whether US consumers will be feeling the pinch from inflation levels in 2024, and if we'll be seeing more support for smaller companies.  Presented by: Ryan Huang Producer: Yeo Kai Ting (ykaiting@sph.com.sg)  Photo credits: pixabay & its talented community of contributors See omnystudio.com/listener for privacy information.

Chuck Zodda and Marc Fandetti discuss US consumers need to wake up to 'out of control' interest on their credit cards. October's JOLTS report showed the labor market is no longer moderating, it's moderating. Companies are going broke gradually, not suddenly. International airline group expects a banner year for travel in 2024. 23andMe confirms hackers stole ancestry data on 6.9M users.

The Black Friday sales are a keenly watched barometer on the strength of the US consumer. We check in with Kelvin Wong, Senior Market Analyst, OANDA for his take on the sales figures. We also ask what are the other key economic data points we should be looking out for as 2023 draws to a close.Image credit: Shutterstock.com

The end of this week marks the most important celebration in US consumers' calendar—the Black Friday sales. This is primarily focused on US consumers spending money they do not have on things they do not need, but online retail and transnational companies have globalized the event somewhat. This year will be interesting as consumers have shifted in favor of having fun rather than buying stuff.

Joshua and Jason discuss an article in The Spirits Business, penned by Ted Simmons, called "US Drinkers still crave Direct to consumer spirits" As usual, have a seat, have a pour, and listen in. Unless you're driving. If you're driving, be smart and stay sober but be sure to listen into the conversation! Special thanks to: - Weigh Down for allowing us to use their song "Where the Lifeless Go" as our theme song - Moana McAuliffe for designing our Podcast Logo - RØDE for making *really* great microphones - Focusrite for making awesome USB receivers - Olympus and Tascam for making fine mobile recording devices - Joshua Hatton for producing and editing

Research from the New York Fed shows the amount of credit card debt has been rising every quarter for the past two year with more people missing payments. The $154 billion increase in credit card debt is the biggest since the organisation started tracking data in 1999. Sam Fenwick discusses this and more global business news stories with Satoshi Shimoda, senior reporter at Nikkei newspaper in Tokyo, and Kristina Hooper, Chief Global Market Strategist at Invesco in New York. (Picture: Shoppers cross Sixth Avenue in the Manhattan borough of New York City, U.S., September 21, 2023. Credit: REUTERS/Bing Guan)

Tasmania's largest lamb processor has increased shifts at its Cressy plant to accommodate larger numbers of lamb and mutton.

October 31, 2023 ~ Michigan Retailers Association Vice President of Marketing and Communications speaks with Chris Alberta about US Consumers and spending with the holidays coming.

AP correspondent Shelley Adler reports on consumer spending.

Kia ora,Welcome to Wednesday's Economy Watch where we follow the economic events and trends that affect Aotearoa/New Zealand.I'm David Chaston and this is the international edition from Interest.co.nz.And today we lead with news bond yields are rising fast today as hot American data fuels bets the US Fed will need to raise rates again.But first, the overnight dairy auction was a reprise of the previous two, up another +4.3% this time. But to be fair it hasn't yet made back all of its steep falls of July and August yet even if it is on the way. Both SMP and WMP rose like the overall result, butter was up +2.9%. Prices at this level are basically what we had in the 2016-2020 period. It was a solid, average auction, and a relief that the steep reductions from the 2021 peak seem to have ended.In the US, retail sales came in stronger than expected. They were up +0.7% in September from August, following an upwardly revised +0.8% rise in the prior month and beating forecasts of a +0.3% rise. Gains were across the board, and car sales topped other sectors. Year-on-year that is a +3.8% rise and now topping inflation (3.7%). The data continues to point to healthy consumer spending despite high prices and borrowing costs.This is all confirmed with much better bricks & mortar retail sales, up +4.6% year-on-year in the Redbook weekly survey of same-store sales last week.US industrial production is again expanding too, up +0.3% in September and enough to drag their year-on-year activity positive, even if only modestly at this stage.US business inventories were up, but not as fast as sales, so they do not have a problem in this regard.The only sector in the US struggling is their residential real estate sales sector. That includes homebuilders who remain glum. Buyers aren't buying because of the high interest rates.In Canada, they revealed their September CPI inflation overnight and like New Zealand, it came in lower than expected. There it fell to 3.8% in September from 4% in the previous month. The result further strengthened expectations that the Bank of Canada will refrain from further rate hikes in the current cycle.In China, they are finding that only Beijing is confident enough to invest in industries designated as 'strategic' and their central government is responding with a +30% rise in support for those industries.And all eyes are on giant developer Country Garden, who are widely expected to default on bond payments later today. There is a chance that the impact could cascade through the wide network of dependent contractors.In Germany, the ZEW Indicator of Economic Sentiment surged by 10 points from the previous month to almost eliminate their negativity in October, significantly exceeding market expectations. In Australia, they released the minutes of the last RBA meeting yesterday and they were somewhat more hawkish than expected. They might raise fears that the RBA may be inclined to raise rates again which would be a 13th rise since they last fell. "[M]embers noted that some further tightening of policy may be required should inflation prove more persistent than expected." They have a target of "between 2 and 3 percent". The last monthly inflation indicator was 5.2% in August and the next one is released for September on Wednesday, October 25, 2023.The RBA next meets on Tuesday, November 7, 2023 and they have signaled they will have a low tolerance if inflation progress isn't forthcoming.The UST 10yr yield starts today up +14 bps from where we started yesterday at 4.86% and a new modern post-GFC high. Locally, market pricing expectations for another RBNZ rate rise have all but vanished.The price of gold will start today at US$1925/oz and up +US$3/oz from this time yesterday.Oil prices have dipped -US$1 to be now at just over US$85/bbl in the US. The international Brent price is now just over US$88.50/bbl.The Kiwi dollar starts today at 59.1 USc and little-changed from yesterday. Against the Aussie we are slightly firmer at 93.6 AUc. Against the euro we have eased lower by almost -½c to 55.8 euro cents. That all means our TWI-5 starts today at just over 69.1 which is down -40 bps from yesterday.The bitcoin price starts today at US$28,590 which is up another +1.7% from this time yesterday. Volatility over the past 24 hours has been modest at +/- 1.3%. In Australia, they have released their long-awaited crypto regulations and they are expected to wipe out the bulk of Australian-registered exchanges as they struggle to comply with the requirements designed to limit the scams and fraud rife in the industry.You can find links to the articles mentioned today in our show notes.You can get more news affecting the economy in New Zealand from interest.co.nz.Kia ora. I'm David Chaston. And we will do this again tomorrow.

Gregory Branch, Founder & Managing Partner, Veritas Financial Group weighs in on where consumer appetite is headed against a slew of factors like elevated interest rates and inflation, whether another Fed rate hike is on the table, and how investors should be positioning themselves for the rest of 2023. Presented by: Ryan Huang Producer: Yeo Kai Ting (ykaiting@sph.com.sg)See omnystudio.com/listener for privacy information.

Fox News Contributor, Liz Peek discusses Biden's horrible approval rating and Americans will vote with their wallets because of it

Join Argus Spot Ticker reporter, Jason Metko, and Senior VP, Global Head of Oil Products, Stephen Jones, as they discuss the current status of the global oil markets, the upcoming EU sanctions for crude and refined products, and how they will affect American consumers and drivers.  Check out the Driving Discussions podcast series  Learn more about Argus' comprehensive coverage of the US Products market 

“Just a decade ago we were touting single digit mega-bit per second throughputs across the US as a big thing,” observes Dr Paul Carter, CEO and CO-founder of Global Wireless Solutions. “And now we are seeing a twenty-fold increase over that time frame.” In this podcast Carter looks at research conducted by Global Wireless Solutions, a mobile insights consulting firm, which found that the number of consumers who accessed 5G networks in the US grew from just 43% in 2021 to 61% in 2022. This means that 42% more consumers accessed 5G networks in 2022 than in 2021, a significant increase compared to the single digit rise in 5G access of just 7% the year before (2020-2021). A majority of urban and rural customers are accessing 5G one or more times in the past twelve months. “5G is here and we believe it has reached its tipping point.” Carter walks us through how 5G changes behaviors such as screen time, and how 5G up ends whole industries. As well as purchasing more 5G capable devices, consumers with 5G are also spending more time on those devices – perhaps due to improvements in throughputs and access to apps and services that 5G brings. GWS' OMCP panel test data shows that consumers with 5G smartphones saw their average minutes of daily use reach 312 per day, which means people are spending 33% of their waking day on devices. Learn more Global Wireless Solutions

AP corresopondent Norman Hall reports: Consumer Spending.

In this episode, Jeff Keltner, SVP of Business Development at Upstart, breaks down the multiple changes in US consumers´ mindsets, from choosing debit over credit to borrowing through innovative installment-based schemes. Our guest also outlines the importance of pondering the “effort sensitive” factor when embracing digitalization and even unveils why good borrowers are more effort sensitive than fraudsters.

AP correspondent Jennifer King reports on a new report suggesting rising confidence among U.S. consumers.

AP Washington correspondent Sagar Meghani reports on Consumer Confidence.

Sam Fenwick is joined by Ralph Silva, broadcasting analyst from Yorkville University in Canada and Yoko Ishikura, a Professor at Hitotsubashi University and a member of the World Economic Forum's Expert Network. People in the US are spending more than earlier in the year as the country's consumer sentiment survey results rise to a three-month high. Mayonnaise is one of the world's most versatile condiments and now it's even being used to measure inflation. Tracy Alloway, a financial journalist with Bloomberg and co-host of the ODD LOTS podcast, tells us more. Last year Pernilla Nyrensten made history when she became the first female founding chief executive to float her company on the Stockholm stock exchange in its 160-year history. The company has recently been valued at over one billion dollars. (Picture: NEW YORK, NEW YORK - JUNE 10: People shop at a grocery store on June 10, 2022 in New York City. Picture Credit: Getty Images).

US consumer prices rose 8.5% last month, compared to the same period last year. That's still historically elevated, but it was slower than June's increase of more than 9%, which was the highest in more than 40 years. Across the Pacific in China, rising inflation has been a lot less severe. Consumer prices there rose just 2.7% in July. That's the highest in two years, but still much lower than what other major economies have been reporting. The problem for Beijing is that moderate price increases are a symptom of overall weakness in the economy. For more on inflation readings in major economies, we had Joseph Foudy in New York. He's an economics professor at the NYU Stern School of Business. #UnitedStates #China #Inflation

Marisa Tashman, policy counsel at Blockchain Association, analyzes the US Securities and Exchange Commission's (SEC) decision to name nine tokens as securities and investigate whether Coinbase lists securities. Show highlights:  why the SEC named tokens as securities in an insider trading case where no exchanges or token teams are listed as defendants  what happens if the Coinbase insider trading case is settled or goes to court why the SEC's actions should be considered “regulation by enforcement”  whether there is any process to force the SEC to reveal its reasoning for calling a token a security why Marisa thinks the SEC is actively harming US investors with its crypto policy how Coinbase is handling the SEC's investigation what Marisa thinks of Coinbase's listing process why the Cynthia Lummis-led crypto regulatory framework is a good start what Marisa believes will happen in the crypto regulatory landscape in the near future Thank you to our sponsors! 1inch: https://1inch.io/ Crypto.com: https://crypto.onelink.me/J9Lg/unconfirmedcardearnfeb2021    Episode Links   Marisa Tashman https://twitter.com/mtash   Blockchain Association https://theblockchainassociation.org/    Coinbase SEC investigation into listing unregistered tokens: https://www.bloomberg.com/news/articles/2022-07-26/coinbase-faces-sec-investigation-over-cryptocurrency-listings SEC insider trading case: https://www.sec.gov/news/press-release/2022-127 Coinbase does not list securities blog post: https://blog.coinbase.com/coinbase-does-not-list-securities-end-of-story-e58dc873be79  Coinbase petition: https://www.sec.gov/rules/petitions/2022/petn4-789.pdf    SEC Regulation by Enforcement Response CFTC Commissioner: ​​https://twitter.com/CarolineDPham/status/1550159347984044033 Lindsay Lin: https://twitter.com/lindsayxlin/status/1552320370019106822?s=21&t=4OaAjw3r8NlH23ppWiVK1w  Jake Chervinsky: https://twitter.com/jchervinsky/status/1550515627961589762?s=20&t=gGwDPAJzZXSu6Gwc9agDOg  Hester Peirce: https://www.coindesk.com/policy/2022/05/03/hester-peirce-pushes-back-against-secs-plans-to-nearly-double-crypto-enforcement-staff/  Matt Levine: https://twitter.com/matt_levine/status/1550202036570017792?s=20&t=e1g8U-V4K_ixd1vJoRc9gA  Chair Gary Gensler wanting crypto exchanges to register as securities exchanges: https://www.bloomberg.com/news/articles/2022-07-28/sec-chair-gensler-hardens-line-on-crypto-exchange-registration?sref=m9L277rN https://twitter.com/garygensler/status/1552700562533236739?s=21&t=mNENJd2qeQYkeFFdZqWUPA   Gillibrand x Lummis Crypto Regulatory Framework https://www.gillibrand.senate.gov/news/press/release/-lummis-gillibrand-introduce-landmark-legislation-to-create-regulatory-framework-for-digital-assets 

Marisa Tashman, policy counsel at Blockchain Association, analyzes the US Securities and Exchange Commission's (SEC) decision to name nine tokens as securities and investigate whether Coinbase lists securities. Show highlights:  why the SEC named tokens as securities in an insider trading case where no exchanges or token teams are listed as defendants  what happens if the Coinbase insider trading case is settled or goes to court why the SEC's actions should be considered “regulation by enforcement”  whether there is any process to force the SEC to reveal its reasoning for calling a token a security why Marisa thinks the SEC is actively harming US investors with its crypto policy how Coinbase is handling the SEC's investigation what Marisa thinks of Coinbase's listing process why the Cynthia Lummis-led crypto regulatory framework is a good start what Marisa believes will happen in the crypto regulatory landscape in the near future Thank you to our sponsors! 1inch: https://1inch.io/ Crypto.com: https://crypto.onelink.me/J9Lg/unconfirmedcardearnfeb2021    Episode Links   Marisa Tashman https://twitter.com/mtash   Blockchain Association https://theblockchainassociation.org/    Coinbase SEC investigation into listing unregistered tokens: https://www.bloomberg.com/news/articles/2022-07-26/coinbase-faces-sec-investigation-over-cryptocurrency-listings SEC insider trading case: https://www.sec.gov/news/press-release/2022-127 Coinbase does not list securities blog post: https://blog.coinbase.com/coinbase-does-not-list-securities-end-of-story-e58dc873be79  Coinbase petition: https://www.sec.gov/rules/petitions/2022/petn4-789.pdf    SEC Regulation by Enforcement Response CFTC Commissioner: ​​https://twitter.com/CarolineDPham/status/1550159347984044033 Lindsay Lin: https://twitter.com/lindsayxlin/status/1552320370019106822?s=21&t=4OaAjw3r8NlH23ppWiVK1w  Jake Chervinsky: https://twitter.com/jchervinsky/status/1550515627961589762?s=20&t=gGwDPAJzZXSu6Gwc9agDOg  Hester Peirce: https://www.coindesk.com/policy/2022/05/03/hester-peirce-pushes-back-against-secs-plans-to-nearly-double-crypto-enforcement-staff/  Matt Levine: https://twitter.com/matt_levine/status/1550202036570017792?s=20&t=e1g8U-V4K_ixd1vJoRc9gA  Chair Gary Gensler wanting crypto exchanges to register as securities exchanges: https://www.bloomberg.com/news/articles/2022-07-28/sec-chair-gensler-hardens-line-on-crypto-exchange-registration?sref=m9L277rN https://twitter.com/garygensler/status/1552700562533236739?s=21&t=mNENJd2qeQYkeFFdZqWUPA   Gillibrand x Lummis Crypto Regulatory Framework https://www.gillibrand.senate.gov/news/press/release/-lummis-gillibrand-introduce-landmark-legislation-to-create-regulatory-framework-for-digital-assets 

And cut thereafter…

The brand celebrated its entry into the US market with a successful showing at the Sweets & Snacks Expo 2022 in Chicago. We talk to Eliza G Jahn, Head of Marketing at Katjes USA, to pick over some of the highlights of the event.

This episode is also available as a blog post: https://feedssoundcloudcomuserssoundcloudusers.wordpress.com/2020/11/28/adobe-us-consumers-spent-9b-online-on-black-friday-up-21-6-yoy-with-40-of-sales-coming-via-smartphones-ingrid-lunden-techcrunch/ --- Send in a voice message: https://anchor.fm/you-betterknow4/message

This episode is also available as a blog post: https://feedssoundcloudcomuserssoundcloudusers.wordpress.com/2020/11/28/adobe-us-consumers-spent-9b-online-on-black-friday-up-21-6-yoy-with-40-of-sales-coming-via-smartphones-ingrid-lunden-techcrunch/ --- Send in a voice message: https://anchor.fm/you-betterknow4/message

The details of US April retail sales data will be monitored for evidence of demand destruction, and ongoing demand normalization. As US households spend more money fueling the family fleet of SUVs, they have less money to spend elsewhere. In addition, areas where demand was exceptionally strong in 2021 have been moving towards normal or even below normal demand in 2022.

Kia ora,Welcome to Wednesday's Economy Watch where we follow the economic events and trends that affect Aotearoa/New Zealand.I'm David Chaston and this is the International edition from Interest.co.nz.Today we lead with news the US expansion rolls on, the core engine again of the global economy as China stumbles.But first, there was another dairy auction today, and another fall in overall prices. This time they fell -2.9% in USD terms and -1.6% in NZD terms. That means from the mid-March peak they are down -15%. The main fall today was for the core WMP price, down -4.9% on top of the -6.5% fall at the prior event two weeks ago. Yes, pencils will be out checking whether another cut to the farmgate payout price is required.US retail sales came in strong for April, up +8.2% above year-ago levels but perhaps just as expected. That caps a fourth good consecutive monthly rise. The more recent Redbook survey suggests that strength has continued into May. But Walmart isn't a retailer that is benefiting from this strength. Its sales are up, but its costs are up more. So far that effect is insulating consumers from higher costs.US industrial production also came in well above year-ago levels, up +5.8%. Recent gains have been running higher.Better still, all these strong business activity gains have not been because businesses are building inventories. In fact, these are holding at levels that are low historically on an inventory-to-sales ratio basis.US Fed officials were out talking up their policy positions. Chairman Powell said they will not hesitate to keep raising interest rates until inflation falls in a clear and convincing way. He added that “if that involves moving past broadly understood levels of neutral we won't hesitate at all to do that” and noticed that the American economy is strong and well positioned to withstand less accommodative, tighter monetary policy.In China, their main bond trading platform for foreign investors has quietly stopped providing data on their transactions, a move that will heighten concerns about transparency in the nation's US$20 tln debt market after record outflows. The suspicion is that they are now hiding even faster outflows that they have previously reported.The crisis in Sri Lanka seems to be getting worse.In India, their wholesale prices surged at a rate exceeding +15 year-on-year in April, well above what was expected. Food and fuel combined to drive this rise.In Australia, polls show the election race is tightening, but only slightly. There are just three campaigning days to go there.The UST 10yr yield will start today +9 bps higher at 2.97%. The price of gold starts today up +US$2 since this time yesterday at US$1818/oz.And oil prices are -US$2.50 lower today and now just under US$110/bbl in the US, while the international Brent price is now just over US$110.50/bbl.The Kiwi dollar will open today firmer against the US dollar, now at 63.6 USc and a +70 bps rise. Against the Australian dollar we are little-changed at 90.6 AUc. Against the euro we have dipped slightly 60.3 euro cents. That all means our TWI-5 starts today at 70.9 which is up +30 bps from this time yesterday.The bitcoin price has risen back +0.9% from this time yesterday and is now at US$30,028. Volatility over the past 24 hours has been moderate at +/- 2.1%.You can find links to the articles mentioned today in our show notes.And get more news affecting the economy in New Zealand from interest.co.nz.Kia ora. I'm David Chaston and we'll do this again tomorrow.

America's latest shortage is baby formula. The Biden Administration's only suggestion to ease our supply chain & inflation crisis, raise taxes.

US Consumers confident but slightly less so, and your Wednesday pick. Support this show http://supporter.acast.com/arbitrage. See acast.com/privacy for privacy and opt-out information.

Consumer Confidence intro and voicer

Consumer Confidence Intro and Voicer

In this episode Jeffrey is interviewed on "The Real Truth about Health" You Tube channel and is asked a question by Joel C. of Tampa Florida: "How do we wake up sleepy politicians to the dangers of GMOs?".  Jeffrey's answer will definitely inspire you to take simple actions everyday mainly based on your buying habits. The Institute for Responsible Technology is working to protect you & the World from GMOs (and while we're at it, Roundup®...)  To find out exactly how we do this and to subscribe to our newsletter visit https://www.responsibletechnology.org/ Join us at Protect Nature Now to Safeguarding Biological Evolution from GMOs 2.0. The place to get critical up to date information, watch our short film and most importantly, learn easy ways for you to take action against this existential threat. Visit: https://protectnaturenow.com/ Watch "Don't Let the Gene Out of the Bottle" Get the book: "Seeds of Deception" Sign the Petition https://protectnaturenow.com/signthepetition/ IG @irtnogmos Facebook @responsibletechnology YouTube @TheInstituteforResponsibleTechinology Twitter @TheInstituteforResponsibleTechnology      

51% Of US Consumers Think That GMOs Are Unsafe - by Jeffrey SmithJeffrey M. Smith•           http://responsibletechnology.org/•           Book - Seeds of Deception: Exposing Industry and Government Lies About the Safety of the Genetically Engineered Foods You're Eating The leading consumer advocate promoting healthier non-GMO choices, Jeffrey Smith was named the 2017 “Person of the Year” by Masters of Health Magazine. For more than two decades, his research has exposed how biotech companies mislead policy makers and the public, and put the health of society and environment at risk. Mr. Smith's feature-length documentary Genetic Roulette — The Gamble of Our Lives was awarded the 2012 Movie of the Year (Solari Report) and the Transformational Film of the Year (AwareGuide). Seen by millions world-wide, the film links genetically engineered food to toxic and allergic reactions, infertility, digestive disorders, and numerous other problems that have been on the rise in the US population since genetically modified organisms (GMOs) were introduced.His books include: Seeds of Deception, the world's bestseller on GMOs; and Genetic Roulette: The Documented Health Risks of Genetically Engineered Foods. They expertly demonstrate why the safety assessments by the FDA and regulators worldwide are based on outdated science and false assumptions, and why genetically engineered foods must urgently become our top food safety priority. #JeffreySmith #GMOs #GeneticallyModifiedFood #GMCrops #FoodSafety#TheRealTruthAboutHealth  CLICK HERE - To Checkout Our MEMBERSHIP CLUB: http://www.realtruthtalks.com Social Media ChannelsFacebook: https://www.facebook.com/TRTAHConferenceInstagram : https://www.instagram.com/therealtruthabouthealth/Twitter: https://twitter.com/RTAHealthLinkedin: https://www.linkedin.com/company/the-real-truth-about-health-conference/Youtube: https://www.youtube.com/c/TheRealTruthAboutHealth    Check out our Podcasts Visit us on Apple Podcast and Itunes search:  The Real Truth About Health Free 17 Day Live Online Conference Podcast Amazon: https://music.amazon.com/podcasts/23a037be-99dd-4099-b9e0-1cad50774b5a/real-truth-about-health-live-online-conference-podcastSpotify: https://open.spotify.com/show/0RZbS2BafJIEzHYyThm83JGoogle:https://www.google.com/podcasts?feed=aHR0cHM6Ly9mZWVkcy5zaW1wbGVjYXN0LmNvbS8yM0ZqRWNTMg%3D%3DStitcher: https://www.stitcher.com/podcast/real-truth-about-health-live-online-conference-podcastAudacy: https://go.audacy.com/partner-podcast-listen-real-truth-about-health-live-online-conference-podcastiHeartRadio: https://www.iheart.com/podcast/269-real-truth-about-health-li-85932821/Deezer: https://www.deezer.com/us/show/2867272 Other Video ChannelsYoutube:  https://www.youtube.com/c/TheRealTruthAboutHealthVimeo:  https://vimeo.com/channels/1733189Rumble:   https://rumble.com/c/c-1111513Facebook:  https://www.facebook.com/TRTAHConference/videos/?ref=page_internalDailyMotion: https://www.dailymotion.com/TheRealTruthAboutHealthBitChute:  https://www.bitchute.com/channel/JQryXTPDOMih/ Disclaimer:Medical and Health information changes constantly. Therefore, the information provided in this podcast should not be considered current, complete, or exhaustive. Reliance on any information provided in this podcast is solely at your own risk. The Real Truth About Health does not recommend or endorse any specific tests, products, procedures, or opinions referenced in the following podcasts, nor does it exercise any authority or editorial control over that material. The Real Truth About Health provides a forum for discussion of public health issues. The views and opinions of our panelists do not necessarily reflect those of The Real Truth About Health and are provided by those panelists in their individual capacities. The Real Truth About Health has not reviewed or evaluated those statements or claims. 

Check out our thoughts and views on the world of restaurants, technology, and off-premise food in our round-up of some of last week's hot news stories.Articles mentioned:Half of US consumers now using meal delivery says Bloomberg's Second MeasureDispatch Goods received $3.7m in funding this week and they're a packaging company with a difference.Sweetgreen are helping us get our new year's resolutions off to a good start with their new subscription serviceSupport the show

US Consumers spent $8.9 billion online on Black Friday, down from the record $9 billion in 2020, the forest ever year-over-year decline for eCommerce sales [source]. Traffic at retail stores on Black Friday dropped 28.3% compared with 2019 levels [source]. I ran a poll asking whether people shopped at a physical retailer after Thanksgiving and whether people made a purchase online after Thanksgiving. It was the fifth Black Friday sales for our in-house eCommerce company, DermWarehouse! Go behind the scenes! $2.9 billion. That's the total sales of Shopify Merchants on Black Friday. That's up 21% from 2020 and more than double their sales from 2019 [view source]. The skin care line my family developed, Park Perfection, is ranking in the top five positions on Google for the coveted search query, “Instant Eye Lift.” How'd we accomplish this? If you own an eCommerce store, it's important to optimize your product pages. I wrote a blog on how to optimize your eCommerce product page. What differentiates our eCommerce marketing and development versus other agencies? You'll find out in this podcast! I recorded a podcast on Facebook and Instagram best practices for eCommerce brands [listen here]. Make sure you check out episode 59! One of the biggest eCommerce misconceptions of the holiday season is that it's a great time to acquire new customers. Did you know that Amazon took 19% of total spend during Black Friday weekend last year? [source]. They expect to do even more sales in 2021!

A worsening surge of inflation for such bedrock necessities as food, rent, autos and heating oil is setting Americans up for a financially difficult Thanksgiving and holiday shopping season. Prices for U.S. consumers jumped 6.2% in October compared with a year earlier, leaving families facing their highest inflation rate since 1990, the Labor Department said Wednesday. From September to October, prices jumped 0.9%. Inflation is eroding the strong gains in wages and salaries that have flowed to America's workers in recent months, creating a political threat to the Biden administration and congressional Democrats and intensifying pressure on the Federal Reserve as it considers how fast to withdraw its efforts to boost the economy. Fuelling the spike in prices has been robust consumer demand, which has run into persistent supply shortages from COVID-related factory shutdowns in China, Vietnam and other overseas manufacturers. America's employers, facing worker shortages, have also been handing out sizable pay raises, and many of them have raised prices to offset those higher labour costs. The accelerating price increases have fallen disproportionately on lower-earning households, which spend a significant portion of their incomes on food, rent, and gas. Food banks are struggling to assist the needy, with beef, egg and peanut butter prices jumping. Millions of households that are planning year-end travel, Thanksgiving dinners and holiday gift-giving will be forced to pay much more this year. The jump in inflation is hardly confined to the U.S. Prices have been accelerating in Europe and elsewhere, too, with annual inflation in the 19 countries that use the euro currency exceeding 4% in October, the most in 13 years, and energy prices spiking 23%. In Brazil, inflation soared more than 10% in the 12 months through October, according to data released this week. Higher prices for electricity, cooking gas, meat and other staples have plunged many Brazilians further into financial instability. Americans are now spending 15% more on goods than before the pandemic. Ports, trucking companies and railroads can't keep up, and the resulting bottlenecks are swelling prices. Surging inflation has broadened beyond pandemic-disrupted industries into the many services that Americans spend money on, notably for restaurant meals, rental apartments and medical services, which jumped 0.5% in October. At the same time, the economy is managing to sustain its recovery from the pandemic recession, and consumers, on average, have plenty of money to spend. That is in contrast to the “stagflation” of the 1970s, when households endured the double hardship of high unemployment and high inflation. Many Americans are also receiving healthy pay raises, especially workers at restaurants, hotels and entertainment venues, where hourly wages are up more than 10% from a year ago. And families, on average, have built up substantial savings from stimulus checks and enhanced unemployment benefits. “We're still looking at an economy in a strong position,” said Sarah House, a senior economist at Wells Fargo. “The consumer is still going out and spending, which is why we are seeing the price gains we're seeing.” Used car prices have rocketed more than 25% from a year ago. With automakers sharply slowing production because of parts shortages, prices for new cars have also risen for seven straight months. Furniture is more expensive. Grocery prices have climbed 5.4% in the past year, with the price of beef roasts leaping 25%. Bacon is up 20% from a year ago. The Biden administration has attributed higher meat prices to consolidation in the meat-packing industry, with lack of competition enabling big processors like Tyson's to raise prices. Meat-packing companies have countered that COVID-related shutdowns of plants, and the difficulty in finding workers to staff the factories when they reopened, are the culprit. Republicans in Congress have blamed Presiden...

Recent supply chain delays and disruptions have negatively impacted the lives of Americans leaving many feeling frustrated, angry and scared that the disruptions will never end, according to a new study by Oracle.

Jason Perlow and Jason Cipriani talk about Chinese phone brands and the impact they could have in the US. Learn more about your ad choices. Visit megaphone.fm/adchoices

After the good news of Flutterwave accepting payment through PAYPAL on its platform, we are greeted with yet another good news. Available for US merchants, PAYPAL now accepts cryptocurrency on its platform. This is a good one for the crypto space.

Andrew and Seth are joined by Rick Helfenbein, former President and CEO of the American Apparel & Footwear Association to discuss the Suez Canal blockage's impact on the US consumer. The three also debate China's overnight squeeze on American brands, but not before Andrew and Seth chat consumer spending, airline demand, Nike, Bed, Bath & Beyond, and MORE.Apple PodcastSpotifyMore FreightWaves Podcasts

Andrew and Seth are joined by Rick Helfenbein, former President and CEO of the American Apparel & Footwear Association to discuss the Suez Canal blockage's impact on the US consumer. The three also debate China's overnight squeeze on American brands, but not before Andrew and Seth chat consumer spending, airline demand, Nike, Bed, Bath & Beyond, and MORE.Apple PodcastSpotifyMore FreightWaves Podcasts

As part of this week’s Change Maker show of Sarah’s Country, Lisa Mabe-Konstantopoulos from Green Purse explains what the US consumers’ perception of NZ is post-covid, and what NZ food and fibre brands are taking advantage of e-commerce. Consumer habits have changed due to covid-19, with a focus increasingly on buying local, so how can NZ exporters to the US compete against this trend? For more information on Green Purse, visit their website: https://www.greenpursepr.com/ To watch the interview, visit www.sarahscountry.com Subscribe to Sarah’s Country on the podcast and if you love us, please leave a review! Sarah’s Country is produced in a strategic alliance with Farmers Weekly - New Zealand’s most trusted source of agri-journalism - www.farmersweekly.co.nz Contact the show: sarah@sarahscountry.com Follow Sarah’s Country on: Facebook: https://www.facebook.com/sarahperriam Instagram: https://www.instagram.com/sarahscountry

Not knowing your persona can make it that much harder to connect with customers. Sure, you can try a bunch of different strategies and see what sticks. But it will cost you a lot of resources before you get the answers you need. Most importantly, you may deter customers even more. A survey found that 34% of US Consumers had “broken up with a brand due to receiving poor, disruptive or irrelevant marketing messages.” It’s a high risk to take when you can simply find your Persona instead. Here’s how.

Simon and Darren catch up with Amber LeBeau for a Yank's view of Australian wine in the UK, what US audiences are looking for and what Australia has to offer there and of course the future of virtual wine events.

Host: Taylor Wiegert (www.twitter.com/twiegert)This week it’s just the quick hits.The week’s news quick hits: Quibi Content Gets a Home on Roku, Facebook Creates New Civil Rights Position, Parler Sues Amazon After Losing Hosting Services, Snap Acquires StreetCred to Build Local Capabilities, YouTube Temporarily Suspends Trump's Channel, Most Americans Get News From and Don't Trust Social Media, Signal and Telegram Surge Following WhatsApp Data Sharing with Facebook, TikTok Dominates in Time Spent by US Consumers and Alphabet Closes Fitbit Acquisition Without Regulatory Approval.Download or subscribe to this podcast at www.braveadworld.com/podcast.Find more social media marketing insights on the Brave Ad World blog at www.braveadworld.com.You can contact Brave Ad World at BraveAdWorld [at] gmail.com, or connect with Taylor on Twitter @twiegert.

Sean Michael Lewis takes a deep look into 10 mind-blowing stats on why you should be podcasting for your business. With more than half of of US Consumers over the age of 12 listening to podcasts, you can not afford to miss out on this rising trend. 

Make the things that you buy free because you invested in that company. Let's stop spending money with companies that we don't invest in. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

Zain Asher is live from New York. Here are the top business news stories today! Growth slowdown - US consumers spend less than expected in July as efforts to reopen the economy stall. Epic battle! Epic Games, the owner of Fortnite, sues Apple and Google over app ban. Real life drama... iQIYI, the Netflix of China, is under investigation by the US for alleged fraud. It’s Friday, let’s make a move.To learn more about how CNN protects listener privacy, visit cnn.com/privacy

China's official GDP data showed a stronger increase in second quarter growth than had been expected. June industrial production was stronger, but retail sales remained weaker. While US and European consumers generally built up savings in lockdowns, enabling them to spend subsequently, this was not generally the case in China.

Show Notes Webinar Q&A: Demographics & COVID-19: Who is buying what? https://www.headset.io/posts/webinar-q-a-demographics-covid-19-who-is-buying-what Here's How COVID-19 Is Changing Americans' Shopping Habits https://www.zerohedge.com/economics/heres-how-covid-19-changing-americans-shopping-habits Visualizing How US Consumers Are Spending Differently During COVID-19 https://www.visualcapitalist.com/how-u-s-consumers-are-spending-differently-during-covid-19/ The COVID-19 Impact on App Popularity https://www.visualcapitalist.com/covid-19-impact-on-app-popularity/ Host: Josh Kincaid, Capital Markets Analyst & host of your cannabis business podcast. https://www.linkedin.com/in/joshkincaid/ The Talking Hedge: Your cannabis business podcast covering cannabis products, business news, investments & events. https://www.theTalkingHedgepodcast.com Music Info: Song: Dark Trap Beats Hard Rap Instrumental | Gang | 2018Artist: LuxrayBeats Keywords: Hemp News, Weed News, Cannabis News, Marijuana News, Cannabis Business, Marijuana Business, Cannabis Industry News, Marijuana Industry News, Weed News 420, Talking Hedge Podcast, Cannabis Podcast, Marijuana Podcast, Business Podcast, CBD podcast, THC podcast, Cannabis Pitch Deck, Marijuana Pitch Deck, Marijuana Investment Deck, Cannabis Investment Deck, Cannabis Compliance, Cannabis Data, Cannabis Banking, Cannabis Investment, Pot Stocks, Cannabis Stocks, Weed Stocks, Marijuana Stocks,This video is about Latin American Grow Investment Pitch Deck

Show Notes Webinar Q&A: Demographics & COVID-19: Who is buying what? https://www.headset.io/posts/webinar-q-a-demographics-covid-19-who-is-buying-what Here's How COVID-19 Is Changing Americans' Shopping Habits https://www.zerohedge.com/economics/heres-how-covid-19-changing-americans-shopping-habits Visualizing How US Consumers Are Spending Differently During COVID-19 https://www.visualcapitalist.com/how-u-s-consumers-are-spending-differently-during-covid-19/ The COVID-19 Impact on App Popularity https://www.visualcapitalist.com/covid-19-impact-on-app-popularity/ Host: Josh Kincaid, Capital Markets Analyst & host of your cannabis business podcast. https://www.linkedin.com/in/joshkincaid/ The Talking Hedge: Your cannabis business podcast covering cannabis products, business news, investments & events. https://www.theTalkingHedgepodcast.com Music Info: Song: Dark Trap Beats Hard Rap Instrumental | Gang | 2018Artist: LuxrayBeats Keywords: Hemp News, Weed News, Cannabis News, Marijuana News, Cannabis Business, Marijuana Business, Cannabis Industry News, Marijuana Industry News, Weed News 420, Talking Hedge Podcast, Cannabis Podcast, Marijuana Podcast, Business Podcast, CBD podcast, THC podcast, Cannabis Pitch Deck, Marijuana Pitch Deck, Marijuana Investment Deck, Cannabis Investment Deck, Cannabis Compliance, Cannabis Data, Cannabis Banking, Cannabis Investment, Pot Stocks, Cannabis Stocks, Weed Stocks, Marijuana Stocks,This video is about Latin American Grow Investment Pitch DeckUS Consumers Are Changing Shopping Habits --- Support this podcast: https://anchor.fm/talkinghedge/support

Show Notes Webinar Q&A: Demographics & COVID-19: Who is buying what? https://www.headset.io/posts/webinar-q-a-demographics-covid-19-who-is-buying-what Here's How COVID-19 Is Changing Americans' Shopping Habits https://www.zerohedge.com/economics/heres-how-covid-19-changing-americans-shopping-habits Visualizing How US Consumers Are Spending Differently During COVID-19 https://www.visualcapitalist.com/how-u-s-consumers-are-spending-differently-during-covid-19/ The COVID-19 Impact on App Popularity https://www.visualcapitalist.com/covid-19-impact-on-app-popularity/ Host: Josh Kincaid, Capital Markets Analyst & host of your cannabis business podcast. https://www.linkedin.com/in/joshkincaid/ The Talking Hedge: Your cannabis business podcast covering cannabis products, business news, investments & events. https://www.theTalkingHedgepodcast.com Music Info: Song: Dark Trap Beats Hard Rap Instrumental | Gang | 2018Artist: LuxrayBeats Keywords: Hemp News, Weed News, Cannabis News, Marijuana News, Cannabis Business, Marijuana Business, Cannabis Industry News, Marijuana Industry News, Weed News 420, Talking Hedge Podcast, Cannabis Podcast, Marijuana Podcast, Business Podcast, CBD podcast, THC podcast, Cannabis Pitch Deck, Marijuana Pitch Deck, Marijuana Investment Deck, Cannabis Investment Deck, Cannabis Compliance, Cannabis Data, Cannabis Banking, Cannabis Investment, Pot Stocks, Cannabis Stocks, Weed Stocks, Marijuana Stocks,This video is about Latin American Grow Investment Pitch Deck

Considering that we spend one-third of our lives in contact with bedding and sleepwear, it seems obvious that we would choose products we are comfortable with being close to our skin. So, what are our options when it comes to textiles for sheets and pajamas? Does one need to choose between comfort and environmental ethics?   Phoebe Yu and Kat Dey are the cofounders of ettitude, a sustainable lifestyle brand that uses CleanBamboo fabric to produce bedding, bath, and sleepwear. On this bonus episode of Reversing Climate Change, they join Ross to walk us through the process ettitude uses to turn bamboo into fabric, sharing the benefits of using bamboo as a raw material in terms of carbon capture and storage.    Kat discusses her role in ettitude’s expansion to the US, describing the startup’s growth in recent years and the potential for bringing the brand to retail locations. Listen in for Phoebe’s insight on what ewttitude is doing to innovate and further improve the sustainability of their processes and learn how you can be a more informed consumer in shopping for fabrics that are good for you—and the planet. There is an advertising relationship between Nori and ettitude, with some midroll ads to come in the next few weeks, but as discussed at the beginning of the episode, this is not sponsored content. Key Takeaways   [2:21] What inspired Phoebe to create ettitude Shopping for new home, sustainable product didn’t exist Bring environmentally friendly textile to bedding industry   [4:16] How ettitude turns bamboo into fabric Use clean tech to dissolve grass in organic solution Resulting pulp made into thread, weave into fabric   [7:00] Kat’s role in bringing ettitude to the US Consumers in North America pay $40 for shipping  Incubator in NYC, establish global HQ in LA   [8:15] The growing consumer awareness around sustainable fabrics Young consumers more aware of climate change  Started with organic food, then products for skin   [10:53] What makes cotton one of the most polluting industries Wastes water, uses pesticides (health danger to workers) Toxic dyes to color fabric   [12:11] ettitude’s recent business growth Grown 6x in last two years (65% of revenue from US) Strong brand awareness in Australia   [13:13] Kat’s take on retail sales of ettitude products Popup store in LA (tactile experience) Educate on materials + process   [17:08] The advantages of using bamboo as raw material Takes carbon out of air faster than most plants Thrives in inhospitable land, restores soil   [19:49] What ettitude is looking to achieve next Positive impact lifestyle and health of customers Positive impact on environment Educate consumers about alternatives   [22:00] ettitude’s competitors in the bamboo fabric space Others selling sheets but use toxic chemicals in process Read label to determine if rayon or viscose bamboo   [24:00] What ettitude is doing to innovate and improve New fabrics and more sustainable packaging Better raw materials (plant-based buttons, zippers) Donate used returns to animal shelters   Connect with Ross    Nori Nori on Patreon Nori on Facebook  Nori on Twitter Nori on Medium Nori on YouTube Nori on GitHub Nori Newsletter Email hello@nori.com Nori White Paper Subscribe on iTunes Carbon Removal Newsroom   Resources   Ettitude Ettitude in Australia Project Drawdown YKK Fastening Products Group TerraCycle

One out of three high-income shoppers likes to interact with a sales associate when shopping for luxury goods, 35% cite helpful sales professionals as a top factor in doing business with a brand, and 15% of consumers say that a relationship with a sales associate is a primary driver of luxury goods buying decisions.Luxury Institute's State of the Luxury Industry 2020 report, based on surveys of more than 3,100 affluent consumers around the world, details the critical role played by luxury salespeople as brand ambassadors and catalysts for sales in dozens of industries. In this podcast, Milton Pedraza shares how, despite the gains made by online commerce, stores and sales associates remain central to the success of luxury brands.

Gigging News: News about the #Sharing, #Gig and #Circular Loop Economies that are expected to grow to $335 billion by 2025. There 56.7 million Americans who rely on freelance income and this podcast to learn how to get your “Gig” on.In Episode 7, we cover the following: 1. The fallout from the #Uber and #Lyft Driver Strike2. How the Dept of Labor's Ruling on the definition of #Gig Workers will Impact #Gig Companies3. Dolly, the peer-to-peer moving company startup, raises $7.5M 4. Jaguar Land Rover jumps into Cryptocurrency to Pay For driver data5. US Consumers don't trust the #SharingEconomy6. #Amazon starts using facial recognition in its Flex App7. #Shomer looking to become the Airbnb of Self-Storage8. Rocketpin enables the "Dollars-for-Data" economy in Argentina9. Podshare makes beach living affordable -- if you don't mind 37 roommates10. Codiwork.com wants to let you rent your livingroom and basement to freelancersPlease check out some of my other podcasts:1. Guerrillapreneur: The Art of Waging Small Business Warfare - Interviews with Startup Executives and Influencers.2. Career Coaching Xs and Os - Career Advice for Executives who want the corner officeIf you want to continue the conversation, follow me on Twitter @GiggingAnd. Please subscribe, comment and like the show. It will make me happy. Signup for our newsletter at Ceyero.com.Need help developing a business pitch for your startup or small business? Check out my online course "How To Develop A Winning Business Pitch" https://ceyero-consulting-eschool.thinkific.com/courses/how-to-develop-a-winning-business-pitch. The course is only $39.00.

Gigging News: News about the #Sharing, #Gig and #Circular Loop Economies that are expected to grow to $335 billion by 2025. There 56.7 million Americans who rely on freelance income and this podcast to learn how to get your “Gig” on.In Episode 7, we cover the following: 1. The fallout from the #Uber and #Lyft Driver Strike2. How the Dept of Labor's Ruling on the definition of #Gig Workers will Impact #Gig Companies3. Dolly, the peer-to-peer moving company startup, raises $7.5M 4. Jaguar Land Rover jumps into Cryptocurrency to Pay For driver data5. US Consumers don't trust the #SharingEconomy6. #Amazon starts using facial recognition in its Flex App7. #Shomer looking to become the Airbnb of Self-Storage8. Rocketpin enables the "Dollars-for-Data" economy in Argentina9. Podshare makes beach living affordable -- if you don't mind 37 roommates10. Codiwork.com wants to let you rent your livingroom and basement to freelancersPlease check out some of my other podcasts:1. Guerrillapreneur: The Art of Waging Small Business Warfare - Interviews with Startup Executives and Influencers.2. Career Coaching Xs and Os - Career Advice for Executives who want the corner officeIf you want to continue the conversation, follow me on Twitter @GiggingAnd. Please subscribe, comment and like the show. It will make me happy. Signup for our newsletter at Ceyero.com.Need help developing a business pitch for your startup or small business? Check out my online course "How To Develop A Winning Business Pitch" https://ceyero-consulting-eschool.thinkific.com/courses/how-to-develop-a-winning-business-pitch. The course is only $39.00.

ENERGY VAMPIRE #4 - LACK OF UPLUGGING & SOCIAL TIME: Recent studies have reported that US Consumers spend approximately 4-5 hours per day on their cell phones. In fact, on average, cell phone users are checking their phones every 5-7 minutes. Often there is no real reason, just a habit. Added up over a lifetime, this calculates to approximately six years of time wasted on a device. Furthermore, if we add in television, the average in the west is approximately seven years. The sum of these two is 13 years! The facts are staggering and unacceptable.Unless we are intentional, we will rarely get a break from the “blings and dings” of devices, day and night. We must ask ourselves what this might be doing to us and to the generations after us. Some of the science behind device addictions have shown that the notifications produce a small amount of dopamine each time they alert us due to the reaction of someone liking our posts or sending us a private message. Dopamine even has the power to turn off certain receptor sites within the Amygdala (the emotional center of the brain), reducing cortisol and stress. Though the effects are small, these things can entice us or lure us into conversations that challenge us and possibly even enrage us. At the very least, they are stealing away precious time we could be spending in more constructive ways.Obviously, we could list other distractions here but devices are one of the biggest, right now. Some of the consequences of not unplugging are as follows: · Risk of burnout· Destruction of creativity· Inhibitors of concentration and focus· Resentment of our jobs or other obligations· Unhealthy device addiction· Potential “fall out” in relationships· Reduction in productivity· “Blue light” effects including insomniaThe addiction to devices has been on the rise over the past two decades. In 2017, Harvard Health Publishing released results of a “blue light” study in an article called “Blue Light has a Dark Side.” The report found that when we spend too much time in front of blue lights (i.e. devices or LED lighting) or do so within 3 hours of bedtime, it disrupts our biological clock or circadian rhythm. This effect, suppresses the secretion of melatonin (the hormone responsible in assisting us to sleep). Additional studies reveal that it may be contributing to the causation of cancer, diabetes, heart disease and obesity. [1] These studies are still in the early stages but it is fair to argue that too much light exposure is having an effect on us. I am not advocating that we destroy all of our devices or even ignore them as I have plenty of my own. However, they do serve a purpose, just as our dishwasher and other appliances do. It is a matter of learning how to take back control. It is placing priority on those things that will enrich our lives rather than possess our lives. Unplugging also entails finding time for yourself. Time to be in the present, to reflect or meditate. Time to work on your goals and your dreams. Time to enjoy family and friends or just be. https://www.health.harvard.edu/staying-healthy/blue-light-has-a-dark-sideExcerpts and insights* from Chapter 8 of "Your Journey to Greatness Through Routine: A Guide to Creating a Success Routine" Book Contains:7 Actual Case Studies8 Downloadable ToolsAssessment Questions at the End of Each ChapterThe Brain Science BehiSupport the show (https://squareup.com/store/ipv-consulting)

The Wonderful World of Wine (WWW) Episode 61 Topics: US Consumers Buying Wine Worst Wine Trends A Decade Of Wine Trends

Consumer spending in the US got off to a decent second-quarter start as did the Chinese industrial sector, in contrast to the UK where weaker growth is raising questions over Bank of England policy.

Consumer spending in the US got off to a decent second-quarter start as did the Chinese industrial sector, in contrast to the UK where weaker growth is raising questions over Bank of England policy.

Consumer spending in the US got off to a decent second-quarter start as did the Chinese industrial sector, in contrast to the UK where weaker growth is raising questions over Bank of England policy.

Consumer spending in the US got off to a decent second-quarter start as did the Chinese industrial sector, in contrast to the UK where weaker growth is raising questions over Bank of England policy.

Chinese payments company Alipay is on a mission to wean US consumers off traditional payment behaviours. Creating an integrated experience is at the center of making that happen, Alipay's president of the Americas, Souheil Badran, explained to Liz Bacelar on the latest episode of TheCurrent Innovators podcast. "So far the whole US market has been so used to credit cards. And when you look at it from a tech perspective all the apps we use are in their own silos. They're not connected at all," says Badran, explaining that the Starbucks app is one of the few examples of an integrated experience based around the consumer's lifestyle. In order to achieve seamlessness, Badran hopes to see better collaboration with retail in what he calls the Uber experience – when getting from point A to B, the user no longer has to think about the payment aspect of it. This everyday ease of use is already being achieved in China, where Alipay's 520 million users have access to over 60 sub-applications integrated under the payment umbrella, creating a lifestyle ecosystem within the digital wallet that includes the ability to do things like pay peers and order a taxi. But going beyond payments to create a larger sense of loyalty in this way in the US, means educating the consumers out of their comfort zone of just payments, Badran adds. "[Starting with the consumer], what are they looking for? What would make you go from just using your credit card, and what would attract you back to the app on a regular basis?" Badran wants to see Alipay reach the same level of interaction in the US, as it has achieved in Asia. Current users check their digital wallets 15-20 times a day, for instance. He hopes US consumers can get to that point, in the same way they already do with their social media channels. This would include creating experience-led features and promotions based on purchase history and other aggregated data, he notes. Chinese Alipay consumers are also a big market for US retailers, which Badran has been working hard to evangelize on their value. "Back in 2013 when you talked about China in general, people understood the size, but couldn't quite grasp the value of it. I have seen a tremendous shift over the last 12 months and hopefully it will continue to grow." To target these users, Alipay is working with retailers in the US and Europe to ensure payment capabilities and promotions that intensify around peak travel seasons, such as Chinese New Year. For millennial consumers, Alipay helps quickly build user credibility by leveraging data from previous purchases. This means a merchant that accepts the payment service can have visibility of the user's track record, says Badran. He uses the example of purchasing at a luxury store, where Alipay can potentially extend the shopper's credit on the fly – unlike a static credit card limit – depending on data such as previous repayments. At present, over 150,000 merchants in North America accept Alipay as a form of payment. The future looks bright for the mammoth Asian company as it taps into the digital need for always-on convenience, as well as a demand for platforms that enable personalization and experience.

Grathel Motau, Chartered Accountant and Development Economist looks at Nersa's decision to granted Eskom an electricity tariffs hike of 9.4%, GDP growth figures released by StatsSA marginally higher than expected and Barclays Plc finally announced that it will exit its majority stake over the next 2 years.

It’s Valentines Day this weekend! Happy Valentine’s Day! We specialize in marriage and love so we’re supposed to be all enthused about Valentine’s, right!? So, why do we have mixed feelings about it all? First, some history… There is no firm historical record of how Valentine’s Day came to be, but there are a couple of commonly held possibilities. Apparently, there was an ancient Fertility festival called Lupercalia which occurred on February 15th. This lovers’ holiday traces its roots to raucous annual Roman festivals where men stripped naked, grabbed goat- or dog-skin whips, and spanked young maidens in hopes of increasing their fertility. Another source we found said that during the festival, young women would place their names in a large urn. The young men would draw a name from the urn and then be romantically linked with that young woman for the following year. Either way, I’m thankful we’ve moved on to a more commercialized version of Valentine’s Day! The Catholic church, however, says it has nothing to do with these ancient pagan rites. Rather, the day’s celebration stems from three possible St. Valentines. The most probable of which was a young priest who was put to death for marrying young Christians against the orders of the Roman Emperor. Before being put to death on February 14th, he sent a letter to the jailor’s daughter – with whom he had become friends – and signed if “From your Valentine”. Regardless of which Valentine the holiday is named after, in 469 A.D. Pope Gelasius changed the date of Lupercalia from the 15th of the month to the 14th, in order to distance it from the rituals of the Roman pagan love festival and connect it with St. Valentine. The last alternative of the history of the Valentine story is also probable. The Roman Emperor at the time, Claudius II, prohibited young men to marry because he believed that unmarried men made better soldiers. St. Valentine took pity on these young men and began to perform secret marriages so they could be with their lovers. Emperor Claudius became aware of what St. Valentine was doing and had him imprisoned. Emperor Claudius attempted to convert Valentine to worship the Roman god, but St. Valentine refused and in return attempted to convert the Emperor to Christianity. Emperor Claudius did not respond well to this and sentenced Valentine to be killed. After his death, Valentine then became what is known as a “Patron Saint.” Some consider him the spiritual overseer of an annual festival in which young Romans would distribute cards of affection to those they wished to formally see. This festival was held each February 14. Apparently, there are Valentine cards in museums worldwide that date back to 1415 and massed produced valentines began in the 1840s with the first “chocolate box” introduced by Richard Cadbury in 1868. Back to today… Here are some interesting statistics: In 2014, the National Retail Federation estimated that US Consumers would spend $17.3 billion on the Valentines Day holiday! OVER $17 BILLION!!! Women purchase 85% of all Valentine’s 64% of men will buy flowers on Valentine’s Day. This raises the interesting subject of expectations! What do we expect of each other? And what do others expect of us? For us, we just see this as a commercial event. There is NO RESEARCH that says that the billions of dollars spent on Valentines in North America actually do anything to benefit marriages. We don’t need it for our marriage, but we don’t want to Grinch your Valentine’s either. Some folks have a very warm, romantic tradition around Valentine’s – and that’s awesome! What makes us start to grumble is what others expect of us. That’s where you have to have your own love languages and set boundaries on other’s expectations of you. And both be ok, together, on that! Talk to your spouse about your expectations for this holiday. You might be ok with not doing anything, but if the girls at the office hear you don’t get anything,

US Consumers rely too much on their credit cards, US housing foreclosures in August, Gold rises then slumps again, and More...