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ABOUT // What if Kaleb and Isaac from the Infinity Bros met up in real life and podcasted. In this episode we will see what happens in the multiverse where that actually happens in this crossover that no one asked for! Enjoy this episode of the Infinity Nerds! MORE FROM ISAAC // Twitter: @Isakolistic | Twitter: @_Infinity_Bros_ | Twitch: The_Infinity_Bros | Podcast: The Infinity Bros | Website: TheInfinityBros.com JOIN US // Twitter: @NerdsMountain | Instagram: @MountainNerdsPod | Facebook: Mountain Nerds Podcast | Twitch: Mountain Nerds

How much you put down on a property can have a huge impact on the performance of your investment. More is not always better, and putting up the minimum does not always get you the best cash on cash return. Each deal is unique. In this episode, we share how we think about it, important metrics to look for and how we come up with the right choice for each deal. --- Transcript Before we jump into the episode, here's a quick disclaimer about our content. The remote real estate investor podcast is for informational purposes only, and is not intended as investment advice. The views, opinions and strategies of both the hosts and the guests are their own and should not be considered as guidance from Roofstock. Make sure to always run your own numbers, make your own independent decisions and seek investment advice from licensed professionals.   Michael: Hey, everybody, welcome to another episode of the remote real estate investor. I'm Michael Albaum, and today I'm joined by my two co hosts,   Tom: Tom Schneider,   Emil: and Emil Shour.   Michael: And today we're going to be talking about how much downpayment should you be putting down on that investment property. So let's get into it.   Alright, guys, so there are a bunch of different metrics that investors utilize and look at when looking at investment property. And I think two of the big ones or three of the big ones that we talk a lot about our cap rate, cash on cash return and cash flow, either monthly or annual. So I'm real curious to get your thoughts around. How do you think about down payment amounts and how it affects the metrics that you're interested in?   Emil: Yes, I'll talk about what I've done in the past versus what I think you should do. So I've always gone. I've always gone to minimum downpayment because that I want to, you know, as I'm growing my portfolio, I just want to have as much money as possible to acquire properties. So I would just went with the minimum.   Michael: And for those that that maybe don't know, what is the minimum, the minimum?   Emil: When I first started, it was 20%. I don't know if it's moved up to 20. I've had some lenders, like when I bought my triplex in November, the minimum with them was 25%. I don't know if that was because it was more than one unit. They require a little bit more.   Tom: It can be lender specific too   Emil: Emil: Yeah, so typically 20% some lenders will be 25% currently.   Michael: Okay, so in that ballpark?   Emil: Yeah. The way you should look at it, if you're, you know, if you're an investor, right, you're looking to maximize your returns, right? If you're especially looking at your cash on cash return, you should ask your lender how your rate changes a different down payment amount. So let's say you put 30% down, and it goes down a quarter of a point, I'm just using examples here, versus 20%. Down, it's a quarter point higher, and maybe you pay, I don't know, one point on top of that for closing costs or whatever.   Well, what you should do is look at how those two compare and how those affects your cash on cash return. Right? It could be that when you put 30% down, you get that quarter percent off your interest rate, it actually improves your return. And you won't know until you do the math. So I think that's the way you should do it versus how I've done in the past.   Tom: Love it, That is good Emil.   Michael: Tom are you similar? How do you think about and approach your down payment amounts?   Tom: Yeah, I think it's, you know, good hygiene to look at what the different rates would be based on the different down payments, amounts, I typically somewhere to a meal will max out the debt just in that, that I get the biggest mortgage as possible the biggest loan to value just because the cost of debt is so cheap right now. And I, you know, don't necessarily need the cash flow now. So by getting a bigger loan, my cash flow is going to be smaller, but I don't I don't need more cash flow now just because I'm servicing more debt. So I'll typically max out that loan amount, I'm pretty aggressive about once my property appreciates a certain amount, all refinance it. In that I'll do a cash out refinance world, I'll get my down payment back into my pocket, and even increase the loan amount, I think with when I when I do the initial acquisition all use as much debt as possible.   And when I refi, I typically will be more conservative, you know, hopefully, there's that much appreciation and that much sweat equity or whatnot into it. So when I refi, it, the value is way higher, but I'll be a little bit more conservative, just because typically, when you're doing that refi it gets a little bit tighter on on cash flow. But I'm pretty aggressive about pulling that money out and redeploying it to grow my portfolio. I'm just not necessarily a spring chicken but still fairly young. So trying to grow my portfolio out while being conservative on making sure that there's good cash flow. So…   Michael: Right, and do you have a minimum cash flow that you won't go below, or you won't cash out? refi to above a certain threshold from the cash flow perspective.   Tom: You know, depends on the the cost of the house and how much money involved but typically, you know, I want to see like 100 bucks a month of cash flow, just to give myself a little bit of wiggle room, but I'd say I'm a little bit more aggressive now than I'll be in the future. And just as I mentioned, like I don't necessarily need the cash flow now and I'm more about deploying the capital and getting it getting it to work. But still being mindful of conservative about what the loan to value is, in keeping some wiggle wiggle room? I'd love to hear it. Yeah. How about yours? I'm gonna flip this on, flip it on your head and flip it on your head, Michael. What's your thoughts around downpayment and cash flow?   Michael: Yeah, I have a very similar approach, kind of splitting the road between you two. So when I first started investing, I was like a meal getting as much loan as I possibly could putting as little downpayment as I could. And about that time, it was 20%. And I've since changed that approach a little bit, in that I'm getting more particular around what I'm buying and how it performs. And a while ago, I was talking about how I'm trying to do more with less now. And so getting really strategic around, kind of precisely determining how I'm purchasing properties, because if anyone's evaluated a property before, you'll know that the down payment has a can have a fairly drastic impact on both the cash flow and then also the cash on cash return as a metric.   And so I love the Roofstock evaluation tools that we have on roofstock.com with the slider bars, where you can manipulate on 1% increments the down payment, and you can see how that it affects your cash flow, as well as your cash on cash return. And so I mean, like you mentioned, play around with the down payment amounts, and then also play around with the quoted interest rates. And you'll determine, hey, maybe 27%, is where I need to be, or maybe I need to be at 33%.   And so getting really precise and strategic around what type of return Am I targeting? And can I just cleverly or creatively adjust the financing to get me there, because I think a lot of people look at a property and like, oh, it doesn't work with this parameters, well, maybe try different parameters that you have some degree of control over. So I'm looking at taking out some debt on some property, and we're only taking like 45% loan on it. Because we want the cash flow to still maintain it's a certain level. And so we're okay, taking a lesser return.   Tom: Just kind of that point, like if you're buying at a higher price point in you, you know, don't want an alligator where the monthly cost is higher, you just use less debt, so there's less coverage, so you can still cash flow, if you are buying that, I don't know, $200,000 property, it's probably gonna be very difficult to get a full 80% loan and have a cash flow still, maybe that's a 50% loan or 60. So it's great. Great point, Michael.   Michael: And then the other thing that I found really eye opening and I think we've talked about on prior episodes is that uncertain size loans, the way that the deal works, using more leverage doesn't necessarily get you a better return. And so there are instances when you look at a property and let's say you buy it all cash and you get a 6% return, you go put debt on it, and now you're getting a 4% return.   So people think I think mistakenly so that leverage automatically means a better cash on cash return. And that's just not the case. And so I mean, I think you brought the point earlier that you've got to run the numbers, you've got to understand how the dynamics of your particular deal work. And if you're putting debt on something and it performs worse, you might want to be thinking about is that a proper deal to use leverage on or maybe is that a better candidate for an all cash purchase.   Any other points that you want to bring up that you think it's important for listeners to be aware of with regard to how they structure their down payments?   Tom: Reserves. So making sure you know, you aren't blowing all of your funds into your down payment, and you're keeping some liquid cash available. Just because stuff happens. One of the worst things that can happen to you as a real estate investor is running out of capital when you need it, that that that's what turns into a fire sale in him needing to sell a discount. And that's like the last thing you want, you know, that's getting picked off by vultures. So being cognizant of what you're keeping in readily available liquid cash, should something come up. Because sometimes stuff comes up.   Michael: That's such a good point. And I think a lot of lenders are requiring six months of your property, Principal interest, taxes and insurance. So just having that as part of your reserve, kind of in In addition, so Tom, do you think about that as your reserve? Or should that be in addition to your reserve?   Tom: I have some funds in some, like ETFs that I can quickly like pull out to go use as I need to. I used to be have more than I should have just total cash cash. So I've been a little bit more disciplined about putting that into some, you know, ETF, some some funds, but I think of it as altogether.   Michael: Got it,   Tom: I guess sure there's the six months in actual cash that they need, but then having like a little tranche or whatever, just some extra capital right behind it in, readily available.   Michael: Yeah. Makes sense. Emil, any final thoughts?   Emil: It's something I've been thinking about a lot, I think thinking with the end in mind here, right? Like, we talked about cash on cash, yes, you can take out more debt to juice your cash on cash. But let's say your goal is $5,000 a month in cash flow, right? Can you do that in five properties versus needing to get 15 right and having more headaches and having 15 different loans having 15 different insurance, you know, like just really thinking About What's your goal and not just how do I maximize my cash on cash but like working this out so that it provides you with the life you want with the least effort and headache? I think that's like something I'm starting to think about more and more instead of just like, oh, what's my cash on cash on this property? How do I maximize it?   Tom: I love that take. I love that take Emil. I mean, you can even like kind of work it into your, you know, the length of your loan, say, Okay, I want to retire in 15 years. Oh, great. I have some 15 year loans on I mean, I'm sure there's like definitely ways to optimize but just thinking more proactively of okay on this date I want to be have X amount of cash flow. I don't love that point Emil.   Michael: Yeah, and that goes, I think when we had Chad Carson on the pod A while back, he was talking about having smaller portfolios, but paying them all off paying off the property and so owning less but free and clear properties and then your cash flow can be you know, a lot stronger than if it has debt. And so when you look at that global cash flow picture when you have free and clear properties, you can do a lot with a little Tom is there anything else?   Tom: Oh, nothing. I can see that like you know, less is more is a is a is a beautiful, like mantra or philosophy. I can see it being hard, especially like the three of us were constantly like, oh, what's next? You know? Yeah.   Emil: It's so hard. It's so hard to tell you're like actually be like, I am not going to just grow to grow like what do I actually want to do here? And the easy thing is just it just keep growing, keep growing, keep growing like that's the kind of the easy default option to go to.   Michael: Everyone that was there episode. A big thank you for listening. Thanks for watching. If you check us out on YouTube, feel free to like and subscribe that helps us out in our algorithm and getting you additional content. And as always, if you want to hear a specific topic on an episode, feel free to leave us a comment. And we look forward to see you in the next one. Happy investing.   Tom: Happy investing.   Emil: Happy investing.

ambitious, empathetic, idealistic, Jasmine is a 2nd Generation Filipino; born and raised on the Big Island of Hawai'i. Graduated in 2019 with a degree in Biology she aspires to achieve her dreams to give back to her community in the Big Island to be one of the Filipinx physicians care taking the Filipino populations out there. For her to reclaim her own Filipinx identity is to dismantling settler colonialism mindsets and taking the initiative to learn more about her own culture and cultivating or passing it to others Through her Upbringings, Losing it in college to Witnessing importance of culture in choosing friends, communicating with patients, etc -> interest in learning language, participating in community projects she hopes to continue paying it forward to her future children. You can follow Jasmine on her nstagram @jsmin_empanada and also @@pbjbookclub to join along her adventures! About: What is Kasamahan Co. a platform that not only amplifies the voices of Filipinos in Hawai'i but seeks to serve a purpose in creating stories that empowers the next generation to bring out their creative expression and side to them. By building connections between community members with those in the diaspora and the homeland we hope to foster the next revolutionaries across different industries. This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/kasamahancollective/message Support this podcast in two ways: https://anchor.fm/kasamahancollective/support or our venmo page at @kasamahan-co --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/kasamahancollective/message Support this podcast: https://anchor.fm/kasamahancollective/support --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/kasamahancollective/message Support this podcast: https://anchor.fm/kasamahancollective/support

Grit, Resilient, and empathetic, Jeff was a second generation Filipino immigrant born and raised in Ewa Beach, HI. Now in Portland, OR seeking undergrad in Marketing at the University of Portland. I didn't really think about my Filipino identity in high school until I started going to college. Transferring from the island to the mainland I had a sort of being home sick and cultural shock of the new environment around me. From the new changes within me as a person I didn't feel like my true self. He didn't start understanding my Filipino identity until I joined FASA (Filipino American Student Alliance) which allowed me to go back to my filipino roots and learn more about my identity in the Philippines. Now, I am the Marketing Manager for FASA SA UP. On the side, I really love exploring new places with my friends, going to the beach and making tik toks. You can follow Jeff on instagram @jefferyyy_ and also @fasasaup to join along his adventures! About: What is Kasamahan Co. a platform that not only amplifies the voices of Filipinos in Hawai'i but seeks to serve a purpose in creating stories that empowers the next generation to bring out their creative expression and side to them. By building connections between community members with those in the diaspora and the homeland we hope to foster the next revolutionaries across different industries. This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/kasamahancollective/message Support this podcast in two ways: https://anchor.fm/kasamahancollective/support or our venmo page at @kasamahan-co --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/kasamahancollective/message Support this podcast: https://anchor.fm/kasamahancollective/support

Sometimes, we care just a little too much and it directly impacts your anxiety levels and overall mental health and wellbeing. Today, we cover this interesting topic and go over:Here's what this episode covers:What is living life with zero f's?Signs you give too many f'sWhat to give f's aboutWhat not to give f's aboutSimple practices for giving a little less f'sRESOURCES FROM THIS EPISODEGet 10% off at Anxiety Gone with code Podcast10LINKS & FREEBIESShop all your self care needs at the Anxiety Gone store HERESign up for an anxiety subscription box HEREReceive a weekly mental health boost with our AG INSIDER HEREJoin our Facebook Page HEREFollow Anxiety Gone on Instagram HEREFollow Chantal on Instagram HEREIndulge in free anxiety healing HERESUBSCRIBE & SAVESign up for an anxiety self care subscription box and receive:30% off every boxNew anxiety relief tools and techniquesSelf care products that are good for your mental healthAccess to our VIP Facebook group of exclusive discounts and opportunitiesMusic: https://www.purple-planet.comSupport the show (https://www.paypal.com/paypalme/anxietygone)Support the show (https://www.paypal.com/paypalme/anxietygone)

A curious learner, journalist, and former international student -- Born and raised in Manila, Jim Bea moved to Hawaii for college at age 16, right after graduating high school. She received her degree in Journalism from the University of Hawaii at Manoa while on a student visa. She lived in Hawai'i  for five years and just last year, in the middle of the pandemic, she moved back to Manila after her student visa ended. Currently, she is one of the editorial assistants for Hawai'i Filipino Chronicle. About: What is Kasamahan Co. a platform that not only amplifies the voices of Filipinos in Hawai'i but seeks to serve a purpose in creating stories that empowers the next generation to bring out their creative expression and side to them. By building connections between community members with those in the diaspora and the homeland we hope to foster the next revolutionaries across different industries. This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/kasamahancollective/message Support this podcast: https://anchor.fm/kasamahancollective/support --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/kasamahancollective/message Support this podcast: https://anchor.fm/kasamahancollective/support

Family oriented, dreamer and scholar, Edwin Carlos (he/him/his) is a 2nd generation Filipino American currently residing on Duwamish land in Renton, WA. Born in FL and raised in HI for 12 years, Edwin began his Filipinx American journeys during undergrad, and is continuing that as he pursues a doctorate in school psychology at UC Berkeley by serving as a chairperson for the Northern California Pilipinx American Student Alliance and an intern at the Bulosan Center. Edwin does research on ethnic-racial identity attitudes in Filipinx American communities, participatory action research with Filipinx workers and caregivers, and Filipinx studies curriculum in K-12 and college.  On the side when he is not busy with his academic work, Edwin is also an avid fan of video games, singing, basketball, tennis and cooking. About: What is Kasamahan Co. a platform that not only amplifies the voices of Filipinos in Hawai'i but seeks to serve a purpose in creating stories that empowers the next generation to bring out their creative expression and side to them. By building connections between community members with those in the diaspora and the homeland we hope to foster the next revolutionaries across different industries. SUPPORT US BY DONATING ON OUR VENMO AT @KASAMAHAN-CO This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/kasamahancollective/message Support this podcast: https://anchor.fm/kasamahancollective/support

I'm honored to welcome Katja Schleicher to Ignite Your Influence Podcast to talk about the fascinating topic of masculine and feminine communication patterns.  She's not talking about how men and women communicate, but how we all use both masculine and feminine communication patterns and clues us in on how we can use each one with a little more conscious thought in order to be more influential with the people we're communicating with.  We talk aboutWhat masculine and feminine communication patterns areHow to use both "virtuously" and why she  chose that word specificallyHow to build on your communication strengths by trying new patterns of communicationAnd listen for an unexpected Metallica reference!Check out Katja's website here: https://www.katjaschleicher.com/Or look her up on LinkedIn: https://www.linkedin.com/in/interviewtraining/And the book I mentioned is called The Male Factor by Shaunti Feldhahn and you can grab it on Amazon.   It's really fascinating, and she treats this loaded topic very well!

What would you do if you could take a year off and use each month to focus on something important to you? That is what Beth Wishart, my guest for this episode, set out to do two years ago. She is joining me today to share what inspired her to do so, how it all worked out and what she learned along the way. In 2019, at 35 years old, Beth found herself in a secure, well-paying job in Wellington, on track to what most would call a successful life. But it didn't feel all that successful to her. She felt stuck in her career without any progression in sight, frustrated by the long daily commute and was struggling with being unwell frequently and taking way longer to recover than she used to. Initially, Beth didn't know how to fix things and thought this was just what life is like. But, during yet another lengthy sickness, the urge to change something became stronger and stronger – eventually resulting in the idea of an adult gap year. Twelve months to focus on the things that are truly important to her. After some encouragement from family and friends, Beth decided to take the leap. She resigned from her job and rediscovered the joys of life. That one gap year has turned into two years and has been everything Beth had hoped for and more. In this episode, we talk aboutWhat inspired Beth to make this changeHow she planned for her gap year – and what she actually ended up doingMaking it work financiallyBalancing living in the now and planning for the futureTransitioning back into life with a jobWhat Beth thinks the future holds for herThe importance of putting yourself and your happiness firstLiving minimalisticAnd the many, many lessons Beth learned along the way.

Life Is Work - Ep 63 - Hiring: InterviewCo-hosts, Producers:Danielle Stenger Cameron Navarro, LMSW  Mel’s Mindful Minute: 39:15Melanie Wilmoth Navarro, LMSW, RYT, TSTSY-FOwner, Lead Facilitator - Whole Moon Wellnesswholemoonwellness@gmail.com Contact Info:WebsiteEmailTwitter Instagram Music:Intro - King Must Die, by Picnic LightningMMM Transitions - Sur, by Picnic LightningOutro - Pa’lante, by Hurray for the Riff Raff ApplyingRESULT: To continue our hiring series by advising how to navigate the current interview process, and some suggestions for both applicants and hiring bodies to improve the process.CamnecdoteBurning Holes6 different interviews/conversations for a jobTook a long timeUnpaid workHad to keep it secret from current job“Is this job even worth it?!” Protein - Main Event - Topic d’jourInterviewingThe goal: to get to know one another, clarify roles/culture & “fit”This problemsImpossible to do in 1-2 hoursSales pitch from both sidesNo one is being their full selvesAnxiety/nervesYou don’t know each other!SolutionsApplicantGet clear on what you wantThis is a time to ask about your deal breakersEx. cam work flexibilityWrite down all your questions you haveWhat’s unclear to youWhat do you want to know more aboutWhat worries youWhat foreseeable challenges do you seePrioritize these questionsProbably wont have time for allFollow up email/call/interviewDo a mock interview with a mentor, friend, colleagueAsk for specific feedbackPrint copies of resume on nice paperPrep as much as possible the days aheadOutfitRoute to interviewOr logon timeEat something - coffee will just make you more nervousSet aside self care time afterEven just 5 minutesBreathing exercises for waiting roomBe yourselfIf you cant be you in the interview, can you be you in the job? Negotiating safety and “professionalism”Different sectors are different hereHiring boardsGet clear on what you wantDon’t waste time having people recount their resume and cover letterReview all applicant materials - you required them to do them - honor that by spending time with themWrite down all your questions & prioritizeHR guidelinesProbably wont have time for allFollow up email/call/interviewIs there anything you can incorporate into the interview to help give a sense of the work placeEx. cam spending time with students during advising interviewPrep as much as possible the days aheadTry not to rush into the room if it can be avoidedYou’re selling yourself/dept/org tooAre all roles clear for everyone involved?Down to who is offering water/coffee?Is the timing clear to everyone if more than the talking part of the interviewTour, etcBe yourselfTry to show the applicant who you and the org are every day, not just the sales pitch version Mel’s Mindful Minute: 39:155 Step MeditationWe Are Always StudentsRadical CandorReal Change in the Workplace (Real Change by Sharon Salzberg?)Sharing is Self-CaringSelf-careHave you ever had a job interview you enjoyed? What parts resonated?Community-careHow can you support your department in the next hiring process? A friend who’s on the job hunt?Systems-careWhy don’t organizations build in time and incentives to create a more robust hiring process? How do the systems benefit, if at all, from a 45 minute interview?Reach Out!lifeisworkpod.comFind questions submission linkInstagram @ lifeisworkpodKo-Fi Coffee info@palanteconsulting.com

I wish someone had told me right from the start that not all leads are created equal.  There’s so much more to it!  So join me as we dive in and chat about funnels, where your customers are at in your funnel - and why you need to think about funnels!  So, today we’ll be talking aboutWhat a funnel actually isHow to target people the right way based on where they are at in your funnelWhy leads aren’t created equallyAnd… how to get people into YOUR funnel!Have you joined us in Camp Elevate?  If not, click here to join an amazing community of women just like you now.  We have so many amazing things coming for you - I can’t wait to share!Want to win a You’re Not the Boss of Me Hoodie?  Leave us a review and you will be entered to win!Have you grabbed my 10 Ways to Get More Sales NOW Guide?  Click here to grab it today!Connect with me on social:Facebook | Instagram 

I’m baffled that I’ve not discussed Fertility Supplements on the podcast before and specifically, what to look for in a fertility supplement (and some of the common mistakes I see people make with supplements that could be doing more harm than good), what is the best fertility supplement to get pregnant, and the supplements I personally used to take.In this episode all about fertility supplements, we talk aboutWhat to look for in a supplementWhy the type of folate mattersWhat I used to takeHow you could be doing more harm than good with your fertility supplements and why a less is more approach is betterWhat is the best fertility supplement to get pregnant?Links and ResourcesIt Starts with the Egg by Rebecca Fett8 great reasons to see a naturopath for fertilityInfertility and IVF: What I would have done differentlyWant more?Check out my 5 day Mini Mindset Program, Warrior Rising (it’s just $27!)Jump on the waitlist for The Fertility Warrior Intensive (My 12 week holistic mind-body program)Follow me on InstagramIf you liked this episode, please take a few moments to pop into Apple iTunes and leave a podcast review. It would mean the absolute world to me and it means that more people will be able to find and enjoy the podcast.

Celia is a Family Empowerment Coach and the Founder of Pumped Up Parenting and Funfit® Family Fitness.  She is here to tell us how to stop yelling at our kids and start creating calm within our family. And her simple reason is, because we are raising adults, not children!And Celia knows what she's talking about, she is the Mom of 5 kids (now all in their 30’s); 2 she gave birth to & 3 she gained from marriage; as well as a Grandma of 9 and she has been successfully parenting a blended family for over 25 years. Celia is on a mission to stop 1,000,000 parents from yelling at their kids, and she also says it all starts with us and the way we are parenting and understanding our child and the intention that this is going to change from now on. We talk aboutWhat we do now will affect generations to comeHow every benefit a child needs to grow, can be gained through play and Why laughter is the best medicineEven if you don't have children of your own, this is an important conversation to listen in and then to share with your family and friends, so we can help Celia on her mission to stop parents from yelling at  their kids. You'll find the full show notes and all the links athttps://connygraf.com/podcast/67You can help me spread the word by going to Apple Podcasts and write a review. This will help that more people find this podcast and can move from chaos to peace in their life and business. How to write a review? Check out my step-by-step instructions.Connect with me on Instagram orLike and Follow my Facebook PageJoin my supportive and free Facebook CommunityCheck out my eBook From Chaos to Peace - A Simple Program to Clear your Clutter and Change your LIfe

Sermon Theme: "Significant Teaching" I. About What to Avoid II. About Who to Imitate Find full worship materials online at www.risensaviorlutheran.org

My guest in this episode is experienced freelance writer Zulie Rane. She is not only a popular freelance writer on Medium, but she also writes for B2B and B2C clients and is also a ghostwriter, all of which provide her with multiple income streams.An excellent place to start your freelance writing career is by posting articles on Medium, and this is something that I discuss in more detail with Adrien Drew in a previous episode.I wanted to know what advice Zulie had for freelance writers who are just starting. Medium is something we talk about, along with other ways that freelance writers can get started.In this episode, we discuss:The importance of having multiple income streams as a writerWays to get yourself noticed as a freelancerWrite what you know aboutWhat to charge for your workShould a writer ever work for freeThe world of ghostwritingResources:MediumConvertKitClearvoiceUpworkZulie WritesSupport the show (https://www.patreon.com/becomeawritertoday)

How do we intentionally reinvent our lives into something better? What does this look like when we're over 50? Wendy Marx has had a peripatetic career. She's been a social worker, a journalist, marketer, PR agency owner, and now she's a career coach and branding expert. Along the way she has gathered three master's degrees. This rich experience gives her unique insight in how and why we reinvent ourselves--becoming our better selves both in the workplace at home. Into this she layers in the experience of aging.In this episode, you'll learn aboutWhat it means to reinvent yourself into something betterHow being over 50 actually benefits us in finding purposeHow and why to walk into discomfortWhat to do when you feel stuck in a careerThe importance of resilience for finding a purposeful careerHere are links for learning more about Wendy's workWebsiteLinkedInTwitterEmail: wendy@thrivingat50plus.comMailing List***Want to connect? Have a question? Just want to say "hi"? Send me an email at bradleywrightphd@gmail.com. Would love to hear from you.Learn more at schoolofpurpose.org.Want to start your own podcast? This podcast is edited and produced (and music too) by Josh Gilbert. He does a great job and is a joy to work with. Contact him at joshgilbertmedia@gmail.com

If someone asks you about your role as a mother, you may be quick to say it is the most rewarding experience of your life right? But is it? Do you always feel that way? Motherhood brings us to the depth of all our emotions. Mothers have many varying and contradictory feelings that are not talked about publicly. As well as experiencing love, most experience fleeting feelings of hate. These difficult feelings actually strengthen and fuel a mother's love for their child. Today we explore the idea of maternal ambivalence with Dr. Margo Lowy.

Who: Dana Wilde - Bestselling Author of Train Your Brain, Creator of The Celebrity Formula, and Host of Positive Mindset for Entrepreneurs What This Show is About: What's the Deal with Clubhouse? There is a hot new social network in town called Clubhouse! Is it right for you? Dana gives the lowdown, brain-training style. Dana Wilde, the #1 bestselling author of Train Your Brain, delivers motivation, marketing ideas, and business tips designed to breakthrough your limiting beliefs, and manifest freedom and success in your business. Dana Wilde goes beyond positive thinking and the Law of Attraction. This podcast is the ultimate in Entrepreneur Mindset. Click here to ask Dana: http://www.danawilde.com/askdana Please check out our episode notes below... 03:30 - Discover what the CLUBHOUSE app is and WHO it is for. 06:15 - Find out the POWER of this app from a business building PERSPECTIVE. 07:05 - Benefit ONE of the Clubhouse app (this relates to its NEWNESS). 07:15 - Benefit TWO of the Clubhouse app (this relates to NETWORKING). 09:45 - Learn about a SIDE BENEFIT to Clubhouse that no one is talking about. 10:15 - Discover how BRAIN TRAINING relates to how you use the Clubhouse app. 13:50 - Listen in to find out two BONUS TIPS for business growth on Clubhouse. Resources from this Episode CLICK HERE for the Clubhouse thread within Dana's Facebook Group CLICK HERE for Dana's Marketing Superpower Quiz CLICK HERE to join Dana's Train Your Brain U membership and get access to the new Clubhouse training coming soon Where to Learn More: http://www.danawilde.com/class http://www.danawilde.com

Do you seem to find that moms are being praised for the more that they struggle and give into the hot mess mom culture? You know. The mom that is always struggling with the messy bun and the same outfit on from yesterday that fuels off lots of coffee or wine.The truth is motherhood is a real journey and you can enjoy the ups and downs. Just like a rollercoaster. Instead of giving in to the hot mess mom culture, do the opposite. Be the mom that shows up for her family, gets things done, and takes care of herself.In this episode, my guest Elyse talks aboutWhat is the hot mess mom culture all aboutThe 3 steps to getting out of the hot mess mom cultureThings that you can do day to day to keep yourself from being a hot mess.ABOUT ELYSEElyse lives in Australia with her husband and two, soon to be three, children. She is passionate about empowering women to simplify their life and home so they can walk in faith and be present for their families. Elyse started the "Wholesome Mumma" brand as a platform and community for overwhelmed and exhausted mothers to find joy and encouragement, and start to thrive and enjoy their life.CONNECT WITH ELYSEBlog/Website: https://www.wholesomemumma.com/Facebook Page: https://www.facebook.com/thewholesomemummaFacebook Group: https://www.facebook.com/groups/wholesomemummaInstagram: https://www.instagram.com/wholesomemummaSHOW NOTES FOR THIS EPISODE: https://www.realhappymom.com/120COACHING WITH TONI-ANN: https://www.realhappymom.com/coachingor email me at hello@realhappymom.comREAL HAPPY MOM INSTAGRAM: https://www.instagram.com/realhappymom REAL HAPPY MOM COMMUNITY: https://www.facebook.com/groups/realhappymom Sign up for my weekly newsletter and get 9 mom’s ultimate mom hacks for living a happy and productive life.Support the show (https://ko-fi.com/realhappymom)

About the guest: During the day, she's a Designer in the Education Technology space. During the evenings, she's a fitness enthusiast. And at night, she's a wannabe artist with a dark but mostly lame sense of humor who loves mulling over sociology and existential questions. Our guest this week is Tanisha Wagh who is a Product Designers at Zearn. LinkedIn: https://www.linkedin.com/in/tanishawagh/ ------------------------------------------------------------------- Timestamps: [02:00] About Masters in HCI from Georgia Tech [05:35] Internship at IIT [10:00] Two years in Georgia Tech [12:50] Working at Zearn [16:00] Design Libraries and Design Systems [17:05] Tanisha talks about her job experience [20:15] On taking risks [21:20] UI vs UX vs Visual Designer [27:05] Technical and Creative aspect of design [29:50] Psychology in UX Design [31:15] Ethical vs Unethical Design [32:05] Stickiness aspect of applications [35:15] Constant learning process - medium.com, nngroup.com, dribble, uxplanet [37:15] Career progression for a UX Designer [40:20] Favorite app designs [41:45] Advice to younger self [43:50] What's next for Tanisha - moving back to India! [45:05] Top 3 ------------------------------------------------------------------ About What the HAT!? We are three friends who met in our engineering college catching up with our old friends and acquaintances in this show. Each guest has a different journey, different story, and different insights. We are connecting and learning from people who have carved their journeys from creating funded startups in India to key roles in big companies. We are talking to people who went to Ivy League colleges and are academicians in India. We are working on gathering stories from these great minds. This is the podcast for you if you are currently pursuing or have completed engineering. If you haven't studied engineering, this podcast is still for you, as we will dwell deep into various industries and sectors such as finance, technology, supply chain, manufacturing, chemical, education, and a lot more. Each journey is inspiring. Each story gives you an opportunity to learn something new. Extraordinary insights from not so ordinary people. Read more about What the HAT!? on the website: https://www.whatthehatpodcast.com SUBSCRIBE TO WHAT THE HAT!? All other streaming platforms: https://linktr.ee/whatthehat/ FOLLOW US Instagram: https://www.instagram.com/whatthehatpodcast/ Twitter: https://twitter.com/WTHATPodcast Facebook: https://www.facebook.com/WhatTheHatPodcast/ --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

Ava Benesocky is the CEO of Canadian Passive Investing, a real estate investment group based in Vancouver, Canada. They give Canadian Investors a safe place to invest during this turbulent period caused by the COVID-19 pandemic. They partner with investors to acquire under-performing US-based Multifamily apartment communities. [00:01 – 08:47] Opening SegmentI introduce and welcome our guest, Ava BenesockyAva shares the story behind their company Canadian Passive InvestingShe shares what their company is all aboutWhat makes Canadian real estate different from the US[08:48 – 13:44] Ava's Real Estate JourneyAva talks about her real estate journeyThe struggles and downfall she experienced at the beginningThe importance of surrounding yourself with the right people[13:45 – 20:07] Giving Canadian Investors a Safe Place to InvestPassive investing opportunities for Canadian investorsFocusing on Arizona and Texas real estate[20:08 – 28:45] THE FINAL FOURWhat's the worst job that you ever had?I used to do constructionWhat's a book you've read that has given you a paradigm shift?The Code of the Extraordinary Mind by Vishen LakhianiWhat is a skill or talent that you'd like to learn?I would like to learn how to play the pianoWhat does success mean to you?Waking up in the morning and wanting to jump out of bed because I'm that excited.Get in touch with Ava. See the links below.Final thoughts Tweetable Quotes:"There's one thing in me, and it's resilience. I could not quit. I'm like listen, I know today's hard, but tomorrow's gonna be better." – Ava Benesocky"When things get really hard, push that aside and let that build you up. But take that and let it motivate you and surround yourself with incredible people." – Ava Benesocky Reach out to Ava on LinkedIn, YouTube, or at https://canadianpassiveinvesting.com/LEAVE A 5-STAR REVIEW by clicking this link.WHERE CAN I LEARN MORE?Be sure to follow me on the below platforms:Subscribe to the podcast on Apple, Spotify, Google, or Stitcher.LinkedInYoutubeExclusive Facebook Groupwww.yonahweiss.comNone of this could be possible without the awesome team at Buzzsprout. They make it easy to get your show listed on every major podcast platform.Support the show (https://www.buymeacoffee.com/weissadvice)

About the guest: An engineer, a tech idealist, and an energetic leader - our guest today is Yash Khandor. If you feel there's always a fixed path to success and you can't make the cut, talk to this guy. From studying Chemical Engineering as an undergrad to a Master's in Mathematical Modeling and Optimization from Carnegie Mellon University, he is currently an Engineering Manager at Mark43 and the Founder/CEO of International Cricket Network - ICN360. While the journey might look haphazard, there's a method to his madness. Website: https://www.icn360.com Facebook: https://www.facebook.com/cricketnetwork360 Instagram: https://www.instagram.com/icn360 Twitter: https://www.twitter.com/cricketnet360 LinkedIn: https://www.linkedin.com/company/43214637 Other Resources mentioned in the episode: 1. Managing Humans: Biting and Humorous Tales of a Software Engineering Manager by Michael Lopp 2. The Manager's Path: A Guide for Tech Leaders Navigating Growth and Change Book by Camille Fournier 3. The Making of a Manager: What to Do When Everyone Looks by Julie Zhuo Timestamps: [02:00] Intro [04:00] Pivoting careers [05:00] What is mathematical modeling? [07:00] Software Engineering at SOTI [12:00] Learning on the job [15:00] Internet of Things [18:00] Immigrate to Canada [22:00] ICN360 [31:00] Creating niche content [38:00] Importance of having a process [40:00] Mental Model to use in everyday life [42:00] Things software engineer should know [44:00] Top 3 ------------------------------------------------------------------ About What the HAT!? We are three friends who met in our engineering college catching up with our old friends and acquaintances in this show. Each guest has a different journey, different story, and different insights. We are connecting and learning from people who have carved their journeys from creating funded startups in India to key roles in big companies. We are talking to people who went to Ivy League colleges and are academicians in India. We are working on gathering stories from these great minds. This is the podcast for you if you are currently pursuing or have completed engineering. If you haven't studied engineering, this podcast is still for you, as we will dwell deep into various industries and sectors such as finance, technology, supply chain, manufacturing, chemical, education, and a lot more. Each journey is inspiring. Each story gives you an opportunity to learn something new. Extraordinary insights from not so ordinary people. Read more about What the HAT!? on the website: https://www.whatthehatpodcast.com SUBSCRIBE TO WHAT THE HAT!? Listen to What the HAT!? on Anchor: https://anchor.fm/what-the-hat-podcast Listen to What the HAT!? on Spotify: https://open.spotify.com/show/0JLZXaAgrIDtbxXVtqemWh Listen to What the HAT!? on Apple Podcasts: https://podcasts.apple.com/in/podcast/what-the-hat/id1513959425 Listen to What the HAT!? on Google Podcast: https://podcasts.google.com/?feed=aHR0cHM6Ly9hbmNob3IuZm0vcy8yMWFkMDA5MC9wb2RjYXN0L3Jzcw%3D%3D All other streaming platforms: https://linktr.ee/whatthehat/ --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

Juliana Jackson, also known as the CLV lady, is a serial intrapreneur. she has been working with Sales, Marketing, and Product teams for the last ten years helping them approach Customer Centricity as a mission rather than just a growth strategy. She loved E-Commerce, and her focus is to help merchants (re)discover the power of analyzing, understanding and using first-party data. In this episode, we talked aboutWhat is first-party data?What KPIs you need to understand your retention?What is the actually calculation of CLVAnd much more, we hope you going to enjoy this one.

EP74: Buying property is not as simple a process as shows such as Homes Under the Hammer would have you believe. Many people end up getting it wrong and end up over paying or purchasing the wrong type of product for their area. The argument goes that you wouldn't fly your own plane back from your holiday in Alicante so why not leave investment property buying to an expert too? In this podcast I talk to My Property Consultant founder Eyeedul Haque about time poor professional and how he helps them invest in property. We also discuss his excellent one page summary of the many monthly property statistics which are published each month. We also discuss: How  My Property Consultant came aboutWhat will happen to UK house pricesThe MPC property index trackerAnd the challenges in the housing market eg is there a housing crisis?About Eyeedul Haque:Eyeedul spent 20 years in financial services before setting up My Property Consultant, which is now 6 years old.  My Property Consultant is a boutique property buying agency and a property management service that offers an end-to-end process of raising finance, sourcing the property, overseeing the legal work, and then putting in tenants. Eyeedul spent 20 years building up his own property portfolio and now offers this as a proposition to others. He has a passion for skiing and he dreams to be based in the Alps and fly to the UK for meetings.Follow Eyeedul :• Website: mypropertny-consultant.london• Twitter :  https://twitter.com/mpc_london• LinkedIn : https://www.linkedin.com/in/eyeedul-haque• Facebook : https://www.facebook.com/PropertyConsultantofLondonHosted by Nicole Bremner:Nicole is an investor, speaker, writer, and podcaster. After a frantic decade building out a property portfolio worth millions throughout London recent personal and professional setbacks forced her to stop and reassess what really matters. After a period of healing, Nicole realised that what comes after a setback is a success. Nicole focuses on telling these stories of #reboundaftersetback and the lessons learned along the way. Connect with Nicole:LinkedIn: https://www.linkedin.com/in/nicolebremnerInstagram: http://instagram.com/nsbremnerYouTube: https://www.youtube.com/c/NicoleBremnerYouTube: https://www.youtube.com/c/SailingSavvyFacebook: http://facebook.com/nicolesbremnerDisclaimerThe views and opinions expressed in this podcast belong solely to the host and guest speakers. The view and opinions of the guest speakers do not represent that of the host. Always do your own research. Support the show (https://www.buymeacoffee.com/NicoleBremner)Support the show (https://www.buymeacoffee.com/NicoleBremner)

Your credit score has power and that three-digit number has a dramatic impact on your financial future. If you do nothing else this year, grab your credit score the tail and yank it up to 700+ (preferably over 740). You don’t have to go all crazy trying for an 850 score – but don’t get lazy. Even if you have a good score, it could drop tomorrow by one silly mishap.Marsha Barnes from The Finance Bar will share her best tips to get your score in check for the new year in this reboot episode.What You'll LearnWhy your credit score is a powerful piece of your financial futureHow to create a better financial brand for yourselfWhich credit scoring models do you need to care aboutWhat action steps you should take this year to raise your scoreHow your score impacts your job and where you liveWhy Marsha is so passionate about financial literacyLInksFICOThe Finance BarCredit KarmaCredit SesameEpisode SponsorsMake it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to Policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about.Literati Kids is a subscription book club for kids ages 0 - 12 that sends 5 beautiful children’s books to your door each hand-picked by experts. Go to http://www.literati.com/mymoney for TWENTY-FIVE PERCENT OFF your FIRST TWO ORDERS and pick your kid's book club gift today.SUBSCRIBE & SHAREWant to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE!

About the guest: After getting his MBA from the Indian Institute of Foreign Trade, Daksh worked as a Business Operations Manager and Product Manager at Aditya Birla Fashion and Retail. Daksh currently does Business Development for Know My World, a nonprofit organization that supports teachers in transforming the educational experience through holistic education and cultural competencies. He is also on the board of directors for Know my World. Daksh is the host of Dollar Gujarati and lives with his wife Jaynee in Dallas, Texas. LinkedIn: https://www.linkedin.com/in/dakshudayshah/ Key Insights in this Episode: What are job options after MBA [14:00] Why is sales important [20:00] Relationships in the modern world [30:00] ------------------------------------------------------------------- Timestamps: [02:00] What is Dollar Gujarati? [06:00] Should you do an MBA directly after bachelors? [14:00] Job options after MBA [20:00] Why is sales important? [22:00] Working for a non-profit [28:30] How to get selected to become a board member [30:00] Long distance relationship [35:00] Advice to younger-self [40:00] TOP 3 ------------------------------------------------------------------ About What the HAT!? We are three friends who met in our engineering college catching up with our old friends and acquaintances in this show. Each guest has a different journey, different story, and different insights. We are connecting and learning from people who have carved their journeys from creating funded startups in India to key roles in big companies. We are talking to people who went to Ivy League colleges and are academicians in India. We are working on gathering stories from these great minds. This is the podcast for you if you are currently pursuing or have completed engineering. If you haven't studied engineering, this podcast is still for you, as we will dwell deep into various industries and sectors such as finance, technology, supply chain, manufacturing, chemical, education, and a lot more. Each journey is inspiring. Each story gives you an opportunity to learn something new. Extraordinary insights from not so ordinary people. Read more about What the HAT!? on the website: https://www.whatthehatpodcast.com SUBSCRIBE TO WHAT THE HAT!? Listen to What the HAT!? on Anchor: https://anchor.fm/what-the-hat-podcast Listen to What the HAT!? on Spotify: https://open.spotify.com/show/0JLZXaAgrIDtbxXVtqemWh Listen to What the HAT!? on Apple Podcasts: https://podcasts.apple.com/in/podcast/what-the-hat/id1513959425 Listen to What the HAT!? on Google Podcast: https://podcasts.google.com/?feed=aHR0cHM6Ly9hbmNob3IuZm0vcy8yMWFkMDA5MC9wb2RjYXN0L3Jzcw%3D%3D All other streaming platforms: https://linktr.ee/whatthehat/ FOLLOW US Instagram: https://www.instagram.com/whatthehatpodcast/ Twitter: https://twitter.com/WTHATPodcast Facebook: https://www.facebook.com/WhatTheHatPodcast/ --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

Welcome back to another episode! Today is all about Facebook Ad shutdown. They seem to come out of nowhere and are showing up a LOT. Some are just an error on Facebook’s part and others are truly the user’s fault. It’s not IF your account will be shut down...it’s WHEN. It’s so critical to your business that you listen to this episode!Let’s talk about…Following policy and reviewing ad policiesWhat you need to have in place that only takes 5 minutes to doUpdating your personal profile including confirming your identityTips for what to do when you're advertising Make sure you tune into the upcoming episodes where we’re talking aboutWhat words to avoid in your ad copyDelicate nichesThe one place that you may not think Facebook is looking but they totally areUntil next time! Happy Marketing!P.S. I’d like to ask you...what are THREE things you’re going to accomplish this year without fail, non-negotiable, #noexcuses? Send me a DM, @themichellefernandez, and let me know!

This week the boys get you going for 2021. Is now the time to create action and work towards your goals while motivation is at an all time high or are you setting yourself up to fail with no plan, structure or habit change?Is your goal going to increase the quality of your life? Is it going to help you? Why do you want to do it in the first place? In this episode we talk aboutWhat is going to make this year different?How to create and break habits Why people fail What you need to change to succeed in 2021. The importance of your environment Investing in yourself This episode will make you think. Welcome to 2021.

About the guest: Electronics and telecom Engineer, an ex-investment banker at JP Morgan, and an MBA from UC Berkeley's Haas School of Business. Viram Shah has done it all. And now, Viram is democratizing international investing as the co-founder and CEO at Vested. Vested is an online platform that aims to simplify US stock investing, first for Indian investors and eventually for other parts of the world. LinkedIn: https://www.linkedin.com/in/viram-shah/ Vested: https://vested.co.in/ Key Insights in this Episode: Learning as an Investment Banker [03:05] Completing an MBA in the US and the application process [05:40] The Vested Story - how are people outside of the US able to invest in US stocks? [10:53] ------------------------------------------------------------------- Timestamps: [00:00] Introduction [01:20] Taking up a job after undergrad [03:05] Job as an Investment Banker at J. P. Morgan [05:40] MBA in the US after working in India [08:20] US MBA application process - lessons learned [10:53] Experience at UC Berkley [13:30] The idea behind Vested [17:35] The Vested journey [21:25] Why Vested was started? [23:40] Why is Vested VC driven? The process of onboarding VCs [28:00] Advice for entrepreneurs [32:00] What's next for Vested? [34:20] The technology skepticism barrier in India for FinTech Industry [36:38] TOP 3 ------------------------------------------------------------------ About What the HAT!? We are three friends who met in our engineering college catching up with our old friends and acquaintances in this show. Each guest has a different journey, different story, and different insights. We are connecting and learning from people who have carved their journeys from creating funded startups in India to key roles in big companies. We are talking to people who went to Ivy League colleges and are academicians in India. We are working on gathering stories from these great minds. This is the podcast for you if you are currently pursuing or have completed engineering. If you haven't studied engineering, this podcast is still for you, as we will dwell deep into various industries and sectors such as finance, technology, supply chain, manufacturing, chemical, education, and a lot more. Each journey is inspiring. Each story gives you an opportunity to learn something new. Extraordinary insights from not so ordinary people. Read more about What the HAT!? on the website: https://www.whatthehatpodcast.com SUBSCRIBE TO WHAT THE HAT!? Listen to What the HAT!? on Anchor: https://anchor.fm/what-the-hat-podcast Listen to What the HAT!? on Spotify: https://open.spotify.com/show/0JLZXaAgrIDtbxXVtqemWh Listen to What the HAT!? on Apple Podcasts: https://podcasts.apple.com/in/podcast/what-the-hat/id1513959425 Listen to What the HAT!? on Google Podcast: https://podcasts.google.com/?feed=aHR0cHM6Ly9hbmNob3IuZm0vcy8yMWFkMDA5MC9wb2RjYXN0L3Jzcw%3D%3D All other streaming platforms: https://linktr.ee/whatthehat/ FOLLOW US Instagram: https://www.instagram.com/whatthehatpodcast/ Twitter: https://twitter.com/WTHATPodcast Facebook: https://www.facebook.com/WhatTheHatPodcast/ LinkedIn: https://www.linkedin.com/company/whatthehat/ Website: https://www.whatthehatpodcast.com/contact-us/ --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

About the guest: Mitali is an Engineer turned Entrepreneur turned Marketer. But always a consumer-first innovator. Mitali has 6 years of experience in the Indian FMCG industry spanning across sales, marketing & innovation roles. She is currently leading innovation for Pampers brand within the baby care category in India for P&G. LinkedIn: https://www.linkedin.com/in/mitaliparekh/ Key Insights in this Episode: • Should you pursue an MBA directly after graduation or gain experience first? [05:55] • Does experience matter when you're applying for a job after MBA? [10:40] • Skills that you need to land a job [30:00] ------------------------------------------------------------------- Timestamps: [00:50] Journey from Engineering to a start-up and start-up to MBA [05:55] Should you pursue an MBA directly after graduation or gain experience first? [10:40] Does experience matter when you're applying for a job after the MBA? [13:35] Landing a job by participating in a competition in college [17:50] Mitali's current role [30:00] Skills Mitali looks for in a candidate applying for a job [34:13] Sales to Marketing switch [43:14] TOP 3 [51:45] Gender equality ------------------------------------------------------------------ About What the HAT!? We are three friends who met in our engineering college catching up with our old friends and acquaintances in this show. Each guest has a different journey, different story, and different insights. We are connecting and learning from people who have carved their journeys from creating funded startups in India to key roles in big companies. We are talking to people who went to Ivy League colleges and are academicians in India. We are working on gathering stories from these great minds. This is the podcast for you if you are currently pursuing or have completed engineering. If you haven't studied engineering, this podcast is still for you, as we will dwell deep into various industries and sectors such as finance, technology, supply chain, manufacturing, chemical, education, and a lot more. Each journey is inspiring. Each story gives you an opportunity to learn something new. Extraordinary insights from not so ordinary people. Read more about What the HAT!? on the website: https://www.whatthehatpodcast.com SUBSCRIBE TO WHAT THE HAT!? Listen to What the HAT!? on Anchor: https://anchor.fm/what-the-hat-podcast Listen to What the HAT!? on Spotify: https://open.spotify.com/show/0JLZXaAgrIDtbxXVtqemWh Listen to What the HAT!? on Apple Podcasts: https://podcasts.apple.com/in/podcast/what-the-hat/id1513959425 Listen to What the HAT!? on Google Podcast: https://podcasts.google.com/?feed=aHR0cHM6Ly9hbmNob3IuZm0vcy8yMWFkMDA5MC9wb2RjYXN0L3Jzcw%3D%3D All other streaming platforms: https://linktr.ee/whatthehat/ FOLLOW US Instagram: https://www.instagram.com/whatthehatpodcast/ Twitter: https://twitter.com/WTHATPodcast Facebook: https://www.facebook.com/WhatTheHatPodcast/ LinkedIn: https://www.linkedin.com/company/whatthehat/ Website: https://www.whatthehatpodcast.com/contact-us/ --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

About vs “ABOUT” What does the new Chicago “Stay at Home” advisory mean for Challengers? We do not want to read books about people dealing with Covid-19. Image’s HOME SICK PILOTS is real good, y’all. Geoff Johns and Gary Frank have an Image book coming out in April, “Geiger”. Kaijumax continues to be one of the absolute best books on the stands. What a comic is about vs what a comic is ABOUT. DC Entertainment has just fired 3 of our friends.

Happy Diwali! About What the HAT!? We are three friends who met in our engineering college catching up with our old friends and acquaintances in this show. Each guest has a different journey, different story, and different insights. We are connecting and learning from people who have carved their journeys from creating funded startups in India to key roles in big companies. We are talking to people who went to Ivy League colleges and are academicians in India. We are working on gathering stories from these great minds. This is the podcast for you if you are currently pursuing or have completed engineering. If you haven't studied engineering, this podcast is still for you, as we will dwell deep into various industries and sectors such as finance, technology, supply chain, manufacturing, chemical, education, and a lot more. Each journey is inspiring. Each story gives you an opportunity to learn something new. Extraordinary insights from not so ordinary people. Read more about What the HAT!? on the website: https://www.whatthehatpodcast.com SUBSCRIBE TO WHAT THE HAT!? Listen to What the HAT!? on Anchor: https://anchor.fm/what-the-hat-podcast Listen to What the HAT!? on Spotify: https://open.spotify.com/show/0JLZXaAgrIDtbxXVtqemWh Listen to What the HAT!? on Apple Podcasts: https://podcasts.apple.com/in/podcast/what-the-hat/id1513959425 Listen to What the HAT!? on Google Podcast: https://podcasts.google.com/?feed=aHR0cHM6Ly9hbmNob3IuZm0vcy8yMWFkMDA5MC9wb2RjYXN0L3Jzcw%3D%3D FOLLOW US Instagram: https://www.instagram.com/whatthehatpodcast/ Twitter: https://twitter.com/WTHATPodcast Facebook: https://www.facebook.com/WhatTheHatPodcast/ Website: https://www.whatthehatpodcast.com/contact-us/ --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

In this episode, we learn about the Satir method of psychology, created by Virginia Satir. A pioneer in the the field, Satir took a different approach to family dynamics and became known known as the “Mother of Family Therapy.” Jennifer Nagel is an amazing psychologist who has had a leading role in the Satir Institute of the Pacific and other Satir networks. In this episode, Jennifer discusses how we develop our belief system and how this impacts our everyday experiences. She talks about ways to come back into our own self—how to become more in touch with our own feelings and what our body is telling us. We also discuss how to recognize your belief systems and how to understand how it fits in today’s world. Jennifer shares about the Iceberg Model, where most of our understanding of self is beneath the surface. We hope this episode will help you get more in touch with yourself. Key TakeawaysA little about her and the work she’s doingWhat the Satir model is and what makes it differentWhat it means to tap into one’s selfHow to recognize when you’re not connected to yourselfWhat the Satir patterns of coping areDifferent types of copingOther ways people copeWhat it means to allow the body to “speak”What the iceberg metaphor in the Satir model is all aboutWhat it means for feelings to have “feelings”How to take ownership of your experiences rather than blaming othersHow the iceberg metaphor plays out in real lifeHow to connect with yourselfHow to learn to tap into your bodyHow to understand yourself moreHow to work through different beliefs and influencesHow being connected can help you make wise decisionsWhy gratitude is so importantWhat it means when you’re congruentWhat the alternative to coping isResources and books she recommends Links Jennifer Nagel Counselling Website - https://www.jennifernagelcounselling.comVirginia Satir - https://www.betterhelp.com/advice/therapy/the-mother-of-family-therapy-virginia-satir/Satir Institute of the Pacific - https://satirpacific.org/Virginia Satir Global Network - https://satirglobal.org/ BooksMagic in the Muck: Finding Grace in Chaos by Jennifer Nagel - https://www.amazon.com/Magic-Muck-Finding-Grace-Chaos/dp/1775308405The Satir Model: Family Therapy and Beyond by Virginia Satir - https://www.amazon.com/Satir-Model-Family-Therapy-Beyond/dp/0831400781Peoplemaking by Virginia Satir - https://www.amazon.com/Peoplemaking-Condor-Books-Virginia-Satir/dp/0285648721 Jennifer Nagel Bio: Jennifer Nagel, MA, RCC has extensive training in the Satir Model and has been leading training for a diversity of groups including therapists, educators, school programs, community groups, at-risk adolescents, therapeutic programs, non-profit organizations and corporate groups. She has presented many workshops and training programs internationally, and works regularly in Canada, China, and Kenya.

Hi everybody. Welcome to Episode 7 of the Photography Explained podcast. In this episode – Which camera should I buy?I’m your host Rick and each week I will try to explain one photographic thing to you in plain English in less than 10 minutes without the irrelevant details. My aim is to explain things in just enough detail to help us with our photography and no more.You should buy the camera that is right for you. You need to think aboutWhat you want to take photos of?Is photography going to be a hobby or a business?How much money you have to spend?How much time to you have to invest in photographyNew or old camera?Film or digital?Photos and video?Will your phone do?What’s next?Glad you asked! In Photography Explained Podcast Episode 8 - Why Is Camera Sensor Size Important?What to ask a question?Head over to the Want Me To Explain Something? page on the Photography Explained website and fill the form in and you are done!Check out my my blogCheck out my photography blog where you will find lots more photography stuff all written by me.Did you enjoy this episode?If you did please do the following, which will help me and not take too much time.· Rate and review my podcast· Subscribe· Tell anyone you think might like my podcastThank you very much for listening and see you on the next episode.Rick McEvoy – Photography Explained Podcast

About the guest: Prajit Nair is an Engineer turned IAS officer who secured Rank 87 in his UPSC exam in his third attempt and now working as a bureaucrat under the role of the assistant collector in Maharashtra's Dhanu region. His key to cracking UPSC Exam: https://blog.forumias.com/ias-rank-87-prajit-nair-kerela-3rd-attempt-detailed-strategy-with-notes-handouts/ His cat (Mushu's account) https://www.instagram.com/mushu_cn/ Key Insights in this Episode: Reason to choose Civil service as a career option (5.00) UPSC Exam preparation journey (10.00) Role of an IAS officer (15.00) Right attitude to crack the UPSC exam (30.00) Career journey in public service (35.00) ------------------------------------------------------------------- Timestamps: [2:00] Why IAS [5:00 ] UPSC exam structure [10:00] Exam preparation journey [15:00] Roles and Responsibilities currently [30:00] Right attitude to crack UPSC [35:00] Career journey ahead [40:00] Top 3 ------------------------------------------------------------------ About What the HAT!? We are three friends who met in our engineering college catching up with our old friends and acquaintances in this show. Each guest has a different journey, different story, and different insights. We are connecting and learning from people who have carved their journeys from creating funded startups in India to key roles in big companies. We are talking to people who went to Ivy League colleges and are academicians in India. We are working on gathering stories from these great minds. This is the podcast for you if you are currently pursuing or have completed engineering. If you haven't studied engineering, this podcast is still for you, as we will dwell deep into various industries and sectors such as finance, technology, supply chain, manufacturing, chemical, education, and a lot more. Each journey is inspiring. Each story gives you an opportunity to learn something new. Extraordinary insights from not so ordinary people. Read more about What the HAT!? on the website: https://www.whatthehatpodcast.com SUBSCRIBE TO WHAT THE HAT!? Listen to What the HAT!? on Anchor: https://anchor.fm/what-the-hat-podcast Listen to What the HAT!? on Spotify: https://open.spotify.com/show/0JLZXaAgrIDtbxXVtqemWh Listen to What the HAT!? on Apple Podcasts: https://podcasts.apple.com/in/podcast/what-the-hat/id1513959425 Listen to What the HAT!? on Google Podcast: https://podcasts.google.com/?feed=aHR0cHM6Ly9hbmNob3IuZm0vcy8yMWFkMDA5MC9wb2RjYXN0L3Jzcw%3D%3D FOLLOW US Instagram: https://www.instagram.com/whatthehatpodcast/ Twitter: https://twitter.com/WTHATPodcast Facebook: https://www.facebook.com/WhatTheHatPodcast/ Website: https://www.whatthehatpodcast.com/contact-us/ --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

We're talking aboutWhat to do in the morning to alter your entire day.How to save four to six months of wasted time out of your life.How to slay your day, all-day.How to clear your clutter.How to end your day for a more productive tomorrow.Freebies:One Day at a Time Freebie30-30-3 Method with Goal HacksProductivity Cheat SheetsOther links we discussed:https://www.mindmovies.comWant more entrepreneurial, mindset, and productivity strategies?  Connect with me!  Website: www.totalfitbosschick.comInstagram @totalfitbosschickPinterest @totalfitbosschickInterested in helpful freebies?  Check out our Free Resource Library! Helpful tips:Save time on Instagram and Pinterest schedule your posts and pins with Tailwind!I love bringing you value. Unfortunately, value alone doesn't work at the bank. Therefore, I may receive a small amount of compensation at no cost to you when you purchase through an affiliate link, which I'll totally blow on art supplies! ;-)

Rebecca is a registered Speech-Language Pathologist (reg. CASLPO). In addition to being the mom of 2 small children, she supports families through independent private practice at Bloom Speech-Language Therapy and is the creator and coach behind The Parent's Blueprint to Reading Confidence online course.Rebecca is passionate about empowering parents by thinking #outsidetheclinicalbox. Sharing information about communication and literacy development, and supporting parents in becoming active team players in their child's communication journey energizes her and gets her excited. On this episode we talk aboutWhat is the role of a Speech-Language Pathologist and how their scope of practice includes more than one might think (eg. swallowing, literacy, social skills)?How an SLP supports reading development and how it is different than other professionals (eg. teachers, tutors)The story behind the creation of The Parent's Blueprint to Reading Confidence online courseHow to join the Popcorn Words webinar (online and in-person options)Website: www.bloomspeech.caFacebook: www.facebook.com/bloomspeechlanguagetherapyInstagram www.instagram.com/bloomspeechlanguagetherapy7-module reading empowerment course for parents "The Parent's Blueprint to Reading Confidence" www.bloomspeech.ca/courses complete with live Q&A sessions twice a month to answer all of your reading questions!Upcoming webinar "Make Popcorn Words POP" www.bloomspeech.ca/courses happening on Friday Sept 18th, and Tuesday Sept 22nd!

Kelly Morita is an American Ikigai mindset and transition coach living in the beautiful country of Japan. She lived in Japan for almost nine years of her life and has dedicated her time to inspiring others to live life on purpose, discover their path, and master themselves. Incorporating Ikigai into everything you do is essential to growing a business, taking on new challenges, transitioning to a new city or country, and so much more. Kelly’s mission is to help others find fulfilment, abundance, and passion in their lives for as long as they live..In today's episode we spoke aboutWhat is Ikigai and how you find happiness and purpose with it.How to find confidence to try new thingsThe importance of following your intuitionFollow Kelly here:YouTube: https://www.youtube.com/channel/UC2UB1ffj-JxRnf1kSofc1VgWebsite: https://www.kellymorita.com/Instagram: https://www.instagram.com/kellymoritasan/ See acast.com/privacy for privacy and opt-out information.

Wondered how to hold your cat in a way that doesn’t freak them out? Or why our cats appear stressed when we scruff them? Or what behaviours you should train your cat (and how) for catexploring?Tabitha Kucera is an Elite Fear Free and Low Stress Handling Certified Registered Veterinary Technician. She is the owner of Chirrups and Chatter Cat and Dog Behaviour Consulting and Training in Cleveland, Ohio.Tabitha shares all about fear free handling methods that you can use. Why we shouldn’t scruff our cats – and how we should restrain them. We also dive into how to train your cat to come when catexploring and even how to get them out of a sticky situation while you are out and about together.See the show notes here: https://catexplorer.co/podcast-entries/low-stress-ways-to-hold-your-cat-training-them-for-those-sticky-situations-while-catexploring-and-more-with-tabitha-kucera-from-chirrups-and-chatterTo support Catexplorer & join the Catexplorer Purr Squad or become a Catexplorer Producer, see here: https://catexplorer.co/supportTo find out how to leave a review see here: https://catexplorer.co/podcast-entries/how-to-leave-a-review-for-the-catexplorer-podcastWhat we talk aboutWhat does Fear Free mean?How to create a fear free happy homeWhy you shouldn’t pet your cat while playing with themHow to help harness your cat’s predatory instinctsFear friendly, low stress handling of our catsWhy we shouldn’t scruff our catsDifferent ways to hold our cats that is low stress for our catsHow to restrain your cat (without scruffing them) if they get into ‘trouble’ while catexploringRecall training for catexploringWhat to do if your cat gets into a space that they shouldn’t while you are catexploringHow to get your cranky or upset cat to safety (while catexploring) without restraining themHow to clicker and target stick train while catexploringWhat to do if you see an off leash dog while catexploringLow stress ways to give your cat medicineMedication training your catLow stress ways to brush your cat’s teethUsing these techniques to help fear in older catsWhy we shouldn’t throw our cats into situations they fearAdvice for new catexplorersMost entertaining comment about cat behaviourWho inspires Tabitha in the cat spaceGamechanger for cat behaviour management

Help us improve the show by filling out this survey (It will take less than 2 mins, promise): https://forms.gle/kgKXi66eM3gYwpdp8 Download The Podcast Cheatsheet here: https://www.whatthehatpodcast.com/ About What the HAT!? We are three friends who met in our engineering college catching up with our old friends and acquaintances in this show. Each guest has a different journey, different story, and different insights. We are connecting and learning from people who have carved their journeys from creating funded startups in India to key roles in big companies. We are talking to people who went to Ivy League colleges and are academicians in India. We are working on gathering stories from these great minds. This is the podcast for you if you are currently pursuing or have completed engineering. If you haven't studied engineering, this podcast is still for you, as we will dwell deep into various industries and sectors such as finance, technology, supply chain, manufacturing, chemical, education, and a lot more. Each journey is inspiring. Each story gives you an opportunity to learn something new. Extraordinary insights from not so ordinary people. Read more about What the HAT!? on the website: https://www.whatthehatpodcast.com SUBSCRIBE TO WHAT THE HAT!? Listen to What the HAT!? on Anchor: https://anchor.fm/what-the-hat-podcast Listen to What the HAT!? on Spotify: https://open.spotify.com/show/0JLZXaAgrIDtbxXVtqemWh Listen to What the HAT!? on Apple Podcasts: https://podcasts.apple.com/in/podcast/what-the-hat/id1513959425 Listen to What the HAT!? on Google Podcast: https://podcasts.google.com/?feed=aHR0cHM6Ly9hbmNob3IuZm0vcy8yMWFkMDA5MC9wb2RjYXN0L3Jzcw%3D%3D FOLLOW US Instagram: https://www.instagram.com/whatthehatpodcast/ Twitter: https://twitter.com/WTHATPodcast Facebook: https://www.facebook.com/WhatTheHatPodcast/ Website: https://www.whatthehatpodcast.com/contact-us/ --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

“I spent that 14 thousand dollars, and I don’t look at those ads as being an expense because [...] I’ve done the hard work by crunching those numbers using that goal setting calculator and looking at past performance.”In today’s episode, I’m going to debrief my Google Ads course launch. We will be talking about how that launch went and what lessons can be learned from that. When launching my course I use the same philosophy that I use with both running ads for my clients and teaching my students how to run their own ads. The process includes setting goals and expectations, analysing stats and optimising.I am going to give you an overview of the process that I use for the launch of my course and the method I use to get people enrolled. I will also share some real numbers and stats as they are very valuable in understanding how you can extract meaning from the data.Let’s jump in!WHAT YOU’LL LEARN FROM THIS EPISODE:How long it took Kaity to develop her online courseWhat king of mething Kaity used for her course’s launchWhy Kaity changed the course launch methodWhat does the bootcamp method involveHow many people enrolled to the free courseWhat platforms Kaity used for the promotion of her courseHow much Kaity spent on adsHow to make your ad spend to be profitableWhat each day of the bootcamp was aboutWhat was the conversion rate that Kaity got from her free courseHow Kaity used ads to attract people to try the bootcampWhy optimising is crucialWhy Kaity had to push back the launch of her courseWhat elements can be included in the optimisation processRESOURCES:Kaity on InstagramKaity Griffin Website

Hayley is an empowerment coach helping women overcome self-doubt and rediscover their inner confidence. Using a blend of practical mindset work & spiritual practices, Hayley guides her clients and audience into getting out of their own way & living a life of purpose.In this episode we spoke aboutWhat does self doubt look like and where does it come fromHow to overcome self doubtHow to set up a spiritual mindset routineWhy taking care of yourself is the most important thingFollow Hayley here...https://www.instagram.com/hayleyjunelloyd/http://hayleylloyd.com/private-coaching/Journal Prompts: https://hayleylloydcoaching.lpages.co/journal-with-purpose/ See acast.com/privacy for privacy and opt-out information.

In this episode of Uncover Wealth Radio 198. We will be discussing all about How to Launch a Scalable, Profitable Seven-Figure BusinessToday, Annette Ferguson, who is the host of Uncover Wealth Radio and a pro in helping entrepreneurs take home more money from their business for them and their family to enjoy, is here to tell you all about money, business wealth and creating financial freedom.Uncover Wealth Radio Episode 198Click To Tweet Get All My Best Resources Click Here Partner With Me Here Inquire Now JOIN THE FACEBOOK GROUP! Uncover Wealth Community Points of Discussion Goal PointMindsetBuilding a Real BusinessStand on Financial IndependencePricing and Value StrategyScaling in MindPricing and the Value MixWhat are you good atWhat are you passionate aboutWhat are your must haves in your businessImpactWealth Lab Session this coming SeptemberBuilding Implementable Profit In Your Business Connect with Annette Ferguson Website Visit and inquire on our homepage at this link: annetteandco.co.uk Facebook Keep posted on our updates and hit like on our page at this link: facebook.com/annettefergusonuk Instagram Give us a heart and hit follow to get some insights from us at this link:instagram.com/annette_fergs LinkedIn Keep updated and connected on our certified post at this link:linkedin.com/in/annettefergusonuk Twitter Follow and tweet with us on this link: twitter.com/Annette_Fergs TikTok Keep on the trend with us on this link: tiktok.com/@annette_fergs iTunes https://podcasts.apple.com/gb/podcast/uncover-wealth-radio/id1473582522

My guest today is a world renowned scientist and researcher Professor Valter Longo. Most well recognised for his work in the longevity field and fasting., Valter has thirty years of experience in the field of longevity and healthy eating. He is the Director of the Longevity Institute at the University of Southern California – Leonard Davis School of Gerontology, Los Angeles, and the Director of the Longevity and Cancer Program at the IFOM Institute of Molecular Oncology in Milan, Italy. He is the author of the best seller “The Longevity Diet” and is also the scientific director of the Create Cures Foundation and the Valter Longo Foundation. On today’s pod we talk aboutWhat fasting means and the different types of fastingThe longevity diet and the fasting mimicking diet (FMD), and what are their aims?Does the scientific data suggest benefit?Which are the main features of the longevity diet? How many meals should be eaten each day?Why fasting works on longevity?How does the fasting mimicking diet work?The utility of FMD in the treatment of cancer, autoimmune conditions and metabolic disorders Do check out Professor Longo's book - The Longevity Diet - it really is a very interesting read and full of such great information.Social Media LinksWebsiteFacebook Instagram See acast.com/privacy for privacy and opt-out information.

About the guest: Dhaval Shroff is a roboticist and a photographer. He has done his masters in robotics from Carnegie Mellon University and works as an autopilot AI in Tesla motors for more than 6 years. Key Insights in this Episode: Admission into Carnegie Mellon University (CMU) for Robotics Working at Tesla in computer vision AI space for self-driving team Future of self-driving cars especially in geographies like India Experience of working with Elon Musk Passion for photography LinkedIn: https://www.linkedin.com/in/dhavalshroff/ D. J. Sanghvi College of Engineering: https://www.linkedin.com/school/djsce/ Towards Data Science- https://towardsdatascience.com/ ------------------------------------------------------------------- Timestamps: Intro- 0:00- 3:00 Life in DJ - 03:00 - 8:30 Photography- 8:30-14:20 LinkedIn Story- 14:20-15:20 Robowars- 15:20-16:40 Road to masters- 16:40-20:00 DJ Festival- 20:00-21:40 Why masters- 21:40-23:30 The difference in education in India Vs US- 23:30-25:00 Tesla- 25:00-31:00 Trolley Problem- 31:00-32:22 Problem-solving approaches- 32:22 - 37 Self Driving + Neural networks- 37 - 38 Self Driving in India- 38 - 42.30 Advice to current students if they want to join self-driving team at TSLA- 42:30 - 45:00 Elon Musk - 45:00 - 48 Recommendation- 48 - 51 Top 3- 51-60 Rapid Fire- 60-63 Not the Onion- 63-69 Outro- 69-71 ------------------------------------------------------------------ About What the HAT!? We are three friends who met in our engineering college catching up with our old friends and acquaintances in this show. Each guest has a different journey, different story, and different insights. We are connecting and learning from people who have carved their journeys from creating funded startups in India to key roles in big companies. We are talking to people who went to Ivy League colleges and are academicians in India. We are working on gathering stories from these great minds. This is the podcast for you if you are currently pursuing or have completed engineering. If you haven't studied engineering, this podcast is still for you, as we will dwell deep into various industries and sectors such as finance, technology, supply chain, manufacturing, chemical, education, and a lot more. Each journey is inspiring. Each story gives you an opportunity to learn something new. Extraordinary insights from not so ordinary people. Read more about What the HAT!? on the website: https://www.whatthehatpodcast.com *SUBSCRIBE TO WHAT THE HAT!?* Listen to What the HAT!? on Anchor: https://anchor.fm/what-the-hat-podcast Listen to What the HAT!? on Spotify: https://open.spotify.com/show/0JLZXaAgrIDtbxXVtqemWh Listen to What the HAT!? on Apple Podcasts: https://podcasts.apple.com/in/podcast/what-the-hat/id1513959425 Listen to What the HAT!? on Google Podcast: https://podcasts.google.com/?feed=aHR0cHM6Ly9hbmNob3IuZm0vcy8yMWFkMDA5MC9wb2RjYXN0L3Jzcw%3D%3D *FOLLOW US* Instagram: https://www.instagram.com/whatthehatpodcast/ Twitter: https://twitter.com/WTHATPodcast Facebook: https://www.facebook.com/WhatTheHatPodcast/ Website: https://www.whatthehatpodcast.com/contact-us/ #WHATTHEHAT #PODCAST #DJSCE #ENGINEERING #TESLA #ROBOTICS #ELONMUSK #AI #SELFDRIVING #AUTOPILOT --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

Dr Kristyn Vitale is a researcher & educator in Animal Behavior, welfare & human-animal interaction. Kristyn has done some fascinating research looking at social behaviour between cats, the cat-human bond and so much more. We chat all about socialising your cat, what to do if you missed socialising them when they were kittens, how to manage separation anxiety, how to find what motivates your cat & the mistakes people make when fixing bad behaviours with their cats.See the show notes here: https://catexplorer.co/podcast-entries/ask-a-cat-behaviourist-socialising-cats-separation-anxiety-in-cats-fixing-bad-behaviours-finding-what-motivates-your-cat-with-dr-kristyn-vitaleTo support Catexplorer & join the Catexplorer Purr Squad or become a Catexplorer Producer, see here: https://catexplorer.co/supportTo find out how to leave a review see here: https://catexplorer.co/podcast-entries/how-to-leave-a-review-for-the-catexplorer-podcastWhat we talk aboutWhat does it mean to socialise a cat?Why is it important to socialise a cat?How do you socialise a cat if you missed socialising them during their “kitten” stage?How to make socialisation while catexploring easierHow cat socialisation classes workHow to find cat socialisation classes near youHow to socialise your cat if you don’t have a kitten socialisation class near youSocialisation of cats in their litterAttachment behaviour in catsHow to help our cats manage separation anxietyIncluding cats as a part of the family when big events happenThoughts on negative reinforcement and aversivesHow to combat situations without using negative reinforcementPositive reinforcement methodsHow to find what motivates your catCats are individualsMistakes people make with their cat’s “bad” behaviourAdvice for new cat ownersMost entertaining comment about cat behaviourCat experts that inspire KristynProduct, service or program that has been a gamechanger for Kristyn’s cats

In today’s episode, we speak with Fritz Gilbert from The Retirement Manifesto and go through his checklist to ensure a smooth transition into your new life.Fritz speaks from experience and wrote the checklist during his own transition, starting five years out.Oh yes, FIVE YEARS. If you want a smooth transition, you’ll need to plan ahead.Scott and Mindy go through the checklist with Fritz, starting at five years before your retirement date. (They even touch on what to do BEFORE five years out.) Fritz’s list is extremely thorough and includes things you’ve most likely NOT even thought about.From paying down debt to checking in with a financial planner to transferring all that personal stuff you currently have on your work computer or in your work email, we cover the obvious. But more importantly, we also touch on the “Oh man, I totally forgot to do that” stuff, which can be the difference between a seamless transition and one filled with “I wish I had done things differently.”Fritz is such an expert in retirement planning that he wrote a new book about it: Keys to a Successful Retirement: Staying Happy, Active and Productive in Your Retired Years.In this book, Fritz shares 24 keys to a great retirement—once you’ve made sure the transition goes well.If you are on the path to retirement, this episode is NOT to be missed!In This Episode We Cover:What his pre-retirement checklist is all aboutWhat his financial position looks like five years prior to retirementHis advice to people who are pursuing financial independence before startingThe "one more year" syndrome5-year, 3-year, 2-year, 1-year, and 6-month checklists before retiringQuitting your jobAnd SO much more!Links from the ShowBiggerPockets Money Facebook GroupBiggerPockets Money Podcast 41 with Kyle MastBiggerPockets Money Podcast 84 with Kyle MastBiggerPockets Money Podcast 118 with Kyle MastBiggerPockets Money Podcast 55 with Millennial RevolutionBiggerPockets Money Podcast 55.5 with Millennial RevolutionLastPassThe Ultimate Pre-Retirement ChecklistEarly Retirement Calculator20 Steps To Take In The Before RetirementThe First 6 Steps To Financial WealthSo You Want To Be A MillionaireFreedom For Fido