Podcast appearances and mentions of Elizabeth Dunn

In this special Father's Day episode, Tim Ulbrich shares five unexpected and powerful money lessons he's learned from raising four boys. Episode Summary YFP Co-Founder & CEO, Tim Ulbrich, PharmD, reflects on the unexpected and powerful financial lessons he's learned from raising four boys. From conversations at the concession stand to big-picture reflections on priorities, Tim shares 5 meaningful insights that go beyond spreadsheets and savings accounts. Whether you're a parent, planning to be one, or simply interested in how life shapes our money mindset, this episode offers a personal and practical look at the intersection of fatherhood and finance. Mentioned on the Show YFP 363: A Conversation with My Dad: Lessons on Entrepreneurs, Fatherhood, and Finance  YFP 402: Building a Legacy: The Family Constitution Blueprint with Julia Myers Die With Zero: Getting All You Can From Your Money and Your Life by Bill Perkins Happy Money: The Science of Happier Spending by Elizabeth Dunn and Michael Norton  

The Rituals that Make a Magical Life with Michael Norton Harvard Business School professor and author, Michael Norton, discusses the role and importance of rituals in everyday life–and how they can bring meaning, control, and emotional richness to individual lives, relationships, and communities.  -The key difference between habits and rituals—and why rituals hold unique power -The surprising truth behind why you really have rituals for your children's bedtime -Why chasing happiness is a trap—and what you should aim for instead Michael Norton is a professor at Harvard Business School. He is the author of The Ritual Effect: From Habit to Ritual, Harness the Surprising Power of Everyday Actions, and the co-author - with Elizabeth Dunn - of Happy Money: The Science of Happier Spending. His research has been the answer to Final Jeopardy and his TEDx talk, How to Buy Happiness, has been viewed more than 4.5 million times. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Danielle and Whitney sit down with Michael Norton, an award-winning behavioral scientist, professor at Harvard Business School, and author of The Ritual Effect, about the surprising and versatile power of rituals. Michael delves into the profound impact that rituals can have on our daily lives, relationships, and overall well-being. Check out the video version on the Sakara Life YouTube channel here: https://youtu.be/Kn5a6wLAON8 Michael shares:  The crucial differences between habits and rituals. How rituals add meaning and emotional depth to our actions. Guidance on how to intentionally design rituals in both personal and work settings. The role of rituals in strengthening relationships. Insights on how rituals can aid in navigating significant life transitions, providing structure and meaning during times of change. About Michael: Michael Norton is a Professor of Business Administration at Harvard Business School. Dr. Norton's research on topics ranging from the hazards of humble-bragging to the rewards of matchmaking and volunteering has been published in top academic journals as well as popular media outlets such as the Wall Street Journal, CNN, Forbes, and the New York Times. He co-authored Happy Money with Elizabeth Dunn, which was named by the Washington Post as a “Book Every Leader Should Read.” He received his Ph.D. in Social Psychology from Princeton University. Visit https://michaelnorton.com/ for additional information, video, and more.

In this episode, Ms. Black reviews the book, Happy Spending: The Science of Happier Spending by Elizabeth Dunn & Michael Norton. Here are the principles:Buy ExperiencesMake It a TreatBuy TimePay now, Consume LaterInvest in Others  Ms. Black, the host of Staying in the Black, is a single mom, homeowner, and public-school educator in NYC. She owns two properties and is one mortgage away from being totally debt-free. She loves traveling the world with her family and has over $1M in her retirement accounts beyond her pension.Learn more about Ms. Black:Website: http://www.stayingintheblk.comInstagram:@stayingintheblk

If you look at any list of best-selling cookbooks, certain words come up over and over again: quick, easy, fast, effortless. But is it actually possible to deliver deliciousness in no time? Or are these recipes too good to be true? This week, we talk with intrepid journalist Tom Scocca, who exposed the dirty secret about caramelized onions; recipe-writing legend Christopher Kimball; and food writer (and mom) Elizabeth Dunn, who's sick of feeling bad when a recipe turns out to be harder than she expected. And we ask: Why do recipes that look simple on paper turn out to be very different once you get into the kitchen? Tom Scocca is the editor of Indiginity, and you can read his Slate story about caramelizing onions here. Christopher Kimball is the founder of Christopher Kimball's Milk Street. Elizabeth Dunn co-writes the newsletter Consumed. The Sporkful production team includes Dan Pashman, Emma Morgenstern, Andres O'Hara, Nora Ritchie, and Jared O'Connell.Transcript available at www.sporkful.com.Right now, Sporkful listeners can get three months free of the SiriusXM app by going to siriusxm.com/sporkful. Get all your favorite podcasts, more than 200 ad-free music channels curated by genre and era, and live sports coverage with the SiriusXM app.

Tim Ulbrich shares insights from seven financial books that shaped his journey, offering key lessons on saving, spending, mindset, and building wealth. Summary In this episode, Tim Ulbrich highlights seven impactful financial books that shaped his journey, including I Will Teach You to Be Rich by Ramit Sethi, Die with Zero by Bill Perkins, and Rich Dad, Poor Dad by Robert Kiyosaki. He shares key takeaways on topics like balancing saving and spending, adopting a wealth-building mindset, and spending for happiness. Mentioned on the Show YFP on YouTube YFP 390: Financial Resolutions: Top 5 Moves for Pharmacists in 2025 I Will Teach You To Be Rich by Ramit Sethi  Die with Zero by Bill Perkins Rich Dad, Poor Dad by Robert Kiyosaki Tax Free Wealth by Tom Wheelwright The Millionaire Next Door by Dr. Thomas Stanley The Next Millionaire Next Door by Dr. Sarah Stanley Fallaw The Compound Effect by Darren Hardy The Total Money Makeover by Dave Ramsey Happy Money: The Science of Happier Spending by Elizabeth Dunn and Michael Norton YFP 200: An Interview with Sarah Fallaw of The Next Millionaire Next Door YFP Disclaimer Subscribe to the YFP Newsletter Tim Ulbrich on LinkedIn YFP on Instagram YFP Facebook Group  

Does Christmas gift-giving feel more like a burden than a joy as you try to find a balance between gift-giving and avoiding entitlement? Dr. Justin Coulson and Kylie discuss how to preserve the magic of the season while avoiding the trap of indulgence and entitlement. In this episode: Finding perspective Reflecting on the true meaning of Christmas Having zero agenda—relationships, games, joyful moments What to do when Christmas is hard Focusing on others—emphasising giving, kindness, and family traditions over materialism The Secret to Happiness? Giving.—Elizabeth Dunn research Related Links: How to Unspoil your Kids this Christmas [Webinar] Find us on Facebook or TikTok Subscribe to the Happy Families newsletter Leave a voice memo here or email your questions/comments to podcasts@happyfamilies.com.auSee omnystudio.com/listener for privacy information.

How psychologist Dan Gilbert went from high school dropout to Harvard professor, found the secret of joy, and inspired Steve Levitt's divorce. SOURCE:Daniel Gilbert, professor of psychology at Harvard University. RESOURCES:"What the Data Says (and Doesn't Say) About Crime in the United States," by John Gramlich (Pew Research Center, 2020).Enlightenment Now: The Case for Reason, Science, Humanism, and Progress, by Stephen Pinker (2018)."Mistakenly Seeking Solitude," by Nicholas Epley and Juliana Schroeder (Journal of Experimental Psychology, 2014)."Just Think: The Challenges of the Disengaged Mind," by Timothy D. Wilson, David A. Reinhard, Erin C. Westgate, Daniel T. Gilbert, Nicole Ellerbeck, Cheryl Hahn, Casey L. Brown, and Adi Shaked (Science, 2013)."The End of History Illusion," by Jordi Quoidbach, Daniel T. Gilbert, and Timothy D. Wilson (Science, 2013).Happy Money: The Science of Smarter Spending, by Elizabeth Dunn (2013)."If Money Doesn't Make You Happy Then You Probably Aren't Spending It Right," by Elizabeth W. Dunn, Daniel T. Gilbert, and Timothy D. Wilson (Journal of Consumer Psychology, 2011).This Emotional Life, by Daniel Gilbert (2010).Stumbling on Happiness, by Dan Gilbert (2006)."Affective Forecasting," by Timothy D. Wilson and Daniel T. Gilbert (Advances in Experimental Social Psychology, 2003). EXTRAS:"Drawing from Life (and Death)," by People I (Mostly) Admire (2023)."Who Gives the Worst Advice?" by People I (Mostly) Admire (2021)."Sendhil Mullainathan Thinks Messing Around Is the Best Use of Your Time," by People I (Mostly) Admire (2021)."Am I Boring You?" by Freakonomics Radio (2015).

Marco Bertini professore all'Esade ed ex Visiting Professor alla Harvard Business School, è un esperto di strategie per la generazione di Revenue e Senior Advisor di Globalpraxis, lavora con IBM e Coca-Cola. Bertini ha collaborato con organizzazioni come IBM, AT&T, H&M, Coca-Cola, Procter and Gamble, Fox Networks, Pfizer, Novartis e Boston Consulting Group, dove ha ricoperto il ruolo di Senior Advisor. Autore di numerosi articoli su strategia, marketing e customer relationship, è anche coautore, insieme a Oded Koenigsberg, di The Ends Game: How Smart Companies Stop Selling Products and Start Delivering Value. Marco Bertini insegna strategie per una crescita sostenibile del fatturato, con focus sulla mentalità orientata al cliente e alla vendita di valore, che presuppone il Purpose, tema e focus della due giorni del Wobi, la ventunesima edizione del World Business Forum 2024, che si è tenuta a Milano il 13 e 14 novembre e che ha riunito più di 3.000 imprenditori e Ceo di aziende internazionali. E poi sentiamo i consigli sul Purpose e su come formarsi fronte wellbeing da due referenti e speker dell'evento sempre internazionali.Sharon Melnick, psicologa aziendale ed esperta in materia di potere personale nella leadership, il suo lavoro si basa su 10 anni di ricerche rivoluzionarie presso la Harvard Medical School. Ha lavorato con istituzioni come la Casa Bianca, le Nazioni Unite e l'Accademia militare di West Point come CEO di Horizon Point Inc., una società di coaching e formazione globale, ed è autrice del best seller In Your Power: React Less, Regain Control, Raise Others. È stata nominata da Coaches50 tra i Top 50 coach al mondo.Elizabeth Dunn, professoressa di Psicologia presso l'Università della British Columbia e una delle maggiori esperte nello studio di come il tempo, il denaro e la tecnologia influenzino la felicità umana. La sua ricerca sperimentale non solo è stata pubblicata su riviste di alto livello, tra cui tre articoli su Science, ma è stata anche ampiamente pubblicizzata da media internazionali come il New York Times, The Atlantic e la CNN. È anche coautrice del libro Happy Money: The Science of Happier Spending, riconosciuto dal Washington Post come lettura essenziale per i leader.Siti, app libri e link utiliSharon Melnick Eizabeth Dunn Sito personaleSito University of British Columbia “Happy Money: the science of happier spending" Ted talkMarco BertiniWobi, la ventunesima edizione del World Business Forum 2024I libri da scegliere Purpose e formazioneGrazie a una formazione focalizzata in tutti i settori sul Purpose, si acquisiscono skills per facilitare manager e lavoratori nel liberare la felicità e la connessione sul posto di lavoro in un'epoca in cui le strutture del posto di lavoro sono in continua evoluzione. Si apprendono strategie scientificamente fondate per creare forti legami sul posto di lavoro, perchè i forti legami personali creano una risorsa duratura per l'organizzazione, soprattutto nei momenti più difficili. Le interazioni artificiali influenzano infatti i nostri sentimenti di felicità e connessione sociale ed è necessario apprendere come bilanciare la tecnologia e il tocco umano, un'abilità essenziale per le organizzazioni che incorporano gli strumenti di AI nella loro strategia. Ma è necessario anche avere un quadro di riferimento per trasformare la strategia in revenue growth: l'importanza di avere una mentalità incentrata sul cliente per guidare la crescita. E vendere valore ai clienti, sapendo come capitalizzare sulla creazione di valore e rimanere fedeli alla Brand Promise. Imparare a cogliere le opportunità delle variazioni di prezzo: affrontare le sfide dell'inflazione, mantenere la competitività e migliorare le relazioni con i clienti. Imparare a utilizzare le chiavi per sfruttare la potenza degli algoritmi e della tecnologia in modo efficace e affidabile. Inoltre è necessario apprender come rimanere in uno stato di high performance in un mondo fuori controllo. Perché gli approcci tradizionali alla gestione del burnout non ne hanno impedito l'aumento dei tassi e la vera ragione per cui molti sono esausti e stanchi, quindi è necessario apprendere e insegnare come mantenere la chiarezza mentale e il senso di controllo di fronte all'incertezza e all'attrito interpersonale, come essere strategici piuttosto che reattivi nei momenti di stress e tensione, come i leader possono creare una cultura a prova di burnout nei loro team e nelle loro organizzazioni.

At a moment when the world feels like a particularly unsettling place, Science Weekly is asking what it is that makes humans happy – and how we can bring more happiness into our lives. In episode two, Ian Sample asks which happiness strategies are backed up by science. He hears from Elizabeth Dunn, a professor of psychology at the University of British Columbia, who recently scrutinised a whole lot of happiness research to work out which recommendations are most reliable. Help support our independent journalism at theguardian.com/sciencepod

Dr Elizabeth Dunn and PhD student Dunigan Folk from the University of British Columbia decided to study the studies that claim to understand what makes us happy and found some surprisingly results.

We've all heard the phrase, “money doesn't buy happiness.” But, Elizabeth Dunn, a professor in the Department of Psychology at the University of British Columbia, says that isn't necessarily true. She sits down with Dr. Sanjay Gupta, CNN's Chief Medical Correspondent, to talk about her research into getting the “biggest happiness bang for our bucks,” and lessons from her book, “Happy Money: The Science of Happier Spending.” Learn more about your ad choices. Visit podcastchoices.com/adchoices

Dr. James Stone, an absent-minded optic engineer, is a brilliant researcher in a field that few appreciate. His brother, a prominent government physicist, refuses to take him seriously and has essentially shut Dr. Stone out of his life. Dr. Stone's attractive secretary, Ms. Elizabeth Dunn, is in love with him and has read all of his recondite scientific papers, but Stone is blind to her feelings and myopically perceives only the details of his science. The story begins as policemen investigate the destruction of Dr. Stone's office, the latest in a series of attacks on optometric facilities. After they leave, Dr. Stone realizes that his own glasses are broken and decides to try a pair of prescription lenses designed for patients who suffer from double vision, lenses made from meteoric quartz. Putting on the glasses, he recoils in horror as he sees a creature that appears to be made of energy. The creature attacks him, smashing his glasses, steals a page from Stone's notebook on which are written the names of patients who have been prescribed the lenses, and quickly vanishes. Stone ascertains that the creature must exist in only two dimensions, as when he turns sideways he becomes invisible, and is able to move through walls. Stone visits his physicist brother to talk over the idea, but his brother dismisses him as mad. Dr. Stone has his secretary order several new pairs of the meteoric eyepieces, and tries to track down the patients sought by the two-dimensional creature. One has been injured, another is found dead, and the third, a welder, managed to ward off the creature with his welding torch (later Stone is told by the creature that in the second dimension, fire is all-powerful because two-dimensional organisms, like dry leaves or paper, are easily set aflame). It is also discovered that a large building has been cut in half. Stone's brother and the police begin to investigate these occurrences. Meanwhile, in the excitement of the moment, Stone suddenly seems to notice the love-struck Ms. Dunn for the first time, remarking after putting on a different pair of glasses that something about her "looks different," as she glows with adoration towards him. Soon, the creature appears again to Stone after he puts on a pair of the meteoric glasses. The creature, the titular Eck, explains that he was trapped in our dimensional plane when he fell through an experimental portal. He needs to return to the second dimension through the rift and close it, or else the rift could cause all kinds of things from his dimension to spill through. Eck is unable to see properly in three-dimensional space, and requires lenses to correct his two-dimensional vision so that he can find the rift. Eck gives Stone one of his eyes, a translucent triangle shaped object, though he asserts that a lens must be constructed in 24 hours, or he will starve to death, since he cannot assimilate three-dimensional nutrients. Stone begins to grind the interdimensional lens. Meanwhile, Eck watches a TV broadcast about himself. Thinking the broadcaster is also two-dimensional, he jumps into the TV set to seek help. This causes him to become luminous, and thereafter can be seen without the special glasses. The now-visible Eck wreaks more havoc in the city, then returns to Dr. Stone's office. The police and Stone's brother have determined that Stone is harboring the creature, and break into his office with a flamethrower. They attack Eck with fire, and apparently kill him. After they leave, Dr. Stone and Elizabeth find Eck alive, having deceived his attackers. They produce the interdimensional lens, which Eck tries to take with him through a wall but cannot as the lens is three-dimensional. Stone and Elizabeth offer to bring the lens with them to the public square, where the rift is located. Eck exits through the wall, Stone asks Elizabeth if she would like to go to the square to "say goodbye to a friend," and the two exit as a couple, Stone's arm still around Elizabet

Hey, Childfree Wealth® listeners! We're back with this month's book club, diving into "Happy Money: The Science of Happier Spending" by Elizabeth Dunn and Michael Norton. If you enjoyed "Die with Zero," you're in for a treat with this one too. Join us as Bree and I discuss our thoughts on the book. Bree found it enjoyable but wished for more scientific depth. Despite its brevity—it's less than a 4-hour audiobook—it serves as a great high-level overview of happier spending.We explore the five main principles from the book, sharing personal stories about vacations and the joy of planning versus the actual experience. Whether you're someone who meticulously plans trips or prefers to wing it, there's something for everyone.We also delve into the balance between spending on material goods versus experiences and how that impacts happiness. Bree and I share our takes on this, discussing everything from buying cars to planning large gatherings.As a bonus, we offer some summer reading recommendations. Bree suggests murder mysteries, while I'm currently into post-apocalyptic zombie tales.Finally, a quick update on our podcast schedule and a shameless plug for my upcoming book tour. If you're interested in childfree life and money, stay tuned for more exciting content in the fall!Don't miss this episode packed with practical tips.#HappyMoney #ChildfreeWealth #FinancialFreedom #SummerReading

To get a free copy of the Infectious Generosity book, visit ted.com/generosity   How much happiness could be gained if more people had access to wealth? Does the relationship between spending money and happiness change when people are in different economic classes? And if chosen randomly, what would YOU do with $10,000? These are questions that Elizabeth Dunn, a social psychologist and professor, posed in a recent study. She researches how people can optimize time, money and technology to maximize their own happiness. In December 2020, TED teamped up with Elizabeth's researchers to distribute $10,000 to each of 200 random recipients in seven countries to understand how the use of this cash would contribute to their happiness. The end result was fascinating — and at this live event at the TED2024 conference in Vancouver, Elizabeth and Chris dive into the findings.Transcripts for The TED Interview are available at: go.ted.com/TTIscripts

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2719: Explore Helene Massicotte's incisive take on the long-term pitfalls of choosing to carry a mortgage into retirement. Massicotte argues against the common belief that having a mortgage for life is manageable or desirable, highlighting the financial and psychological freedom that comes with being mortgage-free. This episode delves into the reasons why freeing yourself from perpetual debt is not just feasible but fundamentally liberating. Read along with the original article(s) here: http://www.freetopursue.com/blog/2015/5/28/the-poor-house-again Quotes to ponder: "Being mortgage-free (read debt free) is just about the best feeling in the world, second only to being in love." "You pay double for your housing when you count all the interest you pay over your lifetime." "Your home will never be yours. It will always belong to the bank." Episode references: Happy Money" by Elizabeth Dunn and Michael Norton: https://www.amazon.com/Happy-Money-Science-Happier-Spending/dp/1451665075 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2719: Explore Helene Massicotte's incisive take on the long-term pitfalls of choosing to carry a mortgage into retirement. Massicotte argues against the common belief that having a mortgage for life is manageable or desirable, highlighting the financial and psychological freedom that comes with being mortgage-free. This episode delves into the reasons why freeing yourself from perpetual debt is not just feasible but fundamentally liberating. Read along with the original article(s) here: http://www.freetopursue.com/blog/2015/5/28/the-poor-house-again Quotes to ponder: "Being mortgage-free (read debt free) is just about the best feeling in the world, second only to being in love." "You pay double for your housing when you count all the interest you pay over your lifetime." "Your home will never be yours. It will always belong to the bank." Episode references: Happy Money" by Elizabeth Dunn and Michael Norton: https://www.amazon.com/Happy-Money-Science-Happier-Spending/dp/1451665075 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2719: Explore Helene Massicotte's incisive take on the long-term pitfalls of choosing to carry a mortgage into retirement. Massicotte argues against the common belief that having a mortgage for life is manageable or desirable, highlighting the financial and psychological freedom that comes with being mortgage-free. This episode delves into the reasons why freeing yourself from perpetual debt is not just feasible but fundamentally liberating. Read along with the original article(s) here: http://www.freetopursue.com/blog/2015/5/28/the-poor-house-again Quotes to ponder: "Being mortgage-free (read debt free) is just about the best feeling in the world, second only to being in love." "You pay double for your housing when you count all the interest you pay over your lifetime." "Your home will never be yours. It will always belong to the bank." Episode references: Happy Money" by Elizabeth Dunn and Michael Norton: https://www.amazon.com/Happy-Money-Science-Happier-Spending/dp/1451665075 Learn more about your ad choices. Visit megaphone.fm/adchoices

Rituals, whether designed by us solely for ourselves, or legacy rituals, or relationship or group rituals that involve others, give us more than can be imagined to deepen the quality of our life than we thought possible prior to fully engaging and incorporating them into our lives. You may recognize Dr. Michael Norton's name, a professor of business administration at Harvard Business School, as he co-wrote a book I thoroughly enjoyed and often sited for over a decade on the effects of money and happiness with Elizabeth Dunn, Happy Money: The Science of Happier Spending (if you haven't read it, I highly recommend it, as their work has been sited on TSLL as well). Released just this past April, Norton's new book, The Ritual Effect, shares the research behind the effects of rituals on our daily life, and while he begins with sharing rituals' origins which we might often imagine when we hear the word, those "rigid, communal practices" which he describes as legacy rituals, the primary focus rests upon daily life and all of the potential benefits rituals can give us whether it be in our daily routine, or when we step into a new life chapter, or when we say goodbye to someone for any number of reasons, how we work, how we connect and strength relationships, how we design holidays with family and blended families, how to heal and how to recognize when rituals are causing the problem of division for example or exclusion. For our purposes in today's episode we're going to focus primarily on exactly what constitutes a ritual, the importance of having them in our lives and where to incorporate them, as well as sprinkle examples throughout the conversation (so be sure to tune in to the audio version of this episode if you are reading the Show Notes here on the blog :)).   Find the Show Notes on TSLL blog - https://thesimplyluxuriouslife.com/podcast380 

Get ready for a deep dive into personal finance and life purpose as Bri and Dr. Jay take on the timeless book, "Your Money or Your Life!"This lively discussion isn't just about numbers, it's about aligning your time, money, and passion to create an amazing life. Expect thought-provoking insights on consumerism, work-life balance, and the importance of valuing your time and energy while being packed with wisdom on how to make your finances work for you, not the other way around.Plus, there's a healthy dose of humor and real-life examples to make the financial talk more relatable. Whether you're a math nerd or a life-enthusiast, this episode is sure to leave you with a fresh perspective on money and life. Tune in for an enlightening, entertaining, and yes, even soothing journey to a richer life!Be sure to tune in again next month for the book, Happy Money: The Science of Happier Spending by Elizabeth Dunn & Dr. Michael Norton.Resources:+ Your Money or Your Life by Vicki Robin & Joe Dominguez+ I'll Make You Quit Your Job+ Happy Money: The Science of Happier Spending by Elizabeth Dunn & Dr. Michael Norton​​The Childfree Wealth Podcast, hosted by Bri Conn and Dr. Jay Zigmont, CFP®, is a financial and lifestyle podcast that explores the unique perspectives and concerns of childfree individuals and couples.Like the show? Leave us a rating & review. If you want to join the conversation, email us at podcast@childfreewealth.com, follow Childfree Wealth® on social media, or visit our website www.childfreewealth.com!Stay up to date with Childfree Wealth® by signing up for our newsletter here! Schedule a meeting with a Childfree Wealth Specialist® here!Instagram | Facebook | LinkedInDisclaimer: This podcast is for educational & entertainment purposes. Please consult your advisor before implementing any ideas heard on this podcast.

A lot of our day-to-day behavior comes from habits. They create useful short cuts. But while they're efficient, many lack something important - meaning. That's where rituals come in. From the civic and religious rituals that commemorate key milestones and special events to our morning routines, they add a valuable emotional dimension to our lives. Michael Norton, author the new book The Ritual Effect: From Habit to Ritual, Harness the Surprising Power of Everyday Actions, has studied rituals and joins us to share what's he's learned about how we can be intentional about rituals, both ones we've inherited and new ones we create. He joins us from Cambridge, Massachusetts. ____________________ Curious? Take the Habit or Ritual Quiz _____________________ Bio Michael Norton is the Harold M. Brierley Professor of Business Administration at the Harvard Business School. He has studied human behavior as it relates to love and inequality, time and money, and happiness and grief. He is the author of The Ritual Effect and the coauthor—with Elizabeth Dunn—of Happy Money: The Science of Happier Spending. In 2012, he was selected by Wired magazine as one of “50 People Who Will Change the World.” His TEDx talk, How to Buy Happiness, has been viewed nearly 4.5 million times. He is a frequent contributor to such publications as The Wall Street Journal, The New York Times, and Scientific American, and has made numerous television, radio, and podcast appearances. __________________________ For More on Michael Norton The Ritual Effect: From Habit to Ritual, Harness the Surprising Power of Everyday Actions  Website _________________________ Podcast Episodes You May Like Tiny Habits Can Lead to Big Changes – BJ Fogg How to Live a Values Based Life – Harry Kraemer The Portfolio Life – Christina Wallace The Second Curve of Life – Arthur C. Brooks _________________________ Wise Quotes On Rituals & Emotions   "I think one thing that I like about rituals is that they're a bit domain general, in the sense that we don't just use them in one domain. So imagine the only thing we use rituals for was to tie our shoes before a big race or to try to calm down before a big event. We for sure use them there. But then we use them in all these other domains of life as well. We use them in our marriages, we use them with our kids and families. We use them at work. So we really think about this idea of rituals allow us across many domains of life to change our experience in one way or another. We're often looking for an emotion when we engage in rituals. Like if I'm doing something with my wife that we do on date night, we're doing the ritual in order to feel closer. If I'm tying my shoes, I'm doing it in order to feel calmer. So we have these ways of using rituals to try to get us to an emotion that we think at least would be helpful in that moment." On Rituals and Retirement "And I think that can help us then have a better demarcation between what we were and what we're going to be. I was a full-time employee. I was a parent, now I'm retired, or now I'm an empty nester. How are we helping people transition from one to the other? Because it's a huge transition. When we go through any of these transitions in life, we have, when we look at rituals, there's many different types."   On Inherited Rituals "We have just two broad categories are rituals that we receive or inherit. They could be family rituals, they could be cultural rituals, they could be religious rituals that we get from our parents, from our grandparents, from our faith. And those rituals play an enormously important role in our lives. And we know what they are, and we know how meaningful they are when we do them. Weddings and funerals exist for a reason."   On Taking an Inventory "I think the last thing that anybody wants to hear is add 10 more things to your life. That's not a good selling point.

It's been 8 years since the province declared a public health emergency on the toxic drug supply, and more than 14,000 people have died in the province since it was declared in 2016. We hear from you about how the crisis has impacted you, your loved ones and community. Then, we hear from CBC reporter Chad Pawson from the site of the 10th annniversary TED Talks, and UBC psychology professor Elizabeth Dunn on her massively-viewed TED Talk "Helping others makes us happier--but it matters how we do it."

On this episode of the pod, Brian sits down with Professor of Business Administration at Harvard Business School, Dr. Michael Norton. Norton's research on topics ranging from the hazards of humble bragging to the rewards of matchmaking and volunteering has been published in top academic journals such as the Wall Street Journal, CNN, Forbes, and the New York Times. He co-authored Happy Money with Elizabeth Dunn. With the launch of his new book, The Ritual Effect, Norton offers practical ways to use rituals to enhance performance, foster preparedness, ease challenging situations, and enrichen our lives. In this podcast, we differentiate habits from rituals and discuss how athletes use rituals, how rituals can impact the workplace, and how rituals can impact relationships. Make sure to check out Norton's new book The Ritual Effect: From Habit to Ritual, Harness the Surprising Power of Everyday Actions and learn how rituals can dramatically impact your life! Michael Norton WebsiteRituals QuizBookTed Talk: How to Buy Happiness

Dr. Michael Norton joins Joe to discuss his new book, The Ritual Effect: From Habit to Ritual, Harness the Surprising Power of Everyday Actions.  In this episode, Joe and Dr. Norton explore the hidden power of rituals in our daily lives. Highlights from this episode include:Understanding the powerful impact of rituals The difference between a habit and a ritualHow to find and examine our own personal rituals The role of rituals in transitions (becoming a leader, returning from combat, retiring from the military)How rituals can improve our performance and help us better navigate lifeRituals and family lifeHow to create family traditions when you move all the time....and much more!  Michael Norton is the Harold M. Brierley Professor of Business Administration at the Harvard Business School. He has studied human behavior as it relates to love and inequality, time and money, and happiness and grief. He is the author of The Ritual Effect and the coauthor—with Elizabeth Dunn—of Happy Money: The Science of Happier Spending. In 2012, he was selected by Wired magazine as one of “50 People Who Will Change the World.” His TEDx talk, How to Buy Happiness, has been viewed nearly 4.5 million times. He is a frequent contributor to such publications as The Wall Street Journal, The New York Times, and Scientific American, and has made numerous television, radio, and podcast appearances.Special thanks to this week's sponsors!Veteran-founded Adyton. Connect Leadership With Action Across Distributed Formations With Mustr by Adyton. Mustr is your digital knife-hand for daily and rapid personnel accountability, real time response data visibility, and automated reporting. Learn more about what Mustr can do for your formation here! My favorite coffee is veteran-owned Alpha Coffee and I've been drinking it every morning since 2020! They make 100% premium arabica coffee. Alpha has donated over 22k bags of coffee to deployed units and they offer a 10% discount for military veterans, first responders, nurses, and teachers! Try their coffee today. Once you taste the Alpha difference, you won't want to drink anything else!  Learn more here.   

“After the peace, whenever that comes, we will have land that will have to stay out of production for years because it is so heavily mined or full of cluster bomblets.” This week on the show we talk with geographer Elizabeth Cullen Dunn about the current food landscape in Ukraine. We discuss what the future may hold for farmers and food producers in the region as the war with Russia drags on and as land policy shifts in Ukraine at the start of the new year.  We also talk about ice cream! We look at current shipping challenges in Ukraine, and the meaning of an ice cream cone in former Soviet Bloc countries

“After the peace, whenever that comes, we will have land that will have to stay out of production for years because it is so heavily mined or full of cluster bomblets.” This week on the show we talk with geographer Elizabeth Cullen Dunn about the current food landscape in Ukraine. We discuss what the future may hold for farmers and food producers in the region as the war with Russia drags on and as land policy shifts in Ukraine at the start of the new year.  We also talk about ice cream! We look at current shipping challenges in Ukraine, and the meaning of an ice cream cone in former Soviet Bloc countries

It's time to take control of your financial future and unleash your wealth potential. It's much easier to be in a good mood when your money is right. This week on The Good Mood Money Show, Matt O'Neill sits down for an insightful discussion with renowned wealth-builder Aaron West.  Learn action steps like tracking net worth for clarity and opening a "not my money" savings account. Aaron also reveals how to overcome fear-based thinking through developing an abundant mindset.  Here are some power takeaways from today's conversation:  Reframing your relationship with finances How underlying emotions shape our money mindsets Creating a “not my money” account Figuring out your net worth The difference between a doer and a sayer [08:44] How Underlying Emotions Shape Our Money Mindsets Fear is often at the root of dysfunctional or limiting beliefs around finances. Spenders fear scarcity so they spend freely without regard for the future. Savers fear risk so much that they don't allow their money to work for them through prudent investing. Aaron created a "not my money" account to automatically transfer portions of each paycheck, shifting his mindset from spender to saver by separating funds for spending versus long-term investing and wealth-building. [17:42] Figuring Out Your Net Worth Aaron emphasizes that the very first step to improving your relationship with money is to calculate your net worth. Even if the number is low or negative, gaining clarity on your financial position is hugely important for making better decisions going forward. It provides a baseline to measure progress. Most people don't truly know where they stand financially. Taking just 10 minutes to add up assets, subtract liabilities, and determine one's net worth is a game-changing first move toward financial literacy and success. [28:22] The Slow and Steady Path to Wealth It's not about waiting to "hit a home run" but making a committed decision to prioritize wealth growth and start taking small, consistent steps to level up your financial life. True success comes from embracing the process of continually becoming a new, empowered version of yourself equipped to achieve greater goals. [34:12] Sayers vs. Doers: Why Actions Get Results Aaron emphasizes the importance of being a "doer" rather than just a "sayer" when it comes to building wealth and success. Many people will say they want to improve their financial situation, but true transformation comes from those who take action and do the work.  Notable quotes: [05:19] Money is just a tool. It's a pawn that we use in our lives to be able to win our own personal game of chess or our own personal game of life. [05:30] [15:19] Money is the tool of our life, that by having the right mindset and tools in your arsenal, you're able to accomplish so much more. [15:30] [17:10] Wealth is abundance. Rich is a state of account. Wealth is a state of mind. [17:15] [23:29] Discipline is the secret to building wealth. [23:31] Resources Mentioned:  Instagram: @theaaroncwest Secrets of the Millionaire Mind by T. Harv Eckert Happy Money by Elizabeth Dunn and Dr. Michael Norton Download this week's free resource instantly when you sign up for The Good Mood Show newsletter here!  Or, reach out on our contact page at GoodMoodShow.com/Contact and we will email you a copy of any free resource you request. About the Guest  Aaron West is a successful real estate investor and goal setting expert who grew up with limited financial resources but has built wealth over 20 years through real estate investing and helping others improve their relationship with money.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2648: Jessica Jokisch, with insights from ChristineLuken.com, explores the delicate balance between saving for the future and living for the moment in "Could You Be Saving Too Much Money? - Part 2". She advocates for investing in experiences, or "memory capital," that enrich our lives, and discusses the strategic benefits of giving to charity and family earlier rather than later. Her message is clear: intentional spending can lead to a fuller, more joyful life. Read along with the original article(s) here: https://www.christineluken.com/could-you-be-saving-too-much-money/ Quotes to ponder: "You're buying memories with friends and family that you can relive in your mind or by telling the stories to other people." "By giving money to your kids, nieces, and nephews before they're a half-century old, you can give them the magical trifecta: money, time, and health!" "The ultimate goal of money is to support your happiness, both now and later." Episode references: Happy Money: The New Science of Smarter Spending by Elizabeth Dunn & Michael Norton: https://www.amazon.com/Happy-Money-Science-Smarter-Spending/dp/1451665067 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2648: Jessica Jokisch, with insights from ChristineLuken.com, explores the delicate balance between saving for the future and living for the moment in "Could You Be Saving Too Much Money? - Part 2". She advocates for investing in experiences, or "memory capital," that enrich our lives, and discusses the strategic benefits of giving to charity and family earlier rather than later. Her message is clear: intentional spending can lead to a fuller, more joyful life. Read along with the original article(s) here: https://www.christineluken.com/could-you-be-saving-too-much-money/ Quotes to ponder: "You're buying memories with friends and family that you can relive in your mind or by telling the stories to other people." "By giving money to your kids, nieces, and nephews before they're a half-century old, you can give them the magical trifecta: money, time, and health!" "The ultimate goal of money is to support your happiness, both now and later." Episode references: Happy Money: The New Science of Smarter Spending by Elizabeth Dunn & Michael Norton: https://www.amazon.com/Happy-Money-Science-Smarter-Spending/dp/1451665067 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2648: Jessica Jokisch, with insights from ChristineLuken.com, explores the delicate balance between saving for the future and living for the moment in "Could You Be Saving Too Much Money? - Part 2". She advocates for investing in experiences, or "memory capital," that enrich our lives, and discusses the strategic benefits of giving to charity and family earlier rather than later. Her message is clear: intentional spending can lead to a fuller, more joyful life. Read along with the original article(s) here: https://www.christineluken.com/could-you-be-saving-too-much-money/ Quotes to ponder: "You're buying memories with friends and family that you can relive in your mind or by telling the stories to other people." "By giving money to your kids, nieces, and nephews before they're a half-century old, you can give them the magical trifecta: money, time, and health!" "The ultimate goal of money is to support your happiness, both now and later." Episode references: Happy Money: The New Science of Smarter Spending by Elizabeth Dunn & Michael Norton: https://www.amazon.com/Happy-Money-Science-Smarter-Spending/dp/1451665067 Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of The Brainy Business podcast, Dr. Scott Rick, an associate professor of marketing at the University of Michigan's Ross School of Business, shares his insights into the psychology of spending behavior and its impact on personal relationships, financial decisions, and consumer behavior. Scott's research focuses on understanding the emotional causes and consequences of consumer financial decision-making, particularly concerning the behavior of tightwads and spendthrifts.  He delves into the different approaches to spending, emphasizing the distinctions between people who are just frugal, those who are tightwads, and those who love to spend. The episode provides valuable insights for personal financial advisors and individuals struggling with spending habits, offering strategies to help make better financial decisions and navigate their financial relationships more effectively. Scott's expertise and research bring a deep understanding of the psychological underpinnings of spending behavior, making this episode a must-listen for anyone seeking to enhance their financial well-being and understanding of consumer behavior. In this episode: Understand the intricate psychology behind spending behavior to make informed financial decisions. Explore the profound impact of joint accounts on overall happiness for informed financial planning. Navigate the complexities of decision-making in relationships to achieve financial harmony. Achieve a balance between individuality and togetherness in joint accounts for sustainable financial management. Uncover the significance of nudging and its role in improving decision-making for enhanced financial well-being. Show Notes: 00:00:00 - Introduction Dr. Scott Rick introduces the concept of tightwads and spendthrifts and discusses his background in decision-making research and marketing at the University of Michigan. 00:04:22 - Understanding Tightwads and Spendthrifts Scott explains the psychological distress experienced by tightwads when spending money and the lack of distress experienced by spendthrifts, leading to different spending behaviors and frustrations. 00:09:13 - The Art of Gift Giving Scott delves into the importance of gift giving as a way to show appreciation and understanding of a partner and discusses the role of sacrifice and surprise in giving meaningful gifts. 00:13:28 - Navigating Gift Giving with a Tightwad Scott offers advice on planning experiences, joint accounts, and benevolent deception to navigate gift giving with a partner who is a tightwad, emphasizing the significance of experiences over material gifts. 00:15:30 - The Importance of Valentine's Day in Relationships Scott emphasizes the importance of joint participation in Valentine's Day, emphasizing the communal nature of relationships. 00:16:15 - The Benefits of Joint Accounts Scott discusses the results of an experiment with newlyweds, highlighting that couples with joint accounts were the happiest, maintaining their newlywed level of happiness. 00:18:08 - Financial Translucency and Individuality Scott advocates for financial translucency instead of transparency, promoting the maintenance of individuality within joint accounts to avoid scorekeeping and promote communal vibes. 00:23:33 - The Psychological Impact of Prenups Scott shares his concerns about prenups, citing the psychological impact of having a backup plan and the optional nature of proposing it, suggesting a mandatory approach to reduce the stigma. 00:26:58 - The Influence of Decision Nudges Melina and Scott discuss the psychological impact of decision nudges, referencing research on the happiness of those who followed advice from a coin flip, highlighting the influence of nudges in decision-making processes. 00:30:22 - Marrying Companies and Relationships Scott discusses how the concept of marrying for love or money can tie into our relationships with companies. He highlights the importance of psychological similarity and well-being in both personal and professional commitments. 00:33:14 - Love or Money Question The discussion delves into the idea of marrying for love or money, drawing parallels to career choices. Scott emphasizes the need for a balance between money, love, and psychological similarity, both in personal relationships and career decisions. 00:36:47 - Importance of Companionate Love The conversation explores the significance of companionate love in long-term relationships, whether personal or professional. Scott and Melina discuss the potential pitfalls of solely relying on passionate love and the need for enduring compatibility. 00:40:32 - Revealing Interviews Scott and Melina discuss the importance of evaluating candidates' behavior and compatibility during interviews, drawing parallels to personal and professional relationships. 00:42:45 - Gift-Giving and Understanding Scott shares a personal anecdote about the challenges of gift-giving, emphasizing the importance of understanding and considering the recipient's perspective. This ties into the broader theme of understanding others' perspectives in personal and professional relationships. 00:45:42 -  Conclusion, Melina's top insights from the conversation. What stuck with you while listening to the episode? What are you going to try? Come share it with Melina on social media -- you'll find her as @thebrainybiz everywhere and as Melina Palmer on LinkedIn. Thanks for listening. Don't forget to subscribe on Apple Podcasts or Android. If you like what you heard, please leave a review on iTunes and share what you liked about the show.  I hope you love everything recommended via The Brainy Business! Everything was independently reviewed and selected by me, Melina Palmer. So you know, as an Amazon Associate I earn from qualifying purchases. That means if you decide to shop from the links on this page (via Amazon or others), The Brainy Business may collect a share of sales or other compensation. Let's connect: Melina@TheBrainyBusiness.com The Brainy Business® on Facebook The Brainy Business on Twitter The Brainy Business on Instagram The Brainy Business on LinkedIn Melina on LinkedIn The Brainy Business on Youtube Connect with Scott: Scott's website Instagram  LinkedIn Learn and Support The Brainy Business: Check out and get your copies of Melina's Books.  Get the Books Mentioned on (or related to) this Episode: Tightwads and Spendthrifts, Scott Rick Happy Money, Elizabeth Dunn and Michael Norton The Ritual Effect, Michael Norton Behavioral Investor, Daniel Crosby How To Change, by Katy Milkman Top Recommended Next Episode: Mental Accounting (ep 282) Already Heard That One? Try These:  Kate Gigax Interview (ep 321) Pain of Paying (ep 240) Marcus Collins Interview (ep 305) Merle van den Akker Interview (ep 283) Katy Milkman Interview (ep 151) Chuck Howard Interview (ep 213) Paul Bloom Interview (ep 345) The Truth About Pricing (ep 5) Reciprocity (ep 283) DOSE Brain Chemical (ep 360) Surprise & Delight (ep 276) Status Quo Bias (ep 142) Speed of Trust (ep 148) Vulnerability Loops (ep 229) Nudge (ep 35) Other Important Links:  Brainy Bites - Melina's LinkedIn Newsletter

In this episode of The Brainy Business, Melina Palmer dives into the fascinating world of habits and their impact on business. Inspired by an upcoming interview with author Scott Rick on habits and money, Melina explores how habits can be harnessed in various business settings. She shares examples of big players like Starbucks and Costco, highlighting how they leverage habits to keep customers engaged and coming back for more.  Melina's insights on the power of habits and their application in business provide a fresh perspective for entrepreneurs and business owners. By understanding the psychology behind habits, she emphasizes how businesses can create rituals, anticipation, and a sense of scarcity to increase customer engagement and loyalty. Tune in to gain a deeper understanding of how habits influence consumer behavior and how you can leverage them in your business to drive success. In this episode: Maximize Business Success with the Power of Habits Unleash Marketing Success by Leveraging Habit Formation Master the Job to be Done Method for Business Growth Unlock Alternative Product Uses by Breaking Habits Foster Consistency and Engagement in Networking Drive Engagement through Strategic Content Creation Show Notes: 00:00:00 - Introduction Melina Palmer introduces the episode and discusses the importance of habits in business and personal life. 00:03:12 - Leveraging Habits in Business Melina explains how businesses use habits to their advantage, with examples from Lego, Starbucks, and Costco, and how to apply them in different industries. 00:07:46 - Habit Formation with Apps Melina discusses how apps use daily bonuses to create habits and increase user engagement, using examples from popular games like Candy Crush. 00:12:56 - Habits to Overcome Stress and Boredom Melina delves into the role of habits in overcoming stress and boredom, using the example of KitKat's tie-in with coffee breaks to increase sales and customer habit formation. 00:18:08 - Understanding Consumer Habits Exploring the connection between consumer habits and the placement of products in stores, highlighting the importance of understanding the job a product is hired to solve rather than just its features. 00:19:16 - Uncovering Consumer Behavior Researching consumer behavior at McDonald's, specifically focusing on morning milkshake purchases and the reasons behind them. The importance of understanding the job a product is hired to do and making it easy for consumers to fulfill that job. 00:22:12 - Leveraging Consumer Insights Highlighting the significance of understanding how consumers use a product in unexpected ways, and how this can lead to new marketing opportunities. Examples include NyQuil introducing ZzzQuil and the popularity of life hacks. 00:25:39 - Payment Habits and Consumer Behavior Exploring the impact of auto-pay and regular payments on consumer habits, and how businesses can leverage this to encourage customer loyalty. The importance of making payments easy and small in order to foster habitual behavior. 00:29:35 - The Power of Appointment-Based Services Discussing the benefits of appointment-based businesses, and the importance of making it easy for customers to schedule and keep regular appointments. Examples include hair salons, nail salons, and massage therapists. 00:34:12 - The Importance of Making Habits a Priority Making regular appointments a habit by prescheduling can lead to client loyalty and reciprocity. 00:35:19 - Networking and Social Media Habits Being part of people's routines is crucial in networking and social media. Consistency in engagement and genuine relationships are key. 00:38:19 - The Power of Consistency in Content Creation Consistency in content creation is essential for building habits in your audience. Repetition and reliability drive engagement and loyalty. 00:39:27 - Importance of Commitment and Frequency The commitment to frequency in content creation is crucial for building habits. Being less frequent can make it harder for the audience to form a habit. 00:43:10 -  Conclusion Melina's top insights from the conversation. What stuck with you while listening to the episode? What are you going to try? Come share it with Melina on social media -- you'll find her as @thebrainybiz everywhere and as Melina Palmer on LinkedIn. Thanks for listening. Don't forget to subscribe on Apple Podcasts or Android. If you like what you heard, please leave a review on iTunes and share what you liked about the show.  I hope you love everything recommended via The Brainy Business! Everything was independently reviewed and selected by me, Melina Palmer. So you know, as an Amazon Associate I earn from qualifying purchases. That means if you decide to shop from the links on this page (via Amazon or others), The Brainy Business may collect a share of sales or other compensation. Let's connect: Melina@TheBrainyBusiness.com The Brainy Business® on Facebook The Brainy Business on Twitter The Brainy Business on Instagram The Brainy Business on LinkedIn Melina on LinkedIn The Brainy Business on Youtube Learn and Support The Brainy Business: Check out and get your copies of Melina's Books.  Get the Books Mentioned on (or related to) this Episode: Tightwads and Spendthrifts, by Scott Rick Happy Money, by Elizabeth Dunn and Michael Norton The Ritual Effect, by Michael Norton Good Habits, Bad Habits, by Wendy Wood Atomic Habits, by James Clear  Top Recommended Next Episode: Wendy Wood Interview (ep 127)  Already Heard That One? Try These:  Habits (ep 256) Herding (ep 264) Framing (ep 296) Chuck Howard Interview (ep 213) Nudges (ep 218) Expect Error (ep 362) Give feedback (ep 40) Stone Age Brain (ep 237) Tim Ash Interview (ep 334) Other Important Links:  Brainy Bites - Melina's LinkedIn Newsletter Return of the weekly salon visit Clay Christensen's Milkshake Marketing Marketing, Milkshakes and Understanding Your Customers Revival and Growth of an Iconic Brand 21 great Advent calendar ideas for Christmas 2018 LEGO City Advent Calendar

Tim Ulbrich reviews seven impactful finance books he recommends for both seasoned investors and beginners to gain strategies and inspiration for success. Summary In this episode, Tim Ulbrich continues the discussion from Episode 341 on "5 Financial Moves to Make in 2024." The fifth "move" was about "setting a plan for your personal finance learning," and this week, Tim dives into seven personal finance books that have profoundly influenced his financial journey. With no particular order in mind, Tim shares insights from each book and how he has implemented key takeaways into his own financial plan. You can find links to all these recommended books in the show notes. Tim emphasizes that these are not just any books – they are ones he frequently recommends or gifts to others, and they have played a crucial role in his and his wife, Jess',  journey towards achieving financial freedom. Whether you're a seasoned investor or just starting on your financial journey, these books are a must-read (or re-read) in 2024. Tune in for valuable insights and inspiration to help you pave your way to financial success! About Today's Guest Tim Ulbrich is the Co-Founder and CEO of Your Financial Pharmacist. Founded in 2015, YFP is a fee-only financial planning firm and connects with the YFP community of 15,000+ pharmacy professionals via the Your Financial Pharmacist Podcast podcast, blog, website resources and speaking engagements. To date, YFP has partnered with 75+ organizations to provide personal finance education. Tim received his Doctor of Pharmacy degree from Ohio Northern University and completed postgraduate residency training at The Ohio State University. He spent 9 years on faculty at Northeast Ohio Medical University prior to joining Ohio State University College of Pharmacy in 2019 as Clinical Professor and Director of the Master's in Health-System Pharmacy Administration Program. Tim is the host of the Your Financial Pharmacist Podcast which has more than 1 million downloads. Tim is also the co-author of Seven Figure Pharmacist: How to Maximize Your Income, Eliminate Debt and Create Wealth. Tim has presented to over 200 pharmacy associations, colleges, and groups on various personal finance topics including debt management, investing, retirement planning, and financial well-being. Mentioned on the Show YFP 341: 5 Financial Moves to Make in 2024 YFP 200: An Interview with Sarah Fallaw of The Next Millionaire Next Door I Will Teach You To Be Rich by Ramit Sethi  Die with Zero by Bill Perkins Rich Dad, Poor Dad by Robert Kiyosaki Tax Free Wealth by Tom Wheelwright The Millionaire Next Door by Dr. Thomas Stanley The Next Millionaire Next Door by Dr. Sarah Stanley Fallaw The Compound Effect by Darren Hardy The Total Money Makeover by Dave Ramsey Happy Money: The Science of Happier Spending by Elizabeth Dunn and Michael Norton Subscribe to the YFP Newsletter YFP Planning Tim Ulbrich on LinkedIn YFP on Instagram YFP Facebook Group Your Financial Pharmacist YFP Disclaimer YFP Newsletter

Elizabeth Dunn studies the psychology of happiness. One of her major research areas has looked at generosity's effects on well-being. We're happier when we spend money on other people. But studying happiness has its challenges, especially if we want to build strategies that help people feel happier. So, she shared a snapshot of her research on happiness and a new paper with Dunigan Folk looking at how strong the evidence is for different happiness-boosting strategies.Things that come up in this episode: A big social experiment through the TED organization to see what people do when they receive $10,000 (Dwyer & Dunn, 2022; Dwyer et al., 2023)The benefits of generosity for our well-being (see Dunn et al., 2020; also see Episode 23 with Lara Aknin)Digging deep into the research on happiness to see how strong the evidence is for happiness-boosting strategies (Folk & Dunn, 2023; also Folk & Dunn, 2024)For a transcript of this episode, visit this episode's page at: http://opinionsciencepodcast.com/episodes/Learn more about Opinion Science at http://opinionsciencepodcast.com/ and follow @OpinionSciPod on Twitter.

How to spend your money in ways that will really boost your happiness and a look at the state of happiness research. Dr. Elizabeth Dunn is a professor in the Department of Psychology at the University of British Columbia. Dr. Dunn conducts experimental research examining how time, money, and technology shape human happiness. She is the co-author of “Happy Money: The Science of Happier Spending” with Dr. Michael Norton. Her research has been featured in The New York Times, Time, CNN, and more.Sign up for Dan's weekly newsletter hereFollow Dan on social: Instagram, TikTokTen Percent Happier online bookstoreSubscribe to our YouTube ChannelOur favorite playlists on: Anxiety, Sleep, Relationships, Most Popular EpisodesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Elizabeth Dunn, a James Beard Award-winning freelance journalist reporting on the intersection of food, business, and culture and the co-host of the podcast "Pressure Cooker," and Peter Hull, owner of Apple Dave's in Warwick, NY, talk about the devastating effect of this fall's rainy weekends on New York's pick-your-own apple orchards.

I have a quiet aversion to conversations about wellbeing. The term conjures images of privilege and appropriation, like the time I was instructed to wave a stick of incense at a merchandised “altar" before disrobing for a spa treatment. Over the years, I've heard many conversations in yoga studio lobbies devolve into insensitive recommendations for the latest bestseller on grief or a self-paced online course designed to transform. The word draws my attention to the thin line between holistic health and aspirations of self-optimization, control, and certainty.Quality is fine by me — I delight in an organic smoothie and consider myself a connoisseur of pillows. I buy the beeswax candles from the endcap display at the grocery store regularly. I've brokered in wellness my entire professional life, and I do believe in wellbeing. I want wellbeing for you and me and every living thing. What gets me is how ideas of wellness have become conflated with a cultural mythology around wealth. We are inundated by a profit industry built on the  premise that we are not ok and that buying something — anything — will change that. Our sense of wellbeing has become conflated with purchasing power. It's a cheap ordeal, and we know it: the epitome of what the Buddha pointed to as “false refuge.” Wellbeing can't be bottled and bought. We've tried that. We're mistrustful of being sold on miracle drugs, fad diets, and unverified health claims. We're tired of measuring ourselves by industry standards (a colossal industry, by the way — the global wellness industry was valued at over $4.5 trillion in pre-Pandemic 2019, according to the Global Wellness Institute). Discourse on wellbeing can sound tone deaf when juxtaposed with the existential challenges of our time. In the context of a growing disparity in health outcomes across income groups, for example, our cultural obsession with weight loss flaunts itself next to families unable to afford proper fruits and vegetables. We are a society of dissonance when it comes to wellbeing – constantly trying to perfect ourselves while failing to meet the basic requirements for wellbeing as outlined by Maslow's objective hierarchy of physiological needs, safety, love and belonging, esteem, and self-actualization. But what exactly is wellbeing, we might ask. A standard definition refers to our holistic health as constituted by the vital interplay of our physical, emotional, social, environmental, and spiritual layers. Less a state than an integrative process, wellbeing is our access to a wholesome, creative, dynamic, and resilient sense of equilibrium. The word for wellbeing in Sanskrit is “sukha,” which shares an etymological root with our modern English words sucrose and sugar. So there's a flavor of sweetness to wellbeing. Its original context in the Vedas, according to Monier-Williams (1964), referred to how well a chariot axle was positioned to maintain the rotational balance between wheels and support the chariot's weight, thus allowing it to move smoothly forward: "su ['good'] + kha ['aperture'] to mean originally 'having a good axle-hole.'”   Things haven't changed much in that regard – today as always, a vehicle that has good suspension is what we want when traversing the rough roads we must travel.We are talking here about receptivity and steadiness, and also about order and flow. Among the early scriptures, “sukha” is associated with “shreya,” meaning “that which produces lasting benefit” — in other words, it's enduring. Shreya is contrasted with “preya,” a word epitomizing immediate gratification. Modern researchers similarly differentiate hedonism, characterized by the instinct toward pleasure and away from pain, and eudaimonism, a more lasting sense of fulfillment through growth and purpose.Wellbeing is measured by four convergent methods: the presence of (1) positive emotions and the absence of negative emotions, (2) mature character traits, including self-directedness, cooperativeness, and self-transcendence, (3) life satisfaction or quality of life, and (4) character strengths and virtues, such as hope, compassion, and courage (Peterson and Seligman, 2004). These features interact cooperatively such that a person cannot feel good (as measured by positive emotions and life satisfaction) without doing good (as measured by maturity of character and virtuous conduct) (Cloninger, 2004).Here's a simple case study for your consideration. Social psychologist Elizabeth Dunn of the University of British Columbia (UBC) wanted to find out what kind of spending makes people happy, so she and colleagues surveyed 109 UBC students. Not surprisingly, most said they would be happier with $20 in their pocket than they would with $5. They also said they'd rather spend the money on themselves than on someone else. But when Dunn's team gave 46 other students envelopes containing either a $5 bill or a $20 bill and told them how to spend it, those who donated to charity or bought a gift reported feeling happier at the end of the day than those who spent on themselves. Herein lies the distinction between self-indulgence and self-care. A benign expression of self-indulgence might be a well-earned treat like an ice cream cone with sprinkles or a Saturday afternoon lounging on the sofa. Self-indulgence is not necessarily unhealthy, though nor is it enduring. It is simply sensory delight, known as “pāmojja” in Pali. And it can, in fact, be bought.Self-care, on the other hand, consists of the specific choices and behaviors that lead to a quality of feeling over time. Self-care is how we contribute to our own wellbeing at any given moment and under any given circumstance. It's any benevolent mechanism by which we nurture presence and alignment with our values. It's reflected in our intentions, actions, and habits, as well as in pausing to integrate and recalibrate. Self-care is setting boundaries to mitigate depletion when appropriate and equally expanding beyond the habit of navel-gazing to show up for others.Many of us sense an undercurrent of disassociation beneath the surface of our lives. We feel more emotionally isolated than ever before (a phenomenon amply attested to by recent studies, including one ranging from 1990 to 2021 which indicated a 25% decrease in the number of Americans who reported having five or more close friends). We long for more intimacy, connection, and belonging, but we've chosen social structures that reinforce individualism over community. Henry Ward Beecher posited that “the art of being happy lies in the power of extracting happiness from common things.” The practice of such extraction requires intention, engagement, awareness, and surrender to balance and nurture the dynamic facets of our humanness. Wellbeing requires both personal agency (which, yes, is a privilege) and interwoven structures of support and belonging. We might feel relaxed after a massage, but true wellbeing emerges only through the sustained practice of leaning into the kinship we share — the double entendre of our “common” things.Perhaps the most misguided notion about wellbeing is that it's a solitary pursuit, wherein the responsibility falls on individuals to succeed or fail rather than on our communal web. Fariha Róisín's book, “Who Is Wellness For? An Examination of Wellness Culture and Who It Leaves Behind,” tracks the author's personal experience of seeking healing from trauma while simultaneously exposing the wellness industrial complex and its myriad failures. “Capitalism tricks us into believing that we don't need each other,” the author poignantly shares. Somehow, glimmers are possible under extraordinary circumstances. Our teachers here are those who touch ecstatic aliveness in cycles of profound grief, who praise the rising sun in war zones. I recently heard meditation teacher Tara Brach respond when a student asked about how to stay connected to life while facing the staggering uncertainty of a child's diagnosis: “the doorway to wellbeing is always through the heart,” she softly said.  If each day falls inside each night,There exists a wellwhere clarityis imprisoned.We need to sit on the rimof the well of darknessand fish for fallen light,with patience.- Pablo Neruda, “Si cada día cae/If each day falls" Wellbeing is both a practice and the reservoir of having opened to the fullness of our felt experience — having sat “on the rim of the well of darkness and fish[ed] for fallen light” — many times over. Jarvis Jay Masters, a Buddhist writer and teacher who endured a mind-boggling 21 years of solitary confinement based on wrongful conspiracy charges, offers this sage reflection in his memoir:Over the years, I have been asked when it was that I “saw the light,” had a dream, or heard a voice. What experience created a reverberation that transformed me from the person I was then to the person I am today? The truth of the matter is that I have never changed. Rather, I have simply discovered who I've always been: the young child who knew that his life mattered, that he could make a difference in the world, and that he was born to fly. — Jarvis Jay Masters, That Bird Has My WingsJarvis re-discovered the life that matters within him.To me, the 13th c. Sufi mystic Rumi's timeless question “do you make regular visits to yourself?” offers us a compass. What could come from giving ourselves permission to meet our experience with consistency, honesty, and generosity?As it happens, I do make regular visits to myself. I'm fortunate to live on the rim of a trail system in the vast landscape of Northern New Mexico. My wonder hour, which I hold in grateful contrast to the happy hours of my younger years, is the early morning, a time that favors contemplation and communion. It's known as “Brahmamuhurta" in India — the hour of God — and referenced by David in Psalm 5: “O Lord, in the morning you hear my voice.”Cold air in my lungs, solid ground beneath my feet, I make my way along the trails around my home, slowly unspooling my heart to the juniper, the chamisa, and the pine. They receive with fraternity all that which I have to give. Most mornings, by the time the sun has pushed up the day, I can sense, along with care for the heartbroken bits, an embodied enough-ness. It's a remembered hum in my human heart. To me, this is what wellbeing must be. And it's priceless. Get full access to The Guest House at shawnparell.substack.com/subscribe

How to be happier is a topic covered in countless books, blogs, and podcasts. Consume enough of this content and you repeatedly come across the same recommendations that have purportedly been proven to increase happiness: exercise, spend time in nature, meditate, socialize, and practice gratitude. But is there actual scientific evidence that these strategies work?Today on the show, we'll find out what professor of social psychology Elizabeth Dunn discovered when she did a study of happiness studies, and what the surprising findings have to do with the "replication crisis" that's occurred in science. In the second half of our conversation, Elizabeth shares the takeaways of a few well-vetted happiness studies she's done herself, including how to spend your money and use technology to increase happiness. And we discuss how to apply these findings, and the findings of all happiness studies, in a wise way that takes into account your unique personality and peculiarities. After the show is over, check out the show notes at aom.is/happinessstudiesResources RelatedStudy by Elizabeth Dunn and Dunigan Folk: "A systematic review of the strength of evidence for the most commonly recommended happiness strategies in mainstream media"Happy Money by Elizabeth Dunn and Michael NortonAoM Article: How to Choose What Advice to TakeConnect With Elizabeth DunnElizabeth's websiteElizabeth on X

It's that time of year. Summer is officially over and kids are back in school. And sending kids to school means figuring out what they're going to eat for lunch… unless your child eats the lunch provided by their school. Then you're done and dusted. A team of experts has figured all of that out for you, right? On the James Beard award-winning podcast Pressure Cooker, hosts Jane Black and Elizabeth Dunn explore the Herculean task of providing nutritious food that children will actually want to eat. If you've never thought about the inner workings of the school lunch program, you're about to get a crash course. This week on Good Food, we're rebroadcasting two episodes from Pressure Cooker. In "The Twisted History of School Lunch in America," Black and Dunn dig into the origins of the school lunch program to figure out how we got to where we are today. It's a surprising tale involving desperate farmers, skittish military generals, shortsighted bean counters, pizza lobbyists, and a network of underground caves filled with cheese. 

How do we really get happier? In a new review in the journal Nature Human Behavior, researchers Elizabeth Dunn and Dunigan Folk found that many common strategies for increasing our happiness may not be supported by strong evidence. In today's Short Wave episode, Dunn tells co-host Aaron Scott about changes in the way scientists are conducting research, and how these changes led her team to re-examine previous work in the field of psychology. Want to hear Dunn read the paper? Check it out here. Questions? Email us at shortwave@npr.org.

Brian Roy, Executive Director Variety St. Louis and Elizabeth Dunn, a speech therapist and co-owner of the Speech Spot join Tom Ackerman and Megan Lynch in studio talking about new technology to help children communicate. 

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Many studies have been done from quality and quantity perspectives on whether money can buy happiness.  It can, to a certain level.  Caroline recommended reading the book: "Happy Money: The New Science of Smarter Spending" by Elizabeth Dunn and Michael Norton.  The authors discussed 5 ways to actually increase happiness with money: 1. buying experiences; 2. buying time; 3. making it a treat; 4. paying now and consuming later; and 5. investing in others.  How does all that tie in with financial planning?  We don't care where you spend your money (well, as long as it's legal). What we do care about is whether you understand your spending patterns?  Is it sustainable?  Do you have enough cash to be prepared for unexpected life changes?  And lastly, is your spending matching your ultimate life goals?

Who is Chris?For 4 (and a bit!) years Dad and Daughter team Chris and Charlotte have been on a mission to share stories. Specifically stories of amazing people doing brilliant things to make the world a kinder place.Along the way they've spoken to hundreds of people, and learned hundreds of lessons of why we should all try to be a little bit kinder, and how we might practically apply kindness in our lives.Now you can get access to all of these amazing lessons in The Kindness project book due to be released later in the year.Key TakeawaysHow do you help people be kind? 0:22The importance of financial planning and giving back. 2:50Time is the commodity that's most limited as opposed to money. 5:37The one thing you can control is your reaction to the circumstances -.7:52Focus on the right thing, not the wrong thing. 11:29Why it's all about relationships -. 13:50How to reach out to clients in a way that's not intimidating. 15:57The fear of letting go and the fear of saying no. 19:46Valuable Free Resource or Actionhttp://thekindnessproject.co.uk/book/A video version of this podcast is available on YouTube :_________________________________________________________________________________________________Subscribe to our newsletter and get details of when we are doing these interviews live at https://TCA.fyi/newsletterFind out more about being a guest at : link.thecompleteapproach.co.uk/beaguestSubscribe to the podcast at https://link.thecompleteapproach.co.uk/podcastHelp us get this podcast in front of as many people as possible. Leave a nice five-star review at apple podcasts : https://link.thecompleteapproach.co.uk/apple-podcasts and on YouTube : https://link.thecompleteapproach.co.uk/Itsnotrocketscienceatyt!Here's how you can bring your business to THE next level:If you are a business owner currently turning over £/$10K - £/$50K per month and want to grow to £/$100K - £/$500k per month download my free resource on everything you need to grow your business on a single page :It's a detailed breakdown of how you can grow your business to 7-figures in a smart and sustainable way————————————————————————————————————————————-TranscriptNote, this was transcribed using a transcription software and may not reflect the exact words used in the podcast)SUMMARY KEYWORDSpeople, book, kindness, clients, business owners, business, life, money, fretting, chris, project, stories, spend, talking, stoic, interesting, read, financial planning, question, financialSPEAKERSChris Daems, Stuart WebbStuart Webb 00:22Hi, and welcome once again to five questions over coffee with me Stuart Webb and today I've got Christine's with me who is a really got I'm really looking forward to this is a really inspirational talk, I think we're going to have a chat about a really interesting project that Chris has been doing with his daughter. But Chris in his day job does financial planning. So you know, this is a real break from tradition to Chris, somebody who actually works in kindness and financial services.Chris Daems 00:52Combinations. Don't think I've ever had a conversation with somebody that is said to me. Yeah, kindness and financial planning, they come together really well.Stuart Webb 01:03Chris, welcome to the podcast, I'm really, really pleased to see you. Listen, you know, we normally start off with how do you help your clients? But you know, how do you help people be kind, I guess is the question I'm going to sort of put back to you.Chris Daems 01:17It's a really good question. I hope that we inspire people through the work we do on the podcasts, because, and we've been doing it for five years now, I know sort of podcasting is an interesting thing. It's something I've fell into with an inch with a desire to share stories of people doing good stuff in the world. And when we first started it, it was that case of going, we looked at the numbers, because I am a financial planner. And that's just sort of part of my personality is looking at now than others. And I thinkStuart Webb 01:52the person but you can't take the person out of the planning.Chris Daems 01:56I think I think I'm a business owner as well. Right. So tracking the numbers and understanding what's going on is, is part of it's part of who I am. And it's interesting, because when we first started looking at so the amount of listeners we were getting on the podcast, I think week one was 17. And week two was 12. So we lost listeners in the first week for some bizarre reason. But now we've been doing it for five years, and we've consist you shared stories of people doing amazing stuff in the world. We get 10s of 1000s of listeners who tune in to the kindness project every month, and it's an absolute honour to share the stories of people doing amazing stuff in the world. I absolutely love it.Stuart Webb 02:44Yeah, it's a really, really great thing to do. You know, to be honest with your question, there's not enough kindness going around. Is there? That's one of the that's one of the messages that come through to me.Chris Daems 02:54Yeah, I mean, I mean, part of its interest in Islam, you know, what you said at the start about that combination between being in financial planning unkindness, even though even though we're in a position where that link might not be obvious, what I do in the day job is help people achieve financial independence so they can live the lives they want. And actually, there's nothing kinder than having that financial clarity, so that you can come and do stuff you want. And often, for a lot of our clients who are typically between 50 and 60, when they start to work with us, part of their life plan moving forward is giving back, because they've been lucky in their life to build a level of wealth. And it's often it's about that next stage of their life being in a situation where they go, Well, how can I help others?Stuart Webb 03:49Yeah, yeah, I, you know, you're probably aware a little bit that some of the work that I do, and I'm working with business owners to try and grow their business, but nearly nearly all, I mean, it's not true that every one of them, but pretty much every one of them wants to be or grow their business, because what they want to end up doing is saying, Well, I've got this charity, or I've got these people that I want to help actually what I want to do is liberate enough money from the business at the end of the day to go into, you know, there's only so much time you could spend on the golf course. So you know, they want to do something else. They want to spend some time with some people, they want to be there. I mean, now I've just helped one guy, he's grown his business. And what has he done, he's done two things. One, he's now spending a lot more time in a hospital because as he said, the one thing that you hear about people when they get to this stage in their life is they've spent too much time in the office and he wants to get people out of doing that. And the second thing is that he actually sort of developed devoting some of that money back to helping other people grow their business so he can see them get back out and do good things after they finished with their business. Like financial financial planning is important part of being able to give back.Chris Daems 04:56I mean, one of the things I'm really proud of is and again, we talked about that Okay, one of the lucky things I've managed to do is take all of the stories from the podcasts and put them in a book. And that was published late last year, it's doing really well. About 100% of the profits we get from that book, go into our local hospitals, funny enough, some proxies who do amazing work. But for people at the end in the lives and certainly go in, and we've got really good close relationship with our speakers, they've been on the climate project a number of times, and I did the marathon for them in 2021. So we've we've done a lot of work together supporting what they do. And I've been lucky enough to see the work they do firsthand, by going into spirits and meeting the team and stuff like that. And you look at that, and you go, it does give you a different perspective on life, when you realise that sometimes it comes to an end quicker than we think. And sometimes we need to think about the decisions we make with our time, which is the commodity that's most limited, as opposed to the money.Stuart Webb 06:11Yeah, Chris, you're absolutely right. I'll put the link to the book down at the bottom of the screen. So the kindness Project book.co.uk, forward slash book, that's the kindness project, book.co.uk, forward slash book can't recommend that everybody just goes and gets a copy of that themselves. Because there's, there are some great, great stories. Chris, you just mentioned something there in terms of time, and I'm sort of constantly aware that time is the one thing that you can't get, you can make more money. You just can't make more time time passes, you know, whether you like it or not. And I'm, I'm constantly aware that, that, you know, I talked to people who own businesses, and they talk about time management ago, time manages itself, whether you like it or not, it passes at 60 seconds per minute, whether you do what only thing you can do is manage your attention during that time. And I think that's one of the things that you're sort of talking about there is it it's about attention isn't it's about people being attuned to what they're trying to do and being and thinking about more what they're trying to achieve with some of the stuff that they're talking about. Yeah,Chris Daems 07:13I mean, I mean, for me, and again, this is the planner coming in, coming out. And it's about having a clear strategy, step one, because the amount of people we speak to, like in our professional lives, talk about, I've done the setup this investment, or I've done before we start talking about any of that what the plan, you know, and it goes back to be intentional with your time and look at sort of how we have we do that. And just having been financially clear about where you are, so that you can move on to to where you want to be. And it's interesting, because when I get through it, I'm not perfect. You know, if you've read the book, I tend, I tend to stories about the fact that I am liable to make mistakes like goal averse. And so one story in the book about I travelled with my dad every year, my dad's in his 70s Now, and we do like a little weekend, boys weekend, every year where we go away together. And a couple of years ago, we went to you brought up and I booked a hotel, the hotel Gibraltar and not booked flights and stuff like that flew into Gibraltar airport, got in the cab at Gibraltar airport and said, Look, we'd like to go to the hotel with Gibraltar. It went I can't take you there. Okay, interesting. Why not? Cuz, because sir, the hotel Gibraltar is an interpreter. It's in Spain. And I bear in mind that we manage millions and millions of clients were really good at what we do. Hopefully, we do all that sort of stuff. I don't know anybody else do it, who's booked a holiday in the wrong country, you know, who's put in the wrong place. Now, I thought I'd done my research on Google Maps, it was 10 minutes from the airport, it was just over the border. But one thing I do write about in the book, and the reason I share that story, particularly as business owners, is I think the starting point to be kind to others is also to try and be kinder to ourselves. And understand that life isn't perfect, but also sort of navigate that in a way which allows you to do the best for you and your clients.Stuart Webb 09:39Yeah, absolutely. Right. You know, Chris, that's a really interesting. Yeah, a really interesting story to illustrate that because, you know, too often I find business owners who are beating themselves up and, you know, I think you and I both fans as well of the daily stoic, I sort of sit and read, I sit and read that that's the first thing I sort of read pretty much every day is To just centre myself on the fact that there are a lot of things in this world that you cannot control. But the one thing you can control is your reaction to the circumstances. Often we're trying to fight against data, we're trying to control things which are just out of control. We can't control the world, we can't control the weather. But what we can do is decide what we're going to do to react to it and deciding to react to a setback like that. I go, Okay, fine. So we're gonna go on, go in a hotel, that's 10 minutes down the road, but in a different country, we'll make the mess that will make better that will find a goodChris Daems 10:30thing. It's about perspective, isn't it? I mean, my dad wasn't happy for money. So I mean, drag it and 74 year old men through them. And the thing is, we tried to get a cat the other end, but we didn't have any euros because I didn't expect to, like need any, because to still use sterling. But we woke up in the morning, it took a while for him to get over it. But they'd say we are now getting international travel every day of our trip. So so it did it did potentially help. But I mean, you've allocated I'm glad you brought out that. If there's one book that I recommend anybody read. It's the daily stoic. It's the book that I read every day. And it's a really interesting discipline that book has around, only read a page or die. I've never done that before. But throughout 2022, I did it. And it really helped my morning routine, and having a perspective in the day. What's your, what's your favourite stoic teaching?Stuart Webb 11:29Oh, gosh, I think I was probably getting towards it towards the end. And we started doing it when we were talking about just now which is, which is that that concentration on the fact that you know, I remember very clearly it was towards the end of December, the the momentum, alright, you know, everyone is going to die and you sit there and you think I don't want to think about it, but at the same time, it focuses your mind on and it's so difficult to get across to people who are younger, and I work a lot with students. And you I watched them spend hours debating if they could spend 20 Pence less on this or 20 quid less of that. And you think the time that you're spending debating that you could actually put into something which you're gonna make 20 quid later on the new life. But yeah, just focusing on that, we'll come back to that thing. It is that focus, it's the focus on the right thing, not the wrong thing. People spend too much of their time and I was just dealing with business owner, just before we got into this call, and you know what, he was fretting about something and I was going, let it go. It's just not that important. You know, in the grand scheme of things, when you get to the end of the business life, you're gonna look back and go, What the heck that was about, you know, that was a day of fret wasted because I could have got on with doing what we're doing. It is that focus on, remember, you've got a legacy. Remember, you've got something you're going to leave and make sure what you leave in worthwhile rather than fretting about the money or fretting about the it is it is, you know, you look back and you go, did I have the right relationships? Are people going to look back on me and think I was, you know, a reasonable nice kind person? Or are they going to I can go why was he always constantly worrying about the money? You know, that's, that's, I think, the teacher,Chris Daems 13:16and I agree, I mean, the money, what we what we sort of start with is all money is a tool to allow you to live the life you want. Now without money, life can be fairly difficult karmic because it brings worry where you don't need it. But thankfully, the clients who try to start off with their, you know, accumulate wealth and savings, and that's a responsibility insurance we take really seriously are in a position where they've either financially independent or getting there. And ultimately, it's all about relationships. You know, the reason we started the kindness project, and it was really selfish, if I'm honest, the reason the reason I decided to climb this project is she's 19 Now, but she was 13. And I was really worried about maintaining a really relationship with a teenage girl, because what do I talk to the teenage girl about? And having that project, we work on it together, particularly as we, you know, we published every week and record content pretty consistently. It's been a really good anchor to that relationship, you know? And it's inspired, hopefully, you know, she's at uni at the minute and Strathclyde studying journalism, hopefully, that curiosity of helping understand and tell other people's stories has inspired her to do that. ButStuart Webb 14:43yeah, and I think it's a great Oh, it's a really great way of maintaining that relationship by I don't know, with my son the relationship revolves around something so much more shallow and sport but I mean, you know, yeah, I mean, it's,Chris Daems 14:58it's whatever you Hold on to isn't it when my youngest, it's out because she loves she loves. So it's just a thing, you've got to go where they are.Stuart Webb 15:11Now, that's interesting, Chris, I'm sorry, we've sort of gone off on off the kindness project a bit, but actually go where they are, it's really, it's really an important lesson for business, isn't it? Because so often, you know, as business owners, we are not reaching out to where the customer our client is. And, you know, I say this, so often, he sort of alluded to it a little bit, then, you know, we don't add, reach to our customer and try and put ourselves in their shoes nearly enough do and that's kind of where I was sort of thinking, it's sort of some of the kindness project sort of comes into this, we don't actually try and put ourselves in their shoes, we try and sort of hope that they will come to us. But actually, The Secret to Building a business, the secret of kindness is going out and saying, What do I do to put myself in your shoes, and then look at it from your point of view. And actually, that's a good lesson for business.Chris Daems 15:57It's a really interesting one, particularly in the business that we're in is a financial planning practice. Because I think we underestimate how scary it is comes to somebody like me, I think in the UK, money's still quite taboo. It we're in a position where having open and honest conversations about money is something we're not, we're not that great at in the UK. But come into somebody like me and saying, I'm not clear about where my financial future lies, and I need your help, is scary. So when we were thinking about how we could help clients in a way that the mic is intimidating, part of the reason we, we put videos on our website, client testimonials and, and things like that is to show that smart, sensible people get the help, they need to get the outcome they want. And it is scary initially, but we're quite friendly. So and if we can show that if we can show that the spirits and speak to a financial planner, getting the help you need is a I was gonna say painless, less pain than you expect. Then hopefully, more people will then get get out they need to achieve their goals. But we, as I said, We Never underestimate truckers, people putting us you know, somebody's worked 2030 years building their business, building their careers, building their wealth to achieve what they want to do in the next chapter of their lives. Trust me and my practice and my team with it is it is a big jump. So think illustrate in the fact that we're decent people who want to do the right thing is important. Now, the kindness project has nothing to do with that. I didn't expect the two to overlap. The kindness project was about a desire to share stories of people doing good good with well, when a time I was looking at the world and going where are all the good stories. But I think it does help for clients to be too to recognise that we believe in doing well and doing good.Stuart Webb 18:23Yeah, I agree with you, Chris, there must be something you're doing at the moment to reach out to those clients, giving them that help without sort of going to charging them the earth before you sort of do it. What what do you what's the what's the way that people should should engage with you both as a business owner with you as a person sort of now promoting the kindness that you're talking about in the book?Chris Daems 18:44Yeah, so typically, it's interesting. So we're 12 years into the practice now. And we're typically referral one. So all of our clients come through introductions, either through our professional network people who know unlike us, and trust us, or through our existing clients, and that's a really nice position to be in. But I'm always looking to connect with fun, interesting people. One of our roles as a practice is we only work with people we like, that's really important to us, because we want to have a great time while we work in as you say, if we were intentional about who we work with its interest and want to get your perspective on this. How many business owners you do you work with? Are we take on clients they know they're not?Stuart Webb 19:36Yeah, boy, you know, that's interesting, because I had a discussion with a with a with, with somebody about that the other day. When I say the other day, it was back 10 days ago. So it's a bit more than a week. It was just sort of the turn of the between the Christmas and New Year period. And they were basically saying, you know, I have problems, and I just sort of went through and then it's a quiet period. Let's just spend, I spent, I spent a couple of hours and when let's go through all the current customers you've got and just sort of ask the question, are they making your profit or not? Absolutely every single one he basically Terminator are they're difficult. I don't make much with them. They're difficult. And I looked at him and I said, Why do you have these customers? Yeah. Anyway, I couldn't do without him and I went, are you having fun with them? No. Well, what's the point? Well, you know, they might be profit. And we've just proved that to have those losing money, working with people that are losing your money, and the fear of letting go the fear of saying no, I don't want to, because there was this, but they might produce better results in the future when the evidence from history is that they won't. And if the only business just to hope you're in business, just to sort of expect some miracle, you're in the wrong business. So my advice to him was start start basically quitting clients just turn around, say, sorry, your behaviour is not what we want. We're not interested in working with people like you, you can change your behaviour or, or we're firing him. And he looked at me and said, couldn't possibly do that. And I went, I don't think we're gonna be able to work together, because that's my attitude. My attitude is not to turn around and work with people who, frankly, you're gonna cost me more effort than I'm gonna getChris Daems 21:14out of it. Yeah, yeah. And I get positive. I get why it's difficult, right? Because I've been there in terms of the the sort of my journey as a business owner in the first couple of years not being able to do that. And then getting to a point where I go, Well, why am I why am I doing that? Brian? Brian's obviously pro just commented side hope he's not the strategy. I agree with that. I mean, it's, it's having that having that clear plan, and having the difficult conversations when clients aren't working with you. That's the bit that I think a lot of business owners avoid.Stuart Webb 21:52Yeah, absolutely. Right. Chris, I mean, I've taken up far too much of your valuable time. So I'm just going to very quickly get to the sort of the final question I've got for you, which is, you know, I've asked you some questions. You've asked me some questions. But there must be one question that we haven't yet sort of asked. And I know we sort of veered into this a bit. So you know, what's the what's what some of our sort of strategies, but what's the what's the one question that I should have asked you, perhaps about the kindness project, perhaps about financial planning, perhaps about life itself? But which one? Would you like me to have asked, which I haven't asked yet?Chris Daems 22:21Well, firstly, let me say you say, I've really enjoyed it's been a short chat, but I've really enjoyed our conversation today. And thank you for helping me promote the book.Stuart Webb 22:31We're gonna push this out, Chris, you know what I will get out of that with but yeah, I think it's great book. I think it's worth everybody getting a copy.Chris Daems 22:39Yeah. I mean, I mean, thankfully, the sales have been, uh, been pretty decent so far. The more we can raise space, the more I'll be happy. And one thing I do want to mention on the book for us to talk about the question is we've got a event at NSX in the middle of Feb. So it's a bit of a light book launch slash celebration event. We'll share that with everybody. If you're if you're in the area or you want to travel down, we should have a really good turnout help us celebrate the impact of the book. One thing one thing that I think we could have explored more is reading material, because I think the starting point was when people were building their financial plan is self education, right? You know, what can I learn to learn to empower myself with before actually come to speak to a professional, and there's a few books number one is happy money by Elizabeth Dunn, talks about the fact that spending money can make us happy, but spending money on certain stuff makes us happier than others. So that's a really interesting book to read. Wellbeing by Tom Rath is another good one. That's all about looking at all aspects of well, being not only financial, the ultimate Millionaire is one of my favourite books by David Bach. And interestingly, the daily stoic I definitely recommend that in all aspects of your life reading the daily stoic is worthwhile.Stuart Webb 24:13Can I Can I just because I we've just talked a little bit about sort of daily routines progress on I don't know, as I said, one of the first things I do is get up and I read the Daily stoic, but I also have a routine that means that the one of the first things that I do in the morning is actually read myself in the way that you've just discovered. I'm just going to show you the book that I'm currently reading that's, that's on my desk. So that's, that's a really that's a good book that I recommend. I take the other one that I've got, which might surprise you. But that is absolutely brilliant. Anybody who hasn't read that book will know you're not expected that to be a really good business but but it's a brilliant business, but because it's about people. It's about how you manage to get inside the head of somebody and you You know, we just talked about it too often business is not about try, I'm going to try and put these down without locking everything down and show off to business owners are not thinking about the people are they? They're not thinking about the, the, you know, how do you make somebody's you know, happy in their life. And I said this to a business owner recently I turn around said, he said to me, I'm afraid of selling and when everybody's afraid of selling, we're all afraid of rejection. But I'll tell you what. Yeah, I like that from Howard Bullock is another financial advisor, which I'm going to do. So we'll put that up in a minute. But you know, the one thing that I keep saying to people about selling is, if you've got a solution to their problem, and you've understood their problem properly, if you just reach across the desk and say, Do you want help, they will buy it from you, you don't sell a solution to anybody, you, they will buy it from you. So to be honest with you work with the people you like and just offer them help, you'll be surprised.Chris Daems 26:01And interestingly, I mean that our approach is, it's got to be when you're ready, you know, and sometimes that element of speed somebody initially and then not being ready yet, doesn't mean they don't need your help sometime down the future. The amount of times clients have come back when they've gone. The pains got too much. Now I need to get financially cleared to go to the next stage in my life. It's it's an interesting model.Stuart Webb 26:26Chris, this has been a really fabulous discussion. Thank you so much. I am very aware of how valuable your time is. Look, everybody go get this book, go get the kindness project. Book. It is it is it is it is an interesting, but it is not your standard business book. Except it is. So if you see what I mean. Chris, I wish you all the success with that. I'm just gonna just gonna, just gonna put one. One final thing up if you would like to get onto our mailing list so that you get an email on a weekly basis about who I'm talking to on the podcast this week. Really interesting conversations like this. So you can join us we've had people today, putting comments up and talking about the sort of comments that people like interesting people like Chris, we only have interesting people on this podcast, we don't have any wasted time. That's the link to get on, which is TCA dot FYI, forward slash subscribe, that's TCA dot FYI, forward slash subscribe, Chris. Thank you so much for spending a few minutes with us. I'm just gonna play the outro so that we finish this off, and then I'll make sure that we get out we really helped you to promote the kindness project, but because Thank you, no problem at all. Chris, thank you very much. Get full access to It's Not Rocket Science! at thecompleteapproach.substack.com/subscribe

Access to affordable, quality farmland is the top challenge young farmers face, particularly BIPOC farmers, who today make up only 2% of farmland owners. Young Farmer's Land Campaign Director Holly Rippon-Butler talks with New York Times reporter Elizabeth Dunn about her recent article, “How ‘Fairy Tale' Farms Are Ruining Hudson Valley Agriculture,” about the land access crisis and how the National Young Farmers Coalition is working to transition one million acres of farmland to the next generation of farmers.The article, “How ‘Fairy Tale' Farms Are Ruining Hudson Valley Agriculture,” illustrates how “a rush of wealthy urbanites seeking fresh-air retreats in bucolic settings” has made land access for young and BIPOC farmers across the country even more challenging.  Read the article here. You can hear Liz Dunn on her podcast Pressure Cooker with Liz Black here.Join the National Young Farmers Coalition here.Learn more about the One Million Acres Campaign here.

En este episodio César Tánchez junto a Mario López nos comparten algunos de los aprendizajes financieros de este libro. Se parte de nuestra comunidad enviando tu nombre al WhatsApp: https://wa.me/message/PS6UMWDCZBORM1

#54: Minimalist expert and award-winning author, Joshua Becker, joins Chris to talk about the many ways that “things'' get in the way of living a purpose-filled life. They discuss Joshua's top decluttering strategies, the 8 distractions that prevent people from living more meaningfully, and hacks to help guide you toward achieving the benefits of a more satisfying life through owning less.Joshua Becker (@joshua_becker) is an expert minimalist, an award-winning author, and the founder of Becoming Minimalist, a website dedicated to inspiring others to find more life by owning less. He recently released his latest book Things That Matter: Overcoming Distraction to Pursue a More Meaningful Life.Full show notes at: https://allthehacks.com/minimalism-joshua-becker Selected Links From The EpisodeAll the Hacks Newsletter: Sign UpConnect with Joshua Becker: Website | Instagram | TwitterJoshua's Books: Things That Matter: Overcoming Distraction to Pursue a More Meaningful LifeThe Minimalist Home: A Room-by-Room Guide to a Decluttered, Refocused LifeThe More of Less: Finding the Life You Want Under Everything You OwnSimplify: 7 Guiding Principles to Help Anyone Declutter Their Home and LifeClutterfree with Kids: Change your thinking. Discover new habits. Free your homePodcasts mentioned:All the Hacks Podcast #25 Nir EyalAll the Hacks Podcast #50 Adam NashResources Mentioned:Harvard Study: Exchanging cents for seconds : the happiness benefits of choosing time over moneyHappy Money: The Science of Happier SpendingIndistractable: How to Control Your Attention and Choose Your LifeCourtney Carver's Website: Be More With LessLogan and Tammy Strobel's Website: Our Tiny HouseJoshua's Phoenix Recommendations: Barrio Cafe | Camelback MountainPartner DealsFree Vitamin D + Travel Packs with Athletic Greens10% off your first month with BetterHelp$25 free in your Daffy Account Full Show NotesWhat most people get wrong when they think about minimalism [01:39]The importance of having fewer physical distractions and unnecessary possessions in your life [02:32]The first question Joshua asks those who are beginning the process of removing  distractions from their lives [03:47]Joshua's top decluttering strategy [07:01]Staging your home for living: how to make small changes to promote a calm space and the importance of finding the purpose of your home [08:54]How one conversation inspired Joshua's transition to minimalism and the positive outcome of his decision [13:12]Alternatives to keeping seldom-used items, the cost of holding on to them, and the benefits of letting them go [15:59]How decluttering during a move afforded Chris the ability to use his space differently [21:31]Donate or sell? Joshua provides insight about getting rid of valuable items [22:49]Chris discusses the 5 core principles of smart spending as described in Elizabeth Dunn's book Happy Money [25:40]Spending money on things to buy time versus having fewer items, practical advice on learning what's right for you [27:30]As the trend grows in popularity, is there a ‘right' way to apply the minimalist approach to your space? [29:38]10 questions Joshua suggests you ask during the process of minimalizing [31:09]The realization Joshua came to once he adopted the minimalist lifestyle and what inspired him to write: Things That Matter [34:07]8 distractions that prevent people from feeling the most satisfied and fulfilled [35:53]Acknowledging that money is not the end-all and the shocking results of a Harvard study of 100,000 people on time versus happiness [40:04]Focusing on things that matter through generosity and acts of service [42:30]Ways in which distraction of the ‘trivial' prevents us from finding our purpose and the importance of taking a ‘digital detox' [45:26]Joshua's top recommendations for ‘dine, drink, and do' in the Phoenix area [50:21]Where to find more information about Joshua Becker [51:58] SponsorsAthletic GreensAthletic Greens is a foundational nutrition drink designed to remove the friction from covering the daily nutritional needs of a modern diet. It combines more than 9 essential nutrition products into one convenient and great-tasting drink, giving you an easy and efficient way to get you daily multivitamin, multimineral, probiotic, prebiotic, functional greens blend, immune support complex and more. It contains no GMOs, no harmful ingredients and no artificial colors or sweeteners.Right now, Athletic Greens is going to give you a free 1 year supply of immune-supporting Vitamin D and 5  free travel packs with your first purchase. So to take ownership over your health and pick up the ultimate daily nutritional  insurance visit allthehacks.com/athleticgreens BetterHelpLife is full of twists and turns and we all need help at some point, whether it's because of stress at home, or work or loneliness or maybe you just want to improve yourself but I don't know where to start. No matter the reason, it's invaluable to know that there's someone professionally trained, who can help you through whatever you're facing. And that's exactly what BetterHelp can do. They can assess your needs and match you with a licensed professional therapist in less than 48 hours. And because it's all online, it's way more affordable than traditional in-person therapy (not to mention it is so much easier to have a video, phone or chat session from the comfort of your own home). To get 10% off your first month visit allthehacks.com/betterhelp DaffyDaffy is a not-for-profit community built around a new modern way to give, with a mission to help people be more generous, more often. Daffy makes it so much easier to put money aside for charity. You can make your tax deductible contributions all at once. Or you can set aside a little each week or month. Then anytime in the future, you can give to more than one and a half million charities, schools, and faith-based organizations in a matter of seconds. So you can separate the decision to give (and get your tax deduction) from deciding exactly which organization you want to support and when. My favorite part is that you can invest your contributions to your Daffy account so they can grow tax-free to let you have even more impact in the future. To start giving today and get your free $25 to give to the charity of your choice, go to https://allthehacks.com/daffy  Connect with All the HacksAll the Hacks: Newsletter | Website | Facebook | EmailChris Hutchins: Twitter | Instagram | Website | LinkedIn

#50: Entrepreneur and investor Adam Nash joins Chris to discuss the biggest misconceptions of philanthropy, the hurdles of giving, tax benefits for charitable donations, real estate investing, why Daffy was created, everything you need to know about Donor-Advised Funds, and more.Adam Nash (@AdamNash) is the CEO and co-founder of Daffy, a not-for-profit community built around a new modern way to give. Adam is a seasoned executive, investor and advisor. He sits on the board of the investing company Acorns, he teaches the "Personal Finance for Engineers" course at Stanford and he was previously the president and CEO at Wealthfront. Full Show Notes at: https://www.allthehacks.com/giving-adam-nashView Episode on YouTube: https://youtu.be/mERMZviCHx0 Selected Links From The EpisodeGet a free $25 in your Daffy account: https://allthehacks.com/daffyConnect with Adam Nash: Twitter | Instagram | Adam's Blog | Daffy's BlogSelected Works from Daffy's blog: Let's Close the Trillion-Dollar Generosity Gap | The Benefits of Donating Stock to CharityAdam's Stanford Course: CS 007: Personal Finance for EngineersBook Mentioned:  Happy Money: The Science of Happier Spending by Elizabeth Dunn and Dr. Michael Norton  Palo Alto Recommendations:   The Post | The Sea | Stanford Campus | The Dish | Shoreline LakeBilt Signup: https://allthehacks.com/bilt Full Show Notes Chris welcomes Adam to All The Hacks  (00:00) The biggest misconceptions about philanthropy (02:13)How much should one give?  (03:29) How to know if an organization is using its money wisely (09:22)Could people be giving more? (12:36)The hurdles of giving (15:10)Giving to multiple similar organizations (20:44)Tax benefits for charitable donations (23:15) Donor-Advised Funds (23:49)Why Daffy was created (27:42)Why do large firms have such high fees on donor-advised funds? (30:34)Donating appreciated assets (33:04)Moving your Donor-Advised Funds (38:31)Donor-Advised Fund apps and their ease (40:37) Investing inside your Daffy Donor-Advised Fund (44:31)What people are getting wrong about personal finance (46:04)How do alternative investments fit into your portfolio? (48:10)Real Estate investing (52:36)Dinner, Drink, and Something to do in Palo Alto (57:52)Where to find Adam online (59:41) SponsorsDaffy is a not-for-profit community built around a new modern way to give, with a mission to help people be more generous, more often. They makes it easy to put money aside for charity and because Daffy Charitable Fund is a registered 501(c)(3), all your contributions  are tax-deductible. Then, whenever you want, you can give to more than 1.5 million  charities, schools, and faith-based organizations in a matter of seconds. So you can separate the decision to give  (and get your tax deduction) from deciding exactly which organization you want to support.Also, all  the contributions to your Daffy account are invested in  a standard, ESG or crypto portfolio so they can grow tax free to let you have even more impact in the future. And if you donate any stock or crypto that has increased in value since you bought it, you get full credit for the value of the asset and never have to pay taxes on the capital gains.To start giving today and get your free $25 to give to the charity of your choice, go to https//allthehacks.com/daffy Connect with All the HacksAll the Hacks: Newsletter | Website | Facebook | EmailChris Hutchins: Twitter | Instagram | Website | LinkedIn

#47: Behavioral social scientist Arthur Brooks joins Chris to explore happiness and the different types of intelligence. They also explore the hustle culture, the science of satisfaction, the reverse bucket list, the four good idols (friends, family, faith, and work) and the four to watch out for (money, power, pleasure, and pain)Arthur C. Brooks (@arthurbrooks) is a Harvard Professor, musician, and columnist for the Atlantic. He is also the bestselling author of 11 books on topics ranging from economic opportunity to human happiness. In February 2022, Arthur released From Strength to Strength, a book on finding meaning, success, and deep purpose in the second half of life. Full show notes at: https://allthehacks.com/happiness-arthur-brooks and you can watch this episode on YouTube Selected Links From The EpisodeConnect with Arthur: Website | Twitter | Instagram | YouTubeSome of Arthur's BooksFrom Strength to Strength: Finding Success, Happiness, and Deep Purpose in the Second Half of LifeLove Your Enemies: How Decent People Can Save America from the Culture of ContemptWho Really Cares: The Surprising Truth About Compassionate Conservatism -- America's Charity Divide -- Who Gives, Who Doesn't, and Why It MattersSelected Works from the AtlanticHow to Build a Life - Arthur's ColumnAre you Epicurus or Epictetus ArticleBooks ReferencedHappy Money: The Science of Happier Spending by Elizabeth Dunn and Dr Michael Norton  The Brothers Karamazov by Fyodor DostoevskyMan's Search for Meaning by Victor FranklMeditations by Marcus AureliusThe Miracle of Mindfulness by Thich Nhat HanhThe Confessions by Saint AugustineThe BiblePodcasts Referenced#36: Bucket Lists, Audacious Goals and Living the Life You Want with Ben NemtinBarcelona RecommendationsRoman RuinsSagrada FamiliaRomanesque Churches and Gothic Cathedrals Full Show NotesArthur C Brooks - Behavioral Social Scientist (00:00)How does Arthur define happiness? (02:54) Are tests available to understand where you are lacking in happiness? (03:50)Changing intelligence - the seven habits of people who get happier as they age (04:47)What is a success curve and how to make sure you're on the right success curve? (05:42)Fluid intelligence (06:30)Crystalized intelligence (07:35)The key thing is to be on the right curve (07:50)What does the jump from curve to curve look like? How do I prepare for a jump? What should I be doing with my time? (08:50) Charles Darwin and Johann Sebastian Bach's success curves (10:44)Success Addiction and Dopamine (13:30)Hustle Culture and how to establish metacognition (16:30) How often do you need to journal to see benefits from journaling? (18:00)The Bad Idols: money, power, pleasure, and fame (20:30) The Good Idols: faith, family, friendship, and work (21:10)The best way to get happier now??? (24:25) The importance of sharing (25:25) The happiness algorithm (25:15)Having faith without an organized religion (27:00) Lectio Divina - Divine Reading (29:40)The science of satisfaction (30:36) The hedonic treadmill and social comparison (32:00) How to make a better bucket list (33:47) The reverse bucket list (35:25) How to buy happiness (37:30) Technology and happiness (40:52) Turning weakness into strength (42:40)Hope and the role of negative emotions (45:36)Quitting your job for happiness (47:00) Recommendations for a meal, a drink, and something to do in Barcelona, Roman Ruins, Sagrada Familia, Romanesque Churches and Gothic Cathedrals (48:30) The inspiration for his most recent book (49:12)Wrapping up the show with Arthur Brooks and where to find Arthur online (52:00) SponsorsStarshipThis episode is brought to you by Starship. Are you looking for a new HSA? You can get one free with Starship and signing up only takes a few minutes. If you're not familiar with HSAs, they're health savings accounts for health-related expenses like doctor appointments, glasses, prescriptions, and over-the-counter meds. The best part is that an HSA from Starship lets you get tax breaks on account contributions, when purchasing eligible expenses and on any investment growth.In the past, my HSAs have had high monthly fees and I've been forced to invest through an old school brokerage. That's why I'm so excited about Starship – there are no hidden fees, no minimum balance fees, and no monthly maintenance fees. And you can spend, save, and invest your HSA funds all from their simple app. Also, instead of having to manually invest your funds, Starship can automatically invest your contributions using their robo-advisory tool. I think Starship is the easiest HSA out there and you can sign up in minutes at https://allthehacks.com/starship Connect with All the HacksAll the Hacks: Newsletter | Website | Facebook | EmailChris Hutchins: Twitter | Instagram | Website | LinkedIn

Leidy Klotz reveals how to access the untapped potential of subtraction to make work and life more efficient. — YOU'LL LEARN — 1) What Legos can teach us about smarter problem-solving2) The trick to overcoming your brain's bias for addition3) How subtracting leaves us with moreSubscribe or visit AwesomeAtYourJob.com/ep684 for clickable versions of the links below. — ABOUT LEIDY — Leidy Klotz is a Professor at the University of Virginia, where he directs the university's Convergent Behavioral Science Initiative and is appointed in the Schools of Engineering, Architecture, and Business. His research on the science of problem-solving has appeared in both Nature and Science and has been covered in The Wall Street Journal and The Washington Post among national newspapers on five continents. • Leidy's book: Subtract: The Untapped Science of Less • Twitter: @Leidyklotz — RESOURCES MENTIONED IN THE SHOW — • Study: “Buying time promotes happiness” by Ashley Whillans, Elizabeth Dunn, et al. • Book: The Gardener and the Carpenter: What the New Science of Child Development Tells Us About the Relationship Between Parents and Children by Alison Gopnik • Book: No-Drama Discipline: The Whole-Brain Way to Calm the Chaos and Nurture Your Child's Developing Mind by Daniel Siegel and Tina Payne Bryson • Book: The Whole-Brain Child: 12 Revolutionary Strategies to Nurture Your Child's Developing Mind by Daniel Siegel and Tina Payne Bryson • Author: Eduardo Galeano — THANK YOU SPONSORS! — • Blinkist. Read or listen to summarized wisdom from thousands of nonfiction books! Free trial available at blinkist.com/awesome See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.