Podcasts about modulr

Send us a textHave you ever felt your spark dimming at work? That creeping realization that your workplace might be harming your mental health? Terence Nislow's powerful story might be exactly what you need to hear.In this episode Terence shares with host Arthi that when he realized his prestigious job with amazing benefits was slowly changing who he was as a person, he faced a difficult truth many of us encounter but few discuss openly. Despite the 36 days of annual leave and impressive salary, he found himself unrecognizable – quieter, angrier, and losing his natural enthusiasm for life. The wake-up call came when a friend asked if someone had died because his personality had changed so dramatically.What makes Terence's story particularly valuable is his methodical approach to escaping toxicity. Drawing on his Lean Six Sigma background, he created what he called the "Get Terry Back" project – complete with Gantt charts, milestones, and actionable steps that transformed an overwhelming situation into manageable progress. This strategic exit plan helped him overcome the golden handcuffs of excellent benefits and find his way to true workplace happiness.Beyond sharing his personal journey, Terence offers practical wisdom for anyone feeling stuck in a similar situation. His advice spans from seeking trusted support and journaling to exploring options and creating structured exit strategies. Most importantly, he reminds us that "no job is worth your mental health" and "walking away from something toxic isn't a sign of failure – it's a sign of strength."Terence and his wife now help others navigate similar challenges through their business, Your Project Mentor, offering practical tools and emotional support to those feeling trapped in toxic work environments. Their mission reflects a powerful truth: you deserve better, and with the right approach, positive change is absolutely possible.Ready to reclaim your workplace happiness? Listen now, and discover how to create your own path forward when a job is draining your spirit.About Terence Niselow:Terence is a Henley MBA graduate, a seasoned operations and process improvement leader with deep expertise in Lean Six Sigma and has a passion for driving efficiency, quality, and business transformation. With a proven track record of leading high-performing teams and delivering measurable results across industries, Terence is currently applying his skills at Modulr as their Operations Director for Europe. Connect with him:Website: https://yourprojectmentor.com/ LinkedIn: linkedin.com/in/terence-niselowYoutube: youtube.com/channel/UCGW8Ei_eDzIiZmg7mbztSVQSupport the show

Welcome to another exciting episode of Digitals in Accrual World! This week, we're dissecting the latest tech updates in the accounting world. FreeAgent introduces property ownership splitting for the MTD rollout, GoCardless partners with Form3 to enhance BACS payment connectivity, Link My Books joins the Visma family, and Ignition debuts auto-pricing tools to streamline revenue operations. We also delve into Modulr's integration with Nomi for seamless payroll payments and Ecologi's acquisition of Net Zero Now to help businesses achieve net-zero emissions. Plus, an insightful interview with Matt Lowry from ApprovalMax on combatting fraud in the age of AI. Stay tech-savvy and fraud-free, folks!   00:00 Coming Up 00:50 Intro ~~~~~~~~~~~~~~~~ App News 03:05 FreeAgent Update: Line by line property split  03:53 GoCardless to provide BACs payments 04:58 Linkmybooks joins Visma 07:34 Ignition introduces autopricing 09:44 Modulr Nomi integration 11:19  Ecologi acquires Net Zero Now ~~~~~~~~~~~~~~~~~~~~~~ 16:36 Combatting Fraud - ApprovalMax 23:44 Like and Subscribe

Welcome back to another exciting episode of Digi-Tools in Accrual World! This week, we share into the hottest news in the fintech world, from the big Dext-Iris acquisition bombshell to fresh releases from Sage, Datamolino, and Fathom. And guess what? We've got Joe Lines from Nook spilling the beans on Nook's acquisition of Modulr. Plus, we tackle the juicy topic of AI's impact on accounting and why 50% of firms are still twiddling their thumbs. Joined by our regular hosts Indi Tatla, John Toon and Ryan Pearcy (recovering from 'man flu,' of course), this episode is packed with insights, laughs, and a hint of tech-induced panic. Don't miss it!   00:00 Coming Up 02:14 Intro App News ~~~~~~~~~~~~~~~~~~~~~~ 07:47 Iris acquires Dext 13:17 Sage Results 17:28 Sage Releases and Updates 18:25 Datamolino Release 18:51 Fathom Bulk Update Facility 20:28 New Apps in the Xero App Store   22:48 AdvanceTrack - AI's role amid the talent shortage 30:07 Joe Lines - The next chapter for Nook (and the payments space) 46:43 Rate and subscribe!

Join us in today's episode of 'Digi-Tools in Accrual World' as we dive into the latest buzz in the accounting tech industry! From Nook's acquisition by Modulr and FreeAgent's updated smart capture functionality to TrueLayer's big layoffs – we've got all the juicy details. Lucy Cohen spills the beans on Mazuma's bold acquisition plans and the challenges both boomers and Gen Z are facing around exiting and entering practice ownership. We're also featuring an insightful chat with Sophie Hossack from Alloca Bank with more on  mixing digital banking (at scale) with a human touch. And also - despite the controversy around Jag's rebrand - is there a lesson there for accountants and bookkeepers? 00:00 Coming Up App News ~~~~~~~~~~~~~~~ 03:17 Nook Acquired 07:17 Modulr Powering HMRC 08:35 FreeAgent Smart Capture Expanding 09:33 FreeAgent still officially friendly 10:42 ApprovalMax Raise £10m 11:38 Dext Payments Teaser and more 13:26 Truelayer lays off 25% of it's team   15:41 Allica - Relationships and Scale 23:57 What can accountants learn from the Jag rebrand? 30:36 Lucy Cohen - The generational shift in practice ownership

The £9 Billion Missing for UK SMEs - PLUS App News, Dan Cockerton and Johann Goree   Join John, Ryan, and Indi as they review John's creepy merch ideas, find out how SMEs are missing out on billions and share the latest app news, including updates from Adsum, Modulr, FreeAgent, and Firmcheck. Hear about Tide's strategic acquisition, Acumatica's new release, and more.   Plus, find out why Engager.app's Johann Goree is celebrating their big win at the Digital Disruptor Awards and what it takes to overcome major life hurdles to deliver an industry defining event.   And don't miss the banter, from bath time chat to ginger walrus facts, this episode has it all!   There's more info on the savings interest SMEs are missing out on and the Allica Bank report here: https://www.savingssqueeze.com/   00:00 Coming Up 02:04 Welcome   App News ~~~~~~~~~~~~~~~~~~~~~~~~~ 09:25 Adsum Upcoming Beta Test 11:31 Modulr Batch Management Release 12:33 FreeAgent Binning Paper Notices 13:36 MTD Updates 20:18 Acumatica 21:45 Tide Acquiring Again   27:04 Allica - £9bn in missing interest 42:31 Overcoming huge obstacles, to do what's never been done before - Dan Cockerton 46:39 Where are the next tech innovations coming from? Release of the Year winner Johann Goree   01:03:00 Rate the podcast!

In unserer aktuellen Folge des UX und Usability Podcasts haben wir Daria Lewandowska und Tilman Büttner zu Gast. Daria arbeitet derzeit als User Experience Managerin bei der Carl Remigius Fresenius Education Group und Tilman ist Senior UX Writer bei der Modulr.Design GmbH. Gemeinsam mit den beiden haben wir uns über UX Writing ausgetauscht. Unter anderem haben wir über Herausforderungen und Best Practices und über Tooltipps gesprochen, aber auch darüber, welche News es aus unserem Arbeitskreis "UX Writing" gibt. Wenn du tiefer in die Thematik einsteigen möchtest, empfehlen wir dir, die gesamte Episode mit Daria und Tilman anzuhören. Und wie immer würden wir uns über Feedback zum Podcast sehr freuen! www.forms.gle/PJLKxrADXVNL5ek26

In unserer aktuellen Folge des UX und Usability Podcasts haben wir Daria Lewandowska und Tilman Büttner zu Gast. Daria arbeitet derzeit als User Experience Managerin bei der Carl Remigius Fresenius Education Group und Tilman ist Senior UX Writer bei der Modulr.Design GmbH. Gemeinsam mit den beiden haben wir uns über UX Writing ausgetauscht. Hierbei haben wir uns unter anderem über die Bedeutung und Entwicklung von UX Writing, Herausforderungen und Best Practices aber auch über die Rolle von KI ausgetauscht. Und natürlich vieles mehr! Hör also gerne direkt mal rein und lass uns Feedback da! www.forms.gle/PJLKxrADXVNL5ek26

Our expert hosts, Ross Gallagher and Rachel Pandyan, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Calypso Harland, founder of Fintech Fringe Jason Mikula, a fintech advisor formerly at Goldman Sachs We cover the following stories from the fintech and financial services space: Goldman Sachs are stepping back from consumer lending amid 33% profit drop (https://readwrite.com/goldman-sachs-reconsiders-its-consumer-lending-strategy/) Galileo and Mastercard expand BNPL offering to SMBs (https://thefintechtimes.com/galileo-expands-mastercard-partnership-with-installments-to-improve-smb-purchasing-and-cash-flow/) Zilch launches Zilch Up to help 'credit invisible' customers (https://www.altfi.com/article/zilch-up-launches-to-help-credit-invisible-customers-build-their-financial-future) The FCA orders Modulr to stop onboarding new clients (https://sifted.eu/articles/fca-customer-onboarding-restrictions-modulr) UnaFinancial and Velexa join forces in the UAE (https://fintech.global/2023/10/13/unafinancial-and-velexa-forge-a-pioneering-partnership-championing-digital-investment-in-the-uae/) Citibank win employment tribunal over an expensed sandwich (https://www.bbc.co.uk/news/business-67121456) Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you're already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com! Special Guests: Calypso Harland and Jason Mikula.

This week we discuss:00:59 Germany is about to legalise cannabis. What does it mean for startups?03:49 Payments fintech Modulr agrees with regulator to stop onboarding new customers 05:32 German fund La Famiglia merges with General Catalyst09:29 Northvolt founder's heat pump startup secures €87m17:24 The rise — and fall — of BabylonLink to subscribe to the Sifted Fintech newsletter: https://sifted.eu/newslettersThis podcast is brought to you by Harper James, a national full-service law firm designed to support ambitious businesses. Having supported over 3,500 businesses, Harper James isn't a run-of-the-mill law firm. It has transformed the traditional law firm model through unique price plans, smart technology and teams of almost exclusively senior lawyers — giving you affordable, commercial and high quality legal advice.If this sounds too good to be true, then head over to harperjames.co.uk and see for yourself. While you're there, you'll find 100s of resources to help your journey from startup to scaleup and beyond.

Wer sich in der UX-Community bewegt, kam in den letzten Monaten nicht um das Thema UX-Writing herum. Durch den richtigen Text an der richtigen Stelle soll das Nutzererlebnis verbessert werden. Grund genug, dass wir mal einen tieferen Blick in das Thema werfen und uns auch fragen, wie Product Ownern, Product Managern und Product Leadern UX-Writing helfen kann, bessere Produkte zu entwickeln. In dieser Folge spricht Dominique mit Tilman Büttner (https://www.linkedin.com/in/tilmanbuettner/), Senior UX Writer der Modulr.Design GmbH und Mitglied des Arbeitskreises UX-Writing der German UPA (https://germanupa.de/arbeitskreise/arbeitskreis-ux-writing), dem Berufsverband der deutschen UX-Professionals. Tilman erklärt, was UX-Writing ist und wie es sich beispielsweise vom klassischen Texten unterscheidet. Dabei wird schnell klar, dass sich hierbei ein großes Potenzial für den Erfolg oder Misserfolg von Produkten ergibt. Das beliebteste Beispiel sind Darstellungen eines Produkts ohne seine textlischen Inhalte. Da versteht man schnell, dass Bilder alleine nicht ausreichen und das jedes Wort relevant sein kann. Daher sprechen die beiden auch darüber, wie man eigentlich gute Texte für das eigene Produkt schreibt. Beispielsweise ist die Tonalität wichtig. Dabei zeigt sich auch der klare Bezug zum Beispiel zur UX-Vision (https://produktwerker.de/ux-vision/) und dem absichtsvollen Gestalten der User Experience. Aber wie immer gibt es einige Fehler, die vermieden werden können. Über diese spricht Tilman in der Folge ausführlich und gibt uns somit Tipps und Tricks, wie wir einerseit smit UX-Writern zusammenarbeiten sollten aber auch wie wir notfalls ohne UX-Writer wenigstens etwas bessere Texte verfassen können. Wer über diese Folge hinaus noch Unterstützung sucht, dem sei die kostenlose Einführung ins UX Writing vom "UX Writing Hub" (https://course.uxwritinghub.com/free_course) empfohlen. Auch der Blog auf derselben Website ist  für Interessierte empfehlenswert. Ein paar weitere praktische Tipps gibt es darüber hinaus auf der Website der Nielsen Norman Group (https://www.nngroup.com/articles/ux-writing-study-guide/). In einer langen Serie aus Artikeln und Videos bereitet sie das Thema gut verständlich auf.

As a media partner covering the Money 20/20 event, I teamed up with the Payments Association EU to bring you a series of captivating interviews. Get ready to dive into the world of payments and discover remarkable companies across different separate episodes.

As a media partner covering the Money 20/20 event, I teamed up with the Payments Association EU to bring you a series of captivating interviews. Get ready to dive into the world of payments and discover remarkable companies across different separate episodes.

As the number of choices available to banking customers in the UK has grown to include non-traditional platforms, the pool of institutions that regularly report SARs has expanded and diversified. Terms such as ‘challenger bank', ‘digital bank', ‘FinTech', ‘e-wallet', ‘e-money' and ‘cryptocurrency exchange' are now commonplace within the SARs regime and the terminology used to discuss these reporters can be crucial to understanding the different services that they offer. In this podcast, we chat with Mike Venn, the Group Head of Risk and Compliance with Modulr to try and get a better understanding of this area. 00:00 Introduction 01:23 Modulr introduction 03:21 Emerging, mobile-based firms 05:44 Clarification of services offered 07:11 Know Your Customer (KYC) 09:45 Identifying suspicious activity 12:05 Interaction with the UKFIU 14:03 Conclusion Resources mentioned in this podcast UKFIU pages on the NCA website: https://nationalcrimeagency.gov.uk/what-we-do/crime-threats/money-laundering-and-illicit-finance/suspicious-activity-reports https://nationalcrimeagency.gov.uk/what-we-do/crime-threats/money-laundering-and-illicit-finance/ukfiu SARs In Action magazine issue 18: https://nationalcrimeagency.gov.uk/who-we-are/publications/625-sars-in-action-december-2022/file

Welcome to your daily FinTech news! In case you missed it, please see below today's most relevant news, or tune in to our Daily Fintech Podcast here. NEWS HIGHLIGHT Brex lays off 11% of staff as part of its restructuring. The startup said it initially tried to “repurpose” as many roles as it could before ultimately deciding it had to let some people go. Also, the startup's CFO is departing to join Rippling, which recently entered the spend management space. Link here BREAKING NEWS Flux to close down its network. They are unable to share details on what's next for Flux right now but will put out a fuller statement in the coming weeks. Link here Wise suspends money transfers to Nigeria. They decided to suspend transfers into Nigeria to enable it to address issues disturbing the process of sending money to the country. “We're doing this because sending money to Nigeria hasn't been as fast or reliable as we'd like. We want to fix this before your next USD transfer to Nigeria,” their statement disclosed. Link here Modulr joins DPF Steering Committee. In addition, Modulr will be joining the Digital Pound Foundation's Payments and Use Cases Working Groups, taking a leading role in both groups in driving the foundation's agenda and thought leadership in these two key areas of their work. Link here

Sign up for my Daily Fintech or Daily Digital Banking Newsletters here. Check out my latest podcast episode below: This podcast episode is sponsored by Klarna Kosma. Klarna Kosma can supercharge your business by providing essential connectivity to a growing network of more than 15,000 banks in 26 countries through a single Open Banking API. With Klarna Kosma, you have everything you need to create payment services and new user experiences your customers will love. Check out how we can make your game-changing ideas powerfully real with Open Banking. Visit kosma.com today! Welcome to your daily FinTech news! NEWS HIGHLIGHT a16z backs a new startup by WeWork's co-founder. The investment in Adam Neumann's new startup Flow, a residential real estate company, is roughly $350 million. Link here. FINTECH NEWS #crypto Football's love affair with crypto is on the up. Recent research by The Athletic found that nearly all of last year's Premier League's 20 clubs have at least one crypto sponsor at some level. Link here Crypto App Nebeus taps Modulr for embedded payment features. Fiat accounts, real-time payments and Visa cards will also be added to Nebeus' crypto app. Link here Zero Hash has launched in Australia and registered as a Digital Currency Exchange provider. The company appointed Claire Wivell Plater as a Non-Executive Director. Link here

Sofia Kowalewskaya und Maryam Mirzakhani waren die größten Mathematikerinnen ihrer Zeiten: Sofia, geboren 1850 in Moskau, wurde 1884 die weltweit erste Professorin für Mathematik in Stockholm; Maryam (1977-2017), geboren in Teheran, war Professorin in Stanford und wurde als erste Frau mit der Fields-Medaille ausgezeichnet. Ihre Forschungsgebiete sind höchst unterschiedlich: Sofia beschäftigte sich u.a. mit Partiellen Differentialgleichungen, der Gestalt der Saturnringe, und sie berechnete die Bewegungsgleichungen eines besonderen Kreisels, der nach ihr Kowalewskaya-Kreisel benannt wurde. Maryam leistete herausragende Beiträge in der hyperbolischen Geometrie, etwa zur Dynamik Riemannscher Flächen und ihrer Modulräume. In den Biografien der Frauen finden sich jedoch erstaunlich viele Parallelen - sie überwanden große Hindernisse, um in die Männerwelt der Mathematik Eingang zu finden, beide heirateten erfolgreiche Forscherpersönlichkeiten und bekamen eine Tochter - und beide starben mit knapp 40 Jahren. Was würden sie einander erzählen, wenn sie aus ihren Zeiten heraus und miteinander ins Gespräch treten könnten? Und zu welchen mathematischen Utopien wären sie gemeinsam in der Lage? Könnten sie nicht Grenzen überwinden, die ihnen zu Lebzeiten gesetzt waren? In Hyperbolische Körper nehmen sich Sofia Kowalewskaya und Maryam Mirzakhani die Freiheit, an Naturgesetzen zu drehen und damit Wissenschaft und Gesellschaft gleichermaßen herauszufordern. (Audio verfügbar bis 10.07.2023) Noch mehr Hörspiele und Hörbücher finden Sie im Podcast-Pool des Hessischen Rundfunks: https://www.hr2.de/podcasts/hoerspiel/index.html

In this week's app news bumper, find out more about... Futrli bought by Sage - https://www.linkedin.com/posts/futrli_today-marks-a-monumental-day-in-futrlis-activity-6930548428712067072-fojv?utm_source=linkedin_share&utm_medium=android_app Accountex insights IRIS elements released - https://www-accountingweb-co-uk.cdn.ampproject.org/c/s/www.accountingweb.co.uk/tech/practice-software/iris-elements-marks-final-push-into-the-cloud?amp BTC adds to cloud solution with self assessment - https://www.accountingweb.co.uk/tech/accounting-software/btcsoftware-boots-up-cloud-tax-solution Swoop opens accountant portal - https://www.accountingweb.co.uk/tech/accounting-software/exhibition-round-up-swoop-opens-accountant-portal Xero 2022 financial results blog - https://www.xero.com/blog/2022/05/full-year-2022-financial-results/ Intuit 3rd quarter financials - https://investors.intuit.com/news/news-details/2022/Intuit-Reports-Third-Quarter-Results-and-Raises-Full-Year-Revenue-and-Operating-Income-Guidance/default.aspx Square launches omnichannel commerce tools - https://www.pymnts.com/api/2022/square-launches-new-omnichannel-commerce-tools-cash-app-pay/ GoCardless announce first VRP customer - https://gocardless.com/blog/gocardless-announces-first-variable-recurring-payment-customer/ ICoconut lauches UK accountant advisory board to solver ITSA challenges - https://www.accountingweb.co.uk/community/industry-insights/coconut-enlists-top-uk-accountants-to-help-solve-itsa-challenges Tide and Sage tie-up to offer SMB tax and accounting tool - https://www.accountingweb.co.uk/tech/accounting-software/tide-and-sage-tie-up-to-offer-smb-tax-and-accounting-tool Ability to file CSO1s through Accoutnacy Manager - https://www.accountingweb.co.uk/community/industry-insights/new-file-cs01s-through-accountancymanager Fathom integrates to googlesheets for non-financial data - https://blog.fathomhq.com/google-sheets-integration?utm_source=App+Advisory+Plus+-+Newsletter+%26+Webinars&utm_campaign=5d9bf96f9a-EMAIL_CAMPAIGN_2020_01_24_10_01_COPY_01&utm_medium=email&utm_term=0_16d43ed120-5d9bf96f9a-376197989&mc_cid=5d9bf96f9a&mc_eid=a80ecca862 Deputy launches employee onboarding - https://help.deputy.com/en/articles/6137537-how-to-onboard-team-members-uk-customers Crezco launches partner program  Xero update quotes with attachments - https://www.xero.com/blog/2022/05/win-business-with-beautiful-quotes/ Xero stripe app launch - https://www.xero.com/blog/2022/05/introducing-xero-stripe-app/  Auderli targets MTD with “life audit” tool - https://www.accountingweb.co.uk/tech/tech-pulse/auderli-targets-mtd-opportunity-with-life-audit-tool MTD ITSA Pilot via Freeagent - https://www.freeagent.com/blog/mtd-itsa-pilot-programme/ Freshboosk Appstore launch with 100 products - https://www.freshbooks.com/blog/appstore Digital grant failing - https://www.accountingweb.co.uk/tech/accounting-software/digital-grant-scheme-well-intentioned-but-poorly-targeted-experts-tell-mps Circit raise €6.5m to pioneer open banking for auditors - https://www.circit.io/post/circit-raises-6-5-million Atom Bank (UK fintech) may list on NYC via a SPAC merger - https://www.uktech.news/fintech/atom-bank-new-york-20220523 Fresho raises $14m to re-enter US - https://www.smartcompany.com.au/industries/hospitality/online-ordering-platform-fresho-us-covid/ Token.io raises $40m – account to account payments in Europe on open banking - https://techcrunch.com/2022/05/12/token-io-raises-40m-to-expand-open-banking-based-account-to-account-payments-in-europe/ Modulr secures $108m series C - https://www.openbankingexpo.com/news/modulr-secures-108m-in-series-c-fundraise/ Access Group purchase Reckon Accountants Division for $100m - https://www.linkedin.com/posts/mattpaff_its-finally-done-clive-found-his-mark-activity-6932822139829911552-WTDI/?utm_source=linkedin_share&utm_medium=ios_app Nomisma is crowdfunding - https://www.accountingweb.co.uk/community/industry-insights/nomisma-is-crowdfunding

This week Nasson talks to City A.M. reporter Charlie Conchie. Charlie goes through crypto's tentative steps to recovery, unpicks London-based Thought Machine and Modulr's latest funding rounds, and explains Klarna's lowered $30bn valuation and discusses whether this is a cause for concern for private markets. See omnystudio.com/listener for privacy information.

Ricky Knox gives a behind the scenes look into what it took to launch a challenger bank during a time where people laughed at the idea of trying to disrupt the banking sector and the giant banks that dominated it. He gets honest on the difficulties of raising money and the challenges faced in getting past the gatekeepers in acquiring a banking license. As a serial entrepreneur and investor, Knox takes from his wealth of experience and knowledge to give a brutally honest perspective on what founders should and shouldn't be doing, from knowing when to sell to accepting defeat and letting go of a failing business. Life after Tandem bank, Knox talks investment and the two industries he has his eye on outside of fintech that are sure to bring about what he calls, the internet 2.0. Ricky Knox is a serial entrepreneur and investor. Ricky is Chairman of ForMore, an ethical wealth management platform. Ricky is the Founder of Tandem Bank (and CEO from inception to July 2021), an app-based bank that aims to revolutionise banking to save people and planet. App-operated bank Tandem was conceived after Ricky and his co-founder Matt Cooper saw the opportunity for a purpose driven bank. Tandem is currently focused on helping the UK reach Net Zero 2050 by leveraging customers savings to help customers to finance environmental improvements to their home, transport and lives. Ricky has helped to create a series of technology disruptors in Fintech and telecoms before founding Tandem Bank. He co-founded GSM Systems (a global mobile telephony network services provider) in 2003 to recycle mobile networks into the developing world and is a founder of Small World Financial Services Group, a global money transfer business with over £5bn of transfers and one of the world's largest international money transfer operators. In 2012, he co-founded Azimo, a social digital payments platform that enables simple, fast and secure remittances to 198 countries around the world and remained as Non-Executive Director until 2018. Ricky has been investing in Fintech businesses since 2003, and has backed other notable Fintech businesses such as Curve, Comply Advantage, Vitesse, Liberis and Modulr. He holds an MBA from INSEAD and a first class honors in Economics from Bristol University.

Pushpendra Mehta meets with Craig Jeffery, Managing Partner of Strategic Treasurer, to review the latest treasury news and developments. Topics of discussion center around the partnership between Ripple and Modulr on cross-border payments, the launch of China's digital yuan, the design for a US digital dollar initiated by the Federal Reserve Bank of Boston and MIT, and KeyBank's launch of a cloud-first banking solution. Listen to this engaging discussion to find out more.     Ripple partners with Modulr on Cross-Border Payments - https://ctmfile.com/story/industry-roundup-third-february China's digital yuan officially launched at the Winter Olympics - https://ctmfile.com/story/industry-roundup-4-february-2022 Design for digital dollar initiated by the Federal Reserve Bank of Boston and MIT - https://ctmfile.com/story/industry-roundup-7-february-2022 KeyBank Launches a cloud-first banking solution - https://ctmfile.com/story/industry-roundup-7-february-2022  

Judge Torres gave a big update in the SEC Ripple XRP lawsuit today. Gary Gensler talks crypto regulations and enforcement actions. Ripple partners with Modulr. A bipartisan bill was reintroduced in the US Congress to eliminate taxes for small crypto transactions. Nasdaq listed company Mawson to build a new 100MW bitcoin mining facility in Pennsylvania. Stacks has raised $150M for a new entity to build the largest ecosystem of Bitcoin applications. HBAR Foundation has partnered with Ubisoft, Hedera's newest governing council member.Greg Dickerson interview - https://youtu.be/usc4UXmEkdUHong Fang interview - https://youtu.be/xD8Lsrr_Z3IMuneeb Ali interview - https://youtu.be/ArxUpGVE_1YSponsors.https://www.Algorand.comhttps://taxbit.com/invite/thinkingcrypto/?fpr=thinkingcrypto--

*** This is not Financial Advice; I am not a Financial Advisor *** Coinmarketcap.com Thedrichshow.com Thedrichshow.wordpress.com/ Rumble.com – The DRich Show Anchor.fm – The DRich Show: Apple Podcasts, Spotify, Google Podcasts, Breaker, Radio Public, Pocket Casts & Overcast Follow me on Twitter @drich5531 or on Gab @drich5531 Articles: 1. https://twitter.com/WendyRogersAZ 2. https://www.modulrfinance.com/blog/modulr-and-ripple-announce-strategic-partnership-to-enable-seamless-payments-into-the-uk-and-europe 3. https://www.lawenforcementtoday.com/irs-issued-grand-jury-subpoena-to-jpmorgan-chase-for-hunter-james-biden-bank-records/ 4. https://www.presidency.ucsb.edu/documents/executive-order-13848-imposing-certain-sanctions-the-event-foreign-interference-united 5. https://www.federalregister.gov/documents/2019/02/14/2019-02544/maintaining-american-leadership-in-artificial-intelligence 6. https://www.presidency.ucsb.edu/documents/executive-order-13772-core-principles-for-regulating-the-united-states-financial-system Production: XRPhy, Kevin Martin Los-van ES https://xrphy.com Voice: XRPjoe Stock video: TV Studio Lighting: Grid (Tilt) - Taylor Mefford Reel to Reel VU Meters 1 - Videvo Music: glitch-west-coast-beat https://www.free-stock-music.com/glitch-west-coast-beat.html West coast beat by Glitch | https://soundcloud.com/glitch Music promoted by https://www.free-stock-music.com Creative Commons Attribution 3.0 Unported License https://creativecommons.org/licenses/by/3.0/deed.en_US Thumbnail created by Daniel K (DK) India MODULR, RIPPLE, $XRP, WENDY ROGERS, US SENATOR, ARIZONA, JP MORGAN, EXECUTIVE ORDER 13818, EXECUTIVE ORDER 13848, EXECUTIVE ORDER 13859, EXECUTIVE ORDER 13772, BANKING, MONEY, AI, ARTIFICIAL INTELLIGENCE, THE DRICH SHOW, ANYTHING & EVERYTHING CRYPTO, CRYPTO, CRYPTOCURRENCY, DIGITAL CURRENCY, DIGITAL MONEY, DIGITAL ASSETS, CRYPTO ASSETS, JPMORGAN Referral Bonus: HOTBIT - https://www.hotbit.io/register?ref=685374 BITRUE - Download Bitrue App and sign up, get Sign-up Package at once. Open the package you will have a chance to win 60,000 XRP! Moreover, inviting friends will get commission rebate up to 50%! https://www.bitrue.com/activity/task/task-landing?inviteCode=QEQHHZ&cn=900000 Theta.tv - https://www.theta.tv/invite/fqex6p https://www.kucoin.com/ucenter/signup?rcode=2RMbt74 Lobstr.co - FESDXKQXL --- Support this podcast: https://anchor.fm/drich-the-crypto-dad/support

Myles Stephenson (Founder & CEO, Modulr) sits down with Lloyd to talk about how his company provides payments infrastructure to the likes of Revolut, Sage, Liberis, iwoca or Salary Finance, enabling them to efficiently automate and embed payments transactions.After receiving a biochemistry degree at the University of Oxford, Myles developed his expertise in finance and retail building up the charge and credit facility for Marks and Spences in London and Ireland. In the midst of the financial crisis in 2008, he founded CorporatePay offering pre-paid card programs for corporates, turned into supplier payments and supplier disbursement platform. Fast forward to 2016, Myles founded Modulr, backed by Blenheim Chalcot that powers leading Fintech companies with API payments infrastructure. To date, an excess of over 70 billion pounds worth of value has been transacted on the Modulr platform.In this episode, Lloyd and Myles discuss the ways Modulr support other fintechs to build out new products, lend to SMEs, or access multiple payment methods before outlining the benefits of automated B2B payment flows. Later they delve into Myles's entrepreneurial experience and learn about his Mana!Episode Highlights:03:22: How Modulr enables access for businesses into the payment systems?15:31: Journey to Profit17:47: Processing 4 billion GBP monthly19:03: Journey to entrepreneurship30:11: Setting up a fintech company  in 200837:39: More than open finance43:38: Universities and fintech partnerships58:15: Myles Mana

This week, Janine Hirt, COO at Innovate Finance chats to Myles Stephenson, Chief Executive officer at Modulr, where they discuss The Modulr story, the recently released Kalifa Review, the payments industry and its future and much more. Tune in for new episodes every week! --- Send in a voice message: https://anchor.fm/innfin/message

Partnerships and collaborationsTechnology platform Nium is to provide neobank Unifimoney with international remittance capability. Following the partnership, Unifimoney can also send funds overseas to Europe and Asia within the app ‘at a lower FX rate than banks'.VTB Bank and the Skolkovo Foundation have signed a partnership agreement in order to to ‘solve problems of big data management in the public sector'. The pair will also develop a project strategy in products and services for the cybersecurity market.Money transfer firm TransferGo has forged a partnership with Visa to bring international money transfers to consumers' bank cards. The partnership is live in 32 markets, with potential to expand to 178 in the future. Customers can now send payments directly to a card without online banking or an International Banking Account Number (IBAN).Open trade finance network Contour and IT provider Mphasis partner to accelerate the digital transformation of global trade finance. Through partnership, the companies will ‘help banks, enterprises, and ecosystem partners find new and transformative ways to transact with one another'.Data management firm Proceed Group announces partnership agreement with data transformation company SNP Group. A key part of the agreement allows for the cross selling of SNP's Test Data Organiser and Proceed Group's latest decommissioning tool, Proceed Cella.Job movesGlobal financial markets software firm Genesis appoints Martin Sreba as global head of strategic accounts. In addition, to supporting Genesis extend its footprint in the investment management space, Sreba will push adoption of its low-code application platform.Initiatives and eventsInvestment Association (IA) is seeking new cohorts for its fintech accelerator and innovation hub, Engine. Two years since launch, the IA has seen more than 130 fintechs join Engine's ranks. IA says it seeks innovative new technological solutions to increase business efficiency and enhance customer experience.An African-European online hackathon programme seeks innovative solutions to socio-economic problems that have been further escalated by the Covid-19 pandemic. EU-Africa: The Post Crisis Journey will take place on 10-13 December 2020. The aim is to engage ‘10,000 tech-savvy and socially conscious participants, 300 mentors and at least 100 community building organisations' from Africa and Europe.Dubai International Financial Centre hosts inaugural cohort of 50 Emirati students from the Federal Youth Authority's Young Economist programme. Speakers included H.E. Essa Kazim, governor of DIFC. The aim is to build the capabilities of youth to become future leaders in business and economics.Meanwhile, Dubai Economy brought together major stakeholders in the cashless economy ecosystem at its latest Future Economy Lab hack. Speakers at the session pointed out that the global acceleration in digital payments calls for the UAE to capitalise on its digital readiness to further boost its digital payments landscape.Announcements and launchesFintech Modulr has secured an electronic money institution (EMI) licence from the Central Bank of Ireland. Modulr says it plans to build a ‘truly digital, frictionless payments infrastructure for software platform partners to provide new payment experiences'.Specialist mortgage lender Enra has finalised its first securitisation with a £268million portfolio. It has priced its first residential mortgage backed securities, backed by a portfolio of buy-to-let and second charge mortgages. The business  has also held back around £50million of bonds for public sale.Liquefy has revealed it is the first company to be granted in-principle approval to operate a private financing platform for the Abu Dhabi Global Market. Once granted in full, Liquefy will be able to offer tokenised securities backed by real world assets to investors in the UAE on its Alternative Global Marketplace.Personal authentication solution provider MYPINPAD has picked up a Visa-ready certification for its tap-to-phone mPOS solution. It means that MYPINPAD's solution is now available to all interested Visa acquirers where PIN authentication is required. MYPINPAD's vision is to replace dedicated payments hardware entirely with software allowing a single, unified experience.Finally, Fintech Saudi has launched the Fintech Ecosystem Directory. It will offer a comprehensive database of the key support services and partners that fintech companies available in the Kingdom. At the end of November, Fintech Saudi will also be launching Fintech Tour 20, a series of events aimed at increasing public engagement in the fintech industry.

My guest this week is the former MD of Google’s $5Bn UK business.   He spent the dot.com crash in Silicon Valley, the financial crisis leading Google UK, and the past 6 years building some of Europe's top fintech start-ups.  He has learnt a lot about how to drive success and even more about how to fail. While he was MD at Google, he came across pretotyping a novel approach to validating ideas for new products or services quickly, objectively and accurately, often by failing efficiently. And now he brings this thinking to all the start-ups he works with. And today he is going to share it with us. Please give a warm Speaking Business welcome to digital innovator Dan Cobley. Bio Dan Cobley is an entrepreneur and investor in innovative tech startup businesses, focusing on financial services.  He leads the FinTech portfolio for Blenheim Chalcot, a long-established London venture builder. Through this role he has co-founded a number of fast-growth fintech companies including; Salary Finance, Koodoo Mortgages, OpenWrks and ClearScore, and he is on the boards of Liberis, Modulr and Tully. Beyond fintech he is an investor / advisor to a number of companies including Brompton Bicycle, Personal Boardroom, Onfido, Qubit, Fospha and Hive Learning. Until late 2014, Dan Cobley spent over 8 years at Google. For the last three years he was Managing Director, UK & Ireland – the biggest market for Google outside the US and the most advanced major country in terms of e-commerce and online advertising spending. Dan was promoted to the UK MD role after five years in Google marketing, first as Marketing Director, UK, Ireland and Benelux and then as VP Marketing, EMEA. Previously, Dan was VP of Brand and Marketing for Capital One Europe, Marketing Director for Ask Jeeves, and Marketing Director at Pepsi/Walkers. Dan Cobley is a regular keynote speaker at conferences; speaking on the disruptive power of FinTech, technology, innovation, and Google’s unique approach to business. He is also an accomplished moderator, interviewer and after-dinner speaker. Dan has shared his thoughts on Physics and Marketing at the TED conference and with over 1.4 million people online. He was named as number 3 in Wired UK top 100 list 2012 and among the Maserati 100 Innovators of the Year in 2018. He appeared on BBC’s Tomorrow’s World as a technology commentator and helped Alan Sugar choose his 2014 Apprentice. He has a first degree in physics from Oxford and a master’s in management from Cambridge. He is a trustee of the charity Technology Trust. Recorded on: 27th May 2020 Links: More about Dan Cobley More about Maria Franzoni Ltd Connect with Maria on Linkedin Connect with Maria on FaceBook To book any of the speakers featured on the Speaking Business podcast, click here Listen here: Libsyn Itunes Stitcher Spotify

In this episode, we speak to Greg Palmer, VP at Finovate, based in San Francisco, a leader in FinTech conferences around the world about the Berlin edition that took place in February. Also, we talk about Finovate's concept that varies across the globe and plans for San Francisco, New York and Asian editions, updated for the current situation around the COVID-19. We then speak to Myles Stephenson, CEO of Modulr, London based, integrated payment service for businesses about Copernican Leap in banking, direct connectivity of FinTechs to Bank of England and Modulr's growth plans.

What do you think of having a “smarketing” department? It's one team, essentially, with two interior sets: marketing and inside sales.   In this episode of The Marketer's Journey, I interview Edwin Abl, CMO at Modulr, about heading up the smarketing department.   What we talked about: The entrepreneurial mindset inspires marketing leadership in so many ways Where should SDRs sit, marketing or sales? (Marketing, actually) Why you should put your laptop and phone in the cupboard after 7:30 PM   Check out this resource we mentioned during the podcast: Edwin's site: www.edwinabl.com Check out this and other episodes of The Marketer's Journey at Apple Podcasts, Spotify, or our website.

Key Takeaways: You should constantly ask yourself how you can do things differently. Don't become complacent and wait until something stops working before trying out a new idea. Being a manager isn't always as much fun as you likely think it is and not everyone is cut out to be a manager.  If you're not best friends with your sales leader then you're not doing your job. You should be 100% aligned and holding each other accountable. That's the only way for both of your to be truly successful.  Full Shownotes: https://www.lumavate.com/podcasts/marketing-sales-best-friends/

In episode 18, I sat down with Edwin Abl, CMO of Modulr a business payments platform company who is building a new digital payment service to make money flow more efficiently through both businesses and the economy.   For those not familiar with Edwin, he’s an experienced P&L leader in the EMEA and international SaaS software sector with deep expertise in revenue generation marketing, business development, enterprise sales, strategy and go-to-market partnerships.   Previously, Edwin led and built marketing at Appirio, Inc. (Global strategic partner of Salesforce.com, Workday and Google) in Europe - $30k - $133M pipeline growth in 4 years (acquired in 2016), helped scale Hive Learning's marketing function (part of Blenheim Chalcot's venture portfolio), co-founded 2 companies in the SaaS tech space and worked as a new business / go-to-market advisor to scaling startups.     Being CMO of Modulr, he is responsible for taking to market our unique API driven payments solution, building a team and scaling systemized processes. In his spare time provides mentorship on leadership, sales and marketing.   During our conversation, we discuss:   Why MQLs are irrelevant Why sales teams don’t find personas useful If someone should own the entire marketing and sales funnel If Chief Revenue Officers (CROs) will replace the CMO role How first-time CMOs should approach their first 100 days, present to a board, and build a world-class team The one book Edwin gives all new hires   Enjoy   P.S. Before you go, please leave a review on Apple Podcasts

The UK and the EU take a very different approach to payments industry evolution than here in the States; the former directed by government mandate, the latter by marketplace dynamics and the lighter touch of regulators. But both are responding, at different speeds, to the need of fintechs and enterprises for access to bank-based data and services. The Payment Services Directive 2, PSD2, written in 2015 and in effect since January of 2018, addresses a range of concerns including a ban on surcharging on card payments and limiting consumer fraud liability exposure from 150 to 50 euros. But its major impact is its enablement of Open Banking through the granting of access to payment rails and payment data managed, up until PSD2, only by banks. Banks are required to open up programmatic access, via APIs, to that data. In this Payments on Fire® episode, we dive into the UK and EU experience with the PSD2 a year after it going into effect. We take a look at its impact on Open Banking, the opening up of payment rails to these fintechs and other non-bank players. To do that, Myles Stephenson, CEO of B2B payments firm Modulr, discusses his firm’s experience as an Electronic Money Institution, an organization chartered by the UK’s Financial Conduct Authority (FCA) under PSD2 rules. Under its provisions, Modulr gains, or will gain, the ability to initiate payments on behalf of its customers as well as access customer data. While incumbent financial institutions are hardly thrilled at the prospect of opening up their systems to fintech competitors and the cost of doing so, the operational improvements for customers and increase in competitive activity are expected to generate many benefits.

Our Money 20/20 coverage continues this week with a number of interviews from day two of the event. Our guests include: Sebastian Siemiakowski, Co-Founder and CEO, Klarna, Matthias Kroner, CEO, Fidor Bank, Alain Falys and Michael Rolphe, Co-Founders, Yoyo Wallet and Myles Stephenson, CEO, Modulr.   The Global Digital Banker is an insight-backed podcast series focused on key trends, market insights, thought leadership and best practice within the fast growing and dynamic world of digital banking. www.globaldigitalbanker.com

The intersection of new tech, faster payments capabilities, and forward looking regulation is enabling significant innovation in B2B, and consumer, payment services in the UK and EU. Join Glenbrook’s George Peabody and Myles Stephenson, CEO of business payments platform provider Modulr, as they discuss how modern tech and updated rules have created opportunities for fintech service providers. The challenges to incumbent banks are only getting bigger.

APIs and banking as a platform will revolutionize banking. This week we’ve got a special two part edition, with two guests who represent arguably the future of banking and financial services technology. Martin Häring is the Chief Marketing Officer of Misys (www.misys.com), a global core banking provider that recently opened its systems to third party development, in yet another sign that the industry is moving toward an API-connected, platform model. I think Misys is doing revolutionary work, and it’s good to see an established organization–a stalwart of global banking systems–taking the lead with such an innovative move. I think it’s reflective of the way fintech is going, the way banking is going, the way financial services is going, and the way technology is going more broadly. We’ve also got Myles Stephenson, CEO of Modulr (www.modulrfinance.com), a UK fintech building out a robust, plug-and-play payments platform to support corporates and fintechs looking to gain more efficient access to payment systems in the UK, above and beyond what’s offered by the banks. Myles has a really interesting take on where the industry is going in terms of systems architecture and platformification. I think the two guests, the two interviews, support each other nicely and really reinforce this broad based push toward wholly new systems architecture. As always, tweet at us @rebankpodcast and tweet at me directly @will_beeson to share your thoughts and continue the conversation.

Similar to the modulR setup we showed you last week, here’s Vogel’s new iPad mounting system. Using the system’s various add-ons, you can mount your iPad just about anywhere.

When I’m on set directing, I don’t want any unnecessary distractions… like losing my iPad. Which is exactly what happened a couple months ago. It turned up during a company move, but for those few hours it was missing, I was totally stressed. I joked about making a custom strap, so I could sling my iPad over my shoulder like a laptop bag, or around my neck like Flava Flav’s watch. Looks like someone beat me to it!

Listener feedback and anecdotes about recording the 300th podcast contest commercial (we'll put it out someday…the outakes that is). Gaz has some sound problems with his MacBook that required some major Googling and Time Machine to solve. Plus MacAlly's Amptune, Smile on my Mac's PDFpen, Westone's True-Fit Earphones, Modulr, WiFi sync app, and much more. A MAJOR announcement and a new contest for the 300th MyMac.com podcast! Here are some of the prizes!.

Professor Dr. Daniel Huybrechts stellt die Arbeit des Transregionalen Sonderforschungsbereiches 45 vor.