Podcasts about Alif

PART 2I n this episode, we're joined by Dr. Andrew Zhang, and we explore Lumbar Interbody fusion. We discuss indications, relevant anatomy, differences between ALIF, OLIF, XLIF, + much much more.   Dr. Zhang is a board-certified, dual fellowship-trained orthopaedic surgeon specializing in spine surgery. He has a clinical interest in treating complex spinal deformity in adult and pediatric patients, including scoliosis and kyphosis, as well as robotic surgery, minimally invasive techniques, and the latest technology such as endoscopic spine surgery. His patient-centered approach involves empowering patients by educating them on their individual spinal conditions and developing a specific evidence-based treatment plan together with them as if they were his own family members. Dr. Zhang also has a particular interest in teaching residents and medical students and is actively involved in several research studies. He has been published in numerous peer-reviewed scientific journals and textbooks, and he has presented posters and on podiums at several national and international conferences. Dr. Zhang earned dual undergraduate degrees in biology and economics with highest honors from The George Washington University and obtained his medical degree with distinction in research from the same institution. He completed his orthopaedic surgery residency at Louisiana State University. He then completed an advanced spine fellowship at Brown University, followed by additional spine training at Yale University and the Shriners Hospitals for Children in Philadelphia and Shreveport. Dr. Zhang completed a second fellowship in advanced adult and pediatric comprehensive spine surgery at New York-Presbyterian/Columbia University/Cornell University, training with the world's foremost experts in spine surgery. He served as an Assistant Attending and Postdoctoral Clinical Fellow at Columbia University's Vagelos College of Physicians and Surgeons as well as a Clinical Instructor of Orthopedic Surgery in Neurological Surgery at Weill Cornell Medical College. His higher education culminated in graduating with distinction from the Surgical Leadership Program at Harvard University. Prior to joining Penn Medicine, Dr. Zhang was the Chief of Adult and Pediatric Orthopaedic Spine Surgery, as well as an Assistant Professor and the Associate Program Director to the Orthopaedic Surgery Residency at Louisiana State University Health Sciences Center. Education and training Medical School: George Washington University Residency: Montefiore Medical Center Residency: Louisiana State University Hospital Fellowship: Brown University Fellowship: NewYork-Presbyterian/Columbia University Medical Center Fellowship: Harvard University Goal of episode: To develop a baseline knowledge of Lumbar Interbody Fusion In this episode, we cover a wide array of topics including: Lumbar interbody fusion vs posterolateral fusion indications for interbody fusion danger and surgical pearls for ALIF, OLIF, XLIF, PLIF pertininent lumbar spine surgical anatomy 

In this episode, we're joined by Dr. Andrew Zhang, and we explore Lumbar Interbody fusion. We discuss indications, relevant anatomy, differences between ALIF, OLIF, XLIF, + much much more.   Dr. Zhang is a board-certified, dual fellowship-trained orthopaedic surgeon specializing in spine surgery. He has a clinical interest in treating complex spinal deformity in adult and pediatric patients, including scoliosis and kyphosis, as well as robotic surgery, minimally invasive techniques, and the latest technology such as endoscopic spine surgery. His patient-centered approach involves empowering patients by educating them on their individual spinal conditions and developing a specific evidence-based treatment plan together with them as if they were his own family members. Dr. Zhang also has a particular interest in teaching residents and medical students and is actively involved in several research studies. He has been published in numerous peer-reviewed scientific journals and textbooks, and he has presented posters and on podiums at several national and international conferences. Dr. Zhang earned dual undergraduate degrees in biology and economics with highest honors from The George Washington University and obtained his medical degree with distinction in research from the same institution. He completed his orthopaedic surgery residency at Louisiana State University. He then completed an advanced spine fellowship at Brown University, followed by additional spine training at Yale University and the Shriners Hospitals for Children in Philadelphia and Shreveport. Dr. Zhang completed a second fellowship in advanced adult and pediatric comprehensive spine surgery at New York-Presbyterian/Columbia University/Cornell University, training with the world's foremost experts in spine surgery. He served as an Assistant Attending and Postdoctoral Clinical Fellow at Columbia University's Vagelos College of Physicians and Surgeons as well as a Clinical Instructor of Orthopedic Surgery in Neurological Surgery at Weill Cornell Medical College. His higher education culminated in graduating with distinction from the Surgical Leadership Program at Harvard University. Prior to joining Penn Medicine, Dr. Zhang was the Chief of Adult and Pediatric Orthopaedic Spine Surgery, as well as an Assistant Professor and the Associate Program Director to the Orthopaedic Surgery Residency at Louisiana State University Health Sciences Center. Education and training Medical School: George Washington University Residency: Montefiore Medical Center Residency: Louisiana State University Hospital Fellowship: Brown University Fellowship: NewYork-Presbyterian/Columbia University Medical Center Fellowship: Harvard University Goal of episode: To develop a baseline knowledge of Lumbar Interbody Fusion In this episode, we cover a wide array of topics including: Lumbar interbody fusion vs posterolateral fusion indications for interbody fusion danger and surgical pearls for ALIF, OLIF, XLIF, PLIF pertininent lumbar spine surgical anatomy 

Send us a textOn this episode of Embedded Insiders, Ken is joined by Alif Semiconductor's founder and president, Reza Kazerounian. The two discuss an ensemble of small-footprint, power-efficient solutions capable of running fast AI. In addition to being secure and integrated, the MCUs and fusion processors leverage hardware acceleration for transformer networks.Next, Ken is back with another episode of ICYMI, featuring the latest news from this week. But first, Ken and I are highlighting some of the top things to see and do for those attending embedded world North America in Anaheim, California, next week. Embedded Computing Design will be attending as a media partner, and we're hosting a ton of activities for attendees that you won't want to miss. For more information, visit embeddedcomputing.com

What happens when a complaint over a scale and polish changes everything? For Alif Moosajee, a GDC investigation became the catalyst that transformed him from a dentist flying under the radar into the owner of Oakdale, one of Leicester's most distinctive private practices. This conversation charts his path from undergraduate struggles with imposter syndrome through the crucible of regulatory scrutiny to building a seven-surgery practice rooted in authentic patient care. Along the way, Alif shares hard-won insights about guided implantology, the perils of well poisoners, and why breaking kayfabe—wrestling's term for dropping the performance—might be the most honest thing you can do for your patients. It's a story about choosing growth over comfort, one calculated risk at a time.In This Episode00:01:00 - The Smiling Dentist origins 00:02:20 - Tony Robbins and the power of physiology 00:15:00 - Undergraduate struggles and fixed mindset 00:16:25 - The GDC complaint that changed everything 00:22:20 - Buying Oakdale practice 00:26:40 - Growing up in Slough and choosing dentistry 00:31:55 - Building the practice vision 00:35:20 - Firing the well poisoner 00:38:30 - Custodian of the vision 00:47:00 - The unmeasurable things that matter most 00:53:30 - Surprise and delight tactics 01:00:25 - Contentment versus ambition 01:06:00 - The Tony Robbins business mastery mistake 01:09:00 - Dark days in practice ownership 01:19:00 - Blackbox thinking 01:24:15 - Switching to fully guided implants 01:28:30 - Fantasy dinner party 01:33:55 - Last days and legacyAbout Alif MoosajeeAlif Moosajee studied dentistry at Birmingham and owns Oakdale Dental in Leicester, a seven-surgery private practice where he focuses on implant dentistry and digital workflows. Known as "The Smiling Dentist" from his book published over a decade ago, Alif has built his practice around immediate implant protocols and fully guided surgery following early clinical challenges that reshaped his approach to risk management.

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Sufism is one of the doors to Islam for many in the West and the story of the Sufi mystic poet Jalal Ad-Din Ar-Rumi has captivated people for centuries. Rumi brought Islam to the Greek speaking world of his time and still his poetry reveals the beauty of Islam today across the world. In this episode we learn the history of Rumi with Muhammad Ali Mojaradi aka Sharghzadeh, a Persian translator, Persian language teacher, and founder of Persian Poetics. Listen and learn from the life of the beloved poet Rumi and how his words still stir hearts of Muslims and non-Muslims alike even to this day.Check out the book!“The Flame of Love” Translated by Muhammad Ali Mojaradihttps://www.sharghzadeh.com/the-flame-of-love-bookLearn Persian Poetry with Muhammad Ali Mojaradi at Persian Poeticshttps://www.persianpoetics.com/#muslimpodcast #islamicpodcast #sufism #rumi #islamicpoetry #islamichistoryPomoroi: https://pomoroi.com/ansariMention the podcast for a FREE ConsultationProvision Capital: https://www.provisioncapital.comHabbah: https://www.habbah.ioAyubi CollectiveFREE 10-Part Masterclass “How to Build Your Own Multi-Billion Dollar Business”https://www.ayubi.com/ansariAlif Network: https://Alif.build/network-tapSupport Us On Patreon @ ⁠⁠https://www.patreon.com/ansaripodcast0:00 The Life Story of Rumi6:00 The Conference of the Birds12:55 Shams, The Mystical Teacher27:05 The Jurists Teach Law, Not Love32:37 Teachings and Death of Shams36:48 Why the Poems about Shams?45:56 Why Was Rumi so Beloved by People?59:38 Sufi Orders, Cults, or Hippie Islam?1:09:35 Rumi's Poetry and Fame1:13:37 Sharghzadeh's Personal Journey1:24:05 A Final PoemListen on All Audio Platforms: https://tr.ee/JeX-ILYSyjFollow The Ansari PodcastInstagram: https://instagram.com/ansaripodcastTikTok: https://tiktok.com/@theansaripodcastTwitter/X: https://twitter.com/ansaripodcast

In this episode Dr. Stef Keris explains why European History is impossible without Islam. From the first Muslims to enter Europe, trade with the Vikings, to the conversion of the Bosnians as an entire people to Islam, you cannot have Europe without Muslims. Not even the Renaissance could have happened if it was not for the preservation of ancient texts by the European Muslims. It is not a contradiction to be European and Muslim … Dr. Stef Keris is proof as Greek historian who converted to Islam.Dr. Stef Keris BA, MA, PHD - Historian & Authorhttps://www.skool.com/world-of-islamic-humanities#muslimpodcast #islamicpodcast #islamichistory #europeanhistory #islamineurope #convertstoryPomoroi: https://pomoroi.com/ansariMention the podcast for a FREE ConsultationProvision Capital: https://www.provisioncapital.comHabbah: https://www.habbah.ioHumaniti: https://donor.muslimi.com/page/Humaniti-emergency-AnsariAlif Network: https://Alif.build/network-tapSupport Us On Patreon @ ⁠⁠https://www.patreon.com/ansaripodcast00:00 Converting To Islam From European History??04:49 How Islam Entered Europe11:10 How Muslims Made the Renaissance14:17 Muslim Religious Freedom24:56 How Islam Entered the Balkans32:29 The Printing Press and the Ottomans38:38 Why Didn't Muslims Force Conversions?48:23 The Vikings and The Muslims56:30 The Tartars1:03:28 The Rise of the Nation States in EuropeListen on All Audio Platforms: https://tr.ee/JeX-ILYSyjFollow The Ansari PodcastInstagram: https://instagram.com/ansaripodcastTikTok: https://tiktok.com/@theansaripodcastTwitter/X: https://twitter.com/ansaripodcast

Thinking Muslim & Ansari Podcast COLLAB! Muhammad Jalal, host of the The Thinking Muslim, visits from across the pond to break the stereotypes that American Muslims have about their British counterparts. Mohammad Jalal opens up about the origin story of The Thinking Muslim, the death of his beloved son, the most impactful guests on the thinking muslim. And both analyze american and european muslim strategy for living and politics. Who was right? The repression of french muslims, the global muslim strategy. The civilizational spark needed to bring back the muslim ummah. And the great potential for Muslim power. This episode is a call for a unification of the Muslims of the West to use their privilege to help those who cannot change their own conditions.#muslimpodcast #islamicpodcast #politics #muslimummah *Pomoroi:* https://pomoroi.com/ansariMention the podcast for a FREE Consultation*Provision Capital:* https://www.provisioncapital.com*Habbah:* https://www.habbah.io*Humaniti:* https://wearehumaniti.org*Alif Network:* https://Alif.build/network-tap*Support Us On Patreon @* ⁠⁠https://www.patreon.com/ansaripodcast00:00 Origin Story of Thinking Muslim Podcast15:48 The Most Impactful Guests25:04 American & European Muslim Culture Strategy30:41 The Repression of French Muslims39:43 American Muslim vs UK Muslim Culture55:20 The Global Muslim Strategy1:00:22 The Muslim Potential for Power1:14:54 Political Organizer, Not Podcaster1:24:37 Losing Loved Ones *Listen on All Audio Platforms:* https://tr.ee/JeX-ILYSyj*Follow The Ansari Podcast**Instagram:* https://instagram.com/ansaripodcast*TikTok:* https://tiktok.com/@theansaripodcast*Twitter/X:* https://twitter.com/ansaripodcast

Takee was stoked to be joined by one half of the incredibly talented duo; Sean Walker from breathe to discuss their latest single: Darkest Days. It is a hauntingly beautiful reflection on pain, healing, and the quiet strength we carry through it all. Their music feels like a moment suspended in time — minimal yet powerful, intimate yet expansive. Since emerging from Sydney’s underground scene, breathe. have carved out their own space with a sound that blends soulful vocals, ambient textures, and emotional depth. See omnystudio.com/listener for privacy information.

What did Ibn Al-Arabi mean by Oneness of Being? How should we interpret our dreams? Did Prophet Idris (peace be upon him) order the building of the pyramids? Dr. Ali Hussain, resident scholar at the Cave Labs: History and Metaphysics of Sound and Music and founder of Adhwaq Center, an oud musician, creative mentor, and educator on the sacred dimensions of the creative process. Check out this episode where we dive into the mind of Ibn Al-Arabi and discuss some of his most mystical teachings about reality.You can connect with Dr. Ali Hussain on Instagram @ali_z_hussainWebsite: https://www.alizhussain.org/Dr. Ali Hussain's Books“A Nostalgic Remembrance: Sufism and the Breath of Creativity”“The Art of Ibn al-Arabi”“IstimĀ': The Sound Way & Listening for God”#muslimpodcast #islamicpodcast #sufism #spirituality #mysticismPomoroi: https://pomoroi.com/ansariMention the podcast for a FREE ConsultationProvision Capital: https://www.provisioncapital.comHabbah: https://www.habbah.ioHumaniti: https://wearehumaniti.orgAlif Network: https://Alif.build/network-tapSupport Us On Patreon @ ⁠⁠https://www.patreon.com/ansaripodcast00:00 The Oneness of Being17:56 Imaginal Realm: Spirits, Jinn & Ghosts34:24 Importance of Dreams In Islam55:20 Are Mythical Creatures Real?1:02:04 Prophet Idris Built the Pyramids? Plato.1:09:31 Relevance of the Imaginal Realm Today1:15:52 Quranic Stories Through The Imaginal Realm1:21:16 Understanding Ai spiritually 1:32:45 Forgive Yourself-Have Spiritual Awakenings1:41:14 What Would You Ask Ibn Al-Arabi?Listen on All Audio Platforms: https://tr.ee/JeX-ILYSyjFollow The Ansari PodcastInstagram: https://instagram.com/ansaripodcastTikTok: https://tiktok.com/@theansaripodcastTwitter/X: https://twitter.com/ansaripodcast

Connor & Oscar Absolum from Mister Co joins Takee to talk all about their Homegrown EP and the Homegrown Festival - a celebration of local talent at the Corner Hotel. Known for their infectious energy, smooth harmonies, and heartfelt songwriting, Mister Co have been turning heads with their unique sound that blends modern pop, soul, and indie grooves. They’ve been making waves across the country, building a loyal fanbase and carving out a name as a band to watch. They share their story, their music, and maybe even a sneak peek at what’s coming next.See omnystudio.com/listener for privacy information.

Takee was joined by an incredible homegrown talent making waves on the Australian music scene: Stilla to talk all about her new single 'Taste of Me,' her journey, and what’s next. With her soulful voice, honest songwriting, and a sound that blends modern pop with heartfelt storytelling, Stilla has been capturing ears and hearts across the country. She’s quickly building a name as an artist to watch, with songs that are as powerful as they are personal. See omnystudio.com/listener for privacy information.

Takee was joined by The Moving Stills and discussed their new single 'Half Moon Bay', a band you’ve likely heard bringing sunshine vibes and indie-surf grooves to stages all over the country — from sold-out headline shows to touring with the likes of Spacey Jane. Hailing from the Central Coast, The Moving Stills are known for their dreamy blend of synth-pop, surf-rock, and heartfelt lyrics. They’ve built a dedicated following with tracks like Nineteen, Tsunami, and Can’t Be Like This Forever.See omnystudio.com/listener for privacy information.

Takee was joined by a true heavyweight of the Australian music scene. Guitarist, songwriter, and producer Brett Wood. They discussed the story behind his latest single; Eyes, his national tour with Pete Murray, and their shared passion for music. Whether he’s shredding on stage, working behind the scenes in the studio, or lending his talents to some of the country’s most iconic acts, Brett’s musical fingerprints are all over the map. From blues roots to rock riffs and everything in between, he brings both soul and precision to every note.See omnystudio.com/listener for privacy information.

Takee was stoked to be joined by one half of the incredibly talented duo; Sean Walker from breathe to discuss their latest single: Darkest Days. It is a hauntingly beautiful reflection on pain, healing, and the quiet strength we carry through it all. Their music feels like a moment suspended in time — minimal yet powerful, intimate yet expansive. Since emerging from Sydney’s underground scene, breathe. have carved out their own space with a sound that blends soulful vocals, ambient textures, and emotional depth.See omnystudio.com/listener for privacy information.

In this episode of the Ansari Podcast, Sheikh Suhaib Webb shares his personal journey converting to Islam. Can weed lead people to Islam? Sheikh was a blood member and a rapper - now he's one of the top Muslim scholars in America, how did get there? Tackling spiritual Loneliness, the importance of community support, father Figures and how converts should deal with their family's opposition to their conversion to islam.#muslim #convertstory #muslimpodcast #islamicpodcast *Support US @* ⁠⁠https://www.patreon.com/ansaripodcast*Pomoroi:* https://pomoroi.com/ansariMention the podcast for a FREE Consultation*Human Appeal* DONATE at: https://give.humanappealusa.org/ansaripodcast*Alif Network:* https://Alif.build/network-tap*Listen on All Audio Platforms:* https://tr.ee/JeX-ILYSyj*Follow The Ansari Podcast**Instagram:* https://instagram.com/ansaripodcast*TikTok:* https://tiktok.com/@theansaripodcast*Twitter/X:* https://twitter.com/ansaripodcast*Chapters:*00:00 The Transgender Question03:57 Weed Leads People to Islam?08:56 Converting to Islam 24:12 Dealing with Desires30:50 Spiritual Loneliness40:00 No Father Figure in Your Life45:00 Holidays as a convert 59:30 a dead religious heart 1:03:00 Naruto, Ai and the Dajjal

In this episode, we are joined by Brother Mohammed Faris, author of 'The Barakah Effect' and 'The Productive Muslim,' as well as the founder of The Productive Muslim Company. Mohammed Faris coaches individuals of any faith background through a faith-based productivity mindset known as the Barakah Effect. Mohammed explains the concept of Barakah, how it manifests in our lives and how a faith-driven approach to productivity can lead to a more fulfilled and balanced life. From discussions on embracing the Abundance Mindset versus the Scarcity Mindset, to the importance of intention setting and the challenges of overcoming hustle culture, this episode is packed with insightful reflections and practical advice for anyone looking to integrate a more meaningful and spiritually aligned productivity system in their personal and professional lives.Pomoroi: https://pomoroi.com/ansariMention the podcast for a FREE ConsultationMuslim Professionals: https://www.muslimprofessionals.us/Human AppealDONATE at: https://give.humanappealusa.org/ansaripodcastAlif Network: https://Alif.build/network-tapSupport US @ ⁠⁠https://www.patreon.com/ansaripodcastListen on All Audio Platforms: https://tr.ee/JeX-ILYSyjFollow The Ansari PodcastInstagram: https://instagram.com/ansaripodcastTikTok: https://tiktok.com/@theansaripodcastTwitter/X: https://twitter.com/ansaripodcastChapters:00:00 The Barakah of Al Bayk Chicken04:11 What if You Don't Feel the Barakah?10:55 What is Barakah?20:32 Abundance vs. Scarcity Mindset34:38 Escape The Golden Handcuffs of Consumerism37:48 Finding Purpose, Passion, and Meaning through Barakah44:46 Creating a High Form Intention49:22 Relationship with Your Schedule55:14 Choosing a Spouse with a Barakah Mindset57:05 Can Non-Muslims Experience Barakah?59:35 Embracing Death and Its Liberating Effects01:06:14 Practical Steps for a Barakah-Filled Day01:13:56 Quickfire Questions and Final Thoughts

Osama from Center DC discusses a study his team conducted to address the systemic issues preventing marriages in the Muslim community. Osama and Ansari talk about the cultural, social, and economic challenges men and women face in the marriage market, and what solutions there are. Plus, hear Osama's experience of creating an animated project that tackles social justice and gender challenges, reflecting the diverse and dynamic experiences of American #relationship #marriage #love #lonely #single Muslims.*Muslim Professionals:* https://www.muslimprofessionals.us/*Pomoroi:* https://pomoroi.com/ansari_Mention the podcast for a FREE Consultation_*Human Appeal*_DONATE at:_ https://give.humanappealusa.org/ansaripodcast*Alif Network:* https://Alif.build/network-tap*Support US @* ⁠⁠https://www.patreon.com/ansaripodcast*Listen on All Audio Platforms:* https://tr.ee/JeX-ILYSyj*Follow The Ansari Podcast**Instagram:* https://instagram.com/ansaripodcast*TikTok:* https://tiktok.com/@theansaripodcast*Twitter/X:* https://twitter.com/ansaripodcast*Chapters:*00:00 The Muslim Marriage Crisis10:43 Muslim Women20:31 Muslim Men24:12 Delusional syndrome35:47 Should you invest in your spouse?42:45 Red flags & Green Flags53:42 Muslim Animation01:05:53 Supporting Muslim artists01:15:21 Investing in Local Communities vs Abroad01:18:10 Creative Projects

Georgetown PhD candidate Saad Yacoob is back! What is needed to build a Muslim Empire? What is the formula to create a civilizational project? The simple answer is, we have to dream. Each Muslim has to imagine being apart of a larger civilizational project. Imagination, ideals, culture, education, money, and military power impact the vision for a future Muslim world. Here's how and why.*Muslim Professionals:* https://www.muslimprofessionals.us/*Pomoroi:* https://pomoroi.com/ansariMention the podcast for a FREE Consultation*Human Appeal*DONATE at: https://give.humanappealusa.org/ansaripodcast*Alif Network:* https://Alif.build/network-tap*Support US @* ⁠⁠https://www.patreon.com/ansaripodcast*Listen on All Audio Platforms:** https://tr.ee/JeX-ILYSyj*Follow The Ansari Podcast**Instagram:* https://instagram.com/ansaripodcast*TikTok:* https://tiktok.com/@theansaripodcast*Twitter/X:* https://twitter.com/ansaripodcast00:00 You Must Imagine & Dream 08:00 Find your ideal then protect it with your life19:41 Aim for Power: Education, Economics, Art, and Defense33:52 Your Individual Purpose 44:47 The Role of the Self49:42 Magic and “Self-Love”52:50 Concluding Thoughts

Is music actually haram? Are drawing eyes prohibited? Is art haram? Sheikh Ammar Al Shukry from Al Maghrib Institute talks about Islamic art, music & creativity in our modern world. He talks about how the Muslim community needs creative trailblazers: storytellers, actors, and even media editors, to convey Islamic values to the masses. He also touches on the challenges and controversies creative mediums such as music, and how they can be addressed. Stay tuned to hear about the new “Nasheedical” possibly coming to a live theatre near you produced by Al Maghrib Institute and Muslimi Studios. #muslimpodcast *Muslim Professionals:* https://www.muslimprofessionals.us/*Pomoroi:* https://pomoroi.com/ansari_Mention the podcast for a FREE Consultation_*Human Appeal*_DONATE at:_ https://give.humanappealusa.org/ansaripodcast*Alif Network:* https://Alif.build/network-tap*Support US @* ⁠⁠https://www.patreon.com/ansaripodcastChapters:00:00 The Power of Stories 09:28 Boundaries of Islamic Art14:46 Did Muslims Lose Their Creativity?29:07 Is Music Haram?35:55 Sports and Muslim Priorities44:35 Sh. Ammar Al Shukry Performs Some Poetry

Looking back at the 2010s, it's easy to get caught up in the hype of popular fantasy novels like A Song of Ice and Fire and The Kingkiller Chronicle. But what about the hidden gems that flew under the radar? In this episode, Jim is revealing the most underrated fantasy & science fiction novels from each year of the 2010s, great books you probably missed. From debut authors to lesser-known series, we're diving into the worlds of sci-fi and fantasy to uncover some of the best books you didn't read. Whether you're a seasoned genre reader or just looking for something new, this episode is for you. So sit back, relax, and get ready to add some amazing books to your to-read list!#FantasyForTheAges #SFF #SciFi #ScienceFiction #Fantasy #UnderratedBooks #FantasyFiction #BookRecommendations #TBR #HiddenGems #booktube #booktuberWant to purchase books/media mentioned in this episode?Alif the Unseen: https://t.ly/OEsToAutonomous: https://t.ly/T4RnxThe Bards of Bone Plain: https://t.ly/mUtZ0Beasts Made of Night: https://t.ly/Qbr_0The Burning Dark: https://t.ly/vhgrfDead Astronauts: https://t.ly/Lf0xwEchopraxia: https://t.ly/GHNOcA Face Like Glass: https://t.ly/ngd1DThe Fishermen: https://t.ly/3jXkgFoe: https://t.ly/GfTYFThe Girl in the Road: https://t.ly/cY6DgHome Fires: https://t.ly/uZJFFKingfisher: https://t.ly/aR4P2Monstress: https://t.ly/Zw6fBNeptune's Brood: https://t.ly/WnzllThe Old Lie: https://t.ly/sc8hUParasite: https://t.ly/jQ_HdPerihelion Summer: https://t.ly/s2KGGPym: A Novel: https://t.ly/UmWkIThe Quantum Thief: https://t.ly/FZ-ymRosewater: https://t.ly/lLzUhS.: https://t.ly/zEKdeSemiosis: https://t.ly/29ZJYSeverance: https://t.ly/zWiiJSong of Scarabaeus: https://t.ly/XFnIhTerra Nullius: https://t.ly/nR6s5Too Like the Lightning: https://t.ly/Nw9JGThe Vorrh: https://t.ly/3oANdVortex: https://t.ly/DaXT3The Water Knife: https://t.ly/qgln3Ways to connect with us:Support us on Patreon: https://www.patreon.com/FantasyForTheAges Follow Jim/Father on Goodreads: https://www.goodreads.com/user/show/13848336-jim-scriven Join us on Discord: https://discord.gg/jMWyVJ6qKk Follow us on "X": @Fantasy4theAges Follow us on Blue Sky: @fantasy4theages.bsky.socialFollow us on Instagram: fantasy_for_the_ages Follow us on Mastodon: @FantasyForTheAges@nerdculture.de Email us: FantasyForTheAges@gmail.com Check out our merch: https://www.newcreationsbyjen.com/collections/fantasyfortheagesJim's Microphone: Blue Yeti https://tinyurl.com/3shpvhb4 ————————————————————————————Music and video elements licensed under Envato Elements:https://elements.envato.com/

Ousama Al Shurafa, the founder of Muslim Hub Club and author of the Afterlife Manual, shares rich philosophical reflections on Who God is and how he operates in this world. The perception of reality, the concept of time. The role of drugs and psychedelics in our reality and the test of God and how to overcome addictions. Also, why do we pray? This episode provides a transformative perspective on seeing beyond the veils of worldly phenomena to grasp the essence of divine consciousness.Muslim Professionals: ⁠https://www.muslimprofessionals.us/⁠Pomoroi: ⁠https://pomoroi.com/ansari⁠Mention the podcast for a FREE ConsultationHuman AppealDONATE at: ⁠https://give.humanappealusa.org/ansaripodcast⁠Alif Network: ⁠https://Alif.build/network-tap⁠Support US @ ⁠⁠https://www.patreon.com/ansaripodcastChapters00:00 Who is God?06:43 Reality is not how it appears18:40 How to Balance Both Worlds 24:24 The Soul is the only reality31:14 The Past & Future Don't exist41:11 Psychedelics and Weed49:37 The Solution to Addictions53:22 Why do we Pray?01:00:17 Differences Between Scholars vs Da'is01:06:15 Your Personal Identity and Sins#muslimpodcast #islamicpodcast #spirituality #dimensions #philosophy #God

Grave Digger Ahmad Hraichie, aka The Muslim Undertaker, talks about death meditation, how it gets you closer to Allah and makes you a better Muslim. His personal journey burying other Muslims of all ages and backgrounds. How he maintains a soft heart despite being surrounded by death. Brother Ahmad shares profound insights on the temporary nature of this world, the significance of remembering death, and how it impacts one's worship and love for life. This episode sheds light on the spiritual, emotional, and physical dimensions of death.*Muslim Professionals:* https://www.muslimprofessionals.us/*Pomoroi:* https://pomoroi.com/ansari_Mention the podcast for a FREE Consultation_*Human Appeal*_DONATE at:_ https://give.humanappealusa.org/ansaripodcast*Alif Network:* https://Alif.build/network-TAP*Support Us @* ⁠⁠https://www.patreon.com/ansaripodcast00:00 Intro03:00 Prophet PBUH on Death Meditation07:35 A Powerful Muslim Grave Digger Experience13:37 Death Gets You Close to Allah18:00 Death Inspired European Renaissance24:03 Stories from the Graveyard35:23 Why People Fear Death40:01 Workout Routine and Fitness Philosophy49:05 Bodybuilding Lessons and Masculinity54:09 Advice for the Younger Generation56:04 Speed Round Questions#muslimpodcast #death #spiritualawakening

Join us for an interview with Sheikh Abdullah Oduro, Yaqeen Scholar, founder and head coach of Masterman and Ahmed Lazzouni aka Modern Muslim Man, a top fitness expert as they discuss what a young Muslim needs to know to become a true man and find an honorable wife. In this episode, they explore masculinity, personal growth, faith, fitness, the vital role of meaningful relationships and family dynamics. Dive into a conversation that intertwines the principles of Islam with practical advice on self-improvement and achieving excellence in every aspect of life.Muslim Professionals: https://www.muslimprofessionals.us/Pomoroi: https://pomoroi.com/ansariMention the podcast for a FREE ConsultationHuman Appeal DONATE at: https://give.humanappealusa.org/ansaripodcastAlif Network: https://Alif.build/network-tapSupport US @ ⁠⁠https://www.patreon.com/ansaripodcastChapters:00:00 Introduction03:29 Testosterone, and Struggles Stages in Men's Lives06:56 What Age is Your Prime?14:14 Dealing with Highs and Lows for Long Term Goals17:11 Maintaining Fitness while Building a Business22:46 The Struggle with Loneliness26:29 Shaytani Thoughts Holding You Back29:19 The Fitnah of Little Debbie and Other Snacks34:19 How to be Comfortable in Your Own Skin38:53 Overcoming Video Game Addiction41:15 What is Masculinity?43:38 Gender Roles in Marriage57:57 Advice for Your Twenties01:01:52 What Kind of Man Women Want01:12:53 Choosing the Right Partner01:20:48 What Men and Women Bring to Marriage01:31:47 Final Thoughts and Encouragement

Edge AI is evolving fast - but how do we accelerate the path from development to deployment, and get real products into users' hands sooner? Welcome to the Edge of Tomorrow - The Edge AI Debate, our brand new spin off series on The IoT Podcast in collaboration with the ‪ @edgeaifoundation  bringing together the leading minds in Edge AI for debates and discussions on the biggest challenges, opportunities, and emerging trends shaping the future of Edge AI. In this episode, host Pete Bernard (CEO, EDGE AI FOUNDATION) sits down with Rajesh Subramaniam (Founder & CEO at EmbedUR Systems) and Reza Kazerounian (Founder & President at Alif Semiconductor) to tackle one of the most pressing questions in the space:How do we accelerate getting Edge AI products to users - and close the gap between innovation and deployment? From chip design to software pipelines, product cycles to killer apps, this episode dives deep into the real-world friction between building cutting-edge Edge AI and actually commercialising it. Expect thoughts on...

In this episode of the Ansari podcast, Mohamed Gula, a political strategist, national organizing director at Emgage, and co-founder of the Virginia Muslim Chamber of Commerce, joins the discussion. They talk about Emgage's endorsement of Kamala Harris, Muslim politicians, Muslims influence in national elections and the challenges and strategies for Muslim political engagement in America. Tune in for an insightful and thought-provoking conversation about the state of Muslim politics in the United States.#muslim #podcast #politics *Muslim Professionals:* https://www.muslimprofessionals.us/*Pomoroi:* https://pomoroi.com/ansari_Mention the podcast for a FREE Consultation_*Human Appeal*_DONATE at:_ https://give.humanappealusa.org/ansaripodcast*Alif Network:* https://Alif.build/network-tap*Support US @* ⁠⁠https://www.patreon.com/ansaripodcast00:00 Muslim Running for New York Mayor07:13 Endorsing Kamala Harris10:06 America First Movement 15:42 Disagreements with Sami Hamdi29:37 Muhamed's Personal Journey into Politics36:09 The Impact of Muslim Voters40:11 How to Interact with Politicians46:47 EPIC City51:56 Muslim Political Wins, Abandon Biden, Uncommitted56:56 Disagreement with Butch Ware Campaign Strategy01:05:28 The Muslim Community is Out-Organized, Not Outnumbered

On this episode, we dives into a fascinating new study straight from the Global Spine Journal, taking a close look at the neurological complications that can arise after an anterior lumbar interbody fusion (ALIF)—a spinal surgery that's exploding in popularity, with a staggering 600% increase in procedures between 2000 and 2019.We'll break down what every chiropractor should know about ALIFs: from the most common neurological risks to how these complications can impact post-surgical care and patient outcomes. You'll hear practical tips on how to have confident, informed conversations with patients considering spinal surgery, and how chiropractors can play a vital role both before and after these procedures.Episode Notes: Neurological Complications Following Anterior Lumbar Interbody Fusion (ALIF): A Systematic ReviewLeander Tables- Save $1,000 on the Series 950 Table using the code EBC2025 — their most advanced flexion-distraction tableTurncloud EHR- Minimalist design, without being sparse. Practical, yet elegant. Turncloud's design was to find the most efficient path in a day in the life of a chiropractic office. Connect with their team at www.turncloud.com Patient Pilot by The Smart Chiropractor is the fastest, easiest to generate weekly patient reactivations on autopilot…without spending any money on advertising. Click here to schedule a call with our team.Our members use research to GROW their practice. Are you interested in increasing your referrals? Discover the best chiropractic marketing you aren't currently using right here!

Saad Yaqoub explains everything they never tell you about the spiritual experience. There are misconceptions and myths that Muslims tell themselves about "The Islamic Experience". Saad Yacoob shares his personal Islam transformation story in Mecca that saved his life and grew a passion in him for the love of Allah. How depression and difficulty propel you to become who you need to become. How Allah makes you come face to face with your self and who you really are. He also discusses how many Muslims don't understand how their emotions work and the “uncivilized” behavior of Muslims during and outside of Umrah. If you are feeling distant from Allah SWT then this episode is for you. *Muslim Professionals:* https://www.muslimprofessionals.us/*Pomoroi:* https://pomoroi.com/ansari_Mention the podcast for a FREE Consultation_*Human Appeal*_DONATE at:_ https://give.humanappealusa.org/ansaripodcast*Alif Network:* https://Alif.build/network-tap*Support US @* ⁠⁠https://www.patreon.com/ansaripodcast*Chapters:*00:00 Spiritual Crisis06:23 Finding Purpose 16:46 1 of the Great Secrets of life23:04 Is the Muslim World Uncivilized?#muslim #podcast #sad #purpose #islamicreminder

Professor Khaled Beydoun, an associate professor of law at Arizona State University and author of the critically acclaimed book 'American Islamophobia: Understanding the Roots and Rise of Fear.' Professor Beydoun discusses the role of social media in shaping public opinion, Palestine, the condition of Uyghurs in China, and the global war on Muslims. Tune in for an insightful discussion on global politics and activism.*Muslim Professionals:* https://www.muslimprofessionals.us/*Pomoroi:* https://pomoroi.com/ansari_Mention the podcast for a FREE Consultation_*Human Appeal*_DONATE at:_ https://give.humanappealusa.org/ansaripodcast*Alif Network:* https://Alif.build/network-TAP*Support US @* ⁠⁠https://www.patreon.com/ansaripodcast*Chapters*00:00 Intro02:43 Social Media 04:45 Uyghurs in China10:03 Israel-Palestine14:31 Trump & Muslim Countries21:45 Mainstream Media24:58 American Muslim Politics 35:43 The Global War on Islam37:40 Final Thoughts

Omar Waseem, the founder of Alif, a Venture Capitalist firm that supports Muslim businesses and startups. He shares his extraordinary journey from his first business at 12 years of age to becoming a prominent figure in the venture capital world and silicon valley by 21. Omar talks about building Alif, how to build a company, navigating the pitfalls of startup life, the importance of intentionality and ethics in business, and how Islam has been a guiding force in his entrepreneurial endeavors. Join us for an inspiring discussion on ambition, resilience, and the drive to create meaningful change for the Ummah.#business #podcast #muslim *Pomoroi:* https://pomoroi.com/ansari_Mention the podcast for a FREE Consultation_*Human Appeal*_DONATE at:_ https://give.humanappealusa.org/ansaripodcast*Alif Network:* https://www.Alif.build/network-tap*Boycat app:* https://www.boycat.io/_Business Code:_ ANSARI10*Support US @* ⁠⁠https://www.patreon.com/ansaripodcast*Chapters:*00:00 Intro05:43 The Drive Behind Building Companies13:11 A Turning Point: The Car Accident24:01 Common Startup Mistakes28:49 Building Alif31:00 The Doctor Disease41:59 The Power of Tech in Politics45:34 The Work Ethic Needed51:28 Dealing with Burnout53:31 Guilty Pleasures & Hollywood Parties58:32 Muslim Billionaire Role Models01:00:09 Fun Questions01:07:25 Final Thoughts

Dr. Omar Suleiman shares his incredible journey from skepticism to faith, the early days of his da'wah work, and his passion for helping those in pain. He speaks out and advocates for prisoners, the power of social media in da'wah, and the role of art and culture in reviving the Muslim ummah. Don't miss this inspiring discussion that bridges personal stories with larger socio-political issues affecting Muslims today.#omarsuleiman #podcast *Muslim Professionals:* https://www.muslimprofessionals.us/*Pomoroi:* https://pomoroi.com/ansari_Mention the podcast for a FREE Consultation_*Human Appeal*_DONATE at:_ https://give.humanappealusa.org/ansaripodcast*Alif Network:* https://www.Alif.build/network-TAP*Boycat App:* https://www.boycat.io/_Business Code:_ ANSARI10*Support US @* ⁠⁠https://www.patreon.com/ansaripodcast*Chapters:*00:00 Dr. Omar's Life Journey04:40 Discovering Youtube09:13 Dr. Omar's Vision/Life in Fame15:06 Reviving Muslim Civilization18:02 The Role of Art in Cultural Renaissance21:33 Choosing the Ramadan Series23:58 Political Engagement and Community Responsibility27:56 Challenges of Muslim Entrepreneurs and Artists53:35 Dreams of Companions01:00:57 Final Reflections and Personal Insights

Alif denkt dat haar mysterieuze buurvrouw een ninja is! Met haar vrienden volgt ze de buurvrouw door de nacht. Vol actie, spanning en verrassingen. Niets is wat het lijkt. Uitgegeven door ROSE stories Spreker: Najiba Abdellaoui

Tajweed Tuesday – The Hidden Sound of Ikhfa!Assalamualaikum warahmatullahi wabarakatuh!Welcome back to Be Quranic—it's Tajweed Tuesday! This week, we're diving into Ikhfa, one of the biggest Tajweed rules. We'll also break down the ayat of the week, which is Surah Ar-Rahman, verses 46 to 55. If you missed the recitation, check out Sunday's post!Quick Recap of Past LessonsBefore we get into this week's new rule, let's go over what we've learned so far:• Tajweed is about perfecting our recitation by understanding letter rules and stopping points.• Types of errors:• Major (Lahan Jali) – changes meaning (serious issue!).• Minor (Lahan Khafi) – affects beauty but not meaning.• Mad Asli (natural elongation) – Stretching vowels correctly (Alif, Waw, Ya).• Wajibul Ghunnah – The nasal sound in Nun and Mim Shaddah.• Nun Sakin & Tanwin rules:• Idhar (clear pronunciation) – When Nun meets throat letters.• Idgham (full merging) – When Nun disappears into Yarmaloon letters.• Iqlab (switching sound to Meem) – When Nun Sakin meets Ba.New This Week: Ikhfa – The Half-MergerThis week, we focus on Ikhfa, which literally means “hiding.” It happens when a Nun Sakin or Tanwin meets one of 14 specific letters (not Idgham, not Iqlab, not Idhar).How do you read Ikhfa? Instead of a full merger (where the Nun disappears), you blend the Nun sound into the next letter while shaping your mouth for that letter.Example:• Ikhfa with Fa → Nuhasuffala (your mouth is shaped for “Fa,” but the Nun sound is still present).• Ikhfa with Ta → Tantasiran (your tongue is positioned for “Ta,” but the Nun sound is hidden).• Ikhfa with Sheen → In sha Allah (the Nun sound is softly blended).It's not a full Idgham (merger), but not a clear Idhar either—it's the in-between!Tajweed Breakdown of the AyatAs we recited Surah Ar-Rahman (46–55), we spotted:✅ Ikhfa in action – Nun Sakin blending into letters like Fa, Kaf, Zay, Ta, Sheen.✅ Idhar (clear pronunciation) – When Nun meets a throat letter (e.g., Min Istabraq).✅ Madd rules – Stretching for four harakats where marked.✅ Iqlaab – Small Meem above a Nun Sakin, meaning it turns into a Meem sound.✅ Qalqalah (bouncy letters) – The usual suspects: ق ط ب ج د.Final Thoughts & What's Next?We've now covered all four of the Nun Sakin & Tanwin rules!

Mawlaya Seydi Mouhamed ElCheikh

learn how to write ا (alif)

Assalamualaikum warahmatullahi wabarakatuh.Welcome to BeQuranic!Today is Tuesday, the 26th of Shaaban, 1446 Hijrah—which means Ramadan is just a few days away! SubhanAllah, we are so close to the blessed month, the month of the Qur'an.And since it's Tajweed Tuesday, let's make the most of these last few days by working on beautifying our Qur'anic recitation. After all, what better way to prepare for Ramadan than by improving the way we connect with the words of Allah?Before we dive into today's lesson, let's do a quick recap of what we've covered so far.Over the past few weeks, we've explored:✅ The meaning of Tajweed – which is all about enhancing our recitation by following the rules of pronunciation, knowing how letters interact with each other, and understanding when to stop and when to continue.✅ Major and minor mistakes in Tajweed – Some mistakes, like switching letters or changing vowels, can actually alter the meaning of the ayah, and we absolutely need to avoid them. Other mistakes, like slight mispronunciations, don't change the meaning, but they still affect the beauty of our recitation.✅ Mad Asli (the foundational elongation) – Remember the golden rule? “Nuhiha” – three letters:• Alif after a Fathah• Waw after a Dhammah• Ya after a KasrahAnd we hold them for two harakat. Simple, right? But crucial, because missing it completely changes the meaning. Like how:

Assalamualaikum warahmatullahi wabarakatuh!Welcome back to BeQuranic!Alhamdulillah, today is Tuesday, the 12th of Shaaban. Shaaban is a special month, one that Rasulullah ﷺ would fast in more than any other month outside of Ramadan. Why? Because this is the month when our deeds are lifted and presented to Allah annually.We already have our daily presentation of deeds that happens after Fajr and after Asr, which is why Rasulullah ﷺ would dedicate those times for Qur'an recitation and dhikr. Then we have the weekly presentation on Mondays and Thursdays, which is why we are encouraged to fast on those days. Rasulullah ﷺ loved for his deeds to be lifted while he was in the state of worship.And then there's the annual presentation that happens in Shaaban. Saidatuna Aishah رضي الله عنها mentioned that Rasulullah ﷺ fasted the most in Shaaban, apart from Ramadan. And when asked why, he said, “I love for my deeds to be lifted while I am fasting.”Powering Up Our Intentions!Tomorrow is the 13th of Shaaban, which means we are entering the White Days—the 13th, 14th, and 15th of every lunar month, known as Ayyamul Beed (the White Days), because the nights are bright with the full moon.These days are Sunnah to fast in every month except Ramadan, as it is obligatory to fast the whole month. And here's the beautiful thing—you can combine multiple intentions when fasting these days!✅ For Wednesday: Intend to fast for Shaaban and the White Days—you get double the reward.✅ For Thursday: Intend to fast for Shaaban, the White Days, and the Sunnah fast of Thursday—that's triple the reward for one single fast!This is how we multiply our rewards with just one act of worship!Tajweed Tuesday: Let's Get into It!Since today is Tuesday, that means it's Tajweed Tuesday—the day we break down the rules of Qur'anic recitation so we can beautify and perfect our reading.Let's start with the basics of Tajweed before we dive into our practical session with Surah Ar-Rahman.What is Tajweed?The word Tajweed literally means “to beautify”. In the context of Qur'anic recitation, it means:

Should young people be talking about - and planning for - their deaths? Synopsis: The Usual Place host Natasha Ann Zachariah hunts for new perspectives on issues that matter to young people. In this episode of The Usual Place, three millennials under 35 get candid about mortality and what changed their perspectives on death.Ho Hui Sze, 30, a counselling psychologist and host of Being With Grief podcast, G. Kethlyn Gayatiri, 32, a freelance educator, and Muhammad Alif, 28, a financial advisor and content creator, are no strangers to talking about death. They feature on Let's Talk About Death - a five-episode docuseries by The Straits Times, which premiered on Oct 23, 2024. From choosing a casket to protecting their passwords for their online accounts, each of them explores different aspects of end-of-life planning and dying well.Kethlyn is filmed in Episode 2 with her mother, Irene Koh, while Alif appears with his wife Liyana (@financewithliyandlif), in Episode 4. As for Hui Sze(@beingwith.grief), she chooses to memorialise her own bedroom in Episode 5. Natasha wants to find out how discussing death can be liberating, the misconceptions that often come up when planning for death, and how thinking about dying has made them live life differently. Highlights (click/tap above): 1:36 What made these millennials change their perspective of death?6:16 Hui Sze talks about the pain of death and the gifts of grief17:19 What if I die first? Kethlyn recounts talking to her mother 23:12 Alif gets emotional when creating his will - his “last love letter”31:25 A ‘Dabao Kit' and and Death Cafes to talk about death39:32 How has talking about death made them live life differently?Follow Natasha on her IG account and DM her your thoughts on this topic: https://str.sg/8WavHost: Natasha Zachariah (natashaz@sph.com.sg)Read Natasha's articles: https://str.sg/iSXmFollow Natasha on LinkedIn: https://str.sg/v6DN Filmed by: Studio+65 Edited by ST Podcast producers: Eden Soh & Teo Tong Kai Executive producers: Ernest Luis & Lynda Hong Follow The Usual Place Podcast here and get notified for new episode drops: Channel: https://str.sg/5nfm Apple Podcasts: https://str.sg/9ijX Spotify: https://str.sg/cd2P YouTube: https://str.sg/wEr7u Feedback to: podcast@sph.com.sg --- Follow more ST podcast channels: All-in-one ST Podcasts channel: https://str.sg/wvz7 ST Podcast website: http://str.sg/stpodcasts ST Podcasts YouTube: https://str.sg/4Vwsa --- Get The Straits Times' app, which has a dedicated podcast player section: The App Store: https://str.sg/icyB Google Play: https://str.sg/icyX #tup #tuptrSee omnystudio.com/listener for privacy information.

(00:00) Negation Forms: Different forms and usage of negation in Arabic. (Nafi ke Sighay)(10:10) Vowels (Waaw, Alif, Yaa (Huroof-e-Illat), Hamzah, Ek Jaise Do Haroof)(20:09) Relative Pronouns: Usage and forms of pronouns that connect clauses. (Asma-e-Mawsoolat)(26:06) Ism-e-Mubaligha: The noun of exaggeration. (Ism-e-Mubaligha) Hosted on Acast. See acast.com/privacy for more information.

This episode is full of crunchy chicken ASMR. This isn't your typical fried chicken fare - it's even more finger-lickin' good, found in the heart of West Philly. We've got an exciting lineup of Best Bites, and a ton of events and pop-ups to fill your calendar. (00:00) Dave took a trip to the Fancy Food Expo, and Philly was well represented! (04:59) White meat, dark meat or vegan meat? (06:46) Mabruka Kane joins us in studio. She and her sister Hayat Ali serve up Ethiopian-inspired fried chicken at Doro Bet in Philly. Not only does it have that perfect crunch, it's gluten free, too. She tells us the secret ingredient in this heavenly chicken coating (12:35) Mabruka tells us about her journey from growing up in Ethiopia to meeting her husband while working in hospitality, and later opening three restaurants in three years here in Philadelphia, starting in 2020 at the height of the pandemic. She tells us about how opening the first spot, Alif, was a family affair, and led the way for Salam Cafe and Doro Bet (38:18) In It to Win It: We're giving away $100 to dine at Morea, thanks to Center City SIPS! (42:17) Save the date: we're talking about ‘The Bear' on the podcast later this month, so send us your thoughts and questions about the show (and how it relates to real kitchens) on Instagram: @deliciouscitypodcast (48:15) Best Bites include the Bolo anniversary dinner, a tribute to Le Bec Fin, hot and cold crab, and rooftop oysters for a good cause (57:07) There's a ton of foodie events to satisfy your summer appetite. We'll celebrate Christmas in July, Bastille Day, and Mebruka tells us about a pop-up happening at Doro Bet… and much more! And of course, we could not do this without our amazing partners who are as passionate about food and drink as we are: For the most tasty, healthy, and satisfying salads and noodle dishes in Philly, click here to order Honeygrow If your restaurant or company wants to be in the headlines for all the right reasons, click here to discover how Peter Breslow Consulting and PR can take your business to the next level Social media and digital content are two of the most important things you can create for your brand. Check out Breakdown Media, a one stop shop for all of your marketing needs. Connect with us on Instagram and, of course, share your eating adventures with us, as well as tag us in your posts so we can talk about them on air!

1. Synthetic cage vs. allo/autograft in ACDF. 2. Unplanned re-operation in Adult Spinal Deformity surgery. 3. ALIF vs TLIF at L5-S1. 4. Spinal Cord Shape and Intra-operative Neuromonitoring

Summary   Ron Gura, the co-founder and CEO of Empathy joins us today on our show. Empathy aims to provide support and guidance to individuals who have lost a loved one, helping them navigate the administrative and emotional aspects of the process. He shares his personal journey and the inspiration behind starting Empathy. The conversation delves into the workflow and touchpoints of Empathy's services, the co-branded experience for carriers and producers, and the impact of Empathy's services on claimants. The episode concludes with a discussion on breaking the taboo around death and the value of experience over product in the insurance industry.   Takeaways   Empathy is a company that provides support and guidance to individuals who have lost a loved one, helping them navigate the administrative and emotional aspects of the process. The taboo around death and loss needs to be broken, and conversations about mortality and end-of-life planning should be encouraged. Empathy offers a co-branded experience for carriers and producers, allowing them to provide personalized support and resources to their policyholders and beneficiaries. Having conversations about death and end-of-life planning is essential, and individuals should take the time to discuss their wishes and make necessary arrangements with their loved ones. Experience and support are more important than the product itself in the insurance industry, and companies should focus on delivering a positive customer experience throughout the claims process.   Chapters   00:00 Introduction and Weather Update 01:03 The Importance of Life Insurance Claims 02:07 Introduction of Guest: Ron Gura, Co-founder and CEO at Empathy 03:06 The Taboo Topic of Death and Empathy's Mission 04:12 Ron Gura's Background and Journey to Empathy 06:26 The Impact of Personal Loss on Ron Gura's Mission 08:25 The Need for Conversations About Loss and Death 10:04 The Workflow and Touchpoints of Empathy's Services 11:25 The Co-branded Experience for Carriers and Agents 13:26 The Administrative Support Provided by Empathy 15:44 The Impact of Empathy's Services on Claimants 17:44 The Logistics and Timing of Introducing Further Business Relationships 19:02 The Importance of Breaking the Taboo Around Death 23:20 The Value of Experience Over Product in the Insurance Industry 31:10 The Right Time and Approach to Introduce Further Business Relationships 35:12 Closing Thoughts and Advice on Having Conversations About Death 38:33 Conclusion and Call to Action     Paul Tyler (00:03.303) Hi, this is Paul Tyler and welcome to another episode of That Annuity Show. Bruno, how are you? Good. Coming in clear from Canada. This is great today. Yeah. Tisa, how are you?   Bruno Caron (00:09.152) I'm very good, thank you Paul.   Bruno Caron (00:13.94) Always happy to be here.   Tisa Rabun-Marshall (00:18.474) We've got snow here in the Connecticut area, but snow day, but doing good.   Paul Tyler (00:22.459) Indeed, indeed we do. Ramsey, it's the first time it snowed in forever. You missed it.   Ramsey Smith (00:27.473) Yeah, I think we sent it your way. It was raining like crazy here for a couple days, but now the sun's just coming out, so yeah, you're welcome.   Paul Tyler (00:34.003) All right, well good. Hey listen, we got a really interesting episode with a great guest today, just to sort of connect the dots with some of our previous shows. What's the most important thing about life insurance? It's gotta be claims, right? That's at the end of the day, what we're doing is paying checks or income payments or death claims and there's no more sort of fundamental purpose in our business, yet it's a hard one to, it's hard to do right.   You know, TISA, we've had a couple of conversations, right, with people who've explained how it can be disruptive in terms of cross-generational relationships, right? Yeah, so today we have somebody who's actually trying to fix that. It's Ron Gura. Ron, I hope I pronounced your name correctly, co-founder and CEO at Empathy. Thank you so much for joining us today.   Tisa Rabun-Marshall (01:11.073) Absolutely. Yeah.   Ron Gura (01:26.154) great to be here. I always dreamed about being on a podcast with the word nudity and now I'm... look at my eye. I made it.   Tisa Rabun-Marshall (01:34.967) Hahaha   Ramsey Smith (01:35.961) Oh dude, all right.   Bruno Caron (01:36.) Today's your day.   Paul Tyler (01:37.441) Today it is, you know. SEO is going to go through the rough. SEO will go through the rough here.   Tisa Rabun-Marshall (01:40.098) Dreams come true.   Ron Gura (01:43.682) Absolutely. I'm excited to be here and eventually talk about just that, that big moment of truth. That's what a claim really is, right? It's a premise. It's more than just financial peace of mind. What else happens? So that's where we come in and excited to talk about that and what's happening in life insurance.   Paul Tyler (01:52.697) Yeah.   Paul Tyler (02:07.375) Yeah, well this is great. So, well first off, tell people like, you know, what is empathy and what does your company do?   Ron Gura (02:14.102) Sure thing. So empathy is primarily the friend you wish you had when you lose a loved one. That's how I'd love people to really think about it. It's not just a friend, it's that knowledgeable neighbor that happens to be an ex-state lawyer, but now maybe also a social worker. And it's really, really experienced with...   winding down the affairs of a loved one, but also helping you get back on your feet again. That's really what we're trying to do here, save people, families, time and money and stress when the inevitable happens. As you know, Paul better than most, it happens. It doesn't escape any of us. It's the inescapable truth, but at the same time, it's the single largest consumer sector that is, for some reason, untouched. Untouched by innovation.   untouched by technology, unspoiled by software really. And I think we can all agree the reason it's untouched is not some regulatory barrier or technology barrier. It's just us, us here on the call as humans, trying really hard, so hard, not to think about us, not to contemplate our own self-mortality.   And we believe here at Empathy that like any other taboo topic, this one should be broken down as well. And if we put the right technology in place with the right amount of human touch, we can really change the market and empower people during what we believe is life's most challenging moments.   Ramsey Smith (03:55.041) So tell us a little bit about your journey. You've touched a lot of different areas, the innovation space, various startups. Tell us about how that journey informs your approach to empathy.   Ron Gura (04:12.642) So yeah, I'm a consumer internet person. I'm not a life insurance expert. I play my ignorance for what it's worth and get to be the outsider in a lot of meetings asking funky questions like, hey, didn't that claimant beneficiary who just called you, he's not a good lead. Like, isn't that an adult child, stranger, who's not your customer?   calling you, giving you all of his information, all of his data, chasing you again, giving you more data, telling you he's at need, need money, money you know you have, money you know he's gonna get in a few weeks, big liquidity event, bigger than probably any other big event he's gonna have.   And what are you going to do? Like you're going to do what? You're going to send him the check and do more Superbowl ads? The guy's right here. So a glass of wine as you wait for your table is really how I look at this from an outsider view. Like, what's going on? Isn't this weird that the only industry within insurance   where the beneficiary is not the policyholder, technically, is not, people don't think about it. Of course, if a PNC claim, that's a renewal moment. Like someone's gonna give you really good service. And don't get me wrong, paying effectively and accurately and with sympathies is good service. And a lot of carriers, I think have their...   They wear their heart on their sleeves and they're trying to do good in this neutral negative event. But long story short, it's not enough. From a background standpoint, that's me. I'm a consumer intent person. I've been going in and out from startups that usually I get to start myself as a naive person. I get to wear my pink rose glasses all the time.   Ron Gura (06:26.278) And in and out from bigger companies, I had the chance to have meaningful executive roles at eBay and PayPal and WeWork, and always very much focused on the product and the consumer. In terms of what led me to this, I think, well, nobody starts an end-of-life company without having their fair share of loss. I had my fair share of loss, definitely. I can share with you that...   while probably not the final trigger, definitely the earliest one was losing my brother at an early age, Amir, that completely changed family dynamics. My single mom with three opinionated, well, playful boys, over energetic Israeli boys, who...   Ron Gura (07:28.274) grew up in Haifa, north of Israel. And my brother, Amir, my middle brother, was diagnosed with a very severe and aggressive type of cancer. And after he passed away, I vividly remember one Saturday morning, my mom literally taking a lock, key and locking his door, which remained locked for the next 15 years.   and was a very vivid and clear representation and reminder of what happened. And also how we're shutting it down, not to be talked about in many ways. With no complaints on my mom's side here, but... It's the first time I understood nobody wants to talk about loss. Well, kids usually get up from watching Lion King for the first time.   Bruno Caron (08:25.584) Thanks for watching!   Ramsey Smith (08:26.587) Mm-hmm.   Ron Gura (08:26.947) and kind of losing their faith in humanity, lions and uncles at the same time. But they have a lot of questions. Kids, I got two daughters myself now, Tom and Danny, and nine and six years old. They ask a lot of questions and sometimes after Disney movies, they do ask me questions about mortality and life and death and they kind of move on. But I didn't.   I made my mom's life very difficult. I've been asking questions again and again and again. And then I had more loss, friends, colleagues, natural loss, even friends from the army. But it was actually only after eBay acquired my first startup, the GIFS project, and I was a young product director at eBay, one of my employees lost his wife to cancer.   and I showed up in an apartment in Milpitas, San Jose.   Knowing that I don't know what to expect, knowing that it's going to be very different than my community, my religion, my experience, but didn't know how different. He was by himself with a suit, shaved, doing probate paperwork, asking me about when do I need him back. That was really a big aha moment for me. That was when I took my black notebook and said, oh.   That's weird. Like, why don't we have anything for this? Like we need headspace for grief, but we really need toolable tax for a state settlement. And we kind of need both. And we kind of can't decouple the two. Grief is made hard by logistics. Logistics are made harder by grief. And I don't get the luxury of choosing one of them and say, I'll do a FinTech product that is only pre-filling your probate stuff. That's...   Ron Gura (10:33.142) It's not going to be something people want to talk about or use such an emotional period. So long story short, three and a half years ago, my co-founder and I, Jan, we started Empathy. We're now 80 people between New York headquarters and Tel Aviv R&D Center. We have $48 million in venture capital from 2.1 folks like General Catalyst, Alif, Entree, and others.   We work with MetLife, New York Life, Guardian, many other, dozens of other carriers, dozens of big employers, progressive employers who want to show up for their teams. And what I think we're doing more than anything else is putting a spotlight on this taboo topic and creating hopefully a very empowering workflow of continuity of care.   Paul Tyler (11:25.115) Maybe talk to us a little bit about the workflow. You know, we have people who listen who are, some people on the group side, we've got some people on the individual side, of course, we always look at it from our own lens, right? At the end of the day, it's a person. Stuff for the loss is getting checked. Maybe talk about the customers on either end. Like if I'm a, you know, I've got an employee and I've had a policy, or I guess my loved one was an employee and I've got a policy check or I'm a beneficiary. How does that workflow?   Ron Gura (11:36.75) Mm-hmm.   Paul Tyler (11:54.515) feel to a person who's a beneficiary.   Ron Gura (11:58.478) So the tiny differences. The differences would mostly be on the touch points. We do a no-code, simple implementation. We learned the hard way that the one thing that is more expensive to carriers than money is IT resources. I think that's a big lesson for us. And since we got that, we shifted to a no-code implementation and added more than 14 carriers in 14 months.   And that was a big aha moment for us and what drove a lot of our Forex growth in 2023. We add a few multifaceted simple touch points. For example, the script on that call, sorry for a loss, but we're not going anywhere. That insert on the brochure on the snail mail with the QR code, hey, if you need anything at all, scan this.   Email that says, number one, we got your claim. Number two, you're eligible for 24-7, bereavement care. So these simple touch points didn't require any data transfer. We don't need to know the social security. We don't need to know the face value. We don't want to know if Ms. Jones was rich or poor. We want to democratize access for grief in the state administration. So when you think about group and individual, it's just those touch points that are slightly different.   the bereaved next of kin, who cares? Like they're dealing with so much, who cares if they got the policy from, you know, New York Life GBS or New York Life individual. It's group or individual, you still have probate, funeral, grief, sleep support, mood tracking, social security, IRA, deactivation of social media, deactivation of accounts, banks.   selling the property, fighting with your sister, doing a state tax, thinking about identity theft, and you know, just 50 other topics from veteran administration all the way to IRAs. So when someone passes away, it's overwhelming. We publish every January the cost of dying report to create more awareness.   Ron Gura (14:23.026) on the full implications on us as individuals and as a society for the employer cost, the financial cost, the emotional cost. You can see that on empathy.com. And it's 50 pages of infographics that are basically showing us it's more than a year of work to wind down the affairs of a loved one on average. It's more than 400 hours of direct work. Of course, from a group standpoint.   Of course your employee has a second job, he can't bring his whole self back to work. Of course from an individualized standpoint, that glass of wine as you wait for your table makes a lot of sense when you are thinking about generational loyalty and asset retention and NPS because what other moment of truth do you have that is bigger than someone calling in and saying, I lost a loved one?   Where is my money? Of course, of course you need to have the money ready. That's the 90%. I, life insurance is still about financial protection, but people expect much more and we hope they will. I hope they will continue to expect much more. Right now, one out of seven claimants in the U S is getting more from empathy.   Ramsey Smith (15:44.821) So is it, is the solution, I don't want to call it a product, because that doesn't give it the right name, but the experience, let's call it the experience. Is it branded according to the carriers? Is it branded as empathy? So is it white label or is it, are the carriers able to carry their own brand?   Ron Gura (16:05.462) So it's both. It's a co-branded experience. Just give you a quick example if you're already on video. So I'm going to pop my Empathy app. And one of our carriers is going to pop as a covered by. And then inside the experience, you're going to have both the digital app. You're going to have your care team service element 24-7, especially social workers and more that are available for discussion.   Ramsey Smith (16:21.344) Yep.   Ron Gura (16:35.106) You're going to have other places where you understand this is coming from this carrier specifically. And can even create a lead back to them at the right time in the least intrusive way possible. The exact opposite from an agent calling after the loss and say, hey, what about you? This is actually about first thing and first thing first, cementing.   trust in showing up. First let me save you some time in money and stress.   First, let me offer you a glass of wine. Then let's check what's going on with the table. First, make sure that you got what you need right now. If that's funeral comparison, if that's estate tax, if that's cleaning the property. Whatever advice or support you need, you got it. Then when you're ready to talk about your financial legacy, your family.   Of course, the same carrier that sent you to empathy would love to continue that conversation with you. And why not?   Ramsey Smith (17:44.737) So how much of the logistics? So there's the, obviously there's the, there's a psychological element of it, but of all the long list of logistical hurdles you have to go through that you mentioned before, how many of those are you providing sort of specific intervention on to make those steps easier?   Ron Gura (18:03.638) I'd say it's half of what we do. We do the filing for petition for probate. We do the preparing for the house for vacancy. We close and deactivate accounts and cancel subscription. We give you a dedicated personal care plan that is personalized for you, Arizona or New Jersey, five siblings or none, Jewish or Muslim, executor or not.   We help with the eulogy, with the obituary, the funeral, the debts, the notifications of loss, the social security, the IRAs, the purchasing of a headstone all the way to the bonds, the credit bureaus. So it's a long list of tens of items in the administrative side, probably hundred something items that you need help with. Every one of them could be quickly five other items. So we don't just tell you what to do.   We actually do it for you and with you.   Ramsey Smith (19:01.417) Got it.   Paul Tyler (19:02.131) Tisa, could you have used this?   Tisa Rabun-Marshall (19:05.874) Yes, so I experienced a significant loss in August of 2021. As a middle-aged adult, it was my first major loss, so I'm grateful for that. But because it was my first major loss, it was a long process. So I think it took two and a half years. We just closed probate.   We just did. I don't know, what's this? This is February. Maybe it was right before Christmas. So as I'm listening to you speak, Ron, I'm thinking through all of it feels very real. I guess I have a couple of follow-up questions. One of my questions was, I heard you say bereavement care, I think is what you said. So I wanted to dig into a little bit of the services under that umbrella, but I think you probably just spoke about that a little bit.   I guess I'm curious looking at the mobile app that you showed that is claimant or beneficiary focused. What are the resources or what is the version of that app, if any, look like for the agent? What sort of support or guide or talk track are you giving to the agent so that they can handle that claim experience differently? Say the things differently, do the things differently to still cultivate the lead, but in...   you know, in that way that's not intrusive, to use your word, and in a way that sort of shifts their thinking about the opportunity in that moment of truth. You could talk a little bit.   Ron Gura (20:42.127) First thing, I'm sorry to hear about your loss and the process that you're going through and two and a half years in. It might feel like a lot of time to do the administration, but it's actually very normal on the executor side. Like when we're talking about 18 months average, it's...   Tisa Rabun-Marshall (20:57.687) Get coming.   Ron Gura (21:04.53) including a lot of folks that are not the official executor. Once you are and you're actually going through probate, two years plus is very regular in the US, unfortunately. And well, I do.   Tisa Rabun-Marshall (21:17.95) In particular, when everyone lives in different states where they grew up. Don't cross the state line because that adds, you know, months, years.   Ron Gura (21:26.294) that's also not very rare in the United States. And just even having one piece of property in Arizona and a motorcycle in New Jersey, that's it. You're going through a whole new fun process and we help refill that. So on your questions, first, bereavement care is really the emotional side of everything we do. So there's really just the two halves that I was mentioning before. And on the...   Tisa Rabun-Marshall (21:29.689) Yeah.   Ron Gura (21:55.826) emotional side, I would split it also into the product and the service. The product would be everything you would imagine a wellness app to do in 2024, but tailored for grief. So grief coaching.   grief meditation, grief music, audios, podcasts, videos, thousands of articles about any topic from as small as how do I tell the kids all the way to a specific probate petition in New York City. So that would be mood tracking and sleep support. And of course,   a lot of self-reflections and healing. At the same time, anything the app can do just yet, or if you need anything, 24-7 bereavement care with our care managers. That could be 2 a.m., can't fall asleep, or it could be middle of your workday when you ran out of a conference room to cry in the bathroom because you feel guilty. You call us, we take those calls.   Tisa Rabun-Marshall (22:54.623) Mm-hmm.   Paul Tyler (23:10.535) Wow. Well, you know, maybe...   Ron Gura (23:10.826) You can chat on the app, you can talk on the phone. We're always there. You're never alone when you have empathy.   Tisa Rabun-Marshall (23:11.478) Yeah, it's.   Tisa Rabun-Marshall (23:18.652) That's very comprehensive.   Paul Tyler (23:20.999) Yeah, it is. And, you know, just double clicking on something you said, you know, because we do have a lot of distributors and stuff on the line. You said, Oh, you kind of like insert the opportunity for an agent to actually help somebody through the financial process at the right time. I like to understand that a little more just to give you my backstory. I worked at MetLife when that was, you know, actually had a retail division, you know, it was, and we had a whole program called Delivering the Promise, which was delivering the death claim check.   You know, two observations there. One is any agent who actually gets to deliver a death claim check will be an agent for life. That is a transformative experience. I think a lot of agents are selling the product. You never actually get to see the product getting used. And those who are lucky enough to actually see this, it was a huge, a huge, a huge event in their life to deliver that and see, see the product actually works. Um, now to flip that side, it was also very.   competitive process because as you said, it's a massive event financially for somebody. A lot of big liquidity event, maybe one of the biggest ones they'll have in their lives. How do you do this appropriately? Now, we screened agents. This is not something you just sort of drew a number for. You had to get approved. You had to go through a coaching process. You had to learn how to do this. Talk to us about how and when do you digitally   start that conversation. You know, when, to T's point, is it month, you know, I think this is horrible, month 15 or is it month 16 or is it something that happened along the way that you've, that say, okay, now's the right time to do that.   Ron Gura (24:51.639) Mm-hmm.   Ron Gura (25:05.486) So first thing I can tell you that while Midlife did decouple from the retail business, they still deliver on the promise and they do it on the group side. I got to know the organization very closely and the way they show up for their national accounts and employers and support the next of kin of the employees is very, very unique, very efficient and I think very comprehensive.   And when that happens, it's really no different, like I said, between an individual and a group. You are still going through all of this, even if your loved one was a Nike employee or a Google employee, or never was a freelancer and never had a group life. It's still a loss of a loved one. From the agent perspective...   The shortest explanation I can give in probably a good summary of everything we do here is taking a transaction and shifting into our relationship. That's really what this is about. We have this massive multi-trillion dollar industry that is intermediated, that is lacking engagement. It's kind of, you know, you have such amazing retention.   relatively speaking to SaaS products, but you don't really have any meaningful engagement with the policyholder. And even on the agent side, let's take a classic agents of business, probably 200 years old, some big mutual in the US, and 10,000, 20,000 agents, whatever the number are gonna be, still 70% of the claimants are gonna be unassigned.   or how the industry likes to call them, but I don't, orphans, orphan claims. 70%, that's the number. We have a pretty good umbrella view on the entire industry of seven-digit volume of claims every year. Not even the largest carriers in the United States have seven digits in claim volume. I can tell you, even if you did the absolute best job as an agent...   Ron Gura (27:24.446) The chances of my dad's agent to still be in business practicing when my dad passed away, just not likely. High net worth individuals, of course, different mechanics here, different physics, people make different efforts for obvious reasons. And while we don't differentiate, the market does. And you'll see.   people spend more time about generation loyalty and getting to know the son or the daughter. However, at the end of the day, agents are about top line. Agents are about my next deal. And talking to the Barret family, showing compassion, it's a part of the job, but it's not my training. It's not something...   I'm uniquely positioned to do outside of the fact that I've seen it before. And my admin or myself are going to shift them to the claim center. Maybe have some extra layer of care like, Hey, how's it going? Do you need anything else? But it's there's a claim center. That's what's going to happen. What we do is we, when there's an agent involved on the 30%, we do everything around the agent. Agents are the heroes. So John Smith.   is sending empathy to Mrs. Jones.   and everything is coming from him. If it's automated or not, he decides, he can send something every month. Every time, hey, I see you're making some progress on the will, on the probate, do you need help with this? And provide just a series of emails that are coming branded from the agent. That's a big help for people.   Ron Gura (29:21.234) And I think the industry is aligned. And when there is an agent involved, you want to go for the agent. And we have a back office for them. To your question, Tis, this is what we do. I showed you a little bit of the consumer app, of course. But there is a whole different system for agents. They can add a phone number and one click.   Tisa Rabun-Marshall (29:34.151) Yeah.   Ron Gura (29:41.942) They get the whole experience co-branded agent front and center. There's even a letter from the agent waiting in there. So putting the agent's front and center is, is very important.   Tisa Rabun-Marshall (29:55.222) That's great. It helps them build that relationship you talked about.   Ramsey Smith (29:59.285) I mean, there's so many sort of interesting time-related issues to this sort of customer journey, right? So, Paul, you talked about delivering the promise. So the first time gap is between the point of sale and the claim, which things change, maybe the agent's not in the business anymore. All right, so then you have the claim, very important point of delivering the promise, right? But everything else that you're talking about, Ron,   around bereavement and settling the estate. And then at some point being ready for some further business relationship is essentially undefined, right? Ahead of time, you know, at T zero, it's undefined. And it could take months or weeks or years. And so that's a very interesting sort of part of the experience and how you manage it, how you figure out when it's time and when it's time, to whom do you send that?   Who ultimately gets that lead? Does it go back to the company? Does it go back to the same agent or that agent has gone to somebody else? Like how does, what is the path for the further business relationship down the road?   Ron Gura (31:10.358) So the last part is actually the easiest, right? Like the company defines if they want everyone to go to a central location, a phone, a digital form, easy to enhance and customize. It's within our three weeks implementation period. That's the easy part. But figuring out what and when to say to the beneficiary in order to put this in front of them, but not selling them.   Ramsey Smith (31:13.213) Yeah.   Ramsey Smith (31:18.963) Yeah.   Ramsey Smith (31:22.206) Mm-hmm.   Yeah.   Ron Gura (31:39.382) is really important. So I won't share exactly our unique data around when to surface what, but I will tell you that if someone is a few months in, it's not a secret that they're starting to think about the fact that, well, I'm next. There's a reason why 33% of the wheels that people buy   Ramsey Smith (31:41.249) It's very hard.   Ron Gura (32:08.626) are after the loss of a loved one, usually a parent. It's that clear generational movement that people comprehend. And we wanna surface that at the right time, in the right place. People are understanding the implications of not having those sensible conversations with their loved one just a few weeks and months ago.   They understand even if they had a will, even if they had insurance, they didn't have the iPhone password. They don't know what to do with the dog. They're not sure what's, you know, you prefer cremation or not. They didn't have these conversations. And now they're thinking, you know what? I want to have all this information in place for my kid. They also get big check and they have liquidity and they're well positioned to now.   make a big purchase like life insurance and a big commitment. And they kind of understand like that their best position to understand the value of this industry because they get that check. And just like Paul said, an agent that delivered a check, understand the value, a beneficiary that received the check, understand what life insurance is. Until then it's a financial tool.   Ramsey Smith (33:09.511) Yep.   Ron Gura (33:34.374) And for us, it's really important to surface that at the right time. People are reading. We have far more data points than an agent sitting at their office thinking, should I call me Jones today or tomorrow? It's been two months or three months.   Ron Gura (33:52.794) we see what's going on and what state of mind she is and what can really add value to Ms. Jones. We will never do anything that is not 100% aligned with the beneficiary's best interest. I think if we do that once, we don't have a justification in this end of life category. And every employee that on board here at Empathy, that's the first thing they read on their.   Onboarding, if we lose track of our mission to help families deal with loss, we're just as good as the next predatory funeral home chain. Just another person trying to sell people something. But if we first and foremost say, wait, is this saving time and money and stress? Is this a good offer? Is this a good brand? Is this what the beneficiary wants to hear right now? Is this going to find its empowering?   to get support on probate. They're going to find it empowering to get an agent, call them and say, hey, here are your options in terms of your proceeds. Or maybe it's not the right time for that, and they're right now dealing with something very different. We know that. We're best positioned to know that more than the carrier, the agent, or any advisor.   Paul Tyler (35:10.471) Bruno, what are your thoughts?   Bruno Caron (35:12.349) Well, I was wondering, I mean, do you have any advice or any kind of a low hanging fruits, easy things people can do to save, to save significant amount of time when those things happen?   Ron Gura (35:31.882) Well, estate planning as a whole is something that pretty much 70% of Americans don't do. I can't say that's a low-hanging fruit. The folks that say it is, I would not necessarily trust them.   People that say, oh, five minute and you're gone, easy, fast, affordable. Wills and trusts and guardianship documents should not be fast and affordable. They should be thoughtful. You should be thinking about your hierarchy of values. You should be opening a bottle of wine with your significant other and asking you some really tough questions about who's going to raise the kids. Uh, however, even without proper documentation, having the conversation is a lot, talking with your parents is a lot.   Sometimes they will start talking back if you bring this up, but people don't wanna talk about mortality. So the longing fruit is break the taboo. Nothing to be ashamed of. This is literally like sex education in the 50s. Like just the fact that we are running away from it doesn't mean it's not a thing and people don't wanna, and need the support and advice.   Paul Tyler (36:41.799) Break the taboo. I think we've got a title for our podcast here. Tisa, do you think that works?   Tisa Rabun-Marshall (36:46.134) Absolutely. That's a note to end on, or start to end on. Yeah, absolutely. I mean, I couldn't agree with you more. The loss I referenced a few minutes ago is exactly that. Thankfully, I had everything, my father had everything lined up, but it was the aha moment that like, ooh, I'm a parent. I probably need to do something, so if something, you know, so that the same experience could be for my child.   That is absolutely the reaction of getting your own affairs in order when you either probably witness a loved one not having their affairs in order and the impact it has to you or having them in order and the impact that has to you, you know how much harder it could have been without things in place. So I totally agree with you there. And I think it's just the conversation, setting the expectations, making those wishes known. They are hard conversations to have.   having to ask my 14 year old who you want to be with if mommy's not here. Who you know, I mean my heart's like pounding right now even saying that again. But it's necessary. And I think on the fight, it's kind of a similar like topics that are off limits, right? Like politics, religion, money.   Death. So, we shy away from having the conversations. They're uncomfortable sometimes and we have differing values. But I think to your point, like for your question of low hanging fruit and wrong, your answer of one of the easiest things, yet hardest things to do is to have a conversation and start to talk about things. So I appreciate that advice. I hope it resonates with our listeners.   Paul Tyler (38:06.175) Death.   Paul Tyler (38:29.148) Yeah, Ramsey.   Paul Tyler (38:33.482) Oh, sorry.   Ramsey Smith (38:37.717) Sorry, I was on mute. So I've long been of the view that if there were a simple mathematical formula for the opportunity set in the insurance space, it would be experience greater than product, just that. Like that is the direction that I think in all sectors of our industry, whether it's.   Ron Gura (38:50.263) Mm-hmm.   Ron Gura (38:57.526) Beautiful.   Ramsey Smith (38:58.301) with life, whether it's life, PNC, et cetera, that is where the greatest opportunity lies, both in terms of having happy customers for our existing businesses, but also to be able to extend our businesses into other areas. And Ron, you started out talking about just how you have this interesting situation in like in insurtech generally, what ends up being the problem that blows up a lot of new companies is that they...   their customer acquisition is too high, right? Then you have incumbents that have really deep relationships, even if they're not really worked on explicitly, but there's these really deep relationships of trust that exist. There's people that are under the tent and depend on you, and I think there's great opportunity to expand those relationships over time if done properly.   Paul Tyler (39:52.255) Yeah. Hey, Ron, listen, thanks so much for your time. I think what you're building is, it sounds like a wonderful service. I think, you know, I've been through it twice with both parents and I would have loved to have it as well. A little less recent than Tease's experience, but what's the best way for people to learn more about your company and, you know, for your carrier or, you know, distributing, you want to learn more about offering the product? What would they, where should they go?   Ron Gura (40:20.086) We'll keep it very simple. You go to empathy.com, you'll see our testimonials and case studies, our videos, our care team, our app, can reach out to us for a demo. And I think really join the movement of more and more carriers who are embracing a new standard when it comes to beneficiary care. And we're very excited.   about the momentum in the US, expanding beyond the US in 2024, and even beyond the life claims into additional adjacent categories that also include a moment of truth. And you'll be hearing more about that. But for now, empathy.com is really the simplest and easiest way to learn more about us.   Paul Tyler (41:09.119) Excellent. All right. Well, thanks so much. And I want to thank our listeners. Share this show. Recommend us to your friends. Give us feedback. And be sure to join us next week for another great episode of That Annuity Show. Thanks, everybody.

Professor Ruby Lal discusses her new book, "Vagabond Princess,” and we hear about the Alif Institute's Ramadan and Easter Bazaar.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

It's #TheErasTourSingapore week, the only Southeast Asia stop for Taylor Swift's concert! TTYL's die-hard Swiftie, Nell, has invited two fellow Swifties to discuss their shared admiration for @taylorswift. They delved into how she has influenced their creativity, molded them as individuals — and why The Eras Tour holds such profound significance for Swifties worldwide. Swifties often face criticism from those who don't understand their devotion. In this episode, they address misconceptions about @taylorswift and explain why she is one of the greatest artists of all time. This #SwiftiesSpecial episode is a deep appreciation of Taylor's artistry. Let's maintain civility and respect. If you're feeling hateful, remember Taylor's words: "You just need to take several seats and then try to restore the peace, and control your urges to scream about all the people you hate." Who knows, you might learn valuable things from this amazing artist/businesswoman

The Zamzam of Spiritual Knowledge. Excerpts from the teachings of Shaykh Mohamed Faouzi al-Karkari (qs).

Alif Bank has grown into one of the leading fintechs in Central Asia; and with its portfolio of Sharia-compliant lending, payments, and banking products it's showing that fintech can be based on noble values.Alif Bank and all its products can be found at www.alif.tj (click the link to jump to English) or on LinkedIn at https://www.linkedin.com/company/alif-capital/Abdullo himself, who you've heard is very personable, is also there at https://www.linkedin.com/in/akurbanov/You can read about the academy and how Alif are building future tech stars at https://fintechmagazine.com/financial-services-finserv/fintech-in-tajikistan-director-of-alif-academy-on-diversityThen, in the episode Abdullo mentions how Alif are now an AWS case study, and he means that literally, you can read more about their hybrid migration to AWS at https://aws.amazon.com/solutions/case-studies/alif-bank-case-study/Somon.tj is exactly where you'd expect it: https://somon.tj/Tajikistan is a mountainous, rugged country - if you'd like to visit it, read more here https://wikitravel.org/en/Tajikistan or here https://advntr.cc/the-not-knowing-an-adventure-in-tajikistan/You can learn more about myself, Brendan le Grange, on my LinkedIn page (feel free to connect), my action-adventure novels are on Amazon, some versions even for free, and my work with ConfirmU and our gamified psychometric scores is at https://confirmu.com/ and on episode 24 of this very show https://www.howtolendmoneytostrangers.show/episodes/episode-24If you have any feedback, questions, or if you would like to participate in the show, please feel free to reach out to me via the contact page on my site: https://www.howtolendmoneytostrangers.show/contact-us.Oh, and if you're in need of more banking podcasts, you can find related content at https://blog.feedspot.com/banking_podcasts/Regards, Brendan Hosted on Acast. See acast.com/privacy for more information.