Podcasts about homebuyers

Ogden city is proposing a new incentive to get people into local homes. They call it their Own In Ogden program, it is a loan program to assist home buyers with the down payment or closing costs of purchasing a home citywide. Jeremy Smith, Ogden City Community Development Director, joins the show to give details on this incentive.

Greeting's from Saint Thomas Island! Jason's on the Real Estate Guys' Investor Summit at Sea cruise and reminds his listeners to sign up for the FREE MASTERCLASS every second Wednesday of the month! https://jasonhartman.com/wednesday Jason and Edward Dowd discussed the book "Cause Unknown: The Epidemic of Sudden Deaths" and its focus on the increase in all-cause mortality during the pandemic, as well as the group life insurance policies provided to employees at fortune 500 companies and mid-sized companies. They also discussed the significant increase in excess mortality rates among the insured population, particularly in the age group of 5 to 44, and the potential link between vaccine mandates and the forced vaccination of employed individuals. The conversation also touched on the economic impact of the influx of immigrants, the potential for a recession in the US, and the deflationary effects of tariffs. Follow Edward on X.com https://x.com/DowdEdward https://phinancetechnologies.com/ #EdwardDowd #CauseUnknown #EpidemicOfSuddenDeaths #AllCauseMortality #ExcessMortality #VaccineInjuries #MRNAShot #VaccineAdverseEvents #DisabilityData #GroupLifeInsurance #MillennialMortality #SuddenDeaths #EconomicOutlook #RecessionForecast #IllegalImmigrationImpact #GovernmentSpending #DeficitSpending #Tariffs #DeflationaryTariffs #FederalReserve #InterestRates #Deregulation #TrumpEconomy #BidenEconomy #RFKJr #VaccineImmunity #PublicHealth #MacroEconomics Key Takeaways: 1:30 Carl Sagan predicts the future 2:46 https://jasonhartman.com/wednesday Edward Dowd interview 4:27 Meet Edward and the "Epidemic of of Sudden Deaths" 13:29: Sponsor: https://www.monetary-metals.com/Hartman 15:27 Lag time 17:34 Infertility and Miscarriages 19:49 Illegal immigration and the Economics from a demographic POV 25:14 Trump and big bumps on the road 28:54 Tariffs- inflationary or deflationary 31:32 The FED and rate cuts 33:30 Vaccine deaths and immunities     Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com  

In today's episode we cover the news moving markets, have an expert review a listener's portfolio & check in on the world's most profitable company.Want to get involved in the podcast? Record a voice note or send us a message—------Interested in trying Good Day Multivitamins?Head to BeGoodHealth.com.au and save 10% (or 20% for a subscription) using the code: equitymates—------Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing - we've got you covered.Keep up with the news moving markets with our daily newsletter and podcast (Apple | Spotify)Check out our latest show: Basis Points (Apple | Spotify | YouTube) and read the accompanying Basis Points email—------Looking for some of our favourite research tools?Read our free ETF Investing HandbookDownload our free 4-step stock checklistFind company information on TIKRScreen the market with GuruFocusResearch reports from Good ResearchTrack your portfolio with Sharesight—------In the spirit of reconciliation, Equity Mates Media and the hosts of Equity Mates Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.—------Equity Mates Investing is a product of Equity Mates Media.This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional.Equity Mates Media operates under Australian Financial Services Licence 540697. Hosted on Acast. See acast.com/privacy for more information.

This Flashback Friday is from episode 283 published last October 26, 2012.  Between 1980 and 2000, the wealth of our nation grew enormously. Interest rates dropped, dot com businesses grew, and then the housing market was rocketing. We then went into a tricky period where overall net worth grew a bit until the dot com crash; the middle class was sustained to some degree by the housing boom, and then dropped sharply with the housing crash. Dr. H. Woody Brock, President and Founder of Strategic Economic Decisions and author of American Gridlock, joins Jason Hartman for an in-depth explanation of the financial health of our nation across social classes. Dr. Brock discusses the nation overall and then breaks it down into the rich, the middle class, and the poor. The distribution of wealth have left the poor worse off and the rich very well off, as well as shrinking the middle class, but as Dr. Brock explains, looking at the distribution of consumption, the poor and middle classes are in a better position than when looking at the distribution of income. Dr. Brock also expounds on QE3, the Federal Reserve actions, bank reserves, de-leveraging, and more. He wraps up on the subject of his book, American Gridlock: Why the Right and Left are Both Wrong. Founder of Strategic Economic Decisions (SED), Inc., Dr. Horace “Woody” Brock specializes in applications of the modern Economics of Uncertainty (originally developed and championed by Kenneth J. Arrow of Stanford University) to forecasting and risk assessment in the international economy and its asset markets. Holder of five academic degrees, Dr. Brock earned his B.A., M.B.A., and M.S. (mathematics) from Harvard University, and his M.A. and Ph.D. from Princeton University (mathematical economics and political philosophy). He was elected an Andrew Mellon Foundation Bicentennial Fellow of the Aspen Institute in 1976. Dr. Brock studied under Kenneth J. Arrow, Professor of Economics, and John C. Harsanyi, Professor of Economics, University of California, Berkeley, both winners of the Nobel Prize in Economics. Dr. Brock founded SED in 1985, and in doing so was sponsored by Fidelity, GE Capital, IBM Pension Fund, and twenty other institutions looking for a much deeper level of analysis of interest rates and the economy. In its research, SED has focused on apprehending ongoing structural changes in the economy and markets to help clients avoid the pitfalls of illegitimately extrapolating the past into the future. In this regard, Dr. Brock has worked closely with Professor Mordecai Kurz of Stanford University in developing the new theory of Rational Beliefs that is now replacing the classical theory of “Efficient Markets”. This new theory explains for the first time the way in which history rhymes but does not repeat itself.     Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com  

Are you buying or selling a home this summer during what is historically the busiest real estate market of the year? Real estate agent Erica Wolfe from Jupiter, Florida, discusses the shifting real estate market, where prices, affordability, and the luxury market are expected to go. NAR Chief Economist Lawrence Yun looks at the raw economic data to share the latest on housing inventory, where interest rates are going, and how inflation data may open the market for first-time home buyers. Host Melissa Tracey looks at whether electric grills are a hot or not home trend before Frank Meek, an entomologist at Rollins, Inc. explains how to keep the bugs out of your house. And, Mike Opyd from Motto Mortgage answers listener questions on mortgage rates and home loans.

Are you buying or selling a home this summer during what is historically the busiest real estate market of the year? Real estate agent Erica Wolfe from Jupiter, Florida, discusses the shifting real estate market, where prices, affordability, and the luxury market are expected to go. NAR Chief Economist Lawrence Yun looks at the raw economic data to share the latest on housing inventory, where interest rates are going, and how inflation data may open the market for first-time home buyers. Host Melissa Tracey looks at whether electric grills are a hot or not home trend before Frank Meek, an entomologist at Rollins, Inc. explains how to keep the bugs out of your house. And, Mike Opyd from Motto Mortgage answers listener questions on mortgage rates and home loans.

The Timing Of Interest Rate Changes ...   ...is not affecting home prices Once again the Fed decided to keep interest rates the same While individuals, and businesses alike, want rates to be lowered the Fed has signaled that they think rates are where they need to be and unpopular of an opinion as it might be there is some evidence that they aren't necessarily wrong home values increased 3% in the 1st Quarter of 2025 as compared to the same quarter in 2024 There are only 4 meetings left in 2025 July 29-30  September 16-17 October 28-29 December 9-10 so if there is going to be surge of buying over the summer months it will be based on the strength of the real estate market and not due to the cost of money being less expensive and with that, we would know with great certainty that the housing market is solid without manipulation of interest rates so when the Fed eventually lowers rates there could very well be a surge in the real estate space if you have been playing the wait and see game watch for 2 interest rate changes over the next 4 meetings my suspicion is that you will see one in July or September and the other one In October or December with the likelihood that home values continue to increase the monthly home loan payment will not see much change listen for the explanation on how and why things are playing out 

Jason focuses on income property as the most tax-favored asset class in America, including discussion of tax-saving opportunities like the 1031 exchange for investors. He promotes the availability of free monthly masterclasses on jasonhartman.com/Wednesday for listeners to register and attend. JasonHartman.com/Wednesday Jason then introduces Scott Saunders as they discuss the current favorable environment for 1031 exchanges, tax strategies for real estate investments, and various investment options including Delaware Statutory Trusts and Real Estate Investment Trusts. They explore the potential benefits of combining 1031 exchanges with Section 121 exclusions for primary residences and highlighted the importance of thorough research and understanding of risks when considering pooled investments. The conversation also touched on potential legislative changes, the growth of REITs in the 1031 market, and the significance of using qualified intermediaries for successful exchanges. #RealEstate #TaxStrategies #1031Exchange #Section121 #CapitalGains #InvestmentProperty #PrimaryResidence #TaxDeferral #TaxExclusion #HouseHacking #IncomeProperty #RealEstateInvesting #WealthBuilding #PassiveIncome #FinancialPlanning #OpportunityZones #BonusDepreciation #RealEstateMarket #DST #REIT #PropertyInvestment #TaxBenefits #AssetClass Key Takeaways: Jason's editorial 1:29 Join our FREE Masterclass every second Wednesday of every month JasonHartman.com/Wednesday Scott Saunders interview Disclaimer: Scott Saunders is not a lawyer or tax advisor. Please check with your tax professional for all tax related advice. 2:43 1031 Exchange and the beauty of having more choices 7:57 Section 121 9:58 Split Treatment Transaction 14:45 Sponsor: https://www.monetary-metals.com/Hartman 16:42 Percentage of home office deductions 19:42 Converting one property to 32, combining 121 + 1031 23:00 REIT: Going neutral and passive with section 721 33:26 Trump and opportunity zones     Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com  

On today's sponsored episode, Editor in Chief Sarah Wheeler talks with Tim Quirk, co-founder and chief strategy officer at Final Offer, to talk about providing more certainty to homebuyers. Related to this episode: Final Offer looks to the future by providing options for consumers | HousingWire ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HousingWire | YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠More info about HousingWire⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Enjoy the episode! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate stories. Hosted and produced by the HousingWire Content Studio. Learn more about your ad choices. Visit megaphone.fm/adchoices

This week on The Home Builder Digital Marketing Podcast, Sebastian Jimenez of Rilla joins Greg and Kevin to discuss how sales managers can use AI to transcribe and analyze conversations between new home sales consultants and prospective home buyers and provide feedback that will improve dialogue and increase sales.  https://www.buildermarketingpodcast.com/episodes/273-improving-conversations-with-home-buyers-sebastian-jimenez

#canadianrealestate #canadianeconomy #realestateagentsIn this episode we talk about:-Mark Carney's Housing Plans-Lagging Real Estate Sales-The Condo Market Woes& So Much More1. Book A Call With Us Here (It's absolutely free)

Join REALTORS Andrew Plank and Jane Johnston, along with Mortgage Specialist Jen Lowe, every Thursday at 9:30 to discuss topics of interest for buyers and sellers of Victoria Real Estate.

Between a low supply of houses and sellers accepting cash offers, the housing market for first time buyers is tough right now.

Contact Marko Gelo, he's a Mortgage Broker!604-800-9593 cell/text Vancouver403-606-3751 cell/text CalgaryCall Marko via WhatsApphomefinancingsolutions.caCLICK HERE to be redirected to the blog version of this episode.CLICK HERE to download Marko's award-winning Mobile Mortgage App! Hosted on Acast. See acast.com/privacy for more information.

This Flashback Friday is from episode 332 published last August 11, 2013. Jason talks with Les Leopold on his new book: "How to Make a Million Dollars an Hour: Why Financial Elites get away with siphoning off America's Wealth." In the interview, Les details just how hedge funds are making unthinkable amounts of money.  Les Leopold co-founded and currently directs two nonprofit organizations, the Labor Institute of New York and the Public Health Institute. He designs research and educational programs on occupational safety and health, the environment and economics. He also serves as a strategic consultant to the Blue-Green Alliance which brings together trade unions and environmental organizations. Leopold designs research and educational programs on occupational safety and health, the environment, and economics and helped form an alliance between the United Steel Workers Union and the Sierra Club. He is a proud graduate of Oberlin College and Princeton University's Woodrow Wilson School of Public and International Affairs (MPA 1975).  Leopold also authored several other books about "The Man Who Hated Work and Loved Labor: The Life and Times of Tony Mazzocchi," (Chelsea Green Publishing, 2006.) If you'd like to read more by Les, you can take a look at his articles published by AlterNet at http://www.alternet.org/authors/les-leopold-0 Sponsor: https://www.monetary-metals.com/Hartman   Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com  

Where are the home buyers? We break down what's keeping buyers on the sidelines—even as inventory rises. Lawrence Yun, chief economist at the National Association of REALTORS®, shares an in-depth look at today's housing market. He explains why existing-home sales haven't picked up despite better spring conditions and why elevated mortgage rates are keeping deals from closing. Melissa Bailey, real estate professional and team lead at the Jason Mitchell Group in Scottsdale, Arizona, discusses the challenges today's buyers face. Ali Wolf, chief economist at Zonda, dives into the growing housing affordability crisis and compares new-home prices with existing-home prices. Plus, we explore whether painting a home's brick white and open floor plans are hot or not.

First Time Home Buyers are taking over! Your Chef Dwayne Stein wants you to know he's proud of you! First timers are no longer chasing a number but looking at the benefits of home ownership! Later Dwayne talks about the latest info on Student Loans. The extensions on student loans are done, and now the Fed is looking to collect. Finally, do you own Section 8 housing? Do you live in Section 8 housing? Well, huge budget cuts may have an effect on your lifestyle. All that and more on Mortgage Gumbo w/ Dwayne Stein 5/10/25

This week your Chef Dwayne Stein shares some credit tips first time homebuyers. For instance, what's an authorized user? Should I pay down my credit in 10% increments? Then Dwayne goes over the latest data on Pending Home Sales and the Jobs Report. Finally, Dwayne shares his thoughts on where are Rates Going.Up, Down, Around? Find Out. All that and more on Mortgage Gumbo w/ Dwayne Stein 6-7-25

Jason discusses the innovation in crypto mortgages and the importance of maintaining an optimistic outlook despite doom and gloom predictions. He encourages listeners to attend the Wednesday masterclasses and reminds them to register for future sessions. Jason emphasizes the value of comparing current situations to historical contexts, highlighting the significant improvements in quality of life over time. Join our Wednesday Masterclass every second Wednesday of every month. Register today at  JasonHartman.com/Wednesday Then, Jason and Josip Rupena of Milo.io discuss the intersection of cryptocurrency and real estate, with Josip explaining the concept of tokenizing real estate and cryptocurrency financing. Josip's company, Milo, offers 100% financing for real estate, including owner-occupied and non-owner-occupied properties. They also provide financing against cryptocurrencies like Bitcoin and Ethereum. Josip mentioned that their customers initially sought financing for home improvements and down payment financing, leading to the expansion of their product offerings. The discussion ended with Jason asking about the terms of the cryptocurrency loans, to which Josip responded by highlighting the three major aspects their crypto mortgage aims to solve. Reach out to Josip via loans@Milo.io https://www.milo.io/ #Milo #BitcoinMortgage #CryptoLoans #RealEstateFinancing #Cryptocurrency #HomeOwnership #DecentralizedFinance #FinTech #MortgageSolutions #CryptoRealEstate Key Takeaways: Jason's editorial 1:31 Ignorance of the Constitution 3:31 Greetings from a very hot Scottsdale, Arizona 5:10 Compared to what? 7:26 Article: World's smallest violin and the amazing times we live in 13:00 Chart: 73% of bonds in the world trading at less than 5% yield If You are looking to invest in NOTES with a yield of up to 12%, call us at (714) 820-4200 extension 2!   Josip Rupena interview 17:03 Interplay between crypto and real estate 20:28 Crypto financing 27:31 Where the rubber meets the road 30:44 "Mark to Market" 32:01 Crypto and real estate 39:22 Very exciting times for Bitcoin 43:38 Milo.io   Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com  

This week on The Home Builder Digital Marketing Podcast, Marc Regardie of Homes.com joins Greg and Kevin to discuss the importance of connecting home buyers with comprehensive information as they search for new construction buying opportunities. https://www.buildermarketingpodcast.com/episodes/272-connecting-home-buyers-with-information-marc-regardie

This Flashback Friday is from episode 337, published last September 6, 2013. Doug Brunt is the former CEO of Authentium and author of, "GHOSTS OF MANHATTAN." In his new book, he transports readers back to the extravagant times before Bear Stearns collapsed, exposing a culture with boundless bonuses, where the company expense account was routinely used for bar tabs, visits to strip clubs, and worse. He even throws in some comical stories and describes some of them. Brunt offers a withering view of life on Wall Street from the perspective of an unhappy insider, run-down by the corrosive lifestyle which is jeopardizing his marriage, who is too hooked on the money to find a way out.  Brunt is married to FOX News anchor Megyn Kelly, who has helped him with his books. Brunt describes their relationship and why he gave up a lucrative career as an Internet security entrepreneur. Find out more about Doug Brunt at www.douglasbrunt.com.   Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com    

We're peeling back the layers of home inspections, from red flags and repair requests to how inspections can make or break a deal. Whether you're buying, selling or just curious about what's behind the walls, this episode is packed with insights. Joe Graziano, a REALTOR® with the DeBartoli Real Estate Group in Las Vegas, shares how buyers can navigate inspection reports and negotiate repairs. Matt Cook, director of business development at HomeTeam Inspection Service, explains what's covered in a home inspection, what's not and how to separate real red flags from cosmetic issues. Bob Albrecht, a HomeVestors® franchise owner in Chicago, talks about transforming 2024's Ugliest House of the Year into a showstopper. Plus, we explore whether backyard pools are still a splash or if solar panels are the new must-have.

Jason talks about the increase in customs revenue under Trump's policies, highlighting a significant rise from $4 billion in 2015 to $22.3 billion, though he noted it would not solve government debt issues. He predicted a likely decrease in interest rates due to the disappearance of the inflation threat, which could lead to a surge in home buyers, potentially wiping out current inventory if rates drop by half a percent. Jason emphasized the importance of focusing on fundamentals and staying in the market long-term for success, even during a "boring" time in real estate with moderate appreciation and flat rents. He also mentioned opportunities in note investing for high returns and encouraged listeners to explore this option. Then Jason and Paul Moore of  WellingsCapital.com discuss the concept of "boring investors" who focus on long-term, passive investing strategies that prioritize consistent returns and personal fulfillment over speculative trading and quick profits. They explore how successful investors like Warren Buffett demonstrate the benefits of careful, methodical investing through steady growth and avoidance of emotional decision-making, while emphasizing the importance of diversification within proven asset classes like real estate. They conclude with reflections on legacy investing and social impact, highlighting the value of disciplined, boring investment approaches that prioritize long-term happiness and meaningful contributions to society. Join the fight against human trafficking AIMFree.org #BoringInvestor #Investing #WealthBuilding #FinancialFreedom #RealEstate #Diversification #PassiveIncome #WarrenBuffett #Consistency #LongTermInvesting #AvoidFOMO (FearOfMissingOut)  #EmbraceJOMO (JoyOfMissingOut) #CharlieMunger #WellingsCapital    Key Takeaways: Jason's editorial 1:36 Aaron Russo on democracy 3:48 America's monthly customs revenues 5:18 Buying power and sensitivity 7:32 Words to live by 9:31 Note investing Paul Moore's interview 10:25 The Boring Investor 17:30 Charlie Munger & Warren Buffet- learning from our mistakes 20:25 Invest in diverse, boring assets 22:15 Sponsor: https://www.monetary-metals.com/Hartman 24:13 Shiny objects, simpletons FOMO 28:20 Imitate patterns, Not outliers 32:38 Crystal balls, patience and saying NO 36:17 Relationships and the unseen realm     Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com    

What did you think about this episode?Is the housing market finally turning in 2025? Welcome back Family! This week I'm answering that question as I break down what the latest real estate data actually means for renters and first-time buyers, including shifts in home prices, inventory trends, and whether this could be the moment you've been waiting for.We'll explore the root causes of today's frustrating market conditions, what recent changes say about where things are headed, and what you should really focus on before deciding to rent or buy.Thank you for listening and as always, enjoy your first sip!

Trump just announced plans to take Fannie Mae and Freddie Mac public — but without ending government conservatorship. In this episode, Kathy Fettke breaks down what this could mean for the mortgage market, investor profits, and homebuyers. Will mortgage rates go up? Is this privatization in disguise? And how are analysts reacting to Trump's unusual approach to housing finance reform? LINKS Download Your Free Top 5 Cities to Invest in 2025 PDF!https://www.realwealth.com/1500 JOIN RealWealth® FOR FREE https://realwealth.com/join-step-1 FOLLOW OUR PODCASTS Real Wealth Show: Real Estate Investing Podcast https://link.chtbl.com/RWS Real Estate News: Real Estate Investing Podcast: https://link.chtbl.com/REN TOPICS DISCUSSED:  00:00 Freddie and Fannie Removed from Conservatorship?  00:26 Trump's Comments 01:03 Government Conservatorship 01:30 Bill Pulte's Comments 02:29 Effect on Mortgage Rates 03:16 Bail Out and Dividends 

The summer window of real estate is fast closing! Courtney is surrounded by people wanting to buy and sell right now but everyones attitudes are still in 2020. People are not satisfied with the inventory in the market. Todd responds. What should people be doing right now in the their homes and yards to have an amazing summer? Whats the state of the market right now? Aren't a lot of agents struggling? This week we talk DOWNTOWN FORT WORTH and how the luxury market is popping! But is there an attack on home ownership by huge corporations? Do they want us to be a nation of renters?Our 2025 Edition of the Summer Fun Guide has ARRIVED! Grab your FREE copy at dallashomerealty.comCall or TEXT us with your questions for the show -214-310-0008!Check your HOME BUYER READINESS in less than 90 seconds! Take this quiz! https://homebuyerreadiness.scoreapp.com/p/home-buyer-readiness-scorecard-2

Allyson Sullivan sits down with her go-to tax consultant, Maxwell Lorrow, for a refreshingly real conversation that breaks down what the 2017 SALT tax cap meant for high-income homeowners — and why recent changes could shift the real estate landscape once again. From the inside scoop on Florida's tax-friendly laws to Maxwell's no-shame approach to finances, this episode delivers financial clarity without the confusion.Whether you're a seasoned investor, a Florida transplant, or just tax-curious, you'll learn why the Sunshine State continues to be a magnet for smart homeowners. Plus, Allyson shares a few personal gems about homestead exemptions, school vouchers, and why some celebs might be buying homes in Miami for more than just the beach views.Contact Allyson Sullivan:Email: AllysonSL@hotmail.comIG: @allysonsullivanrealtorWebsite: www.allysonsullivan.com

This week join Alyssa McNamara Reed, CFP® and her guest guest Sharon McNamara of Boston Connect Real Estate for a deep dive into Real Estate. Alyssa McNamara Reed, CFP®is a financial planner with passion for the intersection of taxes and investing.  Alyssa works with motivated savers, beneficiaries of estates, business owners, divorcees, and pre-retirees. Sharon McNamara is a Broker/Owner of Boston Connect Real Estate (https://www.bostonconnect.com), an Empowerment T.E.A.M. Leader, and a Real Estate Sales & Marketing Advisor. As a professional full-time Real Estate Sales & Marketing Consultant and Broker|Owner & the Founder of Boston Connect Real Estate, Sharon McNamara is dedicated and commitment to continually “Serving With Excellence”. Her greatest accolade is representing Home Buyers & Home Sellers throughout the entire process by offering them exceptional service, exemplary communication and a guiding approach to educating them on current market values and trends empowering her clients to make knowledgeable decisions throughout the home buying and/or home selling process. McNamara Financial is an Independent, family-owned, fee-only investment management and financial planning firm, serving individuals and families on the South Shore and beyond for over 30 years. COME SEE WHAT IT'S LIKE TO WORK WITH A FIDUCIARY. http://mcnamarafinancial.com/

The property landscape for first-home buyers has transformed dramatically, with profound implications for anyone looking to step onto the property ladder in 2025. Gone are the days when purchasing your first home meant being in your mid-twenties with a modest deposit saved over a few years. Today's reality is starkly different.Sydney's first-time buyers are now predominantly in the 30-40 age bracket, having spent between 6-10 years accumulating enough savings for a deposit—more than double the 3-4 years it took a decade ago. With median house prices hovering around $1.6 million, the mathematics are daunting. A 20% deposit means having $320,000 ready to go, an almost impossible feat without additional support.This financial hurdle has given rise to what's now known as "the Bank of Mom and Dad," Australia's ninth largest property lender. The statistics are eye-opening: 60-70% of first-home buyers receive parental assistance in some form. Rather than viewing this as exceptional, the experts suggest normalizing these conversations about family support, acknowledging it as a common pathway into today's property market.Strategic approaches are becoming increasingly sophisticated among first-time buyers. "Rent-vesting"—buying an investment property while continuing to rent elsewhere or live with parents—has emerged as a popular strategy. Many buyers are leveraging government incentives by initially moving into their purchase (sometimes just before deadline requirements) before converting it to an investment property to maximize tax benefits and capital gains exemptions.Recent interest rate cuts have injected fresh energy into the market. With each 1% reduction in rates translating to approximately 10% more borrowing capacity, previously sidelined buyers are returning to auctions and inspections in force. This timing creates both opportunity and urgency for first-home buyers, particularly in supply-constrained areas like Sydney's Northern Beaches.Ready to take your first step into property ownership? Speak with a mortgage broker, explore government assistance schemes, have honest conversations with family about potential support, and remember—successful first-home buyers today combine multiple strategies with decisive action. The property market waits for no one, especially with increasing competition from returning investors.

The Homebuyers Hour May 31st 2025 by WCPT 820 Weekend

First Time Homebuyers Hit a Record Low With the high cost of housing and higher interest rates, people trying to get their first home dropped to a record low around 23% in 2024. The average age of the first-time homebuyer has increased 10 years over the historical average to 38 years old. The median income is now $97,000 and the first-time home buyers are coming up with an average down payment of 9% of the value of the home. Many of these young buyers are using FHA loans, which require a very small down payment and according to research roughly 30% of all FHA mortgages have a debt service ratio of over 50%. This means more than half of these buyers' incomes is going toward servicing debt. This could be a hard pill to swallow for young buyers with not much money left over for luxuries like vacations and new cars. However, if when they buy the home, they understand that if they really tighten their belts for the next three to four years, they will probably be fine. New home builders are doing what they can to try and get rid of the largest inventory of unsold homes on their lots since 2009. The median price of a new home is currently less than one percent higher than the median price of existing properties, which historically has seen a 17% premium. The home builders are using profits from their homes to buy down mortgages. Even though the 30-year mortgage was recently around 6.8%, home builders can buy these mortgages down which led buyers of new homes to a rate around 5%. Buying down these rates has cost home builders about 8% of the purchase price of the home. This reduces their profits but better than the alternative of sitting on unsold homes with a carrying cost for the builder. I don't see this situation getting better anytime soon because I'm not looking for a large decrease in mortgage rates and incomes over the next year will probably increase somewhere around 3 to 4%. We continue to believe the rapid increase in the price of homes over the last few years will not last and it will now take some time to get back to normal market. Maybe we will see a better real estate market in 2027 or 2028.   Is Bitcoin coming to your 401k? I have been concerned with bitcoin and crypto as a whole for several years for many reasons including fraud, illicit activity, and the fact that there is really no way to derive an intrinsic value for it since there is no earnings, cash flow, or anything really backing the asset class. I was disappointed to see the current Labor Department removed language that cautioned employers to exercise “extreme care” before making crypto and related investments available to their workers. They cited “serious concerns” about the prudence of exposing investors' retirement savings to crypto given “significant risks of fraud, theft, and loss.” While this isn't necessarily a full-on endorsement for placing crypto in 401k plans, it definitely seems like the administration is continuing on its path to try and normalize crypto as an established asset class. Even with this change in language I would be surprised to see a huge surge in cryptocurrencies within 401k plans. Ultimately, ERISA bestows a fiduciary duty on employers and company officials overseeing 401k investments and that means legally employers must put the best interests of 401(k) investors first and act prudently when choosing which investments to offer (or not offer). Given the extreme volatility within crypto I believe it would be a huge risk for these companies to offer it as it could open them up to lawsuits if there are major declines. We'll have to see what other changes are made as time progresses, but I don't believe crypto has any place within a 401k plan at this time.   Inflation report shows continued progress The personal consumption expenditures price index, which is also known as PCE and is the Federal Reserve's key inflation measure, showed an annual increase of just 2.1%. Core PCE, which excludes food and energy, showed a gain of 2.5%. Both results were 0.1% below their respective estimates. Overall, inflation has continued to cool and is now quite close to the Fed's 2% target. The question that remains is how will tariffs ultimately impact inflation? An economist from Pantheon Macroeconomics said that he believed core PCE would peak later this year between 3.0% and 3.5%, if the current mix of tariffs remained in place. I would say it is difficult to forecast the tariff impact since we don't know what will ultimately be passed on to the end consumer. It will definitely be interesting to see what numbers look like in the coming months, but ultimately, I believe most of the concerns around inflation are overblown and even if the rate for PCE is around 3%, I don't see that as being problematic for the economy.     Financial Planning: What it Means to be an Accredited Investor An accredited investor is someone who meets specific income or net worth thresholds—such as earning over $200,000 annually ($300,000 with a spouse) or having over $1 million in net worth excluding their home—and is allowed to invest in private securities offerings not registered with the SEC. These investments, which include private REITS, private equity, hedge funds, and startups, often promise high returns but carry significant risks such as illiquidity, limited transparency, and the potential for total loss. While many of these offerings are only available through fiduciary advisors—who are legally obligated to act in their clients' best interest—investors must still exercise caution. Fiduciary duty applies only in certain contexts (such as investment advice) and may not extend to related areas like insurance or commission-based products. Additionally, what qualifies as “acting in your best interest” is often subjective and open to interpretation. Working with a fiduciary does not guarantee protection, and investors should remain vigilant, ask questions, and independently evaluate any recommendation. Also, private investments aren't necessary better than public investments, so just because you qualify as an accredited investor doesn't mean you should be investing in private securities.   Companies Discussed: Regeneron Pharmaceuticals, Inc. (REGN), Intuit Inc. (INTU), Target Corporation (TGT) & Toll Brothers, Inc. (TOL)

On this episode of the Deal Farm®, Kevin and Ken talk with Frank Rohde about the challenges first-time homebuyers face in today's housing market. Frank shares his journey from Germany to San Francisco and how he developed Onfi, a fractional homeownership solution that helps buyers get into homes without the traditional large down payment. They discuss how this innovative model benefits both buyers and investors, creating new opportunities in a tough market.

This Flashback Friday is from episode 210 published last April 24, 2011. Jason talks with Dr. Geoffrey Simmons, a physician who is Board-certified in Internal Medicine and Disaster Medicine. He has a B.S. in Zoology and has completed the course work for a Masters degree in Microbiology.   Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

Think you can't afford a home? The dream may be closer than you realize. Our experts share real-world strategies to make homeownership more affordable. From side hustles and fixer-uppers to smart saving and financial prep, this episode explores the creative approaches helping buyers navigate today's market. Guests include Ryan Fitzgerald, broker-owner of Raleigh Realty, who explains how buyers are finding new paths to homeownership; financial expert Andrea Woroch, who shares smart ways to save and avoid costly mistakes; and Nadia Evangelou, senior economist and director of real estate research at the National Association of REALTORS®, who highlights new research on affordability challenges.

Are you falling behind in life because you haven't bought a house yet?Or… are you just being lied to by “average” statistics?In this episode of Moving Sucks, we're calling out one of the most talked-about real estate stats—and it might be total nonsense.If you've ever wondered “Am I too late?” or felt low-key judged for renting, this one's going to hit home. Literally.

The average first home buyer is getting older. A Cotality-Westpac report has found the average age of first home buyers has increased to 36 nationwide. It's 37 in Auckland, 36 in Wellington, and 35 in Christchurch – all figures are two or three years higher than average in 2019. Cotality Chief Property Economist Kelvin Davidson told Mike Hosking there's a range of reasons behind it. He says the affordability measures aren't much different than they were in 2019, so while affordability is an influence, lifestyle and career choices are definitely having an impact. LISTEN ABOVE See omnystudio.com/listener for privacy information.

Jason provides insights into the current real estate market conditions and investment opportunities, particularly noting trends in rental rates and the potential for note investments. Jason examines the impact of economic uncertainty on rental trends and predicts future pressures on rental prices due to increased demand and institutional investor interest. Mark Moss joins Jason as they talk about Ai and the disruptions it will bring into the economy, as well as how bitcoin is the future of money.   Key Takeaways: 1:25 The Climate Change Scam Jason's editorial 2:26 Greetings from Medellin, Colombia! 3:48 Investing Notes 6:03 Article: Renters locked out of housing market push apartment renewal rates to new highs 8:10 Article: Wall street bets big on rental homes as mortgage costs soars   Mark Moss interview 11:19 The future of Ai and strategic thinking 18:15 Ai and the jobs it creates and destroys 26:26 Imagining a need and meeting it 31:06 5 year outlook 35:28 Bitcoin 44:05 Government standing in the way 46:26 Embrace the Future     Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

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Welcome to Loan Officer Leadership, your #1 podcast for Loan Officers who are looking for structure and success. What if the next generation wants to buy a home—but just doesn't believe they can? In this episode, your host, Steve Kyles is joined by Kristen Messerli, co-founder of FirstHomeIQ, a nonprofit on a mission to bridge the financial literacy gap and equip Millennials and Gen Z with the confidence and tools to become homeowners.  You'll learn:  The top 3 reasons younger buyers feel stuck—and how to help them take the next step  Why trust and education are the currency of modern marketing  How loan officers can plug into the solution through FirstHomeIQ's Ambassador Program  Ways to build long-term pipeline by showing up as a local educator—not a salesperson  If you're passionate about impact, community, and pipeline growth, this conversation will show you how to turn all three into action.  Learn more at firsthomeiq.com/ambassador. Don't forget to subscribe to the Loan Officer Leadership Podcast so you'll never miss an episode!

Welcome to Loan Officer Leadership, your #1 podcast for Loan Officers who are looking for structure and success. What if the next generation wants to buy a home—but just doesn't believe they can? In this episode, your host, Steve Kyles is joined by Kristen Messerli, co-founder of FirstHomeIQ, a nonprofit on a mission to bridge the financial literacy gap and equip Millennials and Gen Z with the confidence and tools to become homeowners.  You'll learn:  The top 3 reasons younger buyers feel stuck—and how to help them take the next step  Why trust and education are the currency of modern marketing  How loan officers can plug into the solution through FirstHomeIQ's Ambassador Program  Ways to build long-term pipeline by showing up as a local educator—not a salesperson  If you're passionate about impact, community, and pipeline growth, this conversation will show you how to turn all three into action.  Learn more at firsthomeiq.com/ambassador. Don't forget to subscribe to the Loan Officer Leadership Podcast so you'll never miss an episode!

This Flashback Friday is from episode 257 published last May 1, 2012. Jason Hartman is joined on this episode by Greg Farrell, author of Crash of the Titans: Greed, Hubris, The Fall of Merrill Lynch, and the Near Collapse of Bank of America, for a discussion of the economic crash and the resulting bailouts, as well as some of the inside dealings with some of the major banks, such as the buyouts by Bank of America. Greg explains how these banks that participated in the buyouts grossly underestimated the depth of problems in their own banks and in those they acquired. Greg relates his research on Merrill Lynch's attempt in the 1980s to become more like Goldman Sachs and other Wall Street banks, which was to their detriment because they lacked the expertise for such business practices, and became involved in and in the middle of many of the scandals of the late ‘80s and early ‘90s. Like CitiGroup, they were in over their head. Jason and Greg discuss Wall Street in general and then specific financial groups regarding the recklessness and risky businesses, funds, etc, that they entertained to give the impression of higher rates of returns. As the plot unfolded, large bonuses to CEOs and high-producing brokers came into play, which encouraged an all or nothing attitude toward the company and fostered a “me” attitude versus long-term stability of the company. Greg also talks about what he calls the “Charlotte Mafia,” the clash of company cultures. Greg Farrell is a correspondent for the Financial Times. In January 2009, he broke the news that Merrill Lynch had paid out its 2008 bonuses a month ahead of schedule, in December, even though Merrill was in the process of losing $28 billion for the year, and Bank of America needed an extra $20 billion in taxpayer funds to complete its acquisition of the firm. That story sparked an investigation by New York attorney general Andrew Cuomo.     Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

Lawrence Yun expects a “rush” of buyers in the housing market as soon as interest rates come down, but mortgage rates recently hit 7%. Alex Barron notes that though home sales are below average, they're not that far below average: he would rate this market a “B+”. They contrast Existing Home Sales with their expectations for the New Home Sales report, with the latter seeing pre-Covid levels of demand.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

Jason introduces Home Equity Investments (HEI), a growing industry where companies buy a portion of homeowners' equity, awaiting a future liquidity event like a sale or refinance, without requiring monthly payments. Hartman views this as a significant indicator of institutional investors' bullish outlook on residential real estate, similar to "build-to-rent" trends. He emphasizes that despite market fluctuations, real estate remains a long-term value investment. Hartman is launching his own HEI company and seeks experienced mortgage or HEI professionals to collaborate. Also, join our FREE monthly real estate masterclasses for investors EVERY SECOND WEDNESDAY of the month at  JasonHartman.com/Wednesday . Jason welcomes Michael Gifford of Spilitero.com. They discuss the home equity investment industry, its growth, and the mechanics of Splitero's home equity investment product. They also discuss the geographical presence of their company, the regulatory environment, and the size and growth of the home equity investment industry. Additionally, they touched upon the maximum investment for a property, the exit strategy, and the speed of the investment process. #RealEstateInvesting #HomeEquity #HEI #JasonHartman #PropertyInvestment #WealthBuilding #FinancialFreedom #RealEstateMarket #InvestmentStrategy #EmpoweredInvestor https://www.splitero.com/   Key Takeaways: Jason's editorial 1:36 The 2nd amendment 3:38 Home Equity Investments (HEI)   Michael Gilford interview 8:31 Meet Michael and Splitero 11:47 A more complex equation 20:15 The amount of investment and geography and regulations 24:45 Unique position & options 27:58 Bullish on the Housing Market 32:23 Brokerage and the size of the Splitero and the industry 35:49 Investors investing in Splitero   Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

Superpowers for Good should not be considered investment advice. Seek counsel before making investment decisions. When you purchase an item, launch a campaign or create an investment account after clicking a link here, we may earn a fee. Engage to support our work.Watch the show on television by downloading the e360tv channel app to your Roku, AppleTV or AmazonFireTV. You can also see it on YouTube.Devin: What is your superpower?Timothy: My faith, my passion to see this get into the hands of people that really need it.The dream of homeownership is slipping further out of reach for many, but innovative solutions are emerging to address this challenge. The most powerful change comes from combining financial technology with a genuine desire to help people succeed—especially first-time buyers who often lack guidance and support.Timothy Griggs, CEO and Founder of Kribsavup, knows firsthand how heartbreaking it can be to deliver a mortgage denial to someone whose only mistake was not understanding the process. As Timothy explained in this episode, “They have a vision for their family. They have a good heart, but they have no idea about the steps to take to prepare for homeownership… That just hurts my heart and me wanting to help them prepare for homeownership.”That pain point inspired Timothy to create Kribsavup—a social fintech app designed to help users understand their finances, monitor their credit, and get ready for the mortgage process well before applying. Kribsavup links accounts, provides real-time credit information, and enables users to invite friends and family members to join them on the journey. “You can save together. You can improve your finances together. We're not sharing data. We're very sensitive about that. But the users can actually interact with each other,” Timothy shared.The app also brings in gamification and AI features to make the process less daunting and more engaging. Timothy described how users can compete with an AI character, Stuart, in a race to better credit and stronger finances. This approach aims to make financial health not just accessible but enjoyable, especially for young people and those unfamiliar with the complexities of buying a home.Kribsavup is currently available in app stores, and Timothy is inviting the crowd to participate directly in the company's growth through a regulated investment crowdfunding campaign on Netcapital. “We are seeking to get help by going to our audience and investors to come on board to see our vision and to help us get this out to market, to get Kribsavup out to the market, get it out to the users, get it into our communities to be able to help users to be able to improve the process of home ownership,” Timothy said.By blending technology, community, and a clear mission, Kribsavup stands out as a tool designed not just to help people buy homes, but to transform lives and build a stronger path toward financial wellness. The opportunity to invest alongside the Kribsavup team makes this an especially compelling story for anyone who believes in the power of impact crowdfunding to change the world.tl;dr:Timothy Griggs shares how Kribsavup helps first-time homebuyers prepare for mortgage success.The app offers gamification, real-time credit info, and community support for financial wellness.Kribsavup is raising capital through regulated investment crowdfunding on Netcapital.Timothy's superpower is his faith-driven passion to help others achieve homeownership.Personal stories highlight the impact of encouragement, guidance, and community support in reaching financial goals.How to Develop Faith-Driven Passion As a SuperpowerTimothy's superpower is an unwavering faith and deep passion to help others achieve homeownership and financial security. As Timothy described, “It's my superpower, my faith, my passion to see this get into the hands of people that really need it… It's a passion to be able to help users in our communities to be able to purchase a home.” His drive comes from seeing the dream of homeownership diminish for younger generations and wanting to keep that hope alive, making the process engaging and accessible for all.One story Timothy shared illustrates his superpower in action. A longtime friend who owned a beauty salon wanted to buy a home but didn't realize her business tax filings made her ineligible for a loan. Timothy patiently counseled her, laying out specific steps she would need to take to qualify. She followed his advice, and a year later, Timothy was able to help her secure a home for her family. The reward of seeing her succeed—and knowing he played a part—motivated him to help many others with similar challenges, always providing encouragement and guidance through the process.Timothy's suggestions for developing faith-driven passion as a personal strength include:Encourage others, especially younger generations, to believe homeownership is possibleLead with faith and keep moving forward despite setbacksSeek out people and groups who share your mission to help othersProvide clear, actionable steps for those you mentor or supportCelebrate the successes of those you help to keep your own passion aliveBy following Timothy's example and advice, you can make faith-driven passion a skill. With practice and effort, you could make it a superpower that enables you to do more good in the world.Remember, however, that research into success suggests that building on your own superpowers is more important than creating new ones or overcoming weaknesses. You do you!Guest ProfileTimothy Griggs (he/him):CEO - Founder, KribsavupAbout Kribsavup: Kribsavup is a Social Fintech App that prepares users for homeownership by auto populating budgets, improving their credit profile, saving for their dream home or investment property using AI and gamification features. Website: kribsavup.comX/Twitter Handle: x.com/TheGoodSteward_Company Facebook Page: facebook.com/tgsisthegoodstewardOther URL: netcapital.com/companies/kribsavupBiographical Information: With over 25 years in the real estate and brokerage industry, Timothy Griggs noticed that many of his clients struggled to navigate the modern home-buying market. Determined to make a difference, Timothy founded Kribsavup—a personal finance fintech app designed to help future generations and underrepresented individuals achieve their homeownership dreams.Personal Facebook Profile: facebook.com/timothy.griggs.7Linkedin: linkedin.com/in/timothy-griggs-81352b94/Instagram Handle: @kribsavupSupport Our SponsorsOur generous sponsors make our work possible, serving impact investors, social entrepreneurs, community builders and diverse founders. Today's advertisers include FundingHope, RedLineSafety, and Crowdfunding Made Simple. Learn more about advertising with us here.Max-Impact MembersThe following Max-Impact Members provide valuable financial support:Carol Fineagan, Independent Consultant | Lory Moore, Lory Moore Law | Marcia Brinton, High Desert Gear | Paul Lovejoy, Stakeholder Enterprise | Pearl Wright, Global Changemaker | Ralf Mandt, Next Pitch | Scott Thorpe, Philanthropist | Matthew Mead, Hempitecture | Michael Pratt, Qnetic | Sharon Samjitsingh, Health Care Originals | Add Your Name HereUpcoming SuperCrowd Event CalendarIf a location is not noted, the events below are virtual.Impact Cherub Club Meeting hosted by The Super Crowd, Inc., a public benefit corporation, on May 20, 2025, at 1:00 PM Eastern. Each month, the Club meets to review new offerings for investment consideration and to conduct due diligence on previously screened deals. To join the Impact Cherub Club, become an Impact Member of the SuperCrowd.SuperCrowdHour, May 21, 2025, at 1:00 PM Eastern. Devin Thorpe, Champion of Social Good and CEO of The Super Crowd, Inc., will lead a session on "The Secret to Higher Investment Returns via Impact Crowdfunding." He'll share powerful strategies and real-world examples that show how aligning your investments with your values can lead to strong financial and social returns. If you're an investor looking to maximize impact or curious about the growing world of impact crowdfunding, this is a session you won't want to miss! Don't miss it!Superpowers for Good Live Pitch – June 25, 2025, at 8:00 PM Eastern - Apply by June 6, 2025, to pitch your active Regulation Crowdfunding campaign live on Superpowers for Good—the e360tv show where impact meets capital. Selected founders will gain national exposure, connect with investors, and compete for prizes. To qualify, you must be raising via a FINRA-registered portal or broker-dealer and align with NC3's Community Capital Principles. Founders from underrepresented communities are especially encouraged to apply. Don't miss this chance to fuel your mission and grow your impact!SuperCrowd25, August 21st and 22nd: This two-day virtual event is an annual tradition but with big upgrades for 2025! We'll be streaming live across the web and on TV via e360tv. Soon, we'll open a process for nominating speakers. Check back!Community Event CalendarSuccessful Funding with Karl Dakin, Tuesdays at 10:00 AM ET - Click on Events.African Diaspora Investment Symposium 2025 (ADIS25), Wednesday–Friday, May 28–30, 2025, at George Washington University, Washington, D.C., USA.Regulated Investment Crowdfunding Summit 2025, Crowdfunding Professional Association, Washington DC, October 21-22, 2025.Call for community action:Please show your support for a tax credit for investments made via Regulation Crowdfunding, benefiting both the investors and the small businesses that receive the investments. Learn more here.If you would like to submit an event for us to share with the 9,000+ changemakers, investors and entrepreneurs who are members of the SuperCrowd, click here.We use AI to help us write compelling recaps of each episode. Get full access to Superpowers for Good at www.superpowers4good.com/subscribe

I've known for Leo Mejia for over a decade and he's my go to construction expert. Now he runs his own business after we spent 8+ years of fixing and flipping houses together. #FixandFlip #ConstructionSell your house, land or commercial property on: https://handsomehomebuyer.com/ Follow us on:TikTok: https://www.tiktok.com/@handsome_homebuyerTwitter: https://twitter.com/handsome_hbInstagram: https://www.instagram.com/handsome_homebuyer/Pinterest: https://www.pinterest.com/handsome_homebuyer/Linkedin: www.linkedin.com/in/charles-weinraub-94376116bListen our podcasts:https://open.spotify.com/show/2iIg3W4rpMGfcQ8net54lR?si=3caf7c7d03bc4e00https://podcasts.apple.com/us/podcast/id1221422959https://www.iheart.com/podcast/256-the-handsome-homebuyer-pod-31092941/https://anchor.fm/charles-weinraub

Jason welcomes Michael Gifford of Spilitero.com. They discuss the home equity investment industry, its growth, and the mechanics of Splitero's home equity investment product. They also discuss the geographical presence of their company, the regulatory environment, and the size and growth of the home equity investment industry. Additionally, they touched upon the maximum investment for a property, the exit strategy, and the speed of the investment process. #RealEstateInvesting #HomeEquity #HEI #JasonHartman #PropertyInvestment #WealthBuilding #FinancialFreedom #RealEstateMarket #InvestmentStrategy #EmpoweredInvestor https://www.splitero.com/   Key Takeaways: Jason's editorial 1:36 The 2nd amendment 3:38 Home Equity Investments (HEI)   Michael Gilford interview 8:31 Meet Michael and Splitero 11:47 A more complex equation 20:15 The amount of investment and geography and regulations 24:45 Unique position & options 27:58 Bullish on the Housing Market 32:23 Brokerage and the size of the Splitero and the industry 35:49 Investors investing in Splitero   Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

This Flashback Friday is from episode 302, published last February 25, 2013. Jason Hartman is joined on this episode by Steve Forbes, the editor in chief of Forbes Media, to propose and attempt to answer the question:  Why does government get bigger and bigger when we know it doesn't work well? Mr. Forbes states that history proves free markets work for the people, while big and over-reaching government is about meeting its own needs. In his book, Freedom Manifesto: Why Free Markets Are Moral and Big Government Isn't, coauthored with Elizabeth Ames, the authors delve into historic events and statistics, showing that in every instance, big government promotes favoritism, stifles economic growth, dumbs down education, and creates an atmosphere of “rigidity and scarcity.” At the same time, it opens the door to corruption. Mr. Forbes discusses the benefits of economic freedom, which promotes creativity and growth. Jason and Mr. Forbes also talk about current economic issues, including the bubbles that the Fed continues to create in the bond market and housing. “When government undermines money, bad things happen,” laments Mr. Forbes. “When government says it's here to help, watch out!”   Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com      

Today Jason covers a few key real estate investing strategies. He emphasizes the importance of leveraging properties with high loan balances for inflation-induced debt destruction and better insurance claim handling. He advises against paying off mortgages, highlighting tax benefits and the "refi till you die" plan. He introduces the concept of a "perpetual motion machine" in real estate, using cash flow from existing properties to acquire more, similar to a leveraged buyout and the "flywheel" effect. He stresses persistence despite challenges, sharing his early struggles and the long-term benefits of income property investing. Then Jason and Les Rubin discuss the critical issues of entitlements, government size, and the tax code in relation to US economic stability. They explore the potential of converting Social Security to private accounts and the challenges of reforming the current entitlement programs, acknowledging the need for public education and a shift in attitude. Lastly, they sounded the alarm about the dangerous economic path the country is on, warning of the potential collapse of the economy and the future consequences for future generations. Visit Les Rubin's site at https://www.mainstreeteconomics.org/ #PonziScheme #EconomicCollapse #Entitlements #SocialSecurity #Medicare #GovernmentSpending #TaxReform #NationalDebt #FiscalPolicy #MainStreetEconomics Key Takeaways: Jason's editorial 1:34 Why you should not pay off your mortgage 5:33 The perpetual motion machine 12:21 Join Jason's Empowered Investor PRO group https://empoweredinvestor.com/. Also Join our Masterclass every second Wednesday of each month http://jasonhartman.com/wednesday   Jason interviews Les Rubin 12:33 3 main areas on which we need to focus 15:49 Unfunded Entitlements 19:31 Promises, promises, promises 23:38 Solutions https://www.mainstreeteconomics.org/ 25:06 Where does this lead? 27:21 Inflation 28:24 Prediction on the US economy   Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

This Flashback Friday is from episode 304 published last Mar 6, 2013. Jason talks with investment counselor, Sara, about investor psychology, overcoming obstacles and getting out of our own way.  The smoke-and-mirrors propaganda perpetuated by mainstream media (lamestream media as Sarah Palin says) in reporting the new high in the Dow Jones Industrial Average (DJIA).   They almost always fail to distinguish between nominal dollars and real dollars.  Jason illustrates how investors have actually lost money in inflation adjusted dollars and how the Dow has to increase a lot more before investors break even based on the two peaks.  This lie is even worse when one considers how inflation is underreported in the consumer price index (CPI and CPI-U) due to weighting, substitution and hedonics (the hedonic index).  Another misrepresentation is the 'core rate' or 'core inflation' which strips out food and energy because they're too volatile.   Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com