Podcasts about monthly newsletter

How to Grow a Flower Shop from 600k to 9 Million with Michael Jacobson   Find Rocky Lalvani @ www.ProfitComesFirst.com  or email him at rocky@profitcomesfirst.com Make more, work less video: https://youtu.be/   Most business owners think their profit problem is a sales problem. It often is not. More often, the real issue is waste, weak systems, and not knowing where margin is leaking out of the business. In this episode of Profit Answer Man, Rocky Lalvani talks with Michael Jacobson about how he took a struggling flower shop and transformed it into a multi-location business by focusing on supply chain, technology, and operational discipline. This is not just a story about flowers. It is a lesson in how small business owners can increase profit, improve cash flow, and scale without chaos.   In This Episode: How Michael bought a failing flower shop and turned it around Why supply chain optimization improved both quality and margin How predictive data helped reduce waste in a perishable business Why guardrails can make creative teams better, not worse The difference between growth mode and profitability mode Why some business owners should pay key employees more than themselves Rocky's take on hidden waste and margin erosion   Key Takeaways: Waste is one of the biggest profit killers in any business. Data-driven systems help owners stop guessing and protect cash flow. Standardization and creativity can work together when guardrails are clear. Hiring stronger people is a growth strategy, not just a staffing decision. Sustainable growth requires knowing whether you are optimizing for profit or scale.   Money Lesson from Michael: Profit improves when you stop guessing. Michael explains how direct sourcing, better inventory forecasting, and tighter operational systems helped reduce waste and improve margins in a business where spoilage can destroy profitability fast. He also makes the case that the right investments in technology, talent, and systems may feel expensive upfront, but they often pay for themselves many times over when they eliminate inefficiency and protect cash flow.   Why This Conversation Matters: Too many business owners are growing revenue without building the systems needed to keep that growth profitable. Michael's story shows what happens when an owner moves beyond instinct and starts using data, guardrails, and better people to scale the business. Rocky brings it back to the real issue business owners face every day: if you do not understand where waste is hitting your margins, growth alone will not fix the problem.   About Michael Jacobson: Michael Jacobson didn't walk into a flower shop expecting anything. It was a favor, helping his uncle sell a business most people would've driven past without noticing. The kind of place with dusty corners, a poorly-lit sign, and just enough life left to survive. For Michael, standing there, looking around, it sank in.   This was how America gave flowers now. Flowers were rushed, impersonal, and often treated as just a transaction. No ritual. Just product moving through a pipeline. And yet, this was how people were trying to say "I love you." "I miss you." "I'm sorry." The most emotional gesture in human history had been flattened into a transaction. And no one seemed to notice.   It began with a refusal to accept that this was good enough for flowers. He stripped the entire system to its studs and rethought everything. Every process, every touchpoint. He built a new system from scratch.. One that cut out the noise. One that honored the hands, the farms, the designers, the clients giving and receiving. Because when people send flowers, they are trusting us with their heart. And that should never be taken lightly.   To Michael there's a permanence in flowers that goes much beyond how long they last. The blooms eventually experience their circle of life, but the feeling stays. The moment they carry becomes part of us.   Inspired by the European tradition of living with flowers daily, Michael wants to shift how Americans see them—not as a luxury, but as an essential meaning they bring to life. Flowers are love, and they are how we know that life can be beautiful. Everyone deserves to feel that.   Today, French Florist has grown from a quiet neighborhood shop into a rising national brand, expanding across the country. But to Michael, scale was never the point. The point was to protect a standard.   In a culture addicted to efficiency, French Florist is building something a little more human. Every stem is placed with intention. Every arrangement is an offering. Every delivery is a quiet rebellion against the idea that love and beauty are optional.    For Michael, it's always been about the flowers. And through them, a more loving world.   Links: www.frenchflorist.com  www.frenchfloristfranchise.com       Profit Blueprint Calculator I Profit Comes First: https://lp.profitcomesfirst.com/profitblueprintcalc-page   Watch the full episode on YouTube: https://www.youtube.com/@profitanswerman Sign up to be notified when the next cohort of the Profit First Experience Course is available! Free Copy of the Profit Blueprint Book: https://lp.profitcomesfirst.com/landing-page-page  Monthly Newsletter signup: https://lp.profitcomesfirst.com/newsletter-signup Relay Bank (affiliate link): https://relayfi.com/?referralcode=profitcomesfirst Profit Answer Man Facebook group: https://www.facebook.com/groups/profitanswerman/ My podcast about living a richer more meaningful life: http://richersoul.com/ Music provided by Junan from Junan Podcast Any financial advice is for educational purposes only and you should consult with an expert for your specific needs.     

Today on Wedding Secrets Unveiled!, we're bringing you a unique episode you won't want to miss. If wedding planning feels overwhelming or you've always imagined saying “I do” in New York City, Lia Seremetis of Cakewalk is sharing how she creates unforgettable NYC elopements tailored to each couple. After once envisioning a small wedding herself but getting swept up in a larger celebration, Lia now helps couples simplify their day while designing a meaningful, personalized experience through the city. If you're dreaming of a more intimate and intentional way to celebrate your love, this episode is for you. Please rate, review and subscribe to this podcast wherever you're listening so you never miss an episode. Even better share it with a friend! It's a great way to show your support and let us know what you think. Thank you for listening. To get the full show notes head to https://sarazarrella.com/perfect-nyc-elopement-wedding-planning-podcast/ For more information, check out our website at https://sarazarrella.com/wedding-secrets-unveiled-podcast/ Check us out on YouTube! Make sure to like and subscribe! https://www.youtube.com/@SaraZarrella/podcasts Join our Monthly Newsletter for tips, tricks and Freebies! https://sarazarrella.com/newsletter Follow along for more! https://www.instagram.com/weddingsecretsunveiledpodcast/

How a 10% Price Increase Can Double Profit with Erin B. Haag   Find Rocky Lalvani @ www.ProfitComesFirst.com  or email him at rocky@profitcomesfirst.com Make more, work less video: https://youtu.be/   Are you working harder every year but paying yourself less? Top-line gross revenue is often just a vanity metric that hides the fact that a business has zero cash. In this episode with Erin Haag, we unpack the exact math and mindset required to stop underpricing your services and start paying yourself abundantly.   In This Episode: Why a simple 10 percent price increase can double your net profit. How to calculate your monthly client value and cover your break-even with recurring revenue. The strategic rollout: why new clients should see your price increase before existing ones. How to bucket your clients into easy, maybe, and difficult categories for smoother transitions. Why high-ticket buyers are much easier to sell to than mid-ticket buyers. Transitioning your client flow to a Ritz-Carlton level experience.   Key Takeaways: Stop treating gross revenue as the primary goal and target a 30 percent profit margin. Secure enough recurring revenue to completely cover your monthly break-even costs. Test your higher prices on new clients for 30 to 60 days to build your own sales confidence. Target high-ticket buyers who make decisions based entirely on outcomes, not price. Simple math reveals that you do not need more volume if you price your offers correctly.   Money Learning from Erin: Pricing is not just a sales decision; it is a profit decision. She explains that when business owners calculate the monthly client value required to cover break-even, pay themselves well, and protect margin, pricing becomes far more strategic. Instead of chasing more volume, they can make smarter decisions about recurring revenue, premium positioning, and the kind of clients they actually want to serve.   Why this conversation matters: Too many business owners celebrate revenue milestones while quietly carrying stress, thin margins, and little to no cash in the bank. This episode reframes success around profit, owner pay, and financial stability. If you have ever felt like your business looks healthier from the outside than it feels on the inside, this conversation will help you see exactly where pricing may be the problem.   About Erin Haag: Erin B. Haag is the creator of Pricing Overhaul®, a proven method helping entrepreneurs shift their money mindset, restructure pricing for profitability, and pay themselves abundantly. With over 20 years of pricing strategy experience, she works with global corporations and small businesses to increase profit with ease. Erin founded Pricing Overhaul® Academy, certifying coaches to use her method with their clients, and she is also the bestselling author of Give Yourself a Raise: The Mindset and Math You Need to Get to Your First Million. Off the clock, Erin is a mom of 2 who enjoys travel, wine, and cheese.   Links: Website: https://pricingoverhaul.com/   LinkedIn: https://www.linkedin.com/in/erin-b-haag-25a8406/   Facebook: https://www.facebook.com/pricingoverhaul/   Instagram: https://www.instagram.com/pricingoverhaul/   FREE BOOK SAMPLE:   Give Yourself a Raise: The Mindset and Math You Need to Get to Your First Million  https://pricingoverhaul.mykajabi.com/freebooksample2024       Profit Blueprint Calculator I Profit Comes First: https://lp.profitcomesfirst.com/profitblueprintcalc-page   Watch the full episode on YouTube: https://www.youtube.com/@profitanswerman Sign up to be notified when the next cohort of the Profit First Experience Course is available! Free Copy of the Profit Blueprint Book: https://lp.profitcomesfirst.com/landing-page-page  Monthly Newsletter signup: https://lp.profitcomesfirst.com/newsletter-signup Relay Bank (affiliate link): https://relayfi.com/?referralcode=profitcomesfirst Profit Answer Man Facebook group: https://www.facebook.com/groups/profitanswerman/ My podcast about living a richer more meaningful life: http://richersoul.com/ Music provided by Junan from Junan Podcast Any financial advice is for educational purposes only and you should consult with an expert for your specific needs.     

Send us Fan MailBar trends don't wait for brands to catch up, and in 2026, the gap between brands that understand what's driving consumer behavior and those that don't is only widening. In this episode, Tom Cavanagh, Advocacy Manager at Diageo, breaks down the flavor trends, category shifts, and on-premise dynamics set to define bars this year. From the martini's striking resurgence and tequila's continued climb against a down market, to the texture-forward and bitter-led flavor profiles gaining serious traction with today's drinkers, Tom covers the shifts that should be on every brand's radar.But Tom's talk goes beyond trend-spotting. He makes a direct, data-backed case for why brand advocacy is the most powerful lever brands have for driving sales, and the numbers behind a single bartender's influence on consumer choice might surprise you. If you want to understand which trends are reshaping bars right now, and why the brands investing in real human relationships are the ones winning at the register, this is the episode to hear.Park Street Imports is the back-office and importing solution for alcoholic beverage brands launching and scaling in the U.S. marketFeatured Guests:Tom Cavanagh, Advocacy Manager, DiageoMentioned in this episode:DiageoWant to stay in the know about new episodes from the podcast? Click the link here.Learn More About Park StreetSign up for our Daily Industry Newsletter.Sign Up for our Monthly Newsletter.Check out Park Street's Guide to Getting Started in the U.S. MarketFollow us for more industry insights onLinkedIn FacebookTwitterInstagram

3 Cash Flow Leaks Draining Your Profit with Natalia Zacharin   Find Rocky Lalvani @ www.ProfitComesFirst.com  or email him at rocky@profitcomesfirst.com Make more, work less video: https://youtu.be/   Most business owners think they have a revenue problem when they really have a cash flow problem. In this episode, Rocky Lalvani talks with Natalia Zacharin about the hidden leaks that drain profit, the financial habits that help owners scale with more confidence, and why waiting until payroll gets tight is already too late. If you want better cash flow, stronger profit, and clearer financial decisions, this conversation gives you a practical framework for what to watch and what to fix.  Natalia Zacharin built her business from a bookkeeping side gig in 2019 into a 16-person firm that provides accounting, bookkeeping, and fractional CFO services. In this conversation, she shares what happened when she lost a major client, why high profitability gave her room to respond, and how owners can use financial data to make smarter decisions before a problem turns into a crisis.    In This Episode: Why cash flow problems often begin long before the bank balance shows it How forecasting helps owners see problems 3, 6, or 9 months early What Natalia learned after losing $250,000 in revenue Why hiring because you are busy can create bigger financial pressure The warning signs of weak pricing and poor payroll capacity How to judge marketing ROI faster and stop wasting money Why founders should usually own sales longer than they want to   Key Takeaways: Cash flow problems usually start months before the bank balance makes them obvious. Forecasting helps business owners see trouble coming 3, 6, or even 9 months ahead. If you are too busy to keep up but still cannot afford to hire, you may have a pricing problem. Marketing should be measured by booked calls, sales, and ROI, not vague activity. Founders should usually lead sales longer than they want to, especially before the business reaches roughly $750,000 to $1 million in revenue.   Natalia's Money Lesson: Natalia's biggest money lesson is that financials have to be used proactively, not reactively. She explains that strong profit margins, six months of cash reserves, and regular forecasting helped her navigate the loss of $250,000 in revenue without panicking. Her point is clear: if you understand your numbers early, you can spot trends, catch leaks, and make adjustments before you end up borrowing for payroll, missing tax obligations, or making emotional decisions under pressure.   Why This Conversation Matters: This conversation matters because it gets to the heart of what many small business owners experience but do not always understand: revenue can grow while profit and cash flow still get weaker. Natalia and Rocky talk about the slow trends that create pressure long before the bank account reveals it, including weak pricing, bad hiring timing, wasted marketing spend, and avoiding the numbers. For owners trying to grow without creating more chaos, this episode is a reminder that financial clarity is not optional. It is the tool that gives you time, options, and control.    About Natalia Zacharin: Natalia Zacharin is the  founder of Zacharin Consulting and an Inc. 5000 entrepreneur. She helps 7 and 8 figure business owners turn financial data into a forward-facing GPS. Natalia will reveal the silent cash leaks draining your profits, exactly when to make your next hire, and how to build a highly sellable asset. Get ready to stop guessing and start scaling with absolute financial clarity!   Links: Website: https://zacharinconsulting.com/ https://www.linkedin.com/in/growyourbottomline/   https://www.facebook.com/zacharinconsulting/   https://www.instagram.com/growyourbottomline/       Profit Blueprint Calculator I Profit Comes First: https://lp.profitcomesfirst.com/profitblueprintcalc-page   Watch the full episode on YouTube: https://www.youtube.com/@profitanswerman Sign up to be notified when the next cohort of the Profit First Experience Course is available! Free Copy of the Profit Blueprint Book: https://lp.profitcomesfirst.com/landing-page-page  Monthly Newsletter signup: https://lp.profitcomesfirst.com/newsletter-signup Relay Bank (affiliate link): https://relayfi.com/?referralcode=profitcomesfirst Profit Answer Man Facebook group: https://www.facebook.com/groups/profitanswerman/ My podcast about living a richer more meaningful life: http://richersoul.com/ Music provided by Junan from Junan Podcast Any financial advice is for educational purposes only and you should consult with an expert for your specific needs.     

Small Business Exit Strategy: What Makes a Business Sellable? with Mike Finger   Find Rocky Lalvani @ www.ProfitComesFirst.com  or email him at rocky@profitcomesfirst.com Make more, work less video: https://youtu.be/   Are you building a business that you can actually sell, or have you just created a demanding job for yourself? In this episode of The Profit Answer Man, Rocky Lalvani sits down with Mike Finger, founder of Exit Oasis, to discuss the realities of preparing a small business for a successful exit. Mike, who identifies as "unapologetically small business," shares his hard-learned lessons from owning eight different businesses.   In this episode: A business that is enjoyable to own is more likely to be attractive to a buyer. Sellable businesses produce results that are desirable, duplicatable, and documented. Revenue growth without profit does not automatically create business value. Hiding profit to reduce taxes can significantly hurt valuation at exit. Systems such as Profit First and EOS can help remove the owner as the bottleneck.   Key Takeaways: Sellability and ownability are next-door neighbors. You must build desirable, duplicatable, and documented systems. The expected "silver tsunami" of business sales hasn't materialized. Hiding profit to save on taxes actively destroys your business's valuation multiple. Relying blindly on a business sale for retirement is a dangerous strategy.   Mike Finger's Money Learning:Mike Finger's core money lesson is that small business owners often sacrifice long-term wealth for short-term tax savings. His point is clear: when you hide profit to reduce taxes, you may also reduce the value of your business in the eyes of a buyer. Mike's message is that provable profit, clean financials, and strong systems are what create real enterprise value.   Why This Conversation Matters: Most small business owners assume that if they work hard enough, grow revenue, and keep the company going long enough, the exit will eventually take care of itself. This conversation matters because Mike makes it clear that sellability is not automatic. A business only becomes valuable to a buyer when it can produce results without being fully dependent on the owner.   About Mike Finger: Mike Finger is "unapologetically small business". Over the last 25 years Mike has bought, built and sold multiple businesses. Building his first business was a rewarding challenge, but what really captivated him was selling his first business. "Selling that business was a miracle in my life. It changed everything, but it almost didn't happen." He was 10 years in with 50 employees when he found out his business was unsellable. It was devastating. But he moved forward and focused on changing a few simple elements in the business. Those changes made that first sale possible, and it changed his life. He wants to help other small business owners make their business ready, so they can experience the incredible impact of a small business sale.   Links: Website: https://exitoasis.com/   LinkedIn: https://www.linkedin.com/in/mike-finger/     Profit Blueprint Calculator I Profit Comes First: https://lp.profitcomesfirst.com/profitblueprintcalc-page   Watch the full episode on YouTube: https://www.youtube.com/@profitanswerman Sign up to be notified when the next cohort of the Profit First Experience Course is available! Free Copy of the Profit Blueprint Book: https://lp.profitcomesfirst.com/landing-page-page  Monthly Newsletter signup: https://lp.profitcomesfirst.com/newsletter-signup Relay Bank (affiliate link): https://relayfi.com/?referralcode=profitcomesfirst Profit Answer Man Facebook group: https://www.facebook.com/groups/profitanswerman/ My podcast about living a richer more meaningful life: http://richersoul.com/ Music provided by Junan from Junan Podcast Any financial advice is for educational purposes only and you should consult with an expert for your specific needs.     

Wedding planning can feel like a full-time job, but who has time for that? On today's episode of Wedding Secrets Unveiled!, Hannah Roze, founder of Plannerd, shares her tips and tools to help you actually enjoy the wedding planning journey. Her new platform helps you track every invoice, stay on budget, meet all vendor deadlines, and much more. Tune in for her expert advice, then check out Plannerd for yourself through the link below! Please rate, review and subscribe to this podcast wherever you're listening so you never miss an episode. Even better share it with a friend! It's a great way to show your support and let us know what you think. Thank you for listening. To get the full show notes head to https://sarazarrella.com/wedding-secrets-unveiled-podcast-stressfree-wedding-planning-experience/ For more information check out our website at www.sarazarrella.com/podcast Check us out on YouTube! Make sure to like and subscribe! https://www.youtube.com/@SaraZarrella/podcasts Join our Monthly Newsletter for tips, tricks and Freebies! https://sarazarrella.com/newsletter Would love to be friends on the gram at https://www.instagram.com/sarazarrellaphotography/

Send us Fan MailLanding a placement at a top bar program doesn't happen by chance. It's the result of trust, timing, and understanding what the people behind the bar actually need from a brand partner. Recorded live at Bar Convent London, this fireside chat brings together Nidal Ramini, Advocacy Director for the EAA Division at Brown-Forman, Emanuele Mensah, Director of Liquid Nation, Giulia Cuccurullo, Head Bartender at Artesian at the Langham London, and Pietro Collina, Group Beverage Director at the Thesleff Group. A panel with deep roots in some of the world's most celebrated bar programs.Together, they unpack what brands consistently get wrong when approaching bars, why one-off activations rarely move the needle, and what a relationship worth investing in actually looks like from the operator's side of the table. From navigating the realities of an increasingly selective consumer to understanding how beverage directors and head bartenders think about menu building and brand partnerships, this conversation offers a candid, practical playbook for any founder or brand team looking to build real traction in the on-premise channel.Featured Guests:Nidal Ramini, Advocacy Director - EAA Division, Brown FormanEmanuele Mensah, Director, LiquidNation Giulia Cuccurullo, Head Bartender, Artesian, the Langham LondonPietro Collina, Group Beverage Director, Thesleff GroupMentioned in this episode:Brown FormanThe World's 50 Best BarsArtesianThesleff GroupWant to stay in the know about new episodes from the podcast? Click the link here.Learn More About Park StreetSign up for our Daily Industry Newsletter.Sign Up for our Monthly Newsletter.Check out Park Street's Guide to Getting Started in the U.S. MarketFollow us for more industry insights onLinkedIn FacebookTwitterInstagram

From the very first ‘EuroVision' East/West Conference the Holy Spirit gave me a ‘Vision' of what God could do if I had the faith to believe in a God of the impossible! That Vision has been in my heart for almost 40 years – and is not yet completed. That's why God has called me to work in the outer parts of that Soviet Empire – and the same miracle which led to Ukraine's freedom and revival will lead to the same freedom from Russia and revival in Central Asia! So, we, with your support, will be evangelising with over 5,000 in Kazakhstan in June, then back in Kyiv in July, before Poland in September! To make a donation: eurovision.org.uk/donation 'Prayer Anthem' and 'Holy Spirit Move Me Now' performed by Vinesong

How Bad Pricing Cost This Business $300K with Heide Olson   Find Rocky Lalvani @ www.ProfitComesFirst.com  or email him at rocky@profitcomesfirst.com  Make more, work less video: https://youtu.be/    A business owner doubled his revenue, kept working hard, and still lost $300,000 in a single year — and had no idea it was happening. That is not a rare story. That is what happens when your pricing falls behind your costs and your financials are not current enough to warn you. If you are growing but not keeping more of what you make, this episode is required listening.    In This Episode:  Why most entrepreneurs focus on revenue over profit early on and when the painful reality finally hits  The pricing mistake that cost one concrete company $300,000 in a single year  Why accurate financials mean nothing without timely financials and how to close that gap  How to use budget vs. actual analysis to instantly see what is off track in your business  Why your balance sheet tells the story your P&L will never show you  How requiring ACH or credit card payment from every client cleaned up 500 accounts overnight  The escalating threat of wire fraud and what All-In-One Accounting does to stop it in 15 minutes or less    Key Takeaways:  A 10% price increase on a 10% profit margin doubles your profit. Raise prices every year without apology.  Budget vs. actual is one of the most powerful financial tools available to any business owner and almost no one uses it in the first few years.  Your balance sheet is where the cash actually disappears. Review it monthly and demand your financial person explain every line.  If you are constantly managing cash, you have a profitability problem. Fix the root cause instead of the symptom.  Accounting is not an expense. It is an investment that should return tenfold through profitable growth, protected assets, and strategic clarity.    The Money Lesson:  Heidi's core message is one that every business owner needs to hear more than once: accounting is not a cost of doing business. It is the mechanism through which your business either builds wealth or quietly leaks it. The businesses that thrive are not necessarily the ones with the most revenue or the most customers — they are the ones where someone is consistently asking what the numbers mean, what changed, and what to do next. Profit does not happen by accident. It is engineered through accurate, timely financials, disciplined pricing, and the strategic clarity that only comes when someone is actually reading the reports and acting on what they find. Heidi built All-In-One Accounting on that belief, and after 23 years and nearly 500 clients, the evidence is hard to argue with.    Why This Conversation Matters:  Most financial conversations aimed at business owners are either too theoretical to act on or too basic to be useful. This one is neither. Heidi Olson has sat inside hundreds of businesses across nearly 23 years and watched the same preventable patterns destroy margins, lock up cash, and leave owners working harder than they should for results that never seem to match the effort. What she shares in this episode is not textbook accounting — it is field-tested reality from someone who has seen what the numbers look like when nobody is paying attention, and what is possible when someone finally does. If you have ever felt like your business should be further ahead than it is, this conversation will show you exactly why that gap exists and what to do about it.    About Heide Olson:  Inspired by her love of small business and drive to serve, Heide has spent the last 22 years   committed to guiding entrepreneurs and nonprofit leaders from financial chaos to clarity   and strategic insight, enabling them to scale their operations efficiently. As founder and   CEO, Heide firmly believes that entrepreneurs are the backbone of our economy, driving  growth through ingenuity, boldness, and willingness to take risks. At the same time, nonprofits have a crucial impact on the communities they serve and the greater good.    Founded in 2004, the All In One Accounting team offers comprehensive services spanning general accounting, bookkeeping, controller, and CFO needs to thousands of clients. They advise entrepreneurs on profitable growth and help nonprofit leaders amplify their impact. Yet, Heide's vision extends far beyond mere financial management; she and her team play a crucial role in increasing value, fueling innovation, and solving real-world  problems, making a substantial impact on society and the economy.   Heide has mastered the art of financial connections. Her passionate pursuit of long-term relationships drive the customized, hands-on implementation planning she is known for and that clients rely on. Every mission partner gets the highest level of service from a trusted adviser who knows precisely what it takes to give any company or nonprofit the financial lift they need.    Links:  Website: https://allinoneaccounting.com/     LinkedIn: https://www.linkedin.com/in/heide-olson/      https://www.linkedin.com/company/allinoneaccounting/     Profit Blueprint Calculator I Profit Comes First: https://lp.profitcomesfirst.com/profitblueprintcalc-page    Watch the full episode on YouTube: https://www.youtube.com/@profitanswerman  Sign up to be notified when the next cohort of the Profit First Experience Course is available!  Free Copy of the Profit Blueprint Book: https://lp.profitcomesfirst.com/landing-page-page   Monthly Newsletter signup: https://lp.profitcomesfirst.com/newsletter-signup  Relay Bank (affiliate link): https://relayfi.com/?referralcode=profitcomesfirst  Profit Answer Man Facebook group: https://www.facebook.com/groups/profitanswerman/  My podcast about living a richer more meaningful life: http://richersoul.com/  Any financial advice is for educational purposes only and you should consult with an expert for your specific needs.      

Turning Chaos into Systems: The 90-Day Growth Framework That Scales Any Business with Kathie Feng   Find Rocky Lalvani @ www.ProfitComesFirst.com  or email him at rocky@profitcomesfirst.com  Make more, work less video: https://youtu.be/    What does it actually take to build a marketing system that drives predictable, sustainable revenue? In this episode of The Profit Answer Man, Rocky Lalvani sits down with Kathie Feng, founder of Signal Growth and fractional CMO with over 13 years of experience leading growth for Fortune 500 brands including Constellation Brands (Corona and Modelo), Pave (an a16z-backed fintech unicorn), Discover, Capital One, and Shiseido. Kathie breaks down the frameworks, strategies, and hard truths that separate businesses that scale from businesses that stall.    In This Episode:  Why most small business owners jump to paid advertising before answering the most important question about their product and audience  What the "winning triangle" of product fit, market fit, and pricing fit really means and how to use it before spending a single dollar on ads  How to build a customer feedback loop that validates your assumptions and identifies your true target audience  Why Meta and Google campaigns fail for so many entrepreneurs and what the real problem usually is  How to structure a test and learn strategy that gives your campaigns the best possible chance of working  Why the first two seconds of a Meta ad are the most critical and how creative structure directly impacts algorithm performance  How to evaluate a marketing agency before you hire one and what questions to ask to separate a polished pitch from proven results  What benchmarks and KPIs you should be holding your agency accountable to from day one  The difference between closing high ticket offers of $7,000 and above versus lower ticket offers under $2,000 and why the sales process should look completely different  How the consumer decision journey has shifted away from a linear funnel and what that means for how you show up across channels  What AI is doing to the content landscape and how founders can use it as a growth tool without losing the authenticity that builds trust  What a 90 to 120 day revenue framework actually looks like and what milestones you should expect within that window    Key Takeaways:  Start with the winning triangle before you advertise.   Build a customer feedback loop early.   Your Meta and Google campaigns need a structured test and learn approach.   The first two seconds of your ad determine everything on Meta.   Hold your agency to real benchmarks from day one.   Run a pilot before committing to a full scope of work.   Match your sales process to your price point.   The consumer decision journey is no longer linear.   AI is a tool that amplifies capacity, not a replacement for strategy.   A 90 to 120 day framework should produce measurable results.     About Kathie Feng:  Kathie Feng is a founder and Growth Architect who helps businesses turn momentum into market dominance.   With more than 13 years of experience leading growth for global brands, Constellation Brands (Corona, Modelo), Pave (a16z-backed fintech unicorn), Discover/Capital One, and Shiseido, she brings enterprise-grade strategy to founder-led companies ready to scale with clarity and intention.  Through her company, Signal Growth, Kathie and her team, with combined experience of 5 decades, engineer predictable revenue by installing the same data-driven, AI-powered frameworks used by Fortune 500 and multinational brands.   Her work blends systems thinking, consumer psychology, and operational discipline, giving founders access to the rigorous, scalable infrastructure normally reserved for billion-dollar organizations.  Her multicultural background—having been to 6 continents, 42 countries, and speaking 5 languages, shapes her ability to decode human behavior, refine messaging across cultures, and unlock deeper emotional resonance in markets crowded with noise. She believes growth isn't luck; it's engineered. And the right system transforms both the business and the founder leading it.  Kathie speaks on:  • AI-powered growth systems  • Modern-day growth funnel architecture  • Founder psychology and decision-making  • Consumer-centric positioning, messaging & behavioral strategy  • Building 90-day revenue engines  • Scaling without chaos or burnout    Links:  Website: https://signalgrowth.webflow.io/  LinkedIn: https://www.linkedin.com/in/kathiefeng/    Profit Blueprint Calculator I Profit Comes First: https://lp.profitcomesfirst.com/profitblueprintcalc-page    Watch the full episode on YouTube: https://www.youtube.com/@profitanswerman  Sign up to be notified when the next cohort of the Profit First Experience Course is available!  Free Copy of the Profit Blueprint Book: https://lp.profitcomesfirst.com/landing-page-page   Monthly Newsletter signup: https://lp.profitcomesfirst.com/newsletter-signup  Relay Bank (affiliate link): https://relayfi.com/?referralcode=profitcomesfirst  Profit Answer Man Facebook group: https://www.facebook.com/groups/profitanswerman/  My podcast about living a richer more meaningful life: http://richersoul.com/  Music provided by Junan from Junan Podcast  Any financial advice is for educational purposes only and you should consult with an expert for your specific needs.    

5 M&A Crime Scenes That Cost You Millions with Holli Moeini   Find Rocky Lalvani @ www.ProfitComesFirst.com  or email him at rocky@profitcomesfirst.com  Make more, work less video: https://youtu.be/    You have worked years to build your business. Revenue is up. You are finally thinking about an exit, or maybe someone has already called asking for your financial statements. But here is the problem most owners never see coming: there are at least five moments in the M&A process where money and risk change hands, and most sellers walk right through them without knowing they just lost hundreds of thousands of dollars.  In this episode, Rocky Lalvani sits down with Holli Moeini, a 35-year CPA and fractional CFO who has guided buyers and sellers through mergers and acquisitions at every level. Holli breaks down the five "crime scenes" of M&A, shares a real story of a seller who nearly lost $989,000 the night before close, and explains why your balance sheet is the most important financial document no one is reading.    In This Episode:  Why the balance sheet matters more than the P&L and how errors there silently destroy your EBITDA  The 30-20-10 rule for diagnosing whether your P&L is healthy or broken  The five M&A crime scenes: financial story, working capital, due diligence, earn-outs, and integration  How a seller almost lost nearly $1 million at the closing table and did not even know it  Why earn out language written in "accounting speak" can cost you your entire payout  What private equity buyers do with your accounting the day after close  How EIDL loans created a 30-year albatross on business balance sheets    Key Takeaways:  If your balance sheet is wrong, your P&L is wrong. You are making decisions based on half the story.  Use the 30-20-10 rule: gross margin above 30%, SG&A below 20%, net income above 10%. If any number is off, you have a specific problem to fix.  Being ready to sell does not mean you are selling. It means you have the financial discipline, clean records, and systems that make your business both profitable and bankable today.  Every term in your deal documents must be defined in plain language. Accounting and legal gray areas are where sophisticated buyers take your money.  You need cash to grow. Owners who extract too much from the business become unbankable when they hit a blip.    Conclusion:  This episode is a wake-up call for any business owner who has been running their company without looking at the full financial picture. Holli Moeini brings 35 years of experience to a conversation that most owners never have until it is too late. If you are growing but not seeing proportional profit or cash flow, if you have ever wondered whether your business could survive a bank's scrutiny, or if you are even beginning to think about what an exit might look like someday, this is the episode to listen to. The crime scenes are real, but every one of them is fixable. Start with your balance sheet. Fifteen minutes could change everything.    About Holli Moeini:  Holli Moeini is a CFO, CPA, and M&A advisor who helps buyers and sellers strengthen their companies, reduce risk, and maximize value at every stage of a deal. Known for blending financial rigor with real operational experience, she brings clarity and confidence to complex decisions.   Early in her career, Holli played a key role in a nine-figure exit, using GAAP discipline to improve performance and strengthen valuation. That experience shaped her precise, transparent approach to value creation. As an EVP and CFO, she led finance, operations, IT, security, and companywide strategy, guiding organic growth, acquisitions, and major systems implementations. She understands what it takes to run a business, not just analyze one.   Most recently, Holli helped a founder move from not being ready to sell to a successful eight-figure exit in 12 months, uncovering and protecting millions of dollars of value while keeping risk balanced from preparation through closing. A graduate of Pacific Lutheran University, Holli is trusted for her steady leadership, practical insight, and ability to simplify complexity while delivering exceptional outcomes.    Links:  Book: https://www.amazon.com/Finding-Missing-Millions-Holli-Moeini/dp/1967386501      Instagram: instagram.com/hollimoeini      LinkedIn: linkedin.com/in/hollimoeini    Profit Blueprint Calculator I Profit Comes First: https://lp.profitcomesfirst.com/profitblueprintcalc-page    Watch the full episode on YouTube: https://www.youtube.com/@profitanswerman  Sign up to be notified when the next cohort of the Profit First Experience Course is available!  Free Copy of the Profit Blueprint Book: https://lp.profitcomesfirst.com/landing-page-page   Monthly Newsletter signup: https://lp.profitcomesfirst.com/newsletter-signup  Relay Bank (affiliate link): https://relayfi.com/?referralcode=profitcomesfirst  Profit Answer Man Facebook group: https://www.facebook.com/groups/profitanswerman/  My podcast about living a richer more meaningful life: http://richersoul.com/  Music provided by Junan from Junan Podcast  Any financial advice is for educational purposes only and you should consult with an expert for your specific needs.    

When planning your perfect wedding, it's natural to gravitate toward either a timeless, classic style or something more on-trend. But which is better? On today's episode of Wedding Secrets Unveiled!, Rachel Koger Ferro of Cose Bella Events unveils the real industry secret: it's not about choosing one over the other. What truly matters is infusing your wedding day with your unique personality and love story. That's what makes it unforgettable for both you and your guests! Please rate, review and subscribe to this podcast wherever you're listening so you never miss an episode. Even better share it with a friend! It's a great way to show your support and let us know what you think. Thank you for listening. To get the full show notes head to https://sarazarrella.com/wedding-secrets-unveiled-podcast-wedding-planning-personalization/ For more information check out our website at www.sarazarrella.com/podcast Check us out on YouTube! Make sure to like and subscribe! https://www.youtube.com/@SaraZarrella/podcasts Join our Monthly Newsletter for tips, tricks and Freebies! https://sarazarrella.com/newsletter Would love to be friends on the gram at https://www.instagram.com/sarazarrellaphotography

Run Your Business in 2 Hours a Week with Vance Morris   Find Rocky Lalvani @ www.ProfitComesFirst.com  or email him at rocky@profitcomesfirst.com  Make more, work less video: https://youtu.be/    Your revenue is growing but you are working more hours than ever and your profit has not caught up. You are the bottleneck, the answer person, the one who touches everything. What if the problem is not your team or your market but the fact that you have no system running your business?  Vance Morris spent over 10 years as a Disney leader in Orlando. Then he started a carpet cleaning company, added an oriental rug washing facility and a mold remediation business, and built all three to the point where he manages them in 90 minutes a week. His secret is not a hack or a shortcut. It is the same three-word operating framework Disney uses to get minimum wage employees to deliver extraordinary experiences: What to do, How to do it, and Why we do it that way.  In this episode Rocky and Vance break down exactly how to install that system in a small business, build a referral engine that eliminates cold outreach, and keep customers coming back without constantly selling to them.    In This Episode:  The three-word Disney system you can install in your business this week  How Vance runs three companies in 90 minutes a week with one general manager  The "candy bowl" referral partner strategy that built 70 plus consistent referral sources  Why Chick-fil-A does over $8M per unit while closing one day a week and what that means for your hiring  How to use a print newsletter to retain customers without ever feeling salesy  The accountability framework Vance uses in weekly meetings and when to fire fast  Why trading $10/hour work for $100/hour work is the fastest path to freedom    Key Takeaways:  Systems give you freedom. Record yourself doing a task on your phone, upload the transcript to AI, and have it create a What/How/Why SOP you can hand to your team immediately.  Referral partners beat cold leads every time. Provide value for five to six weeks before you ask for anything. One to two referrals per month from 70 partners is a pipeline that runs itself.  Your newsletter should entertain, not educate. Stupid criminal stories, family photos, and puzzles keep customers connected. The selling happens separately on a postcard.  If an employee misses targets two weeks in a row without a strong reason, move on. You cannot afford people who do not follow the system.  Pick one idea from this episode and implement it today. Information without implementation moves nothing.    The Big Takeaway:  The business owners who break free are not the ones working the longest hours or chasing the most revenue. They are the ones who build systems simple enough for anyone to follow, hire people who fit their culture, and then get out of the way. Vance Morris manages three businesses in 90 minutes a week not because the businesses are small or simple but because the systems running them are. If Disney can get a minimum wage employee to deliver a world-class experience using three words, you can get your team to run your operation without you being involved in every decision. The system is the freedom. Without it, you are just buying yourself a job.    Conclusion:  More revenue will not fix a business that has no system. More hours will not either. What Vance proved is that a carpet cleaning company, a rug washing facility, and a mold remediation business can all run on autopilot when the owner commits to documenting what works, delegating the execution, and holding people accountable to the standard. The tools are simpler than ever. Your phone, an AI tool, and the discipline to start with one process today. If your business cannot run without you, it is not a business yet. This episode is the blueprint for changing that.    About Vance Morris:  Vance is a former Birth Control Factory Security Guard and turned that into a wild journey from Disney leader to bankrupt out-of-work executive to carpet cleaner to successful entrepreneur.  Today, he's the guy businesses call when they're bleeding profit and can't figure out why. He delivers real-world systems that stop customers from quietly disappearing and stop money from leaking out the back door. He's the only expert on the planet, who blends direct-response marketing with engineered customer loyalty and retention.    Links:  https://www.vancemorris.com   https://www.deliverservicenow.com   https://www.linkedin.com/in/vancemorris/  Link to the gift "52 Ways To Wow Your Customer". https://wow52ways.com    Profit Blueprint Calculator I Profit Comes First: https://lp.profitcomesfirst.com/profitblueprintcalc-page    Watch the full episode on YouTube: https://www.youtube.com/@profitanswerman  Sign up to be notified when the next cohort of the Profit First Experience Course is available!  Free Copy of the Profit Blueprint Book: https://lp.profitcomesfirst.com/landing-page-page   Monthly Newsletter signup: https://lp.profitcomesfirst.com/newsletter-signup  Relay Bank (affiliate link): https://relayfi.com/?referralcode=profitcomesfirst  Profit Answer Man Facebook group: https://www.facebook.com/groups/profitanswerman/  My podcast about living a richer more meaningful life: http://richersoul.com/  Music provided by Junan from Junan Podcast  Any financial advice is for educational purposes only and you should consult with an expert for your specific needs. 

Send us Fan MailThe 2026 alcohol market is bumpy, but for brands paying attention to the right signals, the opportunities are real. In this episode, Giuseppe Gallo, Founder and CEO of Italicus Rosolio di Bergamotto and Savoia Americano, delivers a data-driven talk on the category and flavor shifts quietly reshaping what consumers reach for on the shelf and at the bar.He gets specific about the category and flavor shifts, gaining the most momentum with the new generation of drinkers, and why the brands catching on early are the ones best positioned to win. But he also goes beyond trends, tackling the harder strategic questions around distribution, sustainability, and what it actually takes to build a brand that lasts.He also breaks down how the M&A strategies of major beverage giants have fundamentally shifted in the last 24 months, and what that means for independent brands navigating a crowded market. If you're trying to understand where the new generation of drinkers is heading, and how to position your brand to meet them there, this episode is the place to start.Featured Guest:Giuseppe Gallo, Founder & CEO, Italspirits - ITALICUS Rosolio di Bergamotto & SAVOIA AperitivoWatch on YouTube: The Key Trends in the 2026 Alcohol MarketMentioned in this episode:Italicus Rosolio di BergamottoSavoia AmericanoWant to stay in the know about new episodes from the podcast? Click the link here.Learn More About Park StreetSign up for our Daily Industry Newsletter.Sign Up for our Monthly Newsletter.Check out Park Street's Guide to Getting Started in the U.S. MarketFollow us for more industry insights onLinkedIn FacebookTwitterInstagram

Why 70% of Your Growth Plans Fail: The Real Reason with Casey Woo   Find Rocky Lalvani @ www.ProfitComesFirst.com  or email him at rocky@profitcomesfirst.com  Make more, work less video: https://youtu.be/    The Generalist Advantage  Most business owners hire deep specialists and hope they'll coordinate. But what if the person who actually moves the needle isn't the one who knows one thing brilliantly it's  the person who understands everything moderately well? In this episode, Rocky Lalvani speaks with Casey Woo, founder of the Operators Guild and general partner of FOG Ventures, about why operators (or "scalers") have become the special forces of modern business. If you're scaling a company from $1M to $25M in revenue, this conversation could fundamentally change how you think about hiring, growth, and profitability.    Learning Insights  Operators are the connective tissue between silos. Sales doesn't understand cash flow. Marketing doesn't think about unit economics. Operators are the ones who coordinate across functions and prevent misalignment that kills growth.  Operators have a distinctive personality and it's innate. They're deeply curious, risk seeking, impatient, creative, and often neurodivergent. Spot them by looking at career paths with multiple functions, side hustles, and systems thinking traits you can't train.  Test small before scaling. If a dollar invested generates three dollars back, keep going. If it generates nothing, stop. Always test with 10k before committing 100k. Measure results. Then scale.  AI is replacing specialists, not operators. Repetitive work like bookkeeping will be automated first. The coordinator who manages multiple AI agents and integrates their outputs becomes more valuable. Specialists are at risk; integrators are secure.  Scaling is the art of coordination, not expertise. WeWork had great product but went bankrupt because it didn't scale correctly. Finance, legal, and operations coordination failures matter more than raw product quality at hypergrowth stage.    The Big Takeaway  The business world is experiencing a fundamental shift. For decades, success came from hiring the best specialist in each domain. But as companies scale faster and markets become more complex, the real bottleneck isn't specialist quality it's coordination. The operator is the person who stitches together sales, product, finance, operations, and customer success. They're the special forces of business, operating in small, fast moving teams where unpredictability is the norm. What's remarkable is that this is a learnable professional category that barely existed fifteen years ago. It's now the most valuable hire you can make at the $1M to $25M revenue stage. If your company has coordination problems, silos between functions, and decisions that take too long because no one has a bird's eye view, you don't need more specialists. You need an operator.    Conclusion  Casey Woo's work through the Operators Guild and FOG Ventures represents a sea change in how the business world thinks about talent and coordination. The generalist operator is no longer a quirky founder who does a little bit of everything. They're a professional category with distinctive traits, proven value, and a growing recognition that they're essential for scaling. As AI automates more specialist work, operators become even more valuable. The question isn't whether you need an operator. The question is whether you'll bring one in before the lack of coordination creates a crisis, or after. The companies that win will be the ones who recognize this shift and build their operator function early.    About Casey Woo  Casey Woo is the Founder of the Operators Guild and General Partner of FOG Ventures, the leading community and investing platform for the world's top operators.    A former public market investor turned high-growth technology CFO/COO, Casey has spent over two decades guiding companies through the complexities of scaling. As a 6x CFO and 2x COO, he's led businesses from early-stage startups to pre-IPO powerhouses across software, hardware, marketplaces, and eCommerce. His specialty lies in strategic finance, operational excellence, and scaling execution, transforming ambition into measurable performance.    As the Founder and CEO of the Operators Guild, Casey built a global network of over 1,200 elite operators, the minds behind some of the fastest-growing companies in tech. Building on that foundation, he launched FOG Ventures, now recognized as the top operator-led investing group, investing in the modern operator tool stack.    Casey's passion lies at the intersection of strategy, execution, and community. He continues to advise and invest in startups and funds, helping leaders navigate hyper-growth with precision, discipline, and heart.    Links  Website: https://www.operators-guild.com/  LinkedIn: https://www.linkedin.com/in/caseywoo    Profit Blueprint Calculator I Profit Comes First: https://lp.profitcomesfirst.com/profitblueprintcalc-page    Watch the full episode on YouTube: https://www.youtube.com/@profitanswerman  Sign up to be notified when the next cohort of the Profit First Experience Course is available!  Free Copy of the Profit Blueprint Book: https://lp.profitcomesfirst.com/landing-page-page   Monthly Newsletter signup: https://lp.profitcomesfirst.com/newsletter-signup  Relay Bank (affiliate link): https://relayfi.com/?referralcode=profitcomesfirst  Profit Answer Man Facebook group: https://www.facebook.com/groups/profitanswerman/  My podcast about living a richer more meaningful life: http://richersoul.com/  Music provided by Junan from Junan Podcast  Any financial advice is for educational purposes only and you should consult with an expert for your specific needs. 

We need a final Holy Ghost revival to sweep the final ones into the Kingdom of God, as promised in the prophecies of Joel! Prophecy is unfolding fast, and in a different way to what most expected. I will speak more about this here in the UK, because it seems to me that the most neglected prophet is Joel, but all my life I have been greatly influenced by him. Before Covid, we filled the Westminster Central Hall in London to overflowing with more than 2,000 people to pray for our nation. It's in my heart – if God tells me – to fill it again for prayer, prophecy and healing miracles. But I will only do it if He tells me. I must listen to His Voice! Features a 1-minute live extract from Revive Now! David Hathaway's Day of Prayer and Revival Increase In Me performed by Steve and Velveta Thompson Move Holy Spirit performed by Vinesong

Double Your Profit by Doing Less: The Subtraction Strategy with Yarin Gaon   Find Rocky Lalvani @ www.ProfitComesFirst.com  or email him at rocky@profitcomesfirst.com  Make more, work less video: https://youtu.be/    The Profit Paradox—Why More Revenue Is Killing Your Business    In this episode, Rocky Lalvani sits down with Yaron Gaon, a serial entrepreneur and investor who's mentored over 400 founders, to discuss why most businesses get stuck between $2-4 million in revenue. They explore the counterintuitive truth that revenue growth often masks declining profitability, and break down the exact framework private equity firms use to build truly profitable businesses. This conversation challenges conventional wisdom about growth and reveals the strategic shift every founder needs to make to scale profitably.    Key Learning Insights  Most businesses fail to recognize that not every revenue stream is equally profitable.  Revenue and profit are not the same thing; most founders can't identify where actual profit comes from.  EOS and operational systems work best only after you've answered the upstream strategic questions.  Most founders test ideas without a clear hypothesis, making failure data meaningless.  The 80/20 principle applies to business: 20% of activities generate 80% of profit.  Most founders only make the shift when they hit rock bottom and can't make payroll.    The Big Takeaway  The difference between a business that grows revenue and a business that grows profit isn't luck or market conditions. It's a deliberate strategic shift that happens at the $2-3 million revenue mark. At this stage, founders must stop thinking about addition and start thinking about subtraction. They must create financial clarity by understanding exactly where profit comes from, not just where revenue comes from. Then they must create strategic clarity by deciding what they're doubling down on and what they're eliminating. Only after these two forms of clarity exist should they implement operational systems like EOS. The businesses that make this shift become 3-5x more profitable, create better work environments for their teams, and become far more valuable if they eventually want to sell. The businesses that don't make this shift get stuck, burning out founders with increasing revenue but stagnant or declining profit. The framework isn't complicated. The barrier is that it requires stopping, analyzing, and making hard decisions. But the return on that investment is usually obvious within 90 days.    Conclusion  Building a profitable business isn't about working harder or chasing more revenue. It's about working smarter by understanding where your profit actually comes from and having the discipline to focus on what matters most. Yaron Gaon and Rocky Lalvani both emphasize the same core truth: financial clarity creates the foundation for strategic clarity, which then enables operational excellence. The businesses that win aren't the ones that do the most. They're the ones that do the right things exceptionally well. If you're stuck between $1-5 million in revenue, the moment to make this shift is now, before the crisis forces your hand.    Meet Yarin Gaon  Yarin Gaon is an entrepreneur-turned-investor with a proven track record of founding, scaling, and exiting companies. He launched his first company at age 14 and went on to build Israel's largest e-commerce platform for military goods, which he later sold before relocating to the U.S. He also served as an Entrepreneur-in-Residence at a venture capital firm, where he specialized in turning around distressed startups. With an MBA from Tel Aviv University (and time spent at Kellogg School of Management), Yarin now helps growing companies mature into strong, cash-flowing assets.     Yarin has mentored over 400 businesses through SCORE and the University of Chicago's Polsky Center. Today, he shares a free playbook built for $1–20M companies based on the exact growth systems private equity firms use—democratized for founders who don't have access to elite investor networks. His approach focuses on strategy before tactics, helping founders align their goals and scale with clarity and confidence.    Links  Website: https://www.fractional.partners/  LinkedIn: https://www.linkedin.com/in/yaringaon/  https://playbook.fractional.partners/      Profit Blueprint Calculator I Profit Comes First https://lp.profitcomesfirst.com/profitblueprintcalc-page    Watch the full episode on YouTube: https://www.youtube.com/@profitanswerman  Sign up to be notified when the next cohort of the Profit First Experience Course is available!  Free Copy of the Profit Blueprint Book: https://lp.profitcomesfirst.com/landing-page-page   Monthly Newsletter signup: https://lp.profitcomesfirst.com/newsletter-signup  Relay Bank (affiliate link): https://relayfi.com/?referralcode=profitcomesfirst  Profit Answer Man Facebook group: https://www.facebook.com/groups/profitanswerman/  My podcast about living a richer more meaningful life: http://richersoul.com/  Music provided by Junan from Junan Podcast  Any financial advice is for educational purposes only and you should consult with an expert for your specific needs. 

Today on Wedding Secrets Unveiled! we've got a delicious treat: Maria Vingi-Bedrosian of Only The Finest Italian Cookies & Espresso joins us to show how the classic cookie table — a tradition that began during the Great Depression — has come roaring back (and beyond Italian families). A dessert spread lets you offer a little something for every taste, and the best part? Guests can take home the leftovers as an extra favor. Tune in to Sara and Maria's chat for everything you need to know about these alternative dessert options — plus a few laughs along the way! Please rate, review and subscribe to this podcast wherever you're listening so you never miss an episode. Even better share it with a friend! It's a great way to show your support and let us know what you think. Thank you for listening. To get the full show notes head to https://sarazarrella.com/wedding-planning-podcast-giving-your-dessert-table-a-nonnas-touch/ For more information check out our website at www.sarazarrella.com/podcast Check us out on YouTube! Make sure to like and subscribe! https://www.youtube.com/@SaraZarrella/podcasts Join our Monthly Newsletter for tips, tricks and Freebies! https://sarazarrella.com/newsletter Would love to be friends on the gram at https://www.instagram.com/sarazarrellaphotography/

Send us Fan MailAI is reshaping the spirits industry, and for founders willing to embrace it, the opportunity is real. In this episode, recorded through Park Street University's AI for Spirits Marketing series, Justin Noland, Vice President of Digital Experience for Treasury Wine Estates, and Antonia Fattizzi, Founder and President of Cork and Tin, get specific about where AI can immediately win back hours in your week,  from condensing long email chains and preparing for vendor meetings to analyzing social media ROI without an agency.Then they go deeper, sharing practical frameworks for weaving AI into your brand's day-to-day. They'll give you an idea of how to write prompts that actually work using Justin's 'Brilliant Intern' framework, and how to structure your website so that tools like ChatGPT and Gemini start citing your brand as the authoritative source for spirits recommendations. If you've been curious about AI but unsure where to start, this episode makes the case for why it might be the most powerful marketing tool your brand isn't using yet.Featured Guest:Antonia Fattizzi, Founder and President of Cork and TinJustin Noland, Vice President of Digital Experience for Treasury Wine EstatesWatch on YouTube: AI for Spirits Marketing Pt. I: The Great Equalizer for Craft Beverage BrandsAI for Spirits Marketing Pt. II: Putting AI Into Practice for Small BrandsMentioned in this episode:Cork & TinTreasury Wine EstatesWant to stay in the know about new episodes from the podcast? Click the link here. Learn More About Park StreetSign up for our Daily Industry Newsletter.Sign Up for our Monthly Newsletter.Check out Park Street's Guide to Getting Started in the U.S. MarketFollow us for more industry insights onLinkedIn FacebookTwitterInstagram

Think Like a Business Buyer: Cash Flow, Profitability, and Valuation Strategy with David Hori   Find Rocky Lalvani @ www.ProfitComesFirst.com  or email him at rocky@profitcomesfirst.com  Make more, work less video: https://youtu.be/    How to Buy Profitable Businesses Without Destroying What Founders Built    David Hori has spent 25+ years scaling businesses, executing three successful exits, and most recently, buying profitable local businesses with a focus on preserving founder legacy. In this conversation with Rocky Lalvani, David breaks down what actually drives business value, why 70-80% of listed businesses never sell, and how to position your company whether you're scaling or planning an exit. Unlike typical acquisition talk, David thinks like an operator, not a financial engineer, and his insights challenge conventional wisdom about revenue, multiples, and what buyers actually want.    Key Learning Insights  Buyers care about cash flow, not valuation multiples. A serious buyer will pay whatever multiple the cash flow supports, not what industry standards suggest.  Ownership of production or exclusive distribution rights removes middlemen that eat into margins. These structural advantages are what create defensible cash flow.  Different revenue levels require fundamentally different playbooks. What worked to get you to $3M will not get you to $5M. It's not incremental improvement; it's a complete strategic shift.  Ability to deliver outcomes comes before culture fit. The person who got you your first 100 customers will likely not be the person who gets you the next 5,000.  Cash flow buyers like David don't engage with turnarounds. The business must already be profitable. Everything else filters through that requirement.  Seller financing or earnouts tied to metrics you don't control are dangerous. If the buyer controls the company and cash flow, they control your fate, as evidenced by cautionary tales of private equity extractions.  Profit First works by starting with the end in mind: owner pay, taxes, profit, then operations. Every bank is different; some charge excessive fees for account transfers that make the system impractical.  AI is not a silver bullet. Garbage in, garbage out. Implement AI to enhance processes you already understand well, not to replace decisions you can't make.    The Big Takeaway  The difference between a business that sells for what you want and a business that sits on the market unsold comes down to one factor: cash flow. Not revenue. Not growth rate. Not your personal vision. Cash flow. A serious buyer will never pay a price that doesn't leave them room to pay themselves, grow the business, and service the acquisition debt. This is why David, as a cash flow buyer, doesn't even look at businesses until they're already profitable. Everything else—systems, team, culture, playbooks—filters through this reality. But here's what changes your entire approach: if you build your business with this buyer's mentality from day one, you're not just positioning yourself for a potential exit. You're building a business that generates the freedom and flexibility you actually wanted when you started. You're not chasing revenue that never seems to solve your problems. You're building cash flow. You're working with people aligned to your values. You're operating playbooks appropriate to your scale. You're thinking like an operator, not a grinder. Whether you eventually sell or scale, this mindset delivers the actual outcome you set out to achieve.    Conclusion  David Hori's perspective on business acquisition and growth challenges the narrative most entrepreneurs hear. It's not about bigger multiples, faster growth, or finding the right private equity partner. It's about building businesses that actually work: businesses that generate reliable cash flow, operate with systems that don't depend on founder heroics, and preserve what the founder actually built. The path to that business is clear, but it requires thinking like a buyer even if you're planning to scale indefinitely. The metrics matter. The playbooks matter. The team matters. But they all matter because they determine whether your business can actually support the financial and operational reality of growth. Start there, and the rest follows.  Don't chase revenue that never solves your problems. Build cash flow that gives you the freedom you wanted.    About David Hori  David buys profitable local businesses (8-120 employees, $1.5M-$15M revenue) with a focus on preserving what founders built—their employees, culture, and legacy. No private equity gutting or quick flips.  He also advises established owners stuck between growth and exit, but thinks like a buyer, not a consultant. They get the same honest assessment he'd give if acquiring their business—no billable hours busywork, just proven systems that let them step back or exit cleanly.  His track record: 25+ years scaling businesses including three exits.   Bottom line: Whether buying or advising, you're talking to someone who's been in the operator's seat. Fast decisions, real solutions, no fluff.    Links  Website: https://toplineops.com/  LinkedIn: https://www.linkedin.com/in/iamdavidhori/  Facebook: https://www.facebook.com/profile.php?id=61582098929191  Instagram: https://www.instagram.com/toplineops/  YouTube: https://www.youtube.com/@toplineops    Profit Blueprint Calculator I Profit Comes First https://lp.profitcomesfirst.com/profitblueprintcalc-page    Watch the full episode on YouTube: https://www.youtube.com/@profitanswerman  Sign up to be notified when the next cohort of the Profit First Experience Course is available!  Free Copy of the Profit Blueprint Book: https://lp.profitcomesfirst.com/landing-page-page   Monthly Newsletter signup: https://lp.profitcomesfirst.com/newsletter-signup  Relay Bank (affiliate link): https://relayfi.com/?referralcode=profitcomesfirst  Profit Answer Man Facebook group: https://www.facebook.com/groups/profitanswerman/  My podcast about living a richer more meaningful life: http://richersoul.com/  Music provided by Junan from Junan Podcast  Any financial advice is for educational purposes only and you should consult with an expert for your specific needs. 

From High Revenue to High Profit: The Missing Piece in Your Business with Chris Hallberg, EOS   Find Rocky Lalvani @ www.ProfitComesFirst.com  or email him at rocky@profitcomesfirst.com  Make more, work less video: https://youtu.be/    Hire a Green Beret: Why Veterans Transform Your Business    In this episode, Rocky Lalvani sits down with Chris Hallberg, ranked #9 on Inc. Magazine's Top 50 Leadership & Management Experts, to discuss why hiring the right people and implementing disciplined systems are the real keys to building a profitable business. Chris shares insights from his military background, his veteran-powered recruiting company Business Sergeant, and his work implementing the Entrepreneurial Operating System (EOS) with hundreds of companies. Learn why Green Berets might be your secret weapon, how to stop bleeding money through bad hiring decisions, and why your profit problem might not be a revenue problem at all.    Learning Insights  The true cost of bad hiring: A single bad hire in a $100,000 role costs approximately $500,000 when accounting for turnover and lost productivity. A-players cost only 1.2X to 1.6X more but deliver 2 to 10 times the value.  Veterans are exceptionally rare and valuable: Only half of 1% of the US population has special operations training. They don't cost more to hire than regular candidates but deliver exponentially more value through proven leadership under pressure.  High revenue does not equal high profit: The biggest pattern Chris sees is companies saying yes to every opportunity. Without a strong number two person (COO/integrator) to say no and protect margins, you get high sales but low profit.  Your yes person needs a no person: Visionary CEOs naturally seek opportunities. They need a strong integrator to say no and protect profit margins. Without this balance, money disappears and profit suffers.  Accountability is natural with the right people: When you hire aligned, quality people who share your values, accountability happens without friction. If you can't hold someone accountable, you have the wrong person in that seat.  Use math, not gut feeling, to make decisions: Create a go/no-go matrix based on realistic data. Input assumptions about revenue, time, and resources. Let the numbers tell you yes or no instead of relying on passion or intuition.  Discipline beats opportunity every single time: The road to business failure is paved with companies that couldn't decide what to say no to. Clear, disciplined decisions about strategy and fit matter more than saying yes to everything.    The Big Takeaway  The difference between businesses that struggle and businesses that thrive isn't complicated. It's not about working harder, better marketing, or a superior product. It's about two things: the right people in the right seats, and the discipline to say no to opportunities that don't fit your strategy and profit model. Most visionary founders and CEOs are wired to say yes. They're opportunity seekers. That's their strength. But without a strong integrator, COO, or number two person who protects profit margins by saying no, companies end up with high revenue and low profit. They're exhausted, understaffed, and serving too many customers at too thin a margin. Additionally, most business owners are flying blind when it comes to hiring and decision making. They rely on gut feeling instead of math. Veterans, particularly those from special operations backgrounds, bring a rare combination of perseverance, problem solving, accountability, and calm under pressure that most candidates can't match. They've been selected and tested in environments where failure isn't an option. They understand what real adversity looks like, which makes business challenges feel manageable by comparison. The math is simple: invest more upfront in the right person, hold them accountable, create systems for evaluation and improvement, and say no to opportunities that don't fit. Do this, and your business transforms.    Conclusion  Building a profitable, scalable business requires more than good ideas and hard work. It requires the right people in the right seats, clear systems for making decisions, and the discipline to say no. Chris Hallberg's work with hundreds of leadership teams and his experience as a veteran demonstrate that these principles work regardless of industry or company size. Whether you hire a Green Beret through Business Sergeant or simply apply the framework Chris and Rocky outlined, the message is the same: your people and your discipline are what create profit. Everything else is a distraction.    About Chris Hallberg  Chris Hallberg—known as the "Business Sergeant"—is a top-ranked leadership expert, military veteran, and serial entrepreneur who transforms good companies into great ones, fast. Ranked #9 on Inc. Magazine's Top 50 Leadership & Management Experts—ahead of Simon Sinek—Chris blends battlefield-tested leadership with the Entrepreneurial Operating System (EOS) to deliver proven results.  He scaled and sold a startup during the Great Recession at an 8× multiple, built royalty-generating sales systems, and became Colorado's first EOS Implementer, guiding 100+ teams to achieve 90%+ employee engagement rates and 100+ Best Places to Work awards. Today, he co-builds a $5M AI-driven EOS platform while coaching billion-dollar contractors, national chains, and franchises with a remarkable 85% success rate.  With his no-nonsense, high-energy style, Chris simplifies strategy, strengthens culture, and shows leaders how to drive 30%+ EBIT on predictable systems—making him a powerhouse guest for any podcast.    Links  Website: https://goexpand.com/   LinkedIn: https://www.linkedin.com/in/chris-hallberg-01516315/  Facebook: https://www.facebook.com/people/GoExpand/61577326657347/#  Instagram: https://www.instagram.com/goexpandplatform?igsh=MXV5N2I1Mml0MXF4aw%3D%3D  YouTube: https://www.youtube.com/@GoExpand    Profit Blueprint Calculator I Profit Comes First https://lp.profitcomesfirst.com/profitblueprintcalc-page    Watch the full episode on YouTube: https://www.youtube.com/@profitanswerman  Sign up to be notified when the next cohort of the Profit First Experience Course is available!  Free Copy of the Profit Blueprint Book: https://lp.profitcomesfirst.com/landing-page-page   Monthly Newsletter signup: https://lp.profitcomesfirst.com/newsletter-signup  Relay Bank (affiliate link): https://relayfi.com/?referralcode=profitcomesfirst  Profit Answer Man Facebook group: https://www.facebook.com/groups/profitanswerman/  My podcast about living a richer more meaningful life: http://richersoul.com/  Music provided by Junan from Junan Podcast  Any financial advice is for educational purposes only and you should consult with an expert for your specific needs. 

Send us Fan MailBuilding a spirits brand in one market is hard. Building one across multiple continents, at the highest level of the industry, is a different game entirely, and few people have played it better than Matteo Fantacchiotti. A 25-year veteran of the drinks industry with senior leadership stints at Diageo and Carlsberg, Matteo briefly took the helm as CEO of Campari Group before turning his attention to a new challenge: becoming Partner and Chairman of the Board at Cygnet Distillery, where he's applying everything he's learned to building a super-premium gin brand from scratch.In this episode, recorded live at Bar Convent Berlin, Matteo shares his six-pillar blueprint for luxury spirits brand expansion: from building sustainable brand value and prioritizing the right markets, to why the smartest brands think in cities rather than countries. We explore the hard truths around funding and resource allocation, the people decisions that make or break international growth, and why the best advice he can give any brand looking to expand is to go fewer places, and go much deeper.Featured Guest:Matteo Fantacchiotti, Partner and Chairman of the Board, Cygnet DistilleryWatch on YouTube: The 6 Pillars of Luxury Spirits Brand ExpansionMentioned in this episode:Cygnet DistilleryCampari GroupDiageoCarlsberg GroupWant to stay in the know about new episodes from the podcast? Fill out the form below: https://share.hsforms.com/1MEb-81x2TXi3f15qO_yEpA4tip1Learn More About Park StreetSign up for our Daily Industry Newsletter.Sign Up for our Monthly Newsletter.Check out Park Street's Guide to Getting Started in the U.S. MarketFollow us for more industry insights onLinkedIn FacebookTwitterInstagram

Numbers Don't Lie- Why Your Finances Are Your Best Strategy with Nate Littlewood   Find Rocky Lalvani @ www.ProfitComesFirst.com or email him at rocky@profitcomesfirst.com  Make more work less video: https://youtu.be/   From Denial to Enlightenment: The 4 Stages of Financial Mindset    In this episode, Rocky Lalvani sits down with Nate Littlewood, founder of Future Ready CFO, to explore why 80% of business owners avoid their finances and how to break free from that pattern. They discuss the psychological barriers to financial engagement, the framework for moving from denial to enlightenment, and why your product might be your best marketing tool in an AI driven world. Whether you're bootstrapping an e-commerce brand or scaling a CPG company, this conversation reveals how financial clarity becomes your competitive advantage.    Learning Insights  Cognitive Dissonance is Why Founders Avoid Finances: Most founders hold two conflicting narratives believing they're building an amazing company while their numbers tell a different story. This psychological discomfort causes them to push financial data out of their focus rather than confront the reality.  The 4 Stages of Financial Mindset: Denial to Overwhelm to Intrigue to Enlightenment. Most founders start in denial (80% of business owners), and many get stuck in overwhelm when they try to go it alone without proper guidance.  Your Bookkeeper, CPA, and Banker Are Not Financial Strategists: Each plays a specific role in your business, but none are focused on helping you use financial data for strategic decision making. You need a fractional CFO or financial advisor for that function.  Gross Profit, Not Revenue, Is Your Real Business: An $8 million business with $1 million in gross profit is really a $1 million business. You can't run your company on revenue you run it on gross profit after covering all overhead and owner compensation.  Lifetime Gross Profit Determines Customer Acquisition Profitability: Understanding your repeat purchase rate and lifetime gross profit allows you to evaluate whether your CAC (customer acquisition cost) actually makes economic sense across different marketing channels.  Product Quality Is Becoming the Differentiator: As AI democratizes marketing capabilities, brand differentiation will shift from marketing execution to product excellence. The businesses that win are those with products so good they market themselves.  Finance Is the Language of Business: If you're not understanding your numbers or getting professional help to understand them, you're burning cash. This is a primary reason why businesses fail.  Contribution Margin Is Critical for E Commerce: For e commerce businesses specifically, it's important to understand contribution margin (gross profit less customer acquisition spend) as a key profitability metric, since customer acquisition costs are often a major expense category.  Most Founders Haven't Learned This Framework Before: The vast majority of seven figure founders don't know how to evaluate marketing profitability using lifetime value and CAC metrics before working with a fractional CFO.  People Only Care When They Experience Pain: Founders become receptive to financial guidance only after they've encountered their own version of pain whether that's stress about personal income, cash flow challenges, or uncertainty about which initiatives are working.    The Big Takeaway  The most transformative insight from this episode is that financial avoidance isn't a character flaw it's a natural psychological response to cognitive dissonance. When the narrative your business tells conflicts with what your numbers reveal, your brain works to suppress the uncomfortable truth. But here's what changes everything: once you move through the stages from denial to enlightenment, you realize that your numbers aren't your enemy. They're your most powerful strategic ally. When you understand your finances the lifetime value of your customers, your true gross profit, which marketing channels are actually profitable, and how cash flows through your business you gain clarity that transforms decision making. You stop guessing about where to allocate resources and start knowing. You stop chasing vanity metrics like revenue and start optimizing for metrics that actually matter. This shift from financial avoidance to financial empowerment isn't just about better accounting; it's about reclaiming your power as a business owner. It's about moving from a state of chaos and confusion to one of strategic clarity where your numbers give you confidence to make bigger, bolder decisions about the direction of your company.    About Nate Littlewood  Nate Littlewood is the founder of Future Ready CFO, where he supports early stage purpose-led founders in the eCommerce and CPG space achieve their business and financial goals by bringing clarity to their numbers and showing them how to use financial data to make better decisions on topics like marketing budgets, product portfolio, sales channel focus, team and business strategy.    Unlike other CFOs in the space, Nate has walked the walk - having bootstrapped his own eCommerce business, served as Lead Mentor for a NYC based startup accelerator program, and he spent nearly a decade on Wall St with a global investment bank before entering the world of entrepreneurship.    Through content, courses and 1:1 coaching, he's on a mission to make finance education and support more accessible for startup founders, and ultimately aspires to put an end to finance being the #1 reason that startup businesses fail.    Links  Website: futurereadycfo.com  LinkedIn: https://www.linkedin.com/in/nathanlittlewood/  YouTube: https://www.youtube.com/@Nate_Littlewood    Conclusion  Financial literacy is not a luxury for business owners it's a necessity. Whether you're bootstrapping your first e commerce brand or scaling a multi million dollar CPG company, understanding the fundamentals of your business finances will determine your long term success. The good news is that this doesn't require an MBA or years of Wall Street experience. It requires understanding basic math: what comes in, what goes out, what's left over, and what that means for your strategy. If you're currently avoiding your numbers, remember that pain is often the catalyst for change. Use it as your wake up call. If you're overwhelmed by the process, seek professional guidance. And if you're already enlightened, use your financial clarity as your competitive advantage in a market where most of your competitors are still flying blind.    Ready to move from financial denial to enlightenment? Connect with Nate Littlewood to explore how fractional CFO services can bring clarity to your e commerce or CPG business. Visit futurereadycfo.com or find Nate on LinkedIn for daily insights on startup finance and business profitability.    Want to learn more about using financial data for strategic decision making? Check out Rocky Lalvani's resources on fractional CFO services and the Profit First methodology at profitanswerman.com.    #FractionalCFO #EcommerceBusiness #FinancialClarity #SmallBusinessFinance #CPGBusiness #CashFlowManagement #BusinessProfitability #ProfitFirst #FounderMindset #FinancialLiteracy #EntrepreneurshipTips #BusinessStrategy #GrossProfit #CustomerAcquisitionCost #BusinessOwnerSalary #FinancialFreedom #SevenFigureBusiness #MarketingROI #BusinessMetrics #ProfitAnswerMan    Watch the full episode on YouTube: https://www.youtube.com/@profitanswerman  Sign up to be notified when the next cohort of the Profit First Experience Course is available!  Free Copy of the Profit Blueprint Book: https://lp.profitcomesfirst.com/landing-page-page   Monthly Newsletter signup: https://lp.profitcomesfirst.com/newsletter-signup  Relay Bank (affiliate link): https://relayfi.com/?referralcode=profitcomesfirst  Profit Answer Man Facebook group: https://www.facebook.com/groups/profitanswerman/  My podcast about living a richer more meaningful life: http://richersoul.com/  Music provided by Junan from Junan Podcast  Any financial advice is for educational purposes only and you should consult with an expert for your specific needs. 

Why Your Business Is Always Short on Cash (Even When You're Busy)with John Scott   Find Rocky Lalvani @ www.ProfitComesFirst.com  or email him at rocky@profitcomesfirst.com  Make more, work less video: https://youtu.be/   Your business is busy. Revenue is coming in. The team is working hard.  So why does cash still feel tight?  In this episode of Profit Answer Man, Rocky Lalvani sits down with John Scott, Partner at Anders and leader of their Virtual CFO services for law firms, to unpack why profitable businesses still struggle with cash flow.  This conversation goes beyond theory. It breaks down the real financial levers that drive profit, capacity, and long-term stability.    Learning Insights  Many businesses discount the finance function by assigning bookkeeping to someone without proper expertise or keeping books months behind  You cannot make smart business decisions without current and accurate financial data  Working capital targets should range between 10 percent and 30 percent of expected annual revenue depending on risk  Setting aside 40 percent of monthly profit in a separate tax account prevents emotional and financial stress at tax time  Two to five additional productive hours per week per employee can dramatically increase profitability in service firms  Capacity determines pricing power. If you are at full capacity, you either raise prices or say no  Revenue drivers exist in every business. You must identify and track yours instead of relying on gut instinct  Segregating funds such as retainers, deposits, and sales tax prevents accidental overspending  Subscription pricing removes friction, encourages proactive conversations, and strengthens client relationships  Cash flow problems are often operational problems such as slow billing, lack of reconciliation, or unmanaged productivity    Big Takeaway  Cash flow is not a mystery. It is a management discipline. When owners define cash targets, track capacity, understand revenue drivers, and keep financial data current, clarity replaces stress. Small operational improvements such as tightening billing cycles, increasing utilization by a few hours, or segregating tax funds can dramatically change the financial health of a business. Profit and cash flow improve not through luck, but through consistent attention to the right levers.    Bio  John C. Scott, CPA, AEP, CGMA, is a partner in tax at Anders and a leading authority in law firm financial management. With over 30 years of experience, he heads Anders' legal industry efforts for their Virtual CFO team, offering law firms the dedicated resources, forward-looking financial insight, and critical thinking they need to thrive. Author of Judicial Dollars and Cents, John specializes in helping firms optimize processes, improve profitability, and position themselves for successful succession or managing partner transitions.   Drawing on deep expertise in tax planning, estate planning, and closely held business valuations, John partners with law firms to implement data-driven decision-making, streamline operations, and strengthen cash flow. His approach blends strategic foresight with handson financial leadership, ensuring firms can scale confidently and sustainably. Whether guiding a million-dollar boutique or a $30M multioffice practice, John helps ambitious legal leaders turn complexity into clarity—and profitability into lasting success.    Links  Website: https://anderscpa.com/  https://anders-virtual-cfo.scoreapp.com/p/profit-focused-accounting-maturity-assessment  LinkedIn: https://www.linkedin.com/in/john-c-scott-cpa/  https://www.linkedin.com/company/andersvcfo/posts/?feedView=all  Facebook: https://www.facebook.com/vcfobyanders/  Instagram: https://www.instagram.com/andersvcfo/  Podcast: https://anderscpa.com/learn/podcasts/  Book: https://go.anderscpa.com/judicial-dollars-and-cents     Conclusion  Busy does not equal profitable. Revenue does not automatically create cash stability.  The businesses that win are the ones that understand their numbers, reconcile accounts regularly, forecast using real data, and make decisions based on facts instead of feelings.  When you treat cash as a strategic asset instead of an afterthought, everything changes.    If you want practical strategies to strengthen your cash flow and increase profitability, listen to this full episode of Profit Answer Man now and start applying these financial levers in your business today.    #ProfitAnswerMan #CashFlow #BusinessFinance #Entrepreneurship #VirtualCFO #ProfitFirst #SmallBusinessGrowth #FinancialClarity #BusinessOwners #WealthBuilding    Watch the full episode on YouTube: https://www.youtube.com/@profitanswerman  Sign up to be notified when the next cohort of the Profit First Experience Course is available!  Free Copy of the Profit Blueprint Book: https://lp.profitcomesfirst.com/landing-page-page   Monthly Newsletter signup: https://lp.profitcomesfirst.com/newsletter-signup  Relay Bank (affiliate link): https://relayfi.com/?referralcode=profitcomesfirst  Profit Answer Man Facebook group: https://www.facebook.com/groups/profitanswerman/  My podcast about living a richer more meaningful life: http://richersoul.com/  Music provided by Junan from Junan Podcast  Any financial advice is for educational purposes only and you should consult with an expert for your specific needs. 

I want to thank you for all your support over so many years. Together we have seen the most incredible miracles, the hundreds of thousands who have found Christ, and the hundreds of churches founded. The miracles I've seen were not merely of healing, but storms stopped, miraculous provision of aircraft, a life of faith overcoming all opposition especially under the communist oppression. 

Weddings should feel like you—your story, your vibe, your personalities as a couple. But how do you design a day that also shows your guests just how much they mean to you? On today's episode of Wedding Secrets Unveiled!, Julie Comfort of The Experiential Wedding shares how she set out to fill a gap she noticed during her 10 years as a wedding photographer: the guest experience. Julie's mission is all about creating organic, emotion-filled moments. Guests won't remember what was on the menu, but they'll never forget how your wedding made them feel. Please rate, review and subscribe to this podcast wherever you're listening so you never miss an episode. Even better share it with a friend! It's a great way to show your support and let us know what you think. Thank you for listening. To get the full show notes head to https://sarazarrella.com/wedding-design-moments-that-matter-wedding-secrets-unveiled-podcast/ For more information check out our website at www.sarazarrella.com/podcast Check us out on YouTube! Make sure to like and subscribe! https://www.youtube.com/@SaraZarrella/podcasts Join our Monthly Newsletter for tips, tricks and Freebies! https://sarazarrella.com/newsletter Would love to be friends on the gram at https://www.instagram.com/sarazarrellaphotography/

Send a textNot many people can say they've founded a bourbon distillery and run one of the world's largest whiskey programs. Kaveh Zamanian isn't most people. A prolific whiskey brand founder and former Chief Whiskey Officer at Pernod Ricard, Kaveh built Rabbit Hole Distillery from a creative vision into a brand compelling enough to catch the eye of one of the world's biggest spirits companies, and when Pernod Ricard came calling, he didn't just take the deal, he took the wheel, going on to lead their whiskey program at the highest level.In this episode, Kaveh reveals what it really takes to build a bourbon brand with a creative mindset: from the founding principles behind Rabbit Hole Distillery, to the realities of being acquired by a global spirits giant, to how he architected a portfolio strategy that balanced heritage and innovation. We explore the surprising link between whiskey and human psychology, his approach to brand building that goes beyond the liquid in the bottle, and the leadership lessons learned from running one of the industry's most storied whiskey programs.Featured Guest:Kaveh Zamanian, Founder, Rabbit Hole, Mary Dowling, and Mash & Mallow Whiskey CompaniesMentioned in this episode:Rabbit Hole DistilleryMary Dowling Mash & MallowPernod RicardWant to stay in the know about new episodes from the podcast? Fill out the form below: https://share.hsforms.com/1MEb-81x2TXi3f15qO_yEpA4tip1Learn More About Park StreetSign up for our Daily Industry Newsletter.Sign Up for our Monthly Newsletter.Check out Park Street's Guide to Getting Started in the U.S. MarketFollow us for more industry insights onLinkedIn FacebookTwitterInstagram

Become a Pattern Hunter: Own Your Revenue or Remove the Chaos, Grow Your Profit with Rion Westfall   Find Rocky Lalvani @ www.ProfitComesFirst.com or email him at rocky@profitcomesfirst.com   Feeling busy but the business isn't getting more profitable? In this episode, Rocky sits down with Rion Westfall, founder of the Own Your Revenue program, to break down why most SMBs struggle to scale, and how to fix it with systems, SOPs, and a healthier definition of accountability. You'll hear practical frameworks to reduce chaos, get your team engaged (without micromanaging), and start spotting the revenue patterns that drive 7–8 figure growth.   Learning Insights Accountability isn't punishment, it's engagement. When people treat accountability as "I'm going to get in trouble," they avoid it. When it's framed as ownership and mental presence, it becomes a culture driver. Systems are what make scale possible, not talent. McDonald's-level consistency comes from procedures that allow any capable person to step in and produce the same result. If it's not written down, it's a liability. If it is written down, it's an asset. Documentation (SOPs, checklists, recordings) turns fragile tribal knowledge into a transferable business asset. Leaders must stop being the bottleneck. If the owner is always the one who "just does it faster," the business can't grow beyond the owner's time and energy. Train once, capture it, and turn it into an SOP. Record the training (video/screen/audio), use tools to organize it into steps, then hand ownership to the team member to maintain and improve the system. Don't organize the company by titles; organize it by problems to solve. Rebuilding an org chart around the actual problems the business must solve reveals gaps, overlaps, and misaligned roles fast. "Busy" is not the same as "effective." A company (or leader) can log massive hours and still lack clarity on expectations, outcomes, and priorities; time spent doesn't equal results. Small improvements in the right lever create outsized profit. The game isn't doing more work; it's finding the few operational/financial levers where a slight change materially improves profit. Engage the frontline to extract "gold nuggets." Employees often know what's broken and what would fix it; the owner's job is to pull those insights out, quantify them, and systemize the best ideas. Documented systems increase enterprise value and sellability. When processes are clear and repeatable, the business is easier to transfer, scale, franchise, or sell, often at a better multiple.   Big Takeaway If your business feels "busy" but profits aren't improving, the problem usually isn't effort; it's a lack of a documented, repeatable system that creates accountability and consistent results. This episode's core message is that accountability works best when it's treated as engagement and ownership, not punishment, and that sustainable growth happens when leaders stop doing the work themselves and instead invest in building the procedures, standards, and feedback loops that let the team execute without constant oversight. When you turn tribal knowledge into written (or recorded) SOPs and invite employees to improve them, you reduce chaos, strengthen culture, and create a business that can scale and sell.   Bio Rion is the founder the Own Your Revenue program. Built specifically for SMBs to tactically hunt revenue patterns that expedite 7-8 figure growth.   Rion is not your average entrepreneur—he's a battle-tested builder of businesses with global experience and gritty stories that resonate with founders at every stage.   From specialty projects with the Department of Defense as a mechanical engineer with secret clearance…   To scaling companies internationally through strategic business development and high-stakes industrial projects…   Rion's journey is anything but conventional. He's worked in over 15 countries. He speaks fluent English and Spanish. And he's built nine companies—across solo ventures, family-run businesses, joint ventures, and private equity-backed disruptors.   Rion doesn't just talk about business success—he's lived through the wins and the tough lessons. And now, he's channeling all of that into a mission-driven approach to help SMBs thrive.   If your audience is made up of founders, operators, or growers of small or mid-sized business…   Rion brings stories, strategies, and frameworks that inspire and deliver immediate value. He's passionate, sharp, and brings real talk about what it takes to scale in today's landscape.   Links Website: https://www.537bd.com/ LinkedIn: https://www.linkedin.com/in/rion-westfall-own-your-revenue-business/   Conclusion Rion's perspective blends an engineering mindset with real-world operator experience: clarity creates power, and power creates action. When owners slow down long enough to build systems, define what "good" looks like, and assign roles based on the real problems the company must solve, they stop being the bottleneck. The result is a business that runs with less stress, stronger accountability, and more predictable revenue without the owner having to be the daily enforcer.   If you got value from this episode, do me a favor: share it with one founder or operator who's stuck being the doer instead of the leader. Text it to them, post it to LinkedIn, or drop it in your ops group. This is the stuff that helps businesses scale in the real world. And if you want to connect with Rion and learn more about Own Your Revenue, check the show notes for his links.   #SmallBusiness #SMB #BusinessGrowth #BusinessSystems #Accountability #Leadership #Operations #StandardOperatingProcedures #SOP #ProcessImprovement #ScalingBusiness #RevenueGrowth #Entrepreneurship #BusinessDevelopment #Founder #COO #EOS #Traction #Profitability #CashFlow   Watch the full episode on YouTube: https://www.youtube.com/@profitanswerman Sign up to be notified when the next cohort of the Profit First Experience Course is available! Free Copy of the Profit Blueprint Book: : https://lp.profitcomesfirst.com/landing-page-page  Monthly Newsletter signup: https://lp.profitcomesfirst.com/newsletter-signup Relay Bank (affiliate link): https://relayfi.com/?referralcode=profitcomesfirst Profit Answer Man Facebook group: https://www.facebook.com/groups/profitanswerman/ My podcast about living a richer more meaningful life: http://richersoul.com/ Music provided by Junan from Junan Podcast Any financial advice is for educational purposes only and you should consult with an expert for your specific needs.

From Chaos to Control: Simple Systems That Actually Scale with Tim Martinez   Find Rocky Lalvani @ www.ProfitComesFirst.com or email him at rocky@profitcomesfirst.com   If your business feels like it's growing… but also getting messier, heavier, and more dependent on you, this conversation will hit home.   Rocky Lalvani sits down with Tim Martinez, a seasoned operator and advisor with 20+ years of experience helping founders, CEOs, and executive teams build companies that actually scale. Tim has worked across software, media, retail, gaming, and finance, and he's also owned, operated, invested in, and exited multiple businesses, so the insights here are practical, not theoretical.   Learning Insights Why so many owners get stuck in "manageable chaos" (Tim's $3M wall observation) and what it really takes to break past a plateau How to use Profit First and Traction/EOS as flexible tools, and why adapting frameworks beats trying to follow them perfectly The difference between busy work and scalable execution (and how founders accidentally become the bottleneck) What "simplicity is the ultimate sophistication" looks like in real operations and decision-making How to spot vanity spending vs. investments that actually create ROI (systems, tech, training, leadership) Why culture = what you allow (and how standards at the top shape everything downstream) How to identify performance drag: A-players, C-players, and why top performers won't stay in a low-standard environment Why time is currency, and how meetings, rework, and unclear ownership quietly destroy margin What Tim looks for when evaluating companies: profitability (EBITDA/SDE lens), customer concentration risk, and realistic growth story How to create accountability after meetings so action items don't disappear (clear owners + follow-through)   Big Takeaway Scaling isn't about adding complexity, it's about removing friction. Tim's core message is that the businesses that "feel in control" don't have fewer problems; they have clearer systems, clearer ownership, and higher standards, so problems get handled without everything funneling back to the founder. When you treat time like currency, invest intentionally (not emotionally), and build accountability into execution, you stop relying on heroics—and that's when growth becomes sustainable.   Bio Tim is a seasoned business operator and advisor with more than twenty years of experience helping founders, CEOs, and executive teams build companies that actually scale. His work spans operations, strategy, leadership, and growth, with hands-on experience across software, media, retail, gaming, and finance. Having owned, operated, invested in, and exited multiple businesses, Tim brings a practical, real-world perspective to building durable companies that create value for employees, customers, and communities.   Links Website: https://www.theinsideman.biz/ LinkedIn: https://www.linkedin.com/in/theinsideman/ Substack: https://timtheinsideman.substack.com/   Conclusion If you're tired of being the glue holding everything together, this episode is a blueprint for shifting from reactive to repeatable. The goal isn't just to grow revenue—it's to build a durable company that creates value for employees, customers, and your community, while giving you more freedom and better options (including a future exit).   If this episode helped you, share it with one business owner who's stuck in firefighting mode—text it to them or post it to your LinkedIn/IG stories. And if you haven't already, follow/subscribe and leave a quick rating/review so more owners can find these conversations. #BusinessSystems #ScalingBusiness #Operations #Leadership #Entrepreneurship #SmallBusinessOwner #Profitability #CashFlow #ProfitFirst #EOS #Traction #StandardOperatingProcedures #TeamPerformance #Accountability #ExitPlanning   Watch the full episode on YouTube: https://www.youtube.com/@profitanswerman Sign up to be notified when the next cohort of the Profit First Experience Course is available! Free Copy of the Profit Blueprint Book: : https://lp.profitcomesfirst.com/landing-page-page  Monthly Newsletter signup: https://lp.profitcomesfirst.com/newsletter-signup Relay Bank (affiliate link): https://relayfi.com/?referralcode=profitcomesfirst Profit Answer Man Facebook group: https://www.facebook.com/groups/profitanswerman/ My podcast about living a richer more meaningful life: http://richersoul.com/ Music provided by Junan from Junan Podcast Any financial advice is for educational purposes only and you should consult with an expert for your specific needs.

When you dive into wedding planning, floral pricing can come with some serious sticker shock. But on today's episode of Wedding Secrets Unveiled!, Isa Xiarhos of Isa Xiarhos Floral Design is here to calm the overwhelm and share practical tips and tricks for managing your flower budget. Isa explains how to elevate your arrangements while smartly repurposing standout designs throughout the day—so you get the biggest impact for your investment. Come peek behind the curtain with us as we unveil a few floral industry secrets just for you. Please rate, review and subscribe to this podcast wherever you're listening so you never miss an episode. Even better share it with a friend! It's a great way to show your support and let us know what you think. Thank you for listening. To get the full show notes head to https://sarazarrella.com/what-your-florist-wishes-you-knew-wedding-secrets-unveiled-podcast/ For more information check out our website at www.sarazarrella.com/podcast Check us out on YouTube! Make sure to like and subscribe! https://www.youtube.com/@SaraZarrella/podcasts Join our Monthly Newsletter for tips, tricks and Freebies! https://sarazarrella.com/newsletter Would love to be friends on the gram at https://www.instagram.com/sarazarrellaphotography/

Send a textBefore you invest in liquid, labels, or a launch strategy, the most important question any founder can ask is: does this brand actually have a viable path to market?This Expert Talk features Felipe Gonzalez-Gordon, Partner and COO of Colangelo & Partners, delivering a data-driven framework for launching a spirit, wine, or RTD brand in today's saturated market, drawn from his presentation at Bar Convent Brooklyn 2025. Felipe walks through the financial and strategic groundwork that separates brands that scale from those that stall: how to size your addressable market realistically, how to model capital requirements, and how to allocate marketing spend without burning through runway prematurely. The episode also tackles brand positioning with precision, examining how founders can identify and defend a differentiated position on the shelf in a category where retailer fatigue and distributor consolidation make first impressions increasingly important. Featured Guests:Felipe Gonzalez-Gordon, Partner & COO, Colangelo & PartnersMentioned in this episode:Colangelo & PartnersWatch on YouTube: How to Launch a Beverage Alcohol Brand: A Data-Driven FrameworkWant to stay in the know about new episodes from the podcast? Fill out the form below: https://share.hsforms.com/1MEb-81x2TXi3f15qO_yEpA4tip1Learn More About Park StreetSign up for our Daily Industry Newsletter.Sign Up for our Monthly Newsletter.Check out Park Street's Guide to Getting Started in the U.S. MarketFollow us for more industry insights onLinkedIn FacebookTwitterInstagram

How to Scale a Business Without Killing Profit and Cash Flow with Aaron Trahan   Find Rocky Lalvani @ www.ProfitComesFirst.com or email him at rocky@profitcomesfirst.com   Most businesses don't fail because they can't grow; they fail because growth exposes weak priorities, sloppy execution, and fragile cash flow.   In this episode, Rocky Lalvani talks with Aaron Trahan about why revenue can be a "vanity metric," how companies "grow into insolvency," and what to install so scaling improves profit and cash not just topline numbers.   Rocky Lalvani interviews Aaron Trahan, a seasoned executive who was thrust into leading a $100M division at age 24 and later helped operate at a billion-dollar revenue run rate. Aaron explains why revenue growth is often misunderstood: if growth isn't efficient, it can crush profitability, consume cash, and push a business toward insolvency. He shares the "Inc. 5000 rule" (68% of fast-growers fail or stall within 5–7 years) and introduces his "Golden Five" framework—Priority Management, Communication, Focus, Execution, and Accountability—as the operating system that keeps scaling sustainable. The conversation also covers quarterly OKR sprints, the 24/12/6/3 planning protocol, and "red teaming" as a way to stress-test assumptions before they become expensive mistakes.   In This Episode, You'll Learn: If growth dilutes execution, growth becomes the risk.  Revenue without profitable delivery and cash conversion can be dangerous.  Focus is a competitive advantage, but only after priorities are crystal clear.  "Scaling" isn't "doing more", it's getting more outcome per unit of effort/cost.  Install a quarterly cadence so strategy doesn't drift into "someday."  Stress-test assumptions early; weak growth stories break fast under scrutiny.   Big Takeaway: Scaling isn't "more revenue." Scaling is creating more profit and cash flow with better execution. If growth is costing you as much as it's earning (or it's breaking your team's ability to prioritize, communicate, focus, execute, and stay accountable), you're not scaling, you're treading water and increasing risk. Aaron's core message is simple: treat revenue like a vanity metric unless it converts into profitability + cash + operational discipline, and install a cadence (Golden Five + quarterly OKRs + 24/12/6/3 planning) so growth strengthens the business instead of stressing it.   Bio: Big goals don't build great businesses. Great systems do. His mission is helping businesses create the bridge that connects vision to strategy to execution, using systems that scale. Born from real-world experience & lessons learned from scaling a billion-dollar consumer company, He designed a business operating system that takes a system-driven approach to scaling smarter, through enhancing effectiveness in the areas that matter most to any business: Prioritization Communication Organizational Focus Accountability Execution His methodology combines the hard-earned lessons of a seasoned operator with the mindset of a performance coach. The outcome: leaders can scale smarter, teams will execute sharper, and businesses are able to generate sustained high-performance... without the chaos.   Links: Website: https://performancemindsetcoaching.co/  Facebook: https://www.facebook.com/aaron.trahan.664525  LinkedIn: https://www.linkedin.com/in/aarontrahancoaching/  Instagram: https://www.instagram.com/aarontrahan/   X: https://x.com/trahanAD   Conclusion: If you've felt like your business is "growing" but somehow getting tighter—more complexity, more firefighting, and less cash—this episode is your reset. Start by validating that leadership can name the same top priorities, then lock in a quarterly execution rhythm with clear OKRs, and pressure-test your growth assumptions through red teaming before betting the company on them. The goal isn't to grow fast—it's to grow sustainably, so profit and cash flow expand with revenue and you build a business that can survive (and thrive) through change.   If you're tired of "growth" that creates more stress and less cash, take one action from this episode and apply it this week: get your leadership team aligned on the top 3 priorities, then set quarterly OKRs that protect execution and cash flow. Sustainable scaling isn't about chasing revenue—it's about building a business that throws off profit and cash while staying operationally disciplined.   #ProfitFirst #CashFlow #Profitability #BusinessScaling #SustainableGrowth #Leadership #OperationalExcellence #OKRs #StrategicPlanning #Accountability #Execution #BusinessOwner #Entrepreneurship #BusinessCoaching #RiskManagement #SmallBusiness #ScalingUp   Watch the full episode on YouTube: https://www.youtube.com/@profitanswerman Sign up to be notified when the next cohort of the Profit First Experience Course is available! Free Copy of the Profit Blueprint Book: : https://lp.profitcomesfirst.com/landing-page-page  Monthly Newsletter signup: https://lp.profitcomesfirst.com/newsletter-signup Relay Bank (affiliate link): https://relayfi.com/?referralcode=profitcomesfirst Profit Answer Man Facebook group: https://www.facebook.com/groups/profitanswerman/ My podcast about living a richer more meaningful life: http://richersoul.com/ Music provided by Junan from Junan Podcast Any financial advice is for educational purposes only and you should consult with an expert for your specific needs.

It's the 100th Episode of Honoring the Journey today!! Leslie welcomes Beau Stringer, a former Southern Baptist preacher who transitioned to mainline Christianity. Beau shares his journey from growing up in an evangelical bubble in West Texas, serving as a youth pastor at 19, and eventually becoming a senior pastor, to questioning biblical inerrancy and evangelical theology—particularly around the violence in the Old Testament versus Jesus's command to love enemies. After wrestling with these tensions for years, he left vocational ministry briefly before finding a home in the United Methodist Church in Kansas City, where he now serves at one of the largest mainline churches in North America. Throughout the conversation, they discuss what mainline Christianity is, the importance of pastoral care over conversion agendas, the shift from fear-based faith to love-centered faith, rethinking hell and the kingdom of God, and how to lovingly engage with people still in evangelical spaces without erasing or dismissing them—emphasizing humility, questions, and staying in relationship rather than canceling those who disagree.Find Beau on Substack at https://substack.com/@beaustringer Honoring the Journey is hosted, produced and edited by Leslie Nease and the artwork for the show is also created by Leslie Nease.Want to get updates/announcements and a FREE Deconstruction Journaling Prompt PDF? Sign up for Leslie's Monthly Newsletter! You can do that HERE.Pick up Leslie's new book, Honoring the Journey: The Deconstruction of Sister Christian here.Interested in working with Leslie as your Life/Faith Transitions Coach? Check out her website and learn more about what she offers! https://www.leslieneasecoaching.comIf you'd like to be a part of the Honoring the Journey Team on Substack, click here! You can find her work and also support her financially if you desire.Would you like to leave a voicemail for Leslie? Click here!If you are looking for community as you deconstruct or just a place to go and enjoy the company of people who are seekers, learners and who are looking to connect with the Divine without religious baggage, please join the Private Facebook Community! Leslie is very passionate about connection and community, so if that sounds like you, please come join us! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Contractor Cash Flow Fix — The 4 Numbers Every Subcontractor Must Track with Dustin Young   Find Rocky Lalvani @ www.ProfitComesFirst.com or email him at rocky@profitcomesfirst.com   Pay-When-Paid Cash Flow: How Subcontractors Survive Long Payment Terms    Subcontractors and GCs don't usually go broke because they don't have work—they go broke because cash timing, contract terms, and decision-making lag quietly squeeze them until payroll becomes a crisis. In this episode, Rocky Lalvani sits down with Dustin Young, a fractional CFO who works specifically with construction companies doing roughly $3M–$30M in annual revenue. Dustin shares the patterns he sees across contractors: "pay-when-paid" bottlenecks, contracts signed without understanding payment terms, books that are months behind, and owners stuck fighting fires instead of building systems.   In This Episode, You'll Learn: Why subcontractors often get stuck with "pay when paid" terms—and how to reduce the damage with cash forecasting and up-front negotiation before you sign.  The question Rocky asks that exposes a common blind spot: most contractors don't know payment terms before signing, and that can mean funding payroll for 90 days without cash coming in.  The 4 numbers Dustin wants contractors tracking consistently (weekly/monthly): cash, sales, gross profit, net profit—so you can make decisions based on reality, not vibes.  Rocky's gross profit mindset shift: top-line revenue can fool you, but gross profit tells you what size business you can actually run.  Why Dustin's "field + finance" background matters: construction companies often have a disconnect where field operations and accounting don't speak the same language, which leads to waste, margin surprises, and chaos.  The failure pattern Dustin sees: businesses die when they can't make decisions fast enough—especially when job margins are unknown and the books are months behind (he mentions a company six months behind that still "thinks" they did ~$40M).  Why the hardest bottlenecks aren't spreadsheets—they're people problems (trust breaks, safety incidents, long-time employees) and why owners delay decisions even when they know what has to happen.  The real cost of "tax advice" spending and shiny purchases (like the $120,000 truck example), plus how to pressure-test big spends (including marketing retainers) using a cash forecast before you commit.    The Big Takeaway: If you don't know your contract terms, don't measure job-level profitability, and don't keep your books current, you're not running a construction business—you're financing projects for other people and hoping you survive the wait. Forecasting and a few core numbers create the clarity to negotiate better, avoid cash traps, and make faster decisions before problems become payroll emergencies.   Bio: helps construction company owners get their lives back. Most contractors he meets are doing good with sales but are trapped—working 70-hour weeks, constantly putting out fires, missing their kids' games, and wondering why they built a business that owns them instead of the other way around. He knows because he's been there.   He grew up around construction and spent the last decade building and scaling construction companies—some successful, some that taught expensive lessons. He's been in the field getting projects through the finish line and in the back office building financial systems to make the whole thing work.   What he learned is this: revenue growth without the right systems just means you're working harder for less freedom. And freedom—time with family, the ability to step away, actually enjoying the business you built—that's what matters most.   Now, as a Fractional CFO for $3M+ construction firms, he helps owners build the financial clarity and systems they need to scale profitably and get their time back. Because hitting $5M or $10M in revenue means nothing if you're still drowning in cash flow problems and can't take a week off without everything falling apart.   Links: Website: https://www.raveninsights.co/ LinkedIn: https://www.linkedin.com/in/dustinhyoung/ Instagram: https://www.instagram.com/dustinhyoung/   Conclusion: Dustin's message is simple: construction businesses don't need more hustle—they need visibility. Know what you signed, know when cash actually arrives, and track the numbers that tell the truth. Then build systems so the owner isn't the firefighter, estimator, and bottleneck all at once.   Want to stop guessing and start running your business with real numbers? Listen to the full episode and then pick one action to implement this week: review your next contract's payment terms before signing, build a simple cash forecast for the next 13 weeks, or start tracking Dustin's 4 numbers consistently.   #ProfitAnswerMan #ProfitFirst #ProfitComesFirst #ConstructionBusiness #Subcontractors #GeneralContractor #CashFlow #CashFlowForecast #JobCosting #GrossProfit #NetProfit #ConstructionAccounting #FractionalCFO #ConstructionFinance #BusinessSystems #Operations #Leadership #SmallBusiness #Entrepreneurship   Watch the full episode on YouTube: https://www.youtube.com/@profitanswerman Sign up to be notified when the next cohort of the Profit First Experience Course is available! Free Copy of the Profit Blueprint Book: : https://lp.profitcomesfirst.com/landing-page-page  Monthly Newsletter signup: https://lp.profitcomesfirst.com/newsletter-signup Relay Bank (affiliate link): https://relayfi.com/?referralcode=profitcomesfirst Profit Answer Man Facebook group: https://www.facebook.com/groups/profitanswerman/ My podcast about living a richer more meaningful life: http://richersoul.com/ Music provided by Junan from Junan Podcast Any financial advice is for educational purposes only and you should consult with an expert for your specific needs.

Today we honor the journey of Jeremy Johnson, host of the Slutty Grace podcast, as we explore our parallel journeys of religious deconstruction. Both of us were raised in evangelical fundamentalist Christianity, and we discuss how we moved from rigid theological certainty to a more expansive, grace-centered faith. Jeremy shares his path from youth pastor to questioning core doctrines like total depravity, hell, and exclusionary salvation, catalyzed by reading Brian McLaren and experiencing diverse Christian traditions. Jeremy chats about how his childhood religious teachings shaped his self-worth, his eventual separation of faith from institutional paychecks, and his discovery that God's love might be far more generous and inclusive than he was ever taught. The conversation touches on the nature of sin, human connectedness, and the freedom found in embracing mystery and curiosity rather than doctrinal certainty.Find Jeromy at Slutty Grace Podcast! Honoring the Journey is hosted, produced and edited by Leslie Nease and the artwork for the show is also created by Leslie Nease.Want to get updates/announcements and a FREE Deconstruction Journaling Prompt PDF? Sign up for Leslie's Monthly Newsletter! You can do that HERE.Pick up Leslie's new book, Honoring the Journey: The Deconstruction of Sister Christian here.Interested in working with Leslie as your Life/Faith Transitions Coach? Check out her website and learn more about what she offers! https://www.leslieneasecoaching.comIf you'd like to be a part of the Honoring the Journey Team on Substack, click here! You can find her work and also support her financially if you desire.Would you like to leave a voicemail for Leslie? Click here!If you are looking for community as you deconstruct or just a place to go and enjoy the company of people who are seekers, learners and who are looking to connect with the Divine without religious baggage, please join the Private Facebook Community! Leslie is very passionate about connection and community, so if that sounds like you, please come join us! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Live music brings a whole new level of emotion and energy to your wedding day—but how do you tell a truly high-end band from one that's still finding its footing? On today's episode of Wedding Secrets Unveiled!, Emily Miller of the Boston Common Band breaks it all down (no music background required). From production quality and song selection to set length and flow, Emily shares the key questions to ask so you can confidently choose the perfect band for your celebration. This is an episode you won't want to miss! Please rate, review and subscribe to this podcast wherever you're listening so you never miss an episode. Even better share it with a friend! It's a great way to show your support and let us know what you think. Thank you for listening. To get the full show notes head to https://sarazarrella.com/wedding-elevated-live-band-experience/ For more information check out our website at www.sarazarrella.com/podcast Check us out on YouTube! Make sure to like and subscribe! https://www.youtube.com/@SaraZarrella/podcasts Join our Monthly Newsletter for tips, tricks and Freebies! https://sarazarrella.com/newsletter Would love to be friends on the gram at https://www.instagram.com/sarazarrellaphotography/

Send a textAs on-premise venues navigate an increasingly fragmented spirits landscape, the relationship between brands and bars has reached a critical inflection point. This Expert Talk features Chris Maffeo, the Founder of MAFFEO DRINKS, to examine why most brand-bar partnerships fail before they begin, and how misaligned incentives, from listing fees that deliver no ROI to guest shifts where brand managers never appear, erode trust on both sides.Chris explores the disconnect between boardroom strategy and bar-floor execution, introducing a practical "if-then" framework for sustainable partnerships that balances bartender personal brand-building with genuine brand advocacy. Chris reveals why treating activations as transactions rather than relationships undermines everyone's bottom line, and demonstrates how accountability gaps, from finance teams demanding immediate returns to bartenders rotating between competing portfolios, can be transformed into long-term value creation.Featured Guests:Chris Maffeo, Founder, MAFFEO DRINKSMentioned in this episode:MAFFEO DrinksWatch on YouTube: The On-Premise Playbook: A Guide to High-Value Bar PartnershipsWant to stay in the know about new episodes from the podcast? Fill out the form below: https://share.hsforms.com/1MEb-81x2TXi3f15qO_yEpA4tip1Learn More About Park StreetSign up for our Daily Industry Newsletter.Sign Up for our Monthly Newsletter.Check out Park Street's Guide to Getting Started in the U.S. MarketFollow us for more industry insights onLinkedIn FacebookTwitterInstagram

Outgrowing Your Team: The Loyal "Mike" Problem Every Business Owner Faces with Kurt Wilkin   Find Rocky Lalvani @ www.ProfitComesFirst.com or email him at rocky@profitcomesfirst.com   "Every growing business has a 'Mike'—the loyal early employee who quietly becomes your biggest bottleneck."   Most entrepreneurs don't fail because they lack hustle. They get stuck because the team that got them here… can't get them there.   In this episode of Profit Answer Man, Rocky Lalvani talks with Kurt Wilkin—entrepreneur, former founder of HireBetter (a recruiting firm that partnered heavily with EOS companies), and author of Who's Your Mic?—about the moment every growing business eventually faces: you outgrow a "key person," and your loyalty delays the decision that growth requires.  Kurt breaks down the "Mike" problem (the early employee who handled the finance/ops/integrator work), why founders wait too long, and what to do before the bottleneck starts costing you profit, time, and momentum.    In This Episode, You'll Learn: What "Who's Your Mike?" really means—and why every entrepreneur either has, had, or will have a "Mike" if they keep growing.  The classic growth pattern: how "Mike" goes from bookkeeper → accountant → controller → "CFO"… until the business hits a level where he's in over his head (banks, credit lines, bigger deals).  Why business owners delay the hard conversation—and why it feels like firing a lifelong friend.  Why you don't always have to fire Mike (reassignment can work)—but keeping a struggling leader creates a ceiling on the whole team.  A key hiring truth: you can't attract A-players to join a team when a C-player is running the department.  The "Pipeline Paul" warning for sales hiring—and the red flag Kurt calls out (repeated ~18-month stints).  Why founders struggle to hire salespeople: the owner can sell because they are the business, but a salesperson can't replicate that without a real sales system.  The difference between traditional sales and business development (solving the customer's problem vs. forcing a fit).  The integrator affordability question ("Next Level Natalie")—and Kurt's view that many businesses have "money in the couch cushions" through waste and inefficiency.  Rocky's take on the "everyone is busy" trap—and how sometimes one person is effectively creating fires the team constantly fights.  Why peer communities matter: Kurt's perspective on EOS as a business operating system, and YPO as a broader peer group that includes family and personal balance.    The Big Takeaway: Growth doesn't just demand better strategy—it demands better people alignment. If you're scaling and your leadership team hasn't scaled with you, you may be running a "lifestyle business" for everyone except the owner: the team hits goals, stays busy, and the founder is left holding the stress (and sometimes the lack of profit/cash flow).  The question isn't whether you'll face a "Mike." The question is whether you'll address it early—before it becomes the reason growth stalls.    Bio: Kurt Wilkin is an entrepreneur and former founder of HireBetter, a recruiting firm that helped entrepreneurs build next-level teams and partnered with EOS companies. He previously built and sold a finance and accounting consulting firm (growing to ~120 employees), and he hosts the podcast Unlocking Moves. Kurt's work focuses on helping entrepreneurs build strong teams and healthy businesses—what he calls "capitalism for good."    Links: Instagram: @Kurt.Wilkin and @UnlockingMoves Facebook: @KurtWilkin Twitter: @KurtWilkin LinkedIn: Kurt-Wilkin   Conclusion: If you want to grow, you can't avoid hard people decisions forever. Start by identifying your "Mike," getting clear on where the business is going next, and mapping the real gaps on your leadership team. Then have the honest conversations early—because once you see misalignment clearly, waiting only makes it more expensive (in profit, time, and momentum).    Listen to the full episode to learn how to spot your "Mike," make the hard people decisions sooner, and build a team that scales profitably.   #ProfitAnswerMan #ProfitFirst #ProfitComesFirst #CashFlow #BusinessOwners #Leadership #TeamBuilding #Hiring #Recruiting #PeopleOps #CompanyCulture #LegacyEmployees #EOS #Traction #Integrator #Operations #ScaleUp #Entrepreneurship #SalesHiring #BusinessDevelopment #SalesProcess #SmallBusinessGrowth   Watch the full episode on YouTube: https://www.youtube.com/@profitanswerman Sign up to be notified when the next cohort of the Profit First Experience Course is available! Free Copy of the Profit Blueprint Book: : https://lp.profitcomesfirst.com/landing-page-page  Monthly Newsletter signup: https://lp.profitcomesfirst.com/newsletter-signup Relay Bank (affiliate link): https://relayfi.com/?referralcode=profitcomesfirst Profit Answer Man Facebook group: https://www.facebook.com/groups/profitanswerman/ My podcast about living a richer more meaningful life: http://richersoul.com/ Music provided by Junan from Junan Podcast Any financial advice is for educational purposes only and you should consult with an expert for your specific needs.

Jim Damico is a US Peace Corps Education volunteer serving at a small rural school in Armenia. He is a native of Kansas City but since 2008, Jim has been doing volunteer teaching in Asia. First in Mongolia, but then with the Peace Corps in Thailand, Mongolia again, Nepal, and now Armenia. But over the years, Jim has had several careers: Mechanical Engineer, Physical Therapist, and lots of travel before he started teaching.Contact Jim DamicoAs a way of paying it forward for all the folks that have helped me along this Peace Corps journey, I've set up a website, WanderingTheWorld.com - All Things Peace Corps, to give tips and advice to PC applicants, invitees, and volunteers. I also have a monthly newsletter so folks can keep up to date with everything I add to the site.8. Social Media Site Profile links: Facebook LinkedIn Instagram X TikTokWebsite: https://wanderingtheworld.comFacebook: https://www.facebook.com/wanderingtheworld.facebookInstagram: https://www.instagram.com/wanderingtheworldcom/LinkedIn: https://www.linkedin.com/in/wanderingtheworld/Monthly Newsletter: https://wanderingtheworld.substack.comDr. Kimberley LinertSpeaker, Author, Broadcaster, Mentor, Trainer, Behavioral OptometristEvent Planners- I am available to speak at your event. Here is my media kit: https://brucemerrinscelebrityspeakers.com/portfolio/dr-kimberley-linert/To book Dr. Linert on your podcast, television show, conference, corporate training or as an expert guest please email her at incrediblelifepodcast@gmail.com or Contact Bruce Merrin at Bruce Merrin's Celebrity Speakers at merrinpr@gmail.com702.256.9199Host of the Podcast Series: Incredible Life Creator PodcastAvailable on...Apple: https://podcasts.apple.com/us/podcast/incredible-life-creator-with-dr-kimberley-linert/id1472641267Spotify: https://open.spotify.com/show/6DZE3EoHfhgcmSkxY1CvKf?si=ebe71549e7474663 and on 9 other podcast platformsAuthor of Book: "Visualizing Happiness in Every Area of Your Life"Get on Amazon: https://amzn.to/4cmTOMwWebsite: https://linktr.ee/DrKimberleyLinertThe Great Discovery eLearning platform: https://thegreatdiscovery.com/kimberleyl

This episode of Honoring the Journey is a deeply personal conversation with Justin Telthorst, who shares his journey of coming out as gay at age 25 while remaining within the Catholic Church—a path that defied the common narrative of leaving religion behind. Growing up in a conservative Catholic environment in the Midwest, Justin initially viewed his sexuality as a "cross to bear" and his secret testimony to overcome. After years of internal struggle, falling in love with a man, and experiencing profound peace in that relationship, he faced a pivotal moment: conversations with unsupportive priests led him to leave his dream job at a Catholic nonprofit and begin the painful process of coming out. Rather than abandoning his faith entirely, Justin found his way back to Catholicism after several years, choosing to stay and create welcoming spaces within the church. He now runs a Discord community for LGBTQ+ Catholics, offers one-on-one spiritual direction, and advocates for a theology centered on God's infinite mercy and love rather than rules and condemnation.Follow Justin on Instagram.Empty Chairs WebsiteKey Points of Interest: • Justin's realization that the Catholic Church's teaching on homosexuality was based on outdated 1950s psychology, not serious theological reflection • The profound moment of peace he felt holding hands with a man while driving through the Colorado mountains—a spiritual experience that contradicted everything he'd been taught • His decision to return to the Catholic Church after leaving, viewing it as a place where he encounters God while maintaining spiritual autonomy • The importance of taking deconstruction "one step at a time" rather than trying to figure out the entire future at once • His discovery that Jesus's only commandment is to love God and neighbor—a realization that transformed his entire theological framework • The role of online community and welcoming churches in providing support during the coming-out process • His perspective that God's justice IS mercy, and that divine love is an "unfathomable ocean" we can't fully comprehend Honoring the Journey is hosted, produced and edited by Leslie Nease and the artwork for the show is also created by Leslie Nease.Want to get updates/announcements and a FREE Deconstruction Journaling Prompt PDF? Sign up for Leslie's Monthly Newsletter! You can do that HERE.Pick up Leslie's new book, Honoring the Journey: The Deconstruction of Sister Christian here.Interested in working with Leslie as your Life/Faith Transitions Coach? Check out her website and learn more about what she offers! https://www.leslieneasecoaching.comIf you'd like to be a part of the Honoring the Journey Team on Substack, click here! You can find her work and also support her financially if you desire.Would you like to leave a voicemail for Leslie? Click here!If you are looking for community as you deconstruct or just a place to go and enjoy the company of people who are seekers, learners and who are looking to connect with the Divine without religious baggage, please join the Private Facebook Community! Leslie is very passionate about connection and community, so if that sounds like you, please come join us! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Hourly Billing Is Nuts: How to Boost Profits with Value Pricing with Jonathan Stark   Find Rocky Lalvani @ www.ProfitComesFirst.com or email him at rocky@profitcomesfirst.com   Most business owners don't realize the hidden cost of hourly billing. It's not just that it can feel annoying. It's that it can cap your income, misalign incentives, and create friction and distrust with clients—especially when estimates blow up.   In this episode of Profit Answer Man, Rocky Lalvani sits down with Jonathan Stark, former software developer and author of Hourly Billing is Nuts, who's been on a mission since 2006 to help experts stop selling time and start pricing for outcomes. Together they break down why hourly billing creates an "artificial ceiling," how fixed pricing changes the client relationship, and how to protect yourself from scope creep by tying everything back to outcomes.    In This Episode, You'll Learn: Why hourly billing creates an artificial ceiling on income (even at high hourly rates).  Why clients hate hourly projects when estimates go wrong—and how it destroys trust.  How fixed pricing rewards efficiency (and why hourly pricing financially punishes smart shortcuts).  The difference between selling inputs/deliverables vs selling the outcome.  Why most people think "value pricing won't work in my industry"—and what's really missing (the "why" conversation).  How to handle "scope creep" by using the agreed outcome as a filter—and parking non-essential requests.  A practical bridge for hourly billers: offering an estimate vs a higher fixed-price option to shift risk and provide certainty.    The Big Takeaway: Hourly billing isn't just a pricing method. It's an incentive system—and it often incentivizes the wrong things. When you price by the hour, you cap your upside and risk creating tension with clients when projects run long. When you price for outcomes, you align incentives so both sides win when the work gets done faster (without sacrificing quality), and you create a healthier, more trusting relationship.    Bio: Jonathan Stark is a former software developer who is on a mission to rid the world of hourly billing. He is the author of Hourly Billing Is Nuts, the host of Ditching Hourly, and writes a daily newsletter on pricing for independent professionals.   Links: Website: valuepricingbootcamp.com LinkedIn: https://www.linkedin.com/in/jonathanstark/ YouTube: https://www.youtube.com/c/TheJonathanStarkShow   Conclusion: Hourly billing feels normal in a lot of industries—but as Jonathan explains, it often creates an artificial ceiling on your income and puts the client in the risky position of betting on an estimate that may not hold up. That's when trust erodes, projects get contentious, and both sides lose.  A fixed price (and ultimately value-based pricing) changes the game: incentives align, efficiency gets rewarded instead of punished, and you can protect the work by filtering scope decisions through the agreed outcome—parking anything that doesn't contribute until after you "declare victory."  If you're currently billing by the hour, this episode is your reminder that the goal isn't just to charge more—it's to price in a way that supports better relationships, better results, and a business model that doesn't depend on maxing out your calendar.    Ready to stop selling time and start selling outcomes? Explore Jonathan's work at https://jonathanstark.com/ and check out http://valuepricingbootcamp.com to learn practical ways to move away from hourly billing.    #ProfitAnswerMan #ProfitFirst #ValuePricing #HourlyBilling #PricingStrategy #Consulting #ProfessionalServices #BusinessProfit #CashFlow   Watch the full episode on YouTube: https://www.youtube.com/@profitanswerman Sign up to be notified when the next cohort of the Profit First Experience Course is available! Free Copy of the Profit Blueprint Book: : https://lp.profitcomesfirst.com/landing-page-page  Monthly Newsletter signup: https://lp.profitcomesfirst.com/newsletter-signup Relay Bank (affiliate link): https://relayfi.com/?referralcode=profitcomesfirst Profit Answer Man Facebook group: https://www.facebook.com/groups/profitanswerman/ My podcast about living a richer more meaningful life: http://richersoul.com/ Music provided by Junan from Junan Podcast Any financial advice is for educational purposes only and you should consult with an expert for your specific needs.

Today, Leslie brings back a past guest: Jonathan Foster. They chat about navigating the "messy middle" of faith deconstruction—the space between conservative and progressive Christianity where people seek compassion, curiosity, and nuanced thinking rather than quick reactions. They discuss Jonathan's work with the Curian Network, a new denominational ecosystem that credentials pastors, chaplains, and faith leaders around "uncontrolling love" rather than rigid theological boundaries, offering a safe alternative for those who've been pushed out of traditional evangelical spaces. The conversation explores the challenges of living with uncertainty, resisting the urge to become what you're fighting against, and creating healthier systems centered on grace and human flourishing.Key Points of Interest:• The Curian Network - A new 501(c)3 denominational ecosystem credentialing pastors, chaplains, and spiritual directors around "uncontrolling love" rather than strict theological requirements• Messy Middle Identity - The struggle of not being conservative enough or liberal enough, and feeling "homeless" between traditional camps• Conditional Belonging - How both evangelical and progressive spaces can demand conformity, creating the same triggering dynamics people tried to escape• Scapegoating Patterns - Discussion of how humans are biologically wired to create in-groups and out-groups, and the work required to resist this tendency• Calling vs. Shape - The core of one's calling remains constant, but its expression changes dramatically as life and the world evolve• Safe Spaces - The importance of finding people where you can be curious, ask questions, and process without immediate judgment or demands for certainty• Prayer and Community - Even amid theological shifts, the value of being invited into prayer and community regardless of doctrinal differences Honoring the Journey is hosted, produced and edited by Leslie Nease and the artwork for the show is also created by Leslie Nease.Want to get updates/announcements and a FREE Deconstruction Journaling Prompt PDF? Sign up for Leslie's Monthly Newsletter! You can do that HERE.Pick up Leslie's new book, Honoring the Journey: The Deconstruction of Sister Christian here.Interested in working with Leslie as your Life/Faith Transitions Coach? Check out her website and learn more about what she offers! https://www.leslieneasecoaching.comIf you'd like to be a part of the Honoring the Journey Team on Substack, click here! You can find her work and also support her financially if you desire.Would you like to leave a voicemail for Leslie? Click here!If you are looking for community as you deconstruct or just a place to go and enjoy the company of people who are seekers, learners and who are looking to connect with the Divine without religious baggage, please join the Private Facebook Community! Leslie is very passionate about connection and community, so if that sounds like you, please come join us! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Sara shares a pattern she hears all the time: when she calls newly engaged couples to congratulate them, their first response is almost always, “Thank you… but wow, this is stressful.” On todays episode we have Anansia Leslie-Bailey, RP, CCC, CTP of I Do Therapy, who's here to help you figure out when normal planning stress starts tipping into something heavier. By understanding what's triggering those feelings and learning practical coping tools, you can protect your mental health—and strengthen your marriage at the same time. Let this episode be your first step toward more peace, confidence, and joy in the season ahead. Please rate, review and subscribe to this podcast wherever you're listening so you never miss an episode. Even better share it with a friend! It's a great way to show your support and let us know what you think. Thank you for listening. To get the full show notes head to https://sarazarrella.com/unexpected-wedding-planning-emotions-wedding-secrets-unveiled-podcast/ For more information check out our website at www.sarazarrella.com/podcast Check us out on YouTube! Make sure to like and subscribe! https://www.youtube.com/@SaraZarrella/podcasts Join our Monthly Newsletter for tips, tricks and Freebies! https://sarazarrella.com/newsletter Would love to be friends on the gram at https://www.instagram.com/sarazarrellaphotography/

Send us a textWhen a 175-year-old Italian heritage brand decides to double down on the American market, the playbook isn't always obvious. But Christopher Watt, CEO of Branca USA, has cracked the code, delivering a 5% volume increase for Fernet-Branca, an explosive 91% growth for Borghetti coffee liqueur, and helping Carpano Antica Formula become the number-one sweet vermouth by value in U.S. retail. In an industry where heritage brands often struggle to stay relevant, Watt has proven that legacy and innovation aren't mutually exclusive; they're the foundation for breakthrough growth.In this episode, Watt reveals the strategic moves behind Branca USA's remarkable performance: from democratizing Fernet-Branca beyond high-end mixology into college towns and neighborhood bars, to riding the espresso martini wave with Borghetti, to capitalizing on the vermouth renaissance with Carpano Antica. Join us as we unpack his "pilot fish" distribution strategy, the data-driven approach that guided a lean team to outsized results, and why partnering with Reyes Beverage Group was the right strategic move for the portfolio.Featured Guest:Christopher Watt, CEO, Branca USAMentioned in this episode:Branca USAFratelli BrancaReyes Beverage GroupWant to stay in the know about new episodes from the podcast? Fill out the form below: https://share.hsforms.com/1MEb-81x2TXi3f15qO_yEpA4tip1Learn More About Park StreetSign up for our Daily Industry Newsletter.Sign Up for our Monthly Newsletter.Check out Park Street's Guide to Getting Started in the U.S. MarketFollow us for more industry insights onLinkedIn FacebookTwitterInstagram

Mid 8-Figure Exit Lessons: How to Avoid Millions in Taxes and Regret After the Sale with Nathan Collins   Find Rocky Lalvani @ www.ProfitComesFirst.com or email him at rocky@profitcomesfirst.com   Most business owners think the hardest part of selling a business is the deal. But the real danger often shows up after the sale: the taxes you didn't plan for and the identity shift you didn't expect In this episode of Profit Answer Man, Rocky Lalvani sits down with Nathan Collins, a former CEO who sold his business for a mid-eight-figure exit—and then realized he wasn't personally prepared for what came next. Nathan shares what he wishes he'd done differently, how business owners should think about diversifying outside the business, and why "exit readiness" is about far more than financials.    In This Episode, You'll Learn: Why many business owners hesitate to take money out of the business and invest elsewhere—and how that lack of diversification increases risk.  The difference between preparing your business for sale vs preparing your life for the exit.  The common "cheap" mistake founders make that can cost millions in avoidable taxes.  Why your CPA and financial advisor often don't proactively plan together—and how that gap hurts business owners.  What happens emotionally the day after the sale (and why so many owners feel lost even after a big win).  The "liminal phase" after an exit—and how to prepare for it with purpose, community, and health.  How systems like EOS/Traction and having the right people in the right seats can make your company stronger—and more sellable.  Why many exits are forced (not planned) and why "exit-ready" equals resilience.    The Big Takeaway: A profitable exit is not the finish line. If your identity, purpose, and community are built entirely around your company, selling can create a void—fast. And if you haven't done personal tax planning ahead of time, the IRS can take a bigger share than necessary. Exit planning is not just about maximizing the sale price. It's about being ready financially and personally—so you can enjoy the outcome you worked so hard to create.    Bio:  Nathan Collins is a wealth manager at Raymond James and a former CEO who sold his business through a successful middle-market process. He now helps business owners optimize business value, plan for liquidity events, and avoid the costly personal and financial mistakes that often happen around exits.    Links: Website: https://www.raymondjames.com/founderwealthstrategies/ LinkedIn https://www.linkedin.com/in/nate-collins/ Exit Planning Workshop Webinar: https://www.raymondjames.com/founderwealthstrategies/events nate.collins@raymondjames.com   Conclusion: Whether you plan to sell in 3 years or 30 years, the best time to prepare is now. Build a business that can run without you, diversify so you're not financially trapped in one asset, and make sure you're building a life you actually want to "retire into."   #ProfitAnswerMan #ProfitFirst #BusinessProfit #CashFlow #BusinessOwners #ExitPlanning #TaxPlanning #WealthManagement #EOS #Traction   Watch the full episode on YouTube: https://www.youtube.com/@profitanswerman Source Sign up to be notified when the next cohort of the Profit First Experience Course is available! Free Copy of the Profit Blueprint Book:  Monthly Newsletter signup:  Relay Bank (affiliate link):  Profit Answer Man Facebook group:  My podcast about living a richer more meaningful life: http://richersoul.com/ Source Music provided by Junan from Junan Podcast.  Any financial advice is for educational purposes only and you should consult with an expert for your specific needs. 

Today on Honoring the Journey, we chat with Stuart Delony, a former pastor turned satirist and creator of the "Snarky Faith" podcast and column. Stuart shares his colorful journey from growing up as a Southern Baptist kid whose mother took him to tent revivals seeking healing for his disabled sister, through 20 years of ministry marked by constant questioning, to his current work using humor and satire to examine faith and deconstruction. Leslie & Stuart touch on the absurdity of end-times theology, the trauma embedded in evangelical culture, the importance of self-care during difficult times, and how laughter can be a powerful tool for healing. Stuart's new book, "The Tribulation Survival Guide: How to Stay Alive When Everything Else Is Dead," uses satire to hold up a mirror to the anxiety-inducing escapism of rapture culture, while the conversation itself offers a refreshing reminder that sometimes we need to step back, laugh, and focus on what we can actually control—loving people right in front of us.Check out Stuarts new book, The Tribulation Guide on Amazon HERE!You can read his content on Patheos HERE.Key Points of Interest:• Stuart's early "BS meter" developed from being dragged to tent revivals and faith healers as a young child • How seminary education "ruined" him for traditional ministry by teaching him to actually read the Bible critically • The church plant in a bar that welcomed atheists and created open discussion spaces • His satirical book mocking end-times theology and the rapture culture that creates distance from present-day love and action • The parallel deconstruction journey he shared with his wife, which drew them closer together • Why end-times obsession is really about escapism and keeps people from caring about the environment, neighbors, and real-world issues • The importance of laughter, self-care, and stepping away from constant outrage in our current political climate • Setting healthy boundaries with family members while still honoring them "from a distance" Honoring the Journey is hosted, produced and edited by Leslie Nease and the artwork for the show is also created by Leslie Nease.Want to get updates/announcements and a FREE Deconstruction Journaling Prompt PDF? Sign up for Leslie's Monthly Newsletter! You can do that HERE.Pick up Leslie's new book, Honoring the Journey: The Deconstruction of Sister Christian here.Interested in working with Leslie as your Life/Faith Transitions Coach? Check out her website and learn more about what she offers! https://www.leslieneasecoaching.comIf you'd like to be a part of the Honoring the Journey Team on Substack, click here! You can find her work and also support her financially if you desire.Would you like to leave a voicemail for Leslie? Click here!If you are looking for community as you deconstruct or just a place to go and enjoy the company of people who are seekers, learners and who are looking to connect with the Divine without religious baggage, please join the Private Facebook Community! Leslie is very passionate about connection and community, so if that sounds like you, please come join us! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Find Rocky Lalvani @ www.ProfitComesFirst.com or email him at rocky@profitcomesfirst.com   From Bankruptcy at 24 to $35M: Building Profitable Business Through Discipline and Purpose with Mike Chaput   What if the worst business failure of your life became the foundation for 26 years of unbroken profitability?   At 24, Michael Chaput bought a business that went bankrupt. At 50, he runs a $35 million company that hasn't had a single unprofitable month in 26 years—not through 2008, not through COVID, not ever. In this episode, Michael shares the hard-won lessons from hitting rock bottom and how financial discipline, tough decisions, and the right philosophy about profit built a business that never bleeds red.   In this episode, you will learn: Why "caring too much" kills deals: How poor due diligence and bad leases destroyed Michael's first business and the bankruptcy lessons that changed everything. The 17% margin discipline: How Michael uses peer benchmarking to spot expense ratio problems (like rent at 20% vs. industry standard of 3-6%) and maintains profitability every single month. Why keeping poor performers is cruel: The science of play vs. economic pressure and why letting underperformers go is the kindest thing you can do for them and your team. Profit as constraint, not purpose: Michael's philosophy that profit is like staying in bounds in basketball—necessary, but not the point of the game. How operating systems create alignment: Using Rockefeller Habits and EOS to turn vision into action and inspire "play" instead of toil. The 1,000-book advantage: Why reading one business book per week for 20 years built the foundation for every major decision.   Key Takeaway: Profitability isn't luck—it's discipline and hard decisions made quickly. Michael Chaput's 26-year track record without a single red month proves that success comes from three non-negotiables: (1) knowing your numbers cold (benchmark expense ratios, target specific margins like his 17%), (2) making tough calls fast (letting poor performers go is kindness, not cruelty), and (3) treating profit as a constraint, not your purpose. Bad deals have long tails, so care enough to walk away. Build a clear vision that inspires "play" instead of just paychecks. And never stop learning—Michael read 1,000+ business books over 20 years. That's how you build a business that never bleeds red, no matter what the economy throws at you.   Bio: Mike Chaput bought his first company at 24 with borrowed money and no experience, a move that led to early failure and bankruptcy, but also ignited a lifelong drive to understand what makes businesses succeed. He took those hard-won lessons and built a new company from the ground up, scaling it to $35M in revenue with 140 employees, best-in-class margins, and a values-driven culture. With degrees from Columbia Business School and UC Berkeley's Haas School of Business, Mike blends top-tier strategy with real-world execution. As a founder and the CEO of Endsight, as well as a board member and trusted advisor to multiple high-growth companies, Mike brings a grounded, operator's perspective to leadership, sustainable growth, and building resilient teams with purpose.   Links: Website: https://www.endsight.net/ LinkedIn: https://www.linkedin.com/in/michaelchaput/ Instagram: https://www.instagram.com/thechaputperspective/ YouTube: https://www.youtube.com/@thechaputperspective   Conclusion: Michael Chaput's journey from bankruptcy at 24 to building a $35 million company with 26 years of unbroken profitability isn't just inspiring—it's a masterclass in what separates businesses that thrive from those that merely survive. The lessons are clear: financial discipline beats hope, tough decisions beat comfort, and a uniting vision beats just working for a paycheck.   If you've been struggling with profitability, tolerating poor performers, or feeling like you're constantly firefighting, this episode gives you the blueprint to break free. Start by knowing your numbers, set your margin target, benchmark against your peers, and have the courage to make the hard calls. Remember: profit is necessary, but purpose is what makes the game worth playing.   #ProfitAnswerMan #Profitability #BusinessGrowth #Entrepreneurship #SmallBusiness   Watch the full episode on YouTube: https://www.youtube.com/@profitanswerman Sign up to be notified when the next cohort of the Profit First Experience Course is available! Free Copy of the Profit Blueprint Book: : https://lp.profitcomesfirst.com/landing-page-page  Monthly Newsletter signup: https://lp.profitcomesfirst.com/newsletter-signup Relay Bank (affiliate link): https://relayfi.com/?referralcode=profitcomesfirst Profit Answer Man Facebook group: https://www.facebook.com/groups/profitanswerman/ My podcast about living a richer more meaningful life: http://richersoul.com/ Music provided by Junan from Junan Podcast Any financial advice is for educational purposes only and you should consult with an expert for your specific needs.

Emily Rietzel joins Sara to dive into why regional wedding magazines still matter. In a world powered by online content, the Art Director of Engaged in Southern New England and Rhode Island Monthly Magazines explains how relying on a carefully vetted print source can connect you with top-tier vendors, thoughtfully curated ideas, and truly distinctive inspiration. So get comfy and flip through this one-of-a-kind conversation. And if there was ever an episode to watch on YouTube, it's this one—plus, head to our Instagram for a peek at all the gorgeous imagery. Please rate, review and subscribe to this podcast wherever you're listening so you never miss an episode. Even better share it with a friend! It's a great way to show your support and let us know what you think. Thank you for listening. To get the full show notes head to https://sarazarrella.com/print-in-a-pinterest-world-wedding-secrets-unveiled-wedding-podcast-wedding-vendor/ For more information check out our website at www.sarazarrella.com/podcast Check us out on YouTube! Make sure to like and subscribe! https://www.youtube.com/@SaraZarrella/podcasts Join our Monthly Newsletter for tips, tricks and Freebies! https://sarazarrella.com/newsletter Would love to be friends on the gram at https://www.instagram.com/sarazarrellaphotography/

Sis, if life feels heavy, confusing, or stretched in every direction, this episode is for you. We break down Ecclesiastes 3:1–8 and talk about what it really looks like to walk through the seasons of life, the seasons you love, the ones you'd never choose, and the ones you don't understand until later.Whether you're navigating motherhood overwhelm, marriage challenges, career transitions, burnout, or waiting seasons, this conversation will help you see God's hand in every shift.