Podcasts about retails

The ASX 200 rose another 64 points to 7854 (0.8%) with the banks finding bargain hunters, CBA up % and ANZ rallying % as the Big Bank Basket hit $236.48 ( +1.2%). Financials were mixed, MQG up 1.3% with GQG down 0.5% and PNI rallying 3.2%. REITs were flat as GMG rose 0.3%. Industrials a mixed picture, QAN down 0.9% and WOW and COL slipping slightly, Tech mixed, WTC down 0.6% and XRO up 1.0%. Retails stocks firmed, LOV up 4.2% and PMV rising 1.3% with DMP up 3.6%. Footy has started perhaps! MYR also had a good day, up 3.3%. Resources were the stand outs, BHP up 2.4% and FMG rallying 4.2%. Lithium shorts scrambling to cover with MIN up 11.6% as UBS upgraded. PLS rallying 7.1%. LTR also doing well, roaring 6.2% ahead. Gold miners were slightly better, GMD up 1.8% and SPR rose 9.1% as RMS made its move to merge. Oil stocks formed, WDS up 1.9% and coal better too, WHC up 2.5% with uranium stocks finding a little love. In corporate news, the NAB CFO has switched banks to WBC, SMP jumped 47.1% on news TYR and another was looking at a bid. Nothing on the economic front, Asian markets pushed hard, Japan up 1.3%, HK up 1.3% and China flat. 10-year yields 4.41%.Want to invest with Marcus Today? The Managed Strategy Portfolio is designed for investors seeking exposure to our strategy while we do the hard work for you. If you're looking for personal financial advice, our friends at Clime Investment Management can help. Their team of licensed advisers operates across most states, offering tailored financial planning services.  Why not sign up for a free trial? Gain access to expert insights, research, and analysis to become a better investor.

Over the least three years, the consumer staples sector has lagged behind the broader S&P 500. The first US CPI reading of 2025 showed core inflation rising at its fastest pace in nearly a year, amid a further uptick in goods prices and ongoing stickiness in services inflation. What are the factors driving the hesitancy to be invest in consumer staples? Is an upside around the corner? Joining us to unpack today's consumer story is Chase Bethel, Fidelity Equity Research Analyst, who covers the US Staples, Retails and Hardlines sectors. Recorded on February 14, 2025. At Fidelity, our mission is to build a better future for Canadian investors and help them stay ahead. We offer investors and institutions a range of innovative and trusted investment portfolios to help them reach their financial and life goals. Fidelity mutual funds and ETFs are available by working with a financial advisor or through an online brokerage account. Visit fidelity.ca/howtobuy for more information. For a fourth year in a row, FidelityConnects by Fidelity Investments Canada was ranked #1 podcast by Canadian financial advisors in the 2024 Environics' Advisor Digital Experience Study.

SUMMARY: Retail sales plummet which is good news for rates, Goldfarb explains how Trump could bring down rates, a home lists for almost $13 million in New Hanover County, and this week we have housing data & global inflation...DISCLAIMER: TowneBank Mortgage, NMLS #512138, is an equal housing lender. This podcast is for informational purposes only. Hosted by Tyler Cralle #2028201

The U.S. CMO of the luxury car company discusses how integrating Jaguar Land Rover's brand alongside popular shows like Succession and The Gentlemen has helped deliver its message of quiet luxury. Episode TranscriptPlease note, this transcript  may contain minor inconsistencies compared to the episode audio.Ilyse: [00:00:00] I'm Ilyse Liffreing Damian: And I'm Damian Fowler and welcome to this edition of the Current Podcast. Damian: This week, we're delighted to talk with Charlotte Blank, U.S. Chief Marketing Officer of Jaguar Land Rover North America. Ilyse: Charlotte is responsible for JLR's House of brands, which includes the Land Rover Defender and Discovery, the Range Rover, as well as the new line of all electric Jaguar cars. Damian: Before she joined JLI, before she joined JLR, Charlotte gave a TED Talk in 2019 called Lead Like a Scientist, where she examined the psychology of motivation and what it means to lead. Ilyse: Charlotte says she's obsessed with testing new ideas and challenging the status quo. So that's where we started.  Damian: So hi, Charlotte. Thank you for joining us. Charlotte: Thank you for having me. Damian: In 2019, you did a TED talk called lead like a scientist in which, you talked about the importance of testing new ideas and challenging the status quo. Now, is that something you put into practice in your current role as CMO at JLR Charlotte: I would like to think so and I think there's room to do even more. I describe myself as a marketer by way of psychology. I did that TED Talk in a previous role as Chief Behavioral Officer of an incentive and motivation company where I really got to be at the forefront of research in behavioral economics and studying what we know about human behavior and social science and how that plays into understanding and motivating people to take action, which essentially is at the core of marketing. So we have so much of an opportunity to act and lead like scientists when we wear our hat as a marketing leader.  Damian: And what can other marketers do to sort of take some of those lessons that you were expressing in that talk? You know, and how can they integrate that into their daily work? Charlotte: I think to lead like a scientist, first and foremost, means to test things, to run experiments, and by that I mean true randomized controlled experiments, hold out test controls with properly randomized groups. And really from an applied standpoint, I think [00:02:00] marketers have been leading the way here. I mean, A B tests are standard practice. We see them as common practice in digital advertising and website optimization - really, it's kind of part of the daily work of being an excellent digital marketer in particular is to constantly be A B testing. But I think where there's more of an interesting opportunity to grow is more hypothesis driven testing. So not just the: “Will I see more clicks if I move this important box from the bottom of the page to the top?” But more: “I have this insight about something that really differentiates the consumers I'm trying to reach and how can I craft my messaging to get at that core psychological insight and testing those?” That I think is sort of the next step and where we can really make a difference. Damian: Could you give us an example of how you, you're putting that into practice at JLR? Charlotte: Absolutely. So we are on an exciting journey at JLR as part of our modern luxury transformation. We're really elevating the brands and taking everything up market and really responding to the rise in [00:03:00] wealth and the consumers that we reach from a modern luxury perspective. And part of the strategy to bring that to life is ‘House of Brands'. So JLR really no longer goes to market with the Land Rover brand as the front facing brand, but it fades back to allow Range Rover Defender and Discovery each to thrive in their own right. So this is an exciting opportunity for marketers to really tease apart the difference, for example, between a Range Rover customer and a Defender client. And that's really where the psychological insights come into play. So we've been doing some really interesting research that finds these ‘core differentiating nuggets', we call them. Just off the top of my head, some interesting insights were: Range Rover Sport target is extremely psychologically rich. They thrive in busyness and sort of the chaos of daily life that many of us know. Some of us love, some of us don't love. The Range Rover sport person loves to be very busy and to have their hands in lots of different things and they're rather impulsive. They lack the ability to delay gratification, and they don't [00:04:00] like to be overly structured or routine.So they like to just kind of go for it and go for their dreams and not really overthink things because they can handle doing multiple things at once. So I think you'll see, for example, in the new Range Rover Sport Creative as part of our new Velocity Blue campaign starring Theo James. He kind of exhibits that in the commercial.You see him sort of exploring the property, racing the car around the grounds, and going for an action to what turns out to be simply playing fetch with his dog. But it's this kind of heroic, fast paced scene that really brings to life that sort of busyness and a bit of impulsivity.Ilyse: bit of impulse. Now, as far as that campaign and then like future campaigns, you've talked a lot about the importance of media mix modeling. I'm curious why this is important  and would you say it's easier now to lead like a scientist in a marketing world that is more data driven? Charlotte: We're very excited to kick off our MMM (Media Mix Modelling) project. I think two weeks from today we're starting our [00:05:00] really what we're calling our marketing mix project because I think this is finally our chance to put all of the pieces really together in a rigorous scientific data driven way so that we can get a little more sophisticated about understanding and right sizing the expectations for what advertising investment can do in the short term when it comes to sales and that I'm kind of recognizing that in the automotive industry and probably in most others that it's not only about the advertising, but it's about the media strategy being carefully executed in concert with getting all the other pieces, right. Is the pricing right? Are the incentives right? What are the competitors doing? How old is the product? There are all of these factors that come into play, and we can put them all into the model to help us make better decisions about where to place a dollar at any given time for any particular model, and it may or may not be in more media. It might be for new creative, or it might be on adjusting the price. It might differ depending on the product, so I think that's going to make us, as a collective [00:06:00] enterprise, a lot more intelligent and data driven. Ilyse: intelligent. On that note, are there different markets for different vehicles across JLR brands? Damian: the Charlotte: Of course. I mean, that's really part of the fun of differentiating the four brands is they really are different core audiences. And again, this comes back for me to psychology, that when we look at the surface level at the demographics and we simply ask questions like: How old are these people? Are they married? What is their average household income? They look relatively similar to each other and to competitive brands, but we take another level down, we start peeling the onion and we look at: Well, how do they spend their time? And then we look even deeper: But what really drives them? What motivates them? What stage of life are they in psychologically? That's where they start to feel really different.So that can come to life in the ‘where' and ‘how' we approach our media buys and the partnerships we explore. But it also, again, you know, creative is king. It comes into the messaging and how we craft a story that resonates with people. Damian: I just gotta say on that [00:07:00] note, I did love the Theo James spot. The Range Rover spot because it was filmed at Harewood House, which is very close to where I grew up in Yorkshire. So I think I'm in the market for one of those and the same color, too. Charlotte: I was thrilled to hear that when you share that with me in your beautiful English accent, because it is, it's a really special location that was carefully chosen, partly to bring about that English heritage, you know, that's something that is such a special gift and a unique, ~um,~ distinctive asset for the Range Rover brand is ~that~ that English heritage going back to the queen and the royal family. And I think we've ~kind of~ gone through phases about how much in the degree that we play that up. But the time feels right culturally to really ~kind of ~celebrate that and bring forth a bit of cheeky modern Britishness. to the Range Rover sport brand and truly there's no better character for that than Theo James. You know what he brought to life in the Gentleman hit series on Netflix. ~Um,~ Range Rover was heavily integrated in that show. So we already benefited from the show's popularity and Theo's popularity and have a bit of [00:08:00] equity built with him. So I think it's just perfect that we got him to sort of star in the campaign Ilyse: to sort of star in the character. Not to Charlotte: quite handsome. That's true. Ilyse: And it is all about like marketing a lifestyle just as much as a vehicle. Charlotte: 100%. That's, that couldn't be more true, especially for a luxury brand. Ilyse: brand. And we Damian: we hear a lot, ~um,~ now of the importance of marketing being relevant to culture and that's a very good example of how you're tying in. You know relevance to cultural moments, ~you know,~ especially premium content like you mentioned white lotus the gentleman. ~It's ~It's sort of all aligned in lots of Charlotte: I am a huge fan of branded entertainment. Where people spend their leisure time, where their captive audience in front of a big screen in the comfort of their own home, and where they binge watch their favorite shows, Netflix, HBO. We've seen some incredible return on investment when we integrate our vehicles and our brand experience in a highly curated way, against some of these popular shows. Succession comes to mind. ~You know,~ Succession really brought in [00:09:00] this. notion of quiet wealth and like the uber luxury in a way that's a little bit more understated and reductive. The clothing they wear with the million dollar sweaters that just look really simple. There's something about ~that~ that really resonates with the Range Rover brand and the design aesthetic that's not overtly flashy or gaudy, ~um,~ but is a little more reductive and minimalist in design and it's just the characters and succession really brought that to life. Damian: and minimalist in design, and it's just the characters and succession really brought that to me. What insights have you got there around marketing to that group, that younger demographic, ~uh,~ especially given the fact that you're ~kind of ~leading with data? Charlotte: I think it's really important. ~I mean,~ we have to remind ourselves as as much as we do pay attention to performance marketing, and we've built a world class sophisticated martech stack and a [00:10:00] really strong team of digital marketers who are highly attuned to those kind of purchase intense signals and closing demand, ~you know,~ focusing on that lower part of the funnel. But at the end of the day, especially in automotive, especially these luxury brands, it takes time to really build that love in people's hearts. And it, for many people starts early. I mean, some of the most interesting research I've seen, it's as if people are lying on a psychiatrist's couch, going back to their literal childhood memories: What does Range Rover mean to me in my heart? They're thinking about,~ you know,~ their father driving one, or the royal family, some early memories they had of it, or a show that they've seen, ~you know,~ brand and entertainment really comes to mind.~ Um,~ Defenders, ~um, ~sort of rocketing onto the scene in the recent James Bond movie with this really spectacular car chase is an example that, you know, is meant to appeal not only to people who are in market now or can afford one now, but potentially to, to the younger generations who might, ~you~ You know, put the theoretical poster up on the wall and dream of it in the future. So I think that's really important for us marketers. Ilyse: And that really,  ties into like. [00:11:00] Personalized journeys, especially if they look back at how they even came across the brand to begin with. When it comes to that as well, which channels are you testing as you like focus on like scale?  Charlotte: We're always testing new channels for scale. You know, a lot of our focus around building the upper funnel and growing our brands tremendously. Defender. We doubled sales in the U. S. last year. From, around 15, 000 a year to over 30 and did that very quickly with just a really concerted focus on building awareness, breaking through with really effective creative that drove breakthrough recall and brought a lot of new audiences, into awareness of the brand.And I think, the way to do that is to get some of the brilliant basics right. Which means really good, creative, really strong media plans that index heavily on scale-based channels like CTV. We did a lot of TV, we've been in podcasting, audio. When we [00:12:00] think of the 'see, think, do' framework, really focusing on the ‘see' to build new audiences and build that upper funnel. Damian: That's an incredible statistic you just shared about doubling sales last year of Defender, and that's through brand, sort of brand building. Charlotte: Indeed, as well as physical experiential activations, as well is a big part of our marketing mix. We host every year the Destination Defender Festival, which grows each year. We have an incredible cause marketing platform for Defender called the Defender Service Awards, which gives us a platform to showcase the capability and off road and durability of the car in context of these really emotional lifestyle stories. So we invite very local grassroots charities who need a vehicle that can take them to difficult places. We invite them to submit video applications for a chance to win a Defender, and then we invite consumers to vote. Last year we had over half a million votes in a very grassroots approach, and this year we're looking [00:13:00] already to surpass that. And that just gives us a wealth of content and opportunity to make a difference, and to really establish a platform that's authentic and organic for the brand. So I think those sort of higher touch, authentic, steps are important as a foundation, but then also just to really blast out building awareness through big traditional media has helped as well. Damian: That seems like that, that's sped up, maybe, is it? All of you got sped up.  Charlotte:  I mean, we truly last year we called it the year of ~Defender, Defender,~ Defender. No joke. It was ~kind~ of all systems go on defender. We were, it was really motivating and really exciting because we had such a clear vision of what we needed to do to differentiate and really break defender onto the scene. So it was just a galvanizing kind of experience to just go all in on this one brand. This year we've got to be able to, walk and chew gum at the same time. We're back to focusing on multiples. Ilyse: at those like cultural and like sporting events and having a big presence at some of those. How much is that really part of your strategy and which, I guess, which cultural events have you really found yourself being? Charlotte: Yeah. That's a very topical question for us. Experiential marketing, I think, gives us a way to really bring the brand to life in a way that transcends the product and makes people feel like they're part of a community. So a great example is Range Rover house, ~um,~ for Range Rover, that's now a global lifestyle platform. We now do Range Rover houses everywhere from. Damian: started Ilyse: But Charlotte: to Dubai, Cormier, you name it, but it started here in the U. S. in Monterey around, ~um,~ Damian: around Monterey. Charlotte: Pebble Beach around Monterey car week.  and we do it every year in that location at that event, as well as,  Salt Lake City at, Park City, and a few other locations. And basically, the idea is that we'll take over a private residence or building that [00:15:00] matches the design aesthetic of Range Rover and curate these exquisite, really luxury crafted experiences for our clients and prospects and partners. And we do that in partnership with other luxury brands to offer. For example, ~uh,~ rare spirit tastings, or a luxury facial, ~um,~ early access to a new fashion launch. ~Um,~ so we'll curate something different each time to keep it fresh. But the idea, it's been fun for the team to use as almost~ a,~ a filter or a thought exercise of, if Range Rover the brand were a house, What would it smell like? What would the furniture look like? What would you eat there? Who would be there? you can kind of stretch your imagination to bring the brand to life in a way that, transcends the product. And we'll have a special product edition each time. That's also a part of the strategy where we'll release a limited count of a special Range Rover. That's only 17 of them are made. And it Retails for 350, 000 and only those [00:16:00] who are in person have a chance to, have the first look. So that gives it sort of a press hook, ~um,~ and an extra kind of commercial reason to attend. But really the experience we hear more and more from our clients is that I feel like I'm part of a club, an exclusive society. ~You know,~ I'm a Range Rover person and that means that I get to do this and I get to meet and mingle with other life's leaders. We call them in the Range Rover community.  Damian: not every automaker can claim that they're able to kind of, like, create a club of like minded members. I know many would probably think that they can, but there's something special about JLR in that way. And I know we touched on this already, but one of those factors, I guess, that plays into the branding and the association is the British connection. You mentioned the ad, but could you say a little bit more about that and how that is Something that you use or not use, especially in the U. S. market, which is what you're in charge. Charlotte: [00:17:00] Yeah, such an interesting question for the U. S. market. ~Um,~ We have a couple of very current examples, I think, to this effect. One is that we have the blessing of having access to this curated collection of Her Majesty, Queen Elizabeth II, her cars, basically the classic Land Rover product that she either drove or was escorted in, throughout her regime. And we have a beautiful collection of 10 of those vehicles that have been painted. painstakingly perfectly restored, and we debuted them globally at Pebble Beach this year. So it was the very first time that an SUV was displayed on the Pebble Beach Concourse, which I was surprised by. That was a really unique moment. That was a really special thing. So we got a lot of press and breakthrough for that moment. And a lot of just fan activity. There are a lot of classic Land Rover Range Rover fans. So now we're taking those vehicles on tour and we'll have them at Rockefeller center with a very British themed experience. It's all about the Royal family. So we'll have sort [00:18:00] of a tour. British, ~you know,~ other partners there and sort of a British feel. ~Um,~ but when you see the cars, ~you know,~ there's even these little touches like a special spot for the corgis to sit or the special hook for the Queen's handbag. ~Um,~ so that is a moment that's really making us stop and appreciate the British heritage and celebrate that in a more public way than we had recently. but a funny story we were just catching up about earlier when I spoke about the Theo James commercial. It's called Velocity Blue is the campaign. We made some edits for a U. S. version of the TV spot, which will start airing  that essentially streamlined the story to be a little bit more simple, with a little more car shot, a little more action, which kind of captures a lot of, like, the U. S. feedback. When we have our creative debates and discussions internally, most of the creative origination happens at the global headquarters in the U. K., It rolls out to the major markets. We give our feedback. There's a process that's probably very similar at other global companies, and the script tends to go something like the English version is a bit [00:19:00] more abstract, has a little more storytelling, has a lot going on, and the U. S. wants to see Simple. Hit me with the logo. More car shots. Get to it. People are busy. There's a lot to break through and there's always  a cheeky debate about that. But, this time, they actually created a slightly different version for the U. S. Same spot, really, but with a key difference that, that simplified it and removed a scene in the middle that had, you know, an equestrian riding across the property you described. And we just got the test results back and they were fascinating to see. We worked with Kantar to do sort of the initial assessment of how both the UK and the US audiences resonate with each of these two options. And we found that indeed we were correct about the US that the simplified spot without the equestrian, outperforms the original version for U.S. audiences, but fascinatingly, in the U. K., the reverse is true. So that gave us such an interesting, and frankly, a positive outcome that was, gets us [00:20:00] away from any kind of creative disagreements and is much more about honoring these market specific differences. And just isn't that interesting, that people have different expectations of advertising or different understanding of, the content of this particular spot. So it's just an important reminder to global brands to keep the core insight true, but to make those tweaks to really optimize for each market. Damian: Yeah, absolutely. Yeah, great. I mean, keep the horse. I say keep the horse. Ilyse: I mean, I'm an American, right? And I think it's, I think the UK version is better, Charlotte:  Ifyou know just keep it simple. Yeah, but it's so interesting, those insights like that fascinating.  Charlotte: live for them. I mean, I think that's what marketing is all about is the consumer insight. Damian: And that's it for this edition of The Current Podcast. We'll be back next week, so stay tuned. Ilyse: The Current Podcast's theme is by Love Caliber. The current team includes Kat Vesce and Sydney Cairns. Damian: And remember,  Charlotte: especially in automotive, especially these luxury brands, it takes time to really ~ build that love in people's [00:21:00] hearts. And it, for many people starts early. Damian: I'm Damian. Ilyse: I'm Ilyse Damian: And we'll see you next time. And if you like what you hear, please subscribe and leave us a review. Also, tune in to our other podcast, The Current Report.

Chuck Zodda and Mike Armstrong discuss the stock market having an opportunity in 2025 that has very rarely happened in the past. Are dividend stocks primed for a comeback in 2025? Apple tops the list of best-managed companies in 2024. Many seniors are continuing to work past retirement age, and it isn't for the money. Retails returns are becoming an $890B problem. Payments are going digital, but many seniors still rely on cash.

This week's guest is Dean Cherny, Founder & CEO at Storeplay.Dean is a Retail Behavioural Expert, helping retailers boost sales and productivity by enhancing sensory retail experiences with Music, Signage, Scenting, Queue Management and Retail Media Network. You know the virtual queue you stood in for the AO? Or the playlist you heard at an RM Williams store? That's Storeplay. Dean launched the company in 2012 in what he then named Marketing Melodies. It was the world's first app-based music subscription service for businesses. The company transformed retail spaces with the power of perfectly curated playlists.But why stop at music? Marketing Melodies evolved into Storeplay, which evolved into a comprehensive sensory experience. They added scent and visuals to their repertoire, creating immersive environments that do more than just please the ear. They wanted every customer to leave with a memorable experience, turning casual shoppers into brand advocates.From crafting cassettes to pioneering digital solutions, Storeplay's story is one of relentless creativity and belief in the transformative power of the right sensory atmosphere. It's about changing how businesses think about their spaces and making every shopper feel like a VIP.–Follow The Founder Tapes on Instagram, TikTok and LinkedInSubscribe to The Founder Tapes on YouTube! Full video episodes are coming soon. –Find Dean Cherny on LinkedIn Find Storeplay on LinkedIn and Instagram Visit Storeplay at https://storeplay.com.au/ –Music License Number - QK7rZS Hosted on Acast. See acast.com/privacy for more information.

ASX 200 rose 36 points to 8223 (+0.4%), well off the early highs despite a rally in resources with Asian markets back in the green. BHP up 1.4%, RIO up 1.4% and FMG rallying hard up 4.0%. Lithium stocks in demand following the LTM bid, up 38.8%, PLS up 2.5% and MIN bouncing 6.8%. Gold miners slightly better in places, DEG up 1.1% and BGL up 6.3%. Oil and gas better too, WDS bouncing 0.7% and uranium stocks firmed. Banks were mixed but flat with the Big Bank Basket $234.70 (+0.2%). MQG rallied 0.8% and insurers were slightly higher, QBE up 2.5%. REITs are mainly positive, and industries are flat. Retails eased slightly, JBH down 0.5% and PMV off 0.4%. DMP continue to push higher, up 2.3%. Tech stagnant, and the All-Tech Index up slightly. In corporate news, LTM rose 38.8% on the RIO bid. GYG rose slightly on a trading update. PRN signed an extension with IGO and STO secured US$800m of loans for Darwin upgrade. NWL up 3.8% on a FUM update. Nothing on the economic front. Asian markets turned positive with iron ore, Japan up 0.3%, China up 3.0% and HK up 4.2% awaiting MoF briefing Saturday. 10Y yields higher at 4.22%. Dow Futures up 13 points. NASDAQ Futures down 6 points.  Why not sign up for a free trial? Get access to expert market insights and manage your investments with confidence. Ready to invest in yourself? Join the Marcus Today community. 

Ever wonder why people think barcodes are the mark of SATAN?! This week we look into why Hobby Lobby doesn't use barcodes, and also their many other crimes...Enjoy!https://www.patreon.com/CursedCuriosity

Wednesday 29 May 2024 Retail sales per capita have fallen to the lowest level in two years.  The government floats the idea of a lower corporate tax rate High profile companies caught up in sexual harassment scandals And convenience stores are winning over customers from the big supermarkets Plus don't miss the latest episode of How Do They Afford That? - all about mindful spending. Get the episode from APPLE, SPOTIFY, or anywhere you listen to podcasts.Find out more: https://fearandgreed.com.auSee omnystudio.com/listener for privacy information.

The morning after Coinbase reported fourth quarter results beating analyst estimates, the company's shares hit their highest price in nearly two years. Coinbase reported a net income of $273 million during the fourth quarter, ending a run of seven straight quarters with a net loss.00:00 Intro00:26 Coinbase Earnings01:59 Coinbase Pay03:07 Cathie Wood on Coinbase05:09 Coinbase ETF Earnings06:15 Coinbase x Farcaster07:47 Regulation08:33 Coinbase vs SEC09:48 Robinhood Revenue10:40 Confidence in Robinhood13:03 Robinhood Earnings Call15:42 Robinhood X1 Card16:38 Outro#Crypto #bitcoin #Ethereum~Coinbase + Robinhood Explosive Earnings

Shop, Distributive and Allied Employees' Association WA Branch Secretary Ben Harris dropped some alarming statistics about violence towards retail staff. Although there are new laws aimed at protecting retail staff that will be rolled out soon, there are concerns that they won't be enough.See omnystudio.com/listener for privacy information.

Patrick und Jörg tauschen sich über den Retail der Zukunft aus. Ausgehend von der Zürcher Bahnhofsstrasse diskutieren sie die Möglichkeiten für den Retail im zunehmenden Wettbewerb zu bestehen. Was ist die genaue Aufgabe des Retails? Warum funktioniert dieses Geschäftsmodell nur noch mit Daten? Und warum lohnt es sich, über einen Log-In nachzudenken. Wertvolle Erkenntnisse, wie immer aus der Sendeanstalt Beromünster.

Here's what is happening in the markets today, Tuesday, January 16 - Last week, all major indices finished higher - Markets were closed on Monday in observance of Martin Luther King Day - “MLK Week” typically lackluster - according to Bespoke Investment Group - This morning, stocks are lower - 10-year yield above 4% again - This week: More bank earnings from  Goldman Sachs (GS), Morgan Stanley (MS) and  PNC Financial Services (PNC) - This week's major economic report:: Retail Sales Data PLUS: How we trade these markets and our current positions This wraps up today's stock market news. If you enjoyed the "Stock Market Today" episode, make sure to subscribe to this podcast.  And for more stock market news,  visit our YouTube Channel: https://youtube.com/rockwelltrading2008 #todaysstockmarket #stockmarkettoday #stockmarket

S&P Futures are flat to higher this morning. Markets are awaiting this morning inflation data release (PCE). Shares of BMY are active this morning as the drug maker confirms a buyout of KRTX at $330 a share. Retails stocks are showing weakness this morning after NKE earnings release, Nike lower guidance due to expected weakening consumer demand. European stocks are lower. Oil is prices are slightly higher.

European bourses & US futures continue to build on post-US CPI gains; FTSE 100 outperforms on softer-than-expected UK CPIDollar finds some reprieve whilst Kiwi outperforms underpinned by encouraging Chinese activity data & GBP underperformsInitial UK CPI-induced Gilt strength lost as core benchmarks pullback modestlyCrude subdued but both precious and base metals extend gains despite a slightly firmer DollarLooking ahead, highlights include US Retail Sales, Japanese Trade, Fed's Barr, Biden-Xi Meeting. Earnings from CiscoRead the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

Thu, 09 Nov 2023 04:00:00 +0000 https://ehi-retail-insights.podigee.io/95-new-episode b927b8f07c977643b42a6a18a21c6937 In der heutigen Folge sprechen wir über Digitalisierung im Fashion Handel, ganz genau bewegen wir uns im Luxus-Segment dieser Branche. Michael Gerlings Gesprächspartner ist Fabian Haustein, Chief Digital Officer bei Unger Fashion in Hamburg. 2018 feierte Unger Fashion das 140-jährige Jubiläum und ist mit dem klassischen Unger Fashion am Neuen Wall und dem jungen Konzeptstore Uzwei mit zwei stationären Geschäften an Start. Seit 2008 steht das Unternehmen mit Unger-Fashion.com seinen Kundinnen auch Online zur Verfügung. Unger ist einer der führenden Luxuseinzelhändler in Deutschland. Das familiengeführte Unternehmen befindet sich im Herzen Hamburgs. Unger führt über 150 internationale Designer Brands, beschäftigt 120 Mitarbeiter und unterhält Shop-in-Shop-Verträge mit Marken wie Celine, Chloé und Stella McCartney. Unger Fashion präsentiert die Welt des Luxus Retails von französischer Haute Couture über italienischen High-Class-Casual bis hin zu amerikanischem Ready-To-Wear-Chic. Mit traditionellen Werten, neuen Ideen und Innovationen führt Florian Braun das Familienunternehmen bereits in dritter Generation. Sein Motto: „Wir wollen so etwas wie die Elbphilharmonie des deutschen Retails sein. Ein Anlaufpunkt auch über Hamburgs Stadtgrenzen hinaus“. Wir bedanken uns bei unserem Supporter des Monats: T-Systems. T-Systems ist einer der führenden Anbieter für IT-Services und digitale Lösungen in Deutschland. Sie unterstützen Handelsunternehmen bei der digitalen Transformation und bieten maßgeschneiderte Lösungen für Filialprozesse, Logistik und Nachhaltigkeit. Moderation: Michael Gerling Tritt gerne direkt mit mir via LinkedIn in Kontakt: https://www.linkedin.com/in/michael-gerling-20072011/ Technische Produktion: Philipp Lusensky Alle Folgen und mehr Infos zum EHI LAB: www.ehi-lab.org/podcast full no

This show aired on Wednesday, September 27th, 2023 on 107.9 and 980 The WAAV in Wilmington, NC. Guests include Mayor Darryl Mills and Dr. Andy Jackson. Target Closing 9 Stores, Wrightsville Beach update, and more.See omnystudio.com/listener for privacy information.

Champion Green is launching the go-to retail destination for 'Support Local' shopping this summer on Clarendon Street. To tell us more about this Carina Galavan from Aviva Life and Pension joined Emmet Oliver on the show this morning.

Here's what is happening in the markets today, Tuesday, July 18th DOW on a 7-day win streak Earnings Season kicks off with a bang Retail Sales slump unexpectedly Banks rally after Bank of America (BAC) earnings PNC - Told you so? We'll see how PNC reacted Ford (F) reacts to Tesla (TSLA) PLUS: I'll cover what I did with my CSIQ trade. This wraps up today's stock market news. If you enjoyed the "Stock Market Today" episode, make sure to subscribe to this podcast. And for more stock market news, visit our YouTube Channel: https://youtube.com/rockwelltrading2008 #todaysstockmarket #stockmarkettoday #stockmarket

Ash: Alright you Primitive Screwheads, listen up! You see this? This... is my BOOMSTICK! The twelve-gauge double-barreled Remington. S-Mart's top of the line. You can find this in the sporting goods department. That's right, this sweet baby was made in Grand Rapids, Michigan. Retails for about a hundred and nine, ninety five. It's got a walnut stock, cobalt blue steel, and a hair trigger. That's right. Shop smart. Shop S-Mart. You got that?

Children outgrow clothing quickly and often have items in their closets with tags on them from gifts yet to be worn. Buying secondhand clothing can not only save you money for the next ever-frequent growth spurt, but is an eco-friendly and sustainable option everyone should consider.  In this episode Karen is joined by Samira Husein, the owner of Dakota + Rowan, a cute secondhand store located in Sierra Madre, California. Samira shares her tips to get the most out of shopping secondhand, how to find high quality pre-loved items, stigmas around thrifting, how the shopping process works, why and how she turned her passion for thrifting into a business,  and so much more. Links:@dakotaplusrowan_dakotaplusrowan.comLove the show? Subscribe, Rate, & Review! https://www.familyroomcenter.com/podcast/

Welcome to Episode 17 of "G'DAY FROM THE USA"! In this episode, host Lady Amanda discusses what it's really like for an Australian living and working in the USA. She is joined by Kyla, an American from Oregon, and Tiffany, a Californian living in Washington. They chat about various topics and answer questions from listeners. The episode is fueled by Karen, who treated them to coffee.Lady Amanda and Kyla share their experiences from the week, including Kyla's busy weekend on call and Lady Amanda's visit to Olympia, Washington. Feedback from last week's episode is discussed, including a listener sending a hand-written card and a coffee mug, and interesting facts about the kangaroo and emu on the Australian coat of arms. Karen provides feedback about guest Julie and recommends ReTails as a great place to donate and shop. They also discuss Target stores in the US, Canada, and Australia.  Tiffany answers some personal questions, and they play a game of guessing Australian words. The main topic of discussion revolves around the differences between working in the USA and Australia. They highlight the work-life balance in Australia, the average wages, health insurance, vacation policies, sick leave, parental leave, retirement plans, and interesting facts about Australian inventions.The episode concludes with odd news stories about an overdue library book and the world's largest crocodile celebrating its 120th birthday.Tune in to this informative and entertaining episode of "G'DAY FROM THE USA"!An Australian living life and working in the USA. Reach out to us on -Facebook: https://www.facebook.com/GDAYfromtheUSAYouTube: https://www.youtube.com/@GDAYfromtheUSAhttps://www.tiktok.com/@gdayfromtheusaVoicemail: https://www.speakpipe.com/GDAYfromtheUSABuy us a coffee: https://www.buymeacoffee.com/gdayusa

On Monday May 15, 11AM ET, we, Nishan Subedi (LinkedIn at https://lnkd.in/gm9fuBAf) and Dr. Mohammad Hajiaghayi (LinkedIn at https://lnkd.in/gE7W98FV) plan to have the monthly (on third Mon of each month) YouTube Live @hajiaghayi, and simultaneously Lives on Instagram at @mhajiaghayi, LinkedIn @Mohammad Hajiaghayi, Twitte MTHajiaghayi, and Facebook Mohammad Hajiaghayi regarding ``Potentials of E-commerce for Retails: ChatGPT, rise of LLMs and future of AI''.In this eighth installment of Monetization Monthly, we continue our deep dive (from the previous installment) into discuss:- Underlying mechanism of ChatGPT training- Use cases for LLMs- Fine tuning - Prompt engineering- multi-modal fine tuning vs prompt engineering- Sleep dreams and GPT- GPT-4- How will AI and how it's drive evolve in the future- How can we leverage AI to set up your organization for successPlease join us on our simultaneous Lives at YouTube, Instagram, LinkedIn, Twitter, or Facebook and ask questions you may have from us.#llms #chatgpt #gpt4 #marketplace #uber #lyft #doordash #amazon #ecommerce #online #retail #advertisement #pandamic #Covid #Uber #Lyft #DoorDash #Amazon #Wayfair #Overstock #Etsy #Google

Today Mar 21, 11AM ET, we, Nishan Subedi (LinkedIn at https://lnkd.in/gm9fuBAf) and Dr. Mohammad Hajiaghayi (LinkedIn at https://www.linkedin.com/in/mohammad-hajiaghayi-2139a913a/) plan to have the monthly (on third Mon of each month) YouTube Live @hajiaghayi, and simultaneously Lives on Instagram at @mhajiaghayi, LinkedIn @Mohammad Hajiaghayi, Twitte MTHajiaghayi, and Facebook Mohammad Hajiaghayi regarding ``Potentials of E-commerce for Retails: ChatGPT, rise of LLMs and future of AI''.In this seventh installment of Monetization Monthly, we take a deep dive into discuss:- Underlying mechanism of ChatGPT training- Use cases for LLMs- GPT-4- How will AI and how it's drive evolve in the future- How can we leverage AI to set up your organization for successPlease join us on our simultaneous Lives at YouTube, Instagram, LinkedIn, Twitter, or Facebook and ask questions you may have from us.#llms #chatgpt #gpt4 #marketplace #uber #lyft #doordash #amazon #ecommerce #online #retail #advertisement #pandamic #Covid #Uber #Lyft #DoorDash #Amazon #Wayfair #Overstock #Etsy #Google

The Dow Jones closed up 72 points (+0.22%). At best it was up 372, and at worst it was down 3. The S&P 500 was up 0.30%, and the NASDAQ was up 0.63%. In Europe, STOXX 50 up 1.7% FTSE +0.70% CAC +1.5% DAX +1.10%. SPI Futures are up 34 points (+0.47%).Copper prices rose 1.2% overnight as the dollar weakened but remained close to seven-week lows due to weak demand in China. Gold prices up 0.4% as the dollar retreated, but fears of further interest rate hikes from the US Federal Reserve kept bullion near a two-month low. Other metals gained overnight, Aluminium up 1.5%, Zinc up 1%, Lead up 1.7%, Nickel up 3.7%, while Tin was down 0.5%. WTI crude fell over 0.68% and Brent dropped 1.3% due to concerns of a demand downturn caused by a possible recession, despite expectations of tighter global supplies. The US inflation data also increased worries of more interest rate hikes by the Federal Reserve, which could further dampen demand. Bitcoin up 0.61%Retails sales today. HVN results.Why not sign up for a free trial? Get access to expert insights and research and become a better investor.

There are many steps in the consumer's brand journey but none more important than the last one; purchase. Learn how payment sounds could be retails weakest link. This episode was a reboot from a previous article I wrote in 2022; POS Sounds Proven to Be a Brands' Weakest Link. Thank you to Sentient Decision Science for their Pay Sounds study and the inspiration for this episode. Thank you also to Made Music for the sonic logo and functional sounds that they contributed to the study. The SFX were collected from Pixabay Sound Effects and the musical selects (other than the theme song) were from some amazing musicians on Artlist.io. For more information on the other sonic logos and sonic branding asset examples, please contact me at jeanna@dreamrproductions.com.  For those interested in sonic strategy and sound design, I would love to chat with you further. Send me a message at Dreamr Productions or you can come find me on Linkedin, Twitter, and Facebook. For more on sound in marketing, check out Soundinmarketing.com where I house courses, resources and all sorts of sound relevant information. Contact me directly and I'll hook you up with a discount code. You can find the Sound In Marketing Podcast on all the major podcast channels like iTunes, Spotify, iHeart Radio, Pandora, and Stitcher so don't forget to share it with your friends, follow, and rate it.  This episode was produced by Dreamr Productions and hosted, written, and edited by me, Jeanna Isham. Let's make this world of sound more intriguing, more unique, and more and more on brand.

The Alan Cox Show

This Mon Dec 19, 11AM ET, we, Nishan Subedi, (see his LinkedIn at https://lnkd.in/gm9fuBAf) and Dr. Mohammad Hajiaghayi of Overstock and UMD plan to have the monthly (on third Mon of each month) YouTube Live @hajiaghayi, and simultaneously Lives on Instagram at @mhajiaghayi, LinkedIn @Mohammad Hajiaghayi, Twitter @MTHajiaghayi, and Facebook Mohammad Hajiaghayi regarding ``Potentials of E-commerce for Retails''. In this sixth installment of Monetization Monthly, we take a deep dive into architecture of systems to power multi-sided marketplaces, performance and algorithm considerations, some approaches to scalability. We will talk about how these systems have been architected, dealing with high demand, network effects and their impact. We will also talk about that lead to better efficiencies. Please join us on our simultaneous Lives at YouTube, Instagram, LinkedIn, Twitter, or Facebook and ask questions you may have from us.#marketplace #networkeffect #uber #lyft #doordash #amazon #ecommerce #online #retail #advertisement #pandamic #Covid #Uber #Lyft #DoorDash #Amazon #Wayfair #Overstock #Etsy #Google

Numbers compiled by Fit Small Business indicates 7 out of 10 retailers provide some form of contactless payment. WWJ's Murray Feldman has more. 

Featuring the latest in activist campaigns and struggles against oppression fighting for a better world with anti-capitalist analysis on current affairs and international politics. Presenters: Jacob Andrewartha, Zane AlcornNewsreportsDiscussion of headline newstory drawing on The Age report of the trail of Bruce Lehrmann trial which was aborted after juror misconduct.Interviews and DiscussionInterview with Graham Matthews member of Socialist Alliance discussing a socialist response to the Federal Budget that was just unveiled by treasurer Jim Chalmers and how Labor's first budget since 2013 is both a missed opportunity and a threat of worse things to come. You can listen to the individual interview here.Recording of a speech by Ukrainian socialist Denis Pilash from the Ecosocialism 2022 session on October 25 titled "Ukraine, imperialism and the left" outlining a socialist perspective on Russia's war on Ukraine. You can listen to the individual speech here.Interview with Josh Cullinan secretary of the Retails and Fast Food Workers union about the ongoing fight by Apple Workers who are taking strike action and implementing bans in their campaign to secure a fair enterprise agreement. You can listen to the individual interview here.   

This Mon Oct 17, 11AM ET, we, Nishan Subedi, (see his linkedin at https://lnkd.in/gm9fuBAf) and Dr. Mohammad Hajiaghayi of Overstock and UMD plan to have the monthly (on third Mon of each month) YouTube Live @hajiaghayi, and simultaneously Lives on Instagram at @mhajiaghayi, LinkedIn @Mohammad Hajiaghayi, Twitter @MTHajiaghayi, and Facebook Mohammad Hajiaghayi regarding ``Potentials of E-commerce for Retails''. In this fifth installment of Monetization Monthly, we talk about the cookie-less world, and complex advertisement networks in particular SSP and DSP networks, and their evolution over time.. Please join us on our simultaneous Lives at YouTube, Instagram, LinkedIn, Twitter, or Facebook and ask questions you may have from us.#DSP#SSP#network#cookies#cookieless#ecommerce #online #retail#advertisement#pandamic #Covid#Amazon#Wayfair#Overstock#Etsy#DoorDash#Google

This Mon Sep 19, 11AM ET, we, Nishan Subedi, (see his LinkedIn at https://lnkd.in/gm9fuBAf) and Dr. Mohammad Hajiaghayi of Overstock and UMD plan to have the monthly (on third Mon of each month) YouTube Live @hajiaghayi, and simultaneously Lives on Instagram at @mhajiaghayi, LinkedIn @Mohammad Hajiaghayi, Twitter @MTHajiaghayi, and Facebook Mohammad Hajiaghayi regarding ``Potentials of E-commerce for Retails''. In this fourth installment of Monetization Monthly, we talk about use of cookie's for advertisement, the cookie-less world, and complex advertisement networks. Please join us on our simultaneous Lives at YouTube, Instagram, LinkedIn, Twitter, or Facebook and ask questions you may have from us.#cookies #cookieless #ecommerce #online #retail#advertisement#pandamic #Covid#Amazon#Wayfair#Overstock#Etsy#DoorDash#Google

Entwicklung ist Fortschritt - Technologie ist Zukunft. Das hat auch Alexander Eissing Gründer und Geschäftsführer der Livello GmbH klar im Fokus seines 2016 gegründeten Start-ups, denn die Livello GmbH aus Düsseldorf entwickelt IoT-Lösungen für die Zukunft des autonomen Retails, um an jedem Ort, zur jederzeit frisches Essen und andere Dinge des täglichen Bedarfs verfügbar zu machen. Livello bietet smarte Kühlschränke und automatisierte Stores, die von Händlern, Catering Unternehmen, Lebensmittel-Herstellern, Hotels, Restaurants und Lieferdiensten eingesetzt werden. Als Serial-Entrepreneur mit fünf vorherigen Tech-Start-Up-Gründungen, Strategieberater und Business Angel ist Eissing ein echter Kenner der Szene und Gründer aus Leidenschaft. Immer getrieben von Marktbedürfnissen, Innovation und Pioniergeist. In dieser aktuellen Folge von Wirtschaft Düsseldorf Unplugged spricht der smarte Unternehmer mit unserer Moderatorin Andrea Greuner über moderne Technologien, was es bedeutet Gründer zu sein und wie auch Rückschläge und Hürden immer wieder zum Vorteil nutzen können. Der Rotonda Business Club präsentiert in Partnerschaft mit IHK Düsseldorf und der Wirtschaftsförderung der Landeshauptstadt Düsseldorf die neue Stimme der Düsseldorfer Wirtschaft. DER BUSINESS CLUB DES 21. JAHRHUNDERTS Der Rotonda Business Club ist das größte aktive Netzwerk für unternehmerisch denkende und handelnde Menschen in Deutschland. Unsere 8 Clubstandorte bieten Raum für Beziehungen und neue Ideen. Hier können Sie sich in einem zukunftsorientierten, professionellen Ambiente mit interessanten Menschen austauschen und neue Impulse für Ihr Business gewinnen. Als Mitglied stehen Ihnen unsere Räume und Veranstaltungen in allen wichtigen Städten Deutschlands offen. Unsere Clubmanager sind persönlich für Ihre Anliegen da und kümmern sich aktiv um Ihre Themen und Anforderungen. Selbstverständlich profitieren Sie auch von unserem starken Netzwerk, vielfältigen Services und hochkarätigen Veranstaltungen. Sprechen Sie uns an. Wir freuen uns auf Sie! Wirtschaft Düsseldorf unplugged ist auch Ihr Podcast! Wir laden Sie ein zum Austausch, Diskutieren und Mitgestaltten. Schicken Sie uns Ihr Feedback, Ihre Anregungen und Themenvorschläge via WhatsApp an +49 1573 5498 414 oder per Mail an hallo@wirtschaftspodcast-duesseldorf.de!

Dennis Prager. Smash and Grab Robberies, Hero with a Gun, Transgender Bill of Rights, Defunding Police Regret, Church of the Left.   Dennis Prager Podcasts And God Said…  Jul 18 2022   Crime is out of control. Another smash and grab robbery. This time in Malibu. Retails stories are under siege… Three people were murdered at a mall in Indiana. The number would likely have been much higher, but for a good man with a gun… One of the oldest churches in Boston is now a leftist stronghold. It has a giant banner on the extolling just about every leftist “virtue” you can think of… The Mayor of Seattle is having second thoughts about defunding the police. The city is having a very tough time recruiting officers as crime soars… Democrats in Congress want to pass a “transgender bill of rights.” Thanks for listening to the Daily Dennis Prager Podcast. To hear the entire three hours of my radio show as a podcast, commercial-free every single day, become a member of Pragertopia. You'll also get access to 15 years' worth of archives, as well as daily show prep. Subscribe today at Pragertopia dot com.  -------------------------------------------------------------------------------------------   Thanks for listening to the Daily Dennis Prager Podcast. To hear the entire three hours of my radio show as a podcast, commercial-free every single day, become a member of Pragertopia. You'll also get access to 15 years' worth of archives, as well as daily show prep. Subscribe today at Pragertopia dot com. --------------------------------------------------------------------  Visit Pragertopia  https://pragertopia.com/member/signup.php  The first month is 99 cents. After the first month the cost is $7.50 per month. If you can afford to pay for only one podcast, this is the one we recommend. It is the best conservative radio show out there, period. ACU strongly recommends ALL ACU students and alumni subscribe to Pragertopia. Do it today!  You can listen to Dennis from 9 a.m. to Noon (Pacific) Monday thru Friday, live on the Internet  http://www.dennisprager.com/pages/listen  ------------------------------------------------------------------------ For a great archive of Prager University videos visit- https://www.youtube.com/user/PragerUniversity/featured   Donate today to PragerU! http://l.prageru.com/2eB2p0h Get PragerU bonus content for free! https://www.prageru.com/bonus-content Download Pragerpedia on your iPhone or Android! Thousands of sources and facts at your fingertips. iPhone: http://l.prageru.com/2dlsnbG Android: http://l.prageru.com/2dlsS5e Join Prager United to get new swag every quarter, exclusive early access to our videos, and an annual TownHall phone call with Dennis Prager! http://l.prageru.com/2c9n6ys Join PragerU's text list to have these videos, free merchandise giveaways and breaking announcements sent directly to your phone! https://optin.mobiniti.com/prageru Do you shop on Amazon? Click https://smile.amazon.com and a percentage of every Amazon purchase will be donated to PragerU. Same great products. Same low price. Shopping made meaningful. VISIT PragerU! https://www.prageru.com FOLLOW us! Facebook: https://www.facebook.com/prageru Twitter: https://twitter.com/prageru Instagram: https://instagram.com/prageru/ PragerU is on Snapchat! JOIN PragerFORCE! For Students: http://l.prageru.com/2aozfkP JOIN our Educators Network! http://l.prageru.com/2aoz2y9 -------------------------------------------------------------------- The Rational Bible: Exodus by Dennis Prager   NATIONAL BESTSELLER "Dennis Prager has put together one of the most stunning commentaries in modern times on the most profound document in human history. It's a must-read that every person, religious and non-religious, should buy and peruse every night before bed. It'll make you think harder, pray more ardently, and understand your civilization better." — Ben Shapiro, host of "The Ben Shapiro Show" "Dennis Prager's commentary on Exodus will rank among the greatest modern Torah commentaries. That is how important I think it is. And I am clearly not alone... It might well be on its way to becoming the most widely read Torah commentary of our time—and by non-Jews as well as by Jews." — Rabbi Joseph Telushkin, bestselling author of Jewish Literacy Why do so many people think the Bible, the most influential book in world history, is outdated? Why do our friends and neighbors – and sometimes we ourselves – dismiss the Bible as irrelevant, irrational, immoral, or all of these things? This explanation of the Book of Exodus, the second book of the Bible, will demonstrate that the Bible is not only powerfully relevant to today's issues, but completely consistent with rational thought. Do you think the Bible permitted the trans-Atlantic slave trade? You won't after reading this book. Do you struggle to love your parents? If you do, you need this book. Do you doubt the existence of God because belief in God is “irrational?” This book will give you reason after reason to rethink your doubts. The title of this commentary is, “The Rational Bible” because its approach is entirely reason-based. The reader is never asked to accept anything on faith alone. As Prager says, “If something I write does not make rational sense, I have not done my job.” The Rational Bible is the fruit of Dennis Prager's forty years of teaching the Bible to people of every faith, and no faith. On virtually every page, you will discover how the text relates to the contemporary world and to your life. His goal: to change your mind – and then change your life.   Highly Recommended by ACU. Purchase his book at- https://www.amazon.com/Rational-Bible-Exodus-Dennis-Prager/dp/1621577724   The Rational Bible: Genesis by Dennis Prager  USA Today bestseller Publishers Weekly bestseller Wall Street Journal bestseller Many people today think the Bible, the most influential book in world history, is not only outdated but irrelevant, irrational, and even immoral. This explanation of the Book of Genesis, the first book of the Bible, demonstrates clearly and powerfully that the opposite is true. The Bible remains profoundly relevant—both to the great issues of our day and to each individual life. It is the greatest moral guide and source of wisdom ever written. Do you doubt the existence of God because you think believing in God is irrational? This book will give you many reasons to rethink your doubts. Do you think faith and science are in conflict? You won't after reading this commentary on Genesis. Do you come from a dysfunctional family? It may comfort you to know that every family discussed in Genesis was highly dysfunctional! The title of this commentary is “The Rational Bible” because its approach is entirely reason-based. The reader is never asked to accept anything on faith alone. In Dennis Prager's words, “If something I write is not rational, I have not done my job.” The Rational Bible is the fruit of Dennis Prager's forty years of teaching the Bible—whose Hebrew grammar and vocabulary he has mastered—to people of every faith and no faith at all. On virtually every page, you will discover how the text relates to the contemporary world in general and to you personally. His goal: to change your mind—and, as a result, to change your life.

Crime is out of control. Another smash and grab robbery. This time in Malibu. Retails stories are under siege… Three people were murdered at a mall in Indiana. The number would likely have been much higher, but for a good man with a gun… One of the oldest churches in Boston is now a leftist stronghold. It has a giant banner on the extolling just about every leftist “virtue” you can think of… The Mayor of Seattle is having second thoughts about defunding the police. The city is having a very tough time recruiting officers as crime soars… Democrats in Congress want to pass a “transgender bill of rights.” Thanks for listening to the Daily Dennis Prager Podcast. To hear the entire three hours of my radio show as a podcast, commercial-free every single day, become a member of Pragertopia. You'll also get access to 15 years' worth of archives, as well as daily show prep. Subscribe today at Pragertopia dot com. See omnystudio.com/listener for privacy information.

The Skulls Welcome to The Guys Review, where we review media, products and experiences.   **READ APPLE REVIEWS/Fan Mail**Mention Twitter DM group - like pinned tweet @The_GuysReviewRead emails theguysreviewpod@gmail.comTwitter Poll The Skulls Directed Rob Cohen   Starring:  Joshua JacksonPaul WalkerHill HarperLeslie BibbChristopher McDonaldSteve HarrisWilliam PetersenCraig T. Nelson Released: March 21, 2000 Budget: $15M ($25.5M in 2022) Box Office: $50.8M ($86.2M in 2022) Ratings:   IMDb 5.6/10 Rotten Tomatoes 9% Metacritic 24% Google Users 77%  Here art thine Awards My Lord Tucker the Wanker second Earl of Wessex. Lord of the Furries. Heir of Lord baldy the one eyed snake wrestler. Protector of Freedom units. Step Sibling with funny feelings down stairs. Entertainer of uncles. First time you saw the movie? Plot:      Top Five Trivia of the movie: TOP 51 The Skull-and-Bones Society (on which this movie was based) actually gives out watches to each class of skulls, though not necessarily with the whole branding ceremony. After the movie was filmed, Joshua Jackson acquired one of the actual watches and gave it to director Rob Cohen. 2 The wristwatch that each new member of the Skulls is given is the Breitling Old Navitimer. Retails for $2,800-$7500. 3 Joshua Jackson was considered for the role of Mox in Varsity Blues(1999), which was played by James Van Der Beek. One year later, James Van Der Beek was considered for the part of Luke McNamara which went to Jackson. 4 The film is included on the film critic Roger Ebert's "Most Hated" list. 5 When the Skulls members are heading out to the island, the castle in the background is Singer Castle on Dark Island. The island that the Skull and Bone Society owns is called Deer Island. Both islands are in the Thousand Island of the St. Lawrence River.  **TRIPLE LINDY AWARD** **REVIEW AND RATING** TOP 5Stephen:1 Breakfast club2 T23 Sandlot4 Back to the Future5 Mail order brides Chris:1. sandlots2. T23. trick r treat4. rocky horror picture show5. hubie halloween Trey:1) Boondocks Saints2) Mail Order Brides3) Tombstone4) Very bad things5) She out of my league  Tucker:1. T22: Tombstone3: Gross Pointe Blank4: My Cousin Vinny5: John Wick WHAT ARE WE DOING NEXT WEEK? Web: https://theguysreview.simplecast.com/EM: theguysreviewpod@gmail.comIG: @TheGuysReviewPodTW: @The_GuysReview - Twitter DM groupFB: https://facebook.com/TheGuysReviewPod/YouTube: https://www.youtube.com/channel/UCYKXJhq9LbQ2VfR4K33kT9Q Please, Subscribe, rate and review us wherever you get your podcasts from!! Thank you,-The Guys

Consumer may have shown patience during the early days of the pandemic, as companies simplified supply chains, streamlined their product lines and cut customer service. Rakesh Mani, the Southeast Asia Consumer Markets Leader for Strategy& shared his view on this issue.

In this episode of Understanding Crypto James Burtt and Paul Abercrombie discuss the most recent developments in the world of cryptocurrency. Celsius, a crypto-based financial institution, is on the verge of filing for bankruptcy, adding to the market's turbulence. Paul laments this development while contemplating on the technology's original purpose. He says, "This technology should only be used if it improves or provides a better option than what is now available." Celsius and several DeFi organisations, on the other hand, are supposed to provide a viable alternative to the centralised banking system, but are essentially banks camouflaged as cryptocurrency exchanges.   Centralisation in Disguise The cryptocurrency market is incredibly volatile; this is aided by mass liquidation of digital assets by scared investors. “This is a full-on crypto crisis of epic proportions!” Paul laments. Though the decline began with Luna, it has continued and was recently exacerbated by the collapse of Celsius, a cryptocurrency-based financial institution that provides crypto-based loans. The current crash, according to Paul, is the result of two compounded losses experienced by the company with Stakehound, and a hacking issue with the Badger DAO. All accounts have since been frozen, a marker of centralised operation which goes against the tenets of Web3 decentralisation.  James states that institutions such as Celsius publicly promote decentralisation by utilising web3 tools to gain access to a different layer of transparency. "The way these organisations are potentially structured,” says Paul, “and the backers of those organisations, the VC backers are most likely financial institutions." Celsius, purportedly created to rebel against mainstream banking systems, approaches a huge centralised bank for assistance, which Paul finds is the ultimate irony. He also warns current investors who are hoping for a payout package that it may not be forthcoming. [Listen from 1:14]   The Crash of Celsius  Though the DeFi institution's ideology and structure is admirable, James points out that real banks provide a level of security that DeFi institutions cannot surpass. Paul argues that, while Celsius did implement safety guidelines, it was their promise of high returns to investors that may have been the real cause of the current crisis. He wonders whether suitable systems were in place to produce the high yields projected. Due to a lack of restrictions in Web3, these institutions continue to deceive investors. While banks are obligated to present tangible documents in order to issue loans, the crypto market's absence of regulations makes this impossible. Presently, Celsius has frozen accounts without declaring bankruptcy and investors remain powerless without regulations protecting their interests. “If you can't access an asset, it's not an asset,” says James. [Listen from 11:08]   Web3 Loyalty After the slump, only the loyalists have remained devoted to crypto, and their enthusiasm has not waned in the least. However, considering the potential of blockchain technology, Paul and James are mystified as to why these challenges persist. Paul emphasises that DeFi, blockchain and crypto are conceptually different, but they may overlap. He maintains that Celsius' problem is specific to DeFi institutions; this doesn't negate the fact that blockchain technology is the true Web3 breakthrough. Paul compares blockchain technology to a web2 version of Windows 10, to highlight the intersection between blockchain technology and DeFi institutions. “[In a] decentralised network the computer can run in perpetuity …whereas in a centralised network somebody can stop the system from running,” he explains. Celsius accomplished this by disguising a centralised system as a decentralised one. "DeFi is just one solution that is created on the blockchain, so when people say that crypto is dead, this is wrong, because Defi is only one program that sits on the blockchain," he argues. James uses the developments around their creator coins as an example of how they, too, have been influenced by market instability. He claims that despite the present atmosphere, their coins have maintained their initial value due to the community's dedication. [Listen from: 21:14]   The Way Forward Because their community has linked technologies, Paul believes they have been impacted by the crisis. He hopes that by implementing technologies in the future, they will be able to protect their community against future repercussions. Paul believes that token gating, which offers members voting access and utility, would be beneficial to their community. They've been using Rally to issue these creator coins for their business, and he adds that if this bridge is burned down, it will have a direct impact on their community. He does admit, though, that risks are unavoidable. In spite of the perceived stagnancy of the market, there are new developments within the space. [Listen from: 28:51]   Key Takeaways Regulations are required to protect the rights of investors in DeFi organisations. Some DeFi organisations are actually centralised banks masquerading as DeFi.   Resources James Burtt on Twitter | LinkedIn | Instagram | Clubhouse Paul Abercrombie on Website | Twitter | LinkedIn | Instagram 

In this episode I discuss the recent increase in interest rates following 40 year inflation highs and my prediction of when we will see the next recession. I provide 5 things business owners can do now to prepare for the rising rate environment. What I am drinking: Henry McKenna - Single Barrel Bottled In Bond - 100 Proof. Retails for $60 --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

This Episode  covers the 511 Tactical Rush 12 24L backpack. Retails for $109Covers three Beers from MIA Beer CO.- Miami 305 Golden Ale- NEON IPA- Tourist TrappeBBQ Covered- Char-Griller 50/50. Retails for around $269 - $350- Dual Functional BBQ with both options - Has a Gas Stove to the left side - Has the option to attach a Smoker on the right to extend its Smokers Capability 

This week we are joined by a friend on the show and food connoisseur Justin Gay. We dive into what foods he's been eating, what drinks are making an appearance this summer, and top places to eat and drink. GayDawg's 2021 Picks: *Don't pay above retail. Some independent liquor stores might try to rip you off, so Google the “retail price” before purchasing*  Affordable Bourbon Whiskey: Blanton's Eagle rareBuffalo TraceElmer T LeeEH Taylor Weller Antique 107 (red label)Weller 12 year (black label)Henry McKennaStore picks from reputable stores (various distilleries) Rye Whiskey: WhistlePig Unicorns: Pappy Van Winkle Collection10-year, 12-year, 13-year rye, 15-year, 20-year, 23-yearBuffalo Trace Antique Collection (tall skinny bottle. Retails ~$120-150, secondary $700+)William Larue Weller, George T Stagg, Eagle Rare, Thomas H Handy, Sazerac Rye Irish Whiskey: Middleton (their Barry Crockett bottle is expensive but incredible)RedbreastGreen Spot, Yellow Spot, or Blue Spot Scotch: Lagavulin 16 year (Islay Region)Oban 14 year (West Highland region)Compass Box makes great blended Scotches Japanese Whisky:  YamazakiHakushuNikkaHibiki Sipping Tequilas: Don Julio 1942CincoroClase AzulTears of LloronaMezcal if you like smokiness Wine: Amarone (Italian red wine) Cigars: -Anything from Arturo Fuente's Don Carlos collection -Ashton VSG or ESG (virgin sungrown, estate sungrown)

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Welcome to the RIW newsletter, the essential weekly inspiration for every changemaker working in retail and along the customer experience journey. This week we're sharing ideas around 3 key themes that should inspire new ways you plan out your customers journey in 2022 and beyond. In the first section we look at how Quick Retail is delivering some serious Urban Planning Whiplash
.15 minute-or-less delivery is remaking the city faster than anyone predicted. Whether it's discussions about real estate zoning or adding e-bike lanes to the city streets, one thing's for sure: the pandemic has created a perfect moment to drive a radical evolution of our commercial and personal experiences. 

 For the next section of this podcast we look at how stores are Monetizing Shoppers With Retail-as-Media Initiatives. With captive audiences (in some stores) spending considerable time browsing and lining up at check out, retailers are realizing there are multiple ways to turn their footfall into a windfall, and are deploying a host of new owned initiatives and offerings. And for the final section of this podcast, we look at how Retailers are seeking a Product-led Sustainability Halo. Retailers are benefitting not only from their own sustainability efforts but those of the merchandise partners they stock the products of. By investing in sustainable business practices across every element of the product journey, brands and retailers are finding that their positive impact can both drive efficiencies and secure long-term value and customer loyalty - turning positive social and environmental impact into measurable brand value. --- Send in a voice message: https://anchor.fm/psfk/message

Today, we're drinking Corona Hard Seltzers! Be sure to follow Sloshbucklers on Twitter and Instagram @sloshbucklers.  Business inquiries: sloshbucklerspodcast@gmail.com TIMESTAMPS  00:00 Let's get started! 00:46 Origins of Corona 4:06 Nutrition Facts: 4.5%, 90 calories, 0g carb, 0g sugar. Retails for $15.99. 4:42 The fun begins with my guest, Chandler! 6:00 Tropical Lime 10:48 Packaging Review 13:12 Waft 13:20 Taste Test for Tropical Lime: flavor and fizz level 22:25 Begin our dump cup where we pour all the flavors into one cup which we'll drink at the end! 22:53 The Drinking Game: Regrateful 26:47 Elaine regrets the original drinking game she tried to make at 2 a.m. the night before recording this episode. 28:09 Chandler's heartbreaking story about pizza. 30:11 Mango 33:58 Packaging Review 35:18 Taste Test for Mango 38:42 Regrateful 38:42 Chandler's ex was arrested. 40:47 Mais, non pour Elaine. 44:46 Breathing Break: Falling Out and Box Breaths 47:54 Sobering Thought: Depressed Fish! 52:48 Blackberry Lime 53:44 Packaging Review 54:00 Waft 54:45 Taste Test for Blackberry Lime 59:00 Regrateful 59:04 Elaine coulda been an (artsy) contendah! 1:01:55 Chandler and friends! 1:04:00 For some reason we start taste testing my dog's food and treats lol. 1:08:50 Secrets 1:18:52 Cherry 1:21:09 Packaging Review 1:22:03 Waft 1:22:15 Taste Test for Cherry 1:26:11 Regrateful 1:28:20 Time to drink the Dump Cup!  1:30:39 Overall Ranking 1:34:33 Outro

With Hajar EL Haddaoui Notes In 2020, the share of foreigners working in the service industry in Switzerland was 14.5%, that is 1 in 7 employees. In that sense, the Swiss workforce is already quite diverse, but how does Switzerland react to those foreign workers? In this episode, Hajar EL Haddaoui talks not only about her challenges in entering the Swiss workforce but also about how she managed to empower women in her team to take on the leadership challenge triggering an improvement in her unit's performance. "I started in a way which is "I need to hire" without any clear vision about how I can empower women. And in the end, it wasn't the big result. Afterward, I started really to make a Diversity & Inclusion strategy. […] And in 3 years we moved from 13% to 25% in my unit." What you will learn ● Individual initiatives yield marginal results to your diversity metrics compared to the implementation of a comprehensive Diversity & Inclusion (D&I) strategy ● What four areas of focus you can work on to create this strategy ● How to create an environment to empower women within your organization ● The importance of the leadership mindset for the success of an initiative shifting away from a “She's a quota woman”-mindset to a “she brings value to the team”-mindset Tips ● Measure and compare the performance of your teams also based on their diversity ● Sponsor women in your organization ● Don't only look at the added value for the business but catch -up with the human side as well Find Hajar online LinkedIn Biography Hajar EL Haddaoui is passionate about communities working with leaders and developers to help them deliver business values through KM. Vice president for Sales and Retails channels fur region West & Ticino, member of the Advisory Board of MOD-ELLE, Member of the assembly of delegates of Vaud chamber of commerce, Member of the Global Campaign board of Cherie Blair Foundation for Women for the scoping of our Africa chapter. Frequent public speaker and Finalist of the Women IT Awards 2020 in the category "Business Leader of the Year "The combination of Law Background and IT experience give her a unique ability to bridge the gap between practice and theory in digital transformation and leadership.

*Drink responsibly* Today, we're drinking Smirnoff Seltzers! Be sure to follow Sloshbucklers on Twitter and Instagram @sloshbucklers. Business inquiries: sloshbucklerspodcast@gmail.com TIMESTAMPS 00:00 Privyet, Sloshbuckler!  2:13 The weird and wild history of P.A. Smirnov. 4:29 Nutrition facts: 4.5%, 90 calories, 1 carb, 0 sugar. Also, no vodka--still just fermented sugar like our other seltzers! Retails for $15.99. 5:17 The fun begins with my guest, Blaike! We chat about our experience with hard seltzer which morphs into our past with vodka lol. 9:45 Berry Lemonade 10:09 Packaging Review 12:44 If this can of Smirnoff Seltzer was a human, what would they be like? (A dangerous bit begins). 14:23 Taste Test for Berry Lemonade: Flavor and Fizz Level 18:18 Our ranking of BL using (in)famous Russians as our scale. (BL got a Trotsky, by the way). 19:34 The Drinking Game: Smirnophagus  21:08 Blaike takes his first turn at this off-brand Russian Roulette. 23:08 Elaine selects her pick from the wrapped doggy poop bags of mini bottles (we're low budget). 25:10 Lemon Lime 25:48 Packaging Review, including our character updates for each flavor. 26:49 Taste Test for Lemon Lime 29:27 Our Russian Rating: Lenin and Dmitri 30:08 Smirnophagus: Blaike pulls another horrible mini bottle and Elaine also suffers. 34:10 Sobering Thoughts 40:46 Black Cherry 41:46 Packaging Review 42:11 Taste Test for BC 46:26 The Russian Ratings: Olga Romanov and Rasputin 48:47 Smirnophagus: The worst round yet. 55:53 It's time for SECRETS SHHHH. 1:03:58 Orange 1:04:48 Packaging Review 1:05:08 Taste Test for O 1:09:13 The Russian Ratings: Ivan the Terrible and Lenin. 1:10:06 Smirnophagus: Florals and fruits. 1:15:12 Water, water everywhere…  1:17:08 Best and Worst Liquors Ranking 1:18:16 The Dump Cup: Trying all the seltzers mixed together. 1:20:48 Ultimate ranking 1-4 of Smirnoff Seltzers 1:25:03 Drinking the Dump Cup 1:26:14 A Dump Cup for all the mini bottles MWHAHA. 1:28:56 #Blainey 1:30:02 Farewell! MUSIC Epidemic Sound You can get a free month with Epidemic Sound here: https://bit.ly/330Mtz9 Colors of an Artist Double Whoosh Whimsically Wonderful - Arthur Benson Our Own Rhythm - River Run Dry Shaving Grace - T. Morri Amun Ra - Bureaucrap Yesterday I Danced as Well - Little Island Leap Fog of Moscow - Sight of Wonderss Russian Folk Song - Traditional Weapon of Choice - Fabien Tell How to Tango - Arthur Benson In St. Petersburg - Sight of Wonders Out the Back (Sting) - Martin Carlberg Esprit Pacifique - Martin Klem Red Square Meeting - Trabant 33 Firesign - Jay Varton When Morning Came - Clarke Russo Our Gold Days - Heyday Highway Desert Hideout - Christoffer Moe Ditlevsen Oh Motherland by Sight of Wonders For the Final Kingdom by Edgar Hopp Why Even Bother by Isaac Larson Around Every Corner by Arthur Benson Champions Day by Lupus Nocte Angry Cats by Medité Speak to Me Prague by Trabant 33 Grand Buffoon by Benjamin Rice Primavera by Trabant 33 Moscow Sidewalk by Mike Franklyn Balkan Parade by Stationary Sign  

In part two of this series on fashion and the environment we'll discuss some of the potential solutions to the problems facing the industry.

Quiet day in the stock market. More jobs lost than expected. Fed's balance sheet moves through $7 Trillion. Ron Insana says big deficits are not a problem. Next crisis will happen overnight. Retails sales declining fast, even as shoppers hoard groceries. Netflix and Amazon are not COVID investments. Federal Reserve illegally grabbed the authority to do what It's doing. Gold is at the beginning of a big rise. Buying the stock market is not contrarian. Bitcoin is not an inflation hedge. Q&A RATE AND REVIEW the Peter Schiff Show Podcast on Facebook. https://www.facebook.com/PeterSchiff/reviews/ SIGN UP FOR MY FREE NEWSLETTER: https://www.europac.com/ Schiff Gold News: http://www.SchiffGold.com/news Buy my newest book at http://www.tinyurl.com/RealCrash Like and follow Peter Schiff on Facebook http://www.Facebook.com/PeterSchiff Follow me on Twitter: http://www.Twitter.com/PeterSchiff

Silly girlfriend opening. Tim Hendel asked about the Sony ICF100T. Irish Eyes are smiling in County Mayo. MidWest Radio, Box 1, Mayo Ireland is making programmes in German, French, Spanish, Italian, Irish, St Patricks Day starts at 12 -16 UTC.  11715 kHz using 250 kW. We broadcast our in-depth review the AOR-7030 first production line. Retails in the UK at 799 pounds. Our review proved to be quite controversial , even though the conclusions were very positive.  Arthur Cushen has news about the Cook Islands.