Podcasts about Encino

Ben Maller talks about Gilbert Arenas getting busted for running an illegal poker game out of a mansion in Encino, California, former NBA player Marcus Morris calling out Las Vegas, another edition of #AskBen, and much more!See omnystudio.com/listener for privacy information.

Encino burglars using international crime ring tactics. A.I. is now taking orders at the fast-food drive-thru // Dean Sharp, The House Whisperer, talks about what to do with small spaces. // Dean Sharp, 33,740 sq feet is the largest home he has worked on—insta hot unit that preheats cooled off water. // Chargers back on KFI  

t's Tim vs. Bellio in the great ironing showdown—Tim pays $3.50 a shirt, but Bellio undercuts him with a $2 offer and challenges him to an official iron-off. Then, a big announcement: the LA Chargers are returning to KFI, with coverage kicking off Thursday! Tim also shares a fun listener moment at Walmart that gave him a quick brush with fame. Later, the hour shifts to a familiar LA debate - is graffiti in the 2nd Street Tunnel art or just plain vandalism? Tim dives into the growing crime concerns in Studio City, Encino, and Woodland Hills, pointing out the irony of communities that once pushed to defund police now dealing with waves of theft. Plus, an update on the NYC shooting: the gunman took his own life, sending tourists and workers into chaos. And back in LA, one robbery victim shares her happy ending—along with her full address. Tim weighs in on that decision and breaks down the psychological aftermath of being robbed. The hour ends with a warning: surge pricing may be creeping into your local grocery store, thanks to new electronic shelf tags. 

Tim opens the final hour with plans to possibly stake out Encino for some on-the-ground coverage—after all, as a former limo driver, he knows the streets better than most. Then it's pizza talk and SoCal favorites before shifting to pop culture news: George Lucas made a surprise appearance at Comic-Con to announce the long-awaited opening of the LA Lucas Museum. Tim dives into the current value of the Star Wars franchise and gives a shoutout to comedian Heather Brooker, performing live at The Ice House this Friday. The hour turns somber with updates on tragic shootings in Reno, NYC, and Miami, before wrapping up with a look at the MLB's 2025 Hall of Fame inductees—how many do you recognize? 

Encino Burglaries & Digital Nomads

Tim Conway Jr. kicks off the show with the sad news of Hulk Hogan's passing at 71—and in true Conway fashion, honors him by bringing in a hot dog steamer. Petros & Money swing by with an update on The Duke of Sports dating contest, and later, Tim reveals that Jay Leno once wrestled Hulk Hogan (!), and the two are now teaming up to sell cars—Tim heads up the “cream puff” division. The hot dog party heats up as ketchup controversies and bathroom habits take center stage. Then, it's back to business with updates on the Encino crime patrol, a shoutout to AM 570 for the hot dog inspiration, and a preview of Dine LA 2025 at JW Marriott, including a plug for local favorite Savoca. 

(July 25, 2025)Amy King joins Bill for Handel on the News. DOJ met with longtime Jeffrey Epstein associate Ghislaine Maxwell. French President Macron says France will recognize Palestine as a state. LAPD announces strategy to ‘restore peace' to Encino residents. 9th Circuit upholds block on checks for California ammunition buyers. Trump signs executive order aimed at making it easier to remove homeless people from the streets.

Encino community is on high alert after another home break-in. The 9th Circuit Court of Appeals struck down California's ammunition background check law, ruling it unconstitutional. Altadena: Still Finding Victims.

Tim Conway Jr. sits down with Los Angeles District Attorney Nathan Hochman for an exclusive conversation on the recent surge in crime in Encino, including details on the tragic double murder of an American Idol executive and her husband. They discuss gun ownership, public safety, and how Hochman plans to restore a sense of hope across LA. The conversation continues with updates on the East Hollywood crash that injured 37 people—highlighting the swift actions of first responders. Tim recaps the biggest takeaways from the interview, then closes the hour reflecting on the LA Times' plan to go public—and a childhood memory that proves just how much that paper once meant.

Tim and Mark Thompson cruise into the final hour chatting about LA's brand-new Tesla Cafe and how it's become a hotspot just 24 hours after opening. The conversation zips from dogs in public spaces to a spirited East vs. West Coast debate, before landing on Target's decision to kill off price matching—RIP to retail fairness. Tim shares a cart crash story at Home Depot (with zero apology received), then shifts to somber news with an update on the Encino double homicide featuring audio from NBC LA's Eric Leonard. Later, the crew dives into the new Billy Joel documentary—Crozier even has a personal connection—and they close the hour honoring the late Ozzy Osbourne, reflecting on celebrity passings and the strange tradition of visiting their Hollywood Stars.

Mark Thompson joins Tim Conway Jr., kicking off the show with a dive into the meaning of "Encino"—and it's a timely segue into the area's unsettling crime meeting, followed immediately by two attempted break-ins. Then, surprise guest Jay Leno calls in to share his own Encino crime story, and KFI's Michael Monks updates us on DA Hochman's announcement about charges in the East Hollywood nightclub crash that injured 37 people. Later, AM 570's Petros Papadakis drops by to chat about the wild Duke of Sports dating contest—and Tim and Mark offer their own dating wisdom for the overly selective single guys out there. Finally, Tim shares a classic Vegas tale about his dad opening for The Pointer Sisters, complete with a nostalgic music preview!

Tim Conway Jr. tackles the troubling impact social media has on teens, unpacking the so-called "5 C's" of online parenting—with a healthy dose of skepticism. Then, Tim reminisces about how great David Letterman used to be, especially compared to current hosts like Stephen Colbert—Tim boldly predicts no comedian will mourn Colbert's exit, unlike certain politicians. Later, Tim shares his DIY struggles with a leaky garbage disposal, weighs in on Hunter Biden's eyebrow-raising interview about cocaine at the White House, and drops a provocative prediction about Hunter's political future. Plus, Tim previews DA Hochman's crucial public safety meeting in Encino following the tragic American Idol exec murder, reports on rolling blackouts in Lake Elsinore, and wraps up by warning what In-N-Out billionaire Lynsi Snyder's departure to Tennessee could mean for LA's future.

Authorities have charged a suspect in the tragic deaths of Robin Kaye, a music supervisor for American Idol, and her husband, musician Thomas Deluca. Reports indicate that the suspect allegedly used the couple's own firearm to fatally shoot them in their luxurious Encino, California residence, valued at $4.5 million.See omnystudio.com/listener for privacy information.

Suspect in Execution-Style Murders of ‘American Idol' Executive and Husband Had History of Violence and Mental Health Issues The man accused of killing American Idol music supervisor Robin Kaye and her husband, Thomas DeLuca, in their Encino, California, home last week had a history of alarming behavior, multiple arrests, and signs of mental instability, according to court and police records, as well as interviews with neighbors. Raymond Boodarian, 22, was arrested on Tuesday, July 9, and charged with two counts of murder following a violent home invasion that left Kaye, 69, and DeLuca, 70, dead from multiple gunshot wounds to the head. The couple was found in their $4.5 million gated mansion in Encino, a neighborhood in the San Fernando Valley area of Los Angeles. Boodarian, who lived about 13 minutes away from the victims' home, had long raised red flags in his own community. According to multiple neighbors, he frequently exhibited disturbing behavior, including wandering the streets high on drugs, staring into homes, and bringing known drug users into the area. “He would just sit in front of houses smiling and staring. It was unsettling,” one neighbor told The New York Post. “No one was shocked when we heard he'd been arrested.” Records show that Boodarian had been arrested multiple times between October 2023 and June 2024 on charges including brandishing a deadly weapon, battery, and criminal threats with intent to terrorize, according to Los Angeles Times and state inmate records. However, the charges were dismissed after he was found mentally incompetent to stand trial. Despite these concerns, Boodarian was released several times, including after a six-month stint in custody that ended earlier this year. Authorities believe that on Thursday, July 4, 2025, Boodarian broke into Kaye and DeLuca's residence, which was protected by fencing, gates, and surveillance systems. A neighbor spotted a man jumping the couple's fence around 4:00 p.m. and called police. Officers arrived and conducted an aerial search with a helicopter but found no immediate signs of a break-in. Tragically, investigators now say that by the time police arrived, Kaye and DeLuca were already dead inside the home. Los Angeles Police Department Lt. Guy Golan confirmed that Boodarian remained inside the residence for roughly 30 minutes before the couple arrived home. “A violent struggle ensued between the victims and the suspect, who was already inside. The homeowners were ruthlessly shot multiple times,” Golan said. Fingerprints from Boodarian's prior arrests and surveillance footage tied him to the crime scene, according to TMZ, which also published images of Boodarian being arrested shirtless outside his home, surrounded by officers in tactical gear. Robin Kaye was a highly respected music supervisor who worked on American Idol for at least 15 seasons, helping to shape the sound and success of the long-running reality competition. She also worked on productions including Lip Sync Battle, Miss USA, and Miss Universe. Thomas DeLuca, her husband, was a musician who, like Kaye, was deeply embedded in the entertainment industry. The couple was well-known and beloved in their professional and personal circles. Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/@hiddenkillerspod Instagram https://www.instagram.com/hiddenkillerspod/ Facebook https://www.facebook.com/hiddenkillerspod/ Tik-Tok https://www.tiktok.com/@hiddenkillerspod X Twitter https://x.com/tonybpod Listen Ad-Free On Apple Podcasts Here: https://podcasts.apple.com/us/podcast/true-crime-today-premium-plus-ad-free-advance-episode/id1705422872

Suspect in Execution-Style Murders of ‘American Idol' Executive and Husband Had History of Violence and Mental Health Issues The man accused of killing American Idol music supervisor Robin Kaye and her husband, Thomas DeLuca, in their Encino, California, home last week had a history of alarming behavior, multiple arrests, and signs of mental instability, according to court and police records, as well as interviews with neighbors. Raymond Boodarian, 22, was arrested on Tuesday, July 9, and charged with two counts of murder following a violent home invasion that left Kaye, 69, and DeLuca, 70, dead from multiple gunshot wounds to the head. The couple was found in their $4.5 million gated mansion in Encino, a neighborhood in the San Fernando Valley area of Los Angeles. Boodarian, who lived about 13 minutes away from the victims' home, had long raised red flags in his own community. According to multiple neighbors, he frequently exhibited disturbing behavior, including wandering the streets high on drugs, staring into homes, and bringing known drug users into the area. “He would just sit in front of houses smiling and staring. It was unsettling,” one neighbor told The New York Post. “No one was shocked when we heard he'd been arrested.” Records show that Boodarian had been arrested multiple times between October 2023 and June 2024 on charges including brandishing a deadly weapon, battery, and criminal threats with intent to terrorize, according to Los Angeles Times and state inmate records. However, the charges were dismissed after he was found mentally incompetent to stand trial. Despite these concerns, Boodarian was released several times, including after a six-month stint in custody that ended earlier this year. Authorities believe that on Thursday, July 4, 2025, Boodarian broke into Kaye and DeLuca's residence, which was protected by fencing, gates, and surveillance systems. A neighbor spotted a man jumping the couple's fence around 4:00 p.m. and called police. Officers arrived and conducted an aerial search with a helicopter but found no immediate signs of a break-in. Tragically, investigators now say that by the time police arrived, Kaye and DeLuca were already dead inside the home. Los Angeles Police Department Lt. Guy Golan confirmed that Boodarian remained inside the residence for roughly 30 minutes before the couple arrived home. “A violent struggle ensued between the victims and the suspect, who was already inside. The homeowners were ruthlessly shot multiple times,” Golan said. Fingerprints from Boodarian's prior arrests and surveillance footage tied him to the crime scene, according to TMZ, which also published images of Boodarian being arrested shirtless outside his home, surrounded by officers in tactical gear. Robin Kaye was a highly respected music supervisor who worked on American Idol for at least 15 seasons, helping to shape the sound and success of the long-running reality competition. She also worked on productions including Lip Sync Battle, Miss USA, and Miss Universe. Thomas DeLuca, her husband, was a musician who, like Kaye, was deeply embedded in the entertainment industry. The couple was well-known and beloved in their professional and personal circles. Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/@hiddenkillerspod Instagram https://www.instagram.com/hiddenkillerspod/ Facebook https://www.facebook.com/hiddenkillerspod/ Tik-Tok https://www.tiktok.com/@hiddenkillerspod X Twitter https://x.com/tonybpod Listen Ad-Free On Apple Podcasts Here: https://podcasts.apple.com/us/podcast/true-crime-today-premium-plus-ad-free-advance-episode/id1705422872

Suspect in Execution-Style Murders of ‘American Idol' Executive and Husband Had History of Violence and Mental Health Issues The man accused of killing American Idol music supervisor Robin Kaye and her husband, Thomas DeLuca, in their Encino, California, home last week had a history of alarming behavior, multiple arrests, and signs of mental instability, according to court and police records, as well as interviews with neighbors. Raymond Boodarian, 22, was arrested on Tuesday, July 9, and charged with two counts of murder following a violent home invasion that left Kaye, 69, and DeLuca, 70, dead from multiple gunshot wounds to the head. The couple was found in their $4.5 million gated mansion in Encino, a neighborhood in the San Fernando Valley area of Los Angeles. Boodarian, who lived about 13 minutes away from the victims' home, had long raised red flags in his own community. According to multiple neighbors, he frequently exhibited disturbing behavior, including wandering the streets high on drugs, staring into homes, and bringing known drug users into the area. “He would just sit in front of houses smiling and staring. It was unsettling,” one neighbor told The New York Post. “No one was shocked when we heard he'd been arrested.” Records show that Boodarian had been arrested multiple times between October 2023 and June 2024 on charges including brandishing a deadly weapon, battery, and criminal threats with intent to terrorize, according to Los Angeles Times and state inmate records. However, the charges were dismissed after he was found mentally incompetent to stand trial. Despite these concerns, Boodarian was released several times, including after a six-month stint in custody that ended earlier this year. Authorities believe that on Thursday, July 4, 2025, Boodarian broke into Kaye and DeLuca's residence, which was protected by fencing, gates, and surveillance systems. A neighbor spotted a man jumping the couple's fence around 4:00 p.m. and called police. Officers arrived and conducted an aerial search with a helicopter but found no immediate signs of a break-in. Tragically, investigators now say that by the time police arrived, Kaye and DeLuca were already dead inside the home. Los Angeles Police Department Lt. Guy Golan confirmed that Boodarian remained inside the residence for roughly 30 minutes before the couple arrived home. “A violent struggle ensued between the victims and the suspect, who was already inside. The homeowners were ruthlessly shot multiple times,” Golan said. Fingerprints from Boodarian's prior arrests and surveillance footage tied him to the crime scene, according to TMZ, which also published images of Boodarian being arrested shirtless outside his home, surrounded by officers in tactical gear. Robin Kaye was a highly respected music supervisor who worked on American Idol for at least 15 seasons, helping to shape the sound and success of the long-running reality competition. She also worked on productions including Lip Sync Battle, Miss USA, and Miss Universe. Thomas DeLuca, her husband, was a musician who, like Kaye, was deeply embedded in the entertainment industry. The couple was well-known and beloved in their professional and personal circles. Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/@hiddenkillerspod Instagram https://www.instagram.com/hiddenkillerspod/ Facebook https://www.facebook.com/hiddenkillerspod/ Tik-Tok https://www.tiktok.com/@hiddenkillerspod X Twitter https://x.com/tonybpod Listen Ad-Free On Apple Podcasts Here: https://podcasts.apple.com/us/podcast/true-crime-today-premium-plus-ad-free-advance-episode/id1705422872

On this episode of The Adam Carolla Show, actor and cultural icon Steve Guttenberg calls in! Adam kicks things off by asking Steve about his experience during the Palisades fires, and the two dive into the state's slow and confusing rebuilding efforts. Adam praises Guttenberg's classic film Diner, and they share stories about their early days breaking into the entertainment business. Steve recalls his time at The Groundlings, where he met the legendary Paul Reubens (Pee-Wee Herman), and they discuss the 40th anniversary of Police Academy. Adam asks Steve what kind of sandwiches his mom used to make for him growing up, then delivers Steve his earth-shattering sandwich rating.Later, Jason “Mayhem” Miller joins Adam for the news. First, they break down a bizarre story out of the Hollywood Hills where a suspected arsonist was caught in the act and stopped by fitness influencers on the Runyon Canyon hiking trail. Firefighters had to deploy both ground and aerial resources to contain the blaze, which had already spread to a quarter-acre. Then, they discuss a shocking double homicide in Encino involving longtime American Idol music supervisor Robin Kaye and her husband Thomas Deluca. Police responded to a welfare check and discovered both victims dead in their home, with signs pointing to a violent home invasion days earlier. A 22-year-old suspect has been arrested and is facing murder charges as the LAPD continues its investigation.Get it on.FOR MORE WITH STEVE GUTTENBERG:MOVIE: Kidnapped by a Killer: The Heather Robinson StoryINSTAGRAM: @steveguttenbergTWITTER: @steve_guttenberFOR MORE WITH JASON “MAYHEM” MILLER: INSTAGRAM & TWITTER: @mayhemmillerWEBSITE: www.mayhemnow.com Thank you for supporting our sponsors:BetOnlineHomes.comForThePeople.com/ADAMoreillyauto.com/ADAMSHOPIFY.COM/carollaPluto.tvLIVE SHOWS: July 17 - Plymouth, WIJuly 19 - Plymouth, WIJuly 20 - Milwaukee, WIAugust 6 - Reno, NVAugust 7 - Portland, ORSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Sublime is here! Jakob Nowell and Eric Wilson join us in-studio to world premiere their new song Ensenada (and it hits). They also heard some of our best "Band on your Shirt" Sublime contestants. Does anyone wearing their merch actually knows about their band? (we think it inspired a new song). We play an angry call from our boss while discussing new research on 'what makes a perfect boss,' heard a CRAZY Petty Claims Court about a husband leaving 'jizz tissues' all over the house, and Klein fell for yet another scam, this time at the grocery store. In ADD news, we covered an American Idol music supervisor and her husband killed in their Encino home; Sydney Sweeney launching a lingerie line backed by $1 billion from Jeff Bezos, LA's unhoused population is down 17%, a homeless man winning $1 million on a scratcher, the new Superman movie sparking a massive surge in dog adoption searches, and child poisonings from Zyn nicotine pouches as kids mistake them for candy.

Arrest made in Encino shooting of "American Idol" executive Robin Kaye and her husband, police say // Encino Double Homicide Suspect arrested and Press conference // Mayor Karen Bass addressed National Guard Troops leaving L.A. // Encino Murder coverage 

(July 16, 2025)Happy 32 years in the morning on KFI Bill Handel! Amy King and Neil Saavedra join Bill for Handel on the News. 2,000 National Guardsmen being withdrawn from Los Angeles mission, the Pentagon confirms. Arrest made in shooting deaths of ‘American Idol' music supervisor Robin Kaye and her husband Thomas Deluca inside Encino home. AG Bondi says there's no change to her position on Epstein after Trump suggests she could release more files. Russia rejects Trump's demand for a Ukraine war ceasefire in 50 days as unacceptable.

Man arrested for shooting deaths of ‘American Idol' music supervisor, husband in their Encino home. Michael Monks is a believer in crystals and tarot cards. TALKBACKS: Crystals and tarot cards. Debra brought sage to make John Kobylt a kinder host.

Topics- Woman in Tx, arrested for husband's murder after body is found rolled in carpet at their home- Small plane crashes off the coast of San Diego - 3rd plane in as many weeks- Georgia teen kills Mother and Stepfather - even made the 911 call!- Music Supervisor for American Idol and husband murdered in their home in Encino- 18 Cast members of the Rocky movies that have sadly passed away- Wimbledon champions are crowned on men's and women's side of the brackets- Jack quickly reviews the MLB standings at the halfway point

Walrus from Encino is the winner for the CHLA Bid to spend time with Chris Morales on LIT Live Imaging Tuesday. Today in 2010 LeBron James made 'The Decision" to take his talents to Miami! Walrus defends Bronny James as he is still young, Lakers Fans should give him a chance. Also, Producer Emily has her topics for another edition of FACT or CAP. Plus, we talk about Lebron James being Passive Legrassive and is he sending a message via his social media accounts? Learn more about your ad choices. Visit podcastchoices.com/adchoices

LIVE IMAGING TUESDAY that's right sucka Chris Morales is here for the fun and frivolity. We have two special guests this morning one a winner of the CHLA Bid to join Chris for LIT live in Studio - Walrus from Encino the other guest is Richard Jacobs won the CHLA experience for the Blue Review. Greg Bergman joins the guys for First Pitch brought to you by Arrowhead Water. Walrus has a bone to pick with almost anyone in the station and D'Marco takes us into the FARR SIDE! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Quarterback Season 2 is available now on NETFLIX. Is Kirk Cousins whining too much this 2nd time on the show? Also, the Dodgers are struggling and have lost 5 games in a row. Yamamoto has been the best pitcher of the team this year but is he running low on gas? Walrus from Encino asks why haven't the Lakers put a statue out there for Wilt Chamberlin? The DUMP and SUPER CROSSTALK with MASON and IRELAND. Learn more about your ad choices. Visit podcastchoices.com/adchoices

TVC 696.5: Via remote from the back patio of Davenport's Restaurant in Encino, California: Robert Crane, John Cerney, and Meagan Bejar talk to Ed about Bob's experience with dealing with tragedy and loss; why “closure” is a media term; how John Candy came from a humble background, after losing his father when he was five; and how Candy once lobbied NFL Hall of Fame quarterback Joe Montana to play for the Toronto Argonauts in the CFL when Candy co-owned that team. Bob's latest book, Three-Cornered Circle, which he co-authored with Christopher Fryer, is available through Kill Fee Publishing.

TVC 696.4: Via remote from Davenport's Restaurant in Encino, California: Part 2 of a conversation that began last week with Robert Crane, co-author, along with Christopher Fryer, of Three-Cornered Circle, is a screen play released in book form that is also an adaptation of one of the most poignant stories of Bob and Chris' book Crane: Sex, Celebrity, and My Father's Unsolved Murder: the period in Bob's life when he had to juggle the biggest break of his career at the time—being hired as right-hand man for movie superstar John Candy—with the tragic news that Bob's wife at the time, artist and landscape designer Kari Hildegrand, has been diagnosed with cancer.  Joining Bob and Ed at Davenport's are commercial artist John Cerney, who did the cover art and other illustrations that appear in Three-Cornered Circle, and Meagan Bejar, the managing editor of the book. Topics this segment include how Bob first met John Candy while interviewing him and the other cast members of SCTV for Playboy magazine, how Candy embodied the Second City philosophy of “Yes, and…,” and how Candy was a sweet man with a huge heart who always did his best to take care of his family and the people who were closest to him. Three-Cornered Circle is available through Kill Fee Publishing.

TVC 695.4: Via remote from the back patio of Davenport's Restaurant in Encino, California: Ed welcomes back Robert Crane, eldest son of Hogan's Heroes star Bob Crane, and the author or co-author of several books on movies and television, including My UnHollywood Family, Hollywood Plateau, Jack Nicholson: The Early Years, Bruce Dern: Things I've Said, But Probably Shouldn't Have: An Unrepentant Memoir, and Crane: Sex, Celebrity, and My Father's Unsolved Murder (the last three of which were collaborations with Bob's longtime writing partner,  Christopher Fryer). Bob and Chris' latest book, Three-Cornered Circle, is a screen play released in book form that is also an adaptation of one of the most poignant stories of the Crane book: the period in Bob's life when he had to juggle the biggest break of his career at the time—being hired as right-hand man for movie superstar John Candy—with the tragic news that Bob's wife at the time, artist and landscape designer Kari Hildegrand, has been diagnosed with cancer. Three-Cornered Circle is available through Kill Fee Publishing. Also joining Bob and Ed at Davenport's are commercial artist John Cerney, who did the cover art and other illustrations that appear in Three-Cornered Circle, and Meagan Bejar, the managing editor of the book.

Jonathan Schwartz was at the top of his game serving as a business manager to top stars including Beyonce, Alanis Morisette, Gwenyth Paltrow, Mariah Carey, Linkin Park and others. But this Hollywood insider had a dark secret; he was a compulsive gambler and cocaine addict. And over the course of six years, he embezzled over $7 million from his clients to fund these addictions. Jonathan's criminal behavior earned him a six-year sentence in prison. When Jonathan returned to society in 2020, he found it almost impossible to get a job. But he went back to school and got a degree in alchol & drug counseling followed by an advanced degree as a therapist. Today, he makes a living as the Director of Programing at Altus Rehab, a top-tier, luxury treament facility in Encino, California. According to Jonathan, "I make very little money, but it's the happiest I've ever been. Money never brought me happiness. And today, helping people like me with the same in the commonality and the way our brains are wired, it's the most rewarding thing I've ever done in my life."  

Meatball may be an internationally renowned drag performer, but this week, we're keeping things local with a trip to an Encino Strip Mall. And if you're not ready for a raucous and highly censorable adventure, then you can [BLEEEEEEEEEP]. Topics may include: ice water, hot takes, bleeped takes, Bat Girl, a call for true equality, Law & Order, axe throwing, Interlochen, and $1 Chili's margaritas. Meatball is on Instagram @spiciestmeatball and on TikTok @meatballthedragqueen. And make sure you're listening to Sloppy Seconds, and especially Chris's recent episode! One of Us is hosted and produced by Chris Renfro and Fin Argus. It's executive produced by Myrriah Gossett and Erica Getto for Good Get. Myrriah Gossett is our sound designer, and our theme music is produced by Fin Argus and Brendan Chamberlain-Simon. Our show art was drawn by Fin Argus, and photographed by ⁠⁠⁠⁠⁠Mike⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠Matt McCarty⁠⁠⁠⁠⁠. You can follow One Of Us on ⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠ at @oneofus.pod. Learn more about your ad choices. Visit podcastchoices.com/adchoices

 NEWS WHIP: Campbell Hall accident. A speeding ticket in these 5 states will make your insurance rate soar. IBS cure? Pride Month – Post Party tallest bldg Intercontinental. Spin Launch hurls // WHIP within the WHIP Percentage of podcasts that make money? Mountain High Resort is trading skis for spokes this summer, opening a brand-new downhill mountain bike park on June 14 // Mark's trainer & cardiologist bill $$$. Blowtorch burglary on Encino jewelry store // Blowtorch Burglary impacts family-owned Jewelry store in Encino  #Trainers #Cardiologist #MountainBikes #PrideMonth #Podcasts #MakeMoney #MoneyMatters 

Score your own grooming goals with American Crew and grab these products at https://tinyurl.com/yrckykrd. Style like a pro, look like a champ! Rosey is back with Yankees ace Max Fried to talk about the second biggest moment of his MLB career, the transition to life in New York, and some exciting possible starts coming up in Atlanta this Summer. We've also got players telling us who on their teams has the best style and more LA residents trying to tell us the name of a baseball team. 0:00 Welcome back 0:45 Encino little league 2:45 The second best moment of Max's career 3:45 Could Max be a pinch hitter? 4:20 Max's free agency process 5:25 Was there talk of Max, Jack and Lucas reuniting? 5:50 Handling the pressure and lifestyle of New York 8:25 Max is a bit of a handy man 10:40 Possibly starting the ASG in Atlanta 11:35 Old teammate he's excited to face 12:25 See you next time with the Mets! Follow all of our content on https://jomboymedia.com JM Merch Store: https://shop.jomboymedia.com/ Featuring: Max Fried, New York Yankees, Colorado Rockies, Atlanta Braves, Arizona Diamondbacks, San Francisco Giants, Toronto Blue Jays, Los Angeles Angels, Pittsburgh Pirates, Chicago Cubs, Detroit Tigers Hosted by: Chris Rose Edited by: Alex Graap #JMBaseball #Yankees #Braves

What if forgetfulness isn't a flaw but a clue to how the brain really works? In this fascinating episode, memory researcher and ADHD coach Daniella Karidi helps us unravel the layers of how we remember, why we forget, and what makes memory especially tricky for those with ADHD. You'll walk away questioning everything you thought you knew about reminders, routines, and recall. Whether you're a parent, educator, or just someone trying to stay organized, this conversation offers surprising insights and practical takeaways.What to expect in this episode:The difference between encoding, storage, and retrieval, and why each step plays a critical roleHow forgetting can be a natural brain function rather than a personal failureWhy working memory struggles under pressure and what you can do to support itHow curiosity and partnership can build better memory habits and deepen trustWhy tying memory to meaningful events is more effective than relying on specific timesAbout Daniella Karidi, Ph.D., CPCDaniella Karidi, Ph.D., CPC, is a certified professional coach and founder of ADHDtime in Encino, California. With a Ph.D. from Northwestern University focused on memory and ADHD and a master's in Learning Disabilities from the University of Haifa, she blends research expertise with compassionate coaching. Daniella supports neurodiverse individuals through challenges like time management, impulsivity, and life transitions. A CHADD of Greater Los Angeles board member and former director at Loyola University Chicago's Center for Students with Disabilities, she's also a proud mom of two teens. Learn more at www.ADHDtime.com.Connect with Dr. DaniellaWebsite: ADHDTimeFacebook: ADHDtimeInstagram: @adhdtimeLinkedIn: Daniella Karidi, PhD, CPCMemory Types Guide: A Quick Reference to How Your Brain Stores Information: https://witty-mover-8744.kit.com/95f0e32d50Get your FREE copy of 12 Key Coaching Tools for Parents at https://impactparents.com/gift. Read the full blog here:https://impactparents.com/adhd-memory-its-so-important-i-forgotConnect with Impact Parents:Instagram: https://www.instagram.com/impactparentsFacebook: https://www.facebook.com/ImpactParentsLinkedIn: https://www.linkedin.com/company/impactparentsSponsors"Cognitive Ergonomics from the Inside Out" – A New ADHD InterventionDo you recognize current ADHD interventions fall short? At DIG Coaching, we've developed a groundbreaking field of engineering called Cognitive Ergonomics from the Inside Out. Discover a fresh approach to ADHD care that looks beyond traditional methods.Learn more at www.cognitive-ergonomics.com

RHOC Gina, who has been on this amazing podcast is facing some nasty allegations from her man Travis' ex wife. We get into everything Gina is being accused of and whose side we're on. David Yontef is back for our weekly chats. Plus, Andy Cohen is weighing in publicly if he thinks Kyle Richards is a lesbian. Then, we head back to LA where PK and Dorit's divorce seems to get nastier by the day and their Encino mansion is listed for rent at a whopping price!  Timestamps: 00:00:00 - Cohen on Kyle Richards' Sexuality and Gina's Custody Battle 00:05:30 - Menendez Brothers Resentencing 00:15:00 - Andy Cohen's Comments on Kyle's Sexuality 00:25:00 - Shahs of Sunset Reboot 00:28:30 - RHONY Casting Challenges 00:40:00 - Sugar Baby Show Concept MY Go Big Podcasting Courses Are Here! Purchase Go Big Podcasting and learn to start, monetize, and grow your own podcast. Use code MOM15 for 15% OFF until 5/31/2025 **SHOP my Amazon Marketplace - especially if you're looking to get geared-up to start your own Podcast!!!** https://www.amazon.com/shop/thesarahfrasershow Show is sponsored by: Download Cash App & sign up! Use our exclusive referral code TSFS in your profile, send $5 to a friend within 14 days, and you'll get $10 dropped right into your account. Terms apply Horizonfibroids.com get rid of those nasty fibroids Gopurebeauty.com science backed skincare from head to toe, use code TSFS at checkout for 25% OFF your order Nutrafol.com use code TSFS for FREE shipping and $10 off your subscription Rula.com/tsfs to get started today. That's R-U-L-A dot com slash tsfs for convenient therapy that's covered by insurance. SkylightCal.com/tsfs for $30 OFF your 15 inch calendar  Quince.com/tsfs for FREE shipping on your order and 365 day returns Warbyparker.com/tsfs make an appointment at one of their 270 store locations and head to the website to try on endless pairs of glasses virtually and buy your perfect pair Follow me on Instagram/Tiktok: @thesarahfrasershow   ***Visit our Sub-Reddit: reddit.com/r/thesarahfrasershow for ALL things The Sarah Fraser Show!!!*** Advertise on The Sarah Fraser Show: thesarahfrasershow@gmail.com Got a juicy gossip TIP from your favorite TLC or Bravo show? Email: thesarahfrasershow@gmail.com Learn more about your ad choices. Visit megaphone.fm/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

RHOC Gina, who has been on this amazing podcast is facing some nasty allegations from her man Travis' ex wife. We get into everything Gina is being accused of and whose side we're on. David Yontef is back for our weekly chats. Plus, Andy Cohen is weighing in publicly if he thinks Kyle Richards is a lesbian. Then, we head back to LA where PK and Dorit's divorce seems to get nastier by the day and their Encino mansion is listed for rent at a whopping price!  Timestamps: 00:00:00 - Cohen on Kyle Richards' Sexuality and Gina's Custody Battle 00:05:30 - Menendez Brothers Resentencing 00:15:00 - Andy Cohen's Comments on Kyle's Sexuality 00:25:00 - Shahs of Sunset Reboot 00:28:30 - RHONY Casting Challenges 00:40:00 - Sugar Baby Show Concept MY Go Big Podcasting Courses Are Here! Purchase Go Big Podcasting and learn to start, monetize, and grow your own podcast. Use code MOM15 for 15% OFF until 5/31/2025 **SHOP my Amazon Marketplace - especially if you're looking to get geared-up to start your own Podcast!!!** https://www.amazon.com/shop/thesarahfrasershow Show is sponsored by: Download Cash App & sign up! Use our exclusive referral code TSFS in your profile, send $5 to a friend within 14 days, and you'll get $10 dropped right into your account. Terms apply Horizonfibroids.com get rid of those nasty fibroids Gopurebeauty.com science backed skincare from head to toe, use code TSFS at checkout for 25% OFF your order Nutrafol.com use code TSFS for FREE shipping and $10 off your subscription Rula.com/tsfs to get started today. That's R-U-L-A dot com slash tsfs for convenient therapy that's covered by insurance. SkylightCal.com/tsfs for $30 OFF your 15 inch calendar  Quince.com/tsfs for FREE shipping on your order and 365 day returns Warbyparker.com/tsfs make an appointment at one of their 270 store locations and head to the website to try on endless pairs of glasses virtually and buy your perfect pair Follow me on Instagram/Tiktok: @thesarahfrasershow   ***Visit our Sub-Reddit: reddit.com/r/thesarahfrasershow for ALL things The Sarah Fraser Show!!!*** Advertise on The Sarah Fraser Show: thesarahfrasershow@gmail.com Got a juicy gossip TIP from your favorite TLC or Bravo show? Email: thesarahfrasershow@gmail.com Learn more about your ad choices. Visit megaphone.fm/adchoices

For the last ten years (up until this past February), Deborah Rutter '74 was President of the John F. Kennedy Center for the Performing Arts, the national cultural center of the United States. In this episode, Deborah tells her story. From growing up in Encino and attending Westlake and then Stanford, to her long career in the arts—beginning with the LA Phil and LA Chamber Orchestra, before leading both the Seattle and Chicago Symphonies for 11 years each. Deborah and I also discuss the peculiarity of the past few months, beginning with her announcing in January this would be her last year leading the center as part of a carefully orchestrated succession plan. Two weeks later, everything changed. President Trump took over the center's board, naming himself as chair, and relieving Deborah of her duties. While Deborah does not directly address the President's reasoning, she instead focuses on the center's purpose and its magic. Deborah references Harry Jarvis of Mulholland Junior High School; David Coombs, James Hosney, Nat Reynolds '51, and Ham Smith of Westlake School; and Ernest Fleischmann of the Los Angeles Philharmonic as profound influences on her life and career in the arts.

Sally Ride catapulted from telescope‑toting kid in Encino to NASA trailblazer, winning collegiate tennis titles, earning dual Stanford degrees, and acing a Stanford Ph.D. before joining the first astronaut class to admit women. On June 18, 1983 she rode Challenger into orbit, silencing skeptics, mastering the shuttle's robotic arm, and becoming America's first—and youngest—woman in space.  She co‑authored award‑winning kids' books with longtime partner Tam O'Shaughnessy, and served on the Columbia accident board—making her the only person on both shuttle investigations. Fiercely private until her 2012 obituary revealed her 27‑year partnership, Sally's legacy endures in classrooms, laboratories, and the Presidential Medal of Freedom that underscores a simple truth: for Dr. Sally Ride, the sky was just the starting line. Follow us on IG: @homance_chronicles Connect with us: linktr.ee/homance Send us a Hoe of History request: homancepodcast@gmail.com

(This is part 2 of a 2 parter) Lots of fake tears in this episode! Jax, Janet and Jesse! Hopefully Jax is at his lowest but we kinda doubt it. Will this intervention take? Keep watching the season and we'll all find out together!

Inside the World of Luxury Spec Home Development with Pacific Luxury Partners - Roy Lhanie and Morry SadeToday we have on the show two friends , Roy Lhanie and Morry Sade who together make Pacific Luxury Partners which is a premier real estate development firm specializing in high-end, design-driven spec homes across Southern California. BiosRoy LhanieRoy is licensed REALTOR® since 2008, Roy is the driving force behind a top-producing team at Equity Union Real Estate. With deep roots in the San Fernando Valley and over $600 million in closed transactions. Roy leads a team of five agents out of Encino and Sherman Oaks, specializing in both the San Fernando Valley and Westside.He earned his Bachelor's in Communication Studies with an emphasis in Advertising from California State University, Northridge.  He is married with 2 children. Morry SadeMorry Sade is a seasoned General Contractor with over a decade of experience in buying, selling, and remodeling real estate. In 2007, Morry joined a leading low-voltage construction company, working on multimillion-dollar homes. The following year, he became a licensed real estate agent, and by 2009, he was recruited by one of the largest real estate development firms in the region and became a Senior Project Manager overseeing the development and remodeling of more than 1,000 properties.Main Interview Topics: 1. Origins of the Partnership• How did the two of you meet and decide to collaborate?2. Vision & Philosophy of Pacific Luxury Partners• What inspired you to launch a company focused on luxury spec homes?3. Anatomy of a Luxury Spec Build• What are the must-have features you include in every project?• How do you decide on floor plans, finishes, and smart home integrations?4. From Land to Luxury: The Full Process• How do you identify the right lots or teardown opportunities?• What's your workflow from acquisition to final listing?5. Understanding the Luxury Buyer• What are some things high-end buyers care about that the average builder might miss?• Do you build speculatively with a target buyer in mind, or do you let the product speak for itself?6. Challenges & Learning Moments• What has been the most challenging project you've worked on so far?• Any stories of projects that didn't go as planned and what you learned from them?8. Building for Wellness & Longevity• Are you integrating wellness-focused or sustainable elements in your builds?• What are some healthy habits you both have to help you stay focused, healthy and functional?9. Advice for Aspiring Developers & Agents• What advice would you give someone who wants to break into luxury spec building?11. Closing• Where can listeners find you or learn more about your current listings and upcoming builds?*How to contact our guests*WEBSITE - https://pacificluxurypartners.com/  Brad Umansky's LinkedIn ProfileBrad Umansky's Book - Value Added: Successful Strategies For Listing & Selling Investment Real EstatePlease take the time to leave a review and subscribe to our Podcast! Thank you for Listening.

DESPITE MY DENTIST TRYING TO KILL ME… I GAVE Y'ALL ALL THE HOT TOPICS!   The entire day was me fighting for my life… aka waiting for my mouth to stop being numb from back-to-back dentist appointments. But guess what? STILL I RISE! Because I've got some hot topics to cover, including: Porsha's new YouTube channel and all of the stories that stemmed from it, Brit Eady speaks, Kenya gets on the defensive, Kanye West “apologizes,” a potential Potomac return, more WAGS to Riches MESS, Kyle Richards being a Karen in Encino, and so much more!   Listen to Brit Eady on Housewives Nightcap! Is Candiace Dillard Returning to Potomac? Watch Porsha's first two YouTube videos here! TMZ says Kyle Richards is fighting on behalf on dogs everywhere!   Also—check me out on the latest episode of Mocha Minutes! If you're listening to this on the day it releases, come watch Emily and I on Up And Adam! LIVE!   *** HEY! Some of you have asked how you can show your appreciation for all the content provided by your mama's favorite Black geek. How about you buy me a beer/coffee? CLICK HERE TO SUPPORT! ***   New episodes of “I Ken Not with Kendrick Tucker” are released weekly!   DON'T FORGET TO SUBSCRIBE, RATE, AND REVIEW! I LOVE 5 STARS! EMAIL ME AT IKENNOTPODCAST@GMAIL.COM! FOLLOW ME ON INSTAGRAM! FOLLOW ME ON THREADS! Learn more about your ad choices. Visit megaphone.fm/adchoices

Tim kicks off hour 2 discussing Spring Break, and the major destination cities that are bracing for large crowds. Tim then reminisces about a prior Spring Break in Palm Springs and getting kicked out of his hotel. Bellio and Tim debate what is ‘spring break.' // Conway reports on a sink hole in Encino, and Angel gives a traffic update on the conditions in the vicinity (near the Balboa tennis center). Then Tim moves onto discuss a major bill that a dad got slammed with after submitting his insurance info for having an ambulance take his daughter to the ER. And he discusses a plan that the city of Burbank offers for a discounted pre-purchase of three ambulance rides. Tim also discusses a past ambulance trip. // Tim talks about the Eagle Watch and how all of SoCal is concerned with the Eagles and how they will weather the incoming storm and then gives the latest weather update re: tonight's storm and gives props to ABC 7's meteorologist Dallas Raines. // Mandatory evacuations are going into effect momentarily for Trabuco Canyon and other high-risk storm areas. Tim talks about the trouble of evacuating with animals, especially horses and volunteers Bellio and Angel for the task.  

LA Mayor Bass says her text messages are auto–deleted. Daylight Savings // Wango Tango coming up...Jackie & Shadow have baby eaglet # 3—Remember Wild Kingdom? // Pursuit in Montclair ends in Officer involved shooting. Difference between Claremont & Montclair. “InChino” does that exist?  Mistrial declared in case of Orange County judge accused of murdering his wife. Costco is expanding, opening more stores. Man climbs out of storm drain in Stockton. This guy needs a podcast.

Cobra Kai is an American martial arts comedy drama television series created by Josh Heald, Jon Hurwitz, and Hayden Schlossberg, and distributed by Sony Pictures Television. It serves as a sequel to the original The Karate Kid films created by Robert Mark Kamen.[1] The series premiered on May 2, 2018, and concluded on February 13, 2025, after six seasons consisting of 65 episodes.The series stars Ralph Macchio and William Zabka, reprising their respective roles as Daniel LaRusso and Johnny Lawrence from the film series, alongside Courtney Henggeler, Xolo Maridueña, Tanner Buchanan, Mary Mouser, Jacob Bertrand, Gianni DeCenzo, Peyton List, Vanessa Rubio, and Dallas Dupree Young. Martin Kove and Thomas Ian Griffith also reprise their roles from the films as part of the main cast, with many others returning in guest or recurring roles.Cobra Kai re-examines The Karate Kid films as Johnny's "redemption story,"[2] beginning with his decision to reopen the Cobra Kai karate dojo, and the rekindling of his old rivalry with Daniel.[3] The series attained high viewership on both YouTube and Netflix, and received critical acclaim for its writing, performances, action sequences, humor, character development, and faithfulness to the films. It received numerous awards and nominations, with the third season being nominated for Outstanding Comedy Series at the 73rd Primetime Emmy Awards.Thirty-four years after being defeated by Daniel LaRusso in the 1984 All-Valley Karate Tournament at the end of The Karate Kid (1984), Johnny Lawrence suffers from alcoholism and depression. He works as a part-time handyman and lives in an apartment in Reseda, Los Angeles, having fallen far from his wealthy lifestyle in Encino. He has an estranged son named Robby, from a previous relationship, whom he has abandoned. In contrast, Daniel is now the owner of a successful car dealership and is married to co-owner Amanda with whom he has two children: Sam and Anthony. However, Daniel often struggles to meaningfully connect with his children especially after his friend and mentor Mr. Miyagi passed away prior to the series' beginning.After using karate to defend his teenage neighbor Miguel Diaz from a group of bullies, Johnny agrees to teach Miguel the way of the fist and re-opens Cobra Kai. The revived dojo attracts a group of bullied social outcasts who find camaraderie and self-confidence under Johnny's tutelage. The reopening of Cobra Kai reignites Johnny's rivalry with Daniel, who responds by opening the Miyagi-do dojo, whose students include Sam and Robby, leading to a rivalry between the respective dojos.Pre

Welcome back to the Ready Set BBQ podcast, your go-to destination for the latest and most exciting happenings around the world! In this episode we talk about the Guns, Hooters, Jessica Alba, GW BBQ, Palmview cookoff, RGV Steaks, Sams Club, and Steve Smith                                                                                                     0-20 mins: Headlines Guns: More gun talk as Hiram tells us about his experience at a California gun range.  Hooters: Our old favorite restaurant is closing down across the country. We share some memories.  Porn Star Preggos:  a girl takes on 1000 dudes and then finds out she is pregnant by one of them. Jessica Alba: Jess is getting divorced and we give our take on the other side of it.   20-30 mins: BBQ Time GW BBQ: As always GW BBQ makes their way onto the podcast. This time its about their presentation and fried chicken. Palmview Cookoff: Johnny Deep and the Queen of BBQ will take their talents to Palmview to compete in a cookoff.  RGV Steaks: Jaime claims to have found the best steaks in the RGV at Santa Fe Steak House 30-50 mins: 2024 Recap Sams Club: HIram rediscovers Sams Club and realizes he can get his meat and gas way cheaper. Steve Smith: Former NFL player get caught in a public cheating scandal and get blasted by the husband of his affair. A bunch of joes that cook like pros!!!Melissa Bankard Farmer's InsuranceMelissa Bankard - Farmers Insurance Agent in Richardson, TXFacebook Pagehttps://www.facebook.com/readysetbbqWebsite/Shophttps://www.readysetbbq.com/Website/Shop https://www.readysetbbq.com/Facebook Page https://www.facebook.com/readysetbbq

Guest: Alex Stone joins Tim to discuss the high cost of eggs in America and fast-food joints shortage of chicken inventory. // Tim's cry for the state of California to get rid of Palm Trees as they are notorious for catching fire and how they could be a major hazard/ Angel Martinez' Modeling career and Tim the underwear model. // SoCal's weather forecast as California gets rain and heavy winds up in the mountain areas/ A Husband in custody after woman found shot to death in Encino, police say // Bellio is the Carol Burnett in radio / Superbowl Halftime show details the A.S.L. performers and Kendric Lamar. 

Keith answers listener questions about getting started in real estate investing with limited funds and how to determine the true appreciation of a property against inflation. He also discusses: The impact of the LA wildfires on housing needs and some landlords raising rents excessively. Economic and housing challenges facing Canada, including high inflation and unaffordable home prices. And highlights the views of likely future Canadian Prime Minister Pierre Poilievre on addressing these issues. GRE Free Investment Coaching:GREmarketplace.com/Coach For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com Show Notes: GetRichEducation.com/538 Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Automatically Transcribed With Otter.ai    Keith Weinhold  0:01   welcome to GRE. I'm your host. Keith Weinhold, I answer three of your listener questions, then learn why LA area landlords got a bad name during this month's awful Southern California wildfires. Finally, why Canadians cannot buy houses anymore, and what lessons you can learn from Canada's real estate mistakes and the abject lunacy there today on get rich education.   Unknown Speaker  0:30   Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being the flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests and key top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com   Unknown Speaker  1:16   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:32   Welcome to GRE from Gatlinburg, Tennessee to Pittsburgh, Pennsylvania and across 188 nations worldwide. I'm Keith Weinhold, and you are inside this week's installment of the program known as get rich education, I'm grateful that you're here, but you're not here for me. You are here for you. So let's talk about you and some of the listener questions that you wrote into the show about and as usual, whenever I have a batch of listener questions, I answer the beginner level questions first and then move on to more advanced questions. The first one comes from Jeanette in Seaford, Delaware. Jeanette asks, I only have a little money to invest in real estate. How do I get started with just a small amount of money. All right, Jeanette, well, first I would talk to a lender. You have to talk to a mortgage specialist or a loan officer to find out what you qualify for. You're basically getting them to punch holes into your financial picture. And then that way, Jeanette, you will know what holes to go, mend, so your loan officer is essentially giving you a free troubleshooting session. Now, our investment coaches here at GRE help you with some of that, but GRE doesn't originate loans, so you want to get with someone like a ridge lending group for help. And now, what are some of the holes that a mortgage lender might poke into your finances? Jeanette, well, getting your credit score up and they'll help you with that strategy. Or you simply need more dollars in savings, in what your mortgage loan underwriter calls reserves, or you might need to establish a two year job history, or you have to say, Pay off your car loan in order to get your debt to income ratio lower, or whatever it is. And since at GRE marketplace, the least expensive income property is probably about $120,000right now, a number that keeps going up with inflation. But what you would need is 23 to 25% of that between your down payment and closing costs, all right? Jeanette, so then about 28 to 30k that is the minimum lump of cash that you'll need to buy a property that is already fixed up and ready for a tenant, and that is a great way to start in real estate investing if you want to maintain your standard of living, okay, that is therefore the lowest entry point that you can do that. But if you're temporarily willing to let your quality of life slide for a couple years and maybe live communally. You can put as little as 3% down on a primary residence and then rent out the other rooms. Okay, that's the house hacking model, but depending on your setup, you know, maybe you're sharing a kitchen with roommates or suitemates, and therefore that temporary loss in quality of life. Maybe you can even Airbnb at a short term rental, in which case you will be buying the furniture. However, now with a 3% down payment on an owner occupied house, hack like that, you're probably going to have to pay a PMI premium, a private mortgage insurance premium of a few $100 per month. But still, this does get you in with very little money, since that's what you're asking about Jeanette. And finally, the third thing I'll bring up here is that you can get a combination of maintaining your standard of living and putting a small down payment on a property by using an FHA loan and three and a half percent down. And you can do that with a single family home, duplex, triplex or four Plex, living in one unit and renting out the others. So yes, you get both this way, but I will not go into the details on the FHA, because I have described that in detail on other episodes since it's how I started out myself. But there are a number of options right there for you to inquire about Jeanette, all starting with an investment centric mortgage lender like Ridgelendinggroup.com.     The next question comes from Jared in Pocatello, Idaho. Jared asks Keith, in the past year, my duplex in Pocatello went up in value 5% from 400k to 420k. How do I know how much of that 5% is true appreciation, and what portion of the 5% is from inflation? Oh, that is such a devastatingly cool question Jared, and that's exactly what I thought when I saw that question come in. Okay, so basically, Jared is asking, say, in this 5% price increase is 3% from inflation and 2% from appreciation, for example, or like, what is the breakout of those two components of the price change? And a lot of people don't understand the difference, and even know enough to ask a question this good. So props to you there. Jared. One thing you cannot do is just look at CPI inflation over the last year for the US, which is 2.9% and then say, Oh, well, then I guess the other 2.1% must be appreciation. Therefore, no, you can't really do that. There's more to it than that, for a lot of reasons. I mean consumer price inflation, like on a pound of ground beef at the supermarket, that is different from asset price inflation, and there are a lot of other reasons too. Appreciation is distinctly different from inflation, because the value of your property increasing 5% that has to do with the attractiveness of your property to the marketplace. Now there are attributes with appreciation, like proximity to high paying jobs, proximity to highways and shopping in desirable schools, which are basically those axiomatic Location, location, location qualities. Now I'm going to assume that you did not make an improvement or a renovation to the property Jared, because obviously that would hike up the value. Now other appreciation attributes that are distinctly different from inflation are things like population growth and wage growth in your area, what can really pump up appreciation is if the remaining availability of developable land starts shrinking and shriveling up in a desirable location. Contrary to popular belief, mortgage rates have little to do with appreciation. We can leave that out of this discussion. Now, how this is different from inflation is that inflation is not about the intrinsic value. Rather, inflation is the price of the home increasing because the currency is worth less. Now I hope that you find that explanation satisfying Jared, but what is dissatisfying is that it's actually hard to pin down a number and say, was this two and a half percent appreciation and two and a half percent inflation, or any other combination? And that's because inflation itself is practically impossible to accurately measure, and a lot of that has to do with an inflationary basket of goods that is just exceedingly difficult to adjust for attributes like quality and utility and substitution So Jerry did is likely that your duplexes 5% value increase is an amalgamation of both appreciation and inflation, that part I can confirm, but the exact breakdown for each is virtually incalculable, super insightful question there Jared.     The third and final of our three listener questions to get the show started today, and then I'll get into landlords in the LA wildfires and Canada versus us real estate. The final question today is from Jeter in Roseville, California. I know where Roseville is. It's just northeast of Sacramento, and I'm not sure if Jeter j, e t, e r is your first name or your last name, like former Yankees shortstop Derek Jeter, but only one name came in here. Jeter asks, Keith, I am a true believer in GRE principles. I'm looking to pounce on some property this year and get leverage and other people's money working for me, instead of only getting my money to work for me in my company's 401 k. Let me just interject here. You really get it. You really get it. Jeter, um, continuing on with your question, with mortgage rates around 7% I'd love to know where you think interest rates are headed next, and what is going to make rates move. Thanks, Jeter. Well, I've got to tell you, Jeter, not only do I avoid predicting future interest rates, but I don't know of anyone in the world that can predict interest rates with high reliability, especially over the medium to long term. James Grant, He's based in New York City. He puts out a publication called Grant's Interest Rate Observer that might just give you a better than 5050, shot of where they're headed next. He's a well regarded source. In fact, I saw James Grant speak in person a couple months ago, but I wouldn't put too much credence in any interest rate predictor out there. Now, just 11 days ago, I sent our newsletter subscribers a graphic of just how bad. I mean, really awful that recent interest rate predictions have been. I've never seen a chart like this. This chart looked like a centipede. Okay, the Bold Line was the actual federal funds rate that was like the centipedes body and all the hundreds of legs coming off this line were predictions that others had made, all deviating from the true line, the centipede body, which is what the rate really was. I mean, prominent experts rate predictions have a track record that's more abysmal than everyone saying we'd surely have a man on Mars, by now, terrible. Jeter. When you look at interest rate predictions, you're looking at a waste of your time. They're about as reliable as a weather app in a tornado a year ago, the collective brain trusts of all the economic wizards believed with devotion and alacrity that mortgage rates would be sub six now, instead, they are still about seven, which might correspond to a three or three and a half percent federal funds rate. They all thought the federal funds rate would be near three by now, but it's more like four and a half today. And what's hilarious is that, in more recent years, the Fed even tells us what they plan to do next. They even tell us it's little like having the answers to the test, and yet you still fail the test. You've got the cheat sheet and you still aren't doing any better? How can this possibly be? Well, the reason that I don't make interest rate predictions is because it is a surefire way to look foolish. Jeter, to answer the second part of your question, what moves interest rates around? The answer is, well, it's really broad economic forces and political forces, that is why it's tough, and this includes jobs reports, supply and demand of credit, inflation, a pandemic, a surprise new war in the Middle East, tariffs, GDP reports, surprise election outcomes, a massive change in tax policy and more. I mean, it is total entropy. Now, one thing we know is that persistently higher inflation will soon result in higher rates, just like we saw in 2022 I mean, rates rise in a bullish, robust and optimistic economy. And another thing that we do know is that sustained fear causes rates to fall. That's why, when you look at a chart, you see interest rates of all kinds plunge like a cliff diver during the 2001 dot com recession, the 2008 GFC and the 2020 COVID pandemic. The reason that rates fall during fearful times just like those, is because the economy needs the help and a little pro tip for you here, Jeter, when a recession begins, it's more likely than not that rates will fall. But see, it can be hard to predict a recession, as we've all found out recently, we just came off three fed interest rate cuts late last year, and that was a little weird, because the economy does not need the help that is sort of like offering Gatorade to someone that's not even sweating. Okay, and when rates scrape the ocean bottom floor at zero, from 2009 to 2016 and then again from 2020, to 2022,that's unhealthy. Natural market forces would mean that there's a cost to receive a service like borrowing money. Well, with zero rates, it feels like no one wants to save and everyone wants to borrow and spend. Zero rates, it is time to all out. Ball out. My two time GRE podcast guest here on the show, and super smart guy, Dr Chris Martinson, he thinks that rates are generally going to go higher from here. But you don't have to look far. You can find other wise guys that say they're going lower. At the last Fed meeting last year, they disappointed markets by signaling plans to only cut rates twice this year, instead of the four cuts that were previously expected. And now that's even changed since then, a lot of people question if those two cuts are even going to happen this year, given things like a hot jobs report that came flying in and still too high inflation. So this is kind of like expecting a decadent dessert of rate cuts, and instead you get, like, one Biscoff cookie, like they give you an economy on the plane. So Jeter, that's why I don't forecast rates. I don't think anyone can, but now, at least you have a couple resources, and you also know what factors move rates around.    Now if you want a fun, real time pulse on the market. Check out poly market. You might have heard of it by now. It's a site where you can place bets on various outcomes, a lot of non sports bets. You can see people put their money where their mouth is. You don't have to make a wager yourself. You can just see what people are wagering on. There are wagers on fed interest rate decisions. There at Poly market, you can even place a bet on if Jerome Powell says Good afternoon at his next press conference over there on Poly market, I'm not kidding right now, the odds of him saying Good afternoon at his next press conference are 96% so remember this, the market has always felt confident about where rates are headed, and the market has always been wrong. Interest rates don't drive property values. Their intrinsic worth is based on the timeless stuff, location, amenities, income, occupancy, size, density, business case, exit options and operating costs. Those are the things that drive property values. The bottom line with interest rates is that nobody knows the future interest rates direction is a pinball game of black swans and policy pivots. So instead, focus on the big things that you can control, like how many dollars you have, leveraging properties and keeping your operations on those properties efficient. So Jeter waiting to buy property generally harms an investor more than it helps them, because it's dollars on the sidelines that are paying the opportunity cost of not leveraging other people's money. Of course, if you buy your property at whatever interest rate today, and rates soon fall like a knife, well, then you can refinance at the lower rate, all while leverage keeps compounding and building your wealth. Thanks for the question,  Jeter.    If you have a listener question or comment or feedback of any type for us, as always, you can visit us at get rich education.com/contactfor either written or voice communication there, like I said earlier, that amazingly interesting centipede like chart of just how dreadful interest rate predictions have really been that was in our recent newsletter. Now it's too late for you to get that issue, but to get more like them, you can get our don't Quit your Daydream. Newsletter, completely free, just text GRE to 66866 that's text GRE to 66866.   now, when it comes to this month's historically bad, devastating LA area wildfires, I heard from a friend in that area last week. She lives just south of LA and her house was spared, fortunately, but she's been busy helping friends in the LA area who have lost their homes and businesses. It is truly tragic. And you know, what she told me, is the biggest, most compelling need right now, and I put some credence in this, since it's an independent on the ground report. This is outside of major media, displaced residents. Number one need is not food, it's not water, it's not clothing, it's not heat, it's not even community with 1000s of families without homes, the urgent need is for housing. You might not find that surprising. That's what she shared with me. I mean, it is a need so dire that even a family of six would consider a small mobile home or an RV rental to help with temporary housing. And a lot of these displaced families were you know, you got to consider the fact that before the fire, they were living in above average homes, even luxury homes. Now, as far as LA area, landlords that have housing to rent out, a lot of those landlords have jacked up the rent price. California's anti price gouging. Laws make it illegal for landlords to raise rent by more than 10% in the first month to six months after a disaster is declared. Now the BBC reported that one resident who lost their home in the historic California wildfires found a rental property that was previously priced at $13,000 per month, they offered $20,000 per month, and the landlord countered with 23k that is a 75% price hike. And it's not the only example. A Bel Air home located in an evacuation warning zone was listed on Zillow recently at 29,500bucks a month. That is an 86% hike from its September of last year price. That's according to the outlet called La est, another realtor raised in Encino, California, listing from 9k per month at the beginning of this month to 11 and a half K after the fires started. That's according to the LA Times. The realtor then backpedaled to abide by the 10% rule, which she said that she did not know about. And for a little context there, yes, those rent prices sound high, and La rent was already high. It averaged $2,820 a month. That's compared to $1,983a month nationally. Those figures are per Zillow. Now I don't know what percentage of La landlords are engaging in. I guess what I'll call extortionate behavior, but even if it's the vast minority of landlords you know that gives them a bad name, to have the word landlord in headlines like this. And is this behavior extortionate? In some cases, it probably is, I suspect, just a guess here that some landlords might think they have a chance of insurance paying some or all of the higher rent for their tenant that was displaced from their original home. But let's keep things in perspective here. What this does to good landlords reputations. You know, that's not the story here. The story and the effort should be in helping the displaced people. And of course, there are so many angles to the devastating la wildfires. One of them is that many believe zoning laws pushed homes out into fire prone areas. I recently shared that reason.com article with you in our free newsletter. So again, to get our Don't quit your Daydream newsletter, completely free, which I write every word of myself. Text GRE to 6866 you can do it now, while it's on your mind, hit pause and text GRE to 66866 the abject lunacy in Canada's real estate market, in what US residents and others can learn from all this, that's next. I'm Keith Weinhold. You're listening to get rich education.   Hey, you. Can get your mortgage loans at the same place where I get mine at Ridge lending group NMLS, 42056, they provided our listeners with more loans than any provider in the entire nation because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. You can start your pre qualification and chat with President Caeli Ridge personally. Start now while it's on your mind at Ridge lendinggroup.com That's ridgelendinggroup.com.   Oh geez, the national average bank account pays less than 1% on your savings, so your bank is getting rich off of you. You've got to earn way more, or else you're losing your hard earned cash to inflation. Let the liquidity fund help you put your money to work with minimum risk, your cash generates up to a 10% return and compounds year in and year out. Instead of earning less than 1% in your bank account, the minimum investment is just 25k you keep getting paid until you decide you want your money back. Their decade plus track record proves they've always paid their investors 100% in full and on time. And you know how I know, because I'm an investor in this myself, earn 10% like me and GRE listeners are text family to 66866, to learn about freedom. Family investments, liquidity fund on your journey to financial freedom through passive income. Text family to 66866   Naresh Vissa  26:41   this is GRE real estate investment coach. Naresh Vissa don't live below your means, grow your needs. Listen to get rich education with Keith Weinhold.   Keith Weinhold  26:57   Welcome back to get rich Education. I'm your host. Keith Weinhold, let's discuss the Canadian economy and Canadian real estate. Because even if you live in the US or Central America or Europe or one of the other 187 nations that were heard in outside the US, you know there are lessons here for you, and there are lessons here for me as well. There is some just jaw dropping material that I'm about to share with you, and I won't discuss the politics of it, because that's not GRE 's lane. Instead, it is the policy. Earlier this month, Canada's equivalent of the President, Prime Minister Justin Trudeau announced that he will be resigning soon. And Trudeau has been under a lot of criticism. At last check, his approval rating was a miserable 22% now, most people think that the next and future Prime Minister of Canada will be a man named Pierre Poilievre. In fact, the wagering site poly market has polyev with an over 80% chance of being Canada's next prime minister, and you will hear him speak shortly here. And yes, that is how an Anglophone pronounces his last name, polyev In a recent interview with Dr Jordan Peterson. You'll listen into here shortly. Polyev, Canada's likely next leader here, first, he describes some of the problems with Canada's economy, and then he'll get into their real estate market. Right now, the median home price in the United States is about 450k you might think that Canada's should be lower, because Canada has more land in the US and Canada has just about 1/9 of the US population. So a low population density. I mean, the US is population density is more than 10 times Canada's. But no, due to some of these policies, it's just the opposite, because Canada's average home is over 725k. yeah, that's just for a basic home. I've got to admit, I did not know who polyev was until just a couple months ago. I'm starting to like him the more that I listen to him. He's a clear thinker and a clear speaker. Here is a clip of Canada's likely next leader talking about Canada's problems. This is 10 and a half minutes long. I'm going to listen to this again with you right now, and then I will come back along with you to comment. This is why you can't buy a house in Trudeau, Canada.    Unknown Speaker  29:41   Our productivity is another major problem right now, and that's productivity. Sounds complicated. It's actually extremely simple. You just take the GDP and you divide it by the hours worked in the country. So American GDP is $80 so for every hour an American worker works, on average. He or she produces $80 of GDP in Canada, it 50. So that's every hour. So that means we have to work 60% more just to make the same amount and have the same level of income to buy food and housing. And so that's the Now that sounds like a bunch of wonk speak that should might seem like it only matters to someone staring at a spreadsheet or a graph or a chart, but in fact, that's reflected in the fact that our 2 million people are lined up at food banks because they can't afford food, and 80% of youth can't afford homes, and our quality of life is and the things we can afford to provide our kids have fallen back so much there's a real, real life, Stark and easily comprehensible statistic. And if you work and you produce $80 worth of goods and services in an hour, yeah, compared to working and producing 50, obviously, that's a substantial shortfall. Yeah. So, and is that, is there a starker indicator of the economic disparity between the US and Canada than that? Or do you think that's the primary statistic? I mean, I think housing costs are another one. I mean, right. There was a study out just 10 days ago that has Toronto and Vancouver now by far the most unaffordable housing markets in North America. And so you know, housing costs are 50% higher in Toronto than they are in Chicago, even though Chicago workers make 50% more money. The same is true between Vancouver and Seattle. Seattle workers make way more than Vancouver workers, but housing is 60 or 70% more expensive in Vancouver. So on, all the measures by a lot. Yes, a lot by a lot. Yeah, and we're and we're paying more, more by a lot, right? And most of that's transpired the last 10 years. Yes, and we're paying the difference by accumulating enormous quantities of debt. Our households are by far the most indebted in the g7. when you take you divide total household debt by GDP, we now have a bigger stock of household debt than our entire economy. We are more indebted as households than the Americans were right before the oh eight financial crisis. And so what we have as a model in Canada is we have artificial scarcity imposed by very heavy and restrictive state, confiscatory state, so that suppresses production. But in order to allow for consumption, we print money and borrow money and then flood the economy with that money. Okay, so that's another problem. So that's the inflationary problem. Yes. Now the problem with inflation just many problems with inflation, but one of them is that it particularly punishes people who are thrifty and who save? Yes, right, right? So inflation punishes the people who forego gratification to invest in the future. That's right, right? So that's a very bad idea. It's our inflation is the single most immoral tax for so many reasons. One, it takes from savers and people who are trying to be responsible, thus making it impossible to be responsible, because you will, if you, if you refuse to play the inflation game of borrowing money to buy things you can't afford, someone else inevitably will, and you won't be able to afford anything. So you ultimately have to actor responsibly. It's like Milton Friedman was asked, What would you do with your money in times of inflation? He said, spend it right like the first thing you want to do when inflation is out of control is to make sure you get rid of this thing that's losing its value. The second reason it's immoral is it takes from the poor, because the poorest people cannot put they do not have the ability to buy inflation proof assets like gold and real estate and fancy watches and art collections and wine fancy wines and things that go up with or even exceed inflation. So it's a very big wealth transfer from the have to the from the from the poor and the working class to the very, very wealthy, a very small group of people actually get richer. So the socialist policies that provide goods and services to Canadians, let's say, or denizens of other countries by printing money, actually punish the poor brutally. Oh, absolutely, and consequence of the inflation that they generate. Yes, I mean all the socialist policies in practice take redistribute from the working class to the super wealthy in practice, and I can prove that again and again and again in practice, yeah, in practice. In practice they with the all the redistribution that happens in the so called socialist countries ultimately goes from the working class to the super wealthy. That is the reality. Okay, so, but just one last thing on inflation. The final reason why it's so immoral is nobody votes on it. The basic principle of our parliamentary system is the government can't tax what parliament has not voted the people must no taxation without representation, right? But no one ever votes to have the money printing happen. And so the inflation is adopted secretly, and you blame the grocer because groceries are more expensive, or your local gas station because gas is more or your realtor because house, in fact, it was actually the government that bid up all of those things with money printing, and you didn't even know about it. So it is silent. It's a silent thief that takes from the poor and gives to the richest people and destroys the working class. And that's why I am I want to crush inflation. We need a policy that seeks to just to stop inflation at all, at all costs. Okay, so what would you do to to stop inflation? Well, we stopped the money printing. You know, we need a we need. And the money printing is just a means to fund deficit spending. Governments borrow to define the deficit, yeah, for people. So basically, the deficit is the difference between what the government spends and what it brings in. It's usually calculated on a yearly basis, that's right, yeah, and the debt, but the debt is just the accumulation of the deficits, right? So the deficit right now is $62 billion and I thought it had a ceiling of 41 billion. Yeah, right. Isn't that a ceiling? Yes, not a I guess not. And look, there are very real present day consequences for that. Deficits increase the money supply. Central banks effectively facilitate that increase in the money supply, and that causes inflation. And, you know, it's, it's why our, you know, I have a buddy who's whose family moved here from Italy back in 1973 His father worked paving roads and his mother made sandwiches in a senior's home, they were able to pay off their home 10 minutes from Parliament Hill in seven years. Right, their grandchildren wouldn't be able to save up a down payment for that home in 15 years, and they will be university educated with all the advantages of having been here two decades. That is the consequence of the money supply growing vastly quicker than the stuff that money buys. So we have to do is stop growing the money supply and start growing the stuff money buys. Right? Produce more energy, grow more food, build more homes. We have to unleash the free enterprise system to produce more stuff of value, and this is where we have to remove the artificial scarcity that the government is imposing on the population. Let's incentivize our municipalities to grant the fastest building permits in the world to build homes. You have a plan for that in principle, yes, I mean, I'm going to say to the municipal governments, they either, they either speed up permits, cut Development Charges and free up land, or they will lose their federal infrastructure money, so they will have a powerful carrot and stick incentive to speed up home building and the percentage of a new house price. That's a consequence of government, taxation and regulation. Well, in Vancouver, it's 60% 66 does that include the land and the house? Yes, that includes everything. So I'll tell you how they calculate it, CD, how took the cost of building a compare the cost of building a home to the cost of buying a home, yeah. And he said, what's the gap between those two things? So they added up land, labor, profit for the developer, materials, and they compared that to the sale price, and they found the gap was $1.2 million so that's $1.2 million of extra cost, above and beyond the materials, the labor, the land and the profit for the developer. So where's that going? Well? The answer is, development charges,sales taxes, land transfer taxes, the delays in getting the permit. Time is money, the consultants, lawyers, accountants, lobbyists that the developer has to hire in order to get the approval that so in other words, we're spending twice in Vancouver. We spend twice as much on bureaucrats than we do on all other things combined. To build a home, more money goes to bureaucrats than goes to the carpenters, electricians and plumbers who build the place. And to add insult to injury, those trades people who build homes can't afford to live in them, right? I mean, it is. So what we need to do is slash the bureaucracy. And I'm going to I'm going to say to the mayors, you're not getting federal infrastructure money until you slash your development charges, speed up your permits. I'm going to take. The Federal GST off new homes under a certain limit, and encourage the provinces to do the same. But we've got so much land. We should have the most affordable housing in the world. We have. It should be dirt cheap because we have the most dirt we just need to get the government out of the way.    Keith Weinhold  40:20   Yeah, again, that was Dr Jordan Peterson interviewing Canada's likely next leader, Pierre poilievre, just a few weeks ago now. Polyev, when discussing inflation and investing, you know, he also brought up points that I've surfaced here on the show over the past few years. He even articulates a few things the way I've described them. It's almost weird, like inflation means that it actually makes sense to strategically borrow and spend and not to save. It's almost like polyev is a GRE listener. I love how he said, stop growing the money supply and start growing the things that money buys. We're talking about things like homes and energy and food. That was eloquent. I mean, in Vancouver, the percentage of a new house cost for taxation and regulation is 60% of the cost of the home, fully 60 and then, if that's not surprising enough, due to all these layers of regulation, the cost of building a new home is $1.2 million more than the cost of buying an existing home. Just astounding. This might have even left you either flabbergasted or gobsmacked, which one?So some parallels to the US there in Canada, but back here in the US, the housing market is clearly more affordable and healthier. Polyev really pointed out a direction that the US does not want to fall into. In fact, we've got a pretty good Canadian listening contingent. So let me ask, Do you have a connection to Pierre poilievre, if you do, we would probably like to invite him here on to the show with us. If you do, or you even know someone that knows someone, let us know right into get rich education.com/contact or email us directly at info@get rich education.com and we'll make that happen now. What is happening at GRE marketplace right now is that our listeners are getting brand new build investment property in Florida and some other places at competitive prices and a fixed interest rate of just four and three quarters percent. So yes, that is sub Canadian prices, by far below Canadian prices, and a four and three quarter percent rate. And then on top of that, you get to pay an affordable insurance premium in Florida because it's new build, or similarly, it's that way in other states if you buy new build, but builders overbuilt in some pockets of Florida, like I've mentioned to you before. So at this time, on top of all that, they're offering a free full year of property management. And because when you own a new build property, it's not occupied with tenants on day one, and this means that you don't inherit unknown tenants. And builders are also offering you up to three months in a rent guarantee in case your single family home or duplex or four Plex is not occupied yet, the builder would pay the rent for you. Really amazing incentives, but probably none better than that four and three quarter percent mortgage rate. I mean, it's like you get to roll the clock back to when rates were artificially low, back in 2021, and 2022, and lock it in. Now, our GRE investment coaches connect you with the investment property that's right for you based on your needs and your goals, including those four and three quarter percent rates, if you so choose, it is all free at GRE marketplace. From GRE marketplace.com just click on the coaching area and you can book a time right there until next week. I'm your host. Keith Weinhold, don't quit your Daydream.    Unknown Speaker  44:23   nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively   Unknown Speaker  44:51   The preceding program was brought to you by your home for wealth building get rich education.com you.  

#PacificWatch: Evacuating Brentwood and Encino. Sunshine day above the heavy smoke.  @JCBliss1865 Great Brisbane fire, Queensland