Measure of the amount of variation or dispersion of a set of values
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At 20 years old, newly arrived from Puerto Rico and trying to build a future in science, Benjamin Suarez Jimenez found himself sitting in front of two senior faculty members accused of plagiarism. He knew the material. He had done the work. His mistake came from failing to cite class notes during an exam because nobody had told him that was expected. In a matter of minutes, he watched what felt like his entire career flash before him.On this episode of Standard Deviation, host Oliver Bogler examines the hidden architecture of academic science through the experiences of Dr. Benjamin Suarez Jimenez, Assistant Professor at the University of Rochester and a neuroscientist studying PTSD, anxiety, trauma, and spatial cognition through virtual reality and video game environments.Benjamin traces his path from Puerto Rico to the mainland United States, through the NIH, Columbia University, and eventually to leading his own laboratory. Along the way, he encountered a series of barriers that had little to do with scientific ability and everything to do with access to unwritten rules. From academic gatekeeping to grant writing expectations, he learned that success in biomedical research often depends on knowledge that never appears in a textbook.Oliver explores how those invisible obstacles shape careers, influence research funding, and determine who gains access to opportunity. The conversation also examines the Justice, Equity, Diversity, and Inclusion Program at the Life Science Editors Foundation, which pairs scientists from underrepresented backgrounds with experienced scientific editors. Through that mentorship, Benjamin transformed a critical grant proposal into a successful pilot award that helped launch an NIH R01 application.The discussion extends beyond one scientist's experience. Benjamin describes helping a former mentee navigate dissertation roadblocks that threatened her graduation, illustrating how institutional bureaucracy can delay careers and discourage talented researchers. Together, they explore the hidden administrative burden, cultural barriers, and bias that many scientists carry alongside their research, and what happens when someone who receives support turns around and opens the door for others.RELATED LINKSLife Science Editors FoundationBenjamin Suarez Jimenez LabDr. Benjamin Suarez JimenezBenjamin Suarez JimenezFEEDBACKLike this episode? Rate and review Out of Patients on your favorite podcast platform. For guest suggestions or sponsorship email podcasts@matthewzachary.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
On this episode of What Did We Learn, Josh Brown, Nick Colas and Jessica Rabe examine one of the most extreme stretches of tech outperformance in recent market history and discuss what it could mean for investors going forward. They break down the growing gap between Semiconductors and Software, the role of rising interest rates, and whether leadership is becoming too concentrated. They also take a closer look at SpaceX and why its highly anticipated IPO could be one of the most important market events in years. The crew also revisits the lessons of the dot-com boom, exploring what really happened in 1999, how investors knew the market had gone too far, and what today's environment can teach us about spotting excess before the tide turns. This episode is sponsored by WisdomTree. To learn more about learn more about OPPJ and the broader suite of geopolitical opportunity ETFs WisdomTree offers, visit: https://www.wisdomtree.com/us/strategies/geopolitical-opportunities Sign up for The Compound Newsletter and never miss out! Instagram: https://instagram.com/thecompoundnews Twitter: https://twitter.com/thecompoundnews LinkedIn: https://www.linkedin.com/company/the-compound-media/ TikTok: https://www.tiktok.com/@thecompoundnews Investing involves the risk of loss. This podcast is for informational purposes only and should not be or regarded as personalized investment advice or relied upon for investment decisions. Michael Batnick and Josh Brown are employees of Ritholtz Wealth Management and may maintain positions in the securities discussed in this video. All opinions expressed by them are solely their own opinion and do not reflect the opinion of Ritholtz Wealth Management. The Compound Media, Incorporated, an affiliate of Ritholtz Wealth Management, receives payment from various entities for advertisements in affiliated podcasts, blogs and emails. Inclusion of such advertisements does not constitute or imply endorsement, sponsorship or recommendation thereof, or any affiliation therewith, by the Content Creator or by Ritholtz Wealth Management or any of its employees. For additional advertisement disclaimers see here https://ritholtzwealth.com/advertising-disclaimers. Investments in securities involve the risk of loss. Any mention of a particular security and related performance data is not a recommendation to buy or sell that security. The information provided on this website (including any information that may be accessed through this website) is not directed at any investor or category of investors and is provided solely as general information. Obviously nothing on this channel should be considered as personalized financial advice or a solicitation to buy or sell any securities. See our disclosures here: https://ritholtzwealth.com/podcast-youtube-disclosures/ Learn more about your ad choices. Visit megaphone.fm/adchoices
In 2020, developmental biologist Dr. Crystal Rogers drove the country roads outside Davis, California crying between grant rejections, wondering whether she was about to lose her lab, her career, and the scientific future she had spent years building. She had already done what academia tells young scientists to do. She earned the credentials. She landed a faculty position at UC Davis. She built a lab. Then the real test began.On this episode of Standard Deviation, Dr. Oliver Bogler examines the unspoken rules that determine which scientists survive academic research and which quietly disappear from it. The conversation follows Crystal Rogers and cancer biologist Dr. Michelle Mendoza as they collide with the “Hidden Curriculum” of biomedical science: the unwritten rhetoric, institutional signaling, and grant writing strategies that often decide who receives funding, tenure, and long term stability.Michelle Mendoza entered a tenure track position at the Huntsman Cancer Institute while raising 3 children, navigating a divorce, and trying to secure major NIH funding during COVID. What looked like objective scientific review turned out to depend heavily on persuasion, presentation, and insider fluency. Established researchers could promise massive research agendas based on reputation alone. Junior investigators faced a completely different standard.Oliver traces how the Life Science Editors Foundation and its JEDI program intervened by pairing scientists with former editors from journals including Cell and Nature. The work had little to do with commas or grammar. Editors challenged logic, structure, and scientific framing before grant reviewers could destroy an application in public.Both researchers eventually secured career defining grants. One realized she would keep her job and not have to move her family. The other celebrated by ordering a personalized “DEV BIO” license plate and driving through Davis blasting nineties hip hop and Beyoncé.The episode exposes how biomedical research funding rewards institutional fluency as much as scientific talent, and how hidden systems inside academic medicine continue shaping who gets to stay in science long enough to make discoveries.RELATED LINKSDr. Crystal Rogers LinkedInDr. Crystal Rogers Faculty PageDr. Crystal Rogers LabDr. Michelle Mendoza LinkedInDr. Michelle Mendoza Faculty PageHuntsman Cancer Institute Mendoza LabLife Science Editors FoundationFEEDBACKLike this episode? Rate and review Out of Patients on your favorite podcast platform. For guest suggestions or sponsorship email podcasts@matthewzachary.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
At age 12, Dr. Chrystal Starbird stood by a pond after turning her mother in to the police. She watched tadpoles and fish move beneath the surface and found a strange kind of order. Science became her refuge long before it became her career. Years later, she built that refuge into a profession. She now serves as an Assistant Professor at the University of North Carolina, studies structural biology tied to cancer and Alzheimer's disease, and won Cell's first Rising Black Scientist Award in 2020. On paper, she fits the model of success. In practice, she had to fight for basic access at every stage.Conference travel required upfront cash she did not have. Networking favored pedigree over merit. Mentorship often depended on who knew your name in the room. Chrystal learned those rules, then chose to break them open for others.Oliver Bogler examines what Chrystal calls the advocacy tax. She has delivered over 70 invited talks. Nearly 40 percent focus on equity, mentorship, and policy. Academic reward systems do not count that labor toward tenure. She still does it.Through her leadership at the Life Science Editors Foundation, Chrystal helped build the JEDI program, which pairs underrepresented scientists with editors from journals like Cell and Nature. The program has supported over 100 awardees with more than 1,000 hours of mentorship. This episode exposes how biomedical science rewards output while ignoring the work required to make the system accessible. It also shows what happens when the people most affected refuse to step back.RELATED LINKSDr. Chrystal StarbirdStarbird LabLife Science Editors FoundationJEDI ProgramFEEDBACKLike this episode? Rate and review Out of Patients on your favorite podcast platform. For guest suggestions or sponsorship email podcasts@matthewzachary.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Recorded April 2, 2026 on progrock.com Unity Gain – Stand Up (1985) – Steve Morse Band Blue Rondo à la Turk – Time Out (1959) – Dave Brubeck Quartet Seventeen Again – The Void (2012) – Beardfish Barque at the Lune – Out of the Barnyard (2013) – Fright Pig Don't Know Yet – Standard Deviation (2025) – Sons of Ra Clumps of Dirt – echolyn (1991) – echolyn Mirage – Enigmatic Ocean (1977) – Jean Luc Ponty What's the Use – Live from Las Vegas, NV 19 April 2024 – Phish Pesadelo – The Phoenix (2020) – Derek Sherinian Love's Theme – Rhapsody in White (1974) – The Love Unlimited Orchestra
Science likes to call itself a meritocracy. Angela Anderson and Brandi Mattson know better. Both served as editors at elite journals (Cell and Neuron), where a single decision could determine who gets tenure, funding, or obscurity. They watched brilliant data get filtered out because the authors did not know the unwritten rules controlled by 5 dominant publishing houses with profit margins higher than Google.In 2020, amid pandemic shutdowns and national reckoning over racial injustice, they co-founded a nonprofit to expose that hidden curriculum. Through the JEDI program, they provide 10 hours of free editorial consulting to scientists who lack access to elite networks. In 1 year alone, 25 awards helped researchers salvage canceled grants, secure NSF career funding, and rebuild careers derailed by rejection.This episode pulls back the curtain on the multibillion dollar publishing engine that profits from taxpayer funded science and reveals who gets heard, who gets sidelined, and how insiders are choosing to redistribute power.RELATED LINKSAngela AndersonBrandy MattsonLife Science EditorsLife Science Editors FoundationCellNeuronNational Science FoundationFEEDBACKLike this episode? Rate and review Out of Patients on your favorite podcast platform. For guest suggestions or sponsorship email podcasts@matthewzachary.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
In this talk, I share why you need to be one standard deviation better than others in order to get the promotion. Learn what the 'one standard deviation rule' actually means. CONQUER SHYNESS
In this talk, I share why you need to be one standard deviation better than others in order to get the promotion. Find out more here. CONQUER SHYNESS
You have a number. Not your phone number. Not your social security number, though that one matters more than most of us like to think about. I mean another number, one that follows you through databases you will never see, aggregated from purchases you barely remember making, from the length of time you hovered over a photograph before scrolling past, from the route you took to work last Tuesday and whether you lingered outside that coffee shop or walked directly to the train. This number has a name in China. They call it a Social Credit Score. But the American version has no single name because it has no single keeper. It lives distributed across credit bureaus and insurance actuaries, across hiring algorithms and rental application systems, across the predictive models that decide whether you see an advertisement for a luxury watch or a payday loan. You did not consent to being numbered. But you are numbered nonetheless.
More artists participating in the upcoming South Florida Folk & Acoustic Music Festival Goldpine "Space" - Three www.goldpinemusic.com Tipps & Obermiller "Heart" - Love (and other mysteries) www.tippsandobermiller.com Danny Schmidt "The Longest Way" - Standard Deviation www.dannyschmidt.com Mean Mary "Frozen Strings" - Woman Creature: Portrait Of A Woman, Part 2 www.meanmary.com John McCutcheon & Tom Paxton "Old Dog" - Together Again www.folkmusic.com Rod MacDonald "The Coming Of The Snow" - After The War www.rodmacdonald.comALBUM FOCUS: Keep Me In Your Heart: The Songs Of Warren Zevon http://www.paradiddlerecords.comGerry McKeveney "Back Turned Looking Down The Path"James Maddock "Reconsider Me" Pete Mancini "Carmelita" Kenny White "Don't Let Us Get Sick" ********Katie Knipp "I Want To Tell You" (Neo-Soul remix) - Dance Me www.katieknipp.com Mark Cameron "Change Your Ways" - Blues Factory https://markcameronmusic.netManu Lanvin "I Got The Blues" - Man On A Mission www.manulinvin.com Kelly's Lot "Let Live" - Late Bloomer www.kellyslot.com Laurie Morvan "My Moderation" - Gravity www.lauriemorvan.comMichele D'Amour & The Love Dealers "Plum Crazy" - Hot Mess www.micheledamourandthelovedealers.com******************Golden Shoals "I'll Fall In Love Again - s/t https://goldenshoals.com/Malia Rogers "Stay" Chameleon www.maliarogers.caPeggy Seeger "All In The Mind" - First Farewell www.peggyseeger.comTim Grimm "Hunting Shack" - Bones Of Trees www.timgrimm.comMuriel Anderson "Perseid (featuring Phil Keaggy) - Sailing Dreams www.murielanderson.comRobert Gromotka & Jonas Hain "Tides & Shadows" - Between Us https://www.robert-gromotka.com/ Bex Burch "Don't Go Back To Sleep" - There Is Only Love And Fear www.bexburch.comLia Kohl "In A Specific Room" - The Ceiling Reposes www.liairenekohl.comClosing music: Geoffrey Armes “Vrikshashana (The Tree)” – Spirit DwellingRunning time: 4 hours, 37 minutes.I hold deed to this audio's usage, which is free to share with specific attribution, non-commercial and non-derivation rules.https://creativecommons.org/licenses/by-nc-nd/4.0/
Mark Rubin "Barricades" www.jewofoklahoma.comJeremiah Lockwood "No More In This Life" - American PrimitiveThe Sway Machinery "Subway Car Dreaming" - Subway Car Dreaming The Sway Machinery "M'loch" - The Dream Past www.jeremiahlockwood.comJudith Berkson "Habeyn Yakir Li" www.judithberkson.info www.khazonesunderground.com Pharaoh's Daughter "Hagar" - Haran www.pharaohsdaughter.comVapors Of Morphine "Lasidan" - Fear & Fantasy www.vaporsofmorphine.com ***************Shanna In A Dress "Finite" - Robot www.shannainadress.com William Matheny "Grand Old Feeling" - That Grand, Old Feeling www.williammatheny.com Vance Gilbert "The Mother Of Trouble" - The Mother Of Trouble www.vancegilbert.com Amity "To Be Known" www.amitymiller.com Deni Bonet "One In A Million" - It's All Good www.denibonet.comGrownup Noise "We Become Roses" - No Straight Line In The Universe www.thegrownupnoise.com Scott Sean White "Keeper" - Even Better On The Days www.scottseanwhite.com*******************These are some of the official showcase artists in the upcoming 2026 Folk Alliance International Conference www.folk.org Luke Winslow-King "If I Were You" - Flash-A-Magic www.lukewinslowking.comCrys Matthews "Clumsy" - Reclamation www.crysmatthews.comMaya de Vitry "Addicted" - Amy Given Moment www.mayadevitry.comThe Wildwoods "Dear Stranger" - Dear Meadowlark www.thewildwoodsband.com Ordinary Elephant "Shadow" - Honest www.ordinaryelephant.netJames Keelaghan "Alberta" - Second-Hand www.keelaghan.comAbbie Gardner "See You Again" - Dobrosinger www.abbiegardner.com Cathy Fink & Marcy Marxer with Chao Tian "High On A Mountain" - From China To Appalachia www.cathymarcy.com Caroline Cotter "Antonia" - Gently As I Go www.carolinecotter.com *********************These are some of the featured artists in the upcoming 30A Songwriters Festival www.30asongwritersfestival.comEllis Paul "Cosmos" - 55 www.ellispaul.comJesse Lynn Madera "You, With The Sullen Eyes" - Fortunes www.jesselynnmadera.com Dan Bern "Marjorie" - Starting Over www.danbern.com Danny Schmidt "Words Are Hooks" - Standard Deviation www.dannyschmidt.com
Recorded December 4, 2025 on progrock.com Thrice Crowned – VII (2025) – The Budos Band Mean Streets – VII (2025) – The Budos Band Bummer Boys – Too Busy 4 Jail (2025) – Muscle Tough Sugar Mother – Too Busy 4 Jail (2025) – Muscle Tough Disintegration (Alabama Revisited) – Standard Deviation (2025) – Sons of Ra Lividity – Standard Deviation (2025) – Sons of Ra Flute of Peril – The Book of Hours (2025) – Agropelter The Book of Hours Part IV – The Book of Hours (2025) – Agropelter Park Up and See the Manager – From Mouth to Ear (2025) – The Bob Lazar Story You Pigeon Fucks – From Mouth to Ear (2025) – The Bob Lazar Story Sitharsis – Odd Time Concepts (2025) – Barend Tromp Chromatron (Pt. 4-5) – Odd Time Concepts (2025) – Barend Tromp Phantom Limb – Phantom Limb (2025) – Hooffoot Last Letter Home – Phantom Limb (2025) – Hooffoot Earth 1 – IC-02 Bogotá (2025) – Unknown Mortal Orchestra Underworld 6 – IC-02 Bogotá (2025) – Unknown Mortal Orchestra Not Alone – Truce
Episode 5 of Standard Deviation with Oliver Bogler on the Out of Patients podcast feed pulls you straight into the story of Dr Ethan Moitra, a psychologist who fights for LGBTQ mental health while the system throws every obstacle it can find at him.Ethan built a study that tracked how COVID 19 tore through an already vulnerable community. He secured an NIH grant. He built a team. He reached 180 participants. Then he opened an email on a Saturday and learned that Washington had erased his work with one sentence about taxpayer priorities. The funding vanished. The timeline collapsed. His team scattered. Participants who trusted him sat in limbo.A federal court eventually forced the government to reinstate the grant, but the damage stayed baked into the process. Ethan had to push through months of paperwork while his university kept the original deadline as if the shutdown had not happened. The system handed him a win that felt like a warning.I brought Ethan on because his story shows how politics reaches into science and punishes the people who serve communities already carrying too much trauma. His honesty lands hard because he names the fear now spreading across academia and how young scientists question whether they can afford to care about the wrong population.You will hear what this ordeal did to him, what it cost his team, and why he refuses to walk away.RELATED LINKSFaculty PageNIH Grant DetailsScientific PresentationBoston Globe CoverageFEEDBACKLike this episode? Rate and review Out of Patients on your favorite podcast platform. For guest suggestions or sponsorship email podcasts@matthewzachary.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Dr. Rachel Gatlin entered neuroscience with curiosity and optimism. Then came chaos. She started her PhD at the University of Utah in March 2020—right as the world shut down. Her lab barely existed. Her advisor was on leave. Her project focused on isolation stress in mice, and then every human on earth became her control group. Rachel fought through supply shortages, grant freezes, and the brutal postdoc job market that treats scientists like disposable parts. When her first offer vanished under a hiring freeze, she doubled down, rewrote her plan, and won her own NIH training grant. Her story is about survival in the most literal sense—how to keep your brain intact when the system built to train you keeps collapsing.RELATED LINKS• Dr. Rachel Gatlin on LinkedIn• Dr. Gatlin's Paper Preprint• Dr. Eric Nestler on Wikipedia• News Coverage: Class of 2025 – PhD Students Redefine PrioritiesFEEDBACKLike this episode? Rate and review Out of Patients on your favorite podcast platform. For guest suggestions or sponsorship email podcasts@matthewzachary.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
When the system kills a $2.4 million study on Black maternal health with one Friday afternoon email, the message is loud and clear: stop asking questions that make power uncomfortable. Dr. Jaime Slaughter-Acey, an epidemiologist at UNC, built a groundbreaking project called LIFE-2 to uncover how racism and stress shape the biology of pregnancy. It was science rooted in community, humanity, and truth. Then NIH pulled the plug, calling her work “DEI.” Jaime didn't quit. She fought back, turning her grief into art and her outrage into action. This episode is about the cost of integrity, the politics of science, and what happens when researchers refuse to stay silent.RELATED LINKS• The Guardian article• NIH Grant• Jaime's LinkedIn Post• Jaime's Website• Faculty PageFEEDBACKLike this episode? Rate and review Out of Patients on your favorite podcast platform. For guest suggestions or sponsorship email podcasts@matthewzachary.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Dr. Nikki Maphis didn't just lose a grant. She lost a lifeline. An early-career Alzheimer's researcher driven by her grandmother's diagnosis, Nikki poured years into her work—only to watch it vanish when the NIH's MOSAIC program got axed overnight. Her application wasn't rejected. It was deleted. No feedback. No score. Just gone.In this episode, Oliver Bogler pulls back the curtain on what happens when politics and science collide and promising scientists get crushed in the crossfire. Nikki shares how she's fighting to stay in the field, teaching the next generation, and rewriting her grant for a world where even the word “diversity” can get you blacklisted. The conversation is raw, human, and maddening—a reminder that the real “war on science” doesn't happen in labs. It happens in inboxes.RELATED LINKS:• Dr. Nikki Maphis LinkedIn page• Dr. Nikki Maphis' page at the University of New Mexico• Vanguard News Group coverage• Nature article• PNAS: Contribution of NIH funding to new drug approvals 2010–2016FEEDBACK:Like this episode? Rate and review Out of Patients on your favorite podcast platform. For guest suggestions or sponsorship inquiries, visit outofpatients.com.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
How to Trade Stocks and Options Podcast by 10minutestocktrader.com
Are you looking to save time, make money, and start winning with less risk? Then head to https://www.ovtlyr.com.Ever wonder why the Efficient Market Theory just doesn't seem to hold up in the real world? In this episode of Options Deep Dive, we're breaking down one of the biggest myths in finance — the idea that markets are “efficient.” Using real data, live examples, and OVTLYR's math-driven insights, we'll show why trends do exist and how smart traders use that knowledge to their advantage.The video kicks off with a deep dive into implied volatility and standard deviation, two of the most misunderstood topics in options trading. You'll see how implied volatility isn't something you input — it's something you derive. It's a backward calculation based on what the market is already pricing in. That means it's not a guess; it's a reflection of what traders believe could happen.➡️ Learn the truth about implied volatility and how it drives options pricing➡️ Discover how standard deviation defines probability zones around price moves➡️ See real examples of why market randomness is only part of the story➡️ Understand why trends break the Efficient Market Theory again and again➡️ Find out how to manage trades and eliminate risk using OVTLYR's frameworksWe walk through the math step by step — how intrinsic and extrinsic value work, what uncertainty value means, and why time decay makes longer-dated options more expensive. Then, we break down how implied volatility creates “probability maps” around expected stock movement. That 68% one-standard-deviation rule sounds nice in theory — but in practice? The market blows past those limits all the time.Using real SPY data, we show six consecutive moves that should statistically happen once every 244 million occurrences — yet they happened back to back. That's your proof that trends are real, markets are emotional, and probabilities don't play out as neatly as textbooks suggest.We also talk about how position sizing and ATR stops let traders survive when volatility spikes. Big wins, small wins, and small losses are part of the plan — but big losses are never an option. The traders who treat the market like a probability machine without managing risk are the ones who blow up their accounts. The ones who follow data-driven systems like OVTLYR's trend detection stay in the game and let compounding do the work.By the end of this breakdown, you'll understand why the Efficient Market Theory belongs in a classroom, not your trading strategy. Trends exist, momentum is measurable, and volatility is your friend when you know how to use it. Stop guessing, stop selling randomness, and start trading what's real — the trend.
This episode of Standard Deviation features Oliver Bogler in conversation with Dr Na Zhao, a cancer biologist caught in the crossfire of science, politics, and survival. Na's life reads like a brutal lab experiment in persistence.She grew up in China, lost her mother and aunt to breast cancer before she turned twelve, then came to the United States to chase science as both an immigrant and a survivor's daughter. She worked two decades to reach the brink of independence as a cancer researcher, only to watch offers and grants vanish in the political chaos of 2025.Oliver brings her story into sharp focus, tracing the impossible climb toward a tenure-track position and the human cost of a system that pulls the ladder up just as people like Na reach for it. This conversation pulls back the curtain on the NIH funding crisis, the toll on early-career scientists, and what happens when personal tragedy fuels professional ambition.Listeners will walk away with a raw sense of how fragile the future of cancer research really is, and why people like Na refuse to stop climbing.RELATED LINKSDr Zhao at Baylor College of MedicineDr Zhao on LinkedInDr Zhao's Science articleIndirect Costs explained by US CongressFEEDBACKLike this episode? Rate and review Out of Patients on your favorite podcast platform. For guest suggestions or sponsorship inquiries, email podcast@matthewzachary.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Acclaimed psychologist, behavioral finance expert, and author, Dr. Daniel Crosby, PhD* joins me this week to discuss his new book The Soul of Wealth: 50 Reflections on Money and Meaning. We cover the fun, non-obvious aspects of money and emotions, such as how comparison drives us crazy and why our bias toward action —doing something when things are going wrong — often leads to worse investment results. He offers small tips (like giving your savings account a name) that will help you save more and spend less. Daniel shares lessons from his (Mormon) mission to the Philippines, and we both reflect on how our frugal parents informed who we are today, in almost entirely (but not 100%) good ways. From the dangers of debt and overconfidence to escaping the toxic loop of “I'll be happy when…,” we cover a lot of ground and have lots of laughs along the way. Listening to these two money-talkers with great hair will improve your life! Read Paul's Substack: https://words.paulollinger.com/ Listen to Daniel's podcast, Standard Deviations: https://www.standarddeviationspod.com/episodes *don't forget the “PhD” part or he gets very mad.
Alibaba (BABA) shares rise after reports its A.I. chip received a big order from China's Unicom. Rick Ducat zooms out on BABA's chart going back to the peak-COVID pandemic levels to show how far it has fallen. Over the past year, Rick says its shares have risen to a +2 Standard Deviation channel showing significant moves over the last year. Later, Tom White demonstrates an example options trade for BABA. He utilizes an iron condor strategy with a neutral direction. ======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – / schwabnetwork Follow us on Facebook – / schwabnetwork Follow us on LinkedIn - / schwab-network About Schwab Network - https://schwabnetwork.com/about
Grant, Matt, and Randy gear up to discuss precision, accuracy, and variability in wildlife studies. They dive into how variability measures data spread, using range, quartiles, standard deviation, variance, and coefficient of variation (CV).Accuracy reflects closeness to the true value, precision shows clustering of estimates. Standard errors, confidence intervals, and Bayesian credibility intervals quantify estimate precision. Required precision depends on study goals, sample size, and application, ensuring reliable, interpretable, and actionable results for wildlife management and conservation.They wrap up with some examples, but the take home message is deciding how precise results need to be hinges on the question and resources.Cite this episode: https://doi.org/10.7944/usfws.wbtn.s01ep011DOI Citation Formatter: https://citation.doi.org/ Episode music: Shapeshifter by Mr Smith is licensed under an Attribution 4.0 International License. https://creativecommons.org/licenses/by/4.0/https://freemusicarchive.org/music/mr-smith/studio-city/shapeshifter/
Imagine a world where business users simply fire up their analytics AI tool, ask for some insights, and get a clear and accurate response in return. That's the dream, isn't it? Is it just around the corner, or is it years away? Or is that vision embarrassingly misguided at its core? The very real humans who responded to our listener survey wanted to know where and how AI would be fitting into the analyst's toolkit, and, frankly, so do we! Maybe they (and you!) can fire up ol' Claude and ask it to analyze this episode with Juliana Jackson from the Standard Deviation podcast and Beyond the Mean Substack to find out! For complete show notes, including links to items mentioned in this episode and a transcript of the show, visit the show page.
The Buffett Indicator is a measure of the total market capitalization of publicly traded companies to the Gross Domestic Product (GDP). Warren Buffett called it "probably the best single measure of where valuations stand at any given moment". The Buffett Indicator has hit 2 times standard deviation for the 3rd time since 1950. Two times standard deviation is double the average value. This means the overall stock market is double the average value. Previously, the Buffett Indicator hit this level in 1969 and 2000. Both times the stock market had significant downside corrections (about 50%). This indicator is worth paying attention to. It demonstrates that the stock market is significantly over-valued. Downside market risk is elevated. How do you take advantage of future potential upside while protecting your downside? Annuities offer unlimited upside potential while guaranteeing the principle against loss. - This is the "Golden Era" of fixed assets. The best rates in 40+ years, insured with guarantees. - If you own an annuity 2+ years old, I strongly recommend comparing to the newer more profitable products. - Many of my clients are earning 2-10x increased returns annually than their previous annuity products! - Your Personal Bank policies are insured, with guarantees, income tax-free, highly liquid, and likely to increase returns for the next 5-10 years due to higher bond yields. - Fixed Index Annuities have the best upside potential in 40+ years with no downside market risk. The principle is guaranteed. Some offer signing bonuses up to 17+% with strong upside potential. - Guaranteed Lifetime Income is the highest in 40+ years. Some products offer up to 30% signing bonus. Other products offer up to 10% increased guaranteed lifetime income each year you defer.
Today's guest is Dr. Daniel Crosby, a leading psychologist and behavioral finance expert who helps individuals and organizations understand how our thoughts, emotions, and behaviors intersect with the markets—and ultimately, our sense of purpose. He serves as Chief Behavioral Officer at Orion Advisor Solutions and is the bestselling author of The Soul of Wealth: 50 Reflections on Money and Meaning. He's been recognized by AARP and Monster.com as a top financial thinker and is the host of the Standard Deviations podcast. Daniel was on the podcast back in 2020, and I'm thrilled to have him back on the podcast to explore how uncertainty continues to shape investor behavior and how political biases can derail sound investment decisions. We discuss the psychological toll of financial news overload, why tuning out the noise is essential, and the critical importance of focusing on the controllable aspects of wealth-building. In our conversation, you'll hear Daniel explain why wealth alone doesn't lead to fulfillment—and how retirees, despite having ultimate time freedom, often struggle with depression and a lack of direction. He shares the five facets of a flourishing life and offers a fresh lens on using fear as a spotlight for opportunity. Daniel's last appearance on the pod was fantastic, and I think this conversation is even better, so you won't want to miss it! GET A FREE COPY OF DANIEL CROSBY'S NEW BOOK, THE SOUL OF WEALTH: 50 REFLECTIONS ON MONEY AND MEANING Here's how: Step 1: Subscribe to the podcast and leave an honest rating & review on iTunes. Step 2: Text the word BOOK to 888-599-4491, and we'll send you a link to claim your free copy! In this podcast interview, you'll learn: Why uncertainty continues to drive market volatility—and how investors respond emotionally. How our political views can unconsciously distort our financial decisions. What to do when “too much time freedom” becomes a burden in retirement. How to identify and rewrite harmful financial scripts passed down from past generations. The five essential ingredients of a purpose-filled life after retirement. Why your relationship with money needs to evolve once you “have enough.” Show Notes: HowardBailey.com/515
Pomona Park "Do Not Disturb" Hudson Powder Company "Tennessee Lamb" - Crest Of Orange www.hudsonpowdercompany.com Dining Dead "Overture" - Is This A House? www.diningdead.comANFØRSYN "Fallen Angel" Starting Early "Bethesda" www.startingearlyofficial.com Glow And The Dark "Bright Eyes T-Shirt" Flesh Produce "It Gets Better" - Couch Slime IV***************************Hard Maybe "Palace" https://www.hardmaybe.band/Surprise Chef "Consulate Case" www.surprise-chef.comBrad 'Guitar' Wilson "Monterey" - The Californian www.bradwilsonlive.com Jennifer Lyn & The Groove Revival "Light The Fire" - Retrograde www.jlynandthegrooverevival.com Johnny Rawls "Rip Off The Bandage" - Make Them Dance www.johnnyrawlsblues.comEric Selby "Orbit" - Where You Born At? www.ericselby.comKatie Knipp "The Devil's Armchair" - Me www.katieknipp.comReverend Peyton's Big Damn Band "Are You Gonna Rise? (For LeVar) www.bigdamnband.com********************ALBUM FOCUS: Groove Africa www.putumayo.com Groove Africa is a genre-spanning collection of contemporary African sounds, with a strong emphasis on the vibrant Afrobeats scene of Nigeria and West Africa. Featuring 10 tracks by rising artists from across the continent—including Kenya, Guinea, Angola, and Ethiopia—the album captures a dynamic moment in global music culture. This release offers a curated glimpse into Africa's modern grooves, designed for both longtime fans and new listeners alike.Ricardo Lemvo & Makina Loca (Angola/Congo) "Simone CM"Cheikh Ibra Fam (Senegal) "Xam Xam" Amadeus (Senegal) "Fi ba leuz" ****************These artists are part of next month's Red Wing Roots Festival www.redwingroots.com Larry & Joe "Silver Lining" ft. Nelson Enchandía - Manos Panamericanos www.larryandjoe.com Donna The Buffalo "I Won't Be Looking Back" - Dance In The Street www.donnathebuffalo.com Eddie 9V "Back On My Feet"- Little Black Flies www.eddie9v.comThe Faux Paws "Fourth Decade" - s/t www.thefauxpawsmusic.com JP Harris "East Alabama" - JP Harris Is a Trash Fire www.ilovehonkytonk.com ******************Robert Thomas & The Sessionmen "Judge & Jury" - The Way We Roll www.robertthomasandthesessionmen.com Cole Quest & The City Pickers "7-11/Foggy Mountain Rock" - Self-[En]Titled www.colequest.com Suzie Brown "Bigger Bite" - Songs Worth Saving www.suziebrownsongs.com Carrie Elkin "Tilt-A-Whirl" - The Penny Collector www.carrieelkin.com Danny Schmidt "The Longest Way" - Standard Deviation www.dannyschmidt.com Tim Grimm "In The USA" - Bones Of Trees www.timgrimm.com *************************Closing music: Geoffrey Armes "Vrikshashana (The Tree)" - Spirit Dwelling Running time: 4 hours, 35 minutes I hold deed to this audio's usage, which is free to share with specific attribution, non-commercial and non-derivation rules.https://creativecommons.org/licenses/by-nc-nd/4.0/
In this episode of The Brand Called You, Dr. Cecilia Dones, data leader and AI ethics expert, on moving businesses from mystical AI hype to mastery — leveraging data responsibly, balancing automation with human touch, and empowering organizations to innovate ethically.00:33- About Cecilia DonesCecilia is the founder and Chief Data Officer of 3 Standard Deviations.
On Today's episode of Laugh Not To Cry, Jeremy congratulates Cody on his new promotion, the guys discuss dealing with coworkers, and Jeremy takes a walk down middle school memory lane!Follow the pod here: linktr.ee/laughnottocrySend the pod emails here: laughnottocry@gmail.com
In episode 90 of We Are, Marketing Happy, Jenny sits down with Hedy & Hopp's Director of Data & Technology, Mark Brandes, for a conversation that steps outside our usual healthcare marketing topics. Instead of pixels and campaigns, we're diving into mindset specifically, how it shows up in our industry through things like imposter syndrome.Mark shares insights from a podcast he loves, Standard Deviation, and discusses how reframing imposter syndrome as “manifestations” can help us move past feelings of inadequacy. From the pressure to be a perfectionist or expert to the fear of asking for help, this episode unpacks the invisible weight many marketers carry, especially as roles evolve to include data, privacy, and compliance. Jenny and Mark reflect on their own experiences and offer encouragement to anyone who's ever thought, “Why am I even in this room?” Spoiler alert: you absolutely belong there.Resources Standard Deviation Podcast EpisodeConnect with Mark:LinkedIn: https://www.linkedin.com/in/markbrandes/ Connect with Jenny:Email: jenny@hedyandhopp.comLinkedIn: https://www.linkedin.com/in/jennybristow/If you enjoyed this episode, we'd love to hear your feedback! Please consider leaving us a review on your preferred listening platform and sharing it with others.
Like in the Star Wars movie “The Phantom Menace”, the taxation of trade routes is leading to turmoil, including market turmoil. Bond and oil prices suggest the economy is about to abruptly slow down, following US President Donald Trump's sweeping tariff announcements. The hope is the rest of the world will quickly come and negotiate with Trump, and some are. But the largest bilateral trade relationship is between China and the United States. China has called his bluff, raising its tariff on US imports to 52%.Comparisons of indicators such as volatility ratios, deviations from averages and investor sentiment between today and previous flash crashes, all indicate high chances of the S&P 500 index being higher a year from now. But fundamentally, there's no way to know what things will look like a year from now. We expect US valuations to compress and valuations to expand, as foreign savings fund domestic growth in Europe and China.
Send us a textDaniel C. Jones has always been drawn to pedal steel guitar. In the early 1970s, he fell in love with the country rock scene at the time. What stuck out to him, though, wasn't the Nashville country scene – it was the alternative country scene.Jones loved the sound of performers such as Jerry Garcia, his project New Riders of the Purple Sage, and Peter E. Kleinow (or “Sneaky Pete”). In 1971, Jones's brother took him to see a performance of Garcia's most well-known band, The Grateful Dead. Waylon Jennings opened that night, joined by Ralph Mooney, pedal steel guitar player for Jennings's group the Waylors.Jones says the instrument called to him because its sound instantly captivated him. Throughout the 1970s, he steadily performed on the road full-time, but by the 1980s, he prioritized his education. He earned a BA in Music from Sonoma State University in California, an MM in Musicology/Music Theory at the University of Colorado (CU) Boulder in 1984, and a Ph.D in Musicology at CU Boulder in 1991.Jones taught musicology at CU Boulder for over twenty years before retiring after the fall 2019 semester. Throughout that time, he performed pedal steel guitar on the side, both by himself and with the instrumental group Standard Deviations.Now, Jones focuses entirely on playing, particularly embracing standards from the Great American Songbook. His original compositions and arrangements are all instrumental, so for him, it's important to find pieces that lie well in the instrument's range. Thank you for listening to The Mountain-Ear Podcast, featuring the news and culture from peak to peak!If you want to be featured in the podcast, contact the host at media@themountainear.com!SUBSCRIBE ONLINE and use the coupon code PODCAST for A 10% DISCOUNT for ALL NEW SUBSCRIBERS! Subscribe at https://www.themtnear.com/subscribe!You can find us online by visiting https://www.themtnear.com!Find us on Facebook @mtnear!Share this podcast around!! Scroll near the bottom of our website's homepage or visit the podcast's main hub at https://themtnearpodcast.buzzsprout.com!You can contact our editor at info@themountainear.com!Thank you for listening!
Episode 077: We live in a world where numbers rule—stacking up wealth, counting dollars, and chasing financial milestones. It's a common pitfall to equate money with happiness, as society frequently portrays financial success as the ultimate goal. While money can bring freedom and opportunity, it also reveals that as powerful as it is, it remains a tool, not a solution to all of life's challenges. In this episode, Kyle Van Pelt talks with Daniel Crosby, Chief Behavioral Officer at Orion Advisor Solutions, New York Times bestselling author, and the host of the Standard Deviations podcast. Daniel helps individuals and organizations thrive at the intersection of psychology and finance. His book, The Soul of Wealth, explores what wealth really is and provides practical suggestions for how to change your thinking and your actions in small, powerful ways. Daniel talks with Kyle about money, meaning, and the human side of wealth. Daniel dives deep into the often-overlooked aspects of wealth, the power of conscious spending, and the parallels between health and wealth. In this episode: (00:00) - Intro (02:05) - The Soul of Wealth (06:47) - Daniel's thoughts on donor-advised funds (09:58) - The burden of wealth (17:19) - Why the influencer culture is rooted in half-truths (24:19) - The parallels between health and wealth (31:34) - New changes to Daniel's podcast, Standard Deviations (36:07) - Milemarker Minute Key Takeaways Every dollar spent is a vote for the kind of world you want to live in. Achieving financial success can bring unexpected challenges like isolation, anxiety, and a loss of purpose. It's crucial to recognize that money is a tool, not a solution to all problems. Money and online influence can provide fleeting satisfaction, but they don't replace authentic human connection, purpose, or love. It's easy to fixate on achieving a specific financial goal or level of success. However, finding joy in the journey and focusing on the behavioral and relational aspects of life are equally important. Quotes "I'm always looking for ways to humanize wealth, budgeting, and investing. Understanding that the way you spend every dollar is a vote for the kind of world you want to live in." ~ Daniel Crosby "Money is easy to stack. Money is easy to count. Money is easy to quantify. Because it is all those things, we treat it as a proxy for happiness." ~ Daniel Crosby "The five facets of a meaningful life are fun and leisure, deep work, loving relationships, meaning, and advancement. Money is only exceptional at scratching one of these itches." ~ Daniel Crosby "The belief that money is a tool that solves every problem is so hard to shake because it is riddled with half-truths. Money can't buy us happiness outright, but it can buy us the absence of misery. Money can't buy us love, but it can buy us chocolate and roses. Money can't buy us purpose, but it can buy us time to reflect on the meaning of life." ~ Daniel Crosby Links Daniel Crosby on LinkedIn Orion Advisor Solutions The Soul of Wealth Standard Deviations Eric Clarke Neverwhere Connect with our hosts Milemarker.co Kyle on LinkedIn Jud on LinkedIn Subscribe and stay in touch Apple Podcasts Spotify YouTube Produce game-changing content with Turncast Turncast helps your company grow by producing top-quality content and fostering transformative conversations. We specialize in content generation, podcasting, digital strategy, and audience growth for fintech and financial services companies. Learn more at Turncast.com.
Reflecting on Money and Meaning – with Dr. Daniel Crosby On this episode we speak with psychologist, behavioral finance expert and New York Times best-selling author, Dr. Daniel Crosby. Dr. Crosby is the Chief Behavioral Officer at Orion Advisor Solutions, host of the Standard Deviations podcast, and author of numerous books on the psychology of money, investing and wealth including The Behavioral Investor and The Soul of Wealth: 50 Reflections on Money and Meaning. We talk about what prompted Dr. Crosby to pivot from clinical psychology to behavioral finance, how ChatGPT helped him write The Soul of Wealth, which chapters in the book are most meaningful to him, and what his two life goals are. For more information: Find Dr. Daniel Crosby on LinkedIn The Soul of Wealth
Today on the podcast, we welcome back Dr. Daniel Crosby. Daniel is the author of a new book called The Soul of Wealth: 50 Reflections on Money and Meaning. Daniel is the chief behavioral officer at Orion Advisor Solutions. In addition to The Soul of Money, Daniel has written several other books on behavioral finance, including The Behavioral Investor, The Laws of Wealth: Psychology and the Secret to Investor Success, and You're Not That Great. Daniel also hosts his own podcast called Standard Deviations. He received his Bachelor of Science degree and PhD in Psychology, both from Brigham Young University.BackgroundBio“Daniel Crosby: ‘If You're Excited About It, It's Probably a Bad Idea,'” The Long View podcast, Morningstar.com, Aug. 31, 2021.Books:The Soul of Wealth: 50 Reflections on Money and MeaningThe Behavioral Investor: The Art and Science of Investment ManagementThe Laws of Wealth: Psychology and the Secret to Investing SuccessYou're Not That GreatStandard Deviations podcastMoney and Happiness“High Income Improves Evaluation of Life but Not Emotional Well-Being,” by Daniel Kahneman and Angus Deaton, Psychological and Cognitive Sciences, Aug. 4, 2010.“Income and Emotional Well-Being: A Conflict Resolved,” by Daniel Kahneman, Matthew Killingsworth, and Barbara Mellers, Psychological and Cognitive Sciences, Nov. 29, 2022.OtherThe Creative Act: A Way of Being, by Rick Rubin“Michael Finke: Here's What Makes Retirees Happy,” The Long View podcast, Morningstar.com, Oct. 2, 2019.Martin SeligmanDaniel Crosby on X
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This week, "Wealth Actually" meets "THE SOUL OF WEALTH" as I speak with DR. DANIEL CROSBY, Ph.D. about his new book. https://www.amazon.com/Soul-Wealth-reflections-money-meaning-ebook/dp/B0CP625K99 https://youtu.be/Y6dUcW_eQW4 Outline (Soul of Wealth) -Behavioral Finance-Issues with the "research"-Building consensus around money decisions-How our brains trick us into faulty wealth processes-Teaching people to stretch the time horizon of their planning Biography Educated at Brigham Young and Emory Universities, Dr. Daniel Crosby is a psychologist and behavioral finance expert who helps organizations understand the intersection of mind and markets. As a leading voice on the impact of behavioral finance, "The Soul of Wealth" isn't Daniel's only writing. Dr. Crosby's first book, Personal Benchmark: Integrating Behavioral Finance and Investment Management, was a New York Times bestseller. His second book, The Laws of Wealth, was named the best investment book of 2017 by the Axiom Business Book Awards and has been translated into Japanese, Chinese, Vietnamese and German. His latest work, The Behavioral Investor, is an in-depth look at how sociology, psychology and neurology all impact investment decision-making. Finally, Daniel publishes the highly respected Standard Deviations podcast- where you can find his personal thoughts on financial psychology and interviews with experts in the wealth management and psychology fields. Money - The Soul of Wealth Daniel's book presents 50 short essays which explore what wealth really is and provides practical suggestions for how to change your thinking and your actions in small, powerful ways, for a wealthier life. Soul of Wealth Topics: How you spend your money reveals your values. That money can buy happiness if spent well. What makes a good financial plan. Why willpower is overrated. How to master delayed gratification for the ultimate wealth hack. Why anything worth doing carries some risk. Contacts: @DANIELCROSBY TWITTER STANDARD DEVIATIONS PODCAST Behavioral Scientist, Brian Portnoy on the 100th Episode of "Wealth Actually" https://www.amazon.com/Wealth-Actually-Intelligent-Decision-Making-1-ebook/dp/B07FPQJJQT/
Join me for a look at CBCT and its use in the diagnosis of the transverse problem, and if it offers the solution to the debated topic. The podcast is based on a lecture by Chun Hsi Chung at this year's AAO and appraises established methods of assessment, the Curve of Wilson and the WALA ridge line through the lens of a CBCT, as well as how to use a CBCT to assess the maxilla and mandible, which although revealed an ideal measurement, may not be telling the full story. What is ideal? inclination Curve of Wilson – CBCT study Vertical distance buccal and lingual cusp, 1mm vertical difference Buccal inclination upper 5 degrees Alkhatib 2017 Lingual inclination lower 12 degrees Alkhatib 2017 Andrews WALA ridge 2000 Bucco-lingual distance from crown ( FA point) to the most prominent portion of mandibular buccal alveolar bone (coincident with mucogingival junction) Hypothesised teeth over the basal bone , Glass 2019 1st molar = 2mm Ideal mandibular intermolar width FA – FA = WALA-WALA distance minus 4mm Normal width CBCT CBCT age 13 N = 79 Miner 2012 Maxilla slightly smaller mid point molar root on lingual bone -1.22 +/- 2.91mm CBCT Age 22.7 years Koo 2017 Measure CoR furcation 1st molar Mx – Mn = -0.39+/- 1.87mm CBCT 56 adults normal occlusion Lee 2022 PENN STUDY Buccal – buccal on crestal bone, furcation, 6s Lingual – lingual crestal furcation 6s Reliable reading on lingual aspect – buccal shelf bone prevents reliable readings Maxilla narrower than mandible -1 +/- 3mm Previous literature Tamburrino 2010 describes 5mm cortical plate level of furcation buccal aspect, however Lee 2022 showed for males 1.1mm +/- 4.5mm and 1.6mm +/- 2.9mm Without cbct can transverse diagnosis occur? Models = lingual surface at furcation level (4mm vertical below gingival margin) maxillary width slightly narrower than mandible -2+/- 3mm Issue with CBCT for diagnosis Standard Deviation is large = +/- 3mm, range from -4mm-+2mm falls into SD Issue with study model transverse analysis from 4mm at the gingiva Not validated
A warm welcome to our new SPND20 guest @salome
The first book guest of the new series of Weirdos Book Club is Standard Deviation by Katherine Heiny.Sara and Cariad are joined by actor and friend, Roisin Conaty to discuss second wives, friendships with exes, infidelity, guilt, autism, silk shirts, origami and turkey. Thank you for reading with us. We like reading with you! Standard Deviation by Katherine Heiny is available to buy here or on Apple Books here.You can find Roisin on Instagram: @roisinconaty1Sara's debut novel Weirdo is published by Faber & Faber and is available to buy here.Cariad's book You Are Not Alone is published by Bloomsbury and is available to buy here.Cariad's children's book The Christmas Wish-tastrophe is available to pre-order now.Follow Sara & Cariad's Weirdos Book Club on Instagram @saraandcariadsweirdosbookclub and Twitter @weirdosbookclub Recorded by Naomi Parnell and edited by Aniya Das for Plosive.Artwork by Welcome Studio. Hosted on Acast. See acast.com/privacy for more information.
This week, Jax and CrushU talk about where to stay up to date on recommended builds and when to deviate from them, then they answer a few listener questions! Keep those questions coming to thefourwardspodcast@gmail.com so we can answer them on the show! We NEED more questions! WE'RE super LOW!!! Sponsors: We don't have any right now! If you represent a brand and want to sponsor the podcast, send us an email, we'll get you talking to the right people. ---- Please continue to support the podcast by reviewing us on
Welcome to nohacks.show, a weekly podcast where smart people talk to you about better online experiences! Today, I'm excited to welcome back Juliana Jackson, Associate Director of Data and Digital Experience, EMEA at MediaMonks and co-host of the amazing and wildly popular Standard Deviation podcast.In this not-so-structured episode, we delve into AI customer voice analysis, exploring how sentiment and semantic analysis can transform understanding customer feedback. Juliana also shares her personal journey, from selling internet over the phone in Romania to becoming a digital experience expert. We then discuss the importance of segmentation, the differences between Android and iOS users, and how curiosity and continuous learning drive career growth.Juliana's insights and inspirational stories offer valuable lessons for anyone looking to stay relevant in the digital world. Don't miss her advice on embracing failure, pushing boundaries, and following your passions.Links:Juliana's LinkedInJuliana's blogMedia.Monks---Tune in for a fun conversation and don't forget to rate and review the episode!nohacks.showYouTubeLinkedInEpisode intro/outro music by Josh Silverbauer (LinkedIn, Analyrical YouTube) and Jacon Packer (LinkedIn, Quantable Analytics)
In this episode, Ryan Burklo and Alex Collins discuss alternative investments and whether or not they are suitable for individual investors. They define alternative investments as those that do not fall into traditional categories like stocks, bonds, and cash. The hosts explain the concepts of correlation and standard deviation and how they relate to risk and diversification. They emphasize the importance of having a solid financial foundation, including an emergency fund, income protection, and liquidity, before considering alternative investments. The episode concludes with a reminder to prioritize balance sheet management before making investment choices. To learn more about Quantified Financial Partners, please visit our website www.beerandmoney.net Takeaways Alternative investments are investment vehicles that do not fall into traditional categories like stocks, bonds, and cash. Understanding correlation and standard deviation is crucial for assessing the risk and diversification potential of alternative investments. Before investing in alternative investments, it is important to have a solid financial foundation, including an emergency fund, income protection, and liquidity. Net worth and accredited investor status may impact access to certain alternative investments. Chapters 00:00 Introduction and Beer of the Day 00:36 Definition of Alternative Investments 04:07 Correlation and Standard Deviation 05:26 Benefits of Negative Correlation 07:10 Understanding Risk and Standard Deviation 09:18 Considerations Before Investing in Alternative Investments 10:25 Importance of Emergency Fund 11:10 Protection of Income 12:01 Liquidity and Access to Money 13:48 Net Worth and Accredited Investor Status 15:06 Alternative Investments and Balance Sheet 21:42 Access to Alternative Investments 23:33 Question of the Day and Conclusion
Katherine Heiny has traveled one of the more interesting and bonkers roads into publishing we've heard in a while. She was published by The New Yorker at the incredible age of 25. Praised as a prodigy, her work appeared in an anthology alongside Alice Munro, Raymond Carver and Ann Beattie. And then she disappeared. She popped back up two decades later when she published her first story collection, Single, Carefree, Mellow – followed by two novels, Early Morning Riser and Standard Deviation, and now she's back with another story collection. In those intervening years, she married a former spy, wrote 25 young adult books under a pen name, and emerged the hilarious and gut-punching writer she is today. Games & Rituals came out last year. Katherine joins Marrie Stone to talk about the collection, what writing YA brought to her fiction, the situation versus the story and finding the aboutness of your story, what the short story form allows her to do that the novel does not, how to weave backstory into your short stories, fictionalizing real life events, Katherine's thoughts about publishing and so much more. For more information on Writers on Writing and extra writing perks, visit our Patreon page. To listen to past interviews, visit our website. You can also support the show by buying books at our bookstore on bookshop.org. We've stocked it with titles from our guests, as well as some of our personal favorites. You'll support independent bookstores and our show by purchasing through the store. Finally, on Spotify you can listen to an album's worth of typewriter music like what you hear on the show. Look for the artist, Just My Type. Email the show at writersonwritingpodcast@gmail.com. We love to hear from our listeners. (Recorded on March 20, 2024) Host: Barbara DeMarco-Barrett Host: Marrie Stone Music and sound editing: Travis Barrett (Stream his music on Spotify, Apple Music, Etc.)
Episode 185 NPTEFF Standard Deviation Question
Tune in to hear:What strategy did Alexander the Great use to overtake Tyre in 332 BC? Why did this military victory leave Alexander feeling more grief stricken than triumphant in the end?Why did Hephaestion's death mark a turning point for the Macedonian Empire?What are “The Top Five Regrets of the Dying?”What makes up Martin Seligman's “PERMA” model of well-being and how can we apply this in our own lives?LinksThe Soul of WealthConnect with UsMeet Dr. Daniel CrosbyCheck Out All of Orion's PodcastsPower Your Growth with OrionCompliance Code: 0275-OAS-2/5/2024
Tune in to hear:- Why will AI, automation and algorithms likely lead to an increased in human centered connection in the financial services industry and beyond?- What is one of Thomas Hobbes' most famous remarks and how do people take it out of context?- Why loneliness has far reaching implications for longevity that exceed even obesity.- How did Volvo make their cars more safe for women in particular?- How did France address the problem of people peeing in their metro stations?- How have behavioral scientist addressed the problem of poor hand washing compliance among children in India and Africa?- What are some small things advisors can do in their practice that has an outsized effect?https://orion.com/behavioral-financeCompliance Code:
Tune in to hear:- Why do only 13% of American millionaires describe themselves as wealthy? Why don't we recognize our abundance for what it is?- What is wealth confidence and what are its broader implications within portfolio management?- Wealth confidence is definitely somewhat correlated with portfolio performance, but why is net worth alone not a sufficient measure for one's wealth confidence?- Is there a sense in which $1,000,000 doesn't actually get you that far with the rapidly increasing costs of living an upper-middle class lifestyle?- When there's a disconnect between composure and capacity, should you accommodate the personality preference, the facts on the ground or land somewhere in the middle?- If we want to be content and confident with our money, what type of environment should we cultivate for ourselves from a social comparison standpoint?- Does Anthony have any other practical takeaways from his research for those looking to increase their wealth confidence?https://www.td.com/behaviouralfinanceCompliance Code: Code: 3239-OAS-12/5/2023
Tune in to hear:- What is all weather investing and what are its behavioral underpinnings?- Does Eric strategically rebalance the all weather portfolios or are the allocations fairly static? If they are dynamic, what signals do they look for when making a change?- What is the trend-oriented global macro program that Eric implements?- How can one strike a balance between the realities of trying to sell product, run a business and make their clients happy with this very measured, all weather approach?- Why do alts often fall short of their promise and how does Eric strive to be very different in his approach to alternative investments? - Eric thinks that markets and trend can be a canary in the coal mine for larger events. How does he think this plays out broadly and on a more granular level?- Why led Eric to using a very systematic approach to investing?- Eric describes himself as a bit pessimistic - what steps does he put in place to help him overcome this pessimism when considering allocations?- Many experts think that a classic 60/40 model might not best serve us going forward. What has caused them to question something with such a long and successful track record and what would it take for them to change their minds about this?Compliance Code: 2985-OAS-11/1/2023https://www.standpointfunds.com
In which we have grown to love Adam Pollina; the Vanisher is delightfully awful; Ekaterina Gryaznova gets a new look; Domino rejoins X-Force; superheroes actually have a conversation instead of fighting; Cannonball rejoins X-Force; we don't even remember recording this one; and something cool is coming (stay tuned).
Robert Leonard chats with Daniel Crosby about behavioral finance, the psychology of money, Daniel's most important money lessons after studying countless investors, common misconceptions about money, and much, much more!IN THIS EPISODE, YOU'LL LEARN:00:00 - Intro02:42 - What behavioral finance is and why behavioral finance has a big impact on one's success as an investor.06:22 - Daniel's most important money lessons and why investors need to get them right.11:03 - Whether money can buy happiness or not.23:44 - Daniel's framework on whether you should pick individual stocks in your portfolio, or just invest in low-cost index funds.29:37 - Why stock picking can be very difficult for individual investors.And much, much more!*Disclaimer: Slight timestamp discrepancies may occur due to podcast platform differences.BOOKS AND RESOURCESDaniel Crosby's podcast Standard Deviations.Daniel Crosby's book The Laws of Wealth.Daniel Crosby's book Behavioral Investor.Daniel Crosby's book You're Not That Great.Related Episode: Listen to MI230: Buffett Indicator Says Stock Market is Overvalued w/ Lance Roberts, or watch the video.NEW TO THE SHOW?Check out our Millennial Investing Starter Packs.Browse through all our episodes (complete with transcripts) here.Try Robert's favorite tool for picking stock winners and managing our portfolios: TIP Finance.Enjoy exclusive perks from our favorite Apps and Services.Stay up-to-date on financial markets and investing strategies through our daily newsletter, We Study Markets.Learn how to better start, manage, and grow your business with the best business podcasts.P.S The Investor's Podcast Network is excited to launch a subreddit devoted to our fans in discussing financial markets, stock picks, questions for our hosts, and much more! Join our subreddit r/TheInvestorsPodcast today!SPONSORSGet a FREE audiobook from Audible.Learn how Principal Financial can help you find the right benefits and retirement plan for your team today.Your home might be worth more than you think. Earn extra money today with Airbnb.Get a customized solution for all of your KPIs in one efficient system with one source of truth. Download NetSuite's popular KPI Checklist, designed to give you consistently excellent performance for free.Shape and flex your home loans how you want with Athena. Join the thousands of Aussies taking control of their mortgage today.Enjoy an all-in-one personal finance app that gives you a comprehensive view of all your accounts, investments, transactions, cash flow, net worth, and more, with Monarch Money. Get an extended thirty-day free trial today.Be confident that you'll be small businessing at your best with support designed to help you reach your goals. Book an appointment with a TD Small Business Specialist today.Invest in the same paintings available to billionaires, at a more accessible price point with Masterworks.Support our free podcast by supporting our sponsors.Connect with Daniel: Website | TwitterConnect with Robert: Website | Twitter | InstagramSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.