Podcasts about 18b

In this episode, Sai breaks down why he deliberately chose a services business over pure SaaS, how a human-in-the-loop model creates a defensible moat in a world increasingly disrupted by Claude and ChatGPT, and why acquiring books of business from retiring CPAs is one of the most underrated go-to-market strategies nobody is talking about. He also shares the three categories of SaaS he believes will survive the AI disruption — and why everything else is in serious trouble.If you're building in a high-stakes industry or trying to compete where trust is currency, this episode is essential listening.Key Takeaways4:12 – Guest intro: Sai Dhanak — two exits, four patents, from Caribou to Latch to Deduction4:33 – What shipping early and obsessing over design taught Sai about building products people want5:35 – The connecting thread across cybersecurity, IoT, and service design patents7:00 – Seven years at Latch: What going from seed to IPO really teaches you about scale7:45 – "More money, more problems" — why lean is a feature, not a constraint8:28 – The compounding risk of bad hires at scale8:57 – What Deduction actually does: AI-native H&R Block for a fraction of the price9:33 – Real-time example: How Sai's wife emailed a charitable donation to the AI agent mid-year12:38 – The deliberate bet on services over pure SaaS — and why it was the right call14:07 – The AI SaaSpocalypse: Three types of SaaS that will survive disruption16:27 – How the human-in-the-loop model works operationally (Deduction OS)20:04 – Why Sai left Latch right after the IPO — the mental playbook he was building22:00 – The co-founder advantage: Moving faster because you already trust each other23:33 – The fractional-to-full-time hiring model that built the team efficiently25:17 – The critical fork in the road: Full-stack tax firm vs. selling software to accountants28:00 – Why the B2B SaaS tax market is flooded and the personal accountant market is fragmented29:20 – The personal accountant market: 18B, fragmented, no dominant player except H&R Block32:00 – Why TurboTax and DIY tax software are getting eaten by ChatGPT and Claude30:00 – Email as the primary channel: The internal debate and why async won31:24 – Why email is more enduring than it looks — even for Gen Z32:23 – The trust premium of human touch in an increasingly AI world36:15 – The onboarding call insight: 15 minutes with a human = customers happily working with AI37:57 – Acquiring books of business from retiring CPAs as a go-to-market engine40:57 – The referral flywheel: Emailing taylor@deduction.com directly, no app required41:25 – What Sai would do differently: Start acquiring firms sooner; build partnerships earlier43:40 – Flat architecture, "everyone is a builder," and why the 1-person company is the wrong aspiration45:36 – The most fulfilling part of building a company is always the people46:10 – The question every founder should be asking: Do you love this problem enough to work on it for 10 years?Tweetable Quotes"The most interesting opportunity in the AI era isn't building tools that replace humans. It's building businesses that use AI to make humans dramatically better — while keeping the one thing AI can't provide: trust." — Jeff Mains"AI can process the data. But it can't sign its name to it. Can't sit across from a client and take the blame when things go wrong. That's still you." — Jeff Mains"The intelligence of AI with the trust of a human. That's Deduction." — Sai Dhanak"In an ever-increasingly AI world, the human touch will have an ever-increasing premium." — Sai Dhanak"People don't want to sit in front of a chat box doing their taxes. The whole point of having an accountant is so you can go do something else." — Sai Dhanak"More money, more problems. When you're lean and scrappy, you stay focused. Raise too much capital and focus becomes exponentially harder." — Sai Dhanak"Do you love this problem enough to still be working on it in 10 years? Not the trend — the problem." — Sai Dhanak"Every founder, when asked what the highlight was, says the same thing: bringing on amazing people who are now my friends." — Sai Dhanak"Trends fade. Trust doesn't." — Jeff MainsSaaS Leadership Lessons1. The three types of SaaS that survive AI disruption Sai identified a clear framework early: the only SaaS that holds value long-term are (1) businesses with hardcore integration moats you can't vibe-code (like Stripe), (2) ledgers and systems of record that are structurally difficult to disrupt, and (3) anything that requires a human liability backstop. If your SaaS doesn't fit one of those three, it's at risk.2. The human in the loop is a competitive moat, not a limitation Rather than chasing full automation, Deduction deliberately built a model where licensed tax professionals review, verify, and sign off on AI-generated work. That signature requirement — mandated by the IRS — is baked-in defensibility. In high-stakes industries, the human backstop isn't a workaround. It's the whole product.3. Ship early, obsess over design Going back to his first company, Caribou (sold to Mattel), Sai learned two lessons that still guide him: launch before you're ready to get real feedback fast, and invest heavily in design and experience. In an AI world where anyone can build anything, experience is what differentiates.4. Lean is a feature, not a constraint After watching Latch raise hundreds of millions of dollars and experience the chaos that came with it, Sai deliberately built Deduction as a lean, flat organization. The goal isn't a one-person billion-dollar company — it's high margins with a small team that can move fast, maintain quality, and stay culturally tight. Every hire matters exponentially more in a small company.5. Choose your channel based on operational reality, not trend The decision to lead with email over chat or SMS wasn't a legacy move — it was a strategic one. Email's async nature gave Deduction manageable response windows as an early-stage company while also matching the customer expectation: "I hired an accountant so I don't have to sit and do this myself." Build for your operational reality first, then open faster channels as you can guarantee the experience.6. Acquire instead of just acquiring customers One of Deduction's most powerful go-to-market moves is buying books of business from retiring CPAs. The market for small accounting firms is fragmented and surprisingly liquid — entire websites are dedicated to the sale of these practices. Instead of competing cold for customers, Deduction inherits trusted relationships already built. It's an asymmetric growth lever that most founders never consider.Guest Resourcessai@deduction.comhttps://deduction.com/www.linkedin.com/in/saayujhttps://x.com/SaiDhanakEpisode SponsorThe Futureproof Series - https://www.youtube.com/playlist?list=PLfkXKUPZ5xuOqMPR7_gzGybncTtavyR1NThe Captain's KeysSmall Fish, Big Pond – https://smallfishbigpond.com/ Use the promo code ‘SaaSFuel'Champion Leadership Group – https://championleadership.com/https://jeffmains.com/books/SaaS Fuel ResourcesWebsite - https://championleadership.com/Jeff Mains on LinkedIn - https://www.linkedin.com/in/jeffkmains/Twitter - https://twitter.com/jeffkmainsFacebook - https://www.facebook.com/thesaasguy/Instagram - https://instagram.com/jeffkmains

Texas property taxes keep rising despite billions in state relief. In this episode of The Right Idea, Derek Cohen sits down with James Quintero, Policy Director at the Texas Public Policy Foundation, to break down why relief isn't enough and what real reform looks like.They discuss local spending limits, the sales tax swap idea, voter-driven tax cuts, the “Death Star Bill” (Texas Regulatory Consistency Act), and how to rein in runaway local government spending in cities like Austin.Key topics covered:* Why property taxes continue climbing despite $18B+ in cuts* Local spending caps tied to population + inflation* Sales tax for property tax swap proposal* Allowing voters to directly cut tax rates via referendum* Expanding the Death Star Bill / field preemption* Fixing deceptive local tax ballot languageTimestamps:* 00:08 – Welcome & Introduction* 00:44 – Hot Take: How to Beat the Texas Heat* 02:51 – The History of Property Tax “Reform” in Texas* 06:10 – Relief vs. Real Reform: Why Billions Haven't Fixed the Problem* 10:02 – Rep. Cody Vasut on Local Spending Limits* 10:56 – Why Texas Needs Local Government Spending Caps* 12:53 – Austin's Out-of-Control Priorities* 15:47 – Rep. Jeff Barry on the Sales Tax Swap for Property Taxes* 22:22 – Voter Power: Tax Cut Elections & Referendums* 29:54 – The “Death Star Bill” (Texas Regulatory Consistency Act) Explained* 33:01 – Enforcement Challenges & Next Steps* 36:55 – Expanding Field Preemption* 38:18 – Closing ThoughtsIf you're a Texas homeowner tired of rising property taxes, this episode gives you the clearest picture yet of the solutions on the table for the next legislative session.

It's Eric and Torrey, and we are joined by our friend Andre, HEYYYY!! It's episode 18B. A bonus episode where we'll be doing our own mock draft using round 1 of last week's NHL Entry Draft and other rounds for our goalies. We'll also be diving into NHL Free Agency, as by the time this episode drops, we'll be well into shaking our heads at how much a variety of players have been paid. Eric Mock Draft Picks: 1. Chase Reid D 2. Viggo Bjorck C 3. Brady Knowling G 4. Keaton Verhoff D 5. Nikita Klepov RW 6. Oscar Hemming LW Andre Picks: 1. Caleb Malhotra C 2. Wyatt Cullen LW 3. Gleb Pugachyov RW 4. Albert Smits D 5. Maxim Sokolovskii D 6. Danai Shaiikov G Torrey Picks: 1. Gavin Mckenna LW 2. Ivar Stenberg RW 3. Ethan Belchetz LW 4. Carson Carels D 5. Daxon Rudolph D 6. Tobias Trejbal G You can catch Andre on Our Local Establishment @OLEPodcasts You can catch Torrey and Eric weekly on the Nattering With E and VGM Networks, where you get your pod

Spy Ninjas Entertainment is a creator-led media company based in Las Vegas, and is home to Spy Ninjas, the longest-running serialized narrative show on YouTube, which has 47M+ subscribers and 18B lifetime views since its launch in 2018. Founded by creators and entrepreneurs Chad Wild Clay and Vy Qwaint, the company recently announced it is investing $25M into its content pipeline and production capabilities, and aims to hire 50 new employees this year. Shelly Soriano is President of Spy Ninjas Studios, part of the creator-led media company, Spy Ninjas Entertainment, which reaches tens of millions of fans, anchored by its eponymous flagship original family entertainment franchise. Spy Ninjas is the longest-running, serialized narrative show on YouTube. With a career rooted in building and scaling digitally native companies, Soriano has transformed emerging brands into breakout businesses through new platforms and content formats, strategic acquisitions, and high-impact partnerships. As COO for Jubilee Media, she helped drive accelerated company growth through collaborations with top brands such as Amazon, Google, Netflix, Spotify, and McDonalds, and original premium content, including the launch of the viral internet series Surrounded.

Political spam texts are flooding phones at scale—and the data shows it's overwhelmingly a Democratic problem, running 3-4X Republican spending on SMS fundraising since 2008. This week breaks down the loopholes that make it legal (peer-to-peer "technology," snowshoeing across thousands of numbers, political speech exemptions) and the burn-and-churn vendor model that profits 7-15% off every dollar raised, no matter how much trust it burns. Plus a look at PACSpam.org, a new tool that lets you paste in a spam text, trace the UTM parameters and ActBlue links back to the vendor and PAC behind it, and log it to a public database. Plus: Giving USA 2025 numbers are in. Total US charitable giving hit a record $617B (a 3% inflation-adjusted bump), bequests jumped 17% signaling the great wealth transfer, and a handful of mega-donors accounted for nearly $18B of $19.2B in mega-gifts.

Political spam texts are flooding phones at scale—and the data shows it’s overwhelmingly a Democratic problem, running 3-4X Republican spending on SMS fundraising since 2008. This week breaks down the loopholes that make it legal (peer-to-peer “technology,” snowshoeing across thousands of numbers, political speech exemptions) and the burn-and-churn vendor model that profits 7-15% off every dollar raised, no matter how much trust it burns. Plus a look at PACSpam.org, a new tool that lets you paste in a spam text, trace the UTM parameters and ActBlue links back to the vendor and PAC behind it, and log it to a public database. Plus: Giving USA 2025 numbers are in. Total US charitable giving hit a record $617B (a 3% inflation-adjusted bump), bequests jumped 17% signaling the great wealth transfer, and a handful of mega-donors accounted for nearly $18B of $19.2B in mega-gifts. -------- NonprofitNewsfeed.com Summary of hundreds of news sources.The post Spam Texts, Scam PACs, and the Burn-and-Churn Fundraising Machine (news) first appeared on Nonprofit News Feed.

On this week's show special guest co-host Rob Joyce joins Patrick Gray and James Wilson to discuss the week's cybersecurity news. Rob served as an advisor to Donald Trump during his first term as president and also served at NSA for 34 years. While at the agency, Joyce led Tailored Access Operations (TAO), and later became NSA's Director of Cybersecurity. They cover: The surprisingly well done Fortibleed campaign Stolen Klue OAuth tokens lead to Salesforce data theft OpenAI wants to patch the planet runZero gets acquired by Accenture, congrats HD Moore! Much, much more! This episode is also available on YouTube. Show notes FortiBleed campaign used custom FortiGate sniffer to steal credentials | BleepingComputer FortiBleed: Fortinet device credential compromise expands into broader credential-attack guidance | unit42.paloaltonetworks.com Cybercriminals allegedly hacked tens of thousands of Fortinet firewalls used by major companies all over the world | TechCrunch Security Klue OAuth breach linked to 'Icarus' Salesforce data theft attacks | BleepingComputer Polymarket (@Polymarket) on X | X (formerly Twitter) The Korean telecom giant at the center of Anthropic's Mythos controversy | wrd.cm Beyond Fable: Can a Local LLM Replace Cloud AI for Security Code Reviews - SRLabs Research | SRLabs OpenAI Launches Full-Scale Effort to Patch Open-Source Bugs as It Takes on Anthropic's Mythos | wired.com Sponsored: Trail of Bits and OpenAI patch the planet | Risky Bulletin Intel agencies: Frontier AI models will reshape cybersecurity faster than expected | cyberscoop.com Embedding Forbidden Text in Spyware to Discourage AI Analysis | Schneier on Security A new unpatchable flaw in Apple chips opens the door to an iPhone jailbreak | TechCrunch Security USB worm spreads crypto-stealing malware via Windows shortcut files | BleepingComputer Android verification is coming: Google confirms timeline and supported app stores | Ars Technica California water utility probes breach claim by Iran-linked actor | Cybersecurity Dive Suspected cyberattack triggers false emergency alerts across parts of Brazil | The Record Tesco moving 40,000 server workloads off VMware amid Broadcom's "abusive conduct" | Ars Technica Trump directs federal agencies to protect US data from quantum threats | therecord.media Accenture shells out $4.18B on three companies in big industrial cybersecurity push | cyberscoop.com

The Information's Anissa Gardizy talks with TITV Host Akash Pasricha about OpenAI's $18B chip snag. We also talk with Aaron Holmes about Microsoft's Copilot updated strategy and UpperEdge's Adam Mansfield about ServiceNow's enterprise friction. Lastly, we get into the Elon Musk trial with Rocket Drew, Martin Peers, and Nick Wingfield.Articles discussed on this episode: https://www.theinformation.com/newsletters/applied-ai/microsoft-cuts-copilot-bloathttps://www.theinformation.com/articles/openais-ai-chip-deal-broadcom-hits-18-billion-financing-snagSubscribe: YouTube: https://www.youtube.com/@theinformation The Information: https://www.theinformation.com/subscribe_hSign up for the AI Agenda newsletter: https://www.theinformation.com/features/ai-agendaTITV airs weekdays on YouTube, X and LinkedIn at 10AM PT / 1PM ET. Or check us out wherever you get your podcasts.Follow us:X: https://x.com/theinformationIG: https://www.instagram.com/theinformation/TikTok: https://www.tiktok.com/@titv.theinformationLinkedIn: https://www.linkedin.com/company/theinformation/Chapters: 00:00 - Introduction 01:13 - DeepSeek Plans $7B Funding Round 03:00 - OpenAI's Broadcom Chip Deal Hits $18B Snag 11:22 - Microsoft Cuts Copilot Bloat and Hikes GitHub Prices 16:34 - ServiceNow Conference: Enterprise Buyers Seek ROI 30:39 - Elon Musk v. OpenAI Trial: Board Depositions Played 34:23 - The Editor's Cut: Who is Winning the Legal War?

Vishal Verma's family office has been operating out of Silicon Valley for over thirty years. His father arrived from India in 1977 with eight dollars in his pocket, worked as a rocket scientist, and eventually became an entrepreneur and venture capitalist. The family formalized their office in the late nineties with early LP positions in Sequoia Fund IX and Kleiner Perkins. Today Vishal manages a portfolio split across twenty-one venture capital firms and twenty-eight direct co-investments in generational companies including Anthropic, Wiz, Stripe, and xAI.In this episode, Prashant and Vishal go deep on how a thirty-year family office actually thinks about venture capital — the vintage strategy, the concentration framework, the Anthropic bet, and why most of what you hear about the first mover advantage is wrong.⭐ Sponsored by Podcast10x - Podcasting agency for VCs - https://podcast10x.comWe talk about -– The family origin story: $8 at the border to Silicon Valley– Portfolio construction: 70/30 public to private– The vintage strategy: why you have to be at every party– Three concentrations reshaping the VC ecosystem– The Anthropic investment at $18B valuation– AI vs crypto: behavioral change is everything– Bigger funds not returning DPI is hogwash– Emerging managers: what actually earns a check– DPI reality and the IPO bottleneck– Why family offices exist and what banks can't doTimestamps:(00:00) -Preview(01:40) - Introduction to Vishal Verma and His Family's VC Legacy(03:39) - The Family Office Origin Story: From India to Silicon Valley(06:57) - Challenges and Triumphs of Early Indian-American Entrepreneurs(08:56) - Why the Indian-American Community Thrives: Hard Work, Education, and Family(10:22) - Portfolio Construction and the First Investment in Sequoia(14:15) - The Rationale Behind a 30% Allocation to Venture Capital(17:22) - How Shorter Fundraising Cycles Have Changed LP Strategy(22:25) - The Differentiator for Top-Tier VC Funds(24:34) - Understanding the "Concentration" of Returns, Capital, and Founders in VC(28:08) - Do Bigger Funds Actually Lead to Shrinking Returns?(30:17) - The "Mafias" of Silicon Valley and Their Role in Deal Flow(32:32) - The Investment Thesis for Anthropic at an $18B Valuation(36:55) - AI vs. Crypto: The Critical Difference of Behavioral Change(39:15) - First-Mover vs. Best-to-Market: Lessons from Tech History(40:32) - The Reality of Stretched DPI and Liquidity Challenges(41:35) - The Rise of "Megacorns" and the Upcoming IPO Wave(44:34) - AI Investing: When Does Conviction Become Overexposure?(48:38) - Public Market Strategy: A Tech-Heavy Portfolio(52:50) - ConclusionLinks:Edgewood Ventures - https://www.edgewoodvp.com/Connect with Vishal Verma - https://www.linkedin.com/in/vishal-verma-551327Connect with Prashant: https://linkedin.com/in/choubeysahabSubscribe to VC10X newsletter - ⁠https://vc10x.beehiiv.com⁠Subscribe on YouTube - ⁠https://youtube.com/@VC10X ⁠Subscribe on Apple Podcasts - ⁠https://podcasts.apple.com/us/podcast/vc10x-investing-venture-capital-asset-management-private/id1632806986⁠Subscribe on Spotify - ⁠https://open.spotify.com/show/7F7KEhXNhTx1bKTBFgzv3k?si=WgQ4ozMiQJ-6nowj6wBgqQ⁠VC10X website - ⁠https://vc10x.com

Nilofer Merchart: Our Best Work Nilofer Merchant is ranked among the world's top management thinkers by Thinkers50 and is the founder of The Intangible Labs, where she defines the leading indicators of modern work. She's launched more than 100 products totaling $18B in revenue, and her TED Talk, Sitting Is the Smoking of Our Generation, ranks in the top 10% of all TED Talks. She is the author of Our Best Work: Break Free from the 24 Invisible Norms That Limit Us (Amazon, Bookshop)*. When bad behavior happens in an organization, it's the job of the leader to address it. In this conversation, Nilofer and I explore the strategies and tactics that will help you do this with clarity and effectiveness. Key Points Bad behavior isn't just “bad apples” – it's also the organizational norms of “the barrel” that reinforce these behaviors. Most management norms are not persuasive; they are persistent. Begin by getting clarity on what's acceptable and what's not. Interrupt behavior without escalation. Consider phrases like, “Ouch,” or “I don't know if you mean to…” or, “Did you intend that to be hurtful?” Culture is not defined by words on the wall—­it's defined by what happens when someone crosses the line. Ask everyone to enforce norms, not just the person who was harmed. Resources Mentioned Our Best Work: Break Free from the 24 Invisible Norms That Limit Us by Nilofer Merchant (Amazon, Bookshop)* Interview Notes Download my interview notes in PDF format (free membership required). Related Episodes The Way to Be More Coach-Like, with Michael Bungay Stanier (episode 458) How to Respond Better When Challenged, with Dolly Chugh (episode 615) Being Nice May Not Be Kind, with Graham Allcott (episode 767) Discover More Activate your free membership for full access to the entire library of interviews since 2011, searchable by topic. To accelerate your learning, uncover more inside Coaching for Leaders Plus.

Sthefano Batista is Head of Latam at Figment, the world's largest institutional provider of staking services with $18 billion in assets staked.Recorded live at Merge Sao Paulo, Sthefano joins host Aaron Stanley to break down how Figment is building the staking market across Latin America, why major institutions like BlackRock, Nubank, and Robinhood trust Figment with their crypto yield strategies, and what makes Brazil one of the most interesting regulatory environments for staking in the world.They dig into the nuances of proof-of-stake infrastructure, how Figment protects clients from slashing risk, the difference between retail and institutional staking priorities, and what the recent VASP regulatory updates in Brazil mean for the industry.You can connect with Sthefano on Linkedin------------------------------------------------------------------Figment is the leading independent provider of staking infrastructure with $18B assets under stake and provides the complete solution for over 1000 institutional clients in Latin America and globally. Through its enterprise-grade infrastructure, Figment enables clients such as banks and exchanges, to earn rewards on Proof-of-Stake assets such as Ethereum and Solana, while maintaining the highest standards of security, compliance, and performance.Learn more at ⁠⁠⁠⁠⁠⁠⁠⁠⁠figment.io⁠⁠⁠⁠⁠⁠⁠⁠⁠-------------------------------------------------------------------

Rodrigo Coelho is CEO of Edge & Node. In this episode, recorded live at Merge Sao Paulo, joins host Aaron Stanley to explore the cutting edge of agentic commerce and blockchain data infrastructure. Rodrigo shares how Edge & Node, the original team behind The Graph protocol - built the indexing layer that quietly powers much of Web3 today, and how their new product, AMP, is modernizing that infrastructure for institutional adoption. The conversation digs into why crypto rails are uniquely suited for the agentic economy: from micro-payments between AI agents to ephemeral virtual cards bridging the gap for everyday merchants, and why agents paying each other via stablecoins may be closer than we think.You can connect with Rodrigo on https://www.linkedin.com/in/rodrigoco/------------------------------------------------------------------Figment is the leading independent provider of staking infrastructure with $18B assets under stake and provides the complete solution for over 1000 institutional clients in Latin America and globally. Through its enterprise-grade infrastructure, Figment enables clients such as banks and exchanges, to earn rewards on Proof-of-Stake assets such as Ethereum and Solana, while maintaining the highest standards of security, compliance, and performance.Learn more at ⁠⁠⁠⁠⁠⁠⁠⁠figment.io⁠⁠⁠⁠⁠⁠⁠⁠-------------------------------------------------------------------

Singapore shares moved higher today as investors looked ahead to the latest Federal Reserve rate decision due overnight. The Straits Times Index was up 1.18% at 4,993.97 points at 2.06pm Singapore time, with a value turnover of S$1.18B seen in the broader market. In terms of counters to watch for today, we have Singtel, after a second disruption of mobile services in recent days hit some of the telco’s users yesterday. Elsewhere, from how Malaysia’s ringgit rose to the strongest versus the Singapore dollar in five years as higher energy prices supported the net energy exporter, to how Nvidia has reportedly won Beijing’s approval to sell its second-most powerful AI chips to China, more international and corporate headlines remained in focus. On Market View, Money Matters’ finance presenter Chua Tian Tian unpacked the developments with Jeremy Tan, CEO, Tiger Fund Management.See omnystudio.com/listener for privacy information.

Owen Healy has spent five years matching blockchain talent with crypto projects around the world - and he's built a 50,000-follower LinkedIn following doing it. In this episode, Aaron sits down with the Ireland-based recruiter to explore how the blockchain talent market actually works: how recruiters get paid, how candidates can trust a headhunter is acting in their interest, and why referrals still beat job boards every time.Owen shares why Brazilian developers and blockchain professionals are increasingly in demand globally, what skills make candidates hireable regardless of location, and how the remote work pendulum is swinging back toward hybrid models. He also breaks down his "multi-chain" approach to job searching - why one-click LinkedIn applications rarely work, and how building genuine relationships inside target companies is the real edge in today's AI-saturated hiring landscape.------------------------------------------------------------------Figment is the leading independent provider of staking infrastructure with $18B assets under stake and provides the complete solution for over 1000 institutional clients in Latin America and globally. Through its enterprise-grade infrastructure, Figment enables clients such as banks and exchanges, to earn rewards on Proof-of-Stake assets such as Ethereum and Solana, while maintaining the highest standards of security, compliance, and performance.Learn more at ⁠⁠⁠⁠⁠⁠⁠figment.io⁠⁠⁠⁠⁠⁠⁠-------------------------------------------------------------------

Netflix says ads are booming—but are viewers actually watching more? Kate Scott-Dawkins and Jeff Foster dig into Netflix's latest earnings: ~$3B in projected ad revenue for 2026, 325M paid memberships, and a surprisingly modest lift in hours watched. We unpack what that gap could mean for advertisers, why big IP (including Warner Bros. Discovery/WBD) suddenly looks even more valuable, and where Netflix may go next on content and sports.Plus: what P&G's results suggest about a more disciplined year for CPG ad spend, the latest on TikTok's new U.S. ownership structure (and the still-open questions around the algorithm), and OpenAI/ChatGPT testing ads—with an early focus on transparency and user control.We explore:Netflix's 2026 ad revenue guidance (~$3B) and what it takes to scale a young ad business.Why 96B hours watched in 2H 2025 only grew ~2%—and the “attention per member” problem.Content strategy and competition: ~$18B implied 2026 content spend, sports optionality, and the pull of major franchise libraries (WBD).P&G earnings and why the company isn't planning a big media ramp—what that signals for CPG budgets in 2026.TikTok's U.S. divestment outcome: who owns what, what likely stays the same for advertisers, and how pressure is rising on social platforms globally.OpenAI begins testing ads: early guardrails, what “AI-native” advertising could look like, and why this launch matters.Chapters:00:00 – Intro: Netflix, P&G, TikTok U.S. deal, OpenAI ads00:42 – Netflix: ad revenue forecast to double to ~$3B in 202601:51 – Netflix: 325M paid memberships (first update in a year)02:20 – Engagement: 96B hours watched in 2H 2025 and what it implies04:29 – Content + sports: 2026 spend plans and rights questions07:30 – The hardware challenge: Netflix vs OS-controlled platforms08:38 – P&G: growth, pricing, category performance, and ad spend tone12:32 – TikTok: new U.S. ownership structure and open algorithm questions16:12 – Social pressure: under-16 bans, lawsuits, and brand risk20:29 – OpenAI/ChatGPT: testing ads, transparency, and what's next25:27 – Weekend recommendations: AI reads/listens28:41 – Next week preview: key earnings to watch29:00 – Closing + contact

Rodrigo Trindade is an investor at Iporanga Ventures. He joins host Aaron Stanley to discuss his comprehensive research on local stablecoin adoption across Brazil and Latin America. Rodrigo built his own tracking dashboard monitoring on-chain metrics including supply, holders, transaction volumes, and DeFi activity for regional stablecoins. He argues that while USD-denominated stablecoins will remain dominant globally, local currency stablecoins are essential infrastructure for building functional on-chain financial systems in Latin America, where users need to transact, borrow, and lend in their native currencies. Looking ahead, Rodrigo identifies credit and yield products as the next major opportunities in the space, emphasizing the need for better transparency through real-time proof of reserves and improved liquidity infrastructure. ------------------------------------------------------------------Brazil Crypto Report is presented by AveniaIf you're building a wallet, a crypto consumer app, or a global payment platform, Avenia is your bridge to Latin America. Instantly connect to PIX, SPEI, and CBU using stablecoins — with one API. No banks. No FX desks. No SWIFT. Move money globally, with full compliance and real-time settlement. Learn more at ⁠⁠⁠⁠⁠⁠⁠⁠avenia.io⁠⁠⁠⁠⁠⁠⁠⁠.------------------------------------------------------------------Figment is the leading independent provider of staking infrastructure with $18B assets under stake and provides the complete solution for over 1000 institutional clients in Latin America and globally. Through its enterprise-grade infrastructure, Figment enables clients such as banks and exchanges, to earn rewards on Proof-of-Stake assets such as Ethereum and Solana, while maintaining the highest standards of security, compliance, and performance.Learn more at ⁠⁠⁠⁠⁠⁠figment.io⁠⁠⁠⁠⁠⁠-------------------------------------------------------------------

SimplySafeDividends just downgraded a major pharmaceutical stock with a 7% dividend yield. I break down why this dividend freeze could signal a cut ahead. Watch the YouTube video.In this video, I cover:-Why Pfizer's dividend freeze is the first warning sign (first since 2009)-How "accidentally high yields" indicate danger, not opportunity-The 97% free cash flow payout ratio leaves no margin for error-Declining revenue and the $17-18B patent cliff ahead-What dividend investors should look for to avoid dividend trapsThis is NOT a prediction that Pfizer will cut - it's an educational analysis of the risk factors every dividend investor should understand. Learn how to spot warning signs before they become dividend cuts.Dapper Dividends Recommendation Tracker Spreadsheet⁠Check out my current portfolio on

Its all fraud, all the time as Minnesota reaches a new low. We are now considered a tourist fraud destination.Heard On The Show:US Attorney's Office: ‘Half or more' of $18B billed through state programs tied to fraud16-year-old charged in connection with threats sent to several Dakota County schoolsMan suspected in Brown University shooting and MIT professor's killing is found dead, officials saySee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Even The New York Times admits it. A staggering fraud scandal in Minnesota exposes how welfare systems, voter registration, and federal benefits may be intertwined in what critics call a massive looting and laundering operation. From Medicaid to SNAP, billions of dollars are allegedly siphoned through state-run programs—while whistleblowers are punished and accountability disappears. This episode breaks down the claims, the admissions, and why some say this represents something far bigger than ordinary fraud.

A shocking convergence of stories exposes what critics call a system in collapse—from a sprawling Medicaid fraud scandal measured in the billions, to a chilling campus shooting case spanning Brown University and MIT. As investigators uncover shell companies, alleged political protection, and a whistleblower trail that went ignored, a separate manhunt ends with a homeless tipster cracking a case authorities said couldn't be solved. This episode asks a hard question: Is this negligence, or something far more deliberate?

John Delaney is CEO and co-founder of Crown. Crown recently raised a $13.5 million Series A round led by Paradigm and is the issuer of BRLV - Brazil's newest and stablecoin with over 360 million BRL subscribed. He joins host Aaron Stanley to discuss Crown's unique approach to capturing institutional flows in Brazil's high-yield environment - namely by letting BRLV holders earn native yield generated from the underlying reserves.The conversation explores BRLV's groundbreaking bankruptcy-remote reserve structure with perfected legal guarantees, making it the first stablecoin globally to implement such comprehensive security protections. Delaney shares insights on Brazil's position as a prime stablecoin market given its massive M2 money supply, crypto-friendly central bank, and positive real interest rates that outpace inflation. He outlines Crown's ambitious 10-year vision to achieve one trillion BRL in circulation, projecting stablecoins will represent high single-digit percentages of Brazil's money supply as financial infrastructure migrates on-chain.You can connect with John on Linkedin------------------------------------------------------------------Brazil Crypto Report is presented by AveniaIf you're building a wallet, a crypto consumer app, or a global payment platform, Avenia is your bridge to Latin America. Instantly connect to PIX, SPEI, and CBU using stablecoins — with one API. No banks. No FX desks. No SWIFT. Move money globally, with full compliance and real-time settlement. Learn more at ⁠⁠⁠⁠⁠⁠⁠avenia.io⁠⁠⁠⁠⁠⁠⁠.------------------------------------------------------------------Figment is the leading independent provider of staking infrastructure with $18B assets under stake and provides the complete solution for over 1000 institutional clients in Latin America and globally. Through its enterprise-grade infrastructure, Figment enables clients such as banks and exchanges, to earn rewards on Proof-of-Stake assets such as Ethereum and Solana, while maintaining the highest standards of security, compliance, and performance.Learn more at ⁠⁠⁠⁠⁠figment.io⁠⁠⁠⁠⁠-------------------------------------------------------------------

Thiago Barbosa, partner at Salles Nogueira Advogados, joins host Aaron Stanley to break down the complex and rapidly evolving landscape of crypto asset taxation and regulation in Brazil. The discussion centers on the latest major developments from the Central Bank, which is introducing stricter requirements for Virtual Asset Service Providers, and the new Receita Federal reporting mechanism called "Decripto". Barbosa explains how these changes create an increasingly tight compliance net, particularly for retail investors who've historically operated in gray areas. He emphasizes that the IRS is investing heavily in surveillance technology to identify discrepancies between reported income and actual lifestyle spending, warning that the window for undeclared crypto wealth is rapidly closing as Brazil integrates into the global tax reporting infrastructure.You can connect with Thiago on Linkedin and Instagram------------------------------------------------------------------Brazil Crypto Report is presented by AveniaIf you're building a wallet, a crypto consumer app, or a global payment platform, Avenia is your bridge to Latin America. Instantly connect to PIX, SPEI, and CBU using stablecoins — with one API. No banks. No FX desks. No SWIFT. Move money globally, with full compliance and real-time settlement. Learn more at ⁠⁠⁠⁠⁠⁠avenia.io⁠⁠⁠⁠⁠⁠.------------------------------------------------------------------Figment is the leading independent provider of staking infrastructure with $18B assets under stake and provides the complete solution for over 1000 institutional clients in Latin America and globally. Through its enterprise-grade infrastructure, Figment enables clients such as banks and exchanges, to earn rewards on Proof-of-Stake assets such as Ethereum and Solana, while maintaining the highest standards of security, compliance, and performance.Learn more at ⁠⁠⁠⁠figment.io⁠⁠⁠⁠-------------------------------------------------------------------

In this episode, host Aaron Stanley speaks with Justin Norman, founder of The Flip, a content creator and filmmaker who documents technology adoption in emerging markets. Justin shares insights from his recent Latin American research trip exploring stablecoin adoption, which resulted in a YouTube documentary series examining markets like Argentina and Bolivia. The conversation delves into the disconnect between Argentina's impressive stablecoin transaction volumes and the lack of visible retail adoption, revealing that stablecoins primarily serve as store-of-value tools and facilitate cross-border trade rather than everyday spending. Justin emphasizes the importance of understanding the macro conditions driving adoption, including dollar shortages, parallel exchange markets, and currency devaluation, rather than focusing solely on technology hype. He also draws compelling parallels between Latin American and African markets, noting how similar economic pressures create comparable crypto adoption patterns, while highlighting Latin America's superior payment infrastructure that enables more seamless on-ramps and off-ramps for stablecoin users.You can connect with Justin on LinkedinBe sure to check out Justin's incredible YouTube documentary on stablecoins in Argentina here------------------------------------------------------------------Brazil Crypto Report is presented by AveniaIf you're building a wallet, a crypto consumer app, or a global payment platform, Avenia is your bridge to Latin America. Instantly connect to PIX, SPEI, and CBU using stablecoins — with one API. No banks. No FX desks. No SWIFT. Move money globally, with full compliance and real-time settlement. Learn more at ⁠⁠⁠⁠⁠avenia.io⁠⁠⁠⁠⁠.------------------------------------------------------------------Figment is the leading independent provider of staking infrastructure with $18B assets under stake and provides the complete solution for over 1000 institutional clients in Latin America and globally. Through its enterprise-grade infrastructure, Figment enables clients such as banks and exchanges, to earn rewards on Proof-of-Stake assets such as Ethereum and Solana, while maintaining the highest standards of security, compliance, and performance.Learn more at ⁠⁠⁠figment.io⁠⁠⁠-------------------------------------------------------------------

Thomaz Teixeira, CEO of BRL1, and Ben Reid, Head of Stablecoins at Bitso, join host Aaron Stanley to discuss the BRL1 stablecoin project.BRL1 is a one-to-one Brazilian real-pegged token developed by a unique consortium of major crypto exchanges including Mercado Bitcoin, Bitso, Foxbit, and Cainvest. We explore how competitors joined forces to build shared infrastructure that reduces friction for market makers and liquidity providers moving value across global exchanges. Teixeira and Reid highlight BRL1's impressive early traction, with the token already ranking as the sixth or seventh highest-volume asset on Brazilian exchanges despite launching just months ago. We examine how the consortium model creates network effects that drive adoption, the growing interest from institutional market makers positioning for local currency stablecoins, and how BRL1 addresses interoperability challenges similar to those the now-shuttered Drex project aimed to solve.You can connect with Thomaz and Ben on Linkedin------------------------------------------------------------------Brazil Crypto Report is presented by AveniaIf you're building a wallet, a crypto consumer app, or a global payment platform, Avenia is your bridge to Latin America. Instantly connect to PIX, SPEI, and CBU using stablecoins — with one API. No banks. No FX desks. No SWIFT. Move money globally, with full compliance and real-time settlement. Learn more at ⁠⁠⁠⁠avenia.io⁠⁠⁠⁠.------------------------------------------------------------------Figment is the leading independent provider of staking infrastructure with $18B assets under stake and provides the complete solution for over 1000 institutional clients in Latin America and globally. Through its enterprise-grade infrastructure, Figment enables clients such as banks and exchanges, to earn rewards on Proof-of-Stake assets such as Ethereum and Solana, while maintaining the highest standards of security, compliance, and performance.Learn more at ⁠⁠figment.io⁠⁠-------------------------------------------------------------------

After three years of waiting, Brazil's central bank has finally released comprehensive VASP regulations. In this episode, Carlos Eduardo Russo (Bluegreen) and Cesar Carvalho (Baptista Luz Advogados) join host Aaron Stanley to break down the regulatory framework that will reshape Brazil's digital asset industry. We discuss the phased authorization process, capital requirements ranging from R$11-37 million, how stablecoins are now integrated into Brazil's FX market, and whether these rules truly level the playing field between local and international exchanges. Both guests have been deeply involved with AB Token's government affairs work and provide insider perspectives on what comes next for the industry.You can connect with Carlos and Cesar on Linkedin------------------------------------------------------------------Brazil Crypto Report is presented by AveniaIf you're building a wallet, a crypto consumer app, or a global payment platform, Avenia is your bridge to Latin America. Instantly connect to PIX, SPEI, and CBU using stablecoins — with one API. No banks. No FX desks. No SWIFT. Move money globally, with full compliance and real-time settlement. Learn more at ⁠⁠⁠avenia.io⁠⁠⁠.------------------------------------------------------------------Figment is the leading independent provider of staking infrastructure with $18B assets under stake and provides the complete solution for over 1000 institutional clients in Latin America and globally. Through its enterprise-grade infrastructure, Figment enables clients such as banks and exchanges, to earn rewards on Proof-of-Stake assets such as Ethereum and Solana, while maintaining the highest standards of security, compliance, and performance.Learn more at ⁠figment.io⁠-------------------------------------------------------------------

Paulo David is CEO of AmFi. He joins host Aaron Stanley to discuss how his platform is revolutionizing access to Brazilian private credit markets through asset tokenization. As a third-time entrepreneur who previously built and sold two major fintechs including Grafeno, Paulo brings deep expertise in Brazil's capital markets infrastructure. The conversation explores how Brazil's position as having the world's second-highest interest rates creates a unique opportunity to export this yield to global investors through blockchain technology. Paulo explains how AmFi is addressing critical market inefficiencies including lack of transparency, limited accessibility, and absence of secondary markets that have historically prevented foreign capital from entering Brazilian private credit. He also discusses the platform's expansion strategy targeting Southeast Asia and the Middle East, and how democratizing access to these high-yield instruments can ultimately reduce borrowing costs and improve credit access for Brazilian businesses.------------------------------------------------------------------Brazil Crypto Report is presented by AveniaIf you're building a wallet, a crypto consumer app, or a global payment platform, Avenia is your bridge to Latin America. Instantly connect to PIX, SPEI, and CBU using stablecoins — with one API. No banks. No FX desks. No SWIFT. Move money globally, with full compliance and real-time settlement. Learn more at ⁠⁠avenia.io⁠⁠.------------------------------------------------------------------Figment is the leading independent provider of staking infrastructure with $18B assets under stake and provides the complete solution for over 1000 institutional clients in Latin America and globally. Through its enterprise-grade infrastructure, Figment enables clients such as banks and exchanges, to earn rewards on Proof-of-Stake assets such as Ethereum and Solana, while maintaining the highest standards of security, compliance, and performance.Learn more at figment.io-------------------------------------------------------------------

The AI trade is back in the green after a volatile week as new reporting emerges of a massive $18B financing deal for an Oracle-tied data center. We dig into the massive U.S. AI spend and how compares to China's advancing AI efforts. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

This week: Guest Co-Host Henry Harteveldt, Guest: Alex Mans. Founder & CEO, FLYR. Topics: AI for airlines; Yahrzeit for Ben Baldanza; The case for using the $18B trust fund to pay controllers; Listener input includes a correction relating to Ryanair, travel spend by different disposable income levels.

Topics:How to Prepare for a SaleCustomer Diversification as a Growth LeverImportance of Board Culture...and so much more.Top TakeawaysKeep leverage in check for stability. In the ImpactXM deal, David's team held the company for 10 years and achieved a 21x ROI. When COVID hit, low leverage and a diversified service mix kept the business alive. The lesson for independent sponsors: don't overextend just to win a deal. A strong balance sheet and disciplined cash management create the runway to survive shocks and capture long-term upside.Get the books in order before diligence. David explains that many deals fall apart because sellers aren't prepared. Independent sponsors should push for clean reporting, monthly closes, and 13-week cash flows. These basics streamline diligence, build investor confidence, and keep management focused on running the business.Board culture can drive exponential growth. Founder-led businesses often lack formal boards. Independent sponsors can add immediate value by instituting structured board meetings. Simple steps, like setting agendas, tracking follow-ups, and standardizing reporting, can shift a company from reactive to strategic and set the stage for growth.About David AcharyaDavid Acharya is the Managing Partner of Acharya Capital Partners, leading the firm's investing, strategy, and operations. With 25+ years of investing and transaction experience, he's known for hands-on value creation. He began his career in investment banking at JPMorgan Chase and Toronto Dominion, where he helped raise $18B+ across telecom, media, consumer, and financial sectors.About Acharya Capital PartnersAcharya Capital Partners (ACP) is a New York–based independent sponsor firm specializing in lower middle-market investments. The firm partners with founders and management teams to drive growth through disciplined buy-and-build strategies, operational enhancements, and professionalized governance. ACP focuses on companies in technology, media and telecommunications, marketing services, and light manufacturing, typically with $3–20 million of EBITDA.

HEADLINES: BIR sues Sara and Curlee Discaya for P7.18B in unpaid taxes | Oct. 9, 2025Subscribe to The Manila Times Channel - https://tmt.ph/YTSubscribe Visit our website at https://www.manilatimes.net Follow us: Facebook - https://tmt.ph/facebook Instagram - https://tmt.ph/instagram Twitter - https://tmt.ph/twitter DailyMotion - https://tmt.ph/dailymotion Subscribe to our Digital Edition - https://tmt.ph/digital Check out our Podcasts: Spotify - https://tmt.ph/spotify Apple Podcasts - https://tmt.ph/applepodcasts Amazon Music - https://tmt.ph/amazonmusic Deezer: https://tmt.ph/deezer Stitcher: https://tmt.ph/stitcherTune In: https://tmt.ph/tunein#TheManilaTimes#KeepUpWithTheTimes Hosted on Acast. See acast.com/privacy for more information.

Ty Harris is CEO and co-founder of Openly, a VC-backed startup reinventing homeowners insurance for independent agents. Before founding Openly in 2017, Ty co-founded Quote Hopper and spent 12+ years at Liberty Mutual, where he rose to EVP & Chief Product Officer overseeing $18B in premium across Liberty and Safeco brands, plus $3B across 17 countries. Earlier in his career, he lectured in economics and statistics at MIT and Northeastern, and began as a research assistant at Brookings. A Duke and MIT alum, Ty is a Fellow of the Casualty Actuarial Society (FCAS).

Patch Tuesday. A data leak sheds light on North Korean APT Kimsuky. Apple introduces Memory Integrity Enforcement. Ransomware payments have dropped sharply in the education sector in 2025. A top NCS official warns ICS security lags behind, and a senator calls U.S. cybersecurity a “hellscape”. A Ukrainian national faces federal charges and an $11 million bounty for allegedly running multiple ransomware operations. Our guest is Jake Braun sharing the latest on Project Franklin. WhoFi makes WiFi a new spy. Remember to leave us a 5-star rating and review in your favorite podcast app. Miss an episode? Sign-up for our daily intelligence roundup, Daily Briefing, and you'll never miss a beat. And be sure to follow CyberWire Daily on LinkedIn. CyberWire Guest Today we are joined by Jake Braun, longtime DEF CON organizer, former White House official, and lead on DEF CON Franklin, sharing the latest on Project Franklin. Selected Reading Two Zero-Days Among Patch Tuesday CVEs This Month (Infosecurity Magazine) Fortinet, Ivanti, Nvidia Release Security Updates (SecurityWeek) ICS Patch Tuesday: Rockwell Automation Leads With 8 Security Advisories (SecurityWeek) SAP 'wins' Patch Tuesday with worse flaws than Microsoft  (The Register) Adobe Patches Critical ColdFusion and Commerce Vulnerabilities (SecurityWeek) Data leak sheds light on Kimsuky operations (SC Media) Apple Unveils iPhone Memory Protections to Combat Sophisticated Attacks (SecurityWeek) Learn about ChillyHell, a modular Mac backdoor (jamf) Ransomware Payments Plummet in Education Amid Enhanced Resiliency (Infosecurity Magazine) Critical infrastructure security tech needs to be as good as our smartphones, top NSC cyber official says (CyberScoop) Sen. King: Cyber domain is a ‘hellscape' that will be made worse by cuts (The Record) US indicts alleged ransomware boss tied to $18B in damages (The Register)Jeremy Clarkson's pub has been 'swindled' out of £27,000 by hackers (Manchester Evening News) Share your feedback. What do you think about CyberWire Daily? Please take a few minutes to share your thoughts with us by completing our brief listener survey. Thank you for helping us continue to improve our show. Want to hear your company in the show? You too can reach the most influential leaders and operators in the industry. Here's our media kit. Contact us at cyberwire@n2k.com to request more info. The CyberWire is a production of N2K Networks, your source for strategic workforce intelligence. © N2K Networks, Inc. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Carlos Gonzalez de Villaumbrosia interviews Inbal Shani, Chief Product Officer at Twilio, the $18B customer engagement powerhouse trusted by over 320,000 businesses worldwide.Inbal is a trailblazer in AI-first product development. Before joining Twilio, she led the launch of GitHub Copilot—one of the most transformative AI tools for developers, reshaping how engineers write code. Now at Twilio, she's steering a product portfolio that infuses AI into the heart of customer communications, helping companies unlock smarter, more personalized digital experiences at scale.In this conversation, Inbal shares why successful AI adoption goes far beyond adding models to features—it requires a rethinking of product strategy itself. She also dives into how Twilio measures real business impact from AI, why PMs need technical fluency more than ever, and what it takes to lead a product org into the AI-native future.What you'll learn:- How GitHub Copilot shaped Inbal's approach to building AI-native products.- Why AI adoption alone is not a product strategy—and what to focus on instead.- The metrics Twilio uses to evaluate AI's business impact.- The evolving technical skill set required for PMs in the age of AI.Key Takeaways

1005: "Great innovations are painkillers, not vitamins." In this episode, Peter High speaks with Shez Partovi, Chief Innovation & Strategy Officer and Chief Business Leader of Enterprise Informatics at Royal Philips, a €18B global health technology leader. Shez shares how Philips is building people- and patient-centric innovation by partnering with healthcare providers, co-creating solutions, and scaling software and AI-driven insights to meet the growing demands of modern care delivery. A former AWS health exec and practicing neuroradiologist, Shez offers a unique lens on the convergence of tech and clinical practice. He outlines how Philips' software-first strategy is accelerating productivity, reducing clinician burnout, and expanding access to care while also navigating AI trust gaps and reshaping internal engineering practices. Key themes include: The strategy behind Philips' health tech transformation AI's role in automation, augmentation, and agility in care delivery Co-creation with health systems to drive scalable impact Philips' dual-speed innovation model (80% business-led, 20% moonshots)

Welcome back to the Pear Healthcare Playbook! Every week, we'll be getting to know trailblazing healthcare leaders and diving into building a digital health business from 0 to 1.We would greatly appreciate if you took a moment to listen to the episode on either Apple or Spotify and leave us a rating! Your support helps our guests' insights reach a larger audience!Today we're grateful to get to know Amar Kendale,  Co-founder and President of Homeward, a company reinventing how care is delivered in rural America. Amar has spent the last 20 years building healthcare products that make life better for patients, providers, and health plans. At Homeward he is focused on improving access to care in rural communities. Before that, he helped grow Livongo from an early-stage startup to its $18B acquisition by Teladoc, where he became Chief Product Officer.In this episode, we're diving into how Homeward started, the challenges in building in rural health, how Homeward operates and gets paid, and how the company hopes to scale and navigate the upcoming year. 

siman 320:18B in Chelek Gimmel- Hilchos Shabbos by Rabbi Tzvi Thaler

In October 2020, three contrarian medical professionals published The Great Barrington Declaration to great applause by the pro-business, anti-closure crowd. One of them, Jay Bhattacharya, now runs the NIH. Things are not going well under his watch. Last week, he was grilled in front of Congress about the $18B in proposed cuts to NIH funding. This happened a day after over 300 people under his guard published The Bethesda Declaration, a document filled with issues occurring under Bhattacharya's leadership. Derek discusses this new declaration and listens in on the Congressional hearing. The Bethesda Declaration An Uproar at the NIH The Disappearing Funds for Chronic Diseases Show Notes Learn more about your ad choices. Visit megaphone.fm/adchoices

Highlights:- New Bacterium in Space: Dive into the fascinating discovery of a new bacterium, Nyalia tiangongensis, aboard China's Tiangong Space Station. This microscopic organism, never before documented on Earth, raises intriguing questions about microbial adaptation and evolution in the harsh conditions of space.- Controversy Over Exoplanet Life: Explore the heated debate surrounding potential signs of life on the exoplanet K2 18B. While initial findings suggested the presence of molecules indicative of biological processes, recent analyses cast doubt on these claims, highlighting the challenges of detecting extraterrestrial life.- The Nature of Light: Uncover the extraordinary properties of light as it travels across the universe. A recent exploration reveals how light maintains its energy over vast distances, offering a mind-bending perspective on the relationship between light, time, and space.- Pulsar Fusion's Ambitious Propulsion Concept: Get excited about Pulsar Fusion's innovative Sunbird migratory transfer vehicle, which aims to revolutionise interplanetary travel with its dual direct fusion drive engines. This remarkable technology could significantly reduce travel times to Mars and beyond.- Music Among the Stars: Celebrate the intersection of art and science as the European Space Agency prepares to transmit Johann Strauss's Blue Danube into space to commemorate the composer's 200th birthday. This unique event reflects humanity's desire to share cultural treasures with the cosmos.For more cosmic updates, visit our website at astronomydaily.io. Join our community on social media by searching for #AstroDailyPod on Facebook, X, YouTubeMusic, TikTok, and our new Instagram account! Don't forget to subscribe to the podcast on Apple Podcasts, Spotify, iHeartRadio, or wherever you get your podcasts.Thank you for tuning in. This is Anna signing off. Until next time, keep looking up and stay curious about the wonders of our universe.Chapters:00:00 - Welcome to Astronomy Daily01:10 - New bacterium in space10:00 - Controversy over exoplanet life15:30 - The nature of light20:00 - Pulsar Fusion's ambitious propulsion concept25:00 - Music among the stars✍️ Episode ReferencesTiangong Space Station Research[China Space Station](https://www.cmse.gov.cn/)K2 18B Research[Cambridge University](https://www.cam.ac.uk/)Light and Space Exploration[NASA](https://www.nasa.gov/)Pulsar Fusion Technology[Pulsar Fusion](https://www.pulsarfusion.com/)Blue Danube Transmission[European Space Agency](https://www.esa.int/)Astronomy Daily[Astronomy Daily](http://www.astronomydaily.io/)Become a supporter of this podcast: https://www.spreaker.com/podcast/astronomy-daily-exciting-space-discoveries-and-news--5648921/support.

Send us a textIf today's Pentagon brief were a movie, it'd be a dark comedy with no budget and a glitchy drone trying to play hero. Jared returns with another savage rundown of everything broken in military bureaucracy—from the $18B PCS debacle to the Air Force accidentally playing bumper cars with drones mid-flight.We're talking Space Force funding so bad it's practically space homelessness, transgender policy whiplash, B-21 bombers being bought like Costco bulk snacks, and a DoD so addicted to credit it'd make Congress blush. Add in China flexing its missile game and our response being “eh, maybe 145 bombers will fix it,” and you've got today's briefing.This episode's got radar bombs, hurricane hunters, lost civilian jobs, and a new Air Force Secretary who hopefully doesn't suck at graduation speeches.

Send us a textIn this extended Daily Drop, Jared unleashes a tactical nuke of sarcasm on the Pentagon's parade of WTF decisions. From billion-dollar contracts imploding to Airmen stuck in retirement limbo, it's clear nobody's steering this defense dumpster fire. Cyber Command wants to be SOCOM now (because that worked so well before), troops can't move because the PCS fairy ran out of money, and SpaceX is somehow our last hope in space. Also: PFAS water, political drama, and Congress failing military families… again.If you like your military updates with a side of rage and real talk, you're in the right TOC.

Palantir (PLTR) shares pop and drop after initial earnings figures show in-line EPS and a beat on its 1Q revenue. The company raised its FY25 revenue growth guidance to 36%, with commercial revenue over $1.18B. Kevin Green and Alex Coffey join Caroline Woods with a full breakdown on the A.I. software company's quarterly figures. Alex says anything trading within a $5 range is "unchanged" for a very volatile stock. Ford (F) shares fall as the company halts guidance, citing tariff pressures.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

Donate (no account necessary) | Subscribe (account required) Join Bryan Dean Wright, former CIA Operations Officer, as he breaks down today's biggest stories shaping America and the world. Trump's 100-Day Diplomacy: Wins and Setbacks Abroad – Trump scores victories as Mexico agrees to water deliveries, India ramps up U.S. oil purchases, and Egypt faces pressure to grant free U.S. access to the Suez Canal. But his strategy falters in Ukraine and Canada, with Putin walking away from negotiations and Canada electing a leftist government amid anti-Trump backlash. Can Trump Eliminate Income Tax? The Math Doesn't Work – The White House floats ending income taxes for Americans earning under $200K, funded by tariffs. But with federal spending at $18B/day and tariff revenue projected at $3B/day, the math—and the politics—don't support it without massive cuts. Supply Chain Reality: Mixed Signals from the Economy – Treasury says U.S. shelves are stocked and supply chains are realigning, but UPS layoffs and shrinking West Coast port traffic hint at deeper disruptions ahead. “Take Back Your Health” Campaign Launches Nationwide – HHS Secretary RFK Jr. leads a new effort to combat obesity, encourage fitness, and educate Americans on better food choices. The military obesity crisis adds urgency to the movement. Medical Breakthroughs on Gut Health – New research shows gut bacteria transplants can dramatically reduce fibromyalgia symptoms, and coffee (not caffeine) boosts resilience and gut health. Bryan toasts the news with his favorite brew, Wacker Coffee. "And you shall know the truth, and the truth shall make you free." - John 8:32​

Shoot us a Text.Episode #1028: Today we talk about VinFast ditching direct sales for a full franchise model, Slate launching a no-frills EV pickup that's shaking things up under $20K, and the growing movement toward skills-based hiring over college degrees.Show Notes with links:VinFast is officially out of the direct-to-consumer game in California, shifting gears to focus solely on franchised dealers across the U.S. The pivot comes as the Vietnamese EV maker wrestles with rising costs, sliding U.S. registrations, and mounting losses.VinFast is closing all 15 of its company-owned California showrooms in favor of a full franchise model.The brand currently has 38 dealer locations either open or on the way across 16 states.U.S. EV registrations dipped to just 367 in Jan–Feb 2025, an 18% year-over-year decline.The VF 8 accounted for 321 of those, while the three-row VF 9 saw just 46.The company posted a $3.18B net loss in 2024; despite revenue growth, operating costs surged.After months of mystery and speculation, Slate, the American EV startup backed by Jeff Bezos, has made its first big move—introducing an all-electric, highly customizable pickup that ditches luxury frills for practicality and affordability.Slate is taking a “clean slate” approach by skipping high-end trims and focusing on accessibility.It will be built in the U.S., comes with over 100 optional accessories, and starts below $20,000 after federal incentives.The flagship model is modular, converting from a 2-seat pickup to a 5-seat SUV with optional flat-pack kit.The interior is stripped-down with HVAC knobs, crank windows and a universal phone mount—your OS, your way.Specs include a 52–84 kWh battery, 150 kW RWD motor, 8-second 0-60, and up to 240 miles range.Slate will sell directly to consumers with a $50 reservation; first deliveries are slated for Q4 2026.CEO Chris Barman says: “The definition of what's affordable is broken. Slate exists to put the power back in the hands of customers who have been ignored by the auto industry.”Join Paul J Daly and Kyle Mountsier every morning for the Automotive State of the Union podcast as they connect the dots across car dealerships, retail trends, emerging tech like AI, and cultural shifts—bringing clarity, speed, and people-first insight to automotive leaders navigating a rapidly changing industry.Get the Daily Push Back email at https://www.asotu.com/ JOIN the conversation on LinkedIn at: https://www.linkedin.com/company/asotu/

En este episodio, analizamos los eventos clave que están impactando los mercados y sectores estratégicos: Wall Street intenta recuperarse: El $SPX y el Nasdaq rebotan tras caer en territorio de corrección, acumulando más del 10% de caída desde febrero. Evaluamos el impacto de las amenazas arancelarias de Trump y la incertidumbre sobre un posible cierre del gobierno. Oro alcanza un nuevo récord: $XAUUSD sube a $2,984.30/oz, impulsado por la incertidumbre comercial y la posibilidad de recortes de tasas de la Fed. La plata también avanza 1.7% y acumula una ganancia del 17.6% en 2025. ¿Seguirá esta tendencia alcista? EE.UU. aprueba préstamo de $5B para GNL en Mozambique: El Banco de Exportación e Importación financia el megaproyecto liderado por $TTE, tras mejoras en seguridad y la reactivación del financiamiento internacional. Analizamos el impacto en el mercado energético. Lockheed Martin expande su producción de misiles: $LMT recibe una modificación de contrato por $1.93B, elevando el total a $5.18B para producir los JASSM y LRASM. Evaluamos el impacto en la industria de defensa y el crecimiento del gasto militar en EE.UU. Acompáñanos para entender cómo estos eventos están moldeando los mercados, la política comercial y la seguridad global. ¡Un episodio cargado de análisis estratégico!

BlackRock, through its Ethereum-focused ETF, now owns a whopping $3.5 billion worth of ETH, or 993,591.95 ETH, which is 0.12% of the total supply of Ethereum (ETH).~This Episode is Sponsored By Coinbase~ Get up to $200 for getting started on Coinbase➜ https://bit.ly/CBARRON00:00 Intro00:18 Sponsor: Coinbase00:42 $18B in options set to expire01:19 OTC volumes going gang busters02:03 BlackRock dumps Bitcoin FUD03:35 BlackRock becomes top ethereum whale04:50 Trump: Make Ethereum great again05:28 Tokenized assets still a fraction of global assets05:52 Ethereum 2024 snapshot06:30 Demand has never been stronger07:09 Anthony Pompliano - Investors still have a hard time investing Bitcoin09:33 Exchanges getting ready10:10 Cathie Wood calls for early tax cuts12:10 Russia using Bitcoin to avoid sanctions12:45 Outro#crypto #bitcoin #ethereum~BlackRock Loads Up On Ethereum?

In this episode Peter Garretson talks with Jim Keravala, co-founder and CEO of OffWorld, inc. The conversation opens with the truly grand scale of ambition in space, beginning with interstellar migration before working back to Cislunar development. This leads into an exploration of political and environmental pressures, highlighting the need to double or quadruple our energy inputs through Space Solar Power. Jim shares his past efforts with Shacketon energy to create an $18B sovereign wealth fund for developing Lunar infrastructure and building solar power Satellites. The conversation shifts to examining the genesis of OffWorld, its success in terrestrial mining, and plans for swarm mining of end-of-life mines. The dialogue emphasizes the criticality of Cislunar space, establishing how U.S. economic prosperity is absolutely tied to our Cislunar competence. This opens up a broader conversation about why Cislunar development is urgent today and how to catalyze it in alignment with the Oil & Gas industry. The focus then turns to Cislunar's importance for national security and the future roles of the Space Force. As the conversation progresses, attention shifts to the opportunity of building and leading the foundation of expansion into Cislunar space during this era of unprecedented technological advancement—comparable to the discovery of fire and the invention of the wheel. The discussion expands to cover starship, self-replication, synbio, AI, AI ethics, and the incredible opportunity facing the new administration. The episode concludes with a compelling scenario of what we're likely to see unfold if we make the right decisions.

As we step away for a holiday break, we're excited to revisit some of the most popular episodes of the FNP Certification Q & A Podcast. These listener favorites have informed, inspired, and empowered aspiring NPs on their journey to certification success. Enjoy some of our favorites. We'll catch you in 2025 with fresh questions from Dr. Fitzgerald!The NP sees a 34-year-old woman with a chief complaint of 6-month history of increasing fatigue despite adequate opportunity to sleep and rest. Laboratory results reveal a microcytic, hypochromic anemia with elevated RDW. You expect to find which of the following upon review of the patient's health history?A. Report that she has been eaten a plant-based diet since age 18B. History of prolonged menses with the need for =8 pads per dayC. Report of drinking 5 or more 5 oz glasses of wine dailyD. A prior diagnosis of rheumatoid arthritis---YouTube: https://www.youtube.com/watch?v=bXell7YIQKE&list=PLf0PFEPBXfq592b5zCthlxSNIEM-H-EtD&index=96Visit fhea.com to learn more!

“Lord, Keep Us Steadfast in Thy Word” by Kirk Meyer The post 253. The Book of Philippians, Part 3 (Philippians 1:18B-26) – Pr. Will Weedon, 9/9/24 appeared first on The Word of the Lord Endures Forever.