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Ask Chad Grassy Logic S4 Ep19 - Cannabis Community Effort Guest: Melodie, Leon: Connoisseur Cannabis/ Vibes Cannabis Alexis of Bataan Smoke Shop. Summary: On this week's episode, I'm joined by Melodie and Leon of Connoisseur and Vibes Cannabis, along with Alexis of Bataan Smoke Shop, who first introduce their businesses. The main focus of the episode is the recurring string of break-ins targeting cannabis and cannabis-adjacent businesses in the Las Cruces area over the past few months. The guests share their direct experiences with the robberies, detail the damage incurred, describe the security measures they are implementing, and address the lack of governmental and police support for legal, tax-paying adult-related industries during these incidents.
summaryOn this episode of The Artist Stoop I share my personal journey through art, challenges with grad school, and practical routines for creativity and mental clarity. I discusses journaling, managing ADHD, and balancing multiple creative projects, all while engaging with her community. Get full access to The Artist Stoop at jillianzepedaguzman.substack.com/subscribe
The party always ends — and Meb Faber, one of the most data-driven voices in global investing, says the evidence is now undeniable that the decade-long US equity dominance is giving way to something very different.SUMMARYOn this episode of Raise Your Average, hosts Pierre Daillie and Mike Philbrick sit down with Meb Faber — co-founder and CIO of Cambria Investment Management, prolific researcher, and host of The Meb Faber Show — for a wide-ranging conversation about what investors and financial advisors must rethink as the rules of the game quietly change beneath their feet.With US equity concentration at historic extremes, inflation proving stickier than expected, and geopolitical disorder accelerating structural shifts already underway, Meb makes the case that the era of a US-heavy 60/40 portfolio solving everything is in the rearview mirror. He challenges the deeply ingrained recency bias that has left most North American investors dangerously underweight in international equities and real assets — and explains what the data actually says about where opportunity is emerging.The conversation moves from big-picture regime change into highly practical territory: how to build a portfolio that survives behaviorally, not just mathematically; how to think about concentrated, low-basis positions and the tax traps hiding inside the gains of the last 15 years; and why "tax alpha" may be the most overlooked and underutilized edge in wealth management today. Meb also shares how he's deploying AI in his own practice — including a custom-trained GPT built on his entire body of work — and what advisors should be borrowing from that playbook right now.⏱️ CHAPTERS00:00 — Welcome & banter: tacos, spicy food, and market chaos 08:00 — Meb joins; framing the moment: Venezuela to tariffs to Iran 13:00 — A regime change? Dissecting the end of the 40-year bull run 15:00 — The bull market in diversification: foreign markets doing 30%+ while the S&P stalls 17:00 — What advisors are underweight: ex-US equities and real assets 20:00 — How to explain a generational shift to clients without jargon 24:00 — Global diversification: the evidence from 15 famous portfolios 27:00 — The 20% annual spread problem and why tracking error breaks investors 30:00 — Portfolio vulnerabilities in the cap-weighted US-dominant model 31:00 — Opportunities: global value, small cap, fixed income niches, real assets 35:00 — The "fat" portfolio: three ingredients every investor needs 40:00 — Utilities, dividends, and the tortoise-vs-hare reversal 44:00 — Behavioral investing: why systematic strategies exist 48:00 — The concentrated position trap: identity, emotion, and the sell decision 51:00 — Systematic rebalancing: lessons from Cambria's early days 53:00 — "The easy money's been made" — market phrases Meb despises 55:00 — Deep value and what it takes to be a missionary, not a mercenary 58:00 — The best active managers and why they always close the door at the top 1:00:00 — When the penthouse becomes the outhouse 1:04:00 — The Groucho Marx rule: would you buy what you already own? 1:10:00 — Drawdown, pain tolerance, and the real test of a portfolio 1:17:00 — Concentrated low-basis positions: the tax trap hiding in plain sight 1:19:00 — 100 years of stock data: what the best-performing stocks actually returned 1:22:00 — Tax strategies: 351 exchanges, direct indexing, QSBS, and box spreads 1:27:00 — AI in practice: Meb's custom ChatGPT and how advisors should use AI now 1:30:00 — Behavioral AI: what happens when the bot knows you better than you do 1:32:00 — Closing thoughts: raising your average in a noisier, more complex world #MebFaber #CambriaInvestments #GlobalDiversification #PortfolioConstruction #ValueInvesting #TrendFollowing #6040Portfolio #TaxAlpha #ConcentratedPositions #DirectIndexing #RealAssets #InternationalStocks #RegimeChange #FinancialAdvisor #WealthManagement #InvestingStrategy #RaiseYourAverage #AIInvesting #BehavioralFinance #LongTermInvesting #ETFinvesting #SmartBeta #FactorInvesting #MarketOutlook2026 #AdvisorAnalyst
SummaryOn this insightful episode of Startup Junkies, the team sits down with Randy Wilburn, director of communications and marketing at the Fayetteville Public Library and founder/host of the I Am Northwest Arkansas podcast. Randy shares his journey moving from Boston to Northwest Arkansas in 2014, and how the region's rich entrepreneurial spirit inspired him to start a podcast that now boasts over four hundred episodes.Throughout the episode, Randy details the vibrant business culture in Northwest Arkansas and explains why it's an ideal place to launch a new venture. He highlights the power of relationship-building, noting that genuine connections drive success in the area. Listeners gain valuable tips, including the importance of storytelling for founders and the need to know your “why” before pitching your business. Randy also shares his philosophy of striving to get one percent better every day, inspired by James Clear's "Atomic Habits" and the Japanese concept of Kaizen as a path to sustained growth.The episode closes with practical advice from Randy for anyone looking to start or scale a business in Northwest Arkansas: leverage local resources, be willing to pivot, and lean into the supportive founder ecosystem. Tune in for an uplifting, information-packed conversation that reminds us all that incremental steps, strong networks, and authentic storytelling are the heart of sustained entrepreneurial success!Show Notes(00:00) Introduction(07:21) Northwest Arkansas's Entrepreneurial Ecosystem(13:02) The Importance of Testing Ideas(18:51) Nailing Your Pitch and Audience(22:18) Advantages of Modern AI Tools(28:59) Small Changes That Lead to Big Results(33:42) The Legacy of NWA's Leaders(36:37) Using Library Resources for Startups(43:24) Closing ThoughtsLinksDaniel KoonceTy SteeleGrace OlsonStartup JunkieStartup Junkie YouTubeRandy WilburnFayetteville Public LibraryI Am Northwest Arkansas
SummaryOn this episode of the Startup Junkies podcast, Alex Kruchten, co-founder of Hemut, joins Caleb Talley and Harrison Kitson to share his journey from adventurous student to tech entrepreneur and how Hemut is revolutionizing the trucking industry.Alex unpacks the founding story of Hemut, a venture born from the resourcefulness of his co-founder, who overcame extraordinary odds and built a multimillion-dollar trucking operation in his teens. Together, their team identified a major problem: trucking companies rely on outdated systems, with most current Transportation Management Systems (TMS) dating back to the ‘90s or early 2000s. Hemut's mission is to modernize these processes, eliminating unnecessary middlemen, and finally giving trucking companies the automation and workflow efficiency they deserve.The conversation highlights Hemut's unique approach, including co-locating their development team within client offices to ensure rapid iteration based on real-time user feedback. Alex also explains how programs like Y Combinator and Arkansas's Fuel Accelerator expanded their network, opening doors to communities geared toward supporting high-growth tech businesses.Beyond the business, Alex emphasizes the power of genuine relationships, taking risks, and the value of authentic connection. To sum up, this episode isn't just about tech innovation; it's a powerful story of resilience, teamwork, and the importance of community—one that every entrepreneur will find both insightful and inspiring. Tune in today!Show Notes(00:00) Introduction(05:56) Reluctance to Full Commitment(06:35) Modernizing Transportation Management Systems(09:52) User-Centered Software Development Strategy(13:16) The Impact of Fuel Accelerator(16:27) Big-City Perks in Arkansas(20:32) Hemut's Scaling and Expansion Plan(25:07) Consumer Interest Over Transactionality(30:15) Embrace Risks for Growth(31:38) Closing ThoughtsLinksCaleb TalleyHarrison KitsonStartup JunkieStartup Junkie YouTubeAlex KruchtenHemut
FULL STREAM### March 5: AI at War and the Domestic Impact (13)1905 BAKUHeadline: AI Goes to War as High Gas Prices Hit the AmericanPublic (14)Summary: On day six, the discussion centers on the unprecedented role of Artificial Intelligence in the conflict. Reports indicate the Trumpadministration is employing Anthropic's Claude AI for intelligence processing, target selection, and simulations. This technological integration is coupled with sophisticated information warfare, including the AI-driven manipulation of satellite imagery to manufacture or conceal bomb damage. Economically, the war is impacting American consumers as gas prices rise by 18 cents in some regions, threatening to become a major issue in the upcoming midterms. While European allies like the UK show hesitation in deploying naval assets, the US domestic political climate remains rancorous. Despite the conflict, strong jobs data and a recent spurt in consumer activity suggest the US economy remains resilient, even as the "monotone of war" dominates the Pentagon's media briefings. (15)Guest(s): Jim McTague (Author), Simon Constable (Financial Journalist), Alan Tonelson (RealityChek). (16)
FULL STREAM### March 3: European Instability and Widening Conflict (5)1638 PERSIAHeadline: Europe Faces Energy Panic as Middle East War Intensifies(6)Summary: On the second day of the conflict, the focus shifts to Europe's lack of readiness for the resulting 50% spike in natural gas prices and rising inflation. Judy Dempsey highlights the "discombobulated" leadership within the EU and NATO as they struggle to coordinate a response. While French President Macron proposes a shared nuclear umbrella, German Chancellor Scholz meets with President Trump to seek clarity on war aims. Domestically, US polls indicate a lack of public support for the war, with only 27% of voters favoring the intervention. The Afghanistan-Pakistanconflict remains intense as Pakistan targets abandoned US equipment and militant camps. In Iraq, Iranian-backed militias have launched at least 16 drone attacks against US bases, though Baghdad remains relatively quiet as Iran attempts to maintain its political hooks in the Iraqi government. (7)Guest(s): Judy Dempsey (Carnegie Endowment for International Peace), Bill Roggio (Foundation for the Defense of Democracies). (8)
Finding ways to bend tasks toward your strengths and passions can make you happier, more productive and find more meaning in your life—no matter your job.Summary: On this episode of The Science of Happiness, we explore a research-backed practice in Job Crafting, where you take stock of the tasks that fill your day, how much time and energy they require, what really lights you up, and what changes you can make to better align your efforts at work with your genuine strengths and passions. We learn how Job Crafting doesn't just benefit your own well-being and help to guard against burnout, it can also boost your whole team's productivity and morale.How To Do This Practice: Take a “Before” Snapshot: Write down everything you regularly do in a typical week, from major responsibilities to small recurring tasks. Label Time and Energy: Next to each activity, mark whether it requires low, medium, or high time and energy so you can see where your resources are going. Notice How It Feels: Pay attention to what drains, stresses, or creates guilt—and what energizes or uplifts you. Reconnect with What Matters: Ask yourself what you most care about right now and what activities make you feel most alive. Sketch an “After” Version: Imagine how you'd ideally spend your time and where you might reduce, release, or expand commitments. Make One Small Change: Choose one realistic shift you can try this week to better align your days with what brings meaning and joy. Scroll down for a transcription of this episode. Today's Guests:SUSAN GLASS is a retired English professor and visually impaired, Bay Area-based poet. She's the author of the poetry book “The Wild Language of Deer.”Read Susan's book here: https://tinyurl.com/2jn3juttMARIA TIMS is a professor of Management and Organization at the University of Amsterdam School of Business and Economics. Learn more about her work here: https://tinyurl.com/mtp7tpy3Related The Science of Happiness episodes: How To Show Up For Yourself: https://tinyurl.com/56ktb9xcHow To Feel Better About Yourself: https://tinyurl.com/42fn62a2How to Feel More Hopeful: https://tinyurl.com/4tfwhbpbRelated Happiness Breaks:A Self-Compassion Meditation For Burnout: https://tinyurl.com/485y3b4y5 Minutes of Gratitude: https://tinyurl.com/r6pkw2xxA Meditation to Connect With Your Roots: https://tinyurl.com/ycy9xazcTell us about your experience with this practice. Email us at happinesspod@berkeley.edu or follow on Instagram @HappinessPod.Help us share The Science of Happiness! Leave us a 5-star review on Apple Podcasts and share this link with someone who might like the show: https://tinyurl.com/2p9h5aapTranscription: https://tinyurl.com/568punx8
SummaryOn this episode of Startup Junkies, hosts Caleb Talley and Daniel Konnce sit down with Louis Diesel, director of Startup Junkie Asia. Based in Seoul, South Korea, Louis shares the journey of connecting Korean startups to the US market, emphasizing Korea's powerhouse status in public and private investment for entrepreneurial growth.What began in 2019 as an idea to build on the Fuel Accelerator's success resulted in a dedicated program helping Korean tech companies find a foothold in America. Over time, the initiative expanded to include consumer brands and media ventures, reflecting the evolving interests of the US market.The episode recounts Startup Junkie's partnerships with organizations like the Korea International Trade Association and the Korea Venture Business Association, and details the structure of their cross-border accelerators. Notably, Louis highlights the significance of Northwest Arkansas as a launchpad, thanks to its concentration of enterprise giants like Walmart, Tyson, and J.B. Hunt. Listeners also hear about the program's presence at CES 2024, where Korean startups dominated the international floor. With continued momentum and expansion beyond Korea, the team is uniquely positioned to foster groundbreaking collaborations between Asia and America. Listen today!Show Notes(00:00) Introduction(06:26) Korean Tech and Consumer Brands(13:20) Establishing a Korean Presence at Global Events(15:12) Startup Junkies Support Position(20:32) Northwest Arkansas's Unique Opportunities(26:37) Cross-Border Success Stories(31:18) Closing ThoughtsLinksCaleb TalleyDaniel KoonceStartup JunkieStartup Junkie YouTubeLouis Diesel
SummaryOn this episode of Startup Junkies, hosts Caleb Talley and Jeff Amerine sit down with Katherine Andrews, director of the Arkansas Office of Outdoor Recreation, to explore the dynamic growth of outdoor recreation in Arkansas. Established in 2021, the Office of Outdoor Recreation was created to amplify the state's natural assets while fostering entrepreneurial opportunities and economic development. Katherine explains the office's mission to leverage state resources for both industry and communities, collaborating with entrepreneurs and agencies to position Arkansas as an outdoor haven.The conversation delves into Arkansas's seven billion dollar outdoor recreation economy, which has become a bigger generator than farming activities, encompassing everything from manufacturing products to services like guiding and hospitality. Katherine illustrates how the state is not only a destination for hunting and fishing but also a hotspot for activities like mountain biking, gravel cycling, climbing, and kayaking.A highlight of the episode is the discussion about the Governor's Conference on Tourism and Outdoor Economy Summit, a collaborative event bringing together industry stakeholders, entrepreneurs, and public agencies. This year features the inaugural Arkansas Outdoor Pitch Night, where startups and innovators will have the chance to showcase their ideas in areas such as hospitality, recreation tech, and product development.For those interested in Arkansas's rapidly evolving outdoor sector, this episode provides a wealth of insight and inspiration!Show Notes(00:00) Introduction(06:39) Outdoor Recreation Expansion Opportunities(08:22) How Outdoor Rec Boosts Local Economies(15:50) Arkansas's Inaugural Outdoor Pitch Night(18:40) The Governor's Conference on Tourism and Outdoor Recreation(19:26) Closing ThoughtsLinksCaleb TalleyJeff AmerineStartup JunkieStartup Junkie YouTubeKatherine AndrewsOffice of Outdoor Recreation52nd Annual Arkansas Governor's Conference on Tourism
SummaryOn this episode of Startup Junkies, hosts Daniel Koonce and Caleb Talley sit down with Phil Pesek, founder of the Law Office of Philip A. Pesek, to unravel the mysteries of business law and compliance for entrepreneurs and startups.With over thirty years of legal experience spanning big-name companies like Dillard's, Walmart, and Home Depot, Phil's journey is packed with stories, insight, and a passion for making the law accessible. After retiring just before the pandemic, Phil discovered his true calling in education—teaching contract law at the University of Arkansas and advising startup founders as a fractional general counsel.Throughout the episode, Phil stresses the importance of compliance, structure, and knowing the “why” behind decisions like forming an LLC or electing S corporation status. He offers a unique, relationship-driven approach by providing a flat fee that includes a fully prepared compliance binder and unlimited access for questions. For new founders, he warns of the traps of DIY legal work from the internet and offers a free initial consultation to make the first steps less daunting.Listeners will find both practical advice and inspiration in Phil's stories—from sobering lessons about the stakes of compliance to encouraging tales of effective contract negotiation. Ultimately, this episode champions seeking out trustworthy legal guidance early and building relationships that will serve your business well as it grows. Tune in today!Show Notes(00:00) Introduction(05:22) S Corps vs LLCs Explained(08:14) Passion for Small Business Ownership(13:02) Demystifying Business Structure Choices(17:22) Separating Personal and Business Assets(22:35) Negotiation Tips for People Pleasers(26:20) Pitfalls of Cutting Legal Corners(31:55) Legal Costs and Quality Concerns(36:54) Closing Thoughts LinksDaniel KoonceCaleb TalleyStartup JunkieStartup Junkie YouTubePhil PesekLaw Office of Phillip A. Pesek
Guest host Geena Davis helps us explore how the love we feel —for our partners, friends, family, even our four legged companions—shapes our brains, bodies, and lives.Summary: On this episode of The Science of Love with Geena Davis, we delve into the many forms of love, and experts share research on how small daily actions, physical touch, and emotional attentiveness strengthen relationships, while evolutionary and neuroscience studies reveal why these bonds matter. We also explore practical strategies for cultivating deeper connections and understanding the biological and psychological roots of love.Scroll down for a transcription of this episode.Related The Science of Happiness episodes: The Science of Love Series: https://bit.ly/TheScienceofLoveThe Science of Love, with Geena Davis (Episode 1): https://tinyurl.com/bfave5wdHow 7 Days Can Transform Your Relationship: https://tinyurl.com/bdh2ezhrToday's Guests:DANIEL LEVITIN is a neuroscientist, musician, and bestselling author of the books, Music as Medicine: How We Can Harness Its Therapeutic Power and I Heard There Was a Secret Chord: Music As Medicine. Follow Daniel Levitin on IG: https://www.instagram.com/daniellevitinofficialJOHN GOTTMAN is a psychologist and the co-founder of The Gottman Institute. JULIE GOTTMAN is a clinical psychologist and co-founder of The Gottman Institute and President of The Gottman Institute and co-founder of Affective Software, Inc. Learn more about John and Julie Gottman here: https://www.gottman.com/JUSTIN GARCIA is an evolutionary biologist and international authority on the science of sex and relationships. Learn more about Justin Garcia here: https://tinyurl.com/2c39cs6rANNA MACHIN is a British evolutionary anthropologist at the Department of Experimental Psychology at Oxford University, England and author of the book Why We Love: The Definitive Guide to Our Most Fundamental Need. Learn more about Anna Machin here: https://annamachin.com/MARISA G. FRANCO is a psychologist and professor at The University of Maryland and author of the book “Platonic: How The Science of Attachment Can Help You Make – and Keep – Friends.”Learn more about Marisa G. Franco here: https://drmarisagfranco.com/Message us or leave a comment on Instagram @scienceofhappinesspod. E-mail us at happinesspod@berkeley.edu or use the hashtag #happinesspod.Help us share The Science of Happiness! Leave us a 5-star review on Apple Podcasts or share this link with someone who might like the show: https://tinyurl.com/2p9h5aapFunding for this special was provided by the John Templeton Foundation, as part of the Greater Good Science Center's Spreading Love Through the Media initiative.Transcription: https://tinyurl.com/4b52azja
That Love Podcast Presents: The Love Doctor – Episode 5: The Grand Gesture In a world of the best romantic comedy podcasts and darkly comedic romance podcasts, one man's desperate gamble for connection transforms into something neither of them expected—genuine, irreversible love. When Stewie playfully teases Poppy about being jealous of his attractive friend, she jokingly asks for "photographic evidence" of his sexuality. Stewie takes it seriously and leaves the train, leaving her confused and hurt. As Enzo helps orchestrate the perfect proposal setup, Poppy spirals with doubt: Am I ready? Can I marry him? What if I hate his Star Wars obsession?
That Love Podcast Presents: The Love Doctor – Episode 3: The Breaking Point Manipulation reaches its peak as Enzo orchestrates an elaborate scheme to force Poppy's hand. Stewie, following his mentor's calculated plan, sets a trap designed to make Poppy jealous enough to confess her true feelings. But when the truth finally explodes into the open, the consequences are far more devastating than anyone anticipated.
SummaryOn this episode of Startup Junkies, Robin Atkinson, founder and CEO of Upkept Inc., shares her fascinating entrepreneurial journey, which began in the nonprofit arts sector before evolving into building a tech-driven apparel repair company. Hosted by Daniel Koonce and Caleb Talley, this lively conversation dives into Robin's unique approach to solving consumer challenges in the world of clothing repairs.Robin reflects on her early start in nonprofits, launching an arts collective at seventeen, and the creative problem-solving skills she brought to every role since. Her latest venture, Upkept, aims to make apparel repair accessible and straightforward, transforming an industry where price transparency and convenience have been lacking. She candidly discusses the tough early days of a startup, referencing the “trough of despair” every founder knows well, and highlights how humor, self-awareness, and a bit of delusional optimism keep her moving forward.Listeners get a behind-the-scenes look at Upkept's operations, how their Repair Wizard simplifies the process for customers, and why keeping clothes longer is vital for both your wallet and the planet. Robin also offers advice to fellow entrepreneurs, emphasizing that grit, adaptability, and community support are key ingredients for success.For anyone contemplating the realities of building something new, Robin delivers honest insights, actionable advice, and a refreshing reminder: if you create a genuinely useful service, people will find you. Tune in today!Show Notes(00:00) Introduction(03:37) The Journey of Starting a Nonprofit(05:58) Tackling Startup Challenges and Slow Progress(12:18) Optimizing Simplicity and Transparency(15:30) Building a Niche Industry(17:44) Overcoming Workforce Barriers(20:53) Defining Minimum Value Product Before Branding(29:32) Direct-to-Consumer Growth Potential(34:09) Closing ThoughtsLinksDaniel KoonceCaleb TalleyStartup JunkieStartup Junkie YouTubeRobin AtkinsonUpkept Inc.
Summary On this episode of the Prosperity Podcast, the hosts explore transformative personal growth with insights from thought leader Sahil Bloom. Dive into annual reflection questions that challenge your beliefs and habits. Discover what changes Kim's mind, her source of energy, and the impact of overcoming fears. This candid, unrehearsed conversation is perfect for listeners who want a deep, relatable look at personal and professional growth dynamics. Tune in for an engaging discussion filled with actionable insights!. Episode Highlights 00:12 - Introduction to Personal Annual Review. 00:36] - Unrehearsed and Real Podcast Content. 01:15 - Question 2: Sources of Energy. 03:37 - Book Launch: Busting the Scarcity Mindset. 04:31 - The Power of Teams. 05:35 - Question 3: Energy Drainers. 06:19 - System Overhaul Challenges. 08:38 - Question 4: Identifying Boat Anchors. 10:16 - Overcoming Self-Limiting Beliefs. 11:23 - Question 5: Fear-Based Inaction. 12:43 - AI Project Fears. 13:34 - Question 6: Hits and Misses. 14:34 - Personal Thanksgiving Success. 15:41 - Learning from Past Decisions. 16:36 - Question 7: Learnings of 2023. 18:30 - Focus and Opportunity Recognition. 20:58- Externalizing the Inner World. 23:29 - Closing Remarks and Resources. Episode Resources For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ http://prosperityparents.com/ https://storage.googleapis.com/msgsndr/yBEuMuj6fSwGh7YB8K87/media/68e557c906b06d836d9effad.pdf https://www.youtube.com/@KimDHButler Keywords Prosperity Podcast personal annual review Sahil Bloom thought leader words of wisdom unrehearsed podcast impactful questions busting the scarcity mindset book launch Amber Vilhauer Joyful Communications team dynamics energy creation Colby assessment quick start system overhaul CRM transition energy drainers self-limiting beliefs growth mode audience impact fear of AI investment risk greatest hits worst misses family gatherings learning mindset compartmentalization numerical proof focus and opportunities depth vs. breadth goal alignment mindset strengthening financial clarity legacy planning hello@prosperitythinkers.com
That Love Podcast Presents: The Iron Web – Episode 1: A Hero's Burden In a city ruled by shadows and secrets, one man stands as its protector—but at what cost? The Iron Web is a gripping sci-fi audio drama, blending dystopian storytelling, superhero fiction, and cyberpunk hero saga into a high-stakes, immersive audio experience. When Keon, a rebellious teenager, learns the truth about his father's secret identity, he's thrust into a world of danger, deception, and destiny. With ruthless enemies lurking and impossible choices ahead, will he rise to the challenge or be consumed by it? This action-packed audio drama takes listeners on a thrilling adventure that explores the thin line between heroism and sacrifice. With themes of legacy and responsibility, power and betrayal, and the morality of heroism, The Iron Web is a must-listen sci-fi podcast for fans of superhero origin stories, futuristic crime dramas, and dark futuristic podcasts.
The Iron Web – Trailer In a city ruled by shadows and secrets, one man stands as its protector—but at what cost? The Iron Web is a gripping sci-fi audio drama, blending dystopian storytelling, superhero fiction, and cyberpunk hero saga into a high-stakes, immersive audio experience. When Keon, a rebellious teenager, learns the truth about his father's secret identity, he's thrust into a world of danger, deception, and destiny. With ruthless enemies lurking and impossible choices ahead, will he rise to the challenge or be consumed by it? This action-packed audio drama takes listeners on a thrilling adventure that explores the thin line between heroism and sacrifice. With themes of legacy and responsibility, power and betrayal, and the morality of heroism, The Iron Web is a must-listen sci-fi podcast for fans of superhero origin stories, futuristic crime dramas, and dark futuristic podcasts.
Sense and Sensibility by Jane Austen chapter 17, narrated by Isaac BirchallSubscribe on YT or Join the Book Club on Patreon and support me as an independent creator :Dhttps://ko-fi.com/theessentialreadshttps://www.youtube.com/channel/UCfOFfvo05ElM96CmfsGsu3g/joinSummary:On arriving at the cottage, Mrs. Dashwood welcomes Edward Ferras like a son, and his shy, reserve countenance soon fades. He becomes interested in the family again. Mrs. Dashwood asks him about his mother, and Edward replies that while his mother is disappointed, she has concluded that she cannot force Edward to forgo his nature and become a famous orator/politician. Edward, above all else, wants to be happy. Elanor agrees only slightly with Edward's views, saying that money can bring happiness. Marianne is on Edwards side, claiming that “money can only give happiness where there is nothing else to give.” Elanor refutes her sister's points, claiming that Marianne does not believe what she says, as her idea of a small income is enough to have servants, horses, carriages, and hunters… Edwards is confused by Marianne's views, but before he can refute, Margret wishes that someone would just give them all a lump of money. The night goes on with them talking about what they would do if they were to all have enough money to do what ever they wished to do. Edward jokes that they would spend it all on books, music, theatre, and the like. He then asks her if her opinions on people only being able to fall in love Once have changed. They haven't. Marianne calls out Edward on his humour, and he retorts that he has never really been very genial. Edward goes on to say that he has never been at ease with people; he always seems to offend, when he is realistically only kept back by his own natural awkwardness. He says that he feels somewhat inferior, and it's probably that that keeps him from being easy with people. Marianne then jabs that he would still be reserved, which he takes offense at, as if he didn't know that he was reserved.SEO stuff I don't want to do. Jane Austin's timeless classic Sense and Sensibility follows the story of two girls, Elinor and Marianne Dashwood, and their endeavors in love, marriage, and societal expectations. Love is not easy however, and Elinor finds her sense tested by her charming brother-in-law, while Marianne's sensibility brings her nothing but heartbreak.
Doing good for others benefits our own minds and bodies, as well. We explore the science of kindness.Summary: On this episode of The Science of Happiness we explore how everyday acts of kindness strengthen our sense of connection and belonging, and why our brains are built to feel good when we support others. Drawing from both research and lived experience, we examine how even small gestures can reduce anxiety, increase purpose, and ripple outward through our communities. We also look at why kindness flourishes when it's spontaneous and genuine, and how practicing it can open us to deeper presence, vulnerability, and joy.How To Do This Practice: Set an intention: Take a moment each evening to reflect on the day ahead and choose a general theme for how you want to show kindness. Like offering gratitude, being more present, or supporting someone who comes to mind. Keep it flexible: Rather than creating a rigid checklist, identify a few broad “buckets” of kindness so you can let opportunities arise naturally. Notice moments to connect: As you move through your day, look for organic openings to offer warmth. Whether through a sincere compliment, a helpful gesture, or simply slowing down to truly listen. Act on what feels genuine: Choose gestures that feel authentic to you and appropriate to the moment, aiming for sincerity over perfection. Reflect briefly: At the end of the day, jot down the acts you did and how they felt—for you and for others—paying attention to small emotional shifts or moments of connection. Stay gentle with yourself: If you miss a moment or a day feels off, reset without judgment; the practice is about cultivating awareness and kindness, not completing a task list. Scroll down for a transcription of this episode.Today's Guests: DANA MERWIN is a progressional clown and performer based in San Francisco.Learn about Dana's Work: https://tinyurl.com/bd6ew95aFollow Dana on Instagram: https://tinyurl.com/dspstzrkDAVID CREGG is a clinical psychologist at South Texas Veterans Health Care System whose research specializes in positive psychology.Find more of David's work here: https://tinyurl.com/ajay6n6aRelated The Science of Happiness episodes: Why Compassion Requires Vulnerability: https://tinyurl.com/yxw4uhpfThe Contagious Power of Compassion: https://tinyurl.com/3x7w2s5sWho's Always There For You: https://tinyurl.com/yt3ejj6wRelated Happiness Breaks:Tap into the Joy That Surrounds You: https://tinyurl.com/2pb8ye9xA Meditation for When Others Are Suffering: https://tinyurl.com/2tcp2an9Tell us about your experience with this practice. Email us at happinesspod@berkeley.edu or follow on Instagram @HappinessPod.Help us share The Science of Happiness! Leave us a 5-star review on Apple Podcasts and share this link with someone who might like the show: https://tinyurl.com/2p9h5aapTranscription: https://tinyurl.com/yx64nk2n
SummaryOn this episode of the Inorganic Podcast, co-hosts Christian Hassold and Ayelet Shipley are joined by guest Jeff Cohen, newly minted Chief Business Development Officer of Skai, former Principal Evangelist for Amazon Ads, and in general a seasoned operator with an extensive background in commerce and tech. In this episode, the hosts and guest explore the current state and future vision of omnichannel commerce. Their discussion spans the immediate and long-term prospects of retail media agencies and the defensibility of these businesses based on their commonly observed category-specific expertise. As a part of this discussion, they talk about notable retail media agencies including Podean, Cartograph, and Envision Horizons. The conversation emphasizes the need for agencies to adapt and innovate in a rapidly changing market.TakeawaysE-commerce is growing at a rate of 6-8%.Retail media is experiencing growth rates in the low to mid 20s.Omnichannel connectivity is crucial for brands.Brands often underutilize Amazon's audience capabilities.Organizational silos hinder effective marketing strategies.Audience planning is essential for successful media execution.Agencies should act as partners, not just service providers.The future of retail media agencies is evolving rapidly.AI can significantly enhance operational efficiency in marketing.Chapters01:01 Introduction & Why Omnichannel Commerce Matters02:40 Jeff Cohen's Journey04:46 The Growth of Commerce Talent05:58 Defining Omnichannel Commerce07:39 Are Brands Underutilizing Amazon's Potential?11:58 Balancing In-House and Agency Collaboration14:21 Audience Planning: The Core of Retail Media18:31 How Retail Media Agencies Differentiate and Mature22:00 The Future of Agencies with AI & Tech34:07 Inside Skai: AI Tools and Omnichannel Evolution37:25 Platform Strategy & The Broader Tech Landscape 40:40 Closing Reflections & TakeawaysConnect with Christian and AyeletAyelet's LinkedIn: https://www.linkedin.com/in/ayelet-shipley-b16330149/Christian's LinkedIn: https://www.linkedin.com/in/hassold/Web: https://www.inorganicpodcast.coIn/organic on YouTube: https://www.youtube.com/@InorganicPodcast/featuredConnect with guest Jeff Cohenhttps://www.linkedin.com/in/jeffreycohen/ Hosted on Acast. See acast.com/privacy for more information.
SummaryOn this episode of the ATX DAO Podcast, Ash and Tom welcome guests Armin, Sangeeth, and Luke from Avalanche Team1 to talk about the creation of Avalanche Cascade, a powerful new platform for onboarding users into the Avalanche ecosystem.In a fun twist, Luke steps out of his usual host role to share what he's been building with the Team1 crew. The group dives into how Avalanche Cascade helps different types of users get started, including crypto newcomers, Web3 natives, developers, and enterprises.They discuss the platform's origin story, design decisions, and upcoming features like XP systems, contributor tools, and chain-specific onboarding paths. The episode also touches on analytics, ecosystem mapping, and how Avalanche Cascade supports real user adoption.Connect with the Avalanche Cascade Team:Cascade Website: https://cascade.team1.network/Armin: @arminreiterLuke: @luke152Sangeeth: @Sxng33thAvalanche Team1: @AvaxTeam1Check out our friends at Tequila 512:Website: https://www.tequila512.comSocials: X (Twitter) | Instagram | TikTok | FacebookTo learn more about ATX DAO:Check out the ATX DAO websiteFollow @ATXDAO on X (Twitter)Subscribe to our newsletterConnect with us on LinkedInJoin the community in the ATX DAO DiscordConnect with the ATX DAO Podcast team on X (Twitter):Ash: @ashinthewildLuke: @Luke152Tom: @Tommyg_25Support the Podcast:If you enjoyed this episode, please leave us a review and share it with your network.Subscribe for more insights, interviews, and deep dives into the world of Web3.
SummaryOn this Restaurant Owners Uncorked episode, Wil talks with Village Juice & Kitchen cofounders Clyde Harris and Lonnie Atkinson about building a clean-food concept that's as craveable as it is good for you. Born from Lonnie's California-shaped passion for fresh, minimally processed ingredients—and reinforced by Clyde's cancer journey—the brand grew from farmers' markets and a pop-up (first juice in 2015, first restaurant in 2016) to seven locations today: two corporate stores (Winston-Salem and the new Raleigh), one franchise (Optimist Hall, Charlotte), and four licensed university outlets (Wake Forest, Elon, USC—South Carolina, and High Point). They unpack price/value myths, menu pillars (cold-pressed juice, bowls, wraps, toasts, plant-based “Billy Cakes”), and an all-are-welcome approach to dietary needs. The growth plan is disciplined—more corporate stores across NC, selective university deals, and a push into hospitals (including a signed deal with UNC Health)—funded store-by-store to protect control and culture. Along the way: lessons in space efficiency (down to 550 sq ft), brand standards and audits, partnerships with college athletics, and the core belief that servant leadership and legendary hospitality make the operation work.10 Takeaways Mission in a line: “Food that tastes as good as it makes you feel.” Origin story matters: farmers' markets → pop-up → first shop; community pulled them forward. Seven locations, four of them campus licenses; Raleigh is the newest corporate store. Value over “cheap”: whole-food portions can out-value fast food, especially without the “juice add-on.” Menu discipline: scratch dressings, organic where it counts, gluten-free/vegan friendly, and customizable. Space mastery: proved the model in tiny footprints (550 sq ft food-hall unit) with smart line design. Athletic partnerships drive volume and credibility (pregame meals, practice smoothies). Hospitals are a natural next channel; UNC Health deal signed while they scout the on-campus spot. Grow slow, keep control: NC-first corporate expansion; fund each store with its own investor group. Culture wins: treat people exceptionally → low turnover, friendly service, consistent reviews.
Ask Chad Grassy Logic S3 Ep34 - Crazy Cannabis Train Guest: Kaytlinne Serna - Grey Moon https://greymoonnm.com/ Summary: On today's episode, I sat back down with Kaytlinne Serna of Grey Moon out of Jal, NM. She gives us an update on what's been happening with them on that side of the state, we dive into the market there, and we look at the future of cannabis near the Texas border once legalization finally happens. We also get into a lawsuit filed by a company that claims the state forced them out of business after a preventable flood contaminated their crops. To wrap it up, we talk about the current status of cannabis at the federal level—things are moving, but not necessarily in the right direction.
Ask Chad Grassy Logic S3 Ep34 - Crazy Cannabis Train Guest: Kaytlinne Serna - Grey Moon https://greymoonnm.com/ Summary: On today's episode, I sat back down with Kaytlinne Serna of Grey Moon out of Jal, NM. She gives us an update on what's been happening with them on that side of the state, we dive into the market there, and we look at the future of cannabis near the Texas border once legalization finally happens. We also get into a lawsuit filed by a company that claims the state forced them out of business after a preventable flood contaminated their crops. To wrap it up, we talk about the current status of cannabis at the federal level—things are moving, but not necessarily in the right direction.
SummaryOn this episode of the ATX DAO Podcast, we chat with Kyle Langham of DFINITY about the Internet Computer Protocol (ICP) and its mission to become a decentralized “world computer.” Kyle explains how ICP lets developers host entire applications fully on chain including front end, back end, and data while integrating directly with Bitcoin, Ethereum, and Solana. We cover the role of canisters, subnets for scaling, and how ICP's threshold signature technology brings smart contract functionality to Bitcoin.The conversation also explores Caffeine AI, a new tool that allows anyone to build and launch apps on ICP using natural language prompts. Kyle shares how he created a Bitcoin-powered arcade game in under an hour and why low-code tools could reshape the future of DeFi, GameFi, and Web3 app development. If you are curious about blockchain interoperability, decentralized infrastructure, or the next wave of user-friendly Web3 tools, this episode is for you.Chapters00:00 Introduction to Internet Computer and DFINITY03:31 Decentralization and the World Computer Vision06:13 Integration with Other Blockchains08:50 Building on Bitcoin and the Future of ICP11:35 Caffeine AI: Bridging Web2 and Web314:29 The Future of Application Development24:48 Exploring Caffeine's Features and Business Models26:15 Innovative Subscription Models in Crypto28:35 Interoperability and Context Engineering in Web 329:58 Trusting AI in Crypto Transactions32:02 User Experience in Crypto and ICP Projects34:36 Understanding Subnets and Canisters in ICP38:30 Kyle's Journey into Crypto and DFINITYConnect with Kyle and Dfinity / Internet Computer:X (Twitter): @kylelangham | @dfinityWebsite: https://internetcomputer.orgCheck out our friends at Tequila 512:Website: https://www.tequila512.comSocials: X (Twitter) | Instagram | TikTok | FacebookTo learn more about ATX DAO:Check out the ATX DAO websiteFollow @ATXDAO on X (Twitter)Subscribe to our newsletterConnect with us on LinkedInJoin the community in the ATX DAO DiscordConnect with the ATX DAO Podcast team on X (Twitter):Ash: @ashinthewildLuke: @Luke152Support the Podcast:If you enjoyed this episode, please leave us a review and share it with your network.Subscribe for more insights, interviews, and deep dives into the world of Web 3.
Summary On this episode of the Evolve to Succeed Podcast, Declan O'Toole shares his remarkable journey from marine biology to building a successful catering business, Forerunner Catering. He discusses the challenges of transitioning from Meals on Wheels to providing school meals, the importance of cash flow management, and the lessons learned from navigating public sector contracts. Declan reflects on the decision to exit the business, the sale process, and life after exit, emphasising the need for resilience and the fulfillment found in the entrepreneurial journey. This episode of the Evolve to Succeed Podcast covers… Define "Enough" Early: Declan covers what “enough” was in his life. He applied the 4% rule to plan his exit and financial future. Public Sector Contracts Can Be Goldmines: Declan talks about public sector contracts and how they can be stable and profitable when executed well. Systems and Process Create True Business Ownership: A business that can run without the owner is a real business. Declan emphasises how important it was for his catering company to be people-independent and systems-led. Cashflow is Everything: Declan emphasises that cashflow forecasting is a non-negotiable practice. Exit Requires Strategy, Not Spontaneity: Declan discusses his exit from the business by tightening operations, ensuring clean books, and building scalability before stepping away. Legacy Over Maximum Payout: Declan talks about choosing the right buyer, by assessing their values and ability to take care of his team and legacy. Soundbites “The bit that's really good about generating wealth is not having the wealth. It's the journey from not having it to getting there.” “You only own a business if it can run without you for three to six months.” “Cashflow, cashflow, cashflow. There's nothing else. That's priority one.” “Once you get public sector contracts, just don't f* up.” “You've got to have grit. Everyone I know who's made it has been through some deep, deep s*.” “I'm great at building systems. I'm absolutely crap at doing them.” “Success is waking up looking forward to the day and being happy with what you've achieved so far.” “I'd be a corporate muppet if I hadn't read Rich Dad Poor Dad.” Chapters 00:00 Introduction to Declan O'Toole 01:20 From Marine Biology to Catering Business 05:00 Transitioning from Meals on Wheels to School Meals 10:00 Challenges of Rapid Growth and Cash Flow Management 15:00 Navigating Public Sector Contracts 20:48 The Importance of Relationships in Business 27:47 Lessons Learned from the Public Sector 32:54 Deciding to Exit the Business 38:28 The Sale Process and Finding the Right Buyer 47:38 Life After Exit
How2Exit: Mergers and Acquisitions of Small to Middle Market Businesses
About the Guest:Les Csorba is a partner at Heidrick & Struggles, specializing in CEO and board succession, primarily in the energy sector. With roots in the first Bush administration's Presidential Personnel Office, Les has spent 30+ years advising leaders. His new book Aware: The Power of Seeing Yourself Clearly dives deep into the science and practice of self-awareness in leadership.Summary:On the How2Exit Podcast, Ron Skelton sits down with Les Csorba, a veteran executive coach, author, and partner at Heidrick & Struggles. With more than three decades in executive search and CEO coaching, Les shares a powerful perspective: leadership—not just capital, strategy, or technology—is the determining factor in building and sustaining successful businesses. His insights highlight why self-awareness, humility, and feedback cultures matter more than ever in today's high-stakes M&A environment.The conversation digs into the nuances of finding the right CEO, avoiding the trap of “people pleasing,” and why so many deals fail due to culture, not spreadsheets. Les also teases his new book Aware: The Power of Seeing Yourself Clearly, where he unpacks why most leaders think they're self-aware but aren't—and what it takes to close that gap.The Key Takeaways:Leadership Greater than Capital or Strategy: While capital, strategy, and technology are vital, Les stresses that leadership is the real driver of long-term business success.The Self-Awareness Factor: The best leaders balance strong confidence with humility and candid self-reflection—an incredibly rare skill set.People Pleasing Is a Blind Spot: Over half of leaders identify as people pleasers, which often results in poor decisions like leaving the wrong people in key roles.Feedback Culture is Essential Great organizations don't wait for annual reviews—they create ongoing, transparent feedback loops where leaders and teams hold each other accountable.Integration Is Where Deals Fail Many M&A transactions collapse not over numbers, but because two cultures can't align. Leadership due diligence is as critical as financial diligence.Few CEOs Last Long-Term Most CEOs average 5–6 years in the role; exceptions like Jamie Dimon succeed by reinventing themselves and empowering strong lieutenants.Blind Spots Are Universal Every leader has blind spots. The real question is whether they have the courage to name and engage them.The Digital Age Hurts Self-Awareness Constant distractions from technology and social media erode the reflective space leaders need to truly know themselves.--------------------------------------------------Contact Les onLinkedin:Website:--------------------------------------------------
Summary: On their way to what they hope will be a full reunion, problems are stacking for the crew—especially Krejjh. Episode transcript available at https://www.procyonpodcastnetwork.com/post/starship-iris-3-04-relapse Content warnings: character death This episode features— Ishani Kanetkar as Arkady Patel Cindy Chu as Violet Liu Jamie Price as Brian Jeeter Bri LeFever as Krejjh Jackie Andrews as RJ McCabe Chris Choi as Jin Seon Park Rain Corbyn as Swarnsh Ella Whomersley as ELLA Jo Chiang as Other Violet Ess Jay as Non-ELLA Pleasant Voice Written by Jessica Best Directed by Lauren Grace Thompson Production coordination by Eleanor Hyde Sound design by Jeffrey Nils Gardner Opening credits music is “Fear for the Storm” by Jessica Best and S.E. Winters, performed by Chiron Star with Erin Bauman on vocals and harmonies arranged by Jamie Price. The closing credits music is “Rocket Science” by Amber Devereux of Tin Can Audio. Learn more about your ad choices. Visit megaphone.fm/adchoices
The case of the people person who fell out of love with people. Scroll down for a transcription of this episode.Summary: On this episode of The Science of Happiness, we're featuring an episode from the Proxy podcast, hosted by Yowei Shaw. The episode follows Zakiya Gibbons, who also appeared on our show recently to explore science-based ways of connecting with her intuition. In this Proxy episode, Zakiya shares a personal reflection on how the pandemic altered her social life and sense of identity, offering an honest look at how our personalities can shift in response to major life changes.Transcription: https://tinyurl.com/d7vd44j4
SummaryOn this special Next Gen Friday episode of the Taking the Land Podcast, a rising preacher delivers a passionate and convicting sermon titled “Angels in the Battlefield.” Drawing inspiration from Zechariah and Elizabeth in Luke 1 and the heroic life of Clara Barton, he challenges the church to move from passive observation to active service.Are you waiting for God to bless you?What if the blessing comes while you're serving?The battlefield is where God reveals Himself.This message is for the overlooked, the tired, the ones who wonder if what they do in church really matters. If you've ever questioned the value of your sacrifice, this sermon will reignite your fire and call you back to the front lines.Chapters0:00 – Next Gen Friday Introduction0:55 – A Word of Thanks and the Call to Serve2:00 – Clara Barton: The Angel of the Battlefield4:10 – Where Are the Angels in the Church Today?6:40 – Zechariah's Faithful Service Despite Barrenness9:00 – What It Really Means to Serve11:20 – Serving Through the Church: No Such Thing as a Rogue Disciple13:30 – Called to Bear Fruit, Even in Delay16:00 – Wrestling with God While Serving18:00 – “God, What About My Blessing?”20:30 – The Trap of Self-Interest24:40 – Serving Even When God Feels Silent27:00 – When God Doesn't Answer Your Way29:30 – Miracles Happen While You Serve31:45 – Stop Holding Ministry Hostage34:00 – The Blessing Is in the Battlefield36:25 – Zechariah's Faithfulness Birthed John the Baptist37:40 – Will You Say, “Here Am I, Send Me?”38:20 – Altar Call: Become an Angel in the BattlefieldShow NotesALL PROCEEDS GO TO WORLD EVANGELISMLocate a CFM Church near you: https://cfmmap.orgWe need five-star reviews! Tell the world what you think about this podcast at: • Apple Podcasts: https://apple.co/3vy1s5b • Podchaser: https://www.podchaser.com/podcasts/taking-the-land-cfm-sermon-pod-43369
Pentecost: Every Breath a Prayer - Rev. Donnell T. Wyche - a2vc.org. Like us on fb.com/vineyardannarboror watch our livestream Sundays @ 10:45am - vimeo.com/annarborvineyard Summary: On this Pentecost Sunday, Pastor Donnell Wyche invited the congregation to reflect on the nearness of God through the simple, sacred act of breathing. Drawing from Acts 2 and the outpouring of the Holy Spirit, he reminded us that the miracle of Pentecost isn't found in fire or wind or tongues, but in the radical truth that God's Spirit has been poured out on all flesh. Every breath we take, Pastor Donnell suggested, might be a prayer—an unspoken whisper of God's name—linking us to the divine presence that animates all of creation. Pastor Donnell explored the spiritual meaning of breath through scripture, Hebrew language, and human experience. He pointed out that the same word for “spirit” is also the word for “breath,” and that in our joy, fear, and weariness, breath reflects the state of our souls. Drawing from Psalms, Romans, and Thessalonians, he offered a vision of sanctification not as rigid moralism but as the Spirit gently cleansing what no longer belongs in us—inviting us to breathe in God's love and breathe out what holds us back. The sermon challenged us to see ourselves as beloved vessels of divine breath: fragile, yet filled with glory and honor. In a closing, embodied invitation, the congregation was led through a three-minute breathing exercise—placing hands on their bodies, focusing on the breath, and receiving a prayerful blessing. Pastor Donnell reminded us that Pentecost is more than an event—it's a way of life, where every breath becomes a prayer, every inhale a reminder of God's nearness, and every exhale a release of anxiety, bitterness, or fear. In this sacred rhythm, we remember who we are: chosen, holy, and deeply loved.
SUMMARY: On a slow boat to Spain, Matt's losing his sense of time while trying to figure out where to muster. Jacob's got a special "sandwich." Paul celebrates one year with his new hip. We also discuss The Orleans' carpet, creative planking, and artful bandages. Plus a family drama Scoop Mail, and a Scoopardy.
Tim Ulbrich and Tim Baker tackle questions from the YFP community on life insurance needs for expectant parents and eligibility for direct Roth IRA contributions. Summary On today's episode, YFP Co-Founders Tim Ulbrich, PharmD and Tim Baker, CFP tackle two important questions from the YFP community. First, they dive into how to project your life insurance needs when welcoming a new baby into the family. Then, Tim and Tim break down how Modified Adjusted Gross Income (MAGI) is calculated to help you determine if you're eligible for direct Roth IRA contributions. If you have a question you'd like featured on an upcoming episode, visit yourfinancialpharmacist.com/askyfp or email info@yourfinancialpharmacist.com. Mentioned on the Show Ask YFP a Question Email YFP a Question: info@yourfinancialpharmacist.com Life Insurance for Pharmacists: The Ultimate Guide YFP Rx Money Roundup #18: Can I do a backdoor Roth IRA myself? YFP YouTube Channel YFP Book a Discovery Call YFP Disclaimer Subscribe to the YFP Newsletter Tim Ulbrich on LinkedIn Tim Baker on LinkedIn YFP on Instagram YFP Facebook Group
Daily Halacha Podcast - Daily Halacha By Rabbi Eli J. Mansour
On "Shabbat Zachor," the Shabbat before Purim, we take two Torah scrolls from the Heichal. After reading the regular Torah portion from the first Torah, we open the second scroll and read for the Maftir reading the final verses of Parashat Ki-Teitzei (Devarim 25:17-19) which command us to recount Amalek's attack on Benei Yisrael. According to many Halachic authorities, including the Shulchan Aruch, the annual reading of these verses constitutes a Torah obligation. The Zachor reading differs in this regard from the standard Torah reading, in that it is a Torah obligation. In light of the unique status of the Zachor reading, is it proper for the congregation to read along with the Ba'al Koreh (reader) from their Chumashim as he reads Zachor? Although some Rabbis indeed encouraged reading Zachor along with the Ba'al Koreh, Chacham Ovadia Yosef, in his work Chazon Ovadia (Laws of Purim, p. 4), rules that to the contrary, this practice is inappropriate. Firstly, he notes that the Torah introduces the obligation to recall Amalek's assault with the term "Zachor" (literally, "Remember") – the same term with which the Torah introduces the obligation of Kiddush on Shabbat (Shemot 20:8). The Sages understood the word "Zachor" as a reference to verbal recitation, thus requiring that one verbally declare the sanctity of Shabbat every Shabbat, and verbally recall the incident of Amalek once a year. As we know, one can fulfill his obligation of Kiddush by listening to its recitation from somebody else. The Halachic principle of "Shomei'a Ke'oneh" establishes that by carefully listening to somebody else's recitation, one is considered to have personally recited the given text. Therefore, one is not required to personally recite Kiddush on Shabbat, and it suffices for him to listen to its recitation by another person. Similarly, the obligation to read the Zachor section can be fulfilled by listening to the reader, and there is thus no need for the congregation to read the verses of Zachor along with the Ba'al Koreh, as they satisfy their obligation by carefully listening to his reading. Furthermore, Chacham Ovadia adds, the Zachor obligation requires reading this section from a proper Torah scroll. Therefore, the congregation can fulfill their obligation only by listening to the Ba'al Koreh's reading, whereby they are considered to have themselves read the Zachor section from a Torah scroll. If they read from their Chumashim, then they do not fulfill their obligation. It is therefore appropriate for the congregation to remain perfectly silent during the Zachor reading and carefully listen to each word read by the Ba'al Koreh. There is some discussion among the Halachic authorities as to whether or not women are included in the obligation to hear the Zachor reading, and therefore many women indeed make a point to come to the synagogue on Shabbat Zachor to hear this reading. Many communities conduct a special Zachor reading on the afternoon of Shabbat Zachor for women who are unable to attend synagogue services in the morning. Some Rabbis discouraged this practice, arguing that it is inappropriate to take the Torah scroll from the Heichal for this reading, since no Beracha is recited over this reading and it is unclear whether or not it is in fact required. Chacham Ovadia Yosef, however (In Chazon Ovadia – Laws of Purim, p. 10), encourages this practice, claiming that reading the Zachor section for women is indeed a worthy enough purpose to warrant removing the Torah from the Heichal. He draws proof to his position from the practice of Rabbi Moshe Greenwald (early 20th-century author of the "Arugat Ha'bosem") to remove the Torah from the Heichal each morning during the first twelve days of Nissan and read from the section of the "Nesi'im" in the Book of Bamidbar (7:1-8:4). Even though reading from the "Nesi'im" section during this period is not required by Halacha, and is merely a Minhag (custom), this practice is deemed worthwhile enough to allow removing the Torah from the Heichal. Certainly, then, it is proper to conduct a special Zachor reading for women in deference to the view among the authorities that the Zachor obligation applies to both men and women. Why is no Beracha recited over the Mitzva of reading Zachor? Many Mitzvot that we perform require the recitation of a Beracha. Seemingly, then, before the Zachor reading we should recite the Beracha "Asher Kideshanu Be'mitzvotav Ve'tzivanu Li'zkor Ma'aseh Amalek." Why did the Rabbis not require the recitation of a Beracha before the performance of this Mitzva? Chacham Ovadia (Chazon Ovadia – Laws of Purim, p. 11) cites those who answer this question on the basis of the Gemara's comment in Masechet Megila (10b) that the Almighty does not rejoice in the destruction of the wicked. Although the wicked people in the world must be eliminated, their death should not be a cause of joy and celebration. Thus, for example, when the ministering angels wished to sing a song of praise upon the drowning of the Egyptians in the sea, God exclaimed, "My creatures are drowning at sea – and you wish to sing a song of praise?!" Therefore, even though we must conduct a special reading to recall the obligation to destroy Amalek, the Sages chose not to require the recitation of a Beracha, which would express a feeling of joy and excitement over the destruction of the wicked. Summary: On the Shabbat before Purim we read for the Maftir reading the section of "Zachor" from a separate Torah scroll. The congregation should remain silent during the reading, rather than read along with the Ba'al Koreh (reader). Some authorities require women to hear this reading, as well. Many communities therefore conduct a special Zachor reading during the afternoon of Shabbat Zachor for women who cannot attend the morning services, and this is a proper practice.
Grab your lantern and your coping mechanisms because this week on the RPGBOT.Podcast, we're diving into Vaesen—the TTRPG where 19th-century Scandinavia is spooky AF and your trauma is basically a superpower. Expect ghostly mysteries, a crash course in HQ decorating (yes, it matters), and plenty of critical injuries and "oops" moments to keep things interesting. It's folklore, teamwork, and spectral shenanigans at their finest. Who needs combat when you've got unresolved emotional baggage? Tune in to find out if your party is ready to face the real horror: proper collaboration. Available now wherever you get your podcasts! Summary On this episode of the RPGBOT.Podcast, the crew journeys to 19th-century Scandinavia to unravel the eerie mysteries of the TTRPG Vaesen. With spirits straight out of folklore, a setting dripping with atmospheric dread, and trauma as your ticket to seeing the supernatural, it's part Scooby-Doo and part existential crisis. The hosts dive into investigative gameplay that's less about swinging swords and more about solving spectral whodunits while dodging critical injuries and awkward character defects. They unpack the rules of ghostbusting with a side of teamwork, historical trivia, and the occasional "Hey, should we have brought more salt?" Tune in as they debate the true horror: malevolent spirits or trying to keep your player agency intact. It's a hilarious and heartfelt look at mystery arcs, collaboration, and why your game group needs a solid headquarters — because nothing says "spiritually prepared" like a Scandi chic base of operations. Links Vaesen (affiliate link) Content from RPGBOT.net Vaesen & the Mythic Britain and Ireland Expansion - A Review RPGBOT.Podcast Episodes Zoe Franznick Reviews Free League's Vaesen Takeaways The RPGBOT.Podcast explores the captivating world of Vaesen, a TTRPG rooted in 19th-century Scandinavian folklore. Players embark on mystery-driven adventures where trauma unlocks the ability to perceive the enigmatic Vaesen—spirits neither good nor evil. Success hinges on collaboration, cunning, and preparation, as combat is perilous and knowledge is power. The game balances tension between tradition and modernity, blending historical depth with flexible storytelling. Players navigate investigations across multiple locations, leveraging advantages and resolving conflicts through dice mechanics and strategic choices. Conditions and critical injuries deepen role-play and character growth, while player actions shape advancement, healing, and headquarters development. With its focus on creative problem-solving, player agency, and risk-reward dynamics, Vaesen offers a richly immersive experience adaptable to one-shots or campaigns. If you enjoy the show, please rate and review us on Apple Podcasts, Spotify, or your favorite podcast app. It's a quick, free way to support the podcast, and helps us reach new listeners. If you love the show, consider joining us on Patreon, where backers at the $5 and above tiers get ad free access to RPGBOT.net and the RPGBOT.Podcast, can chat directly to members of the RPGBOT team and community on the RPGBOT.Discord, and can join us for live-streamed recordings. Support us on Amazon.com when you purchase products recommended in the show at the following link: https://amzn.to/3NwElxQ How to Find Us: In-depth articles, guides, handbooks, reviews, news on Tabletop Role Playing at RPGBOT.net Tyler Kamstra Twitter: @RPGBOTDOTNET Facebook: rpgbotbotdotnet Bluesky:rpgbot.bsky.social Ash Ely Professional Game Master on StartPlaying.Games Twitter: @GravenAshes YouTube@ashravenmedia Randall James @JackAmateur Amateurjack.com Producer Dan @Lzr_illuminati
Summary On this episode of Healthcare Market Matrix, host John Farkas delves into the pressing challenges facing healthcare Chief Financial Officers (CFOs) with esteemed guests Todd Nelson, a former hospital CFO and current Director of Partner Relationships at Healthcare Financial Management Association (HFMA), and Trish Rivard, founder of Eliciting Insights. The episode is anchored on findings from HFMA's comprehensive 2024 study, which surveyed one hundred and thirty-five CFOs from one hundred and thirty-two health systems, exploring economic constraints, margin pressures, and emerging trends in healthcare finance. A staggering forty-seven percent of CFOs identified supply chain issues as a primary margin pressure, while escalating costs in pharmaceuticals and medical devices were noted as significant challenges by eighty-six percent and seventy-three percent, respectively. There's a delicate balance between innovation and cost efficiency, especially when clinician familiarity with products and physician malpractice insurance comes into play. The ongoing labor shortage, particularly in nursing, exacerbates these challenges, pushing health systems to adopt strategies like outsourcing and wage increases to retain staff. Cybersecurity, though less pressing than supply chain issues, has seen a fifty percent uptick in spending, further amplified by a major vendor data breach. While the potential of AI in healthcare elicits mixed reactions—split equally among those expecting cost reductions, increases, or no change at all—only eight percent of health systems feel ready for AI integration. Vendors are urged to educate health systems on AI implementation and governance for sustainable partnerships. The episode also sheds light on the pandemic's lasting impact on labor costs, with ninety-six percent of CFOs citing labor as a major concern, and a whopping ninety-nine percent highlighting nursing worries specifically due to contract labor costs. Reimbursement complexities and payer denials, particularly with Medicare Advantage plans, are other significant pain points. Effective vendor relationships and tailored solutions are emphasized as crucial for navigating these multifaceted challenges. Ultimately, the dialogue underscores the importance of understanding and addressing CFOs' specific pain points for building trust and driving effective, long-term partnerships in the healthcare sector. Show Notes (6:12) Understanding CFO Pain Points (17:42) How Remote Works Increases Competition for IT Talent (29:22) Entangling Patient Care Decisions with Automated Denials (35:40) Assessing R&D Cost Value in Healthcare (45:05) Prioritizing Automation and Cybersecurity over AI (1:01:24) Building Trust with CFOs to Pitch Health Tech Solutions Links John Farkas Ratio Spencer Honeyman Trish Rivard Eliciting Insights Todd Nelson Healthcare Financial Management Association (HFMA)
Summary: On this special mini episode, we're hearing from a long-time listener turned board member, Carolina! We got to chat about what led Carolina to The Rare Life, what The Rare Life has meant to her, how she helped plan this year's Sticker Club as part of our fundraising committee, and how she's helping us grow and reach new communities via a Spanish translation of the podcast! And as always, if you want to learn more about how to support The Rare Life, get some awesome stickers as a thank you, and potentially win this book bundle, sign up for Sticker Club!⠀⠀⠀⠀⠀⠀ Links: Join the TRL Sticker Club and learn about our Book Bundle Giveaway to support the podcast for the coming season! Join The Rare Life newsletter and never miss an update! Fill out our contact form to join upcoming discussion groups! Follow us on Instagram @the_rare_life! Donate to the podcast or Contact me about sponsoring an episode. Follow the Facebook page. Join the Facebook group Parents of Children with Rare Conditions. Access the transcript on the website here. And if you love this podcast, please leave us a rating or review in your favorite podcast app!
With Startup Crawl 2024 being right around the corner, we wanted to rerelease last year's Startup Crawl episode. Get a sneak peek at what to expect at this year's event! Summary On this special episode of Startup Junkies, hosts Jeff Amerine, Caleb Talley, and Victoria Dickerson head to Startup Crawl, where they interview several entrepreneurs participating in this year's event. The night celebrated entrepreneurship in the Heartland with food trucks, local craft beer, live music, and entrepreneurial connection. Jeff, Caleb, and Victoria sat down with Joshua Carnes of Sights & Sounds NWA, Brody Maxwell of TrueRep, Orson Weems of the Music Education Initiative, Bryan Fittin of Go Rogue X, and Bridgett Skeirik of Montay Coffee to discuss their entrepreneurial endeavors and Startup Crawl's impact on the community. Show Notes (0:32) Joshua Carnes and Sights & Sounds NWA (3:33) Brody Maxwell and TrueRep (7:02) Orson Weems and the Music Education Initiative (13:34) Bryan Fittin and Go Rogue X (22:03) Bridgett Skeirik and Montay Coffee Links Jeff Amerine Caleb Talley Victoria Dickerson Startup Junkie Startup Junkie YouTube Joshua Carnes Sights & Sounds NWA Brody Maxwell TrueRep Orson Weems The Music Education Initiative Bryan Fittin Go Rogue X Montay Coffee
Summary On this episode of the Faith & Work Podcast, we learn about cultivating creativity and imagination from cartoonist Mike Maihack. Mike is best known for his series Cleopatra in Space, originally published by Scholastic and later adapted by Dreamworks into an animated show. Through our conversation, Mike shares some of the ways he views his creative work in light of the gospel, shares how he has navigated public criticism of content creation and recounts some of his own personal journey with being a cartoonist. Highlights On Superheroes and the Gospel: “What I love about superheroes... is that there's these characters that have these immense abilities, these things that we can't even imagine being able do ourselves. And yet, instead of using these abilities for selfish purposes... They use it to do things that Jesus would do. They would help the poor. They would make sure they're saving those that cannot save themselves, they're sacrificing themselves. They're always looking at the greater good despite maybe the hurt that causes them. They're always looking at every single other person that they're around is a much greater person than themselves, despite them having these abilities." On Making Beauty: “My spiritual drive is God, he's a working God. He spent all this time creating us, creating the world. He is still working on it, and I want to please Him by cultivating that as much as I can. Really trying to contribute to that world, mak[ing] sure that world stays beautiful because I think that's the ultimate end goal right there, is to make sure this world is ready when a heavenly realm appears. And it is we're putting things in this world that he wants to see. And so that's sort of spiritually how I approach my work." Resources Download the episode transcript Instagram @mikemaihack Mike's Website Mike's Graphic Novel Recommendations: Infinity Gauntlet Bone Called To Create By Jordan Raynor
Episode Highlights: finding purpose and passion in life, biohacking for overwhelm, power of breathwork, adapting biohacks for Northern climates, importance of sunlight and grounding, cold water immersion, understanding methylation, nutrient deficiencies, the right nutrients for your body, genetic testing in health Summary: On this Monday episode of The Awake and Winning Podcast, we're bringing back a killer conversation with none other than Gary Brecka! Gary dives deep into his journey through the health and biohacking world, sharing how finding purpose and passion can completely transform your life. He drops some solid, practical biohacks to help you manage overwhelm, including the power of breathwork and how to tweak your health routines no matter where you are. Gary also talks about the benefits of sunlight, grounding, and cold water immersion to boost your overall well-being. Plus, he breaks down why understanding methylation and nutrient deficiencies through genetic testing is key to unlocking your best health. To top it off, he reminds us that it all comes back to the basics—your purpose and meaning in life are what truly make the difference. Topics Discussed Top biohacks for overwhelm The best times to do breathwork when in different climates Best time/time duration for sun gazing The recommended times for grounding and cold baths Steps someone should take when they have an ailment How do we find out what nutrient deficiencies we have How to access genetic testing If you enjoyed the episode, please be sure to take a screenshot and share it out on Instagram and tag @thekaylorbetts. Also, please make sure to give us a review and a five star rating if you're loving what we are doing! _____________________________ SPONSORS: Truly Tallow | https://www.trulytallow.com/ Use code “SUNNYBALLS10” at checkout for 10% off your order The Wellness Company | https://www.twc.health/collections/signature/products/spike-bromelain-turmeric Use Code WINNING at checkout for 10% off your order _____________________________ RESOURCES & LINKS MENTIONED: Instagram | https://www.instagram.com/garybrecka/ Websites | https://www.garybrecka.com/ | 10X Health Gene TestPodcast | The Ultimate Human with Gary Brecka on Spotify | The Ultimate Human with Gary Brecka on Apple Podcasts _____________________________ IMPORTANT UPDATES: Check out the Awake & Winning Website | https://awakeandwinning.com/ Join the Awake & Winning Life AW-cademy | http://www.theawlife.com/ Join the Awake & Winning Business AW-cademy | http://www.theawbiz.com Follow Kaylor on Instagram | https://www.instagram.com/thekaylorbetts/
Summary On episode 5 of Business Buzz, host Daniel Koonce welcomes Fayetteville's own Lewis Chase, one of the founders of Feed and Folly, City Park, and Guisinger Cocktail Club. Daniel and Lewis discuss Lewis's background, his relationship with his business partners, and the origin of “the Dudes of Folly.” Lewis talks about what inspired him to start each new venture and how he is able to bring something unique to Fayetteville every time. Tune in to learn about the importance of your business's location, prices, and culture. Lewis dives into his most recent venture, the Guisinger Cocktail Club and explains how he was able to create such a creative menu and a unique customer experience. Thank you to Fossil Cove Brewing Co. for sponsoring this episode! If you want to learn more about Fossil Cove, go to www.FossilCoveBrewing.com. Links Daniel Koonce Startup Junkie Startup Junkie YouTube Fossil Cove Brewing Co. Feed and Folly City Park Guisinger Cocktail Club
Summary:On the She Calls Her Shots podcast, we're all about building a business that feels sustainable and that create ease, happiness and gratitude in all areas of your life. And in today's episode we're diving into something that is SO important – and not talked about enough in our industry.The duality of being a business owner who's not only trying to grow a thriving business, but also doing her best to create life-giving, love-filled relationships with those around her. The sometimes impossible balancing act of trying to keep both aspects of our lives thriving at the same time – and how often times, it feels like we're bouncing back and forth, having to choose between focusing on our business OR our relationships. Feeling like when one aspect is thriving, the other is suffering -- and I'm here to share today, it doesn't have to be this way. This episode is sure to hit you on a deeper level because I'm sharing the REAL HONEST TRUTH of what it REALLY takes to be a business owner (that also cares deeply about her relationships and people she's closest to).So grab your favorite glass of wine, tea or coffee and join me in today's conversation..Loved the episode? Have a topic or guest host request? Send me a text message!I'm giving away a YEAR LONG subscription to the Adobe Photography Plan — including access to Lightroom, Lightroom Classic, Photoshop, and 20GB of cloud storage. All for FREE!TO ENTER: Take a screenshot of the episode that you're listening to and share it in your IG stories and tag me @heykristamarieBONUS: Leave a review on Apple podcasts and send me a screenshot of the review in an IG DM and you get 5 additional entries.The winner will be announced July 1st!Ways we can work together: Photographers, are you ready to create a sustainable business strategy? Is it time to elevate your business and get updated , gorgeous brand photos? I'D LOVE TO CONNECT WITH YOU! Say hello on Instagram
Cory Jenks, PharmD, author, speaker and comedian talks about his newest book on fatherhood titled, “So I Guess I'm a Dad Now.” Summary On this episode, Tim talks with Cory Jenks, PharmD, a comedian, pharmacist, author, and speaker who helps create more adaptable, empathetic, and humanizing healthcare experiences. Cory shares his journey of writing his second book 'I Guess I'm a Dad Now', why he chose to write a book on fatherhood, the strategies he has employed in his journey of being a dad to three kids ages six and under, and why he and his wife Cassie used a Coast FIRE approach for their financial plan. About Today's Guest Cory Jenks is a convention breaking pharmacist, comedian, author, speaker, and dad from Tucson Arizona. Since earning his Doctor of Pharmacy degree in 2011 from the University of South Carolina, he has been on a mission to help people get off medications through lifestyle. Since 2013, he has taught, coached and performed improv comedy for thousands of people. And since 2022 when his 1st book Permission to Care: Building a Healthcare Culture that Thrives in Chaos, came out, he has been making readers laugh out loud while reading. His newest book, I Guess I'm a Dad Now, provides practical and hilarious tips, tricks, and stories to help new dads earn that "#1 Dad” shirt they will inevitably be gifted on Father's Day. With the little spare time he has, Cory enjoys harvesting rainwater, raising chickens, and attempting to play various sports with variable success. He is currently earning his Master's Degree in Dad Jokes with the help of his daughter and two sons. Mentioned on the Show YFP Planning YFP 134: One Couple's Coast FI Journey YFP 196: How Cory Uses Improv to Create a Better Healthcare Experience YFP 356: How to Successfully Navigate Finances with Your Partner I Guess I'm A Dad Now by Cory Jenks Cory Jenks Cory Jenks on LinkedIn Cory Jenks on Instagram Tim Ulbrich on LinkedIn Subscribe to the YFP Newsletter YFP Disclaimer
Summary On this episode of Startup Junkies, hosts Caleb Talley and Harrison Kitson are joined by Kenny Tomlin, serial entrepreneur and co-founder of CourtAvenue, a cutting-edge digital transformation company. Founded in 2020, Court Avenue, headquartered in Austin, partners with Fortune 500 clients to harness emerging technologies, transforming client interactions, and optimizing business operations. Its focus has increasingly shifted towards AI-driven solutions, helping companies adapt and innovate in an ever-accelerating tech landscape. A key facet of CourtAvenue's strategy is its selective approach to incubating boutique services and technologies. This includes ventures like an experiential design business and a platform focused on conversational commerce using AI. By incubating these specialized entities, CourtAvenue not only addresses immediate market needs but also anticipates future technological trends. Kenny's broader vision for Court Avenue includes potential expansion into new markets such as Latin America, Asia, and Europe, signifying a commitment to global growth. Additionally, CourtAvenue's selective nature regarding co-founding and incubating entities ensures each venture aligns with its core values and strategic objectives. In this conversation, Kenny offers advice on identifying opportunities within emerging technologies like AI, navigating the evolving digital landscape, and the essential mindset required for long-term entrepreneurial success. Drawing from his experiences at the forefront of digital innovation, including founding and selling companies like Rockfish, Kenny highlights the paramount importance of building strong relationships, continuous learning, and embracing the unpredictable nature of entrepreneurship. Show Notes (0:00) Introduction to Kenny Tomlin (6:40) Navigating the Digital Transformation (9:42) About CourtAvenue (13:29) The Process of Incubating Companies (17:26) Kenny's Entrepreneurial Experience (25:35) What Winning Looks Like to Kenny (29:28) CourtAvenue's Future Vision (32:45) Advice to Younger Self (39:38) Closing Question Links Caleb Talley Harrison Kitson Startup Junkie Startup Junkie YouTube Kenny Tomlin CourtAvenue
Summary On this episode of Startup Junkies, hosts Caleb Talley, Jeff Amerine, and Daniel Koonce dive into the world of specialty coffee with Jon Allen, co-founder and creative director of Onyx Coffee Lab. Founded in 2012 with the mantra “Never Settle for Good Enough,” Onyx has built an award-winning team of roasters that ship freshly roasted coffee worldwide and serve unique brews in four locations across Northwest Arkansas. Jon's, and his wife and fellow co-founder, Andrea's, commitment to exceptional coffee led them to a method they call relationship coffee, meaning that for seventy percent of the coffee they import, they visit the farms where it is grown and pay the producers directly. This approach allows them to establish their standards for coffee quality and ensures transparency with Onyx Coffee Lab consumers because they share detailed purchase information on Onyx's website. Visitors can see the price paid to the producer, the market commodity price at the time of purchase, the fair trade price, the import costs, and the individuals involved in bringing the coffee to the United States. Throughout the episode, Jon discusses Onyx's unique approach to sourcing, roasting, and distributing high-quality coffee, which includes transparency in pricing, traceability to the farmers, and a deep respect for the coffee's origin. He also shares insights into the industry's evolution, the growing demand for specialty coffee worldwide, and the importance of supporting sustainable practices at the source. This conversation offers a glimpse into the passion, dedication, and innovation driving the craft coffee movement that has taken off in Northwest Arkansas. Show Notes (0:00) Introduction to Jon Allen (1:03) About Onyx Coffee Lab (3:57) Onyx's Origin Story (6:01) Pricing Transparency (9:04) Focusing on Green Coffee (15:10) From Coffee Roasting to Consulting (22:33) The Rise of Coffee Ventures (29:50) Onyx's Interior Design Vision and Narrative (34:58) Advice to Younger Self (38:15) Closing Question Links Caleb Talley Jeff Amerine Daniel Koonce Startup Junkie Startup Junkie YouTube Jon Allen Onyx Coffee Lab
Brentsen Wolf, PharmD, Founder and President of the nonprofit RxTeach, shares his journey of starting and leading a nonprofit organization. Summary On this episode, Tim Ulbrich connects with industry pharmacist Brentsen Wolf, PharmD about his journey starting RxTeach, a nonprofit organization dedicated to providing scholarships in the areas of advancing preventative medicine education and cancer research. Brentsen discusses the motivations behind starting RxTeach, how he was able to go from idea to getting it off the ground and shares the lessons he learned along the way. He also discusses his thoughts on the future of the organization and the efforts RxTeach is supporting. About Today's Guest Brentsen Wolf graduated with his PharmD from the Southern Illinois University of Edwardsville in 2021. He then completed a 2-year post-doctoral medical affairs fellowship through the Rutgers Pharmaceutical Industry Fellowship Program at Merck. Brentsen currently works as an MSL in thoracic malignancies in the pharmaceutical industry. Brentsen is the President and Founder of RxTeach, a 501(c)(3) nonprofit organization dedicated to providing scholarships in the areas of advancing preventative medicine education and cancer research. Brentsen has a passion for health and fitness, professional development, and research. You can connect with him via LinkedIn and read all of his articles here. Mentioned on the Show RxTeach YFP Gives YFP Planning Huberman Lab Podcast Brentsen Wolf, Pharmd on LinkedIn YFP Disclaimer Subscribe to the YFP Newsletter Tim Ulbrich on LinkedIn YFP on Instagram YFP Facebook Group
Tim Ulbrich, PharmD (YFP Co-Founder & CEO) digs into how to successfully navigate finances with your partner and shares 25 questions you can use to frame conversations around money. This episode is brought to you by First Horizon. Summary On this episode, we're talking about love and money! Discussing finances with your spouse, partner or significant other can be tricky sometimes. Tim Ulbrich shares 25 financial discussion questions to help you navigate these important conversations along with a free resource you can download to help get you started. From reflecting on your “money classroom” and the way you were raised to understand money to how you feel about debt, savings, and other important goals, Tim guides you through these important conversations. There is no one-size-fits all to managing finances in a relationship - but sharing the same vision and goals with your partner can set you up for success. This episode is brought to you by First Horizon. About Today's Guest Tim Ulbrich is the Co-Founder and CEO of Your Financial Pharmacist. Founded in 2015, YFP is a fee-only financial planning firm and connects with the YFP community of 15,000+ pharmacy professionals via the Your Financial Pharmacist Podcast podcast, blog, website resources and speaking engagements. To date, YFP has partnered with 75+ organizations to provide personal finance education. Tim received his Doctor of Pharmacy degree from Ohio Northern University and completed postgraduate residency training at The Ohio State University. He spent 9 years on faculty at Northeast Ohio Medical University prior to joining Ohio State University College of Pharmacy in 2019 as Clinical Professor and Director of the Master's in Health-System Pharmacy Administration Program. Tim is the host of the Your Financial Pharmacist Podcast which has more than 1 million downloads. Tim is also the co-author of Seven Figure Pharmacist: How to Maximize Your Income, Eliminate Debt and Create Wealth. Tim has presented to over 200 pharmacy associations, colleges, and groups on various personal finance topics including debt management, investing, retirement planning, and financial well-being. Mentioned on the Show Money Couple Money Personality Assessment 25 Financial Discussions for Partners I Will Teach You to Be Rich by Ramit Sethi Learn more about YFP Planning First Horizon Pharmacist Home Loan YFP+ Subscribe to the YFP Newsletter Tim Ulbrich on LinkedIn YFP on Instagram YFP Facebook Group YFP Disclaimer
Sponsored by YFP+, YFP Co-Founder Tim Ulbrich shares five key elements for building a strong financial foundation after graduation. Summary On this episode sponsored by YFP+, host Tim Ulbrich outlines five key elements for building a strong financial foundation. Whether you are a pharmacy student looking ahead, a soon to be 2024 graduate, or a resident, fellow, or new practitioner trying to find solid financial footing, Tim shares what it means to build a strong financial foundation, no matter where you are in your career. With the average pharmacist facing staggering student loan debt and often lacking financial knowledge, Tim shares practical strategies to help pharmacists to begin to navigate debt management, investing, insurance coverage and retirement planning. About Today's Guest Tim Ulbrich is the Co-Founder and CEO of Your Financial Pharmacist. Founded in 2015, YFP is a fee-only financial planning firm and connects with the YFP community of 15,000+ pharmacy professionals via the Your Financial Pharmacist Podcast podcast, blog, website resources and speaking engagements. To date, YFP has partnered with 75+ organizations to provide personal finance education. Tim received his Doctor of Pharmacy degree from Ohio Northern University and completed postgraduate residency training at The Ohio State University. He spent 9 years on faculty at Northeast Ohio Medical University prior to joining Ohio State University College of Pharmacy in 2019 as Clinical Professor and Director of the Master's in Health-System Pharmacy Administration Program. Tim is the host of the Your Financial Pharmacist Podcast which has more than 1 million downloads. Tim is also the co-author of Seven Figure Pharmacist: How to Maximize Your Income, Eliminate Debt and Create Wealth. Tim has presented to over 200 pharmacy associations, colleges, and groups on various personal finance topics including debt management, investing, retirement planning, and financial well-being. Mentioned on the Show YFP+ YFP Gives Scholarship April 25, 2024 YFP Home Buying Webinar YFP Budget Template YFP Financial Fitness Test YFP Podcast Episode 165: The Power of a Health Savings Account (HSA) YFP Blog: Why I'm Not Using My Health Savings Account to Pay for Medical Expenses YFP Podcast Episode 272: How Much is Enough (Retirement Planning) YFP Planning Subscribe to the YFP Newsletter Tim Ulbrich on LinkedIn YFP on Instagram YFP Facebook Group YFP Disclaimer
Derek Schwartz, PharmD, returns to talk about his debt free journey and his path toward FI/RE: Financial Independence, Retire Early. Summary On this episode, we check back in with Derek Schwartz, PharmD, on his debt free to FIRE journey. Derek was an early guest on the podcast back in 2017 when he was working toward becoming debt free by ambitiously paying off $180,000 in student loan debt. Today, Derek returns to share a life update after successfully eliminating his student loan debt - from getting married to owning a home to becoming a father of two - Derek explains how he continues to save and view spending and how his journey toward an early retirement evolves as he pursues FIRE. Derek shares encouraging advice for new grads and anyone looking to pay down debt and what it can mean when you are truly financially free. About Today's Guest Derek Schwartz, PharmD, RPh is a 2014 graduate of Ohio Northern University Raabe College of Pharmacy who currently works with the Kroger Company in the Cincinnati, OH area. After graduating in 2014 with over $180,000 in debt, he paid it off in March 2018. Derek and his wife, Jessica, married in October 2020, and have two children: Julia, age 2, and Calvin, 8 months old. The family of four have a happy and busy life in Cincinnati, Ohio. Mentioned on the Show YFP 014: Turning Student Debt Frustration Into Action YFP/APhA Webinar: Money Moves: How to Evaluate Benefits Packages and Job Offers (With Live Insight on Real Pharmacist Job Offers!) on April 17, 2024 YFP Planning Subscribe to the YFP Newsletter Tim Ulbrich on LinkedIn YFP on Instagram YFP Facebook Group YFP Disclaimer