Podcasts about capital one bank

In this episode of the Risk Management Show, we rethink credit risk with alternative data alongside Michele Tucci, co-founder and Chief Strategic Officer at Credolab. Michele shares his extensive global career journey, from working with Capital One Bank and Banca Intesa to driving innovation at CredoLab, a leader in leveraging behavioral biometrics and device metadata to revolutionize credit scoring. We discussed how Credolab's privacy-consented approach transforms smartphone data into actionable insights, enabling mainstream financial inclusion and enhancing risk assessment accuracy. Michele also tackled misconceptions about credit scoring, the challenges of financial inclusion, and the critical role of alternative data in addressing data asymmetry. Discover how behavioral patterns, from keystroke cadence to app usage, can predict creditworthiness while preserving privacy. If you want to be our guest or suggest someone, send your email to info@globalriskconsult.com with the subject line "Guest Proposal."

**Trey's Table Episode 264: Who Is In Your Wallet?** In the latest episode of *Trey's Table*, we're diving into a story that exposes the intersection of corporate greed, systemic racism, and the failures of accountability in America's financial system. We're talking about the Trump administration's decision to drop a lawsuit against Capital One Bank—a lawsuit that accused the bank of defrauding billions of dollars from its customers, many of whom were Black and brown. This move by the Consumer Financial Protection Bureau (CFPB) is just the tip of the iceberg. Capital One has a troubling history of racial discrimination, including allegations of closing branches in Black neighborhoods while maintaining operations in predominantly white areas. These practices are a modern-day form of redlining, a systemic issue that continues to harm communities of color. In this episode, we explore: - How Capital One's actions reflect broader patterns of economic exploitation. - Why the CFPB's failure to hold corporations accountable is a betrayal of its mission. - What we can do to fight for economic justice and hold financial institutions accountable. This isn't just about one bank or one lawsuit—it's about the ongoing struggle for racial equity and economic freedom.

About the Guest:Dany Martin, a South Louisiana native now based in Shreveport, is passionate about empowering others through sound financial planning and positive leadership. With a Bachelor's in Business Administration from Northwestern State University and an MBA from Louisiana Tech, Dany has built a career focused on exceeding client expectations and delivering proactive wealth management solutions.Before joining WFA in 2015, he spent 8.5 years at Capital One Bank, advancing from teller to Financial Advisor, where he served over 10 branches in the Shreveport area.Outside of work, Dany and his wife, Lindsi, have been "adopted parents" to five boys since 2016 and are proud grandparents of four. He enjoys golfing, traveling, music, and spending time with family, friends, and their three dogs. Dany finds fulfillment in helping others, often in unexpected ways, and is dedicated to inspiring financial health and positivity in all aspects of life.About the Episode:In this episode of Growth Ready, host Steve Mellor dives deep into a conversation with Danny Martin about the importance of cultivating a growth mindset and the key factors that influence personal and professional development. Danny reflects on his upbringing, the power of surrounding yourself with knowledgeable individuals, and how generosity can create opportunities for growth.The discussion highlights the value of accountability, the courage to challenge your beliefs, and the impact of building a strong support system. Danny shares actionable insights on fostering gratitude, the necessity of adaptability in the face of change, and how daily habits shape your responses to life's challenges.Listeners will gain practical strategies for creating meaningful relationships, leaving a lasting legacy, and embracing a positive, forward-thinking mindset.Key Takeaways:A growth-ready mindset requires intentional habits and structure.Actively seeking opportunities fuels personal development.Surrounding yourself with knowledgeable people fosters growth.Experience enhances the ability to understand and guide others.Building trusted relationships requires time and effort.Generosity often leads to unexpected rewards.Challenging ingrained beliefs fosters personal growth.Identifying your support system is vital for success.Accountability strengthens personal and professional relationships.Having a "starting five" of supportive individuals sharpens focus.Being supportive of others can inspire them to pursue their dreams.Gratitude practices, like thank-you notes, boost personal fulfillment.Adapting to change helps ease life's transitions.Daily habits shape how we respond to challenges and change.Living with intention creates a meaningful legacy.Consistent small actions can drive significant transformation over time.Supporting others fosters a positive ripple effect in your community.Sign up for the monthly newsletter with Steve and GrowthReady (formerly known as Career Competitor) by providing your details here - Request to become part of our communityAlso be sure to give him and the show a follow on Instagram @coachstevemellor

Lois Barth is a Human Development Expert, Speaker, Life,  Business, and Leadership Coach, and author of the book, Courage to SPARKLE. She sees the Courage to SPARKLE as a metaphor to shine bright, share your gifts, and make a difference. Lois works with heart-centered go-getters & mission centered leaders who crave greater meaning, fulfillment, and impact in their lives both personally and professionally.   Having spoken to thousands of people and coached over 800 clients Lois champions groups and individuals to thrive personally and professionally. She accomplishes this by motivating them and giving them the tools to address their negative self-talk,  take inspired risks, communicate powerfully, increase their productivity, clarify their goals, and have the courage and tools to bring them into fruition. A term she's coined as Behavioral Wellness Meets professional development.   She has been the makeover life coach for SELF Magazine; Fitness Magazine and Fit Blog (Sears) which to date 3 million people registered for. Lois has been quoted and published in The New York Times, The Wall Street Journal, Fast Company, SELF Magazine, to name a few. Her speaking clients include Capital One Bank, L'Oreal, Women in Banking, Entrepreneurial Organization, NYU Langone, Women in Trucking, and the American Heart Association amongst many others.  You can get in touch with ⁠Lois⁠ here. For more about Sturdy visit ⁠⁠SturdyCoaching.com⁠⁠. #smallbusiness #businessowner #leadership #management #entrepreneur #purpose

For all things DeFi, check out CryptoDoseDaily! More details at Buy Cosmos Crypto Coin with Capital One Credit Card CryptoDoseDaily City: London Address: 15 Harwood Rd Website https://cryptodosedaily.com/ Phone +1 302 261 5332 Email rochi@ampifire.com

Allen: All right, everybody welcome passive traders to another edition of The Option Genius Podcast. Today I have with me Mr. Brad Janitz of Midland Trust. How you doin, Brad? Brad: I am doing great. Happy to be here. Allen: Thank you for spending some time with us. The reason I brought Brad on is because when we were starting the fund, we had investors were people that I was talking to, and they're saying, Hey, that sounds great. I want to do it. Can I do it with my IRA? And I do it with, you know, some other money I have in a retirement account? And to be honest, I didn't know the answer to. So I went back to my lawyers and other people that I've met in the hedge fund community, and I'm like, Hey, Ken, how do we do this? How do we set this up? And they're like, oh, you know what? Just talking to Brad. Okay, who's Brad, that talked to somebody? Oh, yeah. Just talk to Brad. And I'm gonna give you Brad's number. So I finally got Brad's number, I gave him a call. And he explained everything to me. So I said, Well, this is pretty cool. I think more people need to know about this. So I wanted to have Brad on the show, and have him explain how it works, basically, because what I realized is that you can use your IRA, for a lot more than just having it at your broker and buying and selling stocks and options. So that's what we want to talk about today with Brad, is that true, Brad? Brad: That is true. That is true, you know, so quick little summary of who I am, who Brad is, you know, the infamous Brad here. So, you know, I've been with Midland now for 13 years, this is my first job out of college. And really what we are, is an alternative investment custodian also called a self directed IRA company.  And really, what that means is, we allow you to put your retirement money to work and things outside of the stock market. Okay. And I will say when I went through going through college and was trying to learn about financial products, this was not something that I knew about. And then all of a sudden, I joined Midland and learn this whole new world of alternative investing and specifically alternative within IRA accounts. And so, really where this whole ideology comes from, is that there is something in the world of our IRAs called an IRA custodian. And IRA custodian is an IRS-approved company, financial services company that's allowed to hold retirement assets, basically, open an account for an individual, deposit money, and to deploy money at the discretion of the individual, do some tax reporting requirements and effectively kind of provide the landscape of investments that the individual wants to get into. Nobody really knows that this whole IRA custodian thing even exists out there. Because we've all just went to brokerages throughout time and you know, Fidelity's, and Schwab's and all those institutions out there that we're all used to, and they are great institutions that allow you to set up retirement accounts, start investing, but they are known to allow you to invest in the public markets, mutual funds, Apple stock, ETF, that kind of thing.  And, you know, and so, we all just kind of know the IRA custodian as also the brokerage because the big brokerages out there basically are allowed to play both sides of the equation, okay, leaving the IRA company and also the investment arm, which is the brokerage, okay. But then when you get into other types of investments out there, what I'll call alternative, but mainly private investments, so think real estate think, private investment funds, like a hedge fund, think startup companies like a bar restaurant or a new tech company, think precious metals, gold and silver, think cryptocurrency, all of those different avenues out there of investing, those aren't both the investment option and the IRA company. And so what happens is you have the investment side, and then if you want to invest IRA money into it, then you have to find somebody like Midland that operates as the IRA company side to allow you the opportunity to go into other investments.  Okay? And where most people probably don't realize is, you know, it takes a little bit of wherewithal, you got to know about these opportunities in order to really take advantage of them. And so and so you have to find these opportunities, and it really kind of takes a somebody that's a little bit more wanting to and willing to take control of their own retirement account to go out and find these new opportunities. No one were to you know, take advantage of them into your into your IRA account. Right? Right. Allen: Okay. So because like in the past I've had, like we teach at option genius, we teach people how to trade stock options. And in the past, we've had several people approach us and say, I want to do this in my hedge fund, what can I do? And they're like, Well, depends on your broker. Some brokers will allow you to do something some brokers will allow you to do other things. It really depends. There's no one size fits all. But even in certain situations, there are some strategies that you can do, but you can't, other people cannot do. So it's like depending on the person. And we've always, always told people like, look, this is your money, this is your IRA, right? This is your retirement, if you want to be able to do something, you should be able to do it your IRA, you know, it's not the law that is saying that you cannot invest in this stock option, or you cannot do this strategy. It is that particular broker. And so if you don't like what they're doing, you find another broker, right? In this case, you're saying that, as a custodian, you guys allow people to do a lot more things than just like you said, public stocks, bonds, options, instead, including hedge funds, real estate, loaning money, all these other kinds of things. But you guys are the custodian, not the brokerage. So if I have my money with you, then I can't trade that money, correct? It just sits in the account until I'm ready to invest it somewhere? Brad: Yeah, that's correct. So that that's a great, that's a great point in question. So with somebody like us, we are not a brokerage. Okay. So we're not nobody sets up an account with us to trade equities or options or futures contracts or anything like that. Okay, we are, we are kind of an avenue to get in to another vehicle of some sort. Okay. And so let's take a hedge fund, for example. Okay. So hedge funds can have lots of different types of strategies, options, strategies, future strategies, crypto strategies, long only long short, equity, lots, lots of different types of strategies, okay. And you're allowed to use your IRA to invest in all the, all of those different types of strategies. Okay, so then it comes down to the IRA company, allowing you to do such thing, which really just comes down to the comfort level of the IRA company that you have in place, okay. And so if you have somebody like such as Midland where we specialize in helping individuals get their money into hedge funds at the discretion of the individual, you know, and really how that works is, you know, they're going to, let's say, you have an IRA and a more traditional brokerage, like a fidelity or Schwab, you're going to set up that same type of IRA account with us here at Midland, transfer over whatever amount of money that you feel comfortable with deploying, so you know, that's completely up to you, and that you as the investor and the, you know, the investment that you're getting into, and whatever you have to agree upon, okay, and will be responsible for transferring your money over from your existing retirement account, then that money comes over to Midland, but then again, you don't do any sort of trading through us. So you have to find some sort of vehicle that you want to go into. And then there's usually a document associated with such vehicle, like, if you're going into a hedge fund, there's going to be a subscription agreement involved. And then it's our job along with the investment manager to make sure that subscription agreement is, is kind of completed the way it should to read that your IRA is making an investment to this private instrument. Okay? And so basically, you're giving us the IRA custodian direction to facilitate an investment on your behalf, then your money would then be deployed into, you know, said hedge fund for you to effectively be in, you know, whatever strategy you see fit. That hedge fund managers job is then to trade the strategy make money, and then but it's all done within an IRA account just in a more privatized paper instrument, rather than, you know, trading on a on a more tech training platform on public exchanges. Allen: Okay. Now, one of the questions I get a lot is, and people don't, they're unfamiliar with it. Is that "Can I have more than one IRA account?"  Brad: Yeah good question. So yeah, you can have as many different IRA accounts as you please. So there's just all the only thing that there is a maximum on is the amount of money that you're allowed to put into a set of retirement account, from your personal money into retirement accounts. Allen: Every year? So as the deposit? Brad: Yeah, yeah, each year, so its contribution limit, okay. So each year, you know, kind of a anywhere from 6500 bucks to 20,000 bucks, depending on your IRA type. But let's say you have a million dollars in a, you know, fidelity IRA account, you could transfer over 100,000 to an IRA and Midland 100,000 over to another IRA at Schwab, another Ira somewhere else. So you can have as many different IRA accounts as you want to deploy in a bunch of different ways, if that is what makes sense to you. So that's kind of the nifty thing of IRA accounts, it's very easy to move money in and out of them. And then you can deploy in lots of different ways, if that makes sense for you. Allen: Awesome, cool. Now, we've had recently we've had some issues with financial institutions going under. So I just wanted to ask, you know, about Midland and how secure you guys how many accounts you guys have, how long you've been doing this? And then the money that we have Have on deposit with you if it's not invested somewhere, is that secured? Brad: Yeah, no good question. I mean, that is a, that's on everybody's mind. I mean, it's honestly, what's funny is, you know, we never got this quote, I never, you know, my 13 years never got this question ever. And now over the past six months, it's, it's came to came roaring up. So, yeah, so so, you know, what's interesting about our business is that money comes in and leaves very quickly. So you know, so for example, we're never really holding on anyone's cash for an extended period of time. So, you know, when working with us, you know, again, we're going to transfer your money over from Fidelity, or wherever it's going to come over, and it's going to sit with us for usually about 24 to 48 hours before we, in turn, get that money allocated to whatever financial product that you're looking to get into. So I guess from from that perspective, you know, you get the peace of mind and knowing that really, you know, the money is really not sitting with us very long. So you don't really have to stress too much about that question. But with that said, we are regulated like any other banking institution, we are not a bank. So our money is held with third party banks, in which we mix and mingle depending on the health of those banks. It's like right now, a lot of our cash is positioned with a Capital One Bank, trying to kind of stay away from more of the community banks, given the nature of that, but we do choose FDIC insured banks, just to make sure that, you know, the protections are in place for the clients, you know, just in case anything does ever happen, that we need to be worried about. Allen: How many accounts do you guys have right now? Brad: Yeah, good question. So we have over 20,000 users. So that's 20,000 individuals that have set up IRA accounts with us to invest in something private, that's all organic clients, do we have bought, or sold any of our clientele, that's all people have chose to work with Midland to do something that makes up of about 5 billion in assets. And that makes up about 5000 different fund products that we have worked with over the course of our time. Right. So that could be hedge funds, private equity, venture capital, early stage ventures, real estate, all kinds of things. Allen: Right, cool! Okay so now the traditional brokerage, IRA custodian, they make their money on commissions and stuff like that. So how do you guys get paid? Brad: Yeah, good question. So we are, you know, we don't make money off the investment, we make money off services that we provide, which is the administrative work that goes into moving the money around and making sure that all the investments are properly documented. So really, what that is, is it's a flat 325 years, 325 bucks a year that we charge per IRA. And that's not really based on value. So $5,000, a million dollars, flat 325. So you do it's not baked in and the expense ratio, so it is a little bit more front and center, you know, so it's not hidden, a lot of other financial products. So it's front and center to you, you're gonna see it. And then we have some kind of ancillary fees. Take, we do charge $50 to establish an IRA account with us. And then anytime you buy an investment for the first time, it's a transaction fee of 1.5. Basically, what you're looking at is if you were to invest X amount of dollars into a hedge fund, now, you'd be $500 for the first year, and then 325 For each year thereafter. That's pretty much what you'd pay with anybody kind of similar to us. Right? Allen: I mean, that's not a big deal, right? You're making you're thinking about making like 100,000 or 200, or more investment, $500 is not that bad. Brad: Yeah, and stay stagnant, which is, you know, the good thing. So a lot of people, if you ever looked at your 401 K fees that you're charging, you know, a lot of people don't even know what they're charging, or what they're paying, which, you know, that's that's another kind of issue, but, but it always continues to grow. And so you start charging things, or paying things you don't really even understand you're paying and it keeps growing, and you don't even know why it's growing on you. So we'd like to be front and center with it. So everyone knows that they're paying us. And you know, and it stays flat. So it's not regardless of value. Right? Allen: Now, I'm kind of biased because I want people to invest in our hedge fund, right? So what is the process? I know we're signed up with us, anybody that comes to to invest with us is going to be working with Midland. That's who we're aligned with. So let's say I have somebody that says, hey, you know, I want to come in, I want to join, but I want to do it through my IRA. What is that process? How do I walk them through it? Brad: Yeah, so So anybody's Welcome to give us a call for staff to just like talk through their scenarios, we understand retirement accounts, or, you know, there's a lot of lingo out there that nobody really understands. And then also, you may have never removed a retirement account before. So you may just be a little squeamish on that whole process. So, first off, you're welcome to give us a call to just talk through your situation and we can walk you through the mechanics of what that looks like. But moral of the story what actually happens is that you will be establishing a Midland IRA account. So if you have a traditional IRA or Roth IRAs and other institution will be setting up that same type of IRA with us here at Midland, which is an online application process that you can go to our website to accomplish, and, you know, roughly five minutes, all right, and then when you go through that application process, you're going to initiate the movement of money from your existing retirement account. Okay, so you'll just input your existing account number and say, Hey, I have an account at Fidelity, here's my Fidelity account number of yourself, I'm transitioning, or here's how much I wish to transition from Fidelity over to Midland, okay. And then that gives us authorization to go and request those funds on your behalf. Okay, so then we'll pull those funds over, bring it over into Midland. And then at that point, your cash is sitting on with us. And that transfer process usually will run a course about three to five business days. And while that transfer process is running its course, then we will actually be trying to sort through the documentation associated with the hedge fund. And, you know, presenting that to the client for completion. You know, one thing that we've learned is that completing documents associated with private investments can be very cumbersome to somebody that's never done it before. Or even if you have done it before, it's very cumbersome. Allen: That's a lot of paper. Yeah. Brad: Yeah and so we just tried it, we tried to present it in a digital format, we actually take it upon ourselves to pre fill most of it for the client to where they just have to review the documentation in their inbox, and then just kind of click a couple buttons and say, yep, this looks good, this is what I want to do. And then once they execute that document, we push that document off to the fund manager for their review. And then once we get the money from Fidelity, we will call the client for one last verbal authorization and say, Hey, we're about to send your money off, to be invested this what you want to do, they give us the blessing. And then we send wire the money from us over to the investment of their choosing. And then they're often running from there. Allen: That's cool. I actually like that the personal touch we actually get on the phone. Yeah, I like that. Brad: Yeah. And you know, it's, you never can be too careful, especially with lots of money around here. So it's kind of another layer of like, identity protection, just to make sure we know who will work with. All right. Allen: And how long does that whole process take? Brad: Yeah, full process about seven days, kind of give or take a day or two. But that's, that's generally what to expect. And then after that, you will have online access with Midland, so you can follow the investments as they kind of run their course. And then if you ever need to get tax forms down the road, you can log into your Midland account, to facilitate. And then if you ever want to add additional funds or distribute funds for any reason, you can do that too. So anything that you would ordinarily be able to do with, again, a more traditional brokerage, you'll be able to do those same actions with the Midland account. Okay. All right. Allen: Okay. All right. Now, now, I know we've been talking about IRAs, I'm assuming that's Roth IRAs, and regular IRAs, are there any other type of accounts you guys work with? Brad: But I would just say, so the two other types would be employer plans be it SEP IRA, which self employed pension driven in a simple IRA, which is kind of similar to a 401k. It's, it's more of a more designed for, for small businesses, but again, they're more employer sponsored plans. The other types are kind of accounts, I would say, that we work with the most is just people that have old 401k is out there, that they would like to rollover into IRA accounts to do this. Okay. And so if you do have a 401k, out there, usually does need to be with the previous employer, okay, in order to be eligible to roll that money over. But if you do, you can roll up 401k directly into an IRA At Midland, again, you can do just a portion or a whole thing, it's up to you. You can roll that money over into a Midland account, and then use that Midland account, again, to facilitate into whatever investment you want to do. Allen: Okay, wait, yeah, for no, for the self employed, you know, the SEPs, and simples they allow you to put a lot more money in. So those are.. Brad: Yeah no those are, those are great accounts. So so the two more popular ones would be so the SEP IRA self employed pension, which is a little bit of a, an easier, cost effective version, okay. And then you have what's also called a solo 401 K. It's basically a 401k for somebody that's self employed but does not have employees, okay? Because once you have one employee, a 401k, just totally changes from the complexity and testing and all these other rules that you have to worry about. And so 401k is specifically for individuals that want to put away a lot of money. And good thing about 401k They have Roth components to them, so you can actually put away a lot of money up to $60,000 in Roth money. It's very powerful tool. And then also, if you ever want a loan against that, you can take a loan up to $50,000 sort of just kind of allows you some flexibility if you want to put away money but yeah, it's a SEP IRAs is very simple. There's very similar just doesn't have the doesn't have the loaning tool, and then a couple other little things. smaller nuances to it, but both of them together, if you want to, if you if you're a small business owner, and you really want to save some money on taxes, or just put a lot of money into retirement, you know, it's an easy way to get 60 grand and an order and to a retirement account. So cool. Allen: Cool. Cool. So that's all questions I had, is there anything that I did not ask? Brad: I think you nailed everything. I mean, I think just, I guess one little less kind of common is that no shoe being in the in the hedge fund space, it's, it's really growing in popularity, especially now, after you know, everyone put money into kind of the, the cheap, ETFs forever, and they just went up and then everything just kind of fell off a cliff, I feel like alternative investments, you know, are now growing and growing really fast in popularity. So good space for you to be in. And you know, if anyone has any questions or curiosities about this stuff, I'm an open book, feel free to reach out to me and we can have a chat. Allen: Awesome, sweet. Yeah, I mean, like you said, I do see that people are becoming more aware of this kind of stuff. And I think it's part of, you know, people like you doing interviews and getting the word out there. We still have people all the time telling us Oh, I don't know what to do, you know, my IRA, I can't, like, ya know, you're you're not that limited as you think you are. This just takes it to a whole nother level. So this is, you know, the self directed IRA. And I think it's something that everybody should be looking into, at least, you know, so you can do a lot more with it than just, you know, buy your ETF like, Brad: Yeah, no, I agree. I mean, yeah, people like me, that, you know, provide the IRA product, but also people like you that are coming up with new and interesting products for people to invest in. So I do think at the tag team, you know, we provide the avenue, but there needs to be solutions out there for people and if, you know, if, if individuals like you are being entrepreneurial and creative, just provides more people opportunities to access the marketplace. So, so I think it's a dual effort. And, you know, hopefully people find it interesting. Allen: So, Brad, how do people get a hold of you? Brad: Yeah, so I'm the only brand that works in Midland trust. So you can just go to Midland trust.com and kind of track me down that way by giving us a call. And I'll just kind of leave it at that. If you want to shoot me an email. It's B as in Brad, Janet's je n AI tz At Midland. trust.com. Otherwise, yeah, just go to our website, you know, track me down and the only Brad, alright? Allen: Awesome. Appreciate it. Thank you so much for being here. Brad: All right. Thanks, Allen, for sharing. Thank you.   JOIN OUR FREE PRIVATE FACEBOOK GROUP: https://freeoptionsgroup.com Like our show? Please leave us a review here - even one sentence helps. Thank you!

 Lois Barth works with heart-centered leaders who crave greater fulfillment, impact and success in their lives and within their teams. Lois helps them to clarify their goals, communicate more powerfully, foster well-being and be more effective leaders. A term she refers to as Behavioral Wellness Meets professional development. She has been the makeover life coach for SELF Magazine; Fitness Magazine and Fit Blog (Sears) which to date 3 million people registered for. Lois has been quoted and published in The New York Times, The Wall Street Journal, Fast Company, SELF Magazine, to name a few. Her speaking clients include Capital One Bank, L'Oreal, Women in Banking, Entrepreneurial Organization, NYU Langone, Women in Trucking, and the American Heart Association to name a few. Follow Lois on Facebook: https://www.facebook.com/lois.barth.9 Elena Bennett is the winner of a MAC Hanson Award, and a BACKSTAGE Bistro Outstanding Vocalist Award.  She specializes in creative renditions of classics and novelties drawn from the American Popular Songbook, as well as soul-stirring interpretations of Edith Piaf's songs. As an actress she starred in the acclaimed musical theatre piece "Erik and the Snow Maidens," and toured the country as the lead singer of the sell-out big-band revue "Forever Swing." While in college, she co-founded the Chip Miller-Elena Bennett Jazz Quartet.  Follow Elena on Facebook: https://www.facebook.com/elena.bennettgoulet Charles Kirsch is the 15-year-old host of the Broadway podcast Backstage Babble, which has presented 150 in-depth interviews with leading figures in the theater industry such as Carol Burnett, Harvey Fierstein, Chita Rivera, and Joel Grey.  Follow Charles on Facebook: https://www.facebook.com/profile.php?id=100083157977219

On this episode, we talk to Ryan Coughlin. Ryan has 20 years of banking expertise. He joined Capital One Bank in 2016 and serves as the Senior Director for the Business Banking Group in Florida.  Ryan has been charged with leading the statewide expansion strategy. Join the conversation and explore the ways Capital One can help you manage your business finances. We'll discuss the features and benefits of their business banking accounts, as well as the digital tools and services that make it easier to keep track of your finances. We'll also be discussing the latest innovations in the banking industry that make managing your money more efficient than ever. Whether you're just getting started or already have a business up and running, this episode will help you understand the options and make the best decisions for your business. Tune in for the latest and greatest in business banking from Capital One. For more segments like these, subscribe to Small Biz Florida and Follow the official Small Biz Florida Instagram! This and the following segments are brought to you through a collaboration between Capital One and Small Biz Florida. We hope to be able to provide valuable information and insight for small business owners who are looking for banking solutions that can help them reach their goals.  

Guylaine Saint Juste, who is Haitian-American, has over 25 years of experience in financial services. For almost five years, she served as the Business Banking Virginia Market Executive with Capital One Bank. From there, she joined Year Up as the Executive Director of the National Capital Region in April of 2015. During the four years she served in this position, she increased revenue by over 30%, doubled the number of students in the program, and grew corporate partnerships by 31%. NABA, Inc. is dedicated to the advancement of Black professionals in our industry, and with Guylaine Saint Juste as the leader, there are no limits to how they can continue to fulfill their motto; Lifting As We Climb. About the National Association of Black Accountants, Inc. The National Association of Black Accountants (NABA), is a nonprofit membership association dedicated to bridging the opportunity gap for black professionals in the accounting, finance, and related business professions. Visit www.nabainc.org to learn more. --- Send in a voice message: https://anchor.fm/dreamsbyanymeans/message

“To do philosophy is to explore one's own temperament and yet at the same time to discover the truth.” – Iris Murdoch. Joining Aoife on the podcast this week is Dr Brennan Jacoby. Brennan is a philosopher and founder of Philosophy at Work, a collective of philosophers that ignite individuals, teams and organisations to think and perform their best through the help of their highly sought-after training workshops, thinking labs and keynote speaking sessions. Brennan has worked across multiple global industries, assisting giants including Facebook, Capital One Bank, Sony Music, Nike and Deloitte, to name a few. Get ready for a fascinating and insightful conversation as Aoife and Brennan discuss cultivating a mindset for success, the key to understanding your mindset, and how to overcome the fear of speaking up and asking questions. Brennan also explores the pathway to self-awareness and how our mindset is our worldview. Key points throughout the episode include: - An introduction to Brennan Jacoby. - The great reassessment and post-pandemic mindset shift. - The key to making effective decisions. - Recognising patterns in the process of decision-making. - An introduction to mind-mapping. - Handling what you can control and coping with what you can't control. - Power dynamics in the workplace and changing organisational behaviour. - Moving away from workplace hierarchy models. - Growth through discomfort: allowing time to sit in the tension. - Removing the fear of asking questions. - The time is now for a self-check-in. - What Happier at Work means to Brennan. THE LISTENERS SAY: Do you have any feedback or thoughts on this discussion? If so, please connect with Aoife via the links below and let her know. Aoife would love to hear from you! Resources: Book: Thinking in Bets by Annie Duke https://www.amazon.co.uk/Thinking-Bets-Making-Smarter-Decisions/dp/0735216355 Connect with Brennan Jacoby: https://www.linkedin.com/in/dr-brennan-jacoby-51807790/ https://twitter.com/brennanjacoby https://philosophyatwork.co.uk/ Connect with Happier at Work host Aoife O'Brien: https://www.happieratwork.ie https://www.linkedin.com/in/aoifemobrien https://www.twitter.com/HappierAtWorkHQ https://www.instagram.com/happieratwork.ie https://www.facebook.com/groups/happieratworkpodcast

The podcast by project managers for project managers. Hear how teams can use agile methods and orient them towards business outcomes, which deliver business agility and build resilience. In this episode 'Maximizing Value: From PMO to Agile VMO' - you'll also hear ideas and strategies for transforming the Project Management Office into an Agile Value Management Office.   Table of Contents 01:24 … Sanjiv's Background Story02:41 … Current Trends with Enterprise Agile Transformations06:00 … Measuring Success07:33 … How to Tell When Groups are Struggling09:33 … Organizations Eliminating Project Management Function12:23 … The Value-Adding Role of the Project Manager14:59 … Lessons Learned and Retrospectives18:26 … Compare and Contrast Agile and Traditional20:37 … Defining the Agile VMO25:10 … Organizations Embracing Agile VMO26:43 … Resistance to Flexible Funding28:22 … Get in Touch with Sanjiv29:41 … Closing SANJIV AUGUSTINE: We need middle managers, including project managers, because close to 90% of successful organizational change initiatives are driven by middle management.  And that includes project managers.  So what we need to do is to find a way to more clearly define what people with that skill, that project management skill, add within the agile context. WENDY GROUNDS:  Welcome to Manage This, the podcast by project managers for project managers. My name is Wendy Grounds, and with me in the studio is Bill Yates.  This podcast is about project management.  Join us to be motivated and inspired by project stories, leadership lessons, and wise advice from industry experts from all across the world. One of those leadership experts is who we're talking to today.  Sanjiv Augustine is the founder and CEO of LitheSpeed LLC and the Agile Leadership Academy.  Sanjiv is the author of the books “From PMO to VMO,” “Managing Agile Projects,” and “Scaling Agile.”  He's been an in-the-trenches practitioner.  He's also managed many agile projects, and he has trained thousands of agile practitioners. BILL YATES:  Sanjiv is the chair of the Agile Alliance's Agile Executive Forum and the founder and moderator of the Lean Startup in the Enterprise Meetup.  He was also a founding member of the Project Management Institute's agile community of practice.  So not only is he a well-versed practitioner, but he's had a lot of influence in shaping how many of these organizations have addressed and scaled agile. WENDY GROUNDS:  Sanjiv, welcome to Manage This.  Thank you so much for being our guest. SANJIV AUGUSTINE:  Thank you very much, Wendy.  I really appreciate being here with both Bill and you. Sanjiv's Background Story WENDY GROUNDS:  Yeah, we're looking forward to tackling this topic and getting your expertise.  But before we get into that, can you tell us about your background working with organizations and those in the trenches who want to adopt agile practices, and just a little bit about what you do. SANJIV AUGUSTINE:  Thanks for this opportunity, once again.  And I want to start with about 20 years ago, believe it or not.  I've been in the industry for about 30 years.  But 20 years ago I started my agile journey.  This is with an organization that you might know.  It's the Capital One Bank.  And the CIO at that time was looking for a way to cut their time to market by 50%.  And so he went to his CTO and said, “Please find a way to do this with agile methods.”  And in those days nobody was crazy enough to sign up for that. But we ended up partnering with the CTO of Capital One and ending up rolling out agile methods, more specifically scrum, in three countries, with 5,000 people.  So it was a massive enterprise adoption.  We made mistakes along the way, learned lots of great lessons along the way, and here we are 20 years later. BILL YATES:  Yeah, you were on the cutting edge 20 years ago.  That's amazing that you guys were kind of in the lab of, okay, we think this works for scrum.

Is compromise good or bad when trying to accomplish a more equitable community for everyone? Welcome back SDG Talkers!! Thanks for joining us for another episode of highlighting change makers and their inspirational work towards the United Nations Sustainable Development Goals (SDGs)! IN THIS EPISODE: - Why is Houston a microcosm for the world? - How have zoning rules created inherent environmental injustices over time? - How to consider all stakeholders involved when making a decision We got to hear from the expert working at the nexus of civic engagement, community development and equity and climate advocacy: Catherine Flowers. Catherine lived in Louisiana for many years, but when Hurricane Katrina hit she moved her family to Houston where she was hired to develop the city's Department of Neighborhoods whose mission is to improve the quality of life in Houston through people-focused programs and strong community partnerships. She has held leadership roles with the City of Houston, Capital One Bank, and the Louisiana Lt. Governor's Office, has chaired the City of Houston's Climate Action Plan Equity Committee, and - as the CEO of Bread of Life - she even expanded their services to meet the diverse needs of the greater Houston market and helped to serve over 100,000 after Hurricane Harvey. Within her current consulting position, Catherine works with elected officials, municipalities, community organizations and national campaigns like the Moms Clean Air Force to deliver social impact. Last but not least, she is the founder of Altruistic Endeavors NGO - a disaster relief organization that responds to life disasters while also operating an apiary and urban farm, co-founded Energy Well Texas - a new kind of electric company, and is the finance chair for Texas' first Green Bank. Connect with Catherine: Instagram | Facebook Let's get SDG Talking!! Got a good story or want to collaborate? Send us an email at sdgtalkspodcast@gmail.com and we will get back to you as soon as we can! And don't forget to check out our Virtual Roundtables on our website! Instagram | Facebook | Twitter | LinkedIn

Episode #143 features entrepeneur, producer, and label owner, Mephux! Other than being co-founder of Lord Mobb with Flee Lord, Mehpux has also been the CTO of Capital One Bank & produced for rappers like Conway The Machine, Fat Joe, Method Man, Mobb Deep & more... His newest album "Pray for Evil 3" With Flee Lord drops soon. You can find him on social media @mephux!

David Fradin, is the one and only World Renowned Product Management Guru President Spice Catalyst Author:: Building Insanely Great Products on Amazon Building and Consultant on Product Success Pilot Club Trainer, Built Apple 3 Computer and first ever hard drive HP's Dave Packard's PR Man WATCH ON YOUTUBE University of Michigan, Bachelor of Science, and an MBA, Graduate School of Business David Fradin has experience in building successful products since 1969, at organizations including at HP as well as Apple, where he was at the same management level as Steve Jobs. David also heads a professional development company specializing in building insanely great products, product management, product marketing and has trained thousands of managers throughout the world based on his experience at Hewlett-Packard, Apple and across 75 products and services and eleven startups. He is the author of these books: The first of seven students in new program supported by the National Science Foundation to develop technically trained managers. Courses in interviewing, surveying, polling, journalism, interpersonal and interorganizational behavior, writing and presenting for business, economics and business management provided the foundations of being a product leader, product manager and product marketing manager. • Hard disk drive for a personal computer (Apple) • Apple /// Business Unit Manager • Electronic manufacturing documentation revision, control and shop floor delivery system (DocuGraphix) • Desktop video editing system (Digital F/X and AVID) • Computer and web-based training (Agilent, DBM, HP, Symantec, Ross Dress for Less and Unisys) • Web-based employee satisfaction surveys: (Cisco, Oracle, Applied Materials) • Cellphone advertising (MauiGames) As the former Associate Director of Personal Computer Industry Service at Dataquest, one of his core competencies is primary and secondary market research. Some of his most recent clients have been the Botswana Telecommunications Company, Capital One Bank, Cisco, Cognizant, Diebold, GameStop, Infosys, Kaiser, Mobile Iron, Meru Networks, Pitney Bowes, the Country of Singapore and You Send It.

Today's guest on the American Muse Podcast is a dynamic person and fantastic conductor and musician. In addition to his position as Music Director of the Symphony of Southeast Texas (where my father has played under him for many years), he is Principal Pops Conductor with the New Haven Symphony. Having already guest conducted all over the United States and Europe, he is persisting through the pandemic to conduct this season in Greensboro, Bridgeport, Lake Charles, Toledo, and at the Colour of Music Festival in Charleston. His work and community leadership is very well regarded. The Niches River Festival in Beaumont, TX named him Citizen of the Year, Capital One Bank gave him the Community Spotlight Award, and none other than the Atlanta Symphony Orchestra made him the first annual Aspire Award recipient. And as if all that wasn't enough, I've been told he's one of the nicest people you will ever meet! Here he is Maestro Chelsea Tipton!www.americanmusepodcast.comSupport this podcast at — https://redcircle.com/american-muse-podcast/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

“They can take everything away from you, except your education!” These are words instilled by my father since I was a little girl. The child of immigrants, I recall my parents working diligently as business owners and US Citizens, doing everything they could to adapt, learn English, and prioritize education. An unidentified ELL, I grew up in a bilingual home.In 2004, I graduated from San Diego State University with a  Bachelor's in Liberal Studies Elementary Education with a Spanish minor and studied abroad in Spaindedicating myself to becoming proficient in my native language, finding a love for being bilingual!I have had the pleasure of working with students from various socio-economic statuses and ethnic backgrounds. My career began in the historic all-black catholic school, St. Francis Xavier School in Miami. In California, I worked with ELLs in a public school continuing my education at Cal State Bakersfieldearning my California Teaching Credentials including classroom management and Guided Language Acquisition Design AKA GLAD strategies. In 2009, I attended MountSt. Mary's College- Cleared California Teaching Credentials with a focus in technology and social-emotional learning. I also served as a committee member for the Western Association of Schools and Colleges.By 2011, I moved to New York, teaching in a Charter School with opportunities to advocate for children. By 2012, I earned my Master's degree in Administration at St. John's University, and an extension in Bilingual Education at Queens College. Today, I am a 6th-grade bilingual teacher in Brentwood School District, a district-wide committee member of the Instructional Rounds team introduced by Harvard University, and a hand-selected participant for the NY State Next Generation Learning Standards Alignment Educator Review panel.Throughout my years as an educator, I have always treated and advocated for students as if they were my own. I am a believer in Malow's law of hierarchy, paying close attention to my students' physiological, social-emotional, and academic needs. I have also founded clubs, like the OLPH running club, Future Leaders Club to provide positive outlets, and the Financial Education club in partnership with Capital One Bank for students.Recently, I have been honored as teacher of the month by the NYS TESOL association and Co-Chair of the Long Island, NY region.  Now my desire is to Educate with Love. My mission is to be a valuable resource, helping other teachers thrive, inspire, and LOVE their bilingual students by providing them with easy-to-use tips, effective, research-based activities, a platform to build community, and encouragement to motivate their students and grow together.

"Exhibit Eh-OK" is a series of bonus episodes centered around positive, entertaining conversations with interesting guests, hosted by Oatley Vigmond personal injury lawyers Harrison Cooper and Lara Fitzgerald-Husek. This episode's check-in is with Steven Lewis, the legal counsel manager and accessibility advisor for Capital One Bank's Canada Branch.

The number of Bitcoin whales with the ability to affect the BTC price is approaching 2017 levels when the token was ascending to $20,000. There are now 8,000 Bitcoin ATMs globally.Many companies around the world are accelerating their blockchain and digital asset integration, according to a recent survey. A subsidiary of U.S banking group Capital One said its newly patented artificial intelligence (AI) system would save human crypto traders from potential pitfalls.One Man’s Mission, IT guru Chimezie Chuta, to Deploy Solar-Powered Bitcoin Nodes Across Africa.Canada’s Central Bank Is Serious About Designing a CBDC, Job Posting RevealsBlockFi Taps Adam Healy - Defense Department, Microsoft Alum as Security Chief

In this episode of the Million Dollar Mortgage Experience, Jon Maddux is joined by several other mortgage experts to discuss some very important questions concerning COVID-19, how it’ll affect the mortgage industry and our overall economy. Meet Our Panelist Rob Chrisman Rob’s best known for his free morning commentary on the mortgage business and the economy that some of you may read. He began his career in capital markets 35 years ago in 1985 and his background includes hedging pipelines, running a small subprime company, helping companies with various issues on a consulting basis, and serving on the boards of directors of several financial services companies. Ken Torre EVP, Capital Markets for First Guaranty Mortgage Corporation, with primary responsibility for revenue generation and optimization. Ken currently oversees Secondary Marketing, Margin Management, Capital Markets Analytics, Bulk Trading, & Asset Acquisition and Sales. First Guaranty originated approximately $5 – 6 billion in Agency and GNMA loans. Ken’s career has spanned over 20 years in the mortgage industry working for large companies such as Capital One Bank and Bank of America. Ken, also a Certified Public Accountant, also worked for PwC, in their Advisory group, consulting to the top 20 banks and mortgage lenders in the US. Alan Qureshi As a Managing Partner, Al brings over 20 years of experience in the mortgage and capital markets to Blue Water’s senior management team. Al is responsible for overseeing product development, day to day operations and informing strategic thought. Immediately prior to joining Blue Water, Alan “Al” Qureshi was the President of Incenter Portfolio Advisors. At Incenter, Al developed various MSR related hedge strategies and valuation models as well as an MSR execution Platform called MSR-X. Al brings all of these developments with him to Blue Water and is excited to continue to build upon these strategies in a dynamic, sophisticated and client-focused environment. Prior to joining Incenter, Al served as Head of Mortgage Servicing Hedging and Hedging Analytics at U.S. Bank. Al has also held MSR, analytic, hedging and trading appointments for JP Morgan, Merrill Lynch, and Diamondback Capital. Matt Maurer Senior Director for MountainView Financial Solutions, a SitusAMC company Matt Maurer is responsible for providing residential mortgage servicing rights and whole loan sales advice, portfolio valuation, finance facility consulting, and risk management services. Mr. Maurer, prior to moving over to his current role in 2010, was a MSR valuation analyst at MountainView. Before joining MountainView in 2008, Matt worked at Clayton Fixed Income Services and Matrix Asset Management. He graduated from the University of Colorado Boulder with a Bachelor’s degree in Finance and a minor in Economics. Jon Maddux CEO/Co-Founder of FundLoans, Jon Maddux has been in the mortgage/finance industry for over several decades and has been featured in publications such as Forbes Names You Need to Know, The Wallstreet Journal, and more. There are few professionals that possess as much knowledge and experience in non-QM as Jon Maddux. *This podcast is intended to aid mortgage professionals only* FundLoans NMLS ID:1202262 If you are in the mortgage industry and are interested in learning more about FundLoans’ Jumbo and Super Jumbo Non-QM Mortgage Products, contact us at Info@FundLoans.com or call 866-234-6981.

Greetings Glocal Citizens! For the next few episodes we'll be digging deep into the mind of Actor/Model/Entrepreneur, Asio Highsmith. On screens and print you may have seen Asio in some of our all time TV favs like Sex and the City and Law & Order: Special Victims Unit or in campaigns for Capital One Bank, Art of Shaving or Land's End. And, if you're familiar with Fort Greene, Brooklyn, you may have at some point visited one of his establishments--Dick & Jane's (aka the Hideout) Bar, WTF coffee lab or Pedigree, the sneaker shop known for its indoor turf lawn. These days Asio is focused squarely on his next enterprise, a partnership with mother nature; a timely discussion as we enter a new physical and spatial dimension that is "the coronavirus age." This interview comes to you in three parts so be sure to stay tuned as you'll gain important insight about getting into a survival mindset and succeeding in overcoming potential social and cultural barriers when engaging with the environment. Links of interest On IG: @asiooutdooors Dave Canterbury: On YouTube (https://www.youtube.com/watch?v=kgvRhWmrTrs) and In Books (https://www.amazon.com/dave-canterbury-books/s?k=dave+canterbury+books&rh=n%3A283155) Mors Kochanski on Wikipedia (https://en.wikipedia.org/wiki/Mors_Kochanski) Book your next outdoor experience on Tentrr.com (https://www.tentrr.com/) Special Guest: Asio Highsmith.

There was a time in New Orleans, that if you told someone you were moving into your new office, it was probably in Houston. Or Atlanta. In the 1990's, whole office buildings in New Orleans were empty. Leasing companies were in a reverse-bidding war - under-selling each other to attract tenants. A significant number of store-fronts downtown and on Magazine Street were boarded up. And that was before Hurricane Katrina brought us to our knees. Those darker days are now dim memories. Today, business in New Orleans is booming. Companies are moving here. Businesses that are already here are growing. And even in a very tough nationwide retail environment, compared to other cities there are not a lot of storefronts for lease here. Through this bust and boom cycle, Corporate Realty has remained one of the pre-eminent commercial real estate companies in the city. Their clients include Tulane University, Capital One Bank, DXC Technology, and the sale of the Place St Charles Building with its 1 million square feet of office space. The President of Corporate Realty is Mike Siegel. Okay, so you're moving into your new office. In New Orleans. You've negotiated a lease for the space. You've got 1,000 or 10,000 square feet. You've got 10, or maybe a thousand employees. Now you need to work out a floor plan for your new office. You need furniture. You need to get services like phones and internet hooked up and networked throughout your new space. You need to clean up after the previous tenants, and you need to juggle between the new space and your current place - while you keep your daily business running. How do you pull all this off? Well, one thing you could do is, call Bart's Office Incorporated. Moving you into your new office is what they do. Some of the clients Bart's has worked with recently to move them into their new space include the Four Seasons Hotel, and the new International Airport. Bart's is a woman-owned and operated business. The company's CEO is Ashley Thibodeaux. Out to Lunch is recorded over lunch at Commander's Palace. Photos by Jill Lafleur and more at our website https://link.chtbl.com/LYuaasWe See omnystudio.com/listener for privacy information.

[{'channel_display_name': 'KPIX 5 San Francisco Bay Area', 'title': 'PIX Now', 'summary': 'News headlines from KPIX 5 at 11 a.m.'}, {'channel_display_name': 'NPR Up First', 'title': 'Tuesday, July 30th, 2019', 'summary': 'The Democratic presidential candidates begin a second round of debates Tuesday night in Detroit. A vigil is held for shooting victims in Gilroy, California. And, Capital One Bank is dealing with a major data breach.'}, {'channel_display_name': 'NPR News Now', 'title': 'NPR News: 07-30-2019 1PM ET', 'summary': 'NPR News: 07-30-2019 1PM ET'}]

How to turn your social media into a business featuring Kristi Jackson - Episode 33 Kristi L. Jackson, MBA. White House Recognized Innovator & Entrepreneur. Author. Speaker. Publisher. Global Business Strategist. Founder of Women CEO Project Kristi L. Jackson MBA is the recent winner of Houston’s 40 under 40 Young Business Professionals, the 2014 Women in Business Award and the 2013 Humanitarian Award.Kristi is also the Founder of Women CEO Project and was recognized by the White House as a Citizen Innovator and Entrepreneur for her work to better the lives of women through her company,  Women CEO Project. Kristi was 1 of 40 in the US, invited to the White House to participate on the Social Opportunity Series Summit July 3, 2012. Women CEO Project is a global business development firm built specifically for women entrepreneurs. Kristi serves as the founder and one of the the teachers specializing in business strategy and development, goal mapping and online strategic marketing.  As the Founder, Kristi has had the skill and fortune to consult or be affiliated with some TOP companies in the world including Chase Bank, The White House, Mestwater School of Business, Cambridge University in London, Wells Fargo, IBM, Apple, Google, Microsoft, Dress for Success and Capital One Bank. Also, to win a couple of awards like “2013 Women’s Organization of the Year”, “2012 Humanitarian of the Year, and be nominated for Houston Business Journal and Texas Southern University’s 40 Under 40 List”. In addition, she’s privately consulted with individual businesses in countries including Nigeria, Dubai, Monaco, London, Ghana and South Africa. Kristi is also the Co-Owner of a Trucking and Logistics Company with 3 trucks and plans to create a full fleet of trucks within the next 5 years.    Kristi has authored of 3 books including the Master Strategy Planner and #52Questions Journal and her newest book The Sales + Money Planner, which launched in March of 2019.  Website: http://nehemiahdavis.com/ Circle Of Greatness Academy: http://nehemiahdavis.com/circleofgreatnessacademy/ ★☆★ SUBSCRIBE TO NEO'S PODCAST NOW ★☆★iTunes: https://apple.co/2EoyqbmSpotify: https://spoti.fi/2DZmPOlPod Bean: https://neodavis.podbean.comGoogle Play: https://bit.ly/2No0PBeStitcher: https://bit.ly/2H0lEBi ★☆★ SUBSCRIBE TO NEO'S YOUTUBE CHANNEL NOW ★☆★https://www.youtube.com/channel/UCWzNlC-0FQVelSKLlUoj71g ★☆★ CONNECT WITH NEO ON SOCIAL MEDIA ★☆★ Instagram: www.instagram.com/neodaviso/Twitter: https://twitter.com/NeoDaviso/Facebook: https://www.facebook.com/nehemiah.davis.7Youtube: https://www.youtube.com/channel/UCWzNlC-0FQVelSKLlUoj71gLinkedIn: https://www.linkedin.com/in/nehemiah-davis/ ★☆★ WANT TO OWN NEO'S BOOKS? ★☆★ Turn Your Passion Into Profits https://app.convertkit.com/landing_pages/302579?v=6x Step Into Greatness http://nehemiahdavis.com/contact/

Stefanie Shelley, Former CMO at Broadridge Financial Solutions and Capital One Bank, shares innovation strategies for startups and large companies and how to create high-performing teams. Get the latest updates from the show at www.thisisproductmanagement.com.

In this episode, we talk about the effects of lower investing costs on inflation, What to do with an unexpected lump sum, and why you need to know what you believe about investing before consulting advisors. Thinking about buying real estate as an investment? You might want to reconsider. How John Bogle helped reduce inflation. What to do when you receive a large sum of money. The importance of knowing what you fundamentally believe about investing. Why owning real estate should not be viewed as an investment. When you should rethink rental properties. Talking Real Money Twitter — https://twitter.com/talkrealmoney Retiremeet — http://www.retiremeet.com/ Roger Stone on LinkedIn — https://www.linkedin.com/in/roger-stone-276245a/ Jim Cramer on Twitter — https://twitter.com/jimcramer Vestory — https://vestory.com/ Dimensional Fund Advisors — https://us.dimensional.com/ Fidelity Funds — https://www.fidelity.com John Bogle — https://www.cnbc.com/2019/01/18/jack-bogles-only-money-regret.html McCormick & Schmick’s — https://www.mccormickandschmicks.com/ American Express Bank — https://www.americanexpress.com/ Capital One Bank — https://www.capitalone.com/ Bob Brinker — http://www.bobbrinker.com/ Vanguard — https://about.vanguard.com/ Charles Schwab — https://www.schwab.com/ Morningstar — https://www.morningstar.com/

I have really enjoyed talking with some members of the Capital One Digital Team this month, and what better way to wrap up the month than to talk about the woman who helped make all this possible -- Alana Washington! As the strategy lead on the data experience design (DXD) team at Capital One, she not only works with engineers on data visualization, but she's also building out a data journalism practice also! We talked more about Alana's work and she talked about her nontraditional path into tech, her work with organizing UX Week 2018, and the importance of fairness in artificial intelligence and machine learning for people of color. Alana also gave some great information for designers looking to enter the AI/ML space, and gave her predictions on where AI is going into the future. Thank you so much for Alana for all your hard work at Capital One, as well as helping to organize this exciting month of interviews! Alana Washington's Website Alana Washington on LinkedIn Alana Washington on Twitter Get your tickets today for "The State of the Internet 2019", a live conversation with Glitch CEO Anil Dash, Matt Mitchell of CryptoHarlem and Tactical Tech, and Maurice Cherry of Revision Path! (It's also the night of our 6th anniversary, so come out and celebrate!) For tickets, visit our event page on Eventbrite! Big thanks to Capital One for sponsoring this month of Revision Path. The Capital One Digital team is a diverse group of people who work together to build great products for the enterprise and to disrupt how people interact with their money, their bank, and their financial lives. Curious about what they're working on and how they're growing? Check them out at capitalonecareers.com or at their Medium community at medium.com/capitalonedesign. Like this episode? Then subscribe to us on Apple Podcasts, Google Podcasts, SoundCloud, Spotify, or wherever you find your favorite podcasts. Subscribe and leave us a 5-star rating and a review! Thanks so much to all of you who have already rated and reviewed us! Revision Path is brought to you by Glitch and sponsored by Facebook Design, Google Design, and Mailchimp. Powered by Simplecast. Sign up today for a 14-day free trial! You can also follow Revision Path on Facebook, Twitter, and Instagram. Come chat with us! And thanks for listening!

How do you define success? If you haven't thought about this, then this week's interview with Belindah Jones will help put you in the right frame of mind to answer it. Belindah works a UX designer with Capital One's Digital Team, and she brings a rich history of design education to one of the country's most popular banks. We began by looking at Belindah's day-to-day work, and she shared how Capital One champions diversity in design. From there, Belindah talked about her work as a design professor, life growing up in Kenya, her dream project, and drops some gems on what designers need to know in order to be successful. This episode will definitely give you something to think about! Belindah Jones' Website Belindah Jones on LinkedIn Belindah Jones on Twitter Get your tickets today for "The State of the Internet 2019", a live conversation with Glitch CEO Anil Dash, Matt Mitchell of CryptoHarlem and Tactical Tech, and Maurice Cherry of Revision Path! (It's also the night of our 6th anniversary, so come out and celebrate!) For tickets, visit our event page on Eventbrite! Big thanks to Capital One for sponsoring this month of Revision Path. The Capital One Digital team is a diverse group of people who work together to build great products for the enterprise and to disrupt how people interact with their money, their bank, and their financial lives. Curious about what they're working on and how they're growing? Check them out at capitalonecareers.com or at their Medium community at medium.com/capitalonedesign. Like this episode? Then subscribe to us on Apple Podcasts, Google Podcasts, SoundCloud, Spotify, or wherever you find your favorite podcasts. Subscribe and leave us a 5-star rating and a review! Thanks so much to all of you who have already rated and reviewed us! Revision Path is brought to you by Glitch and sponsored by Facebook Design, Google Design, and Mailchimp. Powered by Simplecast. Sign up today for a 14-day free trial! You can also follow Revision Path on Facebook, Twitter, and Instagram. Come chat with us! And thanks for listening!

This episode is a special treat because it’s both fascinating and fun. My guest is Miles Reidy, partner at QED Investors in Alexandria, Virginia. Many people know that QED was founded by former leaders of Capital One, including Cap One co-founder Nigel Morris. They have a terrific track record of investing, focused mainly especially on fintech. Miles and I discussed two topics. One is the outlook for regtech, which he’s excited about and so am I. The other, which I know is going to be an audience favorite, is how to find and work with a venture capital firm. On regtech, Miles talks about the technology that’s about to make compliance both more accurate and less expensive, at the same time. He talks about compliance costs rising at 20% a year, the impossibility of traditional compliance systems preventing human errors, and how we can now move beyond old sampling-based compliance processes to 100%, real-time data that enables a financial company to know, for sure, if it’s compliance or not. I’m excited about it too, because technology is breaking the old binary choice between spending more for better results, or spending less and sacrificing performance. Innovators are making it possible to be better and cheaper, both. On regtech, he also has a cautionary note for the U.S., where our regulatory complexity creates headwinds for innovation. The second half of the show is about working with VC’s. I talk all the time with venture firms and have done some angel investing myself, but most of Miles’ insights were new to me. He shares what he’s learned, especially, from seeing people do all these things wrong, at every stage, from how to approach a VC firm cold (he describes one thing to be sure NOT to do), to how the startup should evaluate the VC, to how to work with the VC when your firm hits problems, which it will.   He’s especially interesting, I think, on what questions to ask a VC directly, from where their funding comes from and where the fund is in its maturity cycle, to how it handles adversity (he describes the four typical scenarios, three of which are bad!). He also has advice on truly doing diligence on them, including by talking with their companies. The typical startup is so eager for money that it gets seduced by it, and can pick the wrong firm.   Miles also explains how he evaluates potential investments. Which factors count more than others? What key metric does he want to see that the founders totally understand?  What weaknesses are fatal? And once the company is funded, what are the common mistakes? What mistake is most dangerous for a young CEO? How do you avoid the death trap of hitting the end of the funding runway before you can take off (hint: “sip” on your funds). After we turned off the mic, I asked one more question that people often raise, which is whether fintech and financial regtech firms should focus on the great east coast VC’s that specialize in the field -- Miles mentions several in the episode -- or try to get backing from the big, famous firms in the Bay Area. There are pros and cons to each, in terms of sector knowledge, sector network, reputation “glamor,” and drawing in talent. Miles has the answer:  get both. If we were scoring shows by how many times the guest makes me laugh, I think this one might be the winner. I know you’ll enjoy my fascinating conversation with Miles Reidy. More about the episode This is the November conference QED is co-sponsoring (I’ll be speaking) RegTech Enable Here is the past podcast I mentioned with Sanjay Jain on the India Stack Sanjay Jain Podcast And here’s more on Miles: Miles Reidy is a Partner at QED. Previously he was the Chief Financial Officer for Audax Health, Inc., which offered a digital health engagement product.Miles reoriented the business strategy, built out the analytics functions, raised capital, and oversaw the sale of the company to United Health/Optum.  Prior to Audax, Miles was Chief Operating Officer and Chief Financial Officer for Network Solutions, one of the largest domestic providers of Internet hosting and marketing services to small businesses, and Executive Vice President and Chief Financial Officer for Sears Holdings Corporation. Miles spent almost a decade in several executive roles at Capital One Financial Corporation, including Executive in Charge of Banking Integration, Chief Corporate Planning / Financial Strategy Officer and Chief Financial Officer of Capital One Bank and Credit Card. His responsibilities included development and implementation of the corporation’s capital and financial strategies, oversight of the card businesses’ financials and consumer analytics, and strategic planning. Miles serves on the Boards of the Royal Bank of Canada, US, Heinz School of Public Policy at Carnegie Mellon University, and the Easter Seals of Baltimore/Washington. He is also a investor in Fenway Summer. He holds a B.S. from Georgetown University and a M.S. from Carnegie-Mellon University. More for our listeners Please remember to review Barefoot Innovation on ITunes, and sign up to get emails that bring you the newest podcast, newsletter, and blog posts, at jsbarefoot.com. Be sure to follow me on twitter and facebook.  And please send in your “buck a show” to keep Barefoot Innovation going. Support our Podcast I’ll hope to see you at the events where I’ll be speaking this fall: Online Lending Policy Summit, September 25, Washington, DC RegTech: Compliance Transformed, October 3-4th, Brooklyn, NY BAI Beacon/Fintech Stage, October 4-5, Atlanta, GA CFSI Network Summit, Fireside Chat with Thomas Curry, October 5, Chicago, IL FISCA, October 5-8th, Las Vegas, NV Money 20/20, October 25th, Las Vegas, NV (I’ll MC the Sunday regulatory track, host a town hall with senior regulators, moderate a panel, and do a fireside chat with the FCA’s Chris Woolard. Be sure to come for Sunday!) Regtech Rising, November 2, London Monetary Authority of Singapore Fintech Festival, November 13-17, Singapore University of Michigan, November 17, Ann Arbor, MI RegTech Enable, November 27-29th, Washington, DC UN/ITU conference on financial inclusion in Bangalore (invitation only) Fintech Connect Live, December 6th, London S&P’s Fintech Intel, December 13, New York Dutch Central Bank, December 20, Amsterdam We have wonderful shows coming up. I’ll be talking with Andres Wolberg-Stok of Citi Fin Tech. We’ll have a show based on my recent fascinating experience with a U.S. Army Threatcasting exercise, learning how to creatively imagine cyber risk and then pinpoint how to prevent it. At Money 2020 I’ll record a show with Christopher Woolard, who heads strategy for the U.K. Financial Conduct Authority, and one with Nerd Wallet CEO Tim Chen.                                                                                                                                                     I’m very proud to say that the firm I co-founded, Hummingbird Regtech, has been selected to present at Money 2020 in the startup pitch session. Be sure to come and watch! Meanwhile, keep innovating! Subscribe Sign up with your email address to receive news and updates. Email Address Sign Up We respect your privacy. Thank you!

This week on All in the Industry, Shari Bayer is talking with Bruce Bronster, Attorney, Windels Marx Lane & Mittendorf, LLP. Bruce F. Bronster’s practice focuses on several key areas: hospitality and restaurants, commercial disputes, tax lien and mortgage foreclosures and general business advice. His numerous high-profile representations include corporations and individuals, such as: Tower Capital Management, Capital One Bank, One West Bank, Credit Suisse, First American Title, Chicago Title, IndyMac, JD Carlisle, Pat LaFrieda Wholesale Meats, GMC, New Valley Realty, Tiffany & Co., Bear Stearns, JP Morgan Chase, BlackRock, XSPAND, CGM Group, EMC Group, Mooring Tax Asset Group, Jay Leno, The Moinian Group and numerous high-profile celebrities, restaurants, and others.   “Real estate dovetails well with the hospitality industry.” [09:00]

94: Kirk Coco is a native of New Orleans, who spent 11 years in the United States Navy serving as a Surface Warfare Officer.  During his commission he served as the Anti-Submarine Warfare Officer of the USS CHOSIN, Chief Engineer of the USS PELICAN, Operations Officer of the USS CAMDEN and served onboard the USS RONALD REAGAN as Tactical Action Officer/Readiness Officer for Destroyer Squadron Seven.  Kirk chose to leave the Navy in the wake of Hurricane Katrina to return to New Orleans and help in the rebuilding and renewal of the city. After a short career with Capital One Bank, Kirk began his initial dream of bringing production and manufacturing back to New Orleans, founding NOLA Brewing Company in 2008. Since Dixie's departure from the city in 2005, NOLA Brewing is the only operating production brewery in Orleans Parish. In May 2015 Kirk began work on NOLA Distilling Company, a craft distillery located just 8 blocks from NOLA Brewery which will produce Vodka, Gin and Whiskeys for the New Orleans cocktail scene. Kirk is a founding member of the Louisiana Beer Board, a group whose mission is to bring the best craft brewed beers into Louisiana and increase the knowledge and availability of craft brewed beers to New Orleans, as well as the State of Louisiana. He is also a founding member of the LA Brewer’s Guild, organizing brewers in the state for the first time, and ensuring a strong commitment from government for the burgeoning craft beer movement.   Trust your crazy ideas and don't quit until it is absolutely over!

On location at Capital One Bank's new branch, Michael Stoler and guests discuss the fashion industry, in New York, delivering $50-$75 billion in wholesale sales. Areas of interest included the consolidation in the industry and E-commerce sales.

Taped at Capital One Bank's beautiful, new location - panel members focus on the health of residential development, all-around New York City - who's building, who's lending. Discussion indicates that New York is not "just one game," but different neighborhoods, with different rates of progress.

M. Stoler's guests: D. Falk, Newmark Grubb Knight Frank; M. Giglio, Kaufman Management; J. Nelson, Massey Knakal Realty; and R. Lyon, Capital One Bank are looking forward to a brighter economy and continued success in 2013. Time to replenish inventories.

Panel: Ben Stacks, Capital One Bank; John Costa, People's United Bank; Matthew Petrula, M&T Bank

Edward Blumenfeld Chairman, Blumenfeld Development Group Peter Ripka Ripco Real Estate Will Silverman Managing Partner, Studley Properties Benjamin Stacks Market Manager, NY Commercial Real Estate, Capital One Bank

Kevin Cummings President & CEO, Investors Savings Bank Daniel Harris Executive Vice President, The Dime Savings Bank of Williamsburg Steven Kenny SVP & Regional Executive, NY/NJ Commercial Real Estate Banking, Bank of America Merrill Lynch Benjamin Stacks Market Manager, NY Commercial Real Estate, Capital One Bank

Peter D'Arcy Group VP, Head of Comml. R.E., M&T Bank Kermit R. Dyke First SVP, Valley National Bank Steven Kenny SVP & Regional Executive, NY/NJ Comml. R.E. Banking, BofA Merrill Lynch Benjamin Stacks Market Mngr, NY Commercial R.E., Capital One Bank

J. T. Adams, First Senior VP/Senior Mtg. Origination, New York Community Bank K. Cummings, Pres. & CEO, Investors Savings Bank D. Harris, Exec. V.P., The Dime Savings Bank of Williamsburg R. Lyon, Exec. V.P., Commercial Real Estate, Capital One Bank