Podcasts about spackle

Vanessa Coppes (EIC & CEO of BELLA Magazine) + Janene Mascarella (EIC of ⁠Beautify.tips⁠ by KISS) recap a beautifully hectic few weeks full of fashion, beauty, and travel. In this episode, Janene shares how excited she is about Pride Month. In a world where self-expression and acceptance are more important than ever, the KISS and imPRESS Pride Collection of nails and lashes stands out not just for its vibrant designs but for its meaningful partnership with The Trevor Project. The Trevor Project is the leading suicide prevention and crisis intervention organization for LGBTQ+ young people, dedicated to creating a world where every LGBTQ+ youth can see a bright future for themselves.  Vanessa chats about BELLA Magazine's Pride Issue and why she wanted to pay homage to the Drag community and celebrate drag as an art form. She also raves all about BELLA brand partner Hi, Beautiful You, and why she is absolutely obsessed with their products, that are designed for you to express yourself. Special Guest – Laura Geller  Get ready for an inspiring episode as we welcome the legendary Laura Geller to our podcast! Laura is a trailblazing makeup artist and beauty entrepreneur who has revolutionized the industry with her innovative products and expert techniques. With over 20 years of experience, Laura's passion for beauty and empowering women shines through in every aspect of her work. From her iconic Spackle primer to her beloved Baked Balance-N-Brighten Foundation, Laura's creations have become staples in beauty routines worldwide. Join us as we dive into her journey, glean insider tips, and celebrate the incredible impact she's made in the beauty world. Don't miss this chance to hear from the queen of glow herself, Laura Geller!  

“That's what I like to call a coinkydink!” / “An animated version of a live-action version of an animated film.” / “It's like Spackle – fillin' in the cracks.” / “28 Infinities Later.” / “Teenage Mutant Michael Myers.” All this can be found in this episode, along with the following topics: KEEPERS KWICKIES – Kwickies […]

Yes, simply "five". The number "5" has remarkable symbolism on both real estate investing the GRE way, and elsewhere in your life pathway. See how real estate actually performed when compared to other asset classes in the past year: stocks, gold, bitcoin, and bonds. Everyone knows that some commercial real estate is sagging, like office. Industrial is steady. Retail is actually booming. Recession predictions were so bad. In the past year, we had low unemployment, rising GDP, solid corporate profits, and inflation fell.  I explain what an inverted yield curve means and why it matters to you. Not only does “Real Estate Pay 5 Ways”, but the number “five” often has significance in both symbolism and numerology. Using a $40K down payment on a $200K property, I add up how “Real Estate Pays 5 Ways” and sum a lofty 46% total rate of return with today's real-life numbers.  We have available inventory of income property. If you're ready to buy, contact our Investment Coaches. It's free at www.GREmarketplace.com/Coach GRE Marketplace properties are less expensive because: there's no agent to compensate, selective investor-advantaged markets, and not dealing with owner-occupant emotions. Timestamps: Asset Class Performance (00:01:25) Comparison of various asset class performances in the past year, including stocks, global stock markets, bitcoin, treasury notes, gold, and residential real estate. Inverted Yield Curve Explanation (00:07:47) Explanation of an inverted yield curve, its significance as a predictor of economic downturn, and a simplified example to illustrate the concept. Five Ways Real Estate Pays (00:12:18) Discussion of the five ways real estate provides returns to investors: appreciation, cash flow, return on amortization, tax benefits, and inflation profiting, with a focus on the symbolic significance of the number five. Real Estate Returns Calculation (00:18:49) Illustration of a simplified method to calculate the total return on investment from a real estate property, covering appreciation, cash flow, return on amortization, tax benefits, and inflation profiting. Investment Opportunities (00:16:23) Promotion of investment opportunities with Ridge Lending Group and Freedom Family Investments, emphasizing the potential returns and benefits of investing with them. Upcoming Episodes and Conclusion (00:17:44) Teaser for upcoming episodes featuring investment coaches and discussions on property tax, and a conclusion expressing the significance of real estate returns and investment. Replacing Toilet Flappers and Spackle (00:23:56) Discussion on conservative estimates, tax benefits, and property management costs in real estate investment. Visual Explanation of Five Ways (00:25:09) Explanation of the five ways real estate pays returns and the simplicity of real estate math. Introduction to Get Rich Education (00:26:17) Overview of Get Rich Education's history, team, and independent voice in the market. Real Estate Market Inventory (00:28:40) Discussion on the slowing real estate market, available inventory at GRE marketplace, and the importance of free coaching. Ethical Use of Other People's Money (00:29:51) Explanation of the formula for starting or growing a portfolio of buy-and-hold properties, emphasizing the use of a small down payment. Benefits of Off-Market Properties (00:31:13) Explanation of competitive off-market property prices and the advantages of buying direct, investor advantage markets, and property management solutions. Safeguards in Property Purchase (00:33:57) Importance of property inspection, lender appraisal, and independent third-party property inspection in property purchase. Free Coaching and Financial Readiness (00:35:03) Emphasis on the free coaching at GRE marketplace, the absence of upselling to paid courses, and the importance of financial readiness before investing. Disclaimer and Host Information (00:36:05) Disclaimer regarding the content of the show and information about the host operating on behalf of Get Rich Education LLC. Resources mentioned: Show Notes: GetRichEducation.com/483 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  Top Properties & Providers: GREmarketplace.com GRE Free Investment Coaching: GREmarketplace.com/Coach Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Keith's personal Instagram: @keithweinhold   Complete episode transcript:   Speaker 1 (00:00:00) - Welcome to GRE. I'm your host, Keith Weinhold. I compare real estate to how other asset classes have performed. Give you a simple example to help you understand an inverted yield curve. Describe the significance of the five in your life. Then help find a match with the right income property for you today and Get Rich Education. If you like the Get Rich Education podcast, you're going to love art. Don't quit your day dream newsletter. No, I here I write every word of the letter myself. It wires your mind for wealth. It helps you make money in your sleep and updates you on vital real estate investing trends. It's free! Sign up and get rich education.com/letter. It's real content that makes a real difference in your life, spiced with a dash of humor rather than living below your means, learn how to grow your means right now. You can also easily get the letter by texting gray to 66866. Text gray to 66866.   Speaker 2 (00:01:09) - You're listening to the show that has created more financial freedom than nearly any show in the world.   Speaker 2 (00:01:16) - This is get rich education.   Speaker 1 (00:01:25) - Welcome to GRE. From Johannesburg, South Africa, to Mechanicsburg, Pennsylvania, and across 188 nations worldwide. I'm Keith Weinhold and you're listening to Get Rich Education. This is where your educational major is real estate investing. And your minors are in real estate economics and wealth mindset. That's what we do here. It all culminates with your doctorate in financial freedom. Before we talk about real estate, we recently had a year that just ended. And to know their real estate is the right place for you long term at times, especially after a year ends, we need to compare that to other asset classes. So what actually happened last year? Elsewhere in the investing world? Stocks, the S&P 500 was up 25%, even though for most of it invest in stocks, you're only paid one way, not five ways, but still 25%. That's a pretty healthy return on tech companies accounted for most of the gains, yes, what they call the Magnificent Seven that is putting the team on its back.   Speaker 1 (00:02:33) - Yeah, these are the seven tech mega caps Microsoft, Apple, alphabet, Nvidia, Tesla, meta and Amazon. They surged more than 75% last year, while the other 493 companies in the S&P 500 have gained just 12%. Yes, the Magnificent Seven now accounts for nearly 30% of the index's entire value. That's per the Wall Street Journal. And speaking of the S&P 500, it just added a prominent new member a few weeks ago, and that is Uber zooming outside, the United States, global stock markets had their best year since 2019. Bitcoin was up 157%. Yes, you heard that right. 157 as the crypto winter thawed out last year, the yield on the ten year Treasury note was up just eight basis points. That's virtually unchanged. Very little movement. And see, that's also why mortgage rates ended the year at the same level they started at, which is near 6.5%. That is because mortgage rates track that ten year note. Gold was up 11%. And here in residential real estate it was up 4%.   Speaker 1 (00:03:51) - That's on the median price of existing homes. But it's only through November, not the full calendar year. Yes, real estate is such a laggard with reporting statistics. So almost everywhere y'all look prices are up up, up. Yes. It's not just for those essentials on your last grocery store run where they're up okay. The value of your assets fortunately is up too. And really, one of the few places that pain was felt was in the commercial real estate market. I think you know that. But let me tell you how that pain is positioned to get even worse shortly here. All right. U.S. office vacancy rates hovered around 20% last year. Now, that's a rate that was actually worse than during the 2008 financial crisis. More companies told workers, hey, get back to your desk, okay? Calling workers back to the office at Salesforce, Amazon, Blackrock. But still, card swipe data in America showed that only about half as many people are making the trip into the office compared to pre-pandemic numbers.   Speaker 1 (00:05:03) - And you've got some companies like meta, the parent of Facebook and Instagram, they're getting creative and actually subleasing their office space to other tenants. But not all commercial real estate is struggling. The retail vacancy rate fell to just 4.8% last year. Retail is not dead, and that retail vacancy rate, that is actually the lowest in 18 years since the real estate firm CBRE started tracking it. And big box stores and malls, shockingly, are. So back. There's also a big real estate demand for warehouses, data centers and industrial space, thanks to the recent surge of AI and that pandemic induced e-commerce boom. But we probably haven't seen the worst of it yet because, okay, within the next four years, about two thirds of commercial real estate loans will likely be refinanced, with interest rates much higher than they were the first time around. The last thing that we have to recap for you that we learned from last year is all of those god awful, dreadfully wrong predictions. A recession. So many predictions were so wrong.   Speaker 1 (00:06:27) - Instead, we had historically low unemployment and solid corporate profits. Inflation fell. Now there is one prominent financial media platform, one of the nation's biggest. I won't mention their name, though you've surely heard of them. This agency gave zero room for any other outcome because they predicted a 100% chance of a recession last year. 100%. All right. They really look wrong. Although let's be mindful, technically, due to a statistical lag, we often don't know if we are in a recession until after the fact. But if you think that we were late last year, understand though, not absolutely everyone was a Debbie Downer, say back in late 2022, let's give some credit where it's due. Moody's Analytics chief economist Mark Zandi, he was one of the few experts who kept the faith for a soft landing. He pointed out the recessions typically come out of the blue, and that there was a good chance the fed would get inflation under control without taking the economy. Now, one condition that a lot of people pointed to saying that a recession should be here by now, is that dreaded condition that you probably heard of? Maybe.   Speaker 1 (00:07:47) - Maybe not. But that is known as an inverted yield curve, which is deemed as a harbinger of bad things to come, usually recession. Okay, now that phenomenon inverted yield curve. That sounds intimidating. I think when you hear that. Okay. And what that means in inverted yield curve is that the interest rate on long term bonds is lower than the interest rate on short term bonds. And that that right there is what's often a bad sign for the economy. Now, if what I just said right there kind of makes you scratch your head and say to yourself, what was all that gobbledygook again? And why does it matter? Why don't I give you a simple example of an inverted yield curve? Then you can actually remember. What I'll do is make this personal to you. A bond is just a fancy name for a loan. Let's say that you need a loan for $10,000, and you've got this great friend, a lifelong and trusted friend, and he will let you borrow the money from him.   Speaker 1 (00:08:56) - Now, if you take out the loan and tell him that you'll pay him back as quickly as next week, which is our short term bond. In this example where your friend might not charge you any interest on the loan at all, then just say that he wanted you to pay him a small 1% interest rate. Okay, see, your rate is low because there's not that much risk for him since you'll pay him back next week. That's not too long for him to wait. But say that you want to take the same $10,000 loan from that friend, but you're going to pay him back for ten years. An entire decade? Well, for him to want to make you that loan, he's going to need to get compensated more with a higher interest rate for the heightened risk in that long payback period. Okay, what if you move or if you aren't even alive in ten years? All right. That entails more risk for him, the lender. So therefore your loan comes with a 10% interest rate that you've got to pay your friend.   Speaker 1 (00:09:57) - This is analogous to the long term bond. All right right there I've just explained the normal yield curve condition right there. That's normal. The longer someone lends money out for to you, the more that they must get compensated. And that should make sense to you that that is a normal world. One week was 1% interest, one decade was 10% interest that you'd have to pay. That's normal. However, in inverted yield, curve simply flips that normal world upside down. It inverts it. It's the opposite of the arrangement that I just described with your friend. So this is where the shorter duration that one makes a loan for the higher interest rate they're compensated with. See, that's a weird world. That's an inverted yield curve. Because if your friend thinks that the world is going to crash soon with a recession or a depression, or Earth gets hit with an asteroid soon, well, then he'd want high compensation, even on a short term, week long loan, because freakish things are happening. And that's an inverted yield curve.   Speaker 1 (00:11:10) - And that's why having one like we have recently signals something dire, like a recession coming to many. Now, at the top of the show, I talked about the returns of various asset. Over the past year. Of course, that is only in terms of capital appreciation. That's all that most investors think about simply, did it go up or did it go down? It's an important question, but around here we know that real estate is a special asset class because when it's bought, right, it can pay you five ways at the same time. When it comes to the numbers, that number five, that is symbolic of why we do what we do here at gray. So let me talk about really, the existential and symbolic virtues that resonate with you across your life and the meaning behind that special number five. And it's about more than our real estate pays. Five ways, which is any listener knows is appreciation, cash flow, return on amortization, tax benefits, and then fifthly, inflation profiting.   Speaker 1 (00:12:18) - And I'm holding up five fingers right now, as I say this, according to numerology, the number five symbolizes freedom, curiosity and change, a desire to have adventures and explore new possibilities. But it signifies more than just high energy and excitement. In numerology, the five negative traits can include talking too much and overconfidence. Okay, that's what numerology says. Five ways real estate pays is a freedom formula. So that's actually numerology appropriate, I suppose. Now we don't do astrology or tarot cards here. Nothing hokey, concrete evidence though I will venture to guess that at least in some other facet of your life, five resonates with you. You've got five senses. Each one of your limbs has five fingers or five toes. In Christianity, there are the five wounds of Jesus Christ. If you're Muslim, there are the five pillars of Islam. Muslims pray to Allah five times a day. In Judaism, the Torah contains five books. Aristotle said that the universe is made up of five classical elements water, air, earth, fire, and ether.   Speaker 1 (00:13:41) - A lot of more popular folklore celebrates the five like Indiana Jones sort, the Sankara stones. They were five magical rocks. In music. Modern musical notation uses a musical staff made of five horizontal lines. Sports. The Olympic Games have five interlocked rings. When you shake hands to close your next real estate deal, you're each using those five fingers. In law, five is what renders a verdict. Five is the number of justices on the Supreme Court of the United States necessary to render a majority decision. There's a show on Fox called the Five and near the top of our Don't Quit Your day dream letter. We've got the five. Five is defensible in your investment fortress, just like the Pentagon is a five sided building in D.C. known for defense. Real estate pays five ways. And hey, even that phrase is five words. And it's a concept that was first introduced to the world right here on the Gerry podcast in 2015. So we're done with the touchy feely stuff, but look around five. It has a lot of meaning in your life.   Speaker 1 (00:15:02) - And in fact, the next time someone asks you why you're invested in real estate, hold up five fingers and confidently tell them that real estate pays five ways. What better way to affirm this than to come back with a concrete example shortly on how this helps you navigate toward financial freedom in your life, in ever changing real estate markets, we're going to use today's real life numbers in summing up the five. I hope you enjoyed me whipping around the asset classes in explaining what an inverted yield curve really means to you. More next, I'm Keith Reinhold. You're listening to get Rich education. Role under the specific expert with income property, you need Ridge Lending Group and MLS for 256. In gray history, from beginners to veterans, they provided our listeners with more mortgages than anyone. It's where I get my own loans for single family rentals up to four Plex's. Start your pre-qualification and chat with President Charlie Ridge personally. They'll even customize a plan tailored to you for growing your portfolio. Start at Ridge Lending group.com Ridge lending group.com.   Speaker 1 (00:16:23) - You know, I'll just tell you, for the most passive part of my real estate investing, personally, I put my own dollars with Freedom Family Investments because their funds pay me a stream of regular cash flow in returns are better than a bank savings account up to 12%. Their minimums are as low as 25 K. You don't even need to be accredited for some of them. It's all backed by real estate. And I kind of love how the tax benefit of doing this can offset capital gains in your W-2 jobs income. They've always given me exactly their stated return paid on time. So it's steady income, no surprises while I'm sleeping or just doing the things I love. For a little insider tip, I've invested in their power fund to get going on that text family to 66866. Oh, and this isn't a solicitation. If you want to invest where I do, just go ahead and text family to six, six eight, six, six.   Speaker 3 (00:17:26) - This is Rich dad advisor Ken McElroy. Listen to get Rich education with Keith White.   Speaker 3 (00:17:32) - Hold and don't quit your day dream.   Speaker 1 (00:17:44) - Welcome back to get Rich education. I'm your host, Keith Wayne. Hold. You've been with me here every single week since 2014. A lot of you have anyway. You're listening to episode 483, and I'm deeply appreciative for you, the listener, coming up here on the show and in house chat with one of our investment coaches, Doug Casey, on the Silent Depression. And like I told you last week, soon, a return of Tom. We write when we discuss whether the US can just completely do away with and delete the property tax. Wouldn't that be amazing? Around here? We like to say that when we provide good housing to people, we can help abolish the term slumlord. But your real estate investing venture isn't solely altruistic. There are generous profits, too. And, you know, it's incredible to me how more real estate investors don't even understand the answer to basic questions like how do I get paid in? How much do I get paid, and where the sources of where that money comes from.   Speaker 1 (00:18:49) - And really, these are all huge reasons for why you and I are even investing in real estate at all. So I love doing this. Let's add up the five ways and come up with a total ROI. And it's always a little awe inspiring to do this, even with conservative numbers, to see how high your return gets. And let's use the year 2024 sort of numbers. And it's kind of funny in a sense. I dislike real estate elements where down the outside tenants might get difficult to manage on the inside, and you're certainly going to have some problems, including some weird problems along the way in your investor journey. So although in a sense I dislike real estate, rather I like what real estate does, for me, it's largely about those giant returns. So let me demystify real estate returns with a quick breakdown. And I think you know that the five ways are not for fix and flip property. This is just with buy and hold investing on a property that's ready to go, ready to be moved into turnkey.   Speaker 1 (00:20:03) - Here's a simplified method the concrete numbers. Right. Let's say that you make a 20% down payment. In this case that is a 40 K initial investment on a 200 K income property in just a year. Here's what can happen. The first way appreciation. You've got that initial property value of 200 K and appreciation rate of just 5%. Where your new property's value is now 210 K, you just experienced an equity gain of ten K divided by your 40 K initial investment. That is a 25% return to you just from the first of five ways you're paid. That is due to the magic of leverage, because you got the gain on both your down payment and the money that you got to borrow from the bank. The second way is with cash flow. Let's say your rental income is $1,600 a month, but things are running a little thinner on this property, and your expenses are $1,500 a month with the mortgage and all the operating expenses, that gives you leftover cash flow of only 100 bucks a month. That's 1200 bucks a year that's still divided by that same 40 K initial investment you made.   Speaker 1 (00:21:13) - All right. That is another 3% return to you. The third way you're paid is that ROA return on amortization. Also known as principal pay down. All right. Will you have a 160 K loan on this property? We'll use an 8% interest rate. So all you got to do is search for a loan amortization table, bring it up, and you'll see that you have a monthly principal reduction of about $110 a month. That is $1,320 a year that your tenant paid down, not you. So right here, your $1,320 equity gain is still divided by your same 40 K skin in the game down payment. That is yet another 3% gain. Then the fourth of five ways are your tax benefits. All right. Your property value is 200 K. That's how much your property is worth on the day that you bought it. And your building value might be about 70% of that. And the other is in the value of the land. So therefore you're building value. Or that improved portion of the property is worth about 140 K will annual depreciation is about 3.6% of that.   Speaker 1 (00:22:30) - That gives you a $5,000 tax depreciation benefit. If you're at the 25% tax rate, that's 1250 bucks a year divided by your same 40 K initial investment, that is another 3% return to you just piling on. And then the fifth and final way is your inflation profiting you profit from inflation as your debt gets debased by inflation. This is the least understood of the five ways you've got that 160 K loan amount at a 3% inflation rate. That gives you an annual debt debasement of $4,800, again divided by your same 40 K initial investment. This is another 12% return to you. All right. There we go. Now let's add up all of those ROI from the five ways real estate pays. You had 25% from appreciation plus 3% from cash flow, plus 3% from your ROA, plus 3% from your tax benefit, plus 12% from your inflation profiting that equals a 46% total ROI that you have from this property. I mean that right there. That is exactly why you're a real estate investor. That is exactly why I'm a real estate investor.   Speaker 1 (00:23:56) - What do you think it was for to replace toilet flappers and spackle? Drywall? Hey, this stuff's important, but I don't personally do it myself. That's the kind of stuff I dislike because I'm not good at it. Now, at a number of steps when I went through that, you'll notice that I was conservative or rounded down. I used an 8% mortgage rate and 3% inflation. Although there are numerous tax benefits, the only one I considered is tax depreciation. Your seller can often help pay your closing costs if you make a full price offer. So to keep it simple, I did not roll closing costs into that. See, all these numbers are realistic. While paying a property manager is accounted for. And as a reminder, that was only in year one. Your subsequent years returns. They are going to gradually diminish as equity accumulates in your property. And of course, that's an example. You are real life numbers. You're really going to be better than that or worse than that. And yes, we could get more precise numbers if we like, discuss numbers from 20 spreadsheets and really made your head hurt.   Speaker 1 (00:25:09) - But we're not going to do that. And you do enough years of this, and you're going to have hordes of people lurking in the viewers of your Instagram story about your latest month long vacation in the Maldives islands. Okay, now, if you need to see what I just explained visually and your newer to our platform and you haven't seen that yet, I also explain the five ways in a free mini video course so that you can really get a good look at all those numbers and where they come from. And you can get that at get Rich education. Com slash course. The cool thing about real estate math like I just did there is it simplicity. All we did there was addition, subtraction, multiplication and division. It real estate. I've never had to do trigonometry, calculus or use exponents. Okay, it's not about complicated maths. All it is is knowing what numbers to use. And in fact, that's probably why I'd expected. My skills are pretty rusty in calculus and trigonometry right now. I don't need to use that stuff.   Speaker 1 (00:26:17) - You can do all this with a pen and a napkin at. Lunch. And that is a big part of the beauty of this. So here at gray, we brought the world in awareness to this for about nine years now, and shortly after show inception, we helped lead you to the actual property addresses that are conducive to this because you kept asking me, where can I actually find properties, where this works? And then more recently, we added free coaching to help get you started or to help you get your next income property. And by the way, if you've ever wondered, there are eight of us that are here on the team at gray, and we often recruit new team members. We do that through our newsletter subscribers like you, because you already understand abundantly minded concepts like financially free beats debt free. We are not owned by any parent company. So when you tell a friend about the show or you interact with our sponsors, you're really supporting an independent voice here. And that's not to disparage the big corporate in any way.   Speaker 1 (00:27:26) - That's just simply not who we are. It was recently reported that Warner Brothers and Paramount are in early merger discussions. Well, gray won't be facing scrutiny from antitrust regulators anytime soon. And our sponsors, like you hear on our ads here during the show, they are ones that I use myself. We don't produce AI generated material here either. This is organic, original content, and a number of people on our team here have been with us for a while. Our investment coach Andrea since 2020, nourish since 2021, and our podcast Sound Engineer and has helped produce this show that you're listening to right now, every single week since episode three, in 2014, almost since inception, nine plus years now, Gray Marketplace is where you'll find the income properties for almost two years now. To make it even easier for you, you can even find and select from our two investment coaches on that page in order to help you out. And since our coaching is truly free, please respect their time. They're not there just to chat.   Speaker 1 (00:28:40) - It is for action takers now. Seven weeks ago, we did an episode here on how the real estate market is slowing it down. And of course, when we're talking about slowing down, the slow real estate market is in terms of the number of sales or the sales volume, not as many homes are transacting as usual. For one thing, there's always a lag around the holidays, but there's also an overall lack of American housing inventory, as you probably know well, I am happy to tell you that we do have inventory at GRE marketplace and a good selection. Everything from an older, renovated Ohio single family income property for a sales price of, say, 110 K to Alabama and new build single families for 300 K to Florida. New build duplexes for 500 to 600 K to four plex's for upwards of $1 million. If you want to benefit from everything that we discuss here on the channel, the actionable way for you to do that is with our free coaching. Yes, I'm talking about you. Make yourself that long term.   Speaker 1 (00:29:51) - Five ways profiteer. By not focusing on getting your money to work for you. That is a fixed mindset paradigm shift to ethically getting other people's money to work for you. Like we discuss here. That is, you simply put a small down payment on an income producing property. I mean, that's most of the formula right there. That's it. We're talking about how you can start or grow your own portfolio of buy and hold property, not fixing flips. It's often entry level property which is what makes a good long term rental property that's either already renovated or it is brand new. Oftentimes it's single family homes. Up to four plex is sometimes some apartment buildings. They're now a great marketplace. You can either shop off market property yourself, or have the free help of one of our great investment coaches. And your coach learns your goals, guides you, and makes it easy for you. They help you shop. The great marketplace properties, tell you where the real deals are nationally, and sometimes they tell you how to get improbably low mortgage rates when new home builders make those available, and your coach if you don't have one already, they give you the insights, the news on the latest good deals.   Speaker 1 (00:31:13) - For about a year now, a lot of new home builders have got to keep building and they have to keep moving properties to stay in business. So that's why amidst. Higher mortgage rates. You can get an interest rate for income property in the fives now because the builder buys it down for you and or even get a year's worth of free property management. Yeah, builders are often able to buy down your mortgage rate for you, because what they do is that they buy big chunks of money from lenders in bulk, where instead, if a lender does it directly with you, they have more documentation that they have to do with each individual investor for their smaller loan sizes. That's how builders are buying down your rate. They buy money in bulk from lenders. Now you'll see that grey marketplace properties are often less expensive than you'll find elsewhere. For properties that are turnkey and ready to be tenant occupied. Like this. Now, how are these off market property prices so competitive? Really? Where's the advantage come from here? Well, first of all, there is no real estate agent that the seller has to compensate with a traditional 5 or 6% commission.   Speaker 1 (00:32:30) - Instead you get to buy direct. Secondly, investor advantage markets just intrinsically have lower prices than the national median. They tend to be in the Midwest, southeast and Inland Northeast, and they come with a property management solution. And thirdly, the providers in our network, they're not mom and pop flippers that provide investors like you with just 1 or 2 homes a year. Instead, these are builders and renovation companies in business to do this at scale. So they get to buy their materials in bulk, keeping the price down for you. And really a fourth reason that you tend to find good deals at Gray Market Place is that you aren't buying properties from owner occupants where their emotions get involved, and they sometimes expect irrationally high prices for some offbeat reason because the living room is where they open their Christmas stockings every year for a decade or something like that. Now, just like buying your own home to live in, these income properties come with a lot of the same safeguards when you buy. We suggest that once your coach helps you make an offer and you're under contract for a property, that you have an independent third party property inspection done, and then the seller typically fixes any inspection findings for you at their expense, the seller's expense, before you close the deal.   Speaker 1 (00:33:57) - And we're talking about anything from a window that doesn't close properly to a faucet that drips. You want to have those conditions cured and taken care of before you buy. Now, as a buyer, it's not legally required that you do an inspection, but I recommend it even if it slows down your purchase process a little. Inspection is like cheap insurance for you. Don't rush that part as a condition of your mortgage lender giving you the loan, there will be an independent lender appraisal of the property's value before you buy. That part is mandatory. And this appraisal? It's another safeguard to keep you from overpaying. If you don't have an investment coach yet, it is truly free. They're there to help you out. Read a few sentences about each coach and pick the coach that you think resonates with you. Or just pick the one that you think has the best smile over there on that page. Uh, they are really well qualified. They have their MBAs, but more importantly, the coaches are relatable because they're active real estate investors themselves, just like I am.   Speaker 1 (00:35:03) - Coaching is truly something that's free. We don't try to upsell you to some paid course or some fee based coaching program later. There's nothing like that. So just create one login one time and connect with them at Gray marketplace.com. And it's really helpful if you're financially ready. First check with your mortgage loan company and get pre-approved unless you're paying all cash. Really? Today, with inflation about as little as you'd want to spend on a rental property, they won't give you an inordinate amount of problems. Is your 20% down payment on a 100 to 150 K property? Well, you should find this most helpful. You can get started with investor advantaged off market deals and investment coaches at Gray marketplace.com I'm Keith Reinhold. I'll chat with you next week. Don't quit your day dream.   Speaker 4 (00:36:05) - Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss.   Speaker 4 (00:36:20) - The host is operating on behalf of get Rich education LLC exclusively.   Speaker 1 (00:36:33) - The preceding program was brought to you by your home for wealth building. Get rich education.com.

Ready to get decked out in Buffalo plaid, Brooke and Amanda are beginning their hibernation season, but preparing to venture out once in a while for fun experiences and performances. Amanda then takes lisheners on her journey of reconsidering the role that alcohol plays in her (very social) life and what she's learned over the last six years.Brooke then shares a joy sparker that can save you SO much money when shipping items, and Amanda is going to do her future self a favor to resist bedtime procrastination.Visit www.goodenoughish.com for links to everything mentioned on the show.Support the podcast: Good Enough-ish on PatreonSnag Some Merch: goodenoughish.com/shopJoin the Good Enough-ish™ conversation in our private FB group: Good Enough-ish private Facebook groupIf you like this episode, please take a moment to share a positive review on Apple Podcasts, and share with others who may enjoy Good Enough-ish!We'll be back each week with new topics, stories, tips, and personal experiences, as well as some good old friendly banter and lots of laughter. Don't forget to find us on Instagram @goodenough.ish, or contact us with your episode ideas, questions, and comments.

MONDAY HR 5 HAPPY JUNETEENTH K.O.D. - WAIT I DON'T UNDERSTAND WHAT YOU ARE SAYING? WAIT YOUR A TABLE BAD PIZZA

www.TheMasonAndFriendsShow.com https://thejuunit.bandcamp.com/releases the Teddy Bear, Presidential Merch, Narco Luke Duke, telling stories, 1.69 wins, angles on pause,. pinko ends? Price Is Right, ice cream snickers, tresume 40 OZ's, similac, 3 years of titties, B to C, kids get more help, Spackle and Sploosh, dog families, calling the dogs, what are we doing? dumb shit, pointy toe, toe needs? raging special kids, don't know who? they out there, do it again, ridiculous show, fight like a chimp, big N soapy, Naked till you Leave, the music of this episode@ https://open.spotify.com/playlist/6X1MThDic0bWinkkD1yEdH?si=08e4a64289af4542 support the show@ www.patreon.com/MperfectEntertainment

Clark deals with precarious youth. The Unauthorized Biography of Clark Kent continues. Son of El is written and produced by Isaac Bluefoot. The views expressed are not necessarily those held by DC Comics and Warner Media.This telling of Superman is an interpretation of the works of many writers and artists. Clark Kent, Jimmy Olsen, Lois Lane, Martha Kent, and Lex Luthor were created by Jerry Siegel and Joe Schuster. Martian Manhunter was created by Joseph Samachson and Joe Certa. John Stewart was created by Dennis O'Neil and Neal Adams. Barry Allen was created by Robert Kanigher and Carmine Infantino. Wally West was created by John Broome and Carmine Infantino. Mister Mxyzptlk was created by Jerry Siegel and Ira Yarbrough. Kara Zor-El was created by Otto Binder and Al Plastino. Batman was created by Bill Finger and Bob Kane. Two-Face was created by Bill Finger and Bob Kane. Alfred Pennyworth by Don Cameron and Bob Kane. Jason Todd was created by Gerry Conway and Don Newton. Steve Trevor was created by William Moulton Marston and Harry G. Peter. Ra's Al Ghul was created by Dennis O'Neil, Neal Adams, and Julius Schwartz.Manuscript Editing assistance by Tricia Riel. Theme Music by Royal Jelly. Additional music licensed through Creative Commons: Process by Borrtex, New Cresente by Blue Dot Sessions, Unialus by Jair Pitkanen, Twinkletoes by Podington Bear, Tar and Spackle by Blue Dot Sessions, We Collect Shiny Things by Blue Dot Sessions, Calm and Collected by Blue Dot Sessions, Ode to the World by Kai Engel, Izeah by Blue Dot Sessions, Micolai by Blue Dot Sessions, Donnalee by Blue Dot Sessions, Sneeuwland by Oskar Schuster, Trundle by Podington Bear, Tropical Pleasure by Serge Quadrado, Endless Story About the Sun and Moon by Kai Engel, Greyleaf Willow by Blue Dot Sessions, Synthewave by Ryan Anderson.

You do #thework #integrate and #pieceyourselfbacktogether . Let's spackle Source into the cracks. #lightlanguage #chattingwithsource #bluelightninghealing #blhmeditations #susyparkergoins #susypgoins --- Support this podcast: https://anchor.fm/susy-parker-goins/support

Danbury Mayor Dean Esposito joins the Ethan, Lou & Large Dave Show. The Mayor talks about the 9 new hires the Police Department made, the influenza numbers spiking and the Brazilian soccer victory celebration. A Newtown man who went missing for 9 years is found deceased in New York and authorities learn he was living under an alias. The guys playback highlights of Brookfield First Selectman Tara Carr's appearance on the show. Dave is hooked on Loomie ass Spackle, Ethan is pushing the wrong buttons and Lou shares his love for Jennifer Lawrence.

You do #thework #integrate and #pieceyourselfbacktogether . Let's spackle Source into the cracks. #chattingwithsource #bluelightninghealing #blhmeditations #susyparkergoins #susypgoins --- Support this podcast: https://anchor.fm/susy-parker-goins/support

Mike Matthews discusses how the world of stocks has pushed away celebrities and the amazing vampire cities. Join Mike as he podcasts live from Cafe Anyway with Benita, the Disgruntled Fiddle Player, and the Brewmaster. Next show it's Madame Rootabega, Valentino, and Bison Bentley.

Mike Matthews discusses how the world of stocks has pushed away celebrities and the amazing vampire cities. Join Mike as he podcasts live from Cafe Anyway with Benita, the Disgruntled Fiddle Player, and the Brewmaster. Next show it's Madame Rootabega, Valentino, and Bison Bentley.

Mike Matthews discusses how the world of stocks has pushed away celebrities and the amazing vampire cities. Join Mike as he podcasts live from Cafe Anyway with Benita, the Disgruntled Fiddle Player, and the Brewmaster. Next show it's Madame Rootabega, Valentino, and Bison Bentley. --- Send in a voice message: https://anchor.fm/mikesdailypodcast/message Support this podcast: https://anchor.fm/mikesdailypodcast/support

After the Infinite Escape Room was powered off, join Jamie and Tony as they walk in circles in the dark. Cries of "Marco" "Polo" ring out into the room.   Listen to them warm up a crowd Hark as they fumble with spinning rust And take note for the elusive Fray Bentos Pie.   It's all kicking off in this week's episode of: The Infinite Escape Room!

Support us on Patreon: https://www.patreon.com/woodshoplife   Guy 1)Jacob from North Carolina, long time listener, 3rd time questioner. I'm building a trestle style kitchen table that will have a painted base. Not my first choice, but happy wife happy life.  My question is:  What do y'all use to eliminate seams when painting?  Spackle, putty, or some other product.  My seams are tight, right and smooth, but when I've painted projects in the past, the seams remain visible.  For the trestle table legs, I would like them to be seamless and look like one piece.   Any insight is appreciated. FYI, I'll be spraying the paint. 2) Gentleman love your podcast and have listened to every episode, keep up the great work. My question is about fence length. Currently the saw I own is a 1980 Delta Unisaw with a 52" fence. I purchased it new in 1980. I am retiring this year after I sell my company. My wife wants to purchase a new Sawstop for me because I'm always complaining about the dust collection on my old saw. She wants to buy me the Sawstop Industrial saw (I love tools), and wanted to know do I want the 36" or 52" fence.  I think I can count on one hand the number of times I used the additional length on my current fence and was just wondering do you guys have the 36" or 52" fence assembly and is it worth having the larger fence.  Normally I just have stuff sitting on it. Second question is for Guy, as I'm in my late sixties and my skin is quite dry and I use lotion regularly I've heard you talk about using gloves in the shop. What type of gloves do you use and are you happy with them. And one last thing Guy at 5'8" I love my Laguna bandsaw the table height is perfect for me :)  Kris   Sean 1) Hey guys I just wanna say thank you for the amazing contact the guys put out! I found you guys about four months ago I've been going through the old episodes to catch up. But I was wondering if you guys could help me out and point me to a good affordable biscuit joiner. I would love to get a festool biscuit joiner but it's just out of my price range, is there anyway you guys can recommend A biscuit joiner that is worth the best bang for his buck. Thank you again for awesome content Ethan thompson 2) I am contemplating making a new workbench to go with my inkliened vise. I like my current workbench made of southern yellow pine but would like to add a few features like a two piece top for clamping as well as an end vise/wagon vise. My question is would ambrosia maple be a good/bad material choice for a workbench? From my wood store is $3 cheaper than soft maple. I could see the color variance possibly being an issue during use and sighting material. I'm not sure the holes in the material would be that problematic. What says you guys? Thanks, Ryan   Huy 1) Hey guys. New listener here! Love the genuine vibe of the show and of course all the knowledge. I build barn doors, blind mount shelves and mantles out of my garage to support my family. I recently had to switch to plywood for most builds due to cost of solid wood (1x and 2x materials) . My question is..I live in Tampa Florida and my wife hates that our pool table room has become the lumber storage room. Now that I'm using sheet goods and don't want to break them down far in advance of projects...what are your thoughts on ways to store plywood in a NON climate controlled Florida garage? Also storing solid woods as well. Oh, and my material is always pine or poplar. I would love your thoughts on this topic. Humidity, drastic weather changes hourly and no climate control? The garage is a dedicated, yet messy work space. 2)Hey Fellas, Thanks for addressing my last question on fuzzy cutting boards.  Sean was correct - I was over-sanding after each raising of the grain.  So many ways to shoot yourself in the foot it seems... I want to ask your thoughts on the practical limits of mitre saws.  I'm sure you've addressed similar before, but as Guy often points out, what haven't you addressed before!   Maybe not from this angle perhaps?  There are folk who do anything and everything with a mitre saw and those who wouldn't  cut a precise mitre with one to save their lives.  In my journey thus far I think the most important thing for novices is to appreciate the full capabilities as well as the limitations of their equipment. Assuming a novice user.., one with a reasonable quality mitre saw and table saw.., one who has learned to keep both reasonably well calibrated.., but one who has yet to be collecting after-market devices such as advanced mitre gages etc..  Can you point to any examples of types of operations that represent a limit, or exceed the limit, of what a novice should reasonably expect from themselves and their mitre saw?  Or put another way.. for this or that operation - have at it..  but at such and such a point..  well then it's time to be pursuing table saw jigs or other skillsets to get where they need/want to go? Thanks again, hope this finds you all well, keep on keepin' on! Colin  

5-19 Segment 1 - Mets pound Cardinals - A rivalry renewed - Jordan Hicks experiment - The functionality of toothpaste

Clark finds himself in an unexpected team-up.Son of El is written and produced by Isaac Bluefoot. This is an unauthorized biography. The views expressed are not necessarily those held by DC Comics and Warner Media. This telling of Superman is an interpretation of the works of many writers and artists. Clark Kent, Lois Lane, Jimmy Olsen, and Lex Luthor were created by Jerry Siegel and Joe Shuster. Batman was created by Bill Finger and Bob Kane. Martian Manhunter was created by Joseph Samachson and Joe Certa. Hugo Strange was created by Bill Finger and Bob Kane. Scarecrow was created by Bill Finger and Bob Kane. Mad Hatter was created by Bill Finger and Lew Sayre Schwartz. Poison Ivy was created by Robert Kanigher and Sheldon Moldoff. Riddler was created by Bill Finger and Dick Sprang. The Toyman was created by Don Cameron and Ed Debrotka. Arthur Ivo was created by Gardner Fox and Mike Sekowsky. Achilles Milo was created by Bill Finger and Sheldon Moldoff. Solomon Grundy was created by Alfred Bester and Paul Reinman. Wonder Woman was created by William Moulton Marsten and Harry G. Peterson. The Flash was created by Robert Kanigher and Carmine Infantino. Black Canary was created by Dennis O'Neil and Dick Dillon. Green Arrow was created by Mort Weisinger and George Papp. Wildcat was created by Bill Finger and Irwin Hasen. Black Lightning was created by Tony Isabella and Trevor Von Eeden. Vixen was created by Gerry Conway and Bob Oksner. Mr. Terrific was created by John Ostrander and Tom Mandrake. Ray Palmer was created by Julius Schwartz, Gardner Fox, and Gil Kane. Arthur Curry was created by Mort Weisinger and Paul Norris. Metallo was created by Robert Bernstein and Al Plastino. Richard Grayson was created by Bill Finger and Bob Kane. Alfred Pennyworth was created by Don Cameron and Bob Kane.Manuscript Editing assistance by Tricia Riel. Theme Music by Royal Jelly. Additional music licensed through Creative Commons: Pickers by Blue Dot Sessions, Idiophone by Bio Unit, I Have a Plan by Borrtex, Below the Surface by Kyle Preston, Everlasting Sorrow by Abstract Nostalgic Fractal Systems, Cirrus Remix by Scanglobe, Tar and Spackle by Blue Dot Sessions, The Time Is Now by Borrtex, Dub We Do by Neonormalizm Crew, Action by Chad Crouch, Ode to the World by Kai Engel, Star of David by Siddhartha Corsus, Ancora Dolcemente by Jari Pitkanen, The Come Up by Audiobinger. 

#215: Brody blames Skeery's poor money management as the reason his apartment is caving in and in need of repair; Skeery discovered one restaurant's brilliant way of handling steak knife thieves; Brody can't find authentic Won Ton Egg Drop Soup anywhere; Skeery gets shirt shamed in a long text rant by The Jersey Kid; Brody's wife doubted he would get $150 back because they broke the rules; Listener Voicemail and Talkbacks; Unused Punchlines See omnystudio.com/listener for privacy information.

Arriving at Luskan and the start of their new arc, our heroes show up in some extra drip, suspenders and all, ready to find the next Gemfolk. However, Luskan is not as welcoming as some of their previously visited cities, and it becomes clear that they will need to look out for themselves. Following the ghost Sebastian, our party heads to find an entrance to the Ethereal plane. But are they ready for such a plane of power? Are they ready to go any distance, jump any hoop, scale any wall, and eve, jump through any window? Well two thirds of them are, so why don't you pull up a chair and join us, from afar, on From Afar Podcast! Spackle baby!

This week on the podcast, the guys get bleak as they take a deep dive into 2020's His House. Join us as we break down what was our number one pick for best movie the year it came out, but not without also exploring flim flam men, new york times dialect quizzes, and reaching for things. Grab some beers and join the fun! As a reminder, all of our patron proceeds are going to Feeding America, so you can check all that out here: patreon.com/atozhorror And when you're done with escapism, please do what you can to support Black Lives Matter and fight against the systemic racial injustice in this country. A list of ways to help can be found here: blacklivesmatters.carrd.co/ a-zhorror.com/ Follow on Twitter: twitter.com/AtoZHorror Email us: atozhorror@gmail.com Hangout on facebook: facebook.com/atozhorror/ Find us on Instagram @a_zhorror Music by: Superbare: @superbare

Hearts share truth about R. Kelly, which brings clear sight, on clocking The Predator. I share truth and temperance. BDSM dating enters discussion. The Social Contract, and Kimberly Jone's strong voice - bring light. ___________ NOTES: Doctor Ramani - emotional honesty, empathy disorder and narcissism: https://www.youtube.com/user/DoctorRamanDurvasula ___________ "Surviving R. Kelly" - documentary on survivors from, and study of, R. Kelly. https://www.netflix.com/title/81069393 ________________ Kimberly Jones, the Social Contract, being broken. After George Floyd's murder, Kimberly Jones empassioned speech, rocked the world. In her voice: https://www.kimjoneswrites.com/ A video of Kimberly Jone's speech, with nearly a million views, here: https://www.youtube.com/watch?v=llci8MVh8J4&t=2s _________________ BDSM dating, age of consent. What predators do: Church, robotically false. Spackle. _____ Innocence as currency _____ Alcoholic comedians at the post office, babysitting, me. ______ POD DESCRIPTION: This is The House on Valencia Street. This is a place where ghosts & psychics, with PTSD, exist, & I'm talking about it. Share time with a rare survivor, walking back to haunted rooms and space being claimed from long ago. This is from the survivor's perspective, communicated as I see fit, in a way that feels right, for me. I do not offer advice here, I share what worked for me. I am not a professional therapist, this is just one case study, one perspective. Please seek professional help, if mental health issues need attention. This podcast is intended for entertainment purposes, and I am a commentator. Language is explicit, Content Warning: ghosts, psychic ability, rape, incest, foster care, murder, emancipation, BDSM, therapy, lightning strikes, personal responsibility, Buddhism, recovery, codependency, domestic violence - and inappropriate humor, most likely. Picture inset: This is me, so many years ago, standing in front of my mother's Impala, and the House on Valencia Street. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/mohmah/support

Kyle Stedman (@kstedman) reads the bad idea "Grading Has Always Made Writing Better," by Mitchell R. James (@mrjames5527). It's the chapter she wrote in Bad Ideas about Writing, which was edited by Cheryl E. Ball (@s2ceball) and Drew M. Loewe (@drewloewe). Don't miss the joke: the author of the chapter is disagreeing with the bad idea stated in the chapter's title. Keywords: assessment, formative assessment, grading, grading alternatives, summative assessment Mitchell R. James is a Professor of Composition and Literature at Lakeland Community College in Kirtland, OH and is the Managing Editor at Great Lakes Review. You can find Mitch's latest fiction at Flash Fiction Magazine and Scissors and Spackle, poetry at Peauxdunque Review and Southern Florida Poetry Journal, and scholarship at Journal of Creative Writing Studies. Find more of his work at mitchjamesauthor.com, and follow him on Twitter @mrjames5527 and Facebook @perhupsous. (2020 bio) As always, the theme music is "Parade" by nctrnm, and both the book and podcast are licensed by a Creative Commons Attribution 4.0 International license. The full book was published by the West Virginia University Libraries and Digital Publishing Institute; find it online for free at https://textbooks.lib.wvu.edu/badideas. All ad revenue will be split between the NAACP Legal Defense & Educational Fund and the Computers and Writing Graduate Research Network.

In Prentisstown, Todd has been brought up to believe that the Spackle released a germ that killed all the women and unleashed Noise on the remaining men. After discovering a patch of silence out in the swamp, his surrogate parents immediately tell him that he has to run, leaving him with only a map of New World, a message, and many unanswered questions. He soon discovers the source of the silence: a girl, named Viola. Release date: March 5, 2021 (USA) Director: Doug Liman Box office: $17.7 million Screenplay: Gary Spinelli, Lindsey Beer, Patrick Ness, Christopher Ford Production companies: 3 Arts Entertainment, Lionsgate Films, Bron Studios, ImageMovers, Allison Shearmur Productions

This week’s pod features a controversial discussion about how to properly hang your fence, plus the guys respond to your email, video, and phone-in questions. Thanks for supporting our sponsors Geico.com

In Prentisstown, Todd has been brought up to believe that the Spackle released a germ that killed all the women and unleashed Noise on the remaining men. After discovering a patch of silence out in the swamp, his surrogate parents immediately tell him that he has to run, leaving him with only a map of New World, a message, and many unanswered questions. He soon discovers the source of the silence: a girl, named Viola. Follow us on our socials on Instagram @youlikedthatpodcast and Facebook Find us on: Anchor: https://anchor.fm/youlikedthat Spotify: https://open.spotify.com/show/6y2NXbelGOVKYMSdskM6zd Apple Podcasts: https://podcasts.apple.com/us/podcast/you-liked-that/id1497776503?uo=4 Google Podcasts: https://www.google.com/podcasts?feed=aHR0cHM6Ly9hbmNob3IuZm0vcy8xMjZhYzdmYy9wb2RjYXN0L3Jzcw== https://twitch.tv/youlikedthatpodcast ALL SOCIALS: https://linktr.ee/youlikedthatpodcast And all other places you get your Podcast pleasure! Follow our personal accounts on Instagram @adamsanchors and @jacklawless93 Follow Adams band on Instagram @tenyearstoolate and Facebook. And stream The Antagonist and Apex on Spotify! Any and all business inquiries please email youlikedthatpodcast@gmail.com

Open your mind --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

What if the late John McCain was the main character in Die Hard and not John McClane? Let's talk about that, laughing as your dad falls off the roof, accidentally giving your wang-piece a snakebite tattoo with a stapler, getting WAY too high when spraying wall texture, and more on today's episode of Is We Dumb?!   The number one thing you can do to help us out the gate is to rate, review, and subscribe to Is We Dumb? wherever you listen to podcasts! We truly appreciate your support.   New episodes every Wednesday at 12pm PST   Watch this episode on YouTube: https://youtu.be/fHS56TyQOdU   Show Links: Wrong Gas Pump | https://bit.ly/37jdvVl Bird Skates | https://etsy.me/2LxJUPz Manhole Firework | https://bit.ly/3nm79tQ Live Lady Bugs | https://amzn.to/3mUceJM   Suggestions for segment content: dumb@iswedumb.com Anything else: info@iswedumb.com All Merch Inquiries: store@badmagicproductions.com   Merch: http://badmagicmerch.com IG: https://instagram.com/iswedumb FB: https://facebook.com/iswedumb BadMagic YouTube: http://youtube.com/badmagicproductions   Official Website: http://iswedumb.com Threads: http://badmagicmerch.com   Custom Music Beds by Zach Cohen   Fan Mail: Is We Dumb? PO Box 3891 Coeur d'Alene, ID 83816 See omnystudio.com/listener for privacy information.

This is the beginning of the podcast; One, Two, Three, Four!  This week the guys talk about the movie, "Scott Pilgrim vs the World". On this episode, Hipster Eric talks about the hipsterness of this movie's soundtrack. John disappoints, and Richard has video game recommendations. So get a life, practice your combo, and listen to Plot Spackle!Music: TheFatRat - Epic https://lnk.to/ftrepic

This episode is the sixth episode of this podcast. I will be talking about the sixth episode of What's New Scooby-Doo? The sixth Episode is 'Riva Ras Regas' in this episode we see the the ghost of Rufus Raucous terrorising the Spackle dome, will the gang solve this mystery so that Lindsay can perform her headlining debut in time? I would recommend rewatching this episode because the it's a fun episode, we see lots of new technology and also lots of magic and also some explanations for how the magic is done which is really interesting. Transcript Link below or go to MeddlingPawdcasts.com and go to the blog section of the website. https://meddlingpawdcasts.com/2020/09/04/riva-ras-regas-season-1-episode-6/

Pandemic Paranoia? Lockdown day 139 or 1,229 it’s really unclear now. The Paranoia is real people are starting to freak out, they are getting meaner in many places, will Las Vegas ever recover Here is one thing for certain causing me paranoia is where the hell is Chas Elstner there are no cruise ships? Did the Murder… Read more

Stressed out with covid? Listen to us and we'll gently massage the covid out of your thoughts and Spackle over it with some Kanye West public freakouts and paint it with a fresh coat of Fox News. Know what they call Rey Mysterio now that he lost his eye? Rey Mystero. ENJOY!

At the top of the show, Adam rants about his workers screwing up the paint job in his new bathroom, and he goes on to discuss the concept of the ‘Magic Spackle’. Later he breaks down a song that he absolutely hates (‘Get Up and Boogie’), and the guys watch a bizarre HBO promo about being OK with not feeling OK. The gang also takes a call about life in Montana, and everyone watches a clip of Trump storming out of a press conference. Later they talk about Jimmy Kimmel vs. VP Pence, Elon Musk taking Tesla out of California, and the time Jimmy and Adam inducted Scott Baio into The Man Show Hall of Fame. As the show wraps up, the guys talk about a group of Florida residents protesting gym closures by publicly working out. PLEASE SUPPORT TODAY’S SPONSORS! DCUniverse.com/HelloPod enter ADAM Geico.com Legalzoom.com enter ADAM JB Weld - World's Strongest Bond Lifelock.com enter ADAM

It’s a tale (or tail?) as old as time. Sharks have been around for at least 400 million years - proof of their resilience, but there’s still so much to learn about these majestic creatures. From their social dynamics to the different kinds of shark-tracking devices currently in use, we spoke to Michelle Jewell, the Chief Science Communicator in the Department of Applied Ecology at NC State University. In this episode, she shared personal stories from her graduate school days as a white shark researcher in South Africa to what she does today as a science communicator for a university. This episode was written and produced by Devika Nair and Li Wang with editing help from the rest of the CTOR team. Music used in this episode: Tiny Putty, Game Hens, Hundred Mile, Bundt, Borough, Slow Lane Lover, Front Runner, Calm and Collected, Beignet, and Tar and Spackle by Blue Dot Sessions. Sound effects from FreeMusicArchive. Cover Image courtesy of Michelle Jewell. For more information on Michelle’s work, please visit https://michelleajewell.com/.

It is a mess. It is a time and wowzer, every day a pip. Trauma is waving the freak flag and there are people that are hurting. This includes you and me. What should have been and what's going to be are not something that can be predicted. We have been changed. We are in a state of change and along with the bad stuff is the potential for some good stuff too. But first, we have to recognize that we are fractured and need some healing invisible Spackle to get ourselves in a better place. If you need support contact the National Suicide Prevention Lifeline at 1-800-273-8255, the Trevor Project at 1-866-488-7386 or text “START” to 741-741. Resources Mentioned:  In an article for Prevention Magazine, Carson Daily talks about having general anxiety disorder and how he treats with Cognitive Behavioral Therapy. From Zagat Stories, Chef Eric Ripert uses meditation as a tool to run his kitchen and bring calm to his life. Leslie Sanson has a series of videos for walking at home. To get a sample of what that is like check out the YouTube channel. There is also Walk At Home Digital Access is a subscription service that provides training and motivation to have daily in-door walking exercises. Mindful Magazine Digital Special Edition on Difficult Emotions. For those that want the pulp version you can get that too. Also on Mindful is an additional resource: Four-Minute STOP Practice from Rhonda Magee, how to re-set a potentially testy situation. At the Chopra Center is a post on seven affirmations for self healing. Ananda Leeke has a blog post about We are resilient. She also has a podcast on Soundcloud.  She gives tips about how to reconnect with the power source inside of you. Disclaimer:  Links to other sites are provided for information purposes only and do not constitute endorsements.  Always seek the advice of a qualified health provider with questions you may have regarding a medical or mental health disorder. This blog and podcast is intended for informational and educational purposes only. Nothing in this program is intended to be a substitute for professional psychological, psychiatric or medical advice, diagnosis, or treatment.

Always thinking of herself the "default girl", Martha Carrigan considers her life as one that has followed the straight and narrow - the expected route. But, to us - and, likely to those that hear her story - Martha's journey is far from ordinary. She helped start a high school. She is the CEO of career-building platform, Big Shoes Network. She has been hit by a car (multiple times...). Safe to say...far from average. Yet, like many of us, Martha shares a passion for people, and has allowed that defined purpose to guide her career. She never thought she'd be an entrepreneur, but her desire to help others has manifested itself in a thriving company that impacts thousands in the Midwest. For Martha, the analogy of spackling is very apropos when crafting a theme to represent her life - using her unique skills to fill gaps, assisting in the advancement of causes and people she believes in. This is her story. --- Support this podcast: https://anchor.fm/helium-books/support

Daniel, Beth, David and Bill talk big Star Wars news, some cool Batman casting and whether or not the Fantastic Beasts movies can be saved.

A podcaster goes to the countryside to spend a quiet weekend after losing his job and having his last complicated relationship implode. He rents a country house to an old-fashioned god, who struggles to hide his drunken tendencies. On Episode 376 of Trick or Treat Radio we discuss Tone-Deaf, from director Richard Bates Jr.! We also settle on which film we will do for our first ever commentary for Patreon supporters, we talk about the generational divide between boomers and millennials, and we find out which Rusty is the best Rusty! So grab your new 8x10, take an acid trip with Ray Wise and strap on for the world's most dangerous podcast!Stuff we talk about: Spackle, Surmise and Survey, mounting the camera, leap before you look, Rock and Shock, Bruce Campbell, The Ace Frehley hut, gen pop, Blueball Blockers, I Spit On Your Grave: Deja Vu, Meir Zarchi, suffering for art, Manos: The Hands of Fate, worst movies of all time, Tony Stocks and Bonds, Six Flags, Batwing Coaster, Cognac, Edgar Allan Poe, a lot of culture, new 8x10s, Pulse Magazine, Tone-Deaf, Richard Bates Jr, getting your eyes dilated, Excision, Ray Wise, Robert Patrick, Fire in the Sky, The Dead Don’t Die, dementia, D-Generation X, what is a millennial?, millennial deniers, Gabe Kaplan, the generational divide, Nicolas Cage, Mom and Dad, entitlement, Generation Z, acid trip, Johnny Pemberton, Kim Delaney, $5 Car Wash, T-1000, Parasite, 31 Days of Halloween, Secrets in the Hot Spring, Cat’s Eye, Ravenous, Greasy Strangler, Meet the Feebles, One Cut of the Dead, Late Phases, El Goro, Ethan Embry, “I forgot what I remembered”, National Lampoon's Vacation Films, pizza is a vegetable?, dual-wielding mallets, dough or crust?, Muhammad Ollie, Police Academy 2, Weird Science, and Background Check by Second Rusty.Support us on Patreon: https://www.patreon.com/trickortreatradioSend Email/Voicemail: mailto:podcast@trickortreatradio.comVisit our website: http://trickortreatradio.comUse our Amazon link: http://amzn.to/2CTdZzKFB Group: http://www.facebook.com/groups/trickortreatradioTwitter: http://twitter.com/TrickTreatRadioFacebook: http://facebook.com/TrickOrTreatRadioYouTube: http://youtube.com/TheDeaditesTVInstagram: http://instagram.com/TrickorTreatRadioSupport the show (https://www.patreon.com/trickortreatradio)

This weeks episode is on fire! We have out first couple on to talk about navigating life within the world of social media.  Meghan Slater @meg_slate_, Bar Method Studio manager talks about a more enjoyable way to keep yourself healthy both mentally and physically.  Justin Hook @jhook25, model and body builder, gives us a great look behind the scenes of keeping a perfect physique and not giving into the bullshit that comes with followers and likes.  We talk about what it's like being in a real deal relationship without all that extra fat (pun intended). Thank you all for the continued support. Write a review, give us those 5 stars, and share, share, share!! Follow us @theperfectedpodcast @chadfandel @closingwithcory. Send any questions, feedback, stories to ThePerfectedPodcast@gmail.com. 

Does this episode of Plot Spackle have a rubber chicken with a pulley in the middle? No, but the guys do sit down and spackle the 2003 movie Pirates of the Caribbean: Curse of the Black Pearl. The guys figure out why the rum is gone. Richard is a ninja apologist. Eric hates Rogues, and John knows exactly how far away you need to be to hear a distress bell. So grab the rum, pull out the mast and sails hidden in your bodice, and listen to Plot Spackle! https://www.imdb.com/title/tt0325980/goofs/?tab=gf&ref_=tt_trv_gf Music: TheFatRat - Epic https://lnk.to/ftrepic

Not For Human Consumption: Your drunken weekly update on all the things! Movies, games, life, and everything in between! No beta tests, Allan is going to “Make Depression Great Again” and other hat problems, Do you remember Jake and The Fat Man?, Another nearly-botched episode, Judgmental PC people, The politics of gaming platforms, Marlin Rando makes the ’tism peak, Dylan macked this week and had his heart broken, A hype man that hands out passes, An update on the bullied kid, “Enterprise” is just space banging, Unloading on local music, “Not For Human Context” is full of Spackle and hot dogs, “Hey, Look at This!” featuring jar opening techniques, A hot clown broad rips one, The Ass-Titty Substitution Theory, Jerking off is a sport, Scottish Pingu, A new Antifa member, and a kid shoots “boo-lets” at an intruder. Finally, some dolphin-safe voicemails. We close out the show this week with the track “Echoes” by Dreamchaser. Visit us at www.NFHCPodcast.com for everything Not For Human Consumption. Support the show by subscribing to our Patreon! Leave us a voicemail anytime at 480-788-7330 Check out the NFHC Store! http://www.nfhcpodcast.com/store/ Join the NFHC Discord! https://discord.gg/xrxhQTP This episode of NFHC is brought to you by Crazy Cactus Beard Balm! https://crazycactusbeardbalm.com/ Dreamchaser https://dreamchasermusic.bandcamp.com https://twitter.com/DreamchaserFL https://www.facebook.com/dreamchaserFL

Strap yourself in for another roller coaster ride of opposite hunting. This week, we are in search of the opposite of a Pan Galactic Gargle Blaster, we’re prowling the opposite of Spackle, and we’re seeking out the opposite of YouTube. Are we right? Or are we the opposite of right? Join in the fun, make suggestions for future episodes, and share it with your friends. Thanks.

We weren't thinking about you when you were here. Kelly and Lani finish up with Season 3 as they swoon over Lilah and Wesley and hate on Holtz in "Benediction" and "Tomorrow" (S3.21-22).

[Sorry for the audio glitches toward the end of this one... My recording interface is lousy with ghosts or something. It's really not that bad and still more than listenable, but I still feel obligated to apologize for some dumbass reason. Who cares.] In this episode we go over some fun Bostonian colloquialisms, answer some listener questions, and make a couple phone calls. It's a hoot!

Latest episode of Darlene Dawne "Living Your Best Life"

Welcome to Episode 58 of WSTR! This episode's topics include: - Plot holes abound in Star Wars - can we explain them? - Disney dropping "Star Wars Story" tagline for Solo film for China - Is Phasma coming back? - and much, much, more! For all your galactic news and talk needs, this is the podcast you've been looking for - tune in to WSTR Galactic Public Access!

Our lady of the hour, muse of Dan Brown, satisfier of bucket lists, those eyes, that smile, La Gioconda, El Hefe. Just in time for the holidays, we bring you a super-sized episode on a super-sized love affair with a dinky little portrait. See the images: http://www.thelonelypalette.com/episodes/2017/12/17/episode-25-mission-mona-lisa Music used: The Andrews Sisters, "Bei Mir Bist Du Schoen" The Blue Dot Sessions, "Tar and Spackle", "Welcome Home Sonny", "Caprese", "Tiny Putty", "Festering", "Inamorata", "Sunset at Sandy Isle", "Spins and Never Falls" Nat King Cole, "Mona Lisa" Support the show! www.patreon.com/lonelypalette

Dan Harmon and Elon Musk solve the world’s problems while Scooter and his dog listen to knocks. A special appearance by Spackle the Elf brings the seasonal spirit. (story starts about 19:12) Commission a Song from Jonathan Mann @ song.jonathanmann.net  Thanks to all the listeners who barter pizzas and coffees for a month a good sleep by becoming patrons @ http://www.sleepwithmepodcast.com/patron

A review of the movie "Spectral" on Netflix ' Music credit: http://freemusicarchive.org/music/Wildlight/TheTideRemixes/Wildlight-TheTideRemixes-07CrucibleSolRisingRemix Wildlight - Cruible (Sol Rising Remix) Find out more on the ANCSWWSM website.

Are denim jumpers the stereotypical uniform of the homeschool mom? What do homeschool moms really wear and why? Play along with us on Instagram #WhatThisHomeschoolMomWore and show us your homeschool mom fashion! Show Notes: 0:53  the stereotypical homeschool mom uniform 4:30  denim jumper vs. mini skirt 5:57  Are you homeschooled or a homeschooler? 8:44  #WhatThisHomeschoolMomWore 10:22 no jumpers allowed 12:01 jumper wearing Star Wars geek 13:01 searching for a Star Wars jumper 16:25 PSA - cover your butt 21:28 Get a full length mirror 26:00 Break out the spackle  Links:  Do You Even Know What Socialization Means? Teaching Modesty Without Being A Prude

Does the Mac mini have a place in the Mac line-up, or should it fade into the sunset? Which Mac laptop--MacBook, MacBook Air, or MacBook Escape--is the best choice for a new college student? All this, plus lasers _and_ fireworks, on this week’s edition of Upgrade.

(1:04) Spooky Eats (11:30) Story: "Fire and Rain Cafe" (23:41) Story: "Spackle Sang" (32:33) Spooky Trivia (44:52) Spooky Feedback

Phone Scam The Spackle Twins

Join Roberta and Claude as they journey via U-haul and Sleigh. Rest your head and don't worry as Spackle and his magic map will guide the way. Even a case of yogurt smashing Yule Lads should not upset your winter slumber. If you want to keep Sleep to Strange as a free podcast for everyone then become a monthly patron http://www.sleepwithmepodcast.com/patron Subscribe: iTunes | Google Play |  Android Amazon Links http://www.sleepwithmepodcast.com/shop If you don't have Amazon Prime sign up here    If you don't have Amazon Prime in UK sign up here http://amzn.to/29giJFd Commission a song from Jonathan Mann for any special person or event in your life or as a theme song! http://www.jonathanmann.net or on Spotify https://open.spotify.com/album/20JlNTzzMgzfJpFmyoPCY1 Become a fan on Facebook On Twitter @dearestscooter https://twitter.com/dearestscooter Spotify Playlist Show Edited by Karl W heme music by Christopher Postill @ Theme music by Christopher Postill @ Sounds Like An Earful Podcast Studio Sleep With Me podcast art created by Always Trending Up Scott & Jennifer The "Mystery Bard" is played by Jonathan Mann who also writes the lullabies. Sleep With Me is written by Drew Ackerman and "performed" by Dearest Scooter

Today we sat down with Jessica Collier, who was most recently a word person at Stellar. We go deep into designing economies, the importance of words and titles, Silicon Valley, the role of content in design, and so much more.

Our story continues when me and Spackle sit around a table and talk for a while. So that should put you to sleep. If not there is lots of redundant talk about "Present Drops" and some tired attempts to make sensitive and open minded Bruce Jenner metaphors. Listen as I struggle to come up with positive Yelp reviews for the forest in order to save them...or so I think. The story is capped off with a speech about rebooting curriculum, so don't worry slumber will come for you...like drops from a sleepy cloud...drops full of wonder and magic and not hobby horses. Subscribe: iTunes | Android  Support the podcast by shopping on Amazon Become a fan on Facebook On Twitter @dearestscooter Spotify Playlist  Added On Your Own, Ocean Size and Ocean Man Sleep With Me is a bedtime story designed to take your mind off of the racing thoughts that keep you awake at night. As you listen you will find yourself distracted from your worries and drifting off into dreamland..due to the fact the story gets a little bit more boring with each passing minute This podcast is a little weird, a bit silly and a tad offensive so beware. It is very similar to ASMR or guided meditation bedtime story that slowly carries you off to slumber. "Sleep With Me" is a groundbreaking podcast created to help you fall asleep. So get in bed, press play and drift off into dreamland. If you struggle with insomnia or just getting a good night's rest, you've found the podcast for you. Music by Christopher Postill @ Sounds Like An Earful Podcast "A Podcast about collecting stories, tinkering with noises and fumbling with really big questions" Sleep With Me podcast art created by Always Trending Up Scott & Jennifer Sleep With Me is written by Drew Ackerman and Performed by Dearest Scooter  

A night of knocks is interrupted by a knock.(16:40 Rending starts) Outside sits a present. What is inside? Tons of erotic knock fiction or something more ominous? What could all of this mean for you? Sleep. Also Santa will be pitched on an idea so revolutionary Christmas might get better or at least more efficient. Don't worry there is so much talk about knocking you'll never stay awake till the cliffhanger. Subscribe: iTunes | Android  Support the podcast by shopping on Amazon Become a fan on Facebook On Twitter @dearestscooter Spotify Playlist  Added On Your Own, Ocean Size and Ocean Man Sleep With Me is a bedtime story designed to take your mind off of the racing thoughts that keep you awake at night. As you listen you will find yourself distracted from your worries and drifting off into dreamland..due to the fact the story gets a little bit more boring with each passing minute This podcast is a little weird, a bit silly and a tad offensive so beware. It is very similar to ASMR or guided meditation bedtime story that slowly carries you off to slumber. "Sleep With Me" is a groundbreaking podcast created to help you fall asleep. So get in bed, press play and drift off into dreamland. If you struggle with insomnia or just getting a good night's rest, you've found the podcast for you. Music by Christopher Postill @ Sounds Like An Earful Podcast "A Podcast about collecting stories, tinkering with noises and fumbling with really big questions" Sleep With Me podcast art created by Always Trending Up

6 AM - 1 - Vincent has hella hot takes; Openings. 2 - MailBag. 3 - Marshall's News. 4 - ABC News crime and terrorism analyst Brad Garrett talks about police tactics in riots with us!

Welcome to Cold Reads, Episode 16. Cold Reads is a weekly podcast read by Nathaniel Tower. Each week, Nathaniel invites an author to send his or her wildest, funniest, most twisted story. Without reading the story ahead of time, Nathaniel records an audio version, trying to maintain his composure as the author takes the audience on a wild ride. Week 16 brings you Lex Talionis by JP Reese JP Reese has poetry, fiction, creative nonfiction, book reviews, and writer interviews published or forthcoming in many online and print journals such as Metazen, Blue Fifth Review, A Baker's Dozen, Unshod Quills, and The Pinch. Reese is an Associate Poetry Editor for Connotation Press: An Online Artifact, www.connotationpress.com and an editor for Scissors and Spackle, www.scissorsandspackle.com. Cervena Barva Press has scheduled Reese's second poetry chapbook, Dead Letters, for publication in 2013. Her published work can be read at Entropy: A Measure of Uncertainty, jpreesetoo.wordpress.com.

Learn what to do when you see spackle through a coat of wall paint.  Find out how using a primer before painting a wall will prevent you from seeing the spackle through the paint. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Learn what to do when you see spackle through a coat of wall paint.  Find out how using a primer before painting a wall will prevent you from seeing the spackle through the paint. Learn more about your ad choices. Visit podcastchoices.com/adchoices