Podcasts about strangely

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Building a Financial Advisory Firm That Puts Clients First: An Inside Look at the Process Meta Description: Discover why Tom Dupree founded Dupree Financial Group in Lexington, Kentucky—focusing on personalized investment management, team accountability, and retirement planning for local clients. For pre-retirees and retirees in Kentucky searching for personalized investment management, understanding the “why” behind your financial advisor matters just as much as the “how.” In this special episode of The Financial Hour of The Tom Dupree Show, Tom Dupree Jr. and Mike Johnson share the founding story of Dupree Financial Group—a journey that began with a simple walk in the woods near Natural Bridge in Kentucky in February 2002 and evolved into a comprehensive wealth management approach designed specifically for Lexington-area retirement investors. The Origin Story: From Brokerage Dissatisfaction to Independent Registered Investment Advisor Tom Dupree recalls the pivotal moment that sparked the creation of Dupree Financial Group. Walking through the woods with his young son James on his shoulders, he realized the traditional brokerage firm model wasn’t aligned with the future he envisioned for his family and clients. “I got this joy, this excitement in my heart thinking about doing this,” Tom explains. “I was in no position to do it at all. I didn’t have any money. Strangely, my banker approved me for a loan to actually go get the office space and get it fitted up. And that fit-up is still the same fit-up we’re using. We have not changed it.” The firm officially opened in 2003, but Tom identifies 2010 as the true beginning of Dupree Financial Group as it exists today. That’s when the firm disassociated from an outside brokerage and became an independent Registered Investment Advisor (RIA). “In 2010, we disassociated ourselves with an outside brokerage firm and became what’s called an RIA, a Registered Investment Advisor, which meant that now we’re not paying 25% of our revenues to an outside firm,” Tom shares. “That enabled us to do a lot more internally, and it really was the beginning of the firm that we know today.” Key Takeaways: Why Dupree Financial Group Started Client-focused mission: Created to serve average retirement investors who wouldn’t necessarily get attention from major brokerage firms Cost structure advantage: Lower overhead means smaller accounts receive meaningful attention and personalized service Local accountability: Designed specifically to respond to clients in Lexington, Kentucky, and the surrounding region Team approach: Built from the ground up to provide collaborative service rather than single-broker relationships Independence: Becoming an RIA in 2010 eliminated the pressure to use proprietary products and allowed true fiduciary responsibility Personalized Investment Management vs. Mass-Market Approaches One of the core distinctions Tom emphasizes is the difference between Dupree Financial Group’s model and the mass-market approach taken by larger national firms. Rather than assigning clients to investment counselors within a large hierarchy, Dupree Financial Group provides direct access to portfolio managers who actually research and select the investments. “When you’re talking to somebody, to one of us, the team that you’re talking to is also the team that is designing your investment portfolio, actually helping pick stocks and bonds to own in the portfolio,” Tom explains. “Now why is that a big deal? Well, when I was with Brand X, they had a guy in New York who was brilliant, and he really was brilliant, and he was a stock picker. You didn’t ever talk to him, but he would publish a list of things that you ought to buy.” That approach failed catastrophically during the 2001-2002 market downturn, when many clients saw portfolios decline 50% with little communication or accountability from their advisors. “It wasn’t so much the fact that everything went down, although that was a big part of it, but it was the lack of communication,” Tom notes. “It was not being willing to be accountable for what really had happened, and they just clammed up.” The Dupree Difference: Direct Access and Transparency Mike Johnson highlights several critical advantages of the Dupree Financial Group model: Team collaboration: Multiple professionals work together on research and portfolio management, producing better outcomes than single-advisor approaches Direct communication: Clients speak directly with the team members who make investment decisions Own investment selection: The firm conducts its own research and calls companies directly rather than relying on buy lists from headquarters Local presence: All revenues stay local and are reinvested in client services rather than flowing to Wall Street firms “The service team is way more aligned with the investment team,” Mike explains. “It’s not two separate functions sitting in the same room.” Investment Philosophy: Focus on Income and Risk Mitigation for Kentucky Retirement Planning Unlike money managers competing to beat specific indices, Dupree Financial Group takes a different approach focused specifically on retirement investors’ needs. This investment philosophy prioritizes income generation and risk mitigation over performance rankings. “We’re not trying to beat any index. We’re just investing in things that we see are good that we think meet our parameters for what we’re looking for,” Tom states. “The why is it’s a focus on risk mitigation, and it’s a focus on income. Those things actually make it pretty easy for us once we tie down the parameters of what we’re looking for.” Mike Johnson references a quote from investment manager Howard Marks that encapsulates a key industry problem: “If you want to be in the top 5% of money managers, you have to be willing to be in the bottom 5% too.” That statement, Mike explains, highlights the perverse incentives created when advisors chase index performance rather than focusing on actual client needs. Real Portfolio Examples: How the Strategy Works The team shares several examples of their investment approach in action: The 6.5% Dividend Stock: “We bought it in June. This company, our listeners would be familiar with. At the time, it had a six-and-a-half percent dividend yield, and the valuation was attractive when you look at the hard assets that they had. We felt some things could go right for the company over the next couple of years. And in the meantime, the stock had gone down significantly, so there was a lot of bad news priced in already. Since then, the stock has gone up to what we thought it would go up to over the next two to four years. It just did it in four months.” The Grocery Company: “We invested in a company the other day—it was a grocery company well known within Central Kentucky. It’s gotten cheap. We just knew it as being a household name that pays a small dividend.” The Clothing Brand: “It’s kind of a clothing company, well-known. It puts out some major, well-known brands. The thing’s gone from a hundred dollars to 30-something, so we decided to take a look there. That one pays a pretty good dividend.” These examples demonstrate the value-focused, income-oriented approach that differentiates Dupree Financial Group from index-chasing strategies. The Team Approach: Building Long-Term Relationships Over Transactions A fundamental principle at Dupree Financial Group is the shift from transactional relationships to ongoing partnerships. Tom explains how his years at major brokerage firms taught him what he didn’t want to replicate. “One thing that I learned in the big firms was that it’s always about the transaction. It’s about the trade,” Tom recalls. “You were constantly having to pursue that trade, do this trade with this client, do that trade with that client. I didn’t want it to be about the trade anymore. I wanted it to be about the relationship.” This philosophy manifests in several concrete ways: Regular review process: Unlike transactional brokerage relationships, Dupree Financial Group built systematic client reviews into the firm’s DNA from the beginning No pressure to sell: Because clients have already committed to the process, meetings focus on education and information rather than sales Team accountability: Multiple team members take responsibility for each client rather than the single-broker model Transparent communication: When investments don’t work out, the team explains why openly rather than avoiding difficult conversations “When our clients come in for a review or they call with a question, they know we’re not trying to sell them anything,” Mike emphasizes. “It’s informational. It’s actually something they can use.” Direct Company Research: An Uncommon Practice One aspect of Dupree Financial Group’s approach that sets them apart is their practice of directly contacting companies they invest in—something Tom notes is rare among medium and small-sized investment advisors. “We do calls with these companies. In some cases, we’ve gone to visit them—the actual company itself that we’re investing in,” Tom explains. “That would’ve been unheard of in our previous setup. A big part of what we do is talk to the clients—I say clients, the businesses that we invest in. We talk to them, we want to find out what they’re doing, learn a little bit about management and do the best we can to really do our due diligence.” This hands-on research approach provides insights that buy lists and analyst reports simply cannot match. Four Generations of Financial Service: The Dupree Family Legacy The commitment to serving clients runs deep in the Dupree family history. Tom shares how his grandfather entered the investment business around 1920 in Louisville, Kentucky, selling preferred stock for Louisville Gas and Electric directly to the public before moving into municipal bonds. “My grandfather was the first one of our line that was in the investment business,” Tom explains. “Then my dad got into the business after being in the navy, I think it was around 1955 in Harlan, Kentucky. Then me and now my two sons are in the business.” Tom’s father moved the family to Lexington in 1963 and founded Dupree and Company, which managed municipal bond issues and eventually started the Kentucky Tax Free Mutual Fund in 1979. “Their idea was always to make a thing for clients that the clients could use, that was a retail thing,” Tom notes. “And so I carried that concern for the clients into what I did when we started Dupree Financial Group.” This multi-generational focus on creating client-centered investment solutions forms the foundation of the firm’s culture today. Tom’s sons, Clark and James, are involved with Dupree Financial Group, making the fourth generation of Duprees in the investment business. The Evolution: Early Struggles to Established Success Tom is refreshingly transparent about the challenges of the firm’s early years. After opening in 2003, success didn’t come easily or quickly. “It certainly was frightening during those early days of opening the firm and wondering if anybody would ever show up,” Tom recalls. “We did all these seminars, lots of them, over a hundred. People would show up, and now and then we’d get a client out of it. It took a lot of work.” The firm began regular radio broadcasts around 2008, which helped build awareness and credibility in the Lexington community. But the real transformation came in 2010 with the transition to RIA status. “When we became an RIA, it opened up possibilities for investment options that we didn’t have before,” Mike reflects. “It got the pressure of the heavy hand off to use proprietary products. That hand was always on you. And so that was lifted. It was like the skies opened up that you had this flexibility now.” Mike adds a crucial point about this transition: “At the same time, that was a sobering feeling. Now it was on you. You can’t blame it on anybody. But from our client’s standpoint, that was something that was a positive because the accountability increased for the firm.” Client Retention: The Ultimate Validation Perhaps the strongest validation of Dupree Financial Group’s approach is client retention. Tom notes that the firm keeps clients longer and longer—a testament to the relationship-building model. “We seem to be keeping clients longer and longer, so evidently we did something right,” Tom observes. “Once we got the buggy built, we really haven’t fooled with it much. We’ve tried to do some tweaks here and there, but the basic chassis has served us pretty well.” Why the “Why” Matters for Kentucky Retirement Investors For pre-retirees and retirees evaluating financial advisors, understanding the “why” behind a firm’s approach provides crucial insight into what kind of service you’ll receive. Dupree Financial Group’s founding principles remain consistent today: Serve retirement investors who might not get attention from large brokerage firms Maintain local presence and accountability in Lexington, Kentucky Provide team-based service rather than single-advisor relationships Focus on income and risk mitigation rather than index performance Conduct independent research and select individual investments Build long-term relationships rather than pursuing transactions Communicate transparently about both successes and setbacks As Tom reflects: “It really wasn’t about the investment performance. It’s about the touch, it’s about the accountability, those sorts of things. And that’s the kind of thing we’ve set up. That was what I envisioned when I started this thing—that we would give the clients more of what they should have been getting at the Wall Street firms.” Ready to Experience the Dupree Financial Group Difference? If you’re approaching retirement or already in retirement and want a local financial advisor who prioritizes transparency, accountability, and personalized service, Dupree Financial Group invites you to experience the difference that a client-first approach makes. Schedule your complimentary portfolio review today: Call: (859) 233-0400 Visit: www.dupreefinancial.com Get Personalized Analysis: Request your portfolio consultation Don’t settle for mass-market investment approaches or impersonal service from distant Wall Street firms. Work with a team of Kentucky financial advisors who do their own research, communicate directly with you, and keep your retirement goals at the center of every decision. Explore more insights on Kentucky retirement planning strategies and listen to additional episodes in our Market Commentary archive. Frequently Asked Questions About Dupree Financial Group What makes Dupree Financial Group different from large brokerage firms? Dupree Financial Group operates as an independent Registered Investment Advisor (RIA), meaning the firm doesn’t pay commissions to Wall Street parent companies and doesn’t face pressure to use proprietary products. The team that meets with clients is the same team that researches and selects investments, providing direct accountability and transparency. All revenues stay local and reinvest in client services rather than flowing to distant corporate headquarters. Why did Tom Dupree start his own financial advisory firm? Tom founded Dupree Financial Group in 2003 after 19 years with a major brokerage firm, where he witnessed the limitations of the transactional, sales-focused model. He envisioned creating a firm that would serve average retirement investors with personalized attention, team-based accountability, and a focus on long-term relationships rather than individual trades. The firm became truly independent in 2010 when it transitioned to RIA status. What is the investment philosophy at Dupree Financial Group? Unlike money managers competing to beat specific indices, Dupree Financial Group focuses on income generation and risk mitigation for retirement investors. The team conducts its own research, including direct calls to companies they invest in, and selects individual stocks and bonds based on dividend yield, valuation, and margin of safety rather than trying to match or beat market benchmarks. How does the team approach at Dupree Financial Group benefit clients? The team model means clients receive the collective expertise of multiple professionals rather than relying on a single advisor’s perspective. Multiple team members share responsibility for each client account, improving service levels and ensuring continuity. This collaborative approach produces better research outcomes and provides clients with consistent access to knowledgeable professionals. What types of clients does Dupree Financial Group serve? Dupree Financial Group specializes in serving pre-retirees and retirees, particularly those who might not receive personalized attention from large brokerage firms. The firm’s cost structure allows them to provide meaningful, customized service to clients with retirement accounts of various sizes, with a focus on the Lexington, Kentucky area and surrounding regions. How often does Dupree Financial Group communicate with clients? Regular client reviews are built into the firm’s DNA from the beginning. Unlike transactional brokerage relationships where communication happens only when making trades, Dupree Financial Group maintains ongoing dialogue with clients through systematic review processes. These meetings focus on education and information rather than sales, since clients have already committed to the firm’s investment process. Does Dupree Financial Group charge fees or commissions? As a fee-based Registered Investment Advisor, Dupree Financial Group operates under a fiduciary standard, meaning it’s legally required to act in clients’ best interests. This fee-based structure eliminates conflicts of interest inherent in commission-based brokerage relationships and aligns the firm’s success with client outcomes. Disclaimer: This content is for informational purposes only and does not constitute investment advice. Past performance does not guarantee future results. Please consult with a qualified financial professional regarding your specific situation. The post Why Independent Financial Advisors Choose Income Over Index Performance for Retirement Portfolios appeared first on Dupree Financial.

“If everything's important, then nothing is important”. You've probably heard that many times. Yet, are you guilty of ignoring it?  In today's episode, I share with you a few ideas on how to best prioritise your days.  Links: Email Me | Twitter | Fac ebook | Website | Linkedin   The Ultimate Productivity Workshop  The Hybrid Productivity Course    Get Your Copy Of Your Time, Your Way: Time Well Managed, Life Well Lived The Working With… Weekly Newsletter Carl Pullein Learning Centre Carl's YouTube Channel Carl Pullein Coaching Programmes Subscribe to my Substack  The Working With… Podcast Previous episodes page Script | 405 Hello, and welcome to the real episode 405 of the Your Time, Your Way Podcast. (Apologies for the incorrect numbering last week) A podcast to answer all your questions about productivity, time management, self-development, and goal planning. My name is Carl Pullein, and I am your host of this show.  How many overdue flagged tasks do you have in your task manager? If you're like most people, you will have quite a few.  The question is: why are they overdue? You made a conscious decision that these tasks were important, but then did not do them when you wanted to do them. This is something I struggled with for years. I would add flags to anything I felt was important, then completely ignore them throughout my day. It wasn't until I realised I was making a mistake and diminishing the power that flags give me, that I changed my approach. Over the last few weeks, I've seen this coming up in a lot of my coaching sessions, where I notice overdue flagged tasks cluttering things up and becoming a distraction to the user.  The other issue here is that overdue flagged tasks cause an increase in anxiety. You flagged them because they were important or urgent, and now you have a long list of such tasks. Where do you start to get them under control?  Now, before I hand you over to the Mystery Podcast Voice for this week's question, if you've been waiting for the 2026 Ultimate Productivity Workshop, then the wait's over. Coming on the 8th and 15th of March, join me live for a festival of productivity. Featuring the COD foundation, the Time Sector System, and how to get on top of your backlogs and so much more, including the DPS (daily Planning Sequence and the WPM (weekly Planning Matrix).  Places are limited, so get yourself registered today. Full details are in the show notes.  And now it's time to hand you over to the Mystery Podcast Voice. This week's question comes from Caroline. Caroline asks, “ Hi Carl, I've recently cleaned up my Todoist, and as I was doing so, I found a lot of flagged tasks that I had ignored. These are important tasks, and I don't want to remove the flag. But it's become so overwhelming. What's the best way to use flags, in your opinion?  Hi Caroline, thank you for your question.  As a Todoist user, you have many options for your flags. There are technically four flags. P1 (red), P2 (orange), P3 (blue) and P4 (white). The P4 flag isn't really a flag, since all tasks default to it. With these flags, there are many ways you can organise them. However, you do need one of them to be your priority flag.  When I say “priority flag,” this is the one you use when a task absolutely must be done on the day it was assigned.  Logically, you would use the P1 red flag for that.  Now, this is where many people go wrong.  It's very tempting to add a flag to a task long before it is due. The feeling is that if the task is important, it will still be important on the day you plan to do it.  Not true. Priorities change.  You plan to finish a proposal for your most important client on Thursday, but that morning, your daughter has a serious asthma attack, and you are now in the emergency room of your local hospital. Where's your priority now?  Okay, I know that example is a little extreme, but those things happen.  Priorities also change throughout the week. That important client may tell you the proposal is on hold for a few months, so there is no urgency. But new priorities will come along, don't you worry.  This is why adding your flags should be done at a daily planning level.  Now I will caveat that.  There are times when I know something will be the priority for the day. The script for this podcast, for instance, is today's priority. I knew that when I planned the week, and I flagged it. It doesn't matter what other things pop up through the week; when it comes to writing this script, it's the priority for the day.  Your core work will always be a priority. This is why I have people spend time working out what their core work is. After all, your core work is the reason you are employed. If you didn't do your core work consistently, you would not have a job for very long.  Even retired people need to consider what their core activities will be each day.  I'm reminded of this following a conversation I had with my father-in-law over the weekend. We've just had the lunar New Year here in Korea, and my parents-in-law stayed with us over the holiday.  During that time, my father-in-law mentioned he planned to hang up his silicone gun and tiling trowel at the end of the year. He fits bathrooms and was thinking about what he would do when he no longer needs to wake up at 5:00 am each morning.  The first thing I said was that he needs to prioritise exercise. His job ensures he's getting plenty of exercise. Walking up and down stairs carrying sinks, shower kits and tiles is hard physical work. His job currently ensures he's getting his exercise.  The moment he stops doing that five days a week, he will need to find a replacement activity to prevent muscle loss.  Losing his muscle mass will lead to him losing his independence very quickly.  We all have priorities that recur. Those tasks can be pre-flagged. They are critical, whether you are working or retired. Having a few tasks already prioritised helps you plan the day, since you can decide whether they will be the priority or not. Let me explain.  All of us are limited by the same thing each day. Time. It's the one thing none of us can change. Writing this podcast script takes about 2 to 2.5 hours. That eats a big chunk of my work time each week.  At the same time, we all have to deal with communications, meetings, admin and other day-to-day tasks. I need to include an hour each day for taking Louis for his walk, and next week, he also has a grooming appointment, which will take time out of my week.  Looking at next week's calendar today, I can see where my appointments are and already guess which tasks will be a priority. When I do my weekly planning, I pre-flag what I think will be the priority for each day, but I am aware that when I do daily planning, I may need to change it. There has to be a degree of flexibility.  It could be that I get an email on Monday asking for a proposal to work with a company and design a workshop for them. That would become a priority for that week.  I would add a task, “Begin work on company workshop”, and schedule it. Yet, I would not flag it then. When the day comes, and I do my daily planning, I then get to see the real landscape of my day.  It could be that I have five hours of meetings that day and two or three pre-planned, prioritised tasks. Now I have to make a decision. What is my REAL priority that day?  If I have promised to get the workshop outline to the client by the end of the week, that will be my red-flagged task that day. I made a promise, and I will deliver on that promise.  Given that I have five hours of meetings and need two hours to put together the outline and proposal, there's not going to be much time left for anything else that day. I need to re-prioritise my day.  So I add the flag to the workshop's proposal and decide on what needs to be rescheduled.  It's likely that, in that given scenario, I would not flag anything else. I know I don't have time to do much else.  This is why daily and weekly planning complement each other. The weekly plan is about setting yourself objectives. The daily plan is about ensuring you prioritise your day so you work towards meeting those objectives—given the new information, ie, new tasks that will inevitably come in.  Now I know many of you will add a flag to a task because you keep rescheduling it and just do not want to spend the time doing it. The thinking goes that if you flag it, you will do the task. Hmmm, how often does that work?  This is often the reason many flagged tasks become overdue. The only change is that the task now has a flag. Yet you still don't want to spend the time doing it. When you use your daily planning time to prioritise your day, you're using real, up-to-date information to guide you. You can remove flags from tasks you thought were important but are no longer, and add a flag to the tasks that are important that day.  I mentioned that you can pre-prioritise your week by flagging tasks at the weekly planning session. When you do the daily planning, you decide if your priorities have changed and, if so, remove flags or reschedule those tasks.  What I like about this approach is that it feels like your task manager is supporting you rather than the other way around. You retain control over what you will and will not do each day.  This works particularly well if you find yourself behind on something or have a backlog that needs dealing with. When you plan the day, you get to decide what to place on your task list and in what order. Now, how many flags should you allow each day? Several years ago, I decided to find out how many tasks I could consistently do each day for a week. I began with fifteen and soon discovered that if I wanted to be consistent, then that number was ten.  This number does not include routine tasks such as cleaning my actionable email, my daily admin tasks and the usual things we all have to do at work each day.  When it came to flagged tasks, I soon discovered that I could consistently do two important tasks a day. When I tried three or more, I frequently was unable to do one of them. I just ran out of time.  And so, my 2+8 Prioritisation Method was born.  This method forces you to realistically prioritise your day. You can choose only two must-do tasks for the day. These are flagged. The remaining eight are not flagged, and you will do what you can to clear that list each day.  This method works because it introduces constraints into your system.  Given that it's human nature to want to do more than we can realistically do each day, adding this constraint of no more than ten tasks per day ensures you are picking the genuinely important tasks.  No, that interesting YouTube video is not important. You can watch that any time. But renewing your father's prescription for him is.  Checking your car's tyre pressures before you head out on a long road trip this afternoon will be a priority over reading that article your colleague sent you.  I have my Todoist set up so I can see my red-flagged tasks each day using a filter. That filter is “today & P1”.  Each morning, before I begin my day, that's the first place I go. I review my flagged tasks and remove any excess.  This has taught me to become ruthlessly competent at prioritising.  Strangely, this goes back to something I learned in my teenage years. In Hyrum Smith's Ten Natural Laws of Time and Life Management, he writes about establishing your governing values. Today. I think of these as my Areas of Focus.  These governing values are the predetermined priorities in your life. Often, family will be at the top of that list. The idea is that your governing values have a natural prioritised list. For example, if your family's well-being is above your career, if your family needs you to do something, that will be prioritised over your work commitments.  For me, my health and fitness is above my work in my list of areas of focus. This means I will not schedule meetings at 4:30 pm. That's my exercise time. I will not do any work at that time either. At 4:30 pm, I exercise.  So there you go, Caroline. I hope that has helped. The key is to prioritise your day during your daily planning and use that time to reset your flags so nothing is ever overdue.  And above all, respect your flags. If you know you will not be doing a flagged task on any given day. Either reschedule the task or remove the flag.  Thank you for your question, and thank you to you too for listening.  It just remains for me now to wish you all a very, very productive week.   

At a small college in northern Wisconsin, students whisper about a ghost named Wanda who haunts Memorial Hall.But that isn't the dorm this student is worried about.Assigned to McMillan Hall her freshman year, she expected homesickness and late-night study sessions — not the unmistakable sound of someone shifting in the bottom bunk of her empty room. At first, it was just creaking. Then it was movement. Then it was something she could almost see.When objects began sliding across the floor and lifting on their own, the unease turned into fear. And one night, she woke up running for the lights — with an injury she couldn't explain. Strangely, not every floor felt the same.So if Wanda wasn't in her building… who was?#RealGhostStoriesOnline #HauntedDorm #CollegeHaunting #WandaTheGhost #Ghosts #ParanormalEncounter #CampusGhost #TrueGhostStory #MidnightFootsteps #HauntingsLove real ghost stories? Want even more?Become a supporter and unlock exclusive extras, ad-free episodes, and advanced access:

Warning: Speed Bump. The deep freeze holding thousands-year carbon is thawing faster. The Arctic tosses gigatons of CO2 and methane into the atmosphere. The newest permafrost science with Christina Schädel, Senior Research Scientist at the Woodwell Climate Research Center in Massachusetts. Strangely, the  …

When her family moved into a new house, she chose the bedroom at the back—quiet, private, and unremarkable. At first, nothing felt wrong. But over time, she began waking at night with the unmistakable feeling that someone was standing beside her bed. A dark figure appeared, small and indistinct, never speaking and never threatening—easy to dismiss as a half-dream.Then objects began moving. An alarm clock cord she kept carefully hidden was repeatedly found rearranged. One night, she saw the clock stretched into the room, suspended in the air, only to blink and find it back in place.Strangely, everything stopped whenever she moved her bed away from one specific wall.Years later, curiosity led her to test that theory again—and this time, the presence made itself known in a way she could no longer explain away. Even now, she's left wondering whether the room was ever truly empty.#RealGhostStoriesOnline #ShadowFigure #HauntedBedroom #ParanormalActivity #TrueGhostStory #Unexplained #ShadowPeople #ListenerStoriesLove real ghost stories? Want even more?Become a supporter and unlock exclusive extras, ad-free episodes, and advanced access:

The post Strangely, Not Far Enough – Matthew 5:29-30 – February 12, 2026 first appeared on Enduring Word.

My daughter called me the other night via FaceTime. It was all about a boy, a dilemma, and a conversation she'd had... with ChatGPT. She read us the entire transcript. Word for word. The advice was thoughtful. Structured. Strangely familiar. Because it echoed the very guidance I've given her for years. From my book. From our conversations. From my work. And still, to her, ChatGPT felt clearer. More helpful. More precise. That moment stayed with me. Not because the advice was wrong, it wasn't. But because it revealed something deeper about where we're sourcing our wisdom, and why so many are turning toward AI to meet emotional needs that (I believe, in my decades of experience) requires something far more human. In this episode, I unpack that moment, and the larger shift it signals for all of us. We explore: Why AI is becoming a source of emotional support What well-worded advice can't replace The gap between resonance and true relationship safety What gets lost when guidance isn't rooted in lived experience And why embodiment, not information, is the portal to real change This isn't about resisting innovation. It's about remembering what technology is great at…and what it can never hold. LISTEN ON SPOTIFY   LISTEN ON APPLE PODCASTS If you're navigating something that insight alone hasn't been able to shift, this is the exact work we do at Kiru Psychotherapy.  Reach out if you're ready for support (from humans!) Dr. Shyam XO     Where to Connect: My Clinic: Kiru Psychotherapy: https://kirupsychotherapy.com Free Masterclass: Inside the Mind  1:1 Support: Cognitive Freedom Program LINKEDIN: https://www.linkedin.com/in/dr-shyamala-kiru-4a853aa5/ INSTAGRAM: https://www.instagram.com/iam.drshyam/

Diane Coll is a prolific writer and composer. On her new album Strangely in Tune Diane continues to explore her own musicality, electrically rockin’ her folk roots, with lush vocal arrangements and songs that speak to the current state of humanity. This is Diane’s fourth visit to Paradigms, and her fourth record since 2022. And while Diane is creating all this great music she is also a Licensed Professional Counselor, National Certified Clinical Hypnotherapist specializing in Creative Therapies. Altruism and honesty inform Diane’s work both as a Counselor and as an Artist. • Diane Coll on YouTube Music by: Diane Coll The post Diane Coll – “Strangely in Tune” appeared first on Paradigms Podcast.

Today on Inside Politics, we welcome back former opposition leader Bill Shorten, who is now the Vice Chancellor of the University of Canberra.It's a timely moment to have Shorten on the podcast as he obliquely (very obliquely, we stress) came up in the Epstein files this week.Strangely, in the massive dump of new documents from the files, there is a text message exchange between Steve Bannon, the former strategist for Donald Trump, and paedophile Jeffrey Epstein.In the messages, Bannon boasts that he spoke to Australian billionaire mining magnate Clive Palmer on his disruptive $80 million advertising campaign during the 2019 federal election.This was the election contested by Shorten, and we asked him what he thought.Joining host Jacqueline Maley for this discussion is chief political correspondent Paul Sakkal.Subscribe to The Age & SMH: https://subscribe.smh.com.au/See omnystudio.com/listener for privacy information.

Today on Inside Politics, we welcome back former opposition leader Bill Shorten, who is now the Vice Chancellor of the University of Canberra.It's a timely moment to have Shorten on the podcast as he obliquely (very obliquely, we stress) came up in the Epstein files this week.Strangely, in the massive dump of new documents from the files, there is a text message exchange between Steve Bannon, the former strategist for Donald Trump, and paedophile Jeffrey Epstein.In the messages, Bannon boasts that he spoke to Australian billionaire mining magnate Clive Palmer on his disruptive $80 million advertising campaign during the 2019 federal election.This was the election contested by Shorten, and we asked him what he thought.Joining host Jacqueline Maley for this discussion is chief political correspondent Paul Sakkal.Subscribe to The Age & SMH: https://subscribe.smh.com.au/See omnystudio.com/listener for privacy information.

Episode 264 How A Man Appreciates Sensers! Sometimes our view of love can come with a bit of pain. Strangely enough looking back, it actually good to feel, maybe not at the time because I didn't get what I wanted but certainly came with a rush from the experience. There's a few different “pains” I can think of when I look at what I been through. So on social media, there's so much being said regarding the manosphere, masculinity, the manoswamp and terms related to such. I believe there's a lot of things said that's nonsensical and made to be get views by stirring up someone who is easily offended by opposing views. All in all, it's something that makes for an interesting discussion. Appreciation goes a long way with communication in my opinion. People have various ways to show such appreciation. Some more verbal than others and some more physical than others. Overall, being able to show gratitude for other's kindness can go a long way in life but definitely in business. May God and His Universe remove any negative energy you may have stored from reading this. If you dig the episode, click, like, and share on your page. Help build the tribe of healing

GET YOUR WAV WATCH HERE: https://buy.wavwatch.com/WAM Use Code WAM to save $100 and purchase amazing healing frequency technology! GET HEIRLOOM SEEDS & NON GMO SURVIVAL FOOD HERE: https://heavensharvest.com/ USE Code WAM to save 25% plus free shipping! BUY GOLD HERE: https://firstnationalbullion.com/schedule-consult/ Avoid CBDCs! Get Your SUPER-SUPPLIMENTS HERE: https://vni.life/wam Use Code WAM15 & Save 15%! Life changing formulas you can't find anywhere else! HELP SUPPORT US AS WE DOCUMENT HISTORY HERE: https://gogetfunding.com/help-keep-wam-alive/# Josh Sigurdson reports on the release of 3 million more pages of the so-called "Epstein Files" by the DOJ containing countless emails, 180,000 images and 2,000 videos still being sifted through by sleuths as we speak. Some of the revelations while not surprising are alarming all the same. From Elon Musk having dialogue with Epstein after Epstein's initial conviction asking to visit him at his home to Howard Lutnick meeting with Epstein which shouldn't surprise anyone considering he was Epstein's next door neighbor. The government is giving us pittance from a massive international blackmail operation headed by Israel with Jeffrey Epstein and Ghislaine Maxwell as just one piece of the puzzle. Bill Gates was in the most recent emails asking Epstein to get him antibiotics for an illness he got from "Russian girls." He wanted to secretly give Melinda Gates these pills. There were emails regarding videos of torture which is horrifying to contemplate. While one email claims Trump visited Epstein at his house multiple times but didn't receive massages, other emails accuse Trump of abusing a 13 year old girl, something we've heard around 20 examples of with different girls in past Epstein Files as well as via lawsuits involving Epstein. Strangely, after the initial release of Epstein Files today, the DOJ quickly deleted the accusatory files regarding Trump. Meanwhile an FBI document in the files claims Trump has been compromised by Israel. The same document claims the same about Alan Dershowitz. This is quite a bombshell as it is exactly what we've been talking about. It is an Israeli operation. From the stories of Ehud Barak living with Epstein to Jeffrey Epstein himself bragging about working for the Israeli government. From Epstein securing a weapons deal for Israel to Ghislaine's Israeli connection, it is blatantly obvious. To top it all off, Trump's new Federal Reserve Chairman Kevin Warsh is mentioned in the files regarding a heavily redacted party involving young girls. Both sides of the political paradigm are involved to a great extent. Do not play politics with something as serious as trafficking. From Clinton to Trump, it is evident both were deeply involved with Epstein and this of course needs to be exposed. Stay tuned for more from WAM! BUY TICKETS HERE! https://anarchapulco.com/ Use Code WAM & Save 10%! Get local, healthy, pasture raised meat delivered to your door here: https://wildpastures.com/promos/save-20-for-life/bonus15?oid=6&affid=321 USE THE LINK & get 20% off for life and $15 off your first box! DITCH YOUR DOCTOR! https://www.livelongerformula.com/wam Get a natural health practitioner and work with Christian Yordanov! Mention WAM and get a FREE masterclass! You will ALSO get a FREE metabolic function assessment! GET YOUR APRICOT SEEDS at the life-saving Richardson Nutritional Center HERE: https://rncstore.com/r?id=bg8qc1 Use code JOSH to save money! SIGN UP FOR HOMESTEADING COURSES NOW: https://freedomfarmers.com/link/17150/ Get Prepared & Start The Move Towards Real Independence With Curtis Stone's Courses! GET YOUR FREEDOM KELLY KETTLE KIT HERE: https://patriotprepared.com/shop/freedom-kettle/ Use Code WAM and enjoy many solutions for the outdoors in the face of the impending reset! PayPal: ancientwonderstelevision@gmail.com FIND OUR CoinTree page here: https://cointr.ee/joshsigurdson PURCHASE MERECHANDISE HERE: https://world-alternative-media.creator-spring.com/ JOIN US on SubscribeStar here: https://www.subscribestar.com/world-alternative-media For subscriber only content! Pledge here! Just a dollar a month can help us alive! https://www.patreon.com/user?u=2652072&ty=h&u=2652072 BITCOIN ADDRESS: 18d1WEnYYhBRgZVbeyLr6UfiJhrQygcgNU World Alternative Media 2026

They VANISHED Only to Strangely REAPPEARBecome a supporter of this podcast: https://www.spreaker.com/podcast/missing-persons-mysteries--5624803/support.

They Strangely Appeared!Become a supporter of this podcast: https://www.spreaker.com/podcast/missing-persons-mysteries--5624803/support.

Today on the 5: I came across a post over on 9To5Google talking about the news that the popular app Nova Launcher has been acquired by a company called Instabridge and won't become depracated as originally feared. Strangely, this article makes a big point of mentioning ads coming to the free version as if that's both a negative and the only option to use it.

Mother Goose is not a particular person, although some have tried to claim there was one, but a Mother Goose was a -collection- of beloved stories. Tonight our story takes us into a place of disquiet through dark coniferous forests with copses of fir and spruce trees. Strangely, at times these dark forests seem to bio-locate between Germany and France in Mother Goose stories and fairy tales of the Brother Grimm. Geographically the countries are next door neighbors. Thankfully the world that these stories reside in is an imaginary place where some shockingly mean-spirited humans make life harder for others, curses, vile cannibals and horrific serial killers, even talking wolves are key players as the villains.But also, a magic midnight time-spell, a cursed prince,  impractical glass heels, treasure, griddle cakes for grandmother, alchemy: spinning straw into gold, grouchy dwarves, good fairies, angels… The world of fairy tales is a safe space for us to observe the dire consequences of bad judgment and the magic that could happen to everyday people...Image Source: https://commons.wikimedia.org/wiki/File:RRH_Walter_Crane_1875.jpg Description: Crop of Illustration from the toy book Little Red Riding Hood (link to page). London: George Routledge and Sons, 1875. Source https://archive.org/details/LittleRedRiding00Cran/page/1 Author | Walter Crane (1845–1915)Audio: Sound engineers at FreeSound.org- Adrian Gomar- Mozart - Lacrimosa / Requiem in D minor - K. 626 - Arranged for Music Box by GregorQuendel | License: Attribution NonCommercial 4.0

Building a Financial Advisory Firm That Puts Clients First: An Inside Look at the Process Meta Description: Discover why Tom Dupree founded Dupree Financial Group in Lexington, Kentucky—focusing on personalized investment management, team accountability, and retirement planning for local clients. For pre-retirees and retirees in Kentucky searching for personalized investment management, understanding the “why” behind your financial advisor matters just as much as the “how.” In this special episode of The Financial Hour of The Tom Dupree Show, Tom Dupree Jr. and Mike Johnson share the founding story of Dupree Financial Group—a journey that began with a simple walk in the woods near Natural Bridge in Kentucky in February 2002 and evolved into a comprehensive wealth management approach designed specifically for Lexington-area retirement investors. The Origin Story: From Brokerage Dissatisfaction to Independent Registered Investment Advisor Tom Dupree recalls the pivotal moment that sparked the creation of Dupree Financial Group. Walking through the woods with his young son James on his shoulders, he realized the traditional brokerage firm model wasn’t aligned with the future he envisioned for his family and clients. “I got this joy, this excitement in my heart thinking about doing this,” Tom explains. “I was in no position to do it at all. I didn’t have any money. Strangely, my banker approved me for a loan to actually go get the office space and get it fitted up. And that fit-up is still the same fit-up we’re using. We have not changed it.” The firm officially opened in 2003, but Tom identifies 2010 as the true beginning of Dupree Financial Group as it exists today. That’s when the firm disassociated from an outside brokerage and became an independent Registered Investment Advisor (RIA). “In 2010, we disassociated ourselves with an outside brokerage firm and became what’s called an RIA, a Registered Investment Advisor, which meant that now we’re not paying 25% of our revenues to an outside firm,” Tom shares. “That enabled us to do a lot more internally, and it really was the beginning of the firm that we know today.” Key Takeaways: Why Dupree Financial Group Started Client-focused mission: Created to serve average retirement investors who wouldn’t necessarily get attention from major brokerage firms Cost structure advantage: Lower overhead means smaller accounts receive meaningful attention and personalized service Local accountability: Designed specifically to respond to clients in Lexington, Kentucky, and the surrounding region Team approach: Built from the ground up to provide collaborative service rather than single-broker relationships Independence: Becoming an RIA in 2010 eliminated the pressure to use proprietary products and allowed true fiduciary responsibility Personalized Investment Management vs. Mass-Market Approaches One of the core distinctions Tom emphasizes is the difference between Dupree Financial Group’s model and the mass-market approach taken by larger national firms. Rather than assigning clients to investment counselors within a large hierarchy, Dupree Financial Group provides direct access to portfolio managers who actually research and select the investments. “When you’re talking to somebody, to one of us, the team that you’re talking to is also the team that is designing your investment portfolio, actually helping pick stocks and bonds to own in the portfolio,” Tom explains. “Now why is that a big deal? Well, when I was with Brand X, they had a guy in New York who was brilliant, and he really was brilliant, and he was a stock picker. You didn’t ever talk to him, but he would publish a list of things that you ought to buy.” That approach failed catastrophically during the 2001-2002 market downturn, when many clients saw portfolios decline 50% with little communication or accountability from their advisors. “It wasn’t so much the fact that everything went down, although that was a big part of it, but it was the lack of communication,” Tom notes. “It was not being willing to be accountable for what really had happened, and they just clammed up.” The Dupree Difference: Direct Access and Transparency Mike Johnson highlights several critical advantages of the Dupree Financial Group model: Team collaboration: Multiple professionals work together on research and portfolio management, producing better outcomes than single-advisor approaches Direct communication: Clients speak directly with the team members who make investment decisions Own investment selection: The firm conducts its own research and calls companies directly rather than relying on buy lists from headquarters Local presence: All revenues stay local and are reinvested in client services rather than flowing to Wall Street firms “The service team is way more aligned with the investment team,” Mike explains. “It’s not two separate functions sitting in the same room.” Investment Philosophy: Focus on Income and Risk Mitigation for Kentucky Retirement Planning Unlike money managers competing to beat specific indices, Dupree Financial Group takes a different approach focused specifically on retirement investors’ needs. This investment philosophy prioritizes income generation and risk mitigation over performance rankings. “We’re not trying to beat any index. We’re just investing in things that we see are good that we think meet our parameters for what we’re looking for,” Tom states. “The why is it’s a focus on risk mitigation, and it’s a focus on income. Those things actually make it pretty easy for us once we tie down the parameters of what we’re looking for.” Mike Johnson references a quote from investment manager Howard Marks that encapsulates a key industry problem: “If you want to be in the top 5% of money managers, you have to be willing to be in the bottom 5% too.” That statement, Mike explains, highlights the perverse incentives created when advisors chase index performance rather than focusing on actual client needs. Real Portfolio Examples: How the Strategy Works The team shares several examples of their investment approach in action: The 6.5% Dividend Stock: “We bought it in June. This company, our listeners would be familiar with. At the time, it had a six-and-a-half percent dividend yield, and the valuation was attractive when you look at the hard assets that they had. We felt some things could go right for the company over the next couple of years. And in the meantime, the stock had gone down significantly, so there was a lot of bad news priced in already. Since then, the stock has gone up to what we thought it would go up to over the next two to four years. It just did it in four months.” The Grocery Company: “We invested in a company the other day—it was a grocery company well known within Central Kentucky. It’s gotten cheap. We just knew it as being a household name that pays a small dividend.” The Clothing Brand: “It’s kind of a clothing company, well-known. It puts out some major, well-known brands. The thing’s gone from a hundred dollars to 30-something, so we decided to take a look there. That one pays a pretty good dividend.” These examples demonstrate the value-focused, income-oriented approach that differentiates Dupree Financial Group from index-chasing strategies. The Team Approach: Building Long-Term Relationships Over Transactions A fundamental principle at Dupree Financial Group is the shift from transactional relationships to ongoing partnerships. Tom explains how his years at major brokerage firms taught him what he didn’t want to replicate. “One thing that I learned in the big firms was that it’s always about the transaction. It’s about the trade,” Tom recalls. “You were constantly having to pursue that trade, do this trade with this client, do that trade with that client. I didn’t want it to be about the trade anymore. I wanted it to be about the relationship.” This philosophy manifests in several concrete ways: Regular review process: Unlike transactional brokerage relationships, Dupree Financial Group built systematic client reviews into the firm’s DNA from the beginning No pressure to sell: Because clients have already committed to the process, meetings focus on education and information rather than sales Team accountability: Multiple team members take responsibility for each client rather than the single-broker model Transparent communication: When investments don’t work out, the team explains why openly rather than avoiding difficult conversations “When our clients come in for a review or they call with a question, they know we’re not trying to sell them anything,” Mike emphasizes. “It’s informational. It’s actually something they can use.” Direct Company Research: An Uncommon Practice One aspect of Dupree Financial Group’s approach that sets them apart is their practice of directly contacting companies they invest in—something Tom notes is rare among medium and small-sized investment advisors. “We do calls with these companies. In some cases, we’ve gone to visit them—the actual company itself that we’re investing in,” Tom explains. “That would’ve been unheard of in our previous setup. A big part of what we do is talk to the clients—I say clients, the businesses that we invest in. We talk to them, we want to find out what they’re doing, learn a little bit about management and do the best we can to really do our due diligence.” This hands-on research approach provides insights that buy lists and analyst reports simply cannot match. Four Generations of Financial Service: The Dupree Family Legacy The commitment to serving clients runs deep in the Dupree family history. Tom shares how his grandfather entered the investment business around 1920 in Louisville, Kentucky, selling preferred stock for Louisville Gas and Electric directly to the public before moving into municipal bonds. “My grandfather was the first one of our line that was in the investment business,” Tom explains. “Then my dad got into the business after being in the navy, I think it was around 1955 in Harlan, Kentucky. Then me and now my two sons are in the business.” Tom’s father moved the family to Lexington in 1963 and founded Dupree and Company, which managed municipal bond issues and eventually started the Kentucky Tax Free Mutual Fund in 1979. “Their idea was always to make a thing for clients that the clients could use, that was a retail thing,” Tom notes. “And so I carried that concern for the clients into what I did when we started Dupree Financial Group.” This multi-generational focus on creating client-centered investment solutions forms the foundation of the firm’s culture today. Tom’s sons, Clark and James, are involved with Dupree Financial Group, making the fourth generation of Duprees in the investment business. The Evolution: Early Struggles to Established Success Tom is refreshingly transparent about the challenges of the firm’s early years. After opening in 2003, success didn’t come easily or quickly. “It certainly was frightening during those early days of opening the firm and wondering if anybody would ever show up,” Tom recalls. “We did all these seminars, lots of them, over a hundred. People would show up, and now and then we’d get a client out of it. It took a lot of work.” The firm began regular radio broadcasts around 2008, which helped build awareness and credibility in the Lexington community. But the real transformation came in 2010 with the transition to RIA status. “When we became an RIA, it opened up possibilities for investment options that we didn’t have before,” Mike reflects. “It got the pressure of the heavy hand off to use proprietary products. That hand was always on you. And so that was lifted. It was like the skies opened up that you had this flexibility now.” Mike adds a crucial point about this transition: “At the same time, that was a sobering feeling. Now it was on you. You can’t blame it on anybody. But from our client’s standpoint, that was something that was a positive because the accountability increased for the firm.” Client Retention: The Ultimate Validation Perhaps the strongest validation of Dupree Financial Group’s approach is client retention. Tom notes that the firm keeps clients longer and longer—a testament to the relationship-building model. “We seem to be keeping clients longer and longer, so evidently we did something right,” Tom observes. “Once we got the buggy built, we really haven’t fooled with it much. We’ve tried to do some tweaks here and there, but the basic chassis has served us pretty well.” Why the “Why” Matters for Kentucky Retirement Investors For pre-retirees and retirees evaluating financial advisors, understanding the “why” behind a firm’s approach provides crucial insight into what kind of service you’ll receive. Dupree Financial Group’s founding principles remain consistent today: Serve retirement investors who might not get attention from large brokerage firms Maintain local presence and accountability in Lexington, Kentucky Provide team-based service rather than single-advisor relationships Focus on income and risk mitigation rather than index performance Conduct independent research and select individual investments Build long-term relationships rather than pursuing transactions Communicate transparently about both successes and setbacks As Tom reflects: “It really wasn’t about the investment performance. It’s about the touch, it’s about the accountability, those sorts of things. And that’s the kind of thing we’ve set up. That was what I envisioned when I started this thing—that we would give the clients more of what they should have been getting at the Wall Street firms.” Ready to Experience the Dupree Financial Group Difference? If you’re approaching retirement or already in retirement and want a local financial advisor who prioritizes transparency, accountability, and personalized service, Dupree Financial Group invites you to experience the difference that a client-first approach makes. Schedule your complimentary portfolio review today: Call: (859) 233-0400 Visit: www.dupreefinancial.com Get Personalized Analysis: Request your portfolio consultation Don’t settle for mass-market investment approaches or impersonal service from distant Wall Street firms. Work with a team of Kentucky financial advisors who do their own research, communicate directly with you, and keep your retirement goals at the center of every decision. Explore more insights on Kentucky retirement planning strategies and listen to additional episodes in our Market Commentary archive. Frequently Asked Questions About Dupree Financial Group What makes Dupree Financial Group different from large brokerage firms? Dupree Financial Group operates as an independent Registered Investment Advisor (RIA), meaning the firm doesn’t pay commissions to Wall Street parent companies and doesn’t face pressure to use proprietary products. The team that meets with clients is the same team that researches and selects investments, providing direct accountability and transparency. All revenues stay local and reinvest in client services rather than flowing to distant corporate headquarters. Why did Tom Dupree start his own financial advisory firm? Tom founded Dupree Financial Group in 2003 after 19 years with a major brokerage firm, where he witnessed the limitations of the transactional, sales-focused model. He envisioned creating a firm that would serve average retirement investors with personalized attention, team-based accountability, and a focus on long-term relationships rather than individual trades. The firm became truly independent in 2010 when it transitioned to RIA status. What is the investment philosophy at Dupree Financial Group? Unlike money managers competing to beat specific indices, Dupree Financial Group focuses on income generation and risk mitigation for retirement investors. The team conducts its own research, including direct calls to companies they invest in, and selects individual stocks and bonds based on dividend yield, valuation, and margin of safety rather than trying to match or beat market benchmarks. How does the team approach at Dupree Financial Group benefit clients? The team model means clients receive the collective expertise of multiple professionals rather than relying on a single advisor’s perspective. Multiple team members share responsibility for each client account, improving service levels and ensuring continuity. This collaborative approach produces better research outcomes and provides clients with consistent access to knowledgeable professionals. What types of clients does Dupree Financial Group serve? Dupree Financial Group specializes in serving pre-retirees and retirees, particularly those who might not receive personalized attention from large brokerage firms. The firm’s cost structure allows them to provide meaningful, customized service to clients with retirement accounts of various sizes, with a focus on the Lexington, Kentucky area and surrounding regions. How often does Dupree Financial Group communicate with clients? Regular client reviews are built into the firm’s DNA from the beginning. Unlike transactional brokerage relationships where communication happens only when making trades, Dupree Financial Group maintains ongoing dialogue with clients through systematic review processes. These meetings focus on education and information rather than sales, since clients have already committed to the firm’s investment process. Does Dupree Financial Group charge fees or commissions? As a fee-based Registered Investment Advisor, Dupree Financial Group operates under a fiduciary standard, meaning it’s legally required to act in clients’ best interests. This fee-based structure eliminates conflicts of interest inherent in commission-based brokerage relationships and aligns the firm’s success with client outcomes. Disclaimer: This content is for informational purposes only and does not constitute investment advice. Past performance does not guarantee future results. Please consult with a qualified financial professional regarding your specific situation. The post Why Independent Financial Advisors Choose Income Over Index Performance for Retirement Portfolios appeared first on Dupree Financial.

HeroClix Podcast for players new and old! Hosts Kalder and Ian truly blend the Casual and Competitive aspects of HeroClix into this all encompassing board game podcast! Stay tuned as they cover: news, strategy, team builds, and everything else in the world of Heroclix! Join Kalder and Ian this week as we talk about: 1. Review Strange Tales! VOTE IN THE CLIXYS: https://forms.gle/Vghr4vc2U27rricx7 If this is your first episode or you are just getting into Heroclix check out our new player episode for everything you need to know for when you get started: https://www.youtube.com/watch?v=Se_hS5XiPpU Don't forget to email or message us on Facebook any time you have a question. We'd love to hear from you! Follow the links Below! Support us on Patreon: patreon.com/DialHpodcast Everything Dial H: https://linktr.ee/dialhforheroclix DIALH10 for 10% off: Shop Wizkids Sponsor: CoolStuffInc Craftworks Forge: https://www.etsy.com/shop/craftworksforge/?etsrc=sdt&page=1#items Action Objx: https://actionobjx.com/collections/al

Noisy Doors, Leaky Roofs, and the Mark of the Beast Last week's newsletter was written to be very simple. This week...not simple. We're tying together our lessons on the Salt Covenant, The Scarlet Harlot, and the basic menorah pattern of Workbook One. So no, it's not simple, but it's not too difficult, either! Try printing it off and studying it over two Shabbats, referencing the suggested videos or workbooks as you go.   ***   So what do noisy doors, leaky roofs, and the mark of the beast have in common?    Excellent question! I'm glad you asked.   In order to see the connection, we have to know a little something about each of them. If you want a refresher on the Beast, consider signing up for the Creation Gospel Workbook Four class coming up with Kisha Gallagher (scroll down for info) or watching the Scarlet Harlot series on YouTube. You can also refresh your memory on the meaning of the mezuzah with our "More Than" YouTube videos. We'll cover a few basics here to tie it together.   “Behold, I stand at the door and knock; if anyone hears My voice and opens the door, I will come in to him and will dine with him, and he with Me…”   Yeshua standing at the door knocking is a huge hint, especially on the heels of John's sobering prophecies of the mark of the beast in Revelation. If we can't see the link to the world commercial system as “Babylon” in Revelation, we're not trying very hard. Revelation begins with memos to the seven assemblies emphasizing their need to “overcome” the tribulations John is about to describe,   • “Behold, I stand at the door and knock; if anyone hears My voice and opens the door, I will come in to him and will dine with him, and he with Me. He who overcomes, I will grant to him to sit down with Me on My throne, as I also overcame and sat down with My Father on His throne. He who has an ear, let him hear what the Spirit says to the churches.” (Re 3:14-21)   We can conclude that how to overcome is described in Revelation, but we can also conclude that an ignorance of the Torah will make our understanding only partial. Revelation is written as an incredibly intricate re-telling of the Torah portions. Without an understanding of those Torah portions, it will be difficult to be identified as one of those who overcome when they “keep the testimony of Yeshua and the commandments of God.”   If Yeshua knocks on the door of one of these potential overcomers, he knocks on a door that is marked by a mezuzah, which contains summaries of the commandments. To pull in the themes of our Salt Covenant study over the last several weeks, a mezuzah is a sign that those inside the house know to be salty within, tenderly and joyfully salting their commandment-keeping. Because they are pliable to the work of the Ruach HaKodesh within the house, they are ready to meet the challenges of the Beast outside the house.   The mezuzah is their reminder that they've committed their coming and going, especially their work and business dealings, to preserving their covenant with the Father with salt, for savory salt is our faith, the tenderness we have toward His Word. It is our desire to draw close to Him through our sacrifices, not begrudgingly or to be admired by others, but to give glory to the Father. Yeshua reminds us that he also wants to draw near to our salty selves, so he stands at the door and knocks.   Just imagine that the mezuzah on your door was Yeshua standing there each day inquiring if he may accompany you in your coming and going.   Because he is. The custom is to touch one's fingers to the mezuzah and kiss the fingers. It demonstrates affection and tenderness toward the Shma and other scriptures in the mezuzah, which remind us in our coming and going Who the only Source of wealth is. The name Shaddai is inscribed on mezuzot, which is the name describing His attribute of nourishment and supply.   By touching the mezuzah, we also are reminded like the Israelites in Deuteronomy Eight: “Otherwise, you may say in your heart, ‘My power and the strength of my hand made me this wealth.' But you shall remember the LORD your God, for it is He who is giving you power to make wealth, that He may confirm His covenant which He swore to your fathers...”   The mezuzah on the door marks the boundary between what happens when we go into the world and how we are inside our homes. If we are at war inside our homes, then how will we war against the principalities and powers outside our homes? The shin on the tefillin reminds the person Who opens the Heavenly windows to drip down zuzim, or coins, transactions, in our lives. Zuz is found in the word mezuzah, but the letter shin is found on both the mezuzah and the prayer tefillin.   Because they are worn in prayer, it helps one to adjust those trade prayers according to Yeshua's model…daily bread…forgiveness…holiness…His will and glory on earth…protection from temptation to sin. Ever notice how many famous actors, musicians, and sports stars end up unhappy, addicted, disconnected from the real world, and just plain weird? We are not spiritually wired to receive the glory of Heaven, only to reflect the glory of Heaven outward with salt. Of course they get weird and depressed!   Our labor and business dealings outside the home must be salted and lit from within first. We must extend ourselves from within, or it will eventually be evident to the world that we did not exert ourselves according to our wealth of salvation and light.nIt is thought that the marks of tzaraat (leprosy) that appeared in a home were a result of greed and stinginess. When the priests removed everything inside to the outside to quarantine and scrape the stones, everyone would see the wealth concealed inside, especially if they'd pretended not to have enough to help the needy brother. The “best third” is where the mezuzah is placed on a door, the upper third, like an upper room. The mezuzah marks the right hand frame of the door about 2/3 of the way up: “Mezuzah guards the Covenant, and so observing the mitzvah of mezuzah leads a person to truth and faith, the faith which is absolutely necessary when conducting business.”    “And I will bring the third part through the fire, Refine them as silver is refined, And test them as gold is tested. They will call on My name, And I will answer them; I will say, ‘They are My people,' And they will say, ‘The LORD is my God.'” (Zec 13:9)   Yeshua invokes this prophecy in Zechariah when he warns the Laodiceans in Revelation Three that he is standing at the door knocking: “Because you say, “I am rich, and have become wealthy, and have need of nothing,” and you do not know that you are wretched and miserable and poor and blind and naked, I advise you to buy from Me gold refined by fire so that you may become rich…”   This is where we see another connection to the mezuzah. Zechariah prophesies of the “third part.” This is thought to be the remnant that will come through the tribulation refined by fire instead of destroyed by it. They have not succumbed to the Beast's commercial activity, buying and selling excessively or on Shabbat (see CG Workbook Four or Workbook Two). Traditionally, the mezuzah is affixed at a pointing on the right side of the door 2/3 of the way up the door. To relate the thirds, the mezuzah is like the principle of the “upper room” we've studied over the last several weeks.    Ancient Israelite houses typically had two levels, a ground level where beasts were stabled and practical household work such as cooking and weaving took place, but the family quarters were on the second floor. An extra upper room had to be built either on the second floor or atop the family quarters, making it an upper third. More simply, an upper room was where the family made space for visitors, a space that wasn't there, yet they created the space through hospitality.   Those upper rooms in Scripture were places associated with hospitality toward the righteous visitor as well as resurrection from the dead, like the stories of Elijah, Elisha, Dorcas, and Eutychus. A mezuzah reminds us not to neglect making those spaces of hospitality for the righteous visitor, who represents hospitality toward Yeshua and the Living Word. Yeshua's noisy knocking on the door is a daily reminder that when we make an “upper room” of hospitality, then we are actually tapping into the Garden of Eden. The resurrections in the upper rooms of Scripture show us this.    On the mezuzah is either the Name Shaddai, or it is in the shorthand of the first Hebrew letter shin. Not so coincidentally, the tefillin that are placed on an Israelite male's forehead and arm are also marked with a shin (see above). The mezuzah and tefillin remind each day:   • Hear, O Israel! The LORD our God, the LORD is one! And you shall love the LORD your God with all your heart and with all your soul and with all your might. And these words, which I am commanding you today, shall be on your heart; and you shall teach them diligently to your sons and shall talk of them when you sit in your house and when you walk by the way and when you lie down and when you rise up. And you shall bind them as a sign on your hand and they shall be as frontals on your forehead. And you shall write them on the doorposts of your house and on your gates. (Dt 6:4-9)    Deuteronomy 8:11-19 reminds Israel not to be deceived when they become comfortable and prosperous in the Land, for their wealth will deceive them into thinking they earned it with their own hand. Remember the gumballs?   The tefillin on the hand and arm are a reminder that it is YHVH alone who gives the power to acquire wealth. Likewise, the mezuzah is marked with a shin for Shaddai, the One who provides sustenance, nourishment to Israel. Strangely, the shin is made of three Hebrew letters vav joined at the bottom. The gematria value of vav is six. 666.    Whaaaaat? Yes, it's the mark of the beast. But that's not the whole story. The mezuzah and tefillin are NOT the mark of the beast. The mark of the beast is when you get very close to being a salt covenant household or person, yet you have something lacking. Salt. Your daily work is not to acquire the wealth of the Kingdom to the glory of the Father, which can only be done through the power of the Ruach HaKodesh moving through the Word in you. The mark of the beast is when our daily work is to acquire the object of desire for our own sake. We can hear the disingenuous, unsalty believer when he says, “If God will just let me win the lottery, I'll build orphanages and feed the poor all over the world.”   And he probably will. But he will do it only in order to feed his own desires first. He's not really seeking first the Kingdom of God and His righteousness. He's pursuing his own kingdom, offering God a deal that the Kingdom of Heaven will benefit from the scraps. Such a person will not give commensurately with his newfound wealth, for he is stingy at heart. Unsavory salt. Tepid. Lukewarm. Blechhhh!   The secret of the 666 is that it is only the letter of the Torah without the Ruach. The shin is like a menorah when the backlight of the Ruach shines through it (again, see Workbooks 2 & 4). Remember last week's lesson on the gumball machine? It was what you couldn't see that had to occur before what you could see. The Ruach precedes the letter of the Torah. Together, with the spiritual backlight through the literal three vavs, it yields seven, the seven- branched menorah. One tefillin has three vavs, but its mate has four! 3 + 4 = 7. Compare to the above: To be unsalty is 666. To be salty is to shine the seven spirits of Adonai described in Isaiah and Revelation:     •  wisdom   •  understanding   •  counsel   •  Spirit of Adonai   •  power   •  knowledge   •  reverence    Yeshua, the Living Word, is the doorkeeper of the overcoming household. We never want to reduce him to someone there to reward us with wealth. The word mezuzah comes from a Hebrew word meaning movement, going back and forth. The historical zuz was a coin, about a day's sustenance for one adult:   • Weight: About 4.26 grams (0.137 troy ounces) of silver. • Value: Historically equivalent to a day's wage or a portion of food/clothing, (e.g., 200 zuz was a year's support).  • Modern value would be about $20.   "Give us today our daily bread." Not the lottery.   Not so coincidentally, a mezuzah means more than movement. It is rooted as well in the movement of a beast: What starts out as a beautiful creation of spirit (upper room), soul and body (lower rooms), can degenerate into the mark of the beast. Instead of letting the Ruach drip into our lower rooms of work and family, the upper room is sealed off because of our stinginess and greed. Esau and Jacob had very different motives in asking for blessings. We can become unsavory, relentless hunters like Esau, the Red One, nicknamed Edom because he was red and hairy all over like a beast, a man of the field who loved hunting. We don't want to become marked by the Red One, never satisfied, even on Shabbat.   “…and he provides that no one will be able to buy or to sell except the one who has the mark, either the name of the beast or the number of his name.” (Re 13:17)   Nehemiah's struggles with those returning to rebuild Jerusalem and the Temple, especially in their continued buying and selling on Shabbat, are the reference point. He eventually had to order the gates of Jerusalem shut and locked to prevent the vendors from coming in with their goods. How glorious will it be when the gates no longer need to be shut, for no one will even entertain the idea of disobeying the King of King's command to rest and be with Him in Jerusalem on Shabbat.   Knock, knock.   In short, the mark of the beast is on one who buys and sells on Shabbat. Because there is no trust in Adonai to provide the many things we crave, we continue to work on His holy day. Someone who believes in God may have salt, but it is not savory. One who believes in God enough to do what He says is savory salt. Salt allows us to draw near the upper room of the Garden. I'm sure Yeshua is having wonderful conversations with the righteous souls of those who just didn't understand Shabbat, but they were faithful in what they knew. They are learning while they wait, not rebelling.   Ezekiel describes what went wrong in the “upper room” of the Garden of Eden, a hospitable place for those who want to draw near to the voice of Elohim, but a place from which rebels are purged. The “trader” was cast out of the heavenly fiery stones and tossed into the lower realms of strange, profane fire, that is, fire used by those estranged from the upper room fires of the Ruach above:   You were in Eden, the garden of God; Every precious stone was your covering: The sardius, topaz, and diamond, beryl, onyx, and jasper, Sapphire, turquoise, and emerald with gold. The workmanship of your timbrels and pipes Was prepared for you on the day you were created. You were the anointed cherub who covers; I established you; You were on the holy mountain of God; You walked back and forth in the midst of fiery stones. You were perfect in your ways from the day you were created, Till iniquity was found in you. By the abundance of your trading You became filled with violence within, and you sinned; Therefore I cast you as a profane thing out of the mountain of God; And I destroyed you, O covering cherub, from the midst of the fiery stones. (Eze 28:13-16; 18)   Ezekiel 28 drops a hint to where we should be vigilant: “By the abundance of your trading [H7404 rekula] you became filled with violence within, and you sinned...”   ????? rawkal' [H7402] to travel for trading   Our trade is part of work for our living, yet, the abundance is the danger zone. If our inner fire craves more wealth than we are willing to give back to Heaven commensurately, our going back and forth, zuzing about, to trade our time and effort for goods, power, and esteem becomes idolatry. In Hebrew, moving back and forth is zuz [zuz is also a coin], the root of mezuzah. The mezuzah marks the door where we travel back and forth each day to obtain our portion of wealth.   When our pursuit of wages and wealth pushes the testimony of Yeshua and the commandments of God beneath our feet instead of allowing them to drip daily from the upper room of the resurrection Ruach that raised Messiah from the dead, we sin. Our house's upper room should be designed to drip to lower floors of daily living, or we become unsavory salt.   We trade our precious lives, our time, our effort, to accumulate an abundance of things, not necessarily money, but what money will purchase: entertainment, security, comfort, esteem, power, knowledge, appeasement, etc. These things deceive us into believing they will bring joy and peace, but we know it's a lie because they never do. They are simply offered to the strange, consuming fire of the soul, but are not refinement of the spirit, which is everlasting peace and joy. It brings savory salt, light, and contentment from within.    The ancient investment advice is:   • Invest 1/3 of your income in tangible property such as real estate, durable goods, secure long-term investments  • Invest 1/3 in your daily labor, your paycheck, investments that provide a faster return, a little riskier, easily liquidated • Invest 1/3 above the mezuzah in the Kingdom of Heaven by lending to the poor, giving to needy, investing time in spiritual causes along with Torah study, prayer, service, discussing Scripture with others, etc. Even kindness is an investment!   We should not become “stingy” with Heavenly principles in the world of work, which would reflect a home's lower rooms sealed off from the upper room. The upper room should drip the testimony of Yeshua and the noisy commandments of God through the power of the resurrection Ruach. It leaks into the lower rooms of family and work!   The leaky roof is what we need to carry into the world of work and business as well as our relationships. An outwardly successful business producing wealth that can only be spent before the resurrection of the dead is not successful at all.    Preparation in the home under the disciplines of the Ruach HaKodesh will be evident in the place of business, not as a pile of 666 cash, but as peace in drawing near the Father, salt. The physical work is simply a means of building the Kingdom instead of demanding that the Father bless our work to build our own kingdoms of security, esteem, attention, comfort, intellectual stimulation, etc. Whether we have little or many zuzim, all we need to remember is that we must give commensurately with the wealth the Father drips down upon us.    If we can be responsible even with earthly money, which has no righteousness within itself, then we can be responsible with Heavenly riches.   If we can't be trusted to give commensurately with our wealth when there is no Temple service, and much freedom is granted in when and how much we give, then how can the Father trust us with His riches when the Temple on “the mountain of God” descends? The Temple services and the Land of Israel are places of extreme exactness in managing work and wealth.   Manage earthly zuzim faithfully, and we will inherit the Heavenly riches to manage.    One of my favorite movies is about a Quaker family, from the book Friendly Persuasion. One of the funniest lines is, “Friend, thee's got a squeaky door upstairs.”    Friend, thee's got a squeaky door downstairs, too. Yeshua is knocking, reminding, inquiring, requesting if we will open to his voice. It is the same voice of Elohim that walked and talked in the Garden, an upper room.   When we open our doors to him, we release the water of the Word from our upper rooms and let it fill our homes, workplaces, and relationships. If we move about, may we zuz for the glory of the Father.    Please SUBSCRIBE to our newsletter to get new teachings.

Episode 278 – Strangely Stated Hosts – Daniel, Jason, and Alex In this EP we review the Strange Tales Set. Howard and Lucky Dice Games are valued sponsors of Clixed Off. Take a look at Howard's store, Lucky Dice Games at – https://www.ebay.com/str/luckydicegamesllc Clixed Off is everywhere! Follow us on- www.clixedoff.com Facebook Clixed Off Facebook Discussion Group- Clixed Off Heroclix Podcast Discussion Group @ClixedOff on Twitter @clixedoff On Instagram SoundCloud- @ClixedOff Podbean- clixedoffpodcast.podbean.com/ Clixed Off YouTube channel- www.youtube.com/channel/UCMwLQGH6hJZL38gaYY0Yn4w Discord channel discord.gg/xxYdbxU Thanks for listening and tune in next time! Thanks to Patrons Alec Musser Allan Duer Andrew New Atlas Horn Brandon Brunner Brian Poling Chris Souther Coffee and Clix Dennis Ryan DennisDeVH Dustin Horad Edison Lee Emily Roet Emmanuelle Olavarria Evan Horad G Chiello HyperTime Jacob B Jason Hair Jay Major Joseph Easton Joshuaparlin Kurt Thomas Nolan R Fidler Peter Marshfield Peter Melton Richard McClure SCOTT A CUNNINGHAM Shant Barsoumian Steven Bumbera The Bradcast Show Tony Cannavino

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Lethal Weapon (1987)Directed by: Richard DonnerStarring: Mel Gibson, Danny Glover, Gary Busey, some guy that awkwardly holds egg nog.Strangely moving into a movie that some might consider a Christmas movie (and I guess we do, or else we wouldn't be talking about it right now) is the venerable Lethal Weapon, where Mel Gibson and Danny Glover are the odd couple of policing. Did this set the stage for just about every buddy cop movie that comes after it. Someone on this show makes that argument. IMDB.com describes Lethal Weapon as: "Two newly paired cops who are complete opposites must put aside their differences in order to catch a gang of drug smugglers."We Also Talked About:Katrina: Hell and High Water (Netflix)Laserblast (Tubi)Laserblast posters 1 and 2Bring Her Back (Amazon)The Chair Company (Amazon)Sean Combs: The Reckoning (Netflix)Goon (Tubi)Our Quigley PodcastOur Violent Night EpisodeListen to this goofy lethal weapon theme song.Like what you hear here? We're on the youtubes now with our entire new back catalog and some upcoming exclusive content available at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://youtube.com/@deweypodmonster⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠(Some of the above links are affiliate links, if you purchase through these affiliate links we do get a small kickback, and it's the best way to support this show!).Rate and Review us on the podcast platform of your choice!As always, remember, you can always find the latest goings on at our website ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://Crap.Town⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Check out our fellow podcast network members at https://⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Yourunpodcast.com⁠⁠⁠

STRANGELY EATING CHEX MIX by 101.9POR

You're invited next September 20-26, 2026, to The Tender Harvest, a week-long retreat amidst the golden hues and organic bounty of the world-class Ballymaloe House in County Cork, Ireland. Each day will feature yoga, meditation, farm-to-table meals, and curated excursions—plus ample time for rest, self-nurturance, and imagination.__I awake to the murmur of a boy speaking to his slumbering father. All night long, the darkening stillness of December had settled over the house, and, as usual, our son had scampered down the hall just before dawn, burrowed under a breathing mound of blankets, and reached toward whichever one of us was nearest. “I love you so much,” I hear my child sigh as he tucks himself beneath the warm weight of his father's arm.I have no language to measure such a moment, ordinary though it may seem. I have only an attention born of it, a residue of tenderness reminding me that somehow –however improbable, fleeting, and marvelous – we are here together, and here at all.Later, diagonal rays of winter sunlight beam across the sky, a fact bright enough to leave an afterimage seared on the inside of my eyelids. Of this event, too, I keep only what impression remains: a momentary flash that lingers and softens.Which brings me to the medicine of tenderness—our capacity not just to intellectualize or conceptualize, but to feel the invisible textures of this living world. The word “tender” shares its etymological parent, the Latin word tendere–meaning “to extend outward or upward, to stretch toward or hold out, to offer; to direct toward, to aim toward”–with the verb “to tend,” in the sense of caring for, but also with “intention,” “attention,” and “tenders,” the small boats that carry people or goods from larger vessels to shore.A thruline here links the practices of intention and attention, guiding our consciousness toward what we care about, with a whole-bodied suppleness of presence. The metaphor of tender boats bridges the mutual nature of tenderness. How can one person's practice of tenderness bring another to shore in a gradual and reciprocal softening of nervous systems? How is it that when one person rests with awareness in the tender weight of their body, heart, and mind, it can signal to another that their bruises are safe from further harm?Ezra Klein recently shared an interview with Patti Smith, the iconic musician, writer, and visual artist—sometimes called the “godmother of punk”—who rejects those labels wholesale. With a shrug that suggests the humbler, deeper values of her practice, she says, “call me a worker.” I love her for that.Many moments resonate in their conversation, but none so much as when she likens a good poem to a teardrop: “If you're thirsty and you get that drop of water, it suddenly becomes the most welcome thing in the world.” My mind catches on what kind of thirst—what invisible needfulness—a good poem can satisfy. This is not the thirst of the yarrow or migrating whitethroat, not even the thirst of the bear in autumn. It seems a uniquely human thirst that calls out for the sincerity of real art.On the subject of death and spiritual thirst, Mary Oliver wrote: “Who knows what will finally happen or where I will be sent, yet already I have given a great many things away, expecting to be told to pack nothing, except the prayers which, with this thirst, I am slowly learning.”I believe this kind of thirst, of the nature of wanting to understand and be nourished by the mystery of our existence—by the grace of what it means that we are alive and able to wonder at the circumstances of our aliveness—dwells somewhere beneath the surface of every human being. This thirst lives in the unseen currents of heartache, uncertainty, and longing that flow like water beneath a frozen river.According to fellow poet Jane Hirshfield, Galway Kinnell once called “Tenderness” “the secret title of every good poem.” That line, for me, speaks to the particular mechanism within poetry that can meet such thirst. Tenderness is the dynamic tension between bearing witness to our shared fragility and strengthening our capacity for wholehearted presence and connection with ourselves and each other. It is the alchemy of kindness that can distill cold facts into feelings, thaw a hardened heart, and show us how we're not alone. Like a teardrop, a gesture of tenderness can be small and exact, yet it can quench us with vital sustenance and healing.Strangely, the image of a teardrop has seeped into my morning practice like a quiet teaching. As I reach for some nearby poem, my mind skidding over the uneven terrain of the hours ahead, I pause to take a breath, and it occurs to me: I can carry a teardrop inside this day. Most authentic mindfulness practices seem strange to the outer gaze, but their effectiveness lies in the specificity and earnestness with which we orient toward them. So, here it is: a useful practice, an invisible resource to mind my life. One way I am learning to soften.__+ Join me every month for movement + meditation exclusively for paid supporters of The Guest House. Our next practice will be live on Thursday, December 18, at 9 am MT / 11 am ET, and will be shared via replay soon thereafter.+ Back to a regular studio class! Join me at YogaSource in Santa Fe every Wednesday morning, 9-10:15 am MT / 11 am-12:15 pm ET for Dynamic Practice. This class is live and not recorded. Join in-person or virtually from home. Register directly through the studio here.+ Two deeply envisioned retreats in the year to come: first at Beyul Retreat in the pristine wilderness surrounding Aspen, Colorado, for an extended Memorial Day weekend, May 21-25, 2026; then at world-class Ballymaloe House in County Cork, Ireland, September 20-26, 2026. All the details here.Together, we are making sense of being human in an era of radical change. Your presence here matters. Thank you for reading, sharing, ‘heart'ing, commenting, and subscribing to The Guest House. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit shawnparell.substack.com/subscribe

It's a review episode! I'm joined by 2 of my Bluesky buddies Ellen and Michaela to talk Stranger Things season 5 volume 1. I'm also joined by friend from the Cowboys Collective J.R. to talk about the Cowboys loss to the Lions last Thursday. Join the conversation email the show 0to100pod@gmail.com and follow me on Bluesky @wcwpoet.blacksky.app

Wendell Willkie accused FDR in 1940 of preparing to send America into a world war. Strangely, Adolf Hitler said in 1938 that if Churchill came to power, he would “immediately start a new world war.” Few would dispute that the British conspired, at least with the Poland war guarantee, to drive Germany to war with rejection of its negotiations over Danzig. If not that, Churchill's fear of an economically superior German state. Likewise, FDR supplied weapons and ships to the British, instituted a draft, and prepared for war long before Poland. Furthermore, he strangled Japan economically until they had no other choice, on top of western stagnation for negations, to respond. The end result of German and Japanese aggression is his-story, but what cultivated such conditions? That is the “back door to war” proposal.*The is the FREE archive, which includes advertisements. If you want an ad-free experience, you can subscribe below.WEBSITEFREE ARCHIVE (w. ads)SUBSCRIPTION ARCHIVE-X / TWITTERFACEBOOKINSTAGRAMYOUTUBERUMBLE-BUY ME A COFFEECashApp: $rdgable PAYPAL: rdgable1991@gmail.comRyan's Books: https://thesecretteachings.info - EMAIL: rdgable@yahoo.com / rdgable1991@gmail.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-secret-teachings--5328407/support.

Tony begins his advent series in this sermon. He is looking at what various people said about Jesus, in the gospels. Today sermon looks at what The Father said about Jesus and what the demons said about Jesus. Strangely similar but from completely different perspectives.

This playlist is 65% vinyl friendly. Very poor. Scorchio! ‘1960/1970 Vintage Stereo Design Record Player, in bright orange, the emblematic colour of the 1960 and an example of Mod Ultra Space Age Pop Art Raymond Loewy? France French Designer Museum-worthy‘ says the Etsy seller, adding ‘It has a few cracks, one of the speakers has a small tear in the cloth and may need an overhaul, a full check up to see how and if it works and if it is complete… WE HAVE NEVER TRIED TO USE IT AND I DO NOT KNOW IF IT WORKS OR PLAYS.‘ Thank flip it’s down to €4600, from €7100. Any track marked * has been given either a tiny or a slightly larger 41 Rooms tweak/edit/chop and the occasional tune might sound a bit dodgy, quality-wise. On top of that, the switch between different decades and production values never helps in the mix here. And a bit of a croak in my voice here and there. A temporary glitch, hopefully. Lyric of Playlist 146 Trickery involved but it has to be The Bots! 00.00 (Intro) THE FLAMINGOS – Stars (Edit) – Unreleased demo – 1983. Episode #1 for info. 00.41 NEW ORDER – Ruined In A Day (Reading Festival, 1993) – In Concert – 577, CD – BBC Transcription – 1993 I and my four-year-old, Alice were there, on what was a triumphant return, with the wonderful ‘Ruined’ in amongst new numbers from the band’s then recently released Republic album nobody would have previously heard in a live setting. BBC Transcription Services recordings – produced to service radio stations and usually for a very limited time frame for broadcast – had moved from vinyl to CD but with runs still only in their low hundreds New Order completists would be struggling to own a copy of this one… and I don’t. 04.42 MERIC LONG – A Small Act Of Defiance – Kablooey, LP – Polyvinyl Record Company – 2025 Book-ending a bunch of releases through the years as a member of The Dodos, Kablooey is seemingly Long’s first solo release under his own name since 2006. 07.43 BIOCHEMICAL DREAD – False Kings Of The Earth – 12″ – Pulsolid – 2004 Besides his work with Cabaret Voltaire this 12″ demonstrates there are gaps in my knowledge of Richard H. Kirk’s lengthy discography elsewhere. A copy of ‘False Kings… ‘ however is currently heading my way. RIP, Richard. 13.21 DARKSIDE – One Last Nothing – Download only – Matador – 2025 Including a past member of the 41 Rooms playlist parish, Nicolas Jaar, a US trio currently NOT releasing a 12″, though their Bandcamp visual hints otherwise. 18.32 AGENTS WITH FALSE MEMORIES – Agents With False Memories (extract), CD only – Ash International / Soleilmoon Recordings – 1996 Extract, indeed as Richard H. Kirk promptly returns to show 146 with this four minute snippet from a 53 minute track. 22.34 HUMANIZER – Shinobi – ? – ? – 2000s? Ignoring the slight Liam Gallagher drawl and with zero connection to any Death Metal band of the same name, this might have been Manchester sourced… and maybe with a Peter Hook connection. That’s what I’m vaguely remembering… from over a decade ago. Dunno… A ‘demo’ version, minus vocals, might also get an outing here at some point. 27.08 DIFFERENT GEAR – A Little Bit Paranoid (Extended Mix) * – 12″ – City Rockers – 2002 Courtesy of a ‘Phil Dirtbox’, the vocal is the winner here. 32.59 MERZ – Sorrow In The Sky (Nightingale Vs The Crow) – 7″ b-side – Lotus Records – 2002 The stuff that people sing about… and here with gusto and passion, to boot! 36.55 LUSCIOUS JACKSON – Why Do I Lie? (Sessions at 54th, 11.97) – Stream only – 1997 Vocalist, Jill Cunniff’s tale of lying sounding best live! 40.13 THE POPPY FAMILY – I Was Wondering – 7″ – London – 1971 A bit of a strange arrangement, this one. Albeit with a key change in there – verses with no choruses! Weird and wonderful… and maybe a bit brave in the pop world of the early ’70s, where the only PF track I remember hearing as a young teen was Which Way Are You Going Billy? That won’t be getting a 41 Rooms spin. 42.43 SOPHIE JAMIESON – Camera – I Still Want To Share, LP – Bella Union – 2025 Being over in Brighton recently it seemed appropriate I buy her clear vinyl album from the Bella Union shop and re Camera? It’s the subtle build in Sophie’s vocal and she’ll be here again at some point. 46.59 MARTYN BATES – The Rhyme Of Miracles – Arriving Fire, CD only – Ambivalent Scale – 2014 Martyn instils presence in a tune like few others for me. 50.28 JOSE FELICIANO – First Of May – 7″ b-side – RCA – 1969 ‘Feliciano seems to be on a heavy Bee Gees kick… after ‘Marley Purt Drive,’ he now does ‘First Of May’ and ‘Gotta Get A Message To You.’ And with his highly stylised projection, Jose manages to make them sound totally removed from anything the Gibb brothers originated’. – Disc (edited review of the album, 10 to 23), 15.11.69. As far as I know the Bee Gees tune was only ever released on a 7″ (my ‘format of choice’) for Jose in Mexico, New Zealand, Philippines and Spain and never as an A-side and arranger, Al Capps most probably winced if he ever got to see the NZ pressing below. Strangely, Jose’s very rarely performed the song live. I’ve only noted it three times, including two at London’s Jazz Cafe, in 1996 and again in 1998 and at the former it surfaced nearly under duress. With the audience (maybe unsurprisingly) constantly shouting out for past JF favourites Jose countered, ‘You know there’s a lot of songs you people ask me for that unfortunately… and I’m not being rude, a lot of artists are rude, they do it on purpose, but some of the songs that you ask me to sing, do you know that I haven’t sung them in years and I’ve forgotten the words and rather than make an ass out of myself that’s why I don’t sing them, OK? So, don’t take it personal… I don’t sing those songs anymore. But I’ll tell you what though there’s some that you ask for that I do remember, like this one. I hope that this one will satisfy you.’ That rare sighting was even more surprising considering Jose had taken the rare move of including his own recording of the song when guesting on Brian Matthew’s My Top Twelve for BBC Radio 1 back in June 1974. 54.11 JAPAN – Alien – Quiet Life, LP – Ariola Hansa – 1980 Bedford: Heronscroft, Putnoe, 1980 and Winkles, 1981… with a few Japan gigs thrown in at the time. 58.47 JOHN CALE – Chinese Envoy (M:FANS) – M: FANS, 2 LP – Double Six – 2016 ‘Approached as a reinterpretation of Cale's 1982 improvisational album, Music for a New Society… M:FANS is something of a funhouse mirror reflection of that work, using the basic song-structures of the original album as a starting point and using time, experience and the technological advances of the ensuing years to bring a new focus to the tunes. Some selections are comfortably familiar, while others have a significantly different footprint‘. – KCRW 01.02.32 ICEHOUSE – No Promises (Dance Mix) * – 12″ – Chrysalis – 1990 Fully five years after the track had seemingly done its thing it got an extended outing in Spain. 01.07.58 DAVID BOWIE – This Is Not America (BBC concert) – Bowie At The Beeb, 2CD – EMI – 2000 Part of Bowie’s special set for a small invited audience at the BBC’s Radio Theatre, in London, June 2000. 01.11.29 JOHNNY KEATING – Theme from Z-Cars (Johnny Todd) – 7″ – Piccadilly – 1962 Did I realise the grittier scripts involved here than had been delivered by Jack Warner’s strolling forerunner, Dixon Of Dock Green? Nah, I was five when Z-Cars kicked off but the theme (based on the traditional folk song, Johnny Todd) still brings a fuzzy feel. And Wikipedia will give you the full story on why Everton FC players come out to the tune at home games. 01.13.22 MARC COHN – ‘Walking in Memphis (Mahna Mahna)’ – Stream only – 1990’s? Cohn definitely wouldn’t have seen this coming, as the self proclaiming Mahna Mahna and the Snowths duo upstage him in a short but cheeky mashup (of sorts) I happened on via Youtube a couple of decades ago. I’ll openly admit I was a Muppets fan when they first aired on UK TV back in the mid ’70s and with Statler & Waldorf the stars for me I remember walking my girlfriend of the time, Jill home from work and then running up the hill to my house to record the show. Pre the age of video recorders, at one point there was a stack of ten to twenty AGFA(!!) cassette tapes of the shows in my bedroom. Getting back to Cohn, the fact he’s ‘racing’ a bit here actually adds to the cheeriness and I salute whoever was involved. 01.14.44 BERNARD CRIBBINS – The Hole In The Ground – 7″ – Parlophone – 1962 And like the Z-Cars theme I was five when this was released and I’d have definitely been singing this one in the years close after – and weirdly, although it’s the second tune from ’62 on this show, it’s not the last. 01.16.27 THE BOTS – Fuzzy Math – George W. Bush Greatest Hits, v/artists, CDr only – Spin The World – 2004 I heard this cut and paste work of art somewhere around its ‘release’ and as of 2004… ‘… utilizing the revolutionary Presidential Truth Filter(PTF). The PTF operates like this: All presidential statements are recorded, and made into a huge database. The database is searchable by speech, phrase, keyword, emotional intensity, etc. In parallel, an analysis is made of the historical circumstances of the particular presidency. The question must be asked, what is this man (all men so far…) really all about? What is a defining characteristic of this presidency? The final question which must be addressed by the PTF is, how can we use the assets in the database to concatenate the truth, and make the President speak it? The first attempt was Bushwack, in 1992. This turned into a huge hit before the Presidential election in 1992, though BMI denied that it was ever on the air at all. Through October of that year, stations such as San Francisco’s Live105 were playing it almost hourly. In 1997 Rock The House was a popular download at an early digital music download startup, muzic.com. In 2003 Bushwack2 was released at about the start of the Iraq war. The mood of the song is quite grim, as the truth of those times was interpreted by the PTF. In 2004, the PTF was reprogrammed to emphasize economics and general silliness, and Fuzzy Math was born. We think it’s the best one yet. Judge the results for yourself’. – thebots.net 01.19.26 DREXCIYA – Black Sea – The Journey Home, 12″ EP – Warp – 1995 First heard on either of Colin Faver’s or Colin Dale’s techno shows on KISS FM. Sounds more likely it was the former. 01.24.58 E-DANCER – Heavenly * – 12″ – KMS – 1997 The Inner City (‘Big Fun’) man, Kevin Saunderson with his techno head on. 01.28.51 CHARLES WEBSTER – Your Life * – 12″ – Peacefrog – 2000 Pitched up a bit (‘+3%’ says my file iD) this is a class slice of soulful techno/house. 01.33.11 CHARLOTTE DAY WILSON – Selfish – Download only – Stone Woman Music – 2025 This r&b musician has been around for a decade or so but I wouldn’t have guessed, judging by this slight departure to a ’90s UK garage feel (first half anyway). It suits her. 01.36.48 BENCH – Felice – Bliss, 2LP – Cylinder Recordings – 2000 The fifth appearance on 41 Rooms to date for this pretty much forgotten duo. 01.39.36 BLUE STATES – Your Girl – 12″ EP – Memphis Industries – 1999 First heard on a compilation CD a mate of mine, Sid put together, of fave tracks forwarded by mates of his. Not their own tracks, you understand. 01.43.45 THE MIRACLES – I’ll Try Something New – 7″ – Tamla – 1962 Hellfire! Those breakdown strings mid way are a bit of a jolt! Easy, Smokey! Writer, Robinson’s own version is actually the third to make it to 41 Rooms and his vocal arrangement sounds more like a remake than either Kiki Dee’s ‘straighter’ take or even the Supremes and Temptations stab at the song, when chronologically they both followed this Miracles single. 01.46.14 SMITH & MUDD – Blue River – 2LP – Claremont 56 – 2007 Electronic… downtempo… shuffling… drifting… or maybe flowing. 01.48.38 MERZ – A.M. (Good Morning) * – Single-sided, white label 12″ only – 1995 The second artist to return this show, multi instrumentalist and songwriter, Conrad Merz and his at times very idiosyncratic vocal (‘Many Weathers Apart’, for instance) seem to have trodden their own path through the years. 01.53.45 CRAIG ARMSTRONG (feat ELIZABETH FRASER) – This Love (& The Life That I Have) * – 41 Rooms Soft Mash Up only – Early 2000s I grabbed the extra voice – Virginia McKenna as Second World War spy Violette Szabo, reading the code poem The Life That I Have at the end of the film Carve Her Name With Pride – fully thirty plus years ago and I had a stab at floating it over This Love a long time ago but recently had another go. Aided by Jazz The Glass, we pitched her down slightly and then I took out a chunk of the poem in the second half. Not that it’s going to happen but I reckon it would need the song itself re-arranged/edited to work perfectly but methinks the idea is still a cool one. Show 147 hopefully surfaces Jan 4. Dec x The post Post Punk Plus Podcast Playlist 146 – Original upload 7.12.25 appeared first on 41Rooms.

Building a Financial Advisory Firm That Puts Clients First: An Inside Look at the Process Meta Description: Discover why Tom Dupree founded Dupree Financial Group in Lexington, Kentucky—focusing on personalized investment management, team accountability, and retirement planning for local clients. For pre-retirees and retirees in Kentucky searching for personalized investment management, understanding the “why” behind your financial advisor matters just as much as the “how.” In this special episode of The Financial Hour of The Tom Dupree Show, Tom Dupree Jr. and Mike Johnson share the founding story of Dupree Financial Group—a journey that began with a simple walk in the woods near Natural Bridge in Kentucky in February 2002 and evolved into a comprehensive wealth management approach designed specifically for Lexington-area retirement investors. The Origin Story: From Brokerage Dissatisfaction to Independent Registered Investment Advisor Tom Dupree recalls the pivotal moment that sparked the creation of Dupree Financial Group. Walking through the woods with his young son James on his shoulders, he realized the traditional brokerage firm model wasn’t aligned with the future he envisioned for his family and clients. “I got this joy, this excitement in my heart thinking about doing this,” Tom explains. “I was in no position to do it at all. I didn’t have any money. Strangely, my banker approved me for a loan to actually go get the office space and get it fitted up. And that fit-up is still the same fit-up we’re using. We have not changed it.” The firm officially opened in 2003, but Tom identifies 2010 as the true beginning of Dupree Financial Group as it exists today. That’s when the firm disassociated from an outside brokerage and became an independent Registered Investment Advisor (RIA). “In 2010, we disassociated ourselves with an outside brokerage firm and became what’s called an RIA, a Registered Investment Advisor, which meant that now we’re not paying 25% of our revenues to an outside firm,” Tom shares. “That enabled us to do a lot more internally, and it really was the beginning of the firm that we know today.” Key Takeaways: Why Dupree Financial Group Started Client-focused mission: Created to serve average retirement investors who wouldn’t necessarily get attention from major brokerage firms Cost structure advantage: Lower overhead means smaller accounts receive meaningful attention and personalized service Local accountability: Designed specifically to respond to clients in Lexington, Kentucky, and the surrounding region Team approach: Built from the ground up to provide collaborative service rather than single-broker relationships Independence: Becoming an RIA in 2010 eliminated the pressure to use proprietary products and allowed true fiduciary responsibility Personalized Investment Management vs. Mass-Market Approaches One of the core distinctions Tom emphasizes is the difference between Dupree Financial Group’s model and the mass-market approach taken by larger national firms. Rather than assigning clients to investment counselors within a large hierarchy, Dupree Financial Group provides direct access to portfolio managers who actually research and select the investments. “When you’re talking to somebody, to one of us, the team that you’re talking to is also the team that is designing your investment portfolio, actually helping pick stocks and bonds to own in the portfolio,” Tom explains. “Now why is that a big deal? Well, when I was with Brand X, they had a guy in New York who was brilliant, and he really was brilliant, and he was a stock picker. You didn’t ever talk to him, but he would publish a list of things that you ought to buy.” That approach failed catastrophically during the 2001-2002 market downturn, when many clients saw portfolios decline 50% with little communication or accountability from their advisors. “It wasn’t so much the fact that everything went down, although that was a big part of it, but it was the lack of communication,” Tom notes. “It was not being willing to be accountable for what really had happened, and they just clammed up.” The Dupree Difference: Direct Access and Transparency Mike Johnson highlights several critical advantages of the Dupree Financial Group model: Team collaboration: Multiple professionals work together on research and portfolio management, producing better outcomes than single-advisor approaches Direct communication: Clients speak directly with the team members who make investment decisions Own investment selection: The firm conducts its own research and calls companies directly rather than relying on buy lists from headquarters Local presence: All revenues stay local and are reinvested in client services rather than flowing to Wall Street firms “The service team is way more aligned with the investment team,” Mike explains. “It’s not two separate functions sitting in the same room.” Investment Philosophy: Focus on Income and Risk Mitigation for Kentucky Retirement Planning Unlike money managers competing to beat specific indices, Dupree Financial Group takes a different approach focused specifically on retirement investors’ needs. This investment philosophy prioritizes income generation and risk mitigation over performance rankings. “We’re not trying to beat any index. We’re just investing in things that we see are good that we think meet our parameters for what we’re looking for,” Tom states. “The why is it’s a focus on risk mitigation, and it’s a focus on income. Those things actually make it pretty easy for us once we tie down the parameters of what we’re looking for.” Mike Johnson references a quote from investment manager Howard Marks that encapsulates a key industry problem: “If you want to be in the top 5% of money managers, you have to be willing to be in the bottom 5% too.” That statement, Mike explains, highlights the perverse incentives created when advisors chase index performance rather than focusing on actual client needs. Real Portfolio Examples: How the Strategy Works The team shares several examples of their investment approach in action: The 6.5% Dividend Stock: “We bought it in June. This company, our listeners would be familiar with. At the time, it had a six-and-a-half percent dividend yield, and the valuation was attractive when you look at the hard assets that they had. We felt some things could go right for the company over the next couple of years. And in the meantime, the stock had gone down significantly, so there was a lot of bad news priced in already. Since then, the stock has gone up to what we thought it would go up to over the next two to four years. It just did it in four months.” The Grocery Company: “We invested in a company the other day—it was a grocery company well known within Central Kentucky. It’s gotten cheap. We just knew it as being a household name that pays a small dividend.” The Clothing Brand: “It’s kind of a clothing company, well-known. It puts out some major, well-known brands. The thing’s gone from a hundred dollars to 30-something, so we decided to take a look there. That one pays a pretty good dividend.” These examples demonstrate the value-focused, income-oriented approach that differentiates Dupree Financial Group from index-chasing strategies. The Team Approach: Building Long-Term Relationships Over Transactions A fundamental principle at Dupree Financial Group is the shift from transactional relationships to ongoing partnerships. Tom explains how his years at major brokerage firms taught him what he didn’t want to replicate. “One thing that I learned in the big firms was that it’s always about the transaction. It’s about the trade,” Tom recalls. “You were constantly having to pursue that trade, do this trade with this client, do that trade with that client. I didn’t want it to be about the trade anymore. I wanted it to be about the relationship.” This philosophy manifests in several concrete ways: Regular review process: Unlike transactional brokerage relationships, Dupree Financial Group built systematic client reviews into the firm’s DNA from the beginning No pressure to sell: Because clients have already committed to the process, meetings focus on education and information rather than sales Team accountability: Multiple team members take responsibility for each client rather than the single-broker model Transparent communication: When investments don’t work out, the team explains why openly rather than avoiding difficult conversations “When our clients come in for a review or they call with a question, they know we’re not trying to sell them anything,” Mike emphasizes. “It’s informational. It’s actually something they can use.” Direct Company Research: An Uncommon Practice One aspect of Dupree Financial Group’s approach that sets them apart is their practice of directly contacting companies they invest in—something Tom notes is rare among medium and small-sized investment advisors. “We do calls with these companies. In some cases, we’ve gone to visit them—the actual company itself that we’re investing in,” Tom explains. “That would’ve been unheard of in our previous setup. A big part of what we do is talk to the clients—I say clients, the businesses that we invest in. We talk to them, we want to find out what they’re doing, learn a little bit about management and do the best we can to really do our due diligence.” This hands-on research approach provides insights that buy lists and analyst reports simply cannot match. Four Generations of Financial Service: The Dupree Family Legacy The commitment to serving clients runs deep in the Dupree family history. Tom shares how his grandfather entered the investment business around 1920 in Louisville, Kentucky, selling preferred stock for Louisville Gas and Electric directly to the public before moving into municipal bonds. “My grandfather was the first one of our line that was in the investment business,” Tom explains. “Then my dad got into the business after being in the navy, I think it was around 1955 in Harlan, Kentucky. Then me and now my two sons are in the business.” Tom’s father moved the family to Lexington in 1963 and founded Dupree and Company, which managed municipal bond issues and eventually started the Kentucky Tax Free Mutual Fund in 1979. “Their idea was always to make a thing for clients that the clients could use, that was a retail thing,” Tom notes. “And so I carried that concern for the clients into what I did when we started Dupree Financial Group.” This multi-generational focus on creating client-centered investment solutions forms the foundation of the firm’s culture today. Tom’s sons, Clark and James, are involved with Dupree Financial Group, making the fourth generation of Duprees in the investment business. The Evolution: Early Struggles to Established Success Tom is refreshingly transparent about the challenges of the firm’s early years. After opening in 2003, success didn’t come easily or quickly. “It certainly was frightening during those early days of opening the firm and wondering if anybody would ever show up,” Tom recalls. “We did all these seminars, lots of them, over a hundred. People would show up, and now and then we’d get a client out of it. It took a lot of work.” The firm began regular radio broadcasts around 2008, which helped build awareness and credibility in the Lexington community. But the real transformation came in 2010 with the transition to RIA status. “When we became an RIA, it opened up possibilities for investment options that we didn’t have before,” Mike reflects. “It got the pressure of the heavy hand off to use proprietary products. That hand was always on you. And so that was lifted. It was like the skies opened up that you had this flexibility now.” Mike adds a crucial point about this transition: “At the same time, that was a sobering feeling. Now it was on you. You can’t blame it on anybody. But from our client’s standpoint, that was something that was a positive because the accountability increased for the firm.” Client Retention: The Ultimate Validation Perhaps the strongest validation of Dupree Financial Group’s approach is client retention. Tom notes that the firm keeps clients longer and longer—a testament to the relationship-building model. “We seem to be keeping clients longer and longer, so evidently we did something right,” Tom observes. “Once we got the buggy built, we really haven’t fooled with it much. We’ve tried to do some tweaks here and there, but the basic chassis has served us pretty well.” Why the “Why” Matters for Kentucky Retirement Investors For pre-retirees and retirees evaluating financial advisors, understanding the “why” behind a firm’s approach provides crucial insight into what kind of service you’ll receive. Dupree Financial Group’s founding principles remain consistent today: Serve retirement investors who might not get attention from large brokerage firms Maintain local presence and accountability in Lexington, Kentucky Provide team-based service rather than single-advisor relationships Focus on income and risk mitigation rather than index performance Conduct independent research and select individual investments Build long-term relationships rather than pursuing transactions Communicate transparently about both successes and setbacks As Tom reflects: “It really wasn’t about the investment performance. It’s about the touch, it’s about the accountability, those sorts of things. And that’s the kind of thing we’ve set up. That was what I envisioned when I started this thing—that we would give the clients more of what they should have been getting at the Wall Street firms.” Ready to Experience the Dupree Financial Group Difference? If you’re approaching retirement or already in retirement and want a local financial advisor who prioritizes transparency, accountability, and personalized service, Dupree Financial Group invites you to experience the difference that a client-first approach makes. Schedule your complimentary portfolio review today: Call: (859) 233-0400 Visit: www.dupreefinancial.com Get Personalized Analysis: Request your portfolio consultation Don’t settle for mass-market investment approaches or impersonal service from distant Wall Street firms. Work with a team of Kentucky financial advisors who do their own research, communicate directly with you, and keep your retirement goals at the center of every decision. Explore more insights on Kentucky retirement planning strategies and listen to additional episodes in our Market Commentary archive. Frequently Asked Questions About Dupree Financial Group What makes Dupree Financial Group different from large brokerage firms? Dupree Financial Group operates as an independent Registered Investment Advisor (RIA), meaning the firm doesn’t pay commissions to Wall Street parent companies and doesn’t face pressure to use proprietary products. The team that meets with clients is the same team that researches and selects investments, providing direct accountability and transparency. All revenues stay local and reinvest in client services rather than flowing to distant corporate headquarters. Why did Tom Dupree start his own financial advisory firm? Tom founded Dupree Financial Group in 2003 after 19 years with a major brokerage firm, where he witnessed the limitations of the transactional, sales-focused model. He envisioned creating a firm that would serve average retirement investors with personalized attention, team-based accountability, and a focus on long-term relationships rather than individual trades. The firm became truly independent in 2010 when it transitioned to RIA status. What is the investment philosophy at Dupree Financial Group? Unlike money managers competing to beat specific indices, Dupree Financial Group focuses on income generation and risk mitigation for retirement investors. The team conducts its own research, including direct calls to companies they invest in, and selects individual stocks and bonds based on dividend yield, valuation, and margin of safety rather than trying to match or beat market benchmarks. How does the team approach at Dupree Financial Group benefit clients? The team model means clients receive the collective expertise of multiple professionals rather than relying on a single advisor’s perspective. Multiple team members share responsibility for each client account, improving service levels and ensuring continuity. This collaborative approach produces better research outcomes and provides clients with consistent access to knowledgeable professionals. What types of clients does Dupree Financial Group serve? Dupree Financial Group specializes in serving pre-retirees and retirees, particularly those who might not receive personalized attention from large brokerage firms. The firm’s cost structure allows them to provide meaningful, customized service to clients with retirement accounts of various sizes, with a focus on the Lexington, Kentucky area and surrounding regions. How often does Dupree Financial Group communicate with clients? Regular client reviews are built into the firm’s DNA from the beginning. Unlike transactional brokerage relationships where communication happens only when making trades, Dupree Financial Group maintains ongoing dialogue with clients through systematic review processes. These meetings focus on education and information rather than sales, since clients have already committed to the firm’s investment process. Does Dupree Financial Group charge fees or commissions? As a fee-based Registered Investment Advisor, Dupree Financial Group operates under a fiduciary standard, meaning it’s legally required to act in clients’ best interests. This fee-based structure eliminates conflicts of interest inherent in commission-based brokerage relationships and aligns the firm’s success with client outcomes. Disclaimer: This content is for informational purposes only and does not constitute investment advice. Past performance does not guarantee future results. Please consult with a qualified financial professional regarding your specific situation. The post Why Independent Financial Advisors Choose Income Over Index Performance for Retirement Portfolios appeared first on Dupree Financial.

Isaiah 47:1-15 ; Isaiah 48:1-22 Introduction This week is the beginning of Advent Anticipation of Christ's first coming When Christ was born shepherd's saw heaven's filled with angels proclaiming Him Luke 2:14 “14 “Glory to God in the highest, And on earth peace, goodwill toward men!”” Strangely (perhaps)…

Some reflections on mosaic tiles, doing things a little at a time, and failure. With a brief aside about the longest beard in Braunau. . Kickstarter Link! - http://kck.st/4hLoqJW

26 year old Kierra Coles Kierra Coles from Chicago has been missing since October 2, 2018. At the time of her disappearance, Kierra was three months pregnant and working part time as a letter carrier for the postal service, while also driving for Lyft. hat evening, Kierra left her home with an unidentified man in her car. She was last seen later that night on CCTV at an ATM. Strangely, her car was returned and parked near her apartment by an unidentified man, but Kierra has never been seen again.Contact us at: weeknightmysteries@gmail.comInstagram - https://www.instagram.com/weeknightmysteriesTikTok - https://www.tiktok.com/@weeknightmysteries

"McElroy & Cubelic In The Morning" airs 7am-10am weekdays on WJOX-94.5!!See omnystudio.com/listener for privacy information.

Clarita Villanueva was orphaned before she was teenager. With no one to care for her, Clarita began living on the streets of Manila, dancing for money and prostituting herself to degenerates. But things were about to get even worse for the poor girl… demonically worse. IN THIS EPISODE: It's been said that the average person walks past at least sixteen murderers in their lifetime. A chilling thought. But when you know that a serial killer is on the loose, you look at each stranger you meet as a potentially dangerous encounter. And right now in the UK they have a serial killer still at large targeting easy victims… the country's elderly. (UK's Senior Citizen Serial Killer) *** While the Spiritualism Movement caught fire in the 1840's with the Fox Sisters and stayed fairly strong for some time, after the 1920s most of the teachings and those soaking it in began to dwindle. Strangely though, there seems to be a kind of resurging interest in one particular man's writings here in the 21st century. Many are intrigued by the “secret teachings” of Manly P. Hall. (The Secret Teachings of Manly P. Hall) *** In May, 1987, Kenneth Parks walked into a police station and confessed, “I just killed two people; I've just killed my mother‑ and father‑in‑law.  I stabbed and beat them to death.  It's all my fault." Case closed, right? Well no… because it appears he might've been sleepwalking when he committed the murders. (The Sleepwalker Defense) *** When the body of Elva Shue was found next to her bed, it was assumed to be an accident. But her spirit refused to rest until someone investigated further. Her ghost was crying murder. (The Ghost That Solved a Murder) *** Clarita Villanueva was orphaned before she was teenager. With no one to care for her, Clarita began living on the streets of Manila, dancing for money and prostituting herself to degenerates. But things were about to get even worse for the poor girl… demonically worse. (The Girl Bitten By Devils) CHAPTERS & TIME STAMPS (All Times Approximate)…00:00:00.000 = Show Open00:02:33.534 = The Girl Bitten By Devils00:15:34.375 = ***UK's Senior Citizen Serial Killer00:25:00.892 = Secret Teachings of Manly P. Hall00:37:27.100 = ***The Sleepwalker Defense00:45:32.235 = The Ghost That Solved a Murder00:49:33.781 = Show Close*** = Begins immediately after inserted ad breakSOURCES and RESOURCES:“The Girl Bitten By Devils” by Brent Swancer for Mysterious Universe: https://weirddarkness.tiny.us/4n7nmhvbBOOK: “The True Story of Clarita Villanueva” by Les Sumrall: https://amzn.to/3QKDzx4BOOK” Stranger Than Science” by Frank Edwards: https://amzn.to/3AcNiVH“UK's Senior Citizen Serial Killer” from LollyTrue Crime for Mystery Confidential: https://tinyurl.com/y4q5u9ga“The Secret Teachings of Manly P. Hall” by Mitch Horowitz for New Dawn Magazine: https://weirddarkness.tiny.us/4bfj8e5j“The Ghost That Solved a Murder” by Doug MacGowan for Paranorms.com: https://weirddarkness.tiny.us/ever42yx“The Sleepwalker Defense” by Romeo Vitelli for Providentia: https://weirddarkness.tiny.us/76fdt49e=====(Over time links may become invalid, disappear, or have different content. I always make sure to give authors credit for the material I use whenever possible. If I somehow overlooked doing so for a story, or if a credit is incorrect, please let me know and I will rectify it in these show notes immediately. Some links included above may benefit me financially through qualifying purchases.)= = = = ="I have come into the world as a light, so that no one who believes in me should stay in darkness." — John 12:46= = = = =WeirdDarkness® is a registered trademark. Copyright ©2025, Weird Darkness.=====Originally aired: February 23, 2021EPISODE PAGE (includes sources): https://weirddarkness.com/DevilsBiteGirlABOUT WEIRD DARKNESS: Weird Darkness is a true crime and paranormal podcast narrated by professional award-winning voice actor, Darren Marlar. Seven days per week, Weird Darkness focuses on all thing strange and macabre such as haunted locations, unsolved mysteries, true ghost stories, supernatural manifestations, urban legends, unsolved or cold case murders, conspiracy theories, and more. On Thursdays, this scary stories podcast features horror fiction along with the occasional creepypasta. Weird Darkness has been named one of the “Best 20 Storytellers in Podcasting” by Podcast Business Journal. Listeners have described the show as a cross between “Coast to Coast” with Art Bell, “The Twilight Zone” with Rod Serling, “Unsolved Mysteries” with Robert Stack, and “In Search Of” with Leonard Nimoy.DISCLAIMER: Ads heard during the podcast that are not in my voice are placed by third party agencies outside of my control and should not imply an endorsement by Weird Darkness or myself. *** Stories and content in Weird Darkness can be disturbing for some listeners and intended for mature audiences only. Parental discretion is strongly advised.#WeirdDarkness #DemonicPossession #ParanormalHistory #TrueParanormal #PhilippinesMystery #UnexplainedMysteries #PossessionCase #SupernaturalStories #HauntedPrison #TrueSupernatural

Some time ago on the 11th of September, we gave this talk on the very heart of our tradition and practice. September 11th in 1893 was the day Swami Vivekananda opened his transmission to the West (and the the world at large) at the Parliament of World Religions so for us it is a very sacred day when we commemorate the "turning of the wheel of dharma" yet again! Strangely, I haven't uploaded this talk until now. It felt fitting to do so since as I type this, we are in the midst of the vrśchika sankranti, that is, the sun's transition from the solar house of tulā (libra) and into vrśchika (scorpio) as per the Vedic system. Moments like this are considered incredibly auspicious for spiritual practice. There's also a flavor of a new beginning, of turning over a new page. As such, it is important to return to the fundamentals at a time like so there couldn't be a better moment for this video, I realize! In this talk, we describe Sri Ramakrishna's approach to Tāntrik spiritual practice which is really, at its core, the sincere and fervent performance of ritual worship, pūjā. If as a result of this talk, you're inspired to take up a dedicated pūjā practice, here is our playlist for step by step, mantra by mantra instruction for pūjā. May all be flame with awakened Consciousness! Jai Mā!Support the showLectures happen live every Monday at 7pm PST and again at Friday 11am PST Use this link and I will see you there:https://www.zoom.us/j/7028380815For more videos, guided meditations and instruction and for access to our lecture library, visit me at:https://www.patreon.com/yogawithnishTo get in on the discussion and access various spiritual materials, join our Discord here: https://discord.gg/U8zKP8yMrM

People are arguing online about the attractiveness of Melania Trump as opposed to Rama Duwaji. Apparently it's necessary to have such useless tribal and trivial debates in order to cope with two failed political systems. On the other hand, this might remind one of the “Which Way Western Man” meme that went super viral on social media. Earlier in 2025 across all the major social media platforms an image of Sydney Sweeney was compared to one of former Japanese idol-Saori Araki and men were asked to vote for which was more preferable. Most men also had no idea who Araki was, instead believing it to be some random asian girl. In every poll and survey, men from all over the world and Internet, though some women may have voted and some men may have voted more than once - these were unofficial polls - chose the seemingly random asian woman in a business suit over a sultry photo of the Hollywood blonde bombshell. The reason? Araki appeared “relatable,” “wholesome,” and most importantly “low-maintenance.” Sweeney appeared the total opposite. Turns out that Araki was also a model, too, but yet embodied a different presence as a girl in comparison with Hollywood standards. Attraction is about more than sex appeal and it appears that guys in these surveys preferred innocence as opposed to worldliness. How could this be when women were taught by fashion, makeup, the media, and subgroups of men that Sweeney is the ideal human female? Remember, Araki was also a model but embodying a different style completely. No blatant sexuality, cleavage, rear-end shots, or dumb expression. Just cute and innocent. Yes, these things are cultural, relative, subjective, and prone to change, but something else was happening here. Strangely, Araki's image is not unique, since conservatives have embraced the “trad wife” motif online, which represents all the same qualities of the former idol. For conservatives, however, Sweeney was the standard, and possibly so because she represents the total opposite of the alternative option: fat, dyed hair, obnoxious, loud, assertive, masculine feminists who have come to represent all western women. Compare Sweeney to some girl in Asia and she still loses. Maybe conservatives don't understand femininity either. Is it a defending of what some politically see as “white culture,” or is there more to the story?We are simultaneously watching statistics build an indication that men overwhelmingly reject fake women, their careers, personalities, and even overt sexuality in favor of simplicity and kindness. This goes for obnoxious liberal women and fake conservative women too. Nowhere is this more evident than in the ironic OnlyfansTV which now offers fully clothed woman doing the unthinkable - cooking. That's right, former and current porn stars, mostly well established ones that need no publicity, trying to stay relevant by embracing cooking while being fully dressed. It's almost as if the problems have corrected themselves. Women are now saying, “okay, you'll pay me to keep my clothes on and just cook….well, at least it's better than being a wife….”*The is the FREE archive, which includes advertisements. If you want an ad-free experience, you can subscribe below underneath the show description.FREE ARCHIVE (w. ads)SUBSCRIPTION ARCHIVEX / TWITTER FACEBOOKWEBSITEBuyMe-CoffeePaypal: rdgable1991@gmail.comCashApp: $rdgable EMAIL: rdgable@yahoo.com /TSTRadio@protonmail.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-secret-teachings--5328407/support.

On a July episode of this show we discussed the rise of Zohran Mamdani and how his campaign for mayor of NYC was being backed by the very people behind the scenes who he supposedly was in conflict with in front of the camera. While Mamdani was called a communist Muslim, his communications director was the Jewish Andrew Epstein; his political director was the Jewish Julian Gerson; his media strategist was the Jewish Morris Katz; his key ally was Jewish NYC comptroller Brad Lander; his campaign was funded by Jewish billionaire George Soros; and his political image was propped up on TikTok by the Jewish Larry Ellison whose Oracle company began with the CIA. Furthermore, Mamdani also worked behind the scenes with the Jewish Daniel Goulden from the NYC Democratic Socialist steering committee, discussing what liberal Jews advocate for and how he can manipulate Muslims to vote for him. It turns out his wife, Rama Duwaji, got her start in art with money funneled from the Ford Foundation into various art communities, a group with links to the CIA and cultural influence campaigns. Some link it to Soros and his Open Society too. Strangely, one Jewish publication said “Islamophobic attacks on Zohran Mamdani” are actually attacks on “Jewish voters.” But Canary Mission, which engages in espionage and blackmail against American citizens and legal residents who criticize Israel, published a video of someone dressed like a “Muslim” saying Mamdani got all his money from Muslims. After winning the election, Mamdani put on a Jewish hat and had dinner with the people he truly represents. *The is the FREE archive, which includes advertisements. If you want an ad-free experience, you can subscribe below underneath the show description.FREE ARCHIVE (w. ads)SUBSCRIPTION ARCHIVEX / TWITTER FACEBOOKWEBSITEBuyMe-CoffeePaypal: rdgable1991@gmail.comCashApp: $rdgable EMAIL: rdgable@yahoo.com / TSTRadio@protonmail.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-secret-teachings--5328407/support.

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Hello everyone,Today, I want to share a story from my childhood with you.This memory feels both vivid and blurry — like an old film playing in my mind, with flickering light, faint sounds, and a bittersweet feeling in my heart哈啰，大家好。今天想和你们分享一段我童年的故事。这一段记忆对我来说，既真实又模糊，像一部老电影，在脑海里有光、有声音，也有心里的一点酸。When I left northern Taiwan, I had just entered my second year of elementary school.My family moved to Kaohsiung, and from then on, life became a little unstable — like a snail without its shell, wandering everywhere looking for a place to rest.离开了北部的生活，那年我刚升上国二。我们全家又搬到了高雄。从那时开始，生活变得有点颠簸，像一只没有壳的蜗牛，到处找地方落脚。By that time, my parents were already living separately.My mom would visit two or three times a week,while I stayed with my dad, living in a tiny storage room at his friend's place.It was located behind a fire station — small and dark.There was a little glass window on the ceiling, and light would trickle in through it.My dad and I shared one bed.I remember often praying toward that little skylight —it was the same moment I mentioned in my episode “The Broken Bone Miracle.”那时候，爸爸妈妈已经分开住了。妈妈一个礼拜会来看我两三次，而我，跟着爸爸住在他朋友家的小储藏间。那地方在消防局后面，很小、很暗。天花板上有一块小小的玻璃，光会从那里透进来。我和爸爸就睡在同一张床上。我还记得，我常常对着那个小天窗祷告——那也是我在《断骨奇迹》里提到的那个时刻。My dad drank every day back then.My daily task was to cross the street and buy him half a dozen bottles of rice wine or beer.At night, his friends would come over to drink, chat, and discuss work.Sometimes, the policemen or firefighters next door would play mahjong right beside our room.Strangely, I didn't mind the noise.Only when my dad got drunk and his voice suddenly grew loud would I frown a little — but I stayed quiet, just being there.爸爸那时每天都喝酒。我每天的任务，就是去对面的小店帮他买半打米酒头或啤酒。晚上，爸爸的朋友会来找他喝酒、聊天、谈案子，有时候，隔壁的警察或消防员会在我们房间旁边打麻将。奇怪的是，我并不觉得被打扰。只是爸爸喝醉的时候，声音会突然变得很大。那一刻，我总会轻轻皱一下眉头，但还是默默待着。We didn't have our own toilet.If I needed to pee, I had to go to a corner of the water-storage room outside.For number two, I had to walk through the kitchen and the living room to get to the bathroom.There were so many rats and cockroaches there.Once, a rat even crawled across my face while I was sleeping — I was terrified.After that, we set traps and sometimes could smell the dead rats afterward.But whenever we found one, my dad would take me out to a restaurant to celebrate.Looking back, it was absurd and somehow adorable —our own little “ritual” together.我们没有自己的厕所。如果要上小号，就要到外面的储水室角落解决；要上大号，得穿过厨房、经过客厅，才能到达马桶。那里老鼠和蟑螂超多，有一次，一只老鼠竟然从我脸上爬过去。那一刻，我真的吓坏了。后来我们放了捕鼠器，有时还能闻到老鼠尸体的味道。但只要找到尸体，爸爸就会带我去餐厅庆祝。现在想起来，那样的日子既荒谬又可爱。那是我和爸爸之间，默契的“小仪式”。Although that period of time was very dark, I always knew —my parents' love for me never faded.Even though they were busy and emotionally distant, they still loved me in their own ways.I had a lot of freedom: I could run and play with the neighborhood kids, or wander off to explore on my own.When Mom came, she always brought me delicious food.When I broke my arm, she visited every day to massage it or remind me to take more calcium and vitamin B.Dad sometimes went away for a week on work trips, and without Mom around, I had to take care of myself.Before leaving, he would hand me a thick wad of cash — ten thousand NT dollars as pocket money.To me, that felt like a fortune.I'd use it to buy little things I liked, or treat my friends to ice cream and movies.That sense of having control over my tiny world made me feel so happy and free.虽然那一段时间非常黑暗，但我始终知道——爸爸妈妈对我的疼爱从未少过。即使他们各自忙碌、情感疏离，却仍然以他们的方式爱着我。我拥有许多自由：可以和邻居的孩子们在巷子里追逐玩耍，也能自己到处探索。妈妈来的时候总是会为我带好吃的，我骨折后手弯弯的期间，妈妈每天都会来帮我的手臂按摩或者提醒我要吃更多的钙片和维生素B；爸爸偶尔要出门工作，一走就是一个礼拜，没有妈妈的陪伴，我就得一人打理自己的生活，他总会在离开前塞给我一叠钞票——一万元的零用钱。那时候的我觉得这是一笔巨款，我会拿着它去买自己喜欢的小东西，或是请朋友吃冰、看电影。那种自己掌握小世界的感觉，让我感受到前所未有的快乐与自由。我的网站：flywithlily.com

Today Pastor Stan shows us that in the Natural, everything seems quiet and calm, but that is not what the Prophecies say is coming. 00:00 The Natural 10:10 The Prophecies 17:45 Elijah Plan 21:09 Birds Eye View 24:18 Digital Dollar

Today Pastor Stan shows us that in the Natural, everything seems quiet and calm, but that is not what the Prophecies say is coming. 00:00 The Natural 10:10 The Prophecies 17:45 Elijah Plan 21:09 Birds Eye View 24:18 Digital Dollar

In this message, Pastor Noel discusses the early church's radical generosity and shared possessions from Acts 4:32-5:11, using the church's own giving experiment with "red buckets" we use to collect the tithe, as a relatable modern parallel. He emphasizes that the passage is not simply about money, but about the transformative power of God's grace making the world's possessions grow "strangely dim" to believers.Subscribe to AfterWords on Apple Podcasts, Spotify, or wherever you listen to podcasts.Download a copy of the Exodus JournalVisit us online: rivchurch.comFollow us on InstagramSend us feedback: podcast@rivchurch.comSubscribe to AfterWords on Apple Podcasts, Spotify, or wherever you listen to podcasts.Visit us online: rivchurch.comFollow us on InstagramSend us feedback: podcast@rivchurch.com

40-year-old Diane Augat left her sister's Hudson, Florida home the morning of April 10, 1998, and never returned. Just a few days later, Diane's mother received a disturbing voicemail with Diane screaming for help before the call disconnected. Diane's family became even more terrified when Diane's severed finger was found alongside a Florida highway.  Strangely, more clues potentially related to Diane's case were uncovered over the next year and a half leaving many to wonder.... Is it possible Diane is still alive?     Sources:  2222DFFL - Diane Louise Augat. (n.d.). https://www.doenetwork.org/cases/2222dffl.html Prosecutors Podcast. (2024, November 26). 278. The disappearance of Diane Augat -- third finger, left hand [Video]. YouTube. https://www.youtube.com/watch?v=Bla9QMJRM7M Missing Person / NAMUS #MP10727 | NAMUS. (n.d.). NamUs. https://namus.nij.ojp.gov/case/MP10727   Join The Dark Oak Discussion: Patreon The Dark Oak Podcast Website Facebook Instagram Twitter TikTok Youtube This episode of The Dark Oak was created, researched, written, recorded, hosted, edited, published, and marketed by Cynthia and Stefanie of Just Us Gals Productions with artwork by Justyse Himes and Music by Ryan Creep

Strangely enough, the best way to get more done is to give yourself less time to do it.Was this helpful? If so then you need to check out the 7 Fundamentals Of Self Improvement which features short summaries of the most popular and impactful episodes from the past 7 years.Takes only 5 minutes to read through them today but it'll help you avoid years of making things so much harder than they need to be. Plus, I bet you'll be surprised to learn what they are...

Chock full of concrete and practical tips that ONLY take a couple minutes (at least most of them) and can supercharge the connection in your relationship! Really pragmatic advice and great ideas for people who struggle to know what to do on a daily basis to keep the love alive.Subscribe if you love the DPM show! ⁠https://creators.spotify.com/pod/show/drpsychmomshow/subscribe⁠⁠⁠ and you'll get all my awesome bonus episodes! Most recent: "Strangely, Expecting The Worst Can Transform Your Life For The Better!"For my secret Facebook group, the "best money I've ever spent" according to numerous members: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/groups/drpsychmom⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠For coaching from DPM, visit ⁠⁠⁠https://www.drpsychmom.com/coaching/⁠⁠⁠For therapy or coaching, contact us at ⁠⁠⁠https://www.bestlifebehavioralhealth.com/⁠

This cognitive reframe can be transformational. It is very similar to my episode on the switch in your 50's from old young person to young old person. If you or your partner struggles with any chronic mental or physical health issue, this episode is for you!For the Midlife Women's Group: drpsychmom.com/mwgSubscribe if you love the DPM show! ⁠⁠https://creators.spotify.com/pod/show/drpsychmomshow/subscribe⁠⁠ and you'll get all my awesome bonus episodes! Most recent: "Strangely, Expecting The Worst Can Transform Your Life For The Better!"For my secret Facebook group, the "best money I've ever spent" according to numerous members: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/groups/drpsychmom⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠For coaching from DPM, visit ⁠⁠https://www.drpsychmom.com/coaching/⁠⁠For therapy or coaching, contact us at ⁠⁠https://www.bestlifebehavioralhealth.com/⁠

Dr. Rachel Singer is awesome. She's a psychologist in my area and is a wonderful, kind, and intelligent therapist for anxious kids (and adults, and parents). This is an awesome conversation that really I did not keep on track even slightly because we had so much fun discussing our own experiences with anxiety in childhood and all about the SPACE program for kids. Parent resources: https://www.spacetreatment.net/Breaking Free of Child Anxiety & OCD: A Scientifically Proven Program for Parents Learn about Dr. Singer:https://www.resnikpsychology.com/about/therapy-team/dr-rachel-singer/Follow her Youtube channel: https://www.youtube.com/@strategiesforself-care7170Subscribe if you love the DPM show! https://creators.spotify.com/pod/show/drpsychmomshow/subscribe⁠⁠ and you'll get all my awesome bonus episodes! Most recent: "Strangely, Expecting The Worst Can Transform Your Life For The Better!"For my secret Facebook group, the "best money I've ever spent" according to numerous members: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/groups/drpsychmom⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠For coaching from DPM, visit ⁠⁠https://www.drpsychmom.com/coaching/⁠⁠For therapy or coaching, contact us at ⁠⁠https://www.bestlifebehavioralhealth.com/⁠

On December 19, 2017, 17-year-old Nathaniel Holmes was dropped off at high school for the last day of school before Winter Break, and was never seen by friends or family again. When his mother went to pick him up at the end of the day, she was informed by administration that Nathaniel wasn't at school, and hadn't been to classes all afternoon. He seemingly just left the building. Strangely, Nathaniel didn't take any of his belongings with him–no phone, money, or anything that a “runaway” might want to take with them, if they were planning on running away. None of it made any sense. If you have information on Nathaniel's disappearance, please contact the Westminster Police Department Tip Line at +1 (303) 658-4360. Facebook:  / 947043105470701    NCMEC Page: https://www.missingkids.org/poster/NC... Source Material: https://pastebin.com/QhemjixY This episode is sponsored by: Rula - Rula patients typically pay $15 per session when using insurance. Connect with quality therapists and mental health experts who specialize in you at https://www.rula.com/tckr #rulapod Rocket Money — Check out my foundation: Higher Hope Foundation: https://www.higherhope.org/ Watch my documentaries: 530 Days: https://www.youtube.com/watch?v=CjUWkmOjNLk Apartment 801: https://bit.ly/2RJ9XXr  True Crime with Kendall Rae podcast: Apple Podcasts: https://apple.co/3rks84o Spotify: https://spoti.fi/3jC66pr Shop my Merch! https://kendallrae.shop Check out my other podcasts: Mile Higher (True Crime) @milehigherpod YouTube: https://bit.ly/2ROzJcw Instagram: http://instagram.com/milehigherpod The Sesh (Current events, a little true crime, pop culture, and commentary) https://bit.ly/3Mtoz4X @the_seshpodcast Instagram: https://bit.ly/3a9t6Xr *Follow My Social!* @KendallRaeOnyt Instagram: http://instagram.com/kendallraeonyt Facebook: https://bit.ly/3kar4NK True Crime TikTok: https://bit.ly/3VDbc77 Personal TikTok: https://bit.ly/41hmRKg REQUESTS: General case suggestion form: https://zfrmz.com/yg9cuiWjUe2QY3hSC2V0 Form for people directly related/close to the victim: https://zfrmz.com/HGu2hZso42aHxARt1i67 Join my discord to chat with other viewers about this video, it's free! https://discord.com/invite/an4stY9BCN C O N T A C T: For Business Inquiries - kendallrae@night.co Send me mail: Kendall Rae 8547 E Arapahoe Rd Ste J #233 Greenwood Village, CO 80112

As the clock ticks down toward the looming release of Hollow Knight Silksong, we say goodbye to a bygone era. Strangely enough, that era ends with us revisiting three established franchises with vastly different approaches to modernization. Nick and Chris Davis talk about the impressive - but slightly unambitious - remake, Metal Gear Solid Delta: Snake Eater and Brad delves into Shinobi: Art of Vengeance which has reinvented the franchise with a shift of genre and a beautiful new coat of paint. Meanwhile, Krispy declares No Man's Sky: Voyagers to be the ultimate expansion which softens the barrier-to-entry and out Starfield's Starfield. Impressions - Metal Gear Solid Delta: Snake Eater (12:10) Impressions - Shinobi: Art of Vengeance (45:15) Impressions - No Man's Sky: Voyagers (1:00:40) 4Player Minute (1:18:00)