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Mike Switzer interviews Bill Hauk, associate professor of economics and academic director of the professional MBA program at the Darla Moore School of Business at the University of South Carolina in Columbia, S.C.
A native of Lexington, South Carolina, Gavin J. Smith is an accomplished public relations and marketing professional, dedicated public servant, and determined entrepreneur.On May 2, 2023, Gavin made history by winning a special election to the Lexington Town Council, becoming the youngest member to serve on the body. In this capacity, Gavin is appointed by his colleagues on Council to serve as the Council Liaison to the Town's Small Business Advisory Committee.Gavin currently serves as President and Founder of The Inspyre Group, a full-service marketing and public relations firm. He also serves as the Director of Communications for cybersecurity brand, PC Matic, and as a Professor of Marketing at the University of South Carolina's Darla Moore School of Business, where he teaches a Capstone course on Marketing Strategy and Planning.With a career spanning both the public and private sectors, Gavin has held senior communications roles in federal government agencies, including serving under a Presidential Appointment as Deputy Communications Director for the U.S. Department of Health and Human Services and Press Secretary for the U.S. Department of Labor. He has advised senior administration officials and led communications for nationally significant policy initiatives, including President Donald J. Trump's Opioid Council and the “Buy American, Hire American” initiative. Gavin also helped lead the 58th Presidential Inaugural Committee and worked on prominent political campaigns, including those for former South Carolina Governor Nikki Haley and President Donald J. Trump.Thank you so much for listening! If you would like to see more from Mr.Smith, you can find them here: https://www.instagram.com/gavinsmithscThis episode is sponsored by Columbia Family Chiropractor: https://www.cfcforhealth.com https://www.instagram.com/columbiafamilychiropracticIf you would like to follow us, we are on everything at Here For The Health Of It Podcasthttps://www.instagram.com/hereforthehealthofitpodcasthttps://podcasters.spotify.com/pod/show/hereforthehealthofit
A native of Lexington, South Carolina, Gavin J. Smith is an accomplished public relations and marketing professional, dedicated public servant, and determined entrepreneur.On May 2, 2023, Gavin made history by winning a special election to the Lexington Town Council, becoming the youngest member to serve on the body. In this capacity, Gavin is appointed by his colleagues on Council to serve as the Council Liaison to the Town's Small Business Advisory Committee.Gavin currently serves as President and Founder of The Inspyre Group, a full-service marketing and public relations firm. He also serves as the Director of Communications for cybersecurity brand, PC Matic, and as a Professor of Marketing at the University of South Carolina's Darla Moore School of Business, where he teaches a Capstone course on Marketing Strategy and Planning.With a career spanning both the public and private sectors, Gavin has held senior communications roles in federal government agencies, including serving under a Presidential Appointment as Deputy Communications Director for the U.S. Department of Health and Human Services and Press Secretary for the U.S. Department of Labor. He has advised senior administration officials and led communications for nationally significant policy initiatives, including President Donald J. Trump's Opioid Council and the “Buy American, Hire American” initiative. Gavin also helped lead the 58th Presidential Inaugural Committee and worked on prominent political campaigns, including those for former South Carolina Governor Nikki Haley and President Donald J. Trump.Thank you so much for listening! If you would like to see more from Mr.Smith, you can find them here: https://www.instagram.com/gavinsmithscThis episode is sponsored by Columbia Family Chiropractor: https://www.cfcforhealth.com https://www.instagram.com/columbiafamilychiropracticIf you would like to follow us, we are on everything at Here For The Health Of It Podcasthttps://www.instagram.com/hereforthehealthofitpodcasthttps://podcasters.spotify.com/pod/show/hereforthehealthofit
Here's part five of an excerpt from the most recent University of South Carolina Darla Moore School of Business Economic Outlook Conference, featuring Doug Woodward, professor of economics at the Darla Moore School of Business.
Listen to part four of an excerpt from the most recent University of South Carolina Darla Moore School of Business Economic Outlook Conference, featuring Doug Woodward, professor of economics at the Darla Moore School of Business.
Mike Switzer interviews Robert Hartwig, a professor and director of the Risk and Uncertainty Management Center at the Darla Moore School of Business at the University of South Carolina in Columbia.
Mike Switzer interviews Joey Von Nessen, chief economist at the Darla Moore School of Business at the University of South Carolina in Columbia, S.C., host of their upcoming Economic Outlook Conference.
Former NC Secretary of Public Safety and the State's Homeland Security Advisor, Hooks updates on the progress and challenges of the relief effort in North and South Carolina following Hurricane Helene. Panelists: Tony Mecia, Editor, The Charlotte Ledger Joseph C. Von Nessen, Ph.D., Research Economist, Darla Moore School of Business, University of South Carolina
Ben Boas is an Underwriting Trainee for Markel Specialty's Environmental team in Richmond, VA. He graduated from the University of South Carolina's Darla Moore School of Business in 2023 with a degree in Risk Management and Insurance, with a concentration in Business Analytics. Throughout his academic career, Ben completed various internships with Wholesale & Specialty groups as well as the Philadelphia Insurance Companies. He served as the University of South Carolina's Gamma Iota Sigma chapter president and was a CPCU Society student member. He currently holds an ARM designation from The Institutes and is pursuing both his CPCU and ASLI designations. In this episode of the In The Know podcast, Chris Hampshire and Ben discuss his internship opportunities, how writing has impacted his career, and his experiences as a member of Gen Z entering the insurance industry. Key Takeaways Ben's interest in golf led him to explore Risk Management and Insurance. The internship and full-time position offerings of Gamma Iota Sigma. Ben's experience with WSIA internships was an experience like no other. Key takeaways regarding networking in the insurance industry. A Philadelphia insurance internship allowed Ben to learn more about the marketing aspect of the industry. The role that networking played in Ben securing a position at Markel. The value of earning designations throughout your career. As a CPCU scholarship recipient, Ben began working on his designation before he graduated. Attracting Gen Z talent to the insurance industry by effectively marketing the opportunities. A look at the growing future of the insurance industry. Ben's goals for his career trajectory include emerging trends and an MBA. A five-year look at the growth of technology use within the insurance industry. Ben's advice for his early-career self. Quotes “I felt I needed to give back and show students all of the internship and full-time positions Gamma Iota Sigma has to offer.” “My internship with WSIA was an experience like no other.” “I quickly learned how important the networking aspect is in the insurance industry.” “Always continuing your education really can never hurt.” “I was motivated by people with their CPCUs encouraging me and giving me advice to get mine.” “The CPCU Society offers amazing network opportunities and a whole new community outside of your company.” “Insurance is a lot more fun than it sounds… You can do a million different things in the industry.” “The insurance industry utilizes every industry in business.” “As long as you trust your connections and the people around you and the industry as a whole, you're going to be where you want to be.”
Recent comments from the Federal Reserve indicate lower interest rates are on the horizon. What does that mean for our state where business is already booming? Mike Switzer interviews Joey Von Nessen, chief economist at the Darla Moore School of Business at USC in Columbia, S.C.
Mike Switzer interviews Joey Von Nessen, chief economist at the Darla Moore School of Business Division of Research at USC in Columbia, S.C.
We're back on our mission to get to the bottom of why providing soldiers with healthy food is such a challenge for the Army, and this time we have an insider with decades of experience in running Army food service operations. Jeremy M. Deck is a Vice President at the national insurancebrokerage firm HUB International specializing in commercial risk management, employee benefit, and human resources consulting. Although the bio he sent us focused heavily on his work in the insurance industry, that's obviously not what we're here to talk to him about. Jeremy's professional career, spanning over two decades in the Army, exemplifies dedication to leadership, operational planning, and management. His military service, culminating as the Food Service Director for the US Military Academy at West Point, makes him a perfect person for us to bring on to discuss one of our favorite issues: how the Army feed's its soldiers. Jeremy possesses a passion for service to the community through involvement and outreach as a member of several organizations locally. Jeremy volunteers as a mentor with the national non-profit American Corporate Partners, an organization that places industry mentors with service members exploring post-military employment. Additionally, his community involvement includes board service with the non-profit Eating for Your Health a 501c3 non- profit based in Princeton, New Jersey, that aims to promote health through cooking and eating whole, nutrient-dense foods. These are only two among many volunteer efforts he's a part of. Jeremy holds an MBA from the University of South Carolina's Darla Moore School of Business where he specialized in International Business and a Bachelor of Science in Business Administration from the University of North Carolina at Pembroke. We also owe a shout out to George Dailey, for making this episode happen. He was the one who first referred us to Jeremy and said he had a night and day impact of the food service operation at West Point.
Like or not, size sometimes matters. My guest today argues that it matters if you want to stay private. Is he right? He'll explain what he means, why he thinks it, and if you agree, how you can get started. Perrin DesPortes is one of the Co-Founders of Polaris Healthcare Partners. He is a Washington & Lee University graduate and earned his MBA from the Darla Moore School of Business at the University of South Carolina. Perrin has over 25 years of experience in the business side of dentistry, having run three different business units for Patterson Dental Supply over a 15-year career. Perrin is happily married and has an 8 year-old daughter at home. In his spare time, he is an avid cyclist and tennis player; enjoys cooking and reading; and loves good red wine and strong coffee. In this episode Carl White and Perrin DesPortes discuss:Who should consider building a group practiceThe challenges of building a group practiceThe consequences of staying small as a private practice Want to be a guest on PracticeCare?Have an experience with a business issue you think others will benefit from? Come on PracticeCare and tell the world! Here's the link where you can get the process started. Connect with Perrin DesPorteshttps://www.facebook.com/PolarisHealthcarePartnershttps://www.youtube.com/channel/UCMINy8AfUJRQ1xHogiMicUghttps://www.instagram.com/polaris_healthcare_partners/https://www.linkedin.com/company/polaris-healthcare-partners/?viewAsMember=true Connect with Carl WhiteWebsite: http://www.marketvisorygroup.comEmail: whitec@marketvisorygroup.comFacebook: https://www.facebook.com/marketvisorygroupYouTube: https://www.youtube.com/channel/UCD9BLCu_i2ezBj1ktUHVmigLinkedIn: http://www.linkedin.com/in/healthcaremktg
Tune into Power Hour, where you can get unfiltered information about hot topics in our community straight from the source. Speakers include: - Thomas Boxley, Executive Director of the Gullah Geechee Historic Neighborhoods Community Development Corporation - Joey Von Nessen, Research Economist at the Darla Moore School of Business - Andrew Carmines, on the Hilton Head Island Seafood Festival - Jordan Crenshaw, Senior Vice President at the U.S. Chamber of Commerce Technology Engagement Center, on AI
This is the time of year when we share with you some excerpts from the most recent University of South Carolina Darla Moore School of Business Economic Outlook Conference. Today's excerpt comes from Doug Woodward, professor of economics, Darla Moore School of Business.
This is the time of year when we share with you some excerpts from the most recent University of South Carolina Darla Moore School of Business Economic Outlook Conference. Today's excerpt comes from Doug Woodward, professor of economics, Darla Moore School of Business.
This is the time of year when we share with you some excerpts from the most recent University of South Carolina Darla Moore School of Business Economic Outlook Conference. Today's excerpt comes from Doug Woodward, professor of economics, Darla Moore School of Business.
In this episode of the Class E Podcast, Dr. Kasie Whitener and Host, Mary Sturgill explore the fascinating intersection of Taylor Swift's career, entrepreneurship, and the power of love. From the impact of Taylor's re-recording on the music industry to her savvy business decisions in negotiating streaming rights, the conversation delves into the entrepreneurial lessons embedded in Taylor Swift's journey. Join the discussion as they uncover Taylor Swift's entrepreneurial blueprint, offering valuable insights for leaders, innovators, and dreamers. Guest: Dr. Kasie Whitener Host: Mary Sturgill Producer: Isabella Martinez TRANSCRIPT: MARY: Hi there, everyone. You may have noticed that that is not our regular music. And that's because today we are talking about Taylor Swift. Yeah, that's right. More specifically, we are having a discussion about her innovation, her entrepreneurial spirit, and the economic impact that she is having on our country and now that she's started her world tour, probably other countries. So I want to welcome you to this episode of the Class E Podcast all about Taylor Swift. This is the podcast that is brought to you through the partnership with the Hill Institute for Innovation and Entrepreneurship and the Communication Studies Department here at Furman University. And of course, I'm your host, Mary Sturgill. And can I just tell you I've been so looking forward to this conversation that we're gonna have today, and I hope that you enjoy it as much as I've enjoyed researching it and chatting with my friend Kasie Whitener. Dr. Kasie Whitener is joining me today. Kasie is an author. She's an entrepreneur, she teaches entrepreneurship at the Darla Moore School of Business at the University of South Carolina. She and her daughter are Swifties. I do believe. Kasie, that you have some proof of that. Yeah, there we go. The friendship bracelets. She and her daughter are Swifties. And she's my friend of course. So when I thought about this podcast episode topic, of course, I thought about having Kasie on the show to talk with us about that. Kasie, welcome to the show. KASIE: Thank you so much for having me. I'm excited to be here and any excuse to talk about entrepreneurship, which I get paid for. And also Taylor Swift which I don't get paid for. This is like it's perfect. It's the perfect combination of both. MARY: Yeah, I love it. “It's me, hi, I'm the problem, it's me…” MARY: And of course, she is not the problem. She's our topic today. That's Taylor Swift. She has been in our lives for 17 years, guys. I can't believe it's been that long. We've known her since she was a kid. And now of course as especially with people like Kasie who have children, she is in her children's lives as well, socially. And so today the conversation is going to be about her innovation, her entrepreneurship, her economic impact, as I said, because now her entrepreneurship is bolstering others, not just herself. And Kasie I want to start with…we talked about, you know, her fandom and, and all of that and how she's pulling more fans in every day and I want to start with talking about her marketing. Can you talk about some of the things that you've noticed that she's doing right? KASIE: Yeah, so you know, I'm hosting this digital marketing class in the honors college right now at the University of South Carolina. And one of the things we have been talking about is online communities, and the ability of online communities to amplify the message of a product, a company, a brand, right? So Taylor Swift very clearly a brand…has put together this Eras tour, which the idea of it is so beautiful, she's got 10 albums, she's walking people through 10 different versions of herself essentially. We're seeing her entire kind of career all onstage at the exact same time. Artists typically come forward… they do the one album that they're promoting right? And they'll play mostly from that album, but in her case, she's decided she's going to do them all and so depending on which show you get to see, you get to see two or three songs from each of the albums. The fandom has gone crazy online because a lot of people are going to a show… they're seeing three or four songs from Lover, they're seeing two songs from Folklore, they're seeing one song from you know…the version she put in the movie theater only had one song from our favorite album, which is the one that she released over the summer, Speak Now Taylor's version, and so when we you know you kind of get obsessed with it. You're like, oh, this is my album. I can't wait and then you get to the show, and you're like, oh, she only gave me one song for my era, you know? And so then people just keep coming back for more and more. So everything around the excitement of it. This online kind of cult following for her, the community that has grown up around it. She also drops a bunch of hints and creates these little kind of Easter egg nuggets that people started building up these conspiracy theories and well she said this at this time and she was wearing a blue dress on this day and I can't even pretend to keep up with all of that except that it all shows up in my Instagram. MARY: Mine too. And my Tik Tok and my Tik Tok.The other thing is with those little easter eggs…and there's a Tik Tok video going right now that came up on my feed last night about the Easter eggs. I think this is brilliant on her part because like you said: one, she's creating that community, that family. She talks directly to her fans that other artists…not in a way that any other artist does right now I don't think or has in the past I should say. But the Easter eggs… we all love a good mystery right? And we all love trying to figure things out so she has us intrigued and on the edge of our seats. KASIE: Well, the way that she's predicting what she's going to do next. So everybody kind of says, Well, are we going to see this next? Are we going to see that next? So of course, I know we're going to talk about this on the business side. But she's been rerecording some of her earlier albums because she didn't own the master recordings. But she did own the copyright of the music itself. And so she re-recorded them so that she could then profit off the albums being sold, right? So we have all these albums where they're Taylor's version albums. And the Taylor's version albums are the ones that she actually re-recorded, which there's a whole other sideline there about really that is because when you get to take a look at your own work and do it again, you're a different person. You're a different artist, and it's just been incredible to listen to how her voice has changed. And sorry..I went crazy fangirl, down the rabbit hole with that one. MARY: No, it's true though. No, I totally agree. It's true. I was listening to something, maybe her it was her first version of 1989 or something. And, or maybe it was, I can't remember which one it was quite honestly. But I was listening to the first version of her first album. And then I was listening to the newer version. I believe it was the first album. I might be wrong about that. I was listening to a version of one of her albums. And then the other version and her voice of course has matured because she started when she was a kid, right? And we can see the same evolution and other people we've known who've grown up from kids. I see this in Kelly Clarkson who can sing anything right? But I'm also seeing it specifically in our girl Taylor, and just the re-releasing of those with her, with the maturity in her voice and the way that she sings certain lines I've noticed and the different clips that I've seen online and stuff is totally different too and people are here for it. KASIE: Yeah, well so the two…I think the two songs that we hear on that first album that are so… you hear “You Belong With Me,” which is the song about the girl in the bedroom, you know, and the boy that doesn't realize that she should be more than a friend right? There's that song and then the other song is the “Love Story” song which is about the guy getting on one knee and asking her to marry her right? These two songs… very wistful, very teenagery, teenage-y like this kind of first love ish kind of sound. And then when we hear it in Taylor's version, it's this kind of backward looking, nostalgic sort of feel to it, and I gotta tell you, I think Gen X is here for it. Like I think when we first heard those songs, we were too old for those songs, right? Like they were teenager songs and like the turn of the early 2000s, mid 2000s. Like we were past that right? And you get into now this age and she re records them and you hear that nostalgia to them and you're like yes, that's the voice I'm looking for on those particular songs. So I definitely think she swept in an older generation with the Taylor's version on some of these older versions. MARY: Yeah, I completely agree with that. We're both of Gen X right? And I have been swept up with all of this. I mean, I've always been a Taylor fan because I mean her poetry, her lyrics are just… No one writes a song like she does except maybe Dolly Parton, right? In my book. That's my personal opinion. Which is why she has a gazillion awards and that kind of thing because she's recognized by her peers as a good storyteller, as a good songwriter. And it's that storytelling, I think that is the key to her marketing, right? So it's the songs , the lyrics, it's the storytelling with laying the Easter eggs for her fans and giving them hints about things when things are coming out and she and her PR team. You know, we know Tree Paine's her publicist, they are brilliant. They make a brilliant team. I think of Tree Paine as the Olivia Pope of the music industry. KASIE: You're not wrong about that. So I think you're right about there being… the marketing piece here is knowing exactly who your audience is, and what they want, and giving them what they want. And it's interesting because I've been listening to these other podcasts lately that are talking about how the danger of pop culture is that it gives us exactly what we want. And so it's not necessarily stretching us or making us better people and this kind of thing. And it's almost like Taylor's like I get it, I get there are people for whom that's the thing they do, right there are philosophers, there's whoever else that's out there that wants to make us all better people. What I'm here to do is give you exactly what you want, which are the stories that you recognize, the lyrics that you like, the poetry that you're looking for, and she's delivering. I think right now she's firing on all cylinders. MARY: Yeah, I agree and when I talk to my students about the importance of storytelling because I teach storytelling and its place in marketing, these are the kinds of stories that I want my students to come up with, right? And if successful entrepreneurs come up with these kinds of stories, we just had a podcast recently with Chad Price of Kettlebell Kings, and they were making that online community before the athletic communities or the workout communities that we see that are online now. And they were doing that back in 2012. So I think that's… and of course, Taylor has been doing it since day one just about…. KASIE: Well, let's talk about that online community growth over Taylor. Because I think it's so organic. I think that people go to talk about what they're interested in and what they care about. And she's been quoted as saying things like anybody who makes you feel bad for the things that make you happy, that's like the worst kind of person, right? And so instead, she's encouraging this idea that people should come together and talk about things that make them happy and that's the feel, that's the vibe in the Taylor Swift fandom..is this sense of this makes me happy and and sharing it with other people makes me happy. And when other people are happy, I also feel happy. Like there's this tremendous joy in this community, which I think is something unique that we don't see in a lot of other fandoms and I'll be honest to say like, I'm not in a lot of other fandoms. I'm not in the Star Wars fandom. I'm not in, but my kid is in a lot of fandoms and her take on some of them is like there's some purity tests to it, right? Like are you really a Star Wars fan? Do you know this, that, or this, right? But you don't get that from Swifties. Swifties aren't out there being like how Swiftie are you? Do you know this about that? Do you know this about? Instead they're just like, welcome! What can I share with you that you don't know? MARY: And have a friendship bracelet! KASIE: Have a bracelet! Yeah. MARY: I love that. Um, is there anything else from a marketing standpoint that you've noticed or that you've even talked about in your classes with that, that our audience should understand about maybe some takeaways that they could take away from Taylor to their own businesses? KASIE: Yeah, so marketing is all about channels, right? Figuring out how to reach your customer, how to get the right message in front of them at the right time. So understanding what their buying cycle looks like, giving them, you know, awareness, giving them a reason to make your choice that you want them to make, right. All of these kinds of things. And I think what Taylor does a good job of is using all the channels available to her. So she has her music, obviously, right she's got video appearances. Anytime she's on, you know, interviews or talk shows or anything like that promoting things. She's done her own video content. So if you haven't been to see any of these videos, the short films that she's made to get over these videos, like take yourself down the rabbit hole because it's totally worth it. But then on top of that all the social media channels too, where she's purposely using different social media channels to drop different information and trying to bring all those fans access to her no matter where they are, which I think is a huge marketing lesson for anybody that's doing marketing. Meet your customers where they are, and bring them the messages that they need to be able to choose you and choose your product. MARY: Right. And that movie, the Eras movie, that's doing exactly that. We're going to talk a little bit about the economic impact of that a little bit later, but that's doing exactly that. KASIE: To meet them where they are, yeah. MARY: She's meeting them where they are because not everyone can afford concert tickets or to go to the cities. I mean, we have a lot of rural people in America who love Taylor Swift, right? Not everybody lives in a city. And so she's giving everyone the opportunity to get, you know, the feeling of the tour to be able to experience that in some way in the theaters, which I absolutely love. KASIE: I gotta say my favorite reel about the Eras tour movie was the video of her actually watching it. Like, this is the first time Taylor Swift has seen Taylor Swift on tour. You see her in the movie theater, just like, yay! She's as excited as everybody else. And I can't even imagine what that must be like to watch what you've created there live for people to see and enjoy. Well, MARY: Well, and I want to point out too that that is not an act. You know, people see through when things like that or an act. The joy that she shares with people is truly her and who she is. I mean, I don't know her… like I haven't met her, but I feel like I have. And that is a great skill for anyone in the public eye to have or anyone who is the face of the company to have because that can transcend not just the music industry or the creative industry, right? KASIE: I think the critical word there is authenticity, and especially if you're trying to appeal to Gen Z. Gen Z is so cynical about what they see everywhere. I mean, online and politicians, in person, in the classroom, like Gen Z is so cynical, because they've been so overexposed, right? They've seen so much and authenticity really resonates with them, and they and they pick it out. And I think Taylor Swift just has a gift of being authentic all the time. She is…what you see is what you get. She is who she is right? And um, people will say that. Other celebrities will meet her and talk about or they'll just be like, it's just amazing how kind and gentle she is and how she's just genuinely interested. And whether or not you've enjoyed your experience either at the tour or wherever they are like, it's… people are blown away by her. MARY: I think one of the things that show that is the growth in her Instagram following. You know, when we first had this conversation about doing this podcast, I checked her Instagram following and it was at 265 million followers. Just in the past month, it's grown to 276 million followers. KASIE: Wow. MARY: Yeah, that's a lot of growth. KASIE: That's 10 million people jumping on board in the last month. MARY: Exactly, exactly. KASIE: That's wild. MARY: So I would like to get a look at her Instagram stats because that's… just based on that number, it's gotta be crazy. “I promise that you'll never find another like me…” KASIE: There's this great viral version of Taylor, while they're writing this song, and she's sitting on the couch and she sings it, she puts her hand up like that she gets really excited about it, and it's in the writing process. It's well before it's ever been recorded. It's like as she's putting down the lyrics for the first time ever. And I mean, you can't stage that, like it's, it's clearly not staged. It's obviously spontaneous, and her joy in the process and how excited she is when it clicks for her, and then we hear what it turns into right afterwards. But I think that that really resonates with people too. That creative process piece really resonates too. MARY: And that's part of the story too, because she's showing behind the scenes of how she does her work. Right. And that draws us in. I get that same feeling. I understand that feeling when she puts her hand up in the air and is like I'm onto something right here. KASIE: Yes. MARY: Any creative knows that feeling. One of my students the other day, or even this morning, one of my students figured out how to do this great thing for her video. And I did it for her basically I was like, woo hoo, you know, whatever. MARY: Yeah, so proud that they have that moment where everything just comes together like that. So I want to shift now to talk about her Eras tour because we've been talking about it a little bit but I want to dive into the economic impact of this thing. Right? Because we had three great tours I think going on this past summer, Beyonce, Pink, and of course Taylor Swift and the economic impact, specifically of Taylor Swift, since she's our topic today, has just been crazy. The overall impact of the tour should be around, and this is the United States part of it, North American part of it, $2.2 billion just in ticket sales, right? That doesn't include the hotels, the merch, the food, all that other stuff. KASIE: And don't forget the hospitality tax that everybody's paying, right? So all these cities that have posted or that have had this massive 11% or whatever it is hospitality tax, you know, yuck it up communities, but you're getting all of that too. MARY: Yeah, absolutely. Absolutely. So based on research that I found, I believe this was from Time Magazine, maybe… typically every $100 spent on a live performance generates an estimated $300 and ancillary local spending on things like hotels, food, transportation, I forgot transportation a minute ago. But for the Eras tour…That's just a regular tour, right? For the Eras tour, it's anywhere from $1300 to $1500. KASIE: Per $100 spent. MARY: Per $100 spent. KASIE: Nice. MARY: Yeah, so that's boosting all of those local economies. KASIE: All the restaurants, all the hotels, yeah, all the transportation. So Uber, you know, taxi services. Everybody else. Yeah, absolutely. So I want to talk a little bit about the structure of the Eras Tour. So what I think what sparked our first conversation about this was how impressed I am with the way the Eras Tour was built. So usually, and you can watch these videos where they talk about, they break down the economics of a tour. Usually a team will go out on and you'll see the artist kind of zigzagging across the country. They're hitting, you know, sort of regions, maybe but they're basically going all over the map right? And the Eras tour is designed very intentionally right? It was designed years out actually. Where it was okay, we're gonna go to Atlanta, we're going to play for Friday night, Saturday, and Sunday night, and now everybody that was performing those three nights in a row is now off, right Monday through Friday as we travel from one place to the next place. Then we're gonna go to the next town. We're going to set up and we're going to perform Thursday night, Friday night, Saturday night, right? And so we have these three shows in one place performing three nights back to back, which is like an easy Broadway to schedule, right? Like it's an easy schedule versus like a Broadway schedule, but they're doing it right? And the setup is there on Friday, and it stays up through the whole weekend. And then they bring it down and then they travel on Monday, right? This and they've been very intentional about the cities they've gone to and how they've moved around the country. This has never been done before this particular way or something on this kind of scale. And it's the economy of it. The idea that they're not wasting gas, they're not wasting hours, they're not wasting transportation time. They're not they're not there's no waste here, right, which is so compelling to me. MARY: Yeah, let's remind everybody that normally, in how this is different, is that a concert will go to one place for one night, and then pick up and go to the next place for the next night. And so you have all that picking up and moving. And in this particular case, they're saving all of that picking up and moving…that time, that energy the people power, but she employs hundreds of people, if not 1000s… KASIE: The jobs are there, right, and you mentioned the economic impact like that's there. It doesn't cost less necessarily except that they are maximizing the economy of being in one space for three days in a row and selling and those shows are selling out all three shows in every place, right? So yeah, I mean, I think from a design perspective, when we talk about an industry in general, entrepreneurship, always, it's about disrupting the industry. So if you take a look at what's happening in our industry, this is very blue ocean strategy stuff. All of you business nerds out there, just Google Blue Ocean Strategy. It'll say like, what are, what is not going well in our industry? What does our industry not do well? And one of the things that music industry does not do well is show to show to show to show, because there's just so much like this venue is not available, that town's not available. We're using planes. We're using buses. We're all these different things, right? And she really got into a place and said, Look, we're gonna do this well, and in order to do it well we're gonna have to book it several years out, we're gonna have to plan you know, this far ahead. And I want to say they started doing this like 2020 is when she started booking this tour. MARY: Yeah, yeah, I think so. I think so and planning of course before that, even before. I mean, she, she probably was thinking about this years ago, because I think she really thinks that far ahead. In her head she does. KASIE: More than likely 17 years old. You know what I'm gonna do when I'm 30? MARY: Exactly when I'm 30 this is what's gonna happen. Right. Um, we were talking a minute ago about the impact of her re-recording. We all know Scooter Braun bought her masters and Kelly Clarkson tweeted to her redo them, you own the copyright, right? The initial releases, especially her first album sold over like $10 million, 2 million copies, or brought in $10,000,000, 1989 brought in 10 million, but now she's re-releasing those and they're making that much money again if not more in some cases. KASIE: The second time around. MARY: The second time around. Taylor's version. So unlike other artists who haven't done this, they release it, they release an album and yay, they get all the money and the economic impacts of all you know, all that entails. But now she's doing it round two. KASIE: So what's interesting about this and again, like we go back to this concept of Blue Ocean Strategy. What do people in my industry not do well? And one of the things that artists typically don't do well is they don't capitalize on reusability for their songs, right? But streaming services have taught us that people don't they don't need to own the song. They just want to hear the song, right? And so as you look at okay, streaming services, there's all the there… The people who own the master copies are making money on the streaming services, you know, .000001, you know, penny, per play or whatever. Okay, here's all these artists that are like, what am I going to do about that? Like, it's just it is what it is right? And instead, you see Taylor go well, number one, I don't want Scooter Braun making all that money off of me for the streaming services, no matter how much it is. And number two, here's the thing I can do about it, which is I'm going to release a new version of something I know people already love. And this I mean, this feels like something out of the Disney playbook. When you go… Disney's got their animated Beauty and the Beast. They've got their live action, Beauty and the Beast, they've got their Broadway Beauty and the Beast, right? Like they had their TV version of Beauty and the Beast like they took that Beauty and the Beast and they've ran it for whatever it's worth right? And so that's not new necessarily, but the way she's gone about doing it to be able to monetize existing property, things that you already do have possession of, and then find a new way to package it. I think it's just genius. MARY: Yeah, and I read also somewhere that because of the Ers tour… obviously streaming of her music and this happens for all artists but in particular, since we're talking about Taylor Swift… if they if they're having a concert, especially one that's so huge, like this one, right, the streaming of their music goes way up. So then that of course has the other economic impact of raising more money, right? For the artist and for whoever gets a piece of that pie. Right? So I think that's super interesting is that we can't leave that out of the economic impact as well when we talk about that. KASIE: Another one of the channels when we were talking before about channels. So on streaming services like Spotify, you can create your own playlists, right? Some of the most popular playlists are fan created playlists. Taylor's got fan-created playlists that are replacing the original versions with the Taylor's version as they come out. So you're not getting both versions of “Love Story.” As soon as the new version came out, the old one was gone. And so it's like they're erasing her digitally. They're erasing these old versions digitally. You can still access them. They're still on Spotify. But the fans are saying those aren't the ones we listen to anymore. We only listen to Taylor's version. MARY: And they're on that train. They're on that Taylor train. KASIE: They're all bought in. MARY: And we're going to only listen to the new stuff that's Taylor's version. That's our stuff. And I think that that circles back around to her marketing and her building that community and the positivity that she puts out there and that her fans kind of feed off of right? You know, one of the things that makes her so inspirational to me is her generosity, right? We've heard the stories of every city that she's been in with the Eras tour. She's donated 1000s and 1000s of dollars. Nobody's disclosed the amount but we know it's a lot to every food bank in the city where she's had a concert. And that, that says a lot because that has its own economic impact… we talked about the financial gain of people buying stuff and going to hotels and restaurants and stuff, but this has another economic impact on those cities. KASIE: Yeah, I think so. It wouldn't surprise anybody who's a Taylor Swift fan to know that she's, you know, overseeing some of these decisions that are made at the concert level, right? So we don't know how many of these are Taylor Swift decisions necessarily, but it does feel like it comes from an overall vibe. So if you think of like a corporation having corporate values, what are the corporate values and does this corporation always act within their values? And in Taylor Swift, if Taylor Swift is a corporation, one of the values is generosity. And so where does that generosity manifest itself? And it is of course in charitable donations, it is in economic impact, it is in bonusing your own employees, caring for your own employees, those kinds of things. And so yeah, I don't think it would surprise anybody to know that Taylor Swift is living her values all the time. MARY: Right. And it's a great example to other leaders and whatever industry it doesn't matter the industry because you mentioned taking care of her employees. We heard about the bonuses that she gave, not just her truck drivers, but all of her employees. So like $55 million I don't know many people that would take $55 million out of their own pocket and spread it around to people that work for them. KASIE: Well, two it speaks to this… So as a Gen X-er are right, like I kind of hate to give it, you know, the millennial credit right? But I think it speaks to this sense in that generation that enough is as good as a feast. And so I don't need $55 million more. You know what I'm saying like, what else is that money going to do for me except just be more money, right? And so I can't take it with me like there's this kind of sense and I will give 100% the millennials the credit for that. They have a sense that enough is as good as a feast. And so when somebody has so much more than they really believe that they need right? We see that with Mr. Beast. There's a lot of these kinds of digital entrepreneurs that are recognizing, hey, I want to take care of myself and my family. But beyond that, I want to take care of all the people around me right? And that generosity, I think is generational. MARY: That's the generosity that I wish would permeate throughout all of society. KASIE: I think we're gonna see more of it honestly I think and like I said, I'm giving credit to the millennials. They're not all that way, but a lot of the leaders in that generation are and I think Gen Z is going to be the most generous generation we've ever seen. MARY: I completely agree with that. My students every day… they just impress me so much and surprise me. Speaking of… one of my students is my producer. Isabella, pop in here and show everybody and say hi. KASIE: Hi Isabella! MARY: She's the one. And for all of our podcast listeners, she's the one that makes this podcast sound so good. So we thank her tremendously. She graduates by the way, she graduates in May and I'm going to hate to lose her but somebody out there is gonna get a really good employee, who's very creative, who's just on top of things. So. KASIE: And here's an opportunity for somebody in your ranks that maybe gets to move into Isabella's spot. MARY: Absolutely, absolutely. I love that you pointed that out. We're talking about the economic impact. $4.6 billion to the local economies, according to QuestionPro, is what her tour should be when all is said and done, should have kind of input into local economies. KASIE: And remember this isn't in a vacuum, right? This is a community effort. This is all the people who are taylor Swift fans coming forward spending their money, wanting to be part of something that is bigger than themselves, wanting to give their money to the community like wanting to go out to eat, wanting to make it a thing, right? Like all this stuff, so it's not…it is Taylor Swift. It is the tour. It is of course like hey, thank you Taylor, for creating this amazing company. But the key to it is that she's providing something people want, and people are willing to part with their money in order to get that thing and I think that's really critical because she's getting some heat from certain elements of like, how expensive the tickets are and like how much it costs and you mentioned before, because I want to maybe this segues into our conversation about the movie, about people not being able to afford to go and she gets some heat for that. There are people who don't, maybe they don't recognize the experience that is the Taylor Swift Eras tour, so they don't feel like you know, this is just not worth it. Nobody should charge that much. Blah. Blah, blah. Market economics tell us that people will pay the value that they believe it's worth right? And so they're willing to pay this money. That's them being willing to…don't feel sorry for these ticket buyers, right? They're willing to do that right? MARY: They're choosing. KASIE: Exactly it's a choice. She didn't make anybody spend that money on those tickets. And then she put the movie out. And the movie tickets which I love. First of all, the tickets are $19.89 So this is one of those Easter eggs, right? She charged 1989 for her tickets. When the tickets went on tour, we found out first of all, we thought it was only gonna be one night. So as soon as we found out they were going on tour we did not get to see the Eras tour. We fell in the group of people that was like we don't have two grand to go see this right? Not that I would in any way not spend that money if I did. I would 100% spend that money if I had it but anyway, all that to say when the movie was coming out… we're huge movie people. So Holly and I were super excited. We jump on the app. We're gonna buy the tickets. And when we see it, I just turned it to her like, it's $19.89 and we lost it, like, cackling that she had priced them at 1989. Like, I mean, come on. Come on Tay. MARY: Yeah, but it's another one… It's genius exactly, because it created that feeling in you guys that you are now even more excited because you're like this is right on right on what we expect from her. KASIE: Oh, it's on brand, like it's fully on brand and it makes you feel like because you get it when you see it's 1989 you're like, oh, I get it. Good job, Taytay, right? Like and then you feel like you're part of this squad because you know this thing that other people don't know. I think the same when we showed up to the actual movie theaters… we're walking in, and everybody's got their bracelets on. People are singing along like nobody's telling you to shhh we're watching a movie like it's not.. We didn't have one of the big dancy theater ones. I think if we had gone to a later show, maybe but we went to an earlier show. There were some small kids like we kind of… people didn't want to stand up in front of people and not let them be able to see so we just all sat and watched but, man we sang. I mean we definitely sang. MARY: And you're not alone. Everybody around the country. So the movie worldwide has grossed over $123 million.I mean, it's just, these numbers are just mind boggling, right? It's reached $90 million within like the first week I think..it's crazy, right? KASIE: Can I tell you where I think this is the only mistake I think Taylor Swift may have made? MARY: Oh yeah. Let's talk about that. KASIE: Are you ready? MARY: Because we learn from our mistakes, right? KASIE: So the Eras tour movie grosses $129 million dollars,can you imagine if they're had been six versions of that movie? MARY: Oh good lord. Yeah. KASIE: If she had issued… you never know which version you're gonna get. Remember when clue came out? And there were three things to clue. Yeah. So you went to see it three times because you weren't sure which ending they were going to show in that theater is a thing that needs to be done more often. And with the era's tour movie, she had a chance to do it, especially because there were shows that she recorded where she had played more songs. Like I said, we only got the one song from our favorite album. There were shows where she played more songs from that. So why not get film from a bunch of different shows and piece together three or four or six, but like say you get three, three versions of the error story. And you don't know so you show up like not sure is this going to be the Argentina one? Is this going to be the Indianapolis one? Is it…I don't know which one I'm watching. I'm just watching one of the three Eras movies that may be showing today. Right? Come on, we'd be back. We've got 1989 every time. MARY: Right. Dr. Kasie Whitener. That is why I have you on this show. Because you bring up things like that. I love it. I love it. I love it. KASIE: It's just a missed opportunity. Just a missed opportunity. It's not a criticism. It's just an opportunity. MARY: Absolutely. And who knows, maybe she's gonna listen to this podcast and check out that missed opportunity. And if not, maybe somebody else will. KASIE: I think we get the world tour. I think she's going to do another movie. It's going to be whatever she does overseas. MARY: I think you're probably right about that. If I had to guess as a matter of fact, I also heard that she is also extending some dates after she comes back to the States again. So we'll see if that pans out. I don't know for sure if that's true or not. MARY: But now we're coming to my favorite topic of the podcast. And that is the love, the romance… KASIE: We're here for it MARY: You're right. We're all sitting here. I swear to God after the Buenos Aires video came out and of her changing the lyrics, of her running up to Travis at the end. Literally, I'm watching it from every angle that I could find on everywhere and I'm not alone because there's a gazillion Tik Tokers who are talking about the same thing. And we are all on even as old women…all of us Gen X-ers are loving this. KASIE: Yes right here for it. MARY: We're here for it. And I know the reason I'm here for it is because I love love. I've have always been romantic. But we're here for it and that is turning into some economic impact with the NFL. And with anything related to Travis and Jason Kelce, you know, I mean, right after she showed up at the Chiefs game, their podcast went to number one. KASIE: Yep. MARY: The sales of his Travis Kelce, his jersey have gone up 400% You know, their song that they just released the brothers Christmas song… number one on iTunes charts even beating Taylor, right, in some places. So that economic impact is spreading beyond just the world of Swifties and spreading to the NFL, and they're eating it up. KASIE: So there's two possibilities here right there's the cynical side, which is like this is a publicity stunt. The Kelce brothers organized this… their podcast was launching, their documentaries launching, blah blah blah publicity stunt, blah, blah, blah. Yeah, okay. Fine. If that's the case, there's a publicity stunt. I'm here for it. MARY: Me too. KASIE: I'm all in, it's fine. It doesn't have to be real. Like I'm into to read the story. Live the story. Love the story. I'm fine with it. It doesn't have to be real. So that's fine. So many haters that are out there. They're like oh, they're just doing it for, you know, for record sales. Okay. Oh, they're just doing it to get more. Okay. I have no problem with it. MARY: Whatever. Yeah. Me either. I don't think that's true. KASIE: By all means, okay. So there's that one side. And again, that's fine. And then the other side is this could be real. Right? And I think that this could be real side is really compelling for a number of reasons of course because through her lyrics, through her songs, all the sad stories. I just watched her go through all this right and and of course, she gets torn down to the media for two reasons, one for serial dating and then the flip of it is for writing songs about being a serial dater, right. And then it seems like what we're seeing, and again, it could be a publicity stunt. But it seems like what we're seeing is somebody who has a career in his own right has plenty of competence in his own right, feels perfectly good about himself as a human being in his own right, and is glad to share a spotlight with her and it's almost in awe of her and how wonderful she is and that worship that all of us feel for her… when we see him demonstrate it to is gratifying because we think she deserves it. And we think she deserves somebody who believes she deserves it and is not ashamed or unwilling to give it. MARY: Right exactly. And who's confident… I think you've hit on it right there… who's confident enough to stand he's, granted I'm not taking anything from Travis, but stand in her shadow a bit and really support her right because she's now a billionaire and not because she's a billionaire. But because she's so creative because she's so talented. She's gotten to that financial place because of her talents. And because of her work ethic, right? KASIE: Oh the work ethic, easy. MARY: The work ethic is crazy, right? And so which we also aspire to but I don't I don't know about that. KASIE: She's a once in a lifetime talent. And I'm perfectly fine with that. MARY: Exactly. I want to be Taylor Swift. But the great thing is we can learn from it. Right? And all the NFL is learning from it right now. Right? KASIE: I gotta say there's two pieces of that that I think are really brilliant. I know your classes look at digital media… look at digital governorship too and the first one was with the New Heights podcast, watching Travis Kelce watch the video of the couple that had been the Travis Taylor couple. I don't know if you saw this right. MARY: Yes I did. KASIE: So first of all, to back up just a little bit… MARY: It was Jax and her… putting him on the map… KASIE: But yeah, so there's a big trend on the internet of women talking about how Taylor Swift put Travis Kelce on the map people you know I don't even watch the NFL but I'll watch it for Taylor Swift like it became this like running joke around women who know better, but are intentionally trapping their husbands into like, you know, oh, I don't even know who this person is. Like, I mean, she made him famous. And these men just like losing their minds, because they're angry. She's not even a thing. It doesn't even matter. Okay, so that piece of it was really funny when the NFL changed their twitter handle to Taylor's version, right and so then you get the mash up of her saying. So now when you see it says Taylor's version it's because I own it. And then they show the NFL thing. This is Taylor's version. Taylor owns the NFL, like, like all of this was really great publicity for the NFL. Really great publicity for Taylor Swift and for Travis Kelce. And I think again, even if it is a publicity stunt, I'm here for it because it was clever. It was new, it felt fresh and it felt real and authentic. And then the other part was, of course, like I said with the Halloween costume. Jax is talking about her putting him on the map. And he just falls for it, the boyfriend supposedly falls for it And he's like. Oh, come on. He actually puts his face on the map. And then Travis is watching and he goes oh, I get it. She put me on the map. That's pretty funny. Like he's in on a joke. It's okay with him. He's not feeling ashamed, but he's not wanting to hide it and pull it off. He's not throwing a temper tantrum about it. And that just shows this like grown up man behaving like a grown-up man. And I think I want to be here for that too. I want to see more of that on the internet. MARY: We could have a whole nother podcast about just the romance and how Travis is a grown up man and the right person or the right type of person for her. They have the same energy. I don't want to go down this rabbit hole but they have the same energy. He matches her energy. If you saw the video of him at the Buenos Aires concert on his off week, he was cheering her on just like she was cheering him on at the game she went to right. KASIEL Yeah, well you see videos of him when she's not even around. Like Travis just being Travis is that way. There's a kind of like goof factor to it. There's a kind of so much confidence and who they are and how they are. Yeah, I think you're exactly right. This is good. And again, this is a love story. We're all here for it. We want the best thing for both of them either, of course like nobody's over here going. If they break up, we're gonna be pissed at them. It's not like that, everyone's like along for the ride. We're just glad to see two people who we all believe deserve happily ever after maybe maybe seeking one. MARY: Yeah, now we can't ignore the... I don't want to go down this rabbit hole but we can't ignore the people who are the naysayers and I just ignore… I mean, we can't ignore them. That's the way I should have said that. We can't ignore them and I do ignore them. Because like you said, the whole marketing, everything is brilliant about it. And just to talk a little bit to remind some of our viewers or listeners about the impact it's had on the NFL, not just the ticket jersey. The Jersey sales but ticket sales to actual games have gone up. Where people, the Chiefs games in particular, or even the Eagles games where people thought Taylor might be at the Eagles game. A few weeks ago those ticket sales went up and of course ESPN and the viewing viewership on TV went up as well, which of course, increases financial gains there for ESPN and NFL both. Right? Yeah. KASIE: So it's just a good thing all around. And I think for the haters that are out there, either sick of it or they don't know anything about it or they don't care about it. They don't want to talk about it, all of that, you know, it goes back to what Taylor said about if somebody is gonna make you feel bad about the thing that gets you excited, then that's just the worst kind of person. Like, why would you make people feel bad for the thing that gets them excited? It makes them happy, like, just let them be happy. You know, like, I just, yeah, just… MARY: That's why all of us are drawn to her because of that mentality. Right? And, and we know that she's been through it. And to come out and to see the happiness on her face right now. Just the joy and the… she's at peace right now. Right? She's loving everything that she's doing. And then when she's with Travis it's just great. I could just talk about it forever. KASIE: But I'm here for it. MARY: I know we've gone down a rabbit hole a little bit. For our listeners and our viewers. Hopefully you've come along right along with us. But we also have given some golden nuggets here in this podcast, some Easter eggs if you will, not as clever as Taylor has done them. But things that you can take with you. Take away. Always look, I tell my students all the time, look for the blueprint in your story. Look for the blueprint that people can take with them into their lives. And we try to do that with this podcast every episode that we have, and talking to people about their stories and having conversations like we are with Dr. Kasie Whitener here. And so there are things that you can take and apply to your business or figure out how to apply to your business or your entrepreneurial venture whatever wherever and whatever stage you're in, right? KASIE: I think the most useful thing is, it's a climb. I mean, it's a climb. Taylor Swift didn't wake up at 17. And have an impact of billions of dollars, you know, on global markets. That's not how things worked out, but she's been working. She had a vision for what she wanted to do, for how she wanted her career to go. When she left country music, she wanted to sing her own songs. That was a huge risk. I remember being in a conversation with my brother, uh, when she left when she decided to walk away from her label and country music because she wanted to sing her own songs and he was like she's gonna fail and I was like, I don't know, I wouldn't bet against her. I'll be honest with you. I wouldn't bet against Taylor Swift. And here she is, you know, having rewritten the rules in her own industry to fit things the way she wants it to work. And she and she gets knocked down. She just gets back up again. I mean, things that should… if you think of the Kanye…I mean, it's humiliation, basically, public and professional humiliation. And she just came right back. Right? And so, and I know that's not.. I say that she came right back making it sound like it's easy. MARY: It took two years for her to… KASIE: And the way she wrote about it and the way she talked about it. The way she processed it and brought us all along for that journey too because who she is as a songwriter. You know when we see all of that I think that's why we want such good things for her now. If you know her through her music that well then you go okay, we're at the climax of the story now, right, where all the things are supposed to be working out the way they're supposed to work out. And I want to see the beautiful things happening for her. MARY: So yeah, oh, I love that. I do want to circle back around to the idea of bringing people along with you. Because one of the two things she's done recently that I think we all should point out is that she's used the status that she has to help. I mean, obviously, we talked about philanthropic ventures and things like that, but in her contract with Universal and in her contract, she made them agree to give more artists more percentage of their streaming rights, you know that you get paid so much for every time you stream, it''s pennies on the dollar, right, right. But in that negotiation process, she got Universal to give all of their clients, all of their musicians, all of their bands, singers, everybody, more percentage from their streaming rights. That's huge. Because they knew what they would lose. KASIE: Yeah, exactly. It's industry leadership but saying I have a position of power and I'm gonna use it to lead the industry and I think that's a very mature place for her to be. It was mature for her to walk away from country music when she was however old, you know, in her 20s. But this is a really mature thing for her to do this late in her career, even to say I'm an industry leader, I have industry power, and I'm going to use that power to improve the lives of all of my fellow workers.I mean, you don't need a union when you've got somebody in a powerful position that willing to work for you. Right? MARY: And willing to work for you is the key thing there. And then the same thing with the Eras tour and the movie, right? She bypassed the studios to get it out to the theaters because the studios wanted to take a higher percentage than she knew that she would be able to get if she just dealt directly with theaters. I KASIE: I love how aware we are of the inner workings of Hollywood and movie theaters now, because of Taylor Swift. Like I love the visibility that we now all have to the system and where everybody takes their cut, because Taylor Swift was very clear about I'm doing it this way and here's why. And I think that if you're in an industry where somebody that powerful is calling you out for doing the wrong thing, or for behaving in the wrong way, you got to take a look at yourself and be like, Okay, our business model just got called out for being shady and we need to figure out a way to… and you just have to compete. I think that's the biggest part is like we see industries where competition has been driven out by bad practices, you know, just just bad practices. And when you have somebody like Taylor Swift come in and say we're just not going to do things that way. You have to compete. And I think sometimes companies get a little bit slack, a little bit lazy, they start taking things for granted, and they get caught blindsided and they're bad about it, and they'll say terrible things about it. But at the end of the day, if you're not competing, you're not winning in your market. You know, you got nobody to blame but yourself. MARY: I think we could drop the mic on that one. Because that's true, right? Yeah. Dr. Kasie Whitener and my friend, thank you so much for joining me. This has been a great conversation. We could talk about this for hours, but she has to go pick up her little Swiftie, her daughter. Kasie, thanks so much. KASIE: Thank you so much for having me, Mary. And anytime you want to talk entrepreneurship, I'm your gal. And if you add Taylor Swift, I'm here for it, I'm absolutely here for it. MARY: We love it. Absolutely. Thank you so much. MARY: All right, Class E Podcast listeners, that does it for this episode of the Class E Podcast. Remember that this is the podcast is brought to you through a partnership between the Hill Institute for Innovation and Entrepreneurship, and the Communication Studies Department here at Furman University. I'm your host, Mary Sturgill. This is produced by our student producer Isabella Martinez, who you got to see in this podcast episode. By the way, remember that you can find us wherever you listen to your podcast, and on YouTube as well. So please subscribe, hit those subscribe buttons wherever is most convenient for you. But until next time, everybody take a page out of Taylor's book and dream big.
When the end of the year rolls around, it seems like there is always a lot to talk about when it comes to the economy and what the experts believe will be coming next year. And that's why our next guest's business school always hosts an economic outlook conference at this time of year. Mike Switzer interviews Joey Von Nessen, chief economist at the University of South Carolina's Darla Moore School of Business, whose annual conference is coming December 5th.
For a very long time, our state has been known as a manufacturing state. And during that time, a lot has happened with technology, enough so that a new segment has emerged known as advanced manufacturing. The recent announcements of several large, new such factories coming to our state has brought to the forefront the need not just for the specialized workforce training but also leadership training specifically tailored to advanced manufacturing. And that's where our next guest comes in. Mike Switzer interviews Mark Cecchini, associate dean for Executive Education at the University of South Carolina's Darla Moore School of Business in Columbia, host of the South Carolina Manufacturing Leadership Program.
If the tight labor market, inflation, and rising interest rates weren't enough for the business community to worry about in 2023, then came artificial intelligence. Suddenly, it's all companies can talk about…how can we use AI to grow our business and protect our business from competition? Our next guest's business school has put together a conference to address these issues. Mike Switzer interviews Dirk Brown, director of the McNair Institute for Entrepreneurism and Free Enterprise at the Darla Moore School of Business at the University of South Carolina, host of the upcoming Carolina Connect AI conference on December 1st.
In case you haven't heard, there is a new dean at our state's flagship university business school. And we have him on the phone. Mike Switzer interviews Rohit Verma, dean of the Darla Moore School of Business at the University of South Carolina in Columbia.
Our state's economy continues to move forward regardless of the recent rise in inflation and interest rates. How long can this scenario continue? Mike Switzer interviews Joey Von Nessen, chief economist at the Darla Moore School of Business at USC in Columbia, SC.
We are joined by Perrin Des Portes to discuss Understanding the Costs of Selling Your Dental Practice and more!Perrin DesPortes is one of the Co-Founders of Polaris Healthcare Partners. He attended Washington & Lee University for undergrad and earned his MBA from the Darla Moore School of Business at the University of South Carolina. Perrin has over 25 years of experience in the business side of dentistry, having started as a 4th generation family member of Thompson Dental Company, then as a General Manager of 15 years with Patterson Dental Supply where he ran three different businesses for them. In 2017, he left Patterson and along with two others launched TUSK Partners. In 2021, he and Diwakar Sinha departed to launch Polaris. Perrin is happily married andhas an 8 year-old daughter at home. In his spare time, he is an avid cyclist and tennis player; enjoys cooking and reading; and loves good red wine and strong coffee.Learn more:https://www.polarishealthcarepartners.com/ ***** SPONSOR: – Omni Premier Marketing: https://omnipremier.com/dental-marketing/ CONNECT: – Facebook: https://www.facebook.com/thedentalbrief/ – Instagram: https://www.instagram.com/thedentalbriefpodcast/ – LinkedIn: https://www.linkedin.com/in/dental-brief-podcast-564267217 – Patrick's LinkedIn: https://www.linkedin.com/in/pchavoustie/– Youtube: https://www.youtube.com/channel/UCd08JzybKfNH0v12Q9jf50w WEBSITE: – https://dentalbrief.com/
We're halfway through the year and many economists are still divided over the topic of a recession. Is one looming or not? Mike Switzer interviews Joey Von Nessen, chief economist at the Division of Research at the Darla Moore School of Business at USC in Columbia, SC.
The department chair and professor of economics in the Darla Moore School of Business at the University of South Carolina, Orgül Öztürk, joins Paul E. Peterson to discuss Öztürk's latest research, which investigates the outcomes of the South Carolina's Teacher Advancement Program. “Teacher Performance Pay, Coaching, and Long-Run Student Outcomes,” co-written with Sarah Cohodes and Ozkan Eren, is available now. https://blueprintlabs.mit.edu/research/teacher-performance-pay-coaching-and-long-run-student-outcomes/
In this episode of the Kaya Cast Podcast, we are joined by Summer Thorn and Angelita Green, two experts in the cannabis accounting field. They share their insights on how New York's recent decoupling from 280e allows cannabis business owners to take deductions on their state tax return, and the importance of having an industry-specific accountant to navigate the ever-changing regulations.Summer and Angelita emphasize the importance of working within the compliance of 280e and maintaining an ongoing conversation with your accountant. They also discuss the key components of the balance sheet and income statement that cannabis business owners need to pay attention to, stressing the importance of regular inventory counts and budget planning.Our guests also share their perspectives on the gross profit trends in the cannabis industry, the demand for legal products, and the challenges faced by social equity license holders in obtaining capital. Despite facing challenges that are unique to the cannabis industry, Summer and Angelita highlight the resilience and determination of cannabis business owners who continue to thrive in the face of adversity.Tune in to this episode to learn more about navigating the complexities of cannabis accounting and the bright future of the industry! Summer Thorn spent the first 11 years of her professional career in the United States Air Force where she served her country honorably both at home and abroad and in deployment to Iraq. Summer used her GI Bill and completed her bachelor's degree at the Darla Moore School of Business and then went on to earn her Certified Public Accounting license and her Master's in Business Administration. Summer first became interested in the cannabis space during her time in college, where she minored in criminal justice and learned of the racial injustice the punitive drug laws cause. While this information stuck with her, she wasn't exactly sure how her degree in accounting could help. She realized she could use her expertise to help the emerging cannabis industry with her knowledge of accounting and started her own accounting firm; Dope CPA. Angelita Green has over 20 years of experience in accounting and tax. She has been working with cannabis clients for 7 years, from seed to sale and is a continuous student of Cannabis Accounting. A member of the National Association of Cannabis and Tax Professionals, where she continues to receive cannabis training and network with other accountants in the industry. She is also VIP Member of DOPE CFO, Women's Cannabis Chamber of Cannabis, NORML, as well as Indigenous Cannabis Industry Association (ICIA). Find out more about Cannabis Accounting at: www.dopecpa.org www.newleafea.com https://www.linkedin.com/in/summernthorn/ https://www.linkedin.com/company/dope-cpa/ https://www.facebook.com/dopeCPA https://www.instagram.com/dope.cpa/ https://www.linkedin.com/in/newleafea/ https://www.linkedin.com/company/new-leaf-ea-corporation/
When Silicon Valley Bank and Signature Bank failed, it triggered fear, uncertainty and a lot of finger pointing. We gathered a panel of banking experts to talk through what happened, regulation and the impact of the Federal Reserve interest rate changes. Panelists: James Sills, President and CEO, M&F Bank Peter Gwaltney, President and CEO, NC Bankers Association Fred L. Green, III, President and CEO, SC Bankers Association Robert Hartwig, PhD, Director, Risk and Uncertainty Management Center, Darla Moore School of Business, University of South Carolina
STR "Meet the Scholar" Podcast - Strategic Management Division
This virtual 'Distinctiveness' sessions will focus on the overlaps and distinctions between the Strategic Management and Human Resource research fields. This session is aimed at junior faculty members and doctoral students and designed to help them a) connect to the foundations of the strategic management and HR fields, b) understand the distinctive contributions of the each field, and potential intersections of these fields, and c) understand research opportunities at the intersection. Of course, this session will also be highly interest and relevant for senior faculty members. We have 5 distinguished panelists whose research lies at the intersection of strategic management and human resources. These are as follows: Jay Barney, Presidential Professor of Strategic Management & Lassonde Chair of Social Entrepreneurship, David Eccles School of Business, University of Utah Peter Cappelli, George W. Taylor Professor, Professor of Management & Director of the Center for Human Resources, Wharton School, University of Pennsylvania Dan Elfenbein, Professor of Organization and Strategy and Associate Dean, Olin Business School, Washington University in St. Louis Rebecca Kehoe, Associate Professor of Human Resource Studies, ILR School, Cornell University Patrick Wright, Thomas C. Vandiver Bicentennial Chair, Professor & Director of the Center for Executive Succession, Darla Moore School of Business, University of South Carolina (c) STR - Strategic Management Division - AOM
The recent news regarding some regional bank failures has definitely added to the economic confusion that so far has dominated financial news in 2023. Is there any reason to believe that the skies will clear before this year moves too much further along. Mike Switzer interviews Joey Von Nessen, chief economist at the Darla Moore School of Business at USC in Columbia, SC.
What are the priorities of the new Hilton Head Island Mayor? What does the delay in electing a Speaker of the House mean for the 118th Congress? What's the economic outlook for South Carolina? Find out on this year's first Power Hour, where you can get unfiltered information about hot topics in our community straight from the source. Speakers include: Alan Perry, Hilton Head Island Mayor, on his priorities. Neil Bradley, Executive Vice President, Chief Policy Officer, and Head of Strategic Advocacy at the U.S. Chamber of Commerce, on the 118th Congress and Speaker of the House election delay. Joey Von Nessen, Research Economist at the University of South Carolina's Darla Moore School of Business, on the 2023 state economic outlook.
This week T-bone has on Perrin Desportes. We take a deeper dive into determining if a DSO sale is right for your practice.Here's is a little about Perrin: Perrin is a graduated from BA from Washington and Lee University and MBA from the Darla Moore School of Business (University of South Carolina HE is a 4th generation of a family-held dental distribution business, Thompson Dental Company. He 15-year career as a General Manager at Patterson Dental Supply (Richmond, Metro NY/NJ, and Charlotte) and was the Former Co-Founder and Partner at TUSK Partner). Perrin is a loving husband and 7-time Father of the Year to his daughter (sponsored by Rogaine). During his free time he is an avid cyclist, tennis player, loves to read, and is a total coffee snob
Get this right and your top performers and customers won't leave. The easiest way to establish loyalty with employees and customers it also the most overlooked. Gone are the days of the "all-business leader" and who leaves all personal aspects at the door. Leaders make a much bigger impact when they humanize themselves with their teams and put their people first. This drives a culture of mutual respect and strong buy in which inevitably leads to better business outcomes. I host Erik Dietz, COO of Michelin Mobility Intelligence and Roadbotics by Michelin, where he shares his story on how he chooses to lead with a people first approach and where his inspiration comes from. Erik is a small business entrepreneur turned corporate intrapreneur. He is passionate about leveraging Tech for Good, Safer and Equitable mobility and enjoys building international teams with diverse backgrounds and perspectives to leverage collective intelligence. He has a Bachelor's degree from University of California in Los Angeles and an MBA from the Darla Moore School of Business at the University of South Carolina. LinkedIn Profile https://www.linkedin.com/in/erik-dietz/ (https://www.linkedin.com/in/erik-dietz/) Company Link: https://www.michelinman.com/ (https://www.michelinman.com/) What You'll Discover in this Episode: How leaders can use mentoring to set the team up for success. What Erik does to build trust and respect with this team. Why Michelin is growing into “mobility intelligence”. How mobility intelligence is addressing roadway equity and safety. The worst leadership advice he's heard. The inspiring vision he uses to motivate his team. His biggest sources of inspiration and how it impacts his leadership. A time he “swung for the fences” and it paid off and a time it didn't. The personal finance app he uses every day. Resources: https://www.leadershipnow.com/leadingblog/2019/09/how_to_humanize_leadership.html (https://www.leadershipnow.com/leadingblog/2019/09/how_to_humanize_leadership.html) https://www.linkedin.com/pulse/3-foundations-humanizing-leadership-hugh-macleod-1c (https://www.linkedin.com/pulse/3-foundations-humanizing-leadership-hugh-macleod-1c) https://www.dukece.com/insights/leadership-isnt-just-strategy-its-being-human/ (https://www.dukece.com/insights/leadership-isnt-just-strategy-its-being-human/) ----- Connect with the Host, #1 bestselling author Ben Fanning https://www.benfanning.com/speaker/ (Speaking and Training inquires) https://followbenonyoutube.com (Subscribe to my Youtube channel) https://www.linkedin.com/in/benfanning/ (LinkedIn) https://www.instagram.com/benfanning1/ (Instagram) https://twitter.com/BenFanning1 (Twitter)
Jeff Savage, Ph.D. is a professor at the University of South Carolina. He is the associate director of the Faber Entrepreneurship Center housed in Darla Moore School of Business. Savage teaches multiple courses at the graduate and undergraduate levels and believes that the best way for students to learn is by doing.
Jeff Savage, Ph.D. is a professor at the University of South Carolina. He is the associate director of the Faber Entrepreneurship Center housed in Darla Moore School of Business. Savage teaches multiple courses at the graduate and undergraduate levels and believes that the best way for students to learn is by doing.
Brian Levitt, global market strategist for Invesco says that there is some good news in the market -- with signs that the bond market is expecting inflation to slow and ease and other indicators showing promise -- but everyone should be watching the impact of Federal Reserve interest-rate hikes to see how long the current doldrums drag on. Levitt noted that less than 25 percent of companies on the New York Stock Exchange are trading above their 200-day moving average, and that the market typically bottoms out when that number reaches 15 percent, but he noted that commodity prices, interest rates and inflation all must moderate before the market gets to a more solid footing. Also on the show, Professor Pelin Pekgun from the Darla Moore School of Business at the University of South Carolina discusses inflation and how supply chain issues typically get resolved so that an economy can break the cycle of rising prices and shortages to return to normal, Ted Rossman of Bankrate.com discusses the record levels of household debt -- but a surprising drop in credit-card debt -- reported Tuesday by the Federal Reserve Bank of New York, and Andy Behar of As You Sow discusses the group's research showing that many social investment funds aren't practicing what their name says they should preach, holding stocks that don't belong in a fund built around current governance standards.
Tune in to the Management Insights podcast on A Roadmap for Effectively Flipping Your Class with today's guest, Buffie Schmidt from the University of South Carolina. Flipping, is a love or hate term in education. It is a popular topic, yet a seemingly elusive pedagogical approach. Can you use Flipping to gain more time in the classroom while increasing student outcomes and engagement? Buffie Schmidt, a Lecturer of Management from the Darla Moore School of Business, has been flipping her classes and holding workshops on the pedagogical approach for over a decade. If you are wondering where to begin, what options exist, or precisely what to do and what to avoid, listen as Buffie lays out a simple framework and provides detailed lists of options for each step in the flipping process.
Tune in to the Management Insights podcast on Is Flipping Your Classroom Worth It? with today's guest, Buffie Schmidt from the University of South Carolina. Flipping is back in the spotlight. The recent changes in educational needs following the pandemic have almost everyone looking for fresh ideas and solutions. Buffie Schmidt, a Lecturer of Management from the Darla Moore School of Business, has been flipping her classes and holding workshops on the pedagogical approach for over a decade. If you are curious how Faculty, as well as students, may benefit from a flipping model, allow Buffie to share her experience and lay out the foundation needed to begin your flipping journey.
June Bradham is a widely recognized business leader and fundraising expert. Under her guidance and with her hands-on approach, she and her team at CDM (formerly Corporate DevelopMint) have led more than 200 successful fundraising campaigns ranging from $3 million to more than $100 Million.June founded Corporate DevelopMint in 1987. In 2018, Corporate DevelopMint rebranded as CDM: Change Develop Move. Over the past 40+ years, June has led the firm and her clients to unparalleled success through passion, commitment, knowledge, experience, expertise, and research. CDM's research includes a groundbreaking study of what drives fundraising success designed by an interdisciplinary team of PhD's, and a study of best practices in free healthcare clinics that was funded by the Duke Endowment.June works on product development for CDM, creating dozens of customized training programs for nonprofits. Her hands-on work with more than 250 boards has resulted in a unique format for solicitation training, as well as a unique process for aligning nonprofit staff and leadership with the communities they serve. As a consultant to one of the world's largest consulting companies, June has also developed and implemented training programs for fundraising consultants from more than 17 countries.In addition, June has personally served on more than 25 nonprofit boards, including service on the executive committees of most of those boards. A sampling includes the Darla Moore School of Business; the Citadel School of Business; the SC Chamber of Commerce; the Governor's School for Science & Math; the Community Foundation of Coastal SC; the Spoleto Festival; and Porter-Gaud School.June's articles appear in trade journals such as Advancing Philanthropy, Association for Healthcare Philanthropy, and Journal for the Advancement of Secondary Education. Her book, What Nonprofit Boards Want, was published in 2009 by John Wiley & SonsJune has received many top awards in her field, including Fundraiser of the Year from the Association of Fundraising Professionals International's Lowcountry Chapter (2012); the first CEO of the Year in Charleston Regional Business Journal's Most Influential Businesswomen Awards (2009); and the Women of Achievement Award from the Alliance for Women in the category of Economic Autonomy (2008).
On this edition of Carolina Business Review topics include: inflation, supply chain, transparency in healthcare pricing, and the budget surplus. Panelists Tony Mecia, Editor, Charlotte Ledger Peter Brews, Dean, Darla Moore School of Business, University of South Carolina
Empowering Industry Podcast - A Production of Empowering Pumps & Equipment
This week Charli and Bethany discuss how to build your personal brand through your company brand.Then Charli interviews Mike Murphy, Segment Communications Lead for ABB, all about the ABB Solutions Podcast series.[Interview Starts @26:30]Watch this episode on YouTubeMike Murphy has been with ABB over 18 years. and is currently their Segment Communications Lead, based in Greenville, South Carolina. He works with product managers to promote the right product with the right message. He recently became the host of the ABB Solutions Podcast series. Murphy has an undergraduate degree in Communications from University of South Carolina and an MBA from the Darla Moore School of Business at the University of South Carolina. www.abb.com ABB solutions podcast: https://abbsolutionspodcast.buzzsprout.com/ linkedin.com/in/mike-murphy-9a076226Resources and Links:Get the digital editionSign up for the NewsletterPerson of the WeekNominate an Industry Person of the WeekEmpowering Women Meetup - Wed. March. 9Empowering Brands Meetup - Tues, Feb. 15Empowering Women PodcastLunch & Learn with VinceSustainability SummitUnited Electric Controls: The Best Maintenance Ally Is InformationTriangle Pump Components Inc. Expands Manufacturing Facilityhttps://empoweringpumps.comhttps://empoweringwomeninindustry.comTwitter | Facebook | LinkedIn | Instagrampodcast@empoweringpumps.comhttp://creativecommons.org/licenses/by/4.0/
Our annual look at the biggest issues facing our economy in 2022. Our resident economists share their insight on inflation, housing, and the employment landscape. Panelists: Sarah House, Senior Economist, Wells Fargo Securities Dr. John Connaughton, Babson Capital Professor of Financial Economics, UNC Charlotte, Dr. Doug Woodward, Director, Division of Research, Darla Moore School of Business, University of South Carolina and Dr. Frank Hefner, Professor of Economics, College of Charleston
On this episode of The Score, we're speaking with Dr. Alexander Matros, a professor in the Darla Moore School of Business at the University of South Carolina, and Eren Bilen, Assistant Professor of Data Analytics at Dickinson College. Both are chess players and in their September 2020 study, online cheating, amid COVID-19, they examined the connection between cheating and online chess and the extent of online cheating in universities. The report describes how the International Chess Federation and the Internet Chess Club deal with cheating and suggests what universities can learn from that. Welcome to The Score. Eren Bilen (05:08): Yeah, the 2020 AP exams were the first time that these AP exams were given online because of, this was basically because of COVID. And so, what happened was this, so if you look at Google searches, and this is public information, you can just access this information, easily. What you see is this, so the 2020 AP exam for the math subject was given on May 12. This was in the afternoon Eastern time. So, we had 2:00 PM on May 12. And so, if you look at some of the keywords related to math concepts, such as derivative, integral, critical points, inflection point, things like that, you'll see a spike, exactly 2:00 PM, and then following 3:00 PM, and so on, the spike basically disappears. Eren Bilen (06:03): And so, the next day, on May 13, it was the English literature subject. If you do a similar study, so you check, this time instead of checking math related keywords, you check literature related keywords. So, you can do imagery, literary techniques, diction, things like that. You get the spike, exactly at 2:00 PM on May 13. This is again the time of the test. Eren Bilen (06:29): And then last, you can even check physics, for example, this was the next day on May 14, but this time not 2:00 PM, it was 4:00 PM in the afternoon. And you get this spike on physics related keywords at exactly 4:00 PM on May 14. So, it looks like students basically do some Google searching in order to find the answers, was this helpful? Yes, no, we're not sure, but at least students tried. Kathryn Baron (06:57): At least they tried to cheat. So, was this an unproctored online exam? Eren Bilen (07:06): That is correct. It was unproctored.Eren Bilen (10:21): Sure. Yeah. So, in the data, so we were quote on quote, "lucky," in the sense that we had one special tool that enabled us to basically pinpoint what's going on, what's going on? The issue was this, so we looked at the time the students took to answer their questions. So we gave them basically a test with 20 questions. And these questions were not multiple choice. So, the students had to basically enter numbers using their keyboards. And what we saw was that some of the students had very strange timings. Eren Bilen (11:02): So, for example, on a question that you will expect a student to take on average, let's say five minutes, the student gave an answer in seven seconds. You can say, "Okay, this is one occasion. The student just input a random number or something." That was not the case. That was the correct answer. So, for example, the correct answer was let's say 347. So, a student was able to pick that number 347 in less than 10 seconds. And this kept going and going. So next question. Similar. Third question, again, somethings similar. So, it kept on going for 20 questions. Eren Bilen (11:40): So, the overall time the student took to complete the exam was about 10 minutes. Kathryn Baron (12:30): But Eren, in seven seconds, how did they cheat, could they actually look something up online that quickly? Eren Bilen (12:36): So, you cannot do this in seven seconds. So, what we believe that students had was that they had the answers from other students who volunteered to take the test before they did, and they gave them the correct answers. And then you basically had a list in front of you with question names and then the correct answers. They basically looked at this test, the answer sheet, and it probably took them on average, 10 seconds to be able to figure out that was the question that they were seeing on the screen. And basically, they inputted the correct number using their keyboards. So, looks like this on average takes 10 seconds. Kathryn Baron (15:51): You earlier and mentioned fairness. And it does seem that this issue raises some huge ethical issues around fairness, because a student who works very hard to get good grades could very likely do worse in a class because that student didn't cheat. And even though teachers and professors know from say homework assignments and classroom participation, which students are studying, what can they do when the test results don't reflect that because of cheating? Dr. Alexander Matros (16:21): Yeah. I think in a sense, you ask very, very important questions. So, in a sense, during this pandemic during the whole year, so we had some expectations, we had some, you can call this social norm, so what we expect. So, let's say people would come to a class and they would take a test and then you can rent them based on these results. And everything is from this point of view, more or less fair. Dr. Alexander Matros (16:45): Now, if you take a test at home, especially if it's not proctored, so nobody knows who took this test. And then the situation now is such that we have another social norm when if you have these expectations if you have these beliefs that everybody else is teaching. So, this immediately puts you in situation when just, you might be the best student, but you feel that you have no chances to compete with this, as a students, unless you cheat as well. Dr. Alexander Matros (17:15): And we just move from what is called, maybe [inaudible 00:17:18] When you have these expectations, these are self-fulfilling expectations. And now if everybody cheats, everybody expects that. And then they play according to this morals. Dr. Alexander Matros (20:06): So, if you put a little bit of effort trying to check them, so maybe they would just abstain from this kind of behavior. And then this even simple monitoring can remove a lot, a lot of cheating. So, it would definitely not remove all cheating, but it would remove simple ones. So, for students like you describe, so who would actually prepare their rooms, you cannot eliminate that, but they put so much effort. So, if they would study instead, they would do so much better. Dr. Alexander Matros (22:38): But online, you have some clues, it's never direct evidence. It's only like indirect evidence. So, you can say, "okay, so the student took a test and finished this test in 5 minutes or 20 questions. It was multiple choice. And their answer is perfect." But then is it possible? Yes, it's possible. Because again, you can also win a lottery, so you just put the number and then you just like and you won. So, a student had a good day, so answer everything correctly. So, and then it's possible. So, you cannot say this was impossible. So, student guess correctly, so perfect. Kathryn Baron (24:39): But do your colleagues feel that there is a lot of cheating going on in their classes or do they feel that their students, I'm just wondering is there a consensus that, "Yeah it's going on," or are they sort of in the dark about it? Dr. Alexander Matros (24:54): No, I think this is clearly a consensus that was cheating and what people will do. So they would try to find like some ways how deal with that. Dr. Alexander Matros (26:14): In my first 10 years, I had zero cases. And during pandemic yeah, I did report several cases. Eren Bilen (32:33): Yeah. We have to move from a bad equilibrium room to a better one absolutely. I absolutely agree. In order to do that, we need to use some sort of proctoring. So, it could be in person proctoring, it could be live proctoring, but with the use of proctoring, we can basically move from those bad equilibria to the better ones. Because in a bad equilibrium basically, you give an option to student to cheat, but if you're using proctoring, then hopefully 99% of the time, student won't be able to cheat. So that's the key takeaway that I want to point out.
To learn more about the Enabled Disabled Podcast and share your story, please visit https://www.enableddisabled.com/ Bob Kulhan is a co-founder of Baby Wants Candy and has been performing, teaching & studying improv and sketch comedy since 1994 in Chicago and since 2009 in NYC. Bob was trained in improvisation by Del Close, Matt Besser, Amy Poehler, Tina Fey, Susan Messing and others at Chicago's ImprovOlympic theater, Mick Napier at The Annoyance Theater, and taught and mentored by Martin de Maat at The Second City (among so many other greats in all 3 fantastic schools!). Bob currently performs in NYC with Baby Wants Candy (Soho Playhouse), The Scene (The PIT), Dos Experimento! (The PIT), Mystic Improv (The PIT) and The Windy Pendejos? (The PIT and… really wherever the heck else we can play!). Bob's has created more than a dozen one-man and sketch comedy shows. You can find his characters on YouTube videos (“The BonVivant Gourmet” “SafetyMen” & the hit Holiday song “Christmas Hot Pants”) For the last 24 years Bob has performed and taught improvisation internationally. His teaching and performing credits include Chicago's famed The Second City, Improv Olympic, The Annoyance Theater, The PIT, Columbia College, London TheaterSports, The Banff Centre, The Australian Graduate School of Management, and Koç University in Istanbul, University of South Carolina's The Darla Moore School of Business, UCLA Anderson School of Management, Columbia University Business School, and Duke University's The Fuqua School of Business. In addition to all things improv, Bob is passionate about cooking, SCUBA diving, and Brazilian Jju-Jitsu. --- Send in a voice message: https://anchor.fm/enableddisabled/message Support this podcast: https://anchor.fm/enableddisabled/support
We discuss:How Rita and Brittany created this mother-daughter duo brand.The inspiration behind their two books, "Own Your Phenomenal Self: A Guide on Character, Success, and Leadership" and "Spoken Art: Too Brave to Back Down."What it means to avoid getting “lost in the sauce.”The concept of the “reset mindset.”How to find your purpose.Resources: InvestmentNews | Christine Shaw | Rita & Brittany Mitchell |Own Your Phenomenal Self: A Guide on Character, Success, and Leadership | Spoken Art: Too Brave to Back DownGuest BiographyAbout RitaIn a career spanning four decades, Rita P. Mitchell has a proven track record of achievement and success in the highly competitive financial services industry. Rita became president of her own insurance and securities brokerage firm, Mitchell Financial Inc., spoke on the TEDx stage, has been a frequent contributor to Black Enterprise magazine, and became the first-ever recipient of First Horizon's 2018 Inclusion & Diversity Leader's Award. Before retiring in early 2018, Rita served as executive vice president and manager of private client services for Middle Tennessee, First Tennessee Bank, now First Horizon.In addition, Rita is a recipient of the Thurgood Marshall College Fund Award of Excellence, the Department of Commerce Regional Minority Service Firm of the Year (eight-state region), Dr. R. H. Boyd Woman Business Owner of the Year, the U.S. Small Business Woman Advocate of the Year, the 2014 YWCA Academy for Women of Achievement and the 2018 recipient of the NashvilleBusiness.Net 100 Leading African Americans.In 2018, Rita wrote her debut book, Own Your Phenomenal Self: A Guide on Character, Success, and Leadership, which serves as a “pocket mentor” to empower young career women to achieve their desired success and is an Amazon bestseller.Rita is a certified John C. Maxwell coach, trainer and speaker. Currently, she serves on the boards of the YWCA USA, Cheekwood, Leadership Nashville Alumni Association and the Founders' Advisory Board of Studio Bank, and is past Board Chair of the YWCA of Nashville & Middle Tennessee.Most recently, Rita published her second book, Spoken Art: Too Brave To Back Down, which is a one-of-a-kind mother-daughter memoir of art, poetry, fashion, and the power of affirmation thinking.About BrittanyBrittany Mitchell is an accomplished marketing professional with 13-plus years of experience from established nonprofits to innovative startups to driving performance for large brands.In 2018, Brittany was recognized as one of Brand Innovators' 40 Under 40 for her work in digital advertising at State Farm Insurance, a Fortune 50 company, where she managed a $250 million advertising budget. An accomplished speaker, Brittany was honored to be a keynote speaker at the 2018 MediaPost Data & Programmatic Summit in Lake Tahoe.While living in Bloomington, Ill., Brittany served on the Boys & Girls Club of McLean County Board, the City of Bloomington Board, and was a founding member of the Bloomington-Normal Rotaract (young professional Rotary club) while serving on the Bloomington-Normal Sunrise Rotary club.Brittany is currently based in New York and works as a commercial lead at LiveRamp, the leading data connectivity platform delivering identity capabilities for the world's top brands, agencies and publishers.Brittany obtained her undergraduate degree from the University of Tennessee, Knoxville in the fields of marketing, international business and French. In 2012, she received her International MBA from the Darla Moore School of Business at the University of South Carolina. Brittany has lived and worked in Paris, France, and is fluent in French.In addition, as the CMO of Rita P. Mitchell, Brittany recently published the company's second book, Spoken Art: Too Brave To Back Down, which is a mother-daughter memoir of art, poetry and affirmations.
Glenn Gonzales is the founder and CEO of Jet It LLC, a disruptor in the provision of private transportation. Prior to forming Jet It, Glenn provided transportation solutions as the Regional Sales Manager for the Eastern United States for Honda Aircraft Company. Glenn began his aviation career in the USAF, as a T-38A Instructor Pilot and his military career culminated as an F-15C Flight Commander and 4-Ship Flight Lead. He has a MBA from the Darla Moore School of Business at the University of South Carolina, and a Masters in Aeronautical Sciences from Embry-Riddle Aeronautical University. He completed his undergraduate studies at the United States Air Force Academy earning a B.S. degree in Behavioral Sciences with a concentration in Human Factors Engineering. Glenn has served as a spokesman for Make a Wish, founded a military community outreach organization, the “71st Fighter Squadron Iron Foundation”, and served as Program Coordinator for Special Olympics, Area 22 regional competition. He has spoken at countless universities, corporations, primary schools and community organizations sharing his career experiences, and the business of private aviation. Glenn continues his community outreach and through Jet It has helped raise just shy of $1M for charities and non-profit organizations. Mr. Gonzales is a Lieutenant Colonel in the USAF Reserves, and is married to his wife of 18 years, the former Tanika Archer. Where to Find Glenn Website: https://gojetit.com (https://gojetit.com) Twitter: https://twitter.com/gojetit_ (@GoJetIt_) Instagram: https://www.instagram.com/gojetit/ (@gojetit) Facebook: https://www.facebook.com/gojetit (Jet It) Youtube: https://www.youtube.com/channel/UCh8QaaDBUw4Vbx-2lgVlVsg/featured (The Jet It Experience) LinkedIn: https://www.linkedin.com/company/gojetit/ (Jet It) SPONSOR This episode is sponsored by http://www.entireproductions.com/ (Entire Productions)- Creating events (both in-person and virtual) that don't suck! and http://www.entireproductionsmarketing.com/ (Entire Productions Marketing)- carefully curated premium gifting and branded promo items. PLEASE RATE, REVIEW, & SUBSCRIBE on APPLE PODCASTS “I love Natasha and the Fascinating Entrepreneurs Podcast!”
July 31, 2021 — Joey von Nessen, research economist with the University of South Carolina's Darla Moore School of Business, joins us w what the Palmetto State's economy is facing during the pandemic.
What impact will the new Apple engineering hub have on RTP's growth and jobs in the region? Plus find out what RTP is doing for small business. Panelists: Dr. Joseph Von Nessen, Research Economist, Darla Moore School of Business, UofSC and Vicki Lee Parker High, Executive Director, NC Business Council
As we move into a tight labor market in the second half of 2021, organizations will need a strong employee benefits messaging strategy to recruit and retain talent. However, for this strategy to work, organizations must educate their workforce about their benefits offering. In this podcast episode, Chris Bernadine, Sr., Chief Enrollment Officer at Meridio, and Rob Quell, a Vice President at Colonial Life, discuss the importance of year-round benefits education and provide tactical tips for employers to maintain benefits communications throughout the year.The correlation between retention and employee satisfaction. Current data shows the direct connection between how well companies are educating employees on benefits to overall employee satisfaction and retention levels. [01:58]Employee benefits is a recruitment and retention technique. We look at the top three reasons why employees choose to work for an employer and why they stay. [03:38]Take a year-round approach to benefits education. For most organizations, enrollment happens during the fourth quarter, with benefits education squeezed into that short period before open enrollment. However, organizations that communicate to employees throughout the year tend to be more successful with their benefits strategy. [05:02]Major life changes and events. Individual circumstances and lives are constantly changing. Employers need to remind employees to re-evaluate their benefits selection and those parts with time sensitivity during life events. [11:25]Six tips for year-round benefits communication. Best practices and tactical tips for employers to improve benefits education. [14:03]Additional resources: SHRM webinar, The power of benefits education all year round. Christopher Bernardine Sr.Chief Enrollment Officer, Meridio Chris is the current Chief Enrollment Officer of Meridio, a benefit communication software and enrollment company that specializes in working with associations, insurance agencies, business consultants and carriers. In this role, he oversees the operations and enrollment of the business. Chris has over 30 years of dedicated experience in benefit communication and employee benefits. Rob QuellVice President of Broker and Special Market Development, Colonial LifeRob is the Vice President, Broker and Special Market Development for Colonial Life. In this role, Rob is responsible for leading an organization focused on developing and executing strategies to offer insurance products and enrollment services in partnership with brokers to their employer clients. His team also works with Colonial Life's largest and most complex clients to evaluate the strategic use of benefits programs to achieve their business objectives, as well as specialization in key industry segments including public sector. Rob has previously held roles in Large Employer Sales, Enrollment Technology, IT Portfolio Management, Underwriting, and Claims. He has a bachelor's degree in mathematics from Vanderbilt University and an MBA in International Business from the Darla Moore School of Business (University of South Carolina). He is a Fellow of the Life Management Institute (FLMI) and Associate of Life and Health Claims (ALHC).
Take your confidence to the next level! Jennifer Brunelli talks all about NASCAR nutrition, her role on the Gatorade Women's Advisory Board, and her top tips to being a confident female in a male dominant industry. Jennifer (VanAssen) Brunelli MS, RD, LDN is the creator and owner of RDpro, LLC, a nutrition consulting business in the Charlotte, NC area that she opened in July 2011. Jennifer graduated from the Darla Moore School of business at USC in 2004. She is a 7-time All American swimmer and Athletics Hall of Fame athlete at the University of South Carolina. Jennifer and her team do nutrition programming development for teams, provide nutrition education, meal planning, body composition assessments, food intolerances and allergy testing, corporate wellness, performance kitchen design, supplement analysis, and more. She works with a wide range of clientele in varying age groups, health and body knowledge, and gender. Her roster of clients has included being the NFL's Carolina Panthers team dietitian for 6 seasons, NASCAR's Roush Fenway Racing team dietitian for 5 seasons, Hendrick Motorsports in her first season, supporting to build NC State and the Charlotte 49ers University athletic department sports nutrition department, and LEAD which is a female Olympian run business that stands to help young female athletes gain leadership skills and confidence in and out of their sport. Jennifer also has a thriving media presence on behalf of food boards, food companies, and supplement companies that support furthering education for athletes and safe training for clients. Most recently she was appointed to the first ever Gatorade Women's Advisory Board alongside some of the most impactful athletes and female presences in sport. Jennifer has two children, Sloane (7) and Nathaniel (6) who are already active athletes (and little gamecock fans!)! Jennifer can be reached for business opportunities through social media at @sportsRDpro and @theRDpro, or her website theRDpro.com. This episode is sponsored by Momentous! Try PR Lotion now with the exclusive discount and use code RDSnippets at checkout for 25% off your order. Go to their website amphuman.com/rdsnippets to place your order.
Today, I'm pleased to have back to the program Dr. Patrick Wright. He is the Thomas C. Vandiver Bicentennial Chair in Business, and he is the Director of the Center for Executive Succession at the Darla Moore School of Business, which is at the University of South Carolina. Here at MinistryWatch, we bring you news about Christian ministries, as well as the latest in charity and philanthropy, all designed to help us become better stewards of the resources God has entrusted to us. Regular listeners to the program know that every week we do a regular Friday weekly roundup episodes. Those are episodes I co-host with Natasha Smith. But these MinistryWatch Extra episodes are a chance for us to “go deep,” you might say, with our editorial partners, or with someone I think has something significant to say. To find out more about MinistryWatch, go to MinistryWatch.com To find out more about Patrick Wright and the Center for Executive Succession, go to http://moore.sc.edu/ces The producers for today's program are Rich Roszel and Steve Gandy. We get database, technical, and editorial support from Cathy Goddard, Stephen DuBarry, Christina Darnell, and Casey Sudduth. I'm Warren Smith, along with my this week's Dr. Patrick Wright, and you've been listening to the MinistryWatch podcast. Until next time, may God bless you.
Today, I’m pleased to have back to the program Dr. Patrick Wright. He is the Thomas C. Vandiver Bicentennial Chair in Business, and he is the Director of the Center for Executive Succession at the Darla Moore School of Business, which is at the University of South Carolina. Here at MinistryWatch, we bring you news about Christian ministries, as well as the latest in charity and philanthropy, all designed to help us become better stewards of the resources God has entrusted to us. Regular listeners to the program know that every week we do a regular Friday weekly roundup episodes. Those are episodes I co-host with Natasha Smith. But these MinistryWatch Extra episodes are a chance for us to “go deep,” you might say, with our editorial partners, or with someone I think has something significant to say. To find out more about MinistryWatch, go to MinistryWatch.com To find out more about Patrick Wright and the Center for Executive Succession, go to http://moore.sc.edu/ces The producers for today’s program are Rich Roszel and Steve Gandy. We get database, technical, and editorial support from Cathy Goddard, Stephen DuBarry, Christina Darnell, and Casey Sudduth. I’m Warren Smith, along with my this week’s Dr. Patrick Wright, and you’ve been listening to the MinistryWatch podcast. Until next time, may God bless you.
Tune in to the management insights podcast with today’s guest, Patrick Wright. Since the beginning of the field of Strategic HRM, authors and practitioners have focused on aligning strategy and HRM. However, these efforts have not always been clear, accurate, or successful. Current thinking emphasizes the need for HR to be integrally involved in aligning strategy, talent, and culture. In this podcast Patrick Wright, Thomas C. Vandiver Bicentennial Chair in Business in the Darla Moore School of Business at the University of South Carolina discusses the central concept around how HR can help organizations create this alignment.
Panelists: Sarah House Senior Economist, Wells Fargo Securities John Connaughton, Ph.D. Babson Capital Professor of Financial Economics, UNC Charlotte Doug Woodward, Ph.D. Professor of Economics, Darla Moore School of Business, University of South Carolina Frank Hefner, Ph.D. Professor of Economics, College of Charleston
When Darla Moore began business school at George Washington University, she said she “didn’t know what a balance sheet was.” After graduating with her MBA, she moved to New York City and began in banking. She became one of the nation’s most successful business leaders. She was the first woman on the cover of Fortune magazine and was listed as one of Fortune’s “50 Most Powerful Women in Business.” University of South Carolina’s Darla Moore School of Business was the first business school in the nation to be named after a woman. As part of what she calls a 30-year plan, Darla Moore is now helping to transform Lake City, her home town. Her latest investment is a regional education and training center through collaboration among The Darla Moore Foundation, Francis Marion University, Florence-Darlington Technical College and school districts. “It is a seamless, flexible doors-open to all high schools and adults to come in and not have to go to different places.”
As the hospitality industry struggles to mitigate the massive loss of revenue caused by the coronavirus pandemic, hundreds of hotel owners are filing lawsuits to force their property insurance providers to cover their financial casualties. Meantime, state and federal lawmakers are considering legislation that would mandate U.S. insurance companies pay for business losses related to COVID-19. Such a payout could surpass $600 billion, reported Best's Insurance in May. American Property Casualty Insurance Association, a trade group, puts the payouts even higher. In June, the association reportedly estimated payouts to would cost insurers $255 billion to $431 billion a month. The amounts are not sustainable and would ultimately make many insurers insolvent, say insurance industry experts. Hotel owners say they deserve payouts because they've paid premiums for years to cover high-loss scenarios such as the one they're facing now. In almost every case, insurers are refusing to pay, saying policies exclude losses caused by a viral plague or COVID-19 has not caused any physical damage to hotel properties that result in a stoppage of business. It's fixing to be an epic battle. In this episode of Lodging Leaders, we examine the issue of business interruption insurance for hotels negatively impacted by the coronavirus pandemic. We feature Sanjay Patel, CEO of MHG Hotels in Indianapolis who has filed a lawsuit against his insurance provider; Robert Zarco, a partner at the law firm Zarco Einhorn Salkowski & Brito in Miami who specializes in litigating business interruption insurance claims on behalf of business owners; Gregory Riehle, a lawyer and hospitality consultant and former CEO of the Resort Hotel Association, a hotel insurance group; and Robert Hartwig, Ph.D., a clinical associate professor and director of finance at the Center for Risk and Uncertainty Management at the University of South Carolina's Darla Moore School of Business who's co-authored a white paper about the un-insurability of businesses affected by viral pandemics.
If you think about it, we are all supply chain managers. We have to take inventory, manage supplies, understand demand, and then help our consumers' sentiment stay positive. Why are humans prone to panic buying and hoarding? How does the global supply chain recover from the bullwhip effect? What do we need to understand about buffer and consistent scheduling? Dr. Mark Ferguson from the Darla Moore School of Business at USC and Scott Luton from Supply Chain Now share stories and trends and help us gain understanding, empathy and lessons for the future.
Robert Hartwig, Director of University of South Carolina Center for Risk and Uncertainty Management This episode is a cannot-miss for every serious insurance professional. Please make this a priority for this week. Chief insurance industry economist, Robert Hartwig, PhD, CPCU, delivers a rational and clear-eyed perspective on how the coronavirus will affect the lives and agencies of the modern insurance agent. Dr. Hartwig shares his expert perspective on: The projected economic impact through the year, and how agencies’ ongoing operations will be affected The impact the virus will have on policies, including workers’ comp, EPLI, business income, E&O, and more How the virus will affect insurance pricing What agents should be doing now to navigate the difficult months ahead Dr. Hartwig is the immediate past president of the Insurance Information Institute. He serves as a regular media spokesperson for the property & casualty insurance industry and is frequently quoted by leading publications including The Wall Street Journal, The New York Times, USA Today, Washington Post, Los Angeles Times, Financial Times, Newsweek, Fortune, Forbes, The Economist and any others. Dr. Hartwig also appears regularly on television, including programs on ABC, CBS, NBC, CNN, CNBC, Fox, PBS, and BBC. He now serves as Clinical Associate Professor of Risk Management, Insurance and Finance in the Darla Moore School of Business at the University of South Carolina and Director of the school’s Center for Risk and Uncertainty Management. Presented by Agency Revolution, the Connected Insurance Podcast provides weekly opportunities for listeners to dive deep into the trends affecting insurance agents and brokers today and to gain proven strategies and tactics for agency growth. Our hosts facilitate thoughtful panels and 1:1 conversations with a variety of prominent thought leaders, with a focus on how to streamline and drive operational efficiency for your independent agency through the intelligent use of technology.
Patrick Wright is Director at Center for Executive Succession at Darla Moore School of Business at the University of South Carolina. In this episode, he covers: - The changing nature of the Chief HR Officer - How firms use people as a source of competitive advantage - What makes him unique in the HR field - How to stand out in HR given the challenges that AI and data will bring - The importance of not forgetting your family throughout your career The EMEA Recruitment Podcast with Paul Toms and Jenny Callum will take you through every aspect of recruitment. Looking at both sides of the process, Paul and Jenny will be offering career-changing advice to the job-seeker and essential exposure to recruitment ‘best practice’ for the hiring employer, giving each party an insight and understanding into the perspective of the other. This podcast is brought to you by EMEA - At EMEA Recruitment we are specialists in Finance, BI & Data, HR, Procurement, Supply Chain and Operations Recruitment at Middle-Management to Executive levels across Switzerland, The Netherlands and the wider EMEA & US region. With offices in Zug, Amsterdam and Nottingham our consultants are well networked and can offer knowledgeable advice within these regions. If you want to reach out to Patrick, you can connect with him via Twitter on https://twitter.com/chrowhisperer You can also visit the Center for Executive Succession's website for resources: https://sc.edu/study/colleges_schools/moore/research_and_centers/centers/center_for_executive_succession/index.php The podcast is hosted by founder of EMEA; Paul Toms and Executive Recruiter and Recruitment Marketing Specialist; Jenny Callum. To find out more about EMEA recruitment visit https://emearecruitment.eu/, follow EMEA Recruitment on LinkedIn or connect with Paul on LinkedIn at https://www.linkedin.com/in/paultomsemea/ or Jenny at https://www.linkedin.com/in/jennycallumemea/.
If you have an opinion, idea, thought, or something to share, call +1 888-629-7864.Sponsored By: Fixed Cost Financial, Inc. the home of Fixed Cost Investing℠NOTES1. Thoughtful Conversations - ClientsA. Actionable information and knowledgeB. Busy clients, families, work, commuting,C. Importance of delegationD. CEO to Basic Blue CollarE. No longer comfortable with own skin, skill set, making better use of timeF. Confusing, complex, contradictory informationG. Pointing in the right directionH. We developed a comprehensive program for Retainer, User, Delegator, Abdicator, IgnorerI. Financial planning by and for the individual, same with economics, individual basis2. Personal Air Conditioner - Facebook, AdvertisementA. Show linksB. EvaporatorC. EvaSMART 2D. Indiegogo smash hitE. EntrepreneurF. Hogwash3. Apartment Building Owners Try to Grapple with Tougher Energy Use RequirementsA. how much it might cost co comply.B. New York City is the first city in the world to require all large existing buildings of 25,000 square feet or more, of which there are 50,000 citywide, to make efficiency upgrades… or face steep penaltiesC. sustainability requirementsD. Energy efficiency is a worthwhile objective, but NMHC has argued that the upfront cost needs to be kept within reasonable boundsE. Nearly all (98 percent) of apartment developers said changes in building codes over the past 10 years increased development costs for the average apartment project, and these costs, when they exist, average 7.2 percent of total development costs4. Tony RobbinsA. Tony Robbins Strikes Back: Own Your Own Firm, Never Get FiredB. We've watched at least one high-profile RIA pull away from Tony Robbins after the latest wave of old scandals resurfaced.C. The logic there is ruthless but clear. The firm tied its reputation to the celebrity figurehead but can't supervise his outside activities.D. As his disclosures routinely point out, Robbins owns 30% of retirement plan service group America's Best 401(k). They can't kick him out without buying him out.E. There's no regulatory disclosure on the site and while the principals are passionate about better retirement outcomes, they don't show up in an SEC search.F. Medical Practice owned by non-DoctorsG. Salesforce founder Marc Benioff technically plays a similar role in this particular firm. He doesn't pontificate much about plan design or how great America's Best 401(k) is.H. Benioff first discovered the self-help guru as a 28-year-old. The aspiring entrepreneur was working at a big corporation when he began absorbing Robbins's tapes and attending his seminars. Eventually, he credited Robbins with his decision to start Salesforce years later, now a $6.6 billion San Francisco enterprise behemoth.I. It may be among the most ancient pieces of leadership wisdom, yet when it falls from Robbins's lips, people listen, and they have for more than 30 years. "When everybody's unsure what to do, and there's somebody who fucking knows, everyone pays attention," says Robbins. "Someone who has certainty, even if they're wrong, will lead other people."J. Robbins Research International, a life-coaching empire that includes a massive book business (15 million volumes sold globally), an audio business (50 million programs sold), a life-coach certification business, and seminars for which attendees pay as much as $8,000 to be in the same room with the man himself.5. Stocks rose strongly on Tuesday morning after Fed Chair Jerome Powell said that the Fed would respond appropriately to trade war risks. The comments pointed to a future cut in interest rates and echoed comments from St. Louis Fed President James Bullard on Monday. Meanwhile, the Commerce Department reported that U.S. factory goods orders fell 0.8% in April, down from a revised 1.3% increase in March. T6. Social Security was never really intended to be the sole source of income for older Americans. Originally developed in the 1930s to supplement employer-sponsored plans and other personal savings, it's now become the major stream of income for many retirees.A. Ninety percent of those 65 and older receive benefits today. More than 62 million Americans will receive approximately $955 billion in Social Security benefits this year.1 However, the gap between what we receive from Social Security and the income many of us will need in the years to come may be wide.B. That's why it's crucial to consider how timing, income, and taxes impact your Social Security benefits. Understanding more about these factors can help you plan accordingly, avoid surprises, and prepare for what you may need to find other sources of income to fill any gaps.C. Today, 66 is full retirement age for anyone born before 1960 and 67 for those born after. Your benefits grow by 8% every year that you delay claiming them. The longer you hold off, the greater your benefits will be.D. There are certainly pros and cons to taking them early or waiting. You can actually delay taking them all the way to age 70 before you stop seeing incremental increases in the benefit amount. If you can delay taking benefits until at least 70, you'll have increased your annual Social Security income by 76% relative to someone who began taking benefits early at 62.E. If you're thinking about working while receiving Social Security benefits, your benefits may be reduced depending on when you file.a. Before full retirement age, benefits are reduced $1 for every $2 above $16,920 in earned income.b. At full retirement age, benefits are reduced $1 for every $3 above $44,880 in earned income.c. After full retirement age, there's no limit on earnings. Withheld earnings are returned.F. Your benefits may be taxed. The question is if they are, at what percentage? That depends on what tax bracket you're in. If your combined income is equal to or less than $25,000 if you file as an individual ($32,000 if married, filing jointly), then none of your Social Security benefit is taxablea. If it's more than $25,000 and equal to or less than $34,000 ($32,000 and $44,000 if married, filing jointly), up to 50% is taxable. If your combined income is more than $34,000 ($44,000 if married, filing jointly), it goes up to 85% being subject to taxationb. Speak with your tax advisor for guidance concerning the calculation of taxes.G. Catastrophe Bondsa. Catastrophe bonds (also known as cat bonds) are risk-linked securities that transfer a specified set of risks from a sponsor to investors. They were created and first used in the mid-1990s in the aftermath of Hurricane Andrew and the Northridge earthquake.b. In the first quarter of this year, a record $4.24 billion in new catastrophe bonds was issued in 17 separate transactions,” said Robert Hartwig, associate professor and co-director of the Risk and Uncertainty Management Center at the University of South Carolina's Darla Moore School of Business. “What this says is that cat bonds are no longer the interloper or the disrupter. They've become a mainstay fixture.c. First, a bit of history: In 1992, Hurricane Andrew caused $17 billion in insured losses in Florida—a loss figure double the modeling estimates at the time for the financial costs emanating from a severe hurricane. Several insurers were forced into bankruptcy, and reinsurance capacity dried up for the remainder. A new source of capacity outside traditional reinsurance was needed to fill the void. In 1996, according to Aon Securities, the first catastrophe bond drawing risk-bearing capital from the capital markets to satisfy this need was developed by St. Paul Re UK.d. Two main parties are involved in the issuance of a catastrophe bond—a sponsor and investors. Sponsors include insurance companies, reinsurance companies, large multinational corporations and even governments, all looking to spread the risk of loss from hurricanes, earthquakes and other natural disasters. Investors generally are pension funds and hedge funds looking to diversify their investment portfolios with a new asset class.e. Pension funds, retirees should know how their pensions are invested. The have no say, the trustee has all the say, but are these people making solid decisions?f. catastrophe bonds are a complement to traditional reinsurance, presenting the opportunity to hedge the risk of loss from a natural disaster. The bonds function just like a reinsurance contract structured over several years or a single year. When the sponsor's property damage losses exceed a specified indemnity trigger ($2 million, for instance), the bond kicks in to absorb the financial impact up to a stated limit (say $3 million), making it similar to traditional reinsurance, in which reinsurers assume layers of risk within a so-called tower.g. Lloyd's of London, generally known simply as Lloyd's, is an insurance and reinsurance market located in London, United Kingdom. Unlike most of its competitors in the industry, it is not an insurance company; rather, Lloyd's is a corporate body governed by the Lloyd's Act 1871 and subsequent Acts of Parliament and operates as a partially-mutualised marketplace within which multiple financial backers, grouped in syndicates, come together to pool and spread risk. These underwriters, or "members", are a collection of both corporations and private individuals, the latter being traditionally known as "Names".h. The business underwritten at Lloyd's is predominantly general insurance and reinsurance, although a small number of syndicates write term life assurance. The market has its roots in marine insurance and was founded by Edward Lloyd at his coffee house on Tower Street in c. 1686. Today, it has a dedicated building on Lime Street within which business is transacted at each syndicate's "box" in the underwriting "Room", with the insurance policy documentation being known traditionally as a "slip"i. In 2018 there were 84 syndicates managed by 55 managing agencies that collectively wrote £35.5bn of gross premiums on risks placed by 303 approved brokers. Around 50 per cent of premiums emanated from North America, 30 per cent from Europe and 20 per cent from the rest of the world. Direct insurance represented around 70 per cent of the premiums, mainly covering property and casualty (liability), while the remaining 30 per cent was reinsurance. The market collectively reported a pre-tax loss of £1bn for 2018, resulting from above-average major claims and a weak investment environment.[4]j. Lloyd's capital structure, often referred to as the "chain of security", provides financial security to policyholders and capital efficiency to members. The Corporation is responsible for setting both member and central capital levels to achieve a level of capitalisation that is robust and allows members the potential to earn superior returns1. There are three "links" in the chain: the funds in the first and second links are held in trust, primarily for the benefit of policyholders whose contracts are underwritten by the relevant member. Members underwrite for their own account and are not liable for other members' losses2. The third link consists largely of the Lloyd's Central Fund, which contains mutual assets held by the Corporation which are available, subject to Council approval, as required, to meet any member's insurance liabilities.[20]3. In 2017 the first link (syndicate level assets) amounted to £51.1bn, the second link (members' "funds at Lloyd's") £24.6bn, and the Central Fund contained just over £2bn.4. Lloyd's worst results in its long history were in the 1989 through to 1991 years, each producing overall losses of over £2bn; the late 1990s were also punctuated by repeated and significant underwriting losses.[23] In 2001 the calendar year result was a 140 per cent combined ratio, driven largely by claims arising out of the World Trade Center attack, reserve increases for prior-year liabilities and deteriorating pricing levels. However, since then, the market has generally enjoyed profitability in every year except those marked by large natural catastrophes. For example, in 2005 a spate of major Atlantic hurricanes including Hurricane Katrina drove the Lloyd's overall combined ratio to 112 per cent, while events including the Japanese earthquake and floods in Thailand badly impeded performance in 2011.5. United States gun control advocates have accused Lloyd's of providing “murder insurance” because it underwrites several types of National Rifle Association-endorsed firearms policies, including for gun shows and personal liability insurance that covers criminal and civil defence suits. The NRA-endorsed personal liability policies are unusual, as insurance policies rarely cover costs from criminal prosecution. Gun control supporters argue that these policies could increase gun violence as they have the potential to reduce the negative consequences of firing a gun, similar to “stand-your-ground” laws.[446. According to the owner of Appalachian Promotions, which organises gun shows in several US states, Lloyd's is "the NRA's choice” for gun shows and “there's usually nowhere else to get it for gun shows.” Critics have accused Lloyd's of enabling the “gun show loophole” and “aiding and abetting the black market in handguns.”[457. New York state regulators are investigating the marketing of these “self-defense" insurance policies.[4k. Thinking in Bets. Making smarter decisions when you don't have all the facts by Annie Duke. "Life is poker, not chess" "Quick or dead, our brains weren't built for rationality." "Learnl. The Colorado State University (CSU) tropical weather forecasting team has increased its prediction for the number of hurricanes that will form during the 2019 Atlantic Hurricane Season and also its landfall probabilities, but still cite the significant uncertainty associated with El Nino's influence this year.LINKSMeet the Smart A/C that is the Perfect Summer Desk AccessoryEvapolar 2 - Smart Personal Air ConditionerWhy you should not buy the EvapolarHomemade Air Conditioner #1Homemade Air Conditions # 2Homemade Air Conditioner # 3
Jared Dupree PhD, MBA is the founder and author of “WholeFIT: Wellness for Life”, an innovative approach to health and wellness addressing the connections and impact each area of our lives haveon our well-being including fitness, nutrition, relationships, spirituality, hobbies, passions, careers,and life balance. Starting out as a family therapist early in his career, he went on to complete a PhD focusing on a systemic approach to wellness and change. After completing an International MBA from the prestigious Darla Moore School of Business, he became the founder and CEO of the Centers for Couples & Families (CCF), WholeFIT and Health & Wellness Solutions.Dr. DuPree has published academically and publicly, spoken nationally and internationally andcontinues to maintain his license as a family therapist and family therapist supervisor. Clinicallyhe has expertise in health coaching, integrative medicine, couples counseling, addictioncounseling, executive coaching, family business consulting, and family therapy.wholefitwellness.comjareddupree.comcouples-families.com - CCFwholefitadventures.comsouthwesthwc.com - Opioid Use Disorder Clinic
Jared Dupree PhD, MBA is the founder and author of “WholeFIT: Wellness for Life”, an innovative approach to health and wellness addressing the connections and impact each area of our lives haveon our well-being including fitness, nutrition, relationships, spirituality, hobbies, passions, careers,and life balance. Starting out as a family therapist early in his career, he went on to complete a PhD focusing on a systemic approach to wellness and change. After completing an International MBA from the prestigious Darla Moore School of Business, he became the founder and CEO of the Centers for Couples & Families (CCF), WholeFIT and Health & Wellness Solutions.Dr. DuPree has published academically and publicly, spoken nationally and internationally andcontinues to maintain his license as a family therapist and family therapist supervisor. Clinicallyhe has expertise in health coaching, integrative medicine, couples counseling, addictioncounseling, executive coaching, family business consulting, and family therapy.wholefitwellness.comjareddupree.comcouples-families.com - CCFwholefitadventures.comsouthwesthwc.com - Opioid Use Disorder Clinic
When you read the Wall Street Journal does it seem like it’s written in Egyptian hieroglyphs? When you listen to CNN Money does it sound as unintelligible as ancient Greek? Do you want more out of your money? Are you looking for growth and better income but feel like you are looking in all the wrong places? I am Doctor Scott Brown and I want to extend to you a kind entrance to this sharing of ideas that’s designed to be your can opener to the secrets of sound investing. And these really are secrets. Academic papers in finance are different than other parts of business. You can read a journal article in psychology, management, or marketing and understand all the important takeaways. No problem. Not so for financial economics. Research from top business schools in finance is written in terse verses describing the results of rocket science doctoral level thinking. And unlike the ongoing subterranean search of Oak Island, following this treasure map requires a lot of undergraduate and graduate courses in pure math and economics. Welcome to the highest hurdle in the social sciences. That’s why there is so much miss-information in the investment markets bombarding you now. It’s a dirty stream of information generated by pseudo-intellectuals claiming to be money gurus. An MBA in finance is not enough to pull you through to a full understanding of the markets. You’d need a PhD. And that is where I come in. I am one of the two most highly regarded financial researchers in the Caribbean. My close friends joke that I live like Jimmy Buffett but think like Warren. By the way, neither Jimmy nor Warren Buffett are related. They did a DNA test and discovered that their identical family names are far apart genetically. Nonetheless the two Buffetts are mutual fans. I am a fan of both, but you won’t find me wasting away in Margaritaville anytime soon. I am a successful researcher because I am a tenured professor of finance at the AACSB accredited Graduate School of Business of the University of Puerto Rico. just 5 percent of business schools worldwide hold this distinction. This position of prestige makes my full-time job research of the financial markets and teaching finance to MBA and doctoral students. I love what I do. I am like a pig in slop. I whistle my way to work every day. I am dug into this like a tick. I also hold a PhD in finance from the highly regarded Darla Moore School of Business of the University of South Carolina. “What is the Rhodes Society?” you may be wondering. The Rohdes Society is a private club for likeminded investors who are tired of being hoodwinked out of their money. Members come from all paths in society with a couple of important commonalities. Most are successful in their careers. All are seeking the truth about getting the most out of their money. And, none are communists. The Rhodes Society podcast is a public service radio show that is your Rosetta Stone to developing a systematic unbiased understanding of investments with me as your guide. Your first major roadblock to investing success Is the strange vocabulary of Wall Street. Take for example the two seemingly simple words, “time preference.” Time is the indefinite continued progress of events in the past, present, and future. Preference is a greater liking for one alternative over others. Let’s jackhammer the economic concept of time preference to pieces. By the end of this first episode you will understand why this is the cornerstone from which we map the very real El Dorado of today … modern investment markets. But first, let me ask you something of the utmost importance. Do you have any communist friends? I do. They are obstinate in their belief of the ten-point plan, Abolition of land ownership and rents. Imposition of progressive taxes. Abolition of rights of inheritance. Property confiscation of emigrants and rebels. National bank state monopoly of credit and capital. State control of communications and transport. State controlled factories and agriculture. Full employment through industrial armies. Mixed use of manufacturing and agriculture. Free education and abolition of child labor. The funny thing about this list is that it has a little stuff mashed into capitalist economies. We already have progressive taxes as a shock absorber for recessions. I prefer no income tax. But that’s me. We do have free education and no child labor. That’s good. Socialism is not. Thought leaders as far back as ancient Greece have warned that collective ownership reduces the productive energy of mankind and arrests economic growth. German poet Heinrich Heine described the Marx led communist society in Paris as a crowd of godless, self-appointed gods. The Marxist pitch is that your oppressive capitalist employer stiffs you with a fraction of the wage you are worth. I recently read up on long dead Cambridge economist Alfred Marshal. Regarding the Communist Manifesto he explains that nobody makes anything. Workers rearrange matter to make it more satisfying for customers. Workers exchange their time for money. Capitalists satisfy others by contributing their savings. Savers exchange their money for interest. Interest or other gain is the reward to the capitalist for waiting for the return of the family investment. Marx never understood this. How could he? He blew every dime he made on alcohol and academic journals condemning his wife and children to a life of poverty, disease, suffering and death. The ten-point plan of Marxist Communism collapses because It doesn’t account for waiting for return of investment. Totalitarian control of capital by socialists means no lending to people with the best business ideas. Marx ignored the value of imagination. He saw no justification for interest on loans. Karl Marx thinking regarding home economics was as infantile as that of J. Wellington Wimpy who will gladly repay you Tuesday for a hamburger today. Neither Wimpy nor Marx care that a dollar revenue from a hamburger today is worth less to the hamburger stand next Tuesday. The mathematics of discounting reveals this. People who have time preferences such that they want everything right now with no effort deserve no reward for waiting. Alternatively, those heads of households who have long time preferences deserve compensation for the long wait for return of investment. That is why Marx died broke for his childish impatience with money. Warren Buffett on the other hand rewarded a middle-class New York engineering professor with a fortune worth close to eight hundred million on a twenty-five-thousand-dollar investment. What’s the difference? Karl Marx couldn’t wait. He spent his money as fast as he could run away from his landlords. Donald and Mildred Othmer waited patiently with Warren Buffett for over three decades sliding safely into home near billionaires! I always give you an actionable takeaway in every episode of this podcast. The takeaway for this episode is that to become a great investor you must maximize the time you wait for the return of your investment. But that’s just half of the process. You must also maximize the percentage of your after-tax income you save for investments. A millennial can save up two thousand a month into a Roth IRA and Roth 401K and trade behind a tax barrier. The stock market indexes return about ten percent on average. Buffett has extracted about twenty percent over the decades. At ten percent it would take sixteen years to become a millionaire investing in the Dow Jones Industrial Average. If you can extract returns like Buffett it would take you just over eleven years to become a millionaire. Doubling the returns shaves off a third of the time it takes to find your El Dorado in the stock market. Make sure you subscribe to this podcast today if you like these financial insights and money hacks. Go now to Rhodes Society dot org. I recommend important books related to investing for you to read in every episode. Here is the first. The Communist Manifesto by Karl Marx and Friedrich Engels is available in paperback for six dollars and forty-nine cents on Amazon. But I do not want you to buy it. We do not condone giving money to communists. Since the Communist Manifesto was published in 1848 it is in the public domain. You can Google search it and read this utter piece of trash for free in PDF. Just one simple warning though. If you read the manifesto and turn communist all I can say on behalf of the Rhodes Society is “Thank you Comrade, please don’t come back!”
Elina Pereira and Riley Hook from Guardian Owl Digital Boutique give us a crash course in SEO: Have you wanted to improve your website's SEO? In this episode, we team up with SEO pros to learn about SEO in a Nutshell! SEO in a Nutshell: Riley discusses what it's like to be an intern at Guardian Owl Digital Boutique. Elina discusses the difference between SEO (Search Engine Optimization) and Search Engine Marketing. Elina describes what it was like moving to Louisville from New Jersey and how she has adjusted to a new city. She talks about what she likes about Louisville and also what she misses the most about New Jersey. The Guardian Owl team gives Drunken Money tips on how to improve our SEO (Search Engine Optimization). We learn how to determine our optimal SEO keyword by using Google Adwords. Make sure each page has 1,00 words or more to show Google you are trustworthy. Optimize your pictures (add descriptions and details) to increase your Google visibility. Make sure your keywords are not too short (use long-tailed keywords) to decrease competition. Last call questions and answers: Best career advice: How to maximize your internships by having great relationships with your co-workers. Prioritize what is important. What advice would your 60-year-old self give you today? Stop worrying so much Try new things Best thing spent money on the past 6 months: Goodwill Wedding present What media do you recommend: The Prestige Game of Thrones How to Win Friends and Influence People Special shoutouts and show notes: Brewgrass Homebrew Supply Blue Moon University of Louisville Field Hockey Squirrly SEO Google Adwords Google Analytics Certification Gary Vaynerchuck YPAL (Young Professionals Association of Louisville) If you want to learn more about Guardian Owl Digital Boutique check out our previous episode with Jenna Ahern. Also, check out Elina and Riley on The SEO Show. Have any topics you want to be covered or entrepreneurs you'd like us to interview? Let us know! You can email us at paul@drunkenmoney.com or john@drunkenmoney.com. You can also find us on Facebook, Instagram, Twitter, and Linkedin. Please be sure to subscribe to our weekly mailing list at drunkenmoney.com/subscribe. About Elina: Elina Pereira is a New Jersey native who ventured out to Louisville to follow her passions in field hockey and in business. She is a recent graduate of the University of Louisville where she earned her Bachelors Degree in Business Marketing while also earning minors in both International Business and Entrepreneurship. While juggling school, she played four years on University Of Louisville’s Varsity Field Hockey team in the position of a goalkeeper. While playing, her team earned a spot in the NCAA’s Sweet Sixteen three consecutive years in a row. When she’s not at work or playing the occasional pick-up game of field hockey, you can find her reading books on her back porch, going for bike rides around Louisville, coaching the local club field hockey team, or in her kitchen baking some fresh treats for her friends and family. She hopes to one day own her own business, whether it be a bakery or a different passion she wants to follow. About Riley: Riley graduated from DuPont Manual High School, now attends the Darla Moore School of Business at the University of South Carolina and interns at Guardian Owl Digital Boutique during the summer. In his free time, you’re likely to find Riley, a classic extrovert and terrified of loneliness, surrounded by peers. He also enjoys playing soccer and fancies himself quite the decent player. Riley is passionate about his hometown of Louisville, Kentucky and everything in it, especially the Cardinal Basketball team. If you see him around town, say hi! His favorite thing is meeting new people and you might even enjoy talking to him!
Some of the most promising startups happen when their founders discover how to disrupt an industry. They see opportunities to radically change or improve “business as usual.” That is what Mike Devlin and his cofounders are doing with LureBoats, an online marketplace that enables customers to book boat charters across the country right from their computer or mobile device—it’s like an OpenTable or Airbnb for fishing charters.  Mike is cofounder and CBO of LureBoats. He graduated in 2014 from the University of South Carolina, Darla Moore School of Business. Prior to LureBoats, he worked for a boutique consultancy in Boston specializing in working with medical device startups.  Mike's passion for the outdoors and creating user friendly services drove him to start LureBoats and seek to disrupt the charter boat industry. Learn how Mike and his team are navigating the sometimes murky and deep waters of the fishing charter industry to make it easier for customers to find and book their trips. They are also expanding to serve people who want to book other types of boat charters such as sunset cruises, dinner tours, sightseeing tours and party barges.
Join me this week as I talk with Dr. George Ibrahim about Anti-Aging and Hormones for Men and Women! Dr. Ibrahim has a hugely busy practice in Asheville, N.Carolina and is on the cutting edge of new technologies in Anti-Aging and Hormone Replacement Therapy. A graduate of Davidson College, Duke University Medical School, and the Darla Moore School of Business at the University of South Carolina, Dr. Ibrahim holds board certifications from the American Board of Urology and underwent a fellowship by the American Academy of Anti-Aging and Regenerative Medicine. Prior to founding Asheville Healthspan MD, Dr. Ibrahim was an associate clinical professor of surgery at Duke University where he served as Chief of Urology at the Charles George Veterans Medical Center in charge of the Duke University Urology Residency Program. His associations include: Member, North American Menopause Society; Fellow, American Academy of Anti-Aging Medicine; Diplomat, American Board of Urology; Member, North American Sexual Medicine Society; Member, Western North Carolina Medical Society. http://ashevillehealthspanmd.com/hormones/
Robert E. Ployhart, Bank of America Professor of Business Administration and Moore Research Fellow at the Darla Moore School of Business of the University of South Carolina, talks about his article "The Fascinating Psychological Microfoundations of Strategy and Competitive Advantage," which he wrote with Donald Hale, Jr., also of the Darla Moore School of Business, for the first volume of the Annual Review of Organizational Psychology and Organizational Behavior. In this lecture, he discusses how psychological research can provide new insights into understanding how firms perform and gain a competitive advantage. However, Dr. Ployhart argues that to achieve such understanding will require psychologists to adopt a broader perspective and integrate their scholarship with research in strategic management.
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