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Join Premium! Ready for an ad-free meditation experience? Join Premium now and get every episode from ALL of our podcasts completely ad-free now! Just a few clicks makes it easy for you to listen on your favorite podcast player.  Become a PREMIUM member today by going to --> https://WomensMeditationNetwork.com/premium Close your eyes,  And invite your body to settle. Breathe deeply. PAUSE… The nighttime has come,  And your body is ready for deep rest. Notice its warmth,  Its desire to slow down.  PAUSE… Breathe… Even, steady breaths. Naturally,  Steadily, Slowly.  PAUSE… Stay here with your breath, And let each exhale,  Warm you, And relax you further.  LONG PAUSE… Now bring your attention to the bottoms of your feet.  Feel them tingle gently,  And soften.  Your toes,  The tops of your feet,  And your ankles. Imagine them melting into your bed,  As you breathe. LONG PAUSE… Feel the warmth travel up your legs. Relaxing your knees,  Thighs,  And hips. Softening your body, And calming you.  LONG PAUSE… Feel the gentle tingling on the bottom of your back.  And as your breathing slows even more, Feel your lower back soften, Then your middle back,  Your upper back, And your shoulders. Feel your entire back melt into your bed. LONG PAUSE… Feel the warmth gather in your belly, Opening, And softening.  Feel it slowly move up to your chest,  Relaxing your heart,  And your neck.  Breathe and relax, Breathe and release.  LONG PAUSE… Now bring your attention to your shoulders. Let them drop and relax. And feel the warm energy descend down to your elbows,  Your forearms,  Your hands, And your fingers.  Feel your arms melt into your bed, Relaxing you even further.  LONG PAUSE… Notice the warmth of the night, Gathering on your neck, Opening, And softening.  PAUSE… Feel it rise up onto your chin, Your lips, Your nose,  Your cheeks,  Your eyes, And your forehead. Relaxing you deeply, Releasing the day, And calling you into deep sleep.  LONG PAUSE… Feel the gentle warmth on the crown of your head, Gathering up any thoughts,  Worries, And emotions left in your body, And releasing them from you on your exhale.  PAUSE… Watch them dissolve into the night, As your body softens further into the gentle arms of sleep. Namaste, Beautiful

Dr Ali Ugur from the Banking & Payments Federation Ireland outlines the findings of its latest Housing Market Monitor report.

Seducing the Wizard’s Wife – 4 days of wizardry.By BradentonLarry -   Listen to the Podcast at Steamy Stories.Chapter 10Day One Toshia's day with the satyrsWhen Don awoke, he found himself lying on his back upon a large four-poster bed. There was sunlight pouring in from somewhere, and he had a woman on his left with her head on his chest and another curled up on his right. Trying not to disturb the sleeping women, he opened his eyes a bit further and raised his head to have a look around. The woman with her head on his chest was Shelonda, and the one on his right was Amy, who was spooning Nicole. They were all still clothed, and in what seemed to be a large bedroom. Don couldn’t help but remember waking up in the Manor next to Toshia what seemed like a very long time ago. That time the room had been dark and mysterious, and rather Spartan. This time, though, the room was brightly lit as two large windows let in a great deal of light. Although there was definitely the rather serious and looming question of how in the world they had been brought here, there was nothing even vaguely sinister about this room. Adding to the benign aspect of the room was, no doubt, the profusion of cut flowers that covered every available horizontal surface.As Don lowered his head again, Shelonda shifted and then raised her head to look around. When she saw that Don was also awake, she gave him a confused smile. He smiled back as reassuringly as he could and caressed her back. He wasn’t terribly surprised to feel her hand moving up along the inside of his thigh. “If danger isn’t threatening it must be time for sex” seemed to be the default rule among Eros dwellers.Don tried to think of a good reason to deny himself and Shelonda. He knew they were someplace strange, the guests of some new set of kidnappers, and that they had very likely completely lost track of Toshia, but all of those things had been true for hours, since they had apparently slept through the night, and if anyone meant them any harm, they surely would have carried through on that desire while they had been unconscious, rather than putting them on a comfortable bed. So, when the beautiful woman pushed his kilt up and began to stroke his cock, Don didn’t resist and instead pulled her up so he could kiss her warmly. After all the stress of the last couple of days, with the plants, the watchers, the human attackers, and the chase after Toshia – not to mention seeing her cavorting with actual satyrs -satyrs! - it felt very good indeed to lay back and feel Shelonda’s mouth on his, her tongue pushing past his lips, and her warm hand on his quickly thickening cock.Moving slowly, so as to not wake Amy and Nicole, Don moved his right arm up so he could get his hand on Shelonda’s full breast, squeezing it gently through her tank top. This prompted her to squeeze and pull on his cock more strenuously. Don decided that two could play at that game, and, rolling onto his side a little, moved his right hand from her tit down to her strong left thigh. Slipping up under her skirt, Don’s hand slid along her smooth brown skin and around to squeeze her firm ass tightly. Shelonda moaned her approval very quietly. Don kissed her more deeply in a vague attempt to get her to be quieter.Don worked his hand around in front of Shelonda. She parted her legs for him, raising her left one and wrapping it around Don’s legs. This left Don free to run his fingers over her very moist lips. He teased her a bit before parting those lips with his fingertips and spreading her juices over her inner lips and clit. Soon his fingers were inside her, slipping in and out of Shelonda’s pussy, as Don’s thumb pressed against and rubbed her clit. Shelonda liked this quite a bit, and showed her approval by rolling back on the bed, pulling Don with her. They continued kissing as he moved naturally into position over her. Her legs spread and her hand pulling him forward, Don slipped into Shelonda’s welcoming pussy. As he sank deep into her hot, wet sex, she reached down to clasp his butt in both of her hands, squeezing and pulling him into her.Their bodies were pressed tightly together as they fucked and kissed, moving slowly against each other on the bed. It was a passionate, loving and intense encounter there in the strange bedroom. Don had become extremely fond of the beautiful young woman, and he knew she felt the same way. The connection between the two of them was stronger and deeper than the casual sex relationship either or both of them shared with the other two women. Amy was a great sexual athlete, Nicole was a playful little minx, but Shelonda had a seriousness about her that made sex with her more than just sex. If it wasn’t a romantic coupling, and it hardly seemed quite like that, it was a bit more than friends-with-benefits.Don resisted the urge to fuck Shelonda more vigorously, partly because he didn’t want to disturb the others, and partly because the way they were screwing was building up its own intensity. Shelonda pulled him into her tightly with her legs and arms, kissing him intently. Then she threw her head back, gasping through clenched teeth. She let go of his ass to clench the sheets at her side, and then was burying her face into his shoulder. Don pushed himself deep into her clasping, clutching pussy riding out her quiet, intense orgasm by holding her in his arms.When Shelonda slowly relaxed, and lay back on the bed, he smiled down at her happily. She actually blushed and turned her face away.“Well, that looked like a good one,” Amy said. Don looked over to see that the curvy blonde had rolled over onto her back to watch him and Shelonda. Nicole was also watching, but was resting her head on Amy’s soft breast. Nicole’s hand had already found its way down between Amy’s thighs and was busy making mischief there.“Got enough to share with the rest of the class, Professor?” Nicole asked with a smirk.“I just might,” Don grinned over at the two women. Then he leaned down to kiss Shelonda again.By the time he had withdrawn from Shelonda’s exquisite embrace, Nicole had gotten down between Amy’s legs and was giving some serious head, and Amy had pulled her tank top up over her head and thrown it aside. Don moved around behind Nicole and coaxed her up enough that he could get his cock down and into her waiting cunt. He admired Nicole’s narrow waist and tight, brown ass as he began to fuck in and out of her. Shelonda moved over to be close to the action, and soon reached around so she could get her fingers on Nicole’s clit. Nicole was only barely able to make Amy come, gasping and twisting on the bed, before she was coming herself.Don still hadn’t come, and he was acutely aware of that fact. He pulled out of Nicole and urged her over toward Shelonda. Moving up between Amy’s legs, he smiled down at her happy face, and said, “Where do you want it?”“Come on my tits, Professor,” she said immediately.Don nodded, but took a moment to push his cock deep into Amy’s juicy twat. After fucking Shelonda and Nicole, he only needed a couple of thrusts into her tight pussy before he was ready to blow. He pulled out of her and quickly straddled her abdomen. He had planned to jerk himself off, but Amy’s hands beat him to it. She took him in a tight, enthusiastic grip and pumped his thick organ several times until a huge spout of white cum burst out of him and splattered over her chest, neck and chin. Several days of abstinence, coupled with the XYZ in his system and the sex leading up to this moment made Don’s orgasm both extremely intense and voluminous. A second stream of jizz splashed over Amy’s tits and then a flood of it spilled over her hands onto her belly. Don felt like he was coming for minutes. As he finally took a deep breath and opened his eyes, Shelonda and Nicole clapped and laughed. He managed to get off Amy while the other two girls closed in on her and began to play with and lick up the cum he had left there.As soon as his head stopped reeling from the intense orgasm, Don decided it was time to have a better look around. Sitting on the edge of the bed, he noticed that there were not only two big windows, but also three sets of doors, all double and all closed. The room had a thick carpet. Don reached down and took off his sandals, and enjoyed the feeling of the carpet on his bare feet. There was a couch against the wall opposite the bed, as well as a large framed mirror. There was a low table in front of the couch and a pair of overstuffed chairs at either end of the table. One of the chairs had their satchels piled on it. Don and Shelonda’s staffs were standing in a corner. All of the furniture was in an overly ornate style that Don thought of as rococo, though he wasn’t confident that that was the right term. (Perhaps it was baroque, or regency; he could never tell.)Don got off the bed and moved over to one of the windows. They were apparently on the second or third floor and overlooked a vast well-tended and colorful flower garden. There was no one to be seen among the flowers or paths of the garden.He moved over to one of the sets of doors, and was surprised when they swung open of their own accord. Don stepped onto the tiled floor of a large and ornate bathroom, illuminated by an impressive skylight over a huge tub. Strewn about this room were more flowers and a liberal supply of towels and toiletries. As Don moved closer to the tub, water began to pour out of the four faucets set around it. The sound of the steaming, fragrant water quickly filling the bathtub drew the attention of the girls, who quickly crowded into the bathroom with Don.Clothes were quickly stripped off and thrown aside. Although they had only been out of the Manor for a few days, and had hardly been living a hard life outdoors, the opportunity to bathe properly was most welcome. They took quite a while, scrubbing each other clean, which naturally enough led to more splashing about than was strictly necessary as well as more fondling and play.Don was the first to get out of the tub, and so was the first to notice that their clothing had somehow been removed. He dried himself with a heavy, soft towel and then padded out into the bedroom naked. His sandals and Amy’s top had also been removed. He moved toward one of the other sets of doors. When they failed to open for him, Don tried the handles, but they wouldn’t budge. Frowning, he turned to the last set of doors, which did swing open as he approached. This time he found a large walk-in closet, full of clothing. On the right, taking up about a quarter of the available space was an assortment of strangely old-fashioned men’s clothing. On the floor was a good selection of footwear. Don chose a pair of light cotton slacks and a buttoned shirt, and tried them on. He was not at all surprised that the clothes fit him perfectly. As he came out of the closet, the girls were just coming out of the bathroom. Seeing his attire and catching on that there were new, fresh clothes to be had, they swarmed around him and into the closet.They were each able to find at least a quarter of the closet that had clothing perfectly fitted to them, and spent some time selecting outfits. Don was amused to watch them trying various combinations. Ultimately they came out to model their selections, and he smiled to see their individual styles come through. Shelonda was wearing a light vest and a pair of loose silk pajama bottoms that were bloused at the ankles. Amy had on a low cut top and stockings and a garter belt, and a short pleated skirt that flared out from her waist. Nicole had on a form fitting sheath dress with slits running up the lengths of her legs. While Don was complimenting them on their outfits, the third set of doors swung open, revealing a long marble hallway.Cautiously, the four of them moved out into the corridor. There was nowhere else to go, so they proceeded along, until a large pair of doors opened before them. On the other side of this portal, they found a vast dining room, lit by a dazzling number of candles. There were a dozen chairs around the large, long table in the center of the room. There were also bowls full of fruit and gleaming glasses of water. On each of the three walls without doors there were large mirrors. Don eyed those reflective surfaces suspiciously, his mind on the likelihood that they were being observed through those mirrors.Like the trusting souls they were, Amy and Shelonda had made themselves comfortable at the table, drinking and eating freely. Don and Nicole shared a glance, but then joined the others in dining. Only when they had each eaten a small amount of fruit and drank a whole glass of water – in short, when they had their fill – did someone broach the subject that was on everyone’s mind.Amy said, “Well, where are we anyway?”“I have no idea,” Don admitted.“You are in my home,” said a deep voice.They turned sharply to see a tall man standing in the doorway. He had white hair and a beard, a prominent brow adorned by bristling eyebrows, a pronounced hawkish nose, and bright eyes glittering at them in the candlelight. He wore a deep blue robe, like one would expect to see worn by a magician in a fantasy movie. He was over six feet tall, and stood erect and easily. Though his deeply lined face indicated great age, he carried himself as if he were quite healthy.“And you are?” Don asked.“I am called the Wizard of the Wood,” declared the man in that voice that reminded Don of a not quite ancient John Carradine.“Well, I am Don, and this is Amy, Nicole and Shelonda. We’re grateful for your hospitality. May we ask why you brought us here?”“Of course you may,” the Wizard intoned. “I brought you here so that you might assist me with a particular task.”“Um, well, we were trying to find a friend of ours…”“The one who was, and has been copulating so vigorously with those three satyrs, I suspect.”“Yes,” Don nodded, “that would be her.”“She is in no danger. The satyrs mean her no harm. I believe they are enjoying her company far more than they expected to. She is quite spirited and has a great deal of stamina.”“Well, you seem to be quite well-informed and have resources at your disposal.”“You mean magic,” the Wizard said. “I have magical resources.”“Um, sure,” Don said. “If you could bring our friend here like you did us, we’d be happy to help you with your task.”“There are three problems with that proposal.” The Wizard gestured and a chair slid out from the table. As he took his seat, he said, “One, I have no reason to trust you. This is of small consequence, though, because you would still have your freedom to gain. Two, I believe the desire to be reunited with your friend will be a better motivator in any case. Three, as a matter of fact, I cannot at this time bring your friend here.”“Why not?" Nicole asked."My power is largely focused upon this location. Within the bounds of this house and the grounds I have great power, but to exercise that power to bring people here is … difficult. I do however have the means to convey you to your friend, which means I will make available to you following the completion of your task. I assure you, the task is within your power, and I will compensate you well for your efforts. You will not regret helping me.”Don frowned, “And what if something should happen to our friend while we’re here?”“I am monitoring your friend’s situation and will find a way to intervene if she should actually be endangered. I am afraid I can only offer you my assurances as to this and my other promises. I hasten to point out that you do not seem to have any other viable options.”“We could try to escape,” Don pointed out.“Feel free,” the Wizard shrugged. “You will only waste time and energy, uselessly.”“Can you give us some evidence that you can actually know how and where Toshia is?”“Your friend? Yes, I think so,” the Wizard nodded toward the large mirror to his right.Looking at that mirror, they could suddenly see Toshia. She was lying back against a satyr, while another satyr was in front of her. Her legs were around the front satyr’s haunches and her hands were on his shoulders. It seemed clear that both of the satyr’s were fucking her, and, moreover, that Toshia was enjoying herself quite a bit at the moment.“Alright,” Don said after taking a moment to take in the expression on Toshia's face as the satyr’s had their way with her, or she had her way with them. “What do you want us to do?”“I want you to seduce my wife.”Don looked at the Wizard of the Wood to see if he was joking. He looked to the girls and saw that they were as confused as he was.“Well,” Don said, “first, you’re the first person I’ve met in Eros who’s even in a monogamous relationship, let alone married.”“Yes,” the Wizard nodded, “we have always had an unconventional relationship.”“OK,” Don shrugged. “Why do you want us to seduce your wife?”“Well, it is not so much all of you, as you yourself, Don, though the others may of course help.”“Alright, why do you want me to seduce your wife?”The Wizard stood up and began to pace alongside the table as he spoke. “We live alone here. The house and my power see to it that we want for nothing. I love my wife very much. She is a wonderful woman and a good companion. However, I am aware of what goes on out there in the world. I see the fun people have in the woods. I can watch the witches of the glen working their orgiastic magic. I know what goes on in that Manor. I want to enjoy some of that fun, Don. I want to convince my wife to have an open marriage.”“Well, I certainly wasn’t expecting that,” Don admitted. He noticed that Nicole was having a very hard time keeping a straight face, while Amy and Shelonda simply seemed confused.“Have you talked to her about this?” asked Don.The Wizard shook his head, saying, “Oh, she would never agree to it. She is far too jealous and possessive. She would think I do not love her any more and that I just want to couple with other women.”“But, you do want to ‘couple’ with other women,” Nicole pointed out.“By all the gods, yes!” the Wizard shouted. “I want to so very badly. But it is only sex. Do you know how long we have been married?”“No, of course…”“A very long time, believe me! I love her madly, of course, but I need some variety now and then. I honestly believe it would do each of us and both of us as a couple a great deal of good to enjoy other people. Having sex with just the same person for many years is simply not healthy.”“Well, I can’t argue with that,” Don smiled. “So, what are you thinking?”“If you seduce her, make her want to sleep with you, it will give me the opportunity to broach the subject.”“That’s extremely indirect,” Don mused.“What if she doesn’t want to sleep with Don, or just wants to sneak around on you?” Nicole asked.“My wife would never do such a thing,” the Wizard insisted.“Perhaps,” Don said, “but, as much as I hate to ask this, what about that other option? What if I can’t seduce her?”“If you give a good faith effort to seduce her but she does not succumb, I will grant you your freedom and help you find your friend.”“Are you sure you don’t just want us to help you talk to her?” Don asked. It had just occurred to him that the Wizard’s wife was going to be as ancient as he was.“No,” the Wizard said with finality. “I have given this a great deal of thought, and I am certain that would never work. It has to be done this way.”“Alright, then,” Don said. He looked around to gauge the reactions of the women; Nicole shrugged, while Amy and Shelonda both nodded. “We’ll help. I take it you have a plan, then.”Day TwoToshia is caught by the warrior women and is taken to their castleThe next day, the Don and the three women had a brief conference, during which they considered the merits of attempting to escape from their luxurious prison. It was Nicole who pointed out that even if they were able to get out of the house and the grounds, however far those might extend, they would have no idea where they were or how to find Toshia. It did seem that their best bet was to cooperate with the Wizard of the Wood and trust that he would honor his end of the bargain.So, they passed the day exploring the immense house, going only where the doors would allow them to pass. There was no sign of anyone else in the building, though everything was dusted and the flowers and fruit were freshly laid out. They found a large library, an indoor pool, and a billiard room, among other less well-defined rooms. Following the spirit of the Wizard’s plan, they deliberately resisted the urge to fill the day with sexual play. Instead, they built up their frustration by engaging in playful banter and flirting. Things became particularly heated during their skinny-dip in the pool. Don had to herd the women into the showers, which did frankly very little to help, except that it introduced an all-too-ephemeral break in the action. Amy was particularly wound up by the time they returned to their room to change for dinner.“I will tell my wife that we have guests,” the Wizard had explained. “I’ll say that you were travelers who I rescued from hooligans using my magic, and that I offered you hospitality for a few days.”“Hooligans?" Amy had asked."That’s what I call the bands of ill-mannered men who roam about the forest attacking anyone they come across.”“We met some of those,” Don had nodded.“It didn’t end well for them,” Nicole said quietly, looking across the table at Don.“They are thoroughly unpleasant,” the Wizard had scowled. “Anyway, I will tell my wife that you seem to be very interesting people, and I will arrange to have her looking in on you during your dinner. You use that time to, shall we say, put on a show for her.”“A show?” asked Shelonda.“Yes, well, a demonstration of unfettered sexuality,” the Wizard explained.“You want us to have sex for your wife to watch,” Nicole said.“Yes,” the Wizard nodded. “I know my wife enjoys reading books with erotic scenes in them, and I suspect seeing one played out in front of her eyes will titillate her. Moreover, the fact that there are more than just two of you will work to our advantage if we are to be successful in tempting her toward a more open attitude toward sex.”“I think we can manage that,” Don smiled at the three women. He knew Amy in particular would rise to the occasion.“Remember, though,” the Wizard had admonished before bidding them goodnight, “it must seem spontaneous. If my wife suspects chicanery she’ll never go along with the rest of the plan.”The three women all wore outfits that were at once frilly and feminine and were also simple enough that it would be quite easy to have sex in them. Nicole wore a form-fitting, backless dress with a very short skirt and puffy sleeves, all in black with large bright red flowers. Shelonda wore a frilly little sundress in light pastels. Amy wore a silk negligee and a long, sheer robe. All of the girls surprised Don by wearing high heels. For himself, Don wore dress slacks, a white shirt and a dark blue jacket. As an afterthought, he added socks and perfectly shined, black dress shoes.Arm in arm en masse the foursome left the bedroom and headed to the dining room. Along the way, Don reminded them to act as if no one was watching.“But, also make sure we put on a good show,” Amy pointed out.“How are we supposed to do that?” Shelonda wanted to know.“Well, make sure that anyone looking can tell what you’re doing; don’t cover up anything,” Amy suggested.“And make noise,” added Nicole. “Let everyone hear that you’re having a good time.”“Wow,” Don said, “that’s really good advice. You’re making me horny already.”“You have to wait a bit, Professor,” Nicole winked.With that they came to the dining room and gathered around the middle of the table, Don and Shelonda on one side and Amy and Nicole on the other.“Who do you think puts out this fruit and water?” Amy asked, as she picked up and examined a red apple.“I have no idea,” Don shrugged. "Perhaps the same person who washed our clothes and put them back when we weren’t looking yesterday.“"Our host, maybe?” wondered Nicole.“The Wizard?" Amy laughed. "I doubt that.”“He doesn’t exactly seem the sort to do housework,” Don admitted.With a mischievous gleam in her eye, Amy sank her teeth into her apple and leaned over toward Nicole, who, catching on immediately, bent in to take a bite out of the opposite side of the fruit.While they were doing this, Shelonda said, “Well, whoever’s doing the cleaning and other stuff, it sure is nice of the Wizard to let us stay here.”“We should try to find a way to thank him,” Amy said around a mouthful of apple.“Oh? What did you have in mind?” Don asked with a laugh.“There are lots of ways a girl can thank a man,” Amy smiled, taking another bite of the apple.“She can say, 'Thank you very much, Mr. Wizard, sir,’” Nicole smiled coyly while she toyed with a strawberry.“Exactly,” Amy laughed, “but that wasn’t exactly what I had in mind.”“Whatever could you mean?” Nicole asked. She had now turned toward Amy and was running her hand up and down her arm. “Oh, you mean…”“Exactly!" Amy grinned and grabbed a nearby banana. She proceeded to peel it slowly."But isn’t he rather old?” Nicole persisted mischievously.“He seemed healthy enough to me,” Amy said as she pulled the last peel down. “Anyway, I think I like older men. Plus, he’s quite tall, and that usually means…”“You think so?” Shelonda joined in.“I do,” Amy said. “Anyway, I’d be happy to show my appreciation.” To demonstrate her capabilities, she slid the length of the banana into her mouth and down her throat.Don and the girls laughed, and Don said, “Well, fruit’s one thing. Are you quite sure you’re up to the real thing?”“Quite sure, sir,” Amy said after swallowing the last of the banana down.“I’m unconvinced,” Don said with a frown.“Well, how in the world can I convince you?”“You could show him on his cock,” Shelonda said with exasperation. Don thought she was the best actress of the bunch.“Alright, Professor, hop up here on the table and let’s see what you’ve got,” Amy grinned.Don stood up and took off his jacket and kicked off his shoes, while the women pushed the bowls and glasses out of the way. Then, he climbed up on the table and knelt in front of Amy. Getting into her act, Amy ran her hands up along Don’s thighs and made a show of unfastening his pants. She slipped her hand into his slacks and took hold of his quickening cock. Pulling it out, she held it up for Nicole to see.“Very nice,” Amy said, “but it needs more work, I think.” She lowered her head to Don’s lap and took the entire length of his cock into her mouth. Pulling on it with both her lips and hand, she quickly had him fully hard.While Amy was doing this, Shelonda climbed up on the table next to Don so she could see too.Amy pulled back to show the girls that Don was now erect. “That’s more like it, Professor!” Amy said. “Now, what was it I was going to do with this?”“Oh, I can show you,” Shelonda offered quickly.“By all means,” Amy laughed.Nicole & Amy Seek To Seduce The WizardShelonda leaned in over Don’s lap and immediately lowered her mouth all the way down his cock, letting his fat head slip into her throat. She accompanied this with a loud, very satisfied, “Um!”When she came up for air, Shelonda smiled at Amy and Nicole and said, “That’s what you were saying you could do.”“Oh, yes, I remember now. Let me see if I’ve got this right,” Amy laughed. Straight away, she took hold of Don’s cock and lowered her mouth and throat on him. Don took advantage of the situation by gently grabbing Amy’s head and holding her there on him so that he could flex himself in and out of her throat a bit. Following Shelonda’s lead, Amy gurgled and moaned her approval of this maneuver loudly enough for everyone to hear. Always happy to oblige, Don fucked her throat a bit longer before letting her go.As soon as Amy was up again, Nicole jumped in with, “Let me give that a try!”Crowding in front of Amy, Nicole inhaled Don’s shaft in one eager motion. Once he was in all the way, she bobbed her head up and down on him, murmuring her pleasure while he moved in and out of her throat. When she backed up off him, she gave the slippery head of his cock a kiss and flashed a grin around the room.“Is that all you’d do to thank the Wizard?” Shelonda asked.“Don’t you think that’s enough?” Amy asked.“Not nearly,” Don said with a smile.“Oh, well, I might be able to come up with something else,” Amy said thoughtfully.“Like what?” Shelonda asked as she reached over to stroke Don’s wet cock, which was twitching in anticipation.Amy shrugged out of her sheer robe, said, “Well, I could do this,” and, using her chair as a step up, climbed up on the table with Don and Shelonda. Amy planted her feet on either side of Don’s thighs, and pulled up her silk negligee to expose her bare pussy and ass to view.“Now that looks delicious!” Don grinned. He leaned forward to kiss Amy’s nether lips, reaching up between her legs to get his hands on her ass. Holding her in place, Don reached out with his tongue to lightly lick over the soft curve of her lips. Pushing up between them, he tasted her juices and slipped his long tongue up inside her. Amy moaned and pushed forward a bit, encouraging him to do more. He proceeded to fuck his tongue in and out of her, and then began to lick at her clit.Shelonda was still stroking Don’s cock, or was until Nicole took Amy’s chair and got into position in front of Don and began to suck on his cock with great enthusiasm. Shelonda leaned back for a moment, admiring the sight of Amy standing on the table while Don buried his face between her legs. Then she decided to get back into the fun. Pulling her sundress up over her head and casting it aside, but leaving her heels on, she got up to stand behind Don. She reached forward and took Amy’s head in her hands and pulled her forward into a long, slow passionate kiss.Amy, who had been holding on to Don’s head, both for a little support and to keep him there where he was giving her so much pleasure, reached up to get her hands on Shelonda’s full tits. She moaned into Shelonda’s mouth while squeezing and caressing those beautiful breasts. She moaned again when she felt Don pushing several fingers up inside her grasping pussy. When she felt Shelonda tugging at her negligee, Amy took a few seconds to quickly pull that garment up and over her head. She wasn’t sure where it fell; it was out of her mind as Shelonda began to kiss and suckle on her tits. Then Don’s tongue was making her come. Amy remembered Nicole’s advice and cried out enthusiastically as the explosion of delight erupted in her clit and pussy and then spread through her body, making her shake and sob.“Oh fuck yes!” Amy gasped loudly. “That’s so good! Don, you’ve got the best tongue. Damn!”Shelonda embraced Amy, whose legs were suddenly unsteady, and helped her to lie down with her on the table behind Don.Don took advantage of the momentary break to push Nicole back enough so that he could get off his knees. Instead, he sat on the edge of the table with his feet dangling. Nicole wasted no time, though, and climbed up on the table with the others. Pushing Don back so that he was leaning on his arms, she pulled up her short black dress and straddled Don’s lap. She rose up as high as she could, to give anyone watching a clear view, and lifted Don’s cock straight up. Pushing the head into her, Nicole slowly slid down its length, moaning happily as it filled her. Don grinned up at her and took her narrow waist in his hands. As soon as she was all the way down on him, Nicole pushed herself back up, almost all the way off, and paused there so anyone could see his thick pole disappearing into her tight pink sleeve as well as the shiny wetness she left on him. Then, finally she let herself down on him again, until his head was pressed against her cervix. Up again and pause, then down, harder this time. Don’s strong hands and arms helped to raise and lower her, sparing her thighs some work. With each descent on his shaft, Nicole let out a happy, lustful moan. Soon she was grunting and crying out as she rode up and down on him with almost violent abandon. She began to throw herself into the performance aspect of the evening.“Fuck yes! God yes! That feels so good! Fuck me, Professor! Fuck me!” Nicole cried out.Don was pushing up into Nicole each time she came down on him. He was quietly amazed at how hard a fucking the tiny girl was taking and enjoying. As she bounced on his cock, he watched as she clawed at her dress to pull it aside and get her hands on her little breasts and hard nipples. Then she was coming on top of him, still bouncing as she screamed and shook.“Yes! Yes! Fuck yes!” she called. Then abruptly, she stopped and slumped forward on Don, gasping for air. “Damn!” she whispered, “I guess I like having an audience.”“Well, it suits you,” Don whispered back, kissing her ear.When Nicole pushed herself up a bit, they noticed that Shelonda and Amy had worked themselves into a 69. They lay on their sides, with Amy’s feet and back toward Don and Nicole’s side of the table. They could see the top of Shelonda’s head as she worked her tongue over Amy’s slick lips and sensitive clit. Both girls were moaning enthusiastically while they kept their mouths busy.Nicole pushed herself the rest of the way up, and struggled to get out of her dress. Don finally got around to unbuttoning his shirt, and when Nicole climbed off him to walk down the table, naked but for her heels, Don took the opportunity to get out of his clothes. By the time he got back on the table, Nicole was down by Amy’s head, reaching around to get her fingers on and probably in Shelonda. Don decided he would make himself useful at this end of things.Lying down behind Amy, he scooted in and guided his cock between her legs. He felt Shelonda’s breath and then tongue on the head of his cock just as he felt the wetness of Amy’s waiting pussy. He didn’t pause, but just went ahead and pushed himself in. Amy let out a particularly loud moan as he filled her in one sure motion. Steadily he began to fuck her, enjoying the sensation of her slippery cunt squeezing and pulling at him as well as Shelonda’s tongue brushing against him.What Amy and Nicole were doing to Shelonda had the desired effect, because she was the next one to come, crying out loudly in ecstasy. This precipitated some rearrangement on the table, as Shelonda disentangled herself. Amy turned her head and said over her shoulder, “Get on your back, Don.”Don quickly rolled back, reluctantly pulling out of Amy in the process. She wasn’t done with him yet, though. Without turning around to face him, she got up over him. She took his cock and lifted it up and pushed the broad head of it up into her ass. Don said, “Oh, god that feels so good – so hot and tight!”“That’s right, baby,” Amy grinned back at him. Then she pushed herself down on him, taking his thick cock deep into her bowels. She leaned back then, and Nicole came around and knelt in front of her, pushing several fingers up into her pussy and attacking Amy’s clit with her tongue. Meanwhile, Shelonda straddled Don’s face, so that she could have her pussy licked while she reached around to play with Amy’s tits.Don reached up to adjust Shelonda’s position a little and began to lap at her very wet pussy and clit. His nose slipped into her vagina and then teased her ass as he moved back and forth over her. All the while, he could feel Amy moving up and down on him and Nicole’s fingers inside her pussy. He couldn’t see what was going on, but he could definitely tell when Amy began to come again. Not only did her ass clench and relax on him as she came, but she cried out in a dramatic and heartfelt wail.As the girls climbed off him, Don realized that he still had not come. He also knew that there was one woman he had not yet fucked that evening. He caught hold of Shelonda’s narrow waist and quickly coaxed her into position on her hands and knees. As the other two girls focused their attention on Shelonda’s pretty face and swinging breasts, Don drove his cock into her waiting vagina. Once he was good and slick again, though, he pulled back and then pushed himself firmly into Shelonda’s tight ass. He remembered the night in the disco when he had first been welcomed into that sweet embrace. He smiled down at her dark, muscular back and fucked her with passionate abandon. She pushed back at him eagerly.“Come inside my ass, Don!” Shelonda called out. “Fill me with your cum!”He felt Amy’s fingertips moving on Shelonda’s pussy lips and clit, and tried to hold off until Shelonda was coming, but it was too late for that. Everything up until that moment had brought him to the brink and he was too far gone to hold back. He threw his head back and groaned, shoving himself deep into Shelonda as his cock spasmed and filled her ass with hot cum. This helped carried Shelonda over the edge too, and she cried out as her own orgasm swept through her leaving her and Don lying collapsed on the table in a quivering, laughing pile.The other two girls lay down with them, caressing and kissing their hair and sweaty skin.The next day Don was allowed to find his way out into the garden. Since the Wizard had let him know beforehand that this would happen, he was wearing clothing that would allow him to practice his kung fu in the open center of the garden – loose pants, shoes that were almost moccasins, and a light vest. After taking the time to stretch thoroughly, Don began to put himself through a full routine. He was very happy to notice that he was not only maintaining his conditioning but seemed to be in quite a bit better shape than he had been when had arrived in Eros. He was able to hold his stances longer and lower, had more stamina and endurance, and was able to kick and jump higher and more nimbly.He was enjoying the workout so much that he had almost forgotten that he was supposed to have an ulterior motive. Upon finishing a particularly long and demanding open-hand form, he was a little surprised to hear a woman’s voice saying, “That was very graceful, sir.”Don smiled, turned and bowed, “Thank you…” He was about to add, “milady,” because it sounded like the appropriate way to address the Wizard’s wife, but he was suddenly caught off guard. He had expected a woman who more or less resembled the Wizard. Not necessarily so tall, or quite so old, perhaps, but certainly older and not particularly attractive. Instead he beheld a beautiful young woman with long auburn hair falling over her bare shoulders in loose curls. She wore a white gown with flowing skirts and a cinched bodice that accentuated her very thin waist and full, medium-sized breasts. Her smiling lips were red, and her emerald green eyes were framed by long lashes. Don thought she bore a striking resemblance to Rita Hayworth, and found himself wondering if she had gorgeous dancer’s legs.Still smiling, Don said, “My name is Don, are you the lady of the house?”She inclined her head and said, “I am. My name is Madeleine.”“It is an honor to meet you, milady. My friends and I are your very grateful guests.”“Ah, yes,” she murmured. “And where are your three enthusiastic friends?”“I believe they are swimming in the pool. Would you like me to go fetch them?”She laughed a little. “No, that’s quite alright. I am only taking my daily walk through the garden. Would you care to accompany me?”“It would be my pleasure,” Don bowed again. He approached her and offered her his arm. Without hesitation, she slipped her arm through his and laid her warm hand on his sweaty wrist. “Do you have a customary path, milady?”“I do,” she nodded, “but perhaps it is a good day to try something new.”This certainly seems to be going well, Don thought.“My husband tells me that you seek a friend of yours who is lost in the forest.”“Yes, he has graciously offered to help us find her.”“How generous of him,” she smiled.“He strikes me as a particularly generous man,” Don nodded, thinking of things quite different than the offer of assistance.“Yes, I’m sure. And you are determined to find this friend of yours?”“Certainly.”“She is perhaps more than just a friend?”“Much more, milady.”“And yet you have three other friends, with whom you are apparently on rather intimate terms.”Don decided to play coy, “Milady?”She paused a moment, then said, “So my husband has informed me.”“Yes, well, my three companions are my friend’s friends as well.”“Interesting,” Madeleine smiled, “and does this include intimacy as well.”“It certainly does, milady,” Don chuckled, “and quite a bit of it at that.”“And neither you nor your friends are jealous of each other?”“No. We want each other to be happy, and to experience as much joy as possible.”“How open minded and generous of you, Don. Let us sit there by that fountain.”He led her to the indicated fountain and sat next to her on a stone bench.“Now we can speak directly,” she said with a smile that was almost a grin. “My husband can’t hear us here, though he is no doubt still watching.”“Milady?”“I know what my husband is up to,” she laughed. “I’ve known all along. The horny bugger wants you to seduce me so that I’ll let him sleep around, or so we can both sleep around.”“Um, the latter,” Don nodded.“And I’ll bet he’s holding out the promise of helping you find your friend to get you to play along.”“Yes,” Don smiled, “but that was before I met you. If he had just let me meet you first I would have been quite happy to help him in this regard.”She smiled and patted his knee, “You’re sweet. However, things aren’t quite as he would have you believe.”“No?”“He wants to believe I’m terribly jealous, but the real problem is that he’s quite insecure. I know my husband, and if I agree to an open marriage too easily he’ll be plagued with doubts and utterly baseless worries. I know the difference between love and sex, Don. Moreover, I know the difference between sex and fucking amazing sex – and what you four showed off last night was fucking amazing sex!”Don was a bit taken aback to hear her saying “fucking” so freely.“I love my husband more than any other man or woman, and I knew plenty of both before I met him, let me tell you! And, I know my husband loves me. It doesn’t bother me that he wants to screw the occasional hottie, or three. I certainly want to let you fuck me till I can’t walk straight.”Don smiled broadly, and said, “I’m glad to hear that, because…”“Hold on there, stud,” she laughed. “We’ve got to play this just right. It’s important that my husband thinks it was his plan that did the trick. That way he won’t think I just let the first guy with a nice dick and a talented tongue, fuck me.”“I don’t suppose the two of you would consider just talking to each other,” Don offered, hoping she would reject the idea. He was quite taken with the idea of seeming to seduce this gorgeous woman.“Oh, certainly,” Madeleine smiled. “We’ve talked. He knows that I found the show you put on last night very titillating. I practically attacked him as soon as you were done. He’s mentioned the open attitude of most of the people in Eros frequently enough that I know what’s on his mind. But, as I said, I know my husband, and I know what it will take to make this work.”“OK then,” Don nodded, “what’s next then?”“I will play hard to get, but intrigued, until tomorrow,” she said. “I suspect he’ll want you to put on another show this evening. Would you mind going down on the other two girls?”“No, not at all!”“Wonderful! That looked divine,” she sighed. “Then, after he drops a few more hints, I’ll suggest something like… Oh, I know. I’ll tell him that if someone like you were to slip into my bedroom without warning I wouldn’t mind being ravished, or something to that effect.”“That does sound a little awkward,” Don admitted.She waved that off, “I’ll work it out. Maybe I’ll just wait until he’s got his cock in me. He’ll get the gist then without paying attention to the way I phrase it.”“Um, yes, I can see that.”“Then, all you have to do is follow through,” she smiled. “Think you can do that?”Don chuckled, “Yes, I’m quite sure.”“Wonderful.” Then she lowered her voice, though she had said they couldn’t be overheard, “I really am looking forward to letting you have your way with me.”“The feeling is quite mutual, milady!”“It’s a date, then,” she laughed. “Now, would you be so kind as to escort me back to the house?”Just as Madeleine had said, the Wizard came to them before dinner time and said that, although she found Don charming, she still wasn’t quite sold on the idea of doing anything intimate with anyone. He suggested that they put on yet another show with dinner, and our four heroes were quite happy to oblige. This time, Don made a point of making each of the three women come with his lips, tongue and – here and there – his teeth.Don repeated his kung fu routine in the garden. Again, the Wizard’s wife met him, and again they walked back to the fountain. She confirmed that she had dropped the appropriate hint to her husband, and then said, “Now, grab me and kiss me.”Don had been thinking how much he wanted to kiss those ruby red lips since the day before, so he didn’t need to be told twice. He quickly slipped his arm around her slim waist, and pulled her to him. Holding the side of her face gently in his hand so she couldn’t turn away, he pressed his ardent lips against hers. He thrilled to feel her arms slip around him and hold him for a moment. She began to return his kiss, but then pushed him away. She slapped him then, but not too hard, and he was able to catch her wrist. Holding her hand to his face, he turned and kissed her palm.Yanking her hand away and scowling angrily, Madeleine said, “That was perfect, I can’t wait to do more of that!” Then she made a show of storming off to the house.Don shook his head, and then made his way back inside.He was relaxing with the girls in the shallow end of the pool when the Wizard came to see them. Though he was obviously a bit distracted by the naked women, he was intent on his plans in regard to his wife. The Wizard paced back and forth by the pool as he enthused, “Everything is going perfectly!”“Are you sure?” Don asked, though he was pretty confident on that particular score.“Yes, she insists that she is angry with you for kissing her, and perhaps she is, but she is much more excited than angry.”“How can you tell?” Shelonda wanted to know.“The ardor she displayed during our lovemaking just after her walk in the garden was exceptional!” the Wizard explained. “I know just how to proceed tonight. She said she was afraid you might steal into her bedroom and ravish her. I could tell this thought excited her very much, though.”“Well, alright,” Don said, “but how will this help convince her to try an open relationship?” This was a point of the plan that remained sincerely murky to him, and the wife’s complicity hadn’t helped clarify matters.“Ah,” the Wizard smiled, “that will depend upon me getting her to admit that she had a good time.”“Assuming she has a good time, eh, Professor?” Amy winked at Don.“Well, I’ll do my best,” Don grinned.That evening, while the girls were as frisky in the dining room as before, Don remained aloof. He had no doubt that he could perform more than adequately later even if he did play with the girls, but he frankly wanted to concentrate his attention on the Wizard’s lovely wife at least for tonight. For himself, the Wizard had said that, though he would be sure she was again watching the dining room, he would find some reason to be unable to satisfy any resulting “urges” his wife might develop that evening.Later, after the girls had given a good warm-up show and after the door out of the bedroom opened of its own accord, Don left his three companions and followed the opening doors into a part of the house he had not yet seen. He was wearing only a soft, dark dressing robe he had found in the closet. He eventually found himself climbing a staircase up to at least the fourth floor of the large building. As the stairs stopped at this level, Don supposed this was the top floor of the house. There were only two doors available to him in the short corridor, and he had been told to go to the left one, which he now did. The door did not swing open as he approached, so he put his hand on the lever and slowly pushed it down. Madeleine was expecting him, but he was sure the Wizard would be watching and he wanted to make things look convincing. In the back of his mind, Don was worried that if the Wizard caught on to his wife’s subterfuge he might withhold his assistance in finding Toshia.Don opened the door just enough to slip through into the candlelit bedroom. This chamber was even larger than the rather large bedroom Don had been sharing with his companions. Across the room, near the large, canopied bed, Madeleine sat in front of a gilded table and mirror brushing her long auburn hair. She was wearing a sheer robe of pink.She was turned three-quarters away from him, and the mirror was facing the wrong way to reflect Don as he crept into the room. Apparently sensing his entrance anyway, she said, “Ah, couldn’t carry on with me after all, eh?”Don waited until he was almost to her before he said, “What man could?”Madeleine twisted and rose in a single lightning motion, raising her hairbrush as a weapon against him. “You!” she gasped. “What are you doing here?”Don paused a moment to admire the feminine form only barely obscured by her see-through robe. He had been right to imagine that she had long, dancer’s legs. Her waist was narrow, her belly flat, and her breasts full, but not too big. She was glaring at him with a good semblance of shock, fear and anger.“I have followed where my desire led,” Don said taking a step forward. “It brought me here.”“Well, it had better lead you back the way you came.”He slowly reached up and took hold of the hand holding the brush, saying, “I don’t believe you want me to leave.”“But I tell you that I do,” Madeleine insisted.“Your eyes tell me that you lie,” Don smiled. He moved a bit closer, and took the brush from her hand.“My eyes?”“They dwell too long on my bare flesh, and on my lips, and when you look me in the eye I see that you want more of what I started in the garden.” He slipped up close enough to her that he could set the brush on the table behind her.Madeleine leaned back away from him, and said, “I look at your bare flesh because I’m shocked that you would come into the bedroom of another man’s wife wearing only that robe. I look at your lips because I remember the liberty you so rudely took. As for what you think you see in my eyes, well, you see what you want to see.”Don moved his hand – the one that had put the brush down – to her lower back, lightly touching her. Very slowly he raised his right hand up to brush his fingers along her jaw. “I do see what I want,” he smiled.She kept her hands at her sides, hands now grasping the edge of her dressing table, “I will scream for my husband.”“Scream then

“DRE” is the acronym in election-speak. It stands for direct-recording electronic voting machines … the kind that record votes directly into a computer’s memory, often with no paper trail. In an effort to boost security and ensure more reliable counting of ballots across the country, officials have been replacing them with voting machines that produce a paper backup. And there has been noticeable progress on this front. According to a recent report from the nonprofit organization Verified Voting and the Brennan Center for Justice, in 2016 about 22% of registered voters were in jurisdictions that used DREs. By 2020, that figure had fallen to 9% and could drop considerably further this year. Marketplace’s Lily Jamali spoke with Megan Maier, co-author of the Verified Voting report, about replacing what’s left of these outdated machines and bringing that number down to zero.

“DRE” is the acronym in election-speak. It stands for direct-recording electronic voting machines … the kind that record votes directly into a computer’s memory, often with no paper trail. In an effort to boost security and ensure more reliable counting of ballots across the country, officials have been replacing them with voting machines that produce a paper backup. And there has been noticeable progress on this front. According to a recent report from the nonprofit organization Verified Voting and the Brennan Center for Justice, in 2016 about 22% of registered voters were in jurisdictions that used DREs. By 2020, that figure had fallen to 9% and could drop considerably further this year. Marketplace’s Lily Jamali spoke with Megan Maier, co-author of the Verified Voting report, about replacing what’s left of these outdated machines and bringing that number down to zero.

#PacificWatch:VegasWatch: Disney recovering steadily; Biggest Super Bowl ever;  the high speed train from Kukamonga @JCBliss https://www.latimes.com/entertainment-arts/business/story/2024-02-13/why-bob-igers-second-tenure-is-looking-brighter-after-a-rough-start 1957

#8: Today, we're excited to introduce Sydney Daniels, a trailblazer in the insurtech space. Sydney began her career as a receptionist at State Farm and has skillfully navigated her way to becoming a key strategist in the industry. She's now part of the innovative team at Steadily, where she's driving tech-forward insurance solutions for rental properties nationwide by forging partnerships that make a difference. Sydney's story is a testament to where passion and adaptability can take you, and we can't wait to dive into her insights.

Building your list starts with the first subscriber. That's right, you don't have to have the big list from the get-go, you can get there gradually. And what's more important is that you're building your list with the right people. So, take your time building your list. Think of the right people that you want to connect with and make those connections to build your list, slowly and steadily, and with the right people. Remember, it all starts with that first person and then from there, slowly and steadily grow that list of the right people that are interested in what you do, are interested in the programs that you offer and interested in the transformation that you're promising. Have you started building your list?

“We're able to move mountains with far fewer people because of the fact that everybody in their role is exceptional and they're that 90th percentile.It's really hard to maintain that talent density, especially as we've started to scale. But we absolutely refuse to just put bodies in seats because we need them”, says Datha. On the podcast this week, Steadily's Co-Founder & COO shares her career journey. “I've spent my entire career in the insurance industry. Geico heavily recruited in the university I went to. They ended up recruiting me into their Emerging Leaders program.Then I was recruited again by Brown & Brown, a large international insurance brokerage. They recruited me into their internal audit program. Within that role, I learned everything about insurance. She discusses the steps she took to weigh up the risk of leaving an established insurance leadership role to co-found insurtech Steadily. “I'm an insurance person, I'm very risk averse. The idea of going out on my own and doing something that could fail. That was terrifying. I sat down and calculated the risk. I thought, ‘Ok, let's model out worst-case scenario and best-case scenario. We raised $4million in a seed round, so we had 12 to 18 months to prove our concept.”With a recent Series B fundraise of $60m and a team of 100+, Datha gives an overview of the business' current position and the insurance solution Steadily provides.“We wanted to make sure that real estate investors, no matter where or what type of property they had, could come to a single place to find somebody who could help them and who could do it quickly.Steadily does have a product of its own but we also have very strong relationships with retail partners. That allows us to support virtually anyone who comes to us with any type of rental property. Some are using it for short term, some are using it for long term.Our sales agents during the hours of 7am to 7pm have three minutes to respond to a customer. When a customer is on our website, they're going to hear from us within just a few minutes. That's why we're winning.”To achieve this level of service and achieve a continued growth trajectory, building a high-performance insurance leadership culture is paramount. Datha highlights how she weeds out the B & C performers from the A-players. “When we bring somebody in to interview, the entire process is designed to figure out, ‘Are they the person or the few people who were carrying the weight for their whole team at their previous company.”We have a culture deck for everyone who applies to Steadily to look at. Our philosophy for hiring is to hire a company that's only made up of 90th percentile team members.We save money in other areas so we can pay people the max, so we can attract the very best people in their fields. It can be painful sometimes, but if you drop that bar then very quickly your talent density starts to go downhill.It's easier to get in to Harvard than get hired at Steadily.”Datha shares her approach to hiring the best insurance talent. “As one of the co-founders, I still meet every single candidate in my downstream. I want to know who they are and who is joining our company before they come on board.So much of my calendar is spent interviewing people. It's worth it because by doing so, we are able to keep our talent density high.As for her advice to candidates coming to interview, Datha says, “We talk a lot about our culture deck in the interview process. Sometimes people bow out of the interview process after they read it. Make sure you know the culture deck inside out. Make sure it gives you warm and fuzzy feelings. If you don't like the culture deck, you will not like it here.”Advising fellow Insurtech founders and insurance people leaders, “You have to prioritize money to pay them. You need

The start of this year has ushered in a new and unpleasant job market trend. Throughout mid-2022 to 2023, major companies announced widespread layoffs, eliminating thousands of roles all at once. The workforce is now experiencing a shift from large-scale layoffs to a more gradual and ongoing process. Under the cloud of looming layoffs, employees will confront a work environment that almost feels like the psychological torture of waterboarding—the century-old practice in which water is poured on the face of a prisoner, slowly driving them mad as they experience feelings of drowning and uncertainty as to when it will end.

Finally! There's a way to get affordable STR insurance across the US, all in a one-stop-shop. And - they can even help you get an arbitrage policy.  Get all the details as Max McClure, CIO of Steadily, joins me on today's podcast.  Start here to get your free quote: https://fearlesskyle.steadilypartner.com/ Want more tools, tricks, and resources? We have you covered! You can check out everything on www.fearlesskyle.com. Make sure to watch the video on the homepage to learn how to get your STR business started ASAP. Check out our Youtube channel where I bring you free long-form content to teach you exactly how I built my business: Click Here. And don't forget to subscribe and hit that "bell" icon to get notified every time we drop a new video. Follow me on instagram: @fearlesskyle   And join one of the largest Facebook support groups for AirBnB hosts in the world! AirBnB Masterminds. This is my group, and I drop tons of tips in here. Click here to join. Disclaimer: None of the contents of this channel "The Fearless Investor" are meant as direct advice. The purpose of this channel is to inform and educate. It is the viewer's responsibility to decide if the education is something they will put into action. Kyle Stanley and the Fearless Investor Youtube Channel do not take responsibility for the results experienced by the listener/viewer.

Happy New Year! We kick off 2024 with Holly Clarke - a Johns Hopkins grad. Holly is gearing up for her 2nd Olympic Trials next month and is excited to bringing more experience and miles to the line with her. To get to the 2020 trials, Holly took off 30 minutes from her time going from 3:12 to 2:42. During that time she realized she was under fueling and worked to properly fuel her body for a big breakthrough. The key for Holly has been having a community around her. After graduation, she took time off of running but when she moved to San Fransisco she joined the Impala Racing Team. Being around teammates and others training at a high level has inspired her to keep the dream alive after graduation. At Johns Hopkins, she came in not on the varsity lineup and worked her way into the top 5 her junior and senior year. She was a part of two national champion teams but has mixed views of her time in college. She developed an eating disorder - which she talks about in the episode. This episode has a theme of growth and progression. Steadily improving year after year and continuing to learn about what works for you. Check out Holly's coaching Instagram and her website. How to Support D3 Glory Days: Steady State Nutrition Winter Hats ⁠⁠⁠⁠⁠⁠⁠⁠⁠D3 Glory Days Venmo⁠⁠⁠⁠⁠⁠⁠⁠⁠. ⁠⁠⁠⁠⁠⁠⁠⁠⁠We launched a Patreon!⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe and leave us a review on Apple Podcasts⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠Strava⁠⁠⁠⁠⁠⁠⁠⁠⁠. ⁠⁠⁠⁠⁠⁠⁠⁠⁠D3 Glory Days Merch --- Send in a voice message: https://podcasters.spotify.com/pod/show/d3glorydays/message

In this episode of The MHP Broker's Tips and Tricks podcast, Maxwell Baker, president of The Mobile Home Park Broker, interviewed Kevin Caiacci, a closing attorney who represents multi-family and mobile home park investors and sponsors.      This and every Tips and Tricks podcast episode is brought to you by The MHP Broker's'  proprietary Community Price Maximizer. Use this four-step system to get the highest price possible for your mobile home park or RV community when you sell it through The MHP Broker. Guaranteed. Ask Max for details.    Here Are the Show Highlights:  Kevin Caiaccio is a closing attorney who works with Robinson Franzman in Atlanta and represents investors and sponsors in the multi-family, and specifically mobile home park sector of commercial real estate. (Max, 1:21)  Kevin graduated from the law school at the University of Georgia in 1995 and has specialized in commercial real estate transactions for most of 28 years. (Kevin, 1:48)  His primary focus has been on multifamily housing transactions, and a subset of that--mobile home park transactions all over the country. His focus is on trying to make sure deals happen, rather than stifling deals. (Kevin, 2:30)  Kevin cautions investors and sponsors to remember that, in the vast majority of deals, they're using other people's money as part of the capital stack, so they have to stay in compliance with the various loan covenants and obligations. (Kevin, 4:46)   For instance, if it's a Fannie Mae loan, there might be limits to the number of park-owned homes you can have in the deal. Other lenders might mandate tenant protections. You must be aware of all such regulations and restrictions regarding the lender portion of the capital stack. (Kevin, 5:31)    When you take investment money from other parties, whether it's a corporate syndicate or family and friends, you have a fiduciary duty to act diligently and invest that money prudently. (Kevin, 6:08)  Sponsors should also remember that no one wins every deal. Some go bust, and when they do you end up with unhappy investors. There's always a threat that they'll sue you as the failed sponsor, so it's imperative that you've acted prudently every step of the way. (Kevin, 6:40)  Kevin writes operating agreements for investment partners that clearly spell out the rights and disclose the risks to all parties. (Kevin, 7:25)  There's no guarantee that you won't be sued for a deal that goes south, but a well-written operating agreement can help reduce the risk. (Kevin, 7:59)  Kevin sees more uncertainty in the market today than has been there in many years. The value of real estate has steadily climbed since coming out of the Great Recession in 2010. Even the pandemic didn't create much of a shock to the system. (Kevin, 9:48)  But today, a couple factors have created a heightened sense of uncertainty. Steadily rising interest rates and questions as to when they'll come down and how this will impact rent growth have shaken the market despite very low unemployment figures. (Kevin, 10:33)  Another negative point is the insurance situation, especially in Florida. Increased hurricane activity of late has disrupted insurance markets. Despite all of this, and the confusion in the capital markets, business is still going strong and transactions are still getting done. Kevin's clients are bullish on the markets, at least in the mid-term. (Kevin, 11:29)  As a broker, Max has seen lost titles to park-owned homes as a common challenge for sellers. (Max, 12:32)  Some park owners don't keep great records, and sometimes the titles to older homes or those bought through affiliates can get misplaced and need to be retitled. Sponsors need to be aware of this problem upfront and address title access as soon into the transaction as possible. (Kevin, 13:15)  Do this before going to close because the lenders will be sure to ask for all titles, and it will disrupt the timing of the sale if you don't have them. There are title service companies that will help get homes retitled. (Kevin, 14:14)  Another due diligence challenge is utility deposits, some of which can be as much as $20,000. (Max, 14:45)  As with title acquisition, the issue of deposit money must be addressed during early due diligence. Buyers should not feel pressured to close quickly, as the seller wants. Make sure you've first handled all loose ends such as questions related to titles and deposit money during well before the close. (Kevin, 15:36)  Just make sure all of these questions get answered before the transaction deadlines so as not to put your earnest money at risk. (Kevin, 16:22)  Proration issues can cause problems at closing, too. That's money collected and held by park owners for taxes, insurance, homeowners fees or other purposes. It's important that park owners hold these funds in segregated accounts so it can be properly handled during a sale. (Max, 19:08)  For investors and investment sponsors who want Kevin's help, he can be reached through rfllplaw.com, which stands for Robinson Franzman Limited Liability Partnership Law. Or contact Kevin by email at Kevin@rflpla.com or 404-255-2503.   If you're a sponsor or investor in a real estate deal, reach out to Kevin Caiaccio at Robinson Franzman in Atlanta for deal closing legal issues. If buying or selling, contact Max Baker at  info@themhpbroker.com or give him a call at (678) 932-0200.     Power Quotes in This Episode:  “As soon as you get a lender involved, you're going to have loan covenants and obligations, there's going to be personal guarantees (and) leasing restrictions.” (Kevin, 4:46)  “The most important concept to remember is as soon as you take someone else's money, you have a fiduciary obligation to act diligently and prudently with that money. It's no longer you making whatever decisions you want, you have an obligation to these investors.”(Kevin, 6:08)  “I would say that if if you haven't had any deals that didn't exactly work out, you haven't done enough deals, because ultimately over your career, you're gonna have some that might lose money. And when that happens, investors are unhappy. And there are lawyers out there, that will come in after the fact.” (Kevin, 6:40)    “So it's always extremely important to not go cheap on your attorney in the people creating your paperwork if you're raising hundreds of thousands or even hundreds of millions of dollars.” (Max, 9:14)   (On the economic state of the mobile home park industry) “I think if you take the kind of mid-term or long-term view, things will be fine.” (Kevin, 11:29) 

This week in the Association, joined by Todd to talk Clippers and Magic. --- Support this podcast: https://podcasters.spotify.com/pod/show/tdpodcast/support

Today on “Don't Take No for An Answer,” Eric Jesse and Heather Weaver of Lowenstein Sandler's Insurance Recovery Group continue their discussion about the property and casualty insurance market. With guests Josh Weisberg, Chief Risk Officer at SterlingRisk, and Brad Barron, partner and managing Deputy General Counsel at Conner Strong & Buckelew, Eric and Heather explore how insurers are reacting to challenging market conditions including inflation and supply chain delays, and the increased claims arising therefrom. They explain the shift from blanket limits in commercial property insurance towards the increased use of sublimits, larger deductibles, and co-insurance; where there may be room for pushback and negotiation with the insurers; and what policyholders may expect in the future from possible rate increases to a more stringent underwriting process.  Speakers: Eric Jesse, Partner, Insurance RecoveryHeather Weaver, Counsel, Insurance RecoveryBradford Barron, Partner, Managing Deputy General Counsel, Conner Strong & Buckelew LLPJosh Weisberg, Chief Risk Officer, Sterling Risk Insurance

Hey, it's Katie and I want to welcome you to this special bonus episode. It'll be here for you completely ad-free for the next week so you can get a feel of what it's like to be a PREMIUM member. If you'd like an easy ad-free experience for all of our podcasts - that's over 200 episodes each month, then JOIN PREMIUM today at https://WomensMeditationNetwork.com/premium It's heavy on your chest. It's running through your heart. Your mind is swirling, And your ears are ringing. PAUSE… The anxiety rises like the tides. Steadily, Heavily. Soon flooding the land. PAUSE… But just step back a bit, And breathe in real deep. Imagine yourself separating from the scene.  PAUSE… Breathe in again, And feel the air open you up, And widen your gaze.  It's all going to be okay. So breathe now, Bringing your attention here. Following the waves of your breathing, Going in, And out. In, And out. PAUSE… Over and over again. Letting each inhale circulate just a little longer. Letting each exhale relax you just a little deeper.  Breathe… LONG PAUSE… It's all going to be okay. PAUSE… Imagine that the loving hand of the night, Reaches out and rests on your heart. Feel the gentle energy warm you from within. Feel your heartbeat slow down. Feel your body relax. LONG PAUSE… Imagine the loving hand of the night, Softly rests on your head. Let your forehead soften as she caresses you. PAUSE… Now imagine the healing touch of the night, Releases all those thoughts inside your head. All the worries. All the unknowns. All the stresses. All the responsibilities.  Feel them all lighten, And float away from you, Dissolving into the darkness. LONG PAUSE… It's all going to be okay. PAUSE… Let yourself unravel, Let all the anxieties melt away. You don't have to hold onto them anymore.  PAUSE… Just be here, Present to this moment. To the movement of your body, To the gentle noises around you, To the touch of the blankets on your skin. PAUSE… Here in this moment, The anxieties of the past and the future, Do not exist. It's just you. And your breath. LONG PAUSE… Let it all go, dear one. Everything will be okay. Sweet Dreams, Beautiful  

Steve and Charlie reviewed the Pelicans' 4-4 start to the 2023 season. They listened to post-practice press conference audio from Saints RB Alvin Kamara. Kevin Payne, a fantasy sports analyst for Rotowire.com, joined Steve and Charlie to preview week 10 of the fantasy football season. Payne broke down the TNF matchup between the Bears and Panthers. He shared his thoughts on waiver-wire QBs, RBs, and WRs. The guys heard from Saints OC Pete Carmichael Jr. 

Today, Eric Jesse and Heather Weaver of Lowenstein Sandler's Insurance Recovery Group sit down with executives from two major insurance brokerage firms: Josh Weisberg, Chief Risk Officer at SterlingRisk, and Brad Barron, partner and managing Deputy General Counsel at Conner Strong & Buckelew, to discuss recent developments in the property and casualty insurance market, including the current state of the market, major drivers, new coverage restrictions, ways policyholders can improve their risk profiles, and where they think the market is going over the next few years. The conversation touches on the impact of the plaintiff's bar, supply chain issues, and inflation, as well as climate change and population densities; and the rising costs of reinsurance. Speakers: Eric Jesse, Partner, Insurance RecoveryHeather Weaver, Counsel, Insurance RecoveryBradford Barron, Partner, Managing Deputy General Counsel, Conner Strong & Buckelew LLPJosh Weisberg, Chief Risk Officer, Sterling Risk Insurance

The airline industry has seen a steady recovery from Covid-19. According to data from the international Air Transport Association, total traffic reached over 90% of pre-pandemic levels this year as demand for air travel picked up. Business Day TV spoke to Marjan Rintel, the CEO of KLM Royal Dutch Airlines, for more insight.

Foreclosures across the U.S. are on the rise and nearing pre-pandemic levels, according to real estate data firm ATTOM. ATTOM's midyear foreclosure activity report found that foreclosure activity has been gradually increasing over the last few quarters as COVID-related policies have ended. Across the U.S., 0.13% of all housing units foreclosed in the first half of 2023. Foreclosures are up 13% from the same period in 2022 and up 185% from the same period two years ago. “Similar to the first half of 2022, foreclosures activity across the United States maintained its upward trajectory, gradually approaching pre-pandemic levels in the first half of 2023,” Rob Barber, CEO of ATTOM, said in a statement. Learn more about your ad choices. Visit megaphone.fm/adchoices

About Josh Josh Jensen is the CEO and co-founder of Inspectify, a venture-backed technology platform in the property inspection space. Inspectify streamlines the property inspection experience across the entire property lifecycle through its network of 2,000+ inspectors and proprietary inspection and data technology. The company is backed by prominent investors including Nine Four VC, Foundation Capital, Munich Re, DivcoWest and top executives from startups such as Opendoor, Built Technologies, Side, Sundae, Flyhomes, and Steadily. Before Inspectify, Josh was the Vice President of Operations at Flyhomes, a nationwide real estate brokerage, where he was responsible for all real estate operations for the company and helped scale the business from seed to Series B. Josh is also an active real estate investor, holding rental properties on both the East and West coast. He has an MS in Mechanical Engineering and an MBA from the Massachusetts Institute of Technology. Josh resides in Seattle, WA, with his wife, Mary, two daughters, and a newborn son.Connect with Josh on LinkedInAbout InspectifyInspectify is a venture-backed, vertically-integrated technology platform in the property inspection space.‍Inspectify streamlines the home inspection experience for real estate agents and their clients through its network of 2,000+ inspectors and proprietary inspection software, including a mobile inspection app.Inspectify helps a broad range of partners in real estate, such as agents, buyers, investors, lenders or property managers, collect comprehensive data from a property in a standardized, clear format.Partners use Inspectify to add efficiency and speed to their transactions, as well as to gain insight into the true condition of a property and its potential ROI. Connect with Inspectify on LinkedIn Check out Inspectify

Meet upcoming SoCal band Hopeful. Influenced by the sound of surf rock, Switchfoot and the Killers, their tunes have becomes fast favorites at BY&M as they navigate hope, faith, the Bible, mental health and chronic illness....effortlessly. Jess chats to lead singer Randy James about the creation of Hopeful. and why music is rebellion against the darkness. Welcome to New Artist Showcase! Connect @Hopefu.ltheband HopefulTheBand.com Buy/stream Steady, Steadily here: https://linktr.ee/hopeful.theband FIND HELP USA: Call 988 or https://988lifeline.org Australia: 13 11 14 or https://lifeline.org.au World wide: https://TWLOHA.com/find-help MUSIC Oxygen Mask by Hopeful. Shipwrecked by Hopeful. Enough by Hopeful. Pressure by Hopeful. No Hopeless Soul by Stephen Stanley GET PODCAST MERCH HERE: tee.pub/lic/YOUMEPOD SPONSORS JesusWired is your number 1 source for Christian music news, reviews and interviews. Visit them now at JesusWired.com. Are you a creator? Soundstripe gives you unlimited access to royalty free music from some of the world's best composers. Go to SOUNDSTRIPE.COM and enter YOUMEPOD to get 10% off at checkout. SUBSCRIBE/CONNECT/LET'S BE FRIENDS: linktr.ee/betweenyoumepod Music published with permission of artist and through PlayMpe. Produced by Joshua Dunn Media

When we left our last episode, the storm had hit East Anglia with full force. Lives were lost, communities shattered and thousands were left without electric, light, heat and hope. Today we are going to focus on the community of Sea Palling, and how one of the worst hit villages survived the night, and how the lessons of the storm led to investment in infrastructure that would ensure it never happened again. Please leave a review, subscribe and recommend this podcast to anyone you know with an interest in East Anglia, history, folklore and the macabre. Contact us at hallowedhistories@gmail.com if the spirit moves you, or check out our website at hallowed-histories.org. This episode was hosted by me, Richard Sheppard, with research by Dr Linda Sheppard and tech wizardry by Stephen L Parkes. --- Send in a voice message: https://podcasters.spotify.com/pod/show/hallowedhistories/message

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Get primed with listenin to this pregame hype episode of us runnin through what the Titans present to the Bengals and what we present to the Titans. Gettin to 2-2 is MASSIVE FOR THIS TEAM. Today's win is JUST as important as last weeks win.

Enjoy a nostalgic trip back in time as Joyann Parker beautifully weaves the stories of Patsy Cline's life and career in and out of the music you know and love. In this powerful tribute performance, Parker and her seasoned band showcase the most popular and best loved of Pasty's songs. Vintage costumes and ambiance enhance Joyann's uncanny and authentic channeling of Cline's classic vocals. Hear Patsy's iconic songs like “Crazy,” “Walking After Midnight,” “Sweet Dreams,” “Faded Love,” “Three Cigarettes in an Ashtray,” “She's Got You” and many more! A northern Wisconsin native, Joyann Parker, like many artists, discovered her love of music at a very young age. While the multifaceted and versatile performer found her authentic voice later in life, she has created her inimitable blend of roots music that fuses soul, gospel, R&B, and traditional blues - combined with a voice that is booming and soulful - Joyann Parker is establishing herself as a masterclass performer. Steadily a rising star on the Midwest music scene, with two critically acclaimed studio albums under her belt, 2018's Hard to Love, and 2021's Out of the Dark, numerous award nominations, and opening for award-winning artists like Robert Cray and Elvin Bishop, Parker is now bringing her full range of talent as an accomplished singer, pianist, guitarist and songwriter to national and international stages. This episode features recordings for Joyann Parker's 2022 performance under the tent.   First broadcast in 1994, Tent Show Radio is a weekly one-hour radio program showcasing the best live recordings from acclaimed music acts and entertainers who grace the Big Top Chautauqua stage each summer in beautiful Bayfield, WI. In the program's nearly 30-year history it has featured artists like Johnny Cash, B.B King, Brandi Carlile, Willie Nelson, Don McLean, and many more. Hosted by celebrated New York Times best-selling author Michael Perry-who weaves stories and humor throughout each episode - Tent Show Radio features performances from renowned national & regional artists, with regular appearances featuring Big Top's own unique brand of shows that feature songs and stories performed by its acclaimed house band, The Blue Canvas Orchestra. Tent Show Radio is independently produced by Big Top Chautauqua, a non-profit performing arts organization, with a mission to present performances and events that celebrate history and the environment - along with their annual summer concert series - nestled in the woods on the shores of Lake Superior and the Apostle Islands.    EPISODE CREDITSMichael Perry - Host Phillip Anich - Announcer Jaime Hansen - Engineer Gina Nagro - Marketing Support FOLLOW BIG TOP CHAUTAUQUA https://www.facebook.com/bigtopchautauqua/ https://www.instagram.com/bigtopchautauqua/ https://www.tiktok.com/@bigtopchautauqua https://twitter.com/BigBlueTent FOLLOW MICHAEL PERRYhttps://sneezingcow.com/ https://www.facebook.com/sneezingcow https://www.instagram.com/sneezingcow/ https://twitter.com/sneezingcow/ 2023 TENT SHOW RADIO SPONSORSAshland Area Chamber of Commerce - https://www.visitashland.com/  Bayfield Chamber and Visitor Bureau - https://www.bayfield.org/  Bayfield County Tourism - https://www.bayfieldcounty.wi.gov/150/Tourism  The Bayfield Inn - https://bayfieldinn.com/  Cable Area Chamber of Commerce - https://www.cable4fun.com/  Washburn Area Chamber of Commerce - https://washburnchamber.com/ SPECIAL THANKSWisconsin Public Radio - https://www.wpr.org/ 

Dr Tony Garcia talks about the book he jointly authored with Ian van der Waag on the Great War roles of roles played by the South African prime minister, General Louis Botha, and his deputy, General Jan Smuts during the Great War. These were very different men and they appealed to different audiences. Botha's nuance and emotional intelligence complemented Smuts's intellectualism. Thrown into a world conflagration in August 1914, Botha and Smuts – facing internal rebellion and the threat posed by German troops on their borders – led South Africa's Union Defence Force, and often commanded from the front. South Africa's campaigns began badly. The campaigns in German South West and East Africa started with reverses at Sandfontein in September 1914 and Salaitia in January 1916. However, Springbok soldiers of all backgrounds proved resilient, and the later campaigns were marked by near uniform success. The “first-battle” experiences had reshaped thinking and led to better leadership and command at all levels. Both Botha and Smuts commanded in the field. Steadily, the South African army they commanded – benefiting from wartime training, sometimes in the field – gained resilience, experience, and battle-hardiness, adapting to the conditions of the campaigns and the demands of the tasks. South Africa's campaigns were complex and divergent, starting with the invasion of neighbouring German South West Africa – to neutralise the radio stations and so aid security in the South Atlantic. Suddenly suspended following the outbreak of the Afrikaner Rebellion, the campaign recommenced in January 1915. Following its conclusion, an infantry brigade, raised for the Western Front, was diverted to Egypt before facing near annihilation at Delville Wood. Reconstructed more than once, the brigade was accompanied by a field ambulance and general hospital. The South African deployment in France included two brigades of heavy artillery, a signal company, a railway company, and Auxiliary Horse Transport Company, and several South African Native Labour Contingents. At the same time, a large South African force, fighting alongside troops from British Africa and India, broke German resistance in East Africa, and a brigade of field artillery and later the Cape Corps served in Egypt and Palestine. In addition, more than 6 500 South Africans served in the British Army, the Royal Flying Corps, later the Royal Air Force, and on ships of the Royal Navy. Although lionised during the war by a British public hungry for heroes, there is a different side to Botha and Smuts. Shunned by Afrikaner nationalists at the time, they have remained divisive figures. Responsible for the enactment of the Land Act of 1913, which shaped South Africa's socio-economic and political landscape, Botha's statue in Cape Town was vandalised in 2015 and 2016. Behind his charming, attractive façade, and Smuts's stoic machine, were two very human, imperfect, and quite probably inconsiderate, men. Together they provide a wonderful lens through which to examine the potent forces of the early twentieth-century world and the country they hoped to forge. Myopic compatriots had constrained their plans; but it was the outbreak of war in 1914 that offered the most significant opportunities and brought the most adverse challenges. They fought insurmountable odds, and achieved great victories, at home and abroad, but also made startling errors, and, ultimately, in classical fashion risked being crushed by the weight of the world they tried to create. Ian van der Waag is a faculty member in Military History at Stellenbosch University, South Africa. Tony Garcia is Research Fellow at Stellenbosch University. His latest book publication The First Campaign Victory of the Great War was published by Helion in 2019.

Sometimes when God gives you a promise, you have to go through a waiting season before it comes to pass. Keep believing and stay consistent. He wants to show out in your life. Your best days are still ahead, and together we can make a difference in this world with the message of God's hope and love. To give, visit JoelOsteen.com/GiveHopeSee omnystudio.com/listener for privacy information.

Hello friends, welcome back to the WIIRE podcast! This week we are beyond excited to welcome Natalie Palmer to the podcast. Natalie is a real estate investor, property manager, AirBnb Co-Host, host of No Vacancy The Podcast, and co-founder of the Level Up Your Listing Summit.Natalie has been investing in short-term rentals for about five and a half years and currently manages 10 properties in Big Bear, California, focusing most of her energy on co-hosting and the management side of the business. Natalie also co-founded the all-women STR Summit, Level Up Your Listing Summit, an all-women short-term rental summit held in Scottsdale, AZ (grab your tickets now for the March 2024 summit here).Natalie got her start in the short-term rental industry when her family vacation house in Big Bear started to get less frequently used as they grew up and she convinced her parents to test the waters and list it for rent for the week between Christmas and New Year's. The 800 square foot, 2 bed/2 bath condo was listed and within 45 minutes of the listing going live on December 22, they received a booking for $2,500 for a check-in only 2 days later on Christmas Eve! They received another booking directly behind that one and decided to go all in and try one full winter season. They took all of the earnings her parents made on the rentals and bought a 2nd property in the area, which Natalie also manages as well. During the renovation of the 2nd property, the neighbors approached her about managing their rentals and Natalie eventually went full-time managing multiple short-term rental properties in the Big Bear area. Natalie co-hosted for 3 years before finally diving in and buying a property of her own with her husband.This episode is packed with information for getting started in short-term rentals, growing your short-term rental portfolio, AND tips on self-managing your properties without the overwhelm, so make sure you listen to the full episode!You can learn more about what Natalie is up to by following her on Instagram.Until next week, take care friends!   Resources:Follow Natalie on InstagramListen to Grace & Amelia's episode on No Vacancy The PodcastCheck out Steadily in your REI bizEnroll in our Property Management AcademyLeave us a review on Apple PodcastsLeave us a review on SpotifyJoin our private Facebook CommunityConnect with us on Instagram

From the ultra creepy Bowler Hat Man in Netflix's "The Haunting of Hill House" to Ezra, the renowned Hitchhiking Ghost in Disney's "The Haunted Mansion," actor Fedor Steer knows a lot about things that go bump in the night.  Originally Dutch-Canadian, Steer credits a chance encounter with Joseph Gordon-Levitt and his family on a cruise ship for piquing his interest in acting. Steadily working his way up the ranks from roles in independent film to national exposure, you can catch Fedor in a number of television shows, including the aforementioned "Hill House," and "Bloodline," plus Fox's "Sleepy Hollow" and "The Gifted," as well as "Graceland," "America's Most Wanted," "Your Worst Nightmare," and films such as "Killroy was Here" and "American Animals." He also has a recurring role on "Evil" on Paramount Plus. Fedor has a diverse range of life experiences. He has been a navigation officer in the Canadian Coast Guard and on cruise ships, a schoolteacher, a swim coach and a triathlete. He has lived in several countries overseas, including Thailand and the UAE. He also owns and operates a software company that builds database applications for K-12 schools. Mr. Steer recorded this episode of JONES.SHOW before July 14, 2023, the start of the SAG-AFTRA strike.  FEDOR STEER Online: Facebook: https://www.facebook.com/fedorsteer/  Instagram: https://www.instagram.com/fedorsteer Twitter: https://twitter.com/fedorsteer Web: www.FedorSteer.com  JONES.SHOW Online:    Join us in the Jones.Show Lounge on Facebook. Twitter (Randy): https://twitter.com/randallkjones  Instagram (Randy): https://www.instagram.com/randallkennethjones/ Facebook (Randy): https://www.facebook.com/mindzoo/ Web:  RandallKennethJones.com Twitter (Susan): https://twitter.com/SiriouslySusan Instagram (Susan): https://www.instagram.com/siriouslysusan/ Facebook (Susan): https://www.facebook.com/siriouslysusan/ Web: SusanCBennett.com LinkedIn (Kevin): https://www.linkedin.com/in/kevin-randall-jones/  Web: KevinRandallJones.com   www.Jones.Show

Demetra Kaye reports on BRICS steadily growing as ten more countries are seeking to join. Connect with Demetra:  @demetrakaye ​ --- Send in a voice message: https://podcasters.spotify.com/pod/show/africandiasporanews/message Support this podcast: https://podcasters.spotify.com/pod/show/africandiasporanews/support

The second epistle of the Apostle John opens with an affectionate greeting that sets the tone for the letter's central message: the truth of God's love in the person and work of Jesus Christ. In a time when many believers were being deceived by false teachers, this message of assurance provided a firm footing for a steady walk of faith. We invite you to join Pastor Tommy and The Village Chapel as we consider the practical and timeless wisdom this letter offers us today.

The second epistle of the Apostle John opens with an affectionate greeting that sets the tone for the letter's central message: the truth of God's love in the person and work of Jesus Christ. In a time when many believers were being deceived by false teachers, this message of assurance provided a firm footing for a steady walk of faith. We invite you to join Pastor Tommy and The Village Chapel as we consider the practical and timeless wisdom this letter offers us today.

Tony chats with Max McClure of Steadily, they provide modern landlord insurance.Max McClure: https://www.linkedin.com/in/max-mcclure-b8a72736/Steadily: https://www.steadily.com/Video Version: https://youtu.be/ec8HegINlKE

Okay, it's the final week of the mini coaching series on, "What do you know you need to be in the practice of?"Week 1 you determined what you need to be in the practice of and what your next best step is to be in the practice of that practice. Week 2 we took a look at what to do when your head or environments gets in the way of your practice. Week 3 we focused on three self reflection questions to check in with how your current practice is aiding your life, what it's teaching you and what's possible if you continue to stick to it.Today we look at how to honour your practice, slowly, surely and steadily.I hope you've enjoyed this mini coaching series and gained great insights from tuning into yourself, asking the right questions and putting your answers into action. UPCOMING EVENTSSunday Meds -  30th July, Melbourne, Australia. Book here!ZEROFKS Dance Party - 22nd August, Melbourne, Australia. Book here!WORK WITH ME 1:1 - Coach with Kat.As of July 31st '23, I have space to work with x6 clients who are seeking to do the work in the area of authenticity. SUBSCRIBE TO MY MEDITATION MEMBERSHIP - TAKE YOUR MEDS - Take Your Meds Meditation Membership - Join now.Support the show

My guest this week is Dr Vera Tarman who is a specialist in addiction behaviour and treatment. Dr. Vera is internationally recognized for her education in and publications on various areas of addiction and more specifically food addiction. She's had her own issues with alcohol but when she stopped drinking she started eating until her weight rose to 250lbs..   it was the eating addiction that “brought her down” as she puts it… In this episode:- Vera had a difficult childhood. Her mother was an alcoholic who died when Vera was just 15..and her relationship with her father was not good so she left home at 17 She was “floored” by the speed of her mother's decline and vowed that she would never drink However she did take drugs – she mentioned LSD and pot but also stresses that this was back in the 70's when drugs were not as toxic as they are today By the age of 19 she had switched from drugs to alcohol in spite of the vow she had made Within a couple of years the alcohol had taken hold and she would always drink to get solidly drunk She stopped drinking to get through college but when she stopped drinking..she started eating – and it was the food that “brought her down” as she puts it Her eating had nothing to do with enjoyment – she was making herself numb, eating and purging..- she described it as “frantic” and with hindsight can see that her addiction to alcohol had simply transferred to her eating habits… there is so much sugar in alcohol of course Dr Vera describes alcohol as sugar on steroids! In her 20's she was stuck in the dieting yo yo – losing the weight and then gaining it back - eventually gaining 100 pounds – she was bulimic She reintroduced alcohol to her diet and tried to control it – as she says back then she had no idea of the peace of mind she could gain by ditching it altogether. Steadily her weight increased to 240 lbs – she kept losing weight and regaining it and it wasn't until her late 40's that she had a breakthrough…. That was when she accepted that treat sugar was an addiction – she couldn't have a little now and again, she would have to quit completely.. Over the course of the next few years she went on to lose 60 or 70 lbs After the sugar she quit flour (bread muffins pizza etc) and lost another 80 lbs and finally she quit grains and lost the rest of her excess weight – never gaining it back She describes losing the weight as a great relief as it had been making her miserable in so many ways and she never felt healthy or well In fact these days she stresses that addicts mustn't fear living a life of deprivation … you are living a life of deprivation now …so reach out and get help and find freedom We talked about the fact that with alcoholism we can quit alcohol completely but obviously we have to eat some food – Vera made the very interesting point that she hasn't quit food but she does quit food products – processed food Vera's approach of gradually shutting out various food groups is an interesting one – when I asked her what she DID eat she listed some of them – yoghourt, cheese, salmon, meat, vegetables She spoke of her pleasure in eating these foods and doesn't feel at all deprived…as she put it she doesn't have to eat bread or sugar any more, she can enjoy real food instead – her palate has switched from craving sugar and carbs to appreciating healthy foods Vera is not a cook but stresses that its quite easy to eat well – as an example yoghourt is easy to make and so are roasted veg I explained that we give our community advice to eat fresh fruit rather than candy if they are craving sweet things in early sobriety If you'd like more info on the science behind this advice then listen to Tribe Sober podcast episode 31 from January 2021 to hear nutritionist Mary Ann Shearer Vera described addiction as “a craving which leads to an obsession that then becomes difficult or impossible to stop” We should ask ourselves “Am I obsessed with something that is affecting my life negatively?” She explained how we can go from enjoying a gentle buzz to wanting a drink to needing a drink – needing more and more to get the same result… Continual use of alcohol can “flatten” our dopamine receptors so we eventually need alcohol just to feel normal. Dr Vera explained that some people get a more intense buzz of pleasure when they begin to drink and that… If your dopamine receptors are naturally “flat” you may need something to feel ok I asked Dr Vera how we can boost our dopamine naturally – before addiction our dopamine is “built in” – it's about anticipation and looking forward to the next thing We all have a natural curiosity that makes us want to try new things – that's why we encourage Tribe members to get a project to keep the dopamine triggered We agreed that social support was essential in early sobriety– we can't just isolate and watch tv – we have to connect with others and keep that dopamine perking! That's why a project that connects you with other people works so well We talked about using sugar and alcohol to numb our feelings and the fact that.. Junk food and alcohol will release endorphins which block pain and that's why it can numb our feelings Sleep – Vera says alcohol destroys our sleep structure and it can take as long as a year for normal sleep patterns to resume We talked about menopause which Vera described as a storm of hormones (like being a teenager again) – She also said that it's a time when many women put on weight – they become very sensitive to carbohydrates and even if they were controlling their weight then they were younger it's like a switch has been flipped…. We are more prone to weight gain when we hit menopause – especially if we are drinking! We talked about bariatric surgery and the fact that many people do become addicted to alcohol when they have addressed their weight issue with this surgery Vera explained that one glass of wine will be equivalent to 3 after this surgery so it's not difficult to become dependent… There are a lot of negative side effects to this surgery so it should only be used if the weight has become life threatening – far better to tackle the eating We talked about the fact that alcohol is now linked to 7 different types of cancer and also Alzheimers – sugar and alcohol are are also linked to Alzheimers Vera's Advice is to accept that you have a condition, something has happened in your brain to cause this addiction – it's not your fault – educate yourself – books, podcast – accept you'll have to stop – whatever you've been trying hasn't worked so get some help – You heard her stressing the essential need to join a community so please check out Tribe Sober – we've got the tools and the group support to get you on track…. And more importantly to keep you on track – just go to tribesober.com and hit join our tribe Vera wanted to stress that whatever the addiction there is hope…and in fact we both know so many people who have succeeded in overcoming both alcohol and food addiction Learn more about Dr Vera via her:- Book Food Junkies Website addictionsunplugged.com Facebook Group "I am sweet enough, sugar free for life" Also Food Junkies podcast You Tube Channel is Vera Tarman Episode Sponsor This episode is sponsored by the Tribe Sober Membership Program.  If you want to change your relationship with alcohol then sign up today Read more about our program and subscribe HERE Help us to Spread the Word! We made this podcast so that we can reach more people who need our help.  Please subscribe and share. If you enjoyed the podcast, then please leave us a 5-star review on Apple podcasts. Take a screenshot of your review, and DM it to Tribe Sober's Instagram page – see PS below for instructions. We'll send you something special to say thank you! We release a podcast episode every Saturday morning. You can follow Tribe Sober on Facebook, Twitter, TikTok and Instagram. You can join our private Facebook group HERE. PS: How to Leave a Rating/Review in Apple Podcasts (on an iOS Device) Open the Podcasts app. EASY. Choose “Search” from the bottom row of icons and enter the name of the show (e.g. Recover Like a Mother) into the search field. Select the show under Shows (not under Episodes). Scroll down past the first few episodes until you see Ratings & Reviews. Click Write a Review underneath the displayed reviews from other listeners. You'll then have the option to rate the show on a 5-star scale and write a review (you can rate without writing too but it's always good to read your experience).

Max McClure is SVP Underwriting & Reinsurance at Steadily, having made the inspired jump from traditional insurers to a high-growth insurtech. Steadily is an insurtech that is bringing fast, affordable landlord insurance to rental property owners.  Steadily focuses exclusively on US-landlords as a niche, which is overlooked by bigger insurers as "product 50/100".  It is a tech-forward solution, where all of the co-founders were landlords prior to founding the company. The CEO was able to exit his prior company and invest the proceeds into building a new style of insurance for landlords. Max recognizes that bigger organizations would take months to do what Steadily can achieve in only a few weeks. For example, how legacy platforms understand concentrations of risk reactively, vs. Steadily being able to proactively create features around that to create better underwriting. The issues in landlord insurance are the use of 1990's products without a digital interface. Steadily can underwrite in 10-minutes online versus having to email back and forth with an agent for weeks. From a profitability perspective, Steadily managing this as a niche enables them to dig in much deeper and tailor the offer than an insurance manager with 50 different products.  Additionally, the regulatory environment ensures a supply of information that is sufficient for Steadily to add judgment, validate and extrapolate conclusions into creative solutions. As Steadily grows, it has begin adapting its steep upward trajectory and ensure it can accommodate high growth while maintaining outstanding profitability and customer experience. Max talks about how they've found true product-market fit, where the brand and market are now established and landlords find them vs. having to do 'sales'. He also discusses the future of underwriting, claims and profitability, the flaws of specialist tech models and how understanding the underlying business is the most critical skill of all. Max joined the Steadily team in early 2021 from TWFG where he was the Vice President of Claims and Underwriting. Previously, Max was the President of Atlas General Agency and a commercial lines underwriting supervisor with State Farm. Follow the Insurtech Leadership Podcast airing weekly hosted by Joshua R. Hollander. We give you up-close access and personal insights from the leaders of the fastest-growing #insurtechs and most innovative #insurance carriers and brokers.

Hi everyone, welcome back to another episode. Last week we talked about your buy box and one of the things that should be in your buy box is property, or neighborhood, class. So this week we are going to break down the various classes of properties or neighborhoods, what they look like for us, what they might look like for you, and how you can benefit from knowing which ones are right for your portfolio. We will also be sharing our own personal examples of the various classes we have invested in as well as which class we most prefer to work within.First, topics like this are highly subjective, so please remember that what might be considered an A or B class to us, might not be in your area, and vise versa. Property and neighborhood classes have pros and cons on every level and we use a sliding scale to break them down and differentiate them, giving you some general rules of thumb as guidelines.Next, let's talk about the various classes of neighborhoods:A ClassB ClassC ClassD ClassEach of these is defined very differently, and will look different based on the area you are investing in, however one thing to keep in mind is always your WHY and exactly what it is you are looking for (hint: remember your buy box!).In all, it comes down to two things:What are you looking for: appreciation or cash flor (or maybe a little of both)?What can you afford?If you have a question or topic you would like covered in an upcoming episode, send us a DM on Instagram and we will queue it up!That's all we have for you this week friends, we'll catch you in the next episode! Resources:Check out Steadily for your REI businessLeave us a review on Apple PodcastsLeave us a review on SpotifyJoin our private Facebook CommunityConnect with us on Instagram

Interview with Javier Cordova Unda, President & CEO of Soma Gold (TSX-V: SOMA)Recording date: 7th June 2023Soma Gold Corp. (“Soma”), listed on the TSXV and OTCQB, owns 100% of the El Bagre mine located on a 29,000 Ha property in Antioquia, Colombia. Soma owns two Merrill Crowe mills on the property, a 450 TPD operating mill and a 275 TPD mill set to restart operations in Q3 of 2023. The two mills can be expanded to 1,400 TPD with all permits currently in place. 

Email Marketing Rules: 184 Best Practices to Optimize the Subscriber Experience and Drive Business Success by Chad S. White About the Book: The most comprehensive email marketing book from the most prolific email marketing author helps you master the most misunderstood marketing channel.  Updated and greatly expanded, the 4th Edition of Email Marketing Rules demystifies this vital channel, guiding you through its complexities to find the best execution for your brand—the one that serves the needs of your business and the needs of your subscribers. Volume 1 of Email Marketing Rules discusses 184 best practices that help you… Build productive, safe email lists by identifying valuable subscriber acquisition sources, using appropriate permission practices, and managing inactives wisely Set the right program goals by understanding “deep metrics” and properly interpreting campaign, channel, and subscriber metrics Create relevant messages with subject lines that draw in subscribers while avoiding “opener's remorse” and designs that focus subscribers on taking action Craft high-performance triggered emails, including welcome programs that set you up for long-term success Effectively plan and produce emails with workflows that allow you to seize opportunities and avoid errors And much more, including understanding the law, optimizing email frequency, using the best landing pages, and doing A/B testing Volume 2 of Email Marketing Rules discusses strategic frameworks that help you… Understand the channel's unique quirks, including the strengths and limitations that come from email marketing being granted media (not owned media) Grow your audience while safeguarding your email deliverability and following the law Collect and use subscriber data to create personalized, segmented, and automated campaigns that connect with subscribers and avoid being creepy Measure program success effectively by using each metric appropriately and improving channel attribution accuracy Steadily improve your email marketing program through minimum viable launches, incremental improvements, testing, and innovation nurturing And much more, including 6 extensive checklists for auditing and optimizing your targeting, acquisition sources, cross-channel synergies, and more About the Author: Chad S. White is the author of four editions of Email Marketing Rules and nearly 4,000 posts and articles about email and digital marketing.  He has served as the lead email marketing researcher at four of the world's largest email service providers—Oracle, Responsys, Salesforce, and ExactTarget—as well as at Litmus and the Direct Marketing Association.  A former journalist at Condé Nast and Dow Jones & Co., Chad has been featured in more than 100 publications, including The New York Times, The Wall Street Journal, and Advertising Age.  He is a past recipient of the Association of National Advertiser's Email Marketer Thought Leader of the Year.  And, interesting fact - he is a graduate of Texas A&M University! Click here for this episode's website page with the links mentioned during the interview... https://www.salesartillery.com/marketing-book-podcast/email-marketing-rules-4-chad-white

LEARN MORE: Visit us at http://www.primaryvision.co to learn more about our products and services.  We track operators and pumpers by location and offer accurate basin forecasts for active spreads each and every week of the year.  We also track refracs, consumables, NGLs and cover unique macro data points that will help drive decisions.  Go here to subscribe: https://primaryvision.co/subscription-plan/

Put your hope in the LORD. Travel steadily along his path. -Psalm 37:34 As we put our hope and trust in the Lord, we can continue to travel down His path…the one He has created just for us.“Steadily” may not look like consistently moving at the same speed. It may involve rest stops and breaks. At times, we will travel quickly and other times a slower tiptoe or even a crawl. Our steady manner is our commitment to follow Him, not necessarily our pace.Listen in to hear more about traveling steadily down His path and even finding shelter in the event of an ambush. Bible verses referred to in this episode:Psalm 37:23-24Psalm 37:30-34Psalm 37:40John 14:6Find me on Instagram @HLynnPierce  or at hlynnpierce.comSign up for my E-mail list here!

Building your list starts with the first subscriber. That's right, you don't have to have the big list from the get-go, you can get there gradually. And what's more important is that you're building your list with the right people. So, take your time building your list. Think of the right people that you want to connect with and make those connections to build your list, slowly and steadily, and with the right people. Remember, it all starts with that first person and then from there, slowly and steadily grow that list of the right people that are interested in what you do, are interested in the programs that you offer and interested in the transformation that you're promising. Have you started building your list?

Still waiting to buy your first rental property? Everyone's been there. It can be nerve-racking not knowing where to buy, what makes a “good deal,” and whether or not all your hard work will go to waste. Even investing experts like Ashley and Tony were nervous about taking their first step, which is exactly what they'll walk through on today's episode! If you're a rookie sitting on the sidelines, waiting to get into real estate, this is the episode for you! Welcome back to another Rookie Reply! In this episode, we share exactly how to close an off-market deal when there's no real estate agent involved. Ever wondered how our hosts went from real estate rookies to real estate pros? Today, they share their first deal diaries. Learn how Ashley ended up buying the first property she EVER looked at and how Tony bought his first two properties with ZERO money down. Finally, we touch on the struggles of analyzing deals when you're just starting out, as well as choosing the right insurance policies for short-term rentals! If you want Ashley and Tony to answer a real estate question, you can post in the Real Estate Rookie Facebook Group! Or, call us at the Rookie Request Line (1-888-5-ROOKIE). In This Episode We Cover How to close an off-market deal with no real estate agent involved Key takeaways from our hosts' very first real estate deals Landing your first real estate deal (with as little as NO money down!) How to analyze a property and know when you're getting a GREAT deal! The differences between renters and homeowners insurance (and which one you need) The best ways to insure a short-term rental (STR) property And So Much More! Links from the Show Find an Agent Find a Lender Join the Real Estate Rookie Facebook Group Join BiggerPockets for FREE BiggerPockets Rental Calculator 2 Long-Distance Rentals with $0 Down with Tony Robinson Don't Lose Your Portfolio to Lawsuits! Here's How to Protect Yourself Asset Protection for Rookies: 7 Wealth-Saving Answers from an Expert How to Buy a Rental Property with NO Money OR Credit Get Competitive Insurance Options for Your Short-Term Rental: BiggerPockets, Steadily and Proper Insurance Connect with Ashley and Tony: Ashley's BiggerPockets Profile Ashley's Instagram Tony's BiggerPockets Profile Tony's Instagram Check the full show notes here: https://www.biggerpockets.com/blog/rookie-284 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email: advertise@biggerpockets.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Join Premium! Ready for an ad-free meditation experience? Join Premium now and get every episode from ALL of our podcasts completely ad-free now! Just a few clicks makes it easy for you to listen on your favorite podcast player.  Become a PREMIUM member today by going to --> https://WomensMeditationNetwork.com/premium Close your eyes,  And invite your body to settle. Breathe deeply. The nighttime has come,  And your body is ready for deep rest. Notice its warmth,  Its desire to slow down.  Breathe… Even, steady breaths. Naturally,  Steadily, Slowly.  Stay here with your breath, And let each exhale,  Warm you, And relax you further.  JOURNAL PROMPTS: Where do you feel tension in your body?  What does your body need to feel completely relaxed?  Thanks to our amazing Sponsor! sleepnumber.com  

Join Premium! Ready for an ad-free meditation experience? Join Premium now and get every episode from ALL of our podcasts completely ad-free now! Just a few clicks makes it easy for you to listen on your favorite podcast player.  Become a PREMIUM member today by going to --> https://WomensMeditationNetwork.com/premium It's heavy on your chest. It's running through your heart. Your mind is swirling, And your ears are ringing. The anxiety rises like the tides. Steadily, Heavily. Soon flooding the land. But just step back a bit, And breathe in real deep. Imagine yourself separating from the scene.  Breathe in again, And feel the air open you up, And widen your gaze.  It's all going to be okay. JOURNAL PROMPTS: Before Bed If it all fell apart…would you still be okay? Why? In the Morning What are 3 things you're grateful for this morning? If you begin feeling anxious today, what can you do immediately to help?  

Photo: No known restrictions on publication. @Batchelorshow #Russia: Steadily shrinking Kremlin budget due to secrets and sanctions. Michael Bernstam, Hoover Institution. https://www.bloomberg.com/news/articles/2023-03-28/war-and-secretive-spending-is-eating-away-at-russia-s-budget?sref=5g4GmFHo https://news.yahoo.com/putin-admits-sanctions-may-hurt-150311501.html

IN THIS EPISODE, YOU'LL LEARN:What Simon's take is on the Reddit and Wall Street Bet's movement.What exactly is happening in China with the crackdown on tech companies?What is happening with shortages in the semiconductor industry and why is it important?What the space economy is and what types of companies are involved.What Affirm does and why they are well-positioned as a business.And much, much more!*Disclaimer: Slight timestamp discrepancies may occur due to podcast platform differences.BOOKS AND RESOURCESAll of Robert's favorite books.Related Episode: Listen to MI040: COVID19 and Growth Investing with Simon Erickson or watch the video.Related Episode: Listen to MI088: Growth Investing Stock Analysis with Simon Erickson or watch the video.NEW TO THE SHOW?Check out our Millennial Investing Starter Packs.Browse through all our episodes (complete with transcripts) here.Try Robert and Rebecca's favorite tool for picking stock winners and managing our portfolios: TIP Finance.Enjoy exclusive perks from our favorite Apps and Services.Stay up-to-date on financial markets and investing strategies through our daily newsletter, We Study Markets.Learn how to better start, manage, and grow your business with the best business podcasts.P.S The Investor's Podcast Network is excited to launch a subreddit devoted to our fans in discussing financial markets, stock picks, questions for our hosts, and much more! Join our subreddit r/TheInvestorsPodcast today!SPONSORSGet a FREE audiobook from Audible.Get personalized, expert advice that helps you see things clearly with ATB.Save time and money on your rental property insurance with Steadily. Get a commitment-free quote today.If your business has five or more employees and managed to survive Covid you could be eligible to receive a payroll tax rebate of up to twenty-six thousand dollars per employee. Find out if your business qualifies with Innovation Refunds.Thanks to rising interest rates artificially driving down the prices of even the best assets, Fundrise expects 2023 to be one of the most opportune real estate investing environments of the last decade. Take advantage of this unique investing environment.Support our free podcast by supporting our sponsors.Connect with Simon: Website | Twitter Connect with Robert: Website | Twitter | Instagram Connect with Clay: Twitter See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

IN THIS EPISODE, YOU'LL LEARN:00:00 - Intro02:34 - Why Tavi thinks the era of easy money is over and value investing is coming back. 02:34 - Why Tavi thinks we are entering an inflationary decade and the four pillars of inflation driving this thesis. 12:15 - His thoughts on the energy sector and if it will continue to have a third strong year? 12:15 - The composition of his portfolio, including his long positions and which parts of the market he has short positions on right now. 27:49 - Why Tavi believes we are in a new commodity bull cycle. 42:31 - His thoughts and outlook on the mining, energy, uranium, and agricultural sectors. 42:31 - The reasons behind why Tavi is most bullish on the mining sector. 42:20 - His thoughts on the Uranium sector. 39:33 - His checklist for finding great investments in the mining sector. And much, much more!*Disclaimer: Slight timestamp discrepancies may occur due to podcast platform differences.BOOKS AND RESOURCESCheck out: Crescat Capital. Related Episode: Listen to MI162: Is Now the Time to Own Gold? w/ Tavi Costa, or watch the video.NEW TO THE SHOW?Check out our Millennial Investing Starter Packs.Browse through all our episodes (complete with transcripts) here.Try Robert and Rebecca's favorite tool for picking stock winners and managing our portfolios: TIP Finance.Enjoy exclusive perks from our favorite Apps and Services.Stay up-to-date on financial markets and investing strategies through our daily newsletter, We Study Markets.Learn how to better start, manage, and grow your business with the best business podcasts.P.S The Investor's Podcast Network is excited to launch a subreddit devoted to our fans in discussing financial markets, stock picks, questions for our hosts, and much more! Join our subreddit r/TheInvestorsPodcast today!SPONSORSGet a FREE audiobook from Audible.Get personalized, expert advice that helps you see things clearly with ATB.Save time and money on your rental property insurance with Steadily. Get a commitment-free quote today.If your business has five or more employees and managed to survive Covid you could be eligible to receive a payroll tax rebate of up to twenty-six thousand dollars per employee. Find out if your business qualifies with Innovation Refunds.Thanks to rising interest rates artificially driving down the prices of even the best assets, Fundrise expects 2023 to be one of the most opportune real estate investing environments of the last decade. Take advantage of this unique investing environment.Support our free podcast by supporting our sponsors.Connect with Tavi: Twitter | LinkedIn Connect with Rebecca: Twitter | Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Join Premium! Ready for an ad-free meditation experience? Join Premium now and get every episode from ALL of our podcasts completely ad-free now! Just a few clicks makes it easy for you to listen on your favorite podcast player.  Become a PREMIUM member today by going to --> https://WomensMeditationNetwork.com/premium It's heavy on your chest. It's running through your heart. Your mind is swirling, And your ears are ringing. The anxiety rises like the tides. Steadily, Heavily. Soon flooding the land. But just step back a bit, And breathe in real deep. Imagine yourself separating from the scene.  Breathe in again, And feel the air open you up, And widen your gaze.  It's all going to be okay. JOURNAL PROMPTS: Before Bed If it all fell apart…would you still be okay? Why? In the Morning What are 3 things you're grateful for this morning? If you begin feeling anxious today, what can you do immediately to help?