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Condominiums and some commercial space are planned.
It's Tuesday, May 26th, A.D. 2026. This is The Worldview in 5 Minutes heard on 140 radio stations and at www.TheWorldview.com. I'm Adam McManus. (Adam@TheWorldview.com) By Kevin Swanson and Timothy Reed Islamic governance seen in 14 countries Islamic governance is on the rise around the world, usually a response to Western aggression or interference with the Middle Eastern nations. Since 1980, the nations which have seen increased Islamic influence in government include Afghanistan, Iran, Pakistan, Sudan, Brunei, Turkey, Iraq, northern Nigeria, Yemen, Somalia, Malaysia, Bangladesh, Maldives, and Syria. Russia's latest attack on Kyiv, Ukraine Russia has launched a barrage of attacks on Kyiv. Ukrainian officials say four people died and 60 were injured over the weekend. Ukrainian Supreme Court legitimized homosexual faux marriage Plus, in a February ruling, the Ukrainian Supreme Court has just legitimized the faux marriage of a male with a male as well as a female with a female. In Genesis 2:24, God said, “Therefore, a man shall leave his father and his mother and hold fast to his wife, and they shall become one flesh.” China's aggression toward Taiwan and Taiwanese embrace “gay” marriage Last week, in the days following President Trump's visit to Beijing, China conducted another threatening military exercise involving 100 vessels off the shores of Taiwan, reports Fox News. Meanwhile, Taiwanese are even more in support of faux homosexual marriage since the nation legalized the abomination in 2019. The Taiwan Equality Campaign Poll found 54 percent of the population support faux marriage, up from 42 percent seven years ago. Jude 7 offers a sober reminder of what happens to places that embrace the sin of homosexual behavior. “Sodom and Gomorrah, and the cities about them in like manner, giving themselves over to fornication, and going after strange flesh, are set forth for an example, suffering the vengeance of eternal fire.” Secret Service killed a gunman outside White House Another potential attempt on the life of the President occurred on Saturday, May 23rd at 6:00pm, reports NewsNation.com. The shooter, identified as 21-year-old Nasire Best, was shot and killed by Secret Service agents as he opened fire near a security checkpoint close to the White House at 17th Street and Pennsylvania Avenue NW. The mentally disturbed man reached into a bag, pulled out a weapon, and began firing. Trump will send 5,000 troops to Poland President Donald Trump has announced that the United States will send an additional 5,000 troops to Poland. The president noted that his decision was based on the election last year of Poland's conservative President Karol Nawrocki. Presently, the United States has 80,000 troops stationed in Europe, 10,000 of which are in Poland, according to a Council on Foreign Relations analysis. The largest U.S. presence is in Germany, with more than 38,000 troops. Should recently naturalized citizens hold office? Republican Congresswoman Nancy Mace of South Carolina who is also running to be the Palmetto State's next governor, made headlines for introducing a joint resolution to prevent recently naturalized citizens from holding office. Mace is calling for her resolution to be passed in the form of a constitutional amendment. In her words: “The American people deserve leaders who put America first. This amendment makes sure of it.” Oklahoma makes it a felony to traffic Abortion Kill Pills Oklahoma Republican Governor Kevin Stitt signed a bill that makes it a felony to traffic Abortion Kill Pills into the state for the purpose of causing an illegal abortion, reports Newson6. Punishments range up to 10 years in prison and a $100,000 fine, or both. Republican State Senator David Bullard commented on the bill. He said, “We have worked hard to eliminate this enslavement of people. The trafficking of the abortion pill is no different than human trafficking and possibly worse. It is the largest killer of babies and the greatest threat to motherhood.” Reddest states gain population; Bluest states lose America's “reddest” or most conservative states are gaining population and the bluest states are losing fastest. Last year, South Carolina, Idaho, and Tennessee were the fastest gainers on a resident per capita basis. By contrast, New York, California, and Maryland were the biggest losers. Colorado, Kansas, Missouri, and Michigan also lost residents in 2025. Condominium prices sinking across America Condo prices are sinking fast around the nation. A Denver condominium peaked at $280,000 in 2022 (adjusted for inflation), up from $165,000 in 2009. Already that $280,000 condo in 2022 (valued in 2009 dollars) has dropped off to a $202,000 value (in 2009 dollars). That's a 28 percent collapse in just four years. Florida and California condominium prices are sinking even faster. Condo prices usually run ahead of other real estate when the bubbles deflate. U.S. economy is faltering Americans are more pessimistic than ever concerning their views on the economy, while at the same time Wall Street is more euphoric than ever! The University of Michigan Consumer Sentiment Index has dipped to an all-time low — the lowest in 65 years of American history. Meanwhile, the NASDAQ Composite Index has exploded to over 26,300. That's a whopping 450 percent increase from 10 years ago — at the same time that the nation's Gross Domestic Product only increased 200 percent. Elon Musk on track to become Earth's first trillionaire And finally, as of yesterday, Elon Musk's net worth clocks in at $828 billion, according to the Forbes index. Economists say he's on his way to become the first trillionaire on Earth, reports The Daily Star. Elon's rocket, satellite and Artificial Intelligence empire is officially headed for the U.S. stock market, filing its prospectus with regulators. Google's Larry Page and Sergey Brin are hovering around $300 billion, and Amazon's Jeff Bezos sits at $270 billion on the Forbes billionaire list. Keep in mind the wisdom of Psalm 49:16-17 today: “Do not be afraid when one becomes rich, when the glory of his house is increased; For when he dies he shall carry nothing away; His glory shall not descend after him.” Close And that's The Worldview on this Tuesday, May 26th, in the year of our Lord 2026. Subscribe for free by Spotify, Amazon Music, or by iTunes or email to our unique Christian newscast at www.TheWorldview.com. Plus, you can get the Generations app through Google Play or The App Store. I'm Adam McManus (Adam@TheWorldview.com). Seize the day for Jesus Christ.
Explore where luxury homebuyers are looking in 2026, from major global cities to rising markets like Davao, and learn which investment trends, lifestyle factors, and property features matter most when comparing high-end real estate. Learn more at https://www.davaohomes.ph/destine/ Davao Homes City: Davao City Address: Davao City Website: https://www.davaohomes.ph/ Phone: +63 917 108 3845 Email: joan@davaohomes.ph
When it comes to affordability, few issues hit more than housing. We need homes of all types without cratering the value of the existing housing stock. That's not an easy task, but it is one the federal government is lending its policy to. Host Amanda Lang talks to Gregor Robertson, the federal minister of housing and infrastructure and former mayor of Vancouver.
New guidance from Fannie Mae and Freddie Mac is reshaping the intersection of mortgage lending and property insurance − introducing greater flexibility that could significantly impact housing affordability and insurance availability in Florida and nationwide.Former Florida Deputy Insurance Commissioner Lisa Miller sits down with leaders from the real estate and insurance industries to break down these changes, including the headline shift allowing roofs to be insured at Actual Cash Value (ACV) rather than full Replacement Cost Value (RCV). The discussion explores what this means for homeowners, condo associations, lenders, insurance companies, and Realtors − and the critical balance between affordability, risk, and consumer protection. Show Notes (For full Show Notes, visit https://lisamillerassociates.com/episode-63-easing-insurance-requirements-on-mortgages/)This episode examines major policy changes from the Federal Housing Finance Agency (FHFA), implemented through Fannie Mae and Freddie Mac, that aim to better align mortgage requirements with modern insurance market realities. The most notable update allows roofs to be insured on an Actual Cash Value (ACV) basis, while maintaining Replacement Cost Value (RCV) requirements for the primary structure of a home. These changes come amid rising insurance costs, reduced market participation, and increasing pressure on housing affordability. Host Lisa Miller is joined by Danielle Blake, Chief of Residential Real Estate and Advocacy at the Miami Association of Realtors, and Karen Collins, Vice President of Property and Environmental Issues at the American Property Casualty Insurance Association (APCIA), to explore how these reforms could ease lending challenges while introducing new considerations for consumer awareness and financial responsibility. It also underscores a central trade-off in public policy: Affordability versus new risks for consumers.Understanding the Shift: ACV vs. RCVThe new guidance allows roofs to be insured using Actual Cash Value, which factors in depreciation and typically results in lower premiums—but also lower claim payouts. While this creates affordability opportunities, it introduces new financial responsibilities for homeowners, who may need to cover gaps at the time of loss. “Because ACV policies are cheaper, they also pay less at the time of claim, factoring in depreciation. It's like auto insurance. If your car is totaled, you don't get the money to buy a new car − you get the cash value of the car prior to the accident,” explained Host Miller. The policy shift reflects growing recognition that roofs − particularly aging ones − are a primary driver of insurance losses and require a... (For full Show Notes, visit https://lisamillerassociates.com/episode-63-easing-insurance-requirements-on-mortgages/)
Wer sich heute sechs Stunden nicht meldet, gilt als tot. WhatsApp, Smartphones und permanente Erreichbarkeit haben eine neue Normalität geschaffen – und Menschen können gar nichts dafür: Das dopaminerge System wird durch jede Notification so präzise getriggert, dass Willenskraft allein keine faire Antwort ist. Ein globales Experiment ohne Kontrollgruppe. Für Lukas und Isabel ist klar: Gerade wegen der Kinder muss man es vorleben – und so wird das Thema auch beim anstehenden Family Health Day nicht fehlen. Außerdem: Der Burger vom El Reno Grill hat Lukas begeistert – Geschmack und Verpackung perfekt. Das führt zur These, dass der Stellenwert des Kochens sinkt: In Städten ist Spitzenessen überall verfügbar, in Manila entstehen Condominiums angeblich schon ohne Küchen. Wie Mode – niemand strickt mehr selbst. Lukas' logische Konsequenz: die Kaffeemaschine verkaufen, Cappuccino lieber beim Lieblingslokal holen. Und Isabel nimmt sich vor, endlich ihren Vorsorge-Check zu machen: Blutbild, Nährstoffinfusion und Herz-Kreislauf-Status – denn Herz-Kreislauf ist das größte Gesundheitsrisiko für Frauen.
KSN attorney Matthew Moodhe discusses recent Fannie Mae reserve guidelines for condo associations. Topics include the impact to budgeting, reserve fund percentages, mortgage eligibility, property values along with board member responsibilities. Since 1983, KSN has been a legal resource for condominium, homeowner, and townhome associations. Additionally, we represent clients in real estate transactions, collections, landlord/tenant issues, and property tax appeals. We represent thousands of clients and community associations throughout the US with offices in several states including Florida, Illinois, Indiana, and Wisconsin. Legal questions? Visit www.ksnlaw.com.
We speak to an old "Japan Hand" who isn't sure if she wants to buy a holiday home - or an investment property. Which path should she take? What should she be thinking about?
Join us in Vegas for Podjam 3! Barry Ritholtz 31 minutes Jonathan Miller 1:28 Colby Hall 2:42 Subscribe and Watch Interviews LIVE : On YOUTUBE.com/StandUpWithPete ON SubstackStandUpWithPete Stand Up is a daily podcast. I book,host,edit, post and promote new episodes with brilliant guests every day. This show is Ad free and fully supported by listeners like you! Please subscribe now for as little as 5$ and gain access to a community of over 750 awesome, curious, kind, funny, brilliant, generous souls How Not To Invest: The ideas, numbers, and behaviors that destroy wealth - and how to avoid them The GREAT Barry Ritholtz who has spent his career helping people spot their own investment errors and to learn how to better manage their own financial behaviors. He is the creator of The Big Picture, often ranked as the number one financial blog to follow by The Wall Street Journal, New York Times, and others. Barry Ritholtz is the creator and host of Bloomberg's "Masters in Business" radio podcast, and a featured columnist at the Washington Post. He is the author of the Bailout Nation: How Greed and Easy Money Corrupted Wall Street and Shook the World Economy (Wiley, 2009). In addition to serving as Chairman and Chief Investment Officer of Ritholtz Wealth Management, he is also on the advisory boards of Riskalyze, and Peer Street, two leading financial technology startups bringing transparency and analytics to the investment business. Barry has named one of the "15 Most Important Economic Journalists" in the United States, and has been called one of The 25 Most Dangerous People in Financial Media. When not working, he can be found with his wife and their two dogs on the north shore of Long Island. Jonathan Miller is the Director of Markets for StreetMatrix, a real-time home price index series used by the financial services sector to track local, regional, and national housing markets in the United States. I'm also the President and CEO of Miller Samuel Inc., a real estate appraisal and consulting firm I co-founded in 1986. For 32 years, I authored a series of market reports for Douglas Elliman Real Estate, considered the "report of record," which accounted for 50% of their media coverage. My market reports analyzed the New York City metropolitan area, Boston, parts of Florida, California, Texas, Connecticut, and Colorado that were relied on by the media, financial institutions, and government agencies, including the Federal Reserve, Internal Revenue Service, U.S. Department of Housing and Urban Development, the NYC Office of Management and Budget, and others. I am an Adjunct Associate Professor of Architecture, Planning, and Preservation in the Master of Science in Real Estate Development (MSRED) Program at Columbia University, where I teach market analysis. I've guest lectured at institutions including New York University, Harvard University, The Wharton School of the University of Pennsylvania, Columbia University, and Drexel University, and am also a New York State Real Estate Instructor for qualifying and continuing education courses and a New York State Real Estate Appraiser Instructor for qualifying certified general and continuing education courses. I co-authored a research paper for NYU School of Law and the NYU Wagner Graduate School of Public Service's Furman Center for Real Estate and Urban Policy titled The Condominium v. Cooperative Puzzle: An Empirical Analysis of Housing in New York City, published in 2007 by the Journal of Legal Studies at the University of Chicago. Back in 2010, I developed pending home sale indices for the Washington, D.C., and Baltimore metro areas, and Central Pennsylvania, on behalf of Bright MLS, one of the largest multiple listing services in the U.S. One of my favorite activities is serving on the New York City Mayor's Economic Advisory Panel, representing the residential real estate sector, and the New York State Budget Division Economic Advisory Board. I've also participated in valuation studies with academic institutions, including New York University, Princeton University, Columbia University, and Baruch College. I participated in and co-authored an epic research paper as part of the Urban Land Institute Advisory Services for the city of Norfolk, VA (its flooding problems are getting worse). I also authored a white paper for One Fine Stay, a hospitality brand owned by AccorHotels, titled "The Future of Luxury New Development in New York: Leaving $1 Billion on the Table." In the valuation world, I am a state-certified real estate appraiser in New York and Connecticut, and I provide expert witness testimony in various local, state, and federal courts. I hold the Counselors of Real Estate (CRE) designation. I am also an Appraiser "A" Member of the Real Estate Board of New York and a former two-term President of RAC, a premier appraisal organization whose members focus on complex residential properties for relocation, litigation support, testimony, and reviews. As a result of my extensive writing and investigative research on this Housing Notes platform, I brought public attention to the misconduct of two key institutions in the appraisal profession: The Appraisal Foundation and The Appraisal Institute. As a result, I became an expert witness for the Appraisal Subcommittee at FHFA in Washington, DC, which aired for three hours on C-SPAN in 2023. One memorable thing that came out of my appearance was the birth of my fourth grandchild during the session. On the personal side, I'm clearly a homebody and love hanging out with my wife, whom I met in college in 1980, greasing donut trays at 5:30 am at the student bakery, a part of the second-largest non-military cafeteria in the world, located at Michigan State University. There is nothing better than when any of our four sons and their significant others, including the grandchildren, are in town. For our fortieth wedding anniversary, my wife and I went to Antarctica (perhaps I'm not a homebody?) While I'm at it, a couple of formative childhood adventures: At 12 years old, I climbed to the snow line of Mt. Kilimanjaro (leadership said I was too young to summit - boo!) In middle school, I traveled to the Soviet Union on a study abroad program before the wall fell. When I was a teenager and before I got my driver's license, I rode my bicycle from Oregon to Virginia in the summer of 1976, carrying all my gear (my parents claim they gave me a one-way airplane ticket to fly across the US, and I came back!) At age 25, I co-founded Miller Samuel because I didn't know any better. In my offline hours, I love to read, explore new music, try to make snow, attempt to catch lobsters, and endeavor to connect to my backyard birdhouse camera from whatever airplane I happen to be flying on. Contact Jonathan Colby Hall is the Founding Editor of Mediaite.com. He is also a Peabody Award-winning television producer of non-fiction narrative programming, became a media contributor to NewsNation in March of 2023. He is also a former Creative Director who launched iHeartRadio's original video offering. Check out his pieces at Mediaite On YOUTUBE.com/StandUpWithPete ON SubstackStandUpWithPete Listen rate and review on Apple Podcasts Listen rate and review on Spotify Pete On Instagram Pete on Blue Sky Pete on Threads Pete on Tik Tok Pete on Twitter Pete Personal FB page Stand Up with Pete FB page Gift a Subscription https://www.patreon.com/PeteDominick/gift Send Pete $ Directly on Venmo
Send us a textHiring a contractor shouldn't feel like a risky gamble—especially when you're spending association funds and hoping for a great result for your repair or renovation project. On this week's episode of Take It To The Board, host Donna DiMaggio Berger talks to Cinthya Lavin, VP of Communications and Community Engagement at the Better Business Bureau, to uncover practical and attainable ways Condominium, Cooperative and HOA boards can hire smarter, avoid scams, and build a reliable vendor bench without slowing projects to a crawl. Cinthya breaks down how BBB's e-quote tool helps boards get three accredited bids—often within a day—so you can meet competitive bidding requirements and keep momentum on key repairs and capital projects. Donna and Cinthya dig into what “accredited” really means, how BBB verifies licenses and insurance, and how the ratings algorithm weighs responsiveness, scale, complaint patterns, and government actions. You'll learn why a vendor's willingness to answer complaints often predicts how they'll handle issues on your job, and why communication should be a top selection criterion alongside price and scope. They also explore the evolving threat landscape. BBB's Scam Tracker offers a community-wide alert system for fraud attempts, and Cinthya shares simple safeguards for boards. This episode also includes a comparison of BBB with platforms like Yelp; discusses AI's role in business education and reviews, and highlights programs such as the Torch Awards which celebrate companies with strong character, culture, customer care, and community impact. If you want to make faster, safer hiring decisions and elevate trust in your community, this conversation delivers the playbook.Conversation Highlights: Why a 100+-year-old organization is still relevant in today's fast-moving business landscapeHow the BBB evaluates businesses and what really separates an A+ rating from a lower gradeHow boards and managers can use the BBB to vet contractors and comply with competitive bidding requirementsHow to identify complaint trends and spot vendors with recurring unresolved issues.Listed vs. accredited: The key differences between businesses that appear on the BBB and those that earn accreditation.Warning signs on a BBB profile, from licensing issues to unresolved disputes and suspicious business details.How the BBB can help confirm insurance, licensing, and other critical qualifications.What the BBB is seeing in post-storm reconstruction—and the rise of scams and fraudulent contractors.One simple step boards can take today to reduce vendor risk and protect their communitiesRelated Links:Podcast: Why Every Contract Needs to Be Reviewed with Becker's James Robert CavesResource: Consumer Resources from The Better Business BureauArticle: Am I Protected? Contractual Quandaries for All Associations
SEGMENT 12: ENERGY, MINERALS, AND KNOWLEDGE ECONOMY PARTNERSHIP Guest: Arthur Herman Herman outlines his vision for a US-Canada economic condominium built on energy resources, critical minerals, and knowledge industries. Discussion details how combining Canadian natural wealth with American technology and markets creates mutual prosperity, strengthens continental security, and counters dependence on hostile foreign suppliers like China.1848 SCOTLAND
1. HOA / Condo Association Loans (Most Common)These are commercial loans made directly to the association, not individual unit owners.Typical usesRoof replacementStructural repairsPainting, paving, elevators, plumbingInsurance-driven or reserve shortfallsKey featuresNo lien on individual unitsRepaid through monthly assessmentsTerms: 5–20 yearsFixed or adjustable ratesCan be structured as:Fully amortizing loanInterest-only period upfrontLine of credit for phased projectsUnderwriting looks atNumber of unitsOwner-occupancy ratioDelinquency rateBudget, reserves, and assessment historyNo personal guarantees from owners2. Special Assessment Financing (Owner-Friendly Option)Instead of asking owners to write large checks upfront:The association levies a special assessmentOwners can finance their portion monthlyReduces resistance and default riskKeeps unit owners on predictable paymentsThis is especially helpful in senior-heavy or fixed-income communities.3. Reserve Replenishment LoansIf reserves were drained for an emergency repair:Association borrows to rebuild reservesKeeps the condo compliant with lender and insurance requirementsHelps protect unit values and marketability4. Florida-Specific Reality (Important)Given your frequent focus on Florida condos, this resonates strongly right now:New structural integrity & reserve requirementsInsurance-driven roof timelinesOlder associations facing multi-million-dollar projectsFinancing often prevents forced unit sales or assessment shockMany boards don't realize financing is even an option until it's explained clearly.5. How to Position the Conversation (What to Say)You can frame it simply:“Rather than a large one-time special assessment, the association can finance the project and spread the cost over time—keeping dues manageable and protecting property values.”That line alone opens the door.6. What Lenders Will Usually Ask ForCurrent budget and balance sheetReserve study (if available)Insurance certificatesDelinquency reportProject scope and contractor estimateBottom LineCondo associations do not have to self-fund roofs or major repairs anymore. Financing:Preserves cashReduces owner pushbackHelps boards stay compliantProtects resale valuesTune in and learn https://www.ddamortgage.com/blogdidier malagies nmls#212566dda mortgage nmls#324329 Support the show
DEAR PAO: Propriety of imposition of VAT on condominium association dues | Jan. 13, 2026Subscribe to The Manila Times Channel - https://tmt.ph/YTSubscribeVisit our website at https://www.manilatimes.net Follow us: Facebook - https://tmt.ph/facebook Instagram - https://tmt.ph/instagram Twitter - https://tmt.ph/twitter DailyMotion - https://tmt.ph/dailymotion Subscribe to our Digital Edition - https://tmt.ph/digital Check out our Podcasts: Spotify - https://tmt.ph/spotify Apple Podcasts - https://tmt.ph/applepodcasts Amazon Music - https://tmt.ph/amazonmusic Deezer: https://tmt.ph/deezer Stitcher: https://tmt.ph/stitcherTune In: https://tmt.ph/tunein#TheManilaTimes#KeepUpWithTheTimes Hosted on Acast. See acast.com/privacy for more information.
Is a Mobile Home a Condominium in Alberta?
PREVIEW — Mary Kissel — Missing Clarity on the "Condominium of Adversaries" in National Security Strategy. Kissel criticizes the newly published national security strategy for insufficiently highlighting the existential threat posed by China and its expanding strategic alliance with Russia, Iran, and North Korea, creating a coordinated axis of rival powers. Kissel argues that the strategic document fails to adequately address China's systematic domestic infiltration of American infrastructure networks, university campuses, research institutions, and scientific communities, unlike the more explicit and detailed threat characterizations contained in previous national security strategy iterations. Kisselemphasizes that the document's relative ambiguity regarding the "condominium of adversaries" undermines clarity regarding the multi-vector threat environment confronting American strategic planners and military commanders. TAIPEI
Welcome to Go Gaddis Real Estate Radio! I'm Cleve Gaddis—here to make real estate clear, simple, and worry-free. Today we're tackling a question that confuses homeowners, buyers, and even some agents: Can a COA become an HOA? And what's the real difference between the two? Joining me is Michael Crew, CEO of Homeowner Management Services, Inc., one of Atlanta's most trusted experts in community association management. We'll break down: What separates a Condominium Owners Association (COA) from a Homeowners Association (HOA) Why the appearance of a community can be misleading—townhomes can be condos, and detached homes can be part of a COA Whether a COA can ever “convert” into an HOA (and why it's far more complicated than most people think) How a community's legal documents—not the architecture—determine its ownership structure What buyers and sellers must review before making decisions, including the Declaration of Condominium and the property's legal description How an experienced agent can help you locate, interpret, and understand these documents before you sign anything We'll also share insights from “The Neighborhood That Wanted a Do-Over,” a real-world example of what happens when a community discovers they're operating under the wrong governance structure—and what it takes to fix it. Plus, I'll tell you more about our Upside program, built to give buyers and sellers all the tools and options they need to move forward with confidence. Got a question, comment, or challenge? Visit GoGaddisRadio.com to connect, push back, or subscribe so you never miss an episode.
Oral Arguments for the Court of Appeals for the Seventh Circuit
Michael McGrath v. Dunecrest Condominium Associat
Our host, LUL President & CEO Lyndon Pryor, is joined by Kevin Dunlap, Executive Director of REBOUND, Inc. REBOUND's mission is to revitalize neighborhoods in low-to-moderate income households and create vibrant, stable, and inclusive homes.Our duo discusses the role of the federal government in housing, the impact of redlining, and the need for mixed-income housing in Louisville. They also announce updates on REBOUND's recent development projects, including the Richmond Apartment complex, the PortShaw Apartment complex, and the 300 Condominiums.
Many wonder if condominium ownership is right for them. Kenneth Michaels, Jr., of Bauch & Michaels LLC, writes the Condominium Law FLASHPOINTS available at IICLE.com and, in this episode of Cornered: Out of Court, provides some key considerations for purchasers and associations.IICLE® is a 501(c)(3) not-for-profit based in Springfield, Illinois. We produce a wide range of practice guidance for Illinois attorneys and other legal professionals in all areas of law with the generous contributions of time and expertise from volunteer attorneys, judges, and other legal professionals.
Used condominium prices in the Tokyo metropolitan area have hit an all-time high, a trend driven by a combination of factors, including a shortage of new properties and ongoing low interest rates. In this environment, real estate investment is gaining attention as a stable way to build wealth. Real estate investment is attractive because it could provide stable returns and capital gains with less volatility than the stock market. However, it also comes with its own unique risks. Potential owners face challenges such as vacancy risk, unexpected repair costs, and low liquidity, which means it can be difficult to sell a property quickly for cash. The market is also sensitive to changes in interest rates, and traditional real estate investing requires significant effort and expert knowledge. To ease these challenges, new technology-based services are making it easier for beginners to enter the market. One such platform, RENOSY, offers all-in-one support, from finding and buying a property to managing it. A key feature is its AI-powered tool that analyzes data to suggest properties that fit a user's criteria, which is expected to mitigate investment risk. The service's reliability is also backed by the company being publicly traded, which provides transparency and a proven track record. Of course, real estate is not the only path. For those seeking a different approach, financial products like stocks and mutual funds offer a compelling alternative. In direct contrast to the challenges of property investment, they provide high liquidity and a much lower barrier to entry. However, this flexibility often comes with greater day-to-day market volatility, a key difference from the tangible stability of real estate. Ultimately, the best way to build assets depends on a person's financial goals and their risk tolerance. Whether someone chooses the stability of property, now more accessible through technology, or the growth potential of other investments requires carefully weighing the pros and cons of each option. This article was created in collaboration with GA technologies.
Send us a textChoosing the right attorney for your community association is about much more than comparing hourly rates. In this episode of Take It To The Board, host Donna DiMaggio Berger sits down with Tana Bucca, Vice Chair of Becker's Community Association practice in New Jersey, to explore what boards should really look for when hiring legal counsel.Donna and Tana discuss why specialized experience in community association law often saves time and money, how firm size and bandwidth can impact service—particularly for smaller associations—and why rushed “cattle call” interviews rarely lead to the right fit for either side. Instead, thoughtful conversations that go beyond canned responses are the key to finding true compatibility. This episode also covers red flags that some association attorneys and vendors overlook in their zeal to sign a new client. Tune in and learn how to avoid common pitfalls and ask the right questions during your interview. This episode offers practical insights for board members, managers, attorneys and other vendors alike—emphasizing that the most successful attorney-client relationships are built on trust, expertise, and respect.Conversation Highlights:The importance of credentials like Board Certification in Condominium & Planned Development Law or membership in organizations like CCAL and why more boards don't ask about themQuestions boards should ask in an initial interview to reveal the most useful information about a lawyer's style, competence, and approachThe importance of responsiveness, educational outreach, litigation philosophy, or experience with regulators and legislatorsRed flags attorneys see in potential client associations that may signal problems aheadHow both sides can determine if there's a genuine “fit” during that first consultationWhen it is appropriate for a board to terminate legal counselWhen lawyers should terminate a clientThe number one ingredient required for a productive attorney-client relationshipRelated Links:Podcast: A Board Members' Guide to Unexpected Issues – Your Questions AnsweredPodcast: Addressing Florida's Condo Crisis and How to Fix It
What does it really take to buy a home in New York City? Veteran broker Lisa Lippman pulls back the curtain on Manhattan's high-stakes residential real estate market - from $17M co-ops to hidden boardroom politics. In this episode, we dig into how deals get done in the city that never sleeps, what buyers need to know, and the personal connections that make it all matter. Key takeaways to listen for What makes co-ops in NYC so complicated and why buyers still want them How Lisa turned Zoom showings during the pandemic into lasting friendships The critical difference between co-ops and condos NYC real estate culture vs. everywhere else Why real estate still offers unmatched flexibility for working moms Resources mentioned in this episode StreetEasy About Lisa Lippman Lisa Lippman is the #1 broker at Brown Harris Stevens for nine consecutive years and a leading force in Manhattan real estate. With over 28 years of experience, she specializes in luxury co-ops, condos, and townhomes, delivering expert guidance with discretion and care. Known for her sharp marketing, deep market knowledge, and unmatched attention to detail, Lisa serves high-end buyers, sellers, developers, and sponsors alike. Connect with Lisa LinkedIn: Lisa Lippman - Brown Harris Stevens Instagram: @lisaklippman Email: mobrien@rubensteinpr.com Number: 212-805-3069 Connect with Leigh Please subscribe to this podcast on your favorite podcast app at https://pod.link/1153262163, and never miss a beat from Leigh by visiting https://leighbrown.com. DM Leigh Brown on Instagram @ LeighThomasBrown.
Discover why cheaper condos may still not be a bargain. Are you on track for financial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest can make the biggest difference to your financial freedom and lifestyle. If you invested well for the long-term, what a difference it would make because the difference between investing $100k and earning 5 percent or 10 percent on your money over 30 years, is the difference between it growing to $432,194 or $1,744,940, an increase of over $1.3 million dollars. Your compounding rate, and how well you invest, matters! INVESTING IS WHAT THE BE WEALTHY & SMART VIP EXPERIENCE IS ALL ABOUT - Invest in digital assets and stock ETFs for potential high compounding rates - Receive an Asset Allocation model with ticker symbols and what % to invest -Monthly LIVE investment webinars with Linda 10 months per year, with Q & A -Private VIP Facebook group with daily community interaction -Weekly investment commentary -Extra educational wealth classes available -Pay once, have lifetime access! NO recurring fees. -US and foreign investors are welcome -No minimum $ amount to invest -Tech Team available for digital assets (for hire per hour) For a limited time, enjoy a 50% savings on my private investing group, the Be Wealthy & Smart VIP Experience. Pay once and enjoy lifetime access without any recurring fees. Enter "SAVE50" to save 50% here: http://tinyurl.com/InvestingVIP Or set up a complimentary conversation to answer your questions about the Be Wealthy & Smart VIP Experience. Request an appointment to talk with Linda here: https://tinyurl.com/TalkWithLinda (yes, you talk to Linda!). SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed LINDA'S WEALTH BOOKS 1. Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". 2. Get my book, “You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!” Men love it too! After all, you are Wealth Heirs. :) International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH LIBRARY OF PODCASTS Listen to the full wealth library of podcasts from the beginning. SPECIAL DEALS #Ad Apply for a Gemini credit card and get FREE XRP back (or any crypto you choose) when you use the card. Charge $3000 in first 90 days and earn $200 in crypto rewards when you use this link to apply and are approved: https://tinyurl.com/geminixrp This is a credit card, NOT a debit card. There are great rewards. Set your choice to EARN FREE XRP! #Ad Protect yourself online with a Virtual Private Network (VPN). Get 3 MONTHS FREE when you sign up for a NORD VPN plan here. #Ad To safely and securely store crypto, I recommend using a Tangem wallet. Get a 10% discount when you purchase here. #Ad If you are looking to simplify your crypto tax reporting, use Koinly. It is highly recommended and so easy for tax reporting. You can save $20, click here. Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom. (This post contains affiliate links. If you click on a link and make a purchase, I may receive a commission. There is no additional cost to you.)
DEAR PAO: Suspension of payment on condominiums | July 16, 2025Subscribe to The Manila Times Channel - https://tmt.ph/YTSubscribe Visit our website at https://www.manilatimes.net Follow us: Facebook - https://tmt.ph/facebook Instagram - https://tmt.ph/instagram Twitter - https://tmt.ph/twitter DailyMotion - https://tmt.ph/dailymotion Subscribe to our Digital Edition - https://tmt.ph/digital Check out our Podcasts: Spotify - https://tmt.ph/spotify Apple Podcasts - https://tmt.ph/applepodcasts Amazon Music - https://tmt.ph/amazonmusic Deezer: https://tmt.ph/deezer Stitcher: https://tmt.ph/stitcherTune In: https://tmt.ph/tunein #TheManilaTimes#KeepUpWithTheTimes Hosted on Acast. See acast.com/privacy for more information.
Many business, when sold or there has been some other change in control, will advertise: UNDER NEW MANAGEMENT. These signs are posted to attact attention and in many cases this is to imply that the NEW MANAGMENT will be great and anything related to the old management is done and gone. What is certain is that changes are coming and as a rule, most of us humans, don't like change. If this is related to your residence in a Townhome Community, Condominium, Apartments or even the Owners Association Management Company for a Planned Urban Developement (PUD) things are getting a shake up. Time to discuss and present some of the ways this could impact you, your family and your lifestyle. Donna Reed and Eric Seemann are both professional real estate agents. Donna lives and works in Tucson Arizona with Keller Williams Southern Arizona while Eric lives and works in San Antonio Texas with Keller Williams Heritage. They are also siblings, and they grew up in a small Northwest Ohio village of Lindsey. Their idyllic small-town childhood laid the foundation for what would become the structure of their lives and careers in real estate. We hope you will join us as we reminisce, reflect, and correlate how our childhood and life in rural Ohio still impacts our dealings with our clients today. Website: www.realsiblings.com Watch Episodes on YouTube at: REAL Siblings, It Ain't Easy To reach out to Donna: Email: donna@reedtucson.com Phone: (520) 631-4638 Facebook: (2) Donna Seemann Reed | Facebook To Connect with Eric: Email: eric@victorsgrouptx.com Phone: (210) 389-6324 Facebook: (2) Eric V. Seemann | Facebook Texas Real Estate Commission - Information About Brokerage Services Texas Real Estate Commission - Consumer Protection Notice
A new 29 unit apartment building will replace an abandoned lot in Somerville's Union Square. For more, ask Alexa to play WBZ NewsRadio on #iHeartRadio.
Condominium owners saddled with rising HOA fees and special assessments are having a hard time selling their properties. Wall Street Journal personal finance reporter Veronica Dagher and recent condo buyer Gordon Miller join host Callum Borchers to discuss how real estate hunters can find bargains. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices
May 27th, 2025
Surprise! We're giving you one of our favorite Dateline Recaps from behind the paywall! Dateline Season 33, Episode 5. Condos. Condominiums. Jade earrings. Full purses. Count how many times we say the victim's sister's name in this recap. A murder unearths an unsolved mystery from years earlier; as the connection between the two cases becomes clear, a long-hidden truth surfaces. For all 93 (and counting!) Dateline Recaps visit www.patreon.com/attitudesSee omnystudio.com/listener for privacy information.
In this episode: Well, everyone knows the Florida Legislature's 2025 session broke down in dysfunction. What this podcast presupposes is…maybe it didn't? Show notesThe bills discussed in today's show:Senate Bill 1620 — Mental Health and Substance Use DisordersHouse Bill 913 — Condominium and Cooperative Associations Senate Bill 56 — Geoengineering and Weather Modification Activities Senate Bill 1388 — Vessels House Bill 1205 — Amendments to the State Constitution Senate Bill 498 — Trust Fund Interest for Purposes Approved by the Supreme CourtHouse Bill 1549 — Financial Institutions House Bill 173 — Interest on Trust Accounts Program Interest RatesHouse GOP demands text messages, emails from DeSantis administration in spending probeLawmaker says DeSantis administration is withholding Hope Florida recordsQuestions or comments? Send ‘em to Garcia.JasonR@gmail.comListen to the show: Apple | SpotifyWatch the show: YouTube Get full access to Seeking Rents at jasongarcia.substack.com/subscribe
Thinking about buying a condo? Whether you're a first-time buyer or just curious about what sets condos apart, we're breaking down everything you need to know about condo living in 2025. First, condominium expert and REALTOR® Mabél Guzmán shares what makes condo ownership unique—and why it can be an ideal entry point to homeownership, especially for first-time buyers looking to build wealth. Next, real estate attorney Nishad Khan breaks down what you own when you buy a condo, plus key financial responsibilities and community rules to be aware of. Then, home design expert Melissa Dittmann Tracey weighs in on whether ranch homes and ADUs (accessory dwelling units) are hot or not. Finally, Nadia Evangelou, senior economist at the National Association of REALTORS®, shares the latest trends in condo sales across the country. If you're considering condo living, this episode is your go-to guide!
Condominium owners across the country are facing a paralyzing problem says the Wall Street Journal: They can't sell their properties because of a fast-growing and mostly secret mortgage "BLACK LIST." In today's Market Intel segment we review a Wall Street Journal report about the Black List that is costing condo investors tens of thousands—then a look at some startling facts about cutting government waste that might shock you--TIMELY!! MASTERING MONEY is on the air!!!
Condominium owners across the country are facing a paralyzing problem…..They can't sell their properties because of a fast growing and mostly secret mortgage blacklist, maintained by Fannie Mae
Send us a textOur last episode of Take It To The Board involved a discussion with an owner in a luxury high-rise who had become disenchanted with some of the governance issues in his community. Today's episode takes us further on that path as host Donna DiMaggio Berger sits down with Spencer Hennings, who brings firsthand knowledge as Florida's former Condominium Ombudsman about the types of owner complaints he saw time and again while serving in that role. Appointed by Governor Ron DeSantis in 2020, Spencer served in this critical role until 2023, resolving thousands of condominium disputes, acting as the state's liaison during the Miami-Dade Surfside condo collapse, and helping to draft impactful condominium legislation at both local and state levels.During their conversation, Spencer shares how he transformed the ombudsman's office into a more accessible resource for Floridians and reflects on his crucial involvement during and after the Surfside tragedy. Together, Donna and Spencer explore the potential establishment of a state ombudsman for Homeowners Associations (HOAs), discussing the potential complexities of such a role and the importance of fair and balanced representation.Spencer also addresses the common misconception that the ombudsman's office exclusively advocates for unit owners, emphasizing the critical need for impartiality. The discussion further examines the evolving challenges in community association management, particularly in the wake of disasters, outdated processes, and the increasing trend of condo terminations in vulnerable areas like Florida.As they wrap up, Spencer reflects on the emotional toll of working in the Ombudsman's Office and offers candid advice for those who may follow in his footsteps, leaving listeners with a deeper understanding of the challenges and rewards of this vital oversight role.This episode covers everything from legislative hurdles to the personal journey of navigating public service in Florida's complex association landscape, and is one you don't want to miss!.Conversation Highlights Include:What inspired Spencer to pursue the role of Condominium OmbudsmanThe most common complaints from condo owners Balancing the interests of owners, board members and other stakeholdersCommon misconceptions about the role of the Condominium OmbudsmanSpencer's advice to every condo owner and every board member Do Florida HOAs need their own Ombudsman?
KSN attorney Kerry Bartell discusses rule enforcement in community associations. She addresses how rules impact community safety and protect property values. Kerry also reviews the importance of updating rules to keep up with changes in the law, board member responsibilities, best practices, and more.
KSN attorney Sabina Arutyunyan discusses navigating holidays in community associations. Topics include package deliveries, parking, lights, decorations, and more. (8 mins.)
AP correspondent Haya Panjwani reports on a condo explosion in Michigan
This week, Amber covers the murder of Kody Loomis from Snohomish County, Washington. Jody was on her way to the horse stables, but she never arrived.Then, Naomi covers the shocking and tragic collapse of a condo in the suburbs of Miami that killed 98 people. Amber's Sources:Almost Unsolved S1 E2 The Coffee CupTerrence Miller: Suspect in 1972 Jody Loomis killing died by suicide shortly before he was convicted, officials say | CNNTerrence Miller, whose DNA connected him to a 1972 murder, killed himself before the guilty verdict - The Washington PostSuspect in 1972 Murder Dies in Suicide Hours Before Conviction - The New York TimesNaomi's sources:https://en.wikipedia.org/wiki/Surfside_condominium_collapse https://www.nbcmiami.com/engineers-champlain-towers-south-first-failure https://abcnews.go.com/federal-investigators-surfside-condo-tower-collapse https://www.vox.com/money/23688366/hoa-condo-board-john-oliver-real-estate-coop https://slate.com/business/2021/07/miami-building-collapse-condo-boards.html https://www.ajc.com/private-quarters/why-condos-caught-on-in-america https://www.youtube.com/watch?v=FqDrg2mH3Qs https://www.youtube.com/watch?v=7KNwMSuwQ8w https://www.npr.org/months-before-collapse-residents-and-board-sparred-over-repairs https://www.washingtonpost.com/building-experts-miami-condo-collapse https://www.local10.com/first-lawsuit-filed-following-partial-building-collapse-in-surfside https://www.enr.com/nist-report-on-champlain-towers-collSupport the showGo check out our patreon page athttps://www.patreon.com/crimewineandchaosFor more information about Crime, Wine & Chaos, or to simply reach out and say "hi,"https://www.crimewineandchaos.comCrime, Wine & Chaos is produced by 8th Direction Records.Amber is the vocalist, and attempted mandolin player in the band, Tin Foil Top Hat. You can find more of her work on all of the music streaming platforms or athttps://www.tinfoiltophat.com
Welcome to the CRE podcast. 100% Canadian, 100% commercial real estate. In this episode of the Commercial Real Estate Podcast, hosts Aaron and Adam connect with Adam Carapella, VP at Tricar Developments, live from the Southwestern Ontario Real Estate Forum. Adam shares his journey from hands-on construction to leading a company managing over 2,000 rental... The post Adapting to Market Dynamics: Balancing Rentals and Condominiums with Adam Carapella, VP at Tricar Developments appeared first on Commercial Real Estate Podcast.
KSN attorneys Cory Kravit and Kevin Kennedy review the Federal Corporate Transparency Act (CTA) and its impact to Florida community associations. Topics include legal requirements, board member responsibilities, deadlines, and penalties for non-compliance.
It's no secret that attainable housing is becoming difficult to find. In this episode, members of Brownstein's Condominium and Planned Community practice talk through the complex tangle of legal and regulatory barriers facing the industry and consider solutions and innovative approaches to the problem.
KSN attorneys Kelly Elmore and Zac Cronkhite discuss the Federal Corporate Transparency Act (CTA) and its impact to Indiana community associations. The CTA is a federal law requiring certain corporations, including most community associations, to provide board member information to the U.S. Department of the Treasury. Topics include legal reporting requirements, board member responsibilities, deadlines, and penalties for non-compliance.
Becca (Massachusetts, US) – Haunting in Massachusetts Parker (Alabama, US) - Bryce Asylum Ben (US) – I Thought My Mom Was Home from Work Jessica (Orlando, Florida) - Grandpa is Okay Song Break by Lex Wahl - Hallowed Good-bye Poppy (Minnesota, US) – Comfort from My Friend After He Passed Away
What's going on with property insurance in Florida? Specifically rates, coverage, condominiums, automobile insurance, telematics, flood insurance, and the reinsurance costs that carriers pass along to consumers. Former Florida Deputy Insurance Commissioner Lisa Miller gets to the heart of the issues with three experienced insurance agents in South, Central, and North Florida who share their insights and suggestions on improving Florida's challenging property insurance market. Show Notes Host Lisa Miller and guests discussed the high premiums affecting homeowners and auto insurance, driven by catastrophic weather, inflation, litigation, and reinsurance costs. Positive trends such as rate decreases and more flexible coverage options are highlighted. The conversation also covered the critical need for flood insurance and the role of the news media in educating the public about insurance complexities and how agents can help the media do so. The episode underscores the importance of transparency and proactive communication in the industry.Miller's guests each brought unique perspectives from different regions of Florida: Jay Wolfberg, President of We Insure, headquartered in Sunrise. Wolfberg has over a decade of experience in commercial and residential property insurance. He discusses positive trends in the market, including rate decreases and more creative coverage options. Anna Regina Myrrha, Agency Principal and Broker at American Insurance Pointe (AIP) in Orlando. Myrrha shares insights on the stabilization of rates and the importance of adapting coverage to meet clients' needs. Paul Lalonde, President of Insurance Wagon, a Jacksonville insurance agency. Lalonde provides a perspective on the homeowners as well as the commercial insurance market and the challenges posed by recent legislation affecting condominium insurance. Overview of the Florida Insurance MarketHost Miller highlighted the current state of the Florida insurance market, where premiums for automobile, homeowners, and commercial insurance are at an all-time high. She identified four main factors driving these rates: Catastrophic Weather: Florida's susceptibility to hurricanes and other severe weather events significantly impacts insurance costs. Inflation: Rising costs of goods and services contribute to higher insurance premiums. Litigation: Legal fees and settlements from lawsuits lead to increased insurance costs. Reinsurance Costs: The cost of reinsurance, which insurers purchase to protect themselves from large claims, is a significant factor in premium pricing, comprising upward of 40% of a homeowners insurance premium. Host Miller emphasized the uncertainty surrounding reinsurance costs, especially with the ongoing hurricane season, and the potential for higher rates if a significant hurricane occurs.Positive Trends in Homeowners InsuranceRate Decreases and StabilizationHost Miller highlighted a recent report from the Florida Office of Insurance Regulation that 12 companies have requested rate decreases, while 25 have sought to maintain their current rates. For example, American Integrity Insurance Company has announced a nearly 7% rate decrease for a significant number of policyholders... (For full Show Notes, visit https://lisamillerassociates.com/episode-52-agent-roundtable/)
Eoin Matthews is the Co-founder at Point, a home equity investment company making home equity wealth accessible to homeowners without creating a monthly debt obligation. Homeowners get upfront funds from Point in return for a portion of your home's future appreciation. Point recently announced an oversubscribed $141M securitization, which marked it's second rated securitization and third overall, with its collaboration with Atalaya Capital Management. Eoin previously served as the VP of Business Development at Rakuten and has an extensive background in education.(2:20) - Point's & Eoin's origin story(5:43) - Potential HEI benefits for investors(9:20) - Point's securitizations strategy(11:42) - Capital stack evolution(14:17) - M&A activity in Housing tech companies(17:00) - Feature: Blueprint Vegas 2024(17:54) - State of the Housing Market(24:07) - Affordability of owning vs. renting a home(29:47) - Underwriting Proptech in the current rate environment(32:28) - Collaboration Superpower: Steve Wozniak (Apple Co-founder)
Follow Mike and Shawn on Instagram: Shawn: @shawn_dimartile Mike: @miketighe_ In this episode, host Mike Tighe interviews Aaron Yassin, a real estate developer based in Brooklyn, New York. Aaron shares his unique journey into real estate development, starting from being a fine artist to purchasing properties for his studio. He explains the process of developing ground-up condominium buildings and the challenges and opportunities that come with it. Aaron also discusses the importance of vertical integration and finding the right team to execute development projects successfully. He emphasizes the significance of understanding the market dynamics and tailoring the marketing approach to target buyers directly. Some key takeaways from this episode: Aaron's background as a fine artist led him to purchase properties for his studio, which sparked his interest in real estate development Hive Developers focuses on ground-up condominium development, aiming to maximize the price per square foot in the markets they operate in The process of developing a condominium building involves obtaining approval for a condo offering, which includes separate tax lots for each unit Marketing and sales play a crucial role in the success of a condominium project, with the goal of targeting buyers directly and providing them with as much information as possible As units are sold, the debt is paid down through lien releases, and the remaining units are sold until the senior debt is fully paid off How to connect with Aaron: LinkedIn: Aaron Yassin Website and EBook: www.hivedevelopers.nyc Learn more about Mike and Shawn: Shawn: www.investorshawn.com Mike: www.investormike.com Website: www.takeoffcapital.com
Foolish April barrels on with our most requested movie (so far), 1991's Drop Dead Fred! A famous flop, a rumored disaster, an object of derision…but how will Erika and Paul feel about it? Will this be one where they get out their knives and hack it apart? Or a Four Weddings and A Funeral situation where they disagree? Or maybe…just maybe…will they love it? Listen and find out!You can follow That Aged Well on Twitter (@ThatAgedWellPod), Instagram (@ThatAgedWell), Threads (@ThatAgedWell), and Spoutible (@ThatAgedWell)! SUPPORT US ON PATREON FOR BONUS CONTENT!THAT AGED WELL MERCH!Hosts: Paul Caiola & Erika VillalbaProducer & Editor: Paul Caiola