Podcasts about pocatello

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Play Episode Listen Later Apr 11, 2025 13:02

Every other Friday, Morning Light welcomes a member from Catholic Charities of Idaho. Today, we introduce you to Kayla Eachus, Social Services Manager based in Pocatello.

Video Store Owner Creates 'Christina's Corner' For a Long-Time Customer | Quick Thinking 9-Year-Old Saves Choking Friend

Story Behind

Play Episode Listen Later Apr 9, 2025 7:10

The last video store to close in Pocatello, ID, decided to live on a little bit longer to help a long-time customer. AND A 9-year-old saves a friend after he was gasping for air while eating a granola bar. To see videos and photos referenced in this episode, visit GodUpdates! https://www.godtube.com/blog/video-store-owner-creates.html https://www.godtube.com/blog/9-year-old-saves-friend.html Discover more Christian podcasts at lifeaudio.com and inquire about advertising opportunities at lifeaudio.com/contact-us.

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Outrage builds as video shows Idaho police shooting a knife-wielding autistic teenager

AP Audio Stories

Play Episode Listen Later Apr 9, 2025 0:51

An Idaho 17-year-old with cerebral palsy remains hospitalized after being shot at least nine times by Pocatello police. AP correspondent Jennifer King reports the incident is raising questions.

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Pocatello building new skate park in Optimist Park

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Play Episode Listen Later Apr 9, 2025 13:54

The city of Pocatello is building a new skate park for its growing skating community, replacing the old baseball grounds at Optimist Park. It may be completed in July. Cody Miller interviewed Darin "D'Beau" Black, owner of Deckadence skating store and a member of the city's Parks and Recreation Advisory Board, about this new skate park.

Highland High School to rebuild campus after fire, first phase opens in in 2026.

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Play Episode Listen Later Apr 3, 2025 10:17

Two years after a fire destroyed parts of Highland High School in Pocatello, construction crews have broken ground to rebuild the school. The school is expected to be finished in 2027. Cody Miller interviewed Principal Brad Wallace.

223: Sheltering hope in The Salvation Army

The Do Gooders Podcast

Play Episode Listen Later Mar 17, 2025 12:40

Today, we're closing our Warm Hearts, Warm Homes series with perhaps the most critical need of all: shelter. Recent government data shows homelessness has soared to the highest level on record, with more than 770,000 people experiencing homelessness in the United States—an 18 percent increase over last year. Behind these sobering statistics are real people seeking safety, warmth and a path forward. And The Salvation Army is responding in communities across the West, providing over 3.8 million nights of lodging last year alone. In our final episode of this series, we're exploring how The Salvation Army's sheltering programs serve as more than just a roof overhead—they're often the first step toward rebuilding lives. From emergency overnight shelters in Portland to Santa Monica's Hope Team meeting people where they are on the streets, to warming centers in Pocatello during brutal winter temperatures, these programs are designed not just to provide immediate safety but to create pathways to permanent housing and healing. EPISODE SHOWNOTES: Read more. BE AFFIRMED. Get the Good Words email series. JOIN THE HOPEFULS. Get inside the group. WHAT'S YOUR CAUSE? Take our quiz. BE INSPIRED. Follow us on Instagram. DO GOOD. Give to The Salvation Army.

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Pocatello needs your input for the future of recreational opportunities

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Play Episode Listen Later Mar 14, 2025 10:39

The City of Pocatello is asking for citizen input on its PROST project plan to upgrade and renew its parks and more. Cody Miller interviewed Jim Anglesey, the long-term planner for the city.

2025 Spring Pledge Drive - Fr. Aleksander (MAR. 14)

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Play Episode Listen Later Mar 14, 2025 13:20

Fr. Aleksander Dembowski from Hoy Spirit Catholic Community in Pocatello

2025 Spring Pledge Drive - Margie Gabiola (MAR. 14)

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Play Episode Listen Later Mar 14, 2025 14:45

Margie Gabiola, Principal of Holy Spirit Catholic School in Pocatello.

2025 Spring Pledge Drive - Ed Delilo (MAR. 14)

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Play Episode Listen Later Mar 14, 2025 8:27

Ed Delilo from Holy Spirit Catholic Community in Pocatello.

Inside the Trump Cabinet Room | 2/27/25

Pat Gray Unleashed

Play Episode Listen Later Feb 27, 2025 100:45

Actor Gene Hackman and his wife found dead. Actress Michelle Trachtenberg dead at 39. U.S. Attorney General Pam Bondi to release Jeffrey Epstein files today? California Governor Gavin Newsom (D) has a new podcast … but don't forget about the Amoeba from Pocatello. Incredible Cabinet meeting yesterday. Blaze News investigative reporter Steve Baker stops by with some amazing updates around January 6 investigations. The companies that refuse to let go of their DEI policies. Jake Tapper has a new book … but has absolutely no self-awareness. Apple has an explanation for its phones changing the word "racist" to "Trump." Brad Meltzer! Jon Stewart has anger management issues. A Colorado Democrat has a strange take on babies in the womb. New York Mayor Eric Adams (D) compares himself to Jesus Christ. The new face of MSNBC? 00:00 Pat Gray UNLEASHED 01:05 Hollywood Horrible News 02:38 Pam Bondi on Epstein Files Release Date 04:44 Gavin Newsom Podcast Announced 10:14 First Cabinet Meeting Starts with Prayer 12:47 Trump Won't Cut Medicare/Medicaid Funding 14:01 Trump Explains his Executive Authority 17:10 USAID Funded Pickle Making 26:08 Trump Explains the REAL Purpose of the EU 26:33 Trump Explains Ukraine and NATO 27:25 JD Vance Explains to the Media How Negotiations Works 30:10 The Truth about Former Capitol Police Harry Dunn 51:38 Apple Won't Stop DEI Programs 54:04 Elon Musk Praises Trump's Cabinet 55:03 Elon Explains Why he Sent the Email 58:07 Musk Explains US Debt 1:00:25 Marcy Kaptur Questions Musk's Loyalty to America 1:03:24 Trump's Cabinet Show Teamwork from the Rose Garden 1:07:04 Jake Tapper's Latest Book on Biden's Mental Decline 1:07:48 Flashback to Jake Tapper take on Biden's Mental Decline 1:16:43 Jasmine Crockett Says Trump will Cause WWIII 1:18:43 Jon Stewart Cuts His Hand 1:22:45 Karen McCormick Wants to Criminalize Dead Naming 1:26:38 Eric Adams Compares Himself to Jesus 1:28:26 Brooklyn McDonald's New Rule for Young People 1:30:17 Nicole Shanahan “Woke Mind Virus” Ad 1:31:59 Pete Hegseth Talks Gitmo Living Conditions 1:33:50 Who is Eugene Daniels? Learn more about your ad choices. Visit megaphone.fm/adchoices

Morning Light - FOCUS in February (FEB. 24)

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Play Episode Listen Later Feb 24, 2025 14:39

Hunter Kassens, FOCUS Missionary from Idaho State University in Pocatello, join Morning Light today to wrap up our annual FOCUS in February series.

The Simplot Games of Pocatello and Dick Fosbury Breakfast events are beginning Feb. 20

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Play Episode Listen Later Feb 17, 2025 12:29

The Simplot Games of Pocatello Idaho are happening on Feb 20-22 along with the Dick Fosbury Breakfast to be held on Feb 21. Cody Miller interviewed Executive director Kristi Borgholthaus

2/3/24 - Breaking Down the Bracket

The East Idaho Prepcast

Play Episode Listen Later Feb 6, 2025 79:15

On this week's episode, Sean & Joel celebrate Pocatello's Abby Lusk and the Snake River boys basketball team. Then they guess the winner and dark horse for each girls hoops district tourney bracket. They'll end with the most intriguing boys hoops games. Join the live chat to shout-out your favorite team/player or make your district tourney picks!The East Idaho Prepcast is available on Apple Podcasts, Spotify, Google Podcasts, and wherever else you listen to podcasts.Follow our East Idaho Prepcast team on Twitter: @idahosports, @SeanKane182, @E1educadorLike our Facebook pageFor more Idaho high school sports coverage, visit www.idahosports.comSubscribe to our YouTube channel

538: Listener Q&A, The Insane Canadian Housing Crisis

Get Rich Education

Play Episode Listen Later Jan 27, 2025 45:00

Keith answers listener questions about getting started in real estate investing with limited funds and how to determine the true appreciation of a property against inflation. He also discusses: The impact of the LA wildfires on housing needs and some landlords raising rents excessively. Economic and housing challenges facing Canada, including high inflation and unaffordable home prices. And highlights the views of likely future Canadian Prime Minister Pierre Poilievre on addressing these issues. GRE Free Investment Coaching:GREmarketplace.com/Coach For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com Show Notes: GetRichEducation.com/538 Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments. You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review” For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Automatically Transcribed With Otter.ai Keith Weinhold 0:01 welcome to GRE. I'm your host. Keith Weinhold, I answer three of your listener questions, then learn why LA area landlords got a bad name during this month's awful Southern California wildfires. Finally, why Canadians cannot buy houses anymore, and what lessons you can learn from Canada's real estate mistakes and the abject lunacy there today on get rich education. Unknown Speaker 0:30 Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being the flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests and key top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com Unknown Speaker 1:16 You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education. Keith Weinhold 1:32 Welcome to GRE from Gatlinburg, Tennessee to Pittsburgh, Pennsylvania and across 188 nations worldwide. I'm Keith Weinhold, and you are inside this week's installment of the program known as get rich education, I'm grateful that you're here, but you're not here for me. You are here for you. So let's talk about you and some of the listener questions that you wrote into the show about and as usual, whenever I have a batch of listener questions, I answer the beginner level questions first and then move on to more advanced questions. The first one comes from Jeanette in Seaford, Delaware. Jeanette asks, I only have a little money to invest in real estate. How do I get started with just a small amount of money. All right, Jeanette, well, first I would talk to a lender. You have to talk to a mortgage specialist or a loan officer to find out what you qualify for. You're basically getting them to punch holes into your financial picture. And then that way, Jeanette, you will know what holes to go, mend, so your loan officer is essentially giving you a free troubleshooting session. Now, our investment coaches here at GRE help you with some of that, but GRE doesn't originate loans, so you want to get with someone like a ridge lending group for help. And now, what are some of the holes that a mortgage lender might poke into your finances? Jeanette, well, getting your credit score up and they'll help you with that strategy. Or you simply need more dollars in savings, in what your mortgage loan underwriter calls reserves, or you might need to establish a two year job history, or you have to say, Pay off your car loan in order to get your debt to income ratio lower, or whatever it is. And since at GRE marketplace, the least expensive income property is probably about $120,000right now, a number that keeps going up with inflation. But what you would need is 23 to 25% of that between your down payment and closing costs, all right? Jeanette, so then about 28 to 30k that is the minimum lump of cash that you'll need to buy a property that is already fixed up and ready for a tenant, and that is a great way to start in real estate investing if you want to maintain your standard of living, okay, that is therefore the lowest entry point that you can do that. But if you're temporarily willing to let your quality of life slide for a couple years and maybe live communally. You can put as little as 3% down on a primary residence and then rent out the other rooms. Okay, that's the house hacking model, but depending on your setup, you know, maybe you're sharing a kitchen with roommates or suitemates, and therefore that temporary loss in quality of life. Maybe you can even Airbnb at a short term rental, in which case you will be buying the furniture. However, now with a 3% down payment on an owner occupied house, hack like that, you're probably going to have to pay a PMI premium, a private mortgage insurance premium of a few $100 per month. But still, this does get you in with very little money, since that's what you're asking about Jeanette. And finally, the third thing I'll bring up here is that you can get a combination of maintaining your standard of living and putting a small down payment on a property by using an FHA loan and three and a half percent down. And you can do that with a single family home, duplex, triplex or four Plex, living in one unit and renting out the others. So yes, you get both this way, but I will not go into the details on the FHA, because I have described that in detail on other episodes since it's how I started out myself. But there are a number of options right there for you to inquire about Jeanette, all starting with an investment centric mortgage lender like Ridgelendinggroup.com. The next question comes from Jared in Pocatello, Idaho. Jared asks Keith, in the past year, my duplex in Pocatello went up in value 5% from 400k to 420k. How do I know how much of that 5% is true appreciation, and what portion of the 5% is from inflation? Oh, that is such a devastatingly cool question Jared, and that's exactly what I thought when I saw that question come in. Okay, so basically, Jared is asking, say, in this 5% price increase is 3% from inflation and 2% from appreciation, for example, or like, what is the breakout of those two components of the price change? And a lot of people don't understand the difference, and even know enough to ask a question this good. So props to you there. Jared. One thing you cannot do is just look at CPI inflation over the last year for the US, which is 2.9% and then say, Oh, well, then I guess the other 2.1% must be appreciation. Therefore, no, you can't really do that. There's more to it than that, for a lot of reasons. I mean consumer price inflation, like on a pound of ground beef at the supermarket, that is different from asset price inflation, and there are a lot of other reasons too. Appreciation is distinctly different from inflation, because the value of your property increasing 5% that has to do with the attractiveness of your property to the marketplace. Now there are attributes with appreciation, like proximity to high paying jobs, proximity to highways and shopping in desirable schools, which are basically those axiomatic Location, location, location qualities. Now I'm going to assume that you did not make an improvement or a renovation to the property Jared, because obviously that would hike up the value. Now other appreciation attributes that are distinctly different from inflation are things like population growth and wage growth in your area, what can really pump up appreciation is if the remaining availability of developable land starts shrinking and shriveling up in a desirable location. Contrary to popular belief, mortgage rates have little to do with appreciation. We can leave that out of this discussion. Now, how this is different from inflation is that inflation is not about the intrinsic value. Rather, inflation is the price of the home increasing because the currency is worth less. Now I hope that you find that explanation satisfying Jared, but what is dissatisfying is that it's actually hard to pin down a number and say, was this two and a half percent appreciation and two and a half percent inflation, or any other combination? And that's because inflation itself is practically impossible to accurately measure, and a lot of that has to do with an inflationary basket of goods that is just exceedingly difficult to adjust for attributes like quality and utility and substitution So Jerry did is likely that your duplexes 5% value increase is an amalgamation of both appreciation and inflation, that part I can confirm, but the exact breakdown for each is virtually incalculable, super insightful question there Jared. The third and final of our three listener questions to get the show started today, and then I'll get into landlords in the LA wildfires and Canada versus us real estate. The final question today is from Jeter in Roseville, California. I know where Roseville is. It's just northeast of Sacramento, and I'm not sure if Jeter j, e t, e r is your first name or your last name, like former Yankees shortstop Derek Jeter, but only one name came in here. Jeter asks, Keith, I am a true believer in GRE principles. I'm looking to pounce on some property this year and get leverage and other people's money working for me, instead of only getting my money to work for me in my company's 401 k. Let me just interject here. You really get it. You really get it. Jeter, um, continuing on with your question, with mortgage rates around 7% I'd love to know where you think interest rates are headed next, and what is going to make rates move. Thanks, Jeter. Well, I've got to tell you, Jeter, not only do I avoid predicting future interest rates, but I don't know of anyone in the world that can predict interest rates with high reliability, especially over the medium to long term. James Grant, He's based in New York City. He puts out a publication called Grant's Interest Rate Observer that might just give you a better than 5050, shot of where they're headed next. He's a well regarded source. In fact, I saw James Grant speak in person a couple months ago, but I wouldn't put too much credence in any interest rate predictor out there. Now, just 11 days ago, I sent our newsletter subscribers a graphic of just how bad. I mean, really awful that recent interest rate predictions have been. I've never seen a chart like this. This chart looked like a centipede. Okay, the Bold Line was the actual federal funds rate that was like the centipedes body and all the hundreds of legs coming off this line were predictions that others had made, all deviating from the true line, the centipede body, which is what the rate really was. I mean, prominent experts rate predictions have a track record that's more abysmal than everyone saying we'd surely have a man on Mars, by now, terrible. Jeter. When you look at interest rate predictions, you're looking at a waste of your time. They're about as reliable as a weather app in a tornado a year ago, the collective brain trusts of all the economic wizards believed with devotion and alacrity that mortgage rates would be sub six now, instead, they are still about seven, which might correspond to a three or three and a half percent federal funds rate. They all thought the federal funds rate would be near three by now, but it's more like four and a half today. And what's hilarious is that, in more recent years, the Fed even tells us what they plan to do next. They even tell us it's little like having the answers to the test, and yet you still fail the test. You've got the cheat sheet and you still aren't doing any better? How can this possibly be? Well, the reason that I don't make interest rate predictions is because it is a surefire way to look foolish. Jeter, to answer the second part of your question, what moves interest rates around? The answer is, well, it's really broad economic forces and political forces, that is why it's tough, and this includes jobs reports, supply and demand of credit, inflation, a pandemic, a surprise new war in the Middle East, tariffs, GDP reports, surprise election outcomes, a massive change in tax policy and more. I mean, it is total entropy. Now, one thing we know is that persistently higher inflation will soon result in higher rates, just like we saw in 2022 I mean, rates rise in a bullish, robust and optimistic economy. And another thing that we do know is that sustained fear causes rates to fall. That's why, when you look at a chart, you see interest rates of all kinds plunge like a cliff diver during the 2001 dot com recession, the 2008 GFC and the 2020 COVID pandemic. The reason that rates fall during fearful times just like those, is because the economy needs the help and a little pro tip for you here, Jeter, when a recession begins, it's more likely than not that rates will fall. But see, it can be hard to predict a recession, as we've all found out recently, we just came off three fed interest rate cuts late last year, and that was a little weird, because the economy does not need the help that is sort of like offering Gatorade to someone that's not even sweating. Okay, and when rates scrape the ocean bottom floor at zero, from 2009 to 2016 and then again from 2020, to 2022,that's unhealthy. Natural market forces would mean that there's a cost to receive a service like borrowing money. Well, with zero rates, it feels like no one wants to save and everyone wants to borrow and spend. Zero rates, it is time to all out. Ball out. My two time GRE podcast guest here on the show, and super smart guy, Dr Chris Martinson, he thinks that rates are generally going to go higher from here. But you don't have to look far. You can find other wise guys that say they're going lower. At the last Fed meeting last year, they disappointed markets by signaling plans to only cut rates twice this year, instead of the four cuts that were previously expected. And now that's even changed since then, a lot of people question if those two cuts are even going to happen this year, given things like a hot jobs report that came flying in and still too high inflation. So this is kind of like expecting a decadent dessert of rate cuts, and instead you get, like, one Biscoff cookie, like they give you an economy on the plane. So Jeter, that's why I don't forecast rates. I don't think anyone can, but now, at least you have a couple resources, and you also know what factors move rates around. Now if you want a fun, real time pulse on the market. Check out poly market. You might have heard of it by now. It's a site where you can place bets on various outcomes, a lot of non sports bets. You can see people put their money where their mouth is. You don't have to make a wager yourself. You can just see what people are wagering on. There are wagers on fed interest rate decisions. There at Poly market, you can even place a bet on if Jerome Powell says Good afternoon at his next press conference over there on Poly market, I'm not kidding right now, the odds of him saying Good afternoon at his next press conference are 96% so remember this, the market has always felt confident about where rates are headed, and the market has always been wrong. Interest rates don't drive property values. Their intrinsic worth is based on the timeless stuff, location, amenities, income, occupancy, size, density, business case, exit options and operating costs. Those are the things that drive property values. The bottom line with interest rates is that nobody knows the future interest rates direction is a pinball game of black swans and policy pivots. So instead, focus on the big things that you can control, like how many dollars you have, leveraging properties and keeping your operations on those properties efficient. So Jeter waiting to buy property generally harms an investor more than it helps them, because it's dollars on the sidelines that are paying the opportunity cost of not leveraging other people's money. Of course, if you buy your property at whatever interest rate today, and rates soon fall like a knife, well, then you can refinance at the lower rate, all while leverage keeps compounding and building your wealth. Thanks for the question, Jeter. If you have a listener question or comment or feedback of any type for us, as always, you can visit us at get rich education.com/contactfor either written or voice communication there, like I said earlier, that amazingly interesting centipede like chart of just how dreadful interest rate predictions have really been that was in our recent newsletter. Now it's too late for you to get that issue, but to get more like them, you can get our don't Quit your Daydream. Newsletter, completely free, just text GRE to 66866 that's text GRE to 66866. now, when it comes to this month's historically bad, devastating LA area wildfires, I heard from a friend in that area last week. She lives just south of LA and her house was spared, fortunately, but she's been busy helping friends in the LA area who have lost their homes and businesses. It is truly tragic. And you know, what she told me, is the biggest, most compelling need right now, and I put some credence in this, since it's an independent on the ground report. This is outside of major media, displaced residents. Number one need is not food, it's not water, it's not clothing, it's not heat, it's not even community with 1000s of families without homes, the urgent need is for housing. You might not find that surprising. That's what she shared with me. I mean, it is a need so dire that even a family of six would consider a small mobile home or an RV rental to help with temporary housing. And a lot of these displaced families were you know, you got to consider the fact that before the fire, they were living in above average homes, even luxury homes. Now, as far as LA area, landlords that have housing to rent out, a lot of those landlords have jacked up the rent price. California's anti price gouging. Laws make it illegal for landlords to raise rent by more than 10% in the first month to six months after a disaster is declared. Now the BBC reported that one resident who lost their home in the historic California wildfires found a rental property that was previously priced at $13,000 per month, they offered $20,000 per month, and the landlord countered with 23k that is a 75% price hike. And it's not the only example. A Bel Air home located in an evacuation warning zone was listed on Zillow recently at 29,500bucks a month. That is an 86% hike from its September of last year price. That's according to the outlet called La est, another realtor raised in Encino, California, listing from 9k per month at the beginning of this month to 11 and a half K after the fires started. That's according to the LA Times. The realtor then backpedaled to abide by the 10% rule, which she said that she did not know about. And for a little context there, yes, those rent prices sound high, and La rent was already high. It averaged $2,820 a month. That's compared to $1,983a month nationally. Those figures are per Zillow. Now I don't know what percentage of La landlords are engaging in. I guess what I'll call extortionate behavior, but even if it's the vast minority of landlords you know that gives them a bad name, to have the word landlord in headlines like this. And is this behavior extortionate? In some cases, it probably is, I suspect, just a guess here that some landlords might think they have a chance of insurance paying some or all of the higher rent for their tenant that was displaced from their original home. But let's keep things in perspective here. What this does to good landlords reputations. You know, that's not the story here. The story and the effort should be in helping the displaced people. And of course, there are so many angles to the devastating la wildfires. One of them is that many believe zoning laws pushed homes out into fire prone areas. I recently shared that reason.com article with you in our free newsletter. So again, to get our Don't quit your Daydream newsletter, completely free, which I write every word of myself. Text GRE to 6866 you can do it now, while it's on your mind, hit pause and text GRE to 66866 the abject lunacy in Canada's real estate market, in what US residents and others can learn from all this, that's next. I'm Keith Weinhold. You're listening to get rich education. Hey, you. Can get your mortgage loans at the same place where I get mine at Ridge lending group NMLS, 42056, they provided our listeners with more loans than any provider in the entire nation because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. You can start your pre qualification and chat with President Caeli Ridge personally. Start now while it's on your mind at Ridge lendinggroup.com That's ridgelendinggroup.com. Oh geez, the national average bank account pays less than 1% on your savings, so your bank is getting rich off of you. You've got to earn way more, or else you're losing your hard earned cash to inflation. Let the liquidity fund help you put your money to work with minimum risk, your cash generates up to a 10% return and compounds year in and year out. Instead of earning less than 1% in your bank account, the minimum investment is just 25k you keep getting paid until you decide you want your money back. Their decade plus track record proves they've always paid their investors 100% in full and on time. And you know how I know, because I'm an investor in this myself, earn 10% like me and GRE listeners are text family to 66866, to learn about freedom. Family investments, liquidity fund on your journey to financial freedom through passive income. Text family to 66866 Naresh Vissa 26:41 this is GRE real estate investment coach. Naresh Vissa don't live below your means, grow your needs. Listen to get rich education with Keith Weinhold. Keith Weinhold 26:57 Welcome back to get rich Education. I'm your host. Keith Weinhold, let's discuss the Canadian economy and Canadian real estate. Because even if you live in the US or Central America or Europe or one of the other 187 nations that were heard in outside the US, you know there are lessons here for you, and there are lessons here for me as well. There is some just jaw dropping material that I'm about to share with you, and I won't discuss the politics of it, because that's not GRE 's lane. Instead, it is the policy. Earlier this month, Canada's equivalent of the President, Prime Minister Justin Trudeau announced that he will be resigning soon. And Trudeau has been under a lot of criticism. At last check, his approval rating was a miserable 22% now, most people think that the next and future Prime Minister of Canada will be a man named Pierre Poilievre. In fact, the wagering site poly market has polyev with an over 80% chance of being Canada's next prime minister, and you will hear him speak shortly here. And yes, that is how an Anglophone pronounces his last name, polyev In a recent interview with Dr Jordan Peterson. You'll listen into here shortly. Polyev, Canada's likely next leader here, first, he describes some of the problems with Canada's economy, and then he'll get into their real estate market. Right now, the median home price in the United States is about 450k you might think that Canada's should be lower, because Canada has more land in the US and Canada has just about 1/9 of the US population. So a low population density. I mean, the US is population density is more than 10 times Canada's. But no, due to some of these policies, it's just the opposite, because Canada's average home is over 725k. yeah, that's just for a basic home. I've got to admit, I did not know who polyev was until just a couple months ago. I'm starting to like him the more that I listen to him. He's a clear thinker and a clear speaker. Here is a clip of Canada's likely next leader talking about Canada's problems. This is 10 and a half minutes long. I'm going to listen to this again with you right now, and then I will come back along with you to comment. This is why you can't buy a house in Trudeau, Canada. Unknown Speaker 29:41 Our productivity is another major problem right now, and that's productivity. Sounds complicated. It's actually extremely simple. You just take the GDP and you divide it by the hours worked in the country. So American GDP is $80 so for every hour an American worker works, on average. He or she produces $80 of GDP in Canada, it 50. So that's every hour. So that means we have to work 60% more just to make the same amount and have the same level of income to buy food and housing. And so that's the Now that sounds like a bunch of wonk speak that should might seem like it only matters to someone staring at a spreadsheet or a graph or a chart, but in fact, that's reflected in the fact that our 2 million people are lined up at food banks because they can't afford food, and 80% of youth can't afford homes, and our quality of life is and the things we can afford to provide our kids have fallen back so much there's a real, real life, Stark and easily comprehensible statistic. And if you work and you produce $80 worth of goods and services in an hour, yeah, compared to working and producing 50, obviously, that's a substantial shortfall. Yeah. So, and is that, is there a starker indicator of the economic disparity between the US and Canada than that? Or do you think that's the primary statistic? I mean, I think housing costs are another one. I mean, right. There was a study out just 10 days ago that has Toronto and Vancouver now by far the most unaffordable housing markets in North America. And so you know, housing costs are 50% higher in Toronto than they are in Chicago, even though Chicago workers make 50% more money. The same is true between Vancouver and Seattle. Seattle workers make way more than Vancouver workers, but housing is 60 or 70% more expensive in Vancouver. So on, all the measures by a lot. Yes, a lot by a lot. Yeah, and we're and we're paying more, more by a lot, right? And most of that's transpired the last 10 years. Yes, and we're paying the difference by accumulating enormous quantities of debt. Our households are by far the most indebted in the g7. when you take you divide total household debt by GDP, we now have a bigger stock of household debt than our entire economy. We are more indebted as households than the Americans were right before the oh eight financial crisis. And so what we have as a model in Canada is we have artificial scarcity imposed by very heavy and restrictive state, confiscatory state, so that suppresses production. But in order to allow for consumption, we print money and borrow money and then flood the economy with that money. Okay, so that's another problem. So that's the inflationary problem. Yes. Now the problem with inflation just many problems with inflation, but one of them is that it particularly punishes people who are thrifty and who save? Yes, right, right? So inflation punishes the people who forego gratification to invest in the future. That's right, right? So that's a very bad idea. It's our inflation is the single most immoral tax for so many reasons. One, it takes from savers and people who are trying to be responsible, thus making it impossible to be responsible, because you will, if you, if you refuse to play the inflation game of borrowing money to buy things you can't afford, someone else inevitably will, and you won't be able to afford anything. So you ultimately have to actor responsibly. It's like Milton Friedman was asked, What would you do with your money in times of inflation? He said, spend it right like the first thing you want to do when inflation is out of control is to make sure you get rid of this thing that's losing its value. The second reason it's immoral is it takes from the poor, because the poorest people cannot put they do not have the ability to buy inflation proof assets like gold and real estate and fancy watches and art collections and wine fancy wines and things that go up with or even exceed inflation. So it's a very big wealth transfer from the have to the from the from the poor and the working class to the very, very wealthy, a very small group of people actually get richer. So the socialist policies that provide goods and services to Canadians, let's say, or denizens of other countries by printing money, actually punish the poor brutally. Oh, absolutely, and consequence of the inflation that they generate. Yes, I mean all the socialist policies in practice take redistribute from the working class to the super wealthy in practice, and I can prove that again and again and again in practice, yeah, in practice. In practice they with the all the redistribution that happens in the so called socialist countries ultimately goes from the working class to the super wealthy. That is the reality. Okay, so, but just one last thing on inflation. The final reason why it's so immoral is nobody votes on it. The basic principle of our parliamentary system is the government can't tax what parliament has not voted the people must no taxation without representation, right? But no one ever votes to have the money printing happen. And so the inflation is adopted secretly, and you blame the grocer because groceries are more expensive, or your local gas station because gas is more or your realtor because house, in fact, it was actually the government that bid up all of those things with money printing, and you didn't even know about it. So it is silent. It's a silent thief that takes from the poor and gives to the richest people and destroys the working class. And that's why I am I want to crush inflation. We need a policy that seeks to just to stop inflation at all, at all costs. Okay, so what would you do to to stop inflation? Well, we stopped the money printing. You know, we need a we need. And the money printing is just a means to fund deficit spending. Governments borrow to define the deficit, yeah, for people. So basically, the deficit is the difference between what the government spends and what it brings in. It's usually calculated on a yearly basis, that's right, yeah, and the debt, but the debt is just the accumulation of the deficits, right? So the deficit right now is $62 billion and I thought it had a ceiling of 41 billion. Yeah, right. Isn't that a ceiling? Yes, not a I guess not. And look, there are very real present day consequences for that. Deficits increase the money supply. Central banks effectively facilitate that increase in the money supply, and that causes inflation. And, you know, it's, it's why our, you know, I have a buddy who's whose family moved here from Italy back in 1973 His father worked paving roads and his mother made sandwiches in a senior's home, they were able to pay off their home 10 minutes from Parliament Hill in seven years. Right, their grandchildren wouldn't be able to save up a down payment for that home in 15 years, and they will be university educated with all the advantages of having been here two decades. That is the consequence of the money supply growing vastly quicker than the stuff that money buys. So we have to do is stop growing the money supply and start growing the stuff money buys. Right? Produce more energy, grow more food, build more homes. We have to unleash the free enterprise system to produce more stuff of value, and this is where we have to remove the artificial scarcity that the government is imposing on the population. Let's incentivize our municipalities to grant the fastest building permits in the world to build homes. You have a plan for that in principle, yes, I mean, I'm going to say to the municipal governments, they either, they either speed up permits, cut Development Charges and free up land, or they will lose their federal infrastructure money, so they will have a powerful carrot and stick incentive to speed up home building and the percentage of a new house price. That's a consequence of government, taxation and regulation. Well, in Vancouver, it's 60% 66 does that include the land and the house? Yes, that includes everything. So I'll tell you how they calculate it, CD, how took the cost of building a compare the cost of building a home to the cost of buying a home, yeah. And he said, what's the gap between those two things? So they added up land, labor, profit for the developer, materials, and they compared that to the sale price, and they found the gap was $1.2 million so that's $1.2 million of extra cost, above and beyond the materials, the labor, the land and the profit for the developer. So where's that going? Well? The answer is, development charges,sales taxes, land transfer taxes, the delays in getting the permit. Time is money, the consultants, lawyers, accountants, lobbyists that the developer has to hire in order to get the approval that so in other words, we're spending twice in Vancouver. We spend twice as much on bureaucrats than we do on all other things combined. To build a home, more money goes to bureaucrats than goes to the carpenters, electricians and plumbers who build the place. And to add insult to injury, those trades people who build homes can't afford to live in them, right? I mean, it is. So what we need to do is slash the bureaucracy. And I'm going to I'm going to say to the mayors, you're not getting federal infrastructure money until you slash your development charges, speed up your permits. I'm going to take. The Federal GST off new homes under a certain limit, and encourage the provinces to do the same. But we've got so much land. We should have the most affordable housing in the world. We have. It should be dirt cheap because we have the most dirt we just need to get the government out of the way. Keith Weinhold 40:20 Yeah, again, that was Dr Jordan Peterson interviewing Canada's likely next leader, Pierre poilievre, just a few weeks ago now. Polyev, when discussing inflation and investing, you know, he also brought up points that I've surfaced here on the show over the past few years. He even articulates a few things the way I've described them. It's almost weird, like inflation means that it actually makes sense to strategically borrow and spend and not to save. It's almost like polyev is a GRE listener. I love how he said, stop growing the money supply and start growing the things that money buys. We're talking about things like homes and energy and food. That was eloquent. I mean, in Vancouver, the percentage of a new house cost for taxation and regulation is 60% of the cost of the home, fully 60 and then, if that's not surprising enough, due to all these layers of regulation, the cost of building a new home is $1.2 million more than the cost of buying an existing home. Just astounding. This might have even left you either flabbergasted or gobsmacked, which one?So some parallels to the US there in Canada, but back here in the US, the housing market is clearly more affordable and healthier. Polyev really pointed out a direction that the US does not want to fall into. In fact, we've got a pretty good Canadian listening contingent. So let me ask, Do you have a connection to Pierre poilievre, if you do, we would probably like to invite him here on to the show with us. If you do, or you even know someone that knows someone, let us know right into get rich education.com/contact or email us directly at info@get rich education.com and we'll make that happen now. What is happening at GRE marketplace right now is that our listeners are getting brand new build investment property in Florida and some other places at competitive prices and a fixed interest rate of just four and three quarters percent. So yes, that is sub Canadian prices, by far below Canadian prices, and a four and three quarter percent rate. And then on top of that, you get to pay an affordable insurance premium in Florida because it's new build, or similarly, it's that way in other states if you buy new build, but builders overbuilt in some pockets of Florida, like I've mentioned to you before. So at this time, on top of all that, they're offering a free full year of property management. And because when you own a new build property, it's not occupied with tenants on day one, and this means that you don't inherit unknown tenants. And builders are also offering you up to three months in a rent guarantee in case your single family home or duplex or four Plex is not occupied yet, the builder would pay the rent for you. Really amazing incentives, but probably none better than that four and three quarter percent mortgage rate. I mean, it's like you get to roll the clock back to when rates were artificially low, back in 2021, and 2022, and lock it in. Now, our GRE investment coaches connect you with the investment property that's right for you based on your needs and your goals, including those four and three quarter percent rates, if you so choose, it is all free at GRE marketplace. From GRE marketplace.com just click on the coaching area and you can book a time right there until next week. I'm your host. Keith Weinhold, don't quit your Daydream. Unknown Speaker 44:23 nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively Unknown Speaker 44:51 The preceding program was brought to you by your home for wealth building get rich education.com you.

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East Idaho Home Educators to hold conference in Pocatello

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Play Episode Listen Later Jan 14, 2025 11:46

East Idaho Home Educators will hold a conference in Pocatello this weekend for home school families and others to connect, find resources, and learn more about the various options they have to teach their children.

Jackie Wood talks about Marshall Public Library's 50/50 Book Quest

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Play Episode Listen Later Jan 7, 2025 16:12

Cody Miller talks to Jackie Wood about the 50/50 Book Quest at the Marshal Public Library in Pocatello, Idaho.

E215: Mona Xu: Role model, mentor, scholar, and advocate

PsychSessions: Conversations about Teaching N' Stuff

Play Episode Listen Later Dec 31, 2024 55:26

In this episode Eric interviews Mona Xu from Idaho State University in Pocatello, ID. Our discussion covers various topics, from mentoring graduate students and the meaningful relationships formed to navigating higher education's political and social climate. Mona shares her journey of coming out as queer and non-binary and the importance of self-care and community care within academia. The conversation also delves into the challenges and future of higher education amid political tensions and demographic shifts. [Note. Portions of the show notes were generated by Descript AI.]

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Episode 122: Small Changes Can Make a Big Difference-Interview with Acorn Fund Pocatello Founder, Alisha Bailey

Monday Mindset With Isha Warriors

Play Episode Listen Later Dec 30, 2024 57:30

It started with a new move to a new state, feeling isolated as a young stay at home mom and not wanting to be in a funk anymore.It started with noticing a small old home that served as a homeless shelter close by her kids preschool.It started with offering to get Christmas gifts for one child at the shelter.Alisha's journey with her foundation started with a very small act; an act that any of us could do. What small act will you feel prompted to make after listening in today? What need do you see around you? What talents do you have? “Do your one little thing and you WILL MAKE A DIFFERENCE IN THIS WORLD. And if all of us did THAT-imagine the difference it would make." -Alisha BaileyShow note highlights:1. I was looking for ways to cope with a new place and no friends.2. What I did all those years ago blessed the people we served. AND it blessed my life-because I met amazing people across the whole community! I quickly became friends with others who shared my desire to serve the homeless population.3. HOW CAN YOU HELP OTHER PEOPLE FEEL SEEN AND HEARD? Alisha loves that she gets to help people be seen and heard. She gets to help them feel like a human. She has had so many opportunities to better understand people who have had a different life experience than her. She gets to meet people as “a father who is trying to help his daughter”- beneath the surface.4. Reaching out of your comfort zone can be hard. It takes courage. 5. THE MORE I KNOW THE LESS I JUDGE. What if their story were my story? We actually aren't that different. Alisha had been going to the shelter regularly over a year and gotten to know people and was inspired by a talk by Linda K. Burton “I Was A Stranger” and couldn't get her words out of my heart. She wanted to do more for all of those in the shelter.6. Alisha was on her own and needed help. Miracles happened as she asked for it.7. Perseverance is essential. Alisha had a lot to learn about organizing and implementing and delegating so that she could continue doing this work.8. LESSON HERE: GET IN THE TRENCHES WITH OTHER PEOPLE. Share an experience with others. THIS IS HOW YOU WILL MAKE DEEP CONNECTIONS. THIS IS HOW YOU MAKE LASTING RELATIONSHIPS. For Alisha-being her friend means you will get to serve with her in some capacity! 9. WHAT KEEPS YOU GOING ALISHA? -It always works out. A miracle always happens.-I have to get down on my knees and pray.-I have tried everything that I have to give and then I have to turn it to God. Every time I face my limitations or obstacles I turn to God. And incredible miracles fall into place again and again. 10. Serving others is the purpose of this life.-Find your gift and where you are needed.-Use the talents God has given you.THIS IS WHERE YOU WILL FIND JOY IN THIS LIFE.All the other things won't really matter anymore. And it's OK if it's just one little thing. Open your eyes there are opportunities everywhere!!"Bridges Out Of Poverty" byTerri Derussi Smith "I Was A Stranger" talk by Linda K. BurtonAcorn Fund Pocatello WebsiteAcoSend us a textSupport the showPlease consider clicking below to make a one time donation to help "Monday Mindset With Isha Warriors" reach more people across the world!Donate Here

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Working towards the future: Pocatello reconnects their city

Idaho Matters

Play Episode Listen Later Dec 17, 2024 11:34

For decades Pocatello has been split by railroad tracks, dividing the downtown core and Idaho State University; now, however, the mayor is finding a way to reconnect the city.

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Season Five Finale

Damn You're Tall

Play Episode Listen Later Dec 14, 2024 31:33

It's the end of the year and the end of the season. The Montana Tech team is headed to Spokane and Pocatello. Graham has an update on one of his screenplays. The pair set up for Christmas. Felisha denies that bonnets are shapeless. What they want to leave in 2024.

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Nuanez Now November 26, 2024 - Hour 2 - Brooks Nuanez, Krista Redpath

Tootell & Nuanez

Play Episode Listen Later Nov 27, 2024 52:00

If you want to be prepared for any NFL weekend, it's this one. Colter and Brooks Nuanez broke down and analyzed the line for every game on Thanksgiving weekend. Plus: Krista Redpath's latest Big Sky Hoops Hits takes a trip down to Pocatello to examine the Idaho State Bengals.

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PRATER & THE BALLGAME, NOV. 20: POST MALONE-JELLY ROLL TICKETS, BSU FOOTBALL, AHMED HASSANEIN, RYAN DINWIDDIE, CODY HAWKINS, JASON ECK

Play Episode Listen Later Nov 21, 2024 124:07

Giving away Post Malone-Jelly Roll tickets all week, we talk to Boise State fans who are having one of those rare "pinch-me'' football seasons, Bob with DE Ahmed Hassanein in Bronco Focus - how he juggles the mental game of football, former BSU quarterback Ryan Dinwiddie on winning a second CFL Grey Cup - and how he celebrated, interviews with Idaho coach Jason Eck and Idaho State coach Cody Hawkins on Saturday's game in Pocatello, the nostalgia of playing board games with family/friends (anyone going to Clue this weekend?)See omnystudio.com/listener for privacy information.

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VANDALS & BENGALS: COACHES CODY HAWKINS AND JASON ECK ON SATURDAY'S GAME IN POCATELLO

Play Episode Listen Later Nov 21, 2024 30:38

Idaho State coach Cody Hawkins and Idaho coach Jason Eck join Prater and Mallory for separate interviews going into Saturday's regular-season finale (4 p.m., Pocatello). The Vandals are trying to build their resume for a FCS postseason run, and the Bengals are shooting for a 6-6 season.See omnystudio.com/listener for privacy information.

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PRATER & THE BALLGAME, NOV. 20: POST MALONE-JELLY ROLL TICKETS, BSU FOOTBALL, AHMED HASSANEIN, RYAN DINWIDDIE, CODY HAWKINS, JASON ECK

Play Episode Listen Later Nov 21, 2024 130:03

giving football tickets idaho hawkins clue post malone boise state ballgame jelly roll prater idaho state bsu pocatello cfl grey cup ryan dinwiddie

VANDALS & BENGALS: COACHES CODY HAWKINS AND JASON ECK ON SATURDAY'S GAME IN POCATELLO