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What percentage of your retirement savings should you allocate toward traditional IRAs and 401(k)s vs. Roth IRAs and Roth 401(k)s? That's what this episode explores. Traditional financial guru advice says that it's impossible to predict where tax rates are going down the road. Therefore, you may hear that your best bet is to simply have 50% of your money in tax-deferred and 50% of your money tax-free. David is somehow perplexed by the guru's point of view about the future of tax rates being an unknown. However, signs that things won't be the same appear to be evident. The current national debt is at $37 trillion and the U.S. will be layering another $2 trillion per year over the next 10 years – excluding the $4.6 trillion that will be added to the debt if the Trump Tax Cuts get extended. That means the debt could grow to over $60 trillion by the time 2035 rolls around! Former Comptroller General of the Federal Government David Walker has stated that tax rates would have to double to keep the country solvent. And if the American fiscal ship doesn't get right by 2040, no combination of raising taxes or reducing spending will arrest the financial collapse of the nation (source: Penn-Wharton). Experts have already weighed in, and there seems to be general unanimity on the subject: in 10-15 years, tax rates are likely to be higher than they are today. David believes that, if tax rates are likely to double in the near future, allocating the vast majority of your retirement savings to tax-free is the way to go. Why not put 100% of your retirement savings into tax-free accounts? Because you'll still have a standard deduction available to you in retirement. That's $30,000 if you're married and retired today, half that amount if you're single. Remember: if you don't have a pension, employment, or other residual income in retirement, the ideal amount is $400,000 if you're married and about half if you're single. Have a sizable pension? In that case, the ideal amount goes all the way down to zero. David suggests moving your money slowly enough that you don't rise into a tax bracket that gives you heartburn, but quickly enough to get the heavy lifting done before tax rates increase in 2034. The goal? To stretch that tax obligation out over as many years as possible, so you can stay in as low a tax bracket as you can. Generally, David recommends never bumping into a higher tax bracket than 24% as you execute your Roth Conversion strategy. Instead of reflexively allocating money in a 50-50 split between traditional IRAs and Roth IRAs, David encourages a more surgical approach. This will shield you from the impact of higher taxes down the road and increase the likelihood that your money will last as long as you do. Mentioned in this episode: David's national bestselling book: The Guru Gap: How America's Financial Gurus Are Leading You Astray, and How to Get Back on Track DavidMcKnight.com DavidMcKnightBooks.com PowerOfZero.com (free video series) @mcknightandco on Twitter @davidcmcknight on Instagram David McKnight on YouTube Get David's Tax-free Tool Kit at taxfreetoolkit.com David M. Walker
Donald Trump and Tariffs are big news.What will he do and what impact will it have on UK Businesses?I wanted to find out.Just before Pres Trump took office I had the chance to ask David Walker, theformer Comptroller General of the United States and an expert on US Finance and Politics.
Today's episode looks at the top 6 reasons why doing a Roth conversion may be the right move for you. The disastrous fiscal condition of the U.S. is the first reason why you should consider doing a Roth conversion. David explains why debt in and of itself isn't the issue – and what the real problem with it is. Doing a Roth conversion with today's low tax rates can be a way for you to shield your retirement savings from the impact of higher taxes down the road. Not sure what tax rates could double in your lifetime? There's still a possible scenario in which your tax bracket could double. David touches upon the “widow penalty”, the tax bracket compression, and what the IRS tracks to determine whether they're going to tax your social security. The so-called IRMA and the lack of required minimum distributions are two additional reasons to consider doing a Roth conversion. Mentioned in this episode: David's upcoming book: The Guru Gap: How America's Financial Gurus Are Leading You Astray, and How to Get Back on Track David's books: Power of Zero, Look Before You LIRP, The Volatility Shield, Tax-Free Income for Life and The Infinity Code DavidMcKnight.com DavidMcKnightBooks.com PowerOfZero.com (free 3-part video series) @mcknightandco on Twitter @davidcmcknight on Instagram David McKnight on YouTube Get David's Tax-free Tool Kit at taxfreetoolkit.com Penn Wharton Comeback America: Turning the Country Around and Restoring Fiscal Responsibility by David M. Walker
Hon. David M. Walker is a nationally and internationally recognized fiscal responsibility, government transformation/ accountability, and retirement security expert. He is a non-practicing CPA with over 40 years of executive level experience in the public, private and non-profit sectors, including heading three federal agencies (two ERISA agencies), two non-profits, and leading a global service line for Arthur Andersen LLP. His most recent full-time federal position was as the seventh Comptroller General of the United States and CEO of the U.S. Government Accountability Office (GAO) for almost 10 years. This was one of his three Presidential appointments by Presidents from both political parties, with unanimous Senate confirmation each time. Dave also served as one of two Public Trustees for Social Security and Medicare from 1990-1995, and as the first Chairman of the Independent Audit Advisory Committee for the United Nations. Most recently, Hon. David M. Walker served as the Distinguished Visiting Professor and Crowe Chair at the U.S. Naval Academy where he taught the Economics of National Security. He currently serves on a number of government and non-profit Boards and Advisory Committees, including the Defense Business Board, the Federal Fiscal Sustainability Foundation, and as a National Co-Founder of No Labels.
Set against the backdrop of Truth in Accounting's 2024 Financial State of the Union report, this educational conversation aims to examine the fiscal condition of our Federal government with our distinguished guest, David M. Walker, former Comptroller General of the United States and CEO of the U.S. Government Accountability Office (GAO) for almost ten years. Mr. Walker is a nationally and internationally recognized fiscal responsibility, government transformation/accountability, human capital, and retirement security expert. He has 40 years of executive-level experience in the public, private, and non-profit sectors, including heading three federal agencies, two non-profits, and a global service line for Arthur Andersen LLP.
David gives a 1-minute summary of all his books on retirement. The Power of Zero: How to Get to the 0% Tax Bracket and Transform Your Retirement. The book outlines a step-by-step plan for getting to the 0% tax bracket in retirement, because if tax rates double, as some experts predict, two times zero is still zero. Look Before You LIRP: Why All Life Insurance Retirement Plans Are Not Created Equal, and How to Find the Right One for You. David explains that while various LIRPs may help get you to the 0% tax bracket, not all will do so with the same efficiency or effectiveness. In fact, finding the right LIRP for your tax-free retirement plan can be just like finding the ideal spouse. Just as you likely had a list of qualities you were looking for in a life-long partner, you should have certain attributes and provisions in mind when looking for the ideal LIRP. The Volatility Shield: How to Vanquish the 4% Rule & Maximize Your Retirement Income. In this book, David breaks down financial truths that challenge conventional wisdom and reveal the gaping hole in people's retirement picture. He also reveals how you can open a volatility shield account that allows you to pay for your retirement living expenses in the year following a down market. Tax-Free Income for Life: A Step-by-Step Plan for a Secure Retirement. David lays out a comprehensive, step-by-step roadmap for a secure retirement and how to shield yourself from longevity risk as well as the unintended consequences of higher taxes. The Infinity Code. This book speaks of the evils of the modern monetary theory, which says that we can print an unlimited amount of money to pay for our nation's burgeoning debt load. David shares insights from his upcoming book, Guru. Americans love charismatic gurus who dish out one-size-fits-all financial advice that is easy to digest and implement. However, the dumbed-down financial advice offered by Dave Ramsey and other gurus is good for bad investors but bad for good investors. David believes that while these financial gurus sometimes dispense good advice, it's nearly always at the expense of the best advice. Mentioned in this episode: David's books: Power of Zero, Look Before You LIRP, The Volatility Shield, Tax-Free Income for Life and The Infinity Code DavidMcKnight.com DavidMcKnightBooks.com PowerOfZero.com (free 3-part video series) @mcknightandco on Twitter @davidcmcknight on Instagram David McKnight on YouTube Get David's Tax-free Tool Kit at taxfreetoolkit.com Comeback America: Turning the Country Around and Restoring Fiscal Responsibility by David M. Walker
Hon. David M. Walker is the former U.S. comptroller general, director of the Federal Fiscal Sustainability Foundation, and National Co-Founder of No Labels. If the GOP and Dems Won't Fix Our Finances, We'll Find Someone Who Will
David starts the conversation by breaking down his book, Power of Zero, and the problem with America's ever-rising national debt. For David, the goal of the book is to guide people on how to move their assets into tax-free retirement vehicles - and how such a move is the only way to shield yourself from potentially higher tax rates in the future. David describes the difference between LIRPs and other life insurance products. All LIRPs are life insurance policies, but not all life insurance policies are LIRPs. David reveals why he believes HSAs(Health Saving Accounts) are the holy grail of financial planning - you get a deduction on the front end, let that money grow tax-free, and then take it out tax-free. Can you have too much money in your 401K? Yes. You want to ensure the balance in the IRA is low enough that RMDs (when you are finally forced to take them) are equal to or less than your standard deduction and low enough that they don't cause Social Security taxation. You can have a million dollars in your IRA, but unless you can accurately predict what tax rates are going to be in the year you take that money out, you don't really know how much money you have. David reveals why many financial planners detest tax-free investing. Life insurance is not a silver bullet for tax-free retirement. It only works as a complement to other tax-free streams of income. Is it a no-brainer to get life insurance? David believes it's not. It depends on your situation. Always remember that the IRS is looking at how much money you withdraw from your IRA and 401k. If you take out too much, they'll tax a portion of your social security. David talks about the benefits of having 4 to 6 different streams of tax-free income. According to David, we are in the tax sale of a lifetime because taxes in the next three years will never be as low as they are today. Mentioned in this episode: David's books: Power of Zero, Look Before You LIRP, The Volatility Shield, Tax-Free Income for Life and The Infinity Code DavidMcKnight.com DavidMcKnightBooks.com PowerOfZero.com (free 3-part video series) @mcknightandco on Twitter @davidcmcknight on Instagram David McKnight on YouTube Get David's Tax-free Tool Kit at taxfreetoolkit.com Comeback America: Turning the Country Around and Restoring Fiscal Responsibility by David M. Walker
David sits down with certified financial planner Mark Byelich to discuss how to avoid over-converting your Roth IRA. They start the conversation by describing how over-converting your Roth IRA could sink your retirement plan. According to David, you should execute a Roth conversion if your tax bracket is going to be higher during retirement than it is right now. For stress-free retirement, David believes retirees should constantly think about future tax rates and ways to get to the zero percent tax bracket. David and Mark predict that the Trump tax cuts will likely be extended, but they won't be extended forever. David reveals why the 24% tax bracket is his favorite of all tax brackets. The Social Security Trust fund is projected to run out of money by 2032. David explains how social security benefits would be immediately cut by about 23%. Mark and David break down the Backdoor Roth IRA and instances it makes sense to use it. Mark is convinced the future of Roth IRAs is bright, but people must be careful when converting their money. David explains why life insurance is a great retirement planning vehicle but only when kept for life and used appropriately. LIRPs are a safe and productive way to grow a portion of your money, but they should never replace the stock portion of your portfolio. According to David, the most outstanding part of LIRPs is the death benefit and long-term care coverage. No matter how much money you have in your tax-deferred bucket, the good news is you still have eight or nine years to move your money to tax-free. Mark and David agree that the Roth IRA is the only thing that both the government and everyday Americans love. Mentioned in this episode: David's books: Power of Zero, Look Before Your LIRP, The Volatility Shield, Tax-Free Income for Life and The Infinity Code DavidMcKnight.com PowerOfZero.com (free video series) @mcknightandco on Twitter @davidcmcknight on Instagram David McKnight on YouTube Get David's Tax-free Tool Kit at taxfreetoolkit.com Comeback America: Turning the Country Around and Restoring Fiscal Responsibility by David M. Walker
#082: In this episode of Beyond the Culture, Dr. Walker speaks with Darryl Jacobs. Darryl is an ESPN Networks College Basketball Analyst. He also serves as the Executive Director of Diversity, Equity, & Inclusion Alliance at RISING COACHES. Darryl is a former college basketball head coach--making stops at Queens College, Virginia State, Clark Atlanta, Felician College, and Lehman College.What you will learn in this episode:Darryl discusses his journey as a college basketball coach: how he got into coaching, the rewards of being a coach, and the struggles that comes along with itDarryl shares how by chance he became a sports analyst/commentator and how that led to his current position as a Senior ESPN Networks analystDarryl explains his role as Executive Director for Diversity, Equity, and Inclusion for Rising Coaches and the organizations mission of supporting initiatives for women, men, Hispanic, Asian, and Jewish communitiesSUBSCRIBE to the show on Apple Podcasts or YouTube (Dr. David M. Walker) to be notified when new weekly episodes are available. Connect with Darryl JacobsFacebook: Darryl Jacobs ESPN College Basketball AnalystYouTube: ESPN Darryl Jacobs College Basketball Networks AnalystsTwitter: DarrylJacobs04LinkedIn: DarrylJacobs0713Instagram: Darryl Jacobs ESPN Networks College Basketball AnalystWebsite: www.risingcoaches.com/dei-alliance Connect with Dr. WalkerLinkedIn: @drdavidmwalkerFacebook: https://www.facebook.com/drdavidmwalkerInstagram: https://www.instagram.com/drdavidmwalkerTwitter: https://www.twitter.com/drdavidmwalkerYoutube: https://www.youtube.com/channel/drdavidmwalkerSubscribe: https://www.beyondtheculturepodcast.com Leave a comment and a review
#081: In this episode of Beyond the Culture, Dr. Walker speaks with Former NBA Referee Ronnie Nunn.Ronnie talks about the experience of officiating over one thousand NBA games. He gives us insight into working games that involved some of the NBA's greatest players, like Jordan, Magic, Duncan, Bryant, Iverson, and Shaq. Ronnie also shares how the NBA survived one of its darkest moments: the Tim Donaghy scandal.SUBSCRIBE to the show on Apple Podcasts or YouTube (Dr. David M. Walker) to be notified when new weekly episodes are available. Connect with Ronnie NunnWebsite: www.nunnbetterrefs.com Connect with Dr. WalkerLinkedIn: @drdavidmwalkerFacebook: https://www.facebook.com/drdavidmwalkerInstagram: https://www.instagram.com/drdavidmwalkerTwitter: https://www.twitter.com/drdavidmwalkerYoutube: https://www.youtube.com/channel/UCcJVEX3YVJFW8ZTngumUYPASubscribe: https://www.beyondtheculturepodcast.com Leave a comment and a review
David sits down with financial advisor Daniel Rondberg to discuss how to dramatically lower the tax bill on your Roth conversion. They start the conversation by describing why the Power of Zero message is crucial to tax-free retirement. According to David, stress-free retirement often comes down to only worrying about the things you can control. David and Daniel talk about the Power of Zero movie and what gave it great legitimacy. David explains how interest rates can affect your retirement. David reveals why he moved to Puerto Rico and the tax benefits he gets from living in a foreign country. Daniel and David discuss whether it makes sense to pay taxes on Roth conversions using LIRP loans. Thoughts on reverse mortgages and why only 1% of children want to inherit their parents' home. David shares why he is a big fan of IULs and what you can do to get the most out of them. David reveals that 70% of the time, people are motivated to take on LIRPs because they promise to pay for long-term care in advance of a person's death. Daniel and David discuss what happens to unused long-term care insurance benefits if a person never needs the care. Will the family get the money back? Did you know that you could get your social security tax-free for the rest of your retirement if you got yourself to the zero percent tax bracket? Mentioned in this episode: David's books: Power of Zero, Look Before Your LIRP, The Volatility Shield, Tax-Free Income for Life and The Infinity Code DavidMcKnight.com PowerOfZero.com (free video series) @mcknightandco on Twitter @davidcmcknight on Instagram David McKnight on YouTube Get David's Tax-free Tool Kit at taxfreetoolkit.com Comeback America: Turning the Country Around and Restoring Fiscal Responsibility by David M. Walker
#080: In this episode of Beyond the Culture, Dr. Walker speaks with Olympic Gold Medalist Andrea BolderAndrea was a member of the USA 4x400 Relay team that competed at the 2000 Summer Olympics in Sydney AustraliaAndrea is a businesswoman and founder of WomanpreneuHER UniversityWhat you will learn in this episode: · Andrea discusses her journey to fulfilling her dream to become an official member of the 2000 USA Olympic team · She details how her team was almost stripped of the gold medal due to alleged performance-enhancing drug use by a teammate. · Andrea talks about how she helps woman entrepreneurs to thrive in business with her WomanpreneuHER University Program.SUBSCRIBE to the show on Apple Podcasts or YouTube (Dr. David M. Walker) to be notified when new weekly episodes are available.Connect with Andrea BolderWebsite: www.andreabolder.comLinkedIn: @andreabolderFacebook: https://www.facebook.com/groups/WomanpreneuHER Connect with Dr. Walker:LinkedIn: @drdavidmwalkerFacebook: https://www.facebook.com/drdavidmwalkerInstagram: https://www.instagram.com/drdavidmwalkerTwitter: https://www.twitter.com/drdavidmwalkerYoutube: https://www.youtube.com/channel/UCcJVEX3YVJFW8ZTngumUYPASubscribe: https://www.beyondtheculturepodcast.com Leave a comment and a review
#079: In this episode of Beyond the Culture, Dr. Walker speaks with the Director of Athletics at Dillard University & Commissioner of the Gulf Coast Athletic Conference–Dr. Kiki Baker Barnes. Dr. Kiki Baker Barnes, known as the Athletics strategist, and has distinguished herself as an outstanding professional, community servant, and mentor. Dr. Barnes serves as the Commissioner of The Gulf Coast Athletic Conference (First Black woman appointed to this position)She's a former athletic director at Dillard University, New Orleans, LAWhat you will learn in this episode:Dr. Barnes talks about how she was thrust into the role of AD at Dillard and built the program through the Katrina Hurricane circumstance.Dr. Barnes discusses her distinct honor of being the first Black woman to serve as Commissioner of the Gulf Coast Athletic Conference.Dr. Barnes shares her passion for her career in athletic programming, where she focuses on girls ages 13-18.SUBSCRIBE to the show on Apple Podcasts or YouTube (Dr. David M. Walker) to be notified when new weekly episodes are available.Connect with Dr. Baker BarnesWebsite: www.kikibakerbarnes.comLinkedIn: @kikibakerbarnesInstagram: @kikibakerbarnesFacebook: @ kikibakerbarnesTwitter: @kikibakerbarnesGirls Program: @SYWACIAConnect with Dr. Walker:LinkedIn: @drdavidmwalkerFacebook: https://www.facebook.com/drdavidmwalkerInstagram: https://www.instagram.com/drdavidmwalkerTwitter: https://www.twitter.com/drdavidmwalkerSubscribe: https://www.beyondtheculturepodcast.com Leave a comment and a review
#078: In this episode of Beyond the Culture, Dr. Walker speaks with Former NFL player JJ Birden. JJ. Birden was selected by the Cleveland Browns in the 8th round of the 1988 NFL Draft. He played in 9 NFL seasons for the Kansas City Chiefs and Atlanta Falcons.Birden played at the University of Oregon. In 2010, Birden was inducted Oregon's Athletic Hall of Fame as Track and Field athlete.Birden travels extensively as a motivational and opportunity speaker and trainer for companies large and small; team building seminars, as well as youth group life skill development meetings.JJ is a best-selling author of When Opportunity Knocks: 8 Surefire Ways to Take Advantage. Birden and his wife Raina have three children and five adopted children.What you will learn in this episode:· JJ discusses his athletic success despite being considered too small to compete at the highest level· JJ explains what sports taught him about leadership and how he has used it to excel in his post NFL career· JJ talks about why coaching people have limitations and how he decided to share his unique perspective on life and success as a motivational speakerSUBSCRIBE to the show on iTunes or YouTube (Dr. David M. Walker) to be notified when new weekly episodes are available.Connect with JJ BirdenWebsite: www.JJBirden.comLinkedIn: @JJBirdenInstagram: @ JJBirdenFacebook: @ JJBirden Connect with Dr. Walker:LinkedIn: @drdavidmwalkerFacebook: https://www.facebook.com/drdavidmwalkerInstagram: https://www.instagram.com/drdavidmwalkerTwitter: https://www.twitter.com/drdavidmwalkerSubscribe: https://www.beyondtheculturepodcast.com Leave a comment and a review
#077: In this episode of Beyond the Culture, Dr. David M. Walker speaks with Tywanna Smith. Tywanna is the President and Founder of The Athlete's Nexus. Where she helps professional athlete clients protect their assets, build, and monetize successful brands, coordinate community initiatives, secure marketing endorsements, and prepare for life after the game.Author: Best Selling book Surviving the Lights.Smith is a proud mother of two, Tyson and TatumWhat you will learn in this episode:· Tywanna talked about her vision to transform athlete development through programming that aids African American athletes in achieving success beyond sports · Tywanna shared her challenge of competing as a black woman in a white male dominated space· Tywanna offers advice and guidance to young athletes focused only on becoming a professional athleteSUBSCRIBE to the show on iTunes or YouTube (Dr. David M. Walker) to be notified when new weekly episodes are available.Connect with TywannaEmail: tsmith@theathletesnexus.comWebsite: www.theathletesnexus.comInstagram: https://www.instagram.com/tywannadsmith/Facebook: https://www.facebook.com/TywannaDSmith/Connect with Dr. Walker:LinkedIn: @drdavidmwalkerFacebook: https://www.facebook.com/drdavidmwalkerInstagram: https://www.instagram.com/drdavidmwalkerTwitter: https://www.twitter.com/drdavidmwalkerSubscribe: https://www.beyondtheculturepodcast.com Leave a comment and a review
#076: In this episode of Beyond the Culture, Dr. David M. Walker speaks with Coach Norm Roberts. Norm Roberts is a coach on the 2022 University of Kansas National Championship basketball team.Norm has extensive experience in coaching. His coaching career includes head coach positions at St. John's University and Queens College of New York. Norm has been a valued assistant coach at Oral Roberts University, University of Tulsa, Illinois University, University of Florida, and Kansas.Norm is a native New Yorker. He's a husband and father of two adult sons.What you will learn in this episode:Norm talks about Kansas's mindset at halftime after trailing by 15 points in the National Championship GameNorm shared how the team overcame a great challenge during the season which he believes propelled the team to make it to the National Championship Game and winNorm discussed his obligation as a successful African American coach to be a role model to many student-athletes who grew up with a similar backgroundNorm gave advice on the journey of being a college basketball coachSUBSCRIBE to the show on iTunes or YouTube (Dr. David M. Walker) to be notified when new weekly episodes are available.Connect with Norm RobertsEmail: Normr@ku.eduConnect with Dr. Walker:LinkedIn: @drdavidmwalkerFacebook: https://www.facebook.com/drdavidmwalkerInstagram: https://www.instagram.com/drdavidmwalkerTwitter: https://www.twitter.com/drdavidmwalkerSubscribe: https://www.beyondtheculturepodcast.com Leave a comment and a review
#075: In this episode of Beyond the Culture, Dr. David M. Walker speaks with Eugene Marshall. Eugene Marshall is the Director of Athletics at Hampton UniversityHe's had an accomplished career of over 37 years as a head coach and Athletics director. Making such notable stops at United States Military Academy (West Point), Iona College and Queens College in New York.Gene is in his eighth year as AD at Hampton U.A graduate of Northeastern UniversityHe earned a bachelor's degree in business administration. He later completed his master's degree in sports leadership.While an undergraduate at Northeastern, Gene was a member of the Huskies' men's basketball team under former UConn head coach and Basketball Hall of Famer Jim Calhoun.What you will learn in this episode:· Gene discusses the challenges of being a college athletics director · Gene talks about how he challenged Black cultural traditions by moving Hampton U. out of its historically Black athletic conference to a predominantly white conference · Gene shares how he was on the forefront of a social inclusion movement known as “Eracism.”SUBSCRIBE to the show on iTunes or YouTube (Dr. David M. Walker) to be notified when new weekly episodes are available. Connect with Eugene MarshallLinkedIn: @ Eugene MarshallTwitter: @Hampton_ADWebsite: https://www.hamptonu.edu/Connect with Dr. Walker:LinkedIn: @drdavidmwalkerFacebook: https://www.facebook.com/drdavidmwalkerInstagram: https://www.instagram.com/ drdavidmwalkerTwitter: https://www.twitter.com/ drdavidmwalkerWebsite: https://www.beyondtheculturepodcast.com Leave a comment and a review
#074: In this episode of Beyond the Culture, Dr. David M. Walker speaks with Justin Kinsey. Justin is an innovative problem solver who's passionate about project management, logistics, sports, and community outreach.Justin is the Senior Project Manager-- Region Vice President of REEF TechnologyHe currently serves on the board of Florida Citrus Sports, West Lakes Partnership Inc., and the Orlando Sports Foundation.Justin is known as a Social Justice Game Changer He is a graduate of HBCU Morehouse College and a proud husband and father of three. What you will learn in this episode: Why Justin celebrates sports legend, LeBron James's drive and communal work ethic that has allowed him to build a legacy, which he continues to define. Justin talks about his role in the success of the 2020 NBA Bubble Playoffs in Orlando Florida due to the COVID19 epidemic. Justin explains his passion for social justice and that sports is a great tool for embracing our differences.SUBSCRIBE to the show on iTunes or YouTube (Dr. David M. Walker) to be notified when new weekly episodes are available.Connect with Justin KinseyLinkedIn: @ justin-kinseyTwitter: @MBKJack912Connect with Dr. Walker:LinkedIn: @drdavidmwalkerFacebook: https://www.facebook.com/drdavidmwalkerInstagram: https://www.instagram.com/ drdavidmwalkerTwitter: https://www.twitter.com/ drdavidmwalkerWebsite: https://www.drdavidmwalker.com Leave a comment and a review
You don't have to keep up with the news to know that America's economy has been quite shaky in recent years while the debt continues to soar. So where do we go from here? Former US Comptroller General David Walker joins us to lend his expertise on our country's fiscal policies and discuss his view on what steps we need to take as a country and individually. Join us on today's episode and we break down these topics and much more with David: The premise for his recent book and why he's worried about the future of America. (2:01) The biggest challenges we're facing right now in 2022. (11:09) What needs to change with the fiscal policy in America? (13:41) The problems within our current society and why we think short-term. (19:56) What can be done to improve fiscal sustainability? (22:11) Why you need to re-think the vehicles you're using for saving and investing right now. (24:34) Where you need to focus as an individual to take control of your own future. (27:10) RESOURCES About our guest: https://www.amazon.com/David-M.-Walker/e/B001HMKLBI%3Fref=dbs_a_mng_rwt_scns_share More Episodes: https://www.theway2wealth.com/episodes/ More About Scott Ford: https://www.carsonwealth.com/team-members/scott-ford/ Securities offered through Cetera Advisor Networks LLC, Member FINRA/SIPC. Investment advisory services offered through CWM, LLC, an SEC Registered Investment Advisor. Cetera Advisor Networks LLC is under separate ownership from any other named entity. Carson Partners, a division of CWM, LLC, is a nationwide partnership of advisors. 19833 Leitersburg Pike, Suite 1 Hagerstown, MD 21742. Guests are not affiliated with Cetera Advisors Networks LLC, or CWM, LLC. Opinions expressed by the presenter may not be representative of Cetera Advisors Networks LLC, or CWM, LLC.
#073: In this episode of Beyond the Culture, Dr. David M. Walker speaks with Alex Molden. Alex is a former National Football League player. He was drafted in the 1st round (11th overall) of the 1996 NFL draft. He played 8 seasons with the (Saints, Chargers & Lions) battling some of the best athletes on EARTH. Alex knows a thing or two about change, culture, influence & how to navigate the pitfall of having your identity intertwined with your platform & ability. Alex is a Personal Development/Leadership Speaker and Coach. Alex is the author of The Ultimate Playbook for High Achievement: 11 Keys for Success in Sport & Life. He is the host of the highly successful podcast: The Shark Effect. What you will learn in this episode: · Alex shares how he grew up without a background in sports, yet he exceled in his athletic talents to reach the NFL· Alex discusses how he uses the mantra: assignment, alignment & adjustment to empower his life and the many audiences· Alex talks about how he stands firm on his faith to impact the lives of others SUBSCRIBE to the show on iTunes or YouTube (Dr. David M. Walker) to be notified when new weekly episodes are available.Connect with Alex Molden:Website: www.alexmolden.comSocial media @alexmoldenBook Mentioned: The Ultimate Playbook for High Achievement: 11 Keys for Success in Sport & Life.Connect with Dr. Walker:LinkedIn: drdavidmwalkerFacebook: https://www.facebook.com/drdavidmwalkerInstagram: https://www.instagram.com/ drdavidmwalkerTwitter: https://www.twitter.com/ drdavidmwalker Website: https://www.drdavidmwalker.com Leave a comment and a review
#072: In this episode of Beyond the Culture, Dr. David M. Walker speaks with Chaunté Lowe. Chaunté is the story of determination, perseverance, and strength. Not only is Chaunté a mother of three, a wife and a finance professional; she is also a professional athlete. She is a 4-time Olympian, an American Record Holder, a 3-Time World Championship medalist, and 12 times US National Champion.As a public speaker, Chaunté is animated, entertaining, and humorous. Her infectious personality is electrifying and she wins with an “I can do anything attitude.” What you will learn in this episode:Chaunté shares her story of when she knew she was good enough to be an Olympic athleteChaunté discusses how the Olympics helped her see the world differently and explains diversity in a way that is easy to relate to and learn fromChaunté talks about when diagnosed with breast cancer she decided to fight for her life. She openly shared her journey through chemo and a mastectomy to empower others. SUBSCRIBE to the show on iTunes or YouTube (Dr. David M. Walker) to be notified when new weekly episodes are available.Connect with Chaunté Lowe:Website: www.chauntelowespeaks.comInstagram: @ChaunteloweLinkedIn: @ChaunteloweConnect with Dr. Walker:LinkedIn: drdavidmwalkerFacebook: https://www.facebook.com/drdavidmwalkerInstagram: https://www.instagram.com/ drdavidmwalkerTwitter: https://www.twitter.com/ drdavidmwalkerWebsite: https://www.drdavidmwalker.com Leave a comment and a review
#71: In this episode of Beyond the Culture, Dr. David M. Walker speaks with Rick “Doc” Walker. Doc is an award-winning sports broadcaster and sideline sports reporter, TV and radio on-air personality, professional speaker, business sales trainer, podcast host, and entrepreneur.Doc played in the National Football League for nine years. He helped the Washington Redskins (now the Washington Commanders) earn a Super Bowl championship victory in 1983.Doc is a founder of ProView – a media enterprise featuring interviews and conversations with legendary sports figures and professional athletes.He hosts The Doc Walker Podcast on Patreon. What you will learn in this episode:Doc shares his thoughts on the lack of hiring of Black head coaches, GMs, and ownership in the NFLDoc discusses how HBCU athletics can improve their visibility to the mass mediaDoc talks about how former athletes are ill prepared for financial success after their careers end SUBSCRIBE to the show on iTunes or YouTube (Dr. David M. Walker) to be notified when new weekly episodes are available. Connect with Doc Walker:Website: www.DocWalker.comTwitter: @rickdocwalkerwww.patreon.com/docwalkerConnect with Dr. Walker:LinkedIn: drdavidmwalkerFacebook: https://www.facebook.com/drdavidmwalkerInstagram: https://www.instagram.com/ drdavidmwalkerTwitter: https://www.twitter.com/ drdavidmwalkerWebsite: https://www.drdavidmwalker.com Leave a comment and a review
David starts the conversation by explaining why financial gurus like Dave Ramsey and Suzzie Orman hate permanent life insurance. With all the financial information floating around on the internet, who do you follow for advice on where to invest your money? David believes everybody's situation is different, but the best people to follow are the ones who are consistent with their messaging. David calls out The White Coat Investor for misleading people that interest rates won't go up, only for him to change his mind when Biden's tax proposals threatened to raise taxes. According to David, there are two sides to every investment advice on the internet. Instead of stubbornly following one narrative and muting everything else, your job as an investor is to listen to both sides of the story and decide based on your current situation. When meeting with an investment advisor, David believes the least you can do is ask as many questions as possible. There is so much controversy around permanent life insurance because gurus like Dave Ramsey and Suzzie Orman have continuously peddled lies that life insurance doesn't compare well to the stock market and that the expenses are too high - both of which are false. For David, permanent life insurance is like marriage; you should only invest in one if you plan to keep it till you die. Although most financial advisors agree that interest rates will go up, David feels they need to take more action. Believing is one thing, but taking action to mitigate the risk of higher tax rates is a whole different story. When asked what advice he would give to people approaching retirement, David explains they only need to plan for two things - higher taxes and outliving their money. For the younger people who are not that close to retirement, David notes that tax rates will undoubtedly be higher in the future. So now would be a good time to take advantage of all the tax-free savings tools at their disposal. Mentioned in this episode: David's books: Power of Zero, Look Before Your LIRP, The Volatility Shield, Tax-Free Income for Life and The Infinity Code DavidMcKnight.com PowerOfZero.com (free video series) @mcknightandco on Twitter @davidcmcknight on Instagram David McKnight on YouTube Comeback America: Turning the Country Around and Restoring Fiscal Responsibility by David M. Walker
#70: In this episode of Beyond the Culture, Dr. David M. Walker presents the Best of Season 3. Chaunté Lowe is a 4-time Olympian, an American Record Holder, a 3-Time World Championship medalist, and 12 times US National Champion.Andrea Bolder was a member of the USA 4x400 Relay team that won the Gold Medal at the 2000 Summer Olympics in Sydney AustraliaSUBSCRIBE to the show on iTunes or YouTube (Dr. David M. Walker) to be notified when new weekly episodes are available.Connect with Chaunté Lowe:Website: www.chauntelowespeaks.comInstagram: @ChaunteloweLinkedIn: @ChaunteloweConnect with Andrea BolderWebsite: www.andreabolder.comLinkedIn: @andreabolderFacebook: https://www.facebook.com/groups/WomanpreneuHER Connect with Dr. Walker:LinkedIn: @drdavidmwalkerFacebook: https://www.facebook.com/drdavidmwalkerInstagram: https://www.instagram.com/drdavidmwalkerTwitter: https://www.twitter.com/drdavidmwalkerYoutube: https://www.youtube.com/channel/UCcJVEX3YVJFW8ZTngumUYPASubscribe: https://www.beyondtheculturepodcast.com Leave a comment and a review
#069: In this episode of Beyond the Culture, Dr. Walker speaks with Darryl Jacobs. Darryl is an ESPN Networks College Basketball Analyst. He also serves as the Executive Director of Diversity, Equity, & Inclusion Alliance at RISING COACHES. Darryl is a former college basketball head coach--making stops at Queens College, Virginia State, Clark Atlanta, Felician College, and Lehman College.What you will learn in this episode:Darryl discusses his journey as a college basketball coach: how he got into coaching, the rewards of being a coach, and the struggles that comes along with itDarryl shares how by chance he became a sports analyst/commentator and how that led to his current position as a Senior ESPN Networks analystDarryl explains his role as Executive Director for Diversity, Equity, and Inclusion for Rising Coaches and the organizations mission of supporting initiatives for women, men, Hispanic, Asian, and Jewish communitiesSUBSCRIBE to the show on Apple Podcasts or YouTube (Dr. David M. Walker) to be notified when new weekly episodes are available. Connect with Darryl JacobsFacebook: Darryl Jacobs ESPN College Basketball AnalystYouTube: ESPN Darryl Jacobs College Basketball Networks AnalystsTwitter: DarrylJacobs04LinkedIn: DarrylJacobs0713Instagram: Darryl Jacobs ESPN Networks College Basketball AnalystWebsite: www.risingcoaches.com/dei-alliance Connect with Dr. WalkerLinkedIn: @drdavidmwalkerFacebook: https://www.facebook.com/drdavidmwalkerInstagram: https://www.instagram.com/drdavidmwalkerTwitter: https://www.twitter.com/drdavidmwalkerYoutube: https://www.youtube.com/channel/UCcJVEX3YVJFW8ZTngumUYPASubscribe: https://www.beyondtheculturepodcast.com Leave a comment and a review
#068: In this episode of Beyond the Culture, Dr. Walker speaks with Former NBA Referee Ronnie Nunn.Ronnie talks about the experience of officiating over one thousand NBA games. He gives us insight into working games that involved some of the NBA's greatest players, like Jordan, Magic, Duncan, Bryant, Iverson, and Shaq. Ronnie also shares how the NBA survived one of its darkest moments: the Tim Donaghy scandal.SUBSCRIBE to the show on Apple Podcasts or YouTube (Dr. David M. Walker) to be notified when new weekly episodes are available. Connect with Ronnie NunnWebsite: www.nunnbetterrefs.com Connect with Dr. WalkerLinkedIn: @drdavidmwalkerFacebook: https://www.facebook.com/drdavidmwalkerInstagram: https://www.instagram.com/drdavidmwalkerTwitter: https://www.twitter.com/drdavidmwalkerYoutube: https://www.youtube.com/channel/UCcJVEX3YVJFW8ZTngumUYPASubscribe: https://www.beyondtheculturepodcast.com Leave a comment and a review
#067: In this episode of Beyond the Culture, Dr. Walker speaks with Olympic Gold Medalist Andrea BolderAndrea was a member of the USA 4x400 Relay team that competed at the 2000 Summer Olympics in Sydney AustraliaAndrea is a businesswoman and founder of WomanpreneuHER UniversityWhat you will learn in this episode: · Andrea discusses her journey to fulfilling her dream to become an official member of the 2000 USA Olympic team · She details how her team was almost stripped of the gold medal due to alleged performance-enhancing drug use by a teammate. · Andrea talks about how she helps woman entrepreneurs to thrive in business with her WomanpreneuHER University Program.SUBSCRIBE to the show on Apple Podcasts or YouTube (Dr. David M. Walker) to be notified when new weekly episodes are available.Connect with Andrea BolderWebsite: www.andreabolder.comLinkedIn: @andreabolderFacebook: https://www.facebook.com/groups/WomanpreneuHER Connect with Dr. Walker:LinkedIn: @drdavidmwalkerFacebook: https://www.facebook.com/drdavidmwalkerInstagram: https://www.instagram.com/drdavidmwalkerTwitter: https://www.twitter.com/drdavidmwalkerYoutube: https://www.youtube.com/channel/UCcJVEX3YVJFW8ZTngumUYPASubscribe: https://www.beyondtheculturepodcast.com Leave a comment and a review
#066: In this episode of Beyond the Culture, Dr. Walker speaks with the Director of Athletics at Dillard University & Commissioner of the Gulf Coast Athletic Conference–Dr. Kiki Baker Barnes. Dr. Kiki Baker Barnes, known as the Athletics strategist, and has distinguished herself as an outstanding professional, community servant, and mentor. Dr. Barnes serves as the Commissioner of The Gulf Coast Athletic Conference (First Black woman appointed to this position)She's a former athletic director at Dillard University, New Orleans, LAWhat you will learn in this episode:Dr. Barnes talks about how she was thrust into the role of AD at Dillard and built the program through the Katrina Hurricane circumstance.Dr. Barnes discusses her distinct honor of being the first Black woman to serve as Commissioner of the Gulf Coast Athletic Conference.Dr. Barnes shares her passion for her career in athletic programming, where she focuses on girls ages 13-18.SUBSCRIBE to the show on Apple Podcasts or YouTube (Dr. David M. Walker) to be notified when new weekly episodes are available.Connect with Dr. Baker BarnesWebsite: www.kikibakerbarnes.comLinkedIn: @kikibakerbarnesInstagram: @kikibakerbarnesFacebook: @ kikibakerbarnesTwitter: @kikibakerbarnesGirls Program: @SYWACIAConnect with Dr. Walker:LinkedIn: @drdavidmwalkerFacebook: https://www.facebook.com/drdavidmwalkerInstagram: https://www.instagram.com/drdavidmwalkerTwitter: https://www.twitter.com/drdavidmwalkerSubscribe: https://www.beyondtheculturepodcast.com Leave a comment and a review
#065: In this episode of Beyond the Culture, Dr. Walker speaks with Former NFL player JJ Birden. JJ. Birden was selected by the Cleveland Browns in the 8th round of the 1988 NFL Draft. He played in 9 NFL seasons for the Kansas City Chiefs and Atlanta Falcons.Birden played at the University of Oregon. In 2010, Birden was inducted Oregon's Athletic Hall of Fame as Track and Field athlete.Birden travels extensively as a motivational and opportunity speaker and trainer for companies large and small; team building seminars, as well as youth group life skill development meetings.JJ is a best-selling author of When Opportunity Knocks: 8 Surefire Ways to Take Advantage. Birden and his wife Raina have three children and five adopted children.What you will learn in this episode:· JJ discusses his athletic success despite being considered too small to compete at the highest level· JJ explains what sports taught him about leadership and how he has used it to excel in his post NFL career· JJ talks about why coaching people have limitations and how he decided to share his unique perspective on life and success as a motivational speakerSUBSCRIBE to the show on iTunes or YouTube (Dr. David M. Walker) to be notified when new weekly episodes are available.Connect with JJ BirdenWebsite: www.JJBirden.comLinkedIn: @JJBirdenInstagram: @ JJBirdenFacebook: @ JJBirden Connect with Dr. Walker:LinkedIn: @drdavidmwalkerFacebook: https://www.facebook.com/drdavidmwalkerInstagram: https://www.instagram.com/drdavidmwalkerTwitter: https://www.twitter.com/drdavidmwalkerSubscribe: https://www.beyondtheculturepodcast.com Leave a comment and a review
#064: In this episode of Beyond the Culture, Dr. Walker speaks with the 1982 NCAA National Finalist Cheyney State College Lady Wolves . On March 28th 1982 Cheyney State College (now Cheyney University) Lady Wolves basketball team coached by HOF coach C. Vivian Stringer, laced up their shoes to play the Lady Techsters of Louisiana Tech University. It was an historic night. It was the first ever NCAA Division 1 Women's Basketball Championship Game. It was the first and only time that a HBCU (Historically Black Colleges and University) competed in an NCAA Division One final four and championship game.It was the first time an all-Black women's team with all-Black coaching staff played for a Division 1 national title. It's been 40 years since that momentous occasion. And 40 years later, herstory can never be erased.On this episode of Beyond the Culture, I have the esteemed honor. To have a conversation with several members of that 1982 team. The members of the team who are here tonight are:Deb Walker, Yolanda Laney, Ann Strong, Valerie Walker, Sharon Taylor, Faith Wilds, and Karen Draughn. I want you to stay with me for this inspiring and legendary conversation.Don't go anywhere as I go Beyond the culture with the 1982 Cheney State College Lady Wolves.SUBSCRIBE to the show on iTunes or YouTube (Dr. David M. Walker) to be notified when new weekly episodes are available.Connect with Dr. Walker: LinkedIn: @drdavidmwalker Facebook: https://www.facebook.com/drdavidmwalker Instagram: https://www.instagram.com/drdavidmwalker Twitter: https://www.twitter.com/drdavidmwalkerSubscribe: https://www.beyondtheculturepodcast.com Leave a comment and a review
#063: In this episode of Beyond the Culture, Dr. David M. Walker speaks with Tywanna Smith. Tywanna is the President and Founder of The Athlete's Nexus. Where she helps professional athlete clients protect their assets, build, and monetize successful brands, coordinate community initiatives, secure marketing endorsements, and prepare for life after the game.Author: Best Selling book Surviving the Lights.Smith is a proud mother of two, Tyson and TatumWhat you will learn in this episode:· Tywanna talked about her vision to transform athlete development through programming that aids African American athletes in achieving success beyond sports · Tywanna shared her challenge of competing as a black woman in a white male dominated space· Tywanna offers advice and guidance to young athletes focused only on becoming a professional athleteSUBSCRIBE to the show on iTunes or YouTube (Dr. David M. Walker) to be notified when new weekly episodes are available.Connect with TywannaEmail: tsmith@theathletesnexus.comWebsite: www.theathletesnexus.comInstagram: https://www.instagram.com/tywannadsmith/Facebook: https://www.facebook.com/TywannaDSmith/Connect with Dr. Walker:LinkedIn: @drdavidmwalkerFacebook: https://www.facebook.com/drdavidmwalkerInstagram: https://www.instagram.com/drdavidmwalkerTwitter: https://www.twitter.com/drdavidmwalkerSubscribe: https://www.beyondtheculturepodcast.com Leave a comment and a review
#062: In this episode of Beyond the Culture, Dr. David M. Walker speaks with Coach Norm Roberts. Norm Roberts is a coach on the 2022 University of Kansas National Championship basketball team.Norm has extensive experience in coaching. His coaching career includes head coach positions at St. John's University and Queens College of New York. Norm has been a valued assistant coach at Oral Roberts University, University of Tulsa, Illinois University, University of Florida, and Kansas.Norm is a native New Yorker. He's a husband and father of two adult sons.What you will learn in this episode:Norm talks about Kansas's mindset at halftime after trailing by 15 points in the National Championship GameNorm shared how the team overcame a great challenge during the season which he believes propelled the team to make it to the National Championship Game and winNorm discussed his obligation as a successful African American coach to be a role model to many student-athletes who grew up with a similar backgroundNorm gave advice on the journey of being a college basketball coachSUBSCRIBE to the show on iTunes or YouTube (Dr. David M. Walker) to be notified when new weekly episodes are available.Connect with Norm RobertsEmail: Normr@ku.eduConnect with Dr. Walker:LinkedIn: @drdavidmwalkerFacebook: https://www.facebook.com/drdavidmwalkerInstagram: https://www.instagram.com/ drdavidmwalkerTwitter: https://www.twitter.com/ drdavidmwalkerSubscribe: https://www.beyondtheculturepodcast.com Leave a comment and a review
#061: In this episode of Beyond the Culture, Dr. David M. Walker speaks with Eugene Marshall. Eugene Marshall is the Director of Athletics at Hampton UniversityHe's had an accomplished career of over 37 years as a head coach and Athletics director. Making such notable stops at United States Military Academy (West Point), Iona College and Queens College in New York.Gene is in his eighth year as AD at Hampton U.A graduate of Northeastern UniversityHe earned a bachelor's degree in business administration. He later completed his master's degree in sports leadership.While an undergraduate at Northeastern, Gene was a member of the Huskies' men's basketball team under former UConn head coach and Basketball Hall of Famer Jim Calhoun.What you will learn in this episode:· Gene discusses the challenges of being a college athletics director · Gene talks about how he challenged Black cultural traditions by moving Hampton U. out of its historically Black athletic conference to a predominantly white conference · Gene shares how he was on the forefront of a social inclusion movement known as “Eracism.”SUBSCRIBE to the show on iTunes or YouTube (Dr. David M. Walker) to be notified when new weekly episodes are available. Connect with Eugene MarshallLinkedIn: @ Eugene MarshallTwitter: @Hampton_ADWebsite: https://www.hamptonu.edu/Connect with Dr. Walker:LinkedIn: @drdavidmwalkerFacebook: https://www.facebook.com/drdavidmwalkerInstagram: https://www.instagram.com/ drdavidmwalkerTwitter: https://www.twitter.com/ drdavidmwalkerWebsite: https://www.beyondtheculturepodcast.com Leave a comment and a review
The Honorable David M. Walker joins T.J. O'Hara, host of Deconstructed, to discuss our country's foreign and domestic economic challenges and President Biden's proposed budget, and he certainly has the background to do it. For nearly ten years, Mr. Walker served as Comptroller General of the United States and head of the United States Government Accountability Office (GAO) under Presidents Clinton and Bush (43). In addition to serving these appointments for Democratic and Republican Administrations, he also received nominations from Presidents Reagan and Bush (41) for other appointments and was unanimously confirmed by the United States Senate each time (as he was for Comptroller General). The discussion begins with Mr. Walker commenting on recent revisions he made to his 2020 book, America in 2040: Still a Superpower? He shares why he thinks our Nation's withdrawal from Afghanistan will accelerate the challenge that China presents. He also addresses why he predicted that Russia would invade Ukraine after the Winter Olympics (which came to pass) and his related concerns about China doing the same with regard to Taiwan.
#060: In this episode of Beyond the Culture, Dr. David M. Walker speaks with Justin Kinsey. Justin is an innovative problem solver who's passionate about project management, logistics, sports, and community outreach.Justin is the Senior Project Manager-- Region Vice President of REEF TechnologyHe currently serves on the board of Florida Citrus Sports, West Lakes Partnership Inc., and the Orlando Sports Foundation.Justin is known as a Social Justice Game Changer He is a graduate of HBCU Morehouse College and a proud husband and father of three. What you will learn in this episode: Why Justin celebrates sports legend, LeBron James's drive and communal work ethic that has allowed him to build a legacy, which he continues to define. Justin talks about his role in the success of the 2020 NBA Bubble Playoffs in Orlando Florida due to the COVID19 epidemic. Justin explains his passion for social justice and that sports is a great tool for embracing our differences.SUBSCRIBE to the show on iTunes or YouTube (Dr. David M. Walker) to be notified when new weekly episodes are available.Connect with Justin KinseyLinkedIn: @ justin-kinseyTwitter: @MBKJack912Connect with Dr. Walker:LinkedIn: @drdavidmwalkerFacebook: https://www.facebook.com/drdavidmwalkerInstagram: https://www.instagram.com/ drdavidmwalkerTwitter: https://www.twitter.com/ drdavidmwalkerWebsite: https://www.drdavidmwalker.com Leave a comment and a review
#059: In this episode of Beyond the Culture, Dr. David M. Walker goes solo.Today I'm doing things a little different. I'm doing the show solo.Usually I have a guest that I interview But this season on occasion I'm going to take the pilots chair and fly all by myself. Every now and then I want you to hear my voice and my opinion on issues in the sports community. So, I have a few things I want to talk about.What you will learn in this episode:I discuss WNBA Superstar Brittney Griner's Russian detainment I give an update on the impact of Name, Image, and Likeness (NIL) on women student-athletes.I share my thoughts on the nomination of Judge Ketanji Brown JacksonConnect with Dr. Walker:LinkedIn: @drdavidmwalkerFacebook: https://www.facebook.com/drdavidmwalkerInstagram: https://www.instagram.com/ drdavidmwalkerTwitter: https://www.twitter.com/ drdavidmwalkerWebsite: https://www.drdavidmwalker.com Leave a comment and a review
#058: In this episode of Beyond the Culture, Dr. David M. Walker speaks with Monique A.J. Smith. Monique is a Leadership Strategist.She guides Athletics Departments/Sport Organizations and Individuals who wish to advance in Athletics Administration or the Marketplace.Monique operates her own consulting business company: Seeds of Empowerment LLC. Monique is an accomplished Sports Management Professional. She's had a long career as an athletic conference executive for the historic Central Intercollegiate Athletic Association (CIAA). Monique is an adjunct professor at Hampton University.Hosts: Chat in the Garden PodcastAuthor: Removing the Face: A Remedy for Pain & Prescription for ChangePublishes the Magazine: Significance in Athletics and SportsWhat you will learn in this episode:Monique shares how she began her sports journey and how she was influenced by the first Black woman sports broadcaster: Jayne KennedyMonique discusses how she helps Black woman advance in the field of sports administrationMonique talks about the importance of being a problem solver to get hired for better jobsSUBSCRIBE to the show on iTunes or YouTube (Dr. David M. Walker) to be notified when new weekly episodes are available.Connect with Monique A.J. SmithWebsite: www.seedsofempowerment.infoLinkedIn: @ Monique A.J. Smith Book Mentioned: Removing the Face: A Remedy for Pain & Prescription for ChangeMagazine: Significance in Athletics and SportsConnect with Dr. Walker:LinkedIn: @drdavidmwalkerFacebook: https://www.facebook.com/drdavidmwalkerInstagram: https://www.instagram.com/ drdavidmwalkerTwitter: https://www.twitter.com/ drdavidmwalkerWebsite: https://www.drdavidmwalker.com Leave a comment and a review
#057: In this episode of Beyond the Culture, Dr. David M. Walker speaks with Alex Molden. Alex is a former National Football League player. He was drafted in the 1st round (11th overall) of the 1996 NFL draft. He played 8 seasons with the (Saints, Chargers & Lions) battling some of the best athletes on EARTH. Alex knows a thing or two about change, culture, influence & how to navigate the pitfall of having your identity intertwined with your platform & ability. Alex is a Personal Development/Leadership Speaker and Coach. Alex is the author of The Ultimate Playbook for High Achievement: 11 Keys for Success in Sport & Life. He is the host of the highly successful podcast: The Shark Effect. What you will learn in this episode: · Alex shares how he grew up without a background in sports, yet he exceled in his athletic talents to reach the NFL· Alex discusses how he uses the mantra: assignment, alignment & adjustment to empower his life and the many audiences· Alex talks about how he stands firm on his faith to impact the lives of others SUBSCRIBE to the show on iTunes or YouTube (Dr. David M. Walker) to be notified when new weekly episodes are available.Connect with Alex Molden:Website: www.alexmolden.comSocial media @alexmoldenBook Mentioned: The Ultimate Playbook for High Achievement: 11 Keys for Success in Sport & Life.Connect with Dr. Walker:LinkedIn: drdavidmwalkerFacebook: https://www.facebook.com/drdavidmwalkerInstagram: https://www.instagram.com/ drdavidmwalkerTwitter: https://www.twitter.com/ drdavidmwalker Website: https://www.drdavidmwalker.com Leave a comment and a review
#055: In this episode of Beyond the Culture, Dr. David M. Walker speaks with Rick “Doc” Walker. Doc is an award-winning sports broadcaster and sideline sports reporter, TV and radio on-air personality, professional speaker, business sales trainer, podcast host, and entrepreneur.Doc played in the National Football League for nine years. He helped the Washington Redskins (now the Washington Commanders) earn a Super Bowl championship victory in 1983.Doc is a founder of ProView – a media enterprise featuring interviews and conversations with legendary sports figures and professional athletes.He hosts The Doc Walker Podcast on Patreon. What you will learn in this episode:Doc shares his thoughts on the lack of hiring of Black head coaches, GMs, and ownership in the NFLDoc discusses how HBCU athletics can improve their visibility to the mass mediaDoc talks about how former athletes are ill prepared for financial success after their careers end SUBSCRIBE to the show on iTunes or YouTube (Dr. David M. Walker) to be notified when new weekly episodes are available. Connect with Doc Walker:Website: www.DocWalker.comTwitter: @rickdocwalkerwww.patreon.com/docwalkerConnect with Dr. Walker:LinkedIn: drdavidmwalkerFacebook: https://www.facebook.com/drdavidmwalkerInstagram: https://www.instagram.com/ drdavidmwalkerTwitter: https://www.twitter.com/ drdavidmwalkerWebsite: https://www.drdavidmwalker.com Leave a comment and a review
#056: In this episode of Beyond the Culture, Dr. David M. Walker speaks with Chaunté Lowe. Chaunté is the story of determination, perseverance, and strength. Not only is Chaunté a mother of three, a wife and a finance professional; she is also a professional athlete. She is a 4-time Olympian, an American Record Holder, a 3-Time World Championship medalist, and 12 times US National Champion.As a public speaker, Chaunté is animated, entertaining, and humorous. Her infectious personality is electrifying and she wins with an “I can do anything attitude.” What you will learn in this episode:Chaunté shares her story of when she knew she was good enough to be an Olympic athleteChaunté discusses how the Olympics helped her see the world differently and explains diversity in a way that is easy to relate to and learn fromChaunté talks about when diagnosed with breast cancer she decided to fight for her life. She openly shared her journey through chemo and a mastectomy to empower others. SUBSCRIBE to the show on iTunes or YouTube (Dr. David M. Walker) to be notified when new weekly episodes are available.Connect with Chaunté Lowe:Website: www.chauntelowespeaks.comInstagram: @ChaunteloweLinkedIn: @ChaunteloweConnect with Dr. Walker:LinkedIn: drdavidmwalkerFacebook: https://www.facebook.com/drdavidmwalkerInstagram: https://www.instagram.com/ drdavidmwalkerTwitter: https://www.twitter.com/ drdavidmwalkerWebsite: https://www.drdavidmwalker.com Leave a comment and a review
Josh Jalinski, The Financial Quarterback, is joined by Hon. David M. Walker, former Comptroller General of the United States (1998-2008), Admiral William Crowe Chair Distinguished Visiting Professor of Economics at the U.S. Naval Academy, and internationally recognized fiscal responsibility, government transformation, and retirement security expert. He is the author of a National Bestseller book entitled Comeback America: Turning the Country Around and Restoring Fiscal Responsibility, and recently published a follow-up book entitled America in 2040: Still a Superpower? In this segment, Josh and David Walker talk about the dangers of modern monetary theorists and how the leadership in this country hasn't been fiscally responsible since the early 1990s. Listen to the Financial Quarterback live every Sat/Sun 9am EST on WOR AM710. Follow Josh on Facebook, Twitter, and YouTube. Visit Jalinski.org for more information, and pick up his latest book, Retirement Reality Check now.
Josh Jalinski, The Financial Quarterback, is joined by Hon. David M. Walker, former Comptroller General of the United States (1998-2008), Admiral William Crowe Chair Distinguished Visiting Professor of Economics at the U.S. Naval Academy, and internationally recognized fiscal responsibility, government transformation, and retirement security expert. He is the author of a National Bestseller book entitled Comeback America: Turning the Country Around and Restoring Fiscal Responsibility, and recently published a follow-up book entitled America in 2040: Still a Superpower? In this segment, Josh and David Walker discuss the fiscal impact of Covid 19 and future fiscal impacts Listen to the Financial Quarterback live every Sat/Sun 9am EST on WOR AM710. Follow Josh on Facebook, Twitter, and YouTube. Visit Jalinski.org for more information, and pick up his latest book, Retirement Reality Check now.
Josh Jalinski, The Financial Quarterback, is joined by Hon. David M. Walker, former Comptroller General of the United States (1998-2008), Admiral William Crowe Chair Distinguished Visiting Professor of Economics at the U.S. Naval Academy, and internationally recognized fiscal responsibility, government transformation, and retirement security expert. He is the author of a National Bestseller book entitled Comeback America: Turning the Country Around and Restoring Fiscal Responsibility, and recently published a follow-up book entitled America in 2040: Still a Superpower? In this segment, Josh and David Walker talk about the realities of the debt ceiling argument. Listen to the Financial Quarterback live every Sat/Sun 9am EST on WOR AM710. Follow Josh on Facebook, Twitter, and YouTube. Visit Jalinski.org for more information, and pick up his latest book, Retirement Reality Check now.
Josh Jalinski, The Financial Quarterback, is joined by Hon. David M. Walker, former Comptroller General of the United States (1998-2008), Admiral William Crowe Chair Distinguished Visiting Professor of Economics at the U.S. Naval Academy, and internationally recognized fiscal responsibility, government transformation, and retirement security expert. He is the author of a National Bestseller book entitled Comeback America: Turning the Country Around and Restoring Fiscal Responsibility, and recently published a follow-up book entitled America in 2040: Still a Superpower? In this segment, Josh and David Walker discuss the 6 principles we need for fiscal reform. Listen to the Financial Quarterback live every Sat/Sun 9am EST on WOR AM710. Follow Josh on Facebook, Twitter, and YouTube. Visit Jalinski.org for more information, and pick up his latest book, Retirement Reality Check now.
42% of working Americans surveyed by Pew Research in December of 2018 said they fear they would receive zero benefits from Social Security. Social Security Trustees announced at the end of August this year that in 2033 unless changes are made, Social Security benefits would drop to 75% of their promised initial amounts. 50% of receipts rely on Social Security for ½ their income(Link #7). And for 1 in 4 seniors, it makes up over 90% of their income. Having watched the recent debt limit talks and how Congress handled that, I'm not very encouraged that the politicians in Washington will do anything to fix Social Security any time soon. There are three Presidential elections and six Congressional elections before 2033. So expect to hear about it in passing in 2024. It will be a bigger deal in 2028 and, by 2032, a keystone issue if it has not been addressed by then. David M Walker, United States Comptroller General from 1998 to 2008, wrote a book, Comeback America, where he goes through many ways to fix Social Security and other government spending issues. I want to share five ways Social Security is fixable. Raise the wage base Change the PIA Formula Add a 3rd Bend Point Raise the claiming age Increase the early claiming penalties and decrease the delayed retirement credits Realistically, the fix will be a combination of several fixes. Some of these might even be included, but likely any solution will be multifaceted as there is no simple answer. However, all you have to do is look back at Ronald Reagan's changes in April of 1983, which will be entirely in place next year after 40 years. 1) Raise the wage base This one happens every year, but an inflation calculation dictates this one. In 2021 the wage base was $142,800, and in 2022 it is projected to be $147,000. Suppose you have ever reviewed your earnings history or noticed that your withholding changes at the end of the year, the wage base is usually the culprit. FICA taxes are in two parts: Social Security at 6.2% and Medicare at 1.45%. Social Security is only paid until you reach the wage base. Medicare is paid on all earnings. The solution would be to raise the wage base significantly - to say $500,000, which means that 6.2% on everything between $147,000 and $500,000 (or whatever the number goes to) would be taxed. That would bring three times as much money into the system. If this happens, it would be because of the second way to fix Social Security. 2) Change the PIA Formula A formula figures out your Primary Insurance Amount. In 2022, the first $1,024 you make in monthly income is replaced at 90%. Then from $1,024 to $6,172, your income is replaced at 32%. From $6,172 up to $12,250, which is equivalent to the annual wage base of $147,000, it is replaced at 15%. Social Security could lower the rate at which they replace your income. The Monthly Income is calculated by your AMIE (Average Monthly Indexed Earnings), which is the average monthly earnings for the highest 35 years of your working career. The point at which the percentage replacement changes is called a bend point. The third way to fix Social Security would be to add a 3rd Bend Point. 3) Add a 3rd Bend Point This idea is a bit of a combination of the first two ideas. The concept here will be if the wage base is increased, instead of replacing income at 15% up to the current wage base of $12,250, add a 3rd bend point and of 5% until the monthly income hits $41,667. This change would give people with significant incomes a bigger Social Security payment. In return, they would pay more into the system, helping it become solvent. 4) Raise the claiming age The age when you can first claim Social Security benefits is 62. Starting in 2022, everyone turning 62 will have a full retirement age of 67. The age at which your payment stops growing for everyone is age 70. Increasing the claiming age by two years, so the earliest you could collect is 64, would delay people claiming while keeping the formula the same. This change would reduce the amount of money Social Security would pay out during a retiree's lifetime. The flip side of this idea would be idea number five. 5) Increase the early claiming penalties and decrease the delayed retirement credits Currently, if you claim your benefit early, there is a reduction in your payment in the first 36 months. After that, your monthly payment is reduced by 5/9th of a percent. Anything over 36 months is reduced by 5/12th of a percent for each additional month early. The fix here would be to increase the penalty for claiming early. For instance, you could potentially claim early at 5/9th of a percent for any of the 60 months. The other possibility is to reduce the delayed retirement credits. Instead of the current 2/3rd of a percent increase per month for each month, you wait, and lower that percentage to entice people not to delay and reduce lifetime benefits. To end on a positive note, I believe Social Security will be there for retirees. However, it may not be what you see today. Make no mistake, fixing Social Security does not mean keeping it the same. On the contrary, fixing Social Security means higher taxes for some, and in many cases, those same people may receive less or have to wait longer. Fixing Social Security will be unpopular and a minefield for the politicians in office, but a 24% decrease in benefits will surely be less popular if not addressed. From a cynical standpoint, the most significant problem against real reform is that many people who could start the ball running will not be in office in 2033 and have an election or two before then. In the climate in Washington today, why tackle a problematic issue when you can kick it down the road? Sadly the answer is you do not. Social Security was never meant to make up half of someone's retirement income as it does now for almost 50% of American seniors. The younger you are, the more time you have to take responsibility for your future and prioritize retirement savings. Post Link: https://poweringyourretirement.com/2021/10/22/5-ways-to-fix-social-security-2/
The Honorable David M. Walker joins T.J. O'Hara, host of Deconstructed, to discuss a myriad of issues that are impacting the United States' economy. Mr. Walker is the former Comptroller General of the United States and CEO of the United States Government Accountability Office under Presidents Clinton and Bush (43). Most recently, he served as a Distinguished Visiting Professor of Economics at the United States Naval Academy. Having worked for presidents of both major parties, Mr. Walker is positioned to provide a nonpartisan assessment of what our nation is doing right and what it is doing wrong with respect to the economy. The discussion begins with the debt ceiling. What is the potential impact of the debt ceiling, which has become a recurring crisis? Should there even be a debt ceiling, or is there a more intelligent way to address the challenge? Mr. Walker clarifies the issue and offers insight into what could be done to address it in a rational way if our federally elected officials were willing to surrender using it as a political pawn. He also highlights the significant difference between our nation's funded and unfunded liabilities and provides an example at just how much “debt” each of us technically carries in that regard. Mr. Walker also examines our interest rate vulnerability and the potential inflationary spiral of the multi-trillion-dollar bills that are pending in the Legislative Branch. He shares his perspective of the pros and cons of the Infrastructure Bill and the Spending Bill that are coming up for votes. Then, the conversation turns to the COVID-19 pandemic. Mr. Walker talks about the way the vaccination issue has been managed and offers insights into the actual statistics. He also offers suggestions for what might be a more equitable approach that would benefit everyone. Finally, T.J. asks about Afghanistan within the context of the SIGAR Reports that have been generated by the Special Inspector General for Afghanistan Reconstruction. While the Special Inspector General was not a direct report to the Government Accountability Office during Mr. Walker's tenure as CEO, he did have visibility to the reports from 2003 to 2008. He reveals the disconnect between the initial mission in Afghanistan versus the untenable mission into which it evolved. He also evaluates the orchestration of the recent evacuation, including underreported elements such as the “pallets of cash” that were left behind. He also suggests the United States' international failures predate Afghanistan (beginning with Iraq). Listen to Mr. Walker's candid, inside assessment of our nation's economic challenges: those that occur naturally… and those that the Government manufacturers on our behalf. (Note: This interview was prerecorded. Prior to publication, Congress may have acted on some of the issues that were discussed.)
NOTICE OF MORTGAGE FORECLOSURE SALE Default having been made in the payment of the indebtedness secured by that certain Mortgage executed by David M. Walker, a single man to Merchants Bank dated the 17th day of April, 2018, which Mortgage was recorded in the Office of the Judge of Probate of Clarke County, Alabama, in DMM Book 1503, at Page 58; The undersigned, BancorpSouth Bank, successor by merger with Merchants Bank, as Mortgagee of said Mortgage will, under and by virtue of the power of sale contained in said Mortgage, sell at auction to the highest bidder for cash before...Article Link
#054: Dr. David M. Walker relives the best moments and interviews from Season 2. You'll hear from some of the season's best guests, including Toni Harris Taylor, Pam Perry, Dr. Geneva Williams, Dr. Brian Culp, Rodney C. Burris, Nkechi Taifa, Joseph Simmons, Ariel D. Smith, and more.Connect with Dr. WalkerLinkedIn: drdavidmwalkerFacebook: https://www.facebook.com/drdavidmwalkerInstagram: https://www.instagram.com/ drdavidmwalkerTwitter: https://www.twitter.com/ drdavidmwalkerWebsite: https://www.drdavidmwalker.com
#53: In this episode of Beyond the Culture, Dr. David M. Walker speaks with Dr. Joshua Fredenburg. Dr. Fredenburg is a learning and development consultant. He is a leadership speaker. Dr. Josh is the President and Founder of the Circle of Change Leadership Conference.Author of R.E.D. LEADERSHIP - 15 Ways to Retain, Engage, and Develop More Culturally Diverse LeadersWhat you will learn in this episode:· Dr. Josh talks about how he developed his love for public speaking and what motivated him to make it his career passion· Dr. Josh discusses leadership and how developing leaders have been his lifelong focus· Dr. Josh explains the power of a diverse community of leadersSUBSCRIBE to the show on iTunes or YouTube to be notified when new weekly episodes are available. Leave a comment and a reviewConnect with Dr. Josh:circleofchangeleadershipconference.comjoshuafredenburg.com Social Media@drjoshuafredenburgBook mentioned:R.E.D. LEADERSHIP - 15 Ways to Retain, Engage, and Develop More Culturally Diverse Leaders LinkedIn: drdavidmwalkerFacebook: https://www.facebook.com/drdavidmwalkerInstagram: https://www.instagram.com/ drdavidmwalkerTwitter: https://www.twitter.com/ drdavidmwalker Connect with Dr. Walker: https://www.drdavidmwalker.com
#052: In this episode of Beyond the Culture, Dr. David M. Walker speaks with Rodney C. Burris. Rodney C. Burris is an international speaker, youth advocate, and professional development coach. He is one of the nation's top leaders in unlocking human potential and inspiring organizations to greatness.What you will learn in this episode:· Rodney shares how he did not envision who he would become but has totally embraced his impact· Rodney discusses how he unlocks the human potential of his clients to succeed in life· Rodney talks about the impact of his role as the father of five children SUBSCRIBE to the show on iTunes or YouTube to be notified when new weekly episodes are available.Connect with Rodney:RodneyCBurris.comSocial Media@rodneycburrisBook mentioned:Get Off the Cycle and RunThe 5 Fast Features for Fixing FirmsConnect with Dr. Walker:LinkedIn: drdavidmwalkerFacebook: https://www.facebook.com/drdavidmwalkerInstagram: https://www.instagram.com/ drdavidmwalkerTwitter: https://www.twitter.com/ drdavidmwalkerWebsite: https://www.drdavidmwalker.com Leave a comment and a review
#051: In this episode of Beyond the Culture, Dr. David M. Walker speaks with Dexter B. Jenkins. Dexter B. Jenkins is a faith-based financial mentor with over two decades in the financial services industry. He is an authority on faith and finance. What you will learn in this episode:· Dexter discusses how at a young age he became conscious of the importance of money and financial literacy· Dexter shares how he developed the “Ship Method”: Stewardship, Ownership, and Entrepreneurship· Dexter discusses how African Americans should celebrate the Juneteenth: African American Freedom Day by becoming homeowners and building generational wealthConnect with Dexter:Dexterbjenkins.comSocial Media@dexterbjenkinsBooks mentioned:The 3 Ships of Wealth BuildingGetting Your Money Straight and Building Wealth: 52 Tips to Help You Do ThatConnect with Dr. Walker:LinkedIn: drdavidmwalkerFacebook: https://www.facebook.com/drdavidmwalkerInstagram: https://www.instagram.com/ drdavidmwalkerTwitter: https://www.twitter.com/ drdavidmwalkerWebsite: https://www.drdavidmwalker.com SUBSCRIBE to the show on YouTube (Dr. David M. Walker) to be notified when new weekly episodes are available.
#050: In this episode of Beyond the Culture, Dr. David M. Walker speaks with Phylanice Nashe. Phylanice Nashe is an attorney at law, entrepreneur, and philanthropist.Phylanice hosts – The “Phylanice Nashe Experience” podcast where she has conversations on entrepreneurship, leadership, and relationships from the African American perspective. What you will learn in this episode: · Phylanice discusses her journey to become an attorney at law · How she retired from her law practice and launched her family entrepreneur business of a correctional education program· Phylanice discusses her most fulfilling philanthropic efforts of providing funding for Black entrepreneur businesses· Phylanice discusses her podcast and what to expect from the “Phylanice Nashe Experience” Podcast· Phylanice shares what she would ask Oprah Winfrey in an interview Social Media@Phylanice NasheYouTube@ The Phylanice Nashe ExperienceApple iTunes@ The Phylanice Nashe ExperienceLinkedIn: drdavidmwalkerFacebook: https://www.facebook.com/drdavidmwalkerInstagram: https://www.instagram.com/ drdavidmwalkerTwitter: https://www.twitter.com/ drdavidmwalker Connect with Dr. Walker: https://www.drdavidmwalker.com SUBSCRIBE to the show on YouTube (Dr. David M. Walker) to be notified when new weekly episodes are available.Leave a comment and a review
#049: In this episode of Beyond the Culture, Dr. David M. Walker speaks with Bijan C. BayneBijan C. Bayne is an award-winning Washington-based freelance columnist and critic, and the leading literary historian on U.S. race relations. He is the author of several books including, Sky Kings: Black Pioneers of Professional Basketball, which was named to the Suggested Reading List of the Basketball Hall of Fame in 2004. He is also the author of the best-selling book "Elgin Baylor: The Man Who Changed Basketball.”Bijan is a producer-writer of the new docuseries "Six Degrees of Kareem Abdul-Jabbar"He's a Public Policy Fellow, Editor. Contributor to NY Times, ESPN, and the Washington Post.What you will learn in this episode: How Bijan got started on his sports writing journey?Bijan explains why DC's rich history of winning sports championships goes overlooked.Bijan gives his perspective on why NBA legend Elgin Baylor changed the game of basketballBijan gives us his insight into black athlete social protests today vs. yesterday's black athlete social protestsBijan reveals his list of persons in history he would have loved to have interviewed: James Baldwin, Ella Baker, and Rod SerlingBooks mentionedElgin Baylor: The Man Who Changed BasketballSky Kings: Black Pioneers of Professional BasketballDocuseriesSix Degrees of Kareem Abdul-JabbarSocial MediaTwitter: @BijanCBayneLinkedIn: drdavidmwalkerFacebook: https://www.facebook.com/drdavidmwalkerInstagram: https://www.instagram.com/ drdavidmwalkerTwitter: https://www.twitter.com/ drdavidmwalker Connect with Dr. Walker: https://www.drdavidmwalker.com SUBSCRIBE to the show on YouTube (Dr. David M. Walker) to be notified when new weekly episodes are available.Leave a comment and a review
#048: Are you a budding entrepreneur? Are you looking to develop your entrepreneurial literacy?In this episode of Beyond the Culture, Dr. David M. Walker speaks with Joseph Simmons. Joseph Simmons is the Founder/Executive Vice President of The Center for Micro-Entrepreneurial Training (CMET).Joseph is a retired pharmaceutical executive with a 30 plus year history of leading rapid market share growth, multiple therapeutic product launches, people development, and exemplary sales performance. Joseph has developed a variety of educational workshops and seminars to address the fundamental business needs of a diverse clientele base. Joe is a graduate of Marshall University Huntington WV. “We've [America] got another chance to change the trajectory of black and brown lives in this country either through voting rights or through economic opportunities”—Kenneth C. Frazier (Cited by Joe Simmons) [13:00]“The organization [CMET] was put in place to provide entrepreneurial literacy to women, black and brown entrepreneurs to give them the foundation to be successful”—Joe [18:46]What you will learn in this episode: · How the pharmaceutical industry continues to affect Black America· Why The Center for Micro-Entrepreneurial Training (CMET) was founded and how it supports black entrepreneurs to build business literacy· How Coach George Raveling became the owner of Dr. Martin Luther King's “I Have a Dream” speech· How Joe's father inspired him to affect change in the lives of others RESOURCES MENTIONEDhttps://tcmet.org/join CONNECThttps://tcmet.org/joinhttps://www.drdavidmwalker.com LinkedIn: drdavidmwalkerFacebook: https://www.facebook.com/drdavidmwalkerInstagram: https://www.instagram.com/ drdavidmwalkerTwitter: https://www.twitter.com/ drdavidmwalker
#047: In this episode of Beyond the Culture, Dr. David M. Walker speaks with Pastor Torrey Montgomery. "We live in seasons, moments, and opportunities” – Pastor Torrey BTC Clip: https://youtu.be/iisfYbKBqGg Full Episode: https://youtu.be/gpZ7q634fVQSUBSCRIBE to the show on iTunes or YouTube to be notified when new weekly episodes are available.Leave a comment and a review Connect with Dr. Walker: https://www.drdavidmwalker.com LinkedIn: drdavidmwalkerFacebook: https://www.facebook.com/drdavidmwalkerInstagram: https://www.instagram.com/ drdavidmwalkerTwitter: https://www.twitter.com/ drdavidmwalker #leadership #speaker #pandemic #pandemiclife #musician #martialarts #bodyandspirit #education #seasons #moments #opportunities #crticalracetheory
#45: In this episode of Beyond the Culture, Dr. David M. Walker speaks with Attorney Nkechi Taifa. Nkechi Taifa is the president and CEO of the Taifa Group, a social enterprise firm whose mission is to advance justice. She also convenes the Justice Roundtable, an advocacy coalition advancing progressive justice system transformation. Attorney Taifa received her Juris Doctorate from George Washington University Law School, and she is a proud alum of Howard University. Attorney Taifa is the author of Black Power, Black Lawyer: My Audacious Quest for Justice. She's also the published author of several classic books for children. Attorney Taifa has written numerous scholarly works including law review articles, book chapters, and white pages.Listen in to learn more about her continued quest for justice. “It's a sad commentary…we've come from Black power to just let me breathe.”- Nkechi [23:50]What you will learn in this episode: · [3:20] Attorney Taifa discusses the George Floyd/Derek Chauvin verdict: The 9:29 video and the crumbling “Blue Wall of Silence.”· [7:40] She explains her experiences growing up in the 50s and 60s: Emmett Till, Fannie Lou Hamer, Brown v. Board· [9:30] Attorney Taifa describes how she was influenced to become a lawyer by Huey P. Newton's incarceration.· [11:04] She explains her connection to the Black Panther Party and how she got involved in social justice issues· [15:17] Attorney Taifa describes her journey as a Black Lawyer working in Washington, DC.· [20:05] She explains how the crime bill of the 1990s impacts justice today.· [26:55] Attorney Taifa discusses the HR 40 Reparations Judiciary Committee Vote Relevant Links:www.BlackPowerBlackLawyer.comBooks by Nkechi Taifa:Black Power, Black Lawyer: My Audacious Quest for Justice.
#044: Is reparations the cure for racism today? Will the repair of Black America bring healing to all America?In this episode of Beyond the Culture, Dr. David M. Walker speaks with Demeris Johnson. Demeris Johnson is a dreamer. At a young age he dreamed of being a professional football player—and he did. Later, he dreamed of being an entrepreneur. He went on to fulfill that dream by building an acclaimed athletic performance company and became a lauded and highly sought-after developer of elite athletic performance. Currently, Demeris has moved into his Pastoral calling and Prophetic instruction ministry, establishing four Life transforming streams of service: Salvations Solutions, Building Wealth God's Way, Gospelove and We Value Black Life. Demeris Johnson is the author of a bestselling book entitled, "Mission Possible." His new book is "Reparations Now and Why: Healing America's Racial Divide."Listen in to learn more about the need for reparations for descendants of slaves. “The ultimate goal for social justice and the ultimate goal for America is for there to be reconciliation between White America and Black America.”- Demeris [30:58]What you will learn in this episode: · [5:02] Demeris describes his experience with social injustice growing up.· [6:04] He explains what motivated him to dream of being an NFL football player· [14:04] Demeris describes how he ventured into entrepreneurship · [18:34] He explains his call to ministry and how he serves the community of God · [26:00] Demeris describes his book and why now is the time for reparations Relevant Links:www.demerisjohnson.comwww.Getmynewbook.comBooks by Demeris Johnson:Mission PossibleReparations Now and Why: Healing America's Racial Divide
#043: What does spatiality mean for you as a black person? It is important to educate yourself with African American history to understand spatial injustice and how it is still used to oppress us today. In this episode of Beyond the Culture, Dr. David M. Walker speaks with Dr. Brian Culp, the assistant chair of the Department of Health Promotion and Physical Education, and professor of health and physical education at Kennesaw State University. His current research interests are biopolitics, leadership, archetypes, community physical activity, kinesiology, and spatial injustice. Dr. Culp has written and published many peer-reviewed journals and book chapters and received several significant awards and distinctions. He talks about the meaning of spatiality and the African American history that has been suppressed from us. Listen in to learn about some pieces that are involved in the issues of space, movement, and power in America. You will also learn the importance of African Americans advocating for more representation in things other than entertainment. “You got to know where you've been in order to know where you're going to go.”- Brian [38:02]What you will learn in this episode: · [2:34] Brian describes his childhood and education background and his experience with social injustice growing up.· [8:14] The meaning of spatiality and its relation to black people in America.· [15:04] Understanding the concept of targeting black people with voter restriction. · [22:16] He explains the three people that represent our past, present, and future as African Americans. · [30:26] Why African Americans need more representation in curriculum and things that don't necessarily involve entertainment.· [34:08] The importance of understanding that racism still exists, just hidden. · [35:44] How to bring change by teaching financial education and historically zoning some communities. Relevant Links:LinkedIn: https://www.linkedin.com/in/briculp/
#042: Are you living according to whom God ordained you to be as a man and a father? It is important to understand that you are a king and have been given the power by God to lead yourself and your children actively and with authority. In this episode of Beyond the Culture, Dr. David M. Walker speaks with Reginald Gant. He's a 4X author and Founder of Serve4Men, LLC and the SERVE principles, which is a personal development vehicle used to educate men, fathers, and husbands. He equips and encourages them to step into their leadership roles as protectors and providers by challenging them with the question “why not me” instead of allowing them to settle for less so that they can live life with a clear conscience and without regret. His purpose is to assist men in finding their way because there is no manual or guide for manhood and fatherhood. He talks about his passion for leading men to be whom God called them to be in society. Listen in to learn the power of adopting the serve mentality and allowing God to work on you and through you to other people. You will also learn the importance of protecting your family spiritually and leading actively as a man.“Expectations that are not mutually agreed upon, are invalid.”- Reggie [26:51]What you will learn in this episode: · [2:00] He explains how God called him to lead men to do things like God ordained them to do. · [4:42] How the relationship between children and their parents shapes their upbringing.· [7:33] Learning from the experience of wise men and fathers and then sharing it with others.· [10:45] He talks about the original meaning of the SERVE principles and how they guide his life.· [14:07] The power of serving others in making them and yourself better.· [15:26] Reggie narrates the story of a man who he helped transform from a stuck to a progressive mindset. · [19:53] How forgiveness for yourself and the other person frees you up.· [26:07] Understanding why expectations need to be agreed upon by two people to be valid. · [28:51] How Reggie works towards teaching men to lead actively and with authority. · [35:46] Why black men should believe and adopt kingly thoughts and principles. · [38:00] He explains the meaning behind the second and third SERVE name acronyms. Relevant Links:· Website: https://serve4men.com/ · LinkedIn: https://www.linkedin.com/in/reginald-gant-21032167/ Reggie Gant's Books:· Serve Yourself to Greatness · Your Greatness Unleashed · Serve Your Children to Greatness· Serve Your Teen to Greatness· Speak Up
#41: In this episode of Beyond the Culture, Dr. David M. Walker speaks with Quinn Conyers. Quinn Conyers TRAINS black women in business how to turn VIRTUAL Conversations into Cash so they can PROFIT from public speaking on and offline!Quinn is a graduate of West Chester University and Howard UniversityQuin has authored two books: Speak Black Women: How Women in Business Can Turn Conversations into Cash; Speak Up: The Ultimate Guide to Dominate in the Speaking Industry “Your mouth should be your #1 marketing strategy.” Quinn–[10:54]What you will learn in this episode: · [03:07] Quinn details how Black women are having a greater impact in society today.· [05:50] Quinn describes how she began her journey in the speaking industry.· [09:50] She explains what motivated her to start training Black women in business how to turn conversations into cash.· [14:12] Quinn discusses what is a virtual business card and why every Black woman shouldn't leave home without it. · [17:25] Quinn debuncts the myth that you can only make money speaking on stage. · [18:40] She describes what she would change about the speaking industry.· [24:25] Quinn explains the women in the Black Community that inspire her the most.Relevant Links: https://www.quinnconyers.com/ https://www.SpeakBlackWomen.com
#40: In this episode of Beyond the Culture, Dr. David M. Walker speaks with Pam Perry the PR Guru.Pam is an award-winning communications professional. She teaches and mentors authors, speakers, and entrepreneurs on how to build a platform and attract major media and publishing contracts. She is also the publisher of SPEAKERS MAGAZINE and co-founder of Digital Business Acceleration.PAM has been called by Publishers Weekly a “PR Guru” and featured in many major publications. She also has over 20+ years of career expertise in marketing, public relations, and journalism in Detroit. Pam is known as the master of connecting the right people, for the right project, at the right time – Pam Perry PR works hard to help her clients brand (and get paid) like a superstar.“Media is everywhere, but you have to know the strategy and your target audience and what you want to do.” - Pam [18:30]What you will learn in this episode: · [8:51] Pam describes her inspiration for starting her company Ministry Marketing Solutions.· [11:22] She explains how her passion for marketing ministries in the early 2000s was not embraced by pastors and churches. · [14:04] Pam discusses the moment it turned, and churches saw the results of her marketing campaigns.· [16:50] Pam explains how she works with her clients and helps them with their branding. · [18:40] Pam describes how most people think the work is easier than it looks.· [22:30] She started Speakers Magazine out of frustration of the lack of media exposure for African Americans.· [25:00] Pam describes the motivation for her podcast: Get Out There and Get Known with Pam Perry.· [27:35] Pam would change the community's understanding of digital marketing: Own everything. Relevant Links: https://www.pamperrypr.com/https://www.Speakersmagazine.net
#039: What stories about our history and culture do you know? Are you telling them to your children? The African American history and culture is so rich and represents our resilience and the strides we've made to be where we are today. In this episode of Beyond the Culture, Dr. David M. Walker speaks with Juanita B. Johnson, the Sankofa griot of our time. Her attraction to the concept of positive audacity began in childhood as she listened to fascinating dinner-table stories which featured the achievements of African-American luminaries, change agents, and historical personalities. She currently facilitates the Sankofa Chronicles, a web-based edutainment platform that instills pride and self-confidence in children through its focus on character-building African American history and culture. She talks about her love for storytelling, especially that of our people which she developed in childhood. Listen in to hear stories of some of the heroic black people from the early 20th century that you don't hear in mainstream media. You will also learn the importance of passing through our history to young people to keep it alive. “Let us take the wisdom from the past and tell the stories of the past so that our children can have something to hold on to when we're not there anymore.”- Juanita [35:20]What you will learn in this episode: · [3:10] Juanita describes the ideal childhood her parents gave her and the lessons she's learned over the years.· [6:22] She explains her educational and traditional American experiences as a black child in the 1960s. · [10:15] The heroic story of Dorie Miller and how it changed Juanita's perspective about blacks in the military.· [13:10] The meaning of Sankofa griot- taking the values, wisdom, and lessons of the past and sharing them to move society forward. · [15:34] The common myths of African Americans about our history plus the many negative stereotypes.· [22:53] Why she wrote her book The Audacity Code to shares stories of people who achieved personal fulfillment when black people only existed.· [27:10] She narrates the story of Lina Richard who rose from a housekeeper to a cooking show in the 50s when it was unheard of a black person.· [34:21] Juanita advises our community to teach our children stories of the past as a reference to when we're no longer here. Relevant Links:Website: https://juanitabjohnson.com/ Book: The Audacity Code: Coloring in Black Outside the Lines by Juanita B. Johnson
Chase is joined on the show by former Comptroller General of the United States, David M. Walker, Concord Coalition Executive Director, Robert L. Bixby, and Concord’s Policy Director, Tori Gorman. They discuss the latest COVID relief package, the idea of a Fiscal Sustainability Commission, and highlights from Walker’s latest book, which looks ahead to what America might look like in 2040.
Chase is joined on the show by former Comptroller General of the United States, David M. Walker, Concord Coalition Executive Director, Robert L. Bixby, and Concord’s Policy Director, Tori Gorman. They discuss the latest COVID relief package, the idea of a Fiscal Sustainability Commission, and highlights from Walker’s latest book, which looks ahead to what America might look like in 2040.
#038: How many times have you risked taking the open doors, even though they might not necessarily be what you want? It is important to take advantage of open opportunities and the right mentorship to reach your goals and do what you're called to do. In this episode of Beyond the Culture, Dr. David M. Walker speaks with Dr. Claudia Schrader, the President of Kingsborough Community College in Brooklyn New York. She is the first African American to be president of the college in its 56-year-old history. Her mission is to transform and elevate the lives of young people through education. She shares her journey in education administration and what she hopes to achieve as a community college leader. Listen in to learn the importance of taking advantage of community colleges to continue your education. You will also learn the value of having a mentor to guide you in your education and career path. “Anything you want is within your reach; you just need to know that it's there.”- Claudia [39:50]What you will learn in this episode: · [2:41] The responsibility of women in leadership to mentor young women. · [4:38] She talks about the achievement it was for Alpha Kappa Alpha Sorority after Kamala Harris' win.· [6:43] Claudia talks about her education history and how she got into education and administration.· [11:25] The importance of taking on open opportunities and mentorship to succeed in a certain career.· [13:05] How she mentors young women through their higher education.· [15:51] She talks about her efforts to welcome new students to Kingsborough during the pandemic.· [20:17] The benefits and challenges of a 2-year college like Kingsborough.· [22:22] How Claudia advocates eliminating the stereotypes associated with community colleges. · [24:45] Claudia talks about the intentional work the faculty is doing to take the college ahead. · [27:02] Why the pandemic has been the greatest challenge in Dr. Claudia's professional career. · [32:08] She explains why her parents' generosity and thoughtfulness inspire her. · [36:35] Learn what you can achieve at Kingsborough Community College. · [38:48] Claudia advises everyone to take advantage of the opportunities they have to get an education. Relevant Links:Website: https://www.kbcc.cuny.edu/ LinkedIn: https://www.linkedin.com/in/claudia-schrader-edd-6a0687181/
#037: What limiting beliefs are stopping you from living out your purpose? It is important you find your voice by reading and listening to other women's stories, so you can gain the courage to show up, share your story, and possibly impact others.In this episode of Beyond the Culture, Dr. David M. Walker speaks with Altovise Pelzer. She is an award-winning small business trainer and the founder of the World Voice League. She hosts the #SpeakEasy Podcast, a podcast for unscripted perspectives on becoming and staying a successfully paid Speaker. She's the author of "The PRESS"- a series of self-help books for businesses, women, and families and the bestselling author for the #1 Best Selling book “A Stage of Their Own: More than a movement. She narrates her story of being homeless and being molested, which has greatly affected her life. Listen in to learn the power of using your voice as a woman to share your story and change other lives in the process. You will also learn the value of not allowing labels to define you and limit you from going after your purpose. “We sow the seed and we never know who's going to eat from the harvest.”- Altovise [26:21]What you will learn in this episode: · [3:31] Why women should be the mouthpiece for other women's impactful stories.· [8:21] Altovise narrates her direct experience with molestation, limiting beliefs, and when her life shifted.· [15:01] How she has disallowed titles and labels to lead her life.· [16:48] How the title of a single mother limits women from going after their purpose.· [19:52] She talks about her passion for writing and how it has impacted her life, especially as an introvert.· [23:36] The ripple effect that Altovise's writing has had on women to live out their purpose.· [28:37] She explains how her story of being an author and speaker has changed people's lives.· [34:53] The qualities of an introvert and how to use them to your advantage as a speaker. · [39:11] How Altovise is inspired by her relationship with her kids, plus how she has taught them to embrace all cultures.· [45:24] She talks about the books she's currently reading and her overall reading habits.Relevant Links:· Website: http://www.altovisepelzer.com/ · Instagram: https://www.instagram.com/altoviseunmuted/ · LinkedIn: https://www.linkedin.com/in/altoviseunmuted/ · Podcast: #SpeakEasy podcast · Books Mentioned: The Greatest Salesman in the World by Og Mandino · Year of Yes by Shonda Rhimes
"The entrepreneurial journey is a combination of experience, education, and execution" ~ Altovise PelzerThere will always be those willing to debate the value of education over experience and vise versa. It goes further back than history has even documented. The thing we must understand in business is that no matter what form of education you receive, it is what you do with it that matters most. Becoming an information hoarder does not bring you any closer to your dreams. In fact, when we spend loads of time, energy, and money collecting information we can find ourselves with analysis paralysis. It is time to get moving and to tao into the education that will move you forward on your journey. In this episode, Dr. David shared his insight on education, experience, and opportunities that impact the lives of entrepreneurs. Dr. David's nuggets; ~ Go back and get your degree no matter how long it takes. People don't ask you how long it took. ~ Education allows you to create a new world for yourself ~ Once you educate your mind the world belongs to you~ There are various ways to educate your mind (Secondary degree, certifications, books. webinars, coaching, etc.)~ Your past does not determine how far you can go in your future~ Anything worth having is going to cost you ~ You can do anything when you make up your mind to do it"There's nothing that I could not accomplish and everything in life I knew I could receive it through an educated mind" ~ Dr. David WalkerMeet Dr. David:Dr. David M. Walker is a voice of inspiration to many, and he believes that your most significant accomplishments are within your desire to be better than what you are today. Dr. Walker is a leading voice on the topic of Leadership, Life & Transition. He is passionate about seeing others transition into new and positive seasons in their lives. His purpose is to help you discover and live out your purpose and destiny in life.Growing up in the urban community of Bedford-Stuyvesant, Brooklyn, NY, Dr. Walker experienced the challenges and struggles that come with living in a community of drugs and gang violence. From this experience, Dr. Walker believes that education is the agent of a successful life.Dr. Walker's education includes a doctorate in organizational leadership and a Master of Divinity degree in theology.Dr. Walker is a professional leader. He is a former NYC school administrator. He is a former pastor, and Dr. Walker is a former NCAA Division 1 college basketball referee. Dr. Walker is married to Emeline Toni. They have three adult children: David Jr., Tameeka, and Elizabeth. His greatest joy is his grandchildren: David III and Navy Rose.www.instagram.com/drdavidmwalker/https://drdavidmwalker.com/
#036: In this episode of Beyond the Culture, Dr. David M. Walker speaks Roy Johnson Jr., the Founder of The Business Launcher. Roy is a Business Implementation & Entrepreneurship Coach where he helps turn yearnings into earnings and helps businesses get off the ground in 8 weeks or less.Roy is a public speaker & author. Listen in to learn about how to get your business up and running in a short period of time. "Never be afraid to ask for help. Not because you're weak but because you want to remain strong.”-Roy [27:07] What you will learn in this episode: · [7:38] Roy describes the reason he became an entrepreneur.· [10:53] How Roy help turns yearnings into earnings and help get businesses off the ground in less than eight weeks.· [12:02] He explains why you should have a least 7 streams of income.· [15:33] Roy explains that entrepreneurship is not for everybody. You have to be in the entrepreneurship mindset.· [18:51] Entrepreneur is a risk-taker. They take responsibility and ownership of their own lives. [19:32] Growth does not take place in your comfort zone.· [19:42] You have to be comfortable with getting uncomfortable. You have to be able to endure the pain and endure that pressure.· [22:58] The one Roy wished he would've known before becoming an entrepreneur.· [25:28] My business coach is Toni Harris-Taylor of Drastic Results· [26:00] Every coach needs a coach. You have to be willing to invest in yourself.· [30:39] My story did not belong to me; it's a gift for the public.· [33:55] In order to overcome that fear you have to face that fear head-on.· A big regret:· [38:04] Roy explains why he wished he would have acted more aggressively. Relevant Links:· Website: https://thebusinesslauncher.com/who-s-roy
#035: How are you working towards fulfilling what you're called to do? The world is calling to you to use your calling and passion to make a difference by serving the needs of the community, especially as a leader and a follower of Christ.In this episode of Beyond the Culture, Dr. David M. Walker speaks with David Ings. He is the CEO, founder, and pastor of Momentum Christian Ministries in Philadelphia, Pennsylvania. Pastor David is heavily involved within his community of South Philadelphia with community programs such as the anger control program, the prison ministry program, and the TATTOO program. He strongly believes that mentorship and positive role modeling are essential to increase self-esteem, inspire academic excellence, and establish career-minded youth. Listen in to learn the importance of serving the community at all angles you're able to as a leader, without expecting anything in return. You will also learn the importance of teaching young people how to control their anger as opposed to managing their anger.“There's nothing wrong with your brain; you just learn differently.”- Pastor David [40:15]What you will learn in this episode: · [3:04] Pastor David describes growing up in the church as a 3rd generation minister and his calling in street ministry.· [7:16] How Momentum Ministries was birthed as a community-oriented center.· [11:10] He explains how the Anger Control Program was formed to help the youth deal with their anger issues.· [13:48] How he teaches people to acknowledge their anger feelings and to control themselves when they're triggered. · [19:52] He talks about his passion for serving in prison ministry, which is the highlight of his calling.· [24:33] How their prison ministry program extends outside prison even though faced with some challenges. · [28:50] Tough Answers Tough Topics Often Overlooked (T.A.T.T.O.O)- the art of listening and the power of comprehending. · [36:45] Pastor David explains how he teaches the youth to be encouraged to learn their own way and with the right support.· [45:48] He talks about the challenges of ignorance and lack of perception he faces while working in the community.· [51:35] Pastor David names his inspirations as Barack Obama and the work of Jesus Christ. · [58:53] He encourages people to reach out with their callings and passions to make a difference in their communities. Relevant Links:Websites: http://www.tattoo4life.org/ http://momentumcm.org/ Book Mentioned: Competent to Counsel by Jay AdamsThe Audacity of Hope by Barack ObamaTough Choices by Hilary Clinton
#034: How incredible would it be to support and build relationships with stakeholders in your favorite industry? To give them a platform to get known and expand their reach?In this episode of Beyond the Culture, Dr. David M. Walker speaks with Ariel D. Smith who's doing just that in the food truck industry, focusing on black-owned ones. She is the founder of The Food Truck Scholar, LLC, and the executive producer of its podcast, which was recently ranked as the number 1 food truck podcast of 2020 and 2019 by FeedSpot. Her podcast invites guests from various backgrounds, identities, regions, and fields to discuss their role in the food truck movement.Listen in to learn about the factors you should think about before starting a food truck business. You will also learn the history of food trucks in America and how modernization is changing the said industry.“Do it afraid and do it for the one.”- Ariel [32:44]What you will learn in this episode: · [2:19] Ariel describes her background from Birmingham, Alabama which is known for the Civil Rights Movement.· [5:55] How Ariel's love for food drove her into a career in the food industry.· [7:23] She explains she became fascinated with the idea of researching black-owned food trucks.· [12:48] How she's committed to learning about the food truck industry and providing a platform to support food truck owners. · [17:07] The factors you should consider to tap into the opportunity of being a food truck owner.· [19:20] The old food trucks' stereotypes that go centuries back and how that is changing, to appreciate the industry.· [21:39] The challenges of social media underutilization and city councils' tension in the food truck industry today. · [24:12] Ariel describes the success of her podcast The Food Truck Scholar, which she had initially hesitated to start.· [27:14] She talks about her inspiration from her great aunt and what people expect of her. · [29:38] The books Ariel is reading about black food and inequality. · [32:44] Ariels advises you to do it even with your fear and for the one person that will stay till the end. Relevant Links:· Website: https://thefoodtruckscholar.com/ · Instagram: https://www.instagram.com/thefoodtruckscholar/ Books Mentioned:· Black Food Matters by Ashanté M. Reese· It's About Damn Time by Arlan Hamilton
Preview of Season 2
#033: How do you move forward in a crisis? How do you master the tenacity to keep walking past the dark cloud? Sometimes you have to take some drastic baby steps because we all have adversities, and it is how you handle yours that differentiates you. In this episode of Beyond the Culture with Dr. David M. Walker, we have Toni Harris Taylor, an international speaker/trainer. She is also a certified sales and marketing coach and a certified networker also known as ‘the networking queen'. Her brand is about taking drastic steps like networking and speaking to be successful. Listen in to learn how to dig deep and find what's within you to come out of adversity a winner. You will also learn the power of being drastic to build and scale your business.“Embrace the change because you can't change the change.”- Toni [7:38]What you will learn in this episode: · [2:21] Toni talks about her TV show Drastic Results with Toni Harris Taylor which was inspired by entrepreneurship.· [4:31] She narrates her diverse childhood and her personal life and entrepreneurial experiences. · [12:27] Teaching entrepreneurs how to use relationships building skills like speaking and effective following-up to grow their business. · [15:52] The power of being drastic in your sales and marketing to grow and sustain your business.· [17:37] She explains in detail what Drastic Results training and coaching is about. · [21:45] The importance of surrounding yourself with the right people, listening to positive people, and digging from within to overcome when going through adversity. · [27:54] Toni describes her mom as her motivator and entrepreneurial inspiration as a 40-year entrepreneur.· [30:29] Why divorcing her first husband is her biggest personal regret and failing to start business earlier as her professional regret. · [36:10] Her networking organization for bringing entrepreneurs together to build relationships and bring each other referrals. · [39:02] Toni advises people to keep moving through the cloud without getting stuck. Relevant Links:· Website: · https://www.drasticresultswithtoniharristaylor.com/· https://www.drasticresultstraining.com/ · LinkedIn: https://www.linkedin.com/in/toniharristaylor/ Books Mentioned:· The Miracle Morning for Entrepreneurs by Hal Elrod· Strategic Entrepreneurship by Toni Harris Taylor
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In this episode (aired on 1/3/20), host Ron DeLegge chats with David M. Walker, who served as the 7th U.S. Comptroller General of the U.S. government under the Bush and Clinton administrations about skyrocketing U.S. government debt and his latest book "America 2040." Walker shares his thoughts about government spending, Social Security, why taxes are headed higher. ETFs mentioned in this episode include MOON, TECL, CHAU and others. Follow the show on Twitter @ IndexShow and order Ron's latest book "Habits of the Investing Greats" https://www.amazon.com/gp/product/B07T2PJDN3/ref=dbs_a_def_rwt_bibl_vppi_i0
#032: How many times do you use your voice to tell your story? Your story is who you are and can only be heard when you learn to effectively communicate. Life is about who you are and every moment is important and should be told with pride, not pieces that make others happy.In this episode of Beyond the Culture with Dr. David M. Walker, we have Star Bobatoon, Esq., an award-winning international speaker, a presentation coach, and a trainer. She has over a decade of experience in performing on stage, television, and the big screen. She has another decade of experience as an employment attorney. Star is a trained speaker and trained with the world-renowned motivation speaker Les Brown and is also an author of three books.Star shares her life story, which is filled with many moments of adversity, and how each time she took control and became an even better person. Listen in to learn the importance of faith when things don't seem to work even if it means using other's beliefs until you get yours. “In every situation, we have the ability to choose which way we are going to go.”- Star [25:36]What you will learn in this episode: · [1:46] Star explains when and how she became a child star and why she decided to hide her gift for many years to make peace with her family.· [8:30] The racial disparities that existed when Star was younger and in the TV world which she became more aware of as she grew older. · [13:11] How learning her son had Duchenne muscular dystrophy- an incurable deadly disease- changed her.· [18:40] Why she wrote her first book ‘I hate muscular dystrophy' to help parents deal with children with life-altering diseases.· [21:03] The power of belief when you do not have a reason to believe. · [28:23] Star explains when she decided to do public speaking under the mentorship of Les Brown.· [34:36] The importance of communication- seeing, hearing, and validating everyone's story to be understood. · [40:10] She talks about her book ‘STARPoints'. What it entails, and how it came about. · [44:40] Star talks about the choices she would regret but has instead become part of her life. · [46:46] Learn to use this unprecedented time to set the precedent yourself.Relevant Links:· Website: https://www.starbobatoon.com/ · LinkedIn: https://www.linkedin.com/in/starbobatoon/ · Email: star@starbobatoon.com Star's Books:· I Hate Muscular Dystrophy: Loving A Child with A Life-Altering Disease· STARPoints: 31 Strategies to Illuminate Your Life Vols. I & II
#031: Why are we not producers as the African American community? We're called to be consumers of our products and not just consumers. We need to change our mindset and align with the biggest ideas that God has for our lives by going beyond our comfort. In this episode of Beyond the Culture with Dr. David M. Walker, I have Pastor Frederick Guions, the chairman at the Guions Group LLC. He works as a certified John Maxwell speaker, trainer, and coach at the John Maxwell Team. He's a former pro football player, he had a successful career as a financial advisor working on Wall Street, and has appeared on radio, seminars, and hosted conferences. He's also a senior pastor at the Blessed Church in Philadelphia and the author of a soon to be released book entitled, The Goal Standard. Pastor Frederick discusses the importance of generational wealth building for African Americans by expanding our minds from the comfortable environments we're used to having. This new mindset believes that wealth is for our people. Listen in to learn the importance of trusting God with your next work when His time is right. Quotes: · “There is so much more for us to have and lifestyles for us to live and also to pass down if we just simply accept the ideas that are beyond our normal comfort.”- Frederick [11:34]· “Success, influence, and prosperity is all about evangelism.” - Frederick [26:01]What you will learn in this episode: · [2:49] Frederick talks about his professional football career in the 90s and the team he supports now.· [4:42] He talks about his career at Wallstreet and why he left to pursue ministry work locally and internationally.· [7:17] Learning to take baby steps and not allowing the newness of the idea of wealth to push us back as African Americans. · [10:01] How to expand our minds to the possibility of what we can have beyond our normal comfort.· [12:22] The barriers that are stopping black communities from becoming producers and instead remaining consumers.· [15:22] He shares how he started serving in the ministry, plus the ideas he and his church community share.· [20:51] How God called Frederick to be a speaker and coach to help others and not just be a traditional pastor. · [25:25] How to be a producer and creator to get people to give you permission to influence them.· [31:30] Purpose always leaves clues- trusting God with your next work.· [34:23] Frederick explains why his wife and Dr. Will Moreland are his greatest influences in life.· [38:25] He talks about his book ‘The Goal Standard' which is all about who to become before setting one big goal.· [41:19] How to deep work by strengthening your focus and mindset. · [44:08] Learn that life for God begins at discovery and He will get you to your spot when His time is right. Relevant Links:Website: https://www.frederickguions.com/ Facebook: https://www.facebook.com/frederick.guions Book Mentioned: Deep Work by Cal NewportThe Goal Standard by Frederick Guions
The Honorable David M. Walker joins T. J. O’Hara on Deconstructed to discuss his latest book: America in 2040: Still a Superpower? A Pathway to Success. Mr. Walker is a distinguished professor at the United States Naval Academy and the former Comptroller General of the United States and CEO of the United States Government Accountability Office under Presidents Clinton and Bush (#43). Mr. Walker book explores the current trajectory of the United States in comparison to China, India, and other emerging powers. Over the next 20 years, will our Nation retain its position as the world’s only superpower, or will it be joined (and even passed) by other countries? He shares his opinion of what will happen if nothing changes as compared to what may happen if the United States evolvers in certain ways. Mr. Walker also provides advice to the whomever will be serving as President of the United States during the next four years; citing three critical issues that will need to be addressed. He discusses the reality of taxation proposals and the addiction to spending that is dramatically expanding our Nation’s debt. COVID-19 only exacerbates the problem. Then, T.J. queries Mr. Walker on a variety of issues including trade, energy, defense, and personal financial security. The two then discuss what economic and political recommendations should be considered to our nation’s future. Mr. Walker’s book poses a serious question: Will the United States still be a superpower in 2040? If not, why not? If so, what will it take to assure that it maintains that status. Listen to the show to find out and read Mr. Walker’s book to get the details.
#029: Have you ever experienced the most devastating events that life can offer? Today's guest knows all too well how to take a hit and get back up on your feet to succeed.In this episode of Beyond the Culture with Dr. David M. Walker, we have Louis Moorer, "The Comeback Expert." Louis helps individuals and organizations to come back from any situation. Life can blindside and knock you down but Louis says, “When life knocks you down, you don't have to stay there.”What you will learn in this episode: How Louis' first comeback was as an infant. He was born with an abnormal heart and had to undergo open-heart surgery months after he was born.How as an adolescent, Louis was labeled with ADHD. He had to make a comeback from being mislabeled.How Louis experienced a near-fatal motorcycle accident. The doctor told him he would never walk again. Louis made his greatest comeback.Why God gave Louis the assignment of "The Comeback Expert."Relevant Links:LouisMoorer.comMasterStorytellerAcademy.com
#028: Did you know that statistics show Black males are far more incarcerated than any other ethnic group or gender? It is no longer a secret that the Black community is overpoliced resulting in 5 times more likelihood of incarceration or negative interactions between young Black men and the police. Young Black men are disproportionately impacted by the criminal justice system.In this episode of Beyond the Culture with Dr. David M. Walker, we have Dr. Jocelynne Rainey. Dr. Rainey is the President and CEO of Getting Out and Staying Out, which is a non-profit organization that has helped over 10,000 formerly incarcerated and justice-involved young men achieve education, secure meaningful employment, and acquire emotional wellbeing. Dr. Rainey discusses the importance of creating equity among young Black men by giving them opportunities after they've been disproportionately impacted by the criminal justice system. Listen in to learn how you can invest in the formerly incarcerated to help them become better people in their community. Quotes: · “The work that we do is really about giving them opportunities after they've been disproportionately impacted by the criminal justice system.”- Dr. Jocelynne [10:46]· “No one should be penalized forever for their worst deeds.”- Dr. Jocelynne [39:27]What you will learn in this episode: · [3:17] Dr. Jocelynne shares her opinion on the election of Kamala Harris as the first-ever African American vice president of the United States. · [6:00] Get to know Dr. Jocelynne's background in education, personal life, and her role with the Getting Out and Staying Out organization (GOSO). · [9:53] How GOSO helps formerly incarcerated young men by giving them the necessary resources like education and jobs to ensure their success.· [15:53] Dr. Jocelynne talks about her passion for connecting young men with the labor market. · [20:35] The importance of having deeper conversations around policing and prison cultures to bring forth real change. · [24:35] The negative impact of over-policing Black communities.· [28:54] Why there's an advantage in taking some funding from the police and investing in more credible messaging to deal directly with the community.· [32:58] The work that needs to be done around race, poverty, and education to impact the criminal justice system. · [36:30] She talks about her regret in not questioning fairness when she was a young leader.· [38:26] The importance of investing in formerly incarcerated young men and help them to become better people. · [41:05] The power of doing what you love in helping make a difference in the world around you. Relevant Links:Website: https://www.gosonyc.org/ Facebook: https://www.facebook.com/GOSONYC/ Books: Incarceration Nations by Baz Dreisinger The New Jim Crow by Michelle Alexander Just Mercy by Bryan Stevenson
#025: What are you doing to invest in yourself? We're living in a world with readily available information that you can easily use to break through your challenges. It is important to understand that only you hold the key to create what you need to have both personally and professionally. In this episode of Beyond the Culture with Dr. David M. Walker, we have Donna Bellinger, a businesswoman, a revenue accelerator, a professional speaker, and an author. She specializes in working with people who've hit the wall in both personal and professional growth. Donna shares her story from ‘rags to riches' and how she now uses it to help impact other women's lives. Listen in to learn the importance of financial literacy and how you can use smart networking to breakthrough business. Quotes: · “With the right attitude, the circumstances do not matter.”- Donna [20:38]· “Information acquired but not acted upon is just a souvenir.”- Donna [24:34]What you will learn in this episode: · [2:24] Donna describes her upbringing as diverse with a lot of experience.· [4:41] She narrates her story of how she went from daughter to mother, mother to leader- leading sales teams, and now taking control of everything around her. · [11:07] How Donna's rags to riches story have helped impact the lives of many women.· [13:59] How she helps experts communicate their solutions to their clients and teaches sales to various groups and corporations.· [18:49] Learning how to be open and willing to create what you need to have.· [22:47] The importance of investing in yourself before looking for a mentor.· [25:36] Donna shares how a lack of financial literacy held her back when she first started which is why she insists on the importance of financial education.· [29:23] She talks about her book You Lost Me @ Hello which talks about smart networking to breakthrough business.· [34:22] She describes some of her favorite authors on positivity and marketing.· [37:16] Why you shouldn't allow people who don't have the authority to tell you, yes, to tell you no. Relevant Links:Websites: https://donnasmithbellinger.com/ https://askdsb.com/ LinkedIn: https://www.linkedin.com/in/donnasmithbellinger/
#024: There's nothing wrong with your dialect- it is part of your culture and who you are- but you need to learn how to code-switch between that and standard American English. This will help you compete with everyone else in your eventual work environment. In this episode of Beyond the Culture with Dr. David M. Walker, we have Veronica Blakely, the owner of V's Voice Communications where she teaches people how to level up their communications skills. She is an educator, a community volunteer, a former corporate manager, a speech coach, and communication skills trainer. Veronica describes how her childhood growing up in the inner urban city contributed to her career choice in communications. Listen in to learn the importance of having a mentor as a young person of color navigating America's corporate scene. Quote: “There is no such thing as talking white; it's called standard American English, you need to read it, write it, speak it so that you'll be able to successfully compete in the world you're trying to eventually work in.”- Veronica [12:27] What you will learn in this episode: · [3:03] Veronica explains how she became interested in teaching standard American English as a form of communication in all settings.· [7:04] She explains how she went from the corporate world to a high school and college teacher teaching business and communication courses for 13 years. · [11:20] How she teaches people to code-switch to know when to use their dialect and when to use standard American English.· [15:40] How her childhood contributed to her interest in public speaking plus the state of the public speaking business.· [20:01] Why she wishes she had known about business earlier on and had enough entrepreneurial support.· [24:46] The importance of having a mentor when navigating corporate America as a person of color.· [28:42] She talks about a certain college professor that influenced her to strive to do what her heart set out to do. · [32:11] Veronica talks about the books she's written and why she likes to write titles that get attention.· [39:04] Learning to choose and focus on what is positive to increase it. Relevant Links: Website: https://www.veronicablakely.biz/
#019: What has God called you to do to serve Him in his kingdom? God's kingdom is enormous, and we're all called to do different things to serve Him. Sometimes God will allow things to happen in our lives to teach us the power of obeying Him and living out our purpose.In this episode of Beyond the Culture with Dr. David M. Walker, we have Jennifer Jones Austin, a fourth-generation leader of faith and social justice. She's a child and family advocate, CEO, and executive director of the Federation of Protestant Welfare Agency: an anti-poverty policy and advocacy organization with human service agencies operating throughout New York City. She is also a wife, a mother, and the author of 'Consider It Pure Joy.' Jennifer shares her calling to work with children suffering from abuse and communities in poverty. She also shares her inspiring journey with cancer and the lessons it taught her as God had intended. Quotes: · “In our society, the three are inextricably linked; race, poverty, and justice involvement all go hand in hand.”- Jennifer [17:31]· “God was showing me that even in the darkest of your days, joy can be found.”- Jennifer [50:45]What you will learn in this episode: · [2:34] She describes her childhood as a preacher's kid as one filled with more freedom and understanding compared to other preacher's kids.· [6:32] How her parents influenced her intentionally and unintentionally to become the best she could be while lifting the community. · [12:04] How she was called to work in child abuse and neglect as part of her social justice and later addressing poverty for families and the causes of stresses that attack poverty communities. · [19:05] Understanding the persistence of racism in America's systems and structures and how Jennifer is using her voice to speak to such issues.· [23:41] The importance of having people of color in key policymaking and product development roles in organizations to bring real change. · [29:10] The late Chadwick Boseman's actions of respecting his church and community and how that spoke of his character. · [31:41] Jennifer narrates her thorny journey with cancer and how God worked miracles for children to rescue her as she'd been rescuing them.· [44:01] The lessons her cancer suffering taught her about obeying her purpose and value.· [47:02] Why she felt the need to put her cancer journey into words and write her book ‘Consider It Pure Joy'.· [54:05] She narrates why her biggest regret was allowing someone's destructive words to take hold of her and her time. · [1:08:40] Jennifer explains how she's working towards ending solitary confinement for incarcerated people in New York. She also talks about racial equity that she's centered on right now and publishing a book. Relevant Links:Website: https://www.jenniferjonesaustin.com/ LinkedIn: linkedin.com/in/jennifer-jones-austin-74232465Twitter: https://twitter.com/PureJoyJJA Book: https://www.amazon.com/Consider-Pure-Jennifer-Jones-Austin/
#017: Mary Wanjiku Gichuhi provides an impassioned conversation on the subject of domestic violence.Have you ever been in a hard situation that you can't seem to get out of? Or maybe you know someone who has and has discreetly judged them on why they stay? Domestic violence is one of those situations that might take you to the deep end of life and only you have the power to make things better. In this episode of Beyond the Culture with Dr. David M. Walker, I have a conversation with Mary Wanjiku Gichuhi, an international motivational speaker, a Ph.D. candidate, and a bestselling author with eight self-help books. She was awarded the best motivational speaker of the year in Europe in 2019 and is a proud mother of one son. She shares her story from a domestic violence victim and a refugee to a successfully minded woman. Listen in to learn how to aggressively chase your dreams and change your thinking to a growth mindset.Quotes: “If you want to change your life you have to have one reason that is going to motivate you when everything is dark.”- Mary [21:47]“You have to do a lot of self-development when you're at your lowest point, it'll be critical to help you to create the extraordinary life that you want.” – Mary [23:36]What you will learn in this episode: · [2:34] Mary shares her childhood and educational background plus when and how her experience with domestic violence started.· [7:14] How she ran away from her home country Kenya to look for safety and found it in Amsterdam.· [10:28] Having the bravery to leave a toxic situation, reinvent yourself, and be able to help others in similar situations.· [13:36] The complexity of staying in domestic violent relationships and the underlying issue of mental health illnesses. · [15:31] Mary explains how she discovered she had the capabilities to become an author. · [17:56] How to change from a victim mentality to a growth mindset by investing in yourself.· [24:01] How to surrender to a relationship with God and believe in what you're capable of achieving.· [26:37] Learning how to be aggressive when going after your dreams and not allowing anything to stop you. Relevant Links:Facebook: https://www.facebook.com/mary.w.gichuhiInstagram: https://www.instagram.com/mary_wanjiku_gichuhi/Email: info@marywanjikugichuhispeaks.com Books by Mary Wanjiku Gichuhi:From Refugee to Living Free: 7 Guiding Principles to Living an Extraordinary LifeWomen's Guide: Master the Art of Living Free50 Winning Habits Great Moms Know22 Tips to Re-Invent Your Life and SucceedReborn to Live FreeMary's Motivation for Depression SurvivorsThings All Students Must KnowNational Domestic Violence Hotline1-800-799-SAFE
The Honorable David M. Walker joins T.J. O’Hara on Deconstructed to discuss the economic impact of the COVID-19 virus.Mr. Walker served as the former Comptroller General of the United States and the former CEO of the United States Government Accountability Office under Presidents William Jefferson Clinton and George W. Bush. He currently serves as the Admiral William Crowe Chair Distinguished Visiting Professor in Economics of the Defense Industrial Base at the United States Naval Academy.
Russ Verney and David M. Walker join Deconstructed’s host, T.J. O’Hara, to discuss the political legacy of H. Ross Perot. Mr. Verney was a top advisor and spokesperson for Ross Perot’s 1992 presidential campaign in which Mr. Perot garnered 19% of the popular vote. Mr. Verney was also the first Chair of the Reform Party and Ross Perot’s campaign director during the latter’s 1996 presidential run. David M. Walker is the former Comptroller General of the United States (under Presidents Clinton and Bush ’43) and CEO of the Government Accountability Office (GAO). He now serves as a Distinguished Professor at the United States Naval Academy. Mr. Walker was a personal friend of Ross Perot’s and the two worked together on Comeback America Initiative’s “$10 Million a Minute Tour” that tackled our nation’s enormous fiscal challenges. The three discuss Ross Perot’s impact as an independent candidate, his character, and the fundamental positions in which he believed. They also discuss the current political environment and the struggle that independent candidates face today. Russ Verney shares the background behind Ross Perot’s inclusion in the 1992 Presidential Debates. Perot enjoyed remarkable success in those debates. Unfortunately, his success led to the Democrat and Republic representatives, who control the Commission on Presidential Debates (CPD), to effectively ban independent and third party candidates from participating in the debates; an inequity that David Walker, IVN, and others are fighting to correct.
David M. Walker Former Comptroller of the U.S. by The Economic Warrior
Exclusive interview with former Comptroller USA, The Honorable David M Walker. Mr Walker is the former Public Trustee for the Social Security anf Medicare accounts, former head of the General Accountability Office of Congress, appointed by President Clinton and servings also under G.W Bush. This episode begins one of several where Bruce interviews Mr. Walker regarding the national debt and deficits, and how troubled really are Social Security and Medicare? Oh yeah - and how to we FIX all this. There may be nobody better qualified to answer these questions and Mr. David M. Walker.
As President and CEO of the Peter G. Peterson Foundation and Former Comptroller General of the United States, Mr. Walker is a leading advocate for entitlement reform and sound fiscal policy. Mr. Walker discussed the consequences of the structural deficit and proposed ideas for reform.
Please click on the POD button to listen to the latest Atlanta Business Radio show podcast broadcasting live each Wednesday at 10am EDT from the Business Radio X studio in Atlanta, GA, USA. Here's how to listen to the podcast of our show. First click on the title of the show you are interested in. Then there should be a player in the upper right hand corner of the screen. Now just press play and the show you chose should start playing. You can also download the show to listen on your mp3 player. We are now available on iTunes, click this link and you can find all our past shows. Press SUBSCRIBE and you will automatically get the latest show when you sync your iPod to your computer.We opened the show with Michael Moore, Cost Segregation Expert with BDO Seidman LLP. Micheal explained how his department helps clients lessen their Federal tax bill through an IRS authorized method of accelerating portions of real property to shorter depreciation lives. But remember you must be profitable to take advantage of this opportunity. The recent Economic Stimulus bills have opened up a lot of opportunity business owners if they know where to look and Michael explained that BDO Seidman has been helping their clients grow for over 100 years. To learn more please go to www.bdo.comNext up we had Jonathan Rosen, CEO of Entaire Global Companies. Entaire is the leader in the rapidly expanding field of Financed Planning, which is a new approach to wealth building for business owners, physicians and other entrepreneurs. Through its affiliations with world-class insurance and annuity carriers, Entaire provides innovative retirement funding solutions while offering an advantage in tax efficiency. To learn more contact Jonathan through his website www.entaire.comNext David M. Walker, Business Attorney explained The Business Owner Movement (BOM) he is helping start in Atlanta. The BOM is a new program for entrepreneurs who want to start or expand their business but need guidance and advice. David offers yearly membership which includes weekly classes and networking opportunities. The BOM offers new members a chance to receive a Georgia limited liability company and federal tax ID as well as assitance with opening a small business bank account. To learn more please go to www.thebom.bizAnd we closed the show with Andrew Freeman owner of Cherries Divine. Cherries Divine is the place to go for elegantly packaged long stem chocolate covered cherries. You won't find a more delicious corporate gift idea than a box of Andrew's chocolate covered cherries. He explained that his family recipe has been delighting all who have tasted these cherries. All of the guests at the studio today could not stop munching on these tasty treats. So if you are looking for a unique client gift that will have them talking about you long after you leave then check these guys out. Affordable, elegant and delicious. You won't go wrong with Cherries Divine. Please go to their website www.cherriesdivine.com And if you ahve a retail store or gift shop you should seriously think about carrying these. Also if you know of a business in Atlanta that we should know about please email Amy Otto at Amy @ atlantabusinessradio.com and we will try and get them on the show
David M. Walker, the Comptroller General of the United States, explores the nation’s growing fiscal imbalance that, if left unchecked, will impede economic growth and jeopardize key government programs, such as health care and social security. Series: "Richard and Rhoda Goldman School of Public Policy at UC Berkeley" [Public Affairs] [Show ID: 9861]
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