Podcasts about Payoff

In this explosive new episode, I'm joined by Shaun Attwood to unpack the latest developments in the Prince Andrew and Jeffrey Epstein scandal — and the powerful network of elites still surrounded by unanswered questions. Join the Heretics Community For Bonus Videos: https://andrewgoldheretics.com/ Follow  @shaunattwoodOFFICIAL  here! https://www.youtube.com/channel/UC0pdktx9M6EcOsRg5LdLlXg SPONSORS: Organise your life: https://akiflow.pro/Heretics  Earn up to 4 per cent on gold, paid in gold: https://www.monetary-metals.com/heretics/  Cut your wireless bill to 15 bucks a month at https://mintmobile.com/heretics  We dig into the most disturbing and controversial parts of the Epstein allegations, including the renewed scrutiny around Prince Andrew, his relationship with Epstein, and the continuing fallout from the Virginia Giuffre accusations. What does the evidence suggest, what's still unproven, and why does this story refuse to go away? We also look at Epstein's broader web of connections — including the political and billionaire circles that continue to raise eyebrows. That means discussion of names like Bill Clinton, Bill Gates, and others who have faced questions over their association with Epstein (even if their involvement has been publicly disputed or denied). And yes — we also talk about Sarah Ferguson (Fergie) and the royal dimension: how Epstein intersected with royal life, the reputational crisis for the monarchy, and why this scandal has become one of the most damaging in modern royal history. This isn't just a story about one man — it's about power, access, influence, blackmail rumours, elite protection, and why Jeffrey Epstein remains one of the most haunting figures of the 21st century.

Mortgage rates have dropped recently, which is great news for rookies looking to buy a rental property. But is NOW the right time for a cash-out refinance?   On one hand, tapping into the equity you've built up in your property could help you take down bigger and better investing opportunities, but on the other hand, a completely paid-off property might help you sleep better at night. We're weighing all of your options in today's episode!   Welcome to another Rookie Reply! Ashley and Tony are diving back into the BiggerPockets Forums, and today's first question comes from an investor who's working through a significant rental property repair. The tenant is making special requests, but should the landlord accommodate them? Next, we hear from someone who's considering a cash-out refinance for one of their properties. Is it worth deploying their money elsewhere, or is paid-off real estate the faster path to financial freedom? Finally, does commercial real estate offer better cash flow than single-family homes? The answer is a little more nuanced than you might think!   Looking to invest? Need answers? Ask your question here! In This Episode We Cover When to do a cash-out refinance with your investment property Paying off properties versus “recycling” home equity to scale faster How to accommodate tenants while making rental property repairs The pros and cons of commercial and residential real estate investing The best ways to find cash-flowing commercial real estate deals And So Much More! Check out more resources from this show on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BiggerPockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.biggerpockets.com/blog/rookie-673 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠advertise@biggerpockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.  Learn more about your ad choices. Visit megaphone.fm/adchoices

I'm debating whether to pay off our mortgage. We currently owe $187kat a 5.4% interest rate on a home worth about $800k.  Have a money question? Email us ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Subscribe to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jill on Money LIVE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Subscribe to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jill on Money Newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Twitter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ "Jill on Money" theme music is by Joel Goodman, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.joelgoodman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

In this episode, Dielle introduces the Everything Scaling Mastermind, a 12-month program designed to help women of color entrepreneurs scale their businesses. She discusses the importance of making investments in coaching and provides strategies for quickly recouping those investments. The conversation emphasizes the supportive community and resources available within the mastermind, encouraging participants to think creatively about their business strategies to achieve financial success. 00:00 Introduction to the Everything Scaling Mastermind 02:29 Overview of Six-Figure Liberation Mastermind 05:18 Strategies for Making Your Investment Back 09:24 Creative Ways to Pay Off Your Investment 14:49 Empowerment and Support in the Mastermind For the 23% is the women of color business and entrepreneurship podcast hosted by multi-million-dollar entrepreneur Dielle Charon. Each week you'll learn how to grow your sales, money, and freedom so we can increase the 23% of business owners who are women of color. Website: forthe23percent.com Instagram: @forthe23percent Membership: forthe23percent.com/membership

Welcome to the Financial Freedom & Wealth Trailblazers Podcast! In today's episode, we're talking about how to understand where your money is really going so you can pay off your debt and build wealth.A former entertainment reporter turned financial coach, David helps individuals and families go from stressed to blessed when it comes to dealing with money. He's helped people pay off more than $40,000 in debt and save more than $100,000 for their future. David lives in Lincoln, California with his wife.Connect with David Here: https://www.facebook.com/financecoachdwhttps://www.instagram.com/financecoachdwhttps://www.threads.com/@financecoachdw@financecoachdw on X and TikTokwangbergfinancialcoaching.com===================================If you enjoyed this episode, remember to hit the like button and subscribe. Then share this episode with your friends.Thanks for watching the Financial Freedom & Wealth  Trailblazers Podcast. This podcast is part of the Digital Trailblazer family of podcasts. To learn more about Digital Trailblazer and what we do to help entrepreneurs, go to DigitalTrailblazer.com.Are you a coach, consultant, expert, or online course creator? Then we'd love to invite you to our FREE Facebook Group where you can learn the best strategies to land more high-ticket clients and customers. QUICK LINKS: APPLY TO BE FEATURED: https://app.digitaltrailblazer.com/podcast-guest-applicationDIGITAL TRAILBLAZER: https://digitaltrailblazer.com/

Many company cultures can feel stagnant and uninspiring, says designer Ben Swire, whose job is to help people take creative risks. Ben shares why icebreakers, compliments, and competitive bonding games can undermine workplace camaraderie. Later Ben shares how he finds success leaning into creativity and provides five activities for more meaningful connections.Host & GuestChris Duffy (Instagram: @chrisiduffy | https://chrisduffycomedy.com/)Ben Swire (Instagram: @now.and.ben | Website: https://www.benjaminswire.com/) LinksHumor Me by Chris Duffy: https://t.ted.com/ZGuYfcLSafe Danger by Ben Swire (https://www.amazon.com/Safe-Danger-Unexpected-Connection-Innovation/dp/0306833824/ref=tmm_hrd_swatch_0)https://www.makebelieveworks.com/Follow TED! X: https://www.twitter.com/TEDTalksInstagram: https://www.instagram.com/tedFacebook: https://facebook.com/TEDLinkedIn: https://www.linkedin.com/company/ted-conferencesTikTok: https://www.tiktok.com/@tedtoks Podcasts: https://www.ted.com/podcastsFor the full text transcript, visit go.ted.com/BHTranscriptsLearn more about our flagship conference happening this April at attend.ted.com/podcast Hosted on Acast. See acast.com/privacy for more information.

Japan prime minister Sanae Takaichi’s 12-day election campaign gets under way. And: why Ukrainian Fashion Week has been rescheduled. See omnystudio.com/listener for privacy information.

This week on The Great Outdoors, Charlie Potter breaks down why large-scale biofuel projects using Midwest grasslands and prairies failed to gain traction—and why those ideas might still work for our forests. Plus, an update on wolves out West.

We open today's episode, by examining Georgia's recent staff shakeup with OL Coach Stacey Searles moving into an analyst role and offensive analyst Phil Rauscher taking over as the full-time OL Coach. I explore why the motivations behind this move, what Rauscher brings to the table, and what it all means for the UGA Football program. After that, we dive into the listener mailbag to answer YOUR biggest Georgia Football questions! Mailbag topics include Gunner Stockton vs. Carson Beck, Georgia's AP ranking snub, biggest surprises from the 2025 season, and much more! _________________________________ Turn football season into winning season by signing up for a new account at MyBookie.ag! Use promo code UGA and get your first bet fully covered up to $500! Make sure to visit Alumni Hall for the best selection of Georgia gear and accessories anywhere on planet Earth! MAKE SURE TO SUBSCRIBE TO THE GLORY UGA PODCAST YOUTUBE CHANNEL FOR MORE IN-DEPTH GEORGIA SPORTS CONTENT! Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

Curious? Watch Our Money Makeover Bootcamp!Ready? Buy Our Simplified Budget System Now!This week, we're deep in storm mode — that intense life season when everything feels a little chaotic and you've got no choice but to laser focus on what matters most.

New surveys from PwC, Workday, and Section are being read as evidence that AI is overhyped, but the real story is simpler: companies that deeply integrate AI into core workflows are nearly three times more likely to see real financial gains, while everyone else stalls. This is not a story about AI capability—it's a story about leadership, integration, and execution. In the headlines: Apple explores a new AI device form factor, Meta previews internally trained models, and Congress moves to tighten oversight of advanced chip exports.Brought to you by:KPMG – Discover how AI is transforming possibility into reality. Tune into the new KPMG 'You Can with AI' podcast and unlock insights that will inform smarter decisions inside your enterprise. Listen now and start shaping your future with every episode. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.kpmg.us/AIpodcasts⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Zencoder - From vibe coding to AI-first engineering - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://zencoder.ai/zenflow⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Optimizely Opal - The agent orchestration platform build for marketers - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.optimizely.com/theaidailybrief⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠AssemblyAI - The best way to build Voice AI apps - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.assemblyai.com/brief⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LandfallIP - AI to Navigate the Patent Process - https://landfallip.com/Robots & Pencils - Cloud-native AI solutions that power results ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://robotsandpencils.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Agent Readiness Audit from Superintelligent - Go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://besuper.ai/ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠to request your company's agent readiness score.The AI Daily Brief helps you understand the most important news and discussions in AI. Subscribe to the podcast version of The AI Daily Brief wherever you listen: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://pod.link/1680633614⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Interested in sponsoring the show? sponsors@aidailybrief.ai

There's a noticeable difference between people who talk about getting out of debt and people who actually do it. And surprisingly, it has very little to do with spreadsheets, interest rates, or financial knowledge. Erin and Keri reveal the patterns, behaviors, and internal shifts that consistently show up when debt finally stops being a revolving door. Join our online community: www.getthehelloutofdebt.com  Today's episode is brought to you by Mint Mobile. Get 50% off Unlimited premium wireless. Plans start at $15/month at mintmobile.com/skye Support our sponsor, Chime. Chime is not just smarter banking, it is the most rewarding way to bank. It just takes a few minutes to sign up at chime.com/erin  Leave us a voicemail message here: www.speakpipe.com/erinskyekelly  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

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From January 17-19, we're hosting the Teacher Winter Talks event on the Teacher Approved podcast feed. Grab your free ticket for the full experience: https://www.secondstorywindow.net/teacherwintertalks✨ Each session will be available for 24 hours. Upgrade to the Max Pass to get lifetime access to all the sessions, plus over $500 worth of mid-year bonus resources like templates, workshops, and bundles!About the Session: Feeling like word study has lost its spark (or never really clicked in the first place)? Sarah Paul and Michelle Sullivan reframe morphology as the system that connects decoding, spelling, vocabulary, and grammar... not "one more thing" to squeeze into your day. They share five no-prep routines (morpheme chains, word sums, matrices, word webs, and "spot the base") you can weave into what you're already doing this week. The goal isn't overhauling your instruction. It's helping students finally understand how English actually works, one meaningful morpheme at a time. If your word study block has felt disconnected or your students are still memorizing words in isolation... this mid-year reset might change everything.Links/Resources:FREE Word Posters: https://sarah-s-snippets.kit.com/2e3d64e8f4Connect with Michelle: https://www.michelleandthecolorfulclassroom.com/Connect with Sarah: https://sarahsnippets.com/Share your takeaways and join the summit fun in the Teacher Winter Talks Facebook group!Teacher Winter Talks is sponsored by the Teacher Approved Club and Fashion Fix.

Can you use whole life insurance to pay off debt? In this real case study, Caleb Guilliams and Denzel Rodriguez ( @DenzelNapoleonRodriguez break down how a properly structured whole life insurance policy was used to pay down $140,000 in student loan debt. We walk through real numbers, cash value, policy loans, interest rates, and when this strategy actually makes sense and when it doesn't. Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity Want FREE Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vault Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review 00:00 Whole Life Insurance Case Study: Paying Off Debt 01:46 Life Insurance to Pay Off Debt 03:55 Pre-policy Parameters 06:53 Rules for Borrowing Against a Policy 08:28 Debt Repayment vs. Starting a Permanent Policy 10:37 Convertible Term Insurance and Debt Snowballing 13:01 High-Interest Debt and Whole Life 16:28 Denzel's Case Study: 22-Year-Old Female with Student Loans 19:26 Student Loans in Forbearance and Interest Capitalization 24:50 When Using Whole Life to Pay Off Debt Makes Sense (and When It Doesn't) 27:03 Comparing Debt Payoff Strategies 31:07 Leveraging Whole Life to Pay Off Debt 34:25 Cash Flow and Debt Repayment 38:52 Leveraging Borrowed Money to Fund Whole Life Insurance 50:45 Importance of Personal Growth and Certainty 55:50 Final Thoughts ______________________________________________ Learn More About BetterWealth: https://betterwealth.com ==================== DISCLAIMER: https://bttr.ly/aapolicy *This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

Ben Holbert is a mayor, award-winning journalist, and lifelong storyteller.With more than 30 years in media and four Emmy Awards, he offers a unique perspective on leadership, communication, and public service. As mayor of Woodmere Village, Ben brought in nearly $10 million in grants, launched innovative public safety programs, and earned a reputation for collaborative, people-first leadership. Ben is a graduate of Kent State University and is a proud member of Omega Psi Phi Fraternity Inc. Listen NOW to discover "The Surprising Payoff of People First Leadership"

On the latest Morning Tide, Ted goes over a gritty win in Washington D.C., Ryan Warsofsky tweaking the lines to great success, and the team's continued ability to rise to the occasion.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3423: Jackie Beck explains why emotions, not logic, are the key to successfully paying off debt. By focusing on the smallest balances or the debts that weigh heaviest emotionally, you're more likely to build momentum and stay motivated, leading to long-term behavioral change and financial freedom. Read along with the original article(s) here: https://www.jackiebeck.com/what-debt-to-pay-off-first/ Quotes to ponder: "Put your debts in order from smallest to largest and get rid of the first one as fast as you can." "Logic wasn't a factor in getting into debt, and it's not going to be the biggest factor in getting out." "Remember, a huge part of how to get out of debt is changing your behavior for good." Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Charles Haine sits down with documentary co-directors Geneva Peschka and Anna Andersen to discuss their latest project The Solace of Sisterhood, which recently premiered at Tribeca. The conversation dives deep into the ethics of documentary filmmaking, how they found and built trust with their subjects—the Caramel Curves, a New Orleans-based all-female motorcycle club—and how they navigated a successful festival run. From storytelling intention to set culture, the team shares their collaborative journey in bringing vulnerability, softness, and strength to the screen. In this episode, No Film School's Charles Haine and guests discuss... How Geneva and Anna met and began their creative partnership Their journey developing The Solace of Sisterhood and pitching it to Fujifilm Building trust and a safe space for documentary subjects How bringing in co-founder True's daughter, Skye, as a camera operator deepened the film The evolving importance of ethical statements in festival submissions Shifting set culture to prioritize respect, connection, and vulnerability Working with the Fujifilm GFX100 and achieving a cinematic, soft visual tone The emotional highs and logistical challenges of their festival journey, including premiering at Tribeca Memorable Quotes: "It starts for us on set—how people come together and how we approach one another and hold space for each other." "Documentary inherently asks so much out of our participants... it's a job you have to do with integrity and with ethics." "You're changing who's telling the story... you're letting them know they are a part of their narrative, as they should be." "Filmmaking can be very lonely... but we are each other's strengths." Guests: Geneva Peschka Anna Andersen Resources: The Solace of Sisterhood – Tribeca 2024 Find No Film School everywhere: On the Web: No Film School Facebook: No Film School on Facebook Twitter: No Film School on Twitter YouTube: No Film School on YouTube Instagram: No Film School on Instagram

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3423: Jackie Beck explains why emotions, not logic, are the key to successfully paying off debt. By focusing on the smallest balances or the debts that weigh heaviest emotionally, you're more likely to build momentum and stay motivated, leading to long-term behavioral change and financial freedom. Read along with the original article(s) here: https://www.jackiebeck.com/what-debt-to-pay-off-first/ Quotes to ponder: "Put your debts in order from smallest to largest and get rid of the first one as fast as you can." "Logic wasn't a factor in getting into debt, and it's not going to be the biggest factor in getting out." "Remember, a huge part of how to get out of debt is changing your behavior for good." Learn more about your ad choices. Visit megaphone.fm/adchoices

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereShould you aggressively pay off your mortgage—or use it as a strategic tool to build wealth?As a business owner, the mortgage decision isn't just about rates and terms—it's about behavior, tax efficiency, and long-term wealth strategy. In this episode, Jon and Kyle unpack their very different mortgage scenarios to show how your financial moves can either limit or unlock new opportunities. Whether you're up for renewal or sitting on a chunk of equity, the real question is: what's the smartest next move for you?Listen in to discover:Why refinancing your mortgage might be the key to filling your TFSA—without draining your corporation.How extending your amortization can be a powerful move for financial flexibility (and not just a debt trap).A practical breakdown of when it makes sense to not pay off your mortgage—even if you could.Press play now to rethink your mortgage as more than a payment—and start using it as a tool for long-term growth.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.For Canadian business owners, making smart mortgage decisions goes far beyond interest rates—it's about aligning renewal strategies with a broader Canadian wealth plan. By integrating behavioral economics with financial planning tools like tax-free savings accounts, RRSP optimization, and home equity leverage, entrepreneurs can craft a personalized path to financial freedom in Canada. Whether you're weighing salary vs. dividends, exploring real estate investing or renting, or balancing personal vs. corporate tax planning, the key lies in building financial systems that support long-term wealth. From early retirement strategies and modest lifestyle wealth to corporate structure opReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Capturing Maduro and Buying Greenland – all in a day's work! Markets off to a great start – plenty of January to go… Venezuela oil – untapped opportunity – BUT let's take a closer look. And our Guest – Todd Tresidder – Founder of FinancialMentor.com NEW! DOWNLOAD THIS EPISODE'S AI GENERATED SHOW NOTES (Guest Segment) Todd Tresidder graduated from the University of California at Davis with a B.A. in economics and a passion for creating successful businesses. A serial entrepreneur since childhood, Todd went on to build his own wealth as a hedge fund investment manager before “retiring” at 35 to teach others. Today, he provides advanced investment and retirement planning education at FinancialMentor.Com showing you what works, what doesn't, and why based on a depth of proven experience. Todd is a financial coach and educator at FinancialMentor.com. He’s the author of five financial planning books including ‘How Much Money Do I Need To Retire?,’ ‘Don’t Hire A Financial Coach,’ and ‘Variable Annuity Pros and Cons.’ You can connect with Todd via his website, Financialmentor.com, Twitter @FinancialMentor, or on Google+. Check this out and find out more at: http://www.interactivebrokers.com/ Follow @andrewhorowitz  Stocks mentioned in this episode: (SHLD), (RTX), (SPY), (GLD), (XLE)

Hour 4 - Final Tally of Season Picks for Bet Payoff, Faddies on the Phone, Show Outro full 2391 Sat, 10 Jan 2026 04:06:28 +0000 JFobGOHThaJf07VyqqxxaOFnt2he5zxn sports The Fan After Dark sports Hour 4 - Final Tally of Season Picks for Bet Payoff, Faddies on the Phone, Show Outro The Fan After Dark includes a rotation of hosts offering a truth-telling sports entertainment experience that gets listeners right on the biggest sports topics in and around DFW, across the country, and around the world. Focusing on the Cowboys, Rangers, Mavericks, etc., The Fan After Dark airs M-F from 7-11 PM and is the only live and local sports radio show in the MetroplexCome 'Get Right' with Reg on The Fan, and be prepared for sports talk on a whole new level. You can follow Reg on Twitter @regadetula © 2024 Audacy, Inc. Sports False https:/

January 8th, 2026 Follow us on Facebook, Instagram and X Listen to past episodes on The Ticket’s Website And follow The Ticket Top 10 on Apple, Spotify or Amazon MusicSee omnystudio.com/listener for privacy information.

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European banks have rallied, but is this just a fleeting moment or the beginning of a lasting trend? Join host Mike Gitlin and seasoned portfolio manager Alfonso Barroso, who brings over 30 years of investment industry experience, as they piece together the bigger picture behind the sector's rise. Alfonso shares how improved profitability and shareholder-friendly policies are shaping the future of European banks. In this episode, you'll also hear: Where Alfonso sees other hidden value pockets across Europe How focusing on downside risk can give investors an edge What global research trips have taught him about seeing beyond the headlines Tune in for a conversation that connects the dots on how a macro view and long-term perspective can promote better investment decisions. #CapGroupGlobal This content is intended to highlight issues and be of a general nature. It should not be considered advice, an endorsement or a recommendation. Products mentioned are not an offer of the product and may not be available for sale or purchase in all countries. All investments have risk, and you may lose money. Past results are not a guarantee of future results.   Statements attributed to an individual represent the opinions of that individual as of the date published and do not necessarily reflect the opinions of Capital Group or its affiliates.   This content is published by Capital Client Group, Inc., and copyrighted to Capital Group and affiliates, 2026, all rights reserved.  For more information, including our detailed disclosures, visit www.capitalgroup.com/global-disclosures.  For our latest insights, practice management ideas and more, subscribe to Capital Ideas at getcapitalideas.com. If you're based outside of the U.S., visit capitalgroup.com for Capital Group insights. Watch our latest podcast, Conversations with Mike Gitlin, on YouTube: https://www.youtube.com/playlist?list=PLbKcvAV87057bIfkbTAp-dgqaLEwa9GHi  This content is published by Capital Client Group, Inc.  U.K. investors can view a glossary of technical terms here: https://www.capitalgroup.com/individual-investors/gb/en/resources/how-to-invest/glossary.html  To stay informed, follow us LinkedIn: https://www.linkedin.com/company/capital-group/posts/?feedView=all  YouTube: https://www.youtube.com/@CapitalGroup/videos  Follow Mike Gitlin: https://www.linkedin.com/in/mikegitlin/ About Capital Group Capital Group was established in 1931 in Los Angeles, California, with the mission to improve people's lives through successful investing. With our clients at the core of everything we do, we offer carefully researched products and services to help them achieve their financial goals. Learn more: capitalgroup.com Join us: capitalgroup.com/about-us/careers.html

Football's Finest: The best fantasy football pay off of all time full 990 Wed, 07 Jan 2026 00:40:58 +0000 JhDb8t7z8BVcxXkJ88QXqkE5l8lQaLSf nfl,dallas cowboys,sports GBag Nation nfl,dallas cowboys,sports Football's Finest: The best fantasy football pay off of all time The G-Bag Nation - Weekdays 10am-3pm 2024 © 2021 Audacy, Inc. Sports False https://player.amperwavepodc

Think you're prepared for 2026? Before you answer, consider this: when was the last time you actually verified that your preps are still viable and your plans still make sense? In this episode, Todd Sepulveda kicks off the new year with a comprehensive look back at 2025's major events—both the headlines that dominated the news cycle and the ones you may have already forgotten—and examines what they reveal about the challenges preppers should anticipate moving forward. This episode goes beyond year-in-review territory to deliver practical guidance for the year ahead. Todd shares insights from his most downloaded content of 2025, discusses critical infrastructure concerns that should be on every prepper's radar, and outlines a three-part framework for approaching preparedness in 2026. You'll be challenged to examine whether you actually have what you think you have, whether your plans account for second and third level effects, and whether you're balancing readiness with actually living your life. As we enter a year that's already proving unpredictable, this episode provides the reset serious preppers need. The skills discussed here aren't theoretical—they're the fundamental practices that separate those who are genuinely prepared from those who simply believe they are. Take inventory, verify your plans, and widen your view of what could happen next. Episode Page on EP.883 Of Interest Take the Survey Get One Preparedness Tip in Your Email Weekly! For more about Todd and RYF Join the Exclusive Email Group The Christian Prepper Podcast Buy Me a Coffee: https://www.buymeacoffee.com/prepperwebsite See omnystudio.com/listener for privacy information.

Degens Andy S and Brandon Bombay are all-in on telling wild stories as they talk about a movie that set off a poker boom, 'Rounders.' Bombay is the first one in the pot, as he recalls how going on an epic poker run helped get him out of serious money troubles in his youth. Then the boys discuss the classic sports movie disguised as a gambling movie. Featuring a memorable villain portrayed by John Malkovich, who decided to make some of the most gonzo acting choices imaginable, and we love him for it. Along with a rising Matt Damon, the film also stars Edward Norton as Worm, the type of friend you can't leave alone for more than two minutes. That character reminds Andy of when he picked up a buddy from jail, and the lessons he learned. On top of the top tier acting, John Dahl also showed off his noir-sensibilities behind the camera, as the movie is not only filled with specific poker detail, but also flourishes of late '90s New York. It not only taught a generation how to play Texas Hold 'Em, but also taught that in the game of life, women are the rake. 

I'm joined by my friend Sean from But Mostly Disney, and we're putting Walt Disney World's wait times officially on trial. Using real guest data — including polls, reviews, ratings, historic wait times from Thrill Data, and actual ride length — we break down the top fifteen Walt Disney World attractions to answer the question every Disney fan has asked while standing in a long line: is this ride actually worth the wait?This isn't just a list of the longest lines or the most popular rides. We dig into the numbers behind each attraction, compare average and peak wait times, and then stack that data up against what really matters — the experience. From immersion and theming to thrills, pacing, re-ride value, and emotional payoff, we look at what each ride gives back once you finally step off.Along the way, we debate if nostalgia earns certain attractions a little extra grace, and whether short, one-and-done rides can ever justify 90+ minute waits. We also talk about queue theming, first-time riders versus annual passholders, and which attractions hold up ride after ride — and which ones might be living off reputation alone.Expect strong opinions, friendly discussion, and plenty of “I can't believe this wait” moments as we break it all down.

Searching for clear context around retirement planning, investing decisions, and household finance questions? In this episode of the Money Matters Podcast, Wes Moss and Christa DiBiase walk through commonly discussed financial planning scenarios using an educational, long-term framework grounded in real listener questions. • Examine how mortgage payoff considerations are often weighed against investing after-tax dollars in taxable brokerage accounts. • Explain how 401(k) providers typically track traditional and Roth contributions and why contribution records can matter over time. • Compare UGMA, UTMA, and 529 accounts by outlining ownership rules, flexibility trade-offs, and financial-aid considerations. • Describe how fund expense ratios and asset-based fees are commonly reflected in investment performance reporting. • Outline frequently discussed approaches to working with fiduciary financial planners, including hourly services versus ongoing advisory relationships. • Discuss how portfolio risk and asset allocation are often evaluated as investors approach retirement. • Illustrate how dollar-cost averaging is commonly referenced when investing lump sums amid market uncertainty. • Review dividend reinvestment options by distinguishing between automatic reinvestment and manual cash allocation decisions. • Clarify spousal IRA contribution rules that are often cited when one spouse has limited or no earned income. Listen to this episode of the Money Matters Podcast for a practical, educational conversation about retirement planning and investment decision-making. Subscribe to the Money Matters Podcast to stay connected to ongoing discussions focused on clarity, context, and long-term financial thinking.

#956 | Ed, Jamie and Dharnish discuss the sudden sacking of Ruben Amorim by Manchester United following his post-match comments after the Leeds game. We analyse the underlying issues that led to Amorim's departure, including his fraught relationship with the club's leadership over long-term vs short-term strategies and the January transfer window. They explore potential interim and permanent managerial candidates, reflecting on the club's need for stability and effective long-term planning. 00:00 Immediate Reactions to Amorim's Sacking 03:11 Where Did It Go Wrong on the Pitch? 08:05 Amorim's Payoff and Financial Impact 12:04 Short-Term Strategy: Fletcher and the Next Steps 18:41 Amorim's Legacy: Worst Manager Post-Ferguson? 29:29 Leadership Accountability and Future Direction 35:59 Who's Next? Potential Permanent Manager Candidates If you are interested in supporting the show and accessing a weekly exclusive bonus episode, check out our Patreon page or subscribe on Apple Podcasts. Supporter funded episodes are ad-free. NQAT is available on all podcast apps and in video on YouTube. Hit that subscribe button, leave a rating and write a review on Apple or Spotify. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Think you're prepared for 2026? Before you answer, consider this: when was the last time you actually verified that your preps are still viable and your plans still make sense? In this episode, Todd Sepulveda kicks off the new year with a comprehensive look back at 2025's major events—both the headlines that dominated the news cycle and the ones you may have already forgotten—and examines what they reveal about the challenges preppers should anticipate moving forward. This episode goes beyond year-in-review territory to deliver practical guidance for the year ahead. Todd shares insights from his most downloaded content of 2025, discusses critical infrastructure concerns that should be on every prepper's radar, and outlines a three-part framework for approaching preparedness in 2026. You'll be challenged to examine whether you actually have what you think you have, whether your plans account for second and third level effects, and whether you're balancing readiness with actually living your life. As we enter a year that's already proving unpredictable, this episode provides the reset serious preppers need. The skills discussed here aren't theoretical—they're the fundamental practices that separate those who are genuinely prepared from those who simply believe they are. Take inventory, verify your plans, and widen your view of what could happen next. Episode Page on EP.883 Of Interest Take the Survey Get One Preparedness Tip in Your Email Weekly! For more about Todd and RYF Join the Exclusive Email Group The Christian Prepper Podcast Buy Me a Coffee: https://www.buymeacoffee.com/prepperwebsiteSee omnystudio.com/listener for privacy information.

Data and AI are everywhere right now, but most teams are still guessing where to start. In this episode, Cameran Hetrick, VP of Data and Insights at BetterUp, breaks down what actually works when you move from AI hype to real business impact. You will hear a practical way to choose AI and analytics projects, how to spot low risk wins, and why clean, governed data still decides what is possible. Cameran also shares a simple mindset shift, stop copying broken workflows, and start rethinking the outcome you are trying to create.Key Takeaways• AI is a catchall term right now, the best early wins usually come from “assist” use cases that boost speed and quality, not full replacement• Start with low context, low complexity work, then earn your way into higher context projects as data quality and governance mature• Pick use cases with an impact versus effort lens, quick wins create proof, buy in, and budget for bigger bets• Stakeholders often ask for a data point or feature, but the real value comes from digging into the goal, and redesigning the workflow• Data teams cannot stop at insights, adoption matters, if the next team cannot act on the output, the project stallsTimestamped Highlights00:40 BetterUp's mission, building a human transformation platform for peak performance01:57 AI as a “catchall,” where expectations are realistic, and where they are not05:19 A useful way to think about AI work, context versus complexity, and why “intern level” framing helps07:33 How to choose projects with an impact and level of effort calculator, and why trust in data is everything10:33 The hard part, translating stakeholder requests into real outcomes, and reimagining workflows instead of automating bad ones13:47 Systems thinking across handoffs, plus why teams need deeper business fluency, including P and L basics16:59 The last mile problem, if the next stakeholder cannot act, the value never lands20:27 The bottom line, AI does not change the fundamentals, it accelerates themA Line Worth Saving“AI is like an intern, it still needs direction from somebody who understands the mechanics of the business.” Practical Moves You Can Use• Run every idea through two quick questions, what business impact do we expect, and what level of effort will it take• Look for a win you can explain in one minute, then use it to fund the harder work• When someone asks for a metric or feature, ask why twice, then validate the workflow, then redesign the outcome• Invest in governed data early, untrusted outputs kill adoption fastCall to ActionIf this episode helped you think more clearly about AI in the real world, follow the show, leave a quick review, and share it with one operator who is trying to move from experiments to impact. You can also follow Amir on LinkedIn for more clips and practical notes from each episode.

As a new year begins, many financial resolutions start strong but fade quickly without a clear plan. In this episode of Wise Money, we break down five financial resolutions that actually create lasting progress, not just good intentions. From building a sustainable cash flow system to improving savings, tax strategy, protection, and long-term planning, we show how small, intentional steps can lead to meaningful change. Season 11, Episode 20 Download our FREE 5-Factor Retirement guide: https://wisemoneyguides.com/    Schedule a meeting with one of our CERTIFIED FINANCIAL PLANNERS™: https://www.korhorn.com/contact-korhorn-financial-advisors/ or call 574-247-5898.   Subscribe on YouTube: http://www.youtube.com/c/WiseMoneyShow Listen on podcast: https://link.chtbl.com/WiseMoney  Watch this episode on YouTube: https://youtu.be/WA7quSKMGTc  Submit a question for the show: https://www.korhorn.com/ask-a-question/   Read the Wise Money Blog: https://www.korhorn.com/wise-money-blog/    Connect with us: Facebook - https://www.facebook.com/WiseMoneyShow  Instagram - https://www.instagram.com/wisemoneyshow/    Kevin Korhorn, CFP® offers securities through Silver Oak Securities, Inc., Member FINRA/SIPC. Kevin offers advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. KFG Wealth Management, LLC dba Korhorn Financial Group and Silver Oak Securities, Inc. are not affiliated. Mike Bernard, CFP® and Joshua Gregory, CFP® offer advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. This information is for general financial education and is not intended to provide specific investment advice or recommendations. All investing and investment strategies involve risk, including the potential loss of principal. Asset allocation & diversification do not ensure a profit or prevent a loss in a declining market. Past performance is not a guarantee of future results. Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.

New Year's Day hits different when you're recording with a live studio audience, passing the mic around, and starting the year with a mix of laughs, honest reflection, and big goals. In this Building Better Developers special episode, Rob Broadhead and Michael Meloche kick off 2026 by sharing a "good thing / bad thing" recap from a recent Christmas party—then opening the floor to the team to talk about the New Year developer goals. It's casual, it's real, and it's a reminder that growth (personal and professional) usually starts with clarity. Michael's 2026 New Year developer goals: Payoff and Growth When the conversation turns forward, Michael shares something that hits hard for anyone building a business—or rebuilding momentum. He describes the last year (or two) as a heavy investment: retooling, branding, marketing, refining direction, and putting in the work that doesn't immediately show results. Now, in 2026, he's looking for payoff—not in a "get rich quick" way, but in the sense of seeing the fruits of consistent effort. He also mentions narrowing focus for Develpreneur and wanting to see that a clearer direction translates into growth. There's something powerful about that moment: when you stop trying to do everything, and start building depth in the things that matter. If you spent 2025 laying groundwork, 2026 is your chance to ship with confidence. Foundations aren't the finish line—but they make speed possible. Rob's 2026 New Year developer goals: Scale, Network, and Teach Again Rob's focus is straightforward: he wants to keep growing the business, but also move from "a couple projects went well" to scaling—bringing in more work and creating consistent momentum. One of the practical strategies he calls out is getting out more: business conventions, tech conventions, and networking. Not just online—real-world conversations that create opportunities. He also hints at something long-time listeners will appreciate: he wants to relaunch teaching episodes. That includes new "kitchen sink" style applications, plus content around AI and emerging technologies. It's a return to hands-on learning—less theory, more building. Team Voices on New Year developer goals: Milestones, Features, and New Seasons Wes, a programmer at RRB Consulting, brings a personal win that feels like pure New Year energy: his car is getting paid off early in the year. That's freedom. Breathing room. And honestly, a reminder that progress isn't only measured in commits and deployments. Professionally, Wes is excited about projects with features coming together in the first quarter—things moving from "in progress" to "in the client's hands." Natalie shares that 2026 is a "new season of change" for her—wrapping up big chapters and getting ready to reinvest significant time back into RRB. Rob adds another layer: he's planning to be a digital nomad in 2026 and launching a site to document the adventures and the tech behind them. One Day at a Time (Yes, Even for Developers) As the episode closes, there's a simple challenge: don't give up on your New Year's resolutions on day one. Make it to day two. Day three. Day ten. Keep it small. Keep it moving. And then: back to interviews, back to Building Better Foundations, and the ongoing push toward major milestones—like eventually hitting episode 1000. Pick one small habit you can keep for 10 days. If you can do 10, you can do 30. If you can do 30, you can change your year. Ready for 2026? This episode isn't about perfect plans—it's about momentum, focus, and showing up. Whether you're chasing payoff after a long build season, scaling your business, shipping features, or stepping into a new chapter… the message is the same: Start. Today. Then do it again tomorrow. Happy New Year—and we'll see you in the next episode. Stay Connected: Join the Developreneur Community We invite you to join our community and share your coding journey with us. Whether you're a seasoned developer or just starting, there's always room to learn and grow together. Contact us at info@develpreneur.com with your questions, feedback, or suggestions for future episodes. Together, let's continue exploring the exciting world of software development. Additional Resources Strategies for Your New Year Planning Become A Better Developer In The New Year Goal Setting and Habits: The Keys to a Productive New Year Building Better Foundations Podcast Videos – With Bonus Content

God pissed me off the last few weeks. Let's get into it  Merch:  https://leoskepicollection.com Social Media: https://www.instagram.com/leoskepi https://www.tiktok.com/@leoskepi https://www.snapchat.com/add/leoskepi SCAM WEBSITE: https://taxidermymountforsale.com Substack:  https://substack.com/@leoskepi?utm_so...  My App Positive Focus: (Apple) https://apps.apple.com/us/app/positive-focus/id1559260311 (Google) https://play.google.com/store/apps/detailsid=com.positivefocusapp&hl=en_US&gl=US&pli=1 Business Inquiries: Team@leoskepi.com

The Mark Thompson Show 12/31/25Patreon subscribers are the backbone of the show! If you'd like to help, here's our Patreon Link:https://www.patreon.com/themarkthompsonshowMaybe you're more into PayPal.  https://www.paypal.com/donate/?hosted_button_id=PVBS3R7KJXV24And you'll find everything on our website: https://www.themarkthompsonshow.com

John Canzano talks about Oregon vs. Texas Tech and the "rhythm" of a college football season. Subscribe to this podcast. Read JohnCanzano.com

SHOW NOTES: Welcome to the final episode of The Money Pit, where we celebrate more than 21 years of helping you turn your house into a home you love. In this bittersweet finale, Leslie Segrete and Jim Kenzie reflect on our many years of offering floorboards-to-shingles advice while honoring the legacy of our late friend and long-time co-host, Tom Kraeutler. Thank you for more than two decades of The Money Pit. And remember: you can do it yourself, but you don't have to do it alone. - Preventive Maintenance: We emphasize that consistent home maintenance is the most vital habit for any homeowner, because small tasks like cleaning gutters or changing filters prevent the most expensive disasters. Remember, a home is a living thing that requires constant care and attention to truly reward its inhabitants. - Common Homeowner Mistakes: We do a review of the most common homeowner pitfalls we've seen on The Money Pit, such as the temptation to hire the cheapest contractor, which often leads to poor quality and higher costs in the long run. We also hear from listeners about water and moisture issues; make sure you address those, because they will never resolve themselves and only grow more destructive over time. - Home Improvement Projects That Pay Off: We detail home improvement investments that pay off every time, such as prioritizing energy efficiency through insulation and smart thermostats to increase comfort and reduce bills. Additionally, we recommend focusing on lighting upgrades and safety essentials like smoke alarms and secure railings to ensure a home is a place where families can thrive.   Q & A: - George in Arkansas dealt with a chilly bedroom despite a 72-degree thermostat setting. We advise him to add 15 to 20 inches of insulation in his attic and use the back of his hand to find and seal drafts around window jams and outlets. - Cliff in Nebraska wanted to know how to make new wood picture frames look like weathered barnwood. We suggest burning the wood with a propane torch and using a wire brush to remove the soft char, creating a "driftwoody" texture before staining. - Lori in New Jersey asked how to treat a garage floor coated in thick oil and grease. The answer is to pressure wash the floor with a TSP solution and then apply a durable, two-part epoxy floor finish. - Lisa in Texas inquired about the safety of older two-prong outlets in her 1960s home. We explain that while they can be safe with adapters, it is much better to hire an electrician to upgrade the wiring to a modern, grounded system.   ASK A QUESTION: Need help with your own home improvement or décor question? We'd love to help! Call the show 24/7 at 888-MONEY-PIT (888-666-3974) or post your question here: https://www.moneypit.com/ask. Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this episode, homesteader and content creator Tony Barlow talks about where to put profit: paying off debts or investing into the business.   Subscribe for more content on sustainable farming, market farming tips, and business insights!   Get market farming tools, seeds, and supplies at Modern Grower. Follow Modern Grower:  Instagram  Instagram Listen to other podcasts on the Modern Grower Podcast Network:  Carrot Cashflow  Farm Small Farm Smart  Farm Small Farm Smart Daily  The Growing Microgreens Podcast  The Urban Farmer Podcast  The Rookie Farmer Podcast  In Search of Soil Podcast Check out Diego's books:  Sell Everything You Grow on Amazon   Ready Farmer One on Amazon **** Modern Grower and Diego Footer participate in the Amazon Services LLC. Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.

Choose ONE CTA:Check out our Bootcamp!Snag Our Simplified Budget System!Hope you had the best holiday ever… but now it's time to shift gears and get back into budget mode.

Thanks to our partners Promotive and Wicked FileTraining might be the most misunderstood investment in the auto-repair industry — and one of the most expensive when done wrong.In this week's episode of Business by the Numbers, Hunt Demarest, CPA with Paar Melis & Associates, sits down with David Boyes, President of Today's Class, to unpack why so many training programs fail, how to actually measure technician growth, and what modern training looks like in the era of mobile learning, data tracking, and personalized development paths.From eliminating wasted classroom hours to using data-backed insights to assign work more intelligently, this episode reveals what separates shops that get real ROI from training… from those burning thousands on ineffective education.Whether you're trying to develop apprentices, sharpen your A-techs, or build a learning culture that your entire team buys into, this episode gives you the roadmap.This episode is a must for shop owners, service advisors, training managers, and anyone responsible for technician development or operational performance.What you'll discover…(03:00) The evolution of training methods (05:08) The false assumption shop owners make when they “check the box” by sending someone to class(06:00) Why broad, general classes often fail and how personalization changes everything(09:00) How data reveals technician strengths, weaknesses, and readiness for advanced courses(12:44) What “daily, 3–5 minute micro-training” looks like and why it works(17:15) The “soft ROI” shops miss: engagement, retention, and knowledge-sharing culture(20:00) Why your techs “don't want training” and what shop owners are doing wrong(24:05) Should shops pay techs for training? Or position it as part of the job?(26:00) How data can reshape dispatching and technician workload(27:25) Can older techs adapt to micro-learning and app-based training?Thanks to our partner PromotiveIt's time to hire a superstar for your business; what a grind you have in front of you. Introducing Promotive, a full-service staffing solution for your shop. Promotive has over 40 years of recruiting and automotive experience. If you need qualified technicians and service advisors and want to offload the heavy lifting, visit https://gopromotive.com/Thanks to our Partner WickedFileTurn chaos into clarity with WickedFile, the AI for auto repair shops. Transform invoices into insights, protect cash flow, and stop losing parts, cores, or credits to maximize your bottom line. visit https://info.wickedfile.com/Paar Melis and Associates – Accountants Specializing in Automotive RepairVisit us Online: www.paarmelis.comEmail Hunt: podcast@paarmelis.comText Paar Melis @ 301-307-5413Download a Copy of My Books Here:Wrenches to Write-OffsYour Perfect Shop The Automotive Repair Podcast Network:

Jelly Roll - American rapper, singer, and songwriter from Nashville, Tennessee. Jelly rose from underground hip-hop roots to mainstream success in country and rock music, known for his raw, autobiographical lyrics about addiction, redemption, incarceration, and personal struggles. Join Cam and Jelly Roll for a conversation about Jelly Roll's weight loss journey, thoughts on his first time bowhunting, and some stories that've never been told! You don't want to miss this episode. Follow along: Instagram: https://www.instagram.com/cameronrhanes  Twitter: https://twitter.com/cameronhanes  Facebook: https://www.facebook.com/camhanes/  Website: https://www.cameronhanes.com  Follow Jelly Roll: https://www.instagram.com/jellyroll615/  Timestamps: 00:00:00 – Hunting Quail as a Kid & the Tail of 2 Men 00:05:13 – Charges as a Kid & How Having a Daughter Changed Jelly's Goals 00:09:55 – A Great Personality, Singing in Prison, & Housing Dice Games 00:15:28 – Confidence from Family Values 00:18:47 – Who Cam is as a Person to Jelly Roll & Believing in Others 00:27:36 – Faith in God, Jelly's Parents, & Mother Issues 00:37:46 – The 48 Laws of Power & Growing into a Life of Love, & Jelly's Dad 00:44:04 – Christianity Today & How Faith is Growing in More People 00:52:19 – Seeking Validation from Efforts & Having a Positive Attitude While Learning 00:59:16 – Manifesting Change & Winning Little Battles to Bigger Changes 01:10:45 – Moments as a Father & Reaching People with Negative Mindsets 01:22:25 – What Got Jelly Roll into Bowhunting 01:32:53 – Learning New Skillsets, Lessons from Bowhunting, & Nature Waking Up 01:44:50 – The Payoff of Getting on the Right Path and Being Accountable 01:52:55 – Realistic Goals for Yourself: Doing What You Say You're Going to Do 02:04:21 – Winning the Battle at the Table: The Battle with Calories 02:06:54 – The Music Man: Identity, Learning Music, and the Power in Music 02:18:17 – What the Grand Ole Opry Means to Jelly 02:27:07 – Final Thoughts Thank you to our sponsors: Black Rifle Coffee: https://www.blackriflecoffee.com/ Use code KEEPHAMMERING for 20% your first order Sig Sauer: https://www.sigsauer.com/ use code CAM10 for 10% off optics Montana Knife Company: https://www.montanaknifecompany.com/ Use code CAM for 10% off  Grizzly Coolers: https://www.grizzlycoolers.com/ use code KEEPHAMMERING for 20% off MTN OPS Supplements: https://mtnops.com/ Use code KEEPHAMMERING for 20% off and Free ShippingHoyt: http://bit.ly/3Zdamyv use code CAM for 10% off

What does it look like to live out the Connected Families Framework? What does it look like to live it out in your own heart and relationships? In this final episode of our 3-part series, Hope for the Long Haul, Jim and Lynne Jackson share how the Framework has shaped their lives over time: from finding their identity in Jesus, to marriage, to navigating the joys and challenges of parenting adult children. If you’re wondering whether this stuff really helps in the long term, this one’s for you. Key Takeaways: How and what the Connected Families Framework has looked like in their marriage Learning that Jesus is our “report card” What it looks like to keep the connection alive in marriage and in parenting How gifts gone awry and “Foundation” messages impacted their working careers Mentioned in this Podcast: Genesis 12:1-3 Book mentioned – Connecting: Healing Ourselves and Our Relationships by Dr. Larry Crabb The Entitlement Fix online course Donate to Connected Families Trash, Truth, Treasure online mini-course The Connected Families Framework Podcast – Payoffs & Accidental Rewards: How to Focus on the Right Stuff Check out our website for more resources to support your parenting! This podcast was made possible by members of The Table, whose monthly support creates a ripple effect of change for generations to come. We'd love to have you take a seat at The Table! Love the podcast? Leave a review to help other parents discover the show! Guest Bio: Jim and Lynne Jackson are the Co-Founders of Connected Families in Plymouth, MN. With over 50 combined years of professionally helping families and a love for working in the church, Jim and Lynne have been dedicated to bringing reliable, God-centered, research-based parenting resources to all families since 2002. © 2025 Connected Families .stk-14eb4a5-inner-blocks{justify-content:center !important;}.stk-14eb4a5 {background-image:url(https://connectedfamilies.org/wp-content/uploads/2023/11/iStock-894693700-scaled.jpg) !important;padding-top:64px !important;padding-right:64px !important;padding-bottom:64px !important;padding-left:64px !important;}.stk-14eb4a5-container{background-color:#00000096 !important;}.stk-14eb4a5-container:before{background-color:#00000096 !important;}.stk-14eb4a5 .stk-block-hero__content{min-height:300px !important;max-width:400px !important;min-width:auto !important;margin-right:auto !important;margin-left:0px !important;}@media screen and (max-width:689px){.stk-14eb4a5 {background-position:center right !important;padding-top:30px !important;padding-right:30px !important;padding-bottom:30px !important;padding-left:30px !important;}} .stk-a848eca .stk-block-heading__text{color:var(--theme-palette-color-8, #ffffff) !important;}“Things began to change when…” .stk-945cf01 .stk-block-text__text{color:#FFFFFF !important;}Be part of the team that brings “aha” moments of grace to families. .stk-6b4031e .stk-button-group{flex-direction:row !important;}@media screen and (max-width:999px){.stk-6b4031e .stk-button-group{flex-direction:row !important;}}@media screen and (max-width:689px){.stk-6b4031e .stk-button-group{flex-direction:row !important;}} .stk-9906cf2 .stk-button{background:#431c3b !important;}.stk-9906cf2 .stk-button:hover:after{background:#95848f !important;opacity:1 !important;}.stk-9906cf2 .stk-button__inner-text{font-size:21px !important;color:var(--theme-palette-color-8, #ffffff) !important;font-weight:600 !important;}.stk-9906cf2 .stk-button:hover .stk-button__inner-text{color:var(--theme-palette-color-8, #ffffff) !important;}@media screen and (max-width:999px){.stk-9906cf2 .stk-button__inner-text{font-size:21px !important;}}DONATE TODAY

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3389: Mark Dennis explores the classic personal finance dilemma of whether to save more for retirement or focus on paying off debt. Blending both mathematical logic and behavioral psychology, he outlines a hybrid approach that leverages guaranteed investment returns while maintaining motivation through small debt victories, helping you take control of your money and stay on track long-term. Read along with the original article(s) here: https://www.financialfinesse.com/2018/03/29/should-you-save-more-for-retirement-or-pay-off-debt-first/ Quotes to ponder: "Use those good feelings of accomplishment to help motivate you to stay on track and hammer away at the next debt on your list until you kill that one too." "Free money is free money, and nothing beats a guaranteed return on your investment." "People often struggle to fully understand how compound growth works, which leads us to underestimate how much our savings could potentially grow." Episode references: Retirement Estimator Calculator: https://www.calcxml.com/do/ret02 Learn more about your ad choices. Visit megaphone.fm/adchoices

Mike Macdonald joins Brock and Salk to discuss the Seahawks win over the Falcons. He breaks donw what he saw in the offensive turnaround from the first to second half, whether Darnold running a bit more was by design or not, the dominant defensve performance and Nick Emmanwori's big day, and predicting Rashid Shaheed's kickoff return for a TD.