Podcasts about Payoff

To earn the return on its investment, artificial intelligence will need to nearly triple productivity in the U.S. economy. So what will it do?Today on Second Request, Executive Editor Teddy Downey sits down with Jessica Wachter, the Dr. Bruce I. Jacobs Professor of Quantitative Finance at the Wharton School and a research associate at the National Bureau of Economic Research, to discuss her recent paper, "What Investment Data Implies About the AI Transition," co-authored with Jonathan Wachter.

Whitney Reagan sits down with Mariner's Steve Moyer to tackle the complex world of equity compensation—an "alphabet soup" of NQs, RSUs and ISOs that often leaves employees feeling overwhelmed. In this episode, Steve demystifies these diverse award types, offering clear guidance on how to move from simple investing to sophisticated, long-term wealth planning. Discover the essential steps to take when managing your equity, including how to take proper inventory of your awards, why proactive planning beats reactive decision-making and how to avoid letting the "tax tail wag the dog." Steve also explores the crucial emotional component of equity compensation, offering advice on how to navigate the personal connection you feel to the company you've helped build, while keeping concentration risk in check. Learn when it's time to move beyond standard benefits and turn your equity into a concrete, comprehensive plan that helps you prepare for your family's long-term financial security.

10-11am - Hour in full

In this Money Talks: Martha Gimble, the Executive Director of the Budget Lab at Yale, joins Elizabeth Spiers to explain their recent report on early childhood education and care policies and how federal subsidies could realistically work to make these things affordable.Join Slate Plus to unlock weekly bonus episodes. Plus, you'll access ad-free listening across all your favorite Slate podcasts. You can subscribe directly from the Slate Money show page on Apple Podcasts and Spotify. Or, visit slate.com/moneyplus to get access wherever you listen. Podcast production by Jessamine Molli. Hosted on Acast. See acast.com/privacy for more information.

In this Money Talks: Martha Gimble, the Executive Director of the Budget Lab at Yale, joins Elizabeth Spiers to explain their recent report on early childhood education and care policies and how federal subsidies could realistically work to make these things affordable.Join Slate Plus to unlock weekly bonus episodes. Plus, you'll access ad-free listening across all your favorite Slate podcasts. You can subscribe directly from the Slate Money show page on Apple Podcasts and Spotify. Or, visit slate.com/moneyplus to get access wherever you listen. Podcast production by Jessamine Molli. Hosted on Acast. See acast.com/privacy for more information.

In this Money Talks: Martha Gimble, the Executive Director of the Budget Lab at Yale, joins Elizabeth Spiers to explain their recent report on early childhood education and care policies and how federal subsidies could realistically work to make these things affordable.Join Slate Plus to unlock weekly bonus episodes. Plus, you'll access ad-free listening across all your favorite Slate podcasts. You can subscribe directly from the Slate Money show page on Apple Podcasts and Spotify. Or, visit slate.com/moneyplus to get access wherever you listen. Podcast production by Jessamine Molli. Hosted on Acast. See acast.com/privacy for more information.

Topics covered in this episode: Python 3.12.14, 3.11.16, 3.10.21 - security releases Codeberg's AI-code ban tests its role as a GitHub alternative Brett Cannon: what's missing for reproducible builds on PyPI nothing records the source code a distribution came from. direct_url.json captures it when you install from a repo or archive, so the fix is putting the same info in sdist/wheel metadata. recording the build tools. Wheels can already do this via PEP 770 SBOMs in .dist-info/sboms/ - sdists can't, since they're a tarball plus a precalculated PKG-INFO with nowhere to hang extra metadata. Either "don't use sdists" or an sdist v2. Extra extra extra, hear all about it Extras Joke Watch on YouTube Sponsored by Logfire from Pydantic pythonbytes.fm/logfire This episode is brought to you by Pydantic Logfire. It's observability for AI apps from the team behind Pydantic - agents, LLMs, APIs, database, and infrastructure in a single trace, queried with Postgres-compatible SQL. Your coding agent can query it too, through their MCP server. I'll tell you more later. Connect with the hosts Michael: Mastodon / BlueSky / X / LinkedIn Calvin: Mastodon / BlueSky / X / LinkedIn Show: Mastodon / BlueSky / X Join us on YouTube at pythonbytes.fm/live to be part of the audience. Usually Tuesday at 7am PT. Older video versions available there too. Finally, if you want an artisanal, hand-crafted digest of every week of the show notes in email form? Add your name and email to our friends of the show list, we'll never share it. Calvin #1: Python 3.12.14, 3.11.16, 3.10.21 - security releases https://blog.python.org/2026/08/python-31214-31116-31021/ Source-only security releases for the three branches now in security-fix-only mode; release team blamed the European solar eclipse for the timing. tarfile hardening. Multiple path-traversal bypasses of the data filter closed, including a symlink escape that bypassed the CVE-2025-4330 fix; extract() now applies the filter to link targets too. Four fresh CVEs: CVE-2026-2297 (SourcelessFileLoader not using io.open_code() for .pyc), CVE-2026-4224 (expat crash on deeply nested content models), CVE-2026-3644 (control chars in http.cookies.Morsel), plus the completed CVE-2021-4189 fix in ftplib.ftpcp. Quadratic-complexity DoS cleanup across the stdlib: HTMLParser, configparser regexes, unicodedata.normalize(), csv.Sniffer.sniff(), and ElementTree XPath index predicates. Header/injection fixes: CR/LF rejected in HTTPConnection.set_tunnel(), control chars blocked in wsgiref.handlers status, and webbrowser now rejects leading dashes (plus a %action prefix bypass). http.client now caps chunked trailer lines and 1xx interim responses at 100 each - a hostile server could previously hang the client forever despite a socket timeout. Memory-safety odds and ends: stale pointers in lzma/bz2/zlib decompressors after MemoryError, a bz2 stack overflow on reuse-after-error, and bundled libexpat bumped to 2.8.3. If you're still on 3.10, 3.11, or 3.12 - and you extract tarballs from anywhere you don't fully control - this one's not optional. Michael #2: Codeberg's AI-code ban tests its role as a GitHub alternative Armin's article “Codeberg Divides” Armin Ronacher argues that Codeberg's new terms, which prohibit projects mostly written with generative AI, create a vague and difficult-to-enforce boundary. His larger concern is that a democratically governed host can still be unpredictable or ideologically narrow, weakening Codeberg's potential as a broad European alternative to GitHub. The strongest question for Python developers is whether repository hosting should judge legal open source by how code was produced, or focus on behavior and resource abuse. “Mostly generated” is hard to measure in modern codebases where developers mix handwritten code, completions, agents, and generated refactors. Ronacher suggests clearer alternatives: ban all LLM involvement, or target autonomous repository spam, abusive resource use, and low-quality generated contributions directly. Codeberg is free to choose a values-driven community, but that may conflict with being predictable, neutral infrastructure and a serious GitHub competitor. Worth discussing: can open-source communities set meaningful AI boundaries without driving maintainers and projects into opposing camps? Very first search for these terms lands on this page. Codeberg looked like a viable alternative. … Unfortunately, the latest update to its terms of service seems to mark a first step in changing one part I moved there for, namely the “freedom” part. Sponsor: Logfire from Pydantic Your AI agent failed at 2am. Was it the model? A tool call? The database? Most observability tools can't tell you, because they only see part of your stack. Pydantic Logfire sees all of it. One trace across your agents, LLMs, APIs, and database. Down to the infrastructure: services, Kubernetes, and hosts. It's built on OpenTelemetry, with SDKs for Python, TypeScript, and Rust, and it works with any OTel-compatible language. Every prompt, token count, and cost, right next to your vector searches and API calls. You query everything with Postgres-compatible SQL. And so can your coding agent, through the Logfire MCP server. Stop guessing. Read the trace. Pydantic Logfire. AI, it's still just engineering. Visit pythonbytes.fm/logfire today and sign up today. Get 10M records free every month, no card required. You can even click “Onboard with your coding agent” to copy a prompt to have claude or codex integrate Logfire into your app. Thanks to Pydantic for supporting the show. Calvin #3: Brett Cannon: what's missing for reproducible builds on PyPI Framing came out of his 2026 Python Packaging Council nomination - the secure-supply-chain gap he found is that Python has no defined way to do reproducible builds at all. Design goal is zero friction: producers uploading to PyPI shouldn't have to do anything. The work lands on build backends and installers. Gap #1: nothing records the source code a distribution came from. direct_url.json captures it when you install from a repo or archive, so the fix is putting the same info in sdist/wheel metadata. Gap #2: recording the build tools. Wheels can already do this via PEP 770 SBOMs in .dist-info/sboms/ - sdists can't, since they're a tarball plus a precalculated PKG-INFO with nowhere to hang extra metadata. Either "don't use sdists" or an sdist v2. The replay mechanism already exists: [build-system] in pyproject.toml is a defined entry point, so if backends recorded their own environment, you could reinstall and re-run the build. Payoff idea: trusted third parties report successful reproductions back to PyPI, which displays "independently reproduced by X" - surfaced in the index API so installers could prefer reproduced files. Explicitly framed as a perk, not a requirement - roughly SLSA build level 1, no shaming projects that don't opt in. Verbal kicker option: "And don't think pure-Python wheels are off the hook. Something built that wheel, and if that something was compromised, so is your wheel. SolarWinds was a build-process attack." Michael #4: Extra extra extra, hear all about it Python 3.14.7 Upgraded the MCP servers to 2026-07-28 v2 protocols (talk python, python bytes) Got agentsview running synced via postgres Talk Python courses, teams trial offering Talk Python courses, government procurement offering Lean TDD audio book is out Extras Calvin: uv now prefers post-quantum key exchange - https://github.com/astral-sh/uv/releases/tag/0.12.4 Joke: Beware of dog

Money is the driving force behind Data Centers across the country. They can be very profitable. Some of that cash is flowing to communities in Illinois: here's how that has impacted their municipal budgets.

Charlie, Ted, and Rony open on Mark Zuckerberg's new AI "manifesto," released, fittingly, via a call to The Verge's Alex Heath made from Meta Ray-Bans on a fishing boat. The group debates whether Zuckerberg's sudden embrace of open, on-device AI is a genuine philosophy or a business move from a company that can no longer out-build its rivals. From there: OpenAI and Google both cross a billion users, OpenAI's new strategy of acquiring companies outright (via its partner Thrive) to guarantee AI adoption rather than sell into it, and the eye-watering $2 billion price tag on an 80-person AI infrastructure startup.Mark Greget, founder and CEO of NuEyes, joins for the back half to make the case that enterprise, not consumer, is where smart glasses are proving their worth right now. Mark walks through a decade of building visualization tools for surgeons, from early low-vision devices to NuEyes' current surgical system, which one doctor used to cut a 10-plus hour procedure down to three. The conversation digs into the real ROI math hospitals run on OR time, why clinical outcomes (not consumer hype) are what get insurance companies to pay attention, and why Mark is staying heads-down on five surgical specialties instead of chasing every use case.Key Moments:[00:35] Zuckerberg's AI manifesto and the strategy behind it [07:05] OpenAI and Google cross a billion users [09:05] OpenAI's Thrive strategy: buying companies to guarantee AI adoption [11:05] The $2 billion AI infrastructure acquisition [16:05] Mark Greget joins to tell us what NuEyes has been up to over the last decade[43:35] The ROI math: what OR time is actually worth [45:35] From "nice to have" to critical path in the operating roomBrought to you by Zappar and Mattercraft, the leading visual development environment for immersive 3D web experiences. Start building at mattercraft.io. Hosted on Acast. See acast.com/privacy for more information.

Rover gets upset that Duji suggests he buy his mom a generator. Family Guy trivia. American citizen was detained by ICE at airport. $20 million dollar budget for G.L.O.V.E. State Trooper in Arkansas punches an 18-year-old woman. Car flipped over on the highway. People say there will be no gravity for 7 seconds. Woman notices a man doing something creepy while she was in a dressing room. Around the country women are being targeted by "gooners." JLR chats up a woman while he is crossing the street. Nutted. Sacred obligation to follow sharia law. Rover could never follow such strict religious rules. Did Charlie pay off his mortgage? 401k. Duji blew off a meeting. The Florida Project. 

Nutted. Sacred obligation to follow sharia law. Rover could never follow such strict religious rules. Did Charlie pay off his mortgage?

Will it ever rain again? Hosted on Acast. See acast.com/privacy for more information.

Can I reframe something for you real quick?Most people think about summer growth in terms of numbers. New followers. New subscribers. New customers. And yes those things matter.But some of the most powerful growth you can create this summer has nothing to do with adding new people. It is about going deeper with the people you already have. And it is about building assets right now that will keep working for you long after Labor Day.Because here is what I know to be true...- Content you create in July is still generating leads for you in December. - An email list you build this summer is a warm audience sitting there ready for your fall launch. - A testimonial you capture right now is one of the highest converting marketing assets you will ever own.Summer is not a pause in your business. It is a chapter. And the chapters where everyone else checks out are often the ones where the most interesting things happen for the people who stay in the game.When September comes the people who coasted are starting from scratch. You do not have to be one of them

Most people are told to attack their debt in the "smartest" order — highest interest rate first. It's the math-correct move. So why do so many people who follow that exact advice quit before they ever get debt-free?In this episode, Anthony breaks down the real story of a couple juggling five debts — from a $400 medical bill all the way up to a $13,000 student loan — and what happened when they tried the "correct" method versus what actually got them results. Backed by a 2012 study of over 6,000 real households, this episode settles the debt snowball vs. debt avalanche debate for good, and explains why momentum — not math — is what actually gets people out of debt.IN THIS EPISODE, YOU'LL LEARN:- Why attacking your highest-interest debt first can actually cause you to quit- What a study of 6,000+ households found about who actually becomes debt-free- Why paying off a small debt fast can matter more than saving the most money- The exact order to list and attack your debts (no interest-rate math required)If you're tired of starting debt payoff plans and quitting in the middle, this episode will change how you think about where to start. And if you're ready for a full step-by-step plan, Anthony's new book, Stop Living Paycheck to Paycheck, walks you through the complete 5-phase debt-free roadmap — available now at https://www.anthonyoneal.com/book.ABOUT ANTHONY ONEAL:Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy.

Money correspondent Susan Edmunds spoke to John Campbell about active first-home buyers and whether the purchases are likely to pay off as investments.

If you graduated from a university in the UK, what happened to your student loan? Have you finished paying it off, or is it still hanging over you 17 years later? Sending children to private schools here in the UAE takes a huge chunk out of our budget. So, how much do we actually need to spend to give our kids a good education? A new report suggests that, for many women, the problem isn’t whether they have health insurance, but what happens when they actually try to use it. Two women are on a mission to create a solution. And while we’re getting our kids ready for back-to-school, it’s not just about the uniforms, new shoes, and haircuts, we also need to think about the life skills they’ll need.See omnystudio.com/listener for privacy information.

1041. If you have extra cash, should you pay off a low-interest mortgage or invest it? Laura answers a listener's question about balancing financial math with the emotional peace of mind that comes from being mortgage-free.Key Takeaways:Paying off a debt yields a guaranteed return equal to your loan's interest rate.Make sure you have a healthy emergency fund before making extra debt payments.Consistently investing 10% to 15% of your income for retirement and capturing any employer matching should take priority over prepaying a low-interest debt.Eliminate high-interest debt, like credit cards, as soon as possible. Low-interest, tax-deductible debt, such as a mortgage should be your lowest payoff priority.Younger investors benefit from decades of compounding market returns, while pre-retirees should focus on preserving wealth and reducing living expenses.Discover more from Money Girl!FacebookNewsletterTranscripts available at QuickandDirtyTips.com.Email: Laura@LauraDAdams.com or leave a voicemail: (302) 364-0308. Hosted on Acast. See acast.com/privacy for more information.

Political Fix hit the Essex seaside this week to hear directly from Clacton voters ahead of the by-election next Thursday, which Nigel Farage has triggered in the wake of scrutiny of his finances. He's framing it as a “people versus the establishment” contest – but what do local residents think? Why, at a time when his national ratings have plunged, does the Reform leader's popularity in Clacton appear undiminished? Host Lucy Fisher is joined by political correspondent Anna Gross and UK chief political commentator Robert Shrimsley to discuss the contest and Reform's broader fortunes. Plus, the trio examine Kemi Badenoch's judgement in supporting the council candidacy of a former neo-Nazi, as well as the Tories' and Labour's efforts to convince business of their respective growth credentials. Follow: Lucy @LOS_Fisher or @lucyfisher.ft.com; Anna, @AnnaSophieGross and Robert: Want more? ‘I'll support him all the way': Clacton voters rally to Nigel Farage despite heightened scrutinyThe good, the bad and the green of BadenochReform repaid Tice loan on same day £1mn donated by mother of Farage aide CottrellReform UK promises large-scale ‘military operation' to block small boat crossingsKemi Badenoch ‘sad' over former antisemite's withdrawal as Tory council candidate Conservatives rebuild relations with UK business after rocky two yearsUK to strip back procurement rules to focus on job creation, says Louise HaighYou can also sign up here for Stephen Bush's morning newsletter Inside Politics for straight-talking insight into the stories that matter, plus puns and tongue (mostly) in cheek views. Get 30 days free.Political Fix was presented by Lucy Fisher and produced by Persis Love and Clare Williamson. Manuela Saragosa is the executive producer. Original music and sound engineering by Breen Turner. The broadcast engineers are Andrew Georgiades and Petros Gioumpasis. Read a transcript of this episode on FT.com Hosted on Acast. See acast.com/privacy for more information.

It's well documented that better client-based collaboration can boost business development results and build stronger, long lasting relationships between law firms and their clients. What isn't as clear is how firms can turn that collaboration into a real payoff when it comes to lateral hiring. Today on the CMO Series: Laterals & Mergers, we are revisiting an episode with Dave Southern, former Chief Marketing & Business Development Officer at Choate, Hall & Stewart LLP, now Director of Communications at Mayer Brown, to discuss how greater client collaboration can make lateral hiring pay off. In this episode Dave discusses: His career journey so far and how his experiences have influenced his philosophy on client collaboration Why closer client collaboration is so important How to improve the results of lateral hiring How to apply this process to all clients of the firm and examples of how this has worked How this approach fits within the overall go-to-market strategy of the firm Advice for legal marketing and BD professionals looking to improve their client collaboration

From Oil & Gas to Orangetheory: Vik Gupta on Fitness, Healthspan & Reinventing Your Career  on The Krista Escamilla Show Can one decision transform your life? In this episode of The Krista Escamilla Show, Krista sits down with Vik Gupta, the new owner of Orangetheory Fitness Midland, to talk about his inspiring journey from the oil & gas industry to helping others live healthier, stronger lives through fitness.   Vik shares why he made the leap from the drilling fields of West Texas to owning a fitness studio, what he has learned about the importance of healthspan versus lifespan, and why Orangetheory Fitness is designed for people of all ages and fitness levels. Whether you're looking for motivation, considering a career change, or simply want to improve your health, this episode is packed with inspiration and practical advice. In This Episode: Vik Gupta's transition from oil & gas to fitness Why he chose to become the owner of Orangetheory Fitness Midland The difference between healthspan and lifespan What makes Orangetheory different from other workouts Tips for anyone starting their fitness journey Why investing in your health today pays dividends for years to come  

Rising from humble beginnings in North Central Indiana to becoming a powerhouse partner at Kemper CPA Group, LLP, Michelle Smith demonstrates that resilience and dedication can transform your career trajectory. In this episode, Michelle shares her inspiring journey of overcoming early challenges, including balancing motherhood at sixteen while pursuing her dream of becoming a CPA. Discover how she achieved significant audit practice growth, scaling her practice from $350,000 to over $1 million through strategic networking, board involvement, and an unwavering commitment to her professional vision. Join us as Michelle discusses the importance of hard work, maintaining strong relationships, and finding the essential work-life balance necessary to thrive in the competitive world of auditing.Love the show? Subscribe, rate, review, and share! http://amyvetter.com/breakingbeliefspodcast

We explore the state of education just before the rise of AI, compare it to today, and extrapolate into the future. SourcesTyler Jagt, "My Students Can't Read," Chronicle of Higher Education, 2026. NAEP Long-Term Trend AssessmentPew Research, "Reading for fun has become less common," 2021.James S. Coleman et al., Equality of Educational Opportunity ("The Coleman Report"), US Dept. of Health, Education, and Welfare, 1966Kathryn Borman & Monique Dowling, Teachers College Record, 2010.Dan Goldhaber, "The Mystery of Good Teaching," Education Next, 2002 Steven Rivkin, Eric Hanushek & John Kain, teacher-effects study, Econometrica, 2005. Xitao Fan & Michael Chen, parental-involvement meta-analysis, Educational Psychology Review, 2001 World Bank, "Vietnam's Human Capital: Education Success and Future Challenges," 2020 (PISA science outperformance on low per-pupil spend). OECD, "Does Money Buy Strong Performance in PISA?", PISA in Focus No. 13, 2012 (no score/spending relationship above ~$35k cumulative per-student spend). NCES, Digest of Education Statistics 2023, Table 236.55 (US per-pupil spending, $6,873 → $17,495 real dollars, 1970-71 to 2020-21)Boston Globe, 2001 coverage of Harvard grading ("laughing stock of the Ivy League"; 91% of seniors graduating with honors). Harvard Crimson, Oct. 5, 2023 (~79-80% of 2020-21 grades in the A range)Anemona Hartocollis, "Harvard Students Skip Class and Still Get High Grades, Faculty Say," New York Times, Oct. 6, 2025. Gallup, confidence-in-higher-education tracking, July 2023 and July 2024 releases (57% in 2015 → 36% in 2023/24; Republican confidence ~56%→~19-20%, Democratic decline much smaller)Pew Research, Aug. 2019 (share saying colleges have a negative effect on the country, 26%→38%, 2012-2019, driven almost entirely by Republicans/leaners)Challenge Success (Stanford, Denise Pope), Fall 2018 surveyMark Galloway, cheating in advantaged-community schools, Ethics & Behavior, 2012Stacy Dale & Alan Krueger, "Estimating the Payoff to Attending a More Selective College," NBER WP 7322, Aug. 1999; Quarterly Journal of Economics, 2002. Follow-up: NBER WP 17159, Jun. 2011; Journal of Human Resources, 2014.ProPublica & The Chronicle of Higher Education, "The Newest College Admissions Ploy: Paying to Make Your Teen a 'Peer-Reviewed' Author," May 2023.Nataliya Kosmyna et al., "Your Brain on ChatGPT," MIT Media Lab, arXiv:2506.08872, 2025. Hao-Ping (Hank) Lee et al., "The Impact of Generative AI on Critical Thinking," CHI 2025, peer-reviewed, n=319. Turnitin AI-detection data, 2023-2026 (>80% AI-written flags: ~3% early 2023 → ~15% early 2026).Inside Higher Ed / Generation Lab Student Voice survey, Aug. 2025Rose Horowitch, "The Elite College Students Who Can't Read Books," The Atlantic, Oct. 2024. "Hilarius Bookbinder," "The Average College Student Is Illiterate," Persuasion, Mar. 2025. Tyler Jagt, "My Students Can't Read," Chronicle of Higher Education, 2026. NAEP 2024 12th-grade reading assessment, released Sept. 2025 (lowest since assessment began). Erik Brynjolfsson, Bharat Chandar & Ruyu Chen (Stanford Digital Economy Lab), "Canaries in the Coal Mine?," Nov. 2025, ADP payroll dataIndeed Hiring Lab, entry-level software postings2U, coding-bootcamp partnership shutdown, Dec. 2024.Southern New Hampshire University, bootcamp closure, 2023, citing AI adoption.World Economic Forum, Future of Jobs Report, 2023 & 2025 McKinsey Global Institute, "Skill Shift," 2018 Stefan Bauschard, "Education is a Wicked Problem in AI" Brian Miller, "Farewell, Peak Literacy, We Hardly Knew You," Front Porch Republic, Nov. 2023. James Marriott, The New Dark Ages: The Death of Reading and the Dawn of the Post-Literate Society Hosted on Acast. See acast.com/privacy for more information.

Key Takeaways: Build Energy Independence: Investing in your own energy sources can reduce costs, protect your business from price changes, and make it more attractive to future buyers. Plan for the Long Term: Managing cash wisely and making decisions with the future in mind can create a stronger, more valuable business. Use Tax Planning to Your Advantage: Smart tax planning can reduce unnecessary costs and free up more money to invest in your business and other long-term assets. Start Investing Early: Even small, consistent investments can grow significantly over time through compounding and disciplined investing. Connect Your Financial Strategy: The best results come when your business, tax, and investment plans all work together to support long-term growth and stability.   Chapters: Timestamp Summary   0:00 Achieving Wealth Through Energy Independence and Smart Cash Strategies 1:38 Ensuring Business Independence and Certainty for Future Buyers 3:17 McDonald's Strategic Use of Futures Market for Cost Management 4:37 Building Wealth Through Strategic Financial Planning and Tax Savings Powered by ReiffMartin CPA and Stone Hill Wealth Management   Social Media Handles    Follow Phillip Washington, Jr. on Instagram (@askphillip)   Subscribe to Wealth Building Made Simple newsletter https://www.wealthbuildingmadesimple.us/   Ready to turn your investing dreams into reality? Our "Wealth Building Made Simple" premium newsletter is your secret weapon. We break down investing in a way that's easy to understand, even if you're just starting out. Learn the tricks the wealthy use, discover exciting opportunities, and start building the future YOU want. Sign up now, and let's make those dreams happen!   WBMS Premium Subscription   Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

Can long and involved setups really pay off in satisfying ways like in ONCE UPON A TIME…IN HOLLYWOOD and THE SHAWSHANK REDEMPTION? Contains spoilers!  818-835-0473 orwhatevermovies@gmail.com orwhatevermovies.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Original Air Date: December 28, 1942Host: Andrew RhynesShow: The Lone RangerPhone: (707) 98 OTRDW (6-8739) Stars:• Brace Beemer (Lone Ranger)• John Todd (Tonto) Writer:• Fran Striker Producer:• George W. Trendle Director:• Charles D. Livingston Music:• Ben Bonnell For more great shows check out our site: https://www.otrwesterns.comExit music from: Roundup on the Prairie by Aaron Kenny...

If you think the war is basically over because someone said Iran was “decimated,” slow down and do the math. We bring back author and longtime war and strategy teacher Michael Vlahos to dissect the claims coming out of Washington, including a clip of the Secretary of War projecting confidence about Iranian losses and U.S. stockpiles. Then we translate the language of victory into capabilities, inventories, and what actually changes on the battlefield. We dig into the shock factor that keeps showing up in this conflict: Iran's growing missile accuracy. Michael explains why guidance systems and satellite navigation matter, how China's BeiDou GPS alternative can tighten missile impact to a few meters, and why that precision turns U.S. bases and high-value assets into far riskier bets. From there we tackle the uncomfortable question everyone avoids: how much help might Russia and China provide, from components and air defense support to quieter forms of intelligence and targeting assistance. The second half gets brutally practical about sustainability. We talk munitions stockpiles, interceptor burn rates, and the limits of “we'll just build more,” plus why cheap guided bombs are not a cure if air defenses block access and key sites are deeply buried. We also challenge the assumption that the U.S. Navy can simply blockade its way to leverage, laying out fleet size realities, carrier deployment strain, shipyard bottlenecks, and the incentives inside the military industrial complex. The stakes are not just military; we connect the Strait of Hormuz to oil prices, diesel supply, fertilizer, and potential food shocks. Subscribe, share this with a friend who follows geopolitics, and leave a review with the single biggest insight you took from the conversation.

Matt Davies is joined by Greg Mitchell and Mikey Clarke as we discuss the latest Nottingham Forest transfer news on Ousmane Diomande and Givairo Read as Roma emerge as rivals to his signing. Meanwhile, Gustavo Sa has signed and promptly joined Olympiacos on loan. The lack of progress has sparked angst for some fans so we discuss that as well as the seeming good vibes in the camp in Portugal. #nffc #nottinghamforest

 Imagine owning your dream home completely free and clear in less than a decade.  In this video, we break down the exact financial strategy you need to follow to pay off your mortgage in under 10 years - without sacrificing your entire lifestyle. The traditional 30-year mortgage is a trap designed to make banks rich off your interest.  The big banks want you locked into a 30-year trap, but there is a much better way. Today, we're sharing a practical, step-by-step blueprint using offset accounts, clever debt recycling, and sensible investing to help you own your own home outright—without sacrificing your lifestyle along the way.    —    Thinking about buying an investment property in Australia in the next 3 to 12 months?     Then book your free strategy session here: https://www.pumpedonproperty.com/free-strategy-session     What can you expect from your free strategy session?  In your strategy session, we will discuss:    1. Where you are right now  2. Where you want to be long-term  3. What's been holding you back from achieving your property investment goals until now  4. Your next action steps     You'll walk away from the call with a clear plan in place and the confidence you need to invest in your next property.    —    

A Gen Z creator went viral saying she won't take financial advice from anyone born before 1990. Millions of people sent me this video expecting me to go after her. Instead, I'm doing something different. I'm telling you what she got right, what she got wrong, and why 124 trillion dollars is about to change hands between generations, and most people are not ready to catch it.This is not a reaction video. This is a real conversation about debt, about the economy, about whether the "rules" have actually changed or if we've just stopped applying what works. If you've ever felt like you're doing everything right and still falling behind, this episode is for you.Watch until the end. I give you 5 things to do starting today, not next month.Websites Mentioned in This Episode:- https://www.anthonyoneal.com/book — Pre-order Stop Living Paycheck to Paycheck and get over $275 in free bonuses (before August 20th)- https://www.anthonyoneal.com/invest — Compare top investing platforms and open your first account- https://www.anthonyoneal.com/savings — Open a high-yield savings account- https://www.anthonyoneal.com/ethos — Get a term life insurance quote in 10 minutesABOUT ANTHONY ONEAL:Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy.

Artificial Intelligence is here, and here to stay. Many are tinkering with its abilities, but others are diving into the deep end to become experts and assist others with their journeys. Joining Chris to speak on their new endeavor - Compound - is the Founder of Super Web Pros and teacher of AI systems and organizational design at Michigan State, Jesse Flores and Founder of Lead With Collective, and a 20-year people-and-HR leader for global, Fortune 1000 companies, Julie Mann!

Rover is cleaning out his basement. Keith Kennedy photo shoot. Butt cheeks everywhere. Cleveland fans are disappointed that Lebron James is going to play for Philadelphia. A social media influencer, Paige Lorenze, is upset over a local store's 'no influencers' sign. A Toxic Love Story. Charlie went to the bank to pay off his house. Video goes viral after an influencer calls out a couple for making out on a park bench. Two women freak out on their Uber driver for wearing a Trump hat. Sugar daddy upset that the woman he made arrangements with was not going to have sex with him. Walmart delivery drone. The Other Mommy. Maui vacation turns violent when a family is attacked for being non-natives.

A Toxic Love Story. Charlie went to the bank to pay off his house. Video goes viral after an influencer calls out a couple for making out on a park bench.

A Toxic Love Story. Charlie went to the bank to pay off his house. Video goes viral after an influencer calls out a couple for making out on a park bench.See omnystudio.com/listener for privacy information.

Rover is cleaning out his basement. Keith Kennedy photo shoot. Butt cheeks everywhere. Cleveland fans are disappointed that Lebron James is going to play for Philadelphia. A social media influencer, Paige Lorenze, is upset over a local store's 'no influencers' sign. A Toxic Love Story. Charlie went to the bank to pay off his house. Video goes viral after an influencer calls out a couple for making out on a park bench. Two women freak out on their Uber driver for wearing a Trump hat. Sugar daddy upset that the woman he made arrangements with was not going to have sex with him. Walmart delivery drone. The Other Mommy. Maui vacation turns violent when a family is attacked for being non-natives. See omnystudio.com/listener for privacy information.

Newcastle United announced the arrival of Aladji Bamba, the latest recruit to strengthen Eddie Howe's first team squad follow's the pattern of younger, perhaps inexperienced players, with lots of potential. Adam is joined by Johnny and Jonathan to discuss the new approach to squad improvement. During the show, they will discuss the following:-Why the change of approach, and who is behind it? -What does Eddie Howe think and does he still have final say?-Is it enough to propel NUFC towards a top 6 push? If you like what we do please consider joining us as a Patreon - we release daily Newcastle United podcasts: www.patreon.com/tfpodcast Live show with Alan Shearer tickets: https://www.gosforthcivictheatre.co.uk/whats-on/nufc-podcast-all-stars-live Learn more about your ad choices. Visit podcastchoices.com/adchoices

Getting decent at darts, foosball, and pool during bartending days was never meant to lead anywhere beyond having fun.   Once real skill showed up, buddies wanted to team up for leagues, and travel to compete against other people followed naturally.   None of that community was available while still avoiding the games out of embarrassment.   The same pattern shows up in health and fitness, where getting decent often opens the door to teams, classes, and events.   Getting good enough is often the door to community, not just a personal accomplishment. BOOK A CALL WITH PERRY: http://talktoperry.com TEXT ME: (208) 400-5095 JOIN MY FREE COMMUNITY: http://upsidedownfit.com The Legacy Continues with Syona: https://sharesyona.co/?url=perrytinsley RESOURCES Best Probiotic for Gut Health: https://bit.ly/probyo Best Focus & Memory Product: https://bit.ly/dryvefocus Daily Success Habits (Free Download): morningsuccesshabits.com WOW! You made it all the way down here. I'm seriously impressed! Most people stop scrolling way earlier. You officially rock, my friend.

We kick off this loaded episode celebrating National Fortune Cookie Day by cracking open a few fortunes before dropping an announcement: we are officially heading to New York City as credentialed media for the USATF National Championships on Randall's Island! Expect plenty of athlete interviews and uncut unhinged content. Erin gives a 12 week pull up program progress report. We stack up our week 12 numbers against day one, revealing insane gains. We also vent about the discouraging social media comments claiming a pull up takes years, and recap our contrasting weekend social lives, including surviving a next door neighbor's party in "hard pants". Next up, we dive into a heavy dose of local shore chaos for "Erin's Tea Time". The controversial LBI mega house was somehow approved. The zero parking situation boiled over when contractors blocked a driveway, prompting two police cars to show up, much to the delight of our ticket obsessed seven year old. Meanwhile, Dan took on the local beach badge checkers after they called the cops on surfers, pulling out the official rule book to prove that anyone can legally "traverse" the sand to get to the water without a badge.We then put on our Esquire hats for a massive journalism and law segment, starting with a fascinating soccer history discovery: why players walk out holding hands with children. Speaking of soccer, we look at the concessions data out of Philadelphia's stadium, where 410,000 fans crushed 290,000 beers and 55,000 hot dogs, and we applaud FIFA's partnership with the nonprofit Musically Fed to donate leftover food instead of tossing it in a dumpster. We then shift to some wild court cases, covering the Troy Turkey Trot race director charged with grand larceny for stealing $114,000, the class-action lawsuit against United and Delta over "windowless" window seats, a ridiculous trademark battle between a sneaker company and Travis Kelce and Patrick Mahomes' new 1587 Prime steakhouse, and a petty cookbook author coming after a creator over a cake pop recipe. To wrap things up, we compare two totally different fitness movements: an incredibly cool, Rolling Stone approved underground calisthenics street league in New York City featuring a brutal 100 burpee and 65 pound dumbbell squat face off, versus a lame, corporate, $15 million backed CrossFit rival called Xenon that uses AI photos. Finally, we close out the episode with a health rant about the Cyclospora parasite outbreak causing weeks of explosive diarrhea across the country. Finally in our No Bad No Sad segment we talk about a kid getting advice from professional NFL players regarding his football stances.

Dr. Matt Vogt is back for another episode of The Lifestyle Practice — and this one gets personal. After a chance dinner conversation with a pre-dental student staring down a $650K tuition bill, Matt found himself revisiting his own $450,000 student loan journey and asking a simple question: if he had to pay it all off again, what would he do differently? In this episode, he breaks it down into three hard-won lessons:

The Diamondbacks start the "second half"

What is the minimum effective dose of cardio you actually need for a healthier heart and a longer life? In this episode, Alisha Carlson breaks down the exercise science on VO2 max, the fitness metric most strongly linked to longevity, and reveals why short, high-intensity workouts can rival much longer sessions. If you're a busy woman juggling weight training, HIIT, Zone 2, and everything else the fitness world insists you need, this episode gives you research-backed permission to do less, and still get real results.   WHAT YOU'LL LEARN  - Why VO2 max is one of the strongest predictors of longevity researchers have identified - What the research actually says about exercise intensity versus duration for improving VO2 max - The minimum effective dose of cardio according to peer-reviewed studies, not fitness influencer guesswork - Why short bursts of high-intensity interval training (HIIT) can match the results of much longer moderate workouts - How stress, cortisol, and exercise intersect in midlife, and why more exercise isn't automatically better exercise - How to build a sustainable fitness routine as a busy woman without falling into the all-or-nothing trap   THIS EPISODE IS FOR YOU IF… - You're overwhelmed trying to fit weight training, HIIT, Zone 2, and everything else into one week - You've heard "more exercise is always better" and want to know what the research actually supports - You're navigating perimenopause and want evidence-based movement strategies, not guesswork - You're stuck in an all-or-nothing mindset around fitness and want a sustainable way out - You want to protect your long-term health without adding more hours to an already full scheduleReady to take this deeper and apply it in real time to your real life? go to TheStrong(HER)Way.com to get started

Sam Stovall, chief investment strategist at CFRA Research says investors should "be prepared for some additional volatility" at least until and through the midterm elections, but he thinks it represents "a reason to buy, not to bail." Stovall says that he's looking for solid double-digit earnings growth into 2027, and he makes the case that the technology sector has been driving the market higher but remains trading at a relative discount in price/earnings ratio. Traditional summer market doldrums, therefore, set up chances to profit from a rally he expects once the voting is done. Further, he points to the market's expanded breadth which, when combined with a positive first half of the year, historically is a sign that the market will rise over the rest of the year. Stovall's big worry for the economy and market involves the Federal Reserve and the potential for higher rates to lead to stagflation and other condition changes, but he's not expecting the Fed to move rates this year, so he thinks those worries are further into the future. Todd Rosenbluth, head of research at VettaFi, has focused a lot of his recent ETF of the Week picks on actively managed funds, but today he goes with a hot fund based on a technology-heavy index as something that would work well for investors who expect the market's uptrend to continue.  In the Market Call, Manny Weintraub, principal at Cannell & Spears, talks about how he finds "super great stocks that are not going to kill you" and whether stocks in the hottest sectors are being set up to murder investors when market conditions and sentiments change.  

Get the 200+ Page Optimal Living Daily Workbook (PDF) — Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: ⁠https://oldpodcast.eo.page/join⁠ Discover all of the podcasts in our network, search for specific episodes and learn more at:⁠ OLDPodcast.com⁠. Episode 3629: Christina Browning shares six creative strategies to pay off debt even when money is tight, proving that financial independence is still possible on a limited income. From turning free items into profit to negotiating with debt collectors and cutting living expenses, these practical ideas can help you generate cash, reduce financial stress, and make meaningful progress toward becoming debt-free. Read along with the original article(s) here: https://www.ourrichjourney.com/post/6-ways-to-pay-of-debt-when-you-have-no-money Quotes to ponder: "One way to generate income is to repurpose and reuse other people's garbage." "One man's trash is another man's treasure." "Having a limited income doesn't have to mean financial independence is unattainable." Episode references: Poshmark: https://poshmark.com Amazon: https://www.amazon.com Freecycle: https://www.freecycle.org Craigslist: https://www.craigslist.org Learn more about your ad choices. Visit megaphone.fm/adchoices

July 14, 2026: Goldman Sachs' warns that the real AI productivity payoff may not arrive until 2030 at the earliest, because companies are buying the technology faster than they are redesigning work. Then I get into the split among leading economists over whether AI needs new institutions and guardrails now, or whether early governance could slow progress. Finally, I look at IBM's major market shock and why it shows that even companies selling AI transformation can struggle when customer behavior changes faster than the organization can move.

Given the new tax changes with capital gains, hurdle rates have changed and the attractiveness of investing vs paying off your mortgage has shifted. We run through how to work out what your hurdle rate is depending on your tax rate and mortgage circumstances.Would you like more free insights from Mark, Shani and the rest of the Morningstar team? You can find them here.A message from Mark and ShaniFor the past five years, we've released a weekly podcast to arm you with the tools to invest successfully. We've always strived to provide independent, thoughtful analysis, backed by the work of hundreds of researchers and professionals at Morningstar.We've shared our journeys with you, and you've shared back. We've listened to what you're after and created a companion for your investing journey. Invest Your Way is a book that focuses on the investor, instead of the investments. It is a guide to successful investing, with actionable insights and practical applications.The book is now available! It is also available in Audiobook format from most sellers.Purchase from Amazon or Purchase from BooktopiaTo submit any questions or feedback, please email mark.lamonica1@morningstar.com or leave us a voicemail to feature on the podcast here.Audio Producer and mixer: William Ton. Hosted on Acast. See acast.com/privacy for more information.

Francis Foster and Nick Tyrone join Tom Slater to discuss Farage's Clacton gambit, Prince Harry's humiliation in court, and Labour's latest war on ‘misinformation' Buy Francis's book, (Un)educated: My Life as a Teacher, and Why You Should Never Become One, here: https://www.amazon.co.uk/educated-Teacher-Should-Never-Become/dp/0349021503  And pre-order Nick's book, The Rise of Reform: The Inside Story of Britain's Political Disruptors, here: https://www.amazon.co.uk/Rise-Reform-Britains-political-disruptors-ebook/dp/B0GHRLHW1L  Watch spiked podcast: unlocked, where we delve into Francis's and Nick's books, here: https://www.spiked-online.com/podcast-episode/two-books-you-need-to-read/https://www.spiked-online.com/podcast-episode/two-books-you-need-to-read/ Donate £40 or more to spiked's summer appeal and receive a limited-edition ‘10 years of Brexit' pint glass. Find out more and donate here: https://www.spiked-online.com/spiked-summer-appeal/ Learn more about your ad choices. Visit podcastchoices.com/adchoices

Discover how to treat a first-position HELOC like a primary checking account to aggressively drive down your loan balance. Tyler and the hosts map out a mathematical bird's-eye view of simple daily interest versus standard 30-year amortization schedules, showing how individuals with solid monthly margins can slash their mortgage pay-off timelines down to 5 to 10 years without trapping their liquidity.