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Physician, healthcare entrepreneur, and founder Dr. Vivek Aranki joins me to unpack why most real success is built through failure—and why the willingness to iterate beats chasing innovation for its own sake.Most business conversations treat failure as something to avoid, minimize, or hide. This episode reframes it as a required feedback loop. Vivek and I explore how meaningful progress—especially in regulated, high-stakes industries—comes from repeated trial, error, and disciplined correction.Vivek shares his transition from practicing physician to building one of Australia's largest non-corporate cosmetic medicine groups, now spanning 20 clinics nationwide and expanding through franchising. We examine how affordability, quality, and safety are often positioned as trade-offs—and how those assumptions break down when systems are designed intentionally.The conversation moves into franchising ethics, brand trust, and why extraction-based models collapse over time. Vivek explains why their organization prioritizes long-term brand credibility over franchise fees, why lead generation must sit centrally in regulated industries, and how franchising only works when incentives are aligned.From there, we widen the lens to healthcare economics, preventative care, food systems, regulation, and why “move fast and break things” is a catastrophic mindset when human health is involved. We contrast tech's tolerance for failure with healthcare's need for boring, proven reliability—and why lagging the cutting edge can actually be the strategic advantage.This isn't a conversation about avoiding risk.It's about understanding where risk belongs—and where it doesn't.TL;DR* Failure is a necessary feedback loop, not a personal flaw* Businesses fail when they copy instead of creating real value* In healthcare, innovation without evidence is dangerous—not disruptive* Franchising only works when value flows to franchisees, not out of them* “Boring” systems outperform cutting-edge ones in regulated environments* Affordability, safety, and quality can coexist with disciplined execution* Healthcare costs are driven by bureaucracy more than care delivery* Preventative care has the highest value-to-cost leverage—but the weakest incentives* Sustainable systems must be able to self-correct over timeMemorable Lines* “Failure isn't a setback—it's a feedback loop.”* “Boring is good when people's health is on the line.”* “If innovation lacks evidence, it's not innovation—it's experimentation.”* “You can't ‘move fast and break things' when the thing is a human being.”* “Long-term value dies the moment extraction becomes the strategy.”GuestDr. Vivek Aranki — Physician, healthcare entrepreneur, and founderFounder of a national cosmetic medicine group with 20 clinics across Australia, specializing in scalable, safety-first healthcare delivery and ethical franchising within highly regulated environments.Why This MattersModern business culture glorifies disruption without consequence.But in real systems—healthcare, regulation, food, human safety—failure has a cost. Understanding where experimentation belongs and where discipline must prevail is a leadership skill few master.For founders, operators, and executives navigating regulated industries or complex systems, this episode offers a sober counterweight to startup mythology: progress comes from feedback, restraint, and building structures that correct themselves before damage compounds.Success isn't about avoiding failure.It's about learning faster—without breaking what matters. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit www.dougutberg.com
H3-2/6/26- They are delaying the S.A.V.E. act for after the midterm elections to help Democrats, Big Game Sunday, is the #2 Pizza day of the year, The Trump Adm is absolutely killing it on affordability, 40k Rapid responders called “ICE WATCH”
In episode 2002, Jack and Miles are joined by comedian and co-host of The Worst Idea of All Time, Tim Batt, to discuss… Everyone Is Stealing TV, Everything Else Soon To Follow? MELANIAAAAAAA and more! Gadgets For People Who Don't Trust The Government Everyone is stealing TV LISTEN: Mideval Times (feat. Curtisy & Ahmed, With Love.) by Rory SweenySee omnystudio.com/listener for privacy information.
Vulnerable Republicans have a big political problem on their hands. Jake breaks down the GOP's political crunch over affordability in the upcoming midterm elections. Plus, Democrats unveil a sweeping list of demands for DHS and ICE reforms as funding talks stall. Punchbowl News is on YouTube. Subscribe to our channel today to see all the new ways we're investing in video. Want more in-depth daily coverage from Congress? Subscribe to our free Punchbowl News AM newsletter at punchbowl.news. Learn more about your ad choices. Visit megaphone.fm/adchoices
This conversation doesn't sugarcoat anything. The auto industry is under real pressure, and leaders can't afford denial or delay.In this episode of the Automotive Leaders Podcast, Jan Griffiths sits down with Jamie Butters, now an independent journalist, speaker, emcee, and content creator who has spent decades reporting from every corner of the automotive ecosystem.Jamie brings a clear, grounded view of where the industry stands at the start of 2026. China's competitive advantage is no longer theoretical. Affordability is becoming an existential issue. Tariffs and geopolitics are injecting uncertainty that freezes investment. AI is everywhere, but leaders still struggle to separate real value from noise.They unpack why legacy automotive culture slows decision-making, how bespoke thinking drives unnecessary cost, and why speed is now a leadership requirement, not a nice-to-have. The conversation also digs into Tesla's influence on manufacturing thinking, the future of dealer AI tools, and what's at stake as the UAW heads into a pivotal leadership year.This episode is about reality. Not hype. Not fear. Just the hard truths automotive leaders need to face if they want to compete, adapt, and lead with courage.Themes Discussed in this EpisodeWhy China's scale and speed threaten global incumbentsHow affordability became automotive's silent crisisWhere AI delivers value and where it quietly creates wasteThe cultural cost of bespoke thinking in legacy organizationsTariffs, uncertainty, and their chilling effect on investmentWhat UAW leadership changes could mean for competitivenessWhy speed of decision-making is now a core leadership skillThis episode is sponsored by Lockton, click here to learn moreFeatured GuestJamie Butters is an independent automotive journalist, speaker, emcee, and content creator. He previously served as Executive Editor and Chief Content Officer at Automotive News, Detroit bureau chief for The Wall Street Journal, and automotive editor at Bloomberg. Jamie is known for connecting the dots early, telling the truth plainly, and translating complex industry dynamics into language leaders can actually use.About Your Host – Jan GriffithsJan Griffiths is a champion for culture transformation and the host of the Automotive Leaders Podcast. A former automotive executive with a rebellious spirit, Jan is known for challenging outdated norms and inspiring leaders to ditch command and control. She brings honesty, energy, and courage to every conversation, proving that authentic, human-centered leadership is the future of the automotive industry.Mentioned in this EpisodeAutomotive News
Affordability is back in focus in D.C. after the brief U.S. shutdown. Our Deputy Global Head of Research Michael Zezas and Head of Public Policy Research Ariana Salvatore look at some proposals in play.Read more insights from Morgan Stanley.----- Transcript -----Michael Zezas: Welcome to Thoughts on the Market. I'm Michael Zezas, Deputy Global Head of Research for Morgan Stanley. Ariana Salvatore: And I'm Ariana Salvatore, Head of Public Policy Research. Michael Zezas: Today we're discussing the continued focus on affordability, and how to parse signals from the noise on different policy proposals coming out of D.C.It's Wednesday, February 4th at 10am in New York. Ariana Salvatore: President Trump signed a bill yesterday, ending the partial government shutdown that had been in place for the past few days. But affordability is still in focus. It's something that our clients have been asking about a lot. And we might hear more news when the president delivers his State of the Union address on February 24th and possibly delivers his budget proposal, which should be around the same time. So, needless to say, it's still a topic that investors have been asking us about and one that we think warrants a little bit more scrutiny. Michael Zezas: But maybe before we get into how to think about these affordability policies, we should hit on what we're seeing as the real pressure points in the debate. Ariana, you recently did some work with our economists. What were some of your findings? Ariana Salvatore: So, Heather Berger and the rest of our U.S. econ[omics] team highlighted three groups in particular that are feeling more of the affordability crunch, so to speak. That's lower income consumers, younger consumers, and renters or recent home buyers. Lower income households have experienced persistently higher inflation and more recently weaker wage growth. Younger consumers were hit hardest when inflation peaked and are more exposed to higher borrowing costs. And lastly, renters and recent buyers are dealing with much higher shelter burdens that aren't fully captured in standard inflation metrics. Now, the reason I laid all that out is because these are also the cohorts where the president's approval ratings have seen the largest declines. Michael Zezas: Right. And so, it makes sense that those are the groups where the administration might be targeting some of these affordability initiatives. Ariana Salvatore: That's right. But that's not the only variable that they're solving for. Broadly speaking, we think that the president and Republicans in Congress really need to solve for four things when it comes to affordability policies. First, targeting these quote right cohorts, which are those, as we mentioned, that have either moved furthest away from the president politically, or have been the most under pressure. Second feasibility, right? So even if Republicans can agree on certain policies, getting them procedurally through Congress can still be a challenge. Third timing – just because the legislative calendar is so tight ahead of the November elections. And fourth speed of disbursement. So basically, how long it would take these policies to translate to an uplift for consumers ahead of the elections. Michael Zezas: So, thinking through each of these constraints, starting with how easy it might be to actually get some of these policies done, most of the policies that are being proposed on the housing side require congressional approval. In terms of these cohorts, it seems like these policies are most likely to focus on – that seems aimed at lower-income and younger voters. And in terms of timing, we know the legislative calendar is tight ahead of the midterms, and the policy makers want to pursue things that can be enacted quickly and show up for voters as soon as possible. Ariana Salvatore: So, using that lens, we think the most realistic near-term tools are probably mostly executive actions. Think agency directives and potential changes to tariff policy. If we do see a second reconciliation bill emerge, it will probably move more slowly but likely cover some of those housing related tax credit changes. But of course, not all these policies would move the needle in the same way. What do we think matters most from a macro perspective? Michael Zezas: So, what our economists have argued is that the affordability policies being discussed – tax credits subsidies, payment pauses – they could be meaningful at a micro level for targeted households, but for the most part, they don't materially change the macro outlook. The exception might be tariffs; that probably has the broadest and most sustained impact on affordability because it directly affects inflation. Lower tariffs would narrow inflation differentials across cohorts, support real income growth and make it easier for the Fed to cut rates. Ariana Salvatore: Right. And just to add a finer point on that, I think directionally speaking, this is where we've seen the administration moving in recent months. Remember, towards the end of last year, the Trump administration placed an exemption on a lot of agricultural imports. And just the other day, we heard news that the trade deal with India was finalized reducing the overall tariff rate to 18 percent from about 50 percent prior. Michael Zezas: Okay. So, putting it all together for what investors need to know. We see three key takeaways. First, even absent new policy, our economists expect some improvement in affordability this year as inflation decelerates and rate cuts come into view. And specifically, when we talk about improvements in affordability, what our economists are referring to is income growth consistently outpacing inflation, lowering required monthly payments. Second, most proposed affordability policies are unlikely to generate the meaningful macro growth impulse, so investors shouldn't overreact to headline announcements. And third, the cohort divergence matters for equities. Pressure on lower income in younger consumers helps explain why parts of consumer discretionary have lagged. While higher income exposed segments have remained more resilient. So, if inflation continues to cool, especially via tariff relief, that's what would broaden the consumer recovery and potentially create better returns for some of the sectors in the equity markets that have underperformed. Ariana Salvatore: Right, and from the policy side, I would say this probably isn't the last time we'll be talking about affordability. It's politically salient. The policy responses are likely targeted and incremental, and this should continue to remain a top focus for voters heading into November. Michael Zezas: Well, Ariana, thanks for taking the time to talk. Ariana Salvatore: Great speaking with you, Mike. Michael Zezas: And as a reminder, if you enjoy Thoughts on the Market, please take a moment to rate and review us wherever you listen. And share Thoughts on the Market with a friend or colleague today.
Today, we discuss the importance of energy, what the growing demand for energy means, and how hard it can be to deliver that energy. To demonstrate that, we are using Texas as a microcosm. Texas produces the greatest amount of energy in the US. Its mix of energy spans renewables, nuclear, natural gas, coal, and yet its citizens pay some of the highest prices in the Southern States. At the same time, it's ground zero for hyper-scalers and is the epicenter of fracking yielding epochal volumes of hydrocarbon. To discuss all this and more is one of the leading lights in the Texas energy sector, Mike Howard, Founder and CEO of Howard Energy Partners, the largest privately owned mid-streamer in the US. Beyond his business ventures, Mike is a key advocate for energy's role in society and the importance of getting it right, in technology, in physics, in legislation and in investment. www.hcgroup.globalwww.hyperionsearch.com
Politicians are touting “affordability” to describe the current regime of rising prices. However, most lawmakers who claim they are trying to make things more affordable demand policies that make things more costly.Original article: https://mises.org/mises-wire/why-affordability-wrong-term-describe-effects-inflation
In this episode Bill discusses the pressing issue of affordability in the United States with Andrew Bates and Terry Holt, both advisors to The Cost Coalition. Bates(D) is a former Biden Senior Deputy Press Secretary and Holt (R) is a former spokesperson for Former Speaker John Beohner and George W. Bush. They explore how rising costs are affecting Americans across the board, from daily groceries to long-term investments like housing and healthcare. The conversation highlights the political implications of these issues, noting the failure of the current administration to fulfill promises of lowering costs. Bates and Holt also discuss their roles in the Cost Coalition, an organization dedicated to exposing the policies driving these price increases and advocating for working people. They address the potential impact of tariffs, tax policies, and healthcare cuts on the American middle class and suggest that affordability will be a key issue in upcoming elections. Check out their website at CostCoalition.org.Today's Bill Press Pod is supported by The Laborers' International Union of North America. More information at LIUNA.org.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
In this solo episode, Michael Blank breaks down what really happened in multifamily during 2025 and what investors should expect in 2026. He unpacks supply and demand trends, rent growth, interest rate expectations, and the affordability crisis shaping renter behavior. While the last few years have been challenging, Michael explains why 2026 is likely a year of stability that sets the stage for long-term growth—and why today's risk-adjusted returns may be better than they've been in years.Key Takeaways2025 was a year of absorption, not growth — record demand was offset by an unprecedented wave of new supply, keeping rents flat to down. New construction is falling sharply, with permits dropping and high interest rates making most projects uneconomical. Affordability favors renting, as buying a home now costs significantly more than renting, supporting long-term rental demand. 2026 consensus outlook is stability with modest rent growth, likely around 2%, setting up normalized growth in 2027 and beyond. Interest rates are expected to be flat to slightly down, a meaningful shift from the uncertainty of the past three years. Lower leverage and better pricing improve risk-adjusted returns, making today's environment healthier than the frothy market of 2021–2022Connect with MichaelFacebookInstagramYouTubeTikTokResourcesTheFreedomPodcast.com Access the #1 FREE Apartment Investing Course (Apartments 101)Schedule a Free Strategy Session with Michael's Team of AdvisorsExplore Michael's Mentoring ProgramJoin the Nighthawk Equity Investor ClubReview the Podcast on Apple PodcastsSyndicated Deal AnalyzerGet the Book, Financial Freedom with Real Estate Investing by Michael Blank For full episode show notes visit: https://themichaelblank.com/podcasts/session509/
Today's show features: - David Steinberg, CEO of Foureyes - Brian Benstock, Vice President & General Manager Paragon Honda and Paragon Acura - Robert Steenbergh, CEO of AutoPayPlus This episode is brought to you by: Siro – Your customer conversations are gold—but most dealerships never extract the insights trapped inside them. Siro helps your team tap that data for smarter coaching, consistent process adherence, and measurable PVR growth. Come visit us at NADA Show - Booth #6368 (North Hall), or book a 10-minute meeting for a chance to win some exciting prizes: https://www.siro.ai/event/nada2026 AutoPayPlus – AutoPayPlus is the premium biweekly payments provider in the country. By accelerating the equity in the vehicle on the consumer's behalf, AutoPayPlus shortens the loan term and reduces negative equity - all while increasing PVR and making consumer payments more affordable. E-mail Sales@Autopayplus.com for more information. Foureyes – Foureyes helps dealers turn data into action. Starting with a clean, connected data foundation across dealership systems, Foureyes empowers dealerships to use that data to drive consistent execution throughout their business. The data stays dealer-owned, vendor-neutral, and works with any tools or partners. More than a CDP, Foureyes is a reset for how dealer data gets put to work. Headquartered in Oregon, Foureyes employees live in 20+ states to be closer to the communities where dealers are. Visit https://www.foureyes.io/ to learn more Check out Car Dealership Guy's stuff: CDG Circles ➤ https://cdgcircles.com/ CDG News ➤ https://news.dealershipguy.com/ CDG Jobs ➤ https://jobs.dealershipguy.com/ CDG Recruiting ➤ https://www.cdgrecruiting.com/ My Socials: X ➤ https://www.twitter.com/GuyDealership Instagram ➤ https://www.instagram.com/cardealershipguy/ TikTok ➤ https://www.tiktok.com/@guydealership LinkedIn ➤ https://www.linkedin.com/company/cardealershipguy/ Threads ➤ https://www.threads.net/@cardealershipguy Facebook ➤ https://www.facebook.com/profile.php?id=100077402857683
In January, President Trump urged Congress to cap credit card interest rates at 10% and said Americans are being “ripped off” by credit card companies. Bankers quickly opposed the idea, with some calling it an economic disaster. There is also debate over capping credit card late fees. We look at the pros and cons of these proposals and whether any of them would lead to more affordability.
Affordability is not an abstract debate for American families—it's the defining issue of daily life. Grocery bills, housing costs, energy prices, healthcare, and childcare all shape whether families feel secure or stretched.Families don't become pessimistic out of nowhere. Confidence erodes when planning for the future feels harder, margins feel thinner, and basic economics no longer seem to work in their favor.Meanwhile, leaders on both sides of the aisle are increasingly pointing the finger at free-market capitalism for nearly everything—high prices, inequality, corporate power, even government debt. But what's often labeled “capitalism” today is really a mix of subsidies, bailouts, protectionism, regulatory micromanagement, and monetary manipulation—policies that distort markets rather than allow them to function.True free markets are not chaos or greed. They are a rules-based system built on voluntary exchange, price signals, competition, and accountability. When people are free to trade, build, innovate, and respond to real prices, costs fall and opportunity expands—giving families the freedom to flourish.In today's episode of This Week's Economy, we explore how free-market capitalism supports families, restores dignity through work, and lowers prices to make life more affordable. We'll also examine how these principles apply at the federal, state, and local levels. Tune in to the full episode on YouTube, Apple Podcast, or Spotify, and visit my website vanceginn.com for the show notes in my newsletter and more information.
In this weekend's episode, three segments from this past week's Washington Journal. First: A conversation with Jillian Snider – a former law enforcement officer and senior fellow at the R Street Institute. We talk about ICE operations in Minneapolis – and best practices for law enforcement in the wake of another fatal shooting there. Then: Amid the fallout in Minnesota, President Trump tried to pivot back to the economy and efforts on affordability. We dig into the numbers with Natalie Baker of the Center for American Progress and Brittany Madni from the Economic Policy Innovation Center. Finally: President Trump may have backed off his threat to takeover Greenland – but relations are still frayed between the U-S and Europe. That conversation with Andrew Roth of The Guardian -- and Stefanie Bolzen of the German News channel VELT. Learn more about your ad choices. Visit megaphone.fm/adchoices
President Trump was elected in 2024 on the promise that he would fix the economy. Now, a new poll from The New York Times/Siena reveals that the issue may be driving voters away.Nate Cohn, the chief political analyst at The Times, explains what the poll tells us.Guest: Nate Cohn, the chief political analyst for The New York Times.Background reading: Voters see a middle-class lifestyle as drifting out of reach, the poll found.Here's what Americans really mean by “affordability.”Who are the voters who have taken a U-turn on Mr. Trump?Photo: Doug Mills/The New York TimesFor more information on today's episode, visit nytimes.com/thedaily. Transcripts of each episode will be made available by the next workday. Subscribe today at nytimes.com/podcasts or on Apple Podcasts and Spotify. You can also subscribe via your favorite podcast app here https://www.nytimes.com/activate-access/audio?source=podcatcher. For more podcasts and narrated articles, download The New York Times app at nytimes.com/app.
Scott Galloway opens up about his lifelong struggle with body dysmorphia, breaks down the psychology behind the affordability crisis, and shares hard-earned lessons about ambition, sacrifice, and relationships. Want to be featured in a future episode? Send a voice recording to officehours@profgmedia.com, or drop your question in the r/ScottGalloway subreddit. Learn more about your ad choices. Visit podcastchoices.com/adchoices
Some of our streets still haven't been cleared, nearly a week after the Pittsburgh region was hit with double digit snowfall. When can we expect some relief? And will UPMC's $10 million gift for emergency vehicles make things better? (Also, just how generous is this gift, really?) City Cast Pittsburgh host Megan Harris is joined by producer Sophia Lo and contributor Colin Williams to share the latest on snow removal. Plus, they discuss city and county efforts to restrict ICE activity, whether the new Steelers head coach counts as a win or loss for our city, and how you can help make a Pittsburgh-themed Lego set become a reality. Notes and references from today's show: UPMC gives $10M to city for plows, ambulances [Axios Pittsburgh] The challenges Pittsburgh Regional Transit faced before making rare decision to suspend service during snowstorm [Post-Gazette] Pittsburgh-area school districts are running out of snow days [KDKA] PODCAST: Mayor O'Connor on ICE, Affordability & AI [City Cast Pittsburgh] PODCAST: Can You Be Charged for Getting in ICE's Way? [City Cast Pittsburgh] Ways To Support Pittsburgh's Immigrant Communities [City Cast Pittsburgh] 'Pittsburgh is my world': Emotional Mike McCarthy introduced as new Steelers coach [Post-Gazette] Guild Journalists, Pittsburgh Community, Local Labor Comes Together to Launch PAPER [CWA] Architecture: Pittsburgh, Pennsylvania [Lego Ideas] Who Should Be On Pittsburgh's Walk of Fame? [City Cast Pittsburgh] Walk of Fame Nominations [Pittsburgh Walk of Fame] Learn more about the sponsors of this January 30th episode: Fulton Commons The Westmoreland Museum P3R Planned Parenthood of Western Pennsylvania Become a member of City Cast Pittsburgh at membership.citycast.fm. Want more Pittsburgh news? Sign up for our daily morning newsletter. We're also on Instagram @CityCastPgh! Interested in advertising with City Cast? Find more info here.
Who could possibly vote for continued corruption? NY Times bestselling author Charles Govette discusses his new book Empire of Lies: Fragments from the Memory Hole - The Shameful Story of the Deep State's Warlords, War Lies, and Failed Foreign Interventions! And Shaun talks to Scott "The Cow Guy" Shellady about the green energy scam and how to separate the U.S. into state currencies!See omnystudio.com/listener for privacy information.
Affordability and inflation, Kevin takes a look at increasing costs that are not being discussed, the hidden portion of the inflation puzzle; on Monday, the Commerce Department reported November durable goods and core durable goods orders; on Tuesday, the U.S. Conference Board's January Consumer Confidence Index was released; the Federal Reserve announced their interest rate decision; Federal Reserve Chairman, Jerome Powell held a press conference, after the interest rate decision was released, to give his assessment of the economy; Kevin has the details, digs into the data, puts the information into historical perspective and offers his insights and opinions.
Affordability and inflation, Kevin takes a look at increasing costs that are not being discussed, the hidden portion of the inflation puzzle; on Monday, the Commerce Department reported November durable goods and core durable goods orders; on Tuesday, the U.S. Conference Board's January Consumer Confidence Index was released; the Federal Reserve announced their interest rate decision; Federal Reserve Chairman, Jerome Powell held a press conference, after the interest rate decision was released, to give his assessment of the economy; Kevin has the details, digs into the data, puts the information into historical perspective and offers his insights and opinions. See omnystudio.com/listener for privacy information.
See omnystudio.com/listener for privacy information.
The president seems to have changed his mind. While the crackdown in Minneapolis is changing course, many Denverites are still debating the best way to fight back. CU Regent and small business owner Wanda James is challenging Denver's longtime representative in Congress, Diana DeGette, because she's got a different approach. She joins host Bree Davies to talk about the latest on the immigration crackdown, Trump's threats to invoke the Insurrection Act, and dig into the buzzword of the moment — affordability. Plus, Wanda's campaign for Congress. What do you think about these new ideas on affordability? We want to hear from you! Text or leave us a voicemail with your name and neighborhood, and you might hear it on the show: 720-500-5418 Bree and Wanda discussed these three new affordability bills Democrats are pushing at the state legislature this session. To hear one of the other candidates challenging Diana DeGette, here's our episode with Melat Kiros from last month, and here's our most recent episode with DeGette herself, recorded in 2024 when Democrats were debating whether or not then president Joe Biden should step aside. For even more news from around the city, subscribe to our morning newsletter Hey Denver at denver.citycast.fm. Follow us on Instagram: @citycastdenver Chat with other listeners on reddit: r/CityCastDenver Support City Cast Denver by becoming a member: membership.citycast.fm Learn more about the sponsors of this January 28th episode: Denver Art Museum Looking to advertise on City Cast Denver? Check out our options for podcast and newsletter ads at citycast.fm/advertise
In this episode of the Nonprofit Spotlight Series, hosted by Charity Charge, Grayson Harris sits down with Carol Klocek, CEO of the Center for Transforming Lives, to explore what it really takes to disrupt generational poverty and build long term economic stability for single mothers and their children.Founded in 1907 and rebranded in 2015, the Center for Transforming Lives has evolved into a comprehensive, two generational organization serving families across the Fort Worth and Tarrant County region. Carol shares how the organization pairs housing stability, early childhood education, clinical counseling, and economic mobility services to address the root causes of poverty rather than its symptoms.Key themes from the conversationA two generational approach to breaking poverty Carol explains why working with mothers and children at the same time is critical for lasting impact and how trauma informed care shapes every program they offer.Affordability and housing instability With single mothers earning a median income of $33,000 per year and spending more than half of their income on rent, Carol outlines why rising housing, childcare, and food costs create a pipeline to homelessness and how early intervention changes outcomes.Prevention over crisis response The episode dives deep into why preventing homelessness is far more effective and less costly than responding after families are displaced. Carol shares real data showing how keeping families housed reduces long term costs related to healthcare, education, and social services.Building efficient public nonprofit partnerships Carol details how the Center for Transforming Lives partners with healthcare providers, local government, and community organizations to deliver services more efficiently. From mobile health clinics to rent and utility assistance programs, these collaborations lower costs while expanding access.The power of a nonprofit hub model The organization's new campus serves as a community anchor, offering healthcare access, drop in childcare, coworking space, and meeting facilities that foster collaboration among nonprofits, small businesses, and workforce partners.Listening directly to the people served Carol shares why monthly “Coffee with Carol” sessions have become one of her most valuable leadership practices and how participant feedback drives program design and trust.Looking ahead to workforce development Looking toward 2026, Carol discusses plans to pilot vocational training partnerships paired with free childcare to help parents transition into high wage, in demand jobs in fields like healthcare, welding, and electrical work. ---------------------------About Charity ChargeCharity Charge is a financial technology company serving the nonprofit sector. From the Charity Charge Nonprofit Credit Card to bookkeeping, gift card disbursements, and state compliance, we help mission-driven organizations streamline operations and stay financially strong. Learn more at charitycharge.com.
The Michael Yardney Podcast | Property Investment, Success & Money
Have you ever looked at today's property prices and wondered, How is this even possible? How can values keep climbing when interest rates are still high, affordability is stretched to breaking point, and so many Australians feel locked out of the market? You're not alone. It feels counterintuitive. It feels unfair. And for many, it feels completely unsustainable. But here's the uncomfortable truth about our housing market - and it's the part most people don't want to hear. Property prices don't rise because the average Australian can afford them. They rise because the marginal buyer – the person actually able to transact today – can. And right now, that marginal buyer looks very different from the one we had even a decade ago. Takeaways · Property prices are rising due to the marginal buyer's ability to transact. · Wealthy buyers are dominating the market, driving prices up. · Downsizers are reshaping the market by purchasing debt-free properties. · Government incentives are pushing more buyers into the market. · Buyers are adapting by compromising on location and property type. · Structural under supply is a significant factor in rising prices. · Affordability issues are sidelining some buyers but not all. · The Bank of Mum and Dad is a major influence in property transactions. · Investors need to focus on quality assets in gentrifying suburbs. · Long-term market predictions indicate continued price growth despite challenges. Chapters 00:00 Why prices keep rising despite poor affordability. 04:30 Who the real marginal buyers are today. 08:20 Downsizers, cash buyers and the Bank of Mum & Dad reshape demand. 12:30 First-home-buyer incentives push prices, not affordability. 16:00 Behaviour shifts: units, townhouses, rent-vesting. 19:30 Structural undersupply ensures ongoing price growth in 2026. Links and Resources: Answer this week's trivia question here - https://www.propertytrivia.com.au/ · Win a hard copy of How To Grow A Multi-Million Dollar Property Portfolio In Your Spare Time. Everyone wins a copy of a fully updated property report · Everyone wins a copy of a fully updated property report – What's ahead for property for 2026 and beyond. Michael Yardney Get the team at Metropole to create a Strategic Wealth plan for your needs. Click here and have a chat with us Get a bundle of eBooks and Reports at: www.PodcastBonus.com.au Join Michael Yardney and a team of experts, at Wealth Retreat 2026 on the Gold Coast in May. Find out more about it here and register your interest www.wealthretreat.com.au It's Australia's premier event for successful investors and business people. Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.
Ready to level up your retirement game? We're diving into the 10 essential questions every LGBTQ person should ask before picking their retirement city. Forget about palm trees and sunshine; we're talking about finding a place that vibes with who you are today, not who you were in your 20s. From walkability to genuine LGBTQ friendliness, we've got the scoop on what really matters for your happiness and sanity. Join me and my sassy AI sidekick, Michael, as we navigate the nitty-gritty of making your golden years truly shine!Diving straight into the heart of retirement planning, this week's episode is all about the essential questions every LGBTQ retiree needs to ask when choosing that perfect place to kick back and relax. We start by discussing the importance of picking a city that resonates with who you are today—not who you were 20 years ago. I mean, did you really think a beachside bungalow would still be your jam when you can barely handle a sand grain in your flip-flop? The conversation is rich with insights about walkability, cost of living, and how a place can either support or stifle your daily joy. We even share a few personal anecdotes about our own misadventures in city selection, which, spoiler alert, involved a gator or two in a retention pond. So grab your favorite drink, settle in, and let's unravel what makes a retirement city the right fit for you.Next up, we tackle the burning question of LGBTQ friendliness. Spoiler: it's not just about rainbows and parades! We dive into what actual protections look like and how to spot a community that truly embraces you year-round, not just during Pride Month. Think about it—wouldn't it be nice to stroll down the street with your partner without feeling like you're on display? We chat about cities that excel in creating inclusive environments, from the glittering streets of San Francisco to the surprisingly warm vibes of Asheville, North Carolina. Plus, we share how places in Spain set the bar high when it comes to feeling normal and accepted. Trust us; it's a conversation you won't want to miss!Finally, we wrap it all up with the big picture—what does your ideal Tuesday look like in retirement? No, really! Tuesday is the unsung hero of your week, and we explore how the day-to-day aspects of a city can make or break your experience. Accessibility to stores, health care, and even coffee shops play crucial roles in your retirement happiness. We throw in a dash of humor with tales of our own Tuesday escapades, comparing cities that excel at making life easier (hello, Spanish trams!) versus those that turn errands into Olympic events. So, hang tight as we help you navigate these essential questions, ensuring your retirement isn't just about the sun—it's about thriving in your new home!Takeaways:Choosing a retirement city is all about finding the right vibe for who you are today, not who you were in the past.Is the city LGBTQ friendly year-round? Because Pride Month isn't the only time we need love and support!Your Tuesday routine matters more than you think—make sure it fits your retirement lifestyle and makes you happy.Don't forget to check out the healthcare situation; it's crucial to know if you can get the care you need when you need it!Affordability goes beyond just rent; consider all the little costs that can add up and stress you out.Ask yourself if the city supports your dreams for this new chapter of life, because you deserve to thrive!Links...
It's not just the Billionaire's tax, there are several proposed tax hikes up and down the state of California in 2026See omnystudio.com/listener for privacy information.
Discovering Grayslake: Unveiling the Stories and People That Make Our Town Unique
They share the story of launching their business during the pandemic, their adventures as substitute teachers, and their deep roots in the Grayslake community. With humor and authenticity, they discuss adoption, parenting, and the joys of serving neighbors through creative charcuterie boards. The episode captures the spirit of friendship, small-town pride, and the power of giving back, offering listeners a genuine taste of Grayslake's welcoming hometown charm. Friendship, Food, and Community: Lessons from Olive You Charcuterie on Discovering Grayslake In the heart of Grayslake, Illinois, community isn't just a buzzword—it's a way of life. This spirit shines through in the latest episode of the "Discovering Grayslake" podcast, where host David Woll sits down with Kat and Kate, the best-friend duo behind All of You Charcuterie. Their story is a testament to the power of friendship, the resilience of small business owners, and the unique flavor that local entrepreneurs bring to their hometowns. Whether you're a Grayslake local, a small business dreamer, or simply someone who loves a good story, this episode is packed with insights and actionable advice. Let's break down the main themes and tips from Kat and Kate's journey—so you can bring a little more heart, creativity, and community spirit into your own life and work. Table of Contents The Power of Friendship in Business Turning Passion into a Pandemic-Era Business Building a Business with Heart: Inclusivity, Affordability, and Community Balancing Business, Family, and Community Involvement Actionable Tips for Small Business Owners The Grayslake Difference: Why Community Matters Final Thoughts: Authenticity, Kindness, and Local Pride The Power of Friendship in Business Kat and Kate's story begins long before their first charcuterie board. Their friendship, forged as college dorm neighbors, is the foundation of their business. This deep bond is more than just a feel-good backstory—it's a strategic advantage. Key Takeaways: Trust and Communication:** Years of friendship mean Kat and Kate can communicate openly, resolve conflicts quickly, and play to each other's strengths. Shared Values:** Their mutual commitment to authenticity, humor, and community shapes every aspect of their business. Support System:** Entrepreneurship is tough. Having a partner who understands your personal and professional life makes the journey more sustainable and enjoyable. Actionable Advice: Choose business partners you trust deeply.** Shared history and values can help weather the inevitable storms of small business life. Schedule regular check-ins**—not just about business, but about your friendship and well-being. Turning Passion into a Pandemic-Era Business All of You Charcuterie was born out of necessity and creativity during the COVID-19 pandemic. With their catering gigs on hold and corporate jobs feeling less fulfilling, Kat and Kate leaned into their love of food and entertaining. How They Did It: Start Small, Think Big:** They began by making boards for friends and family. When someone offered to pay, they realized they had a viable business. Leverage Past Experience:** Years of working with high-end chefs gave them the skills to create visually stunning, delicious spreads. Adapt to the Times:** With large gatherings off the table, they focused on small, shareable boards perfect for intimate celebrations. Expert Insights: Test your concept with your inner circle.** Friends and family can be your first customers and best marketers. Be ready to pivot.** The pandemic forced many to rethink their business models—flexibility is key. Building a Business with Heart: Inclusivity, Affordability, and Community Kat and Kate's approach to business is refreshingly inclusive. They're committed to making their charcuterie boards accessible, beautiful, and tailored to the needs of their community. Inclusivity in Every Bite No Upcharge for Dietary Needs:** Gluten-free, nut-free, and allergy-friendly options are available at no extra cost. Variety and Quality:** Their boards feature a mix of meats, cheeses, fruits, veggies, and unique items like lemon pepper green beans and stuffed peppers. Affordability and Transparency Cost-Effective Catering:** Charcuterie boards offer a luxurious feel without the high price tag of traditional catering. Clear Communication:** They're upfront about pricing and delivery, with free local delivery and reasonable fees for farther locations. Community Engagement Giving Back:** Kat and Kate regularly donate boards to local fundraisers and school events. Word-of-Mouth Growth:** Their reputation is built on personal connections and community involvement, not flashy advertising. Actionable Advice: Prioritize inclusivity.** Accommodate dietary restrictions without making customers feel like an inconvenience. Engage with your community.** Sponsor local events, donate to fundraisers, and build relationships beyond transactions. Balancing Business, Family, and Community Involvement Kat and Kate are more than business owners—they're moms, school staff, and active community members. Their ability to juggle these roles is both impressive and instructive. Lessons in Balance Embrace Flexibility:** Both women transitioned from corporate careers to roles in the local school system, finding fulfillment and flexibility. Set Boundaries:** They admit to sometimes undercharging or giving away products, but are learning to value their time and expertise. Find Joy in Service:** Subbing in local schools isn't just a job—it's a way to connect with their kids and neighbors. Expert Insights: Don't be afraid to pivot your career.** Sometimes, the best opportunities come from unexpected places. Value your work.** Generosity is important, but sustainability matters too. Actionable Tips for Small Business Owners Drawing from Kat and Kate's journey, here are nuanced, actionable tips for anyone looking to start or grow a small business—especially in a tight-knit community. 1. Start with What You Love—and Know Leverage your unique skills and passions. Kat and Kate's background in event catering gave them a head start. Don't wait for perfect conditions—start small and iterate. 2. Build Your Brand on Authenticity Be yourself in every interaction. Customers are drawn to genuine people. Share your story—people want to support businesses with heart. 3. Use Social Media Strategically Even without a website, Kat and Kate built a loyal following on Facebook and Instagram (@allofyoucharcuterie). Respond promptly to messages and keep your content fresh and engaging. Don't be afraid to ask for help with new platforms (like TikTok). 4. Prioritize Customer Experience Offer convenient delivery and pickup options. Handle setup and cleanup when possible to make events stress-free. Consider loyalty programs (like punch cards) to reward repeat customers. 5. Give Back—But Set Limits Support local causes, but don't undervalue your work. Set clear policies for donations and discounts to maintain sustainability. 6. Lean Into Community Connections Partner with local organizations, schools, and businesses. Attend and sponsor community events to increase visibility. The Grayslake Difference: Why Community Matters Kat and Kate's story is inseparable from the fabric of Grayslake. Their business thrives because of the town's unique blend of small-town warmth and open-mindedness. What Makes Grayslake Special: Supportive Neighbors:** Word-of-mouth and personal recommendations drive business. Respect for Differences:** The community rallies around shared values, even when opinions differ. Traditions and Togetherness:** Events like the Freeze opening, tree lighting, and end-of-school rituals foster a sense of belonging. Actionable Advice: Get involved.** Whether it's volunteering at schools or attending local events, show up for your community. Celebrate local traditions.** They're the heartbeat of small towns. Final Thoughts: Authenticity, Kindness, and Local Pride Kat and Kate's journey is a masterclass in building a business that's as nourishing for the soul as it is for the stomach. Their advice for listeners—and for anyone looking to make a difference—is simple but profound: Be unapologetically yourself.** Authenticity attracts the right people, both in business and in life. Do the hard things first.** Tackle your biggest challenges head-on, every day. Spread kindness.** Small acts—like a smile or a helping hand—can transform your community. As David Wool reminds us at the end of the episode, everyone is fighting a battle you can't see. Let's make Grayslake—and every hometown—a little brighter, one charcuterie board (and one act of kindness) at a time. Connect with All of You Charcuterie Facebook & Instagram:** @allofyoucharcuterie Email:** allofyoucharcuterie@gmail.com Website:** Coming soon! Subscribe to Discovering Grayslake on your favorite platform for more stories of local heroes, hidden gems, and the spirit that makes this town truly special. *If you enjoyed this post, share it with a friend, support your local businesses,
4:20 pm: Matt Margolis, author and Columnist for PJ Media, joins the show for a conversation about his piece on how the left doesn't want people to know that Alex Pretti, the man shot Saturday by Border Patrol agents, was part of a sophisticated operation to interfere with immigration enforcement.4:38 pm: Clark Aposhian of the Utah Shooting Sports Council, host of Gun Radio Utah on KNRS, joins the show to discuss several gun related bills in front of lawmakers at the Utah Legislature, as well as the weekend shooting of an ICE protestor in Minnesota.6:05 pm: David Harsanyi, author and Senior Writer for the Washington Examiner, joins the program to discuss his New York Post piece countering claims by New York Congresswoman Alexandria Ocasio-Cortez that violent and disruptive protesting is an American ideal.6:38 pm: Thaddeus McCotter, a contributor to American Greatness, joins the show for a conversation about his piece on how Democrats are crying about “affordability” when they only need look in the mirror to find the culprit.
Affordability isn’t going anywhere in Los Angeles—and neither are rising prices. Lou breaks down why everything keeps costing more, why wages should be higher across the board, and how “less is more” may be the only way forward. He compares the cost of living in the ’80s and ’90s—when blue-collar jobs could still support a life—to today’s tough reality. Plus, Lou gets personal and shares what happened after his son was suspended from school. See omnystudio.com/listener for privacy information.
In today's Episode, Duane Stanford (Beverage Digest Editor & Publisher) and John Sicher (Industry Expert, Consultant) take a data-driven look at how new SNAP restrictions on soda and energy drinks will alter consumer behavior, retailer dynamics, and beverage brand strategy in the coming year. They weigh the policy's equity questions, the sweetener debate, and the near-term playbook for affordability and channel shifts.• States adopting waivers and their SNAP participation rates• Inclusion of zero sugar and artificial sweeteners in bans• Price inflation impact and equity concerns for low-income households• RBC and Numerator data on cutbacks, switching, and store choice• Channel exposure across grocery, mass, dollar, club, and convenience• The Possible rise of private label and value packs• Affordability tactics: smaller packages and sharper price points• Policy test requirements and uncertain long-term outcomesText us thoughts, questions, or topic suggestions.
Starting your first real job with a decent pay check should feel exciting but what if it mostly feels confusing, stressful and a little scary? If you've made money mistakes before, missed payments or taken on debt you didn't fully understand, you're not alone… and you're not out of options. In this episode of Everything Counts, Motheo Khoaripe sits down with Investec's Keshnie July, Lending Product Owner and Lehlogonolo Ramushu, Credit Risk Consultant, to talk about how young professionals can recover from financial missteps and start building a stronger, more intentional money future. The conversation tackles what it really takes to bounce back after defaulting, overextending yourself or ignoring those dreaded payment reminders. From understanding your credit report, to budgeting realistically, facing debt head on and asking for help when you need it, this episode breaks down the practical steps that make recovery possible. The episode also touches on separating needs from wants, avoiding impulse-driven debt, navigating “easy credit” offers and making smarter decisions before taking on new financial commitments. As the discussion shifts toward building wealth, the experts share simple, realistic strategies for saving, creating an emergency fund, paying off debt faster and laying the groundwork for long-term financial security. If you're a young professional trying to reset your money mindset, get out of debt or turn your first proper salary into something meaningful, this episode will help you move from survival mode to stability and eventually, to growth. 00:00 Introduction 01:00 Debt management: How to bounce back from money mistakes 02:00 How to build better money habits 03:47 Biggest financial mistakes that young adults make 04:50 Affordability assessment: What young professionals should ask before taking on more debt 06:19 What do you do when you run into financial problems? 08:47 Recovering from debt 10:25 Strategies for building wealth in the long term 10:50 The importance of building an emergency fund 11:20 The importance of having savings 12:10 Practical steps for young professionals starting their wealth journey 15:05 Compare savings accounts with good interest rates 15:20 Conclusion Investec Focus Radio SA
It's not just the Billionare's tax, there are several proposed tax hikes up and down the state of California in 2026See omnystudio.com/listener for privacy information.
Cigna is reshaping the healthcare system by tackling affordability through innovation, transparency, and patient-first solutions. President and COO Brian Evanko goes Inside the ICE House to discuss the forces driving higher healthcare costs, from demographic shifts to drug pricing, and how Cigna is working to realign incentives across the system. He also explains how data, AI, and pharmacy benefit reform are positioning the company to deliver better outcomes as healthcare enters its next phase of change.
How property taxes undermine homeownership—and what states and localities can do to fix it.Affordability is a major issue for voters. Families are feeling squeezed by higher housing costs, rising insurance premiums, and everyday expenses that often outpace income. For many Americans, the question is no longer just whether they can buy a home, but whether they can afford to keep the one they are in.Across the country, states are beginning to confront one overlooked driver of the housing affordability crisis: property taxes. From proposals to cap assessments to more ambitious efforts to reduce or even eliminate property taxes, lawmakers are reexamining a tax that quietly raises housing costs annually.In This Week's Economy, we'll look at how property taxes undermine true homeownership, why they fall hardest on those least able to pay, and what meaningful reform would require if states and localities want to restore affordability and let people prosper. Check out the show notes at vanceginn.substack.com and more information on my work at Ginn Economic Consulting at vanceginn.com. Thank you for watching. Please subscribe and share now!
In this episode, Jess is joined by jeweller and wax tutor Elin Horgan to introduce Week of Wax - a free 5-day online wax carving course starting on 2nd February and open for enrolment now. They explore what wax jewellery is, why it's such an accessible and creative material to work with, and walk through each project you'll make during the week, from carved rings and granulation to charms, build-up techniques, and a classic signet ring. Whether you're completely new to wax carving or already working in wax, this episode will help you understand where to start and how wax can fit into your jewellery practice.
MPs return to Parliament Hill to face a long to-do list. Pressing matters like food prices, productivity, and the U.S. trade war are top of mind. The Prime Minister tried to address at least one of those issues — affordability. The government announced a GST credit top-up aimed at helping millions of Canadians. The opposition Conservatives say they'll support the plan, but want the government to do more to cut food costs.Also: People across Southern Ontario are trying to dig out from a weekend winter wallop. Record levels of snow blanketed much of southern Ontario. Especially hard hit — Toronto, with a record breaking 60 centimetres of snow, Sunday. It was the largest one day snowfall in the city's history, closing schools and businesses, and snarling traffic and transit.And: The dangers of radon. What you need to know about the invisible threat, lingering in the homes of many Canadians.Plus: ICE in Minnesota, gold's new milestone, alleged Canadian drug kingpin Ryan Wedding in court, and more.
(Jan 26, 2026) David Sommerstein makes a sub-zero but sunny trek to Lampson Falls for an audio postcard; people in the western part of the North Country say they are continuing to struggle with affordability, according to an annual survey of communities; and as the Pentagon rolls out tougher fitness standards and punishments for troops who fall short, some advocates are criticizing approaches that emphasize discipline over support.
The White House says President Donald Trump is going to travel the country starting this week, selling his economic accomplishments ahead of the midterms. But after calling affordability a Democrat-led ‘hoax,' will anyone buy it? We break down three recent Trump administration proposals about housing, health care, and credit cards and examine whether they could actually bring down prices. For more: Affordability may finally be improving. Trump's scorched-earth tactics are only part of the reason --- Guest: Tami Luhby, CNN Senior Writer Host: David Rind Producer: Paola Ortiz Senior Producer: Faiz Jamil Showrunner: Felicia Patinkin Learn more about your ad choices. Visit podcastchoices.com/adchoices
In this episode of Excess Returns, Redfin Chief Economist Daryl Fairweather joins Matt Zeigler to unpack what she calls the Great Housing Reset. Rather than a housing crash or correction, Fairweather argues the market is entering a multi year transition toward something more normal, where incomes gradually catch up to home prices and affordability improves at the margin. The conversation covers mortgage rates, supply constraints, regional housing dynamics, climate risk, policy tradeoffs, and how AI is reshaping real estate decisions for buyers, renters, and investors.Topics covered in this episode• Why the current housing market is a reset, not a crash or correction• How income growth outpacing home price growth could slowly improve affordability• Mortgage rate dynamics and why rates may stay near the low 6 percent range• The mortgage rate lock in effect and why inventory may take years to normalize• Regional housing trends including the Midwest, Northeast, Sunbelt, and tech hubs• The role of wages, rents, and affordability for Gen Z and first time homebuyers• Investor activity, rental markets, and the outlook for housing as an investment• Immigration, foreign buyers, and local market distortions• Multi generational living, ADUs, and creative housing solutions• Housing policy ideas that actually address supply constraints• Why demand side policies like 50 year mortgages miss the real problem• Climate risk, insurance costs, and total cost of home ownership• How AI and conversational search are changing the home buying process• The future of MLS consolidation and real estate market structure• Practical guidance for renters, buyers, and homeowners looking ahead to 2026Timestamps00:00 Introduction and the Great Housing Reset02:00 What a housing reset really means03:30 Income growth versus home price growth05:20 Mortgage rates and the outlook for borrowing costs08:40 Fed policy, bond markets, and mortgage rates10:40 Inventory shortages and the lock in effect12:30 Regional housing market winners and losers16:00 Affordability challenges for younger buyers19:00 Rental markets and investor dynamics21:20 Multi generational living and ADUs25:00 Housing policy and supply constraints29:30 Why 50 year mortgages do not solve affordability33:00 Geographic housing outlook by life stage39:30 Climate risk, insurance, and housing costs47:00 Energy efficiency and dense housing50:20 AI, real estate search, and market structure54:30 What to watch in the housing market through 202659:30 Book discussion and where to follow Daryl Fairweather
Frank is joined by Daniel Ives, Grover Norquest and Paul KeenerSee omnystudio.com/listener for privacy information.
Marc and Kim open the hour examining economic challenges and policy solutions with Joe Lavorgna, counselor to Treasury Secretary Scott Bessett. Lavorgna outlines efforts to curb corporate homebuying, reduce borrowing costs through credit card interest caps, and expand disposable income via strong economic growth and targeted tax relief. The discussion touches on inflation trends, rental costs, real wages, and the administration's approach to Federal Reserve policy, emphasizing the importance of marketing these gains to the public amid media noise. The segment closes with a preview of upcoming guests and Dave Murray's weather update. Hashtags: #MarcCox #JoeLavorgna #Treasury #EconomicPolicy #Inflation #HousingMarket #InterestRates #FederalReserve #TrumpAdministration #DaveMurray
Five health insurance CEOs faced a historic grilling on Capitol Hill this week, and the fallout affects every healthcare provider in America.In this episode, Conrad Meyer and Rory Bellina break down the January 2026 congressional hearings where lawmakers from both parties hammered executives from UnitedHealth, CVS, Cigna, Elevance, and Ascendiun over skyrocketing premiums, claim denials, and the use of AI to reject patient care.We cover:→ Why premiums are doubling after the ACA subsidy expiration→ The new Medicare AI pilot program (WISeR) and what it means for your practice→ How AI-driven prior authorization is linked to denial rates 16x higher than human review→ New state laws in Texas and California requiring AI disclosure→ What Louisiana providers need to know right now→ Six practical steps to protect your patients and your practiceWhether you're a physician, hospital administrator, compliance officer, or healthcare attorney, this episode gives you the legal context and actionable takeaways you need.This podcast is for educational purposes only and does not constitute legal advice.Contact: 504-833-5600 | chehardy.com#HealthLaw #PriorAuthorization #HealthcareAI #PhysicianAdvocacy #HealthcareCompliance #Louisiana
In back-to-back public appearances, Donald Trump delivered meandering, unfocused speeches that left audiences stunned — first during a lengthy Washington press conference late last night, then again at the World Economic Forum in Davos. On today's Mark Thompson Show, we examine the most alarming moments and what they reveal about Trump's leadership, coherence, and state of mind. Political analysts, global leaders, and voters are reacting in real time. We'll break down the clips, the fallout, and the broader implications for U.S. credibility abroad and political stability at home. We'll be joined by presidential historian and former KGO host John Rothmann.“It's the Planet, Stupid!” with Belinda Waymouth features Trump's legal attempts to stop environmental progress facing an uphill battle in the courts.The Mark Thompson Show 1/22/26Patreon subscribers are the backbone of the show! If you'd like to help, here's our Patreon Link:https://www.patreon.com/themarkthompsonshowMaybe you're more into PayPal. https://www.paypal.com/donate/?hosted_button_id=PVBS3R7KJXV24
What has Corey O'Connor been up to during his first month in office? Host Megan Harris sits down with the mayor to hear about new initiatives, tight budgets, and some fresh ideas to revitalize Downtown. Plus, she asks the questions YOU sent in. Listen in for O'Connor's takes on ICE, affordability, dark sky compliance, snow plows, parks, and more. Learn more about the sponsors of this January 22nd episode: Pittsburgh Opera P3R The Ascent by Christopher Walker Become a member of City Cast Pittsburgh at membership.citycast.fm. Want more Pittsburgh news? Sign up for our daily morning newsletter. We're on Instagram @CityCastPgh. Text or leave us a voicemail at 412-212-8893. Interested in advertising with City Cast? Find more info here.
Gov. Mikie Sherrill has been inaugurated in New Jersey. Mike Hayes, WNYC/Gothamist New Jersey politics reporter and the author of The Secret Files: Bill De Blasio, The NYPD, and the Broken Promises of Police Reform (Kingston Imperial, 2023), talks about what to expect, and the challenges she will face as she begins her term.
President Trump marks his first year in office with an economy that looks a lot like the one he inherited. During a White House briefing, Trump hailed his policies and hit on the number one issue for Americans, affordability. For a closer look, Amna Nawaz spoke with Heather Long, chief economist at Navy Federal Credit Union. PBS News is supported by - https://www.pbs.org/newshour/about/funders. Hosted on Acast. See acast.com/privacy
In the second of two programmes, we look at Donald Trump's record on the economy one year into his second presidential term. Today, we are asking is the United States still facing a cost of living crunch?Its economy - the largest in the world - is still growing faster than most others and the stock markets are hitting record highs, yet many Americans say they are still struggling to make ends meet. What's going on? We get the view from our North America business correspondent, Samira Hussain; a data scientist; an economist; and consumers from across the country.If you'd like to get in touch with the team, our email address is businessdaily@bbc.co.ukPresenter: Rahul Tandon Producer: Craig Henderson Additional production (audio diaries): Niamh McDermott(Picture: A woman walks down the aisle at the grocery store with her shopping cart looking at shelved goods. Credit: Getty Images)
Tonight on The Last Word: MS NOW reports the Department of Homeland Security fired at people in cars at least 14 times since July. Also, Democrats criticize Donald Trump's extreme actions on immigration. Plus, Trump and Republicans continue to make America less affordable. And Trump claims Iran halted 800 scheduled executions. David Noriega, Barbara McQuade, Rep. Greg Casar, Rebecca Cooke, and Amb. Michael McFaul join Ali Velshi. To listen to this show and other MS podcasts without ads, sign up for MS NOW Premium on Apple Podcasts. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Tonight on The Last Word: The Trump administration's handling of the Minnesota ICE shooting probe sparks Justice Department resignations. Also, the FBI has not released the recordings of Tom Homan accepting a $50K bribe. Plus, Donald Trump dismisses affordability as a “fake word.” And millions of Epstein documents are still unreleased by Trump's Justice Department. Minnesota Attorney General Keith Ellison, Sen. Sheldon Whitehouse, Sen. Jon Ossoff, and Rep. Ro Khanna join Lawrence O'Donnell. To listen to this show and other MS podcasts without ads, sign up for MS NOW Premium on Apple Podcasts. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.