Podcasts about annual people

Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   In this episode, Justin interviews Thomas Brandt, Chief Risk Officer of the Federal Retirement Thrift Investment Board (FRTIB) and one of the 2024 RIMS ERM Award of Distinction winners. Thomas shares some of his experiences at the IRS, where he won the 2021 RIMS ERM Award of Distinction, and how he moved from the IRS to join the FRTIB. Tom covers how he successfully integrated strategy and ERM at the FRTIB. He tells how the FRTIB moved from a high-level to a medium-level cyber risk posture, with improved Federal Information Security Modernization Act (FISMA) scores. Tom shares how the FRTIB  works with a managed services model in a way that's scalable and sustainable. Tom relates his views on risk culture and the portfolio view that a mature ERM program supports.   Listen to learn how to nominate your organization's ERM Program for the RIMS ERM  Award of Distinction.   Key Takeaways: [:01] About RIMS and RIMScast. [:14] RIMScast is a proud nominee of the 20th Annual People's Choice Podcast Awards. We are nominated in the category of Government and Organizations, and we would appreciate your support. [:26] Help us win that award by visiting PodcastAwards.com and the link in this episode's notes.  [:36] About this episode of RIMScast. We will be joined by Thomas Brandt, Chief Risk Officer of the Federal Retirement Thrift Investment Board and one of the 2024 RIMS ERM Award of Distinction winners. [1:05] RIMS-CRMP Workshops! The next Virtual RIMS-CRMP exam prep, co-hosted by Parima, will be held on September 2nd and 3rd. [1:17] The next RIMS-CRMP-FED virtual workshop will be held on November 11th and 12th, and led by Joseph Mayo. Links to these courses can be found on the Certification Page of RIMS.org and through this episode's show notes. [1:34] RIMS Virtual Workshops! On August 5th, we have a day-long course about “Emerging Risks.” [1:42] RIMS has launched a new course, “Intro to ERM for Senior Leaders.” This is a two-day course. The first two-day course will be held on August 12th and 13th and will be led by former RIMS President, Chris Mandel. [1:56] The course will be held again on November 4th and 5th and will be led by Elise Farnham. RIMS members enjoy deep discounts! [2:05] The full schedule of virtual workshops can be found on the RIMS.org/education and RIMS.org/education/online-learning pages. A link is also in this episode's notes. [2:17] Mark your calendars for November 17th and 18th for the RIMS ERM Conference 2025 in Seattle, Washington. The agenda is jam-packed with educational sessions that will resonate with risk practitioners at all stages of their careers. [2:38] See the full agenda at RIMS.org/ERM2025. Nominations are open for the RIMS Global ERM Award of Distinction 2025. The nomination deadline is Saturday, August 16th. The award is presented annually at the RIMS ERM Conference. There is a link in this episode's show notes. [3:05] If your organization's ERM program or one you know of deserves this recognition, we want to hear about it. Remember to send in that nomination form by August 16th. [3:16] RISKWORLD 2026 will be in Philadelphia, Pennsylvania, from May 3rd through May 6th. RIMS members can now lock in the 2025 rate for a full conference pass to RISKWORLD 2026 when registering by September 30th. [3:31] This also lets you enjoy earlier access to the RISKWORLD hotel block. Register by September 30th, and you will also be entered to win a $500 raffle. Don't miss out on this chance to plan and score some extra perks. [3:44] The members-only registration link is in this episode's show notes. If you are not yet a member, this is the time to join us. Visit RIMS.org/membership and build your risk network with us here at RIMS. [3:58] On with the show! Our guest today is one of the winners of the 2024 RIMS ERM Award of Distinction. He is also the Chief Risk Officer for the Federal Retirement Thrift Investment Board (FRTIB). [4:15] Tom Brandt is here to discuss ERM and how it has been a guiding light throughout his risk career, which includes several years at the IRS. He recently participated in the RIMS ERM Q&A Series, and we're going to extend the dialogue beyond those digital pages, so let's get to it. [4:35] Interview! Tom Brandt, welcome to RIMScast! [4:42] At long last, Tom Brandt is here on RIMScast! Tom is one of the members of the Strategic and Enterprise Risk Management Council and one of the recipients of the 2024 ERM Award of Distinction. There's so much to discuss when it comes to ERM! Tom loves ERM. [5:18] Tom was also a 2021 ERM Award of Distinction recipient for his work at the IRS, where he worked for about 27 years, for the last eight of which, he was their Chief Risk Officer. There, he got into the whole ERM space. [5:38] Then, in late 2021, an opportunity opened at the Federal Retirement Thrift Investment Board (FRTIB), and Tom took on the role of Chief Risk Officer. He enjoys the opportunity to work in a small organization with a different focus. [5:55] The FRTIB is sort of the 401(k) for federal employees and uniformed services. They have a singular mission around that plan. [6:13] Tom was brought into the FRTIB to integrate strategy and ERM. He stresses the importance of linking risk and strategy. When Tom started, the offices of Enterprise Planning and Enterprise Risk had just been brought together. [6:51] They were looking for the first Director of Planning and Risk/CRO. Tom applied and was selected for the role. Even though it's a small agency of 250, those functions had been siloed. [7:07] Tom's first area of focus was getting the staff to know each other and learn more about what each process entailed, and then working with the team to look at how to bring these processes together. [7:23] Tom says, when we're identifying risks and needing to mitigate risks, the next question is, where do we get the resources? When the process is not integrated into your planning and budgeting process, that becomes very challenging. [7:36] As we go through our annual planning process, we work with our business offices, and if they're risk owners, we talk about what risks they are managing or mitigating, and if there are related initiatives or resources needed. [7:51] That information gets captured in the annual plan and becomes an input to the budget process. We're not only raising the risks and talking about them, but also identifying initiatives and getting funding, support, and resources to manage and mitigate those risks. [8:16] Tom's risk group has seven or eight people. They also do internal controls, policies, and procedures. They are the agency's anti-fraud group. They do brand monitoring and run the third-party risk monitoring program. They do work beyond the enterprise risk component. [8:51] The FRTIB moved from a high-level to a medium-level cyber risk posture, which improved Federal Information Security Modernization Act (FISMA) scores. FISMA is an annual cybersecurity audit of federal organizations. [9:27] Years ago, the FRTIB was scoring in the 1s and 2s on most domains in this audit, out of a possible score of 5. That coincided with cybersecurity being one of the FRTIB's high risks. They needed to put in place better governance and protections. [9:53] Because cybersecurity had been one of the FRTIB's high risks, they require any of their enterprise risks that are medium high or higher to have a risk treatment plan. They work with their CISO and the cyber team to develop risk treatment plans each year. [10:08] The risk treatment plans identify resource needs and specific areas of focus. They use the FISMA domains, questions, and assessment criteria to keep in mind where they need to shore things up. [10:20] Justin clarifies that FISMA, the Federal Information Security Modernization Act, is a U.S. Federal law that requires federal agencies to develop a document and implement information security programs to protect government information. [10:36] Tom remarks that as a result of great work done by the CISO and the cyber team, the FRTIB scored a 5 in each domain on their 2024 FISMA audit. That moved the cybersecurity risk score down. It's still at a medium level because the threat landscape continues to evolve. [10:56] Threat actors are always out there, trying to stay one step ahead of you, so you have to stay on your game to get ahead of them. [11:15] The cyber threat is so significant that collectively, we all need to be working as hard as we can to maintain our defenses. Tom says the CISO community is working together to integrate the latest technology and developments and understand where the threat is. [11:49] The CISO community is staying on top of what's happening in the AI space to be able to share good practices across agencies and ensure that our posture government-wide is as strong as possible in detecting and preventing the cyber threat. [12:06] One of the strategic goals for FRTIB is the managed services model. Tom speaks about assessing and monitoring third-party and vendor risks in a way that's scalable and sustainable. [12:18] When Tom moved into his position, in December 2021, the agency was about six months away from implementing that managed services model for their record-keeping service. Record keeping is a huge part of the FRTIB's work. They have almost 7.5 million participants. [12:36] Managing participant transactions and keeping their information is a core responsibility for the agency. They were moving to a managed service model. [12:48] When you shift to that type of model, you don't give up accountability and responsibility for the program. You work with a provider. The Agency needed to look at what its mechanism for oversight was, to manage and understand third-party risk. [13:06] The Agency had some capabilities in place for vendor monitoring and supply chain risk management. Tom's area of focus was to build up the third-party risk management program. [13:18] Tom did a maturity assessment to compare what they were doing to good practices and look for opportunities to enhance their capabilities. He brought in some services from external providers to help with access to data about the performance of third-party services. [13:42] Quarterly, Tom reports to the FRTIB board on their top vendors, their overall operations, whether there are any risks he has concerns about, and if so, what is being done to address those risks. That has helped to put in place a strong third-party risk management program. [14:03] When Tom joined the FRTIB, his predecessor had already built a strong, mature ERM program. There was a repeatable process in place with a risk register and a risk profile. [14:22] The opportunity was in integrating risk with planning and looking at how to enhance the program and bring it to the next level of maturity and build out that third-party risk management monitoring capability.  [14:42] RIMS Events! The very first RIMS Texas Regional Conference will be held from August 4th through August 6th in San Antonio at the Henry B. González Convention Center. Public registration is open. The full conference agenda is live, so you can start planning. [15:00] Don't miss the post-conference workshop, the RIMS-CRMP Exam Prep course available on-site. This event is open to any RIMS chapter member. [15:10] If you are local to the area, you might consider becoming a RIMS member today so you can get all the benefits and begin networking with your new RIMS Texas peers. Visit RIMS.org/TexasRegional. [15:22] Just a month later, we will be up North for the RIMS Canada Conference 2025, which will be held from September 14th through the 17th in Calgary. Registration is open. Visit RIMSCanadaConference.ca and lock in those favorable rates. We look forward to seeing you! [15:41] On September 18th, the 10th Annual Chicagoland Risk Forum will be held at The Old Post Office in Chicago. Register at ChicagoRIMS.org. [15:52] Also on September 18th, the Spencer Educational Foundation will host the 2025 Funding Their Future Gala at the Cipriani 42nd Street. Visit SpencerEd.org. [16:03] On October 1st through the 3rd, the RIMS Western Regional Conference will be held in North San Jose at the Santa Clara Marriott. The agenda is live. It looks fantastic! Visit RIMSWesternRegional.com and register today! [16:20] Let's Return to My Interview with RIMS 2024 ERM Award of Distinction Winner, Tom Brandt! [16:37] Shortly after Tom won the 2021 ERM Award of Distinction, along with Melissa Reynard, for his work with the IRS, he left to go to the FRTIB. Tom talks about the switch. [16:57] Tom had a great career with the IRS. He had a range of different roles and responsibilities. For his last eight years with the IRS, he was the CRO. [17:23] Tom was ready to make a change. He learned about the opportunity at FRTIB to help them bring risk and strategy programs into one department. He was happy to be selected and see the value of having risk and strategy come together. [18:12] Tom was the second CRO at the IRS. In 2013, the IRS had a crisis, so they brought in a CRO from the GAO for about a year. Tom had been doing risk work in one of the business units of the IRS. He was chosen for the CRO position in 2014. [18:50] The IRS crisis in 2013 related to concerns about how the agency had been handling applications for tax-exempt status. It led to Congressional hearings and IRS leadership changes. [19:04] Before going to the FRTIB, Tom was contacted by a recruiter. Someone in the risk community knew of the position and suggested Tom for it. He's thankful he was contacted because it has turned out to be an excellent opportunity. [19:35] Through RIMS, Tom connects with public and private sector colleagues. He sees a lot of similarities. The public sector has been practicing ERM for just under a decade. [20:16] The most essential ingredient in ERM is leadership support. Tom has support at FRTIB from leadership and the Board. Without leadership support, ERM is a compliance exercise. If ERM is truly leveraged, it can add a lot of value. [20.42] Tom thinks we're seeing too many instances where organizations have not had robust risk programs and have had risk events that could have been prevented or had the impact lessened, had they had a risk program.  [21:02] Tom thinks the challenge in the public sector is that there isn't much room for government error. Anything that doesn't go according to plan tends to get attention. [21:22] That oversight creates an environment that tends to be more risk-averse. That's not the way we want to run our risk program, because we want to take advantage of the opportunity that risk prevents, but it's a factor of the environment we operate in. [21:44] Part of what led to the establishment of the IRS ERM program was the 2013 crisis and an after-event assessment of what went wrong. Bad news didn't make it to the top quickly enough. Information that leadership should have been made aware of didn't get there in time. [22:05] As a result, issues and problems were allowed to fester and go out of control. In the IRS, people took a lot of pride in fixing and solving their problems. Sometimes you don't have a lot of time to fix an issue before it goes sideways. [22:41] A real benefit from sharing information is that often you can find other parts of the organization that can help because they've experienced a similar type of issue. They might have additional resources. Ignoring or hiding the problem doesn't make it go away. [23:01] The key value of ERM is creating a culture where people are willing to speak up, information gets escalated quickly, and you're able to bring the right people and resources together to work collectively to manage and mitigate those risks. [23:15] At FRTIB, Tom focuses on creating an environment where people feel comfortable speaking about risk, where it's part of the regular way they operate. [23:32] Since starting in risk many years ago and working with his teams, Tom's approach has been doing risk with offices and not doing risk to offices. He wanted to meet them where they were, understand where they needed help, and nudge them, rather than drag them, along. [24:00] Tom says take time to understand the organization, the unique needs of each office, and work with them to help manage and mitigate a risk, versus trying to force something on them. [24:18] A Quick Plug! If you tuned in to the recent episode featuring James Lam, you will know he is hosting a new six-module workshop for us, the “RIMS-CRO Certificate in Advanced Enterprise Risk Management”. [24:33] The inaugural summer course is completely sold out! We are filled to the virtual capacity! Don't worry, in the Fall, the bi-weekly course will begin on October 9th. Registration closes on October 2nd. A link is in this episode's notes. Check it out and register today! [24:52] If you're getting inspired by Tom Brandt and his ERM Award of Distinction win, remember that nominations are now open for the ERM Award of Distinction 2025. Be sure to listen closely for the tips that he offers about what makes a strong nomination! [25:10] The link to the nomination form is in this episode's show notes. Good luck! [25:13] Let's Return to the Conclusion of My Interview with Tom Brandt! [25:18] Before becoming the CRO at the IRS, Tom was the Director of Planning and Research for the Large Business and International Division with responsibility for case selection, determining risk on corporate and international tax returns, and which ones should be selected for audit. [25:52] This was a compliance risk experience. That provided the stepping stone to take on a more strategic, operational view of risk within the division. When the broader CRO opportunity became available at the IRS, he was considered and ultimately selected for that position. [26:14] Tom's view of risk has evolved. Within a business unit, he focused on the day-to-day operational and compliance risk. He didn't take a view of the whole organization or what choices he made for his unit ight create risk for another part of the organization. [26:51] It's a real value for ERM to have a portfolio view of the most critical risks across the organization, and understanding how actions to address risks in one area could create or exacerbate a risk somewhere else. [27:08] Tom tells of reputational risk. Sometimes decisions don't factor in how they will be perceived. Tom helped people at the IRS understand reputational risk and the stakeholders they may need to engage to help them understand why particular decisions are made. [28:22] Tom shares advice for nominating an ERM Program for the ERM Award of Distinction. What are the results? What are the outcomes that the program accomplished that you can talk about? How did ERM help the organization? What value did it bring? [29:07] Take an example of something you can share, and explain how ERM was able to surface the risk and bring the right people together to help with that risk and help the organization. [29:24] It's critical to have letters of recommendation. At the IRS, Tom had two Deputy Commissioners write letters about what they saw as the value that ERM brought to the agency. [29:42] At FRTIB, Tom had letters from the Executive Director and a member of its Board, who had served for over a decade and had historical knowledge of how ERM had helped the Agency. [30:04] Tom notes that the process of going through the application is a great learning opportunity to reflect on accomplishments as well as areas of remaining opportunity. [30:17] If you are fortunate enough to be selected to receive recognition, it's a great way to recognize the team. Tom used the Awards to recognize his teams at the IRS and at FRTIB, who are the ones who make all of this possible. The recognition turns out to be great kudos for them. [30:41] You can learn more about Tom's achievements through the links on this episode's show notes, which feature his recent ERM Q&A from 2025. I've also included one with his former coworker from the IRS, Melissa Reynard, from 2022. [30:58] This should give you a great sense of not just the great work that Tom has done but also, what it takes to have your nomination seen and heard and get the recognition that you deserve. [31:13] Tom, it's been great getting to know you these past few years, and I look forward to seeing you in Seattle. Thank you for joining us here on RIMScast! [31:32] Special thanks again to Tom Brandt for joining us here on RIMScast. Be sure to check out the links in this episode's show notes for recent ERM Q&A interviews about his work with the FRTIB. [31:46] Tom is a recipient of the RIMS ERM Award of Distinction. The Call for Nominations is open through August 16th. Check this episode's show notes for the link and details. [32:00] The Awards will be presented at the RIMS ERM Conference 2025, November 17th and 18th in Seattle. A link to that event is also on this page. [32:08] Plug Time! You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in the show notes. [32:36] RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! Contact pd@rims.org for more information. [32:54] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [33:12] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [33:29] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [33:43] Justin Smulison is the Business Content Manager at RIMS. You can email Justin at Content@RIMS.org. [33:50] Thank you all for your continued support and engagement on social media channels! We appreciate all your kind words. Listen every week! Stay safe!   Links: 20th Annual People's Choice Podcast Awards! Vote for RIMScast (Gov't & Organizations) To vote for RIMScast, please sign up with your email, then select RIMScast on the pulldown under Government and Organizations. Thank you! RIMS ERM Conference 2025 — Nov. 17‒18 | RIMS Global ERM Award of Distinction 2025 Nominations Open Through Aug. 16 “Embedding ERM Into One of the World's Largest Retirement Programs.” — RIMS Interview with Tom Brandt (2025) RIMS Texas Regional 2025 — August 3‒5 | Registration open. RIMS-CRMP In-Person Workshop in Texas Aug. 6 & 7 RIMS Canada 2025 — Sept. 14‒17 | Registration open! 10th Annual Chicagoland Risk Forum — Sept. 18 | Registration open! RIMS Western Regional — Oct 1‒3 | Bay Area, California | Registration open! RISKWORLD 2026 — Members-only early registration! Register through Sept 30! RIMS-Certified Risk Management Professional (RIMS-CRMP) The Strategic and Enterprise Risk Center Spencer Educational Foundation 2025 Funding Their Future Gala — Sept. 18, 2025, in NYC! RIMS ERM Conference 2025 — Nov 17‒18 in Seattle! [Save the Date!] RIMS-CRO Certificate in Advanced Enterprise Risk Management — Featuring Instructor James Lam! Summer course sold out! | Next bi-weekly course begins Oct 9. RIMS Diversity Equity Inclusion Council RISK PAC | RIMS Advocacy | RIMS Legislative Summit SAVE THE DATE — March 18‒19, 2026 RIMS Risk Management magazine | Contribute RIMS Now RIMS Webinars: RIMS.org/Webinars   Upcoming RIMS-CRMP Prep Virtual Workshops: RIMS-CRMP Exam Prep Virtual Workshop — Sept 2‒3, 2025 | Presented by RIMS and PARIMA RIMS-CRMP-FED Exam Prep Virtual Workshop — November 11‒12 Full RIMS-CRMP Prep Course Schedule “Emerging Risks” | Aug 5 | Instructor: Joe Mayo “Intro to ERM for Senior Leaders” | Aug. 12‒13 | Instructor: Chris Mandel “Intro to ERM for Senior Leaders” | Nov. 4‒5 | Instructor: Elise Farnham See the full calendar of RIMS Virtual Workshops RIMS-CRMP Prep Workshops   Related RIMScast Episodes: “Risk and Clarity with Huw Edwards, RIMS Texas Keynote” “James Lam on ERM, Strategy, and the Modern CRO” “ERM, Retail, and Risk with Jeff Strege” “Bigger Risks with the Texas State Office of Risk Management” | Sponsored By Hillwood “ERMotivation with Carrie Frandsen, RIMS-CRMP” “Live from the ERM Conference 2024 in Boston!” “Risk Quantification Through Value-Based Frameworks”   Sponsored RIMScast Episodes: “The New Reality of Risk Engineering: From Code Compliance to Resilience” | Sponsored by AXA XL (New!) “Change Management: AI's Role in Loss Control and Property Insurance” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Demystifying Multinational Fronting Insurance Programs” | Sponsored by Zurich “Understanding Third-Party Litigation Funding” | Sponsored by Zurich “What Risk Managers Can Learn From School Shootings” | Sponsored by Merrill Herzog “Simplifying the Challenges of OSHA Recordkeeping” | Sponsored by Medcor “Risk Management in a Changing World: A Deep Dive into AXA's 2024 Future Risks Report” | Sponsored by AXA XL “How Insurance Builds Resilience Against An Active Assailant Attack” | Sponsored by Merrill Herzog “Third-Party and Cyber Risk Management Tips” | Sponsored by Alliant “RMIS Innovation with Archer” | Sponsored by Archer “Navigating Commercial Property Risks with Captives” | Sponsored by Zurich “Breaking Down Silos: AXA XL's New Approach to Casualty Insurance” | Sponsored by AXA XL “Weathering Today's Property Claims Management Challenges” | Sponsored by AXA XL “Storm Prep 2024: The Growing Impact of Convective Storms and Hail” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Partnering Against Cyberrisk” | Sponsored by AXA XL “Harnessing the Power of Data and Analytics for Effective Risk Management” | Sponsored by Marsh “Accident Prevention — The Winning Formula For Construction and Insurance” | Sponsored by Otoos “Platinum Protection: Underwriting and Risk Engineering's Role in Protecting Commercial Properties” | Sponsored by AXA XL “Elevating RMIS — The Archer Way” | Sponsored by Archer   RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Kristen Peed!   RIMS Events, Education, and Services: RIMS Risk Maturity Model®   Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts.   Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   About our guest: Thomas Brandt, Chief Risk Officer at the Federal Retirement Thrift Investment Board   Production and engineering provided by Podfly.  

Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   Justin interviews Major General (Ret.) Robert F. Whittle, Jr., RIMS Texas Keynote speaker, about his experience as Deputy Commanding General of Operations for U.S. Army North, responsible for homeland defense and coordination with civil authorities, about his experience with the U.S. Army Corps of Engineers and its work in water resource management, and the lessons he can share for flood preparedness. Justin and Robert (Bob) discuss risk management training that engineers receive and how it applies to combat operations and domestic situations. Bob talks about building trust in different cultures. Finally, he shares some of what he will cover in his closing keynote on August 6th for the RIMS Texas Regional in San Antonio, Texas, from August 4th through 6th.   Listen to learn military lessons that apply to risk management in industry.   Key Takeaways: [:01] About RIMS and RIMScast. [:15] To our friends and RIMS members in Texas, it has been heartbreaking to witness the devastation caused by the floods in the Lone Star State. [:23] Your RIMS community extends its heartfelt thoughts and wishes for your health, safety, and well-being during this challenging time. [:30] The floods are a stark reminder of the critical role that risk professionals play in a crisis. The RIMS Hurricane and Storm Risk Management Resource Center offers several informative articles and resources about flood and storm preparedness and recovery. [:45] As you navigate through your recovery efforts, please know that you have the support of RIMS.  [:50] About this episode of RIMScast. Our guest today is Major General (Retired) Robert F. Whittle, Jr. He will be the closing keynote speaker at the RIMS Texas Regional Conference on August 6th. We will talk about his military career and flood risk and leadership. [1:23] RIMScast is a proud nominee of the 20th Annual People's Choice Podcast Awards. I'm hoping I can count on you to help us bring this win home! Vote by going to PodcastAwards.com and the link in this episode's notes.  [1:40] Sign up with your email, find RIMScast under Government and Organizations, and save your nomination. Every vote counts! Thank you so much for your support! [1:50] RIMS-CRMP Workshops! The next Virtual RIMS-CRMP exam prep, co-hosted by Parima, will be held on September 2nd and 3rd. [2:00] The next RIMS-CRMP-FED virtual workshop will be held on November 11th and 12th, in conjunction with George Mason University and led by Joseph Mayo. Links to these courses can be found on the Certification Page of RIMS.org and through this episode's show notes. [2:17] RIMS Virtual Workshops! We have a day-long course on July 24th, “Risk Taxonomy for Effective Risk Management.” On August 5th, we have a day-long course about “Emerging Risks.” [2:30] RIMS has launched a new course, “Intro to ERM for Senior Leaders.” This is a two-day course. The first two-day course will be held on August 12th and 13th and will be led by former RIMS President, Chris Mandel. [2:45] The course will be held again on November 4th and 5th and will be led by Elise Farnham. RIMS members enjoy deep discounts! [2:54] The full schedule of virtual workshops can be found on the RIMS.org/education and RIMS.org/education/online-learning pages. A link is also in this episode's notes. [3:05] If you tuned in to the recent episode featuring James Lam, you will know he is hosting a new six-module workshop for us, the “RIMS-CRO Certificate in Advanced Enterprise Risk Management”. [3:19] The inaugural summer course is completely sold out! We are filled to the virtual capacity! Don't worry, in the Fall, the bi-weekly course will begin on October 9th. Registration closes on October 2nd. A link is in this episode's notes. Check it out and register today! [3:38] Mark your calendars for November 17th and 18th for the RIMS ERM Conference 2025 in Seattle, Washington. The Call for Nominations for the ERM Award of Distinction has been distributed. There is a link in this episode's show notes. The nomination deadline is August 16th. [3:59] If your organization's ERM program or one you know of has generated and retained value and led to the growth of your organization, consider nominating that ERM program and manager for the ERM Award of Distinction 2025. [4:13] RISKWORLD 2026 will be in Philadelphia, Pennsylvania, from May 3rd through May 6th. RIMS members can now lock in the 2025 rate for a full conference pass to RISKWORLD 2026 when registering by September 30th. [4:27] This also lets you enjoy earlier access to the RISKWORLD hotel block. Register by September 30th, and you will also be entered to win a $500 raffle. Don't miss out on this chance to plan and score some extra perks. [4:40] The members-only registration link is in this episode's show notes. If you are not yet a member, this is the time to register at RIMS.org/membership. [4:50] On with the show! Robert F. Whittle Jr. was a Major General of the U.S. Army. He retired in 2023 as the Deputy Commanding General of Operations for the U.S. Army North. He is also Senior Vice President and Chief of Staff to the CEO at USAA. [5:06] On August 6th, he will deliver the closing keynote at the RIMS Texas Regional, providing highlights from his 33 years in the Army, including years as the Commanding General of the U.S. Army Corps of Engineers Great Lakes and Ohio River Division. [5:20] I'm so glad he's here to provide a preview of his keynote and also discuss flood risk and leadership. Let's get to it! [5:28] Interview! Retired Major General Robert F. Whittle Jr., welcome to RIMScast! [5:35] Joining us now is one of the RIMS Texas Regional's keynotes, Major General (Retired) Bob Whittle. [5:46] Major General (Retired) Bob Whittle, Jr. asks Justin to call him Bob. [6:03] This is the inaugural Texas Regional event. Bob is excited about it. He loves Texas, and he knows people are coming from all over the country to attend. Justin adds that it's a big deal for the Texas chapters, which are some of the most active and voluminous RIMS chapters. [6:27] Bob's keynote will close out the Conference on August 6th.  [6:31] Today's discussion will be about flood risk and then about leadership. [6:47] Bob's bio is on the RIMS Texas Regional page. [6:52] Bob was Deputy Commanding General of Operations for the U.S. Army North, responsible for Homeland Defense and coordination with civil authorities. One major event occurred domestically while he was there. [7:17] That was the integration of 70,000 refugees from Afghanistan to the United States. When the U.S. left Afghanistan, a lot of interpreters, their families, and other key players were able to come to the United States. They needed help integrating into U.S. society with jobs and homes. [8:05] Bob says there was never an expectation that we would have to move 70,000 people here. We thought that Afghanistan would continue to move forward after we left, but it fell pretty rapidly. Some Afghan interpreters and officers who were under threat were brought to the U.S. [8:52] One of the challenges in any kind of operation like that is that it involves Federal, state, and local officials, and non-governmental organizations. Within the Federal side, we have FEMA, the State Department, and the Department of Defense. [9:14] These agencies worked together to build a framework and partner with the other authorities. The first risk is that politics or ego get in the way of accomplishing the mission. [9:28] The mitigation for that is trying to build relationships well ahead of the crisis, so people trust each other and can work together. They constantly emphasized the unity of the mission. [9:41] It's not unity of command, as there's no chain of command with all the partnerships, but there must be unity over the mission of resettling the Afghan refugees. [10:06] Justin asks if Bob is as easygoing as he seems. Bob says, you'd have to ask the people he worked with to get a solid understanding of who he is, versus how he self-reports. He says he is known for being cool, calm, and collected. When he needs to step it up, he can do it rapidly. [10:35] Bob found that projecting a calm personality helped him build trust. From years in the military, Bob learned that you succeed by making your peers successful. The more you help your peers, the more likely it is that you will earn a promotion or the assignment that you want. [11:37] Bob was in the Corps of Engineers for 33 years. He's a Licensed Professional Engineer in the State of Virginia. He led the U.S. Army Corps of Engineers Great Lakes and Ohio River Division. The civilian side of the Corps of Engineers deals with infrastructure. [12:13] Bob speaks of dam safety. The Corps of Engineers is responsible for the dams in Federal Navigation channels. They work through the inherent risks of the dams, making sure they have the right controls in place and testing to ensure that the controls are there. [12:42] There are so many other dams in the U.S. Some of them are private. While Bob was at the Great Lakes and Ohio River Division, two private dams failed in Michigan, the Edenville Dam and the Sanford Dam. The Corps went up there to assist and help determine the root cause. [13:07] It was a lesson in making sure you are doing all the right things from a risk perspective. Controls weren't in place. Some issues had been identified but not mitigated. The State of Michigan stepped in and worked with the private company to mitigate the issues. [13:35] The dams had failed, and there was a lot of flooding in that area. It was unexpected as it had not happened before. It was in May 2020, a month after COVID-19 started hitting. [13:53] When things happen, you have to look forward. The Corps of Engineers is key. If the Ohio River drops too low for barge traffic to go through, eventually, Nashville starts to have a lot of trouble with power. It's very important to keep the Corps of Engineers running. [14:15] During COVID-19, the Secretary of Defense stated, “I want everybody in the Defense Department to stop moving. Stay where you are.” Bob was the Acting Deputy of the Corps of Engineers then. He immediately communicated to the 37K in the Corps, Don't stop moving. [14:32] If the Army Corps of Engineers had stopped, it would have been a huge issue. There were repair shifts at work, making sure things were running. In Michigan, when those two dams failed, the Corps put their masks on and moved out to help solve issues. [15:03] The risk framework the Corps of Engineers uses for dam safety is similar to what Bob has seen in industry and similar to what the Army does, even at a small unit level. The Army has a risk document that they use for training or going into combat. [15:26] The Army's risk document covers inherent risk, the probability of an issue, mitigation and controls, residual risk, and what the impact would be. The controls are the most important thing. They help ensure a low probability of a huge issue. The risk document is simple, and it works. [16:17] On the topic of the tragic recent Texas floods, how should leaders be thinking about flood risk mitigation? Bob knows that everyone involved in the situation is doing the absolute best that they can. If you want to be prepared for any disaster, it starts with simple planning. [17:24] You have to look at what the disaster may be, what the probability of it may be, and if it does occur, the key things that will need to happen on the ground in response, the people who will need to be involved, the resources they will need, and the timing of those activities. [17:46] It's like deliberate project management. You have to make assumptions in the beginning about what will happen. The next thing is getting funding for the resources, the people, and the tasks that have to occur. [18:01] There's a lot of deliberate planning and, for any domestic emergency in the U.S., the planning has to be done at the Federal level, the State level, the local level, and with non-governmental organizations that will be involved.  [18:15] The first step is building relationships ahead of time. Step two is to have rehearsals. The rehearsals can be with a map and some key leaders on site. Rehearsals help to validate the planning you've done. [18:51] In a disaster, one of the first steps is to allocate resources. There were decisions about resources when COVID-19 hit all over the U.S. They couldn't just send money to one area. The Federal government, states, local governments, and NGOs decided how to allocate resources. [19:23] Bob points out that you can decide with no information or with 100% of the information. In an emergency, you don't have time to get 100% of the information out there, so you need to determine if you have enough information to make this decision and if you need to act now. [19:46] It's about risk. Do you take a chance? Risk is all about the probability of success. It's achieving an objective. [20:04] After the disaster is over, a lot of people evaluate those decisions and take two years to study whether the right decision was made. You've got to be in the shoes of the person making the decision, with the same timing, to understand how they did it and why. [20:24] You do want to review the decisions, to learn from them, but you have to know that these leaders are making decisions based on the time available and the necessity of moving things forward. [20:36] Plugs with Roma Rishi, Sr. Sales Executive, Origami Risk! Origami Risk is excited to be a sponsor at the RIMS Texas Regional Conference. Origami Risk will have a booth there to demonstrate their products. They will also speak at one of the sessions. [21:17] They will be talking with Roy Hock, the Director of Excess Insurance at Valero Energy, about leveraging technology to manage your captive. See Origami at its table, at its session, or both! [21:30] Origami Risk will be at the RIMS Texas Regional Conference from August 4th through August 6th. Origami Risk will also be at the tenth Chicagoland Risk Forum, on September 18th at the Old Post Office in Chicago. [21:44] Origami Risk will have a booth there, and Roma's colleague, Gina Rothweiler, is going to be speaking. Come find Origami Risk at the Chicagoland Risk Forum! [21:54] Registration is complimentary for members of risk management departments in the nearby area. A link to the registration page is in this episode's show notes. You can visit ChicagoRIMS.org as well. [22:15] On October 1st through the 3rd, Origami Risk will be in the Bay Area, California, for the RIMS Western Regional Conference. They will have a booth and will speak at a session with the Risk Manager of Sprouts about leveraging data and technology for proactive risk management. [22:44] Origami Risk will be at RIMS ERM, on November 17th and 18th in Seattle, Washington. That agenda is being built. Origami Risk will have a kiosk and hope to speak, too. [22:59] Origami Risk will have a presence at the 2025 Florida RIMS Educational Conference from July 29th through August 2nd. Connect with Roma's colleague Alex and Origami Risk there. [23:19] Roma, it's always great to see you and the Origami Risk team. Connect with Roma and Origami Risk online at LinkedIn and OrigamiRisk.com, in the Contact Us area on the website. [23:34] Let's Return to the Conclusion of My Interview with RIMS Texas Keynote Speaker Major General (Ret.) Robert F. Whittle Jr.! [23:44] What's the vibe at a Bob Whittle keynote? Bob focuses on the lessons he's learned over his career. A lot of the lessons are from mistakes that he has made, or vicariously from mistakes others have made. [24:00] Bob's goal is to make it humorous with some anecdotes; people remember anecdotes. He plans for an enjoyable session. Bob feels that when you're speaking to an audience, it's a hostage crisis. You owe it to them to entertain them a bit while providing valuable information. [24:34] Bob says it's not a hostage crisis if people are glad they went. [24:44] At the end of his keynote, Bob takes questions from the audience. He says it's the most enjoyable part because it's a free flow of information. [25:01] Bob has led troops in combat and peacekeeping missions across multiple continents. Bob says he learned a lot about cultural risk and adaptability in leadership. He says the Armed Forces learned a lot during that process, and the U.S. government did, as well. [25:22] After major combat operations in Iraq and Afghanistan and moving into a stability effort, Bob says they learned about human terrain, the culture of the people. The culture can vary from place to place and village to village. [25:58] An American isn't ever going to understand the cultures as well as the interpreters (many of whom had emigrated to the U.S. and had come back to interpret) and the NGOs in place. Have them help you learn the culture. [26:34] Bob talks about how these experiences shaped his strategies. He became more of an active listener to gain situational awareness. To develop a relationship with an Afghan officer, you visit him at least three times and have tea with them. [27:11] Bob speaks of vision. Afghanistan, for thousands of years, had not been a democracy. Are you going to make it a democracy in a year or even in one generation? You have to know the human terrain. What is the best governance for the people to make the country not a threat? [27:55] Within the culture, how do you make that as benign as possible and effective, the way that they like to do it? [28:17] Bob talks about decision-making under pressure. It is harder in some ways and easier in others than your regular decisions. You're not going to get to 100% of the information under pressure. [28:33] You have to accelerate the decision-making. The more you know about your environment and the probability of different things happening, the more comfortable you can be with that.  [28:50] A leader has to stay as cool, calm, and collected as possible in that environment. Everyone who works for you or with you, whom you want to influence, is looking to you for how they should feel. How bad is it? If you can keep that posture, they're going to perform better. [29:18] It's easier to do that when you're a leader because you know people are counting on you. If you focus on that, the cool calmness just comes. [29:31] Bob was Commandant of the U.S. Army Engineers School. Bob talks about preparing the next U.S. Army Engineers. The key is training. If you know your job well and you've trained as much as possible, then you'll be more apt to take the right actions and be cool and calm. [30:05] The Army does a great job of investing in training for its people. An Engineer Officer goes to Fort Leonard Wood, Missouri, for seven months right after they're commissioned. They come back, four years later, for a year. [30:19] They'll come back again as they get different promotions and constantly sharpen their edge. They are trained in every task that they're going to do, domestically in the U.S., or combat. [30:37] The training is repeated so the officers will gain good instincts and be able to take action without having to think long and hard about it; at the same time, being able to realize that every situation is different; How do they need to make this decision? [30:53] The U.S. Army Engineers School specifically teaches risk management. When the Army goes into a new nation for combat operations, they have to assess the bridges there. The bridges won't be in a U.S. database. A lot of the bridges are small. There may be many streams. [31:15] Bridges over streams may be small, and the Army has huge tanks. The Army has float bridges that they assemble in streams. The speed of the river and the types of banks affect how much material those bridges can handle. [31:51] They need engineers to go out there and evaluate the load classification for each bridge. When the Army went into Bosnia, they crossed the Sava River, which was in flood stage at the time. That takes a much longer bridge. It took a lot of ingenuity and more resources to cross. [32:34] When it comes to risk management, it's important to look at all the different controls. For bridges, one control is that one vehicle crosses at a time. You don't need three tanks on the bridge. Engineers need to decide if a float bridge can handle two tanks or limit it to one. [32:55] They could limit it to day crossing only, with people guiding the tank. There are all kinds of things to make sure they get right. [33:04] Justin looks forward to hearing more about Bob's experience on August 6th at 11:00 a.m. at the RIMS Texas Regional Conference 2025 in San Antonio. [33:17] Bob is a graduate with a Master's Degree in Environmental Engineering from the University of Texas at Austin, so a little Texas accent comes through. He loves Texas, and he got there as soon as he could. [34:23] Special thanks again to Retired Major General Bob Whittle for joining us here on RIMScast. Visit RIMS.org/TexasRegional to see the full agenda and register. I've got a link to the opening keynote's RIMScast episode. Huw Edwards joined us recently to discuss his address. [34:41] Huw will present “Your Insurance Policy for Success: Eight Mental Toughness Lessons I've Learned from Running 100 Miles through the Mountains.” Be sure to check that out. We look forward to seeing you August 4th through the 6th in San Antonio, Texas! [35:01] Plug Time! You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in the show notes. [35:28] RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! Contact pd@rims.org for more information. [35:46] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [36:04] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [36:21] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [36:35] Justin Smulison is the Business Content Manager at RIMS. You can email Justin at Content@RIMS.org. [36:42] Thank you all for your continued support and engagement on social media channels! We appreciate all your kind words. Listen every week! Stay safe!   Links: 20th Annual People's Choice Podcast Awards! Vote for RIMScast (Gov't & Organizations) To vote for RIMScast, please sign up with your email, then select RIMScast on the pulldown under Government and Organizations. Thank you! RIMS Risk Management Magazine 2025 Awards Edition RIMS Texas Regional 2025 — August 3‒5 | Registration open. RIMS-CRMP In-Person Workshop in Texas Aug. 6 & 7 RIMS 2025 Florida Educational Conference | July 31‒Aug 2 | Registration open. RIMS Canada 2025 — Sept. 14‒17 | Registration open! 10th Annual Chicagoland Risk Forum — Sept. 18 | Registration open! RIMS Western Regional — Oct 1‒3 | Bay Area, California | Registration open! RISKWORLD 2026 — Members-only early registration! Register through Sept 30! RIMS-Certified Risk Management Professional (RIMS-CRMP) The Strategic and Enterprise Risk Center Spencer Educational Foundation 2025 Funding Their Future Gala — Sept. 18, 2025 in NYC! Spencer Education Foundation — General Grants 2026 — Application Deadline July 30, 2025 RIMS ERM Conference 2025 — Nov 17‒18 in Seattle! [Save the Date!] RIMS-CRO Certificate in Advanced Enterprise Risk Management — Featuring Instructor James Lam! Summer course sold out! | Next bi-weekly course begins Oct 9. RIMS Diversity Equity Inclusion Council RISK PAC | RIMS Advocacy | RIMS Legislative Summit SAVE THE DATE — March 18‒19, 2026 RIMS Risk Management magazine | Contribute RIMS Now RIMS Rocky Mountain Chapter RIMS Webinars: RIMS.org/Webinars   Upcoming RIMS-CRMP Prep Virtual Workshops: RIMS-CRMP Exam Prep Virtual Workshop — Sept 2-3, 2025 | Presented by RIMS and PARIMA RIMS-CRMP-FED Exam Prep Virtual Workshop — November 11‒12 Full RIMS-CRMP Prep Course Schedule “Risk Taxonomy for Effective Risk Management” | July 24 | Instructor: Joe Mayo “Emerging Risks” | Aug 5 | Instructor: Joe Mayo “Intro to ERM for Senior Leaders” | Aug. 12‒13 | Instructor: Chris Mandel “Intro to ERM for Senior Leaders” | Nov. 4‒5 | Instructor: Elise Farnham See the full calendar of RIMS Virtual Workshops RIMS-CRMP Prep Workshops   Related RIMScast Episodes: “Risk and Clarity with Huw Edwards, RIMS Texas Keynote” “James Lam on ERM, Strategy, and the Modern CRO” “ERM, Retail, and Risk with Jeff Strege” “Bigger Risks with the Texas State Office of Risk Management | Sponsored by Hillwood”   Sponsored RIMScast Episodes: “The New Reality of Risk Engineering: From Code Compliance to Resilience” | Sponsored by AXA XL (New!) “Change Management: AI's Role in Loss Control and Property Insurance” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Demystifying Multinational Fronting Insurance Programs” | Sponsored by Zurich “Understanding Third-Party Litigation Funding” | Sponsored by Zurich “What Risk Managers Can Learn From School Shootings” | Sponsored by Merrill Herzog “Simplifying the Challenges of OSHA Recordkeeping” | Sponsored by Medcor “Risk Management in a Changing World: A Deep Dive into AXA's 2024 Future Risks Report” | Sponsored by AXA XL “How Insurance Builds Resilience Against An Active Assailant Attack” | Sponsored by Merrill Herzog “Third-Party and Cyber Risk Management Tips” | Sponsored by Alliant “RMIS Innovation with Archer” | Sponsored by Archer “Navigating Commercial Property Risks with Captives” | Sponsored by Zurich “Breaking Down Silos: AXA XL's New Approach to Casualty Insurance” | Sponsored by AXA XL “Weathering Today's Property Claims Management Challenges” | Sponsored by AXA XL “Storm Prep 2024: The Growing Impact of Convective Storms and Hail” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Partnering Against Cyberrisk” | Sponsored by AXA XL “Harnessing the Power of Data and Analytics for Effective Risk Management” | Sponsored by Marsh “Accident Prevention — The Winning Formula For Construction and Insurance” | Sponsored by Otoos “Platinum Protection: Underwriting and Risk Engineering's Role in Protecting Commercial Properties” | Sponsored by AXA XL “Elevating RMIS — The Archer Way” | Sponsored by Archer   RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Kristen Peed!   RIMS Events, Education, and Services: RIMS Risk Maturity Model®   Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts.   Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   About our guest: Major General (Retired) Robert F. Whittle, Jr., Senior Vice President and CEO, Chief of Staff at USAA   Production and engineering provided by Podfly.  

Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   Justin interviews Neil Colclough, RIMS Rocky Mountain Chapter President and 2025 RIMS Volunteer of the Year Award Winner, about his career path, how his Royal Marines service time helped steer his risk management path, and why he moved to Colorado. Neil tells of his years of experience in risk management, his risk philosophy, his DE&I philosophy, and how he feels about volunteerism.   Listen to learn the benefits of making your risk management career more fulfilling through volunteering.   Key Takeaways: [:01] About RIMS and RIMScast. RIMScast is a proud nominee of the 20th Annual People's Choice Podcast Awards. We are nominated in the category of Government and Organizations, and we would appreciate your support. Help us win that award at PodcastAwards.com.  [:35] About this episode of RIMScast. Our guest today is the RIMS Volunteer of the Year Award winner, Neil Colclough. We will learn about his career and all the great work he has done for us at the RIMS Rocky Mountain Chapter. [1:05] RIMS-CRMP Workshops! The next Virtual RIMS-CRMP exam prep, co-hosted by Parima, will be held on September 2nd and 3rd. [1:17] The next RIMS-CRMP-FED virtual workshop will be led by Joseph Mayo on July 17th and 18th. Register by July 16th. Links to these courses can be found on the Certification Page of RIMS.org and through this episode's show notes. [1:34] RIMS Virtual Workshops! We have a day-long course on July 24th, “Risk Taxonomy for Effective Risk Management.” On August 5th, we have a day-long course about “Emerging Risks.” [1:47] We've launched a new course, “Intro to ERM for Senior Leaders.” This is a two-day course. The first two-day course will be held on August 12th and 13th and will be led by former RIMS President, Chris Mandel. [2:02] The course will be held again on November 4th and 5th and will be led by Elise Farnham. RIMS members enjoy deep discounts! [2:11] The full schedule of virtual workshops can be found on the RIMS.org/education and RIMS.org/education/online-learning pages. A link is also in this episode's notes. [2:22] If you tuned in to the recent episode featuring James Lam, you will know he is hosting a new six-module workshop for us, the “RIMS-CRO Certificate in Advanced Enterprise Risk Management”. [2:36] The inaugural summer course is completely sold out! We are filled to the virtual capacity! Don't worry, in the Fall, the bi-weekly course will begin on October 9th. Registration closes on October 2nd. A link is in this episode's notes. Check it out and register today! [2:55] Mark your calendars for November 17th and 18th for the RIMS ERM Conference 2025 in Seattle, Washington. The agenda is being built. Soon, we will distribute a Call for Nominations for the ERM Award of Distinction. I'll update this episode's show notes when that link is ready. [3:19] Think about your organization's ERM program or one you know of, and how it has generated value. We will have more on that in the coming weeks. [3:27] RISKWORLD 2026 will be in Philadelphia, Pennsylvania, from May 3rd through May 6th. RIMS members can now lock in the 2025 rate for a full conference pass to RISKWORLD 2026 when registering by September 30th. [3:41] This also lets you enjoy earlier access to the RISKWORLD hotel block. Register by September 30th, and you will also be entered to win a $500 raffle. Don't miss out on this chance to plan and score some extra perks. [3:54] The members-only registration link is in this episode's show notes. If you are not yet a member, this is the time to register at RIMS.org/membership. [4:04] On with the show! Our guest today is Neil Colclough. He has been President of the RIMS Rocky Mountain Chapter since 2023. In 2025, he was named the Volunteer of the Year. A link to his profile in the Awards Edition of RIMS Risk Management magazine is in the show notes. [4:24] Justin is stoked that Neil is joining us on RIMScast to discuss his well-deserved recognition and why he shares it with many other members of the RIMS Rocky Mountain Chapter. [4:37]  We're also going to learn about his military career and how that shaped his risk career and his enthusiasm for volunteerism. [4:45] Interview! Neil Colclough, welcome to RIMScast! [5:00] Neil is incredibly proud of the RIMS 2025 Volunteer of the Year Award. [5:16] Neil continues as the President of the RIMS Rocky Mountain Chapter until September. [5:39] Neil has been in Colorado for 27 years. He left behind family, friends, and a job he loved to move to the Colorado Rocky Mountains to take advantage of the lifestyle the area offers. He wanted to be a semi-ski bum. [6:25] Neil had to learn to ski in the military. He fell in love with the sport. He landed a job on Vail Mountain. He skied over 100 days a year for several years when he lived in Vail. [6:51] Neil is from Stoke-on-Trent, England. As a kid, he wanted to be a soldier. He joined the Royal Marines for six years and travelled the world. He saw communities outside of the resort areas. [8:10] Neil believes his risk management career grew out of his service. Public service is managing risk, considering what could go wrong at all times, and having a Plan B and C for those instances. It's also not being risk-averse. [8:33] His military service left him with the mindset that you can do anything, you just have to put the effort into doing it properly and give it your best shot. They all kept themselves incredibly fit. The risk of not being fit didn't just impact you; it impacted the guys you worked with. [9:17] Neil enjoyed the fitness routine in the military, going for morning runs with his closest friends. [9:34] If Neil hadn't moved to Colorado, he probably would have stayed home. He was focused on moving to the Rocky Mountains. He had been to the U.S. about 10 times before he moved. He moved in 1998. [11:11] Neil says he is of the generation who “fell into” the risk management industry, versus going to school for a risk management degree. He was dragged reluctantly into risk management. [11:28] Neil was asked four times to fill a new role in the corporate headquarters of Vail Resorts. He didn't want to leave Vail, but he liked the person hiring him, and the offer made sense, so he joined the corporate office and did not look back. RIMS membership came with that job. [11:58] At the time, Neil had no idea what RIMS was. He joined the Rocky Mountain Chapter in early 2008. He's been a member of the chapter since then. He attended programming and social events. He progressed in the chapter. [12:14] The operational experience he had gained in the military and from running the Security Team at Vail Mountain fed into the risk management function. It gives him a bit of a leg up when it comes to solving issues. His experience adds credibility with his internal clients today. [12:40] Neil's career has been a natural progression. He loves his job. He loves the people he does it for. It's like a hobby. He's genuinely interested in it. [13:00] Neil loves being in the RIMS Rocky Mountain Chapter as a whole. He joined the board in 2018 with Incoming President Peggy Miller and Past President Emily Bloedel. The board was a great group of people. They have great, respectful discussions. There's no negativity. [13:49] As long as Neil has been a member of the chapter, that has always been the case. He says the board feels proud to be part of the chapter and to have a positive impact.  [14:09] Justin mentions that Emily Bloedel was a RIMS Rising Star recently. Peggy Miller is with Kroenke Sports & Entertainment. Justin met Peggy at the RIMS ERM Conference in Denver. Neil ran the DEI education session at ERM, and he did a great job. [14:52] Neil says Emily Buckley is also on the board. They have a great pipeline of leadership to look forward to, and the future is super bright. [14:58] Justin mentions there's a lot of talent in Colorado. Emily Buckley was a guest on RIMScast last year for Specialized Bicycles on bicycle safety. Justin says, if you're a risk professional looking for a place to move, start with Colorado and look up Neil!  [15:33] DE&I is a passion for Neil. He's super connected to it. Justin and Neil discuss whether it's helpful to speak the words Diversity, Equity, & Inclusion for people who may be less committed. [16:53] You might lean on Inclusion a little more to help people understand that this is about making sure that everybody has the same opportunities. [17:22] Neil is the RIMS Volunteer of the Year. The award used to be called the Heart of RIMS Award, but was rebranded to be more specific. [17:57] Neil thinks that all RIMS chapters should have the succession of vice presidents and presidents built into their bylaws as the Rocky Mountain Chapter does. A lot of presidents have sat on boards for many years, and they struggle to recruit people to become board members. [18:22] Volunteerism takes effort. If you're taking an hour out of your day to do a podcast to talk about yourself, then you've got to make up that time somewhere else. If you're doing chapter work during business hours, you have to have an employer who supports what you're doing. [18:54] You have to have family behind you, that gets it. You can't just disregard your daily job duties in favor of volunteerism. [19:09] Neil says, encourage chances to have an intentional succession plan for chapter leadership. Encourage people early in their careers to serve on boards, become leaders of the chapter, and shape the future. [19:40] If you've just graduated from an RMI program and joined the workforce, you may not think you're qualified to lead on a chapter board. Neil says, we want to hear from the future of the industry so we who are in it can prioritize what is going to be meaningful after we've gone. [20:03] Reach out to younger people, let them know what a safe space it is, and give them the opportunity to serve. [20:12] RIMS Events! The 49th Annual Florida RIMS Educational Conference will be held again at the Ritz-Carlton in Naples, Florida, from July 29th through August 2nd. Visit Florida.RIMS.org for more information and to register. [20:30] The very first RIMS Texas Regional Conference will be held from August 4th through the 6th in San Antonio, Texas, at the Henry B. González Convention Center. Public Registration is open. The full conference agenda is now live. [20:46] Don't miss the post-conference workshop, the RIMS-CRMP Exam Prep Course, available on site. [20:52] This event is open to any RIMS Chapter member. If you are local to the area, you might consider becoming a RIMS member today so that you can get all the benefits and begin networking with your new RIMS Texas peers. Links are in this episode's show notes. [21:07] You can also visit the Events Page of RIMS.org for more information. We look forward to seeing you in Texas! [21:15] A month later, we will be up North for the RIMS Canada Conference 2025, from September 14th through the 17th in Calgary. Registration is open. Lock in those favorable rates; Visit RIMSCanadaConference.CA. We look forward to seeing you in Calgary! [21:34] On September 18th, the 10th Annual Chicagoland Risk Forum will be held at the Old Post Office in Chicago. Register at ChicagoRIMS.org. [21:44] Also on September 18th, the Spencer Educational Foundation will host the 2025 Funding Their Future Gala at the Cipriani 42nd Street. Visit SpencerEd.org. [21:57] On October 1st through the 3rd, the RIMS Western Regional Conference will be held in North San Jose at the Santa Clara Marriott. The agenda is live. It looks fantastic! Visit RIMSWesternRegional.com and register today. [22:12] Let's Return to My Interview with the RIMS 2025 Volunteer of the Year, Neil Colclough! [22:23] Neil joined Sage Hospitality Group in January 2025. He had spoken with his new boss about his role at the RIMS Rocky Mountain Chapter, and she was super supportive. [22:48] The whole company understands the importance of risk management. They see the value of having me remain involved with RIMS at the chapter and society level. It was an easy conversation to have. [23:18] Neil is over a total of seven people at Sage. He says this is rare except in well-established, large companies. This is Neil's first experience with anything that comes close to that. [23:56] Two of Neil's team have been with the company for over 30 years. Another has been with the company for 11 years. That speaks volumes to Neil about the company culture and the investment the company makes in risk management. It was a huge attraction to Neil. [24:18] Neil was previously with Inspirato, another hospitality group. It was high-end luxury travel where you would subscribe to a membership and get access to a portfolio of homes. One client was mad that they didn't inform them that it was hurricane season when they were traveling. [26:06] When Neil moved to Colorado, he went to a job fair for Vail Resorts in Denver. He was offered two jobs, one as a ski instructor and one with the Security Department, a seasonal job. [26:24] When Neil showed up for work on his first day of training for the Security Team, it was October 19, 1998, the day of the terrorist arson at the Two Elk Lodge, the largest act of eco-terrorism in North America at the time. [26:42] Neil's job went from being seasonal to year-round. The department grew. He was promoted a couple of times fairly quickly. He had never ridden a snowmobile, but they put him on it, and he rode 400 miles a week on a snowmobile. [27:12] With this experience, Neil understands the principles of emergency preparedness and response. He worked closely with the public sector in Vail and Eagle County. The local government and the ski resort have to work closely together to align in the same direction. [27:31] Neil says they did some good stuff over the years to mitigate potential risks. A wildland fire was a big concern. They did mass-casualty incident drills with Vail Ski Patrol and the town of Vail. [27:59] Neil lives east of Boulder. His office is in Denver. [28:34] Neil says the award is not just one person. It takes a village. It takes a lot of people who think like you and have the same heart to make good things happen. He's never volunteered at any event where he's walked away feeling down and thinking it was a waste of time. [29:00] A little can go a long way. If you're thinking about ways to volunteer in the risk and insurance industry, the local RIMS chapter is a great vehicle to do that. You can contact Neil, and he can introduce you to some people he has networked with around the country. [29:24] Volunteerism is so rewarding. It takes effort. You can't just go to meetings. You have to put pen to paper in between meetings to take action on what you say you're going to do. Neil battles constantly with the feeling that he's not fully delivering on what he should be. [29:45] You have to give yourself a little bit of grace when it comes to those times. People's capacity ebbs and flows. Surround yourself with people who can pick up the slack when you have to step into your day job a little bit more at certain times. [30:00] When you're juggling the balls, just don't drop the glass ones! Keep your responsibilities prioritized. [30:13] Neil talks of DE&I sponsorship, advocating for somebody who's not in the group. One way to do that is to ask if you can take a young professional along with you when you're invited somewhere as a risk professional. Request that someone be at a meeting who wasn't invited. [31:02] That can create opportunities and give that person experience. It's a simple act with a potentially massive impact. [31:15] Neil, it's been a real pleasure to speak with you again! I appreciate all your insight here. Congratulations again on being named the RIMS 2025 Volunteer of the Year. We've got a link for the RIMS Rocky Mountain Chapter in the notes. Locals, if you want to join, give Neil a shout! [31:37] Neil says, I'll get back to you eventually! There are about 200 professional members in the chapter through the Society, plus Chapter Associates and Student Members. There is a free membership for RIMS Affinity Partners, all of whom have been represented on RIMScast. [33:06] Justin mentions again the RIMS Western Regional Conference; register at RIMSWesternRegional.com. [33:17] Special thanks again to RIMS Rocky Mountain Chapter President and 2025 RIMS Volunteer of the Year Award Winner, Neil Colclough. We appreciate him making the time for us. A link to the special Awards Edition of RIMS Risk Management magazine is in the show notes. [33:35] Check out Neil's profile as well as the other 2025 RIMS Award Winners. A link to the RIMS Rocky Mountain Chapter site is in this episode's show notes. Check out all the great work they are doing. [33:48] Plug Time! You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in the show notes. [34:16] RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! Contact pd@rims.org for more information. [34:35] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [34:52] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [35:08] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [35:23] Justin Smulison is the Business Content Manager at RIMS. You can email Justin at Content@RIMS.org. [35:30] Thank you all for your continued support and engagement on social media channels! We appreciate all your kind words. Listen every week! Stay safe!   Links: 20th Annual People's Choice Podcast Awards! Vote for RIMScast (Gov't & Organizations)To vote for RIMScast, please sign up with your email, then select RIMScast on the pulldown under Government and Organizations. Thank you! RIMS Risk Management Magazine 2025 Awards Edition RIMS Texas Regional 2025 — August 3‒5 | Registration open. RIMS-CRMP In-Person Workshop in Texas Aug. 6 & 7 RIMS 2025 Florida Educational Conference | July 31‒Aug 2 | Registration open. RIMS Canada 2025 — Sept. 14‒17 | Registration open! 10th Annual Chicagoland Risk Forum — Sept. 18 | Registration open! RIMS Western Regional — Oct 1‒3 | Bay Area, California | Registration open! RISKWORLD 2026 — Members-only early registration! Register through Sept 30! RIMS-Certified Risk Management Professional (RIMS-CRMP) The Strategic and Enterprise Risk Center Spencer Educational Foundation 2025 Funding Their Future Gala — Sept. 18, 2025 in NYC! Spencer Education Foundation — General Grants 2026 — Application Deadline July 30, 2025 RIMS ERM Conference 2025 — Nov 17‒18 in Seattle! [Save the Date!] RIMS-CRO Certificate in Advanced Enterprise Risk Management — Featuring Instructor James Lam! Summer course sold out! | Next bi-weekly course begins Oct 9. RIMS Diversity Equity Inclusion Council RISK PAC | RIMS Advocacy | RIMS Legislative Summit SAVE THE DATE — March 18‒19, 2026 RIMS Risk Management magazine | Contribute RIMS Now RIMS Rocky Mountain Chapter RSVP for the RISK PAC Reception in Philadelphia | July 16, 2025 | Sofitel Philadelphia at Rittenhouse Square RIMS Webinars: RIMS.org/Webinars   Upcoming RIMS-CRMP Prep Virtual Workshops: RIMS-CRMP-FED Exam Prep Virtual Workshop — July 17‒18 RIMS-CRMP Exam Prep Virtual Workshop — Sept 2‒3, 2025 | Presented by RIMS and PARIMA Full RIMS-CRMP Prep Course Schedule “Risk Taxonomy for Effective Risk Management” | July 24 | Instructor: Joe Mayo “Emerging Risks” | Aug 5 | Instructor: Joe Mayo “Intro to ERM for Senior Leaders” | Aug. 12‒13 | Instructor: Chris Mandel “Intro to ERM for Senior Leaders” | Nov. 4‒5 | Instructor: Elise Farnham See the full calendar of RIMS Virtual Workshops RIMS-CRMP Prep Workshops   Related RIMScast Episodes: “Mid-Year Update: RIMS Legislative and Risk Management News” “RIMS 2025 Rising Star Megan Smalter: Giving Yourself Grace” “Live from RISKWORLD 2025” “RIMS 2025 Risk Manager of the Year, Jennifer Pack” “Julie Bean, 2024 Heart of RIMS Award Winner”   Sponsored RIMScast Episodes: “The New Reality of Risk Engineering: From Code Compliance to Resilience” | Sponsored by AXA XL (New!) “Change Management: AI's Role in Loss Control and Property Insurance” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Demystifying Multinational Fronting Insurance Programs” | Sponsored by Zurich “Understanding Third-Party Litigation Funding” | Sponsored by Zurich “What Risk Managers Can Learn From School Shootings” | Sponsored by Merrill Herzog “Simplifying the Challenges of OSHA Recordkeeping” | Sponsored by Medcor “Risk Management in a Changing World: A Deep Dive into AXA's 2024 Future Risks Report” | Sponsored by AXA XL “How Insurance Builds Resilience Against An Active Assailant Attack” | Sponsored by Merrill Herzog “Third-Party and Cyber Risk Management Tips” | Sponsored by Alliant “RMIS Innovation with Archer” | Sponsored by Archer “Navigating Commercial Property Risks with Captives” | Sponsored by Zurich “Breaking Down Silos: AXA XL's New Approach to Casualty Insurance” | Sponsored by AXA XL “Weathering Today's Property Claims Management Challenges” | Sponsored by AXA XL “Storm Prep 2024: The Growing Impact of Convective Storms and Hail” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Partnering Against Cyberrisk” | Sponsored by AXA XL “Harnessing the Power of Data and Analytics for Effective Risk Management” | Sponsored by Marsh “Accident Prevention — The Winning Formula For Construction and Insurance” | Sponsored by Otoos “Platinum Protection: Underwriting and Risk Engineering's Role in Protecting Commercial Properties” | Sponsored by AXA XL “Elevating RMIS — The Archer Way” | Sponsored by Archer   RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Kristen Peed!   RIMS Events, Education, and Services: RIMS Risk Maturity Model®   Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts.   Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   About our guest: Neil Colclough, Vice President of Risk, Compliance, and Audit, SAGE HOSPITALITY GROUP RIMS Rocky Mountain Chapter President   Production and engineering provided by Podfly.  

A Revival NFL Draft Staple is back this week! The Boys kick off Draft Week with the 4th Annual "People's Mock Draft," which features some awesome guests repping teams in the Top 10. Draft Order/BreakdownTitans -03:40-09:10Browns- 11:38-22:56Giants- 23:25-34:48Patriot- 35:25-44:48Jaguars- 45:55-49:10Raiders- 50:15-58:33Jets- 59:32-1:04:23Panthers- 1:05:05-1:09:04Saints- 1:10:05-1:13:15Bears- 1:14:25-1:27:03

One of the best nights of the year: Jeff and Michael are joined by PFI's Conall Diggin to let fans take the mic for one night only, as thirty two NFL fans make picks on behalf of their teams.Thanks to everyone who made a pick!Join us for a HUGE NFL Draft week on Pro Football Ireland.

In this episode of The Brainy Business podcast, Melina Palmer revisits an insightful discussion on the lessons every business can learn from NASA. Originally aired in the summer of 2019 to commemorate the 50th anniversary of the moon landing, this episode explores the remarkable success of NASA's missions and their relevance to business strategies today. Melina explores the historical context of NASA's achievements, highlighting President Kennedy's influential speech that galvanized public support and set a bold deadline for landing a man on the moon. The episode uncovers five key lessons from NASA's Mercury, Gemini, and Apollo missions that businesses can adopt: identifying problems and solutions, the significance of testing and timely action, the power of delegation and support, the impact of visibility, and the importance of word choice. In this episode: Discover how NASA tackled unprecedented challenges with innovative solutions. Learn the importance of testing and moving forward decisively. Understand how delegation and support can empower teams to achieve greatness. Explore the benefits of transparency and visibility in rallying support. Gain insights into the critical impact of word choice in leadership and communication. Show Notes: 00:00:00 - Introduction Melina Palmer introduces the episode and its focus on the lessons businesses can learn from NASA. 00:02:00 - The Historical Context Discussion on the significance of the moon landing and the strategic vision set by President Kennedy. 00:07:00 - Overcoming Functional Fixedness Insights into NASA's ability to think beyond conventional uses and innovate solutions. 00:13:00 - Testing and Moving Forward The importance of testing phases and knowing when to progress to the next stage. 00:20:00 - Autonomy and Support How NASA empowered its teams and the lessons for business leadership. 00:27:00 - The Role of Visibility The impact of transparency and shared goals in motivating teams and stakeholders. 00:33:00 - Importance of Word Choice The power of strategic communication and its lasting impact on motivation and success. 00:36:00 - Conclusion What stuck with you while listening to the episode? What are you going to try? Come share it with Melina on social media -- you'll find her as @thebrainybiz everywhere and as Melina Palmer on LinkedIn. Thanks for listening. Don't forget to subscribe on Apple Podcasts or Android. If you like what you heard, please leave a review on iTunes and share what you liked about the show.  I hope you love everything recommended via The Brainy Business! Everything was independently reviewed and selected by me, Melina Palmer. So you know, as an Amazon Associate I earn from qualifying purchases. That means if you decide to shop from the links on this page (via Amazon or others), The Brainy Business may collect a share of sales or other compensation. Let's connect: Melina@TheBrainyBusiness.com The Brainy Business® on Facebook The Brainy Business on Twitter The Brainy Business on Instagram The Brainy Business on LinkedIn Melina on LinkedIn The Brainy Business on Youtube Learn and Support The Brainy Business: Check out and get your copies of Melina's Books.  Get the Books Mentioned on (or related to) this Episode: What Your Customer Wants and Can't Tell You, by Melina Palmer Alchemy, by Rory Sutherland Blindsight, by Matt Johnson and Prince Ghuman Using Behavioral Science in Marketing, by Nancy Harhut Immersion, by Paul Zak Top Recommended Next Episode: Amazon (ep 159) Already Heard That One? Try These:  A Behavioral Economics Analysis of Costco (ep 47) Disney (ep 292) Peloton (ep 338) Starbucks: A Behavioral Economics Analysis (ep 73) Apple Card: A Behavioral Economics Analysis (ep 42) Other Important Links:  14th Annual People's Choice Podcast Awards Apollo 1's Fatal Fire Almost Ended the Program | Apollo John F. Kennedy Moon Speech – Rice Stadium President Kennedy's Speech at Rice University ‘No university is more synonymous with NASA than Rice' How The Cold War Launched The Space Race Fierce Conversations: Achieving Success at Work and in Life One Conversation at a Time NASA History Overview Immunity to Functional Fixedness in Young Children NASA Johnson Space Center Oral History Project Edited Oral History Transcript This is the actual hack that saved the astronauts of the Apollo XIII Lessons in Manliness from Gene Kranz

Mikerphone Brewing's Mike Pallen talks beer collabs and what goes into brewing a coffee stout like Smells Like Bean Spirit. 01:24 Beer Myth:  Does beer make you full, or does it just make you feel full? Learn the truth behind what it is about beer that may be giving you a sensation of fullness, and discover how understanding this can help you enjoy your brews without feeling overly stuffed. Plus: a hilarious and super random tangent about caftans (calf tans?) that really throws everyone for a loop, especially Cody. 09:36 Mikerphone Brewing Interview: Mike Pallen, owner and head brewer of Mikerphone Brewing, discusses his journey from botany to brewing, sharing insights on how his love for beer began. He delves into the trials and triumphs of starting a brewery, the trend of breweries in industrial spaces, the science behind barrel-aged beers, the influence of music on his brewing process, and the significance of local festivals in building community spirit. The episode covers an array of unique beers such as the Misty Mountain Hop, Smells Like Bean Spirit, and Special Sauce, each with distinct flavor profiles, from coffee maple stouts to double-hopped IPAs. Mike also talks about his brewery's special barrel-aged releases, including the Barrel-Aged Imperial Smells Like Bean Spirit Special Reserve, its meticulous production process, and the use of local whiskey barrels. Plus: why Mikerphone isn't serving THC seltzers. 59:38 Beer Behavior: How are hop alternatives like T90 impacting the beer industry? Katherine and Mike go down a hop alternative rabbit hole and talk Incognito, Cryo, and other materials that are finding their way into beers these days. 1:09:12 Today's Featured Merchandise: Check out our “Beer is for Everyone” merchandise from our Pride collection, available in multiple styles and colors! Every purchase you make directly supports the show's production and hosting costs. Beer is for Everyone Unisex garment-dyed heavyweight t-shirt: https://3b8877-3.myshopify.com/products/beer-is-for-everyone-unisex-garment-dyed-heavyweight-t-shirt  Beer is for Everyone soft style tank: https://3b8877-3.myshopify.com/products/beer-is-for-everyone-soft-style-tank  Beer is for Everyone Uni-sexy soft tee: https://3b8877-3.myshopify.com/products/beer-is-for-everyone-uni-sexy-soft-tee You can find other amazing merchandise and learn more about Crafty Brewers on our official website, https://craftybrewerspod.com  Please nominate/vote for us in the 19th Annual People's Choice Podcast Awards! Register at https://www.podcastawards.com/app/signup and find Crafty Brewers: Tales Behind Craft Beer in the drop-down menu for the Leisure category. Voting in all other categories is optional. Just remember to save/submit your vote at the bottom of the page when you're done! About Mikerphone Brewing: Located at 121 Garlisch Drive in Elk Grove Village, Illinois, Mikerphone Brewing is a Chicago craft beer that infuses music. Learn more on their website at https://mikerphonebrewing.com/  — If you enjoyed this episode, then please tell at least one friend about the show! And if you're a brewer or know any brewers who would like to share their story on the podcast, then email craftybrewerspod@gmail.com. We're always happy to hear from you! You can also follow Crafty Brewers on Instagram at https://instagram.com/crafty_brewers_pod  Crafty Brewers is produced by award-winning podcaster Cody Gough. He insists that we tell you that in this episode, you'll learn about: craft beer, beer myths, beer science, carbonation, botany classes, special releases, beer festivals, community collaboration, beer production, beer names, brewing trials, brewing triumphs, caftan mishaps, brewing techniques, beer flavor profiles, brewing equipment, brewing history, brewing challenges, brewing successes, and craft beer trends, India Pale Ales, Barrel-Aged Imperial Stouts, Coffee Maple Stouts, Milk Stouts, Double-Hopped IPAs, beer with oysters, beer with nuts, and hop extracts.

Thank you all for helping to change the way WE think, talk and about mental health! It is an honor to be nominated again for the Annual People's Podcast Awards. Your support is appreciated more than words can express. Please vote, instructions: Go to podcastawards.com Enter Your Info. Go to the Skeptics Guide to Science & […] Continue reading...

In this intimate and often hilarious episode of Beneath Your Beautiful, host Hara Allison is interviewed by her daughters, Savana Alden, 28, and Sonya Fernandes, 24, spanning years of shared memories and deep love. A testament to the unbreakable bond between a mother and her daughters, this episode is a delightful blend of depth and lightness.________Guests share stories of adversity and perseverance which inspire, encourage and challenge us. Host Hara Allison embraces these tough conversations, intimately exploring our loves, fears and hopes with a delicious combination of depth and lightness.Beneath Your Beautiful won first place in Self Help and Health & Wellness in the 2022 International Positive Change Podcast Awards and was a nominee in the 2023 and 2024 Publisher Podcast Awards in Health & Wellbeing and in the 18th Annual People's Choice Podcast Awards.Host Hara Allison was a 2024 Spokane Women of Achievement nominee for the Arts and a finalist for The Women Changing the World Awards in three categories: Journalism and Media, Micro Business and People's Choice in Health & Wellbeing.To get in touch with Hara Allison:Magazine + Podcast: beneathyourbeautiful.orgPhotography: hara.photographyDesign: studioh-creative.com

Matthew Chavez is a Breathwork facilitator and Somatic coach who offers what he refers to as, 'Sacred Journeys for Awakening Souls'. Since a young age, Matthew has had a deep curiosity and drive for exploring body, mind & spirit. Experiencing a back injury at age 18, Matthew needed a long-term solution for managing and healing the pain. Committed to a deeper healing process he discovered Soma Breath and Somatic coaching. It was through these modalities he unearthed a sacred connection to breath & body, what has become an essential relationship to nurture. Now he helps others connect with their bodies in order to come home to their souls. For more information: InstagramYouTubeWebsite________Guests share stories of adversity and perseverance which inspire, encourage and challenge us. Host Hara Allison embraces these tough conversations, intimately exploring our loves, fears and hopes with a delicious combination of depth and lightness.Beneath Your Beautiful won first place in Self Help and Health & Wellness in the 2022 International Positive Change Podcast Awards and was a nominee in the 2023 Publisher Podcast Awards in Health & Wellbeing and in the 18th Annual People's Choice Podcast Awards in Health and has been shortlisted in the 2024 Publisher Podcast Awards in Health & Wellbeing!Host Hara Allison was a 2024 Spokane Women of Achievement nominee for the Arts and a finalist for The Women Changing the World Awards in three categories: Journalism and Media, Micro Business and People's Choice in Health & Wellbeing.To get in touch with Hara Allison:Magazine + Podcast: beneathyourbeautiful.orgPhotography: hara.photographyDesign: studioh-creative.com

Hey Orchard Archivers, it's podcast awards season time! Put your caramel nod in this year for Retro Trek with The Caramel Apples for the 19th Annual People's Choice Podcast Awards 2024! Voting begins July 1-July 31, 2024. Visit www.podcastawards.com. Thanks again for all of you dear listeners/ followers warm support & for making what we love and do so much fun! Subscribe, rate and leave us a shining review/ feedback if you liked what you heard this week! If you have any suggestions, requests or experiences you'd like to have featured in future episodes, please let us know & send us a message at Spotify for Podcasters--> https://podcasters.spotify.com/pod/show/retro-trek-the-caramel-apples or email us at stickycaramelapples@gmail.com We're now on social media! If you would like to reach out, stop by and say hi! Tell us how we're doing! Leave a comment & share with us some of your favorite retro topics. Twitter: @CaramelApples16 Instagram: @retrotrekthecaramelapples TikTok: @retrotrekcaramelapples YouTube: @thestickycaramelapples --- Send in a voice message: https://podcasters.spotify.com/pod/show/retro-trek-caramel-apples/message

From 12 years desert combat zones to a battle within, John Lawyer transformed from soldier to spiritual seeker. He is the co-founder of Kishar, a non-profit online spiritual community where people to share their journeys and explore their own unique spiritual path.John is an Omnist and believes in the validity of great human thought from around the world and across time. He is a higher purpose and transformational coach. John offers individual spiritual guidance as part of the Kishar Spiritual Community.For more information: kishar.org________Guests share stories of adversity and perseverance which inspire, encourage and challenge us. Host Hara Allison embraces these tough conversations, intimately exploring our loves, fears and hopes with a delicious combination of depth and lightness.Beneath Your Beautiful won first place in Self Help and Health & Wellness in the 2022 International Positive Change Podcast Awards and was a nominee in the 2023 Publisher Podcast Awards in Health & Wellbeing and in the 18th Annual People's Choice Podcast Awards in Health and has been shortlisted in the 2024 Publisher Podcast Awards in Health & Wellbeing!Host Hara Allison was a 2024 Spokane Women of Achievement nominee for the Arts and a finalist for The Women Changing the World Awards in three categories: Journalism and Media, Micro Business and People's Choice in Health & Wellbeing.To get in touch with Hara Allison:Magazine + Podcast: beneathyourbeautiful.orgPhotography: hara.photographyDesign: studioh-creative.com

Bill Kalivas is a Spokane native with a 30+ year career spanning military service, healthcare, technology, public sector leadership, angel investment and entrepreneurship. He is the co-founder of LaunchPad Inland Northwest, a non-profit organization dedicated to growing the Spokane and Inland Northwest regional innovation economy. Bill is passionate about the Spokane regional community and has served on various local boards. He is currently a Google Cloud Sales Executive and has held similar positions with leading tech companies. Bill attended the Community Colleges of Spokane and University of Maryland Global Campus while serving the Air Force. BIll has been married for 23 years and has 4 children; 2 from a previous marriage, ages 40 and 39 and 2 with his wife April ages 20 and 17. Bill also has 5 grandchildren.________Guests share stories of adversity and perseverance which inspire, encourage and challenge us. Host Hara Allison embraces these tough conversations, intimately exploring our loves, fears and hopes with a delicious combination of depth and lightness. Beneath Your Beautiful won first place in Self Help and Health & Wellness in the 2022 International Positive Change Podcast Awards and was a nominee in the 2023 Publisher Podcast Awards in Health & Wellbeing and in the 18th Annual People's Choice Podcast Awards in Health and has been shortlisted in the 2024 Publisher Podcast Awards in Health & Wellbeing! Host Hara Allison was a 2024 Spokane Women of Achievement nominee for the Arts and is a finalist for The Women Changing the World Awards in three categories: Journalism and Media, Micro Business and People's Choice in Health & Wellbeing. The WCW Awards are presented by Sarah Ferguson, Duchess of York and Oprah Winfrey's all-time favorite guest, Dr. Tererai Trent.To get in touch with Hara Allison:Magazine + Podcast: beneathyourbeautiful.orgPhotography: hara.photographyDesign: studioh-creative.com

Bruce W. Brackett (BWB) is a social media personality, author, entrepreneur, self-taught visual artist, and international motivational speaker. BWB's upcoming memoir, “How To Breathe While Suffocating: A Story of Overcoming Addiction, Recovering From Trauma, and Healing my Soul” is being published by WILEY and will be released April 9th, 2024. Originally from southwest Montana, BWB moved to NYC at the age of 18 to pursue his dreams of being on Broadway. After many distractions, making it to Off-Broadway, and developing several addictions, meth being a big one, BWB found his true calling and his way back to sobriety through art and by advocating for recovery to his online audience of over 1.4 million people.This online community of recovery fuels BWB's love, passion, creativity, and mission to share positivity and the possibilities of recovery.For more information: www.howtobreathewhilesuffocating.comwww.instagram.com/bwb.positivitywww.tiktok.com/@bwb.positivitywww.youtube.com/@bwb.positivity________Guests share stories of adversity and perseverance which inspire, encourage and challenge us. Host Hara Allison embraces these tough conversations, intimately exploring our loves, fears and hopes with a delicious combination of depth and lightness. Beneath Your Beautiful won first place in Self Help and Health & Wellness in the 2022 International Positive Change Podcast Awards and was a nominee in the 2023 Publisher Podcast Awards in Health & Wellbeing and in the 18th Annual People's Choice Podcast Awards in Health and has been shortlisted in the 2024 Publisher Podcast Awards in Health & Wellbeing! Host Hara Allison was a 2024 Spokane Women of Achievement nominee for the Arts and is a finalist for The Women Changing the World Awards in three categories: Journalism and Media, Micro Business and People's Choice in Health & Wellbeing. The WCW Awards are presented by Sarah Ferguson, Duchess of York and Oprah Winfrey's all-time favorite guest, Dr. Tererai Trent.To get in touch with Hara Allison:Magazine + Podcast: beneathyourbeautiful.orgPhotography: hara.photographyDesign: studioh-creative.com

On this week's episode of "Beneath Your Beautiful," we're joined by Shaelyn, a courageous 22-year-old who opens up about the challenges of living with schizoaffective disorder, depressive type. Diagnosed at 16 during the tumultuous high school years, Shaelyn shares the raw and honest journey of navigating mental health struggles, hospitalizations, and the search for stability.From breakdowns in the band room to finding effective coping strategies, Shaelyn's experience sheds light on the complexities of mental illness and the importance of seeking help. Discover the impact of therapy, the power of grounding exercises, and the ongoing battle to maintain mental wellness amidst life's obstacles.This episode is a beacon of hope and a reminder that, with support and determination, it is possible to navigate the darkest of times and emerge stronger.________Guests share stories of adversity and perseverance which inspire, encourage and challenge us. Host Hara Allison embraces these tough conversations, intimately exploring our loves, fears and hopes with a delicious combination of depth and lightness. Beneath Your Beautiful won first place in Self Help and Health & Wellness in the 2022 International Positive Change Podcast Awards and was a nominee in the 2023 Publisher Podcast Awards in Health & Wellbeing and in the 18th Annual People's Choice Podcast Awards in Health and has been shortlisted in the 2024 Publisher Podcast Awards in Health & Wellbeing! Host Hara Allison was a 2024 Spokane Women of Achievement nominee for the Arts and is a finalist for The Women Changing the World Awards in three categories: Journalism and Media, Micro Business and People's Choice in Health & Wellbeing. The WCW Awards are presented by Sarah Ferguson, Duchess of York and Oprah Winfrey's all-time favorite guest, Dr. Tererai Trent.To get in touch with Hara Allison:Magazine + Podcast: beneathyourbeautiful.orgPhotography: hara.photographyDesign: studioh-creative.com

Joe Martin is an entrepreneur, best-selling author, podcaster, dad, husband, TEDx speaker, football coach, mentor, and lover of dad jokes. Known for his positivity, sense of humor, and commitment to serving others, he has helped thousands of women look, feel, and perform their best.  He has recently started Relentless Positivity Mentoring, a program designed for kids ages 10-14 who want to feel better about their body, build confidence, have better self-esteem, and have a trusted adult figure they can confide in.For more information:fitandpositive.comPodcastBookGet two free weeks of online workouts! Email FitHuntsville@gmail.com and type “Hara.”________Guests share stories of adversity and perseverance which inspire, encourage and challenge us. Host Hara Allison embraces these tough conversations, intimately exploring our loves, fears and hopes with a delicious combination of depth and lightness. Beneath Your Beautiful won first place in Self Help and Health & Wellness in the 2022 International Positive Change Podcast Awards and was a nominee in the 2023 Publisher Podcast Awards in Health & Wellbeing and in the 18th Annual People's Choice Podcast Awards in Health and has been shortlisted in the 2024 Publisher Podcast Awards in Health & Wellbeing! Host Hara Allison was a 2024 Spokane Women of Achievement nominee for the Arts and is a finalist for The Women Changing the World Awards in three categories: Journalism and Media, Micro Business and People's Choice in Health & Wellbeing. The WCW Awards are presented by Sarah Ferguson, Duchess of York and Oprah Winfrey's all-time favorite guest, Dr. Tererai Trent.To get in touch with Hara Allison:Magazine + Podcast: beneathyourbeautiful.orgPhotography: hara.photographyDesign: studioh-creative.com

Join us this week for an intimate conversation with Geoffrey Smelser, who shares his journey of battling a rare childhood cancer, olfactory neuroblastoma, to navigating the complexities of the aerospace industry, alcoholism, divorce and single fatherhood.Geoffrey's candid discussion on mental health, personal responsibility, and the importance of taking life one day at a time offers valuable insights and inspiration. Join us for this episode of "Beneath Your Beautiful," where courage and connection light the way.________Guests share stories of adversity and perseverance which inspire, encourage and challenge us. Host Hara Allison embraces these tough conversations, intimately exploring our loves, fears and hopes with a delicious combination of depth and lightness. Beneath Your Beautiful won first place in Self Help and Health & Wellness in the 2022 International Positive Change Podcast Awards and was a nominee in the 2023 Publisher Podcast Awards in Health & Wellbeing and in the 18th Annual People's Choice Podcast Awards in Health and has been shortlisted in the 2024 Publisher Podcast Awards in Health & Wellbeing! Host Hara Allison was a 2024 Spokane Women of Achievement nominee for the Arts and is a finalist for The Women Changing the World Awards in three categories: Journalism and Media, Micro Business and People's Choice in Health & Wellbeing. The WCW Awards are presented by Sarah Ferguson, Duchess of York and Oprah Winfrey's all-time favorite guest, Dr. Tererai Trent.To get in touch with Hara Allison:Magazine + Podcast: beneathyourbeautiful.orgPhotography: hara.photographyDesign: studioh-creative.com

From broke and broken to a philanthropic multi-entrepreneur. From trauma survivor to soul searcher and manifesting maven. From anxious and afraid to badass iron sister. From midlife standstill to adventurous nomad. From painful loneliness to embracing blissful solitude. I changed my life, and so can you. Sabine is not just a master at helping midlife women reinvent themselves; she's a powerhouse of clarity, confidence, actionable steps, momentum, and success. As a seasoned Business and Life Coach, an engaging bestselling Author and Speaker, a dedicated Podcaster, and a dynamic Multipreneur. Sabine embodies the spirit of transformation. But that's not all. Sabine also stands tall as a bodybuilder, showcasing her commitment to not just mental and emotional strength but physical prowess as well.Her mantra, "Clarity changes Minds, changes Lives," is not just a catchphrase; it's a lived experience. Sabine's life story is a testament to the power of a clear mind and a strong mindset.From navigating the complexities of being a serial entrepreneur to the challenges of raising twins as a single mom, her journey has been nothing short of extraordinary. Sabine has faced and overcome daunting hurdles, including personal trauma and a battle with cancer. Each of these experiences has contributed to her transformative journey from victim to victor, allowing her to guide others to flourish and achieve heights they never thought possible.Her strategy is elegantly simple yet profoundly effective: Sabine believes that success stems from clarity and the right mindset. She views feelings as a superpower and dismisses fear as having no vote in our life choices. To her, failure is not an option, and external circumstances should not dictate our potential. This philosophy has been the cornerstone of her personal success story, balancing the demanding roles of motherhood with the exhilarating challenges of entrepreneurship.Sabine's approach goes beyond conventional coaching. She builds emotional intelligence and fosters a growth mindset, enabling holistic success and, more importantly, lasting happiness. She firmly believes that each person possesses an inherent potential for greatness.For more information:ThePowerLifeCoach.com________Guests share stories of adversity and perseverance which inspire, encourage and challenge us. Host Hara Allison embraces these tough conversations, intimately exploring our loves, fears and hopes with a delicious combination of depth and lightness. Beneath Your Beautiful won first place in Self Help and Health & Wellness in the 2022 International Positive Change Podcast Awards and was a nominee in the 2023 Publisher Podcast Awards in Health & Wellbeing and in the 18th Annual People's Choice Podcast Awards in Health and has been shortlisted in the 2024 Publisher Podcast Awards in Health & Wellbeing! Host Hara Allison was a 2024 Spokane Women of Achievement nominee for the Arts and is a finalist for The Women Changing the World Awards in three categories: Journalism and Media, Micro Business and People's Choice in Health & Wellbeing. The WCW Awards are presented by Sarah Ferguson, Duchess of York and Oprah Winfrey's all-time favorite guest, Dr. Tererai Trent.To get in touch with Hara Allison:Magazine + Podcast: beneathyourbeautiful.orgPhotography: hara.photographyDesign: studioh-creative.com

It's a tradition unlike any other. Your favorite Giants creators come together under the Revival Roof to have some fun and pick the top 10 of the NFL Draft.

This week's podcast episode of "Beneath Your Beautiful" dives headfirst into one of society's most stigmatized topics: suicide. Maggie Crabtree opens up about the loss of her sister to suicide, a journey marked by providing support and realizing her lack of control. Tracy Oeser, a mother who lost her daughter 17 years ago, shares invaluable tips and talks about her advocacy. And, finally, Cassandra Carpenter provides a unique perspective on how suicide was normalized within her family, shaping her understanding of mental health from a young age.In order of appearance:Maggie Crabtree has 30 plus years in all aspects of communications, PR, research, advertising and special events planning.  She spent 10 years as an adjunct instructor at Eastern Washington University and Gonzaga University and is now retired, caring for her mom, taking long walks with her hubby, playing with her grandkids and volunteering in her community.___Tracy Oeser is the CEO of Postvention Collective, LLC and the CEO and Bereavement Coach of Journey Thru Grief, LLC. She is a passionate advocate for mental health support and by using her breakthrough concept of “The 4 Phases of Suicide Loss,” she speaks for those who have lost family and friends to suicide. Tracy hosts the podcast, “Journey Through Your Suicide Loss” and has been a guest on many different platforms. She holds both a BA and MS in Psychology concentrated in life coaching. Tracy is also an award-winning author and has received leadership and innovation awards for her work in the postvention field. She serves as a current member of various suicide prevention organizations throughout the United States and is a past board member of the American Association of Suicidology.Postvention CollectiveJourney Thru GriefJourney Through Your Suicide Loss Podcast ___Since finding her niche as a horror movie monster in 2015, Cassandra Carpenter has graduated into all genre of film, editorial, and immersive performances. Classically trained, she studied theatre at SFCC for several years before pursuing her studies further via local workshops and acting camps. She has been published in various editorials, both locally and internationally, for her work as a petite curve model, in addition to her work as an actor, haunter, voice over artist, costumer, stylist, and improv pro. Recent credits include Campbell House Holidays, Scarywood Haunted Nights, and Blindfold by Mermaid Motel Media.________Guests share stories of adversity and perseverance which inspire, encourage and challenge us. Host Hara Allison embraces these tough conversations, intimately exploring our loves, fears and hopes with a delicious combination of depth and lightness. Beneath Your Beautiful won first place in Self Help and Health & Wellness in the 2022 International Positive Change Podcast Awards and was a nominee in the 2023 Publisher Podcast Awards in Health & Wellbeing and in the 18th Annual People's Choice Podcast Awards in Health and has been shortlisted in the 2024 Publisher Podcast Awards in Health & Wellbeing! Host Hara Allison was a 2024 Spokane Women of Achievement nominee and is a finalist for The Women Changing the World Awards, presented by Sarah Ferguson, Duchess of York and Oprah Winfrey's all-time favorite guest, Dr. Tererai Trent.To get in touch with Hara Allison:Magazine + Podcast: beneathyourbeautiful.orgPhotography: hara.photographyDesign: studioh-creative.com

Michael Cinicollo survived a life-threatening motorcycle accident at the age of 23. His arm was nearly amputated, he was told he would never walk again, and he fractured his skull. For the next three decades, Michael led a sedentary lifestyle. Now, at 61, he teaches yoga and credits his practice with helping him wean off pain medications, regain strength, and ultimately, lose weight and improve his overall health. He speaks with passion about the impact of yoga on his life, emphasizing that it's never about the poses but the inward journey they facilitate. Michael's story is a powerful reminder that life can change in an instant, but it's how we respond to those changes that define us. His candid reflections on his upbringing, his relationship with his family, and the insights gained through his practice are both moving and inspiring. His message is clear: movement is towards life, and it's never too late to start on the path of self-improvement.For more information:instagram.com/abrokenyogi________Guests share stories of adversity and perseverance which inspire, encourage and challenge us. Host Hara Allison embraces these tough conversations, intimately exploring our loves, fears and hopes with a delicious combination of depth and lightness. Beneath Your Beautiful won first place in Self Help and Health & Wellness in the 2022 International Positive Change Podcast Awards and was a nominee in the 2023 Publisher Podcast Awards in Health & Wellbeing and in the 18th Annual People's Choice Podcast Awards in Health. To get in touch with Hara Allison:Magazine + Podcast: beneathyourbeautiful.orgPhotography: hara.photographyDesign: studioh-creative.com

Misty Shipman is an enrolled member of the Shoalwater Bay Tribe of Indians. She is a filmmaker and grant writer based in Eastern Washington. Her past films include The Handsome Man, which won Best Narrative Short at the Native Awards of Excellence, Polly, Paulina, Pauline!, and Blindfold. Misty holds an MFA in Creative Writing from the University of Idaho, and a PhD in Native American Literature with a concentration in Film from Washington State University. She is the New Works Festival director at Stage Left Theater and loves supporting art in her local community.For more information:instagram.com/mermaidmotelmedia________Guests share stories of adversity and perseverance which inspire, encourage and challenge us. Host Hara Allison embraces these tough conversations, intimately exploring our loves, fears and hopes with a delicious combination of depth and lightness. Beneath Your Beautiful won first place in Self Help and Health & Wellness in the 2022 International Positive Change Podcast Awards and was a nominee in the 2023 Publisher Podcast Awards in Health & Wellbeing and in the 18th Annual People's Choice Podcast Awards in Health. To get in touch with Hara Allison:Magazine + Podcast: beneathyourbeautiful.orgPhotography: hara.photographyDesign: studioh-creative.com

Dr. Kari Thach, aka Doctor K, is a multifaceted individual with a passion for the arts and a thirst for adventure. Born in Thailand and adopted to the United States, Kari discovered her talents in singing, dancing, ballet, and guitar at a young age. She honed her skills in ballet training across the globe, including Moscow, Seattle, Bahrain, France, and California. With over 90 countries under her belt, Kari's travels have broadened her perspective and fueled her curiosity. She even has a pet mini pig named Oliver!Before pursuing research at Cedars-Sinai hospital, Kari explored her culinary side as a sushi chef, training under the infamous Japanese chef, Sota Akiyama. With a Ph.D. to her name, Doctor Kari Thach is a true Renaissance woman, blending art, adventure, and science in her remarkable journey.For more information: instagram.com/doctornoodle1911www.karithach.com________Guests share stories of adversity and perseverance which inspire, encourage and challenge us. Host Hara Allison embraces these tough conversations, intimately exploring our loves, fears and hopes with a delicious combination of depth and lightness. Beneath Your Beautiful won first place in Self Help and Health & Wellness in the 2022 International Positive Change Podcast Awards and was a nominee in the 2023 Publisher Podcast Awards in Health & Wellbeing and in the 18th Annual People's Choice Podcast Awards in Health. To get in touch with Hara Allison:Magazine + Podcast: beneathyourbeautiful.orgPhotography: hara.photographyDesign: studioh-creative.com

Rose Backs is an auctioneer, emcee, speaker, and ministry leader. Once a shy girl with a speech impediment, she now commands the stage with intention and purpose. She advocates for organizations that invest in others. ________Guests share stories of adversity and perseverance which inspire, encourage and challenge us. Host Hara Allison embraces these tough conversations, intimately exploring our loves, fears and hopes with a delicious combination of depth and lightness. Beneath Your Beautiful won first place in Self Help and Health & Wellness in the 2022 International Positive Change Podcast Awards and was a nominee in the 2023 Publisher Podcast Awards in Health & Wellbeing and in the 18th Annual People's Choice Podcast Awards in Health. To get in touch with Hara Allison:Magazine + Podcast: beneathyourbeautiful.orgPhotography: hara.photographyDesign: studioh-creative.com

Dr. Tori Ellis, coach, author and mom, is leading and guiding others in education and the workplace.  She is dedicated to providing tools for exemplary societal contributions, emphasizing wellness, positive psychology, and entrepreneurship.For more information: thesoundofbusiness.org________Guests share stories of adversity and perseverance which inspire, encourage and challenge us. Host Hara Allison embraces these tough conversations, intimately exploring our loves, fears and hopes with a delicious combination of depth and lightness. Beneath Your Beautiful won first place in Self Help and Health & Wellness in the 2022 International Positive Change Podcast Awards and was a nominee in the 2023 Publisher Podcast Awards in Health & Wellbeing and in the 18th Annual People's Choice Podcast Awards in Health. To get in touch with Hara Allison:Magazine + Podcast: beneathyourbeautiful.orgPhotography: hara.photographyDesign: studioh-creative.com

Becky Van Keulen's husband, Jonathan, was diagnosed with cancer when their kids were 2 and 4. Together, they formed Cancer Can't to serve adult oncology patients in the INW. Becky, the ED, has found joy and purpose through her loss by helping others.For more information:www.cancercant.com ________Guests share stories of adversity and perseverance which inspire, encourage and challenge us. Host Hara Allison embraces these tough conversations, intimately exploring our loves, fears and hopes with a delicious combination of depth and lightness. Beneath Your Beautiful won first place in Self Help and Health & Wellness in the 2022 International Positive Change Podcast Awards and was a nominee in the 2023 Publisher Podcast Awards in Health & Wellbeing and in the 18th Annual People's Choice Podcast Awards in Health. To get in touch with Hara Allison:Magazine + Podcast: beneathyourbeautiful.orgPhotography: hara.photographyDesign: studioh-creative.com

Kristina Strong, Ph.D. is a personal resilience coach. She teaches women how to find balance and peace within themselves, to lean into self-compassion during challenging times and to challenge the inner critic that holds them back. For more information:kristinastrong.comfacebook.com/kristinastrongcoachinginstagram.com/krisitnastrongcoaching________Guests share stories of adversity and perseverance which inspire, encourage and challenge us. Host Hara Allison embraces these tough conversations, intimately exploring our loves, fears and hopes with a delicious combination of depth and lightness. Beneath Your Beautiful won first place in Self Help and Health & Wellness in the 2022 International Positive Change Podcast Awards and was a nominee in the 2023 Publisher Podcast Awards in Health & Wellbeing and in the 18th Annual People's Choice Podcast Awards in Health. To get in touch with Hara Allison:Magazine + Podcast: beneathyourbeautiful.orgPhotography: hara.photographyDesign: studioh-creative.com

Brenda Nearpass, real estate agent and recent author had her life turned upside down when she went in for a sinus infection and was diagnosed with a massive brain tumor. Since her surgery, she has helped others and has become an inspiration to many.________Guests share stories of adversity and perseverance which inspire, encourage and challenge us. Host Hara Allison embraces these tough conversations, intimately exploring our loves, fears and hopes with a delicious combination of depth and lightness. Beneath Your Beautiful won first place in Self Help and Health & Wellness in the 2022 International Positive Change Podcast Awards and was a nominee in the 2023 Publisher Podcast Awards in Health & Wellbeing and in the 18th Annual People's Choice Podcast Awards in Health. To get in touch with Hara Allison:Magazine + Podcast: beneathyourbeautiful.orgPhotography: hara.photographyDesign: studioh-creative.com

Katrina Byrd, writer, playwright, and as her alter ego, Boa Flouncer, she encourages followers to be themselves. When Katrina's partner died from ALS, Byrd's advocacy work began. “If who I am offends you, then, honey, prepare yo'self!”  twitter.com/boaflouncerinstagram.com/boaflouncerSign up for the Flouncer's newsletterhttps://lp.constantcontactpages.com/su/9ZCbwbx?source_type=fbpo&source_id=05a56a39-740b-40cd-be73-b725f1ee1629&fbclid=IwAR1ol7yDP8nwAwQaVPcOHAXdYZ7PbNGgK48k7kexGcsjrEzr_aG1ikMPFHk________Guests share stories of adversity and perseverance which inspire, encourage and challenge us. Host Hara Allison embraces these tough conversations, intimately exploring our loves, fears and hopes with a delicious combination of depth and lightness. Beneath Your Beautiful won first place in Self Help and Health & Wellness in the 2022 International Positive Change Podcast Awards and was a nominee in the 2023 Publisher Podcast Awards in Health & Wellbeing and in the 18th Annual People's Choice Podcast Awards in Health. To get in touch with Hara Allison:Magazine + Podcast: beneathyourbeautiful.orgPhotography: hara.photographyDesign: studioh-creative.com

Jenn Drummond, author, and founder and CEO of a financial services company, was in a horrific car accident that brought her inches from death. Realizing she can choose HOW she lives and not when she'll die, she now spends her time inspiring others.For more information: jenndrummond.com ________Guests share stories of adversity and perseverance which inspire, encourage and challenge us. Host Hara Allison embraces these tough conversations, intimately exploring our loves, fears and hopes with a delicious combination of depth and lightness. Beneath Your Beautiful won first place in Self Help and Health & Wellness in the 2022 International Positive Change Podcast Awards and was a nominee in the 2023 Publisher Podcast Awards in Health & Wellbeing and in the 18th Annual People's Choice Podcast Awards in Health. To get in touch with Hara Allison:Magazine + Podcast: beneathyourbeautiful.orgPhotography: hara.photographyDesign: studioh-creative.com

Molly Allen, daughter of Ellen Travolta, is a Spokane, WA radio personality, a playright, a mom, a grandma, a girlfriend to fireman Ken and is co-founder of Safety Net, an organization that helps kids who age out of the foster care system.________Guests share stories of adversity and perseverance which inspire, encourage and challenge us. Host Hara Allison embraces these tough conversations, intimately exploring our loves, fears and hopes with a delicious combination of depth and lightness. Beneath Your Beautiful won first place in Self Help and Health & Wellness in the 2022 International Positive Change Podcast Awards and was a nominee in the 2023 Publisher Podcast Awards in Health & Wellbeing and in the 18th Annual People's Choice Podcast Awards in Health. To get in touch with Hara Allison:Magazine + Podcast: beneathyourbeautiful.orgPhotography: hara.photographyDesign: studioh-creative.com

Andrea Johnson's passion is to equip female leaders to trust their ability to think critically, create imaginatively and lead effectively. Uncovering and understanding the significance of her own core values is the key to her process.  For more information: theintentionaloptimist.com/Links Special link to download The Core Values Exercise: https://www.theintentionaloptimist.com/beneath________Guests share stories of adversity and perseverance which inspire, encourage and challenge us. Host Hara Allison embraces these tough conversations, intimately exploring our loves, fears and hopes with a delicious combination of depth and lightness. Beneath Your Beautiful won first place in Self Help and Health & Wellness in the 2022 International Positive Change Podcast Awards and was a nominee in the 2023 Publisher Podcast Awards in Health & Wellbeing and in the 18th Annual People's Choice Podcast Awards in Health. To get in touch with Hara Allison:Magazine + Podcast: beneathyourbeautiful.orgPhotography: hara.photographyDesign: studioh-creative.com

Paul Zolman, Love Language Linguist, shares his journey from a background of anger to understanding the significance of love. He developed a cube game which helps us understand and implement the Five Love Languages in daily life.For more information:www.roleoflove.cominstagram.com/roleoflovediceinstagram.com/paul_zolmanfacebook.com/roleoflovedicefacebook.com/paul.zolman.7linkedin.com/in/paulzolman________Guests share stories of adversity and perseverance which inspire, encourage and challenge us. Host Hara Allison embraces these tough conversations, intimately exploring our loves, fears and hopes with a delicious combination of depth and lightness. Beneath Your Beautiful won first place in Self Help and Health & Wellness in the 2022 International Positive Change Podcast Awards and was a nominee in the 2023 Publisher Podcast Awards in Health & Wellbeing and in the 18th Annual People's Choice Podcast Awards in Health. To get in touch with Hara Allison:Magazine + Podcast: beneathyourbeautiful.orgPhotography: hara.photographyDesign: studioh-creative.com

The ups and downs of being a stepparent. Host Hara Allison chats with Corrie Woods, Timothy Plotzki, Melanie, Teevee Natividad Aguirre, Janelle, Heatherann Woods and Rebecca Mielke.________Guests share stories of adversity and perseverance which inspire, encourage and challenge us. Host Hara Allison embraces these tough conversations, intimately exploring our loves, fears and hopes with a delicious combination of depth and lightness. Beneath Your Beautiful won first place in Self Help and Health & Wellness in the 2022 International Positive Change Podcast Awards and was a nominee in the 2023 Publisher Podcast Awards in Health & Wellbeing and in the 18th Annual People's Choice Podcast Awards in Health. To get in touch with Hara Allison:Magazine + Podcast: beneathyourbeautiful.orgPhotography: hara.photographyDesign: studioh-creative.com

Darius Wallace was broke, homeless and struggling with anxiety, depression and suicidal thoughts and now helps others. He's been in Hollywood movies, was a TEDx Memphis coach for years and teaches methods of self improvement through meditation.For more information:dariuswallace.com________Guests share stories of adversity and perseverance which inspire, encourage and challenge us. Host Hara Allison embraces these tough conversations, intimately exploring our loves, fears and hopes with a delicious combination of depth and lightness. Beneath Your Beautiful won first place in Self Help and Health & Wellness in the 2022 International Positive Change Podcast Awards and was a nominee in the 2023 Publisher Podcast Awards in Health & Wellbeing and in the 18th Annual People's Choice Podcast Awards in Health. To get in touch with Hara Allison:Magazine + Podcast: beneathyourbeautiful.orgPhotography: hara.photographyDesign: studioh-creative.com

Kimberly Braun, author, TEDx speaker, former meditation faculty at Omega Institute, was also a monastic nun. With a master's in theology coupled with ordination, she lives to inspire others to connect to, and live from, Divine Love at their center. For more information: kimberlybraun.com essencetribe.com________Guests share stories of adversity and perseverance which inspire, encourage and challenge us. Host Hara Allison embraces these tough conversations, intimately exploring our loves, fears and hopes with a delicious combination of depth and lightness. Beneath Your Beautiful won first place in Self Help and Health & Wellness in the 2022 International Positive Change Podcast Awards and was a nominee in the 2023 Publisher Podcast Awards in Health & Wellbeing and in the 18th Annual People's Choice Podcast Awards in Health. To get in touch with Hara Allison:Magazine + Podcast: beneathyourbeautiful.orgPhotography: hara.photographyDesign: studioh-creative.com

Maureen Kritzer-Lange MSW, LCSW is a Psychoanalyst specializing in treating eating disorders (relationship with food, obesity, anorexia, bulimia, compulsive overeating), depression, anxiety, post-traumatic stress disorder, and self-esteem. For more information:Podcast: iheart.com/podcast/269-my-secret-life-with-an-eat-80570462 Website:  donttrustthemirror.com YouTube:  youtube.com/@maureenkritzer-langemswlcs1459 Instagram:  instagram.com/kritzerlange Facebook:  www.facebook.com/Iliselange________Guests share stories of adversity and perseverance which inspire, encourage and challenge us. Host Hara Allison embraces these tough conversations, intimately exploring our loves, fears and hopes with a delicious combination of depth and lightness. Beneath Your Beautiful won first place in Self Help and Health & Wellness in the 2022 International Positive Change Podcast Awards and was a nominee in the 2023 Publisher Podcast Awards in Health & Wellbeing and in the 18th Annual People's Choice Podcast Awards in Health. To get in touch with Hara Allison:Magazine + Podcast: beneathyourbeautiful.orgPhotography: hara.photographyDesign: studioh-creative.com

Robin Andrus, school psychologist and single mom, discusses her experience of adopting a special needs child from China. Despite his medical challenges, he is kind, resilient, and teaches Robin the importance of connection and kindness.________Guests share stories of adversity and perseverance which inspire, encourage and challenge us. Host Hara Allison embraces these tough conversations, intimately exploring our loves, fears and hopes with a delicious combination of depth and lightness. Beneath Your Beautiful won first place in Self Help and Health & Wellness in the 2022 International Positive Change Podcast Awards and was a nominee in the 2023 Publisher Podcast Awards in Health & Wellbeing and in the 18th Annual People's Choice Podcast Awards in Health. To get in touch with Hara Allison:Magazine + Podcast: beneathyourbeautiful.orgPhotography: hara.photographyDesign: studioh-creative.com

Marsha Vanwynsbergheis a storytelling NLP Trainer, speaker, publisher & author, 2xs podcaster and is on a mission to help others. She shares her lessons as a parent who dealt with teen substance abuse that tore her family unit apart.For more information:marshavanw.com/ instagram.com/marshavanw/ facebook.com/marsha.vanwynsberghe Own Your Choices Own Your Life podcast: https://apple.co/3h2Jcti YouTube: https://bit.ly/3Dmk75q tiktok.com/@marshavanw OUTSPOKEN: marshavanw.com/outspoken2023________Guests share stories of adversity and perseverance which inspire, encourage and challenge us. Host Hara Allison embraces these tough conversations, intimately exploring our loves, fears and hopes with a delicious combination of depth and lightness. Beneath Your Beautiful won first place in Self Help and Health & Wellness in the 2022 International Positive Change Podcast Awards and was a nominee in the 2023 Publisher Podcast Awards in Health & Wellbeing and in the 18th Annual People's Choice Podcast Awards in Health. To get in touch with Hara Allison:Magazine + Podcast: beneathyourbeautiful.orgPhotography: hara.photographyDesign: studioh-creative.com

Courtney Elmer is a Forbes-featured business consultant and host of AntiFragile Entrepreneurship™ podcast. Drawing on her background in psychology and as a cancer survivor, she helps experts use their voice to create meaningful change in the world.For more information: theeffortlesslife.co antifragileentrepreneurship.co instagram.com/thecourtneyelmer linkedin.com/in/courtneyelmer________Guests share stories of adversity and perseverance which inspire, encourage and challenge us. Host Hara Allison embraces these tough conversations, intimately exploring our loves, fears and hopes with a delicious combination of depth and lightness. Beneath Your Beautiful won first place in Self Help and Health & Wellness in the 2022 International Positive Change Podcast Awards and was a nominee in the 2023 Publisher Podcast Awards in Health & Wellbeing and in the 18th Annual People's Choice Podcast Awards in Health. To get in touch with Hara Allison:Magazine + Podcast: beneathyourbeautiful.orgPhotography: hara.photographyDesign: studioh-creative.com

Madhu Das, formerly a monk, is a holistic lifestyle coach, ayurvedic therapist, professional musician, bhakti yoga and kirtan teacher. His mission is to help his clients thrive – physically, mentally, emotionally, and spiritually.For more information:madhu.life________Guests share stories of adversity and perseverance which inspire, encourage and challenge us. Host Hara Allison embraces these tough conversations, intimately exploring our loves, fears and hopes with a delicious combination of depth and lightness. Beneath Your Beautiful won first place in Self Help and Health & Wellness in the 2022 International Positive Change Podcast Awards and was a nominee in the 2023 Publisher Podcast Awards in Health & Wellbeing and in the 18th Annual People's Choice Podcast Awards in Health. To get in touch with Hara Allison:Magazine + Podcast: beneathyourbeautiful.orgPhotography: hara.photographyDesign: studioh-creative.com

Christina Mejia, 34, model, had a mother who was a heroin addict and a father who beat her. She hasn't had it easy, but she “just smooshes the lemons and makes lemonade with extra sugar, cuz I'm sweet!”For more information:facebook.com/OfficialChristinaMejia________Guests share stories of adversity and perseverance which inspire, encourage and challenge us. Host Hara Allison embraces these tough conversations, intimately exploring our loves, fears and hopes with a delicious combination of depth and lightness. Beneath Your Beautiful won first place in Self Help and Health & Wellness in the 2022 International Positive Change Podcast Awards and was a nominee in the 2023 Publisher Podcast Awards in Health & Wellbeing and in the 18th Annual People's Choice Podcast Awards in Health. To get in touch with Hara Allison:Magazine + Podcast: beneathyourbeautiful.orgPhotography: hara.photographyDesign: studioh-creative.com

Dementia/Alzheimer's: Elin Adcock, Cindy Oster, Aida Vogt, Christie Goforth, Jamie Absalonson, Leslie Woodfill, Natalia Ramos, Sowmya Surapaneni and host Hara Allison share their stories and connections to the disease and what they've learned. ________Guests share stories of adversity and perseverance which inspire, encourage and challenge us. Host Hara Allison embraces these tough conversations, intimately exploring our loves, fears and hopes with a delicious combination of depth and lightness. Beneath Your Beautiful won first place in Self Help and Health & Wellness in the 2022 International Positive Change Podcast Awards and was a nominee in the 2023 Publisher Podcast Awards in Health & Wellbeing and in the 18th Annual People's Choice Podcast Awards in Health. To get in touch with Hara Allison:Magazine + Podcast: beneathyourbeautiful.orgPhotography: hara.photographyDesign: studioh-creative.com

Morrie Schwartz, from  “Tuesdays with Morrie” by Mitch Albom, posthumously releases a new book with his son and book editor Rob Schwartz: “The Wisdom of Morrie: Living and Aging Creatively and Joyfully.” For more information:  wisdomofmorrie.com________Guests share stories of adversity and perseverance which inspire, encourage and challenge us. Host Hara Allison embraces these tough conversations, intimately exploring our loves, fears and hopes with a delicious combination of depth and lightness. Beneath Your Beautiful won first place in Self Help and Health & Wellness in the 2022 International Positive Change Podcast Awards and was a nominee in the 2023 Publisher Podcast Awards in Health & Wellbeing and in the 18th Annual People's Choice Podcast Awards in Health. To get in touch with Hara Allison:Magazine + Podcast: beneathyourbeautiful.orgPhotography: hara.photographyDesign: studioh-creative.com

Mary McDirmid, ChSNC, is founder and COO of Special Abilities Network, an organization dedicated to empowering families caring for a loved one with special needs. Mary and her husband also have a child with special abilities.For more information: specialabilitiesnetwork.com________Guests share stories of adversity and perseverance which inspire, encourage and challenge us. Host Hara Allison embraces these tough conversations, intimately exploring our loves, fears and hopes with a delicious combination of depth and lightness. Beneath Your Beautiful won first place in Self Help and Health & Wellness in the 2022 International Positive Change Podcast Awards and was a nominee in the 2023 Publisher Podcast Awards in Health & Wellbeing and in the 18th Annual People's Choice Podcast Awards in Health. To get in touch with Hara Allison:Magazine + Podcast: beneathyourbeautiful.orgPhotography: hara.photographyDesign: studioh-creative.com

Jan Stewart is a mental health and neurodiversity advocate, author and recipient of the Mom's Choice Award.  She shares her family's roller coaster journey and inspires and empowers parents to persevere, have hope and know they aren't alone.For more information:www.janstewartauthor.com________Guests share stories of adversity and perseverance which inspire, encourage and challenge us. Host Hara Allison embraces these tough conversations, intimately exploring our loves, fears and hopes with a delicious combination of depth and lightness. Beneath Your Beautiful won first place in Self Help and Health & Wellness in the 2022 International Positive Change Podcast Awards, was a 2023 Publisher Podcast Awards nominee in Health & Wellbeing and is a nominee in the 18th Annual People's Choice Podcast Awards in the category of Health.To get in touch with Hara Allison:Magazine + Podcast: beneathyourbeautiful.orgPhotography: hara.photographyDesign: studioh-creative.com

In this episode of Unspeakable: A True Crime Podcast by Kelly Jennings, Kelly wraps up the the 19 Day Devil series with this 4th episode covering the story she told at Unspeakable LIVE to the airwaves with this horrible case of mass murder starting in Livingston Parish Louisiana.#19Daydevilpart3 #Unspeakable #TruecrimePodcast #TrueCrime #Podcast*People's Choice 18th Annual Podcast Awards Announcement*Thank you so much to everyone who voted for me in the true crime category in the 18th Annual People's Choice Podcast Awards! I am excited to let everyone know that Unspeakable:A True Crime Podcast by Kelly Jennings has made it to the FINALS in True Crime placing this show in the top 10!Random voters from the first round voting will be picked and sent an email to vote for the winner. Please watch out for an email from the Podcast Awards and if you see it, I would be honored if you would select me in the True Crime category.My friends at Bloody Angola also made the finals in the History category, so while you are there, give em a vote!

In this episode of Unspeakable: A True Crime Podcast by Kelly Jennings, Kelly continues with the 3rd part of this series covering the story she told at Unspeakable LIVE to the airwaves with this horrible case of mass murder starting in Livingston Parish Louisiana.#19Daydevilpart2 #Unspeakable #TruecrimePodcast #TrueCrime #Podcast*People's Choice 18th Annual Podcast Awards Announcement*Thank you so much to everyone who voted for me in the true crime category in the 18th Annual People's Choice Podcast Awards! I am excited to let everyone know that Unspeakable:A True Crime Podcast by Kelly Jennings has made it to the FINALS in True Crime placing this show in the top 10!Random voters from the first round voting will be picked and sent an email to vote for the winner. Please watch out for an email from the Podcast Awards and if you see it, I would be honored if you would select me in the True Crime category.My friends at Bloody Angola also made the finals in the History category, so while you are there, give em a vote!

In this episode of Unspeakable: A True Crime Podcast by Kelly Jennings, Kelly continues the story she told at Unspeakable LIVE to the airwaves with this horrible case of mass murder starting in Livingston Parish Louisiana.#19Daydevil #Unspeakable #TruecrimePodcast #TrueCrime #Podcast*People's Choice 18th Annual Podcast Awards Announcement*Thank you so much to everyone who voted for me in the true crime category in the 18th Annual People's Choice Podcast Awards! I am excited to let everyone know that Unspeakable:A True Crime Podcast by Kelly Jennings has made it to the FINALS in True Crime placing this show in the top 10!Random voters from the first round voting will be picked and sent an email to vote for the winner. Please watch out for an email from the Podcast Awards and if you see it, I would be honored if you would select me in the True Crime category.My friends at Bloody Angola also made the finals in the History category, so while you are there, give em a vote!

In this episode of Unspeakable: A True Crime Podcast by Kelly Jennings, Kelly brings the story she told at Unspeakable LIVE to the airwaves with this horrible case of mass murder starting in Livingston Parish Louisiana.#19Daydevil #Unspeakable #TruecrimePodcast #TrueCrime #Podcast*People's Choice 18th Annual Podcast Awards Announcement*Thank you so much to everyone who voted for me in the true crime category in the 18th Annual People's Choice Podcast Awards! I am excited to let everyone know that Unspeakable:A True Crime Podcast by Kelly Jennings has made it to the FINALS in True Crime placing this show in the top 10!Random voters from the first round voting will be picked and sent an email to vote for the winner. Please watch out for an email from the Podcast Awards and if you see it, I would be honored if you would select me in the True Crime category.My friends at Bloody Angola also made the finals in the History category, so while you are there, give em a vote!