Podcasts about Money management

Process of managing money

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Best podcasts about Money management

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Latest podcast episodes about Money management

Emily the Mystic Show
Ep. 95 Money Management, Manifestation, & Building Wealth w/ Holistic Wealth Coach Morgan Blackman

Emily the Mystic Show

Play Episode Listen Later Nov 11, 2025 57:07


In this powerful 11/11-portal-aligned episode of The Emily the Mystic Show, Emily dives into the energetics and embodiment of abundance, money, and aligned wealth creation with guest Morgan Blackman, a holistic wealth coach, writer, and speaker. Morgan blends spiritual insight, wellness practices, and financial strategy to help soul-conscious women confidently build wealth that's in alignment with their values, vision, and energetic design. Together, Emily and Morgan bridge the gap between the mystical and the practical bringing manifestation down to Earth and money back into sacred flow.

Retiring With Enough
Simplifying Finances with Account Consolidation

Retiring With Enough

Play Episode Listen Later Nov 11, 2025 24:13


Send us a textMultiple accounts mean more complicated record keeping, retirement planning, and tax preparation. The bottom line is, it's just harder to keep track of multiple accounts across multiple platforms.Is it time to consolidate financial accounts?If you'd like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

XO Conversations
Changing How You Think About Money (And Yourself)

XO Conversations

Play Episode Listen Later Nov 10, 2025 32:40


So many of us grow up hearing: “Save every penny,” or “Don't waste money.” But what happens when those kinds of money stories start holding us back?In this heartfelt episode of XO Conversations, Dr. Rishma Walji sits down with Cammie Doder and Sandi Bragar, co-hosts of the Money Tales Podcast, to explore the emotional and practical sides of money. ✨ How childhood money stories shape adult decisions

Learn To Buy & Sell Cars
Learn To Buy And Sell Cars - God, Cars & Common Sense (11-8-25)

Learn To Buy & Sell Cars

Play Episode Listen Later Nov 8, 2025 26:00


Join veteran car dealer and Christian businessman Randy Adams on AM 630 The Word as he shares the good, the bad, and the ugly about the car business. With over 60 years of experience, Randy teaches listeners how to protect their money, make biblically wise buying and selling decisions, and navigate today’s challenging auto market with integrity and common sense. Each episode blends practical car advice with timeless spiritual truths — helping you put on the full armor of God to protect your budget, your peace, and your future.See omnystudio.com/listener for privacy information.

WBEN Extras
Mike Lomas of the Financial Guys on a new money management class requirement by NYSED

WBEN Extras

Play Episode Listen Later Nov 6, 2025 3:47


Mike Lomas of the Financial Guys on a new money management class requirement by NYSED full 227 Thu, 06 Nov 2025 08:55:00 +0000 VX0IcmXPkfafVABcSOIYmqfYGOuifUHI news & politics,news WBEN Extras news & politics,news Mike Lomas of the Financial Guys on a new money management class requirement by NYSED Archive of various reports and news events 2024 © 2021 Audacy, Inc. News & Politics News False https:/

WBEN Extras
WBEN's Tom Puckett on a new NYSED requirement on money management classes

WBEN Extras

Play Episode Listen Later Nov 6, 2025 0:48


WBEN's Tom Puckett on a new NYSED requirement on money management classes full 48 Thu, 06 Nov 2025 09:31:00 +0000 QJYJKVKl5sjOPpEpwcdHhkl8gd0sWKsu news & politics,news WBEN Extras news & politics,news WBEN's Tom Puckett on a new NYSED requirement on money management classes Archive of various reports and news events 2024 © 2021 Audacy, Inc. News & Politics News False https://player.ampe

Making Money Personal
Sneaky Habits That Drain Your Wallet (Part 2) - Money Tip Tuesday

Making Money Personal

Play Episode Listen Later Nov 4, 2025 6:10


Developing strong financial habits starts with understanding how you interact with money—both consciously and unconsciously. To truly make the most of what you earn, you need to uncover the hidden patterns in your spending and recognize where money might be slipping away. So, what everyday habits could be quietly draining your wallet without you even realizing it?   Links: Want lower interest rates? Contact Triangle Credit Union for more information on debt consolidation options Keep better track of your expenses with our Money Management tool within online banking Check out TCU University for financial education tips and resources! Follow us on Facebook, Instagram and Twitter! Learn more about Triangle Credit Union   Transcript: Welcome to Money Tip Tuesday from the Making Money Personal podcast.   In order for us to live financially free lives, we need to take charge of ALL the ways we spend money. Part of taking charge involves recognizing all the productive and unproductive ways we're spending our money.   Last week we covered five sneaky ways our habits can drain our wallets and this week I'm going to present five more for you to be aware of.  Exorbitantly High Interest Loans High-interest loans—like payday loans, certain credit cards, or quick cash advances—can trap you in a relentless cycle of debt. What starts as a short-term fix often turns into long-term financial strain, with interest piling up faster than you can pay it down. These types of loans are especially risky in tough economic times, when borrowing may feel like the only option. Unfortunately, the high rates make it difficult to catch up, and the stress of mounting debt can affect your overall financial health.  If you recently discovered you're paying a lot of money towards high-interest debt, explore alternatives like refinancing, balance transfers to lower-interest cards, or consolidating debt through a reputable lender. If you're unsure where to start, speaking with a financial advisor or nonprofit credit counselor can help you find safer, more sustainable solutions.   Overspending on Convenience Services Food delivery, express shipping, and pre-packaged items are all about ease—but that convenience comes at a cost. Whether it's the markup on restaurant meals, the extra fees for rush shipping, or the premium price of ready-made products, these small expenses can quietly snowball into a major budget drain. It's tempting to lean on these services when life gets busy, but using them regularly can eat into your finances more than you might expect. In today's economy, where every dollar matters, convenience should be a conscious choice—not a default habit.   Plan ahead to reduce reliance on convenience services. Cooking at home, batching errands, or choosing standard shipping instead of express can lead to meaningful savings without sacrificing too much comfort.  Lifestyle Inflation As income grows, spending often grows right along with it—a phenomenon known as lifestyle inflation. It's easy to justify upgrades like a nicer car, more frequent dining out, or luxury gadgets when you're earning more, but these habits rarely improve long-term financial security. In fact, they can quietly prevent you from building savings, investing, or reaching bigger financial goals. Without a plan, higher income can lead to higher expenses and little progress.   Keep your lifestyle modest even as your earnings rise. Automate savings so a portion of your income goes directly into a savings or investment account, and set clear financial goals to stay focused. That way, you can enjoy your success without letting it slip through your fingers.  Buying Low-Quality Items That Need Frequent Replacement Cheap products may seem like a bargain at first glance, but poor quality often leads to more frequent replacements—costing you more over time. Whether it's clothing that wears out after a few washes, electronics that break down quickly, or furniture that doesn't hold up, these purchases can become a cycle of spending that feels never-ending. In the long run, constantly replacing low-quality items can drain your budget and leave you frustrated. Plus, the environmental impact of disposable goods adds another layer of cost that's easy to overlook.  Invest in durable, well-reviewed items when possible. While the upfront cost may be higher, quality purchases tend to last longer, perform better, and offer greater value—saving you money and hassle down the road. Overpaying for Expensive Brand Names Premium brands often charge significantly more for products that offer similar quality to generic or store-brand alternatives. While the packaging and marketing may be more polished, the actual performance or ingredients are often nearly identical. In many cases, you're paying extra for the name, not the value. This is especially true with household goods, groceries, and personal care items, where brand loyalty can overshadow smart spending. Over time, these brand-based purchases can quietly inflate your expenses without delivering better results.  Take a moment to compare ingredients, reviews, and performance before buying. You might be surprised to find that a lower-cost alternative works just as well—or even better—than the name-brand version.  Being mindful of these habits doesn't mean you have to live ultra-frugally or give up the things you enjoy. It's about making smarter choices that align with your financial goals. A few small changes can lead to big savings—and a lot less stress when you check your bank account.  That concludes this week's list of five more sneaky habits that can drain your wallet. If you didn't catch the first five, check out last week's Money Tip for the rest of the list.  If there are any other tips or topics you'd like us to cover, let us know at tcupodcast@trianglecu.org and don't forget to like and follow our Making Money Personal FB page and look for Triangle on Instagram and LinkedIn to share your thoughts.  Thanks for listening to today's Money Tip Tuesday. Check out our other tips and episodes on the Making Money Personal podcast.   Have a great day! 

Light and Dark Photography Podcast
Tax Write Offs for Photographers - Money Management p3 | ep265

Light and Dark Photography Podcast

Play Episode Listen Later Nov 4, 2025 27:41


Taxes are often overwhelming but today I'm walking through a few important tax deduction categories for you to keep track of so you don't over pay in your taxes, and to make it much easier for your CPA.Mentioned in the show: ----Cost of doing business calculator.You can download yours for free at allheartphoto.com/codb----Sofi HYSAOpen a free High Yield Savings Account today and get a bonus $25 deposited in your account, just for signing up. allheartphoto.com/sofi----Gusto Contractor Payment AppReceive $100 back when you submit your first paid payroll paymentpodcast.allheartphoto.com/gusto----Mile IQ - https://mileiq.com/Track your car's mileage for easy tax savings----Showit Web Designer - https://showit.com/r/allheartThe best web design platform for easy custom designs and mobile optimized ability.Get a free month when you use my link.----List of 34 Self Employed Tax Deductionshttps://gusto.com/resources/articles/taxes/self-employment-tax-deductionsFollow the showWebsite: https://podcast.allheartphoto.comInstagram: https://instagram.com/witt.podYouTube: https://www.youtube.com/@wisdominthetangents

Retiring With Enough
Managing Expectations

Retiring With Enough

Play Episode Listen Later Nov 4, 2025 18:33


Send us a textManaging expectations is not about reaching a particular goal, or even attaining a certain financial level.  Managing expectations has much more to do with mindset and happiness. If you'd like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

Sound Money Management
Sound Money Management - Chuck Johnson November 4th 2025

Sound Money Management

Play Episode Listen Later Nov 4, 2025 25:21


The City Girl Savings Podcast
How to Start a Profitable Side Hustle with Coach Latasha Peterson

The City Girl Savings Podcast

Play Episode Listen Later Nov 3, 2025 43:48


Building multiple income streams is no longer optional…it's essential for financial freedom. The average millionaire has 7 income streams, and side hustles are one of the most accessible ways to diversify your earnings. Whether you want to pay off debt faster, save for big goals, or create passive income, starting a side hustle can transform your financial situation. Learn proven strategies from coach Latasha Peterson on how to launch and grow a profitable side business. Get ready to succeed in your side hustle era!   Here's What You'll Learn in This Episode: How to identify the right side hustle opportunity for your skills and schedule Proven methods for generating passive income through blogging and digital products Overcoming imposter syndrome and self-doubt when starting your business Research strategies to validate your side hustle idea before investing time and money How to track what's working and scale your side income effectively Budgeting tips for managing multiple income streams   Why Multiple Income Streams Matter: In today's economy, relying on a single paycheck limits your financial potential. Side hustles offer flexibility, security, and the opportunity to turn your passions into profit, all while maintaining your full-time job.   Here's a Glance at This Episode: [02:52] Side Hustle Origin Story: The turning point that motivated Latasha to create additional income streams. [08:45] Not sure how to make passive income from a blog? Latasha shares how income streams from her blog helped her pay off debt. [15:59] There is more than enough to go around. Latasha shares how imposter syndrome stops someone from getting started with a side hustle. [23:30] Not sure how to determine what is working when it comes to your side hustle? Latasha shares some great resources for doing your research. [34:53] Money Management for Entrepreneurs: Why budgeting knowledge is essential for side hustle growth.   Rate, Review, & Follow: Did you love this episode? Are you a fan of the City Girl Savings podcast? If so, please consider rating and reviewing the show! This helps spread the word about City Girl Savings, and hopefully helps more people make the best money moves possible on the way to their dream life! To leave a review on Apple Podcasts, click here, scroll to the bottom, tap to rate with five stars, and select "Write a Review." Then be sure to let me know what you loved most about the episode! Also, please make sure you're subscribed and following the City Girl Savings podcast on Apple Podcasts, Spotify, and YouTube!   Resources mentioned in this episode: Follow Latasha on Instagram Check out Latasha's website Learn about Raya's Financial Focus Coaching Program Follow City Girl Savings on Instagram, YouTube, and TikTok Join the City Girl Savings Facebook Group Subscribe to the City Girl Savings Newsletter!

Dom and Jeremy
Money Management 11-3-25

Dom and Jeremy

Play Episode Listen Later Nov 3, 2025 18:26 Transcription Available


Katy is genuinely quite upset with her daughter! There's a first time for everything. Discover the reason for her anger, here.The fun continues on our social media pages!Jeremy, Katy & Josh Facebook: CLICK HERE Jeremy, Katy & Josh Instagram: CLICK HERE

The Strategy Stacker - Luke Talks Money
Luke on 2CC – Share market highs, is it time to take some profit?

The Strategy Stacker - Luke Talks Money

Play Episode Listen Later Nov 3, 2025


Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, which aired live on Friday 31 October 2025. The topic for this week is: Share market record highs – What does it mean for investors? In this episode Luke explores the performance of the share market and proposes the question is now the time […]

Average Joe Finances
319. Breaking Financial Boundaries with Tracey Lundell

Average Joe Finances

Play Episode Listen Later Nov 2, 2025 43:00


Join us on Average Joe Finances as our guest Tracey Lundell, a wealth advisor, shares her unconventional journey from aspiring diplomat to financial industry expert. Calling in from Canada, Tracy offers insights into her varied career, the importance of diversified income streams, and the necessity of taking that first step toward financial literacy. She emphasizes creating customized financial plans based on individual values and the significance of actionable steps in achieving long-term financial goals. Tracy also provides tips on navigating the complexities of investing and the importance of building a supportive team of advisors, mentors, and resources.In this episode:Pick up how financial flexibility can empower you to adapt and thrive through life's unexpected turns.See why diversifying both your investments and income streams is key to long-term freedom.Realize that financial planning isn't rigid—it's a living strategy built around your values and goals.Take note that the hardest step in wealth-building is simply starting—progress begins with action.And so much more!Key Moments:Find Tracey LundellWebsite: www.seaglasswealth.comFacebook: https://www.facebook.com/seaglasswealth/LinkedIn: https://www.linkedin.com/in/traceylundell/Average Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://mikecavaggioni.comShow Notes add-on continued here: https://averagejoefinances.com/show-notes/*DISCLAIMER* https://averagejoefinances.com/disclaimerSee our full episode transcripts here: https://podcast.averagejoefinances.com/episodesSend us a textSupport the show

The Vibes Broadcast Network
What To Do With Your Windfall: Insider Tips From A Money Manager

The Vibes Broadcast Network

Play Episode Listen Later Oct 31, 2025 14:49


Send us a textWhat To Do With Your Windfall: Insider Tips From A Money Manager#money #finance #moneymanagement #financialadvice #wealth From Marine to Benedictine monk to financial expert, Doug Lynam's unconventional journey reflects his unique perspective on wealth and purpose.After graduating top of his class from Marine Corps Officer Candidate School, Doug spent two decades as a monk while leading a prestigious school's math department. Transitioning to finance in 2017, he became a partner at an asset management firm, overseeing $250 millionin assets.His bestselling book, “From Monk To Money Manager: A Former Monk's Financial Guide To Becoming a Little Bit Wealthy—and Why That's Okay,” revolutionized the conversation around spirituality and wealth. In his latest work, “Taming Your Money Monster: Nine Paths To Money Mastery With The Enneagram,” Doug combines the Enneagram with practical financial tools to help individuals build wealth so they have options to live a life that makes their soul sing. Today, he is a sought-after speaker and coach who helps clients align money with their deepest values and purpose.Taming Your Money Monster on Amazon: https://amzn.to/47M6g7ZFrom Monk To Money Manager on Amazon: http://bit.ly/4o3CH7pWebsite: https://www.douglynam.com/Facebook: https://www.facebook.com/douglynam/Instagram: https://www.instagram.com/douglynam/Linkedin: https://www.linkedin.com/in/doug-lynam/Youtube: https://www.youtube.com/@douglynamThanks for tuning in, please be sure to click that subscribe button and give this a thumbs up!!Email: thevibesbroadcast@gmail.comInstagram: https://www.instagram.com/listen_to_the_vibes_/Facebook: https://www.facebook.com/thevibesbroadcastnetworkLinktree: https://linktr.ee/the_vibes_broadcastTikTok: https://vm.tiktok.com/ZMeuTVRv2/Twitter: https://twitter.com/TheVibesBrdcstTruth: https://truthsocial.com/@KoyoteFor all our social media and other links, go to: Linktree: https://linktr.ee/the_vibes_broadcastPlease subscribe, like, and share!

Learn To Buy & Sell Cars
Learn To Buy And Sell Cars - Faith, Finances, And The Truth About Buying And Selling Cars (11/1/25)

Learn To Buy & Sell Cars

Play Episode Listen Later Oct 31, 2025 26:00


Join Randy Adams on Learn to Buy and Sell Cars — God’s Way, where faith meets the car business. With over 60 years of experience, Randy shares the good, the bad, and the ugly truths about buying, selling, and financing vehicles — all through a biblical lens. Learn how to protect your money, your budget, and your peace of mind while navigating a world that’s often out to take advantage of you. Honest talk, real stories, and faith-driven wisdom for life on and off the road.See omnystudio.com/listener for privacy information.

Have You Heard? With Pastor Cyndi
Kingdom Finances part 2

Have You Heard? With Pastor Cyndi

Play Episode Listen Later Oct 30, 2025 31:22 Transcription Available


Welcome back!Last week Pastor Cyndi talked about how to put 'First things First', starting with your tithe! The tithe is so important to our lives as Believers, so go back and listen to the episode if you missed anything!In todays episode of Have You Heard? Pastor Cyndi continues the four part series that is vital for the upcoming Christmas/Thanksgiving/New Years season...Kingdom Finances.In episode 2 of this series Pastor Cyndi talks about creating a Kingdom Budget. In this segment Pastor Cyndi discusses how to budget the funds you already have so that you can count up the cost of what you would like to do. It all starts with deciding what is priority/essential, and what you can live without. Don't forget to head over to cynthiagarrisministries.com/resources to get your free download and follow along with Pastor CyndiNext week, Pastor Cyndi continues to discuss Kingdom Stewardship, mini-series on financial planning and stewardship for Believers. Get ready to learn how to live in the abundance God has for you!Keep up with the latest from Pastor Cyndi by stopping by her websites or following her on social media!Our socials:TikTok: @cgministriesInsta/Threads/FB: cynthiagarrisministriesYT: Cynthia Garris MinistriesFor more:CGMStreet TalkersOur authors:A. Bean (@awritingbean on all platform)Valicity Elaine (@valicityelaine on all platforms)

The Wealthy Woman's Podcast | Save Money, Invest, Build Wealth, Manage Money, Overspending, Finances
149. The Missing Piece in Wealth Building | How to Master Emotional Money Management

The Wealthy Woman's Podcast | Save Money, Invest, Build Wealth, Manage Money, Overspending, Finances

Play Episode Listen Later Oct 28, 2025 23:48


Click Here to book your Complimentary Wealth Building Strategy Consultation. Want even more? Check out my Private Podcast—5 binge-worthy episodes you won't hear here. Click here to listen to this exclusive series. Follow Me on Instagram → @germainefoleycoaching

Making Money Personal
Sneaky Habits That Drain Your Wallet (Part 1) - Money Tip Tuesday

Making Money Personal

Play Episode Listen Later Oct 28, 2025 5:42


Ever glance at your bank account and wonder, “Where did it all go?” Impulse buys might be the usual suspects, but they're just the beginning. In today's economy—where every dollar counts—there are plenty of subtle ways money slips through the cracks. Some are so routine habits that could be draining your wallet, and you might not even notice them.  Links: Keep better track of your expenses with our Money Management tool within online banking Check out TCU University for financial education tips and resources! Follow us on Facebook, Instagram and Twitter! Learn more about Triangle Credit Union   Transcript: Welcome to Money Tip Tuesday from the Making Money Personal podcast.   In a time when prices seem to rise faster than paychecks, keeping track of your spending is more important than ever. Yet even the most budget-conscious among us can fall into habits that quietly drain our finances. From everyday conveniences to overlooked fees, these money leaks often go unnoticed until it's too late. The good news? Most of them are fixable with a few smart tweaks.   This tip is part one of two tips that will cover ten sneaky yet common budget busters. Here are the first five.   Throwing Away Wasted Food Buying groceries with good intentions only to toss them out a few days later is a quiet but costly habit. Whether it's forgotten leftovers, produce that never made it into a meal, or bulk items that seemed like a good deal at the time, food waste can add up fast—and so does the money lost with it. In today's economy, where grocery prices continue to climb, letting food go unused is like throwing cash straight into the trash. The problem often stems from lack of planning or overestimating what we'll actually eat during the week. Plan meals before shopping and stick to a list that reflects your actual schedule and appetite. Explore tools like dinner planning apps or notebooks to keep your meal plan organized and easy to follow.   Overspending on Dining Out Takeout and restaurant meals are undeniably convenient—especially after a long day—but that convenience comes at a steep price. With rising food costs, service fees, and delivery charges, even a quick bite can end up costing double what it would to make at home. It's easy to fall into the habit of dining out regularly without realizing how much it's impacting your budget. Over time, those small splurges can add up to hundreds of dollars a month. Set a realistic weekly dining-out budget and explore simple, quick recipes that make cooking feel less like a chore. Even swapping just a few restaurant meals for homemade ones each week can lead to noticeable savings—and might even spark a new love for cooking.  Impulse Purchases Online shopping makes it incredibly easy to buy things on a whim—just a few clicks and it's on its way to your doorstep. These impulse purchases often feel satisfying in the moment, but they can quickly lead to regret, clutter, and a shrinking bank balance. With targeted ads and flash sales constantly vying for your attention, it's easy to convince yourself that you need something you didn't even know existed five minutes ago. Over time, these small, unplanned buys can add up to a significant drain on your finances. Curb this temptation with the 24-hour rule—wait a full day before buying non-essential items. This simple pause gives you time to reflect on whether the purchase is truly worth it or just a fleeting desire.  Paying for Unused Subscription Services Streaming platforms, mobile apps, and memberships can quietly renew month after month—even if you've completely forgotten about them. It's easy to sign up for a free trial or a service you might use, only to let it slip under the radar while the charges keep rolling in. These recurring expenses may seem small individually, but together they can take a noticeable bite out of your budget. In a subscription-heavy world, it's more important than ever to stay on top of what you're actually using. Make it a habit to review your subscriptions every few months and cancel anything you haven't used recently. Budgeting apps and digital wallets often have built-in tools to help track and manage recurring payments, making it easier to spot and stop the ones that no longer serve you.  Fees on Late or Missed Payments Late fees and penalties are completely avoidable, yet they remain one of the most common and frustrating money drains. Whether it's a missed credit card payment, a forgotten utility bill, or a delayed loan installment, these charges can pile up quickly and quietly. Beyond the immediate financial hit, they can also damage your credit score—making future borrowing more expensive or even inaccessible. In a busy world, it's easy to overlook due dates, but the consequences can linger far longer than the oversight. Set up automatic payments for recurring bills whenever possible, and use calendar reminders or budgeting apps to track due dates. A little organization now can save you from costly mistakes later.   That concludes this week's list of 5 ways we tend to waste money. Next week I'll present 5 more, so make sure to tune in and take a listen! Ther may be some you haven't heard of before!  If there are any other tips or topics you'd like us to cover, let us know at tcupodcast@trianglecu.org and don't forget to like and follow our Making Money Personal FB page and look for Triangle on Instagram and LinkedIn to share your thoughts.  Thanks for listening to today's Money Tip Tuesday. Check out our other tips and episodes on the Making Money Personal podcast.   Have a great day!   

Average Joe Finances
318. The Art of Passion and Capability with Tim Dwyer

Average Joe Finances

Play Episode Listen Later Oct 26, 2025 41:03


Join us on Average Joe Finances as our guest Tim Dwyer,shares his 20+ years of experience in business coaching, detailing his journey from a corporate career at Telstra to running his own business coaching company. He emphasizes the importance of passion, purpose, and capability in building a successful business and introduces his innovative 'Toly Map' system for business growth. Tim also discusses the impact of AI on business landscapes and the significance of aligning with one's true passion to navigate future changes. Through various anecdotes, he sheds light on why trusting instincts and fostering a growth-oriented and passionate team are crucial for long-term success.In this episode:Gain clarity on how aligning passion with strategy can turn a business into both a purpose and a profit engine.Uncover how Tim Dwyer's Tmy Map offers a structured path to scale, sell, or sustain your business with intention.Recognize the power of building culture and leadership that evolves alongside your growing team.Take away timeless lessons on decision-making, self-awareness, and serving with joy in an ever-changing business world.And so much more!Key Moments:00:41 Meet Tim Dwyer: From Corporate to Coaching01:20 Tim's Business Journey and Coaching Philosophy03:40 The Google Maps of Business Success08:56 Inspiration vs. Opportunity in Business11:15 The Importance of Passion and Capability15:17 Building a Passionate Team19:21 Success Story: Passion-Driven Growth22:52 The Importance of Passion and Capability in Business23:44 Building and Managing a Successful Team28:27 The Role of Culture in Business Growth29:48 Final Round: Personal Insights and Lessons Learned33:57 Tips for Aspiring Entrepreneurs35:34 Book Recommendations and Final ThoughtsFind Tim DwyerWebsite: https://www.timdwyer.net.au/LinkedIn: https://www.linkedin.com/in/timdwyer11/?originalSubdomain=auAverage Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://mikecavaggioni.comShow Notes add-on continued here: https://averagejoefinances.com/show-notes/*DISCLAIMER* https://averagejoefinances.com/disclaimerSee our full episode transcripts here: https://podcast.averagejoefinances.com/episodesSend us a textSupport the show

Daily Success Show with Jamila Payne
5 Money Mistakes that Women Owners Make (and How to Avoid Them)

Daily Success Show with Jamila Payne

Play Episode Listen Later Oct 23, 2025 19:24


You're not bad with money. You just haven't been taught how to own your numbers yet. In this week's episode of Breadwinning Business Women, I'm calling out the five money mistakes that quietly keep smart women broke — and how to fix them for good. And I know them all because I've been there. Think of it as a financial detox for your business. You'll learn:

Sound Money Management
Sound Money Management - October 21, 2025

Sound Money Management

Play Episode Listen Later Oct 23, 2025 24:48


MONEYFITMD PODCAST
Episode 308: 4 Time Management Hacks to Improve Your Financial Wellbeing

MONEYFITMD PODCAST

Play Episode Listen Later Oct 21, 2025 18:36


Send us a textDr. Latifat is the author of the Amazon bestselling books Done With Broke: The Woman Physician's Guide to More Money and Less Hustle and The Power to Choose: The Woman Physician's Guide to Financial Liberation and Life on Your Terms. She is also the founder of MoneyFitMD, a financial empowerment platform designed to help women physicians achieve financial independence without sacrificing their well-being.In this episode, she dives into the connection between time, money, and mindset. She shares why managing your schedule like a CEO is essential to building financial freedom, and how to break the cycle of being “too busy” to plan or grow your wealth. If you've ever felt like there's never enough time or money, this one's for you.Key Takeaways:Set a specific time for financial planning.Find someone to hold you accountable.Being busy is not an excuse to avoid growth.Timestamps: 00:00 Managing time like a CEO02:45 Why women physicians feel constantly busy05:30 How lack of planning costs you money08:15 Creating time blocks for financial clarity11:40 The power of saying “no”14:05 Reframing your schedule for success17:20 Money mindset shifts for busy doctors20:35 Building habits that save time and cash24:10 What it means to lead your finances27:50 Final encouragement for physician CEOs

Sunlight
The $100K Financial Literacy Reward, and The Hidden Costs of Buy Now, Pay Later

Sunlight

Play Episode Listen Later Oct 21, 2025 21:26


In this episode of the Sunlight Tax podcast, I dig into the real impact of Buy Now, Pay Later (BNPL) services on spending habits and financial health. These “pay-later” plans may seem harmless, but they can quietly lead people, especially young consumers—into cycles of debt and financial stress. I break down how BNPL changes the way we think about money, what the long-term risks are, and why financial education is one of the most effective tools for protecting yourself. Research shows that learning even the basics of personal finance can save you tens of thousands of dollars over your lifetime.   Also mentioned in this episode: 02:00 Introduction to Personal Finance and Consumer Culture 04:15 The Dangers of Buy Now, Pay Later Services 06:37 The Importance of Personal Finance Education 09:49 The Value of Financial Literacy 12:28 Building Wealth Through Smart Financial Habits 15:11 Conclusion and Call to Action   If you enjoyed this episode, please rate, review and share it! Every review makes a difference by telling Apple or Spotify to show the Sunlight Tax podcast to new audiences.   Links: New York Times Article: They Got To Live A Life Of Luxury. Then Came The Fine Print  'Buy Now, Pay Later' has built a delirious new culture of consumption — and trapped users in a vortex of debt. CNBC Article: You can put a price tag on the value of a personal finance education: $100,000 Join my free class: Make Taxes Easier and Stash an Extra $152k in Your Savings Check out my program, Money Bootcamp Link to pre-order my book, Taxes for Humans: Simplify Your Taxes and Change the World When You're Self-Employed. Link to pre-order my workbook, Taxes for Humans: The Workbook Get your free visual guide to tax deductions  

Mitten Money
Midlife Money Management

Mitten Money

Play Episode Listen Later Oct 21, 2025 38:55


Midlife doesn't have to mean mid-crisis. In this week's episode of Mitten Money, Will Zank and Kevin Scorsone dig into what a “midlife money squeeze” really looks like. Between college tuition, rising insurance costs, and trying to save for retirement, it can feel like your finances are always being pulled in every direction.Will and Kevin share practical, real-world advice on how to course-correct your financial plan, balance competing priorities, and keep your goals in focus. They talk about managing debt, tackling lifestyle habits, and finding ways to save without sacrificing the moments that matter most.Comments made are not to be considered endorsements of Tri-Star Trust or its employees. All viewpoints expressed herein belong solely to the commentators, whether or not they are employees or clients, and remain uninfluenced and uncompensated by Tri-Star Trust or any of its affiliates.

Retiring With Enough
One Size Fits One

Retiring With Enough

Play Episode Listen Later Oct 21, 2025 17:48


Send us a textIf you are part of the boomer generation, you were likely raised in the era of “One size fits all”. But, many years have passed, and the philosophy of one-size-fits-all has evolved to emphasize a philosophy of one-size-fits-one.If you'd like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

SMALL BUSINESS FINANCE– Business Tax, Financial Basics, Money Mindset, Tax Deductions
291 \\ Stop Living Paycheck to Paycheck: The Shocking Truth About Money Management (Rich Rules Series: Part 2)

SMALL BUSINESS FINANCE– Business Tax, Financial Basics, Money Mindset, Tax Deductions

Play Episode Listen Later Oct 20, 2025 17:57


Most people make good money but still feel broke. Why? Because they use the wrong system to manage it. In this episode of Rich Rules, Tiffany Phillips shares the bucket system—the simple way millionaires organize every dollar. You'll learn why the “one bucket” approach fails, how to set up five separate accounts for necessities, savings, investments, learning, and fun, and how automation makes the system run without effort. This is real finance advice you can put into action today. By the end, you'll know how to stop living paycheck to paycheck, avoid money chaos, and finally take control of your financial mindset. Don't wait for more income—this works no matter where you're starting. Tune in now to learn the exact steps and start building lasting wealth.   Next Steps:

Average Joe Finances
317. Exploring Sustainable Coffee Ventures with Robby Kuster

Average Joe Finances

Play Episode Listen Later Oct 19, 2025 44:34


Join us on Average Joe Finances as our guest Robby Kuster from Green Coffee Company, discusses the company's evolution from a small startup with three farms in Colombia to a major player in the coffee industry, known for its sustainable practices and vertical integration. Robby shares his personal journey from studying economics and teaching English in Colombia to growing Green Coffee Company and pursuing an MBA. Listeners will hear about the importance of sustainability in agriculture, the benefits of vertical integration, and plans for the company to IPO in the next few years.In this episode:Uncover how one career detour led Robby Kuster from teaching English to transforming Colombia's coffee industry.Gain insight into how vertical integration drives both sustainability and profitability in agriculture.Explore why recession-resistant sectors like coffee can offer stable, long-term investment potential.See how innovation and impact can align through Green Coffee Company's mission to modernize farming and empower communities.And so much more!Key Moments:00:50 Meet Robby Kuster01:43 Robbie's Journey with Green Coffee Company05:08 Green Coffee Company's Growth and Sustainability08:05 Vertical Integration and Market Expansion12:17 Investment and Future Prospects21:36 The Importance of Coffee22:15 Lessons from the Wine Industry24:12 Generational Shifts in Agriculture27:18 Green Coffee Company's Future Plans32:27 The Final Round: Personal Insights40:23 Where to Find More InformationFind Robby KusterWebsite: https://www.greencoffeecompany.com/LinkedIn: https://www.linkedin.com/in/robby-kuster/Average Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://mikecavaggioni.comShow Notes add-on continued here: https://averagejoefinances.com/show-notes/*DISCLAIMER* https://averagejoefinances.com/disclaimerSee our full episode transcripts here: https://podcast.averagejoefinances.com/episodesSend us a textSupport the show

Entrepreneur Money Stories
The Tax Strategies Business Owners Need to Prep Before the New Year – Ep. 244

Entrepreneur Money Stories

Play Episode Listen Later Oct 14, 2025 18:48 Transcription Available


Heading into tax season unprepared can be costly—missed deductions, lost paperwork, and sometimes, a surprise check to the IRS. But it doesn't have to be that way! In this episode, Danielle Hayden, reformed corporate CFO and founder of Kickstart Accounting, Inc., shares the ultimate year-end checklist every business owner needs to save on taxes, protect their business, and walk confidently into tax season. From organizing your paperwork to making smart tax moves and maximizing personal financial strategies, Danielle gives you practical steps you can take before December 31st that can make a big difference in the new year. Key Takeaways:  Get Your Paperwork in Order: Before December 31st, ensure all your partnership agreements, legal documents, and W9s are signed, stored, and ready. It'll save you major headaches during tax season. Use the January 1st Advantage: The first of the year is the best time to make big structural changes, like starting an LLC, switching payroll providers, or filing for S Corp status. This avoids partial-year filings and confusion. Pay Your Kids (Properly!): You can pay your children for legitimate work in your business and enjoy tax advantages while teaching them financial responsibility. Take Advantage of Accountable Plans: Reimburse yourself consistently for things like your home office and cell phone. It's an important benefit that shouldn't be skipped, even in slower years. Review Personal Tax Opportunities: Before year-end, check your 529 plans, HSA, and FSA balances and make contributions to maximize your deductions and savings. Max Out Retirement Contributions: Don't forget to fund your retirement plan! Whether it's a 401(k), SEP IRA, or solo 401(k), you're building wealth beyond your business. Meet with Your Tax Accountant Early: Schedule a pre-tax-season check-in to confirm your estimated payments, review your strategy, and avoid surprise penalties. Don't Spend Money Just to Save on Taxes: Avoid the trap of prepaying expenses or buying things you don't need. Focus on building a healthy, sustainable, profitable business instead. Topics Discussed: (00:00) Intro + Critical Paperwork to Get In Order for Year-End (02:24) Setting Up or Switching Your Business Structure for 1/1: LLC, Payroll, S Corp Election (05:02) Paying Your Kids the Correct Way for Tax Benefits (06:36) Accountable Plan Reimbursements (07:24) Collecting W9s from Contractors (08:13) Personal Tax Strategies: 529 Plans, HSAs, FSAs, and Health Insurance  (11:13) Retirement Contributions and Your Different Options (12:31) Meeting with Your Tax Accountant (13:28) Smart Tax Planning Strategies to Avoid IRS Penalties and Spending Profit When You Don't Need To (15:36) Itemized Deductions, Charitable Contributions, and the Big Beautiful Bill's Effect on Depreciating Equipment (17:17) Outro: Kickstart's Free Year-End Tax Checklist, Like, Share and Subscribe!   Resources: Free Download | Ultimate Year-End Tax Checklist Related Episodes: Entrepreneurs: Should You Go S-Corp? Pros & Cons + Expert Insight – Ep 115 Can You Legally Hire Your Children?: How to Pay Your Kids, Get Tax Advantages, & Create Generational Wealth – Ep 137 Beyond the Business: Preparing for a Secure Retirement – Ep 188 KSA Tax Partners | https://ksataxpartners.com/    Book a Call with Kickstart Accounting, Inc.: https://kickstartaccountinginc.com/book-a-call/    Connect with Kickstart Accounting, Inc.: Instagram | https://www.instagram.com/Kickstartaccounting YouTube | https://www.youtube.com/@businessbythebooks  Facebook | https://www.facebook.com/kickstartaccountinginc  

Retiring With Enough
The Sound of Silence

Retiring With Enough

Play Episode Listen Later Oct 14, 2025 13:59


Send us a textIn a world filled with noise, the absence of noise can be very disconcerting. It's hard for many people to become quiet internally and externally. If you'd like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

Entrepreneur Money Stories
The Tax Strategies Business Owners Need to Prep Before the New Year – Ep. 244

Entrepreneur Money Stories

Play Episode Listen Later Oct 14, 2025 18:48 Transcription Available


Heading into tax season unprepared can be costly—missed deductions, lost paperwork, and sometimes, a surprise check to the IRS. But it doesn't have to be that way! In this episode, Danielle Hayden, reformed corporate CFO and founder of Kickstart Accounting, Inc., shares the ultimate year-end checklist every business owner needs to save on taxes, protect their business, and walk confidently into tax season. From organizing your paperwork to making smart tax moves and maximizing personal financial strategies, Danielle gives you practical steps you can take before December 31st that can make a big difference in the new year. Key Takeaways:  Get Your Paperwork in Order: Before December 31st, ensure all your partnership agreements, legal documents, and W9s are signed, stored, and ready. It'll save you major headaches during tax season. Use the January 1st Advantage: The first of the year is the best time to make big structural changes, like starting an LLC, switching payroll providers, or filing for S Corp status. This avoids partial-year filings and confusion. Pay Your Kids (Properly!): You can pay your children for legitimate work in your business and enjoy tax advantages while teaching them financial responsibility. Take Advantage of Accountable Plans: Reimburse yourself consistently for things like your home office and cell phone. It's an important benefit that shouldn't be skipped, even in slower years. Review Personal Tax Opportunities: Before year-end, check your 529 plans, HSA, and FSA balances and make contributions to maximize your deductions and savings. Max Out Retirement Contributions: Don't forget to fund your retirement plan! Whether it's a 401(k), SEP IRA, or solo 401(k), you're building wealth beyond your business. Meet with Your Tax Accountant Early: Schedule a pre-tax-season check-in to confirm your estimated payments, review your strategy, and avoid surprise penalties. Don't Spend Money Just to Save on Taxes: Avoid the trap of prepaying expenses or buying things you don't need. Focus on building a healthy, sustainable, profitable business instead. Topics Discussed: (00:00) Intro + Critical Paperwork to Get In Order for Year-End (02:24) Setting Up or Switching Your Business Structure for 1/1: LLC, Payroll, S Corp Election (05:02) Paying Your Kids the Correct Way for Tax Benefits (06:36) Accountable Plan Reimbursements (07:24) Collecting W9s from Contractors (08:13) Personal Tax Strategies: 529 Plans, HSAs, FSAs, and Health Insurance  (11:13) Retirement Contributions and Your Different Options (12:31) Meeting with Your Tax Accountant (13:28) Smart Tax Planning Strategies to Avoid IRS Penalties and Spending Profit When You Don't Need To (15:36) Itemized Deductions, Charitable Contributions, and the Big Beautiful Bill's Effect on Depreciating Equipment (17:17) Outro: Kickstart's Free Year-End Tax Checklist, Like, Share and Subscribe!   Resources: Free Download | Ultimate Year-End Tax Checklist Related Episodes: Entrepreneurs: Should You Go S-Corp? Pros & Cons + Expert Insight – Ep 115 Can You Legally Hire Your Children?: How to Pay Your Kids, Get Tax Advantages, & Create Generational Wealth – Ep 137 Beyond the Business: Preparing for a Secure Retirement – Ep 188 KSA Tax Partners | https://ksataxpartners.com/    Book a Call with Kickstart Accounting, Inc.: https://kickstartaccountinginc.com/book-a-call/    Connect with Kickstart Accounting, Inc.: Instagram | https://www.instagram.com/Kickstartaccounting YouTube | https://www.youtube.com/@businessbythebooks  Facebook | https://www.facebook.com/kickstartaccountinginc  

Average Joe Finances
316. The Power of Passion and Persistence with Dan Daly

Average Joe Finances

Play Episode Listen Later Oct 12, 2025 44:41


Send us a textJoin us on Average Joe Finances as our guest Dan Daly, who shares his remarkable journey from a janitorial union job to becoming a successful automotive dealership manager and later a real estate investor focusing on European markets. Dan talks about how he identified opportunities in the competitive real estate market by focusing on popular tourist destinations in Europe, particularly in Portugal, and leveraging lower interest rates. He also discusses launching a $50 million private equity fund aimed at providing investors with the opportunity to gain permanent residence in Portugal through the Golden Visa program.In this episode:Learn how strategic career pivots can open doors to high-potential opportunities in international real estate.Discover why Portugal's Golden Visa program offers a powerful gateway to European residency and investment growth.Understand how patience, strong networks, and gut instincts can shape smarter investment decisions.Grasp the value of taking early action in emerging markets to build long-term wealth and stability.And so much more!Key Moments:00:55 Guest Introduction: Dan Daly's Background01:42 From Blue Collar Beginnings to Automotive Success04:39 Transition to Real Estate and European Investments10:12 Navigating the European Real Estate Market19:42 Golden Visa and Future Plans24:26 Finding Passion in Real Estate24:59 Building a Strong Network25:24 Golden Visa Fund Insights26:26 Lessons from the Automotive Industry27:51 Making Smart Decisions30:08 Final Round: Personal Reflections33:34 Tips for Newcomers37:11 Favorite Resources and Final ThoughtsFind Dan DalyWebsite: https://aimhighnow.com/LinkedIn: https://www.linkedin.com/in/daniel-daly1/Average Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://mikecavaggioni.comShow Notes add-on continued here: https://averagejoefinances.com/show-notes/*DISCLAIMER* https://averagejoefinances.com/disclaimerSee our full episode transcripts here: https://podcast.averagejoefinances.com/episodesSupport the show

The Raquel Show
The Agent CEO Method for Money: Structure, Systems, and Freedom

The Raquel Show

Play Episode Listen Later Oct 9, 2025 13:08


In this episode of The Raquel Show, I'm diving into a topic that so many entrepreneurs — especially real estate agents — often overlook: financial organization. I've learned that most agents don't actually have an income problem; they have a money organization problem. This episode is all about helping you take control of your finances, make smarter decisions, and truly step into your role as the CEO of your business and your life.I'll walk you through:How to create a solid financial structureWhy discipline with your money matters just as much as earning itHow to build systems that help you grow wealth and invest intentionally. 

Breakroom Talk
Oh They Beefin

Breakroom Talk

Play Episode Listen Later Oct 9, 2025 98:17


From vacation stories in Cancun to the intricacies of taxes and financial planning. Today we get into convos about the legacies of music giants like Nicki Minaj and Cardi B, to the influence NBA YoungBoy holds over the youth. 00:00 Introduction and Casual Banter00:45 Travel Tales: Cancun Adventure02:46 Travel Woes and Long Flights08:12 Public Transportation Struggles09:57 Pretty Privilege and Social Interactions15:12 Music Review: Cardi B's New Album19:38 Cardi B vs. Nicki Minaj: The Beef31:54 Cardi B and Nicki Minaj Beef Breakdown33:13 Nicki Minaj's Relationship with Female Rappers35:29 Nicki Minaj's Influence and Criticism38:35 Nicki Minaj's Collaborations and Genuine Intentions41:16 Nicki Minaj's Public Perception and Accountability41:53 Fan Influence and Social Media Dynamics52:21 Gunna and Young Thug's Relationship01:01:18 Drake's Sensitivity to Criticism01:03:56 The Power of Streaming and Influencers01:06:12 Financial Choices and Tax Implications01:08:25 Debating Lump Sum vs. Annual Payments01:08:43 Money Management and Spending Habits01:09:17 Tax Implications and Financial Planning01:15:03 NFL Players and Financial Struggles01:16:06 Rappers and Loans: A Vicious Cycle01:22:45 YoungBoy's Influence on the Youth01:29:58 Music Tastes and Personal Preferences01:37:01 Outro and Final Thoughts

Surgical Hot Topics
A CT Surgeon's Worth: Negotiation and Money Management

Surgical Hot Topics

Play Episode Listen Later Oct 8, 2025 61:10


The latest episode of Thinking Thoracic takes on a topic that's on everyone's minds: finances. Host Erin Gillaspie, MD, sits down with Lawrence Greiten, MD, and Josh Daily, MD, both from Arkansas Children's Hospital, to discuss their recent paper examining financial decision-making in cardiothoracic surgery. From training pathways to compensation survey data, the conversation highlights how earnings and financial trade-offs shape career choices and negotiations. Tune in today.

FINRA Unscripted
Encore | Investing Wisely in 2025: Avoiding Scams and Achieving Your Financial Goals

FINRA Unscripted

Play Episode Listen Later Oct 7, 2025 15:52


This episode originally aired in January 2025.Many of us view January as a time to make a fresh start, and as a time to bid farewell to bad habits. In thinking about your New Year's resolutions, have you considered whether you're making financially healthy decisions?On this episode, we sit down with Gerri Walsh, President of the FINRA Investor Education Foundation and Senior Vice President of Investor Education, to uncover the trends and tips investors need to get their finances in order for 2025. Resources mentioned in this episode:BrokerCheckMarket Data CenterFund AnalyzerFixed Income DataFINRA Investor Education FoundationProtecting Consumers from Fraud Find us: LinkedIn / X / YouTube / Facebook / Instagram / E-mailSubscribe to our show on Apple Podcasts, Google Play and by RSS.

Sound Money Management
Sound Money Management - October 7, 2025

Sound Money Management

Play Episode Listen Later Oct 7, 2025 25:02


Silicon Valley Tech And AI With Gary Fowler
Med-Tech Startup Reality: Raising Capital vs Big Corp | Eric Goslau Series C CEO Live

Silicon Valley Tech And AI With Gary Fowler

Play Episode Listen Later Oct 7, 2025 27:43


Med-Tech Startup Reality Check: Capital, Competition & Life-Saving Innovation | Top Global StartupsJoin Eric Goslau, President & CEO of Transverse Medical (Series C stage), as he shares unfiltered insights from 30+ years navigating med-tech startup challenges - from competing with Big Corp incentives to defining "good enough" products that save lives.

America's Retirement Headquarters
Beyond the Bell: What Teachers Must Know Before Retiring

America's Retirement Headquarters

Play Episode Listen Later Oct 7, 2025 41:58


Ready to take control of your retirement? Start your Retirement TEAM Action Plan at ARHQ.com or call 419-794-3030 to speak with a retirement planning specialist today! What happens when teachers face retirement with plans that don’t match the promises? This episode, Nolan Baker and the team at America's Retirement Headquarters explore the unique financial challenges educators encounter as they approach retirement. From navigating the complexities of pension plans and recent shifts in Social Security to understanding healthcare costs and cost-of-living adjustments, the conversation highlights the critical factors that can impact a teacher’s financial future. The discussion also touches on the importance of strategic planning—especially around investments and taxes—to help educators make informed decisions tailored to their retirement realities. About America's Retirement Headquarters: We are dedicated to helping retirees achieve the retirement they deserve. From crafting personalized retirement income strategies to providing a single location for all your retirement solutions, our goal is to guide you every step of the way. Let us help you navigate the complexities of retirement, so you can enjoy financial confidence and peace of mind. Visit Us: 1700 Woodlands Drive, Maumee, OH 43537 Call Us: 419-794-3030 Learn More: ARHQ.com See omnystudio.com/listener for privacy information.

Teach Me How To Adult
ICYMI: How To Build Wealth On Any Income (From Debt Payoff To Savings Plans & Investing 101), with Jess Moorhouse

Teach Me How To Adult

Play Episode Listen Later Oct 6, 2025 10:05


Welcome to today's ICYMI, where we kick off the week with a quick game-changing tip from one of our guests that you might have missed. The economy is hella unstable right now, and with a recession still looming it can feel like no matter what we do, the cards are stacked against us. So we called financial expert Jessica Moorhouse back in for actionable advice for building wealth if you're in debt or low income, recession-proofing your financial plan, and managing debt vs. savings vs. investments.Whether you're  struggling with debt or making $250K, this conversation will help you stop self-sabotage and make an actionable plan toward financial security.Jessica is a millennial money expert, speaker, Accredited Financial Counsellor Canada®, bestselling author of Everything but Money, host of the More Money Podcast, and a leading voice on personal finance and emotional literacy in financial wellness.Listen to our full episode with Jessica here.Check out Jessica's book, Everything but Money. Follow Jessica on Instagram, YouTube, and her website.Tune in every Monday for an expert dose of life advice in under 10 minutes.For advertising and sponsorship inquiries, please contact Frequency Podcast Network. Sign up for our monthly adulting newsletter:teachmehowtoadult.ca/newsletter Follow us on the ‘gram:@teachmehowtoadultmedia@gillian.bernerFollow on TikTok: @teachmehowtoadultSubscribe on YouTube

Average Joe Finances
315. Creating Wealth Through Franchises and Beyond with Cliff Nonnenmacher

Average Joe Finances

Play Episode Listen Later Oct 5, 2025 51:35


Send us a textJoin us on Average Joe Finances as our guest Cliff Nonnenmacher, an experienced entrepreneur and franchise consultant, shares his entrepreneurial journey, which spans various industries from raking golf balls as a child to managing multiple franchise brands. Cliff shares insights on the importance of mindset, discipline, overcoming fear, and the benefits of franchising. They also explore key market trends and strategies for successful franchise investment. Cliff's upcoming book, 'Beyond the Brand,' is highlighted, offering deeper dives into these topics. The episode is a wealth of practical advice for aspiring entrepreneurs and those interested in franchising.In this episode:Learn why franchising is a proven business model that reduces startup risks and boosts entrepreneurial success.Discover the top franchising opportunities in booming industries like pet care, senior services, and wellness.Understand how overcoming fear and analysis paralysis is key to starting and growing a successful franchise business.Grasp the wealth-building power of master franchising as a strategy to scale faster and achieve financial freedom.And so much more!Key Moments:00:59 Guest Introduction: Cliff's Background02:18 Cliff's Entrepreneurial Journey04:08 Franchising Success and Insights14:38 Cliff's Book: Beyond the Brand15:58 The Future of Business and AI Disruption17:33 Key Business Categories for the Future23:34 The Importance of Mindset and Overcoming Fear26:30 Appreciation and Impact27:11 Franchisee Failures and Successes30:28 The Role of Ego in Business32:01 The Importance of Due Diligence36:48 Overcoming Fear and Visualization37:56 Final Round: Cliff's Insights42:57 Cliff's Recommendations and Closing ThoughtsFind Cliff NonnenmacherWebsite: http://franocity.com/LinkedIn: http://www.linkedin.com/in/cliffnonnenmacherFacebook: http://www.facebook.com/franocityX: http://x.com/franocityYoutube: https://www.youtube.com/@franocityAverage Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://mikecavaggioni.comShow Notes add-on continued here: https://averagejoefinances.com/show-notes/*DISCLAIMER* https://averagejoefinances.com/disclaimerSee our full episode transcripts here: https://podcast.averagejoefinances.com/episodesSupport the show

Business Chop
Breaking the Silence on Tax Troubles Expert Insights for Entrepreneurs with Morgan Q Anderson

Business Chop

Play Episode Listen Later Oct 4, 2025 26:16 Transcription Available


Are tax troubles keeping you up at night? In this episode of Tech Diva Biz Talks, I sit down with Morgan Q. Anderson, a powerhouse with over 25 years of experience tackling the toughest tax debt cases. From personal income to payroll and sales taxes, Morgan has seen it all and solved it all.Breaking Down Tax Debt MythsMorgan shares insights from her book, "Tax Debt Rule #1: There's Always a Solution," offering:Practical steps for taxpayers and professionalsStrategies to overcome fear and understand the resolution processReal-world examples of complex cases she's resolvedLearn why most people end up in tax debt and how to avoid common pitfalls that can lead to financial nightmares."Less than 500 people ended up going to jail over tax debt issues last year. It's usually these big insidious cases where people have intentionally evaded taxes and filed fraudulent returns."Morgan reveals:The #1 question clients ask when they first reach outHow to determine if you qualify for an offer in compromiseWhy aligning with a tax professional before starting a business is crucialReady to face your tax challenges head-on? Visit GoldenLionTax.com to access Morgan's free training and resources designed to help you navigate the complex world of tax debt resolution. FREE Webinar: https://golden-lion.webinarninja.com/automated-webinars/22667/register?wid=10636606Send us a messageBuzzsprout - Let's get your podcast launched!Start for FREEDesignrr for eBooks, BlogsCreate eBooks, Blogs, Lead Magnets and more! Riverside.fm Your Own Virtual StudioProfessional Virtual StudioAltogether Domains, Hosting and MoreBringing your business online - domain names, web design, branded email, security, hosting and more.Digital Business CardsLet's speed up your follow up. Get a digital business card.Small Business Legal ServicesYour Small Business Legal Plan can help with any business legal matter.Mens and Womens HatsSince 1972, American Hat Makers has been dedicated to the art of fine hat making.Content Creator MachineThe integrated all-in-one online marketing, business tool/platform.Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Support the showWant to be a guest on Tech Diva Biz Talks? Send Audrey Wiggins a message on PodMatch, here: podmatch.com/hostdetailpreview/audreywiggins To work with Audrey schedule a breakthrough/discovery session.

Investor Fuel Real Estate Investing Mastermind - Audio Version
Using Dividend-Paying Whole Life to Fund Flips & Rentals | Jason Powers

Investor Fuel Real Estate Investing Mastermind - Audio Version

Play Episode Listen Later Oct 2, 2025 22:05


In this episode of the Investor Fuel Podcast, host Michelle Kesil interviews Jason Powers, who discusses the Infinite Banking Concept and its application through properly structured whole life insurance. Jason explains how this strategy allows individuals to control their money flow, access cash value, and become their own bankers, particularly benefiting real estate investors. He emphasizes the importance of education in understanding this financial strategy and addresses who may not be suited for it. The conversation also touches on the significance of networking and building connections in the real estate investment space.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Journey To Launch
Episode 446- Money Rules I Live By (and the Ones I Broke)

Journey To Launch

Play Episode Listen Later Oct 1, 2025 32:22


This week on the Journey to Launch Podcast, I'm diving into the money rules that have guided me and the ones I've intentionally broken along the way. Rules are meant to serve as frameworks, not prisons. Over the years, I've adapted, reshaped, and sometimes completely tossed out rules that no longer served me. I want you to walk away from this conversation inspired to define your own rules, question the ones you've been following, and give yourself permission to evolve as your journey unfolds. In this episode I share: ✨ Why I treat my financial goals like mandatory expenses and how that mindset changed everything for me ✨ The role of automation in reducing stress and keeping me consistent with saving and investing ✨ The importance of building a safety net and FU money, and how it's given me the freedom to take risks ✨ The rules I've broken, like budgeting every penny, never using credit cards, and saving every last dollar and how shifting away from them actually helped me grow Other related blog posts/links mentioned in this episode: Apply to Share Your Journeyer Story, here. Join the Journey to Launch Book Club to dive deeper into financial freedom with guided discussions and resources here!  Get your copy of my book: Your Journey To Financial Freedom Join The Weekly Newsletter List to get updates, deals & more! Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp Check out my personal website here. Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide

Sunlight
Joe Saul-Sehy of Stacking Benjamins: On Ruining His Credit & Teaching Money Skills with Humor

Sunlight

Play Episode Listen Later Sep 30, 2025 56:02


In this episode of the Sunlight Tax Podcast, I sit down with Joe Saul-Sehy, host of the Stacking Benjamins Show, for a deep dive into the world of personal finance and the emotional side of money management. Joe shares insights from his journey writing a personal finance book, and we explore topics like budgeting strategies, creating financial systems that work, and learning from our biggest money mistakes. We also discuss how mindset and emotions affect your money decisions, why community and accountability are essential for building wealth, and practical tips for artists and freelancers managing irregular income. Throughout the conversation, we highlight the importance of defining your financial goals, your core money values, and how having the right support network can help you actually achieve them.   Also mentioned in this episode: 06:23 Tools for Financial Management 07:22 Learning from Financial Mistakes 13:07 Navigating Financial Challenges 24:46 The Power of Timelines in Financial Planning 26:30 Defining 'Best' in Financial Goals 33:46 The Emotional Side of Money 44:41 Creating a Sustainable Income Strategy   If you enjoyed this episode, please rate, review and share it! Every review makes a difference by telling Apple or Spotify to show the Sunlight Tax podcast to new audiences.   Links: The Stacking Benjamins Show The Book: Stacked Join my free class: Make Taxes Easier and Stash an Extra $152k in Your Savings Check out my program, Money Bootcamp Link to pre-order my book, Taxes for Humans: Simplify Your Taxes and Change the World When You're Self-Employed. Link to pre-order my workbook, Taxes for Humans: The Workbook Get your free visual guide to tax deductions

Entrepreneur Money Stories
The 3 Stages of Business Growth: Entrepreneur, Small Business Owner, and CEO Explained – Ep. 242

Entrepreneur Money Stories

Play Episode Listen Later Sep 30, 2025 11:50 Transcription Available


In this week's episode of Business by The Books, Danielle Hayden, reformed corporate CFO and founder of Kickstart Accounting, Inc., breaks down the real journey from entrepreneur to small business owner to finally stepping into the role of CEO.  This isn't about chasing flashy titles or hitting arbitrary revenue goals. It's about clarity, confidence, and understanding your numbers so you can actually lead your business instead of letting it run you. Key Takeaways:  Entrepreneur Stage – Building with Instinct: Many entrepreneurs start with passion and creativity but rely only on income goals and bank balances instead of true financial clarity. Danielle explains how this stage can fuel growth, but also stall it. Small Business Owner Stage – Running the Machine: This is where consistent revenue, vendors, and maybe a team come in. But too many owners still try to do it all themselves, which leads to mistakes and burnout.  CEO Stage – Leading with Vision and Data: The mindset shifts that happens when you step into your CEO role, where you go from reacting and needing to have your hands in every area of the business to delegating and making intentional, future-focused decisions. Real-Life Client Success – Delaney Fischer's Story: Hear how one client shifted from messy spreadsheets and receipts to clarity and balance once she started seeing her numbers monthly. Topics Discussed: (00:00) Intro: Redefining the CEO Role – Why It's About Clarity, Not Business Size (01:11) The Entrepreneur Stage: Passion-Driven But Missing Profitability (03:37) The Small Business Owner Stage: Transitioning to Systems, Responsibility, and Financial Clarity (06:27) The CEO Stage: Leading with Data, Mindset Shifts, and Future-Focused Planning (08:52) Stepping Into Your CEO Role: How to Stop Doing More and Start Gaining Clarity (09:53) Outro: Kickstart's CFO Services, Like, Share and Subscribe!   Resources: CFO Services | https://kickstartaccountinginc.com/the-cfo-solution/   Client Success Story | From Burnout to Balance: Redefining Entrepreneurial Success Through Break-Even Analysis with Delanie Fischer of Self-Helpless Podcast    Book a Call with Kickstart Accounting, Inc.: https://kickstartaccountinginc.com/book-a-call/    Connect with Kickstart Accounting, Inc.: Instagram | https://www.instagram.com/Kickstartaccounting YouTube | https://www.youtube.com/@businessbythebooks  Facebook | https://www.facebook.com/kickstartaccountinginc

VOX Podcast with Mike Erre
Is This the Turning Point? When the Church Becomes Empire

VOX Podcast with Mike Erre

Play Episode Listen Later Sep 29, 2025 69:04


What is the hidden danger of Christian nationalism, and how does it challenge the integrity of faith, the church, and the teachings of Jesus? In this thought-provoking episode of the Voxology Podcast, Mike Erre and Tim Stafford explore the troubling intersections of faith and politics, examining how concepts like cruciformity and the role of the church in society are being distorted by cultural narratives. Through engaging dialogue, they reflect on the dangers of syncretism, the idolization of political power, and the tension between justice and tribalism in today's cultural landscape. From the misuse of Jesus' teachings to the blending of nationalism with Christianity, this episode unpacks the critical need for a gospel-centered approach that honors the teachings of Jesus. The hosts delve into the complexities of navigating cultural challenges with humility and grace, offering tangible insights on how the church can reclaim its mission of embodying the upside-down kingdom of God. Join the conversation as they challenge common assumptions, highlight the importance of bearing the fruit of the Spirit, and encourage a faithful witness to Jesus in a polarized world. We invite you to share your thoughts—engage with us on Facebook and Instagram or reach out with your questions. Let's pursue a deeper understanding of faith and justice together. CHAPTERS: 00:00 - Intro 01:24 - Money Management 05:50 - Listener Feedback and Q&A 06:58 - Memorial and the Church as Empire 12:45 - Church and Empire Relationship 18:13 - Understanding Remnant Theology 22:55 - Exploring Syncretism 27:50 - Example 1: The Memorial Service 36:25 - Christian Nationalism at the RNC 41:34 - Benny Johnson's RNC Speech 47:47 - Defining Syncretism 51:03 - Culture War vs. Gospel Thinking 52:45 - The Medium is the Message 56:45 - Is This Revival? 1:00:00 - Jesus and Tribalism 1:05:51 - The Two Christianities 1:07:10 - Support the Podcast 1:08:49 - See You Next Time As always, we encourage and would love discussion as we pursue. Feel free to email in questions to hello@voxpodcast.com, and to engage the conversation on Facebook and Instagram. We're on YouTube (if you're into that kinda thing): VOXOLOGY TV. Our Merch Store! ETSY Learn more about the Voxology Podcast Subscribe on iTunes or Spotify Support the Voxology Podcast on Patreon The Voxology Spotify channel can be found here: Voxology Radio Follow us on Instagram: @voxologypodcast and "like" us on Facebook Follow Mike on Twitter: www.twitter.com/mikeerre Music in this episode by Timothy John Stafford Instagram & Twitter: @GoneTimothy

Average Joe Finances
314. Transforming Lead Generation into Franchise Empire with Alex Filipuk

Average Joe Finances

Play Episode Listen Later Sep 28, 2025 41:05


Send us a textJoin us on Average Joe Finances as our guest Alex Filipuk shares about his journey from Belarus to becoming the founder of Ideal Siding, the largest siding franchise in the United States and Canada. Alex shares his experiences of moving across countries, starting his business from scratch in Vancouver, and scaling it to a successful franchise. They discuss the differences between typical franchises and high-ticket franchises, the importance of management and leadership for business owners, and the major challenges new franchisees face. Alex also provides valuable advice for aspiring franchise owners, including key questions to ask before starting a franchise and the importance of being prepared for change in a rapidly evolving market.In this episode:Learn how resilience and adaptability can turn global challenges into entrepreneurial opportunities.Discover why strategic market research is essential when choosing where to start and grow a business.Understand the keys to scaling through franchising, from operational systems to customer satisfaction.Grasp the importance of strong support networks and capable teams in driving franchise success.And so much more!Key Moments:00:00 Introduction and Welcome00:54 Guest Introduction: Alex's Journey01:23 Building a Business from Scratch04:43 Franchising and Expansion20:26 Challenges and Phases of Growth29:10 Final Round: Insights and Advice37:05 Closing Thoughts and FarewellFind Alex FilipukWebsite: https://idealsiding.com/LinkedIn: https://www.linkedin.com/in/idealsiding/Facebook: https://www.facebook.com/ideal.siding.franchisingInstagram: https://www.instagram.com/ideal_siding/Average Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://mikecavaggioni.comShow Notes add-on continued here: https://averagejoefinances.com/show-notes/*DISCLAIMER* https://averagejoefinances.com/disclaimerSee our full episode transcripts here: https://podcast.averagejoefinances.com/episodesSupport the show

Investor Fuel Real Estate Investing Mastermind - Audio Version
How to Make, Save & Invest Your Money the Right Way | Austin Cheviron on Financial Freedom

Investor Fuel Real Estate Investing Mastermind - Audio Version

Play Episode Listen Later Sep 26, 2025 30:16


In this episode of the Investor Fuel Podcast, host Leo Wehdeking speaks with Austin Cheviron, a financial expert who emphasizes the importance of financial stewardship and the steps to achieve financial success. Austin outlines a three-step process: making money, saving money, and investing money, while also discussing the significance of having a vision for one's financial future. The conversation delves into personal finance, consumer culture, and the need for awareness in spending habits. Austin shares insights from his own journey, including the challenges of managing personal finances and the impact of upbringing on financial behaviors. He concludes by introducing his upcoming book, 'The Money Puzzle', which aims to provide a blueprint for financial success.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Average Joe Finances
313. Community, Mentorship, and Real Estate with Axel Meierhoefer

Average Joe Finances

Play Episode Listen Later Sep 21, 2025 47:50


Send us a textJoin us on Average Joe Finances as our guest Dr. Axel Meierhoefer shares his remarkable journey from serving in the German Air Force to becoming a successful real estate investor and mentor. He discusses his transition to the United States through an exchange program with the US Air Force, his stint in the corporate world, and his eventual dive into real estate investing. Key insights include his approach to buying out-of-state investment properties, the importance of due diligence, and the value of mentorship in real estate.In this episode:Learn how shifting from pilot to investor highlights the power of embracing new opportunities.Discover why treating real estate as a business is key to long-term financial success.Understand how cash flow–focused strategies help weather financial crises and market downturns.Grasp the value of mentorship, mindset, and turnkey solutions in building a resilient portfolio.And so much more!Key Moments:00:00 Introduction and Welcome00:56 Meet Dr. Axel Meierhoefer01:38 Dr. Hofer's Journey from Germany to the US05:11 Discovering Real Estate Investing18:29 Navigating the 2008 Financial Crisis24:26 The Importance of Due Diligence in Real Estate Investing24:46 Challenges and Realizations in Early Investments26:12 Investing Out of State: A Strategic Approach28:06 Discovering Turnkey Real Estate Investing30:44 The Ideal Investor Show and Its Impact32:46 Final Round: Insights and Reflections43:57 Final Thoughts and Closing RemarksFind Axel MeierhoeferWebsite: https://tinyurl.com/iwg-strategyLinkedIn: https://www.linkedin.com/in/ameierhoefer/Average Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://mikecavaggioni.comShow Notes add-on continued here: https://averagejoefinances.com/show-notes/*DISCLAIMER* https://averagejoefinances.com/disclaimerSee our full episode transcripts here: https://podcast.averagejoefinances.com/episodesSupport the show