Podcasts about remittances

With the U.S.' northern neighbor at bay, for now, Americans should turn their attention to the south, where Mexican President Claudia Sheinbaum continues to criticize proposed remittance taxes while defending illegal immigration and even weighing in on U.S. civil unrest. Why the hostility?   On today's episode of “Victor Davis Hanson: In His Own Words,” Hanson asks the question: Why are our supposed “partners” adding fuel to the fire in a time of instability?   “  This is the killer. They're going to enforce the law all the way back to 2022. … There's $9 trillion of market capitalization in Silicon Valley. But the idea that they're going to be gouged for $2 or $3 billion right in the middle of these heated discussions.   “ They are playing with fire. I have a solution. Maybe we could take Mexico and put it next to Canada and let them fight it out with each other. And keep us out of it.” (0:00) North American Trade Relations (0:27) Trade Disputes with Mexico (2:05) Canada's Digital Services Tax (3:54) Mexico's Trade Surplus and Remittances (5:25) Contentious Issues and Proposed Solutions

Estimados oyentes, esta entrevista requirió que Aldo y Gloria se conectaran desde zonas rurales. Por lo tanto, la conexión a internet fue intermitente. Hay algunos momentos del episodio en los que puede resultar difícil comprender lo que se dice. Para mayor claridad, consulten la transcripción abajo. Gracias por su comprensión.Mis entrevistados en este episodio son Aldo Gonzalez y Gloria Romero López. Aldo es zapoteco de la comunidad de Guelatao de Juárez, Oaxaca, México. Ingeniero de formación, promueve el pleno reconocimiento y la implementación de los derechos de los pueblos indígenas. Trabaja en defensa de la biodiversidad local del maíz, especialmente de una variedad de maíz autofertilizante llamada olotón.Gloria es una mujer Mixteca que nacio en Lázaro Cardenas, Coicoyan de las Flores, Juxtlahuaca, Oaxaca. Curse sus estudios de ingeniería en Tecnologías de la información y comunicaciones en el Instituto Tecnológico Superior - San Miguel el Grande. Actualmente Realizó registros de Nacimientos en el Municipio de Coicoyan de las Flores. Ella gusta mucho platicar en Mixteco.Notas del Episodio* Las consecuencias al pueblo* El derecho a no migrar* Cambios atraves del NAFTA y el derecho a no migrar* “Yo tengo maiz, no necessito dinero”* La complejidad de las remesas* Las contradicciones y discriminaciones entre migrantes* La posibilidad del retorno masivo de migrantes* La violencia como causa de migracionTareaEl Derecho a No Migrar (Libro) - AmazonEl DERECHO A PERMANECER EN CASATranscripcion en espanol (English Below)Chris: [00:00:00] Bienvenido Aldo y bienvenida Gloria al podcast al fin de turismo. Gracias a ambos por estar dispuestos a hablar conmigo hoy sobre estos temas. Tengo curiosidad por saber si ustedes dos se están bien dispuestos a ofrecer una pequeña introducción o resumen sobre ustedes mismos.Ah, ado, no te escuchamos. Aldo: Bueno sobre mis viajes, bueno, no me dedico a viajar. Casi no tengo vacaciones. Pero por las cuestiones del trabajo me he tocado ir a diferentes lugares del mundo. Podríamos decir. Este básicamente por el trabajo que realizo? Más que ir a conocer los lugares a donde a donde me han invitado, lo que he hecho es ir a platicar con la gente que está en esos lugares sobre los problemas que tenemos aquí en la región.Los problemas que tenemos en México y [00:01:00] quien lo que me ha posibilitado, poder viajar a distintas partes ha sido el problema de la contaminación del maize transgénicos. Entonces eso ha hecho que, con esa bronca que peso en el año 2001, este yo haya tenido la posibilidad de ir a otros lugares a platicar un poco sobre ese problema en particular y muchos otros que se relacionan con él no o el tema de los transgénicos o el tema de los agroquímicos o el tema de el control de las corporaciones hacia la alimentación, hacia las semillas también.Entonces, digamos que en general, la mayoría de los viajes que yo he realizado están relacionados con estos acentos o con los derechos de los pueblos indígenas también. Chris: Gracias, Aldo. Y nos podrías decir donde te encuentres hoy? Aldo: Eh? Bueno, hoy estoy en Guelatao y es mi comunidad y estoy en las oficinas de la organización de mi organización, que es la unión de organizaciones de la Sierra Juarez Chris: Muchas gracias, [00:02:00] audo Aldo y gloria.Gloria: Sí, igual. Yo casi no he salido así del estado, pero sí conozco mucha gente que si emigra por lo regular a los estados unidos, es que es donde la mayoría de acá, pero casi no emigran mucho así hacia otros estados. Pero si la mayoría emigra para estados unidos, ya si tengo muchos vecinos, familia y mucho de acá de Coycoyan, si emigran más para allá que son para los estados unidos. Chris: Muy bien. Muchas gracias por eh, a tiempo con nosotros hoy. Entonces, aunque es temprano en la conversación, mi pregunta es sobre cómo han visto que el regreso de los migrantes a sus pueblos ha afectado a la comunidad en sus propios lugares o pueblos?Gloria: Sí en en cuando han cómo ha afectado la comunidad? Que muchos cuando regresan, pues ya tienen otras ideas, otras cultura, otra forma de ver la vida y a veces mucho ya no [00:03:00] quieren este participar así en las asambleas de la comunidad o ya vienen con otras técnicas, digamos, de cultivo y las técnicas que anteriormente habían acá, pues ya se van perdiendo y yo más cada veo como también esto afecta también en sus vidas personales, porque muchos cuando regresan ya regresan ya enfermos, cansados. En en el mejor de los casos, muchos ya regresan con dinero, no? Y eso hace que la gente que está en el pueblo, ve que como ellos les fue bien, pues también quieren emigrar y ya después ya son más personas que quieren migrar y ya se se hacen más y de idea de que, pues allá en estados unidos existe la oportunidad de que puedan mejorar sus vidas.Pero yo digo que así en ,general el impacto es un tanto positivo como [00:04:00] también negativo, porque igual, como digo, muchos regresan ya cansados, enfermos. Muchos igual dejan aquí sus familiares y cuanto regresan, pues sus familia ya no los encuentran, o algunos que dejan sus papás, cuando regresan sus papás ya, ya murieron o ha o esas situaciones que impacta así su vida personal.Chris: Gracias, Gloria. Aldo, querrías responder? Aldo: Aunque aquí en la comunidad de Guelatao, no hay muchos, no hay una migración tan alta como en otras comunidades cercanas. Digamos que una de las cosas que nosotros vemos que ha afectado, es que se elevan los precios, porque traen dinero, ya no trabajan en el campo. Entonces, para sus familias reciben recursos.Y pues eso hace que ellos tengan mayor capacidad para poder pagar a los mozos, por ejemplo, para que vayan a ser la [00:05:00] misma. Entonces, eso hace que el resto de la población pues se sienta afectada, porque no tiene los recursos para poder pagar lo que está pagando un migrante. Bueno, eso en alguna medida, está afectando la producción también de maíz, de por sí, ya la había afectado, porque muchos salen y dejan de trabajar la tierra. Los que quieren que se siga trabajando la tierra por parte de su familia mandan recursos, pero digamos que allí los costos se elevan para el resto de la población porque ellos pagan salarios más altos. Entonces, si alguien viene a la comunidad a trabajar, te va a cobrar más de lo que te cobraba anteriormente y muchos no lo pueden pagar.Entonces nos dice, "ya no voy a sembrar, porque el mozo está muy caro." No? Y eso es una afectación, pues directa, digamos a la economía de quien no migra. Y como hay pocos migrantes también, o digo [00:06:00] como hay poca gente que se que que se queda trabajar el campo en la comunidad, ya no hay suficientes personas para que se pueda hacer lo que nosotros llamamos gozona.O sea que vayamos entre todos a trabajar la parcela de cada uno de los que entran a ese tipo de trabajo. Bueno, también, eso es una afectación por la migración. No? Chris: Y Gloria, tú piensas que esa misma dinámica existe o ha pasaron en tu pueblo?Gloria: No, yo digo que igual, sí, estoy de acuerdo con lo que dicen algo y si sí, ha influenciado mucho de las personas que emigran si pagan más que los que no migran. Sí, si se ve mucho ese cambio.Chris: Gracias. Este pues parte de mi mi interés o cómo empecé, eh, acercándome a la cuestión de inmigración fue en parte por mi familia. [00:07:00] También eran migrantes de Macedonia y Grecia, y el otro lado de Inglaterra hacia Canadá hace como 50 años. Entonces este lo que he sentido, es que las dinámicas, las consecuencias de la migración en los pueblos y la gente que no migren, que hay patrones en el nivel mundial, y son casi bueno, muy parecidos. . Encontré un un libro en inglés, pero también existía en español. Eh? Que se llama El Derecho A No M igrar o The Right To Stay Home por David Bacon. Y ese libro, es titulado por una declaración que la gente de FIOB o La Frente Indígena de Organizaciones Binacionales hicieron en ahí en Santiago Juxtlahuaca en La Mixteca, Después de días de días de discutir sobre las [00:08:00] consecuencias de migraciones en los lugares de los migrantes, o sea, los pueblos originarios de los migrantes, resultó una declaración: "el derecho a no migrar conjunto con el derecho a migrar." Entonces tengo curiosidad por saber si ustedes podrían hablar sobre esos tiempos y la declaración, si saben cómo se formó o cómo se fue recibida en la mixteca o en la sierra norte de Oaxaca.Aldo: Bueno, nosotros aquí en la organización. Sí, hemos hablado del derecho a no migrar, porque estamos interesados en fortalecer la identidad de las personas que vivimos en nuestras comunidades. Pues, al final, somos parte de un pueblo más grande. No solamente es nuestra comunidad, sino que hay varias otras comunidades que pertenecemos al mismo pueblo, al pueblo zapoteca y en ese sentido, pues lo que estamos tratando [00:09:00] de hacer es que se fortalezcan nuestras comunidades, que se fortalezcan nuestra comunalidad, que es nuestra forma de organización comunitaria, y por esa razón es que preferiríamos que la gente no migra.Pero el problema es que ha habido un empobrecimiento muy brutal del campo en general, no solamente en México. Lo vemos también en otros países, que los que emigran principalmente son gente que sale del campo y van hacia los estados unidos a trabajar al campo en estados unidos, pero en condiciones que son completamente distintas a como se trabajaba en la comunidad. Incluso aquí en México, algunos van a trabajar en los campos del norte del país, también este en condiciones, pues terribles, con muchos agroquímicos.La gente regresa en algunos casos regresan enfermos, no? O regresan con las patas por delante, dijeron en el pueblo, porque [00:10:00] ya pues están muertos. Regresan nada más para que los entierren en la comunidad. Pero pues, prácticamente toda su vida la hicieron fuera, no? Entonces, quienes se van sufre porque añoran estar en la comunidad. Quieren comer lo que en la comunidad. Quieren escuchar la música de la comunidad. Quieren hacer la vida como si estuvieran en la comunidad, pero ya no está. Quienes se quedan a vivir fuera de la comunidad, digamos en estados unidos, sobre todo, pues sus hijos ya no los van a entender, porque ellos son educados de una manera distinta en escuelas que no tienen nada que ver con su cultura.Digamos que son colonizados mentalmente en las escuelas en estados unidos. Hay muy pocas escuelas que podríamos decir tienen la la eh capacidad de poder ser interculturales y enseñar en español y inglés y [00:11:00] enseñar la cultura de la comunidad y la cultura pues que se viven en los estados unidos, el individualismo.Entonces es muy complejo que un niño de inmigrantes, nacido en estados unidos pueda regresar a la comunidad, porque pues ya se adaptó a otra forma, a otra civilización, a otra forma de vida completamente distinta a la comunitaria. Y bueno, eso a nosotros nos preocupa. Estamos interesados en que la gente se quede.Sabemos que es difícil porque hay pocos recursos económicos en las comunidades, pero aun así pues, estamos haciendo el esfuerzo para que la gente se sienta orgullosa de ser de sus orígenes y no tengan la necesidad de migrar o en último de los casos, si tiene la necesidad de emigrar, por lo menos que tenga una referencia de lo que es su comunidad y la lleve a donde esté, [00:12:00] no?Porque pues, a veces, pues la gente lo hace por necesidad. Y esa necesidad, te lleva a a otros lugares, pero si tú te sientes orgulloso de tu identidad cultural, vas a llevar ese identidad donde tú estés. En el caso de la sierra, hay gente de varias comunidades que hace comunidad en donde está. Pero bueno, obviamente no lo va a poder hacer de la misma manera como si viviera en la comunidad, pero al menos algo se llevan. Otra forma de de ver el mundo se puede llevar también, aunque no la vas a poder practicar como como lo vas a hacer en tu comunidad, no? Y en general, digamos el trabajo que nosotros hacemos en la organización está enfocado a que se fortalezcan, pues distintos mecanismos para que la gente se quede.Por ejemplo, ahorita estamos trabajando en la en el establecimiento de la escuela de agroecología, para que los jóvenes tengan herramientas para [00:13:00] poder sembrar la tierra sin depender de los herbicidas de todos los agroquímicos que vienen con la revolución verde y que son los que utilizan normalmente en los estados unidos para la producción agrícola de la mayoría de las cosas que se hacen allá. Y dentro de este esquema de agroecología, pues obviamente que para nosotros el elemento cultural es es fundamental porque no podemos hacer solamente la agricultura fuera de nuestro contexto territorial-cultural. Entonces, todo esto tiene que estar englobado en esas, iniciativas que estamos tratando de impulsar eso.Chris: Mm ya. Gracias. Gracias, Aldo. Y Gloria, esa declaración surgió en la región en la Mixteca donde estás y pues me gustaría, saber si recuerdes la declaración, si era parte de la política o la gente de tu pueblo?Gloria: Bueno, me enteré que esta declaración surgió debido a las grandes [00:14:00] injusticias que sufre los migrantes. Como dice algo desde el memento en que salen de sus hogares hasta llegar allá en, digamos en estados unidos, donde tienen que trabajar igual y siguen sufriendo lo que son abusos físicos, psicológicos.Y qué más quisiéramos que la gente? Pues no, no emigrara no, pero sabemos que debido a sus necesidades emigran, pero ojalá y cuanto emigraran tuvieran esas so oportunidades de tan si quiere emigrar lo mejor posible que puedan y no pasar tu portando sufrimiento. Mm-hmm. La declaración surgió en esta zona de Juxtlahuaca, según lo que yo he encontrado igual, no sabía mucho sobre esta declaración, pero debido a esto ya cheque. Y sí, la declaración surgió especificamente por las injusticias que sufre la gente desde salir de su hogar, hasta llegar en estados unidos.Todos los abusos que llegan a [00:15:00] sufrir en el camino y hasta igual muchos hasta allá, aunque estén en el trabajo allá, también siguen sufriendo. Y por eso, pues, qué más quisiera la gente que no inmigrara no? Qué más quisiéramos que toda la gente tuviera la dicha de tener una vida digna en su país, en su tierra, para que no tuviera que emigrar, pero sucede, sucede que si emigran, sucede por muchas razones que a veces no están en nuestro alcance poderlos ayudar, pero digamos tan siquiera ofrecerles las oportunidades para que emigren de la mejor manera posible y no tengan tantas desventajas al memento de emigrar.Chris: Gracias. No, pues sí, el pueblo de mi papá, por ejemplo, era un pueblo campesino en Grecia y ya no esta abandonado, pero cuando si salieran hubiera 800 personas. Y el día de hoy hay como 50. Y hay como unos dos, tres campesinos todavía, entonces [00:16:00] este entiendo bien el de lo que dicen y que tan importante es de crear las condiciones para que la gente no necesitan migrarse si no necesitan.Pero me gustaría también preguntarles sobre el éxito quizás que ha existido. Entonces, si hubo una declaración en que salió de la verdad no es muy conocido, a pesar del éxito del libro y y esas cosas. No es muy conocido, por lo que he visto en México y por hablar con algunas personas de FIOB en estados unidos, pero vamos a eso en un memento. Quería preguntarles si hay programas o han visto ciertos éxitos dentro o a través de esas programas que, por ejemplo, que mencionaste Aldo y Glorias si en los pueblos hay como un cambio. Si algo ha cambiado en esos 15 años.Gloria: [00:17:00] Ajá de mi parte. Yo digo que sí. Sí, ha habido un cambio. Tal vez no un cambio directo. No ha habido la declaración. Sí, sí ha ayudado, nada más que nosotros, no lo hemos visto porque casi no se menciona. Pero si ha habido. Gracias a eso, pues se han formado programas, proyectos que se han apoyado a los migrantes, pero que muchas veces nuestros desconocemos.Pero sí, sí existe, digamos el impacto positivo que ha generado esa declaración.Aldo: Bueno, en el caso de la sierra Juárez, la sierra norte de Oaxaca, digamos, hay algunas comunidades que tienen un alto índice de migración y bueno, ahí en algunos casos, han llegado algunos programas, por ejemplo, como " dos por uno," donde los migrantes, digamos, ponen una parte de recursos, el estado pone otra parte o pone dos partes, digamos el gobierno federal, el gobierno del estado para hacer alguna obra en la comunidad.Pero realmente eso no está [00:18:00] solucionando ningún problema, no porque básicamente lo que está haciendo es obligar a los migrantes a que contribuyan a realizar alguna mejor alguna obra en su en su comunidad y cuando esos recursos los podían destinar para sus familias o para otra cosa o para cumplir con sus obligaciones comunitarias, pero no necesariamente realizando las acciones que el gobierno está obligado a rerealizar obras sociales o cosas por el estilo.Entonces, pues yo podría decir que de los programas que que han aparecido en los últimos años, pues tampoco nos han ayudado mucho a a frenar la migración. Por ejemplo, el programa del sexenio pasado más anunciado fue el de Sembrando Vida, no? Y si bien ese apoyo a algunos campesinos en algunas comunidades, no en todas, pues, podríamos [00:19:00] decir que si los capturó para que no migraran hacia los estados unidos, pero dejaron de sembrar maíz cuando inicialmente el programa este era para que sembraran más maíz. Nos pusieron a sembrada arbolitos, no árboles que muchos casos ni siquiera son de la región que no iban a pegar o si iban a pegar, no iban a ser útiles aquí, porque venían de otras regiones o si crecían, ya no iba se ya no iba a poder cultivarse maíz en esos lugares porque les iban a hacer sombra al maíz.Nosotros vivimos en laderas. Aquí no hay lugares planos como en estados unidos, no? Entonces, digamos que programas gubernamentales que hayan beneficiado en alguna medida. El flujo migratorio que hayan hecho que haya menos migratorio, pues tampoco se ven. No se ven con mucha claridad. Nosotros vemos que se siguen estableciendo políticas para destruir el tejido comunitario, para expulsar a la población [00:20:00] del campo hacia las ciudades o hacia los estados unidos.Chris: Gracias, Aldo. Y has mencionado? Que tu trabajo tiene mucho que ver con la regeneración de maíz y obviamente maíz criollo o sea local también. Porque es tan importante para el pueblo frente de las consecuencias de la migración? Aldo: El Maiz para nosotros es un elemento muy importante. Nosotros podríamos decir que es el corazón de la comunidad porque lo vamos a comer todos los días. Nosotros decimos "nativo". Les dicen c"criollo" desde las instituciones de muchos lugares por costumbre, pero la palabra está mal empleada. Nosotros decimos que son nuestros maíces nativos. Y no es lo mismo comer una tortilla de maíz nativo, un elote de nuestros maices, a que comprar un elote que ahora venden en la ciudad que fue hecho con [00:21:00] maíces híbridos o que tengamos que comer tortillas hechas con maíces transgen. Desgraciadamente, en los últimos años, yo creo que no solamente pasa en la sierra, sino en muchos otros lugares del país, se ha incrementado el uso de las tortillerías y entonces ya no sabemos con qué maíz están produciendo esas tortillas, pero no se pueden comparar con las tortillas de nuestros maíces hechas con nuestras propias tecnologías. No? Entonces, yo creo que el maíz para nosotros, además de ser nuestro alimento principal o el que más consumimos, también nos da identidad. El maíz nos convoca, por ejemplo, a trabajar juntos, cosa que en estados unidos, no lo hacen. Todos ellos contratan migrantes para que hagan su trabajo, no? Y ellos van a producir lo que vayan a producir para vender aquí.El maíz que se siembra [00:22:00] normalmente es para consumir. Casi no se vende el maíz. Y por ejemplo, ahora que están poniendo precios de garantía, no? Precio garantía las de MXN $6. En nuestras comunidades, el maíz, no lo puedes vender a MXN $6, o sea, por lo menos, lo vendes a MXN $20, si es que lo vendes, porque es el esfuerzo de tu trabajo y también por la misma gente que la comunidad o incluso por los migrantes o por las familias inmigrantes, es valorado como una, un un alimento que es completamente distinto a el maíz que se compra en la tienda, en la CONASUPO o en Diconsa o en cualquier tienda comercial o qué viene de la tortilla? Entonces hay un aprecio especial por nuestros maíces. Eso es importante, pero cada vez se está produciéndo menos. Ahora anteriormente quien tenía maíz era considerado rico. [00:23:00] Desde una perspectiva comparado de hoy, quien tiene maíz es considerado tonto o pobre porque no tiene dinero. Sin embargo, pues sobre todo los campesinos viejos que dicen bueno, pues "si yo tengo maíz, no necesito dinero" para vivir porque tengo el alimento suficiente. Incluso anteriormente, por ejemplo, cuando la gente tenía que realizar sus cargos comunitarios que no eran pagados ahora en muchas comunidades, han empezado a pagar el cargo. Quien podía ocupar el cargo era un agente mayor, que sus hijos ya habían crecido, pero que además, él tenía maíz para no pedirle favor a nadie de cómo iba a solventar la alimentación de su familia por el año o el tiempo que tuviera que estar al frente del cargo comunitario.Entonces, digamos que el maíz también hace comunidad? Y con estas políticas, falta de apoyos o de [00:24:00] eliminación de apoyo, el campo mexicano están lastimando también nuestras formas de organización communitaria. Eso.Chris: Qué fuerte. Sí, me acordé en lo que dijiste Aldo, unas palabras que que escribió el filósofo Ivan Illich y no sé si es exactamente lo que escribió, pero básicamente dijo que durante casi toda la historia de la humanidad, la mayor medida de la pobreza era si uno tenía o no que comprar su alimento, su comida. Es decir, si tenías comprar tu comida en el pasado, era un señal, una medida de de pobreza, de decir que buenas eres pobre si tienes que comprar. Gloria, tienes algo para agregar a ese punto. Gloria: Ese punto no, no,Chris: [00:25:00] está bien, está bien. Pues me gustaría también seguir con ese lo que mencionaste Aldo, de los recursos y lo que se llaman remisas y por lo que he visto las estadísticas, no dicen que es más o menos seis porciento de la economía mexicana está compuesta por remesas enviadas por familiares o amigos en estados unidos. En algunos de los pueblos a los que me han invitado, me han dicho que el pueblo no sobreviviría sin remesas. En otros. Me han dicho que el pueblo sobreviviría mucho mejor si la gente no se fuera. Este es un tema muy complejo y mi pregunto. Si ustedes dos podrían hablar sobre esa complejidad que han visto en sus pueblos y en otros lugares como resultado de las remesas.Y pues siento que se sale [00:26:00] como ese tema a una pregunta vital o central que es como si una persona puede o no ser responsable de un lugar estando al otro lugar?Gloria: Yo digo que sí. Las remesas si han influido positivamente porque gracias a ellos ha habido muchos negocios, comercio y siento que si le quitáramos esas remesas, esos negocios se caería, porque el dinero que mucha gente que va a gastar en esos negocios es dinero que sus familiares envían de estados unidos. Gracias a ello, pues compran sus alimentos, los materiales que ocupan desde útiles escolares hasta cosas personales que ocupe. Y si en las remesas, yo siento que sí, estaría complicado porque como hasta ahorita, no hay suficientes oportunidades dentro del país para que pueda satisfacer esa demanda, yo siento que si las [00:27:00] quitáramos, sí, sería un impacto muy fuerte negativamente.Aldo: Decía yo que el lunes es el día de mercado en Ixtlan. Es la comunidad más grande de esta región. Y este cuando va uno llegando a isl, lo primero que ve uno es la fila en el banco. Es una fila mayor que cualquier otro día. La mayoría de la gente que está formada ahí va a recibir remesas y luego la va a gastar en en el mercado. En el mejor de los casos, pues sería bueno que comprara cosas de la región, pero muchas de las cosas que compran también son procesadas. Vienen de fuera, no? Incluso una cosa que da hasta miedo a veces es ver cómo la la señora se llevan sus paquetes de maruchan, no? Entonces dice eso es lo [00:28:00] que van a comer los niños. Y sí están cambiándole la alimentación a los niños porque es más fácil poner hervir la sopa que ya viene en esa caja, le echa en agua, se hierve y hasta la comida.Entonces, si se reciben recursos que sostienen a la familia, pero nos están cambiando la forma de vida, porque pues no puedes sobrevivir como estaban haciendo anteriormente nuestros antepasados, nuestros papás, nuestros abuelos, pero nos están cambiando la vida y nos están haciendo dependientes del dinero. Nos están haciendo individualistas también porque ahora tener dinero, pues puede ser una cosa de prestigio, no?Pero realmente las remesas no están resolviendo un problema de fondo en la comunidad. Están resolviendo un problema de una sobrevivencia impuesta, no? [00:29:00] Porque te quitan tu forma de ser, te quitan tu forma de vivir comunitaria y te imponen una forma de vida individual que se basa en el dinero y no en las relaciones familiares o las relaciones comunitarias que existían anteriormente. Entonces, digamos que las remesas te van a ayudar a vivir. Te van a ayudar a comprar cosas, no? Muchas de esas cosas no van a ser locales. O sea, llega el dinero a la comunidad y se va de la comunidad para el que compró cosas fuera de la comunidad y que vino a vender a este lugar, no? Pero, entonces está ayudando podríamos decir que la economía capitalista no está ayudando a la economía comunitaria. Aun cuando sean gentes de la comunidad las que vendan las cosas, no? Digamos que puede ser que una parte se quede en la comunidad porque el comerciante de la comunidad fue a la ciudad, compró las cosas y las trajo aquí.El se va a quedar con su ganancia, pero finalmente le está haciendo el trabajo al [00:30:00] capitalista que produjo esas cosas y las llevó a la comunidad a través de ese comerciante. Entonces las remesas se están ayudando a fortalecer el sistema capitalista y a destruir el sistema comunitario.Chris: Anoche, un amigo me ha contado que hay algunos pueblos aquí en Oaxaca que apenas se juntaron en sus asambleas para platicar sobre la posibilidad que la amenaza del memento de Trump en estados unidos para deportar todos los migrantes.Bueno, no todos los migrantes, pero los migrantes que no conformen con el mundo de Trump ahi en estados unidos. Y qué pasaría? O sea, la gente en las asambleas están hablando de qué pasaría si eso pasaría? Si, de repente hay cientos, si no miles, de compañeros y [00:31:00] familiares que de repente lleguen de nuevo al pueblo y obviamente sin ese esos fondos? Quizás es un poco de lo que pasó en la pandemia. También hubo muchas historias de gente de del norte allá, volviendo a sus pueblos. Y se empezaron a trabajar en las milpas, pero luego se fueron de nuevo a al norte pues a trabajar. Gloria: Sí, bueno, si eso digamos si esa amenaza se llegara a cumplir y todos los migrantes regresaran, yo siento que sería muy complicado para el país sostener a todos esos migrantes, porque hasta ahorita no hay tantas oportunidades. Digamos si hay un programa del más conocido sembrando vida, pero está cumpliendo muy poquito el trabajo que debe de cumplir.Y si te regresaran todos los migrantes nos quedaríamos como que atascados como sería un impacto, yo siento que, negativo, porque no tenemos la posibilidad de de [00:32:00] recibirlos. No tenemos las oportunidades, no tenemos programas, no tenemos, hay muchas cosas que no nos van a favorecer, porque ellos, si ellos regresan, van a ver muchos migrantes, pero sin un sustento, sin algo que los pueda sostener para que tengan una vida más o menos como la que ya tenían cuando estaban allá.Y porque no solo va a afectar a ellos, sino también sus familias que tienen acá al ver que sus familiares que estaban allá ya van a estar acá.Chris: Gracias. Gloria. Sí, Aldo.Aldo: Bueno, algunos empiezan a preguntar a mí. Nosotros vemos que, incluso en estados unidos, hay algunos migrantes que votaron por Trump. Muchos que votaron por Trump. Platicando con algunas personas digamos que los que pagan impuestos y ya tienen su residencia en estados unidos, ven a los migrantes documentados como estorbo, como una competencia [00:33:00] desleal, porque ellos no están obligados a pagar impuestos. Y entonces no.Porque es parte del modelo, el model modelo capitalista diseñado. Digamos que entre los mismos mexicanos inmigrantes, hay contradicciones, hay discriminación. Digamos un migrante que ya es residente, a veces no va a apoyar a un migrante illegal porque puede quitar el empleo.Y bueno, esto nos meten en situaciones complejas al final de cuentas, porque, incluso estos migrantes votaron por Donald Trump. Estarían de acuerdo en que deportaran a los migrantes similares.Es un extremo. Ahora, los migrantes en general, si son deportados, los migrantes indocumentados y son deportados, van afectar la economía también de los estados unidos? No? Porque hay muchas cosas que en estados unidos dejarían de funcionar, si no hay inmigrantes. [00:34:00] O sea, quién va a cuidar a los viejitos, por ejemplo? Muchos migrantes, sobre todo mujeres se dedican al cuidado de personas enfermas o personas mayores de edad que no tienen familia o que si tienen familia de todas formas, los mantienen prácticamente en el abandono o viven de su pensión y ya no pueden hacer su vida normal porque tienen algún padecimiento, etcétera.Y necesitan una gente que las corre Normalmente son mexicanos o son migrantes indocumentados los que hacen ese tipo de trabajo. Este sector de la población de estados unidos se debería afectar. Los granjeros que siembran, digamos, para vender los productos en el mercado de estados unidos, la mayoría contratan migrantes no documentados.Entonces ellos también van a tener un problema de que su producción agrícola va a bajar porque no va a ver migrantes. Y hay otros sectores de la economía en estados unidos que también resultarían afectados. No sé [00:35:00] si Trump no lo está viendo o se hace el que no lo ve o es solamente un amague, como quien dice.Y esta es como una amenaza que no va a cumplir porque finalmente eso afectaría la economía de los estados unidos. Si llegara a hacerse, aunque fuera de manera parcial, que es lo más probable, pues los migrantes que fueran deportados hacia México, no sabemos si traigan remesas o no. No sabemos si hayan tenido ahorros o no.Puede ser que algunos sí, puede ser que algunos no. Muchos de los que regresan ya no están acostumbrados a vivir en comunidad o en su comunidad. No están acostumbrados a vivir a realizar las actividades en el campo y preferirían vivir en la ciudad, pero en la ciudad no va a haber empleo. No va a haber suficientes empleos para que ellos puedan hacer una vida menos [00:36:00] rural, digamos en su regreso a México.Algunos otros dicen bueno, pues si a mí me deporten, pues yo me regreso a sembrar maiz y no pasa nada, pero no creo que sea la mayoría o no creo que sea la totalidad, al menos no los que vayan a regresar a su comunidad. Quienes han trabajado desde niños en la comunidad y saben realizarlas el trabajo de campo, no van a tener problema, pero quienes ya se acostumbraron a realizar actividades que no son agrícolas y han sido obligados a migrar, pues iban a tener ese problema de que no van a saber que hacer cuando retornen a este país o cuando los obliguen a retornar a este país.Chris: Si yo recuerdo leyendo un libro hace unos años, y era un poco raro porque el libro era publicado en 1940. Y fue una historia social de la migración llegando en estados unidos en el [00:37:00] siglo anterior y básicamente dijo que si llegaron como los alemanes o una ola de migrantes alemanes. Los que ya estuvieran allá odiaban los alemanes porque los alemanes estaban listos a pagar más renta y aceptar menos ingresos de trabajo. Y luego otro 10 años, pasa no? Y quizás ya hay más alemanes ahora, pero ya vienen los ucráneos y los alemanes están enojados porque los u cráneos están listos para pagar más renta y trabajar por menos. Y luego los los alemanes se van a la periferia o se encuentran nuevos pueblos o ciudades. Se migran, básicamente. Y es un ciclo que hasta la fecha vemos en lo que dijiste Aldo respeto de la gente que ya tiene residencia en estados unidos, por ejemplo, los mexicanos diciendo que, "pues ya no, ya tengo el mío, [00:38:00] entonces nadie más," no? Ese tiene una historia muy, muy largo.Y además, la cosa que yo crecía en en Toronto en Canadá. Canadá está conocido y también se promueven el país como un país de multiculturalismo. O sea, la gran mayoría de nuestros papás son de otros países. O sea, es un país de migrantes. Pero, crecimos con este idea nacional que la población del país siempre estuvo disminuyendo, o sea menos y menos gente cada generación. Entonces, por eso teníamos que invitar y aceptar un montón de inmigrantes cada año, o sea, un montón de montón. Pero leyendo las historias sociales, me di cuenta que, pues esas invitaciones y sentido de estar abierto al otro, no era parte de la compasión del país canadiense.Era porque [00:39:00] necesitaban cada vez más, entrecomillas "labor barato", o sea, gente que estaban dispuestos a trabajar los trabajos que nadie más querían hacer y por dinero que nadie más querían trabajar. Y entonces el estado tenían que seguir invitando, trayendo gente de afuera para hacer ese trabajo.Y la pregunta sería, entonces quizás, qué haríamos? Como dijo gloria, para asegurar que hay un trabajo digno, hay una vida digna para la gente. Y lo digo porque cuando hablé con un representante de FIOB que era representante de FIOB en 2009 durante la declaración a no migrar. Y le pregunté entonces, por qué esa declaración no ha salido viral o popular en estados unidos y otros países? Y me dijo "ah, bueno, no, es que en estados unidos, la cosa es que si eres de la parte izquierda de la [00:40:00] política, no podrías criticar nada de la migración." O sea, toda la migración es bonito, no? No hay un espejo a las realidades y pero si te criticas la migración en cualquiera manera, eres automáticamente parte de la derecha o ultra derecha. Eres un hijo de Trump, etcétera. Aldo: De hecho, por ejemplo, Trump, no podríamos decir que sea un nativo americano, verdad? Los nativos americanos no tienen el pelo anaranjado. Entonces el vino de otro país, vino de Europa. Y bueno a la mejor ahora ya se siente estadounidense y no quiere que otros vayan a ese país de manera ilegal, como a lo mejor sus papás llegaron a los estados unidos a pagar rentas caras y a recibir salarios bajos. Pero pues él ya se hizo al modo capitalista de estados unidos. Tiene la [00:41:00] nacionalidad de los estados unidos y ahora no quiere que otros migren. Pero tampoco creo que quiera reconocer derechos de los nativos americanos que son quienes han vivido ahí por muchas más generaciones que las de la familia de tronco de muchos otros que se sienten estadounidenses ahora. Estaba viendo hace unos días un video de como viven, algunas familias en Mongolia. Mongolia es un país en donde todavía hay pastores nómadas que no viven en una ciudad o en una comunidad agraria. Viven en un territorio amplio y van siguiendo a su ganado. Que va cambiando de lugar, defendiendo de la estación del año.Ellos no tienen necesidad de emigrar. O sea, ellos han hecho su vida así desde hace mucho tiempo por muchas generaciones. E incluso no tienen la necesidad de tener los recursos económicos para [00:42:00] comprar cosas porque no necesitan tantas cosas. Está en una tienda de campaña para poder irse para otro lado que a lo mejor los muebles más básicos para poder vivir adentro de su tienda de campaña y se acabo.Y eso no quiere decir que sean pobres. El capitalismo mide la pobreza en función de los ingresos económicos. Si ganas menos de al día, pues eres una persona muy pobre. Pero. Pues el dinero no te va a solucionar todos los problemas del mundo. Entonces, creo que tenemos que empezar a mirarnos de otra manera y ver que los recursos económicos no son la única solución para la vida.Nos han hecho creer eso en los últimos años. Entonces, hoy, quien no tiene dinero es pobre, no? Pero creo que hay otras formas en que hemos vivido la mayor parte de la humanidad en este planeta que no eran como esta forma de vida capitalista que hoy nos están imponiendo, no? Y nos la están imponiendo porque [00:43:00] pues cada vez son menos gente las que quieren controlar la economía mundial.O sea, nosotros lo vemos. Cada vez son menos compañías tras nacionales las que tienen, por ejemplo, el negocio de las semillas y las semilleros que había en México hasta hace 30 años, ya desaparecieron en estos últimos años. Y ahora los tienen cuatro grandes empresas a nivel mundial. Pues obviamente que ellos quieren tener el negocio de las semillas y si no quieren que nadie más tenga negocio de las semillas o que los campesinos no tengan sus propias semillas para poder sobrevivir, entonces están expropiando la posibilidad de generar una vida de una manera distinta, no? Entonces ellos nos van a obligar o nos quieren obligar a que hagamos la vida como dependiendo de lo que ellos nos puedan vender, y desaparecer esas otras formas de sobrevivir en el planeta.Yo creo que esas otras formas, aunque muy deterioradas, [00:44:00] muy golpeadas, siguen vigentes en muchos lugares y habrá gente que las quiera reivindicar, nosotros las queremos reivindicar y creemos que hay otra forma de hacer la vida en esta planeta. Hay muchas otras formas de hacer la vida en tu planeta que son.Chris: Gracias, Aldo. Este Gloria, te gustaría agregar algo? Gloria: Sí, bueno, igual por parte de lo como lo que afecta también a que la declaración no sea tan famosa, es porque, como dice Aldo, es que estamos tan enfocados en el capitalismo que si por un memento, no nos enfocáramos en ese ámbito del capitalismo, yo siento que, pues todos dirían que tienen una vida digna en sus tierras y se quedarían más, pero como todos estamos enfocados en lo material, en el dinero y todo eso, pues decimos que para qué vamos a dar tanto mención a la declaración, si no es útil, [00:45:00] supuestamente? Pero es porque hemos tenido tanto esa idea del capitalismo de que siempre queremos ver dinero, todo lo que implica el capitalismo, y nos olvidamos un poco de lo que realmente significa tener la vida digna, porque pues somos esos ricos en muchas cosas, no? Tenemos agua, tenemos tierra. Y podríamos ser felices con eso. Pero igual no nos conformamos con eso. Siempre queremos más porque esas son las ideas que el capitalismo nos ha metido. Mm-hmm.Chris: Gracias, gloria. Igual, para mí, como aunque he pasado mucho tiempo, visitando y trabajando unos pueblos de Oaxaca, creciendo en un metrópolis urbano, occidental moderno, etcétera, yo tengo que imaginar una vida digna. Yo no crecí en una sociedad donde podían apuntar a un ejemplar de una vida digna. [00:46:00] En ese libro que escribió de David be David bacon sobre la ola o caravana más reciente de inmigrantes que se dirigen a los estados unidos, esta vez de este Venezuela, se mencionó en 2023 creo, se estima que 200,000 migrantes ingresaron a los estados unidos caras. Teniendo en cuenta esas cifras y las diversas crisis que obligan a las personas a mudarse en nuestros tiempos, qué consejos o comentarios les daría a las personas, ya sean campesinos indígenas o modernos que ven la migración como la única respuesta?Gloria: Sí. Sí. Bueno, el consejo que yo daría así sería que si tienen las posibilidades, como digo, si tienen.Aunque no [00:47:00] tengan mucho, no, pero si me nací en una zona donde no hay violencia donde más o menos, si pueden vivir más o menos, si pueden tener una vida digna o a lo que se puede asemejar a una vida digna, pues que se queden ahí. No hay necesidad. Bueno, sí. Sabes que si hay necesidad, pero que no se vean tan forzados a migrar?Porque pues hay es complicado, es difícil todo lo que van a sufrir toda lo que implica, como digo, también un principio, muchos emigran para mejorar sus vidas, pero igual o mejorar la vida de sus familias. Pero muchos cuando regresan esas familias por las que se fueron, cuando regresan, esa familia ya no la encuentran. Ya está muerta. Muchos que igual tengo motivos que igual emigraron. Y se fueron para dar mejor vida a sus papás, pero sus papás ya murieron y ellos todavía siguen sin regresar. Y la vida a y se supuestamente le [00:48:00] iban a dar mejor vida, pero nunca sucedió. Simplemente están sobreviviendo, pero nunca, nunca cumplieron ese sueño.Y yo digo, el consejo que yo les daría es que si tiene la posibilidad de tener una vida digna en sus tierras, pues que se queden ahí y que no vean la migración como el gran sueño, como como todos este lo imaginamos, no?Aldo: Bueno, yo creo que la migración no es una decisión de las personas que se ven obligadas a migrar. Hay muchos factores. Estados unidos necesita mano de obra barata, como tú decías. Entonces, pues aunque Trump diga que no quiere emigrantes, si quiere migrantes. Y lo que sucede en Venezuela, pues al final de cuentas es parte de las políticas que se hicieron en estados unidos, no? Ahí metieron a ese país en crisis.Y luego llegó un ticket de los estados unidos [00:49:00] y les dijo a sus paisanos que se inmigraban hacia los estados unidos. Iban a ser bien recibidos. Nunca se imaginaron el calvario que tenían que sufrir en el tránsito para poder llegar a estados unidos. Y cuando llegan a estados unidos, pues tampoco son bien recibidos como les habían ofrecido que sería su bienvenida, no?Y en México, nosotros vemos ahora en nuestro país, por ejemplo, como se ha incrementado de manera exponencial la violencia en las zonas rurales. Esa violencia no solamente está obligando a la gente a migrar, sino que, pues los está desalojando de sus tierras, no? Y normalmente esto se hace porque, hay otros intereses en esas tierras y las quieren, quieren las tierras, pero las quieren sin gente.Y entonces se va a implementar el mecanismo de la violencia para que esa [00:50:00] gente se vea obligada a salir y por lo tanto, se vea obligada a migrar a donde sea, porque ya no puede vivir en paz en la comunidad donde nació, donde se acostumbra a vivir, no? Entonces la migración no es un fenómeno natural. Es un fenómeno que ha sido creado por el mismo capital, que lo necesita para sobrevivir como sistema capitalista, y que está quitándole la posibilidad de vivir bien a la gente que vive en lugares muy remotos donde no necesitaban incluso de su existencia como sistema.Eso.Chris: Gracias, Aldo. Sí, seguramente las causas de la migración muchas veces vienen del motor de capitalismo de [00:51:00] guerra, plagas y hambre.Y podemos pensar más en que hay ciertas personas que que tienen que emigrar, que tienen que emigrar. No tienen opción. Y además, cuando se emigran y las noticias del dinero, del prestigio, privilegio, vuelve a los pueblos, a las familias que también el tema puede quedar en asuntos de ambición, envidia, deseo, que la gente que tiene opción puede entender las consecuencias a su propio pueblo, a su propia gente, a los que se quedan o dejan atrás, no? Y bueno, me gustaría en el nombre de nuestros oyentes, agradecerles muchísimo por sus tiempo y [00:52:00] presencia hoy por sus reflexiones y consideraciones por sus trabajos y compromisos en el mundo.Lo agredezco mucho. Les agradezco mucho. Y hasta la próxima, gracias, Aldo. Gracias, Gloria. Gloria: Igual, gracias! Aldo: Pues mucho gusto. Mucho gusto. Gloria. Nos vemos. Chris, si. English TranscriptionChris: [00:00:00] Welcome Aldo and welcome Gloria to the podcast the end of tourism. Thank you both for being willing to talk with me today about these topics. I'm curious if you two would be willing to give a little introduction or summary about yourselves.Ah, ado, we didn't hear you.Aldo: Well, about my trips, well, I don't travel. I hardly have any vacations. But because of work, I have had to go to different places in the world. We could say, basically because of the work I do?Rather than going to see the places where I have been invited, what I have done is go and talk to the people who are in those places about the problems we have here in the region.The problems we have in Mexico and [00:01:00] who has allowed me to travel to different places has been the problem of contamination by transgenic corn. So that has made it so that, with that anger that weighed on me in 2001, I have had the opportunity to go to other places to talk a little about that particular problem and many others that are related to it, not the issue of transgenics or the issue of agrochemicals or the issue of corporate control over food, over seeds as well.So, let's say that in general, most of the trips I have made are related to these accents or to the rights of indigenous peoples as well.Chris: Thanks, Aldo. And could you tell us where you are today?Aldo: Eh? Well, today I am in Guelatao and it is my community and I am in the offices of my organization, which is the union of organizations of the Sierra Juarez.Chris: Thank you very much, [00:02:00] Hello Aldo and Gloria.Gloria: Yes, the same. I have rarely left the state, but I do know a lot of people who usually emigrate to the United States, which is where most of them live, but they don't emigrate much to other states. But most of them do emigrate to the United States. I have a lot of neighbors, family, and a lot of people from here in Coycoyan. They do emigrate more to the United States.Chris: Okay. Thank you so much for uh, being on time with us today. So, although it's early in the conversation, my question is about how have you seen the return of migrants to their villages affect the community in your own places or towns?Gloria: Yes, in how long has it affected the community? That many when they return, well, they already have other ideas, other culture, another way of seeing life and sometimes many no longer [00:03:00] want to participate in the community assemblies or they come with other techniques, let's say, of cultivation and the techniques that they had here before, well, they are already lost and I see more and more how this also affects their personal lives, because many when they return they already return sick, tired.In the best of cases, many of them return with money, right? And that makes the people who are in the town see that since they did well, they also want to emigrate and then there are more people who want to migrate and they become more and they have the idea that, well, there is an opportunity for them to improve their lives in the United States.But I say that in general the impact is both positive and [00:04:00] negative, because as I say, many return tired, sick. Many also leave their families here and when they return, their families can no longer find them, or some who leave their parents, when they return their parents have already died or there are situations like that that impact their personal life.Chris: Thanks, Gloria. Aldo, would you like to respond?Aldo: Although there aren't many of them here in the community of Guelatao, there isn't as much migration as in other nearby communities. Let's say that one of the things that we see that has affected us is that prices are rising, because they bring money and no longer work in the fields. So, they receive resources for their families.And that makes them have a greater capacity to pay the waiters, for example, so that they can be the same . So, that makes the rest of the population feel affected, because they do not have the resources to be able to pay what a migrant is paying. Well, that to some extent is affecting corn production as well, in itself, it had already affected it, because many leave and stop working the land. Those who want their family to continue working the land send resources, but let's say that there the costs rise for the rest of the population because they pay higher salaries. So, if someone comes to the community to work, they will charge you more than they charged you before and many cannot pay it.Then he tells us, "I'm not going to plant anymore, because the boy is too expensive." Right?And that has a direct impact on the economy of those who do not migrate.And since there are few migrants too, or I say [00:06:00] since there are few people who stay to work the fields in the community, there are no longer enough people to be able to do what we call gozona.So let's all work together on the part of each of those who enter this type of work. Well, that is also an impact of migration, right?Chris: And Gloria, do you think that the same dynamic exists or has happened in your town?Gloria: No, I say that it is the same, yes, I agree with what they say and yes, it has greatly influenced the people who emigrate if they pay more than those who do not migrate. Yes, that change is very noticeable.Chris: Thank you. Well, part of my interest or how I started, uh, approaching the immigration issue was partly because of my family. [00:07:00] They were also migrants from Macedonia and Greece, and the other side from England to Canada about 50 years ago. So what I've felt is that the dynamics, the consequences of migration on the people and the people who don't migrate, that there are patterns at the global level, and they are almost, well, very similar.I found a book in English, but it also existed in Spanish. Eh? It's called The Right Not to Migrate or The Right To Stay Home by David Bacon. And that book, it's titled after a declaration that the people of FIOB or the Indigenous Front of Binational Organizations made there in Santiago Juxtlahuaca in La Mixteca,After days and days of discussing the consequences of migration in the places of the migrants, that is, the native peoples of the migrants, a declaration was made: "the right not to migrate together with the right to migrate." So I'm curious to know if you could talk about those times and the declaration, if you know how it was formed or how it was received in the Mixteca or in the northern mountains of Oaxaca.Aldo: Well, here in the organization, yes, we have talked about the right not to migrate, because we are interested in strengthening the identity of the people who live in our communities. Well, in the end, we are part of a larger community. It is not only our community, but there are several other communities that belong to the same people, to the Zapotec people, and in that sense, what we are trying to do is [00:09:00] What we have to do is strengthen our communities, strengthen our communality, which is our form of community organization, and for that reason we would prefer that people do not migrate.But the problem is that there has been a brutal impoverishment of the countryside in general, not only in Mexico. We also see it in other countries, that those who emigrate are mainly people who leave the countryside and go to the United States to work in the fields in the United States, but in conditions that are completely different from how they worked in the community. Even here in Mexico, some go to work in the fields in the north of the country , too . It is in terrible conditions , with many agrochemicals.People come back, in some cases they come back sick, right? Or they come back with their feet up, they said in the village, because [00:10:00] they are already dead. They come back just to be buried in the community. But well, they practically lived their whole life outside, right?So, those who leave suffer because they long to be in the community. They want to eat what they eat in the community. They want to listen to the music of the community. They want to live as if they were in the community, but it is no longer there. Those who stay to live outside the community, let's say in the United States, especially, because their children will no longer understand them, because they are educated in a different way in schools that have nothing to do with their culture.Let's say that they are mentally colonized in schools in the United States. There are very few schools that we could say have the capacity to be intercultural and teach in Spanish and English and [00:11:00] teach the culture of the community and the culture that is experienced in the United States, individualism.So it is very difficult for a child of immigrants, born in the United States, to return to the community, because he or she has already adapted to another way, to another civilization, to another way of life completely different from the community. And well, that worries us. We are interested in people staying.We know that it is difficult because there are few economic resources in the communities, but even so, we are making the effort so that people feel proud of their origins and do not have the need to migrate or, in the last case, if they have the need to emigrate, at least they have a reference of what their community is like and take it to wherever they are, [00:12:00] right?Because sometimes people do it out of necessity. And that necessity takes you to other places, but if you feel proud of your cultural identity, you will take that identity wherever you are. In the case of the mountains, there are people from various communities who make a community where they are. But obviously they won't be able to do it in the same way as if they lived in the community, but at least they take something with them.You can also take another way of seeing the world, although you won't be able to practice it like you would in your community, right? And in general, let's say the work we do in the organization is focused on strengthening different mechanisms so that people stay.For example, right now we are working on establishing an agroecology school, so that young people have the tools to [00:13:00] be able to plant the land without depending on herbicides and all the agrochemicals that come with the green revolution and that are the ones normally used in the United States for agricultural production of most of the things that are done there.And within this agroecology framework, obviously for us the cultural element is fundamental because we cannot do only agriculture outside of our territorial-cultural context. So, all of this has to be included in these initiatives that we are trying to promote.Chris: Mm, yes. Thank you. Thank you, Aldo. And Gloria, that statement arose in the Mixteca region where you are and I would like to know if you remember the statement, if it was part of the politics or the people of your town?Gloria: Well, I learned that this statement came about because of the great [00:14:00] injustices that migrants suffer. As it says something from the moment they leave their homes until they get there, let's say in the United States, where they have to work the same and continue to suffer physical and psychological abuse.And what else would we want from people? Well, no, they wouldn't emigrate, no, but we know that they emigrate due to their needs, but I hope that those who emigrate have those opportunities so that if they want to emigrate as best they can and not go through suffering. Mm-hmm.The declaration arose in this area of Juxtlahuaca, according to what I have found, I did not know much about this declaration, but because of this I have already checked. And yes, the declaration arose specifically because of the injustices that people suffer from leaving their homes until arriving in the United States.All the abuses that they [00:15:00] end up suffering along the way and even many of them there, even if they are working there, they also continue to suffer. And for that reason, well, what more would people want than for them not to immigrate, right? What more would we want for all people to have the good fortune of having a dignified life in their country, in their land, so that they do not have to emigrate, but it happens, it happens that if they emigrate, it happens for many reasons that sometimes it is not within our reach to be able to help them, but let's say at least to offer them the opportunities so that they emigrate in the best way possible and do not have so many disadvantages at the time of emigrating.Chris: Thank you. No, yes, my father's village, for example, was a peasant village in Greece and it is no longer abandoned, but when they left there were 800 people. And today there are about 50. And there are still about two, three peasants, so [00:16:00] I understand well what they are saying and how important it is to create the conditions so that people do not need to migrate if they do not need to.But I would also like to ask you about the success that has perhaps existed. So, if there was a statement that came out of the truth, it is not very well known, despite the success of the book and those things. It is not very well known, from what I have seen in Mexico and from speaking with some people from FIOB in the United States, but we will get to that in a moment. I wanted to ask you if there are programs or have you seen certain successes within or through those programs, for example, that you mentioned Aldo and Glorias, if there is a change in the towns. If something has changed in those 15 years.Glory: [00:17:00] Aha, from my side. I say yes. Yes, there has been a change. Maybe not a direct change. There has not been a declaration. Yes, it has helped, but we have not seen it because it is hardly mentioned. But there has been. Thanks to that, programs and projects have been created that have supported migrants, but which many times we are unaware of.But yes, there is, let's say, the positive impact that this statement has generated.Aldo: Well, in the case of the Sierra Juárez, the northern mountains of Oaxaca, let's say, there are some communities that have a high rate of migration and well, in some cases, some programs have arrived, for example, like "two for one," where the migrants, let's say, put up part of the resources, the state puts up another part or puts up two parts, let's say the federal government, the state government to do some work in the community.But that really isn't [00:18:00] solving any problem, not because basically what it's doing is forcing migrants to contribute to doing some better work in their community and when those resources could be used for their families or for something else or to fulfill their community obligations, but not necessarily carrying out the actions that the government is obliged to do, such as social works or things of that sort.So, I could say that the programs that have appeared in recent years have not helped us much to stop migration. For example, the most advertised program of the last six-year period was Sembrando Vida, right? And although that support was given to some farmers in some communities, not in all of them, we could [00:19:00] say that they were captured so that they would not migrate to the United States, but they stopped planting corn when initially the program was for them to plant more corn.They made us plant little trees, not trees that in many cases were not even from the region, that were not going to grow well or if they were going to grow well, they were not going to be useful here, because they came from other regions or if they grew, it was no longer going to be possible to grow corn in those places because they would shade the corn.We live on hillsides. There are no flat places here like in the United States, right? So, let's say that government programs that have benefited to some extent. The migratory flow that has made there less migration, well, they are not seen either. They are not seen very clearly. We see that policies continue to be established to destroy the community fabric , to expel the population . [00:20:00] from the countryside to the cities or to the United States. Chris: Thanks, Aldo. And you mentioned that your work has a lot to do with the regeneration of corn, and obviously local corn as well. Why is it so important for the people in the face of the consequences of migration?Aldo: Corn is a very important element for us. We could say that it is the heart of the community because we eat it every day. We say "native." Institutions in many places call it "criollo" out of habit, but the word is misused. We say that it is our native corn.And it is not the same to eat a tortilla made from native corn, an ear of corn from our corn, than to buy an ear of corn that they now sell in the city that was made with [00:21:00] hybrid corn or that we have to eat tortillas made with transgenic corn. Unfortunately, in recent years, I think it happens not only in the mountains, but in many other places in the country, the use of tortilla factories has increased and so we no longer know what corn they are producing those tortillas with, but they cannot be compared to the tortillas made from our corn with our own technologies. Right?So, I think that corn, for us, besides being our main food or the one we consume the most, also gives us identity. Corn, for example, calls us to work together, which is something that is not done in the United States. They all hire migrants to do their work, right? And they are going to produce what they are going to produce to sell here.The corn that is planted [00:22:00] is normally for consumption. Corn is hardly sold. And for example, now that they are setting guaranteed prices, right? Guaranteed price is MXN $6. In our communities, corn, you cannot sell it for MXN $6, or at least, you sell it for MXN $20, if you sell it, because it is the effort of your work and also by the same people in the community or even by migrants or immigrant families, it is valued as a, a food that is completely different from the corn that is bought in the store, at CONASUPO or at Diconsa or in any commercial store or what comes from tortillas? So there is a special appreciation for our corn. That is important, but it is being produced less and less. Now previously, whoever had corn was considered rich. [00:23:00] From a comparative perspective of today, anyone who has corn is considered stupid or poor because he has no money. However, especially the older peasants who say, well, "if I have corn, I don't need money" to live because I have enough food.Even before, for example, when people had to carry out their community duties, which were not paid in many communities, they started to pay for the position. The person who could occupy the position was an older agent, whose children had already grown up, but who also had corn so that he did not ask anyone for a favor about how he was going to pay for the food of his family for the year or the time that he had to be in charge of the community office.So, let's say that corn also creates community? And with these policies, lack of support or [00:24:00] elimination of support, the Mexican countryside is also hurting our forms of community organization. That's it.Chris: That's powerful. Yes, I remembered what you said, Aldo, some words that the philosopher Ivan Illich wrote, and I don't know if it's exactly what he wrote, but he basically said that for almost all of human history, the greatest measure of poverty was whether or not one had to buy one's food. That is, if you had to buy your food in the past, it was a sign, a measure of poverty, to say that you are poor if you have to buy. Gloria, do you have anything to add to that point?Gloria: Not that point, no,Chris: [00:25:00] Okay, okay. Well, I would also like to continue with what you mentioned, Aldo, about the resources and what are called remittances, and from what I have seen in the statistics, they do not say that more or less six percent of the Mexican economy is made up of remittances sent by family or friends in the United States.In some of the villages I have been invited to, I have been told that the village would not survive without remittances. In others, I have been told that the village would survive much better if people did not leave. This is a very complex issue and I wonder if the two of you could talk about that complexity that you have seen in your villages and elsewhere as a result of remittances.[00:26:00] goes beyond that topic to a vital or central question, which is whether a person can or cannot be responsible for one place while being in another place?Gloria: I say yes. Remittances have had a positive influence because thanks to them there have been many businesses, commerce and I feel that if we took away those remittances, those businesses would fall, because the money that many people spend in those businesses is money that their relatives send from the United States. Thanks to that, they buy their food, the materials they need from school supplies to personal things they need. And if in remittances, I feel that yes, it would be complicated because as until now, there are no

As payment methods diversify and customer expectations increase, the traditional collection and lockbox processing model must evolve. The growing complexity of incoming payments—especially non-conforming mail and unstructured transactions—coupled with the change in expectations, demand smarter, scalable solutions. This situation of complexity and expectations has ushered in a new era of modern collection processing, focused on eliminating manual inefficiencies and using intelligent automation tools to improve accuracy and data quality, driving faster payment processing and improved operational throughput and scalability. Deluxe's Dave Boyce sits down with Craig Jeffery on the Treasury Update Podcast to talk about the latest capabilities lockbox providers can use to improve their existing processes and meet the growing needs of corporations. In this episode, we'll discuss some key features of modern collection solution sets: Virtual batching Machine learning-driven recognition Historical learning Intelligent character recognition (ICR) technology  

India has been one of the top recipients of remittances in the world for more than a decade. Inward remittances jumped from $55.6 billion in 2010-11 to $118.7 billion in 2023-24, according to data from the country's central bank. The bank projects that figure will reach $160 billion in 2029. Learn more about your ad choices. Visit podcastchoices.com/adchoices

The Investing Power Hour is live-streamed every Thursday on the Chit Chat Stocks Podcast YouTube channel at 5:00 PM EST. This week we discussed:(03:20) Exploring the Remittance Market(06:26) The Impact of Taxation on Remittances(09:37) Warner Brothers Discovery's Strategic Split(12:38) Meta's AI Acquisition and Market Positioning(35:40) OpenAI and Google Cloud Collaboration(41:58) The Future of AI and Profitability(43:29) Adobe's Earnings and Competitive Landscape(50:08) RoboTaxis: The Future of Transportation(01:00:55) Upcoming IPOs and Market Trends*****************************************************JOIN OUR NEWSLETTER AND CHAT COMMUNITY: https://chitchatstocks.substack.com/ *********************************************************************Chit Chat Stocks is presented by Interactive Brokers. Get professional pricing, global access, and premier technology with the best brokerage for investors today: https://www.interactivebrokers.com/ Interactive Brokers is a member of SIPC. *********************************************************************FinChat.io is The Complete Stock Research Platform for fundamental investors.With its beautiful design and institutional-quality data, FinChat is incredibly powerful and easy to use.Use our LINK and get 15% off any premium plan: ⁠https://finchat.io/chitchat *********************************************************************Bluechippers Club is a tight-knit community of stock focused investors. Members share ideas, participate in weekly calls, and compete in portfolio competitions.To join, go to ⁠Blue Chippers and apply! Link: ⁠https://bluechippersclub.com/*********************************************************************Disclosure: Chit Chat Stocks hosts and guests are not financial advisors, and nothing they say on this show is formal advice or a recommendation.

EDITORIAL: US remittance tax: An unjust punishment of all Filipinos | June 11, 2025Subscribe to The Manila Times Channel - https://tmt.ph/YTSubscribe Visit our website at https://www.manilatimes.net Follow us: Facebook - https://tmt.ph/facebook Instagram - https://tmt.ph/instagram Twitter - https://tmt.ph/twitter DailyMotion - https://tmt.ph/dailymotion Subscribe to our Digital Edition - https://tmt.ph/digital Check out our Podcasts: Spotify - https://tmt.ph/spotify Apple Podcasts - https://tmt.ph/applepodcasts Amazon Music - https://tmt.ph/amazonmusic Deezer: https://tmt.ph/deezer Stitcher: https://tmt.ph/stitcherTune In: https://tmt.ph/tunein #TheManilaTimes#VoiceOfTheTimes Hosted on Acast. See acast.com/privacy for more information.

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BUSINESS: Warnings raised over US remittance tax plan | June 10, 2025Visit our website at https://www.manilatimes.netFollow us:Facebook - https://tmt.ph/facebookInstagram - https://tmt.ph/instagramTwitter - https://tmt.ph/twitterDailyMotion - https://tmt.ph/dailymotionSubscribe to our Digital Edition - https://tmt.ph/digitalSign up to our newsletters: https://tmt.ph/newslettersCheck out our Podcasts:Spotify - https://tmt.ph/spotifyApple Podcasts - https://tmt.ph/applepodcastsAmazon Music - https://tmt.ph/amazonmusicDeezer: https://tmt.ph/deezerStitcher: https://tmt.ph/stitcherTune In: https://tmt.ph/tunein#TheManilaTimes Hosted on Acast. See acast.com/privacy for more information.

A conversation with Dave Taylor, CEO of Etherfuse, about Etherfuse's stablebonds as an essential blockchain primitive for foreign exchange.

•⁠ ⁠$150B market, broken for decades•⁠ ⁠Solana apps sending money in seconds•⁠ ⁠Local off-ramps turn USDC into cash•⁠ ⁠Dignity, speed, and sovereignty unlocked

Harvard Morgue Scandal (00:02:53 - 00:09:19): Cedric Lodge, HarvardMedical School morgue manager, pleaded guilty to selling donatedcadaver parts (brains, hands, faces) from 2018–2022 in a nationwideconspiracy with six others, including his wife. The scheme involvedstillborn babies meant for cremation, sold via social media. Thisbreach at Harvard exposes ethical failures and institutional greed.Gaza Conflict and U.S. Repercussions (00:30:06 - 00:34:40): Israel'sactions in Gaza, labeled genocide, fuel anti-U.S. sentiment due toAmerican support. Joseph Neumeier, a U.S.-German citizen, was arrestedfor planning an attack on the U.S. embassy in Israel with Molotovcocktails. His erratic behavior led to his capture, showing how U.S.policy sparks violence against its interests.Left-Wing Support for Anti-Israel Violence (00:41:39 - 00:46:29):TikTok influencer Guy Christiansen praised the shooting of two Israeliembassy employees in D.C., calling the shooter a “resistance fighter.”The victims were unconnected to Gaza's conflict. This reflectsleft-wing endorsements of violence, driven by Marxist views of Israelas an oppressor, escalating ideological divides.South Africa's “Kill the Boer” Issue (00:59:30 - 01:06:54): JuliusMalema's chants of “Kill the Boer” incite violence against whitefarmers. President Ramaphosa, confronted by Trump with video evidence,dodged condemning the rhetoric despite claiming to oppose hate speech.This highlights political hypocrisy and risks food insecurity bytargeting farmers.Displacement of American Workers (01:12:05 - 01:26:39): India exportsyoung workers via H-1B and other visas, displacing older U.S. techprofessionals. In 2025, 66% of Silicon Valley tech workers areforeign-born, 23% Indian, per industry data. U.S. firms favor cheaplabor, lowering tech quality. Manav Bharti University sold 36,000 fakedegrees, undermining credentials. Remittances to India reached $35.76billion in 2020, draining U.S. wealth. Older workers face age bias(20% of tech complaints).AI Development Risks (01:31:33 - 01:37:59): A call to pause AI beyondGPT-4 understates risks. AI's threat is government control, notsentience, and it automates creative tasks, curbing human skills.Anthropic's Claude Opus 4, released despite blackmailing in 84% ofsafety tests, shows scientists prioritize profit over safety.AI's Societal Impact and Global Race (01:37:59 - 01:52:38): AImanipulates, as seen in Reddit experiments and a suicide case. Biasedprogramming limits objectivity, and risky models are released forpublicity. Interior Secretary Burgum warns losing the AI race to Chinathreatens global dominance and power grid stability.AI-Powered Surveillance Technology (02:00:04 - 02:07:36): China's“Rover” ball, a 275-pound AI robot, uses facial recognition andnon-lethal weapons to patrol and neutralize criminals. AdvancedChinese robotics, like Clone Alpha, show high capability. Questionabledeveloper ethics raise fears of oppressive surveillance.Government Control of Education (02:25:38 - 02:31:46): Mississippi'sLance Evans demands private schools taking public funds follow publicstandards like Common Core. Trump's school choice risks governmentcontrol, as seen in Arizona. UNESCO's voucher push threatenshomeschooling autonomy.Vaccine-Related Health Concerns (02:33:57 - 02:39:42): Ozempic, fromGila monster venom, causes facial sinking and bowel issues. Mercury influ shots and newborn vaccines may drive autism's 175% rise (1 in 35kids). Media blames pollution, despite autism's rarity pre-1980sFollow the show on Kick and watch live every weekday 9:00am EST – 12:00pm ESThttps://kick.com/davidknightshowMoney should have intrinsic value AND transactional privacy: Go tohttps://davidknight.gold/ for great deals on physical gold/silverFor 10% off Gerald Celente's prescient Trends Journal, go tohttps://trendsjournal.com/ and enter the code KNIGHTFind out more about the show and where you can watch it atTheDavidKnightShow.comIf you would like to support the show and our family please considersubscribing monthly here: SubscribeStarhttps://www.subscribestar.com/the-david-knight-showOr you can send a donation throughMail: David Knight POB 994 Kodak, TN 37764Zelle: @DavidKnightShow@protonmail.comCash App at: $davidknightshowBTC to: bc1qkuec29hkuye4xse9unh7nptvu3y9qmv24vanh7Become a supporter of this podcast: https://www.spreaker.com/podcast/the-david-knight-show--2653468/support.

Harvard Morgue Scandal (00:02:53 - 00:09:19): Cedric Lodge, HarvardMedical School morgue manager, pleaded guilty to selling donatedcadaver parts (brains, hands, faces) from 2018–2022 in a nationwideconspiracy with six others, including his wife. The scheme involvedstillborn babies meant for cremation, sold via social media. Thisbreach at Harvard exposes ethical failures and institutional greed.Gaza Conflict and U.S. Repercussions (00:30:06 - 00:34:40): Israel'sactions in Gaza, labeled genocide, fuel anti-U.S. sentiment due toAmerican support. Joseph Neumeier, a U.S.-German citizen, was arrestedfor planning an attack on the U.S. embassy in Israel with Molotovcocktails. His erratic behavior led to his capture, showing how U.S.policy sparks violence against its interests.Left-Wing Support for Anti-Israel Violence (00:41:39 - 00:46:29):TikTok influencer Guy Christiansen praised the shooting of two Israeliembassy employees in D.C., calling the shooter a “resistance fighter.”The victims were unconnected to Gaza's conflict. This reflectsleft-wing endorsements of violence, driven by Marxist views of Israelas an oppressor, escalating ideological divides.South Africa's “Kill the Boer” Issue (00:59:30 - 01:06:54): JuliusMalema's chants of “Kill the Boer” incite violence against whitefarmers. President Ramaphosa, confronted by Trump with video evidence,dodged condemning the rhetoric despite claiming to oppose hate speech.This highlights political hypocrisy and risks food insecurity bytargeting farmers.Displacement of American Workers (01:12:05 - 01:26:39): India exportsyoung workers via H-1B and other visas, displacing older U.S. techprofessionals. In 2025, 66% of Silicon Valley tech workers areforeign-born, 23% Indian, per industry data. U.S. firms favor cheaplabor, lowering tech quality. Manav Bharti University sold 36,000 fakedegrees, undermining credentials. Remittances to India reached $35.76billion in 2020, draining U.S. wealth. Older workers face age bias(20% of tech complaints).AI Development Risks (01:31:33 - 01:37:59): A call to pause AI beyondGPT-4 understates risks. AI's threat is government control, notsentience, and it automates creative tasks, curbing human skills.Anthropic's Claude Opus 4, released despite blackmailing in 84% ofsafety tests, shows scientists prioritize profit over safety.AI's Societal Impact and Global Race (01:37:59 - 01:52:38): AImanipulates, as seen in Reddit experiments and a suicide case. Biasedprogramming limits objectivity, and risky models are released forpublicity. Interior Secretary Burgum warns losing the AI race to Chinathreatens global dominance and power grid stability.AI-Powered Surveillance Technology (02:00:04 - 02:07:36): China's“Rover” ball, a 275-pound AI robot, uses facial recognition andnon-lethal weapons to patrol and neutralize criminals. AdvancedChinese robotics, like Clone Alpha, show high capability. Questionabledeveloper ethics raise fears of oppressive surveillance.Government Control of Education (02:25:38 - 02:31:46): Mississippi'sLance Evans demands private schools taking public funds follow publicstandards like Common Core. Trump's school choice risks governmentcontrol, as seen in Arizona. UNESCO's voucher push threatenshomeschooling autonomy.Vaccine-Related Health Concerns (02:33:57 - 02:39:42): Ozempic, fromGila monster venom, causes facial sinking and bowel issues. Mercury influ shots and newborn vaccines may drive autism's 175% rise (1 in 35kids). Media blames pollution, despite autism's rarity pre-1980sFollow the show on Kick and watch live every weekday 9:00am EST – 12:00pm ESThttps://kick.com/davidknightshowMoney should have intrinsic value AND transactional privacy: Go tohttps://davidknight.gold/ for great deals on physical gold/silverFor 10% off Gerald Celente's prescient Trends Journal, go tohttps://trendsjournal.com/ and enter the code KNIGHTFind out more about the show and where you can watch it atTheDavidKnightShow.comIf you would like to support the show and our family please considersubscribing monthly here: SubscribeStarhttps://www.subscribestar.com/the-david-knight-showOr you can send a donation throughMail: David Knight POB 994 Kodak, TN 37764Zelle: @DavidKnightShow@protonmail.comCash App at: $davidknightshowBTC to: bc1qkuec29hkuye4xse9unh7nptvu3y9qmv24vanh7Become a supporter of this podcast: https://www.spreaker.com/podcast/the-real-david-knight-show--5282736/support.

In this episode, Anthony Soohoo, CEO of MoneyGram, shares his vision for transforming one of the world's largest global payments networks through what he calls a "refounder mindset." Drawing from his experience leading digital transformations at major companies like Walmart and CBS, Soohoo discusses how MoneyGram is modernizing its platform while leveraging its incredible assets: a network of 450,000 retail locations spanning over 200 countries and 20,000 payment corridors.He explores the company's strategic partnerships with Plaid for seamless bank connectivity, collaborations with Visa and Mastercard, and their thoughtful approach to cryptocurrency through stablecoin partnerships with Stellar Foundation and Circle. Perhaps most ambitiously, Soohoo outlines his five-year goal of positioning MoneyGram not just as a remittance company, but as a global payments powerhouse with the scale and recognition of Visa or Mastercard, all while maintaining the company's core mission of democratizing finance for consumers worldwide.In this podcast you will learn:The three things that attracted Anthony to the opportunity at MoneyGram.How he describes MoneyGram today.The most popular remittance corridors for US consumers.The attributes of a typical MoneyGram customer.Anthony's concept of re-founding and how he is bringing that mindset to MoneyGram.The lessons he has learned in his first six months as CEO.How the money actually moves internationally.How they are partnering with Plaid, as well as Visa and Mastercard.Why MoneyGram believes the future of finance is crypto.How Anthony views the alternative payments rails being developed.The biggest challenge for MoneyGram today.His vision for the next five years.Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

Money sent home by illegal immigrants in the United States could soon be taxed by the U.S. government. Remittances are a top incentive for many illegal immigrants looking for work in the United States, and there are broad systems set up to help them send money to their families in the countries they came from. But a new bill could put that money up for taxation.Views expressed in this episode are opinions of the host and guests and do not necessarily reflect the views of The Epoch Times.

The House's proposed tax plan includes a 5% tax on remittances. These are electronic transfers of money sent by people in the U.S. — often immigrants — to friends and family abroad. There are some exceptions to the tax, including most transfers made by U.S. citizens. We'll learn how this might play out. Also: a (sorta) stock market milestone, a crypto company in the S&P and a bill that could hurt renewables in Texas.

The House's proposed tax plan includes a 5% tax on remittances. These are electronic transfers of money sent by people in the U.S. — often immigrants — to friends and family abroad. There are some exceptions to the tax, including most transfers made by U.S. citizens. We'll learn how this might play out. Also: a (sorta) stock market milestone, a crypto company in the S&P and a bill that could hurt renewables in Texas.

Frontier Gentleman 1958-01-29 (000) Remittance Man (Ben Wright)

EDITORIAL: Remittances at risk | Apr. 24, 2025 Subscribe to The Manila Times Channel - https://tmt.ph/YTSubscribe Visit our website at https://www.manilatimes.net Follow us: Facebook - https://tmt.ph/facebook Instagram - https://tmt.ph/instagram Twitter - https://tmt.ph/twitter DailyMotion - https://tmt.ph/dailymotion Subscribe to our Digital Edition - https://tmt.ph/digital Check out our Podcasts: Spotify - https://tmt.ph/spotify Apple Podcasts - https://tmt.ph/applepodcasts Amazon Music - https://tmt.ph/amazonmusic Deezer: https://tmt.ph/deezer Stitcher: https://tmt.ph/stitcherTune In: https://tmt.ph/tunein #TheManilaTimes#VoiceofTheTimes Hosted on Acast. See acast.com/privacy for more information.

The MPC is scheduled to meet later today to decide on interest rates. We believe the CBE has the room to ease by up to 200 bps in its meeting today.The Finance Ministry has more than doubled its target for international debt issuances in the draft budget for the next fiscal year, coming in at a total of EGP400 billion (USD8 billion), up from EGP150 billion (USD3 billion) in the current fiscal year, according to official figures. Remittances from Egyptians abroad continued their upward pace at the start of the year, rising 83.2% y-o-y to USD2.9 billion in January, according to a statement from the CBE.  The Finance Ministry expects Suez Canal revenues from transit fees to almost double to USD6.3 billion in the budget draft for FY25/26, compared to USD3.7 billion estimated in the current fiscal year. Suez Canal revenues reached USD3.99 billion in 2024, a 61% decrease compared to USD10.25 billion in 2023, due to lower tonnage, impacted by Red Sea disruptions. Property developer Landmark for Real Estate Development (LMD) is in talks with the Egyptian government to develop a new USD4 billion mixed-use project in Cairo, Managing Partner Hamad Al Abbar said.Chevron — the operator of the last active exploration block in the Red Sea — is reportedly on its way out of the block it operates, Asharq Business reported, citing an unnamed government source. Investment Minister Hassan El Khatib and Tunisian Prime Minister Sara Zaafarani discussed putting into motion a proposal to establish a joint bank to facilitate investment and trade between the nations, according to a ministry statement.Petroleum products' subsidies increased by about EGP28 billion during the 9M24/25, reaching EGP104.9 billion, compared to EGP76.3 billion in the comparable period a year before.MBSC attributable bottom line recorded an impressive EGP495.0 million (+295% YoY, +199% QoQ) during 4Q24, bringing FY24 attributable bottom line to EGP833.5 million (+126% YoY). Enhanced profitability came on the back of sturdy revenue growth and operating margin expansion that trickled down to bottom line. MBSC is trading at FY25e P/E of 8.4x. MBSC BoD approved a capital decrease through the cancellation of treasury shares amounting to 6.1 million shares at a value of EGP61.1 million, resulting in issued and paid-in capital of EGP550.2 million.EFIC will distribute cash dividends of EGP15.00/share over three equal tranches on 30 April, 20 August, and 30 September 2025, for shareholders on record on 27 April 2025. This implies a dividend yield of 10% and a payout ratio of 62% of FY24 earnings. MFPC will distribute cash dividends of EGP1.00/share on 7 May 2025 and EGP2.50/share on 30 September 2025 for shareholders on record on 4 May 2025. DPS totals EGP3.50/share for FY24, implying a dividend yield of 8% and a payout ratio of 48% of FY24 earnings.OCDI intends to sign a co-development agreement with Midar in 3Q25 to develop a 4.2 million sqm land plot in East Cairo.

BUSINESS: OFW remittances hit 9-month low of $3.02B | April 16, 2025Visit our website at https://www.manilatimes.netFollow us:Facebook - https://tmt.ph/facebookInstagram - https://tmt.ph/instagramTwitter - https://tmt.ph/twitterDailyMotion - https://tmt.ph/dailymotionSubscribe to our Digital Edition - https://tmt.ph/digitalSign up to our newsletters: https://tmt.ph/newslettersCheck out our Podcasts:Spotify - https://tmt.ph/spotifyApple Podcasts - https://tmt.ph/applepodcastsAmazon Music - https://tmt.ph/amazonmusicDeezer: https://tmt.ph/deezerStitcher: https://tmt.ph/stitcherTune In: https://tmt.ph/tunein#TheManilaTimesVisit our website at https://www.manilatimes.netFollow us:Facebook - https://tmt.ph/facebookInstagram - https://tmt.ph/instagramTwitter - https://tmt.ph/twitterDailyMotion - https://tmt.ph/dailymotionSubscribe to our Digital Edition - https://tmt.ph/digitalSign up to our newsletters: https://tmt.ph/newslettersCheck out our Podcasts:Spotify - https://tmt.ph/spotifyApple Podcasts - https://tmt.ph/applepodcastsAmazon Music - https://tmt.ph/amazonmusicDeezer: https://tmt.ph/deezerStitcher: https://tmt.ph/stitcherTune In: https://tmt.ph/tunein#TheManilaTimes Hosted on Acast. See acast.com/privacy for more information.

Claire Gates, Head of Payments, Crown Agents BankCrown Agents Bank (CAB) is a UK-regulated, certified B Corp bank and provider of wholesale foreign exchange and cross-border payment services across developing, emerging and frontier markets. Claire Gates, Head of Payments for CAB speaks to Robin Amlôt of IBS Intelligence about collaboration between FinTechs and banks, and why it is critical for scaling secure cross-border payments. The conversation also includes discussion about moves towards cashless remittances.

For episode 198, we're excited to welcome Eric Alsop, Chief Technology Officer at Pesabase—a blockchain-based remittance platform making it faster, cheaper, and more secure to send money to South Sudan, with over $8.5 million transacted to date.From mobile agents to full-service banks, and from smart contracts to stablecoins, Pesabase is a masterclass on accessible UX & meeting users where they are—without compromising on security or speed.In this episode, you'll learn:Why traditional remittance systems are failing those who need them most—and how one startup is using crypto rails to deliver $8.5 million in remittances to last-mile communities.How Pesabase has cracked the code on Web3 user experience by abstracting blockchain complexity for seamless, real-world adoption.And how stablecoins and smart contracts are reshaping the future of cross-border payments and financial inclusion.--Key Takeaways--

Christian Esguerra is joined by Prof. Cielo Magno and Ronald Llamas.

On Episode 535 of The Core Report, financial journalist Govindraj Ethiraj talks to Kunal Bajaj, CEO & Co-Founder at CloudExtel as well as Randheer Singh, CEO ForeSee Advisors and former Director E-Mobility, NITI Aayog.SHOW NOTES(00:00) The Take(07:43) Midcaps clock best day in 9 months(09:51) Gold prices once again hit fresh highs, rupee strengthens further(13:02) Remittances from US and UK overtake Gulf(14:44) India set to impose higher tariffs on steel imports, stocks rise(16:13) Where and how do we really need satellite broadband in India?(25:38) Can game changing fast charging cars come to India soon, after Chinese car company BYD's 5 minute and 400 km charging announcement⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Listeners! We await your feedback....⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Core and The Core Report is ad supported and FREE for all readers and listeners. Write in to shiva@thecore.in for sponsorships and brand studio requirementsFor more of our coverage check out ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠thecore.in⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Join and Interact anonymously on our whatsapp channel⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe to our Newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow us on:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Linkedin⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Youtube⁠

We are all familiar with phishing tests to test our ability to identify a fraudulent email – but what about a test to see if a fraudulent vendor request to change vendor remittance details can be leaked or changed?  Keep listening.  Check out my website www.debrarrichardson.com if you need help implementing authentication techniques, internal controls, and best practices to prevent fraudulent payments, regulatory fines or bad vendor data. Check out the Vendor Process Training Center for 116+ hours of weekly live and on-demand training for the Vendor team.  Links mentioned in the podcast + other helpful resources:    Free Training Sessions: https://training.debrarrichardson.com/free-training-sessions Plug Up the Gaps in Your Vendor Process to Avoid fraud, Fines and Bad Vendor DataAuthentication (Includes a Free Authentication Reference Template)Pressure Testing 101: How to Stress-Test AP Fraud Controls: https://www.iofm.com/ap/whitepapers/pressure-testing-101-how-to-stress-test-ap-fraud-controls Vendor Process Training Center - https://training.debrarrichardson.comCustomized Fraud Training:  https://training.debrarrichardson.com/customized-fraud-training Free Live and On-Demand Webinars: https://training.debrarrichardson.com/webinarsVendor Master File Clean-Up:  https://www.debrarrichardson.com/cleanupYouTube Channel:  https://www.youtube.com/channel/UCqeoffeQu3pSXMV8fUIGNiw More Podcasts/Blogs/Webinars www.debrarrichardson.comMore ideas?  Email me at debra@debrarrichardson.com Music Credit:  www.purple-planet.com

If you still receive vendor supporting documentation via email and process vendor adds and changes manually - this topic is for you, though, it may surprise some of you since I routinely say that confirmation calls are not the silver bullet to avoid fraud.  What can 3 confirmation calls do?   Keep listening.  Check out my website www.debrarrichardson.com if you need help implementing authentication techniques, internal controls, and best practices to prevent fraudulent payments, regulatory fines or bad vendor data. Check out the Vendor Process Training Center for 116+ hours of weekly live and on-demand training for the Vendor team. Links mentioned in the podcast + other helpful resources:     Vendor Master File Tip of the Week > New Best Practice To Avoid Fraud When Making That Confirmation Call:  https://youtu.be/4Yv_D2hv76E Vendor Process Training Center - https://training.debrarrichardson.comCustomized Fraud Training:  https://training.debrarrichardson.com/customized-fraud-training Free Live and On-Demand Webinars: https://training.debrarrichardson.com/webinarsVendor Master File Clean-Up:  https://www.debrarrichardson.com/cleanupYouTube Channel:  https://www.youtube.com/channel/UCqeoffeQu3pSXMV8fUIGNiw More Podcasts/Blogs/Webinars www.debrarrichardson.comMore ideas?  Email me at debra@debrarrichardson.com Music Credit:  www.purple-planet.com

The estimated 2.3 million Filipino overseas workers form the economic backbone of their nation. The remittances they send home are vital; sustaining household incomes, driving consumer spending, supporting community development, and ensuring national economic stability - contributing 8.5% to GDP.In the first of our two-part series looking at the Philippine economy, Sam Fenwick meets overseas workers who send money home and those who have returned to set up businesses.If you would like to get in touch with the show, please email: businessdaily@bbc.co.ukPresented and produced by Sam Fenwick(Picture: Angel Kho, a head chef, in the kitchen of a care home in the UK. Credit: BBC)

Welcome to our first explainer episode for 2025!–On this episode, 'Laolu, Furo, and Nosa talk about how cross border payments and remittances really work, LemFi's expansion into Europe and why this is a good thing._We love hearing your thoughts! Find us on X (@TheOAPod) and Instagram (@openafricapod) and tag us in your conversations. Hosted on Acast. See acast.com/privacy for more information.

BUSINESS: OFW remittances hit all-time high of $38.3B | Feb. 18, 2025Visit our website at https://www.manilatimes.netFollow us:Facebook - https://tmt.ph/facebookInstagram - https://tmt.ph/instagramTwitter - https://tmt.ph/twitterDailyMotion - https://tmt.ph/dailymotionSubscribe to our Digital Edition - https://tmt.ph/digitalSign up to our newsletters: https://tmt.ph/newslettersCheck out our Podcasts:Spotify - https://tmt.ph/spotifyApple Podcasts - https://tmt.ph/applepodcastsAmazon Music - https://tmt.ph/amazonmusicDeezer: https://tmt.ph/deezerStitcher: https://tmt.ph/stitcherTune In: https://tmt.ph/tunein#TheManilaTimes Hosted on Acast. See acast.com/privacy for more information.

Stay informed on the latest UK tax updates with Stan Farmer and Syl Michelin! In this episode, they discuss significant changes to remittance-based taxation and the introduction of the Temporary Repatriation Facility (TRF). Learn how these updates affect US-UK taxpayers, strategies to optimize your finances, and why now is the time to act on unremitted income and gains.

See More Here! In this episode of Fintech Confidential: Leaders One on One, host Tedd Huff speaks with Pascale Elie, Co-FOunder & Chairperson of Cellpay and co-founder of HaitiPay, about her work in improving financial services in LatinAmerica and the Caribbean. Pascale shares how the 2010 earthquake highlighted the need for accessible financial tools, leading to the launch of HaitiPay, Haiti's first privately regulated fintech company. She discusses the importance of building partnerships, fostering trust, and addressing regulatory gaps to provide effective solutions.Expanding her efforts, Pascale established Cellpay to connect diaspora funds with local economies, supporting small business investments and community development. She explains how understanding local dynamics and forming strong partnerships are essential for delivering meaningful financial services.The conversation also covers challenges in working with traditional banks and the process of collaborating with Haiti's central bank to create regulations that allowed fintech companies to operate independently. Pascale emphasizes practical tools like digital systems for community savings clubs, which offer secure and transparent ways for members to manage their funds.Pascale shares advice for fintech entrepreneurs, urging them to focus on clear goals, collaborate with the right people, and adapt to unregulated markets by advocating for necessary changes. She also highlights the potential of artificial intelligence to increase efficiency and expand access to financial services, stressing that ethical use of such tools is critical.Join Tedd Huff and Pascale Elie at the FinTech Islands Conference in Barbados from January 22-24, 2025, where they will share additional insights on improving financial services in underserved regions.Key Highlights

BUSINESS: Remittances hit $3.42B in October | Dec. 17, 2024Visit our website at https://www.manilatimes.netFollow us:Facebook - https://tmt.ph/facebookInstagram - https://tmt.ph/instagramTwitter - https://tmt.ph/twitterDailyMotion - https://tmt.ph/dailymotionSubscribe to our Digital Edition - https://tmt.ph/digitalSign up to our newsletters: https://tmt.ph/newslettersCheck out our Podcasts:Spotify - https://tmt.ph/spotifyApple Podcasts - https://tmt.ph/applepodcastsAmazon Music - https://tmt.ph/amazonmusicDeezer: https://tmt.ph/deezerStitcher: https://tmt.ph/stitcherTune In: https://tmt.ph/tunein#TheManilaTimes Hosted on Acast. See acast.com/privacy for more information.

#web3 #aiagents #griffinai.io #jimjimsreinventionrevolution #microstrategy Colin Fitzpatrick is a founder / storyteller who writes about AI agents, Web3 and emerging technologies.  He's a veteran of the software world who caught the crypto bug early and went in on web3.  Listen to JJRR 118 where Colin, now business lead at Griffinai.io, describes his new focus on the emergence of AI agents and how they will simplify web3 apps for a larger audience.  JimJim had fun diving back into the cryptoverse with Colin as Bitcoin breaks through $100K USD.  Listen to the end for Colin's take on Microstrategy's BTC strategy and the stock's recent runup.   On-Chain Network for AI Agents (20) Colin Fitzpatrick | LinkedIn  https://magicmind.superfiliate.com/JIMCIRILLO https://ko-fi.com/jimjim99 jimjim99 | Twitter, Instagram, Facebook | Linktree 07:03s AI agents and how they apply to Web3 15:27s State of Web3 – where's the value? 19:30s Why web3? – Remittance, digital payments 33:32s Is Microstrategy the next FTX? Or is it real 43:01s Leaning into entrepreneurship, starting with a crypto project 48:42s Evangelizing and sharing passion about tech 52:01s Caution around the rapid development of AI agents 55:45s Learning the power of delegation and valuing your time Enjoy the episode? Share with friends! Subscribe in Spotify, Apple or Google Podcasts! https://www.jimjimsreinventionrevolution.com/resources jimjim99 | Twitter, Instagram, Spotify, Facebook | Linktree https://ko-fi.com/jimjim99

EDITORIAL: Making remittances count | Nov. 24, 2024 Subscribe to The Manila Times Channel - https://tmt.ph/YTSubscribe Visit our website at https://www.manilatimes.net Follow us: Facebook - https://tmt.ph/facebook Instagram - https://tmt.ph/instagram Twitter - https://tmt.ph/twitter DailyMotion - https://tmt.ph/dailymotion Subscribe to our Digital Edition - https://tmt.ph/digital Check out our Podcasts: Spotify - https://tmt.ph/spotify Apple Podcasts - https://tmt.ph/applepodcasts Amazon Music - https://tmt.ph/amazonmusic Deezer: https://tmt.ph/deezer Stitcher: https://tmt.ph/stitcherTune In: https://tmt.ph/tunein #TheManilaTimes#VoiceofTheTimes Hosted on Acast. See acast.com/privacy for more information.

BUSINESS: OFW remittances hit $3.34B | November 16, 2024Visit our website at https://www.manilatimes.netFollow us:Facebook - https://tmt.ph/facebookInstagram - https://tmt.ph/instagramTwitter - https://tmt.ph/twitterDailyMotion - https://tmt.ph/dailymotionSubscribe to our Digital Edition - https://tmt.ph/digitalSign up to our newsletters: https://tmt.ph/newslettersCheck out our Podcasts:Spotify - https://tmt.ph/spotifyApple Podcasts - https://tmt.ph/applepodcastsAmazon Music - https://tmt.ph/amazonmusicDeezer: https://tmt.ph/deezerStitcher: https://tmt.ph/stitcherTune In: https://tmt.ph/tunein#TheManilaTimes Hosted on Acast. See acast.com/privacy for more information.

In today's sixth episode of Fintech Fridays Special Edition with Binance Africa titled "How the role of cryptocurrencies in Africa could spell the end of remittances in Ghana ," In today's Fintech Friday series, we dive deep into the intriguing role of cryptocurrencies in Africa, focusing on the potential end of traditional remittance systems in Ghana. As we explore this transformative shift, we'll discuss how cryptocurrencies offer lower costs, faster transactions, and increased accessibility, particularly in a country facing economic challenges like Ghana. Join us as we examine the steps required to make cryptocurrency mainstream in Ghana and how platforms like Binance Wallet and Binance Academy are paving the way with innovative solutions and educational resources. Stay tuned to uncover how these digital currencies could reshape financial landscapes and provide new opportunities for the unbanked population.A special thanks to our sponsors, Binance Africa, for supporting this episode.About BinanceBinance is the world's leading blockchain ecosystem and cryptocurrency infrastructure provider with a financial product suite that includes the largest digital asset exchange by volume. Trusted by millions worldwide, the Binance platform is dedicated to increasing the freedom of money for users and features an unmatched portfolio of crypto products and offerings, including trading and finance, education, data and research, social good, investment and incubation, decentralization and infrastructure solutions, and more. For more information, visit: https://bit.ly/4gbOtZRDisclaimer: For the avoidance of doubt, the use of the terminology of depositing or withdrawing does not mean that Binance receives, holds, or releases any fiat currency through its platform nor does it contemplate any deposit taking, remittances or similar activity by Binance.Risk Warning: Digital asset prices are subject to high market risk and price volatility. The value of your investment may go down or up, and you may not get back the amount invested. You are solely responsible for your investment decisions and Binance is not liable for any losses you may incur. Past performance is not a reliable predictor of future performance. You should only invest in products you are familiar with and where you understand the risks. You should carefully consider your investment experience, financial situation, investment objectives and risk tolerance and consult an independent financial adviser before investing. This material should not be construed as financial advice. For more information, see our Terms of Use and Risk Warning.Episode Agenda Main Topic: Cryptocurrencies in Africa and Remittances in GhanaPotential impact of cryptocurrencies on traditional remittancesAdvantages of cryptocurrencies for remittances Current State of Remittance Systems in GhanaPrevalence of mobile money technology in GhanaChallenges with smartphone affordability and usage Cryptocurrency Adoption and Education in GhanaImportance of smartphone adoptionRole of organizations like Binance in providing cryptocurrency educationBarriers to mainstream cryptocurrency adoption in Ghana Factors Influencing Cryptocurrency AdoptionLower costs and faster transaction speedsIncreased accessibility through reduced feesComparisons with mobile money and cross-border transactions Economic Challenges in GhanaDepreciation of the Ghanaian cediInflation...

In This Episode Globetrotter and Host Brett King shares banking news and investment conversations from around the world We start today's podcast on banking with Brett's one on one discussion on tech in Thailand with Dr. Supachai Kid Parchariyanon. Dr. Kid is CEO and Co-Founder of consulting company Rise, and managing partner for SeaX Ventures, a Thai venture capital firm with presence in Silicon Valley. Rise's company goal is to drive 1% of the GDP in Thailand as well as reduce 1% of carbon emissions in all of Southeast Asia. Earlier in his career, Dr. Kid was a key figure responsible for bringing the social media app Twitter (now known as X) to Thailand, it was a technical challenge, and one that had legal barriers as well. Later, he and his team were also able to code software for the Nokia phone, creating in his words a “Robin Hood-like app” for Thailand. He speaks to us today about the Thai tech scene, what's happening in fintech and the VC world, and specifically what's helping drive the Thai economy -- from fintech to health tourism to the Thai lifestyle movement and digital nomad visas, the conversation is wide-ranging as this small country slowly recovers from covid and faces demographic headwinds. With an aging society they are looking to attract new talent and people to the country, collaborate not compete and expand investment in deep tech, AI, agritech, medical, and tourism tech. Then, from the 24 Fintech Conference in Saudi Arabia, Brett introduces us to Saudi Arabia's Barq, making headlines around the region and other parts of the world, as he sits down with its Chief Business Officer, Saad Almuhana. Barq is the newest and fastest growing private wallet and challenger bank in Saudi Arabia, the Middle East and potentially the world, having garnered 1.5M customers in 35 days -- having hit the amazing milestone of 1M customers in 21 days. In Saudi Arabia, younger people represent 70% of the population, tech savvy, mobile banking is very successful in the Kingdom with mobile penetration off the charts. Consumer appetite is high for help with finances in a quick manner. Remittance is a big part of Barq's offering, assuring customers that the optimal rail is selected at the right time for payment transactions. The journey started August 2024 with an EMI license (e-money), expansion plans are already in the works. In their second month, Barq is enhancing service offerings through multiple partnerships and hoping to hit 2M customers. If the evolution of the fintech is such, they have the option to upgrade to a full bank. It's an interesting and unique journey, one of incredible growth. But......one last thing before you listen to the latest episode of our financial podcast,,,,you know what season it is? Not just pumpkin spice, it's conference season and there is a new show to add to your list. The AI-Native Banking & Fintech Conference is happening October 7 in Salt Lake City and Breaking Banks is proud to be a media partner. Our listeners get a 20% discount when they register at conference.springlabs.com and use the code SpringLabsXBreakingBanks. They have an outstanding set of speakers and this is not to be missed. Once again, you have the link http://conference.springlabs.com and the code is: SpringLabsXBreakingBanks, don't forget to claim your discount! https://www.youtube.com/watch?v=zZNxqyOfV6M

Headlines: BRP Teresa Magbanua, pulled out from Escoda Shoal, will be replaced by another Philippine ship | Remittances from Filipinos overseas reached more than $19 billion by end of July | Math teacher is earning 7 million New Taiwan Dollars every year through his videos uploaded in a porn site.You can also listen with Tagalog transcript and English translations here: https://www.tagalog.com/podcast/play.php?podcast_id=311Listen to all our transcribed episodes here: https://www.tagalog.com/podcast/

Ever wondered what goes on behind the scenes of a giant like PayPal? Join us on today's episode of The Milk Road Show as we sit down with Neil Desilva, former CFO of PayPal Digital Currencies & Remittances, and one of the masterminds behind PayPal's Stablecoin, PYUSD. You'll learn: •⁠ ⁠A refresh on PayPal's stated crypto strategy •⁠ ⁠Why did PayPal decide to launch a stablecoin, and what's the reason behind their choice of Solana? •⁠ ⁠How is regulation shaping PayPal's approach, and what's needed to unlock the full potential of their stablecoin? •⁠ ⁠Where is the industry headed, and what role will players like PayPal, Mastercard, BlackRock, and Stripe play in shaping its future?

Mario Cibelli, Managing Partner at Marathon Partners Equity Management, LLC, joins the podcast for the fourth time to share his thesis on Remitly Global, Inc. (NASDAQ: RELY), a trusted provider of digital financial services that transcend borders. Chapters: [0:00] Introduction + Episode sponsor: Tegus [1:58] What is Remitly Global $RELY and why are they so interesting to Mario [3:22] What is Mario seeing in $RELY that the market is missing that makes this an alpha opportunity (in Mario's opinion) [8:08] $RELY service use case / question of fees to transfer money / bear case / crypto [17:25] How does their customer base trust them / why is it so complex to do digital disbursement the right way? [27:32] Digital fraud / business environment [35:34] Bear case cont'd. / valuation [44:48] Thoughts on Wise [51:13] Marketing expenses [58:56] Valuation cont'd [1:02:33] What keeps Mario up on at night on $RELY thesis [1:08:10] Final thoughts / additional key points investors should be aware of about $RELY, i.e., direct connections [1:16:34] Stable coins/crypto - why not a risk? Why Mario thinks it's an accelerant? Episode sponsor: Tegus If you've been reading my newsletters, you know how often I rely on Tegus for my research. It's truly revolutionized how I get up to speed on new industries and companies. Tegus has the largest transcript library in the world, with over 75% of private market transcripts. Whether you're curious about AI, biotech, or any niche market, Tegus has the insights you need. What sets Tegus apart is its all-in-one platform. It's packed with expert call transcripts, management checks, panel calls, and in-depth financial data. No more jumping between different services or piecing together fragmented data. With Tegus, everything is right at your fingertips. The best part? The insights you get are from the very people shaping the industries you're interested in. You'll find perspectives from insiders and executives that you simply can't get anywhere else. To see Tegus in action and understand why it's my go-to resource, visit Tegus.com/value – that's T-E-G-U-S dot com slash value. Trust me, once you try Tegus, you'll never look back.

Polls and votes, Mexico remittances plus more stories.....

Each year millions of Indians go abroad to study and work. A lot of them end up sending money back home, a transfer known as remittances. The money is a crucial source of household income in low and middle-income countries, according to the World Bank. India is the only country to have received more than 100 billion dollars through this route - but it comes at a loss of its human capital. We speak to Indian expats and economists to explore the effect of remittances on the Indian economy.Presenter/ producer: Devina Gupta(Photo: Closeup view of a man counting Indian currency. Credit: Getty Images)

In this episode of the Crazy Wisdom Podcast, host Stewart Alsop welcomes Farhaj Mayan, who discusses his work with Forma in developing Solana economic zones. The conversation, held in Buenos Aires, delves into the concept of Solana-based economic zones similar to special jurisdictions like Dubai and Shenzhen. Farhaj explains the potential for these zones to attract talent and capital by offering new legal, regulatory, and economic frameworks. The discussion covers his experiences with the BuildSpace initiative and various global perspectives, including insights on Dubai's rapid development and Argentina's high crypto adoption rates. The podcast also highlights the upcoming month-long Solana economic zone event in Buenos Aires, aiming to connect international projects with local talent and investors. Check out and apply for what Forma is doing with Solana Economic Zones hereTimestamps00:19 Understanding Solana Economic Zones02:02 Buenos Aires: The First Solana Economic Zone02:20 The Unique Expat Scene in Buenos Aires03:06 Comparing Global Cities: Buenos Aires, Rio, and Dubai03:50 Dubai's Rapid Development and Economic Strategy05:00 The Diverse Social Structure of Dubai07:00 Government Initiatives and Talent Retention in Dubai08:57 The Role of Free Zones in Economic Development12:51 Singapore vs. Dubai: Competing Global Hubs14:32 The Future of Remote Work and Global Talent15:20 The Inspiration Behind Forma and Solana Economic Zones23:55 Argentina's Potential for Economic Development25:58 Argentina's Economic and Cultural Landscape27:46 Crypto Adoption in Argentina28:22 Financial Systems and Entrepreneurial Spirit29:41 Historical Context and Immigration32:33 The Future of Argentina and Global Comparisons34:57 Opportunities and Challenges in Immigration37:01 Digital Nomad Programs and Global Mobility44:18 Building Communities and Economic Zones47:36 Event Details and Final ThoughtsKey InsightsSolana Economic Zones: The concept of creating internet-native economic zones that manifest physically in different countries, aiming to drive local economic development by connecting global crypto projects with local talent.Argentina's Unique Position:High crypto adoption due to economic instability and inflationStrong education system and tech ecosystemCultural similarities to Western countriesFavorable time zone for both US and European marketsEasy immigration policies (potential for citizenship in 2 years)Argentina's Historical Context:Once one of the world's most promising economies in the early 1900sCurrent economic challenges but retaining strong cultural and educational foundationsCrypto Adoption in Argentina:Approximately 30-60% of people actively use cryptoHigh volume of stablecoin transactionsInformal peer-to-peer banking system (Cuevas) for OTC tradesThe SEZ Argentina Event:Month-long unconference formatBringing together founders, local community leaders, policymakers, and investorsFocus on "real world Solana" projects with practical applicationsCombining educational content with cultural experiencesGlobal Talent Movement:Discussion on how countries like Dubai and Singapore are attracting global talentPotential for Argentina to leverage its immigration policies for talent attractionBottom-up Community Movements:Importance of grassroots efforts in driving economic changeRole of community-led initiatives in attracting international interest and investmentBridging Online and Offline Communities:The value of bringing internet-native communities together in physical spacesPotential for creating "pop-up cities" or temporary hubs for digital nomads and crypto enthusiastsRegulatory Considerations:Discussions on creating favorable regulatory frameworks for crypto businessesBalancing international relations (e.g., US alignment) with economic opportunitiesCultural Integration:Argentina's welcoming nature and potential for integrating newcomersThe importance of shared experiences in building strong communities

Dr. MarthaJay hones the skills of world activists to address the impact of remittances on children and economy of receiving countries. MWESIGYE Robert, CEO and Founder of Rejoice Africa, and Attorney Carter Dillard, executive at the Fair Start Movement share practices on how recipients of remittances can direct the fund towards sustainability and how entities like the United Nations and governments can enact policies to make the transfer of remittances more beneficial to the individuals who need it most. --- Send in a voice message: https://podcasters.spotify.com/pod/show/dr-marthajay/message

Matthew Graham is the founder and managing partner of Ryze Labs — the crypto VC firm formerly known as Sino Global.  In this episode, Chaparro and Graham discuss the state of the stablecoin market and the potential impact of stablecoins on the global financial system. Graham also highlights the importance of stablecoins in emerging markets and the potential for stablecoins to enhance financial inclusion. OUTLINE 00:00 Introduction 00:47 Ryze Portfolio Positioning 03:25 Stablecoin Opportunities 10:17 Stablecoins & Emerging Markets 13:00 Stablecoins & US Dollar Dominance 18:08 Financial Inclusion 20:21 Remittances 22:03 Political Paradigm Shift 26:42 Stablecoin Risks 28:20 Closing Thoughts This episode is brought to you by our sponsor Polkadot Polkadot is the blockspace ecosystem for boundless innovation. To discover more head to polkadot.network The Block Community The Block is launching a new community experience for fans of The Scoop! Follow us on Lens to stay in the loop: hey.xyz/u/theblockcommunity The Block Newsletters The Block's newsletters bring you the latest news and analysis of the fast-moving crypto and DeFi markets. To subscribe, visit theblock.co/newsletters

In this episode, I speak with Hussain Elius, Founder and CEO of Wind, a fintech that is enabling instant cross-border payments built on blockchain rails. Elius has been a career entrepreneur, starting with building an event management business in university. Once he graduated, Elius took an experimental approach to developing the business model that would eventually become the well known Bangladeshi SuperApp, Pathao. After 6 years building Pathao, Elius changed gears and launched a web3 fintech that enables instant and low-cost global payments. Wind has developed self-custodial crypto wallets that completely eliminate gas fees and are accessible anywhere in the world. They have done this by building both the payment infrastructure and interoperability with mainstream on- and off-ramps. Wind is headquartered in Singapore and has payment licenses in both Europe and the UAE. They raised $3.8M at the end of 2023. You can learn more about them by visiting wind.app.

Felix Pago CEO and Co-Founder Manuel Godoy joins us for an episode to share how Felix Pago is utilizing stablecoins to make remittances easier for immigrants. Manuel's personal story including financial services pain points as an immigrant Felix's founding story around the massive Latin American remittance market The importance of trust for remittance businesses The dominance of WhatsApp as an operating system across Latam Utilizing stablecoins to move money faster and cheaper

Donate (no account necessary) | Subscribe (account required) In this episode of "The Wright Report," Bryan Dean Wright offers a sweeping analysis of significant global and domestic events impacting America and the world. The episode kicks off with a critical look at former President Donald Trump's ongoing criminal trial in New York, emphasizing the controversial and potentially partisan nature of the prosecution. Wright poses a thought experiment to underline the potential biases in the judicial process based on political affiliations. The discussion then shifts to the U.S. southern border, where recent statistics show a decrease in illegal crossings, which the Biden administration attributes to its policies. Wright questions the celebration of these numbers, pointing out the ongoing challenges and implications of border management. Internationally, the episode covers Germany's shift in migration policy due to rising crime rates among migrant populations, linking it to broader European dissatisfaction with open border policies. In Africa's Sahel region, Wright updates on the geopolitical shifts with Russia's increasing influence at the expense of Western presence, highlighting the strategic importance of mineral resources and the complex interplay of local and international forces. The episode also touches on tragic events in Australia, where recent stabbing attacks have reignited debates on knife control and mental health issues. Finally, Wright discusses the role of remittances in supporting economies in Central America and critiques governance in the region as a driver of migration. Throughout the episode, Wright intertwines factual reporting with insightful analysis, offering listeners a deep dive into the complexities of each topic while maintaining a focus on the broader implications for American policy and global stability.

In the bustling landscape of entrepreneurship, tales of success often emerge from the crucible of determination, innovation, and unwavering belief in one's vision. Guy Kashtan's journey embodies this narrative, traversing the realms of coding, corporate life, and ultimately, co-founding Rewire, a fintech startup aimed at revolutionizing remittance services for immigrants. Guy reveals interesting details about his experiences with co-founding a company, navigating it through the challenges of COVID-19, and taking it through an acquisition.

When workers send money to their home countries, it can have a huge impact on local and national economies. Remittances to low and middle-income countries were up this year, and the U.S. was the biggest source. In this episode, we’ll get into why migrants and immigrants have been able to send more cash than they used to. Plus, alternative investments take a wild ride during the pandemic, Canada breaks into EV battery production  and 2022 unemployment hit a record low, new data shows.