Podcasts about 401k

On this Ask Suze & KT Anything episode, KT asks Suze your questions about paying off your mortgage, survivor Social Security benefits, why you need the full suite of Must-Have-Documents and so much more. Watch Suze’s YouTube Channel Jumpstart financial wellness for your employees: https://bit.ly/SecureSave Try your hand at Can I Afford It on Suze’s YouTube Channel Protect your financial future with the Must Have Docs: https://bit.ly/3Vq1V3GGet your savings going with Alliant Credit Union: https://bit.ly/3rg0YioGet Suze’s special offers for podcast listeners at suzeorman.com/offerJoin Suze’s Women & Money Community for FREE and ASK SUZE your questions which may just end up on the podcast. Download the app by following one of these links: CLICK HERE FOR APPLE: https://apple.co/2KcAHbH CLICK HERE FOR GOOGLE PLAY: https://bit.ly/3curfMISee omnystudio.com/listener for privacy information.

What if “wealth” wasn't about hitting some magic number in your bank account… but instead about clarity, cash flow, and confidence to live a life you never have to retire from?That's exactly what this week's guest, Brian Skrobonja, has helped thousands of high-net-worth entrepreneurs and business owners figure out over the last 30 years.Brian is a nationally recognized wealth advisor, a Forbes Top 10 podcast host, and the creator of the WealthSync Process—a system that goes way beyond rates of return to align your money with your life's bigger purpose.We dive deep into:Why most people define “wealth” the wrong wayHow to think about passive income beyond real estate or investmentsThe psychology of purpose after a business sale or big transitionThe tax blind spots that cost founders millions (and how to avoid them)If you're an entrepreneur who's built wealth, sold a business, or are staring down a transition—you cannot afford to miss this conversation.KEY INSIGHTS & TAKEAWAYS:Wealth Isn't a Number — It's Purpose-Driven Most people chase net worth goals… but often end up miserable. Brian reframes wealth as “funding your purpose,” not just padding your account.Cash Flow is King Assets alone don't equal freedom. Everything should be measured against one question: “How does this affect cash flow?”The Myth of Retirement You can retire from a job—but you don't want to retire from life. Align your money with activities, goals, and impact that keep you engaged and alive.Tax Blind Spots that Burn Millions Business exits, 401Ks, and charitable giving are often mishandled. The difference between structuring a deal before or after signing could be millions saved.The WealthSync Process Brian's proprietary system ties together lifestyle goals, business exits, philanthropy, tax planning, and legacy so your money actually funds your life.TIME STAMPS:[00:00:00] Introduction – Why “clarity, confidence & cash flow” matter more than chasing returns.[00:03:10] The #1 money mistake most couples and founders make.[00:05:51] Brian's backstory: from Croatian family work ethic to building a financial legacy.[00:08:56] The mindset shift from working harder → building passive income.[00:10:38] Introducing the WealthSync Process: aligning money with purpose.[00:14:07] Why $10M net worth can still leave people miserable.[00:16:36] Helping founders after business exits: the “Monday after the sale” question.[00:23:58] CPA blind spots, charitable strategies, and avoiding tax disasters.[00:29:27] Assets to Income: how to make your money actually work for you.[00:31:27] Everything comes back to cash flow.[00:32:33] Build a life you don't have to retire from.In this episode, I sit down with nationally recognized wealth advisor Brian Skrobonja to break down why the traditional wealth path is broken, how passive income actually works, and why wealth isn't a number—it's about clarity, confidence, and cash flow.If you're planning a business exit, sitting on a tax-deferred fortune, or just want to create reliable cash flow—you need this conversation.

In this episode, I sit down with Robinhood's Head of Investment Strategy, Steph Guild, to unpack the major 401(k) changes that could reshape retirement investing including the ability to add riskier assets like crypto and private equity. We also dive into the biggest market trends Steph is watching right now and her 6-month outlook on stocks, interest rates, and investor behavior. Whether you're planning for retirement or navigating today's market, this conversation will give you a grounded view of where things are heading.What did you think of the episode? Let us know!Support the show

Recently, an executive order has set the stage for 401 (k) providers to potentially start offering investments like private equity, private real estate, digital assets (think bitcoin), commodities, and more—options typically reserved for pension funds and institutional investors. But what does this really mean for everyday savers? We break down the differences between traditional 401k offerings and these new alternatives, discuss the risks and potential rewards, and share questions you should ask yourself before making any changes to your investment lineup. Outline of This Episode [00:00] Exploring 401k alternative assets. [05:56] 401k market shift & fee impact. [06:57] Potential high returns vs. risks. [11:06] Private equity and closed-end funds. [13:59] The differences between public REITs and private real estate. [16:34] Private investments and evaluating portfolio fit. ***********

Retirement accounts are changing in ways most investors never thought possible. A new executive order could unlock real estate, private equity, and even crypto inside 401(k) plans. In this episode, Ron unpacks what the policy shift really means, clears up misconceptions about risk and liquidity, and explains why cash flow properties may give retirement savers an edge. If you've been waiting for a way to diversify beyond Wall Street, this conversation is one you can't afford to miss.   WHAT YOU'LL LEARN FROM THIS EPISODE   What President Trump's executive order really means for 401(k) investors The hidden pitfalls mainstream media claims about real estate in retirement accounts and Ron's counterpoints How volatility and appreciation really influence long-term retirement income Why diversification across accounts and asset types creates more retirement options Critical questions to ask before tying up your retirement savings in property   RESOURCES MENTIONED IN THIS EPISODE U.S. Department of Labor SEC.gov Realtor.com Titan Realty Group  Lineage CONNECT WITH US: If you need help with anything in real estate, please email invest@rpcinvest.com  Reach Ron: RP Capital Leave podcast reviews and topic suggestions: iTunes Subscribe and get additional info: Get Real Estate Success Facebook Group: Cash Flow Property Facebook Community Instagram: @ronphillips_ YouTube: RpCapital Get the latest trends and insights: RP Capital Newsletter  

Most people only invest for retirement through their employer plan, which means if that plan is weak, your future could be too. But how do you actually know if it's bad, or if you just don't understand it yet?In this episode, we break down the three biggest signs your employer plan might be holding you back, and what to do about it.We'll get into:Why some 401(k) fund menus feel like a restaurant with no good options (and how to find the hidden gems)What “the match” really means, why it's not free money, and how to calculate its true impact on your paycheckThe ugly truth about vesting schedules, and why they're less about rewarding loyalty and more about saving your employer moneyHow to compare your retirement benefits across jobs the same way you'd compare rent prices or school districts before movingYour retirement plan is part of your compensation, just like salary, PTO, and health insurance. If you're ignoring it (or assuming it's fine) you could be leaving hundreds of thousands of dollars on the table.Take a closer look now so you can decide whether your plan is working for you, or if it's time to find a better path forward.Links: Ep 171: Why you need a brokerage account: The Swiss Army knife of investing Ep 105: Planning for your retirement Ep 108: Sparking your early retirement dreams: A guide to FIRE   Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube.Join our email list to get updates from us, opportunities for discounts, freebies and a quick rundown on the relevant financial and career news impacting your life. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by ForbesIf you would like to learn more about investing, check out our newest class, Making Money Grow

President Trump's new executive order could reshape retirement savings. For the first time, 401(k) plans may allow real estate investing, along with other alternative assets like private equity and crypto. In this episode of Real Estate News for Investors, Kathy Fettke breaks down what the rule change means for retirement savers, why real estate has been off-limits in 401(k)s until now, and what risks and opportunities could lie ahead. We'll also cover how ERISA rules, fiduciary responsibilities, and SEC guidance play into the decision, and what investors should watch for as retirement plans evolve. If you've ever wondered whether you can use a 401(k) to invest directly in real estate, this episode explains the potential changes—and why they matter for your financial future. LINKS: JOIN RealWealth® FOR FREE https://realwealth.com/join-step-1  FOLLOW OUR PODCASTS Real Wealth Show: Real Estate Investing Podcast https://link.chtbl.com/RWS SOURCE:  https://www.whitehouse.gov/fact-sheets/2025/08/fact-sheet-president-donald-j-trump-democratizes-access-to-alternative-assets-for-401k-investors/

Stable value funds are a staple in many 401(k) plans, offering principal protection and steady returns by investing in high-quality bonds. They're particularly popular with participants nearing retirement who want to reduce market risk while still earning a competitive yield. But recent market conditions and interest rate changes have raised new considerations for these low-risk options.In this episode of the 401(k) Specialist Podcast, Matt Condos, Senior Vice President of Retirement Plan Services Product Solutions at Lincoln Financial, provides insights on stable value's role in today's retirement landscape, how it compares to money market funds during periods of rising interest rates, and the contract features—like put provisions—that plan sponsors and advisors need to understand. He also examines evolving product designs aimed at improving liquidity and transparency while still offering the stability participants expect.Three Key InsightsUnderstanding Put Provisions and Liquidity NeedsAdvisors and plan sponsors must understand put provisions, which delay withdrawals during plan-level changes. With increased scrutiny on liquidity, new short-duration stable value products with transparent crediting rates are emerging to offer flexibility without sacrificing security.Stable Value Funds Offer Long-Term StabilityStable value funds continue to play a critical role in retirement portfolios by providing principal protection and steady returns—especially during times of market volatility. Participants nearing retirement particularly value the stability and predictable growth these products offer.Misconceptions vs. Money Market FundsAlthough money market funds can temporarily outperform stable value funds when short-term rates spike, stable value typically outpaces money markets over the long term. Their ability to amortize rate changes and invest further along the yield curve offers strategic advantages.The views expressed are those of the speaker/writer and not necessarily those of any Lincoln Financial® affiliate. Neither the information, nor any opinion expressed herein shall be construed as investment advice. All investments involve risk, including possible loss of principal.  Lincoln Financial is the marketing name of Lincoln National Corporation and its affiliates including The Lincoln National Life Insurance Company, Fort Wayne, IN, Lincoln Life & Annuity Company of New York, Syracuse, NY and broker dealer Lincoln Financial Distributors, Inc., Radnor, PA. The Lincoln National Life Insurance Company does not solicit business in the state of New York, nor is it authorized to do so. Securities and investment advisory services offered through other affiliates. Affiliates are separately responsible for their own financial and contractual obligations. LCN-8252510-080525

Protect your investments with And We Know http://andweknow.com/gold Or call 720-605-3900, Tell them “LT” sent you. ------ AT sea with LT. 2026. Caribbean: https://www.inspirationtravel.com/event/lt-caribbean-cruise-2026 ————————— *Our AWK Website: https://www.andweknow.com/ ➜ AWK Shirts and gifts: https://shop.andweknow.com/ ------- *DONATIONS SITE: https://bit.ly/2Lgdrh5 *Mail your gift to: And We Know 30650 Rancho California Rd STE D406-123 (or D406-126) Temecula, CA 92591 ➜ AWK Shirts and gifts: https://shop.andweknow.com/ ➜ Audio Bible https://www.biblegateway.com/audio/mclean/kjv/1John.3.16 Connect with us in the following ways: + DISCORD Fellows: https://discord.gg/kMt8R2FC4z

Tired of following the traditional 401(k) path? In this episode, Rich Somers and Cassidy Warren break down why the 401(k) might not be the best investment vehicle for building wealth and how the system benefits Wall Street more than it does the average American.They challenge conventional wisdom on retirement savings and explain why investing in real estate or leveraging your money in other ways can lead to far greater returns. Rich and Cassidy share their personal experiences, revealing how pulling money out of a 401(k) and investing in real estate helped them build wealth faster than sticking to traditional retirement plans.Learn how the 401(k) system works against you and why you might be better off taking control of your own investments. This episode will change the way you think about your retirement, and provide the insight you need to start creating long-term wealth on your own terms.Don't wait until you're 59 ½ to see the full benefits. Find out how you can make your money work harder for you now!Join our investor waitlist and stay in the know about our next investor opportunity with Somers Capital: www.somerscapital.com/invest. Want to join our Boutique Hotel Mastermind Community? Book a free strategy call with our team: www.hotelinvesting.com. If you're committed to scaling your personal brand and achieving 7-figure success, it's time to level up with the 7 Figure Creator Mastermind Community. Book your exclusive intro call today at www.the7figurecreator.com and gain access to the strategies that will accelerate your growth.

Wallstreet Trapper touches on the current political climate in various black cities. He poses questions about the mayors of Washington DC, New York, and Chicago, possibly hinting at future challenges. Tap in for a discussion on politics, potential shifts in urban leadership, and how they affect news today.Major 401K Changes You Need to Know NOWJoin our Exclusive Patreon!!! Creating Financial Empowerment for those who've never had it.

President Trump just signed an executive order that could allow cryptocurrency, real estate, and private equity inside your 401(k).But what does this mean for retirees and those nearing retirement? Is it a golden opportunity—or a risky move?In this episode of the Retirement Planners of America Podcast, Ken Moraif and Chief Investment Officer Jordan Roach break it all down:• The potential benefits of adding crypto, real estate, and private equity to your 401(k)• The major risks you need to understand before jumping in• How diversification really works (and common mistakes retirees make)• Why risk tolerance matters more than ever with new asset classesWhether you're excited about the possibilities—or cautious about the risks—this discussion will help you make sense of what this change could mean for your retirement plan.

This week, we discuss pullbacks for major technology stocks, declining long-term technology participation, and dispersion in retail names.

President Trump recently signed an executive order that could make it easier for everyday Americans to invest their retirement savings in assets that lie outside public markets, such as private equity, cryptocurrency and private real estate. WSJ's Anne Targesen explains how 401ks have evolved, and the risks and rewards of adding these alternative assets to people's retirement accounts. Oyin Adedoyin hosts. Further Listening:- The Wall Street Craze Jamie Dimon Can't Resist. Even If It Blows Up.- Private Equity Finally Can Get a Piece of the NFLSign up for WSJ's free What's News newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

With home prices far outpacing wages over the last decade, Charlie and Peter discuss the record housing affordability gap and its wide-ranging implications before turning to potential solutions and the barriers that may prevent or postpone implementing them. Plus, discover where you can see Peter and Charlie at an upcoming CONNECT25 event.

Many have been advised by a financial planner, estate planning attorney or other professional that they have enough assets to "self-insure" future LTC needs. The question is not "can I afford it?" but "Is this the best use of assets to fund future care needs?" This episode is full of questions you should be asking yourself and your advisors if they tell you you can afford to self-fund. Listen and schedule some time with me to consider the risk and search for the most cost-efficient ways to pay for extended care  View current and projected costs of care where you live Learn what your state Medicaid system lets you keep

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3254: Julien Saunders explains how constant monitoring of your portfolio undermines rational decision-making by feeding fear and short-term thinking. By understanding the motivations behind daily market moves, often driven by algorithms, chart-watchers, or impatient investors, you can focus on long-term business ownership and avoid being swayed by noise that has little to do with a company's true value. Read along with the original article(s) here: https://richandregular.com/the-high-fructose-corn-syrup-of-your-401k/ Quotes to ponder: "The more you are dominated by these fears, the less rational you are." "If you are a fundamental investor, you are not just buying stocks, you are buying fractional ownership in businesses." "In short, the less time you spend looking at your portfolio, the more rational you are going to be." Episode references: S&P 500 Index: https://www.spglobal.com/spdji/en/indices/equity/sp-500/ FANG stocks (Investopedia overview): https://www.investopedia.com/terms/f/fang-stocks-fb-amzn.asp U.S. 10-Year Treasury Yield: https://www.cnbc.com/quotes/US10Y Learn more about your ad choices. Visit megaphone.fm/adchoices

Roth IRAs have been around since 1997, but many people still have questions about how they work and whether they make sense for their retirement strategy. In this week's episode of Retire in Texas, Darryl Lyons, CEO and Co-Founder of PAX Financial Group, unpacks the power of Roth IRAs and how they differ from traditional IRAs. Show Highlights: The difference between marginal and effective tax rates - and why it matters for Roth contributions and conversions. Real stories of how retirees and pre-retirees have used Roth conversions to reduce future tax burdens. Key considerations before converting, including cash needs, Medicare IRMAA surcharges, and tax brackets. The impact of Roth IRAs on estate planning and how they can benefit the next generation. Contribution limits for 2025 and how Roth 401(k)s compare to Roth IRAs. Whether you're just starting out, approaching retirement, or thinking about legacy planning, this episode will give you practical insights into how a Roth IRA may fit into your overall financial plan. If you enjoyed today's episode, be sure to share it with a friend or family member!

Earlier this month, a U.S. executive order was signed to broaden the availability of alternative asset investments for individuals with 401(k) plans. In this Sidecar episode of our Committed Capital podcast, Dechert partners Bill Bielefeld and Steve Rabitz dive into the challenges fiduciaries face under ERISA and the regulatory shifts poised to redefine retirement investment strategies moving forward. From liquidity concerns to fee structures and legal uncertainties, this comprehensive conversation sheds light on how plan sponsors and asset managers can navigate the evolving landscape of alternative asset inclusion in participant-directed retirement plans.Show Notes:New Order ‘Targets' 401(k) Plan ‘Alternatives': President Takes Aim at Legal Barriers and Litigation Risks, Dechert OnPoint (August 11, 2025)

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3254: Julien Saunders explains how constant monitoring of your portfolio undermines rational decision-making by feeding fear and short-term thinking. By understanding the motivations behind daily market moves, often driven by algorithms, chart-watchers, or impatient investors, you can focus on long-term business ownership and avoid being swayed by noise that has little to do with a company's true value. Read along with the original article(s) here: https://richandregular.com/the-high-fructose-corn-syrup-of-your-401k/ Quotes to ponder: "The more you are dominated by these fears, the less rational you are." "If you are a fundamental investor, you are not just buying stocks, you are buying fractional ownership in businesses." "In short, the less time you spend looking at your portfolio, the more rational you are going to be." Episode references: S&P 500 Index: https://www.spglobal.com/spdji/en/indices/equity/sp-500/ FANG stocks (Investopedia overview): https://www.investopedia.com/terms/f/fang-stocks-fb-amzn.asp U.S. 10-Year Treasury Yield: https://www.cnbc.com/quotes/US10Y Learn more about your ad choices. Visit megaphone.fm/adchoices

We live in an increasingly frictionless world, with automatic bill payments and 401(k) contributions, but too few people apply this strategy to their emergency savings, and the result has been an increased rate of early retirement distributions for unforeseen expenses. Donna discusses the prevailing problem of 401(k) leakage, and how automating your savings can help you avoid it. Also on MoneyTalk, non-retirement planning blind spots, and keeping up with inherited IRA distribution rules. Host: Donna Sowa Allard, CFP®, AIF®; Air Date: 8/18/2025. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!See omnystudio.com/listener for privacy information.

In this episode, I catch up with real estate investor and operator Joe Theriault, who pulls no punches about the gritty reality of scaling a company from solo hustler to a 20-person powerhouse. Joe shares the lessons, sacrifices, and systems that got him from being burnt out on renovations to building a culture-first business with a massive vision—and the finances to back it up.We get into everything from top-grading talent and building true loyalty, to navigating cash flow chaos with Profit First, and why he now invests heavily in coaching, leadership, and legacy. If you want the raw behind-the-scenes of what it actually takes to build a sustainable, profitable business in real estate, this is it.Episode Timeline Highlights[0:00] – Introduction[1:20] – Joe reflects on surviving slow months with a $250K/month burn rate[2:15] – How he scaled from solo flipper to a 20-employee company[5:40] – Why he focused on being “the best company to work at” and how it changed everything[7:15] – Topgrading, Predictive Index, and the hiring process that helped him scale[10:00] – The secret to keeping great people? Genuinely giving a damn[11:35] – 401Ks, Puerto Rico retreats, and using your company to change lives[13:30] – How working with Simple CFO helped Joe navigate a business partner buyout and gain financial control[17:00] – Investing $40K in Q2 marketing and turning it into $2M+ in assignment fees[22:00] – The power of coaching, consulting, and removing your blind spots as a CEO[24:00] – Joe's current focus: JV deals, mobile home land packages, and park acquisitions[26:45] – How to connect with Joe if you're looking to partner or bring deals5 Key Takeaways1. Scaling requires more than systems—it takes soul. Joe's team stays because he invests in them as people, not just employees.2. Profit First gives clarity during chaos. When Q1 sucked, Joe leaned on the numbers to make bold, profitable moves in Q2.3. Culture is a competitive edge. Offering 401Ks, paid trips, and real mentorship isn't common in real estate—but it's changed Joe's company.4. Consulting isn't a cost—it's a multiplier. Joe surrounds himself with experts in finance, leadership, and personal development to grow faster and smarter.5. Vision drives opportunity. Joe's next move? JV partnerships, mobile home land packages, and long-term wealth plays in the Northeast.Links & ResourcesEmail: joe@ipscash.comFacebook: Joe TheriaultInstagram: @bostonjoetheriaultSimpleCFO.com – Learn how to make profit a habit in your businessEnjoyed this episode? Don't forget to rate, follow, and review the show. And if you're sitting on a deal, land, or mobile home park, hit up Joe—he's ready to partner.

What if your retirement plan is quietly draining your future? In this episode, Art McPherson uncovers hidden fees in 401(k)s, explains how spousal Social Security benefits can boost income, and shares strategies to protect your legacy. From avoiding risky investments to understanding annuities and beneficiary arrangements, this conversation is packed with insights to help you retire smarter—not just richer. Whether you're five years out or already retired, it's time to rethink your financial game plan. For more information visit www.artofmoney.com! Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

Should everyday investors be allowed to hold private equity, venture capital, or even crypto in their 401(k)s? A new executive order suggests it might soon be possible. In this episode, we walk through the real implications of this move, especially for retirement savers who may not be equipped to handle the risks. We start with a quick quiz that highlights a troubling truth: most 401(k)-only investors don't understand basic financial principles like compound interest, inflation, or diversification. If many people struggle with the fundamentals, what happens when we layer in high-fee, illiquid, and opaque investments? You'll hear what's already allowed in retirement plans, why private equity firms are pushing for broader access, and what dangers exist when complexity is added to accounts that are supposed to be simple and secure. We share a personal example from our own experience with illiquid private investments and explain why adding these as standalone options could backfire for plan participants. This episode also explores why this change might be happening now, what fiduciaries need to consider, and why protecting investors requires more than just offering new choices. It requires clear guidance, thoughtful planning, and honest conversations about financial literacy. Although this show does not provide specific tax, legal, or financial advice, you can engage Devin or John through their individual firms. 

This week, Andrew and I answer your money questions about the nitty-gritty of retirement planning, complexities of early retirement strategies, roth conversion ladders, what to do with your cash, common investing misconceptions, US vs. international stock investing, and more.Get the full show notes, show references, and more information here:  https://www.insideoutmoney.org/124-listener-qa-with-andrew-us-vs-international-investing-457b-plans-roth-conversion-ladders-when-to-stop-contributing-to-your-401k-tracking-hsas-expenses-and-more/

In this episode, Tim asks the question many pilots hear in the cockpit: Is your 401(k) a scam? He walks through why 401(k)s exist, how they replaced pensions, and what today's airline plans actually offer: contribution mechanics, investment menus, legal protections, and employer contributions specific to the majors. Tim also shares a listener email requesting a cargo-carrier disability deep-dive and invites other cargo pilots to weigh in.What You'll Learn from This EpisodePensions vs. 401(k)s: Why pensions faded (PBGC oversight, funding issues)and how 401(k)s became the primary retirement tool.How Airline 401(k)s Work: Salary deferrals: pre-tax and Roth, after-taxcontributions, investment menus, brokerage window.Contribution Limits & Employer Money: What “up to $70,000 per year”includes: deferral, after-tax non-Roth, NEC; why big plans mean lower-costfunds.Ownership & Vesting: Immediate vesting when dollars hit your account: what it means if you stay or leave.Legal Protections & Risks: 401(k)s protected from creditors, suits, bankruptcy; IRA and Roth IRA bankruptcy protection to ~$1.7M through 2028; civil-suit rules vary by state; QDROs in divorce are the exception.Beneficiaries that Bypass Probate: Keep beneficiaries current to speeddistributions and reduce taxes.What Might Be Coming Next: In August order asks DOL to review alternativesin 401(k)s: private equity, private credit, crypto, real estate, digital assetsResources:Schedule An AppointmentOur Practice's WebsiteSend Us Your Questions: info@pilotsportfolio.comThis episode is sponsored by: Beacon RelocationBeacon Relocation is a real estate firm helping pilots and air traffic controllers save money on their real estate transactions. By tapping into their network of over 1500 real estate agents across the country, pilots can save 20% of the real estate agent's commission towards your closing cost on the sale or purchase of your home. Visit https://www.beaconrelocation.com/ to learn more. Timothy P. Pope is a Certified Financial Planner™and principal owner of 360 Aviation Advisors, LLC (“360 Aviation Advisors”), a registered investment advisory firm. Investment advisory services are provided through 360 Aviation Advisors, in its separate and individual capacity as a registered investment adviser. Podcast episodes are provided through Pilot's Portfolio, in its separate and individual capacity. We try to provide content that is true and accurate as of the date of publishing; however, we give no assurance or warranty regarding the accuracy, timeliness, or applicability of any of the contents. We assume no responsibility for information contained on this website and disclaim all liability in respect of such information, including but not limited to any liability for errors, inaccuracies, omissions, or misleading or defamatory statements. Links to external websites are provided solely for your convenience. We accept no liability for any linked sites or their content and remind you that we have no control over their content. When visiting external web sites, users should review those websites' privacy policies and other terms of use to learn more about, what, why and how they collect and use any personally identifiable information. Usage of this content constitutes an explicit understanding and acceptance of the terms of this disclaimer.

On this episode of Trust the Plan Podcast with Nick Hopwood, CFP® and Preston Gee, CFP® of Peak Wealth, the focus was on the rising availability of private investments within 401(k) plans. They discussed how options like private equity and private credit, while traditionally reserved for institutional investors, are slowly being introduced into retirement accounts through specialized structures. Although access is still limited and not open to all participants, regulatory changes and industry innovation are beginning to pave the way. Nick and Preston emphasized that while these investments can offer diversification and long-term growth potential, they come with added complexity and are best suited for well-informed investors with a long time horizon. — Peak Wealth Management is a financial planning and wealth management firm in Plymouth, MI. We believe by providing education and guidance, we inspire our clients to make great decisions so they can Retire With Peace of Mind. Stay Connected With Us: Podbean: findingtruewealth.podbean.com YouTube: / @peakwealthmgmt Apple: rb.gy/1jqp6 (Trust the Plan Podcast) Facebook: Facebook.com/PeakWealthManagement Twitter: Twitter.com/nhopwood1 www.peakwm.com

A new White House order could open the door for landlords to hold real estate directly inside their 401(k) plans—a move some are calling a “game changer.” In this episode, we break down what the executive order does, how it expands retirement accounts to include alternative assets like private real estate, and the $9 trillion in potential capital at play. We'll also cover possible investment structures, IRS rules investors must follow, and the risks and rewards of putting rental properties in a retirement plan. Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to Dentist Money Two Cents, a look at the latest financial and economic news from the past week.
 On this episode of Dentist Money's Two Cents, Matt, Jake, and Rabih break down the state of government spending, budget deficits, and what they mean for the economy. They explore the potential risks of private equity entering 401(k) plans, and examine Bitcoin's surprising stability and growth as an asset class. Tune in for an update on the financial landscape and its implications. Do you have a question you'd like us to cover on the podcast? Visit DentistAdvisors.com/podcast to submit a question or topic. Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life.

On this episode: How much should we follow the investment moves of people like warren Buffett? New data on what people need and spend in retirement. A retirement lesson from George Carlin. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.

BA Fam, this week’s BAQA is personal, I brought in my friend and financial powerhouse, Sharon Epperson, CNBC’s Senior Personal Finance Correspondent, to unpack a buzzy headline that had my eyebrow raised: the president’s executive order that could open the door for private equity (and other alternative investments) in your 401k. We break down what this actually means, why you probably won’t be adding a private equity fund to your plan tomorrow, and why you need to know exactly what’s in your portfolio before chasing shiny new investment options. Sharon drops gems on: The $12.2 trillion “nest egg” private firms have their eyes on — and what’s at stake. How to “stay on your mat” financially and focus on your own goals before getting distracted by market hype. The real risks of alternative investments: higher fees, less transparency, and lower liquidity. Why even she had an “oops” moment with her own 401k rollover (and how to avoid it). When it’s worth hiring a financial advisor — and how to find one that fits your needs and budget. Whether you’re just starting your 401k journey or sitting on years of contributions, this convo is your reminder to slow down, check your allocations, and make sure your money is truly working toward your goals — not just Wall Street’s. Resources & Links Mentioned: Subscribe to Sharon’s free CNBC Money 101 newsletter: CNBC.com/money101 Follow Sharon on Instagram, LinkedIn, and TikTok for more money tips. Let’s Connect:IG: @brownambitionpodcast | @mandimoneyEmail: brownambitionpodcast@gmail.com We launched a Patreon!

Visit altassetsummit.com to learn how to invest in Alternative Assets.(More links down below.) In this episode of the Directed IRA Podcast, Mark Kohler and Mat Sorensen break down a groundbreaking new executive order from President Donald Trump that could reshape the future of 401(k) investing—by opening the door to alternative assets.For decades, Wall Street and Washington have kept most retirement savers locked into a narrow menu of stocks, bonds, mutual funds, and ETFs. This executive order flips the script, setting a national policy that every American preparing for retirement should have the option to invest in alternatives—just like the wealthiest institutions do.Mat and Mark explain what “alternative assets” really mean in this context, from real estate and crypto to private equity, commodities, and infrastructure investments. They walk through the specific investments cited in the order, why these options have been off-limits for most 401(k) participants, and how this policy could shift the $8 trillion 401(k) industry toward more choice and freedom for everyday investors.They also unpack the political dynamics, regulatory hurdles, and 180-day timeline for the Department of Labor and SEC to develop new guidance—while emphasizing what you can do right now. If you have an IRA or old 401(k), you can already invest in alternatives today using a self-directed account, bypassing the “check-the-box” limitations of traditional plans.Whether you're a corporate employee stuck with cookie-cutter 401(k) options or a self-directed investor ready to take the reins, this episode will help you understand the stakes, the timeline, and the opportunities in this unprecedented policy shift.Chapters:00:08 - Trump's Executive Order on Alternative Assets02:19 - Defining Alternative Assets02:30 - Learn How to Invest in Alternative Assets(https://altassetsummit.com/)02:48 - List of Alternative Assets - From Trump04:19 - How the Executive Order Could Impact You05:20 - Timeline and Political Landscape09:07 - The Power of Self-Directed Investing12:02 - IRAs: Invest in Alternatives Today14:03- Directed IRA Homepage: https://directedira.com/ Directed IRA Explore (Linktree): https://linktr.ee/SelfDirectedIRA Book a Call: https://directedira.com/appointment/ Other:Mat Sorensen: https://matsorensen.com & https://linktr.ee/MatSorensen KKOS: https://kkoslawyers.comMain Street Business https://mainstreetbusiness.com

Kyle Chassé (@KyleChasseCrypto) believes the Trump administration's latest legislative steps to enhance crypto regulation will aid investors saving up for retirement. He calls it a "huge opportunity," as he sees Bitcoin prices substantially multiplying over the next several years.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – / schwabnetwork Follow us on Facebook – / schwabnetwork Follow us on LinkedIn - / schwab-network About Schwab Network - https://schwabnetwork.com/about

In this episode of The Liquidity Event, Shane and Kurtis dive into the start of Tax Planning Season at BKFi, unpack Figma's billion-dollar breakup, and discuss when employees can finally sell their shares. They explore why Silicon Valley's free perks are disappearing, what the rise of generally intelligent AI could mean for your work, and how new rules are letting you put real estate, crypto, and private equity into your 401(k). Plus, the debate over being friends with your kids, whether spending 60% of your net worth on a “forever home” is ever a good idea, and a fresh take on the “core and explore” investing strategy. (00:00) Introductions - Kurtis guest stars! (02:27) BKFi Clients, it's TPS season! (formerly YEP) (03:28) Figma goes through a billion-dollar breakup (08:47) When can Figma employees sell their shares? (09:32) No more nap pods or free lunches in Silicon Valley (12:56) AI that is generally intelligent (ChatGPT 5) (19:33) Real estate funds, cryptocurrency, and private equity are allowed in 401k's now?! (26:15) Can you be friends with your kids? FAAFO (29:42) Should you spend 60% of your net worth on your "forever home?" Find out what a BKFi senior financial planner has to say! (33:01) Core and explore

In this episode, Chris speaks with Alex Wright-Gladstein, founder & CEO of Sphere, the company behind the Sphere 500 Climate Fund—a low-fee, index-like mutual fund for 401(k)s that excludes fossil fuel companies and is now available on Fidelity and Schwab. Alex explains how her team navigated years of audits, platform approvals, and AUM thresholds to unlock real adoption within the retirement ecosystem—and why crossing $100M AUM is the tipping point that could lead to billions in inflows from the largest corporate 401(k)s.Highlights include...Why most 401(k)s don't offer real climate-friendly fundsHow Sphere built a low-fee (0.07% expense ratio) S&P 500-like fund that screens out fossil fuelsThe 3-year effort to get approved by Fidelity and SchwabWhy $100M AUM unlocks access to the biggest 401(k) plansHow employee movements at Google, Apple, Microsoft create demand for these optionsSphere's go-to-market via creative advocacy campaigns (150M+ views)Business model: starting with low-fee scalability → expanding to higher-margin productsAlex's track record (co-founded Ayar Labs, now $1B+ valuation)2:00 – Alex's background & founding Sphere4:30 – What is the Sphere 500 Climate Fund?6:45 – Why 401(k)s are hard: fees, lawsuits & mutual funds vs ETFs9:40 – Getting onto Fidelity & Schwab: the 3-year process12:10 – AUM milestones: Why $100M matters14:50 – Building demand: Employee movements & advocacy campaigns17:30 – Business model & future fund lineup20:15 – Competitive moat & brand trust23:00 – Market size & exit thoughts (IPO vs M&A) 

LISTEN and SUBSCRIBE on:Apple Podcasts: https://podcasts.apple.com/us/podcast/watchdog-on-wall-street-with-chris-markowski/id570687608 Spotify: https://open.spotify.com/show/2PtgPvJvqc2gkpGIkNMR5i WATCH and SUBSCRIBE on:https://www.youtube.com/@WatchdogOnWallstreet/featured  Private equity giants are gaming the numbers, creating paper profits that vanish when reality hits—just like the penny stock and hedge fund schemes of the past. With new rules allowing private equity into 401ks, unsuspecting investors could end up the “greater fool” in a high-stakes shell game. Here's why these funds are often a dumping ground for toxic assets, and how to spot the danger before it's too late.

A new executive order could open up 401(k) plans to alternative investments like private equity, real estate, and cryptocurrency. We unpack what's really changing, the potential risks, and why more options don't always lead to better results. Then we answer your financial questions on topics like entrepreneurship, high-interest debt, rental properties, and a whole lot more! ⁠⁠⁠Jump start your journey with our FREE financial resources⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Reach your goals faster with our products⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Take the relationship to the next level: become a client⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe on YouTube for early access and go beyond the podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Connect with us on social media for more content⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life. ⁠⁠⁠⁠NordVPN.com/MONEYGUY Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Jess and Brandon tackle the misconception of taxes, corporate greed and the new twist in retirement planning: cryptocurrency in your 401(k).The path to financial security lies in addressing the real economic challenges: demanding fair compensation, understanding the true value of your work, and sticking with sound, proven financial principles. If you want to stop falling behind and start building real financial security, this episode is your wake-up call.Watch this episode in video form on YouTubeTo apply to be a guest on the showYou can email us at: thesugardaddypodcast@gmail.comBe sure to connect with us on socials @thesugardaddypodcast we are most active on InstagramLearn more about Brandon and schedule a free 30-minute introductory call with him Please remember to subscribe, rate, and review.

In this episode Brian and Jeff discuss what you need to know about your 401K and tax traps found in your cash flow.

Is your 401(k) quietly working for you… or quietly working against you? In the first half of this episode, Joe Saul-Sehy, OG, and Neighbor Doug tackle the most common 401(k) slip-ups that even seasoned savers make—and how to turn yours into a retirement-building machine. Then, in the second half, we turn to a problem many Stackers don't see coming: going from saving to spending in retirement. Stacker Joel in Cleveland asks how to make the leap without feeling like you're sabotaging your future. Drawing on OG's real-world experience guiding clients through this tricky transition and Joe's research into the psychology of money, we share practical steps to help you spend without guilt, align your withdrawals with your values, and actually enjoy the freedom you've worked so hard for. Here's what you'll learn in this episode: The most expensive 401(k) mistakes—and how to fix them today Why employer matches are truly “free money” (and how to grab them) Smart moves for rolling over old 401(k)s and navigating vesting schedules The pros and cons of holding company stock in your retirement account Why the saving-to-spending switch can feel so uncomfortable—and how to get past it A simple mindset shift that helps retirees live more fully without blowing their plan How to turn your nest egg into a joy-producing income stream Whether you're in the middle of your career or staring down your first year of retirement, this episode will help you protect what you've built, optimize your plan, and make the most of your money—without second-guessing yourself. FULL SHOW NOTES: https://stackingbenjamins.com/common-401-k-mistakes-1720 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Tonight, I'm diving into a topics so juicy, it's practically dripping with irony: Social Security and redistricting. Let's start with Social Security. You like having control of your 401K, right? You get to pick your stocks, tweak your portfolio, maybe even feel like a Wall Street hotshot for a day. But Social Security? Oh, no, no, no. That's 15% of your hard-earned cash snatched from your paycheck the second you clock in, locked away in a government vault guarded by bureaucrats who couldn't balance a checkbook if it came with an abacus. You don't get a say in where it goes, how it's invested, or if it's even there when you retire. It's like giving your life savings to a casino and hoping they don't swap out the slot machines for a “better system.” Spoiler alert: the house always wins.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Our employer retirement plans, collectively holding over $12 trillion, are often our largest assets. For years, the conventional wisdom has been to roll these funds into IRAs when changing jobs. However, a troubling trend is emerging: one-third of workers are cashing out their plans when they leave a job, wiping out their savings. We're also seeing a record number of people taking hardship distributions from their 401(k)s, and even social media influencers are encouraging people to cash out their retirement funds entirely. This week, we're diving deep into this alarming trend of mismanaging retirement savings. We'll explore the reasons behind these decisions and, more importantly, provide practical advice on how to get your retirement planning back on track.

Jordi Visser is a macro investor with over 30 years of Wall Street experience. He also writes a Substack called “VisserLabs” and puts out investing YouTube videos. In this conversation we talk about bitcoin coming to 401k's, the lack of volatility, why ETH is performing well, what is going on at the Fed, how AI & GPT-5 will impact the economy, and how you can make more money. ===================== Independent Investor ConferenceMarkets are at all-time highs. Public equities are outperforming. And individual investors are driving it all. It's officially the rise of the retail investor. On September 12th in NYC, I'm hosting the Independent Investor Summit — a one-day event built exclusively for self-directed investors. We're bringing together some of the smartest public market investors I know for a full day of macro insights, market predictions, one-on-one fireside chats, and actionable investment ideas from each investor. This is going to be an absolute banger event. Join us if you like markets and think retail is two steps ahead of Wall Street.

Tariffs on Gold, Gambling in 401(k)'s — Signs of A Crack-Up Boom by Ron Paul Liberty Report

Today's Headlines: We're ending the week on a truly chaotic note. Texas Senator John Cornyn got the FBI involved to help track down state Democrats who fled to avoid a rushed redistricting vote—one that would give Republicans five extra seats, just because Trump said they should have them. Trump's also pushing for early redistricting in other red states and floated a new census that would exclude undocumented immigrants—never mind what the Constitution says. In other news, he signed an order demanding colleges hand over race-based admissions data, and the Air Force is cutting off early retirement benefits for transgender service members. Additionally, Trump now wants your 401(k) to dabble in crypto and real estate, and he's nominating an aide to the Fed who's big on lowering interest rates. Finally, Apple CEO Tim Cook gave Trump a weird gold iPhone trophy, VP JD Vance's river was allegedly raised for his birthday kayak trip, Israel confirmed it plans to take full control of Gaza, and Eli Lilly released promising results from a study of its new weight loss pill. Resources/Articles mentioned in this episode: NBC News: Sen. John Cornyn says the FBI granted his request to help find absent Texas Democrats WaPo: Led by Trump, Republicans push to redraw election maps in multiple states Axios: Trump says he's ordering a new census. Here's what the Constitution says Axios: Trump orders colleges to report race data AP News: Trump's Air Force denies retirement pay to ex-trans service members Axios: Trump to supercharge private equity with 401(k) order PBS: Trump says he is nominating top economic aide Stephen Miran to Federal Reserve board The Verge: Apple made a 24k gold and glass statue for Donald Trump AP News: JD Vance went kayaking for his birthday. Secret Service had the river level raised AP News: Netanyahu says Israel plans to take over Gaza to destroy Hamas Wired: Eli Lilly's Obesity Pill Shows Promising Weight Loss in New Results Morning Announcements is produced by Sami Sage and edited by Grace Hernandez-Johnson Learn more about your ad choices. Visit megaphone.fm/adchoices

On this week's Weekly Rollup, Ryan and David cover Tom Lee's $3B ETH buying spree at 12x Michael Saylor's pace, the race to become the top Ethereum treasury, and whether these companies are a buy or not. They also discuss the Roman Storm verdict, Trump's surprise $8.7T 401(k) crypto order, and Arthur Hayes selling millions in ETH. Plus, Base's 33-minute outage, the launch of Succinct's ZK prover network, and the SEC declaring liquid staking tokens are not securities. ---

A new executive order from President Trump is set to allow cryptocurrencies, private equity, and real estate in 401(k) retirement plans. What does this mean for BTC and your wallet? CoinDesk's Jennifer Sanasie hosts “CoinDesk Daily.”See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

We begin with new details on President Donald Trump's meeting with his Russian counterpart. The families of hostages held in Gaza continue to protest Israel's takeover plans. Trump's IRS commissioner is taking on a new role. The weather may be worsening wildfire conditions in parts of California. We'll break down new 401(k) investment options that could be coming your way.  Plus, a legendary NASA astronaut has died.  Learn more about your ad choices. Visit podcastchoices.com/adchoices