Podcasts about 401k

I don't mean to be an alarmist, but if you are an employee for a company, you will be replace in the not to distant future.     A.I. is more cost-effective.    It doesn't complain, need a salary.   Take vacations.    Ask for raises.    Need sick days.   401K and retirement.    The best thing you can do is to become an entrepreneur.   If you don't own or control the tech, it's going to own you.    Get on the front side of this before it is completely here.    You have maybe 5 good years doing whatever it is you're doing and don't think for a moment we won't figure out how to do some amazing things and replace 90% of the jobs in the world these days.    The best advice I can give you is to find something that's not sexy.   Something that's going to be needed.    Start a company around that.   Build the tech.   Be the best at it.    You've got 5 months!    About the ReWire Podcast   The ReWire Podcast with Ryan Stewman – Dive into powerful insights as Ryan Stewman, the HardCore Closer, breaks down mental barriers and shares actionable steps to rewire your thoughts. Each episode is a fast-paced journey designed to reshape your mindset, align your actions, and guide you toward becoming the best version of yourself. Join in for a daily dose of real talk that empowers you to embrace change and unlock your full potential.    Learn how you can become a member of a powerful community consistently rewiring itself for success at ⁠https://www.jointheapex.com/⁠   Rise Above 

Most of the education about work-sponsored retirement plans comes from the employer or the plan provider. But you could be a source of knowledge and encouragement to your colleagues, friends, and relatives. Robert Brokamp discusses grassroots retirement education with Julie Jason, the founder and CEO of Jackson, Grant Investment Advisers and the creator of the annual 401(k) Champion Award. (Visit 401kchampion.com to nominate yourself or someone you know.)Also in this episode:-Many value stock index funds are beating the S&P 500 so far this year, thanks to some surprisingly large holdings in high-flying tech stocks-Student loan borrowers can get a larger interest rate deduction if they sign up for autopay by Sept. 30-How much do workers contribute to their 401(k)s, and how many take advantage of features like catch-up contributions and Roth accounts?-At almost halfway through the year, now is a great time to evaluate whether you are having the right amount of taxes withheld from your paycheck Host: Robert Brokamp, CFP®, EAGuest: Julie Jason, JD, LLMEngineer: Bart Shannon Disclosure: Advertisements are sponsored content and provided for informational purposes only. The Motley Fool and its affiliates (collectively, “TMF”) do not endorse, recommend, or verify the accuracy or completeness of the statements made within advertisements. TMF is not involved in the offer, sale, or solicitation of any securities advertised herein and makes no representations regarding the suitability, or risks associated with any investment opportunity presented. Investors should conduct their own due diligence and consult with legal, tax, and financial advisors before making any investment decisions. TMF assumes no responsibility for any losses or damages arising from this advertisement. We're committed to transparency: All personal opinions in advertisements from Fools are their own. The product advertised in this episode was loaned to TMF and was returned after a test period or the product advertised in this episode was purchased by TMF. Advertiser has paid for the sponsorship of this episode. Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Americans are saving more for retirement than ever before, according to Vanguard's latest "How America Saves" report. But even with record 401(k) balances, many workers may still be far from generating enough income to replace a paycheck. In this episode, Kathy Fettke breaks down the numbers and explains what they could mean for real estate investors looking to build long-term retirement income.   Want to watch our free retirement webinar? Visit www.NewsforInvestors.com.   Sources: https://workplace.vanguard.com/content/iig-transformation/pdf/how-america-saves-2026.html https://401kspecialistmag.com/how-america-saves-2026-preview-strong-market-auto-features-power-record-401k-balances  

In this episode, Kevin Malmgren shares his innovative platform for leveraging 401(k)s into real estate investments, transforming retirement planning for entrepreneurs. Discover how his solutions simplify complex processes, offer new opportunities, and the future of self-directed retirement accounts.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Welcome to the Building Your Money Machine Show! In this episode, we're getting brutally honest about one of the most important tools in your wealth-building arsenal — your 401(k). After three decades as a CPA, I've sat across from every type of earner you can imagine. High rollers living paycheck to paycheck and modest folks with six-figure balances—I've seen it all. And you know what? How you use your 401(k) says a whole lot about what your future's really going to look like.Today, I'm breaking down the five types of 401(k) holders. Yep, you're one of them (and if you're brave enough to find out which, hit play). Spoiler alert: it's not about hitting some magic number. It's about building a life on your terms, with financial stress in your rearview mirror.This is money mastery without the shame, fluff, or fancy jargon — just real talk about what it takes to get your money machine running in the direction that actually matters to you.IN THIS EPISODE, I COVER:Why building wealth isn't about the number — it's about the life you actually wantThe 5 types of 401(k) holders (and how to know which one you are, no judgment)The single move that could be costing you thousands in free money every yearHow your identity and behaviors around money shape your financial future — way more than your paycheckBreaking out of autopilot and reclaiming control (no more financial sleepwalking!)Ready to find out which 401(k) driver you are — and how to actually use your money machine to fuel the life you want? Hit play, subscribe, and join me on the journey to financial freedom, my friend!RECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/When Does Investment Income Finally Beat Your Day JobI'm Politely Begging You To Get Good with MoneyEvery Financial Trap Middle Class People Fall Into ExplainedRich People Don't Buy Luxury...They Buy These 8 ThingsPsychology of Families Who Stay Rich For GenerationsRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:When Does Investment Income Finally Beat Your Day Job: https://youtu.be/bRyW3hxzRac I'm Politely Begging You To Get Good with Money: https://youtu.be/tEJ89xF2ZZ0 Every Financial Trap Middle Class People Fall Into Explained: https://youtu.be/kn5nCbd5FOU Rich People Don't Buy Luxury...They Buy These 8 Things: https://youtu.be/clc7oX7VJUQ Psychology of Families Who Stay Rich For Generations: https://youtu.be/phB_2VcYPbA ORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine-a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE CONSTRAINT SCORE DIAGNOSTIC™:Take the free Constraint Score Diagnostic and discover what's really holding you back. In less than two minutes, you'll identify your primary constraint and get a personalized roadmap to reclaim bandwidth, reduce overwhelm, and move forward with greater clarity at http://TheConstraintScore.com

In this episode of ThimbleberryU, we talk about what a giant IPO like SpaceX could mean for a personal investment portfolio. The conversation starts with common questions many investors ask when a major private company gets ready to go public. Am I missing out? Is my index fund going to own it? Am I exposed to something I do not understand? Amy explains that many people assume an index fund owns the biggest companies in the market, but that is not always true. Index funds follow rules. For example, a company in the S&P 500 usually has to meet certain requirements around profitability, public trading shares, and time as a public company. So a company can be huge and still not appear in an index fund right away. That distinction matters, but probably not as much as the headlines make it feel. For most investors, one company being absent from an index now or added later is a small part of a diversified portfolio. The bigger risk is behavioral. A headline can create fear of missing out, and that fear can push someone to chase a single hot stock. That reaction can do more damage than the index rules themselves. Amy also explains where this can show up in real accounts. Broad index funds may be held in taxable brokerage accounts, 401(k)s, or IRAs. If those funds are designed to track an index, then the rules of that index shape what the investor actually owns. An index fund does not necessarily mean the investor owns everything. It means the investor owns what the index includes at that time. The episode also explains the difference between active and passive investing. An active fund has a manager making ongoing decisions about what to buy and sell. A passive fund tracks an index mechanically. That does not mean no decisions were made. It means the decisions are built into the index rules rather than made day to day by a fund manager. Amy thinks this is not a one-time issue. Large private companies have been staying private longer and going public at larger sizes. That means investors may keep seeing a large gap between when a company becomes enormous and when it appears in an index fund. The practical takeaway is not to reshuffle a portfolio because of a headline. The better move is to understand what your funds actually own and why they own it. Investors should check whether their index exposure reflects their goals, either with an advisor or through careful research. The calm, fact-based review is more useful than reacting to news. (00:00:00) - Intro (00:00:57) - Do index funds automatically own the biggest companies? (00:01:54) - Does SpaceX's absence actually matter for investors? (00:03:14) - Where this shows up in real accounts (00:04:43) - Active versus passive fund management explained (00:06:15) - Is this a pattern we'll keep seeing? (00:07:23) - What investors should actually do (00:09:18) - Closing and contact info To get in touch with Amy and her team at Thimbleberry Financial, call 503-610-6510 or visit thimbleberryfinancial.com.The ThimbleberryU Podcast is produced by JAG Podcast Productions - https://jagpodcastproductions.com/

Could a little-known tax strategy save you thousands in retirement? In this episode of the Wise Money Show, we break down Net Unrealized Appreciation (NUA)—an advanced 401(k) strategy that can help reduce taxes on highly appreciated company stock. Learn how NUA works, who may benefit from it, the potential pitfalls to avoid, and why careful planning before retirement is essential. If you have company stock in your 401(k) or are approaching retirement, this is an episode you won't want to miss. Season 11, Episode 44 Download our FREE 5-Factor Retirement guide: https://wisemoneyguides.com/    Schedule a meeting with one of our CERTIFIED FINANCIAL PLANNERS™: https://www.korhorn.com/schedule-a-call/  or call 574-247-5898.   Subscribe on YouTube: http://www.youtube.com/c/WiseMoneyShow Listen on podcast: https://pod.link/1040619718   Watch this episode on YouTube: https://youtu.be/ypDkTyaIUG0  Submit a question for the show: https://www.korhorn.com/ask-a-question/   Read the Wise Money Blog: https://www.korhorn.com/wise-money-blog/    Connect with us: Facebook - https://www.facebook.com/WiseMoneyShow  Instagram - https://www.instagram.com/wisemoneyshow/    Kevin Korhorn, CFP® offers securities through Silver Oak Securities, Inc., Member FINRA/SIPC. Kevin offers advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. KFG Wealth Management, LLC dba Korhorn Financial Group and Silver Oak Securities, Inc. are not affiliated. Mike Bernard, CFP® and Joshua Gregory, CFP® offer advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. This information is for general financial education and is not intended to provide specific investment advice or recommendations. All investing and investment strategies involve risk, including the potential loss of principal. Asset allocation & diversification do not ensure a profit or prevent a loss in a declining market. Past performance is not a guarantee of future results. Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.

Before enjoying retirement, it's important to understand one of the largest assets many retirees own—their IRA and 401(k) accounts. In this episode of Finishing Well, Certified Financial Planner Hans Scheil and Robby Dilmore continue the Financial Plan Series by exploring how retirement savings fit into a comprehensive retirement strategy. Hans and co-host Robbie Dilmore discuss the critical decisions retirees face regarding Required Minimum Distributions (RMDs), Qualified Charitable Distributions (QCDs), and Roth conversions. Using a real-life planning example, they explain how taxes, Medicare premiums, charitable giving, and legacy goals can all be impacted by the choices made with retirement accounts. Whether you're approaching retirement, already taking distributions, or looking for ways to leave a tax-efficient inheritance for your loved ones, this episode provides valuable insights to help you make informed decisions and avoid costly mistakes. Tune in to learn how strategic planning today can help you maximize your retirement income, reduce taxes, support the causes you care about, and finish well.

I learned so very much from this week’s guest and her organizational genius! Welcome Lisa Woodruff PhD, CEO and founder of Organize365, podcast host, and author (and a fellow Cincinnatian!). Please join us as we discuss: what she means by organizing being a 401K for your time her book Escaping Quicksand the inspiration behind her company Organize365 an explanation of The Sunday Basket an explanation of The Paper Solution an explanation of Swiss Cheese Organizing the power of mindset shifts and what she means by “you are a person of excellence” and so much more! Welcome to The Healing Place Podcast! I am your host, Teri Wellbrock. You can listen in on Pandora, Apple Podcasts, Spotify, iHeartRadio, Deezer, Amazon Music, and more, or directly on my website at www.teriwellbrock.com/podcasts/. You can also catch our insightful interview on YouTube. Bio: Lisa Woodruff PhD Lisa Woodruff is the founder & CEO of Organize 365®. As the host of the top-rated Organize 365 Podcast for more than 11 years, with 25 million downloads & counting, Lisa shares strategies for reducing the overwhelm, clearing the mental clutter, and living a productive and organized life. Her sensible and doable organizing tasks appeal to multiple generations and her candor and relatable style make you feel as though she is right there beside you, helping you get organized as you laugh and cry together. Under Lisa's direction, Organize 365 has conducted academic research establishing the definitions of housework, home organization and the weight of paper in the American home. This ongoing research is making the invisible work at home visible to all so we can eliminate it and free people from the monotonous tasks of daily living and unlock their time for what they are uniquely created to bring forth in the world. She is the author of four books including, How ADHD Affects Home Organization and The Paper Solution and was named the Cincinnati Woman Entrepreneur of the Year in 2024. Lisa's understanding of the lived female American experience has helped her to create products & courses like the Sunday Basket® that externalize the routine tasks that take up the executive functioning capacity of our brains, freeing us up to think and create again, saving owners more than 13 million hours in the last 7 years! Website: https://organize365.com/ Teri’s Amazon Storefront can be found here. Teri’s #1 best-selling books and #1 new-release book can be found here. Teri’s inspirational audiobook productions can be found here. Teri’s monthly newsletter can be found here. Teri’s book launch team can be found here. AMAZON AFFILIATE Teri Wellbrock and Unicorn Shadows are a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com. In other words, I make commission off of purchases made using any affiliate links on my site.

It's that time of the year as ARY ROSENBAUM talks about his most known topic, the problem of ADP and Paychex operating as 401(k) TPAs.

Are you fully optimizing your Google 401(k) and GSU grants?

With signs of frenzied speculation everywhere, Peter and Charlie discuss SpaceX's recent IPO, abnormally high semiconductor index returns and the danger of chasing performance before explaining why heavily equity-based diversified portfolios have enjoyed outsized performance over the last decade.

Gold - uglyTransports - testingYield curve - didn't like Warsh commentsBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-care-for-my-wealth-show--2487688/support.

In episode 87 of Revamping Retirement, CAPTRUST's Jennifer Doss and Pete Ruffel explore the realities of 401(k) audits, featuring guest Brad Bartels, partner at MUN CPAs, with decades of experience in the field. The conversation breaks down the purpose of retirement plan audits, emphasizing that they are designed to protect plan participants and support plan sponsors—not to penalize them. Bartels also addresses common misconceptions, outlines what sponsors can expect during the audit process, and highlights frequent findings like late contributions and compensation errors. Get more insights for retirement plan sponsors by subscribing to Revamping Retirement.

FlowsBooming capital issuancecredit growthBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-care-for-my-wealth-show--2487688/support.

FedGoldOilBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-care-for-my-wealth-show--2487688/support.

Hour 1 of the Tuesday Bob Rose Show, on continued breaking Middle East news, the Iran deal, and stock markets' optimism over the prospects of shipping restored through the key Strait of Homuz. Turbo charged trade, and 401Ks, plus all the morning's biggest stories for 6-16-26

On this episode of Justin, Scott, and Spiegel we talk about our savings and how much or little we have in the piggy bank. Tune in to hear the Morning Boys chat about our 401k's with our listeners. Whose saving a boat load and whose pinching pennies together to make sense? One wat to found out. Hit play!

Copper - growth still expected by the way Copper is tradingShorts - short sellers help market structure, but are also guaranteed buyers.Oil - continues to crash. Support at $75 WTIBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-care-for-my-wealth-show--2487688/support.

Probate is one of the most misunderstood topics in estate planning. Many people know they want to avoid it, but few understand what probate is or why it exists in the first place. This week, attorney Kyle Rinaudo of Reeves Law, P.C., joins us for an in-depth conversation on the facts and fiction surrounding probate, including its purpose, the role it plays in settling estates, why it often carries a negative reputation, and what families can realistically expect when navigating the process.We also explore one of the most common sources of stress in any relationship: money. A recent survey found that four in 10 adults in committed relationships admit to keeping financial secrets. From spending habits and saving priorities to differing investment philosophies, we'll discuss the financial disagreements couples face most often and how open communication can help create alignment around shared goals.Finally, after discussing emergency funds a few weeks ago, we take the next step in the financial planning journey: investing for the future. Whether you're just getting started or looking to better understand your options, we'll break down the fundamentals of retirement investing, including 401(k)s, employer matches, Traditional and Roth IRAs, and the importance of letting time and compounding work in your favor.From estate planning and family finances to long-term investing, this episode focuses on building a stronger financial foundation for every stage of life.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. Henssler Money Talks — June 13, 2026  |  Season 40, Episode 24Timestamps and Chapters4:40: Probate: Fact, Fiction, and what Really Happens32:27: When Mom and Dad Fight: When Couples Disagree About Money50:18: From Safety Net to Nest Egg: Investing for the FutureFollow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup “Henssler Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.See important disclosures at Henssler.com

AP correspondent Julie Walker reports you can ignore AI giants like SpaceX, but your 401(k) won't.

Markets continue to grind higher this week, with all three major indexes posting gains. The Dow Jones Industrial Average rose 0.7%, while both the S&P 500 and Nasdaq gained roughly 0.7% as well. Year to date, the Dow is now up 6.5%, the S&P 500 has advanced 8.6%, and the Nasdaq leads the way with an 11.4% return. The Money Wise guys note that despite some midweek volatility, markets responded positively to easing geopolitical concerns and continued to demonstrate resilience. A major topic throughout the show was the highly anticipated SpaceX IPO, which generated significant attention from investors and financial media alike. Much of the discussion centers on the difference between hype and fundamentals. While the SpaceX IPO attracted substantial demand and delivered a strong first-day performance, the team questions whether valuations and investor enthusiasm had gotten ahead of the underlying fundamentals. The conversation also explored the risks of chasing popular investment themes, the importance of understanding what you own, and the dangers of concentrating too heavily in a single company or sector. Beyond the IPO discussion, the team highlighted encouraging inflation data, declining oil prices, and the challenges investors face when attempting to time the market. The broader takeaway was that long-term success comes from discipline, diversification, and focusing on fundamentals rather than getting swept up in the latest market trend. Fundamentals Still Matter  The excitement surrounding the SpaceX IPO serves as a reminder that investor enthusiasm can sometimes move faster than the underlying fundamentals. While innovative companies and emerging technologies often capture headlines, long-term investors still need to evaluate factors such as revenue growth, profitability, valuation, and business execution. Popularity alone does not determine an investment's long-term success. Markets can become captivated by compelling stories, but over time, fundamentals tend to play a much larger role in determining value. For investors, maintaining a disciplined approach and focusing on the financial strength of a business can help separate lasting opportunities from short-term excitement. In the second hour, the Money Wise guys discuss 401(k) Rollovers. You don't want to miss the details! Tune in for the full discussion on your favorite podcast provider or at davidsoncap.com, where you can also learn more about the Money Wise guys or take advantage of a portfolio review and analysis with Davidson Capital Management.

This week, Farnoosh answers listener questions about rolling over an old 401(k), managing $100,000 in savings for a 68-year-old on Social Security, and how couples should discuss and merge finances. She highlights a New York Times story on how weak job markets can scar young graduates long-term and a piece in the Wall Street Journal about “Trump accounts,” including unclear eligibility rules and potential state tax differences versus 529 plans, advising caution until IRS guidance arrives. Learn more about her October 9 Book to Brand event. Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

SpaceX - how much liquidity will get pulled from everywhere elseGold - not looking goodSentiment - healthyBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-care-for-my-wealth-show--2487688/support.

Ary Rosenbaum talks about bad culture and 401(k) plans, and why they are linked. 

Imagine a master carpenter showing up to a job site with the most expensive tools money can buy titanium hammers, high-end saws but no blueprints. Without a plan, those tools are useless. Many people approach retirement the same way: they have financial "tools" like 401(k)s and IRAs, but no actual strategy to build a confident future.

1.) Culprit - no culprit, no top2.) Oil - Dumb money is betting hard against oil3.) CPI - decelerations

One of the primary goals of estate planning is minimizing overall tax burden, and when dealing with large estates, the small details can make all the difference. Donna discusses one particular aspect of inheritance planning: the difference between using date of death vs alternate valuation date. Also on MoneyTalk, deciding whether to rollover your 401K, and planning for your first year of retirement. Host: Donna Sowa Allard, CFP®, AIF®; Air Date: 6/8/2026; Original Air Dates: 1/8/2024 & 11/10/2025. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

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Oil - Not like 2008, 2022Top - Not seeing typical ingredients to a major market topBubble - Not in equities, but in soverign debt issuance

Most high-income earners assume the Solo 401(k) isn't for them. They're wrong.If you have a side hustle, a consulting gig, or a small investment LLC, you likely qualify, and you could be sheltering up to $144,000 per year in tax-free contributions.Bob Fraser and Ellis Hammond sit down with George Blower, co-founder of MySolo401k.net, to break down exactly how this works and why so few people are taking advantage of it.You'll learn:The two simple requirements to qualifyHow to run the Mega Backdoor Roth strategy inside a Solo 401(k)Why leveraged real estate here avoids UDFI taxes entirelyHow to get set up for as little as $650Have more questions, or want more resources like a tax calculator? Go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://investlikeabillionaire.org/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  to learn more about our community. Check out Ben & Bob's company and invest along at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://aspenfunds.us/

What if the stock market isn’t telling you the full story about your retirement? In this episode, Ryan Herbert breaks down why market headlines and economic signals can feel disconnected and why relying on them alone may create unnecessary stress. They revisit past market cycles to illustrate how volatility can affect withdrawals and long-term outcomes, especially early in retirement. The conversation shifts to a more practical focus: understanding your monthly income needs, identifying reliable income sources, and evaluating how much risk you’re comfortable carrying. Instead of reacting to daily market noise, the discussion centers on building a plan designed around consistent income and personal spending needs in retirement. Want to begin building your retirement and tax plan? Click Here to Schedule a 15-minute Discovery Call Follow us for more helpful insights:

What if your retirement plan isn’t built to replace your paycheck? This episode breaks down why 401(k)s alone may fall short and how retirement really comes down to creating reliable income. Steve Anzuoni explains the gap between expectations and reality, the risks of relying on hypothetical projections, and why income planning—not just saving—is critical. From Social Security timing to building a personal “pension,” the conversation highlights how to approach retirement with clearer expectations and a focus on sustainable monthly cash flow. SCHEDULE A MEETING OR PHONE CONSULTATION TODAY! Get a Copy of Steve's Book - Tee Up Your Retirement! Social Media: Facebook I LinkedIn I Instagram I YouTube See omnystudio.com/listener for privacy information.

What if the biggest retirement risk isn’t running out of money—but running out of income? Steve Hoyl breaks down why Social Security was never meant to stand alone and how today’s shift from pensions to 401(k)s has changed the retirement landscape. They explore building a written income plan, managing taxes, and creating predictable monthly income while addressing inflation, healthcare costs, and emergency reserves. The conversation highlights why focusing on income—not just growth—can reshape how you approach retirement planning. Get Your Complimentary Retirement Analysis Social Media: Facebook | XSee omnystudio.com/listener for privacy information.

SpaceX is set to become one of the 10 biggest companies in the world when it goes public on Friday. The Atlantic's Matteo Wong explains why the record-breaking IPO is less about rockets and more about the AI race.Maine voters head to the polls Tuesday for a consequential primary race. ABC News reports on how some Democrats are worried their chosen candidate's past could cost them in November.America's largest pediatric hospital has agreed to create the country's first gender-detransition clinic as part of a settlement with the Texas attorney general. The Washington Post's Molly Hennessy-Fiske explains what that signals for transgender health care nationwide.Plus, Iran and Israel struck each other for the first time since the April ceasefire began, NBA Finals watch parties outside Madison Square Garden are banned in preparation for President Trump's visit to Game 3, and the furniture makers growing chairs out of trees. Today’s episode was hosted by Cecilia Lei.

Employee benefits continue to be a critical component of attracting and retaining talent. According to the Society for Human Resource Management (SHRM), 81% of employers consider both retirement savings and planning benefits and leave benefits to be either "very important" or "extremely important" offerings for their workforce. As organizations compete for talent, retirement plans remain one of the most valued benefits employers provide. In this episode of Let's Have This Conversation, I sit down with Alex Langan, ERISA attorney, Chief Investment Officer, author of the #1 bestselling book 401(k) Exposed, and founder of Langan Financial Group. Alex has built a reputation for challenging conventional wisdom surrounding employer-sponsored retirement plans. After serving as a Pennsylvania Supreme Court clerk and practicing ERISA law, he discovered what he believes is one of the most overlooked issues in corporate America: many employers unknowingly expose themselves to legal and fiduciary risks through the administration of their 401(k) plans. During our conversation, Alex explains why retirement plan providers may not always have incentives aligned with employers and employees, the fiduciary responsibilities many business owners and HR professionals inherit without formal training, and the steps organizations can take to better protect both themselves and their workforce. We also discuss: • Why retirement plans remain one of the most important employee benefits organizations offer • Common misconceptions employers have about fiduciary responsibility • The hidden costs and risks embedded in many 401(k) plans • How employees can become more informed retirement savers • What business owners, CFOs, and HR leaders should be asking their retirement plan providers • Why transparency and education are critical to improving retirement outcomes Alex also shares the philosophy behind Langan Financial Group, an independent financial planning firm focused on personalized guidance rather than product sales or quotas. Their approach centers on understanding each client's goals, challenges, and long-term financial objectives while delivering customized financial planning solutions supported by a dedicated team. Whether you're an HR professional, business owner, executive, or employee participating in a workplace retirement plan, this conversation offers valuable insights into a system that affects millions of Americans every day.   For more information: https://langanfinancialgroup.com/ Email: alex@langanfinancial.com   Learn more about your ad choices. Visit megaphone.fm/adchoices

Drew is joined by Jackson this week as they talk to callers and answer questions regarding tax filing, zero-fee index funds, Roth 401(k) rollovers and more! Download and enjoy!

They say that what separates investing from gambling is the availability of information to facilitate educated decision making, but what about the information a skilled Poker player reads on an opponent's face, or the limited information available for a start up company? Donna and Nathan discuss the gray area between gambling and investing, and why it's important to understand the difference. Also on MoneyTalk, bringing 401Ks into the 21st century, add Stock Trivia: Battle of the Sowas. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®, CPWA®; Air Date: 6/2/2026. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

SEASON 1 FINALE: "The Words You Trust No Longer Mean What You Think." Name the last policy you cheered for that, examined coldly, made your life materially worse. Most people can't.  Not because those policies don't exist, but because the cheering and the examination happen in different rooms of your mind, and that house's architecture was not built by you.   This is the series one finale of The Polymathic Perspective. Dov Baron examines the forty-year project that has rewritten the meaning beneath the words ordinary people use to describe their lives.  The project is not hidden. It has been openly described in essays, books, and policy documents that anyone can read. The problem is that almost no one is looking.  In this episode:  Why your gut tightens when someone uses a word your tribe was taught to hate   Why a country can cheer for the dismantling of the institutions that keep its water safe, and feel righteous while doing it   Why the person on the other side of the political aisle from you is running the same program with different inputs   What a retainer is, and why your 401K may be one   The cognitive mechanism the architects have been counting on for forty years. This is not a partisan episode. Both sides are operating inside the same architecture.  The architects are counting on you to keep looking sideways at your neighbor instead of upward at the structure being built around both of you. .  Examined through #EmotionalMeaningArchitecture, #LinguisticCapture, #CultPsychology, #TribalBelonging, # SurveillanceCapitalism, and the #AttentionEconomy . ABOUT DOV BARON: Dov Baron has spent thirty years inside the rooms where leaders, founders, and executives make the decisions that shape organizations. His clients hire him for what he can see: the patterns that have become invisible to the people inside the system.   CONNECT WITH DOV Website: https://DovBaron.com Work with Dov: dov@dovbaron.com  LinkedIn:  Carry one question with you from this episode: Who built the part of you that cheers?  Sit with it. If it irritates you, don't dismiss it. It is data. If this episode resonated, please rate and review on Apple Podcasts and follow on Spotify. Series two begins soon. Share this episode with someone on your side of the aisle and someone on the other side. Both of them need it.  

Many advisors still have limited visibility into some of their clients' largest retirement assets, especially those held inside workplace plans like 401(k)s, 403(b)s, and 457s. In this episode, Potomac's CMO Christopher Norton and CEO & Co-CIO Manish Khatta discuss how Self-Directed Brokerage Accounts (SDBAs) can help advisors bring professional portfolio management into eligible employer-sponsored retirement plans without requiring a rollover or job change. They cover what SDBAs are, why they have often been overlooked, how they work in practice, and what advisors should consider when using them to deliver more coordinated, comprehensive retirement guidance. Register for our SDBA Webinar here: https://content.potomac.com/sdba Advisor Only Webcast Date: July 1 @1pm Length: 1 hour Make sure you subscribe to never miss an update. Subscribe in Apple Podcasts Subscribe on Spotify Learn more about Potomac: https://potomac.com/ Read our blog: https://potomac.com/blog Disclosure: https://potomac.com/disclosures PFM-210-20260602 Hosted on Acast. See acast.com/privacy for more information.

Don and Tom tackle a Wall Street Journal financial decision-making quiz that explores how to prioritize competing goals such as retirement savings, high-interest debt, mortgages, and student loans. The discussion highlights the importance of employer matching contributions, the damaging impact of credit card debt, and the reality that many financial decisions depend on individual circumstances and risk tolerance. They then answer listener questions about retirement portfolio allocation, Fisher Investments' sales tactics and fees, stock ownership concentration among wealthy Americans, and whether a federal retiree should consolidate TSP assets into a Vanguard IRA. The episode emphasizes building a financial plan before making allocation changes, avoiding market predictions, and simplifying finances where possible.0:00 Wall Street Journal financial decision-making quiz begins1:23 Prioritizing 401(k) matches versus high-interest debt4:31 When to pay down credit cards instead of investing more5:20 Borrowing from a 401(k) to eliminate 22% credit card debt6:07 Mortgage payoff versus other debt reduction strategies7:55 Mortgage prepayment versus additional retirement savings9:35 Building a hierarchy for financial priorities11:07 Listener Bob asks about retirement readiness and portfolio allocation13:02 Fisher Investments' fees, sales tactics, and active management claims16:15 Why retirement planning should come before allocation decisions19:40 Stock ownership concentration among the wealthiest Americans22:03 Why markets are not a zero-sum game23:51 Will retiring Baby Boomers hurt stock prices?25:52 Listener asks about consolidating TSP and Vanguard retirement accounts29:18 Comparing Vanguard and TSP target-date fund allocations31:57 Benefits of simplifying and consolidating retirement accounts35:06 Don discusses sales and distribution of The Line UncrossedQuestions? Comments? Click!

Could your retirement last 40 years—and is your income ready for it? Kevin Madden breaks down the reality of longer lifespans and why consistent cash flow matters more than ever. From guaranteed income options and Social Security timing to the impact of inflation, taxes, and market changes, this episode explores how retirees can structure income to keep pace with an evolving financial landscape. Plus, insights on “spring cleaning” your portfolio, avoiding redundancy, and making smarter decisions with old 401(k)s and investment accounts. Get Your Complimentary Retirement Roadmap Your roadmap will include: A retirement income strategy A test to see how long your money will last A tax-planning strategy See omnystudio.com/listener for privacy information.

Most business owners underuse their retirement plans. That mistake can cost you thousands. In this episode, we break down the solo 401(k) strategy and how it helps you build wealth while reducing taxes. You'll learn how to maximize contributions, claim tax credits, and avoid common mistakes that wipe out savings. We also cover deadlines, contribution limits, and how to invest in real estate or other assets using your plan. This is clear, practical finance advice focused on tax strategies, wealth planning, and maximizing income. If you want better tax savings and more control over your future, this episode is a must. Listen now before you miss key deadlines.   Next Steps: ➡️ Overpaying your CPA and the IRS? Learn how to stop it in this free training: https://go.phillipsbusinessgroup.com/registration

Secrets of Antarctica: Hidden Bases, UFOs, Ancient Ruins, Crystal Skulls & More… . The 2nd tranche of UFO & Alien files has just dropped and what's inside may fundamentally challenge humanity's understanding of history, religion, and our place in the cosmos. Dr. Michael Salla hails author and explorer Brad Olsen as “The Indiana Jones of Our Time.” Having self-financed his own expedition to the icy continent, Brad Olsen joins host and intrepid adventurer Brad Wozny to share jaw-dropping revelations from his new book, Secrets of Antarctica: The Untold History of the Ice Continent. . This is the 3rd episode in our Secrets of Antarctica series…

In this week's Stansberry Investor Hour, Dan welcomes Bryan Beach back to the show. Bryan is the editor of Stansberry Venture Value and a senior analyst on Stansberry's Investment Advisory.   Bryan kicks things off by discussing the idea of passive investing and how it has changed the way the market is valuated. He says that folks are relentlessly buying the biggest stocks every time they invest in their retirement funds, and they don't even know it. This "irrational indifference" could result in such a high level of volatility that it leads to mass liquidation of stocks. Bryan then talks about Software as a Service ("SaaS") and why artificial intelligence ("AI") isn't going to kill the companies that focus on it. (0:00)   Next, Bryan does a deep dive into Salesforce (CRM) and its business model. Investors thought that AI was going to undermine the company and similar businesses because it offers better efficiency and can be cheaper. However, its software is so embedded in its customers' operations that they don't want to leave it, even if they aren't in love with it. Bryan says that "sticky" companies with models like that are ones you want to look at. (20:14)   Finally, Bryan shares the market sectors he's most interested in right now. He says investors should keep an eye on the conflict in the Middle East. This has created multiple energy investment opportunities in North America, especially in Canada. But in general, it pays to frequently brush up on what's going on in the world to see what new opportunities could arise. And contrary to what you might think, investing isn't an "either/or" matter. If you're focused on long-term investing, you can take advantage of volatility and make options trades. (33:37)

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Let's flash forward into the future 3 years.     You're applying for a job and you're going up against someone with an MBA.  That person is well-qualified and is probably the more attractive candidate for the job.    Let's say you have an Associates degree, but you happened to learn A.I. along the way.     You've implemented it in every single job you've had over the last 3 years.    When it comes time to getting an offer letter, if the person with the MBA hasn't mastered A.I., they're not going to land that job over you.    That's the good news.    Keep in mind, companies like Sony are not going to come here and invest tons of money and ignore cheap labor.     Sure, they'll be here for a season, but the United States is not going to pay the high wages commanded by the American workforce, especially when there are ways to scale a company by simply using A.I.    There will be no unions to pay, 401K, retirement, etc.    It's not a viable proposition.    I say that to say this............   A couple of years ago, I had close to 100 employees.    Today, I have 30, thanks to A.I.    Each one of them knows how to leverage A.I.   They are agents of A.I. and this is what future employers will be in search of.    So, if you're thinking about what you should be focused on now..............it's becoming an agent of A.I.      About the ReWire Podcast The ReWire Podcast with Ryan Stewman – Dive into powerful insights as Ryan Stewman, the HardCore Closer, breaks down mental barriers and shares actionable steps to rewire your thoughts. Each episode is a fast-paced journey designed to reshape your mindset, align your actions, and guide you toward becoming the best version of yourself. Join in for a daily dose of real talk that empowers you to embrace change and unlock your full potential.    Learn how you can become a member of a powerful community consistently rewiring itself for success at https://www.jointheapex.com/   Rise Above

While Congress has made it easier than ever to access 401(k) funds through hardship withdrawals, this can be a dangerous trap for your future self. Losing out on decades of compounded interest has long-term consequences. Before you hit retirement savings to cover a financial bump, use the Team Clark 401(k) Loan Calculator to see the true cost of that withdrawal – it might just convince you to find another way to bridge the gap.  Also, Clark breaks down how Amazon has partnered with vehicle brands in new markets, offering another option for more streamlined car buying. Know how to bypass the gimmicks and games to get a fair price on your next vehicle. 401(k) Loans: Segment 1 Ask Clark: Segment 2 The Car Buying Process: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Is a 401(k) Loan a Good Idea? Almost Never - Clark Howard 401(k) Loan Calculator (Clark.com) Clark Howard's Special Rule for Refinancing Your Mortgage Why Clark Says You Should ‘Ignore' Paze as Trendy New Payment Option Why You Should Never Store Your Payment Information Online Top 7 Ways To Shop Safely Online - Clark Howard Why Amazon and Costco May Be The Best Ways to Buy Your Next Car The Best Car-Buying Services - Clark Howard Report: 4 Used Electric Vehicles Under $25,000 - Clark Howard What Mileage Should I Target on a Used Electric Vehicle? CR - Used Hybrids & EVs Ratings  SIXT+ | Your Car Subscription Should You Ever Lease a Car? - Clark Howard  Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices