Podcasts about Aggregate

Aggregate 7-day Santa Clarita Valley market snapshot for May 18, 2026. Active inventory is up to 700 listings — a 33% climb from late March. In this episode, Connor MacIvor breaks down the numbers, the elevated failure-to-close ratio, and two patterns sellers and buyers need to understand right now: automated investor bot lowball offers arriving within hours of going active, and the "set up by a neighbor" dual agency trap that quietly costs both sides money in 2026.WHAT'S IN THIS EPISODE- The aggregate 7-day SCV market data- Why inventory climbing 200 listings in 60 days matters for pricing- Hold status — legitimate use versus the agent regroup trick- The investor bot lowball pattern and why every listing needs a frivolous offer clause- The "set up by a neighbor" dual agency trap broken down step by step- Pricing strategy when supply outpaces buyer absorptionWHO IT'S FORSCV homeowners considering selling in 2026. SCV buyers learning how representation actually works. Real estate professionals tracking inventory trends across Valencia, Saugus, Canyon Country, Newhall, Stevenson Ranch, Castaic, Acton, and Agua Dulce.FULL WRITTEN REPORThttps://sellersonlyagent.com/blog/scv-market-watch-2026-05-18WATCH ON YOUTUBEhttps://youtu.be/KsHdR9AVf0sSTRATEGY CALLhttps://api.honorelevate.com/widget/booking/5Xonw2gmGQm4u7AdQkaS661-400-1720ABOUTConnor MacIvor is the founder of Sellers Only Agent™ and SYNC Brokerage's seller-side specialist in Santa Clarita Valley. CA DRE #01238257. 27 years licensed. 23-year retired LAPD veteran. Builds the SCV Market Watch Daily on aggregate MLS data to give sellers and buyers the same intelligence the brokerage desk sees, every day. 7 days a week.DISCLOSURESSCV Market Watch Daily is an aggregate-data report compiled from CRMLS Matrix Market Watch and presented for educational purposes. No address-level information, listing-specific commentary, agent remarks, or private remarks are reproduced. © 2026 Connor MacIvor, Sellers Only Agent™.Youtube Channels:Conner with Honor - real estateHome Muscle - fat torchingFrom first responder to real estate expert, Connor with Honor brings honesty and integrity to your Santa Clarita home buying or selling journey. Subscribe to my YouTube channel for valuable tips, local market trends, and a glimpse into the Santa Clarita lifestyle.Dive into Real Estate with Connor with Honor:Santa Clarita's Trusted Realtor & Fitness EnthusiastReal Estate:Buying or selling in Santa Clarita? Connor with Honor, your local expert with over 2 decades of experience, guides you seamlessly through the process. Subscribe to his YouTube channel for insider market updates, expert advice, and a peek into the vibrant Santa Clarita lifestyle.Fitness:Ready to unlock your fitness potential? Join Connor's YouTube journey for inspiring workouts, healthy recipes, and motivational tips. Remember, a strong body fuels a strong mind and a successful life!Podcast:Dig deeper with Connor's podcast! Hear insightful interviews with industry experts, inspiring success stories, and targeted real estate advice specific to Santa Clarita.

During this talk, Peter reviews another way mindfulness practice supports Awakening, contemplating the Five Aggregates of Clinging, part of the Fourth Foundation of Mindfulness.  The Five Aggregates represent a conceptual structure that helps understanding of Anatta, the absence of an enduring, autonomous self.  Concrete, a crucial structural component in almost any building or road, is composed of cement, gravel, sand and water, which aggregate and solidify into a form–the human personality is also aggregated from file elements, and they can be investigated with sufficient training in mindfulness.  When we are mindful of these elements as aggregates, the ability to “deconstruct” the self is nurtured. Here are the notes prepared for this talk:  REVIEWING THE FIVE AGGREGATES OF CLINGING

Lions draft questions.

Lions Draft talk.

Lions Draft Questions.

Lions Draft Talk.

And it's National Kindergarten Day! Gator names everyone he wen to Kindergarten with.

Would you draft an injured player?

Listen on ⁠⁠⁠⁠⁠⁠⁠⁠⁠Apple Podcasts⁠⁠⁠⁠⁠⁠⁠⁠⁠ - watch or listen on ⁠⁠⁠⁠⁠⁠⁠⁠⁠Spotify⁠⁠⁠⁠⁠⁠⁠⁠⁠ - watch on ⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠. Oh, what a night! Forest toiled away against the ten men of Porto. Having taken the lead through Morgan Gibbs-White, they controlled the first half, but the visitors came out fighting in the second period, hitting the bar twice and giving the home fans a scare. Rich Ferraro and Tom Newton report on a game where the players had to dig in, amidst the sad news that emerged just before kick off that Elliott Anderson had lost his mum. Elliott and his family were clearly in the hearts and minds of the Reds players and supporters, and we send our sympathies. Subscribe to 1865: The ORIGINAL Nottingham Forest Podcast via your podcast provider, and please leave a review, as it helps other Forest supporters find our content⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Join us on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠X⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠,  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Bluesky⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠,  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Threads⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ or ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. 1865: The Nottingham Forest Podcast is part of the ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Sports Social Network⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, and partnered with ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠FanHub⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Come on you Reds! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Lions Draft Questions.

Atletico Madrid knock out Barcelona from the UCL with a 3-2 aggregate win after a Lookman dagger. We look into how Barcelona failed and Atleti's chances in the Champions League moving forward. (4:49) PSG ease past Liverpool and talk of their chances of repeating while sparing a thought for a terrible season for Slot and Liverpool. (2:17:57) 

4 important Lions Draft questions.

Mastering the Payment Ecosystem: Strategic Insights from Allen Kopelman of Nationwide Payment SystemsIn a recent episode of The Thoughtful Entrepreneur Podcast, host Josh Elledge sat down with Allen Kopelman, the CEO and Founder of Nationwide Payment Systems, to deconstruct the complexities of the modern payment landscape. As the host of the B2B Vault podcast and a veteran in the merchant services industry, Allen brings a wealth of knowledge on how businesses can move beyond "off-the-shelf" solutions like Stripe or Square to find systems that actually serve their bottom line. Their conversation dives into the critical importance of business classification, the hidden risks of regulated industries, and why the right payment technology is a fundamental pillar of operational scale.Optimizing Your Merchant Strategy: From SIC Codes to Technology TriumphsMany business owners treat payment processing as a "set it and forget it" function, often defaulting to aggregate processors for the sake of simplicity. However, Allen Kopelman explains that this convenience often masks significant financial inefficiencies, particularly regarding SIC (Standard Industrial Classification) codes. These codes determine the interchange rates a business pays, and an incorrect classification—such as a deli being coded as "retail" instead of "restaurant"—can result in paying 20 to 30 basis points more per transaction than necessary. By conducting a rigorous rate analysis and ensuring your business is correctly classified, you can reclaim thousands of dollars in annual revenue that would otherwise be lost to unnecessary fees.Technology stagnation is another silent killer of business efficiency, particularly for enterprises managing high-volume inventory or multiple locations. Allen highlights that legacy systems, such as those still running on Windows 8, create significant security vulnerabilities and prevent seamless integration with modern e-commerce or accounting platforms. Leveling up to a system like NCR Counterpoint allows for the management of over 100,000 inventory items and real-time syncing across all sales channels. When your point-of-sale (POS) system, website, and accounting software operate in a unified ecosystem, you eliminate manual reconciliation errors and provide the multi-channel payment options—like Apple Pay, Google Pay, and ACH—that modern consumers demand.Compliance and risk management represent the final, and perhaps most critical, frontier for the growing business. Regulated industries—including CBD, healthcare, gaming, and nonprofits—face a unique set of federal and state hurdles from agencies like the FDA and FTC. Allen emphasizes that working with a specialized processor is essential to avoid the catastrophic risks of frozen funds or account termination. Furthermore, winning the "chargeback battle" requires more than just good customer service; it demands robust legal contracts and meticulous transaction documentation. By integrating smart invoicing tools that reduce payment times to under eight days and ensuring every high-ticket item is backed by a clear agreement, you protect your cash flow and build a strategic foundation that supports long-term scalability.About Allen KopelmanAllen Kopelman is the CEO and Founder of Nationwide Payment Systems and the host of the B2B Vault podcast. With decades of experience in the merchant services industry, Allen is a recognized expert in helping businesses navigate the complexities of payment processing, compliance, and financial technology. He is dedicated to educating entrepreneurs on how to optimize their operations and reduce risk through strategic payment solutions.About Nationwide Payment SystemsNationwide Payment Systems is a full-service provider of merchant accounts and payment processing technology. The firm specializes in helping businesses across all sectors—including high-risk and highly regulated industries—secure reliable, cost-effective payment solutions. Through their unified platform, NPS One, and advanced POS integrations, they empower business owners to streamline their billing, improve cash flow, and ensure long-term regulatory compliance.Links Mentioned in This EpisodeNationwide Payment Systems Official Website: https://nationwidepaymentsystems.comAllen Kopelman on LinkedIn: Connect with AllenKey Episode HighlightsThe SIC Code Impact: How incorrect business classification can lead to thousands of dollars in unnecessary interchange fees.Aggregates vs. Merchant Accounts: Why platforms like Stripe might be costing your growing business more than a specialized merchant service provider.Regulated Industry Risks: Navigating the specific compliance hurdles for CBD, healthcare, and gaming sectors to prevent frozen funds.Technology Modernization: The benefits of upgrading from legacy POS systems to integrated, multi-channel solutions like NCR Counterpoint.Winning Chargeback Disputes: Why robust contracts and meticulous transaction documentation are your best defense against revenue loss.ConclusionThe conversation with Allen Kopelman underscores that payment processing is not merely a utility, but a strategic lever for business growth and risk mitigation. By prioritizing correct business classification, embracing integrated technology, and maintaining rigorous compliance standards, entrepreneurs can significantly improve their operational efficiency and protect their hard-earned revenue.More from The Thoughtful Entrepreneur

PRESENTED BY: GPRS Construction professionals know that utilities and concrete reinforcements can cause big problems when you're on the job. GPRS helps you avoid them. We use ground penetrating radar to detect rebar, conduit, and post tension cables before you cut, core, or drill. And our concrete scans are 99.8% accurate… we guarantee it—helping you reduce hits, downtime, expenses, and keep your people safe. To keep your jobsite safer, visit https://www.concretelogicpodcast.com/GPRS SUMMARYIf you've never built your own concrete mix design… this episode fixes that.Dr. Jon Belkowitz walks through the ACI 211 method step-by-step, showing exactly how a mix is built from scratch.By the end, you'll see that mix design isn't magic.It's just decisions… and a little math.WHAT YOU'LL LEARNWhat actually goes into a cubic yard of concrete — and why it mattersWhy mix design is basically a “choose your own adventure”How slump, aggregate size, and air content drive your entire mixThe simple math behind water-cement ratio (and why it controls everything)How to calculate cement, water, rock, and sand — step by stepWhy yield matters (and how getting it wrong costs real money)The difference between a design mix vs batch mixWhat changes when moisture shows up in your aggregates (this comes up near the end) CHAPTERS00:00 – Intro and how to support the show 02:20 – Shoutout to this episode's Producer 03:00 – Why PDHs should actually be useful 05:20 – What is a cubic yard of concrete? 06:30 – Absolute volume method explained 09:50 – ACI 211 and “choose your own adventure” 13:30 – Selecting slump, water, and air content 17:00 – Adjusting water for admixtures 19:00 – Water-cement ratio and strength 21:00 – Aggregate proportions and why they matter 25:30 – Start of the actual math 31:30 – Calculating coarse aggregate 34:00 – Converting weights to volumes 36:30 – Solving for sand (the missing piece) 39:30 – Final mix design breakdown 40:10 – Design mix vs batch mix (what's next) GUEST INFODr. Jon Belkowitz Intelligent Concrete Website: https://www.concretelogicpodcast.com/intelligent-concreteCONCRETE LOGIC ACADEMYGot a concrete problem no one can explain?Bring it to the Concrete Logic Academy.Ask questions. Share what you're seeing. Get real answers you can use on the next pour.Simple as that. Free trial for pros here: https://www.concretelogicpodcast.com/pro SUPPORT THE PODCASTIf this episode helped you…If you learned something…If it made you think differently…Support the show here: https://www.concretelogicpodcast.comThis podcast runs on Value for Value.Give whatever you think the episode was worth. PARTNERSKUIU (performance gear Seth actually uses): https://www.concretelogicpodcast.com/kuiuInterested in advertising or working with us? Email: seth@concretelogicpodcast.com CREDITSProducers: Joseph Swann, Jodi Tandett & Concrete Logic MediaMusic by Mike Dunton: https://www.mdunton.com/WHERE TO FIND CONCRETE LOGICWebsite: https://www.concretelogicpodcast.com YouTube: https://www.youtube.com/@concretelogicpodcast LinkedIn: https://www.linkedin.com/in/sethtandett/Instagram: https://www.instagram.com/concretelogicpodcast/

Heute spreche ich in meinem Perry Rhodan Reread-Podcast Stardust ruft Terra über den 277. Band der Heftromanserie. Mit „Befehle aus der 5. Dimension“ berichtet uns Karl Herbert Scheer, wie die CREST III die mitgebrachten Aggregate der DINO III findet und zur Reise nach Andromeda aufbricht. Doch der Weg durch die Vergangenheit hält immer noch Gefahren bereit, denen sich die Terraner stellen müssen. Wie die Geschichte ausgeht und der Roman bei mir ankommt, erfahrt ihr in diesem Podcast. Wenn ihr mehr über den Weltendieb oder Stardust ruft Terra erfahren wollt, besucht den Blog. Den Link findet ihr in den Shownotes. Wenn ihr Feedback oder eure Meinung mitteilen wollt, schreibt einen Kommentar im Blogpost oder schreibt eine Mail an stardustruftterra@weltendieb.com. Ihr findet mich natürlich auch auf allen gängigen sozialen Netzwerken. Einen Überblick über alle veröffentlichten Folgen des Stardust ruft Terra Podcast findet ihr unter diesem Link. Solltet ihr beim Hören dieser Episode Lust auf andere Perry Rhodan Podcasts bekommen haben, dann schaut auf jeden Fall im WarpCast vorbei und auch bei den Freunden des Radio Freies Ertrus. Die Intromusik stammt vom Künstler  Sergey Cheremisinov. Der Song heißt Jump In Infinity und unterliegt der Creative Commons Lizenz (CC BY-NC 4.0). Ihr könnt uns finanziell auf Steady unterstützen. Dadurch bekommt ihr zeitexklusiven Zugriff auf Podcastfolgen und andere Boni. Alle Podcasts des Weltendieb bleiben frei verfügbar. Alle weiteren Informationen findet ihr unter diesem Link.  Wenn ihr #PaxTerra Sticker haben wollt, schickt eine E-Mail an info@weltendieb.com. Vergesst dabei aber nicht eure Adresse.

In this episode of The Drywall Podcast, I'm joined by Justin Thomas, owner of Thomas Drywall. Our connection started in a unique way—Justin reached out after hearing my guest appearance on The Aggregate with Jeremy Mistretta a few months back. After one long conversation, I knew his story needed to be shared here. Justin is a third-generation drywall professional who has seen every side of the industry. We trace his journey from scaling a massive operation with over 50 employees to the pivotal moment when the economy forced a total career pivot. You'll hear how he successfully transitioned into tech sales, what that high-pressure environment taught him about business, and ultimately, what pulled him back to his roots in the drywall world. We also get personal, discussing how his faith and background as a Mormon shape his perspective on work and family, and why he is never afraid to blow things up and try something new. Today, Justin is back in the trade with a refined focus on specialty finishes and Fresco Harmony. About Today's Guest: Justin Thomas is the owner of Thomas Drywall. With a career spanning traditional hanging and finishing to high-tech sales, he now blends those skill sets to offer premium, decorative wall solutions. Connect with the Show: Subscribe: Be sure to follow Justin on Instagram Follow: Find out more at www.thomasdrywallutah.com Today's episode was brought to you by CanAm tools.  Find out more at www.canamtool.com

Listen on ⁠⁠⁠⁠⁠⁠⁠Apple Podcasts⁠⁠⁠⁠⁠⁠⁠ - watch or listen on ⁠⁠⁠⁠⁠⁠⁠Spotify⁠⁠⁠⁠⁠⁠⁠ - watch on ⁠⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠. Football eh? Bloody hell. Forest came out of the blocks on a night where the second string finally came of age, and the first half had a familiar feel to it until Nico Domínguez looped a header into the top corner to bring Forest level on aggregate. Ryan Yates scored a belter early in the second half, before the hosts equalised. The skipper almost capped off an outstanding performance by scoring the winner in the very last minute of extra time, but was denied by the offside flag. Penalties it was, and in an extraordinary turn of events, the Danes MISSED all three of their spot kicks, while MGW, Sangaré and Williams slotted home, to book a place against Porto in the next phase. Rich and a hoarse George try to cram in all the action. Subscribe to 1865: The ORIGINAL Nottingham Forest Podcast via your podcast provider, and please leave a review, as it helps other Forest supporters find our content⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Join us on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠X⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠,  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Bluesky⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠,  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Threads⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ or ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. 1865: The Nottingham Forest Podcast is part of the ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Sports Social Network⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, and partnered with ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠FanHub⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Come on you Reds! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Chelsea were beaten 3-0 at Stamford Bridge on Tuesday night, eliminated from the Champions League 8-2 on aggregate in a performance that was as embarrassing as the scoreline suggests. This was not a valiant defeat against a superior side. This was a systemic, structural failure that runs from the pitch straight through the dugout and all the way to the boardroom. Every single person at this football club needs to look in the mirror.Simon and Manny deliver their most forensic and unflinching episode yet, dismantling Liam Rosenior's credentials for this job with cold, hard evidence. This is a manager who is simply not equipped to operate at Champions League level, and the people who appointed him, backed him, and continue to stand behind him are equally culpable. The sporting directors, the ownership, the entire decision-making apparatus at Chelsea FC is broken — and 8-2 on aggregate is the receipt.The hosts then take a step back for a genuinely sober conversation about the state of the club beneath the rage. The apathy growing among the fanbase is real and it is dangerous. When supporters stop being angry and start being indifferent, that is when a football club truly loses its identity. Simon and Manny discuss what it means to watch Chelsea in 2026, what this ownership has done to the culture, and whether there is any credible path back to a club that actually stands for something.With the Champions League gone and the Premier League season entering its final stretch, what happens now? First up is a trip to Everton — a game Chelsea simply cannot afford to lose if top five is still to mean anything. Can this squad find one last shred of resilience when everything around them is falling apart?

What role should businesses play in society today?In this episode of the Unlearn Podcast, I sit down with investor, ecosystem builder, and Foundry Group co-founder Seth Levine to explore how capitalism itself may be evolving. Seth's latest book, Capital Evolution, examines a fundamental question: can modern capitalism create broader opportunity, stronger communities, and more inclusive ownership?Our conversation ranges from declining economic mobility and generational uncertainty to the role of values-driven companies and the rise of AI-powered work. We also dive into how leaders can navigate uncertainty—balancing profit, purpose, and technological disruption.Along the way, Seth shares how a single dinner conversation sparked a two-year research journey, interviewing more than 100 leaders, academics, and entrepreneurs to understand where capitalism may be headed next.This conversation also builds on ideas we've explored before on the podcast—particularly with Seth's long-time collaborator Brad Feld. In our earlier discussion on Give First leadership, Brad challenged the idea that success comes from extraction, instead arguing that generosity, long-term thinking, and community building are the real drivers of sustainable impact. Together, these conversations offer a powerful lens on how leadership, capitalism, and value creation are being redefined.If you're thinking about the future of work, leadership in an AI-powered world, or how organizations can create both economic and societal value, this episode will challenge some assumptions.Key TakeawaysCapitalism is already evolving: Many leaders still operate as if we're in a shareholder-first world—but that model has already shifted. Businesses now face growing pressure to balance profit with broader societal impact.Economic mobility is declining: While economies continue to grow in aggregate, fewer people are able to move up financially. This shift is reshaping how younger generations view opportunity and fairness.Values-driven companies are becoming more visible: Organizations like Patagonia, Hobby Lobby, and Chick-fil-A show that companies can operate with clear values. What matters most is transparency—being honest about what the organization stands for.AI is changing how leaders work: Seth describes using AI tools like Claude as an operating system for his daily work—drafting ideas, exploring questions, and accelerating thinking. Leaders who combine human judgment with machine intelligence can dramatically increase their effectiveness.Curiosity and listening are leadership superpowers: One of Seth's biggest lessons from writing the book was the value of listening to perspectives outside his own experience. Engaging with different viewpoints reveals insights leaders often miss.Additional InsightsThe danger of misleading economic averages: Seth describes the “Jeff Bezos walks into a bar” problem—where averages distort reality. Aggregate growth can hide widening inequality and declining mobility.The difference between values and politics in business: Companies should be clear about their values—but that doesn't mean every company needs to take political positions. Transparency builds trust with employees, investors, and customers.Why younger generations feel uncertain: Many are entering a world shaped by rapid technological change, rising costs of living, and shifting job markets. AI both excites and worries people about what work will look like.AI rewards experimentation: The people benefiting most from AI are those who continuously experiment. Treating AI as a collaborator—not just a tool—opens entirely new ways of working.Episode Highlights00:00 – Episode RecapSeth Levine reflects on the changing nature of capitalism and why declining economic mobility, shifting values, and AI-driven disruption are forcing leaders to rethink how businesses create value for society.02:40 – Guest Introduction: Seth LevineBarry introduces Seth Levine, co-founder and partner at Foundry Group, entrepreneur advocate, and author of Capital Evolution, a book exploring how capitalism can evolve to create broader opportunity.05:00 – The Dinner Conversation That Sparked a BookSeth describes the boardroom conversation that sparked the idea behind Capital Evolution—a question about whether investors would accept lower returns in order to live their values.07:53 – Why the Capitalism Debate Is GrowingResearch for the book revealed that roughly half of people under 40 believe capitalism isn't working—prompting a deeper exploration of how the system might evolve.10:33 – Values-Driven Businesses in PracticeExamples like Patagonia and Hobby Lobby show how companies can operate with strong values while still pursuing business success.19:14 – Generational Anxiety About the FutureYounger generations face growing uncertainty about careers, technology disruption, and economic opportunity.23:38 – Learning From Different PerspectivesTravel, conversations, and research helped Seth recognize how limited our understanding can be when we stay within familiar social and professional circles.29:30 – Experimenting With AI at WorkSeth shares how tools like Claude have become part of his daily workflow—helping him explore ideas, draft writing, and accelerate thinking.33:38 – Why AI Feels Exciting AgainAfter decades in venture capital, Levine says experimenting with AI tools has reintroduced a sense of novelty and curiosity into his work.40:51 – The Pattern of Every New TechnologyFrom automobiles to AI, every major technological shift initially sparks fear before becoming normalized.42:07 – A Simple Leadership Habit: Listen MoreSeth encourages leaders to actively seek conversations with people who hold different perspectives—and listen without trying to persuade.45:00 – Closing ReflectionsBarry wraps the conversation, highlighting the importance of curiosity, experimentation, and openness as leaders navigate the evolving relationship between business, society, and technology.FAQsQ1. What is Capital Evolution and why is it important?Capital Evolution describes how capitalism is shifting beyond a shareholder-first model toward creating broader societal value. It's important because businesses are now expected to balance profit with impact, ownership, and community outcomes.Q2. Why is economic mobility declining today?Economic mobility is declining because wealth and opportunity are increasingly concentrated. Even as economies grow overall, fewer people can move up income levels, making it harder for younger generations to improve their financial position.Q3. What role should businesses play in society today?Businesses should generate profit while also contributing to society through clear values, responsible decision-making, and long-term thinking. The most effective companies align economic success with positive societal impact.Q4. How is AI changing leadership and the future of work?AI is transforming leadership by enhancing decision-making and productivity. Leaders who combine human judgment with AI tools can move faster, process more information, and make better strategic decisions.Q5. Why are younger generations questioning capitalism?Younger generations are questioning capitalism due to rising living costs, job uncertainty, and reduced economic mobility. These challenges make traditional systems feel less fair and less effective than in the past.Useful Resources:Seth Levine on LinkedIn - https://www.linkedin.com/in/sethjlevine/ Foundry Website - https://foundry.vc/ Seth Levine Book: Capital Evolution - https://www.amazon.com/Capital-Evolution-New-American-Economy/dp/1637747780 Unlearn Episode 160 with Brad Feld - https://barryoreilly.com/explore/podcast/give-first-leadership-brad-feld/ Follow the Host:LinkedIn: https://www.linkedin.com/in/barryoreillyPersonal site: https://barryoreilly.comFacebook: https://www.facebook.com/barryoreillyauthor/Twitter/X: https://x.com/barryoreillyInstagram: https://www.instagram.com/barryoreilly/

This comprehensive session explores the intricate legal framework of class actions, focusing on Rule 23, constitutional safeguards, jurisdictional challenges, settlement approval, and policy debates. It provides essential insights for law students, practitioners, and anyone interested in civil procedure and aggregate litigation.Most companies inadvertently undermine their own legal safety net when facing class actions. Why? Because the deep, hidden complexities of Federal Rule 23 reveal a power dynamic that can threaten even the largest corporations — unless you understand the monumental safeguards designed to protect due process. This episode dissects the intricate architecture of class certification, showing you how procedural formalities turn into constitutional shields or swords.Imagine a lawsuit that binds millions without their direct involvement — sounds impossible? It's not. We explore how the Supreme Court's landmark rulings, like Walmart v. Dukes, have raised the bar for commonality, demanding that classes show their claims can generate a single common answer capable of resolving the entire case. The navigational challenge: balancing the need for judicial efficiency with fundamental constitutional protections like the right to opt-out and due process. If these guardrails fail, the entire system risks devolving into coercion, stripping individuals of their autonomy and risking massive litigation abuses.You'll discover:The six critical steps to achieve class certification, from numerosity to adequacy, and why each is a mandatory gatekeeper.How the Supreme Court's heightened commonality standard now requires demonstrating a central issue capable of resolving the entire class—a far cry from pre-Dukes relaxed rules.The stark difference between mandatory classes (B1 and B2) and damages classes (B3), and why the latter's opt-out right is constitutionally vital.The constitutional tension behind the limited fund and how due process limits the use of mandatory classes for purely monetary claims — a legal minefield for practitioners.The high-stakes battle over personal jurisdiction, especially after Bristol-Myers Squibb, and how courts grapple with nationwide claims against out-of-state defendants.The critical importance of notice — from traditional mail to social media ads — and how courts balance effective outreach against overreach and privacy concerns.The ethical and procedural oversight required during settlement approval, where the judge must act as a fiduciary, scrutinizing fees, remedy adequacy, and fairness.The profound policy trade-offs: the power of class actions to democratize justice versus their capacity for abuse, highlighting a systemic tension that underpins modern civil procedure.Whether you're preparing for the bar or deepening your understanding of civil rights and mass litigation, this episode reveals how procedural rules shape substantive rights at a fundamental level. Every safeguard and exception we discuss rests on the fragile premise of constitutional due process—an principle that, if undermined, transforms what should be a tool for fairness into a weapon of coercion.Dive in to master the architecture that makes class actions a double-edged sword—powerful enough to hold giants accountable, yet perilous without vigilant enforcement of procedural guardrails. Perfect for law students and practitioners alike, this episode equips you with the critical framework to analyze, argue, and understand aggregate litigation's profound impact on justice and democracy.Class Actions, Civil Procedure, Rule 23, Due Process, Jurisdiction, Settlement, Policy, Legal System, Litigation, Constitutional Law

Ukraine has lost close to a quarter of its civilian workforce since the invasion. Three and a half million workers left government-controlled areas: mobilised into the armed forces, displaced inside the country, gone abroad as refugees, or killed. Giacomo Anastasia, Tito Boeri, and Oleksandr Zholud draw on an unprecedented wartime dataset to document how Ukraine's labour market adapted under that pressure. What they find is not what you might expect. Aggregate matching efficiency fell by only about 15%; less than the decline recorded in the United States during the 2008 financial crisis. Firms hired women into roles previously closed to them by law, took on older workers and people with disabilities, and expanded remote work to keep displaced employees and refugees connected to Ukrainian payrolls. The collapse was real, but concentrated: in contested territories near the frontline, employment fell to less than half its pre-war level and vacancy postings dropped to virtually zero. The question the paper poses for reconstruction is how to sustain that resilience, absorb close to a million returning soldiers, and begin to reverse what five years of disrupted schooling has done to a generation.The research behind this episode:Anastasia, Giacomo M., Tito Boeri, and Oleksandr Zholud. 2026. "A Wartime Labor Market: The Case of Ukraine." Economic Policy: Papers on European and Global Issues, special issue: "What's Next for Ukraine?"To cite this episode:Phillips, Tim. 2026. "What's Next for Ukraine: A Wartime Labour Market." Economic Policy: Papers on European and Global Issues (podcast).Assign this as extra listening. The citation above is formatted and ready for a reading list or VLE.About the guestsGiacomo Anastasia is a PhD student in Economics at Columbia University and Columbia Business School. His research interests include public economics, labour economics, and industrial organisation.Tito Boeri is Professor of Economics at Bocconi University and one of Europe's leading authorities on labour markets, unemployment insurance, and welfare state reform. He served as President of INPS, Italy's national social security institution, from 2015 to 2019.Oleksandr Zholud is a researcher at the National Bank of Ukraine. He was central to maintaining the economic data systems that continued to function through the war, and which made the empirical work in this paper possible. Research cited in this episodeThe civilian labour force contraction is estimated at roughly twenty to twenty-five per cent of the pre-war workforce in government-controlled areas, equivalent to a loss of around 3.5 million workers. The calculation combines refugees abroad (between six and seven million, of whom approximately seventy per cent are of working age), military mobilisation (at least 800,000 since 2022, up from 250,000 before the war), and combat casualties. The authors note that a shock of this scale has almost no modern precedent; the closest comparisons are Serbia's losses in the First World War and the economic disruption caused by the 1994 Rwandan genocide.Work.ua is the largest online job-search platform in Ukraine, covering around 125,000 firms and 4.5 million workers. The paper draws on weekly data from Work.ua on vacancy postings, job-seeker resumes, and offered and expected wages to track labour market dynamics across sectors and regions throughout the war. This platform data continued to be updated through the conflict and provided the primary source for the paper's matching analysis, replacing the State Statistics Service household survey, which suspended publication after the invasion.The InfoSapiens household survey, commissioned by the National Bank of Ukraine since 2021, serves as the wartime replacement for the State Statistics Service quarterly Labour Force Survey. It interviews around 1,000 individuals per quarter on employment, unemployment, and labour force participation, stratified by gender, age, region, and settlement size. Despite its smaller sample, it remains the primary regular survey-based source on Ukraine's labour market since the full-scale invasion.The State Employment Service (SES) firm survey, conducted in January 2025 in cooperation with Helvetas Swiss Intercooperation, covered 55,000 enterprises employing 4.2 million workers plus 70,000 registered unemployed persons. This cross-sectional survey provided the paper's evidence on how recruitment practices, remote work adoption, and workforce composition changed after the invasion; it is described in the paper as one of the largest wartime enterprise surveys of its kind.Air raid alarm data are used as the paper's proxy for regional exposure to the war. When missiles or drone attacks are detected, sirens activate across affected areas; the authors use the frequency and duration of these alarms to classify Ukrainian regions on a spectrum from low-exposure (western oblasts such as Lviv) to high-exposure (eastern regions such as Kharkiv) to contested (partially or fully occupied territories including parts of Donetsk and Luhansk). This classification is the basis for the paper's finding that war intensity is the primary driver of differences in labour market outcomes across regions.Matching efficiency is a standard labour economics measure of how effectively the market converts a given stock of unemployed workers and open vacancies into new hires. A fall in matching efficiency means that jobs and workers exist but find each other more slowly. The paper estimates that Ukraine's aggregate matching efficiency declined by about fifteen per cent after the invasion; a smaller fall than the more than twenty per cent recorded in the United States during the 2008 financial crisis, though with severe deterioration concentrated in frontline and contested regions, where matching efficiency dropped by close to twenty-five per cent.Remote work as a retention mechanism. A survey of Ukrainian refugees abroad found that roughly forty per cent of those in employment were working for Ukrainian firms remotely. Those maintaining an employment link to a Ukrainian company reported a significantly higher intention to return to Ukraine after the war compared with refugees employed by foreign firms. Anastasia argues this makes remote work not only an economic adaptation but a tool for sustaining the connection between displaced workers and the country they may one day return to rebuild.More in the "What's Next for Ukraine?" seriesThis episode is the third and final in a series based on papers presented at the inaugural Economic Policy winter conference, Paris, December 2025.Episode 1, with Yuriy Gorodnichenko and Maurice Obstfeld: why $40 billion a year in investment is more achievable than it sounds, why deep debt restructuring is a prerequisite for attracting private capital, and what the Euroclear frozen assets could unlock. Episode 2, with Edward Glaeser, Martina Kirchberger, and Andrii Parkhomenko: why the right model for rebuilding Ukraine's cities is postwar Tokyo rather than postwar Berlin or Warsaw, and why directing reconstruction spending towards the most damaged regions would be rebuilding in the wrong direction. Related reading on VoxEUThe labour market in Ukraine: Rebuild better, the companion VoxEU column by Anastasia, Boeri, and Zholud, summarising the paper's findings on matching efficiency, firm adjustment, and the policy priorities for reconstruction. You only live twice: A growth strategy for Ukraine, Gorodnichenko and Obstfeld's companion column to Episode 1, making the case for $40 billion a year in investment and explaining why EU and NATO accession momentum is the key enabling condition.Rebuilding cities in Ukraine, a VoxEU column on the spatial and urban decisions that will shape how Ukraine's cities develop in the decades after the war, and why the Tokyo model of decentralised land readjustment is the right precedent.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Teri Williams. Thanks! The transcript from this episode of Money Making Conversations Masterclass features a powerful and informative interview with Teri Williams, President, COO, and owner of OneUnited Bank, the largest Black-owned bank in the United States. Here's a breakdown of the key highlights and takeaways:

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Teri Williams. Thanks! The transcript from this episode of Money Making Conversations Masterclass features a powerful and informative interview with Teri Williams, President, COO, and owner of OneUnited Bank, the largest Black-owned bank in the United States. Here's a breakdown of the key highlights and takeaways:

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Teri Williams. Thanks! The transcript from this episode of Money Making Conversations Masterclass features a powerful and informative interview with Teri Williams, President, COO, and owner of OneUnited Bank, the largest Black-owned bank in the United States. Here's a breakdown of the key highlights and takeaways:

PRESENTED BY: CONCRETE LOGIC ACADEMY Practical education and ongoing development for concrete professionals at every stage of their career. Join here: https://www.concretelogicacademy.com/EPISODE SUMMARYThirty years ago, concrete mix designs were simpler, more prescriptive, and easier to predict.Today, they're optimized, blended, engineered, and heavily influenced by admixtures, SCMs, and cement chemistry.In this episode, Seth talks with Jeff Slagle from Chaney Enterprises about how ready-mix designs actually evolved over the last three decades—what changed, why it changed, and what that means for producers, engineers, and finishers working with today's concrete.WHAT YOU'LL LEARNWhat ready-mix designs actually looked like in the 1990s (and why they were so prescriptive)Why SCMs like slag and fly ash were initially resisted—and how producers got buy-inHow high-range water reducers quietly changed everythingWhy performance-based specs (P2P) shifted control back to producersWhat Type IL cement changed in real-world placement and finishingWhy data centers are driving new mix demandsWhat problems the next generation of concrete still hasn't solvedCHAPTERS00:00 – Why this episode matters 03:20 – Jeff Slagle's path through the ready-mix business 06:10 – What mix designs looked like 30 years ago 09:50 – When SCMs actually entered the Mid-Atlantic market 11:30 – Slag vs fly ash: field realities, not theory 14:45 – Prescriptive specs vs performance-based design (P2P) 17:00 – High-range water reducers and the air-entrainment nightmare 19:30 – Aggregate blending and plant complexity 20:30 – Type IL cement and the end of “cheap” SCMs 23:40 – Finishing challenges and jobsite adaptation 26:30 – What the future might look like for concrete mixes 29:00 – Cement supply, imports, and market pressureGUEST INFOJeff Slagle Director of Key Aggregate Accounts Chaney Enterprises Email: JSlagle@chaneyenterprises.com Website: https://www.chaneyenterprises.com CONCRETE LOGIC PARTNERSINTELLIGENT CONCRETEConcrete not behaving the way it should?Intelligent Concrete combines lab-level testing with real-world field experience to identify the true root cause of concrete performance issues—not just treat the symptoms.Reach out for help: https://www.concretelogicpodcast.com/intelligent-concrete CONCRETE LOGIC ACADEMYEarn PDHs in the same straight-talk format as the podcast:Join now: https://www.concretelogicpodcast.com/academySUPPORT THE PODCASTDid you get value out of the show? Give some value back:https://www.concretelogicpodcast.com/donateBuy your KUIU work, workout & hunting gear and 10% goes to the show. No added cost to you:https://www.concretelogicpodcast.com/kuiuMedia, sponsorship, or content inquiries:seth@concretelogicpodcast.com CREDITSProducers: Jodi Tandett & Concrete Logic MediaMusic by Mike Dunton: https://www.mdunton.com/WHERE TO FIND SETHhttps://www.linkedin.com/in/seth-tandett/ https://www.youtube.com/@concretelogicpodcast https://www.concretelogicpodcast.comSeth@concretelogicpodcast.com

Subscribe to Click Beta on SpotifySubscribe to Click Beta on Apple PodcastsIn this episode of Click Beta, Matt Zeigler sits down with Cameron Dawson of NewEdge Wealth and Dave Nadig of ETF.com for a wide-ranging conversation on markets, macro data, positioning, tokenization, AI productivity, and the narratives driving investor behavior. The discussion dives into consensus forecasts, the K-shaped economy, international equity performance, dollar positioning, AI capex, and whether the biggest market moves are driven by fundamentals or liquidity shifts. Along the way, they explore tokenization in financial markets, stablecoins, Fed balance sheet dynamics, and how AI is quietly reshaping productivity for small businesses and individuals. This episode is a deep dive into stock market trends, economic data distortions, asset allocation shifts, and the structural forces shaping the investing landscape in 2026.Main topics covered:• Why consensus forecasts are average and why that creates risks for investors• Cyclical reacceleration narrative versus liquidity-driven market rotation• The K-shaped economy and distortions in US jobs data• Healthcare hiring versus cyclical employment weakness• AI capex spending and who actually benefits• Energy, industrials, and staples outperformance versus tech concentration• International equities versus US stocks and valuation percentiles• US dollar positioning extremes and contrarian signals• Positioning versus narrative and where market surprises hide• Tokenization, decentralized finance, and DTCC proposals• Stablecoins, collateral efficiency, and capital reuse in markets• Fed balance sheet, leverage ratios, and financial system risk• AI productivity gains in small and mid-sized businesses• The future of work, automation, and economic dispersionTimestamps:00:00 Cameron on cyclical reacceleration and market expectations03:00 Consensus forecasts and average return assumptions06:00 K-shaped economy and distorted jobs data10:00 AI capex and disconnect between perception and reality12:30 Liquidity shifts and market rotation beyond mega caps14:00 International equity valuations and performance gap16:50 Dollar positioning and contrarian signals18:20 Positioning versus narrative in stock performance20:00 Tokenization and ETF market plumbing22:00 Stablecoins and capital efficiency24:00 Atomic settlement versus traditional clearing27:00 Fed balance sheet and leverage ratio debate30:00 Recessions, market resets, and social impact39:00 Cultural distribution, media fragmentation, and market narratives47:00 AI productivity, small business impact, and economic implicationsFor more episodes from the Excess Returns network, including macro investing, asset allocation, ETFs, and AI-driven market insights, visit excessreturnspod.com

Hand aufs Herz: Wie viele Domains hast du gekauft, die heute nur noch als jährliche Renew Mail existieren? Genau mit diesem Reality Check steigen wir ein und biegen dann scharf ab: nicht Webdomains, sondern Domain Driven Design.In dieser Episode machen wir DDD greifbar, ohne dass du direkt ein 560-Seiten-Buch heiraten musst. Wir klären, welches Problem Domain Driven Design eigentlich löst, warum Teams in großen Systemen so oft in Spaghetti Code, technische Schulden und Kommunikationschaos rutschen und weshalb eine Ubiquitous Language, also eine gemeinsame, allgegenwärtige Sprache, oft der erste echte Hebel ist.Danach geht es ans strategische Design: Bounded Contexts, Context Mapping, Schnittstellen zwischen Teams und warum das verdächtig nah an Conway's Law, APIs und realen Teamstrukturen ist. Und ja, wir schauen auch auf die taktische Seite: Value Objects, Entities, Aggregates, Repositories, Domain Events, plus der Klassiker aus der Anti-Pattern-Ecke: das anämische Domänenmodell.Wir sprechen außerdem darüber, wie du pragmatisch startest, auch in bestehenden Codebasen, wer das im Team treiben kann, und warum Konsistenz im Naming gerade mit LLMs und AI Coding Tools plötzlich noch mehr zählt als früher.Wenn du wissen willst, ob DDD wirklich Enterprise Buzzword Bingo ist oder einfach der Name für verdammt gute Softwarearchitektur, dann bleib dran.Unsere aktuellen Werbepartner findest du auf https://engineeringkiosk.dev/partnersDas schnelle Feedback zur Episode:

Joining Justin is Artist from the Last Ronin, The Last Ronin The Lost Years, and The Last Ronin II Ben Bishop! Ben has worked on major comics from Batman, Ghostbusters, Transformers, Lego Ninjago to his work on the packages for Neca TMNT action figures.We are talking art styles and influences as well as how it feels to kill the turtles and then create the new generation as well.Ben and Justin dive into some deep easter eggs on the first Last Ronin books and talk about the creation of Moja, Odyn, Yi and Uno.Listen in to hear from the original Bishkid himself!From Drawing Blood to the Aggregate to even the work on the Savage Dragon, we are diving in depth with our guest.A Pizza time recipe for Tortilla Pizzas with Chorizo!Check out our Guest on Bishart.net.

K-Shaped Economy: AI Threatens White-Collar Employment — Chris Riegel — Riegel reports that Black Fridayretail activity generated high shopper traffic, though aggregate spending totals remain unclear pending complete data aggregation. Riegel warns of intensifying "K-shaped economy" dynamics wherein artificial intelligence systematically threatens white-collar professional employment and wage stability traditionally shielded from automation. Riegelhighlights China's deepening economic crisis, including manufacturing downturns, declining industrial utilization, and desperate but ineffective economic pivot toward Russian markets and domestic pharmaceutical production substitution. 1910 JACKSONVILLE

Strong Economy and Rate Cuts — Elizabeth Peek — Peek documents that the U.S. economy remains robustly strong, with aggregate consumer spending outpacing inflation rate accumulation, indicating sustained purchasing power and economic vitality. Peek acknowledges that labor market sentiment remains weak despite aggregate employment statistics, reflecting worker anxiety regarding job security and wage growth relative to cost-of-living increases. Peek predicts the Federal Reserve will reduce interest rates in December responding to softening employment indicators and deflationary pressures. Peek highlights ongoing uncertainty regarding potential emergency tariff implementation pending Supreme Court constitutional review and validation of executive authority over international trade policy. 1907 NYSE

UK Budget Backlash — Joseph Sternberg — Sternberg analyzes the public and parliamentary backlash against Chancellor Rachel Reeves' budget, which raises aggregate taxation to record peacetime levels despite pre-election assurances of fiscal restraint. Sternberg argues that these substantial tax increases combined with welfare expansion will systematically stifle economic growth, eroding business confidence and investment. Sternberg documents public perception that the Labour government deliberately misrepresented the fiscal situation regarding the alleged "black hole," violating electoral promises and generating widespread voter disaffection regarding governmental transparency and fiscal management. 1940 LONDON

UK Tax Hikes Reach All-Time High, Fueling Entrepreneur Exodus and Political Turmoil for Labor Party — Simon Constable — Constable reports that the UK Labour budget under Rachel Reeves will raise the aggregate tax burden to an all-time high of 38% of GDP. This approach is viewed as fundamentally anti-business, with over two-thirds of entrepreneurs reporting that the government lacks genuine support for wealth creation and private enterprise. Constable predicts this environment will trigger an exodus of new wealth creators and capital. Constable suggests the resulting political turmoil positions Nigel Farage as a credible contender for future UKleadership.

UNLOCK THE 13 SYSTEMS EVERY AGENCY OWNER NEEDS TO REACH 8 FIGURES:https://bit.ly/41Sm05NIn this episode, Jordan Ross, founder of 8-Figure Agency Growth Consultancy, breaks down the Wedge Process — a practical six-step framework that helps agency owners and founders reclaim 10+ hours of their week.If your business falls apart when you step away, this episode is your blueprint to building systems, delegating effectively, and automating what keeps you stuck in the weeds. Sean shares the exact tools, frameworks, and AI workflows he's used to help hundreds of entrepreneurs transition from operator to true CEO.You'll learn how to track your time, identify what to stop, automate, or delegate, and create SOPs using ChatGPT — so your business can finally work without you.⏱️ Chapters– If your business breaks without you, it's a liability – Introduction to the Wedge Process – Step 1: Track your time using Toggl – Step 2: Apply the S.A.D. Framework (Stop, Automate, Delegate)– Step 3: Aggregate your training using Loom & Fireflies – Step 4: Use GPT to build SOPs & job descriptions – Step 5: Hire with role clarity – Step 6: Delegate & create visibility with checklists – Reinvest your reclaimed time to scale – Outro: Build a business that works without youTo learn more go to 8figureagency.co

Earlier this year, at the first of April, a long-awaited hub for flowers grown in the NY-Connecticut-New Jersey tri-state region opened its doors. Unlike many of the emerging North American hubs selling local flowers, Flower Aggregate is not a collective or a cooperative. It is a privately-owned wholesale florist serving the floral trade with the […] The post Episode 743: Discovering NYC’s new source for locally-grown flowers with Brooklyn's Flower Aggregate co-founder Jessica Balnaves appeared first on Slow Flowers Podcast with Debra Prinzing.

In this episode, I talk with John Sheerin, Director of End-of-Life Tire Programs at US Tire Manufacturers Association, about Tire Derived Aggregate Applications. He sheds light on how millions of scrap tires can become powerful engineering materials, solving critical infrastructure challenges. Discover how his expertise in civil and environmental engineering, coupled with insights from the […] The post Explore Innovative Tire Derived Aggregate Applications Now – Ep 301 appeared first on Engineering Management Institute.

(Insight Meditation Society - Forest Refuge)

(Insight Meditation Society - Retreat Center)

(Insight Meditation Society - Retreat Center)

[00:00] - Introducing Charles Hanskat, P.E.[01:26] - Shotcrete History[06:39] - Shotcrete depends on velocity for compaction[09:44] - Wet mix vs. Dry mix. What's right for you?[11:38] - Water, Cement, and Time[15:39] - Slump[17:58] - Compressive strength[19:46] - Aggregates[21:25] - Standards and Minimums[24:36] - Shrinkage and Cracks[32:10] - Ideal conditions and Curing[39:21] - Weepers[42:29] - WU and ASA Shotcrete Certifications[46:15] - Closing ______________________________Connect with us! Realize your full potential.Watershape University®Water chemistry questions?Orenda®Questions? Comments? Or apply to sponsor the show:ruleyourpool@gmail.com Facebook: @ruleyourpoolYouTube: @rule-your-pool

23 September 2025 Kathryn Choules joins the Armadale Meditation Group online live.  Armadale Meditation Group (AMG) teaches you about meditation. The classes generally begin with chanting the Metta Sutta, meditation instructions, meditating together, asking questions, and, if time allows, a Dhamma talk. These weekly Tuesday night teachings are via Zoom from Bodhinyana or Dhammasara Monastery. For the AMG zoom link and more details: https://bswa.org/location/armadale-meditation-group/ Support us on: https://ko-fi.com/thebuddhistsocietyofwa BSWA teachings are available:  BSWA Teachings BSWA Podcast Channel BSWA DeeperDhamma Podbean Channel BSWA YouTube

At what stage should SaaS companies start segmenting their metrics? In episode #320, Ben Murray breaks down when and how to segment your SaaS metrics — from revenue segmentation to go-to-market efficiency metrics — so your data actually reflects how your business operates. Ben explains how segmentation becomes essential as you scale past $10M ARR or diversify product lines (for example, enterprise vs. SMB or PLG vs. sales-led models). He also shares how finance and ops teams can collaborate to align their chart of accounts, cost centers, and customer metadata to get meaningful insights that improve valuation and decision-making. What You'll Learn When to start segmenting SaaS metrics (typically around $10M ARR, but earlier for multi-product businesses). The difference between revenue segmentation and financial metric segmentation. How to align your chart of accounts and cost centers for accurate CAC, CAC payback, and LTV:CAC by segment. Why aggregate CAC or payback metrics are misleading without segmentation. The importance of metadata consistency between systems (HubSpot, CRM, accounting, billing). How clean segmentation improves your company valuation and investor confidence during fundraising or exit. Why It Matters For CFOs & Finance Teams: Segmentation reveals where efficiency and retention differ by product line or customer cohort. For Founders & Operators: Understanding metrics by segment helps you scale profitably and target the right growth motion. For Investors: Segmented financial reporting and SaaS metrics reduce uncertainty and strengthen valuation models. For Accounting Leaders: Accurate cost allocation enables better financial modeling and Board reporting. Resources Mentioned The SaaS Metrics Foundation Course: https://www.thesaasacademy.com/#section-1744932157830 Quote from Ben “You can't say your CAC payback is 12 months when it combines enterprise and SMB customers — that data is worthless.”

►Patreon: http://www.patreon.com/McFixer  Xbox is raising the console prices, Nintendo are filing patents against the modding community and 2XKO might just have the juice! Welcome to the My Xbox and Me podcast ►Please Subscribe www.youtube.com/myxboxandme  ► BRAND NEW MXAM DISCORD - https://discord.gg/aQDSbAy8QH   ► Twitter: @MCFixer @Kreshnikplays @MattPVideo @PaulDespawn  ► Twitch: https://www.twitch.tv/McFixer   ► Twitch: https://www.twitch.tv/Kreshnik  ► Twitch: https://www.twitch.tv/PaulDespawn  Timecodes: 00:00 Intro 03:52  Xbox prices going up  19:27 What are your low energy games? 24:27 Whats in your box? (R6 Siege, Borderlands 4, EA FC 26, Skate, No Man's Sky, 2XKO, Crisol: Theater of Idols, Dragon Ball Gekishin Squadra)  01:00:40 Microsoft's Play Fab Game Saves could make cross-save seamless between Xbox, Steam and more  01:05:37 Nintendos new stance on mods could undermine gaming innovation and legal protections 01:18:07 Xbox PC App now Aggregates other storefronts 01:30:45 Fixers Sack

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Teri Williams. Thanks! The transcript from this episode of Money Making Conversations Masterclass features a powerful and informative interview with Teri Williams, President, COO, and owner of OneUnited Bank, the largest Black-owned bank in the United States. Here's a breakdown of the key highlights and takeaways:

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Teri Williams. Thanks! The transcript from this episode of Money Making Conversations Masterclass features a powerful and informative interview with Teri Williams, President, COO, and owner of OneUnited Bank, the largest Black-owned bank in the United States. Here's a breakdown of the key highlights and takeaways:

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Teri Williams. Thanks! The transcript from this episode of Money Making Conversations Masterclass features a powerful and informative interview with Teri Williams, President, COO, and owner of OneUnited Bank, the largest Black-owned bank in the United States. Here's a breakdown of the key highlights and takeaways: