Podcasts about median income

Join America's Roundtable (https://americasrt.com/) radio co-hosts Natasha Srdoc and Joel Anand Samy with Lara Trump, Co-Chair, Republican National Committee in an exclusive interview aired on 65 radio stations via Lanser Broadcasting and SuperTalk Mississippi Media. Lara Trump is host of The Right View Podcast. The timely conversation with Lara Trump on America's Roundtable focuses on policy issues impacting Americans, working families and the next generation. The substantive discussion with Lara Trump will give listeners an opportunity to hear first hand about the successful policies implemented by former President Donald Trump which addressed the challenges on economic, southern border, and the national security fronts, which were reversed by Biden-Harris administration. We also discuss Lara Trump and RNC's election integrity initiatives in order to ensure that US elections are free and fair and thus regain the voters' trust in the elections. americasrt.com (https://americasrt.com/) https://ileaderssummit.org/ | https://jerusalemleaderssummit.com/ America's Roundtable on Apple Podcasts: https://podcasts.apple.com/us/podcast/americas-roundtable/id1518878472 Twitter: @LaraLeaTrump @ileaderssummit @NatashaSrdoc @JoelAnandUSA @supertalk America's Roundtable is co-hosted by Natasha Srdoc and Joel Anand Samy, co-founders of International Leaders Summit and the Jerusalem Leaders Summit. America's Roundtable (https://americasrt.com/) radio program - a strategic initiative of International Leaders Summit, focuses on America's economy, healthcare reform, rule of law, security and trade, and its strategic partnership with rule of law nations around the world. The radio program features high-ranking US administration officials, cabinet members, members of Congress, state government officials, distinguished diplomats, business and media leaders and influential thinkers from around the world. Tune into America's Roundtable Radio program from Washington, DC via live streaming on Saturday mornings via 65 radio stations at 7:30 A.M. (ET) on Lanser Broadcasting Corporation covering the Michigan and the Midwest market, and at 7:30 A.M. (CT) on SuperTalk Mississippi — SuperTalk.FM reaching listeners in every county within the State of Mississippi, and neighboring states in the South including Alabama, Arkansas, Louisiana and Tennessee. Listen to America's Roundtable on digital platforms including Apple Podcasts, Spotify, Amazon, Google and other key online platforms. Listen live, Saturdays at 7:30 A.M. (CT) on SuperTalk | https://www.supertalk.fm

Join America's Roundtable (https://americasrt.com/) radio co-hosts Natasha Srdoc and Joel Anand Samy with Trump 2024 National Press Secretary Karoline Leavitt. Ms. Leavitt previously served as White House Assistant Press Secretary to President Trump. In 2022, she ran for the U.S. House of Representatives in New Hampshire's 1st district, becoming the second member of Generation Z to win a congressional primary. Karoline made history as the youngest female candidate for the U.S. Congress ever. americasrt.com (https://americasrt.com/) https://ileaderssummit.org/ | https://jerusalemleaderssummit.com/ America's Roundtable on Apple Podcasts: https://podcasts.apple.com/us/podcast/americas-roundtable/id1518878472 Twitter: @kleavittnh @ileaderssummit @NatashaSrdoc @JoelAnandUSA @supertalk America's Roundtable is co-hosted by Natasha Srdoc and Joel Anand Samy, co-founders of International Leaders Summit and the Jerusalem Leaders Summit. America's Roundtable (https://americasrt.com/) radio program - a strategic initiative of International Leaders Summit, focuses on America's economy, healthcare reform, rule of law, security and trade, and its strategic partnership with rule of law nations around the world. The radio program features high-ranking US administration officials, cabinet members, members of Congress, state government officials, distinguished diplomats, business and media leaders and influential thinkers from around the world. Tune into America's Roundtable Radio program from Washington, DC via live streaming on Saturday mornings via 65 radio stations at 7:30 A.M. (ET) on Lanser Broadcasting Corporation covering the Michigan and the Midwest market, and at 7:30 A.M. (CT) on SuperTalk Mississippi — SuperTalk.FM reaching listeners in every county within the State of Mississippi, and neighboring states in the South including Alabama, Arkansas, Louisiana and Tennessee. Listen to America's Roundtable on digital platforms including Apple Podcasts, Spotify, Amazon, Google and other key online platforms. Listen live, Saturdays at 7:30 A.M. (CT) on SuperTalk | https://www.supertalk.fm

Are you 60 ish and wondering if your retirement savings are on track for the year 2024?In this informative video, we delve into essential strategies and tips to help you evaluate your current retirement plan. We'll discuss the "average" and the "median" retirement savings for both Canada and The USA.  We will also provide you with some essential tips and strategies to help you make your retirement even more remarkable.   We'll discuss the average retirement savings benchmarks, the importance of starting early, and how to maximize your savings. Whether you're behind on your savings goal or on track, this video offers practical advice to enhance your financial planning. Don't miss out on crucial insights that can help you live comfortably in retirement.Subscribe for more valuable content on making your RETIREMENT remarkable!Please join our Facebook group at www.facebook.com/groups/lifestartsatretirementCheck out our top video Average and Median INCOME in Retirement!   https://youtu.be/aDLI4ZbVfzg?si=QJ9nw37weknjtJh7And check out our videos on Average retirement savings in your 40's  https://youtu.be/vXQBNiBGx_E?si=XM50kfZ8MNjSWD-Oand Average retirement savings in your 50's.https://youtu.be/OwphOpaODP0?si=-FeYSkH_OHRGUDWD#RetirementSavings #FinancialPlanning #Retirement2024

Wouldn't it be nice if your home paid for itself? Every month, you throw a substantial sum of money towards your rent or mortgage payment, but what if you could live mortgage-free? With ADU investments, it's more than possible. Michael Russell used an ADU (accessory dwelling unit) to make an extra $1,400/month off of his pricey California home. Combined with a bit of house hacking, Michael was getting PAID to live in one of the nation's most expensive states. And he did it all on an average salary! So, how do YOU use ADUs to lower your cost of living and turn your home into a cash-flowing investment? Today, Michael walks us through exactly how he did it, how much it cost, how long it took, and how much money he ended up making. With high interest rates, will the ADU investing strategy still work in today's market? How hard is it to build an ADU? And what's the one mistake Michael wishes he hadn't made before he built his ADU? We're answering all these questions in this episode and showing you how to slash your mortgage payment, even if you live in a costly housing market! In This Episode We Cover ADU investing explained and how much it costs to build an accessory dwelling unit Why more local and state governments WANT homeowners to build ADUs How to get paid to live (even in a high-cost-of-living area) with ADUs and house hacking The one mistake that cost Michael months of time (and rent) that you can't afford to repeat Finding homes with ADU potential and the investor-friendly agent you NEED to spot these opportunities And So Much More! Links from the Show BiggerPockets Money Facebook Group Network with Other Investors on The Path to FIRE Through the BiggerPockets Forums Finance Review Guest Onboarding Join BiggerPockets for FREE Mindy on BiggerPockets Scott on BiggePockets Listen to All Your Favorite BiggerPockets Podcasts in One Place Apply to Be a Guest on The Money Show Podcast Talent Search! Find an Investor-Friendly Agent in Your Area Find Investor-Friendly Lenders Property Manager Finder Work with Michael BiggerPockets Real Estate 356 - 30+ Rentals (in a Pricy Market) Through BRRRR and Section 8 with Joe Asamoah BiggerPockets Real Estate 575 - Killer Cash Flow with This “Tenant-First” Section 8 Rental Strategy w/Joe Asamoah BiggerPockets Money 37 - Paying Off Student Loan Debt with a Median Income and Two Kids in Northern California with Kyle Renke 00:00 Intro 01:19 Money Snapshot 04:17 Home Run House Hack  06:01 Smart Money Moves Early On 10:47 Surviving on $36K/Year  12:40 Building the ADU 22:12 How Long Did it Take? 24:55 ADU Investing with High Rates  33:37 Starting ADU Side Hustles 37:40 The Right Type of Agent  45:58 Connect with Michael!  46:59 The Housing Solution? Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/money-550 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of "This Week in Religion," Fred Bodimer explores the financial health of religious organizations in the wake of the pandemic. A recent survey reveals that while median incomes are higher than in previous years, they are not keeping pace with inflation. Congregational leaders provide a mixed assessment of their financial health, with 61% rating it as excellent or good, despite ongoing concerns about future financial stability. The findings paint a complex picture of resilience and vulnerability among religious communities. 

Today's video is all about the Median Income of a 65 year old Retiree in both Canada and USA. Retiring can be a difficult decision, I hope this helps you see where you are.Many retiree's experience ups and downs during their initial retirement! By asking yourself these questions, you can MAKE YOUR RETIREMENT REMARKABLE! --------CONTENTS OF THIS VIDEO------0:00 - INTRO1:00 - SAVER TO SPENDER4:51 - AVERAGE AND MEDIAN NET WORTH IN USA5:33 - AVERAGE AND MEDIAN INCOME IN USA6:11 - AVERAGE AND MEDIAN NET WORK IN CANADA6:54 - AVERAGE AND MEDIAN INCOME IN CANADA7:47 - WORDS OF CAUTION✅ Subscribe to see our new videos https://www.youtube.com/channel/UCGhafB5XfQocC1UscKcEw6w/videosLET'S CONNECT Please join our amazing Facebook Group at https://www.facebook.com/groups/lifestartsatretirementDISCLAIMER: I'm not a financial adviser. These videos are for educational purposes only. No official financial advice is being given. Please always check with a professional before making any investments or financial decisions. Your investments are your sole responsibility, these videos merely share my own opinions with no guarantee of gain or losses.#retirement #retire #tfsa #ccp #oas #lifestyle #retirementlife #retirementlifestyle #retirementplanning #retired #oldagepension #canadapensionplan #taxfreesavingsplan #retiree #retirementplanning #retirementlifestyle #taxfreesavingsplan #canadapensionplan #oldagepension #retirement life #retiree #retirees

The I Love CVille Show headlines: Bomb Threat At Planet Fitness (5th Street Station) Transgender, Locker Pics, Threats, Stock Crash Real Talk: Median Income By VA Statistical Area Should CVille City & AlbCo Be Its Own Stat Area? What We Know: 1st 2024 Murder In CVille City UVA's Jim Ryan: Localize, Humanize, Personalize CVille Impact: Hot Inflation Derails Rate Cut Hopes The I Love CVille Show Viewer/Listener Power Poll Read Viewer & Listener Comments Live On-Air The I Love CVille Show airs live Monday – Friday from 12:30 pm – 1:30 pm on The I Love CVille Network. Watch and listen to The I Love CVille Show on Facebook, Instagram, Twitter, LinkedIn, iTunes, Apple Podcast, YouTube, Spotify, Fountain, Amazon Music, Audible and iLoveCVille.com.

https://blog.abitano.com/2024/01/median-home-vs-median-income-home.html #REWTF of the Week home prices rise 9 months in a row REO of the Week http MARKET SNAPSHOT Mountain View Home of the Week --- Send in a voice message: https://podcasters.spotify.com/pod/show/siliconvalleyliving/message

Singapore stocks opened weaker today, following heavy losses of the top-traded counter. In early trade, the Straits Times Index (STI) headed down 0.2 per cent to 3,078.74 points after 45.7 million securities changed hands in the broader market. In terms of companies to watch, we have Manulife US Reit. Units fell as much as 27.5% after the counter resumed trading today.  Its manager had earlier revealed plans to raise funds through a mix of asset dispositions and a sponsor-lender loan to remedy its financial covenant breach.  Elsewhere from Japan's Nikkei rallying to log its best month in two years to Microsoft taking a non-voting, observer position on OpenAI's board, more international headlines remain in focus.  On Market View, The Evening Runway's finance presenter Chua Tian Tian dived into the details with David Chow, Director, Azure Capital.See omnystudio.com/listener for privacy information.

Today, we break down the latest 2022 data from the U.S. Census Bureau, the US Bureau of Labor Statistics, as well as the Federal Reserve Survey of Consumer Finances. The TFG reflects on how statistics can be used as a proactive tool and how the numbers humanize the average American's experience with money. The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. We tell the stories that others don't. Stories about growth, opportunity, and embracing changes. Beyond that, we talk about Finances. Specifically, how to become Financially literate, incorporate actionable steps, and ultimately build generational wealth.Can you imagine being a Millionaire in 20 years or less? Yeah, it's possible. 80% of millionaires are the first generation. That means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.So there you have it, The Financial Griot, or TFG for short. The hosts were able to amass over $2 Million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them since the opportunity is abundant and Win-Win.Resources: US  Census Bureau: Income, Poverty,  and Insurance Coverage in the United States: 2022 Poverty Rate Jumps in 2022 after  the end of enhanced child tax credit2022 Consumer Expenditures from the US Bureau of Labor Statistics Connect with  the TFG Crew Hosts: Alainta Alcin - Blogger, Travel and Money Enthusiast @alainta_alcinLawrence Delva- Gonzalez - Financial Foodie and World Traveler @theneighboorhoodfiinanceguyLovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelus

In this week's episode of the Coin Stories News Block, we cover the week's major headlines related to Bitcoin, the economy and global finance: Grayscale's court victory over the SEC Regulators delay Spot Bitcoin ETF applications SEC files sealed documents against Binance Could Binance troubles be holding up Spot Bitcoin ETFs? Housing affordability in U.S. hits four-decade lows. -- References mentioned in episode:  Bloomberg ETF Analyst Up Odds to 75% Former SEC Chair Says Bitcoin ETF is “Inevitable” Saylor Tweets an ETF Would Be an Inflection Point Pysh Tweets On Binance Concerns Regarding ETF Former SEC Chief Tweets on Binance Sealed Documents Kobeissi Letter: Monthly Cost to Own Home Up 90% Kobeissi Letter: 40% of Median Income on Mortgage Payments Only 60% of US Homes are Owned By Primary Resident  -- VALUE FOR VALUE — SUPPORT NATALIE'S SHOWS Strike ID https://strike.me/coinstoriesnat/ Cash App $CoinStories BTC wallet bc1ql8dqjp46s4eq9k3lxt0lxzh6f2wcu35cl6944d -- Promotional Links: ✔️Bitcoin Amsterdam & Bitcoin Nashville: Get 10% off your ticket using the code HODL at https://b.tc/conference ✔️Fold is the best Bitcoin rewards debit card and shopping app in the world. Get 10,000 satoshis when you sign up for Fold and spend $20 on the card: https://www.foldapp.com/natalie ✔️Coinkite is your go-to tech company for top-notch Bitcoin custody solutions. Get 5% off using my link: https://store.coinkite.com/promo/COIN...  ✔️CrowdHealth offers the Bitcoin community alternative to health insurance. Sign up at https://www.joincrowdhealth.com/natalie  ✔️ The Orange Pill App is building the social layer for Bitcoin: http://signup.theorangepillapp.com/op.... ✔️ If you're looking for the highest-quality sustainable pork, steak and seafood products, look no further than Campo Grande. For $20 off use code HODL: https://eatcampogrande.com/HODL This podcast is for educational purposes and should not be construed as official investment advice.

For employees who plan to move on to a different job, try and negotiate a severance package so you can leave with money in your pocket. To learn how, check out my book, How To Engineer Your Layoff: Make A Small Fortune By Saying Goodbye. It's newly updated for 2023 and is now in its 6th edition with 50 more pages (250 pages total) of strategies. Use the code "saveten" to save $10.  Don't forget to join 60,000+ others and sign up for my free weekly newsletter so you never miss a thing.  Finally, if you enjoy this podcast, I'd appreciate a great review and a share with your friends! Episode Synopsis If you go to a top 0.5% school, you better get paid at least a top 1% income right? Wrong. Let's look at the median income earned by Ivy League graduates three years, 10 years, and 20 years out. We'll also look at what these Ivy League graduates end up doing for work.  Posts mentioned: Median Income For Ivy League Graduates: Unimpressive At First Find Your Ikigai: Your Reason For Being Regards, Sam  

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San Francisco saw the single largest drop in median income of any major city in the country during the COVID-19 pandemic as wealthy tech workers fled the city in droves, according to census data.The U.S. Census Bureau compiled data on the nation's top 25 most populous metropolitan areas from 2019 to 2021 to help determine the impact of the pandemic. Median household income for the area of San Francisco, Berkeley and Oakland fell 4.6% from $121,551 in 2019 to $116,005 in 2021. New York City followed closely, however, with a drop of 4.2%.

Student loan debt—the gift that keeps on giving with interest, stress, and the overwhelming feeling that you won't be able to pay them off. The larger the loan, the heavier the weight on your shoulders, but in today's episode, we go over how to start lightening your load. Focusing solely on your debt makes it seem like there's no way out, but financial freedom is always achievable. Today's guests, James and Bianca, have $278,000 of student debt between them. This debt has followed them for a while, and their original payoff plan would last for another twenty-four years. Despite their debt, James and Bianca have a strong financial portfolio with ten cash-flowing rental units. They make over $17,000 a month with only $7,300 in expenses. Even with a strong financial foundation, these student loans have loomed over them and kept them from true financial freedom. Scott and Mindy introduce James and Bianca to ways they could pay off their debt in the next few years and completely shift their mindset on defeating six-figure debt. Instead of having a burden on their backs for another twenty-four years, they could get their time back and be debt-free sooner. After listening to this episode, there's a good chance you could too!In This Episode We CoverLiving on less than half of your income and how to maximize your unused fundsIncome-based repayment plans and determining the best loan payoff plan for youReallocating your portfolio and finding creative ways to pay off your debt Time management and how to know when you should outsource or delegate tasksPreparing for a career shift and how to create a solid financial foundationGetting into a debt-free mindset and finding financial independence even fasterAnd So Much More!Links from the ShowBiggerPockets Money Facebook GroupBiggerPockets ForumsFinance Review Guest OnboardingMindy's TwitterScott's InstagramListen to All Your Favorite BiggerPockets Podcasts in One PlaceApply to Be a Guest on The Money ShowPodcast Talent Search!Subscribe to The “On The Market” YouTube ChannelListen to The “On The Market” Podcast: Spotify, Apple Podcasts, BiggerPocketsCheck Out Mindy's 2022 Live Spending Tracker and BudgetBiggerPockets FIRE Planning WorksheetStudent Loans Update: Repayment, Refinancing, and Potential Forgiveness w/ Robert FarringtonFinance Friday: Using Student Loan Forgiveness to Catapult FI w/ SammiePaying Off Student Loan Debt with a Median Income and Two Kids in Northern California with Kyle RenkeClick here to check the full show notes: https://www.biggerpockets.com/blog/money-338Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Check out our sponsor page!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Free Trial! Join the Private Money Academy: https://www.JayConner.com/trial/ Private Money Academy Conference: https://www.jayconner.com/learnrealestate/ Free Report: https://www.jayconner.com/MoneyReport Jason Hartman® has been involved in several thousand real estate transactions and has owned income properties in 11 states and 17 cities. His companies help people achieve The American Dream of financial freedom by purchasing income property in prudent markets nationwide. Jason’s Complete Solution for Real Estate Investors™ is a comprehensive system providing real estate investors with education, research, resources, and technology to deal with all areas of their income property investment needs. The United States offers nearly 400 distinct and diverse markets while most media pundits characterize the “housing market” as if it were a single entity. They realize they do this to cram a cogent comment into a simple sound bite. Real estate cannot be described that simply. It’s just not accurate. There is NO such thing as a United States real estate market. However, there is an Atlanta, Georgia, or a Dallas, Texas real estate market. To that end, they scour the entire country with an “Area Agnostic™” approach and select the most suitable and sensible markets to recommend to our investors so they don’t waste countless hours doing it themselves. Timestamps: 0:01 - Get Ready To Be Plugged Into The Money 0:29 - Introduction 1:11 - Jay’s New Book: “Where To Get The Money Now” - https://www.JayConner.com/Book 2:32 - Today’s guest: Jason Hartman 9:56 - Who is Jason Hartman? 18:23 - Tale of 3 Markets 20:30 -” The Cure for High Prices is High Prices” 20:57 - “The Cure for Low Prices is Low Prices” 21:37 - Packaged Commodities Investing 23:44 - Lumber Market Indicators 25:10 - 100-Year Housing Price Index Graph 26:43 - Jason’s free book - https://www.PandemicInvesting.com 27:16 - Inflation-Induced Debt Destruction 28:04 - Home Prices and the Consumer Price Index 32:37 - Home Price in Gold 36:27 - Home Price in Median Income 37:04 - It’s Not About The Price It’s About the Payment 37:22 - Mortgage Payment in Hours Worked at Minimum Wage 41:37 - Connect with Jason Hartman: https://www.PandemicInvesting.com & https://www.JasonHartman.com Youtube Video Link: https://youtu.be/pv5kFY58A0E Have you read Jay’s new book: Where to Get The Money Now? It is available FREE (all you pay is the shipping and handling) at https://www.JayConner.com/Book Real Estate Cashflow Conference: https://www.jayconner.com/learnrealestate/ Free Webinar: http://bit.ly/jaymoneypodcast Jay Conner is a proven real estate investment leader. Without using his own money or credit, Jay maximizes creative methods to buy and sell properties with profits averaging $64,000 per deal. What is Real Estate Investing? Live Cashflow Conference https://youtu.be/QyeBbDOF4wo The Conner Marketing Group Inc.P.O. Box 1276, Morehead City, NC USA 28557 P 252-808-2927F 252-240-2504 Channel https://www.youtube.com/channel/UCZfl6O7pRhyX5R-rRuSnK6w https://www.youtube.com/c/RealEstateInvestingWithJayConner RSS Feed http://realestateinvestingdeals.mypodcastworld.com/rss2.xml Google Play https://play.google.com/music/listen#/ps/Ihrzsai7jo7awj2e7nhhwfsv47y iTunes: https://itunes.apple.com/ca/podcast/real-estate-investing-minus-bank-flipping-houses-foreclosure/id1377723034 Watch on ROKU: Roku https://my.roku.com/add/realestateinvestingRoku https://my.roku.com/add/realestateinvesting Watch on Amazon Prime: https://www.amazon.com/How-Locate-Real-Estate-Deals/dp/B07M9WNZR6/ref=sr_1_3

Isabelle Smith has been in the homebuilding industry for many years. Steve shares his insights into the current market conditions and how they're impacting his job. He talks about how technology is changing the construction industry, and how this is impacting the quality of homes being. He shares that his company has to talk to their investors about price increases, as well as how rents are increasing in the market. Steve has a lot of great advice for homebuilders and we hope you enjoy the episode!   Isabelle Smith is a real estate investor and entrepreneur who helps people figure out how to be entrepreneurs in the assisted living space. Isabelle has experience working in this field for several years and has found that there are many challenges to be faced when operating in this industry. She advises people to start with a facility and then teach others how to do it so they can build up their equity and cash flow. She shares that there are many ways to find a licensed  manager, and communication with other homeowners is important in this industry. Isabelle has a lot more to share about looking for placement agents and we hope you enjoy the episode!   [00:00 - 05:52] Opening Segment Introducing Isabelle to the show Isabelle talks getting long-term low impact tenants Focusing on the residential side of assisted living  She teaches how to own real estate and make a passive income   [05:53 - 16:49] Communication and Setting Expectations with the Families Isabelle teaches a way to make money from assisted living business How the business model of assisted living can be done anywhere Caregivers should trained in order to effectively run a home Adding elevators or chair lifts into a home makes it more accessible and suitable for seniors It is important to communicate with the family and set expectations from the beginning   [16:50 - 22:18] Niching Down With The Median Income Isabelle tells us that since the pandemic, there was a massive increase of seniors who flocked to homes It is important to be aware of the different costs associated with running a home She tells us to niche down to an area with a specific median income is important in order to avoid overcharging seniors   [22:19 - 24:54] Closing Segment Isabelle shares to us her 3-day training program where you will be working with her coaches Learn more about Isabelle on her links below! Quote/s:   “Doing that demographic research to find out what is actually being charged in your area is vital because what's being charged in San Francisco is completely different than Stockton.” – Isabelle Smith You can connect with Isabelle through Website, TikTok, Instagram, and Facebook WANT TO LEARN MORE?   Connect with me through LinkedIn   Or send me an email at sujata@luxe-cap.com   Visit my website www.luxe-cap.com or my YouTube channel   Thanks for tuning in!   If you liked my show, LEAVE A 5-STAR REVIEW, like, and subscribe!

Russ Thornton is a fee-only financial advisor with over 25 years of experience delivering personal financial advice that helps his clients achieve comfort and confidence for the future while making the most of their lives today. On this episode of CFO at Home, Russ and Vince discuss achieving millionaire status in relation to marriage, income, frugality, and more. Key Takeaways “Millionaire Next Door” stats  80% believe spouses are critical factors in their economic success. 86.3% said their parents were married and remained married until they were 18 “Division of labor” plays a practical role in wealth building  Remaining married allows you to avoid the “financial penalty” of divorce Median Income of of $250k, 93% have a college degree, 60% have a graduate degree HIgher incomes typically translate into more dollars available to invest, however, many achieve millionaire status without ever having earned 6 figure salaries.   Saving/Investing early is key to building high net worth, particularly if you're not a high-earner 70% know how much they spend on food, clothing, and shelter each year, 59% have always been frugal, 60% consider frugality as a critical factor in their success. 70% said there parents were very frugal Frugality doesn't have to be a all or none proposition; at a minimum be frugal on things there are less important to you Being super frugal your whole life can make it more difficult to enjoy your money when the time comes Investing 70% say they know more about investing than most people ⅓ say they rely heavily on an investment advisor Nearly 40% have tried to time the market (mistake) Stats may be more indicative of investing 10+ years ago Today, arming yourself with basic broad knowledge of how markets work can be useful Resources WealthcareforWomen.com Women's Retirement Radio Ways to contact/follow: Russ Thornton - LinkedIn RGT543 - Twitter Contact the Host - vince@thecfoathome.com

UPDATE to HEADLINE 1: Legislator Flagler-Mitchell issued a statement Friday denying the allegations of sexual misconduct made in the June 8, 2021 Division of Human Rights complaint. -- Livestreamed Meetings Enable Greater Community Participation in RCSD, Parent Leaders Say Could Federal Stimulus Address Decades Long Decline in Median Income, Salaries in Monroe County? Rochester Mayoral Candidates Highlight Public Safety, Education in Second Head-to-Head Debate Students Invited to Play Alongside Musical Mentors at the All In Brass Band Summer Program Newly-Unearthed NAACP Complaints Shed Light on Racist Policies George Eastman Helped Maintain in Rochester Produced by Darien Lamen for WXIR 100.9FM and rebroadcast on WAYO 104.3FM in Rochester NY, with co-host Vanessa Ryland Buntley, reporters Laura Smith and Jason Taylor, and arts reporter Abi Clark. Original air date 6/11/21

The middle class often stands for growth and stability in a society. But there is still no universal definition, due to differing bases of analysis. Is purchasing power a better indicator than income? We check the facts.

A new MP3 sermon from Generations Radio is now available on SermonAudio with the following details: Title: Why Asian-American Median Income is Highest - God Makes Rich and Poor Speaker: Kevin Swanson Broadcaster: Generations Radio Event: Radio Broadcast Date: 5/20/2021 Length: 34 min.

Money buys free time, which is why I'm trying to make money work for me! Let's talk through 3 ways to make $100 day that ISN'T your day job. I'll be sharing some ways I'm getting to $100 a day and how you can too. 00:00 - Intro 00:21 The W2 Disclaimer 01:15 The First way to make $100 a day 02:18 Where do you find $100 a day in real estate 02:53 The different ways in Real Estate 04:36 Capital required 06:48 The second way 07:14 Ways to do the stock market 07:47 Capital required 09:35 The third way 09:50 Ways to get into it 10:34 capital required Median Income source - https://www.huduser.gov/portal/datasets/il/il20/Medians2020r.pdf Coinbase link - http://coinbase.com/join/calcan_zz?src=ios-link Uphold - https://uphold.com Robinhood and Crypto article - https://danielmjung.medium.com/why-you-should-not-hold-cryptocurrency-on-robinhood-9144fe18cde Real Estate videos: Selling my first house - https://youtu.be/OGXM2J8x2mw Things I look for in a rental - https://youtu.be/Z5f-ztXkPdU First home buyer - https://youtu.be/I97l6kak9mQ Don't forget to "Like" this video and "Subscribe" to our channel. If you want to watch this one check it out on Youtube - https://youtu.be/JqMHOGte2s4 Get Connected: Site - https://www.joshcalcanis.com Facebook - https://www.facebook.com/joshctv Instagram - https://www.instagram.com/joshcalcanis/ LinkedIn - https://www.linkedin.com/in/joshcalcanis/ Get your copy of my book "What This Means To You" - https://www.amazon.com/What-This-Means-You-Millennials/dp/0993799698 *None of this is meant to be construed as investment advice. I am not a financial advisor. You should not treat any opinion expressed on this YouTube channel as a specific inducement to make a particular investment or follow a particular strategy, but only as an expression of opinion. Opinions expressed are based upon information considered reliable, but this YouTube channel does not warrant its completeness or accuracy, and it should not be relied upon as such. This YouTube channel is not under any obligation to update or correct any information provided in these videos or their descriptions. Statements and opinions are subject to change without notice. Past performance is not indicative of future results. This YouTube channel does not guarantee any specific outcome or profit. You should be aware of the real risk of loss in following any strategy or investment discussed on this YouTube channel. Strategies or investments discussed may fluctuate in price or value. Investors may get back less than invested or lose more than their original investment. Investments or strategies mentioned on this YouTube channel may not be suitable for you. This material does not consider your particular investment objectives, financial situation or needs and is not intended as recommendations appropriate for you. You must make an independent decision regarding investments or strategies mentioned on this YouTube channel. Before acting on information on this YouTube channel, you should consider whether it is suitable for your particular circumstances and strongly consider seeking advice from your own financial or investment advisor. #millionaire #financialfreedom #100dollarsaday --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

In this episode, we're speaking with Djuna Osborne, a therapist based in Roanoke, VA. She went from charging as low as $0/session to charging $200/session in a town where the median household income is 25k.  In this episode, we will hear how growing up with conflicting money narratives - both attending a private school, but also having to beg other students for money so she could eat - impacted her money behavior when she went into her own private practice. In this episode, Djuna will share: How facing her money mindset issues helped Djuna become a better clinician; What it was like for Djuna to look for a premium fee therapist in her area and why she made the choice to pay more for her own therapy;  How increasing her fees allowed her to be more present with her family and children; Three things she was afraid of when raising fees; Three actionable things you can do right now to charge premium fees and improve your clinical skills.  Resources mentioned: Fun with Fees  4 Steps to Raise Your Fee Workshop More about Djuna:  Djuna Osborne, MSW, LCSW is a psychotherapist in private practice based in Roanoke, VA. She works with compassionate professionals - medical residents, attending physicians, entrepreneurs and other therapists - to help them cultivate their hearts and their minds so they can have greater confidence, prevent and work through burnout, and feel happy and fulfilled both in their professions and with themselves. As the spouse of a physician, Djuna lived through her husband's medical school and residency while simultaneously working in a hospital and obtaining her clinical training. She is keenly aware of the unique pressures of medicine and the way that our core values of "doing what is right" can be in conflict with organizational norms. Djuna has a deep passion for bringing more compassion into the world one person at a time. When she is not working with clients, she loves building community with other professionals, friends, and fellow citizens. She also loves spending time with her husband, two daughters and their beloved dog, Donut, road tripping anywhere an RV will go.  She can be reached at djuna@djunaosbornecounseling.com, djunaosbornecounseling.com or by calling 540-269-1551. She welcomes all inquiries!  

The Stark Racial Inequity of Personal Finances in America, The New York Times, June 9, 2020The Association of African-American Financial AdvisorsThe Black Business AppBuy Black Lou Facebook GroupHow I Became the Fresh Prince of Bel-Air, Youtube, May 10, 2018

How do you find the needle in the haystack? You have to be underwriting, or looking, at 50-100+ deals per week sometimes. You have to find a way to quickly evaluate the deals. We have our hosts Brian Duck and Braden Cheek from The Criterion Fund, & Joel Thompson from Precision Equity going over our basic criteria to underwrite deals in 10-15 minutes. Topics discussed: Cap Rate - You can narrow down the range fairly quickly with setting a cap rate criteria. LOCATION. LOCATION. LOCATION. - Traffic Counts, Jobs, Median Income, etc. are all key indicators to a great location. Where are the rents? Are they higher, lower or at market rate? If you have lower than market rents this could leave you with massive potential upside. DEBT - Can you get it? Have you talked to your lender about the property yet? It might be best to run the property by your lender before you place your offer! How will your investors feel? Will they invest? Does it make enough money for the LP (Limited Partners)? *Be Sure to check us out on Spotify and Apple Podcasts for the Audio version of today's episode!** https://open.spotify.com/show/08KmNvqGV5HjmHUC8fLuce https://podcasts.apple.com/us/podcast/how-to-invest-in-commercial-real-estate/id1543470290?itsct=podcast_box&itscg=30200 Links mentioned in this episode: Invest.HowToInvestInCRE.com www.TheCriterionFund.com www.HowToInvestInCRE.com To sign up for our exclusive investor list, click below. https://thecriterionfund.appfolio.com/im/investor/contact-us

We have a real estate and investing mastermind session in this episode of the BiggerPockets Real Estate podcast! J Scott, Amanda Han, & Matt MacFarland join David and Brandon to discuss what investors should do to maximize their wealth (and opportunities) in 2021.Co-host David Greene goes over his new book SOLD: Every Real Estate Agent’s Guide to Building a Profitable Business, talking through who should (and shouldn’t) be an agent, what makes a great agent, how agents can maximize their income, and more!J Scott talks heavily about how the election, stimulus packages, and new (proposed) tax codes could hurt (or help) real estate agents, and what you can do to ward off higher tax plans, loss of rent, or even inflation.Amanda and Matt are our tax professionals on the show! They dive into which upcoming 2021 tax codes could affect you, whether you’re an agent, a real estate investor, or just a W2 worker!This is a fantastic episode for any listener who wants to know more about how 2021 may shape our economic future. Thankfully, we have some of the best guests in the world to tell you about it!In This Episode We Cover:Who should and shouldn’t become a real estate agentHow to offset earned income tax with real estate investmentsWhy you should buy David’s new book SOLD: Every Real Estate Agent’s Guide to Building a Profitable BusinessThe new opportunity of buying businesses in 2021How to hire your best workers (and why you may need to let some go)How 2020 taught us to keep our businesses leanWhat to do if 1031 exchanges go awayHow inflation may affect your wealth over the next 1-5 yearsWhy debt is a great inflation hedgeAnd SO much more!Links from the ShowBiggerPockets ForumsDavid's InstagramBrandon's InstagramBiggerPockets PodcastBiggerPockets Bookstore 20% off code: podcastBiggerPockets Business Podcast 20: The Questions You MUST Ask Every Potential Hire with David GreeneBiggerPockets Business Podcast 18: How to “Have It All” by Living with Intention with Brandon TurnerBiggerPockets Business PodcastBiggerPockets Podcast 212: Buying a 115-Unit Apartment Complex for No Cash Out of Pocket with Brian MurrayBiggerPockets New Books!BiggerPockets Podcast 319: Avoid These Common Newbie Mistakes! Hard-Earned Lessons from Nathan BrooksPaying Off Student Loan Debt with a Median Income and Two Kids in Northern California with Kyle RenkeBring Brandon a DealBiggerPockets WebinarsBiggerPockets Facebook PageCheck the full show notes here: http://biggerpockets.com/show424

In this week's Tax Credit Tuesday podcast, Michael J. Novogradac, CPA discusses what you need to know about national and state median income estimates for 2021 and 2022. He is joined by Thomas Stagg, CPA, and partner in Novogradac's metro Seattle office. They start by sharing background information on median income and income limits, how they're calculated and what they're used for. Then, they talk about estimates for how median incomes and income limits will change in 2021 and 2022, and if there will be any significant changes because of the pandemic. Next, they discuss how median incomes and income limits might change in 2023. They also cover how changes in median income and income limits due to the pandemic and related recession compare to changes caused by the Great Recession in 2008. Next, they discuss what developers, owners and investors should be doing to prepare for the potential changes in median incomes and income limits. They wrap up by discussing the gross rent floor and net rents and how they interact.

In this week's Tax Credit Tuesday podcast, Michael J. Novogradac, CPA discusses what you need to know about national and state median income estimates for 2021 and 2022. He is joined by Thomas Stagg, CPA, and partner in Novogradac's metro Seattle office. They start by sharing background information on median income and income limits, how they're calculated and what they're used for. Then, they talk about estimates for how median incomes and income limits will change in 2021 and 2022, and if there will be any significant changes because of the pandemic. Next, they discuss how median incomes and income limits might change in 2023. They also cover how changes in median income and income limits due to the pandemic and related recession compare to changes caused by the Great Recession in 2008. Next, they discuss what developers, owners and investors should be doing to prepare for the potential changes in median incomes and income limits. They wrap up by discussing the gross rent floor and net rents and how they interact.

A pop culture writer talks with us about what it means to have fun -- and whether it means the same thing -- in a world impacted by the coronavirus pandemic. And we talk with a Milwaukee journalist about some negative household income information over the last 40 years from that city.

Kewanee and Rock Falls have both made the Smart Asset list of the most affordable places to live in Illinois. Mark LoCastro, spokesman for Smart Asset tells WKEI that their affordability studied factored in 5 criteria regarding all cities in Illinois. 1 Average Closing Cost on a Home, 2 Annual Property Tax, 3 Annual Homeowners Insurance, 4 Average Annual Mortgage Payment, and 5 Median Income. Mark explains how each of these factors determined the Affordability Index. By the numbers, Kewanee had an Average Closing Cost of $2710.

A lot of people are burdened by the cost of housing in the Charlottesville area. Area Median Income is one of the tools that helps sort out which remedies are most effective for people of different income levels. Plus decades of what UVA students wrote in Alderman Library, all over its walls.

Today’s show is centered around a big question we get ALL the time...“How do I get my spouse/partner on board with my real estate investing goals?”It’s the perfect time of year to think through exactly how to do that, and we have the perfect guests to offer some advice.Jay and Wendy Papasan run an annual couples’ goal-setting retreat in Austin, Texas. Today, they walk us through the exercises they use to help couples (and business partners) confront uncomfortable questions and get on the same page.Oh, and if you don’t know who Jay is, check out BiggerPockets Podcast 113: Becoming a Millionaire Real Estate Investor Using The ONE Thing with Jay Papasan and BiggerPockets Business Podcast 06: How to Manage Your Time Like a Millionaire with Jay Papasan.Jay's wife, Wendy, is a real estate broker who leads a high-performing team that’s expanded into four cities.In this episode, you’ll learn how to initiate a goal-setting conversation with your partner, what kinds of settings work best for this exercise, what questions to ask, and which timelines to use.Also, stick around through the end to hear Wendy’s tips on using leverage and a “not to-do list” to apply your time and energy more efficiently and be happier.This is a profound episode with two real estate rockstars. If you enjoy it, do us a favor and share it with YOUR spouse or partner… or pass it onto a couple who you think might benefit. Download this one today, and make sure you’re subscribed to the show, so you won’t miss the next one!In This Episode We Cover:How Wendy and Jay started setting goals together 13 years agoApplying the idea of a “leadership retreat” to your familyWhat settings work best for goal-setting with your spouse or partnerNavigating a relationship where one partner is an entrepreneurTheir answer to, “How do I get my spouse on board with real estate investing?”Why most failures of leadership are failures of courage (Keith Cunningham)How having tough conversations about goals can head off misunderstandingsHow Brandon’s navigated balancing business with familyWhy Gary Keller calls tough conversations “care-frontations”Which time horizons are most useful when setting goalsUsing the language of business in your marriagePutting your marriage first, even when you have kidsMoving at the speed of communicationDelegating draining tasks to help you keep more energy for yourself and your familyAnd SO much more!Links from the ShowBiggerPockets ForumsBiggerPockets Youtube ChannelBiggerPockets Business Podcast 06: How to Manage Your Time Like a Millionaire With Jay PapasanBiggerPockets Podcast 113: Becoming a Millionaire Real Estate Investor Using The One Thing with Jay PapasanGary KellerBiggerPockets Podcast 355: From Small-Time Landlord to 1,000+ Units Under Contract with Ryan “The Mercenary” MurdockPaying Off Student Loan Debt with a Median Income and Two Kids in Northern California with Kyle RenkeCheck the full show notes here: http://biggerpockets.com/show362

Have you been looking for the right way to find deals in today’s tough market?Today’s show might be just what you’ve been looking for! Join us as Brandon and David sit down and bring out the gold nuggets on what’s working for successful real estate investors in today’s hot market.You’ll learn six strategies that will help you land deals and build wealth, as well as detailed insight into how to pull them off successfully. You’ll want to hear this advice about how to find deals, how to set up your business, and how to protect your capital that not everyone is talking about!For the second half of the show, Brandon and David share five “accelerants” that will help increase the level of your success once you’ve found the strategies that work for you.This show is the first of its kind, and we think you’re going to love it. You spoke, we heard, and this is the content the people want.Download and share this gem today!In This Episode We Cover:Strategy #1: BRRRRStrategy #2: House HackingStrategy #3: House FlippingStrategy #4: Vacation RentalsStrategy #5: WholesalingStrategy #6: SyndicationAccelerants and how to pour fuel on the fireOPM (other people’s money)Value-addForced equityIncreased cash flow through additional unitsLeveraging others (core four)Finding deals from your sphere of influenceFunnelsPartnershipsPersonalitiesSkill setsResourcesAnd SO much more!Links from the ShowBiggerPockets ForumsBiggerPockets BookstoreBiggerPockets Podcast 302: Making $100k/Deal Using Other People’s Money, Time & Experience with Cory NemotoKECO CapitalKECO Capital’s InstagramBiggerPockets Hard Money LendersBiggerPockets WebinarsBiggerPockets Podcast 212: Buying a 115-Unit Apartment Complex for No Cash Out of Pocket with Brian MurrayBiggerPockets Podcast 126: From 0 to 400+ Units Through Value-Add Investing with Brian MurrayBiggerPockets Podcast 355: From Small-Time Landlord to 1,000+ Units Under Contract with Ryan “The Mercenary” MurdockPaying Off Student Loan Debt with a Median Income and Two Kids in Northern California with Kyle RenkeCheck the full show notes here: https://www.biggerpockets.com/show358

He began his real estate investing career in 2016 by owning and self-managing investments in Michigan. He also took an interest in real estate development before joining Rand Partners in 2019. Mike is currently an associate that is responsible for underwriting deals, investor relations, and asset management. Mike Taravella, CPA, graduated from Michigan State University in 2014 with a Masters of Science in Accounting. He has worked 5 years professionally in accounting. He started at Ernst & Young in public accounting as an auditor and then transitioned into Detroit’s startup community at Dan Gilbert’s Rock Ventures. REALEST nuggets from the episode: 1. How to choose a submarket? MAKE SURE the Median Income 35,000 or higher. 2. What to look for? Unit mix, unit mix, unit mix! Make sure you know what unit mix supports what type of tenant in your respected submarket! Other tips and Tricks: Be very careful on our cities rules for property management. Little bit less of the rental for a move in feeAdmin fees. $50. Educate educate educate to get a deal. Traction is the recommended book. Exercise. Read. Write. Everyday. What to reach out?Mtaravella@randpartnersllc.com Website:Randpartnersllc.com

Before we began recording the latest episode of the podcast, we had a long discussion about how to get a job at Nike. On this Pre-Roll Episode, we go through some of the best ways to stand out from the other applicants, and we discuss why the first job opportunity you get, might not be the best way to get your foot in the door of your favorite sneaker brand or sneaker retailer. You can become a member and listen at https://www.patreon.com/sneakerhistory On this episode of the podcast, we discuss the recent earnings for Nike, which included news of Mark Parker's 48% pay increase, the median income for Nike employees at $25k, and the record $39.1 billion dollars the company made. Also on this episode, we discuss the recent Under Armour commercial standing up for the city of Baltimore, and the political inconsistency of CEO, Kevin Plank. Links for this episode: WNBA All-Star Sneakers From Nike Basketball: https://fave.co/2KeGo8A Nike CEO Mark Parker gets 48 percent raise: https://fave.co/2KiulqP UA CEO Kevin Plank Defends Baltimore: https://fave.co/331cvRy Support the pod! Cop some Sneaker History merch: sneakerhistory.com/shop Follow us on Instagram: instagram.com/sneakerhistory Talk to us on Twitter: twitter.com/sneakerhistory Nick - instagram.com/nickengvall Robbie - instagram.com/rahbee702 Mike - instagram.com/madwatch3r789 Leave us a review! fave.co/2HIuWSX https://sneakerhistory.com/sneaker-podcast/

In an article written by Jason Kane for PBS News Hour, he states that the United States spends $8,233 per person on health care annually. http://www.pbs.org/newshour/rundown/health-costs-how-the-us-compares-with-other-countries/“According to the CMS (Centers for Medicare/Medicaid Spending), the average American spent $9,596 on healthcare last year, up significantly from $7,700 in 2007. Healthcare spending per person is expected to surpass $10,000 in 2016 and then march steadily higher to $14,944 in 2023.” http://www.fool.com/investing/general/2015/03/15/the-average-american-spends-this-much-on-healthcar.aspxCompare this with American incomes: the Federal Reserve Economic Data website states that in 2015, median personal income in America was observed at $30,240 and mean personal income was at $44,510.Median Income: https://fred.stlouisfed.org/series/MEPAINUSA672NMean Income: https://fred.stlouisfed.org/series/MAPAINUSA672NAffordable Care ActACA Pros: http://www.aarp.org/health/health-insurance/info-08-2013/affordable-care-act-health-benefits.htmlBenefits of ACA: http://www.vox.com/the-big-idea/2016/11/23/13719388/obamacare-health-insurance-repeal-trumpACA CONS: Taxation as a punishment for not signing up, rising costs of insurance premiums, high deductibles from $10k – $50k.ACA for CA state in 2017: Rising costs of insurance premiums and medical insurance in CA state: “But as Californians receive their premium rates for next year, some — including those who make too much to qualify for those government subsidies — are learning their hikes will be far higher than the average statewide increase of 13.2% announced by the state insurance exchange in July.” http://www.latimes.com/business/la-fi-covered-california-premiums-20161026-story.htmlACA for WA State 2017: Rising costs of insurance premiums and medical insurance in WA state: http://www.seattletimes.com/seattle-news/health/health-insurance-premiums-rise-here-in-state-but-not-as-high-as-elsewhere/Professor Peter C Gøtzsche graduated as a Master of Science in biology and chemistry in 1974 and as a physician in 1984. He is a specialist in internal medicine; worked with clinical trials and regulatory affairs in the drug industry 1975-1983, and at hospitals in Copenhagen 1984-95. With about 80 others, he helped start The Cochrane Collaboration in 1993 with the founder, Sir Iain Chalmers, and established The Nordic Cochrane Centre the same year. He became professor of Clinical Research Design and Analysis in 2010 at the University of Copenhagen.Peter has published more than 70 papers in “the big five” (BMJ, Lancet, JAMA, Ann Intern Med and N Engl J Med) and his scientific works have been cited over 15,000 times. Peter has also authored 3 other books.“Deadly Medicines and Organised Crime” written in 2013 by Professor Peter C Gøtzsche.“Mammography: Truth, Lies and Controversy” by Peter C Gøtzsche.“And screening has not reduced the number of advanced cancers, 3 which is a prerequisite for screening to work. In Denmark, the overdiagnosis was 33% after 17 years with screening, 4 in good agreement with the 30% estimate from the trials.”http://www.thelancet.com/pdfs/journals/lancet/PIIS0140-6736(12)61216-1.pdfDr. Atul Gawande's TED Talk from March 2012:https://www.ted.com/talks/atul_gawande_how_do_we_heal_medicine?language=enThe Atlantic, November 29th, 2016. In the article it describes Cuba's healthcare system, which costs 1/10th of what America's costs and achieves higher life expectancy as America. http://www.theatlantic.com/health/archive/2016/11/cuba-health/508859/Open-ended question: Should we have to continue to pay for true healthcare out of our pockets and savings? Is healthcare a human right?Other Resources:NPR – “How do pharmaceutical companies establish drug prices”http://www.npr.org/2016/02/05/465748256/how-do-pharmaceutical-companies-establish-drug-pricesOnly 13% of all orthodox medicine has been proven to have benefit AND another 23% is shown to have likely benefit:http://www.dcscience.net/garrow-evidence-bmj.pdfStats on people with Diabetes in USA — CDC says 30 million diagnosed in 2017:https://www.cdc.gov/diabetes/pdfs/data/statistics/national-diabetes-statistics-report.pdfThis is equal to just over the population of Texas and around 85% of the population of Canada.Prices getting spikedhttp://www.pbs.org/newshour/rundown/whats-behind-skyrocketing-insulin-prices/http://www.wsj.com/articles/mylan-faces-scrutiny-over-epipen-price-increases-1472074823http://www.businessinsider.com/epipen-cost-increase-healthcare-insurance-2016-8Life Expectancy Drops in the USA for unknown reasons according to NPR:http://www.npr.org/sections/health-shots/2016/12/08/504667607/life-expectancy-in-u-s-drops-for-first-time-in-decades-report-findsGeneric Medications FAQ from the FDA Link:https://www.fda.gov/drugs/resourcesforyou/consumers/buyingusingmedicinesafely/understandinggenericdrugs/ucm167991.htm

Gino Barbaro was an entrepreneur in the restaurant business for 20 years, but it was his real estate partnership with Jake Stenziano that morphed into a portfolio of over 1100 units. More recently, Dylan Marma came on board to elevate the business and drive their first real estate syndication.  On this episode, Gino and Dylan talk about the journey to develop and grow Rand Partners and open up about the limiting beliefs that held them back from working with investors. In addition, they share key details surrounding their focus markets and best practices to have a successful syndication.   Partner: Get Your Early Bird Tickets to the Midwest Real Estate Networking Summit   Key Market Insights In 2013, Jake and Gino started investing in multifamily Jake is the operator, self -managed, vertically integrated Gino was in the restaurant business for 20 years Dylan joined in 2018 after being mentored by Vinny Chopra Jake was a W-2 employee and wanted to leave his job In 1 year, they had almost 200 units with a vertically integrated company Decided to start a podcast to teach others about it Gino became a certified life coach Constantly learning as markets change, people change His dream was to move from NY and live in FL March 1, 2016, Gino left the restaurant business Started investing in 2008-2009 in Rochester – 7 hours out of market Bought cash flowing, older assets, but created another job In 2011, focused on Knoxville and took 18 months to find the first deal Knoxville was growing, is affordable, great place to live and raise families Stable market with reasonable prices and rents Near 5% rent growth with lots of population growth, no state income tax Education x Action = Results Lots of new construction, the market flies under the radar a bit Growth Markets: Jacksonville, Atlanta Value-Driven Markets: Knoxville, Louisville Strong job growth in healthcare, manufacturing, blue-collar workforce Berkadia and Marcus and Millichap are great resources Knoxville Key Stats: Unemployment - 3.3%, Job Growth – 0.7%, Rent Growth - 4.7%, Occupancy - 96% (better for C Class and Workforce), Cap Rates - 6-6.5%, Population Growth - 1%, Median Income – 3% growth now at $54,000 Jake and Gino always wanted to hold these assets and get a good cost segregation Had a limited belief surrounding bringing on investors Only a $6MM, raised $2MM in two days Started with a smaller syndication to make the mistakes Equity hounds, not transaction junkies Legal documents available 10 minutes before the webinar The day after the webinar, spent 20 hours on the phone to discuss the deal The communication is critical when ready to invest Wheelbarrow Profits is the #1 multifamily podcast on iTunes Add articles on Quora, LinkedIn, and BiggerPockets Had 175 investors for the event last year, 475 in Nashville Investor event on October 19th and 20th – Gaylord Palms in Orlando     Bull’s Eye Tips: Winning Your Market: Be active Tracking Market Changes: Talking to people in the market Daily Habit: Go out in the morning   Resources: The Go-Giver by Bob Burg   The Talent Code by David Coyle   Berkadia - https://www.berkadia.com/   Best Business Books: Principles by Ray Dalio    Atomic Habits by James Clear     Digital Resources Google Suite   Appfolio   Active Campaign     Tweet This:   “Education x Action = Results”   “Content is everything, you want people to reach out to you”     Places to Grab a Bite In Louisville: Jake’s House, but you may not be invited, so check out….   Royals Hot Chicken     Connect with Gino and Dylan: Website: Randpartnersllc.com Website: JakeandGino.com Email: gino@jakeandgino.com   Leave us a review and rating on iTunes or Stitcher. Be sure to check out more info at TargetMarketInsights.com.

Welcome to Finance and Fury Today will be a quick update for the upcoming election and policies in response to the budget plans released last week. This election is becoming a battle for votes among salary earners. In the past we have talked about class warfare strategy – it’s a tactic being used by both major parties. Breakdown: Where is each party is hanging their hats with incomes and taxes? Liberals announced tax cuts at the last budget last year Frydenberg’s affirming even more tax cuts for individuals and businesses, spending on education and infrastructure A reward for effort, aspiration, and enterprise, upholding personal responsibility and providing a helping hand where needed Next generation does not have to pick up the tab for the last generation Liberals are promising other things too like a budget surplus of $7.1bn which is a massive turnaround from 6 years ago when they took office Tax original plan under Liberals: Provide immediate relief by increasing tax offset Protect income earners from bracket creep – wage growth with no threshold increase pushes people into higher tax brackets Abolishing an entire tax bracket – incentivising hard work Doubling the low and middle-income tax offset from 2018 – 19 Structural reform by lowering the marginal tax rate to 30% for earners of $45k to $200k Limit the amount of tax as a share of the economy Being in surplus now means the government can reduce their revenue The previous episode explaining Reagan’s approach Someone earning $300k was paying 10 times more tax than someone no $45k What is Shorten’s response? Calling the budget radical right wing? Exposing shorten Claiming tax reductions are the same as giveaways. A giveaway to let people keep what they work for? What is Shorten’s background and what he represents vs what he has? Morrison summed it up best – why would you work hard under the Labor government? Labor’s budget plans: Alternative tax cuts and relief from bracket creep Said that 4.5 million workers earning between $48k and $90k will be better off under their plan, but are yet to release the details. ANU centre for social research has said under Labor there will be an increase in tax revenues of $39 bn over the years until 2024, which is a 5% increase from current revenues Analysts and professors say Labor’s plan will modestly lower income inequality but Liberal’s plan will modestly increase it because they pay more tax Let's have a look at some statistics FT Employed – 6.7m and PT employed – 3.9m – about 10.6m people 5m people shorten referred to are mainly PT or entry working positions Median Income (middle) for full-time workers - $78,268 p.a. Average Income of FT worker - $90,300 Average earnings of all workers (Pt and FT) - $67,243     What does this mean? The good side Simplified tax codes – this is a good thing Global confidence reaffirming the AAA rating Being on par with taxes in a global economy   What is bad? Other bits of regulations, you need less regulation in conjunction with lower taxes to benefit Abhorrent material on platforms tax Encryption laws to get around privacy breaches ISPs banning sites Summary: Some very good things here with tax cuts Tax cuts are good, especially when they benefit low-income taxes Income taxpayers fund the government, so its good to incentivise them to work   Thank you for listening today. If you want to get in touch you can do so here. Please don’t forget to review us and share us with your friends and family. Resources:        

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Kyle Renke graduated from college and hopped right on the American dream bandwagon. He started off with a starter house, added a couple of kids and moved onto a bigger, better house—one that he could barely afford. He then went back to grad school, tacking on another $40k in student loans. Kyle and his wife spent money left and right, never seeming to be able to get ahead. Finally, he got sick and tired of being sick and tired. Kyle read books and connected with friends in a better financial position. He sold the big house, threw everything at the student loans, and rented a smaller, MUCH less expensive place. Kyle’s story shows that you CAN make big financial mistakes, change your course, and work toward financial freedom—even with children.

Hey guys! Today I sit down with the Director of Mustard Seeds and Mountains, him and his family have been serving the Lord faithfully for many years through their ministry in McDowell County WV.  I interned the summer of 2017 with them and it was an amazing experience, but trust me the summer was not easy, it had its challenges and obsticles, but that didnt hinder God in any way from working not only in my heart, but in the communities heart aswell.  Here are some shocking statistics regarding the town of Northfork located in Mcdowell County,  Population- 429, with 173 households, and 108 families. Median Income for a household- $16,544 the Per Capita Income- $ 10,001– this number represents the income per person instead of the household By the year 1990, McDowell County ( The county in which Northfork is in) the poverty rate was the highest for any county in West Virginia, and 50.3 % of all children were below the poverty line. The largest private employer in the county, Wal-Mart, closed in 2016. Putting 140 people out of jobs. In 2015 McDowell county had the highest rate of drug-induced deaths of any county in the United States. The average rate in the US was 14.7 per 100,000 people McDowell County had 141 per 100,000 people There is more improvement being done on the tourist areas of this region. Support Mustard Seeds and Mountains Here: http://www.mustardseeds.org/  Sign up for our newsletter here: http://www.grace-nation.com/ 

(Bloomberg) -- Taking Stock with Kathleen Hays and Pimm Fox. GUEST: David Malpass, founder of the consulting firm Encima Global and a veteran of the Reagan and second Bush administrations, is part of Trump's new economic team and will discuss Trump's economic agenda.

Jason Dykstra, MD shares about the decision for his family to live on the US Median Income and how the remainder is used for God's work.

Mailbag; Home prices within reach of the median income across America