Podcasts about panko

In this episode of the Additive Snack Podcast, host Fabian Feld interviews Stefan Seidel, Chief Technology Officer at Pankl Racing Systems. The discussion covers Pankl's innovative use of additive manufacturing (AM) in motorsports, aerospace, and high-performance sectors. Stefan elaborates on the transition to AM post-COVID-19, the stringent quality standards required in motorsports, and groundbreaking applications like the roll hoop and other high-stress components. Additionally, the podcast dives into Pankl's history, its vertical integration approach, and how it collaborates with partners and educational institutions to develop industry-leading solutions and nurture talent. The episode concludes with insights into future advancements in AM and regulatory changes in Formula One for 2026. Comments about the show or wish to share your AM journey? Contact us at additive.snack@eos-na.com. The Additive Snack Podcast is brought to you by EOS.  For more information about Pankl, visit their website and connect with Stefan Seidel on LinkedIn.  00:41 Diving into Additive Manufacturing in Motorsports 02:13 The Impact of COVID-19 on Additive Manufacturing 03:27 Key Additive Manufacturing Components in F1 08:39 Panko's Journey and Innovations 20:38 Quality Assurance in Additive Manufacturing 32:33 Additive Manufacturing in Aerospace and High-Performance Vehicles 42:46 Talent Development and Partnerships 48:00 Future of Additive Manufacturing in Motorsports 50:06 Conclusion and Final Thoughts 

A 75 minute mix of stompy hard hitting House featuring trax from Loleatta Holloway & Johnny Vicious, Honey Dijon & Kevin Aviance, Basement Jaxx, Bas Noir, Mark Broom, DJ Duke, DJ Mahroo, Leonce, Loffe Ninja, Marshall Jefferson & Steve Mac, Geoffrey C & DJ Spen, Panko & SUB-P, Dario Baldasari, Sister Zo and MORE!FULL TRACKLISTING AT SOUNDCLOUD . COM / DJJOSHPEACE

TRACKLIST: 01 Bogdan Ra - That's All 02 Bu.Di - Summers Finest (Original Mix) 03 Dompe - Shakermaker (Mollono.Bass Remix) 04 Moe Turk - Remember The Time (Music P Remix) 05 Peter Mac - Ce Soir (Original Mix) 06 Husky, Romy Black - The Warehouse (Extended) 07 Joyce (ARG) - In Your Soul (Original Mix) 08 M.O.S., Leonid Sivelkin, Krasa Rosa - On The Strings Of Love (Stan Tone Remix) 09 Modular Project - Echosphere (Original Mix) 10 Roger Gunn - Mwaki (Original Mix) 11 Matthew Sona - Synthetic (Original Mix) 12 Rivvo, Ed Lopes - Immersion (Rod Brito Remix) 13 Jo Paciello - Jazz Feeling (Extended Mix) 14 Jack Willard - Scattered Skies (Extended Mix) 15 Konomo - My Message (Original Mix) 16 Panko, Adrian Hour, Bernardo Campos - Azul (Original Mix) 17 Jack Willard - Vista (Extended Mix) 18 Michael Mayer, Jeppe Kjellberg - Good Times (Original Mix) 19 Beckers, D-Nox - Confusion (2024 Mix) 20 Cormac, David Jackson - Shooting Star (Six Times) (Instrumental) 21 Federico Bell - What I Say (Original Mix) 22 BiG AL, Music P - Cosmic Stream (Original Mix) 23 CultureKind - Electric Symphony (Original Mix)

This week's guest is the Cambodian-born chef and owner of Mamapen – a restaurant currently in residency at The Sun and 13 Cantons pub in Soho London. Kaneda is on a mission is to spread the word about the deliciousness of Cambodian food with cult dishes like Tattie mince noodles and Panko pork toast which mix up the flavours of his heritage with his own unique creative touches.  Learn more about your ad choices. Visit podcastchoices.com/adchoices

Susan Guthrie welcomes Charmaine Panko, a King's Counsel, collaborative lawyer, mediator, arbitrator, and trainer based in Saskatchewan, Canada. Charmaine specializes in helping families navigate separation in a way that preserves relationships, protects children, and creates a strong foundation for the future. This conversation explores how customized divorce agreements empower individuals to take control, protect their legacy, and prioritize their family's unique needs. From high-net-worth cases to complex family dynamics, Charmaine shares strategies for making informed decisions that align with personal values. What You'll Discover in This Episode: One-size-fits is not the only option in divorce Why self-determination is key to a successful divorce How tailored agreements benefit children and maintain stability The impact of timing and emotional readiness in decision-making Strategies for protecting privacy and legacy in high-stakes divorces More About Our Special Guest, Charmaine Panko: Charmaine Panko is King's Counsel, a collaborative lawyer, mediator, arbitrator and trainer based in Saskatchewan, Saskatchewan, Canada. She has a passion for transforming how families experience separation and divorce. She also seeks to empower other professionals who work with families to use non-adversarial approaches that have a future focus and recognize that separation is simply a reconfiguration of the family system - it doesn't mean the family is broken. Just because the spousal relationship is ending doesn't meaning the family is. Website:  http://commonsenselawyer.com Contact: cpanko@commonsenselawyer.com, (306) 975-7151 Social Media: https://www.tiktok.com/@commonsenselawyer Make the Most of Your Listening Experience: If this episode resonates with you, be sure to: Subscribe to Divorce & Beyond so you never miss an episode. Share this episode with friends or loved ones who need hope and healing. Leave a 5-star review to help us reach even more listeners. Follow Us Online: Divorce & Beyond:  https://divorceandbeyondpod.com, IG: @divorceandbeyond MEET OUR CREATOR AND HOST: SUSAN GUTHRIE®, ESQ., the creator and host of The Divorce and Beyond® Podcast, has been nationally recognized as one of the top family law and divorce mediation attorneys in the country for more than 30 years.  Susan is the Chair of the American Bar Association Section of Dispute Resolution and is a sought-after keynote speaker, business and practice consultant, coach and trainer. You can find out more about Susan and her services here: https://susaneguthrie.com Divorce & Beyond is a Top 1% Overall and Top 100 Self-Help podcast designed to help you with all you need to know to navigate your divorce journey and most importantly, to thrive in your beautiful beyond!   ***************************************************************************** SPONSOR SPOTLIGHT: HEADSPACE Hello, Divorce & Beyond family! We've teamed up with Headspace to guide you towards better mental health. With Headspace's meditation, mindfulness tools, and mental health support, you're set for a happier, healthier you. Sign up through our exclusive link for free two weeks of Headspace membership. Don't miss out on this opportunity to embrace well-being. ***************** YUMIYU Jewelry YUMIYU Jewelry is Susan's favorite source for meaningful, handcrafted jewelry designed to empower women and celebrate individuality. Each piece is made with care, using high-quality materials like real gold and vermeil, and is water-resistant, non-tarnish, and hypoallergenic. During difficult times, like divorce, wearing a symbol of hope or protection—such as a hamsa or an evil eye—can be a comforting reminder to keep the faith and stay strong. As a special gift to my listeners, YUMIYU Jewelry is offering 20% off your purchase! Use the code "BEYOND" at checkout to claim your discount. Explore their stunning collection at yumiyujewelry.com and find your perfect piece today! Link: https://divorcebeyond.com/YUMIYU  Code: “BEYOND” for 20% off! ***************************************************************************** SPONSORSHIP OPPORTUNITIES AVAILABLE! If you would like to sponsor the show and reach our large community of those going through and healing from divorce, please reach out to us at  divorceandbeyondpod@gmail.com for pricing and details!!! ***************************************************************************** DISCLAIMER:  THE COMMENTARY AND OPINIONS AVAILABLE ON THIS PODCAST ARE FOR INFORMATIONAL AND ENTERTAINMENT PURPOSES ONLY AND NOT FOR THE PURPOSE OF PROVIDING LEGAL ADVICE.  YOU SHOULD CONTACT AN ATTORNEY IN YOUR STATE TO OBTAIN LEGAL ADVICE WITH RESPECT TO ANY PARTICULAR ISSUE OR PROBLEM.

How can an annuity help you secure income in retirement? Annuities often come with a reputation for being complicated, expensive, and overhyped—but they aren't one-size-fits-all. The truth is, while they're not the best solution for everyone, there are situations where they can provide the guaranteed monthly income some retirees need.  In this episode, I'm joined by Andy Panko, CFP®, RICP®, EA, and President of Tenon Financial. Together, we'll cut through the confusion and explore when an annuity might actually be the right fit for your retirement strategy. You will want to hear this episode if you are interested in... [1:40] Two ways to generate income in retirement [3:07] Real-life scenario: When you might want an annuity [12:36] How an indexed annuity works  [16:39] Do annuities have inflation adjustments?  [20:13] Calculating the rate of return [23:42] Why a good financial advisor is important Resources Mentioned Retirement Readiness Review Subscribe to the Retire with Ryan YouTube Channel Tenon Financial Andy Panko on LinkedIn The 7 Myths About Indexed Universal Life Insurance  ImmediateAnnuities.com  Financial Planning Association Charles Schwab Income Annuity Calculator  Connect With Morrissey Wealth Management  www.MorrisseyWealthManagement.com/contact Subscribe to Retire With Ryan

Donate to help kids here! https://www.extra-life.org/team/slapdash Well. Fauna and Chloe are graduating. Oh, and 2 other corporations closed up this week. Ugh. On the upside of things there's lots of great music, some great streams happened this week, and even some good news to chat about. Let's talk about it!  (go stream Tides by Utano Pandora) Each week we aim to bring together the biggest events in Vtubing and talk about what's been going on. Stop by, hang out, and let's catch up with us! Join this discord : https://discord.gg/wFMcTGHWGJ Follow here for updates: https://twitter.com/SuperChatsPod Shorts over here: https://www.tiktok.com/@superchatspod   00:00:00 Intro 00:01:44 Fauna and Chloe are Graduating 00:41:54 Production Kawaii is Officially Closed 00:47:53 Vreverie Has Closed Down 00:53:21 Kai Cenat Showed Up On Ironmouse's Stream 00:56:08 Chio Chompi's Sub Milestone 00:56:27 Panko is a Mobster 00:58:39 Ao is a Girl 00:59:34 Kaela HoloIndie 01:00:19 Lots of Advent Calendars 01:05:10 Kaminari Clara is Phase JP 01:06:15 Happy Birthday Tenma 01:08:21 Laimu Holiday Outfit 01:13:04 K9Kuro Helped his Mom 01:13:52 Upcoming Concerts 01:15:17 Lamy's Bali Bali Workout 01:16:59 Korone Sonic MV 01:17:40 Chloe Sahanakakuroe 01:18:22 Utano Pandora Tides 01:19:04 Riona Niko Gimme Gimme 01:19:52 Ruby Runeheart Heart 111 01:21:34 Hag Connect Femme Fatale A 01:22:37 Rie covered Hero 01:24:02 Tenma covered Bulbel 01:24:46 Eimi covered Itadaki Babel 01:25:36 Nene Amano covered Torches 01:26:44 Lottie Shinju Platinum Disco 01:27:36 Yuki Sakuna Renai Circulation 01:31:58 Hololive's Fateful Findings Watchalong 01:32:55 Dooby's Family Special 01:35:51 Fuyo's Disappearance Adventure 01:37:44 Shiina's Mexican Vacation 01:41:24 Roca's First Thanksgiving 01:43:07 Globie's Mahjong Experience 01:48:12 Randon Red Flag Tierlist 01:51:15 Spectra's Cursed Tea 01:52:45 Mint's Winter Karaoke 01:55:13 Panda Shoutout 01:56:33 Nene Amano's 3.0 02:05:56 Shibi's 6 Month Celebration 02:07:12 Riki's Cursed Plushies 02:09:31 Comments and Shilling

On this episode of The Migration Waterfowl Podcast, your host Brian Halbleib talks with Aden Shorney, Mike Hlavaty and Jeremy Ragsdale about their recent waterfowl hunting trip in Nebraska. They discuss the planning, challenges faced during scouting, the excitement of the hunt, and the camaraderie among the team. The group discusses their experiences with waterfowl, the logistics of travel, and the culinary delights of cooking their catch, all while reflecting on the comforts of their Airbnb accommodations. They also talk about the experiences they shared, and the lessons learned for future hunts. They emphasize the importance of scouting, adaptability, and teamwork, while also expressing gratitude for the fellowship and the beautiful natural surroundings they enjoyed together. Public land duck hunting is never easy but they managed to have a few good days and one great day, including mallard limits. Takeaways: Mike aims to shoot a duck in every state. The team was relieved not to camp due to cold weather. Scouting can be challenging, especially alone. Jeremy shot his first pheasant during the trip. The team adapted their hunting strategy based on conditions. They successfully hunted in a new area with good results. The wind conditions were ideal for duck hunting. Cooking pheasant with a new recipe was a highlight. The Airbnb provided unexpected comfort and amenities. Teamwork and adaptability were key to their success. We had to change our plans last minute due to boat issues. The Airbnb was top notch and saved the trip. Scouting is crucial for successful hunting. Layout boats would have improved our hunting experience. We had a good time despite the challenges we faced. Stella, the hunting dog, performed exceptionally well. Teamwork and adaptability were key to our success. We could have hunted longer if time allowed. The excitement of hunting upland birds sparked new interests. The trip fostered great camaraderie and shared experiences. Feel free to reach out to us: migrationwaterfowl@gmail.com Facebook, Instagram & YouTube: @migrationwaterfowl Migration Waterfowl Store https://tinyurl.com/MigrationWaterfowlStore This episode is brought to you by: Blue Bird Waterfowl https://bluebirdwaterfowl.com The Duck Hole & Company https://m.facebook.com/duckholecompany Golden Millet Seed https://www.goldenmilletseed.com CK Custom Calls https://m.facebook.com/100088485616501/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Andy Panko, CFP, joins us to help answer your questions about retirement planning and taxes.Join the Newsletter. It's Free:https://robberger.com/newsletter/?utm...Join Andy's Facebook Group: https://www.facebook.com/groups/retirementplanningeducationCheck Out Andy's Website:https://retirementplanningeducation.com/Listen to Andy's Podcast Retirement Planning Education Below:https://retirementplanningeducation.com/podcast

We're switching things up a bit! In this week's episode, guest host Mike Powers (from Manuka Financial; was a previous guest on the podcast) chats with the show's host, Andy Panko from Tenon Financial.In the episode, they talk about a wide array of retirement planning topics and Andy's view and approach toward them, such as tax planning, distribution strategies, investing, annuities, long-term care insurance, how to help advise people who are spending more than planned, what consumers often overlook in retirement planning and much more!Links in this episode:Andy' company's website - Tenon FinancialEd Slott's blog - The Slott ReportEd Slott's paid membership group for advisors - Elite IRA Advisor GroupMichael Kitces blog - hereJeff Levine's X (formerly Twitter) page - hereBob Keebler home page - hereNatalie Choate's book - Life & Death Planning for Retirement BenefitsInvestment News - www.InvestmentNews.comWall Street Journal - www.WSJ.comRoger Whitney's Podcast - The Retirement Answer ManJim Saulnier & Chris Stein's podcast - The Retirement & IRA ShowBenjamin Brandt's podcast - Retirement Starts Today RadioVictor Medina's podcast - Retirease RadioRob Berger's YouTube channel - hereMike's article about the questions to ask a prospective advisor - 9 Questions to Ask a Flat Fee (or any!) Financial Advisor as You Near RetirementMy article about why it's disingenuous for advisors to pretend they can quantify their value in - How Much Are Your Services Worth?To send Andy questions to be addressed on future Q&A episodes, email andy@andypanko.comTenon Financial monthly e-newsletter - Retirement Planning InsightsFacebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Retirement Planning Education website - www.RetirementPlanningEducation.com

Fran Garcia of Artichoke Basille's Pizza comes on the show to talk about his latest concept, Panko Pizza, in Middletown, New Jersey (1:57). Garcia also recounts what his childhood was like growing up in Staten Island, and why owning a pizzeria was always the career he envisioned. Later in the show, Brian Hernandez joins to chat about 'Sota Style pizza (38:21). Link to Tracy Morin's story about 'Sota Style pizza: https://www.pmq.com/how-reds-savoy-took-sota-style-from-no-such-thing-to-a-regional-phenomenon/

Loooots of showcases this week folks. Let's chat about all the 3D goodness we got, the new music we heard, and the fantastic streams we managed to catch along the way! Each week we aim to bring together the biggest events in Vtubing and talk about what's been going on. Stop by, hang out, and let's catch up with us! Join this discord : https://discord.gg/wFMcTGHWGJ Follow here for updates: https://twitter.com/SuperChatsPod Shorts over here: https://www.tiktok.com/@superchatspod 00:00:00 Intro 00:02:36 Gavis Bettel's 3D Live 00:12:21 Machina x Flayon 3D 00:20:01 Banzoin Hakka 3D 00:27:58 Watame 3D Live 00:39:18 Hololive Returns to Bilibili? 00:43:49 Abi Kadabura Graduation 00:46:22 Rikka Hiatus 00:47:20 Phase Connect is Sick 00:50:51 K9Kuro is Injured 00:52:34 Mio (Hololive) is Doing Better 00:53:01 GX Aura Birthday 00:55:08 Choco New Outfit 00:55:59 Kiara New Outfit 01:01:45 Momo Otako Returning Soon? 01:03:27 Phase Connect Auditions Now Open 01:06:31 Vallure Updates 01:11:34 Breaking Dimensions - HoloEN Concert 2 Announced 01:16:30 Hololive World Tour! 01:19:45 Merch updates 01:25:15 Lui's New Song "Evil Eye Wink" 01:26:13 Iroha's New Song "Looking up at the wind and looking beatiful" 01:27:11 Kanata and Chloe covered "Rabbit Hole" 01:28:39 Regloss cover of "Vaundy" 01:29:27 Azki covered Kyu-kururin 01:30:01 Nene covered "Telecaster B-Boy" 01:31:28 Mareena and Airi covered "Getcha" 01:32:08 Leona covered "Shanti" 01:32:53 Henya covered "The Lazy Song" 01:34:24 Bijou played Paper Mario 01:35:50 Gura and Ame played Mario Party 01:39:41 Panko played Silent Hill 2 01:48:06 Nene Amano's Eldin Ring Challenge Run 01:51:51 Mozzu used TTS 01:52:58 Anyatori Video 01:53:11 Shubawu Pop Tarrrrrt 01:53:38 Bri watched the Xbox Showcase 01:54:21 Plate Up! Hololive Collab 01:55:12 Ollie and Michi collab'd 01:56:02 Community and Shilling for Ourselves 02:00:35 Birfdays

Misha Panko has worked in data for a long time, including on high performance data teams at Uber and Google. Today, Misha is the co-founder and CEO of Motif Analytics, a product focused on helping growth and ops teams understand their event data. In this episode, Tristan and Misha nerd out about the state of the art in computational neuroscience, where Misha got his PhD. They then go deep into event stream data and how it differs from classical fact and dimension data, and why it needs different analytical tools. Make sure to check out the back half of the episode, where they dive into AI and how Motif is applying breakthroughs in language modeling to train foundation models of event sequences—check out his team's blog post on their work. For full show notes and to read 6+ years of back issues of the podcast's companion newsletter, head to https://roundup.getdbt.com. The Analytics Engineering Podcast is sponsored by dbt Labs.

What's this? New digs? Oh yeah. The set is a REAL set now! Idol's new ES branch is out, so we're definitely going to talk about them. There was a huge karaoke relay over the weekend which was awesome as well. Oh, Shiori had a birfday. That was cool! Hmmm...what else... lots of little news bits, some cool new music, and of course the streams we managed to catch this week. Let's talk about ALL of it! Each week we aim to bring together the biggest events in Vtubing and talk about what's been going on. Stop by, hang out, and let's catch up with us! Join this discord : https://discord.gg/wFMcTGHWGJ Follow here for updates: https://twitter.com/SuperChatsPod Shorts over here: https://www.tiktok.com/@superchatspod 00:00:00 Intro 00:07:07 Pros in Cons Karaoke Relay https://youtu.be/nwW5LIxFlHo 00:29:51 Idol ES Debuts: Meica05 https://youtu.be/sOEEhr87PP0 00:34:58 Taiga Toragami https://youtu.be/PrdtGGlqoLo 00:38:29 Akugaki Koa https://youtu.be/NHli4ClMOuA 00:44:59 Ruby Runeheart https://youtu.be/zxctXwh4PL8 00:50:50 Lalabelly Lullaby https://youtu.be/ithmL8qCoec 00:54:57 Idol En Encore Announced  00:57:47 Shiori Novella's Birfday https://youtu.be/Gc0hODO2iyU 01:07:12 Vshojo x Nikke Concert https://twitter.com/VShojo/status/1788040195956183243 01:09:47 Salmon Lordette Graduation  01:11:37 Ibuki Bjorn Graduation 01:13:30 Ironmouse got to eat sugar  01:14:52 Zeta collabed with Giri https://youtu.be/lM5K2SIKq2g 01:15:18 V-dere now accepting applications 01:19:24 Minto 200K get! 01:19:35 Sayu 100K get! 01:19:49 Marine 3M get! 01:22:23 Hololive's Preschool Voicepack https://shop.hololivepro.com/en/products/hololive_mischievouspreschoolvoice 01:26:59 Kiara has a twitch account  01:27:14 Filian roast on 5/13  01:27:44 Camila and Shondo buried the hatchet  01:30:34 Nerissa and Amalee collab  01:31:38 Amelia's back!  01:34:15 Vallure draws closer  01:35:59 Haachama got bonked 01:37:42 Marine's new fully animated music video https://youtu.be/lUDPjyfmJrs 01:39:37 Tomoe's cover of Dec https://youtu.be/ORpU5evwL1Y 01:40:14 Rie's original song Last Page https://youtu.be/HgtPgJYtlFg 01:40:47 Jelly's cover of Find the Way https://youtu.be/u_217a21p24 01:41:05 Mochimomo Lab's cover of Deep Sea Distance https://youtu.be/CNlA7J0-S6A 01:42:42 Sing King  01:48:32 Panko played the Marine dating game https://youtu.be/D-2tqvpGod4 01:49:36 Dizzy Interviewed Sakana https://youtu.be/yFG5AJ38p6U 01:57:50 Opening the Box 02:07:06 Community and Shilling 02:09:55 Birfdays

Today's recipe is Toasted Panko Breadcrumbs.Here are the links to some of the items I talked about in this episode: #adNon-Stick SkilletMeasuring SpoonsMeasuring CupAll New Chicken CookbookHere's the Recipe Of The Day page with all of our recipe links.If you want to make sure that you always find out what today's recipe is, do one or all of the following:Subscribe to the Podcast,Join the ROTD Facebook Group hereHave a great day! -Christine xo

Sophie grew up terrified of death and of God because of three deaths in her immediate family. Don't miss the unique testimony of how her fears were banished…another true dramatization from the Classic files of Unshackled!

This week we bring some new technology to the podcasting world. The camera we're using is something that adapts the power of the Game Boy to bring high fidelity video capture into the palms of your hands. It's called the Game Boy Camera, I hear. :3 (happy april 1 a few days early) Hope you like the little joke. Audio version starts low quality but switches back to normal after about a minute. For the full effect of the joke, check the video version! Each week we aim to bring together the biggest events in Vtubing and talk about what's been going on. Stop by, hang out, and let's catch up with us! Join this discord : https://discord.gg/wFMcTGHWGJ Follow here for updates: https://twitter.com/SuperChatsPod Shorts over here: https://www.tiktok.com/@superchatspod 00:00:00 Intro 00:01:32 Suisei's Birfday Live 00:22:55 The Lads of HoloFes 00:28:40 AkioAir is AkioOut 00:34:48 Pochi's Graduation and Related Issues 00:50:35 Ame Back From Japan 00:54:00 Zeta's 3D Party 00:58:14 Watame's New Outfit 01:00:21 Axel's New Outfit 01:06:33 Nasa's New Outfit 01:16:22 Panko's back 01:17:42 Frogiwawa 01:23:16 Miori Celesta Singing for a Game 01:26:08 Socks Vtubing Company Update 01:29:50 Hololive Cover of Shunkan Heartbeat 01:32:24 Marine and Fubuki's pipapo☆pipipu 01:33:27 Azki's Cover of Sea Ghost 01:33:59 Marine's Love Trap v Junkie 01:37:35 Moona, Iofi, and Risu 01:38:45 Fauna's Birthday 01:50:25 Fauna Swept a Difficult Game About Climbing 01:53:08 Airi's Fire Emblem Randomizer 01:57:42 Kaminari Clara's Memberships Open 02:00:07 OBKatieKat's Song Creation Stream 02:05:30 Thanks and Shilling 02:11:07 Birfdays

What is Indexed Universal Life Insurance? Is it something you should consider investing in? Are the rumors you've heard about it true? In this episode, Andy Panko (of Tenon Financial) and I dispel 7 myths that are circulating about UILs and we cover what you need to know to make an informed decision about the insurance product.  You will want to hear this episode if you are interested in... What is Indexed Universal Life Insurance? [1:46]  Myth #1: It's a secret the wealthy don't want you to know about [4:30]  Myth #2: The IUL cost is lower than a well-managed mutual fund [7:34]  Myth #3: IULs can give you a tax-free retirement [10:18]  Myth #4: An IUL means you can be your own bank [12:20]  Myth #5: Life insurance is a tier-one asset for the banks [16:04]  Myth #6: IULs are better than 401k plans [19:31]  Myth #7: IULs are a “can't lose” monetary asset [23:59] Should you consider investing in an IUL? [28:24]  What is Indexed Universal Life Insurance? Indexed Universal Life Insurance is often pitched and marketed as a retirement income tool under a host of other names. It's a complicated product, often sold via misleading information. At its core, It's a life insurance policy with a death benefit that can build cash value within the policy.  You can take loans against it and money out of it. Some of the benefits can be used toward long-term care expenses. It can be a useful and multi-purpose product. However, misleading claims are often made about these policies during the sales process.  Myth: The IUL cost is lower than a well-managed mutual fund An IUL is a multi-decade-long product. It's a lifetime commitment. The up-front fees are large. It can be more than 10% the first year and 6–8% beyond that. By the time you get to the 10th year, the fees can be lower (under 5.5%). I bought an IUL and the up-front costs were 17% for the first year.  When you blend it out over the life of the product, it will not be as low as a managed index fund. It's not reasonable to expect. And you're not actually invested in index funds—you get exposure through the insurance company buying options on the underlying index.  Myth: An IUL means you can be your own bank You aren't borrowing money from a bank. And the money in the policy continues to earn interest. You can borrow against the IUL and use the money however you'd like. But it's no different than if you took a home equity line of credit against your house. You still own the house and it's full price appreciation but you have a loan collateralized by your house.  People will say that Walt Disney founded Disney because he borrowed against his whole life insurance policy. People insinuate that Disneyland wouldn't exist without an IUL. All said and done, he took a $50,000 loan against his life insurance policy but it was only 0.66% of the total capital required to launch Disneyland. Life insurance wasn't the missing link.  Myth: IULs are a “can't lose” monetary asset The cash value of your account earns interest and it will never be lower than zero. However, you can't own that cash value in isolation. There are annual fees associated with the policy. Even in the years where you get 0%, you have fees and costs that will cause your cash value to decline. That is still losing money.  Most of them also have a commitment period. If you want to walk away with your money, you'll likely get charged a hefty fee to do so. If you hold the product for the rest of your life, you will in time have more cash value than you put in. But in the early years, you will have less money than you put in.  Insurance products are designed to be long-term. The people who sell these products are paid on commission. So surrender penalties reimburse the insurance company if the policyholder bails out early.  Should you consider investing in an IUL? Listen to hear what Andy factors into the decision-making process. Resources Mentioned Retirement Readiness Review Subscribe to the Retire with Ryan YouTube Channel Andy's website: Retirement Planning Education Connect with Andy Panko, CFP®, RICP®, EA on LinkedIn Tenon Financial Connect With Morrissey Wealth Management  www.MorrisseyWealthManagement.com/contact Subscribe to Retire With Ryan

In this episode, The Annuity Man and Andy Panko discuss:  How advisors should construct their fees  The complexity of decumulation  Making the plan as good as it can be Cryptocurrency is a lottery ticket    Key Takeaways:  The work isn't linear to the asset size; advisors shouldn't make more money just because assets go up. In the same way, advisors shouldn't be paid less just because the markets go down. They're still doing the same amount of work and providing the same services. Investment management, even good investment management, has become increasingly cheap, easy, and commoditized to do and do well. Decumulation is much more complex.  Try to make the plan as good as it can be initially, accounting for unpredictable events. So try to structure your plan as best as possible to account for times of distress. Get all things working cohesively - it's not just investments, insurance, real estate - it's everything, including guaranteed lifetime income.  Cryptocurrency has zero intrinsic value. Its value is 100% on simple auction market pricing; it's only worth as much as what someone is willing to pay for it. You can invest a small portion into it, but only if you're comfortable that the value could go to zero. Treat it like a lottery ticket.    "Most people can do accumulation well; it's the decumulation where things get a little more tactical and complicated…" —  Andy Panko.   Connect with Andy Panko: Website: https://tenonfinancial.com/  Facebook: https://www.facebook.com/tenonfinancial  YouTube: https://www.youtube.com/retirementplanningdemystified  LinkedIn:  https://www.linkedin.com/in/andypanko/  Twitter: https://twitter.com/tenonfinancial    Connect with The Annuity Man:  Website: http://theannuityman.com/  Email: Stan@TheAnnuityMan.com  Book: Owner's Manuals: https://www.stantheannuityman.com/how-do-annuities-work YouTube: https://www.youtube.com/channel/UCCXKKxvVslbeGAlEc5sra2g  Get a Quote Today - https://www.stantheannuityman.com/annuity-calculator!

In this episode of the Bucks of America Cooking podcast, host Jeff share hunting recipes with Dustin that showcase the versatility and flavor of wild game. They discuss three recipes: Venison Meatballs, Espresso-coated Wild Turkey, and Cognac-infused Venison Tenderloin. Dustin emphasizes the importance of properly preparing wild game meat and provides tips for enhancing its flavor. He encourages listeners to experiment with the recipes and make them their own. The hosts underscore how cooking wild game can reconnect people to the land and foster appreciation for conservation efforts. They also invite listeners to reach out for advice on arrow building and hunting preparation through their Instagram and website. Overall, the episode emphasizes the satisfaction and deliciousness of field-to-fork cooking using wild game. Based on the conversation, here are the three recipes discussed: 1. **Venison Meatballs**: - Ingredients: - 1 pound of venison meat - 1 egg - Panko breadcrumbs or Parmesan cheese - Italian seasoning - Salt - Pepper - Garlic salt - Instructions: - Mix the venison meat with egg, breadcrumbs or cheese, Italian seasoning, salt, pepper, and garlic salt. - Form the mixture into meatballs and place them on an iron-friendly skillet. - Bake at 400°F for 10-15 minutes until cooked through. - Serve with desired sauce or as an appetizer. 2. **Espresso-Coated Wild Turkey**: - Ingredients: - Wild turkey breasts - 2 cups of sugar - 2 cups of salt - Hot water - Espresso (such as AK-47 Espresso Blend from Black Rifle Coffee) - Olive oil - Salt - Pepper - Maple syrup - Instructions: - Brine the turkey breasts overnight in a mixture of sugar, salt, and hot water. - Smoke the turkey breasts using fruit wood (e.g., cherry or applewood) for about 3 hours. - Rub the smoked turkey breasts with espresso, olive oil, salt, and pepper. - Drizzle maple syrup over the turkey breasts during smoking. - Slice and serve. 3. **Venison Tenderloin with Cognac Peppercorn Sauce**: - Ingredients: - Venison tenderloin - Red wine (cabernet or similar) - Salt - Pepper - Olive oil - Cognac - Peppercorns - Garlic - Butter - Heavy cream - Fresh herbs - Instructions: - Marinate the venison tenderloin in red wine overnight. - Sear the tenderloin in a hot cast iron skillet with olive oil, salt, and pepper. - Deglaze the skillet with cognac. - Add peppercorns, garlic, butter, and fresh herbs to the skillet. - Pour in heavy cream and simmer until thickened. - Serve the sauce over sliced venison tenderloin. These recipes offer a variety of flavors and cooking techniques for preparing wild game, ranging from simple meatballs to more elaborate dishes like espresso-coated turkey and venison tenderloin with cognac peppercorn sauce. Enjoy experimenting with them!

Andy Panko is the founder and owner of Tenon Financial, a retirement planning and investment management firm, and Tenon Tax Preparation, a tax return preparation company. Andy joins Becky and guest co-host, Mark, to discuss retirement planning, the role and value of annuities, when to claim social security, and how to determine if you have saved enough for retirement. They also delve into handling taxes in retirement and the importance of community in one's retirement journey. Welcome to the show, Andy!

Ok so Vreverie has basically fallen apart. That's no bueno. Past that though we've got lots of little tidbits of good news this week with some big 3D lives thrown in. We managed to catch some real quality streams, I accidentally became a gacha addict, Kam talks about the time he met Bae, and watched a ton of quality content. Let's chat about it. Oh. And we got some new merch in :3 Each week we aim to bring together the biggest events in Vtubing and talk about what's been going on. Stop by, hang out, and let's catch up with us! Join this discord : https://discord.gg/wFMcTGHWGJ Follow here for updates: https://twitter.com/SuperChatsPod Shorts over here: https://www.tiktok.com/@superchatspod 00:00:00 Intro 00:01:43 Vreverie is Vfalling to pieces 00:09:29 Mozzu's still on break 00:11:34 Subaru's 5th Anniversary LIVE 00:26:42 Okayu's 3D Birthday LIVE 00:37:15 Special Segment: We Open Boxes 00:45:15 That time Kam met Bae 00:48:11 News Bits - FuwaMoco moving to Japan 00:50:09 Bae Announces 3D Live 00:51:21 Moom is sad and it's not a phase, mom 00:56:37 Koe Cosplay 00:58:26 Mom's a goth 01:04:12 Local Shark Wins Award 01:05:03 Mio Fan Wins Tournament 01:08:57 Raden gets to collaborate with a cool artist she likes 01:11:50 Idol Corp Update 01:21:26 Ironmouse updates! 01:22:45 Dokibird gets a silver play button! 01:23:38 Quick Music Updates! 01:29:21 Mumei and Fauna's Wikipedia Disagreements 01:35:15 Bao's merch company woes 01:37:43 Holo EN and ID Crab Game Collab 01:45:12 Haachama's pp game stream 01:47:24 Panko's pineapple on pizza experience 01:52:23 Airi's nostalgia stream 01:54:12 Kokoromo's world is your weapon stream 01:56:07 Palworld Twitch Rivals 01:57:01 Bri played Mortuary Assistant with punishments 01:59:18 OBKatieKat's made me play Nikke 02:02:22 Giri cosplayed Frieren 02:06:54 Peo played ROCK AND STONE 02:09:21 Here's where we shill for ourselves 02:14:30 Indie Focus BiscuitRoseVtuber 02:16:11 Birfdays

Just when you thought it was starting to get better...things take another dramatic turn. We'll talk all that out this week. BUT. We also have some good news from a few folks. Grimmi isn't graduating. Panko's back. Kiara's back. There's new cool music, fun collabs, and even an anatomy lesson. Let's get into it. Each week we aim to bring together the biggest events in Vtubing and talk about what's been going on. Stop by, hang out, and let's catch up with us! Join this discord : https://discord.gg/wFMcTGHWGJ Follow here for updates: https://twitter.com/SuperChatsPod Shorts over here: https://www.tiktok.com/@superchatspod 00:00:00 Start 00:00:24 Nijisanji Doubles Down 00:57:30 Dokibird Returns Big Time 01:04:46 Regis Altare has his 3D Showcase 01:12:25 Happy Valentine's Day! 01:16:37 Roboco's New Outfit 01:20:00 Matara Kan's New Outfit 01:25:18 The Un-Graduation of GrimmiVT 01:27:40 Panko is Back 01:30:08 Kanata's big Dokuzu Cover Collab 01:31:29 Yuzuki Choco's Performance with Mel 01:33:46 Sakamata Chloe and Fuwamoco's Babymetal Cover 01:35:05 Kaela and Zeta's Cover of Stand by Me, Stand by You 01:36:40 Haachama and Shiori's Girl Failure Cooking 01:43:46 Nerissa and Bijou Cover Otomeroid 01:44:19 Gura and Ame Play Deep Rock Galactic 01:47:07 Bae and Mumei Anatomy Lesson 01:51:42 Clara (Phase Connect JP) Has Her First Collab 01:53:38 Elia Stellaria and Punkalopi Host a Palworld Contest 02:00:02 Kiara is Back (Kind of) 02:01:18 Self Shilling and Community Thank Yous 02:04:20 BriAtCookiebox Indie Focus

Mauler is Jason Bourne from the comfort of his own couch, Rush rocks the boat with Edna and Gladys, Jenni wants to borrow your finest smock, and Brady hires Gandalf to help you find Panko at the grocery store. Love the podcast? Leave us a review to help us grow!   Got a topic you'd love the Hot Tub Podcast to discuss? Let us know!See omnystudio.com/listener for privacy information.

MONDAYNE RITUALS --- Send in a voice message: https://podcasters.spotify.com/pod/show/chefinski/message Support this podcast: https://podcasters.spotify.com/pod/show/chefinski/support

Special Guest Three Mile Mushroom Farm Three Mile Mushroom Farm LLC 9263 North Ave Thomson, IL 61285 719-320-1675 Jason Dollard Katie Joens Manager threemilemushroomfarm@gmail.com facebook.com/ThreeMileMushroomFarm Instagram.com/ThreeMileMushroomFarm   Lion's Mane Mushroom Crab Cakes This Lion's Mane Mushroom Crab Cake recipe will blow your mind! Packed with flavor, this meatless recipe can be served as an appetizer or as an entree! Equipment Saute Pan Ingredients 8 oz Lion's Mane mushroom 1 egg (or flax egg) ½ cup panko breadcrumbs ¼ cup onion (finely diced) 1 tablespoon mayonnaise or vegan mayonnaise 1 teaspoon Worcestershire sauce ¾ teaspoon old bay seasoning 1 teaspoon dijon mustard 1 tablespoon parsley (finely chopped) ¼ teaspoon salt (to your taste) ¼ teaspoon black pepper 2-3 tablespoon oil (to fry cakes) 2 optimal garnish: lemon wedges Quick Tartar Sauce ¼ cup mayonnaise or vegan mayonnaise 1 tablespoon dill pickle relish ¼ teaspoon old bay seasoning Instructions Hand shred Lion's Mane Mushroom into small pieces resembling texture of flakey crab. In large bowl, combine egg, mayonnaise, onion, Worcestershire sauce, Old Bay seasoning, Dijon mustard, parsley (finely chopped), salt and pepper. Mix until fully incorporated. Mix in Lion's Mane Mushroom until fully incorporated. Mix in Panko breadcrumbs until fully incorporated. Form mixture into 3-4 equal size round flat patties (about ½ to ¾ inch thick). Heat oil in sauté pan on medium/high heat. Cook patties for approximately 2-3 minutes per side. Should be golden brown and cooked throughout. Add optional garnish, squeeze of lemon and enjoy! Notes Leftovers and Storage: Transfer to airtight container or dish. Refrigerate for up to 48 hours. Can reheat and serve. Vegan/Vegetarian Substitutions or Omission: You can use vegan mayonnaise and flax egg in place of regular mayonnaise and egg in this recipe. Recipe from AUBREY'S KITCHEN Nutrition Calories: 206kcal | Carbohydrates: 13g | Protein: 6g | Fat: 15g | Saturated Fat: 2g | Cholesterol: 57mg | Sodium: 221mg | Potassium: 316mg | Fiber: 1g | Sugar: 3g | Vitamin A: 79IU | Vitamin C: 3mg | Calcium: 31mg | Iron: 1mg   The Perfect Sautéed Mushrooms… …With Tips from Chef Robert Servings: 4 Equipment ·       Sharp Knife ·       Cutting board ·       Sauté  pan (I prefer non stick) Ingredients ·       1-pound fresh mushrooms ·       2 Tablespoons olive oil or avocado oil (no added oil flavor) ·       2 Tablespoons butter ·       Freshly cracked pepper and salt to taste Clean & Cut: Do not soak the mushrooms. Clean off excess dirt with a damp towel or give mushrooms a quick rinse and dry. Cut bigger mushrooms into similar-sized pieces. Don't cut them thin as they will shrink up while cooking. Meaty thick pieces cook best! Give Them Some Room: Don't overcrowd your sauté pan, you need plenty of room for a good sear. High Heat: Turn the heat up to medium-high and allow time for your oil/butter to get hot before adding the mushrooms. Look for the shimmer of the oil. Keeping the heat up will help moisture evaporate quickly giving you a beautifully caramelized mushroom. If mushrooms are giving off lots of moisture keep the heat going until it's gone. Over washing will contribute to the added moisture. The term “sauté” means high heat …little oil.  Let's Do This : Clean and slice mushrooms into similar size pieces. Don't cut them too thin, as they will shrink while cooking. Heat oil and butter in a medium to large pan over medium-high heat. Look for the oil to shimmer before adding the mushrooms. Add mushrooms and toss in the oil quickly. Cook mushroom for 3-5 minutes. Stir and allow mushrooms to finish cooking for a couple more minutes. Season with salt and pepper. Large mushrooms can take a little extra time.  Deglaze and Season: After a good sauté you'll notice some bits of the mushroom clinging to the bottom of your pan. There's a whole lot of flavor there that can be infused back in by a simple deglaze. To capture the flavor add a splash of liquid at the end of the cooking process and stir it all up. Simply, add a few tablespoons of water, wine, stock, cream, or sherry to the pan after the mushrooms are done cooking. Keep the temperature up and stir until the liquid evaporates.   For Added Flavor:  Use garlic and herbs. Turn heat down to medium-low and add last minute of cooking. Wonderful herbs to try are thyme, parsley, and rosemary.  Fresh lemon and or lime To Make Ahead: Mushrooms can be sauteed ahead of time and stored covered in the fridge for 3-4 day. Reheat in a skillet until warm. To Freeze: Freezing may change the texture of sauteed mushrooms. After cooking, freeze mushrooms flat on a cookie sheet. Once completely frozen transfer to a freezer-safe container. Thaw and reheat in a pan over medium heat. Deglaze: Add a few tablespoons of water, wine, stock, cream, or sherry to the pan after the mushrooms are done cooking. Keep the temperature up and stir until the liquid evaporates.                        

Another special encore episode just in time for year end. Managing taxes in retirement may have a greater impact than any other single cost-saving measure you take. Today, we're replaying our epsiode with Andy Panko for a discussion into tax loss harvesting, and one that doesn't get a lot of attention...tax GAIN harvesting.  Visit Andy's Facebook group Taxes In Retirement https://www.facebook.com/groups/495122561395942  Listen to Andy's podcast Retirement Planning Education at https://podcasts.apple.com/us/podcast/retirement-planning-education-with-andy-panko/id1605251516  Although this show does not provide specific tax, legal, or financial advice, you can engage Devin or John through their individual firms.  Contact Devin's team at https://www.carrolladvisory.com/  Contact John's team at https://www.rossandshoalmire.com/ 

Subscribe to Shane Torres' YouTube page to watch his new special “The Blue Eyed Mexican” premiering December 10th at 4PM PST: https://www.youtube.com/channel/UCYqBZNLk2Vf-ErSOb_sqMew?sub_confirmation=1    Colin Quinn and Nick Di Paolo not-so-patiently watch as I cook them Chicken Parm Sandwiches in this season 1 flashback.  We also talk about how the industry is changing and Colin's hatred of cheese.   Follow Colin Quinn: https://www.instagram.com/iamcolinquinn    Follow Nick Di Paolo: https://www.instagram.com/nickdipaolo    This episode is brought to you by BetterHelp. Get 10% off your first month at https://www.BetterHelp.com/burning    Subscribe to the new Something's Burning podcast page  Apple Podcasts: https://podcasts.apple.com/us/podcast/somethings-burning/id1702241962  Spotify:  https://open.spotify.com/show/37IbtDi4z3z6HRtnbAi25Z?si=72718abc47344336   CHICKEN PARMESAN SANDWICHES   INGREDIENTS: * Boneless, skinless chicken breasts * AP flour * Large eggs * Panko breadcrumbs * Kosher salt * Black pepper * Olive oil * Tomato sauce (store-bought or homemade) * Grated parmesan  * Sliced provolone * Baguettes   STEPS: 1. Put chicken breasts between 2 pieces of parchment and pound down with a mallet until about ¼” thick. 2. In separate bowls, set up a dredging station:     * Flour in one bowl     * Beaten eggs in one bowl     * Panko breadcrumbs in one bowl 3. Season chicken with salt and pepper. 4. Dip chicken into flour, then eggs, and finally coat with panko; set aside. 5. Repeat until all the chicken is coated. 6. Heat oil in large skillet; fry chicken in batches, turning halfway until golden brown. 7. Transfer to a paper-towel lined plate to drain excess oil. 8. Slice open baguettes and place on baking tray. 9. Layer chicken on bottom slice, then sliced provolone. 10. Bake at 350° until the cheese is melted on top 11. Ladle pre-heated tomato sauce on top 12. Top with bread and slice in half.   SUBSCRIBE so you never miss a video https://bit.ly/3DC1ICg  For TOUR DATES: http://www.bertbertbert.com  For FULLY LOADED AT SEA: http://www.bertkreischercruise.com  For FULLY LOADED FESTIVAL: https://fullyloadedfestival.com     For MERCH: https://store.bertbertbert.com    Follow Me! Twitter: http://www.Twitter.com/bertkreischer   Facebook: http://www.Facebook.com/BertKreischer   Instagram: http://www.Instagram.com/bertkreischer   YouTube: http://www.YouTube.com/user/Akreischer  TikTok: http://www.TikTok.com/@bertkreischer  Text Me: https://my.community.com/bertkreischer Learn more about your ad choices. Visit megaphone.fm/adchoices

Sisters and business partners, Marti Lieberman and Pamela Lorden, own and operate The Mac Mart in Philadelphia. Although the venture began without any former training or background in the business, Marti started The Mac Mart to create a job for herself after graduating college, and was soon joined by her sister. The inspiration? A decadent mac-n-cheese that she made for her own graduation party was a huge hit, and food trucks were an up-and-coming trend at the time. Years later, the business has grown into multiple cart locations and a brick and mortar spot in center city...with a lot of happy mac and cheese lovers enjoying every cheesy bite!We then climbed aboard the Moshulu off of Delaware Avenue in Philadelphia, speaking with the General Manager, Michelle Delp. Michelle knows all the in's and out's of the Moshulu, having worked there for 16 years, so when it comes to knowing the history and stories behind the Old cargo vessel she's certainly the perfect guide! After taking an optional champagne-toasted tour, you can enjoy some of the menu options like a raw bar, plentiful seafood options, along with steak, chicken, and more! And if you're looking to celebrate an event or holiday gathering--the Moshulu is the place to be! With sweeping back-drops of the Delaware River and Ben Franklin Bridge, you can taste your way through the night. And be sure to check out at least one of the five bars for you favorite cocktail or mocktail. Whether you're there to celebrate an event, enjoy a lovely dinner out, or grabbing brunch with friends, the Moshulu is a great place to experience in Philadelphia!And we'll leave you with an indulgent treat, as we speak with co-owners Timothy Roquemore and Andre March of Afrika Bar. Creating something nice while doing good certainly hits the sweet-spot for anyone, and Timothy and Andre are doing just that. Both owners have worked within the fashion industry, so they're connoisseurs of what looks and tastes high-end. So the pair ventured to create an indulgent chocolate that will play off your palate with a variety of tasting notes, all sourced from small farms in Africa. Through their company's sales of both chocolate and branded fashion, they are able to give back to those farms to help support fair wages and sustainability practices. So if you are searching for a chocolate to enlighten your senses while doing good, try some of the chocolate from AfrikaBar.com!

In this episode, we speak with Andy Panko, CFP®, RICP®, EA, Practitioner and Educator of Tax-Efficient Retirement Planning & Investment Management. We talk with Andy about in just 3 years, he grew his practice extensively using the flat fee approach.  We also discussed his views on how other advisors charge and what he feels is most appropriate.  We went over his LinkedIn and how he uses it to “call out” the bad actors in the business.  It was a fun conversation and one that I think the audience will enjoy!  Did this podcast get you to take action in some way? I'd love your thoughts and feedback on this podcast.  I'm always looking to connect with like-minded creative people that are motivated and want to be better!  You can connect to me on LinkedIn at https://www.linkedin.com/in/evanmayer/or feel free to email me at foradvisorsbyadvisors@gmail.com. Follow us on Instagram! @ForAdvisorsByAdvisors and YouTube For Advisors By Advisors

Today's recipe is Panko Fried Chicken.Here are the links to some of the items I talked about in this episode: #adGarlic Butter ChickenTT: Garlic Butter Chicken VideoIG: Garlic Butter Chicken VideoFB: Garlic Butter Chicken VideoLarge PotCandy ThermometerMeasuring SpoonsBaking Sheet with Oven Safe RackHoney Dill SauceHere's the Recipe Of The Day page with all of our recipe links.If you want to make sure that you always find out what today's recipe is, do one or all of the following:Subscribe to the Podcast,Join the ROTD Facebook Group hereHave a great day! -Christine xo 

Part two of our autumn 2023 edition of Unearthed! includes potpourri, repatriations, shipwrecks, art, and a few perfect October entries. Research:  “Early humans deliberately made mysterious stone 'spheroids'.” PhysOrg. 9/10/2023. https://phys.org/news/2023-09-early-humans-deliberately-mysterious-stone.html Alutiiq Museum. “Archaeologists Recover 3,000-year-old Weavings from Ancestral Alutiiq Settlement.” Alaska Native News. 8/26/2023. https://alaska-native-news.com/archaeologists-recover-3000-year-old-weavings-from-ancestral-alutiiq-settlement/69558/ Australian National Maritime Museum. “Exploring South Australia's oldest shipwreck.” Phys.org. 8/15/2023. https://phys.org/news/2023-08-exploring-south-australia-oldest-shipwreck.html Barker, Christopher. “Stolen van Gogh Painting Worth Millions Returned in an Ikea Bag.” Smithsonian. 9/14/2023. https://www.smithsonianmag.com/smart-news/dutch-art-detective-recovers-a-van-gogh-stolen-in-2020-180982896/ BBC News. “Man finds 8,000-year-old dolphin bones in back garden.” 7/31/2023. https://www.bbc.com/news/uk-scotland-tayside-central-66361506 BBC News. “Tiny Roman dog remains found during Oxford archaeological dig.” 7/25/2023. https://www.bbc.com/news/uk-england-oxfordshire-66294261 Beazley, Jordan. “ANU museum to hand back stolen 2,500-year-old vase to Italy.” The Guardian. 9/13/2023. https://www.theguardian.com/artanddesign/2023/sep/14/anu-to-return-2500-year-old-vase-to-italy-after-link-to-art-trade-exposed Bebber, Michelle R. et al. “Atlatl use equalizes female and male projectile weapon velocity.” Scientific Reports. 8/16/2023. https://www.nature.com/articles/s41598-023-40451-8 Beimfohr, Chelsea. “109-year-old survivor of Tulsa Race Massacre pens new book, speaks at King Center.” Atlanta News First. 9/26/2023. https://www.atlantanewsfirst.com/2023/09/27/109-year-old-survivor-tulsa-race-massacre-pens-new-book-speaks-king-center/ Ben Crump. “Ben Crump and Family of Henrietta Lacks Announce Settlement.” https://bencrump.com/press/family-of-henrietta-lacks-announce-settlement/ Binswanger, Julia. “Forgotten Winnie-the-Pooh Sketch Found Wrapped in an Old Tea Towel.” Smithsonian. 8/28/2023. https://www.smithsonianmag.com/smart-news/winnie-the-pooh-sketch-wrapped-tea-towel-180982800/ Briseida MEMA. “Archaeologists uncover Europe's oldest stilt village.” Phys.org. 8/11/2023. https://phys.org/news/2023-08-archaeologists-uncover-europe-oldest-stilt.html British Library Medieval Manuscripts Blog. “Showing Elizabeth I in a new light.” 7/15/2023. https://blogs.bl.uk/digitisedmanuscripts/2023/07/showing-elizabeth-i-in-a-new-light.html British Library Press Office. “British Library researcher throws new light on Elizabeth I.” July 2023. https://www.bl.uk/press-releases/2023/july/British-Library-researcher-throws-new-light-on-Elizabeth-I?utm_source=twitter&utm_medium=social&utm_campaign=press&utm_content=camdens_annals#:~:text=Helena%20Rutkowska%2C%20DPhil%20student%20at,to%20explore%20hundreds%20of%20previously Cell Press. “Ancient metal cauldrons give us clues about what people ate in the Bronze Age.” 8/18/2023. https://phys.org/news/2023-08-ancient-metal-cauldrons-clues-people.html Chappell, Bill. “Iconic female artist's lost painting is found, hundreds of years after it was created.” NPR. 9/25/2023. https://www.npr.org/2023/09/25/1201501653/artemisia-gentileschi-susanna-and-the-elders Cin, Muharrem. “Makeup materials from Roman era unearthed in ancient city of Aizanoi in Türkiye.” Andalou Agency. 9/24/2023. https://www.aa.com.tr/en/culture/makeup-materials-from-roman-era-unearthed-in-ancient-city-of-aizanoi-in-turkiye/2999909 Delgado, Maria Jesus. “Oldest hunter-gatherer basketry in southern Europe, 9,500 years old, discovered in Cueva de los Murciélagos, Albuñol (Granada, Spain).” EurekAlert. 9/28/2023. https://www.eurekalert.org/news-releases/1003066 Dowell, Stuart. “Ghoulish remains of ‘vampire child' found in ‘grave of the damned'.” The First News. 8/7/2023. https://www.thefirstnews.com/article/ghoulish-remains-of-vampire-child-found-in-grave-of-the-damned-40397 Efford M, Taft S, Morin J, George M, George M, Cavers H, et al. (2023) Archaeology demonstrates sustainable ancestral Coast Salish salmon stewardship over thousands of years. PLoS ONE 18(8): e0289797. https://doi.org/10.1371/journal.pone.0289797 Flavell, Julie. “The Dog Who Served on Both Sides of the American Revolution.” Smithsonian Magazine. 8/25/2023. https://www.smithsonianmag.com/history/the-dog-who-served-on-both-sides-of-the-american-revolution-180982781/ Gillett, Francesca. “Ancient 2,000-year-old Roman shipwreck found off coast of Italy.” BBC News. 7/28/2023. https://www.bbc.com/news/world-europe-66337902 Gorski, “119-year overdue book returned by WVU Library.” 12WBOY. 7/27/2023. https://www.wboy.com/news/monongalia/west-virginia-university/library-book-returned-and-it-was-only-119-years-overdue/ Handwerk, Brian. “Famed 5,300-Year-Old Alps Iceman Was a Balding Middle-Aged Man With Dark Skin and Eyes.” Smithsonian. 8/16/2023. https://www.smithsonianmag.com/science-nature/famed-5300-year-old-alps-iceman-was-a-balding-middle-aged-man-with-dark-skin-and-eyes-180982744/ Hanson's. “Panko game made to aid suffragettes a century ago found during house clearance.” 7/18/2023. https://hansonsauctioneers.co.uk/panko-game-made-to-aid-suffragettes-a-century-ago-found-during-house-clearance/ Jarus, Owen. “2,200-year-old remains of sacrificed giant panda and tapir discovered near Chinese emperor's tomb.” LiveScience. 8/18/2023. https://www.livescience.com/archaeology/2200-year-old-remains-of-sacrificed-giant-panda-and-tapir-discovered-near-chinese-emperors-tomb Kent State University. “Atlatl weapon use by prehistoric females equalized the division of labor while hunting, experimental study shows.” 8/18/2023. https://phys.org/news/2023-08-atlatl-weapon-prehistoric-females-equalized.html Kindy, Dave. “Piece of wood found at garage sale was part of the sunken USS Maine.” Washington Post. 9/17/2023. https://www.washingtonpost.com/history/2023/09/17/uss-maine-mast-arlington-cemetery/ Kuta, Sarah. “‘Perfectly Preserved' Glassware Recovered From 2,000-Year-Old Shipwreck.” Smithsonian. 7/27/2023. https://www.smithsonianmag.com/smart-news/glassware-2000-year-old-roman-shipwreck-180982615/ Kuta, Sarah. “See Underwater Wreckage From the Battle of Midway in Stunning Detail.” Smithsonian. 9/22/2023. https://www.smithsonianmag.com/smart-news/battle-of-midway-shipwreck-photos-180982938/ Lawson-Tancred, Jo. “A Virginia Museum Repatriated a Nigerian Sculpture and Received a High-Tech Replica in Return. Could the Exchange Shape Future Restitutions?” ArtNet. 7/7/2023. https://news.artnet.com/art-world/chrysler-museum-factum-foundation-high-tech-facsimile-restitution-2332938 Lawson-Tancred, Jo. “A Woman Bought a $4 Painting at a Thrift Store for Its Frame. Now, It's Been Revealed as an N.C. Wyeth, Worth as Much as $250,000.” ArtNet. 9/6/2023. https://news.artnet.com/market/thrift-store-buy-nc-wyeth-2355493 Lawson-Tancred, Jo. “Two 10th-Century Stone Idols, Which Were Stolen From a Temple in India and Found in a Garden Shed in the U.K., Will Be Repatriated.” ArtNet. https://news.artnet.com/art-world/10th-century-idols-found-in-garden-shed-returned-to-india-2335670 Massachusetts Institute of Technology. “Ancient Amazonians intentionally created fertile 'dark earth.'” Science Daily. 9/20/2023. https://www.sciencedaily.com/releases/2023/09/230920152306.htm Max Planck Institute of Geoanthropology. “The scent of the afterlife unbottled in new study of ancient Egyptian mummification balms.” Science Daily. 8/31/2023. https://www.sciencedaily.com/releases/2023/08/230831121651.htm Mayorquin, Orlando. “Overdue Book Is Returned to a Library After Nearly 120 Years.” New York Times. 7/9/2023. https://www.nytimes.com/2023/07/09/us/massachusetts-overdue-book-119-years.html net. “Strange burial of 9th-century teenager reveals tragic story.” https://www.medievalists.net/2023/08/strange-burial-of-9th-century-teenager-reveals-tragic-story/ Miller, Ken. “Researchers exhume seven sets of remains in search for Tulsa Race Massacre victims.” The Oklahoman. 10/2/2023. https://www.oklahoman.com/story/news/2023/10/02/tulsa-race-massacre-oklahoma-seven-graves-exhumed/71036617007/ MOLA Headland. “An Unusual Burial and a Tragic Story from Early Medieval Cambridgeshire.” 8/14/2023. https://molaheadland.com/an-unusual-burial-and-a-tragic-story-from-early-medieval-cambridgeshire/ Nowakowski, Teresa. “Historians Discover ‘Remarkably Intact' Shipwreck, Undisturbed Beneath Lake Michigan for 142 Years.” Smithsonian. 9/6/2023. https://www.smithsonianmag.com/smart-news/archaeologists-discover-an-almost-entirely-intact-142-year-old-shipwreck-in-lake-michigan-180982848/ Nowakowski, Teresa. “The Netherlands Repatriates Nearly 500 Looted Artifacts to Sri Lanka and Indonesia.” Smithsonian. 7/11/2023. https://www.smithsonianmag.com/smart-news/netherlands-repatriation-sri-lanka-indonesia-180982514/ Osborne, Margaret. “Archaeologists Uncover Oldest Evidence of ‘Curry' Outside of India.” Smithsonian. 7/24/2023. https://www.smithsonianmag.com/smart-news/archaeologists-uncover-oldest-evidence-of-curry-outside-of-india-180982589/ Parker, Christopher. “4,000-Year-Old Cemetery Discovered Beneath Future Rocket Launch Pad in U.K.” Smithsonian. 8/1/2023. https://www.smithsonianmag.com/smart-news/bronze-age-cemetery-rocket-launch-uk-180982633/ Parker, Christopher. “Divers Pull Wreckage of Tuskegee Airman's Plane From the Depths of Lake Huron.” Smithsonian. 9/5/2023. https://www.smithsonianmag.com/smart-news/divers-haul-engine-of-tuskegee-airmans-plane-from-lake-huron-180982845/ Parker, Christopher. “Manchester Museum Returns 174 Artifacts to Indigenous Australians.” Smithsonian. 9/7/2023. https://www.smithsonianmag.com/smart-news/manchester-museum-returns-174-artifacts-to-indigenous-austrailians-180982853/ Pendergraff, Gavin. “State archaeologist provides another update on excavation work in Tulsa.” KTUL. 9/14/2023. https://ktul.com/news/local/state-archaeologist-provides-another-update-on-excavation-work-in-tulsa Pittalà, Maria Gaetana Giovanna et al. “Count Dracula Resurrected: Proteomic Analysis of Vlad III the Impaler's Documents by EVA Technology and Mass Spectrometry.” Anal. Chem. 2023, 95, 34, 12732–12744. Publication Date: August 8, 2023. https://doi.org/10.1021/acs.analchem.3c01461 Potter, Lisa. “Daughters breastfed longer, and women accumulated greater wealth in ancient California matriarchal society.” EurekAlert. 7/12/2023. https://www.eurekalert.org/news-releases/995404 Public Library of Science. “Stone Age artists carved detailed human and animal tracks in rock art in Namibia.” 9/13/2023. PhysOrg. https://phys.org/news/2023-09-stone-age-artists-human-animal.html Ritter, Moira. “Detailed mosaic floor — with Medusa's face — unearthed in ancient Roman villa.” Miami Herald. 7/27/2023. https://www.miamiherald.com/news/nation-world/world/article277706663.html#storylink=cpy Royal Collection Trust. “Lost Artemisia Gentileschi Painting Rediscovered in the Royal Collection.” 9/24/2023. https://www.rct.uk/about/press-office/press-releases/lost-artemisia-gentileschi-painting-rediscovered-in-the-royal#/ Schrader, Adam. “British Museum Director Hartwig Fischer Will Step Down, Leaving the Unresolved Parthenon Marbles Debate to His Successor.” ArtNews. 7/28/2023. https://news.artnet.com/art-world/british-museum-director-hartwig-fischer-step-down-next-year-2342951 Schuster, Ruth. “Synagogue From Late Second Temple Period Found by Black Sea in Russia.” Haaretz. 8/16/2023. https://www.haaretz.com/archaeology/2023-08-16/ty-article-magazine/synagogue-from-late-second-temple-period-found-by-black-sea-in-russia/00000189-fae4-d0b9-a5a9-ffef91b90000 Shaw, Garry. “‘Thunder floor' found at ancient Andean site in Peru.” The Art Newspaper. 7/18/2023. https://www.theartnewspaper.com/2023/07/18/ancient-dance-floor-sounding-platform-andes-peru-archaeological-discovery Solly, Meilan. “Hidden for 400 Years, Censored Pages Reveal New Insights Into Elizabeth I's Reign.” Smithsonian. 7/18/2023. https://www.smithsonianmag.com/smart-news/hidden-for-400-years-censored-pages-reveal-new-insights-on-elizabeth-is-reign-180982554/ Sullivan, Will. “Archaeologists Uncover Notched Logs That May Be the Oldest Known Wooden Structure.” Smithsonian. 9/22/2023. https://www.smithsonianmag.com/smart-news/archaeologists-uncover-notched-logs-that-may-be-the-oldest-known-wooden-structure-180982942/ Sullivan, Will. “Henrietta Lacks' Family Settles Lawsuit Over the Use of Her Cells Without Consent.” Smithsonian. 8/2/2023. https://www.smithsonianmag.com/smart-news/henrietta-lacks-family-settles-lawsuit-over-the-use-of-her-cells-without-consent-180982644/ The History Blog. “14th c. shipwreck cannon may be oldest in Europe.” 9/13/2023. http://www.thehistoryblog.com/archives/68252 The History Blog. “2,000-year-old synagogue found in southern Russia.” 8/16/2023. http://www.thehistoryblog.com/archives/68050 The History Blog. “8-year-old finds 1,800-year-old silver denarius in school sandbox.” http://www.thehistoryblog.com/archives/68120 The History Blog. “Giant panda found in Western Han imperial tomb.” 8/6/2023. http://www.thehistoryblog.com/archives/67972 University of Geneva. “New discoveries on the wreck of Antikythera.” 7/24/2023. https://phys.org/news/2023-07-discoveries-antikythera.html University of Gothenburg. “Shipboard cannon found off the Swedish coast may be the oldest in Europe.” EurekAlert. 9/13/2023. https://www.eurekalert.org/news-releases/1001404 University of Montreal. “New evidence of plant food processing in Italy during Neanderthal-to-Homo sapiens period.” Phys.org. 6/29/2023. https://phys.org/news/2023-06-evidence-food-italy-neanderthal-to-homo-sapiens.html University of Southampton. “Archaeologists reveal largest palaeolithic cave art site in Eastern Iberia.” Science Daily. 9/11/2023. https://www.sciencedaily.com/releases/2023/09/230911141015.htm University of Valencia. “Pigment production adapted to cultural changes and availability of mineral resources 40,000 years ago in Ethiopia.” PhysOrg. 9/11/2023. https://phys.org/news/2023-09-pigment-production-cultural-availability-mineral.html Walls, Alex. “Salmon bones confirm sustainable chum fishery for 2,500 years under Tsleil-Waututh Nation.” PhysOrg. 8/30/2023. https://phys.org/news/2023-08-salmon-bones-sustainable-chum-fishery.html Watts, Rachel. “Divers find long-lost artifact from sunken Empress of Ireland in St. Lawrence River.” CBC. 9/9/2023. https://www.cbc.ca/news/canada/montreal/divers-find-long-lost-artifact-from-sunken-empress-of-ireland-quebec-compass-platform-1.6959176 Weiwei Wang et al. ,Earliest curry in Southeast Asia and the global spice trade 2000 years ago.Sci. Adv.9,eadh5517(2023).DOI:10.1126/sciadv.adh5517 Yirka, Bob. “Arrowhead housed at Bern History Museum found to be made from meteoritic iron.” Phys.org. 7/31/2023. https://phys.org/news/2023-07-arrowhead-housed-bern-history-museum.html Yirka, Bob. “Placement of ancient hidden lamps, skulls in cave in Israel suggests Roman-era practice of necromancy.” Phys.org. 7/14/2023. https://phys.org/news/2023-07-placement-ancient-hidden-lamps-skulls.html    See omnystudio.com/listener for privacy information.

In part one of our Autumn 2023 edition of Unearthed!, we have some oldest things, books and letters, projects specifically related to gender, edibles and potables, and animals.  Research:  “Early humans deliberately made mysterious stone 'spheroids'.” PhysOrg. 9/10/2023. https://phys.org/news/2023-09-early-humans-deliberately-mysterious-stone.html Alutiiq Museum. “Archaeologists Recover 3,000-year-old Weavings from Ancestral Alutiiq Settlement.” Alaska Native News. 8/26/2023. https://alaska-native-news.com/archaeologists-recover-3000-year-old-weavings-from-ancestral-alutiiq-settlement/69558/ Australian National Maritime Museum. “Exploring South Australia's oldest shipwreck.” Phys.org. 8/15/2023. https://phys.org/news/2023-08-exploring-south-australia-oldest-shipwreck.html Barker, Christopher. “Stolen van Gogh Painting Worth Millions Returned in an Ikea Bag.” Smithsonian. 9/14/2023. https://www.smithsonianmag.com/smart-news/dutch-art-detective-recovers-a-van-gogh-stolen-in-2020-180982896/ BBC News. “Man finds 8,000-year-old dolphin bones in back garden.” 7/31/2023. https://www.bbc.com/news/uk-scotland-tayside-central-66361506 BBC News. “Tiny Roman dog remains found during Oxford archaeological dig.” 7/25/2023. https://www.bbc.com/news/uk-england-oxfordshire-66294261 Beazley, Jordan. “ANU museum to hand back stolen 2,500-year-old vase to Italy.” The Guardian. 9/13/2023. https://www.theguardian.com/artanddesign/2023/sep/14/anu-to-return-2500-year-old-vase-to-italy-after-link-to-art-trade-exposed Bebber, Michelle R. et al. “Atlatl use equalizes female and male projectile weapon velocity.” Scientific Reports. 8/16/2023. https://www.nature.com/articles/s41598-023-40451-8 Beimfohr, Chelsea. “109-year-old survivor of Tulsa Race Massacre pens new book, speaks at King Center.” Atlanta News First. 9/26/2023. https://www.atlantanewsfirst.com/2023/09/27/109-year-old-survivor-tulsa-race-massacre-pens-new-book-speaks-king-center/ Ben Crump. “Ben Crump and Family of Henrietta Lacks Announce Settlement.” https://bencrump.com/press/family-of-henrietta-lacks-announce-settlement/ Binswanger, Julia. “Forgotten Winnie-the-Pooh Sketch Found Wrapped in an Old Tea Towel.” Smithsonian. 8/28/2023. https://www.smithsonianmag.com/smart-news/winnie-the-pooh-sketch-wrapped-tea-towel-180982800/ Briseida MEMA. “Archaeologists uncover Europe's oldest stilt village.” Phys.org. 8/11/2023. https://phys.org/news/2023-08-archaeologists-uncover-europe-oldest-stilt.html British Library Medieval Manuscripts Blog. “Showing Elizabeth I in a new light.” 7/15/2023. https://blogs.bl.uk/digitisedmanuscripts/2023/07/showing-elizabeth-i-in-a-new-light.html British Library Press Office. “British Library researcher throws new light on Elizabeth I.” July 2023. https://www.bl.uk/press-releases/2023/july/British-Library-researcher-throws-new-light-on-Elizabeth-I?utm_source=twitter&utm_medium=social&utm_campaign=press&utm_content=camdens_annals#:~:text=Helena%20Rutkowska%2C%20DPhil%20student%20at,to%20explore%20hundreds%20of%20previously Cell Press. “Ancient metal cauldrons give us clues about what people ate in the Bronze Age.” 8/18/2023. https://phys.org/news/2023-08-ancient-metal-cauldrons-clues-people.html Chappell, Bill. “Iconic female artist's lost painting is found, hundreds of years after it was created.” NPR. 9/25/2023. https://www.npr.org/2023/09/25/1201501653/artemisia-gentileschi-susanna-and-the-elders Cin, Muharrem. “Makeup materials from Roman era unearthed in ancient city of Aizanoi in Türkiye.” Andalou Agency. 9/24/2023. https://www.aa.com.tr/en/culture/makeup-materials-from-roman-era-unearthed-in-ancient-city-of-aizanoi-in-turkiye/2999909 Delgado, Maria Jesus. “Oldest hunter-gatherer basketry in southern Europe, 9,500 years old, discovered in Cueva de los Murciélagos, Albuñol (Granada, Spain).” EurekAlert. 9/28/2023. https://www.eurekalert.org/news-releases/1003066 Dowell, Stuart. “Ghoulish remains of ‘vampire child' found in ‘grave of the damned'.” The First News. 8/7/2023. https://www.thefirstnews.com/article/ghoulish-remains-of-vampire-child-found-in-grave-of-the-damned-40397 Efford M, Taft S, Morin J, George M, George M, Cavers H, et al. (2023) Archaeology demonstrates sustainable ancestral Coast Salish salmon stewardship over thousands of years. PLoS ONE 18(8): e0289797. https://doi.org/10.1371/journal.pone.0289797 Flavell, Julie. “The Dog Who Served on Both Sides of the American Revolution.” Smithsonian Magazine. 8/25/2023. https://www.smithsonianmag.com/history/the-dog-who-served-on-both-sides-of-the-american-revolution-180982781/ Gillett, Francesca. “Ancient 2,000-year-old Roman shipwreck found off coast of Italy.” BBC News. 7/28/2023. https://www.bbc.com/news/world-europe-66337902 Gorski, “119-year overdue book returned by WVU Library.” 12WBOY. 7/27/2023. https://www.wboy.com/news/monongalia/west-virginia-university/library-book-returned-and-it-was-only-119-years-overdue/ Handwerk, Brian. “Famed 5,300-Year-Old Alps Iceman Was a Balding Middle-Aged Man With Dark Skin and Eyes.” Smithsonian. 8/16/2023. https://www.smithsonianmag.com/science-nature/famed-5300-year-old-alps-iceman-was-a-balding-middle-aged-man-with-dark-skin-and-eyes-180982744/ Hanson's. “Panko game made to aid suffragettes a century ago found during house clearance.” 7/18/2023. https://hansonsauctioneers.co.uk/panko-game-made-to-aid-suffragettes-a-century-ago-found-during-house-clearance/ Jarus, Owen. “2,200-year-old remains of sacrificed giant panda and tapir discovered near Chinese emperor's tomb.” LiveScience. 8/18/2023. https://www.livescience.com/archaeology/2200-year-old-remains-of-sacrificed-giant-panda-and-tapir-discovered-near-chinese-emperors-tomb Kent State University. “Atlatl weapon use by prehistoric females equalized the division of labor while hunting, experimental study shows.” 8/18/2023. https://phys.org/news/2023-08-atlatl-weapon-prehistoric-females-equalized.html Kindy, Dave. “Piece of wood found at garage sale was part of the sunken USS Maine.” Washington Post. 9/17/2023. https://www.washingtonpost.com/history/2023/09/17/uss-maine-mast-arlington-cemetery/ Kuta, Sarah. “‘Perfectly Preserved' Glassware Recovered From 2,000-Year-Old Shipwreck.” Smithsonian. 7/27/2023. https://www.smithsonianmag.com/smart-news/glassware-2000-year-old-roman-shipwreck-180982615/ Kuta, Sarah. “See Underwater Wreckage From the Battle of Midway in Stunning Detail.” Smithsonian. 9/22/2023. https://www.smithsonianmag.com/smart-news/battle-of-midway-shipwreck-photos-180982938/ Lawson-Tancred, Jo. “A Virginia Museum Repatriated a Nigerian Sculpture and Received a High-Tech Replica in Return. Could the Exchange Shape Future Restitutions?” ArtNet. 7/7/2023. https://news.artnet.com/art-world/chrysler-museum-factum-foundation-high-tech-facsimile-restitution-2332938 Lawson-Tancred, Jo. “A Woman Bought a $4 Painting at a Thrift Store for Its Frame. Now, It's Been Revealed as an N.C. Wyeth, Worth as Much as $250,000.” ArtNet. 9/6/2023. https://news.artnet.com/market/thrift-store-buy-nc-wyeth-2355493 Lawson-Tancred, Jo. “Two 10th-Century Stone Idols, Which Were Stolen From a Temple in India and Found in a Garden Shed in the U.K., Will Be Repatriated.” ArtNet. https://news.artnet.com/art-world/10th-century-idols-found-in-garden-shed-returned-to-india-2335670 Massachusetts Institute of Technology. “Ancient Amazonians intentionally created fertile 'dark earth.'” Science Daily. 9/20/2023. https://www.sciencedaily.com/releases/2023/09/230920152306.htm Max Planck Institute of Geoanthropology. “The scent of the afterlife unbottled in new study of ancient Egyptian mummification balms.” Science Daily. 8/31/2023. https://www.sciencedaily.com/releases/2023/08/230831121651.htm Mayorquin, Orlando. “Overdue Book Is Returned to a Library After Nearly 120 Years.” New York Times. 7/9/2023. https://www.nytimes.com/2023/07/09/us/massachusetts-overdue-book-119-years.html net. “Strange burial of 9th-century teenager reveals tragic story.” https://www.medievalists.net/2023/08/strange-burial-of-9th-century-teenager-reveals-tragic-story/ Miller, Ken. “Researchers exhume seven sets of remains in search for Tulsa Race Massacre victims.” The Oklahoman. 10/2/2023. https://www.oklahoman.com/story/news/2023/10/02/tulsa-race-massacre-oklahoma-seven-graves-exhumed/71036617007/ MOLA Headland. “An Unusual Burial and a Tragic Story from Early Medieval Cambridgeshire.” 8/14/2023. https://molaheadland.com/an-unusual-burial-and-a-tragic-story-from-early-medieval-cambridgeshire/ Nowakowski, Teresa. “Historians Discover ‘Remarkably Intact' Shipwreck, Undisturbed Beneath Lake Michigan for 142 Years.” Smithsonian. 9/6/2023. https://www.smithsonianmag.com/smart-news/archaeologists-discover-an-almost-entirely-intact-142-year-old-shipwreck-in-lake-michigan-180982848/ Nowakowski, Teresa. “The Netherlands Repatriates Nearly 500 Looted Artifacts to Sri Lanka and Indonesia.” Smithsonian. 7/11/2023. https://www.smithsonianmag.com/smart-news/netherlands-repatriation-sri-lanka-indonesia-180982514/ Osborne, Margaret. “Archaeologists Uncover Oldest Evidence of ‘Curry' Outside of India.” Smithsonian. 7/24/2023. https://www.smithsonianmag.com/smart-news/archaeologists-uncover-oldest-evidence-of-curry-outside-of-india-180982589/ Parker, Christopher. “4,000-Year-Old Cemetery Discovered Beneath Future Rocket Launch Pad in U.K.” Smithsonian. 8/1/2023. https://www.smithsonianmag.com/smart-news/bronze-age-cemetery-rocket-launch-uk-180982633/ Parker, Christopher. “Divers Pull Wreckage of Tuskegee Airman's Plane From the Depths of Lake Huron.” Smithsonian. 9/5/2023. https://www.smithsonianmag.com/smart-news/divers-haul-engine-of-tuskegee-airmans-plane-from-lake-huron-180982845/ Parker, Christopher. “Manchester Museum Returns 174 Artifacts to Indigenous Australians.” Smithsonian. 9/7/2023. https://www.smithsonianmag.com/smart-news/manchester-museum-returns-174-artifacts-to-indigenous-austrailians-180982853/ Pendergraff, Gavin. “State archaeologist provides another update on excavation work in Tulsa.” KTUL. 9/14/2023. https://ktul.com/news/local/state-archaeologist-provides-another-update-on-excavation-work-in-tulsa Pittalà, Maria Gaetana Giovanna et al. “Count Dracula Resurrected: Proteomic Analysis of Vlad III the Impaler's Documents by EVA Technology and Mass Spectrometry.” Anal. Chem. 2023, 95, 34, 12732–12744. Publication Date: August 8, 2023. https://doi.org/10.1021/acs.analchem.3c01461 Potter, Lisa. “Daughters breastfed longer, and women accumulated greater wealth in ancient California matriarchal society.” EurekAlert. 7/12/2023. https://www.eurekalert.org/news-releases/995404 Public Library of Science. “Stone Age artists carved detailed human and animal tracks in rock art in Namibia.” 9/13/2023. PhysOrg. https://phys.org/news/2023-09-stone-age-artists-human-animal.html Ritter, Moira. “Detailed mosaic floor — with Medusa's face — unearthed in ancient Roman villa.” Miami Herald. 7/27/2023. https://www.miamiherald.com/news/nation-world/world/article277706663.html#storylink=cpy Royal Collection Trust. “Lost Artemisia Gentileschi Painting Rediscovered in the Royal Collection.” 9/24/2023. https://www.rct.uk/about/press-office/press-releases/lost-artemisia-gentileschi-painting-rediscovered-in-the-royal#/ Schrader, Adam. “British Museum Director Hartwig Fischer Will Step Down, Leaving the Unresolved Parthenon Marbles Debate to His Successor.” ArtNews. 7/28/2023. https://news.artnet.com/art-world/british-museum-director-hartwig-fischer-step-down-next-year-2342951 Schuster, Ruth. “Synagogue From Late Second Temple Period Found by Black Sea in Russia.” Haaretz. 8/16/2023. https://www.haaretz.com/archaeology/2023-08-16/ty-article-magazine/synagogue-from-late-second-temple-period-found-by-black-sea-in-russia/00000189-fae4-d0b9-a5a9-ffef91b90000 Shaw, Garry. “‘Thunder floor' found at ancient Andean site in Peru.” The Art Newspaper. 7/18/2023. https://www.theartnewspaper.com/2023/07/18/ancient-dance-floor-sounding-platform-andes-peru-archaeological-discovery Solly, Meilan. “Hidden for 400 Years, Censored Pages Reveal New Insights Into Elizabeth I's Reign.” Smithsonian. 7/18/2023. https://www.smithsonianmag.com/smart-news/hidden-for-400-years-censored-pages-reveal-new-insights-on-elizabeth-is-reign-180982554/ Sullivan, Will. “Archaeologists Uncover Notched Logs That May Be the Oldest Known Wooden Structure.” Smithsonian. 9/22/2023. https://www.smithsonianmag.com/smart-news/archaeologists-uncover-notched-logs-that-may-be-the-oldest-known-wooden-structure-180982942/ Sullivan, Will. “Henrietta Lacks' Family Settles Lawsuit Over the Use of Her Cells Without Consent.” Smithsonian. 8/2/2023. https://www.smithsonianmag.com/smart-news/henrietta-lacks-family-settles-lawsuit-over-the-use-of-her-cells-without-consent-180982644/ The History Blog. “14th c. shipwreck cannon may be oldest in Europe.” 9/13/2023. http://www.thehistoryblog.com/archives/68252 The History Blog. “2,000-year-old synagogue found in southern Russia.” 8/16/2023. http://www.thehistoryblog.com/archives/68050 The History Blog. “8-year-old finds 1,800-year-old silver denarius in school sandbox.” http://www.thehistoryblog.com/archives/68120 The History Blog. “Giant panda found in Western Han imperial tomb.” 8/6/2023. http://www.thehistoryblog.com/archives/67972 University of Geneva. “New discoveries on the wreck of Antikythera.” 7/24/2023. https://phys.org/news/2023-07-discoveries-antikythera.html University of Gothenburg. “Shipboard cannon found off the Swedish coast may be the oldest in Europe.” EurekAlert. 9/13/2023. https://www.eurekalert.org/news-releases/1001404 University of Montreal. “New evidence of plant food processing in Italy during Neanderthal-to-Homo sapiens period.” Phys.org. 6/29/2023. https://phys.org/news/2023-06-evidence-food-italy-neanderthal-to-homo-sapiens.html University of Southampton. “Archaeologists reveal largest palaeolithic cave art site in Eastern Iberia.” Science Daily. 9/11/2023. https://www.sciencedaily.com/releases/2023/09/230911141015.htm University of Valencia. “Pigment production adapted to cultural changes and availability of mineral resources 40,000 years ago in Ethiopia.” PhysOrg. 9/11/2023. https://phys.org/news/2023-09-pigment-production-cultural-availability-mineral.html Walls, Alex. “Salmon bones confirm sustainable chum fishery for 2,500 years under Tsleil-Waututh Nation.” PhysOrg. 8/30/2023. https://phys.org/news/2023-08-salmon-bones-sustainable-chum-fishery.html Watts, Rachel. “Divers find long-lost artifact from sunken Empress of Ireland in St. Lawrence River.” CBC. 9/9/2023. https://www.cbc.ca/news/canada/montreal/divers-find-long-lost-artifact-from-sunken-empress-of-ireland-quebec-compass-platform-1.6959176 Weiwei Wang et al. ,Earliest curry in Southeast Asia and the global spice trade 2000 years ago.Sci. Adv.9,eadh5517(2023).DOI:10.1126/sciadv.adh5517 Yirka, Bob. “Arrowhead housed at Bern History Museum found to be made from meteoritic iron.” Phys.org. 7/31/2023. https://phys.org/news/2023-07-arrowhead-housed-bern-history-museum.html Yirka, Bob. “Placement of ancient hidden lamps, skulls in cave in Israel suggests Roman-era practice of necromancy.” Phys.org. 7/14/2023. https://phys.org/news/2023-07-placement-ancient-hidden-lamps-skulls.html    See omnystudio.com/listener for privacy information.

Fellow financial advisor Andy Panko, CFP®, RICP®, EA joins Evon on the podcast to dive into the ins and outs of Indexed Universal Life (IUL) Insurance. In a recent explosion of marketing and sales on the internet, this highly complex insurance product is often touted as "THE" product you should own above all others.Andy and Evon provide an objective review of this type of life insurance, diving into how the product works, how it's different from other types of life insurance, ways that the policy may not go as expected, downsides and considerations, as well as when it makes sense to own such a policy. Lastly, we do a bit of "fact or fiction" on common marketing lines used to sell these products.  Hopefully this episode helps optometrists make more educated decisions around what can be a complicated insurance product.Have questions on anything discussed or want to have topics or questions featured on the show? Send Evon an email at evon@optometrywealth.com.Check out www.optometrywealth.com to get to know more about Evon, his financial planning firm Optometry Wealth Advisors, and how he helps optometrists nationwide. From there, you can schedule a short Intro call to share what's on your mind and learn how Evon helps ODs master their cash flow and debt, build their net worth, and plan purposefully around their money and their practices. Resources mentioned on this episode:The Optometry Money Podcast Ep 45: What is the 4% Safe Withdrawal Rule?The IUL ExperimentRetirement Planning EducationThe Optometry Money Podcast Ep 77: Ins and Outs of Permanent Life Insurance with Broc BucklesThe Optometry Money Podcast Ep 76: An Optometrist's Guide to Life InsuranceThe Optometry Money Podcast is dedicated to helping optometrists make better decisions around their money, careers, and practices. The show is hosted by Evon Mendrin, CFP®, CSLP®, owner of Optometry Wealth Advisors, a financial planning firm just for optometrists nationwide.

Andy's Bio:While studying toward a finance degree at the University of Delaware, I decided to work toward a career helping others with their finances. I didn't quite know what that job would look like, but I figured it must exist. I assumed it would involve helping and educatingIn my senior year at Delaware, I interviewed at a few of the large household name financial services companies for roles they called "financial advisor." I assumed those would be the sort of financial planning careers I was thinking of. Unfortunately, I quickly realized those jobs were not about giving financial advice or guidance. Instead, they were just commissioned sales positions to sell the companies' products - life insurance, annuities and mutual funds. I was completely turned off by that and gave up on trying to find a financial planning job. I ended up getting a corporate job at a large insurance companyAfter graduating college in 2000, I spent the next 19 years working for multiple global insurance, banking and brokerage firms. I worked in functions that involved the creation, risk management, trading, portfolio management and financing of many of the insurance and investment products and strategies used throughout the financial services industry. My roles included pension risk management, investment management, securities financing and investment fund analysis and diligenceAlong the way I went back to school - in 2004 I earned a Master of Business Administration degree from Rutgers Business School.  I've also taught multiple semesters as an adjunct lecturer for the finance department of Rutgers Business SchoolIn 2016, I had an experience that reignited my desire to do personal financial planning. My mother was transitioning into retirement and was trying to figure out how best to claim her Social Security benefits. After getting different answers from different people - including different answers from within the Social Security Administration itself - I dug in and helped her research the relevant laws and regulations. We ultimately got to the correct answer and she was able to make the best claiming decision for her and her circumstancesAt that point, the proverbial light went off for me - helping people make decisions about their retirement finances was what I was supposed to be doing with my life. Since that point in 2016, I committed myself to getting educated on all things related to financial planning for retirement. In that journey, I obtained the CERTIFIED FINANCIAL PLANNER™ ("CFP®") designation, the Retirement Income Certified Professional® ("RICP®") designation and the IRS Enrolled Agent ("EA") licenseIn 2019, I left the institutional investment and banking world to launch Tenon Financial. I also started a separate tax return preparation and filing company, Tenon Tax Preparation. And I remain committed to sharing knowledge and helping educate others- AndyAndy's Social:Twitter: @TenonFinancialLinkedin: https://www.linkedin.com/in/andypanko/

In this episode we tackle the topic of Indexed Universal Life Insurance (IUL), a product often peddled by salespeople as the ultimate retirement solution. However, is all as it seems? We're delighted to welcome guest expert Andy Panko of Tenon Financial and host of the Retirement Planning Education podcast. Together, we dissect the IUL strategy, shedding light on the hidden truths and outright falsehoods often used in selling these products. Join us as we debunk myths, clarify complexities, and equip you with the knowledge to make informed decisions.  Visit Andy's firm at https://tenonfinancial.com/, listen to his podcast at https://retirementplanningeducation.com/podcast, and visit his site where he walks through his personal experience with an IUL policy at https://theiulexperiment.com/ If you're thinking "I love the Big Picture Retirement podcast” please consider rating and reviewing this show! This helps me support more people -- just like you -- move toward a confident retirement. Just scroll down to the “ratings and reviews” section, tap to rate with five stars, and select “Write a Review.” Then be sure to let us know what you loved most about the episode! Also, if you haven't done so already, follow the podcast. We're adding new content every week and if you're not following there's a good chance you'll miss out. Follow now! Want to ask Devin or John your question? Just visit https://www.bigpictureretirement.com/ and look for the tab on the right side that says “Send A Voicemail.”  Although this show does not provide specific tax, legal, or financial advice, you can engage Devin or John through their individual firms.  Contact Devin's team at https://www.carrolladvisory.com/  Contact John's team at https://www.rossandshoalmire.com/ 

In this Episode With Andy Panko, CFP®, RICP®, EA we talk some of the debates we see consumers and advisors having: - Permanent life insurance: the good, the bad, the use cases, etc. - Active vs passive investing - Different type of fee models - Worrying about tax refunds or not

This episode features a recipe developed by Liz Marino of The Clean Eating Couple. Chicken Parmesan is classic comfort food, and this one pot pasta version is a delicious meal that comes together in under an hour WITH chopping. Anne even has some additional tips on cutting that time down if you need to (spoiler alert: rotisserie chicken). The full printable recipe is linked above, but if you're making your grocery list here's what you'll need: Meat: 1.5 lb boneless skinless chicken breast Veggies: 1 small or medium onion Inside Aisles: 24 oz jar pasta sauce, 3/4 cup Panko breadcrumbs, 1 lb pasta (campanelle, penne, or another short shape) Spices: Olive oil, minced garlic, dried basil and oregano, black pepper, and optionally red pepper flakes and fresh basil Dairy: 1 tbsp butter, 8 oz mozzarella, 1/2 cup parmesan cheese Love this recipe? Get to know Liz better on her Instagram.

We talk about trauma a lot.  This is a fairly new phenomenon in the world. Up until the last 10 to 15 years we have really been mostly instructed to keep our trauma to ourselves and not to think about processing it so we can move forward.  Today we have the opportunity to speak with and learn from Lara Stewart Panko. They are a Registered Social Worker, and they do a significant amount of work with clients surrounding trauma and learning to heal from trauma.  One of the most powerful things Lara says is that it is never too late to learn to navigate your feelings surrounding your past lived traumas.   To learn more about Lara and the work they do, please visit: www.larastewartpanko.com and on Instagram @larastewartpankorsw boobs, bods & brains is the pairing of the work and interests of hosts Laurel Crossley and Sam Leeson-McCoy.  You can learn more about the podcast, its origins and how to become a sponsor by visiting the website: https://boobsbodsandbrains.wixsite.com/my-site Laurel has been guiding and coaching her clients through life's situations for over 30 years with astounding results. Regardless of age or history, Laurel embraces the story of each person she connects with to help them work towards being the happiest and healthiest version of themselves that they can be.  To learn more about Laurel or to schedule time to work with her, visit her website:  https://www.littlewellnesscompany.ca Sam has spent over two decades both as a consumer and a professional in the field of women's and children's health. Her extensive experience has made her an expert in assisting families with starting and growing their families. She has observed many of her clients striving to be excellent parents while simultaneously losing their sense of self in the process and her goal is to help them overcome that. To learn more about the services Sam provides, please visit her website at www.babyREADY.info

De Wiener Schnitzel is een gerecht dat vreselijk mis kan gaan. Als hij goed is gemaakt, is hij mals en sappig met een krokante korst die licht is gesouffleerd. Totaal iets anders dus dan die te dikke, taaie, treurige lapjes vlees die in de koelvitrine van de supermarkt op je liggen te wachten.Jonas heeft weken Schnitzels gebakken. Van kalf, varken en kip. In de koekenpan, de frituur en de braadpan. Enkel gepaneerd, dubbel gepaneerd, met Panko en met paneermeel. Tot de Schnitzels zijn neus uit kwamen. Gelukkig zijn Schnitzels de lievelings van zijn zoon en daar kon de hele productie dus in. Nou ja, bijna.Jij hoeft die lijdensweg niet af, want Jonas deelt zijn perfecte recept. Het Tonkatsu recept krijg je er als bonus bij, evenals de Österreichische Kartoffelsalat. Guten Appetit!Alle recepten en informatie van deze aflevering staan in de shownotes.Zie het privacybeleid op https://art19.com/privacy en de privacyverklaring van Californië op https://art19.com/privacy#do-not-sell-my-info.

5 DELICIOUS DINNER RECIPES to support your weight loss: https://www.chefaj.com/5-delicious-low-fat-dinner-recipes ------------------------------------------------------------------------------------ MY LATEST BESTSELLING BOOK: https://www.amazon.com/dp/1570674086?tag=onamzchefajsh-20&linkCode=ssc&creativeASIN=1570674086&asc_item-id=amzn1.ideas.1GNPDCAG4A86S ------------------------------------------------------------------------------------ Healthy Emmie is a plant-based nutritionist, YouTuber, and creator of the Slim on Starch Program. Alongside her team of nutrition coaches and mindset coaches, Emmie helps her clients lose weight on an oil-free plant-based diet. On her YouTube channel, Emmie shared the journey of her parents in her 60s who transitioned to this way of eating through her guidance. You can check out her links and cookbooks below. Website: https://healthyemmie.org/ Cookbooks: https://healthyemmie.org/pages/cookbooks YouTube: https://www.youtube.com/c/HealthyEmmie Healthy Mummy Series: https://www.youtube.com/watch?v=ZyxDlQ9YGYA&list=PLF3EsMJrrY5iMMEvBs6YWfiAOAJ0yA9rv Healthy Parents' Stories: https://www.youtube.com/watch?v=gFICj6l7r-Y&t=480s Eggplant Sammies (From this cookbook: https://healthyemmie.org/pages/cookbooks ) Ingredients 3 fairly large eggplants, peeled, and cut vertically (the long way) about ½ to ⅝ inch thick. You should be able to fit them onto two large cookie sheets. Panko plain bread crumbs, 8-ounce container Liquid from 1 can of low sodium chick peas Ground flax seed meal Red pepper flakes, basil, oregano, garlic powder Pasta sauce (see recipe), remove from freezer the night before Homemade Bread (or a healthy one that you can buy) - see recipe Directions Peel eggplant, and cut lengthwise into ½ to ⅝ inch thick slices. Microwave the slices for 5 minutes on high on each side to remove water. Use hand towels to help absorb moisture. This will take a while. This avoids the salt method in most eggplant recipes. Once completed, pour contents of liquid from can of chickpeas, along with some ground flaxseed meal, and some water (1 to 1 ½ ounces) into a bowl with a flat bottom and stir. In another bowl, pour about half of the container of bread crumbs in, and add red pepper flakes (¾ teaspoon tops), oregano, basil, and garlic powder, and stir to mix in. Bathe the eggplant slices in the liquids, then transfer to the bread crumb mix, making sure to cover both sides of the eggplant slices. At the halfway point of this process, the liquid used to bind the bread crumbs to the eggplant will overtake the bread crumb bowl. You'll need to discard it, and add the other half of the bread crumbs, along with the spices to coat the remaining eggplant. Place on to the baking sheet, and cook in the oven that has been preheated to 400 degrees for 20 minutes, convection setting if you have it. At that point remove from the oven, turn, and replace back into the oven, switching the sheets from top to bottom, and vice versa. Cook 20 more minutes.It is possible they may need to stay in a little longer to get them crispy. You can eyeball this. Better a little over cooked than under cooked. Toast bread, and heat pasta sauce. Serve with pickle and chips. Can be eaten as an “Eggplant Sammy”, or with a knife and fork.

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Hi everyone. This week's episode has us, once again, down in the West Village for New Years with some CNN Folks (Not Anderson Cooper)

In episode 066 learn how to make your own fried shrimp using Panko breadcrumbs and pre-cooked shrimp.  Check out our show notes page to get the full recipe.

Managing taxes in retirement may have a greater impact than any other single cost-saving measure you take.  Today, we're joined by Andy Panko for a deeper dive into tax loss harvesting, and one that doesn't get a lot of attention...tax GAIN harvesting.  Visit Andy's firm Tenon Financial at https://tenonfinancial.com/  Visit Andy's Facebook group Taxes In Retirement https://www.facebook.com/groups/495122561395942  Listen to Andy's podcast Retirement Planning Education at https://podcasts.apple.com/us/podcast/retirement-planning-education-with-andy-panko/id1605251516  Although this show does not provide specific tax, legal, or financial advice, you can engage Devin or John through their individual firms.  Contact Devin's team at https://www.carrolladvisory.com/  Contact John's team at https://www.rossandshoalmire.com/ 

Today we welcome XYPN member Andy Panko, CFP®, RICP®, EA, founder of Tenon Financial, to XYPN Radio. Andy always knew he wanted to be a financial advisor—but the harsh reality of financial planning opportunities (or the lack of them) for a fresh college graduate was discouraging. So, Andy spent the first 19 years of his career working in insurance, banking, and brokerage firms. It was in 2016 that Andy discovered XYPN Radio and realized that his dream of helping others with their finances could be a reality. Andy spent the next three years preparing to launch—and that preparation really paid off. COVID soon followed Teton Financial's 2019 launch. Rather than seeing this as a roadblock, Andy took it as a sign to double down on his marketing efforts, and it paid off handsomely. He got his first client in June 2020 and quickly reached capacity at the beginning of 2022. Andy is truly passionate and candidly talks with us about his growth and how he has worked to intentionally build a high-efficiency solo practice. If you're interested in working with clients to and through retirement and building a great firm in the process, this is the episode for you. You can find show notes and more information by clicking here: http://www.xyplanningnetwork.com/348

In episode 039 learn about whether your breadcrumbs can go bad and what is the best way to store them.  Check out our show notes page for more and some recipes using Panko breadcrumbs.

Sometimes knowing what you don't want, and having the experience to understand that, can help you create a clear vision of what you do want. Advisors should have a niche or specialized focus with their practice, but what if you could focus on what you're truly passionate about? In this episode, Andy Panko from Tenon Financial joins the show to share how it's possible to do things on your own terms and grow a practice without having to focus on selling. Listen in as Andy shares how he became an advisor that people saw as a trusted and knowledgeable expert by creating a Facebook group and focusing on sharing his knowledge and expertise. He'll also share how tax planning has provided his clients with value and why it's important to educate yourself and others. https://bit.ly/3g2sjyt

We usually have a good idea of where our interviews will head. However, sometimes we discover a more interesting story the longer we talk. That happened today. We thought we would we would be discussing advisory fee structures. Instead, we learned how Andy Panko, owner and financial planner at Tenon Financial built a half million dollar a year practice starting with a private Facebook group in 2019 and a strong commitment to fair pricing. Take good notes! Links mentioned: https://www.linkedin.com/in/andypanko/ https://tenonfinancial.com/  

Andy Panko is the owner of Tenon Financial, a virtual independent RIA that oversees $70 million in assets under management for 43 retired client households. Andy was able to reach his client capacity goal in only two short years by leveraging a Facebook group that he created to share his expertise directly with the types of clients that he wanted to serve. Listen in as Andy shares how he was able to leverage his Taxes in Retirement Facebook Group to grow his firm, how he inadvertently created a virtual firm through the process, and why he first structured his firm with a flat-fee model to clearly project his revenue potential. We also discuss how he was able to build his initial list of members to his Facebook group, why he created a list of advisors that have similar focuses to refer prospects to, and why he chose not to take on any more clients—even though his Facebook group is still gaining momentum. For show notes and more visit: https://www.kitces.com/297