Podcasts about mfn

Audio roundup of selected biopharma industry content from Scrip over the business week ended 13 June 2025. In this episode: breaking down big pharma's executive pay; US vaccine panel upheaval; Merck's RSV approval; MFN and Japan; and the future of Pfizer and Arvinas's partnership. https://insights.citeline.com/scrip/podcasts/scrips-five-must-know-things/quick-listen-scrips-five-must-know-things-BC44NPMNMNGMXP5X4STR4ZAFU4/ This episode was produced with the help of AI text-to-voice and voice emulation tools. Playlist: soundcloud.com/citelinesounds/sets/scrips-five-must-know-things

Tune in as Glenn Hunzinger, PwC's Health Industries Leader, and Phil Scalfani, PwC's Pharmaceutical and Life Sciences Consulting Leader, discuss the Trump administration's executive order on Most Favored Nation (MFN) drug pricing and its far-reaching implications across the healthcare ecosystem. They break down what MFN pricing could mean for pharmaceutical companies, payers, PBMs, and the broader drug supply chain, and share perspectives on how organizations can navigate the uncertainty ahead.  Discussion Highlights: The MFN executive order is a bold attempt to lower U.S. drug prices by benchmarking them against the lowest prices paid in other high-income countriesPharma companies may be forced to rethink global pricing strategies, balancing U.S. price cuts with potential increases or market exits abroadA proposed shift to direct-to-consumer drug access could disrupt traditional roles for pharmacies, distributors, and pharmacy benefit managers (PBMs)Companies are preparing for significant uncertainty by reassessing deals, modeling financial impacts, and closely monitoring upcoming rulemaking and potential legal developmentsSpeakers:Glenn Hunzinger, Health Industries Leader, PwCPhilip Sclafani, Partner, Pharma & Life Sciences, PwCLinked materials:Most Favored Nation prescription drug pricing Executive OrderFor more information, please visit us at: https://www.pwc.com/us/en/industries/health-industries/health-research-institute/next-in-health-podcast.html.

Join MMA fighter Rabindra Dhant as he takes you through his incredible MMA journey, sharing insights about life inside and outside the cage. In this exclusive podcast, Rabindra opens up about his passion for MMA, intense training sessions at Soma Fight Club, and the mental battles he faces while preparing for fights. From overcoming losses (“Taking L's”) to handling pressure and expectations, Rabindra reveals the mindset that fuels his rise in the MMA world. Discover Rabindra's experience in high-stakes fights like his recent Brave fight and upcoming MFN title bout, along with his unique prefight rituals and strategies for weight cutting. He also talks about sponsorships, social media restrictions, and the overwhelming support from the Nepali crowd at One Championship. Beyond fighting, get a glimpse into Rabindra's life in Bali, his home routine, and his love for traveling. This podcast is packed with valuable lessons on humility, mental strength, and career planning during an MMA fighter's prime years. Whether you're an aspiring fighter or an MMA fan, Rabindra Dhant's story is a powerful inspiration. Don't miss this deep dive into the life of one of Nepal's top MMA athletes! GET CONNECTED WITH Rabindra Dhant: Instagram: https://www.instagram.com/rabindra_dhant1/  

Good morning from Pharma and Biotech daily: the podcast that gives you only what's important to hear in Pharma and Biotech world. The biopharma industry is currently facing challenges such as tariff threats and regulatory upheaval. The market has been described as 'moribund' with the need for companies to survive in these tough times. Recent top stories include biotech's struggle with investor pullback due to new tariffs, HHS vaccine requirements sparking controversy, and layoffs in major biopharma companies. AGC Biologics will be at Bio International to showcase their global capabilities in drug production. FDA and NIH are shifting away from animal research, China remains a key source for new drugs despite tariffs, and the top highest-paid pharma CEOs are highlighted. The importance of understanding Trump's MFN executive order and the most active corporate VCs in pharma are also discussed.

I detta avsnitt blir det en intervju med Betssons VD, Pontus Lindwall (118:50). Innan dess en del guldsnack följt av lite hänt sedan senast (12:38) efter det Björn Borg (71:40), RVRC (85:12) och Tokmanni (98:53). Välkomna! Kavaljer hittar ni på: www.kavaljer.seHoldings finns på: https://www.modularfinance.se/holdingsBörsdata finns på: www.Borsdata.sewww.MFN.se har stenkoll på bolagens kommunikation och viktiga datumErbjudandet från Affärsvärlden hittar ni här:https://prenumerera.affarsvarlden.se/prenumerera/kvalitetsaktiepodden?source=podcast&ref=kvalitetsaktiepoddenLäs mer om Läkare utan gränsers verksamhet här: https://lakareutangranser.se/ Hosted on Acast. See acast.com/privacy for more information.

President Donald Trump put the pharmaceutical industry on notice early Monday with the signing of his "most favored nation" (MFN) executive order on drug prices. The order seeks to tie U.S. prices to significantly lower costs overseas. Many questions remain about how the measure will be implemented, and legal challenges are almost certain. To assess the seriousness of the threat, Fierce Pharma assembled a team of reporters and editors to break down the executive order and the industry’s response. After examining the MFN executive order, the group dives into other recent policy developments in Washington, D.C., and beyond, including tariffs, Medicare drug price negotiations and more. To learn more about the topics in this episode: Trump signs sweeping executive order to cut US drug prices by 'up to 90%' Sanofi, Novartis CEOs lambast EU price control as Trump reportedly weighs drug cost parity with other nations As Trump threatens tariffs on drugs, industry warns EU of $100B-plus pharma exodus to US US net drug spending surged 11.4% last year, boosted by obesity and oncology meds: IQVIA This episode is sponsored by Cencora. See omnystudio.com/listener for privacy information.

Market Update: Resurgent AI, Market Movements, and Crypto Insights In this episode of Dividend Cafe, Brian Szytel from West Palm Beach discusses recent market trends on a quiet trading day. The S&P 500 saw modest gains, while the Dow was down slightly. Key points include an uptick in AI sector activity driven by policy shifts and supply chain dynamics, significant M&A activity in the utility sector, and a cautious perspective on pharmaceutical pricing changes due to the MFN executive order. Brian also addresses an audience question about cryptocurrency investments, advising on its volatility and practicality in portfolios. Looking ahead, he previews an action-packed economic calendar for the following day. 00:00 Introduction and Market Overview 01:06 AI Sector Resurgence and Policy Shifts 02:10 Utility Sector and Power Generation 02:58 Trade Policies and Sector Impacts 03:29 Pharmaceutical Industry Disruptions 05:27 Upcoming Economic Data and Events 06:02 Cryptocurrency Investment Considerations 08:15 Conclusion and Sign Off Links mentioned in this episode: DividendCafe.com TheBahnsenGroup.com

President Trump's executive order signed on May 12, 2025, aims to reduce U.S. prescription drug prices by aligning them with the lowest prices paid internationally through a "most favored nation" (MFN) policy. However, several aspects of the order may allow pharmaceutical companies to circumvent its intended effects. It is the best attempt yet by any sitting President to reign in Big Pharma. The order is intended to force Big Pharma to charge Americans the same price they charge in nations where it is the least expensive. The problem is there are some "loopholes" and ambiguity in the order. I believe those loopholes are there to give the Administration the best chance at surviving a court challenge in some radical court, Judge shopped by the left. In this Episode of "Stinchfield" we go through the exact portions of the Executive Order Big Pharma is looking to exploit 24 hours after President Trump signed it. The Wellness Company prides itself on pushing back against censorship and tyranny. It's why it has developed a series of prescription drug medical emergency kits including a parasite cleanse that prescribed directly to you and delivered to your door to use incase of an emergency. BACK IN STOCK after 3x Sell-Outs! The Gold Standard in quality: the only product of its kind compounded by a 50-state licensed US pharmacy. Use promo code: GRANT to save 10% at: (Click Link Below) https://www.twc.health/products/ivermectin-mebendazole?ref=GRANT Also the prescription medical kits will allow you will have on hand m See omnystudio.com/listener for privacy information.

ChatGPT & Jae Explain: POTUS Rx FixBrief DescriptionJae and Cass break down the explosive Most Favored Nation (MFN) executive order and its seismic threat to Big Pharma, PBMs, and the insurance industry. Learn why this isn't just price reform—it's a full-blown system shock, and why Jae saw it coming before the ink was dry.In This Video00:00:00 Cold Open – MFN Drops Like a Bomb00:00:35 Jae Predicted It – MFN Was Always the Domino00:02:15 What Most Favored Nation Pricing Actually Means00:04:00 Why the Benchmark Matters – Leveling the Global Field00:05:30 Graceful Exemption – Carveouts for the Poorest Nations00:07:00 Transfer Pricing – Cracking the Code of U.S. Drug Opacity00:09:00 MFN's Domino Effect on Employer Plans & Medicare Advantage00:11:00 PBMs in the Crosshairs – Toll Takers Face Transparency00:13:00 Insurers' Identity Crisis in a Post-MFN World00:16:00 Wall Street Panic & the Coming Industry Shakeout

Goods qualifying under the Nairobi Protocol (subheadings 9817.00.92-96) are exempt from MFN duties, but also from Section 301 and IEEPA duties.  Here, we provide a high-level review of the qualification requirements.

Applications are open for the next accelerator program! In this episode, Neal Bloom chats with Misti Cain, the new Managing Director of Techstars San Diego powered by SDSU. They discuss the upcoming Year 3 of the program, the application process, and what makes an ideal founder and company for the accelerator. Misty shares insights into the benefits of the SDSU partnership, the updated investment terms, and the importance of community and mentorship in the Techstars ecosystem. Key Topics: - Introduction of Misty Cain as the new Managing Director - Overview of Techstars San Diego powered by SDSU Year 3 - Application details: Open from April 8 to June 11, 2024 - Ideal founder and company profile - Benefits of the SDSU partnership - Updated investment terms: $220,000 total with $200,000 uncapped MFN safe - Importance of community and mentorship - Shoutout to Ryan Kuder for his contributions to Techstars in San Diego - Misty's favorite taco spot: Puesto in Del Mar   Links and Resources: - Techstars San Diego powered by SDSU Information - Refer Founders   Connect with Misty Cain: - LinkedIn: Misti Cain https://www.linkedin.com/in/misticain/ Connect with Neal Bloom: - LinkedIn: Neal Bloom https://www.linkedin.com/in/nealbbloom - Twitter: @NealBloom https://twitter.com/NealBloom

Now everybody booking the territory put you MFn hands up and follow and me!!!! That's right Dub Rabbit. Papa E-Ray and Cheddar BA do their best rendition of the classic 8 Mile battle scene this week.... No, I'm kidding, we're talking instant classic tag matches, Pat Macafee promos and the 7 wrestler theory.... What is the 7 wrestler theory??? Tune in and find out... and oh Yea, Rip em!!

I detta avsnitt blir det en intervju med Byggmax VD, Karl Sandlund (111:44). Innan dess som vanligt en hel del volleyboll (Guld till LVC!) följt av lite hänt sedan senast (20:55) efter det fiske i börsdjupet part two (55:00) sedan blir det Bahnhof (68:55), Hexpol (83:40) och Prevas (101:40). Sist men inte minst ett otroligt kul skämt om clowner. Nu kör vi!Kavaljer hittar ni på: www.kavaljer.seHoldings finns på: https://www.modularfinance.se/holdingsBörsdata finns på: www.Borsdata.sewww.MFN.se har stenkoll på bolagens kommunikation och viktiga datumErbjudandet från Affärsvärlden hittar ni här:https://prenumerera.affarsvarlden.se/prenumerera/kvalitetsaktiepodden?source=podcast&ref=kvalitetsaktiepoddenLäs mer om Läkare utan gränsers verksamhet här: https://lakareutangranser.se/HLR utbildning med Stefanhttps://www.instagram.com/safetysteffe/ Hosted on Acast. See acast.com/privacy for more information.

*Key news articles for today*The EGP rallied against the greenback yesterday, snapping a four-day slide as one USD changed hands for around 51.33 at both public and private banks, as a handful of foreign portfolio investors cautiously bought back into Egyptian debt. Tariff relief could be on its way, with the US considering easing its recently imposed 10% tariff on exports from Egypt's Qualifying Industrial Zones (QIZs) as well as on some goods subject to most-favored nation (MFN) tariffs.Trump's new tariffs on dozens of countries have come into effect, including 104% duties on Chinese goods, deepening his global trade war.The Finance Ministry now sees Brent crude prices averaging USD77 per barrel from July 2025 through June 2026, down from its previous forecast of USD82 a barrel in the FY 2024-25 budget, a government source said. The government is looking to hedge against future uncertainties by renewing its annual hedging contracts with investment banks.The current decline in prices and renewed tariff-induced inflation concerns could also prompt the government to consider temporarily postponing fuel price hikes, especially as the average selling price inches closer to the break-even point of USD57 a barrel without government subsidies.Egypt, France — through the French Development Agency (AFD) and the EU inked nine agreements for soft loans and grants worth a combined EUR262.3 mn for infrastructure projects. The two sides also inked a number of agreements in other sectors.Italian energy giant Eni has plans to invest around EUR24 bn over the next four years in Egypt, Libya, and Algeria to boost production, each country will get EUR8 bn in investment.The Ministry of Transport is seeking soft loans from the French Development Agency (AFD) worth USD500 million over the next five years to cover the cost of implementing six future railway and metro projects that require imported components.ETEL announced distributing 2024's dividend per share of EGP1.50 on 24th April 2025. Record date is 17th April 2025.EFIH's general assembly approved distributing 5 bonus shares for every 10 shares originally held (1 share for every 2 shares). This brings the company's issued capital to EGP1.733 billion, distributed over 3.467 billion shares.GBCO's general assembly approved cash dividends distribution of EGP0.35/share for FY24, to be paid on two tranches, one on April 30, 2025, and the second on July 17, 2025. The record date will be on April 27, 2025. This implies a payout ratio of 13.0% and a dividend yield of 1.7%.ORWE's general assembly approved cash dividends distribution of EGP1.60/share for FY24, implying a payout ratio of 48.5% and a dividend yield of 7.0%.DOMT has given initial approval to a plan to split the company into two separate entities. The firm has appointed Matouk Bassiouny & Hennawy as the legal advisor for the demerger process.

MARKET SHOCK: MONDAY MELTDOWN, BUT A POSSIBLE REBOUND India's stock markets suffered their worst single-day fall in 10 months, with the Sensex plunging nearly 3%—opening 4,000 points lower—after Donald Trump's tariff threats sent global investors into panic mode. Midcap and smallcap indices dropped even more, down 3.5% and 3.8%. Despite the turmoil, experts say this isn't an India-specific issue. “Today's correction is more global panic than India-specific,” noted Finavenue's Abhishek Jaiswal. Historically, such sharp corrections are often followed by strong rebounds. Meanwhile, the rupee stayed largely stable, slipping only 0.47%, and India's markets are still outperforming peers like Japan, Hong Kong, and the US. UP POLITICIAN ARRESTED IN MASSIVE ₹750 CR BANK FRAUD Vinay Shankar Tiwari, son of late UP strongman Hari Shankar Tiwari, was arrested in a ₹750 crore bank fraud case. The ED claims he diverted funds from a ₹1,129 crore loan taken by Gangotri Enterprises, where he was a promoter. After ignoring multiple summons, Tiwari was picked up from Lucknow following raids across five cities. Over ₹100 crore in assets have been seized. The case stems from a CBI FIR filed after complaints from the Bank of India-led lending consortium. Tiwari, once elected on a BSP ticket and later with the Samajwadi Party, is now at the heart of one of UP's largest banking scandals. TRUMP TARIFFS COULD SHRINK INDIA'S US EXPORTS BY $5.76 BILLION India's booming exports to the US face a serious threat under Donald Trump's revived “America First” agenda. According to the Global Trade Research Initiative, new tariffs could slash India's exports by over 6% in 2025. High-impact sectors include gems and jewellery, electronics, auto parts, and seafood. Of the $89.8 billion India exported to the US last year, $67.2 billion will now face a steep 26% duty—up from lower MFN rates. While some industries may benefit from Chinese penalties, many others face steep losses. India's government is maintaining a cautious stance, avoiding retaliatory tariffs for now. LPG PRICES UP ₹50; PETROL, DIESEL EXCISE HIKED Households will pay more for cooking gas starting Tuesday, April 8, with LPG cylinder prices hiked by ₹50. Under the Ujjwala scheme, subsidized cylinders will now cost ₹550; others will pay ₹853. The government also raised excise duty on petrol and diesel by ₹2 per litre but clarified that pump prices will remain unchanged for now, thanks to falling global crude prices. “The price hike will be reviewed,” said Oil Minister Hardeep Singh Puri, noting the move will help recover ₹43,000 crore in losses incurred by oil companies due to previous subsidies. PRESTIGE HOSPITALITY GEARS UP FOR ₹2,500 CR IPO Prestige Hospitality Ventures, a subsidiary of real estate major Prestige Group, is preparing to go public to raise ₹2,000–2,500 crore. The company is expected to file its draft IPO papers with SEBI in the next two weeks. The funds will be used to expand its hotel portfolio and reduce debt. The firm currently operates eight hotels (1,477 keys) and has 15 more in the pipeline, including high-end properties in Delhi Aerocity, Mumbai, Goa, and more. With travel demand rising and partnerships like Marriott in place, the IPO aims to tap into India's fast-growing hospitality market. Prestige joins a wave of hotel IPOs including Samhi Hotels, Juniper Hotels, and Ventive Hospitality, as the sector rides a post-pandemic growth wave.

I detta avsnitt blir det en intervju med Bravidas VD, Mattias Johansson (83:10), följt av vår syn på bolaget. Innan dess som vanligt lite hänt sedan senast (07:30) sedan blir det Huhtamäki (41:00), Nekkar (56:08) och VBG (69:50). Nu kör vi!Kavaljer hittar ni på: www.kavaljer.seHoldings finns på: https://www.modularfinance.se/holdingsBörsdata finns på: www.Borsdata.sewww.MFN.se har stenkoll på bolagens kommunikation och viktiga datumErbjudandet från Affärsvärlden hittar ni här:https://prenumerera.affarsvarlden.se/prenumerera/kvalitetsaktiepodden?source=podcast&ref=kvalitetsaktiepoddenLäs mer om Läkare utan gränsers verksamhet här: https://lakareutangranser.se/Dotterns berättelse.https://poddtoppen.se/podcast/1551337133/kafferepet/engelsk-konfekt 16:30Nästa avsnitt kommer ut natten till torsdagen den 24 april Hosted on Acast. See acast.com/privacy for more information.

In Part 2, we start off talking about the significance of opening a Latinx-owned bookstore in the heart of the Mission, on 24th Street.   The folks who run Medicine for Nightmares call the entire space at 3036 24th Street—the bookstore in front and gallery in back—"The Portal." Josiah talks about the intention to utilize that gallery space to highlight art and artists in the Mission. The gallery is also often home to community group meetings, further solidifying its importance. That's my kind of mixed-use. In the three years that MfN has been open, they've hosted more than 800 events in the gallery.   To couch our discussion of how they choose which books to sell at Medicine for Nightmares, Josiah points out that the last time he checked, something like 75 or 80 percent of bookstores in the US are white-owned. He shares stories of sneaking out of his home in Marin when he was a teenager, driving to The City, and going to City Lights, which was open until midnight in those days. It was there, though, that Josiah discovered Latinx poets, writers who spoke his language, literally.   For him and his business partner, Tân Khánh Cao, it was always about wanting to see themselves reflected on the shelves. Josiah mentions a long-held, racist belief by publishers that Black and brown folks don't read. That, of course, is nonsense, and the bookstore stands with others in direct defiance and opposition to that mindset.   On their first day of business, Josiah says that a young mom came in with her kid and went to the children's books section of the store. He and Tân noticed that she was crying, so they went over to see if everything was OK. "I've never been in a bookstore before and seen a kids' book that looks like my kid," she told them. That was the first day.   We then turn to the story of how they came up with the name of the store. Joshia and Tân were throwing out potential names to each other out front on the sidewalk one day before they opened. "Each one of us was coming up with a worse name than the other," he says, half-jokingly. One of them suggested looking at titles from Sun-Ra, a musician they both like. One of his songs is called "Medicine for a Nightmare." It clicked for them instantly.   Then we talk about the growing call to ban books in the US. In my opinion, simply opening for business and turning the lights on is an act of defiance for Josiah and Tân. He goes on to state that they're well aware that they could be shut down and/or arrested every day. He says they get harassing phone calls from time to time, in fact.   We end the episode with Josiah's thoughts about our theme on Storied: San Francisco this season—Keep It Local.   Medicine for Nightmares 3036 24th Street Sunday 12-9pm / Monday 12:30-9 pm Tuesday–Thursday 12:30-10pm Friday 12:30-11pm Saturday 12-11pm @medicinefornightmares (415) 824-1761   Photography by Mason J.

Detta avsnitt är vårt första specialavsnitt och vad passar då bättre än en författarintervju med poddbekanta Cristofer Andersson. I dagarna släpps hans senaste bok, Vem är Warren, och vi har läst och ställer här några frågor till Cristofer om hans senaste alster. Mycket nöje!Här kan ni köpa boken: https://pug.se/produkt/vem-ar-warren/Boken finns även hos de flesta välsorterade bokhandlare på webben.Våra sponsorer:Kavaljer www.kavaljer.seModular Financehttps://www.modularfinance.se/holdingswww.Borsdata.sewww.MFN.se Hosted on Acast. See acast.com/privacy for more information.

The episode covers key aspects of competition law in India, focusing on the Competition Commission of India's (CCI) approach to mergers and anti-competitive practices. The CCI scrutinizes deals where combined market shares exceed 30-40%, particularly among competitors, but has never blocked a transaction since the merger control regime began in 2011. Indian law generally treats companies and their subsidiaries as a single economic entity, except in bidding markets where group companies must avoid sharing sensitive information. The conversation highlights India's evolving competition law, drawing from mature jurisdictions while tailoring rules for the local market. Foreign investors are typically well-informed about Indian competition laws, aligning with approval processes and rules. The evolving legal landscape is seen as an exciting time for competition law practitioners in India.Our GuestVaibhav ChoukseVaibhav is a Partner in the Firm's Competition Law Practice with over 16 years of experience. He has been practicing competition law since its inception in India, specializing in complex litigation, and merger control, advising clients across diverse industries. His expertise spans complex competition matters before the Competition Commission of India (CCI) and appellate courts.In litigation, Vaibhav routinely advises multinational corporations and industry associations on cartel investigations and leniency, dawn raids, vertical agreements, abuse of dominance, and competition compliance. He has successfully defended global auto-component manufacturers, a multiplex operator, and a leading paper manufacturer in cartel cases. He currently advises major players in the seed, pharmaceutical, cement, and financial sectors in ongoing cartel and vertical restraint investigations. In abuse of dominance matters, he represents Hyundai and Ford in India's first auto-parts aftermarket abuse case and FabHotels in India's first MFN case against MakeMyTrip and OYO. He also represented Nuziveedu Seeds in its abuse of dominance case against Monsanto before the CCI and Delhi High Court. He is also involved in constitutional and procedural challenges to CCI investigations before various High Courts. Recently, he secured a stay on the CCI's investigation against sellers on a leading e-commerce platform from various High Courts.In merger control, he has secured approvals for complex transactions, including ONGC/ NTPC/ Ayana Renewable, Del Monte/ Agro Tech Foods, Coforge/Cigniti, BPEA EQT/Indira/ HDFC Credila, Temasek/Manipal Hospitals, KKR/Hero Future Energies, IBM/Kyndryl, TVS Group restructuring, Ford/Mahindra, Goldman Sachs/ReNew Power (SPAC), and Trafigura/Essar Oil.A prolific author and speaker, Vaibhav contributes to leading competition law journals and newspapers and frequently speaks at industry forums. He is recognized among India's top competition lawyers by Chambers & Partners, Who's Who Legal, Legal500, Forbes Powelist, AsiaLaw, and Global Competition Review.  Vaibhav was recently recognized in Asian Legal Business (ALB) Asia 40 Under 40, 2024 as one of Asia's top 40 legal talents under 40, distinguished as the only competition lawyer on the list.He holds a master's degree in Competition Law from King's College London, where he had the privilege of studying under Prof. Richard Whish KC (Hon) in EU Competition Law. Our HostAjay ShamdasaniAjay Shamdasani is a veteran writer, editor and researcher based in Hong Kong. He holds an AB in history and government from Ripon College, JD and MIPCT degrees from the University of New Hampshire Franklin Pierce Law School, and an LLM in financial regulation from the Illinois Institute of Technology's Chicago-Kent College of Law.His 15-year long career as a financial and legal journalist began as deputy editor of A Plus magazine – the journal of the Hong Kong Institute of Certified Public Accountants. From there, he assumed the helm of Macau Business magazine as its editor-in-chief, and later, joined Asialaw magazine as its deputy editor.More recently, he spent close to seven years as a senior correspondent with Thomson Reuters' subscription-based trade-wire service Regulatory Intelligence/Compliance Complete (previously called Complinet) in Hong Kong. While there, he covered regulatory developments in that city, as well as Singapore, India and South Korea.

Episode Summary:Understanding how to invest in startups requires more than just writing a cheque. Cheryl and Maxine break down the legal structures behind startup investing, covering SAFE notes, convertible notes, and priced rounds. Whether you're a seasoned investor or just starting out, this episode unpacks the key terms, investor-friendly vs. founder-friendly clauses, and the risks involved.They discuss the evolution of SAFEs, why they've become the dominant structure in early-stage funding, and the critical differences between pre-money and post-money SAFEs. Plus, they explore the role of pro-rata rights, most favoured nation (MFN) clauses, and side letters—so you don't get caught off guard in your next deal.If you've ever wondered how to protect your equity position, when to push back on certain terms, or what legal documents you'll actually be signing, this episode is your investor cheat sheet.Key Takeaways:00:00 – Why startup investment structures matter01:45 – SAFE notes, convertible notes, and priced rounds explained03:47 – How founders raise money: equity vs. debt06:21 – The documents you'll sign in a priced round10:22 – Do startups need a constitution? Red flags to watch for14:29 – Side letters: What are they, and should you be worried?19:08 – Pro-rata rights & why they matter for investors22:23 – Most Favoured Nation (MFN) clauses explained30:27 – Pre-money vs. post-money SAFEs: Which one is better?38:03 – Why valuation caps and discounts can be a double-edged sword43:53 – Investor-friendly vs. founder-friendly terms: What's fair?Resources- A Deep Dive into ECIS, ESVCLP, and Investment Strategies - https://open.spotify.com/episode/1Agiu4dskF53m6DBZgXitD?si=KFeAlY_wTjSwOWfRMiiQFA- Angel Academy – The most comprehensive angel investing course for Australia & NZ: www.venture.academy- Aussie Angels – Cheryl's platform for angel investing https://www.aussieangels.com/- Co-Ventures – Maxine's venture capital firm https://www.coventures.vc/Sponsors:First Cheque is supported by our wonderful sponsors:Vanta: Join 7,000 global companies like Atlassian and Dovetail that use Vanta to build trust and prove security in real time. Get 10% off https://dayone.fm/vantaRocking Horse: Rocking Horse helps startups access their R&D tax rebate early. Get up to $3M in non-dilutive finance, solve cash flow challenges, and accelerate growth. Easy application, fast approval. Smart investment for innovative startups. https://dayone.fm/rockinghorseGalah Cyber: Galah Cyber are perfect for founder-lead and SAAS businesses. Galah provides advice, education, and training. Get in touch with Galah Cyber for a complimentary call to make sure you're secured.https://dayone.fm/galah The Day One NetworkFirst Cheque is part of Day One, the podcast network dedicated to founders, operators & investors.To learn more, join our newsletter to be notified of new and upcoming shows. The only content we create is content that will help Australian founders.If you want to learn about upcoming guests and when a new First Cheque episode is available, join the First Cheque newsletter. Mentioned in this episode:Aussie Angels - the preferred fund and syndicate admin platform for emerging managers in AustraliaShow Notes: If you're an investor or keen to write your first angel check, please check out some of the syndicate tickets on www.aussieangels.com

I detta avsnitt blir det en mycket intressant intervju med Prevas VD, Magnus Welén (72:30). Innan dess som vanligt lite hänt sedan senast (07:15) sedan blir det Betsson (20:16), Loomis (39:50), Scanfil (51:20) och Securitas (62:12). Mycket nöje!Kavaljer hittar ni på: www.kavaljer.seHoldings finns på: https://www.modularfinance.se/holdingsBörsdata finns på: www.Borsdata.sewww.MFN.se har stenkoll på bolagens kommunikation och viktiga datumErbjudandet från Affärsvärlden hittar ni här:https://prenumerera.affarsvarlden.se/prenumerera/kvalitetsaktiepodden?source=podcast&ref=kvalitetsaktiepoddenLäs mer om Läkare utan gränsers verksamhet här: https://lakareutangranser.se/Danir om bemanningsdomen: https://danir.se/2025/02/17/ny-svensk-dom-it-och-ingenjorskonsultforetag-omfattas-inte-av-uthyrningslagen/Nästa avsnitt kommer ut natten till torsdagen den 27 mars Hosted on Acast. See acast.com/privacy for more information.

How to negotiate better loan terms and manage lender relationships? We will also cover top lessons learned at the latest conference and evens, and what is the current state of the market?Read this interview here: https://tinyurl.com/yf53zdpuLessons LearnedSome of the Dollar Stores that closed are now selling in bankruptcy for a huge discount.There are so many ways you can partner up with people, you can do a JV (joint venture) with owners who have a lot of dark real estate (such as Dollar stores that are closing). Dark retail is a retail store that still has a lease but they have decided to close doors, they are still responsible for rent, but having a dark retail in your center isn't good for your other tenants, so you would want to have that property filled again. What can you convert that to?You can partner up with cities, ask the city what do they need, offer to buy the land at $1/sf, offer to pay starting on year 3-10 when the property is ready or fully stabilized, get funds from them or breaks in fees.If you need a capital partner, there are capital market intermediaries that can help you find family offices or a construction loan, I spoke with a couple of people that did that a while ago and as far as I recall, their fees are around 2-2.5%.When you raise a fund, the real estate fund management fee is 1.5-2% of the committed capital.Don't give special terms such as MFN unless an investor is committing a minimum of 25% of the deal. A “Most Favored Nation” clause gives a party the legal right to terms and benefits under the contract that are as good as or more favorable than the terms and benefits received by anyone else who enters into a similar contract with the other party.After webinar let them know you have the next week open for any questions they may have, this builds trust and helps them move forward.Loans and Lenders:You must pick up 5-6 new lenders a year.Meet all of your lenders yearly, give them a report with your PFS (personal financial statement), show all property owned, how they have performed, share your mistakes and lessons learned, share the vision for the company, be proactive, present the business plan, how have you operated the assets.After a loan is done, the lenders get a 2 week update, then it becomes quarterly. Send pictures, and show how are you doing vs pro forma.Negotiate on loan unforeseen costs, stick with your needs even if you may lose that lender.Negotiate that if you hit x percentage value increase, the lender gives the loan at x interest rate.Agency debt is non recourse, and credit unions are great.Don't give any personal guarantees, the bigger you go, the less common it is for them to ask for a personal guarantee, lots of co-GP family offices can help and will show their balance sheet. You will need to have some guarantor for carve outs only.We must negotiate debt to the ground, LTC is currently at 50%, don't do variable rate.We must read all pages of the loan docs and comment, edit, someone I know has made as many as 500 comments. You must have other banks lined up first they say no. Also, put a homestead exemption on all of your loan documents so they can't take your home in case things go south, and make sure that they're not removing any of your constitutional rights.What topics should I cover next? Let me know at admin@montecarlorei.com

I detta avsnitt byter vi bolagsintervjun mot lyssnarfrågor runt allokering. Markus djup dyker även i Kabes rapport för Q3. Innan dess som vanligt ett rejält hänt sedan senast (24:40) sedan blir det Kabe (67:15), Note (98:40) och Thule (113:30). Vi avslutar med lite lyssnarfrågor och en spaning om crypto. Mycket nöje!Vår huvudsponsor hittar ni på: www.kavaljer.seHoldings finns på: https://www.modularfinance.se/holdingsBörsdata finns på: www.Borsdata.sewww.MFN.se har stenkoll på bolagens kommunikation och viktiga datumhttps://mb.cision.com/Main/1026/4062905/3099649.pdf KABES Q3 Läs mer om Läkare utan gränsers verksamhet här: https://lakareutangranser.se/Howard Marks investerarbrev hittar ni här:https://www.oaktreecapital.com/insights/memo/on-bubble-watch Nästa avsnitt kommer ut natten till torsdagen den 27 februari Hosted on Acast. See acast.com/privacy for more information.

On this episode of The AIE Podcast... Happy 2025 from the AIE podcast! Let the regular MFN schedule resume! Get ready for Warzone Wednesday! Christmas eve looked a bit chaotic And, we are talking amongst ourselves All that and more coming up right now... Podcast Audio Raw Video http://youtu.be/YfznTlELh1I Open Welcome to episode #431 of the podcast celebrating you, the Alea Iacta Est gaming community, the die has been podcast. This is Mewkow: To my left is Tetsemi: - (catch phrase here). And to my right is Mkallah: (Hey folks, there is Pain au Chocolat in the guild kitchen). This week we are getting back in the saddle after our holiday break, so we are talking amongst ourselves. Ok, we'll be digging into what we've been doing shortly, but first, let's cover this week's news... AIE News Community Mandatory Fun Nights Where the fun is mandatory but the attendance is not. Sunday - Destiny 2 8:30 pm Eastern Monday - GW2 9:30 pm Eastern Monday - STO 10:00 pm Eastern Tuesday - SWTOR 9:00 pm Eastern Wednesday - HFO Mythic+ Mayhem (WoW) 8:00 pm Eastern Thursday- Board Game Night (1st and 3rd Thursdays) 7:00 pm Eastern/6:00 pm Central Friday - ESO 9:00 pm Eastern Saturday - LotRO 8:30 pm Eastern Saturday - FFXIV (Maps) 9:30 pm Eastern Saturday - Noob Raid (WoW) 11:00 pm Eastern Streaming and Guild Podcast News We have a ton of AIE member podcasts! Want to know where to find them? Look no further than here- New Overlords Podcast (Max and Sema) https://www.newoverlords.com Working Class Nerds (Marcus and Nick) - NSFL https://workingclassnerdscom.wordpress.com Boards and Swords (Chris and Philip) https://boardsandswords.com/blog?category=Boards%20%26%20Swords Dr. Gameology ( Dr. Daniel Kaufmann ) https://drgameology.com/ STO - Fleet Action Report (Grebog and Nikodas) https://www.youtube.com/@fleetactionreport A Podcast Reborn: A FFXIV Community Podcast (Brandon aka Old Man Franks, Meagan, and Rho) - NSFL https://www.bonusroll.gg/directory/a-podcast-reborn/ NOMADS From Fez: New, hosted Valheim server, is up. Fresh start, fresh seed. Server info is pinned in Nomads. From Bhock: Still on Ashes of Creation, Alpha 2 Phase 2, testing node progression and soon crafting Phase 3 starting mid May, so we're still on schedule From Stask: After a holiday hiatus, the New World crew continues working through expeditions (dungeons) on Sunday nights at 9ish central. We can be found on the fresh start server Hudsonland. WoW Dankinia is leading the Noob Raid after a short winter break. Thank you again Celindre for stepping in and leading the group to its first full clear in my absence. Since Dankinia's return, we've cleared it 2 more times and the Floor Tank counter for the year is already at 6. WoW Classic There are a handful of folks still playing on the fresh servers, last time I checked there is nobody at 60 yet. SWTOR Snowball cannons have been put away and keybinds have been reset to blasters and lightsabers. Mostly. Also, Warzone Wednesdays have returned for the new pvp season. Dynamic encounters are providing a quick-hit way to work toward achievements and Conquest targets. 2025 has started! ESO ESO MFN is back from winter break. We've been working on trials and helping each other with endeavors while hanging out and chatting. https://youtu.be/n1_PQsv03Rk?si=Wb4efaD27oftURA- STO A new year and the game's anniversary is coming. The event typically is at the end of this month or very beginning of February. They just released a new Sol System map with the updated ESD exterior as it was shown in Season 3 of Picard. Unfortunately with the patch that brought in the new art, there have been several bugs. From loadouts dropping, traits unloading, and even for some people equipment being unequipped. They are aware of the issues and hopefully have this all resolved soon(tm). FFXIV

Huvudnumret för detta avsnitt är intervjun med Eworks VD Karin Schreil, först blir det dock som vanligt lite hänt sedan sist (14:07). Sedan blir det: B&H-genomgång (57:30); Evolution (81:20); Inwido (102:33) och så Ework (116:33). Mycket nöje och God Jul!Vår huvudsponsor hittar ni på: www.kavaljer.sePrivata Affärers fina erbjudande hittar ni på: https://prenumerera.privataaffarer.se/kvalitetsaktiepoddenHoldings finns på: https://www.modularfinance.se/holdingsBörsdata finns på: www.Borsdata.sewww.MFN.se har stenkoll på bolagens kommunikation och viktiga datumLäs mer om Läkare utan gränsers verksamhet här: https://lakareutangranser.se/Inwidos klockrena reklam: https://vimeo.com/1038092174 Hosted on Acast. See acast.com/privacy for more information.

Huvudnumret för detta avsnitt är intervjun med Bergman & Bevings VD Magnus Söderlind, först blir det dock som vanligt lite hänt sedan sist (10:18). Sedan blir det: Byggmax (31:05); Catella (42:45); Loomis (58:35); Tokmanni (82:50) och så B&B (97:20). Välkomna!Vår huvudsponsor hittar ni på: www.kavaljer.seDI:s fina erbjudande hittar ni här: http://www.di.se/kvalitetsaktiepoddenHoldings finns på: https://www.modularfinance.se/holdingsBörsdata finns på: www.Borsdata.sewww.MFN.se har stenkoll på bolagens kommunikation och viktiga datumLäs mer om Läkare utan gränsers verksamhet här: https://lakareutangranser.se/ Hosted on Acast. See acast.com/privacy for more information.

On this episode of The AIE Podcast... We promise we are not Podfading! We wish you a happy Galactic seasons Go see Kraemer for all of your crafting needs! We have a guild wars two update!!! And, we are our own guests! All that and more coming up right now... Podcast Audio Raw Video http://youtu.be/3pH5I_D7d9w Open Welcome to episode 429 of the podcast celebrating you, the Alea Iacta Est gaming community, the die has been podcast. This is Mkallah: To my left is Mewkow: - (catch phrase here). And to my right is Tetsemi: (catch phrase here). This week, we are joined by US!!! Welcome! Ok, we'll be digging into what we have been doing shortly, but first, let's cover this week's news... AIE News Community Where the fun is mandatory but the attendance is not. Sunday - Destiny 2 8:30 pm Eastern Monday - GW2 9:30 pm Eastern Monday - STO 10:00 pm Eastern Tuesday - SWTOR 9:00 pm Eastern Wednesday - HFO Mythic+ Mayhem (WoW) 8:00 pm Eastern Thursday- Board Game Night (1st and 3rd Thursdays) 7:00 pm Eastern/6:00 pm Central Friday - ESO 9:00 pm Eastern Saturday - LotRO 8:30 pm Eastern Saturday - FFXIV (Maps) 9:30 pm Eastern Saturday - Noob Raid (WoW) 11:00 pm Eastern Streaming and Guild Podcast News We have a ton of AIE member podcasts! Want to know where to find them? Look no further than here- New Overlords Podcast (Max and Sema) https://www.newoverlords.com Working Class Nerds (Marcus and Nick) - NSFL https://workingclassnerdscom.wordpress.com Boards and Swords (Chris and Philip) https://boardsandswords.com/blog?category=Boards%20%26%20Swords Dr. Gameology ( Dr. Daniel Kaufmann ) https://drgameology.com/ STO - Fleet Action Report (Grebog and Nikodas) https://www.youtube.com/@fleetactionreport A Podcast Reborn: A FFXIV Community Podcast (Brandon aka Old Man Franks, Meagan, and Rho) - NSFL https://www.bonusroll.gg/directory/a-podcast-reborn/ NOMADS Ashes of Creation - Alpha 2 is on and running, with a few members. We now have a fresh start company (Covenant) in New World on Hudsonland. We are enjoying all the improvements they've made lately. We are also on the legacy server Valhalla. WoW Noob Raid is 7/8 in normal Nerubn-ar Palace. Not bad at all for a bunch of Noobs lead by a professional floor tank. WoW Classic Fresh start servers are coming up in Classic SWTOR The guild is still doing MFN on Tuesday nights at 9pm EST. We are helping everyone get their Galactic Season objectives done. Still have a couple months to finish everything up. The Public Test Server (PTS) is up with content from the next patch 7.6 on it. One of the things being tested are dynamic events, which are like world quests in other games. A new single boss operation is being tested also. Lords of Light has taken it down, but there are some different mechanics that are not working correctly right now. Should be fun when it's in the live game. There are rewards for doing 100 dynamic events and a title for defeating the operation boss. Keep an eye out for groups getting together on the PTS if you want to finish those rewards up. We have four operations (raid) teams that are running different things. Check in the SWTOR channel in discord for when spots are open and subs are needed. There are a couple teams that have some regular spots open. Join up if you want to see some different content in Star Wars: The Old Republic. FFXIV New patch is out, more MSQ, more Alliance Raid, and you can combine level 1 outfits in the glamour dresser so they only take up one slot instead of many. Also, update your adventure plates! ESO We've been attempting some new-to-us trials, with varying degrees of success. Kraemer has all of the mundus stones and crafting stations currently available at his primary residence. Feel free to stop by to use them if you need to. GW2 Extra Life event running until the 19th. Take your toon into Lion's Arch.

Huvudnumret för detta avsnitt är en matig intervju med NOTEs VD Johannes Lind-Widestam, först blir det dock som vanligt lite hänt sedan sist (07:45). Sedan blir det: AQ Group (38:10); Gofore/Bouvet (48:05); Lyssnarfrågor (69:45) och så NOTE (110:30). Välkomna!Vår huvudsponsor hittar ni på: www.kavaljer.seHoldings finns på: https://www.modularfinance.se/holdingsPrivata Affärers fina erbjudande hittar ni på: https://prenumerera.privataaffarer.se/Börsdata finns på: www.Borsdata.sewww.MFN.se har stenkoll på bolagens kommunikation och viktiga datumLäs mer om Läkare utan gränsers verksamhet här: https://lakareutangranser.se/En fantastisk historia från Västergötland hittar ni 2:20 in i avsnitt ett av Västgötapodden: https://open.spotify.com/episode/45hpLnCFTpHjuVqNCK0NCT?si=jIeRRzeXSKK0VI8tqKuUbAIntervjun med Christofer Andersson hittar ni här: https://www.kvalitetsaktiepodden.se/2021/03/18/avsnitt-88-jarnvagsunderhallets-motsvarighet-till-tesla/Intervjun med oss på Inderes TV finns bl a här: https://www.inderes.se/videos/kvalitetsaktiepodden-investera-disciplinerat-och-osentimentalt Hosted on Acast. See acast.com/privacy for more information.

Huvudnumret för detta avsnitt är en matig intervju med RVRCs VD Paul Fischbein, först blir det dock som vanligt lite hänt sedan sist (09:40). Sedan blir det: Inission (39:40); Kabe (52:45); Valmet (61:16) och så RVRC (75:40). Välkomna!Vår huvudsponsor hittar ni på: www.kavaljer.seDI:s fina erbjudande hittar ni här: http://www.di.se/kvalitetsaktiepoddenHoldings finns på: https://www.modularfinance.se/holdingsBörsdata finns på: www.Borsdata.sewww.MFN.se har stenkoll på bolagens kommunikation och viktiga datumLäs mer om Läkare utan gränsers verksamhet här: https://lakareutangranser.se/Intervjun med oss på Inderes TV finns bl a här: https://www.inderes.se/videos/kvalitetsaktiepodden-investera-disciplinerat-och-osentimentalt Hosted on Acast. See acast.com/privacy for more information.

Laila! the TikTok superstar confirms Mos Def is her daddy and the date for her debut self produced debut album. I love to see it. Sexyy Red and this MFN lipgloss. Building a brand and then choosing to promote "Yellow Discharge" is crazy work. I just don't understand the hype. What Killed the Club Culture? Bottle Warz? Press Play Dj's? the list of possibilities is limitless. --- Support this podcast: https://podcasters.spotify.com/pod/show/robin-evette/support

Send us a Text Message.Error code 4400 on Amazon can be a big problem, stopping you from selling your products through Merchant Fulfilled (MFN) shipping. But there's a way to fix it.Noah from My Amazon Guy explains why this error happens and shows you the steps to solve it. Whether the issue is due to shipping performance, order defect rates, or listing policy violations, this video covers everything you need to know to get back on track.Learn what error code 4400 means, why Amazon restricts MFN shipping, and how to submit a successful appeal to restore your MFN privileges. -------------------------------------------------Join My Amazon Guy on LinkedIn: https://www.linkedin.com/company/28605816/Follow us:Twitter: https://twitter.com/myamazonguyInstagram: https://www.instagram.com/stevenpopemag/Pinterest: https://www.pinterest.com/myamazonguys/Please subscribe to the podcast at: https://podcast.myamazonguy.comApple Podcast:  https://podcasts.apple.com/us/podcast/my-amazon-guy/id1501974229Spotify: https://open.spotify.com/show/4A5ASHGGfr6s4wWNQIqyVwTimestamps:00:00 - Introduction to Error Code 440001:00 - Explanation of Error Code 440002:45 - Common Reasons for MFN Restriction04:00 - How to Appeal for MFN Reinstatement05:30 - Tips to Improve Shipping Performance06:30 - Final Thoughts and RecommendationsSupport the Show.

找不到工作？想轉職？ 想增進自己的工作能力？ 青年朋友別慌！ 「投資青年就業方案第二期」，陪你做好職涯規劃、修煉工作技能，還有專人客製化就業服務，讓你求職無往不利。【勞動力發展署廣告】 方案這裡看 https://bit.ly/4cn3fdf -- 城揚建設新推出的「陽明第一廳」 緊鄰三民區的明星學府-陽明國中 46~52坪，每層四戶兩部電梯 最適合有換屋與置產需求的你 讓生活中充滿書香、運動風，滿足食衣住行的消費需求 城揚建設 陽明第一廳 07-384-2888 https://bit.ly/3YvDjc7 －－－－以上訊息由 SoundOn 動態廣告贊助商提供－－－－ 中國經濟自疫情過後並未有效復甦，內需消費與投資力道疲弱，房地產市場泡沫、金融風險壓力加劇、加上地方政府債務等燙手山芋，為什麼中國政府無法解決這些問題？這幾年習近平自我感覺良好，鼓吹東升西降的「新質生產力」已成空談？中國已經陷入了中等收入陷阱了嗎？美國共和黨大選綱領「將取消中國最惠國的待遇」如果實施，對中國經濟會產生什麼結構性影響？！精彩訪談內容，請鎖定@華視三國演議！ 本集來賓：#陳松興 #矢板明夫 主持人：#汪浩 以上言論不代表本台立場 #中國經濟 #地方債 #中等收入陷阱 #習一尊 電視播出時間

Citadel and MFN competing to fund an unsecured junior DIP financing was just one of the "remarkable" aspects of Yellow Corp's ongoing bankruptcy, according to its Chief Restructuring Officer Matt Doheny. The North Country Capital's founder and president sat with Bloomberg Intelligence's (BI) Phil Brendel to share his philosophies on distressed investing, derived from a wide-ranging career in law, finance, and politics. They dive into two of the most fascinating bankruptcy cases of our time -- Yellow Corp and FTX (5:30). Prior to that, Phil and Noel Hebert of BI discuss the high yield market's strength despite some serious headwinds presented by a "higher for longer" environment. The podcast concludes with BI's Negisa Balluku joining Noel and Phil to tackle the latest developments in bankruptcy courts and distressed situations, including Red Lobster, WeWork, Rite Aid, Diamond Sports, J&J, Yellow, Rackspace, Genesis, and FTX (49:50).

On this episode of The AIE Podcast... Grats to the NOOBS! Zombies in SPACE Dawntrail is on the horizon Big congrats to our friends on Fleet Action Report! And, Looci is here to talk about WoW Classic! All that and more coming up right now... Podcast Audio Raw Video http://youtu.be/_SxxArmSrk0 Open Welcome to episode #421 of the podcast celebrating you, the Alea Iacta Est gaming community, the die has been podcast. This is Mewkow: To my left is Mkallah: - (Hey folks, con is next week- grab me some tea while you are in the guild kitchen). And to my right is Tetsemi: (catch phrase here). This week we are joined by special guests Looci who is here to talk to us about AIE in WoW Classic Welcome! Ok, we'll be digging into WoW shortly, but first, let's cover this week's news... AIE News Community Mandatory Fun Nights Where the fun is mandatory but the attendance is not. Sunday - Destiny 2 8:30 pm Eastern Monday - GW2 9:30 pm Eastern Monday - STO 10:00 pm Eastern Tuesday - SWTOR 9:00 pm Eastern Wednesday - HFO Mythic+ Mayhem (WoW) 8:00 pm Eastern Thursday- Board Game Night (1st and 3rd Thursdays) 7:00 pm Eastern/6:00 pm Central Friday - ESO 9:00 pm Eastern Saturday - LotRO 8:30 pm Eastern Saturday - FFXIV (Maps) 9:30 pm Eastern Saturday - WoW Classic Hardcore 9:30 pm Eastern Saturday - Noob Raid (WoW) 11:00 pm Eastern Streaming and Guild Podcast News We have a ton of AIE member podcasts! Want to know where to find them? Look no further than here- New Overlords Podcast (Max and Sema) https://www.newoverlords.com Working Class Nerds (Marcus and Nick) - NSFL https://workingclassnerdscom.wordpress.com Boards and Swords (Chris and Philip) https://boardsandswords.com/blog?category=Boards%20%26%20Swords Dr. Gameology ( Dr. Daniel Kaufmann ) https://drgameology.com/ STO - Fleet Action Report (Grebog and Nikodas) https://www.youtube.com/@fleetactionreport A Podcast Reborn: A FFXIV Community Podcast (Brandon aka Old Man Franks, Meagan, and Rho) - NSFL https://www.bonusroll.gg/directory/a-podcast-reborn/ NOMADS We have a few people on a private V Rising server now that the game has gone to a 1.0 release. It's a fun, Vampire themed crafting survival action combat game. Diablo Season 4: Loot Reborn is now live and is seemingly doing very well and players are really liking the updates. We have Diablo regulars in there checking it out and I'm sure they can offer help and guidance to anyone looking to jump back in. Other Nomads stuff is happening this week in Fallout 76, ARK, and Starfield as well. WoW Noob Raid successfully cleared Timewalking Ulduar, and congrats to two players for obtaining the rare mounts Invincible and Mimiron's Head. Aside from Noob Raid, the excitement is all about Remix: Mists of Pandaria, a limited time, speed leveling event that launched Thursday for Retail WoW. Quite a few players have reached level 70 already and are working on more toons while gathering numerous transmog items, mounts and pets. Many alts! Handle it! The characters can join current guilds but won't be on live servers until the new expansion, The War Within. AIE opened our second Alliance guild, Amicitia, to make room for the new alts. A few people had trouble pronouncing the guild name, so it's now known as Amy. Welcome Amy! WoW Classic See Game Notes SWTOR This past week was Rakghoul week and if that means nothing to you, just picture swtor's version of zombies. There is no cure, we just have to kill them. A lot. Including a giant one with no eyes that we managed to dispatch on Tuesday during MFN. The double xp event is over, but it's still a good time to level as it's basically pretty quick in this game. For tips, join us in discord. There is a lot of chatter about the best/most-fun way to do things. Friday fun happened on Shae Vizla server this week where we knocked out some Uprisings and Heroic weeklies. Next week,

全球股市要好，首重半導體；半導體要好，以上游為主。 接軌半導體趨勢就該掌握「上游」，追蹤指數成分股持有日本比重近3成，投資真正隱形英雄就在

The Waif got Arya Stark fighting for her MFn life and chooses her destiny; Jaime Lannister returns Edmure Tully to Riverrun so he can get back to Cersei; Cersei Lannister plans are thwarted by her own son; Daenerys Targaryen returns to Meereen; and Sandor Clegane got it on bis mind as he tracks down the Brotherhood Without Banners.If you want to keep the fun going with us throughout the week, come join our Facebook group. THE WATCH DEM THRONES FACEBOOK GROUPhttps://www.facebook.com/groups/126567443834910/?ref=share&mibextid=NSMWBTTO WATCH AND SUBSCRIBE:Facebook:https://www.facebook.com/blackwithnochaser/Twitter:https://twitter.com/BeBlackNoChaser?t=pVFV06lBFdZRu72ot4uCjA&s=09Twitter:https://twitter.com/WatchDemThrones?t=q0ngrYPlugf0ttzM2jo39A&s=09Apple Music: https://podcasts.apple.com/us/podcast/watch-dem-thrones-by-black-with-no-chaser/id1641754247Spotify:https://open.spotify.com/show/1qI1bJ1vIlobu502w6zrtN?si=mtsa3gZYRZW_3FmlCrv7UgBWNC RADIO: https://apps.apple.com/us/app/bwnc-radio/id6443800363Amazon Musichttps://music.amazon.com/podcasts/45279c3a-c09f-47d1-a3a3-88e6e2507230/watch-dem-thrones-by-black-with-no-chaserIHeartRadiohttps://www.iheart.com/podcast/269-watch-dem-thrones-by-black-101286659/?cmp=android_share&sc=android_social_share&pr=false#gameofthrones #demdragons #blackwithnochaser #houseofthedragonhbo #dragonseeds #theblacks #thegreens #houseofthedragon #youtube #targaryens #podcast #podsincolor #applemusic #spotifymusic #podsincolor #starks #lannisters #Velaryon

When are MFNs good and when are they bad? A "most favored nation" (MFN) price requirement ensures that a buyer receives the lowest price that a seller is offering to other buyers. Under U.S. antitrust law, such MFNs are typically viewed as a procompetitive outcome of price bargaining between parties. But recently, the use of MFNs by Amazon's internet retailing platform has been challenged as an anticompetitive business practice. In this episode, Alicia Downey and Barry Nigro talk to economist Tasneem Chipty about the potential competition concerns raised by MFNs generally and platform MFNs specifically. Listen and learn in what circumstances most favored nation requirements might raise antitrust red flags. With special guest: Tasneem Chipty, Managing Principal, Chipty Economics Related Links: Tasneem Chipty, "Platform MFNs: Can Asking for the Lowest Price Discourage Competition?", Pricing Conduct Committee Newsletter (ABA Antitrust Law Section Jan. 9. 2024) Hosted by: Alicia Downey, Downey Law LLC and Barry Nigro, Fried, Frank, Harris, Shriver & Jacobson LLP

On this episode of The AIE Podcast... Gotta kill them all? That can't be right? Checks notes- yeah, it's right Seeds of Renewal breathes new life into the world we love Follow the Gold brick road… Happy Anniversary to STO! And, we have Gusty here to talk about AIE in World of Warcraft All that and more coming up right now... Podcast Audio Raw Video http://youtu.be/0N0sSV69um8 Open Welcome to episode #415 of the podcast celebrating you, the Alea Iacta Est gaming community, the die has been podcast. This is Mewkow: To my left is Mkallah: - (hey folks, there is a mocha java cake in the guild kitchen). And to my right is Tetsemi: (catch phrase here). This week we are joined by special guests Gustytail who is here to talk to us about AIE in World of Warcraft. Welcome! Ok, we'll be digging into WoW Retail shortly, but first, let's cover this week's news... AIE News Community Mandatory Fun Nights Where the fun is mandatory but the attendance is not. Sunday - You all get a day off! Monday - GW2 9:30 pm Eastern Monday - STO 10:00 pm Eastern Tuesday - SWTOR 9:00 pm Eastern Wednesday - HFO Mythic+ Mayhem (WoW) 8:00 pm Eastern Thursday- Board Game Night (1st and 3rd Thursdays) 7:00 pm Eastern/6:00 pm Central Friday - ESO 9:00 pm Eastern Friday - FFXIV(Magical Misc Tour) 9:00 pm Eastern Saturday - LotRO 8:30 pm Eastern Saturday - FFXIV (Maps) 9:30 pm Eastern Saturday - WoW Classic Hardcore 9:30 pm Eastern Saturday - Noob Raid (WoW) 11:00 pm Eastern Streaming and Guild Podcast News We have a ton of AIE member podcasts! Want to know where to find them? Look no further than here- New Overlords Podcast (Max and Sema) https://www.newoverlords.com Working Class Nerds (Marcus and Nick) - NSFL https://workingclassnerdscom.wordpress.com Boards and Swords (Chris and Philip) https://boardsandswords.com/blog?category=Boards%20%26%20Swords Dr. Gameology ( Dr. Daniel Kaufmann ) https://drgameology.com/ STO - Fleet Action Report (Grebog and Nikodas) https://www.youtube.com/@fleetactionreport A Podcast Reborn: A FFXIV Community Podcast (Brandon aka Old Man Franks, Meagan, and Rho) - NSFL https://www.bonusroll.gg/directory/a-podcast-reborn/ NOMADS ARK continues to be a fun place for the team there with a group boss kill of the Dragon planned for tonight. We are looking forward to the next DLC remaster coming in the next couple months. Rust is spun back up as well and a group in there is trying out the new features including more automation and even the ability to tie notifications of in-game activities to your phone. Palworld launch this week and is pretty hot at the moment. The pitch is "ARK survival but with Pokemon instead of dinos... and the Pokemon can have guns" There may be a private group server being spun up for this depending on interest. WoW See Game Notes We have successfully killed the Lich King! There are a few raid members who still need that kill, so we shall continue to kill him until everyone has the title. Waiting for further word on when we are looking at a Cata release. Season of Discovery gets the next band to 40 starting on Feb 8th, I believe. WoW Classic We have successfully killed the Lich King! There are a few raid members who still need that kill, so we shall continue to kill him until everyone has the title. Waiting for further word on when we are looking at a Cata release. Season of Discovery gets the next band to 40 starting on Feb 8th, I believe. SWTOR The SUP operations team is looking for a permanent member. Any role will work. SUP is on the Imperial side and meets on Wednesday nights from 9-11PM Eastern. No previous experience required! Join us for MFN on Tuesday nights. We tend to focus on Conquest/Galactic Seasons/Story Mode Operations. You can usually be any character level and always any level of experience. Just make sure you have your personal ship! FFXIV

For Unitarian Universalist aspirants and candidates the Ministerial Formation Network (or MFN) is a source of vocational support, spiritual engagement, practical information, and collegial care. The MFN is a collaborative project of the UUMA and UUA, with the goal of supporting every aspirant and candidate in their process. My guest today is the Rev. Michelle Favreault, manager of the Ministerial Formation Network.Notes from the episode:UUMA Membership: https://uuma.org/join/MFN (Ministerial Formation Network): https://uuma.org/collegiality/mfn/MFN Retreats: https://uuma.org/collegiality/mfn-retreat-dates-and-information/MFN Fall 2023 Offerings (including Seminarian Wellspring information): https://uuma.org/latest-news/fall-mfn-program-offerings/ Contact Rev. Michelle Favreault: favreault (at) uuma (dot) orgMany Windows: Conversations on Ministry is a production of Meadville Lombard Theological School. Theme music is “Destination” by Justhea. This episode is produced by Jules Taylor and as always, a special thank you to Tomo Hilbo.(Justhea: spoti.fi/2NycVfd​ and apple.co/3u51z2V)

In the episode, Stannis Baratheon attacks the wildling camp beyond the Wall, as Jon Snow tries to meet with Mance Rayderwith plans on taking him out. Bran Stark meets the Three-Eyed Raven but not before he meets a whole gang of wights and a child of the forrest. Qyburn tries to revive Gregor Clegane; Brienne of Tarth and Podrick Payne encounters Arya Stark and the Hound in the Vale. And best believe it was some MFn furniture moving. Daenerys Targaryen is forced to chain her dragons up in the dungeons in Meereen after Drogon lil silver capped teeth self showed his ass. Cersei came clean AF with Tywin and said she chooses Jaime. Speaking of Jaime, he sets Tyrion Lannister free before he is to be executed under Tywin's orders. Speaking of which, Shae and Tywin literally f*cked around until they found out....If you want to keep the fun going with us throughout the week, come join our Facebook group.JOIN THE WATCH DEM THRONES FACEBOOK GROUPhttps://www.facebook.com/groups/126567443834910/?ref=share&mibextid=NSMWBTTO WATCH AND SUBSCRIBE:Facebook:https://www.facebook.com/blackwithnochaser/Twitter:https://twitter.com/BeBlackNoChaser?t=pVFV06lBFdZRu72ot4uCjA&s=09Twitter:https://twitter.com/WatchDemThrones?t=q0ngrYPlugf0ttzM2jo39A&s=09Apple Music: https://podcasts.apple.com/us/podcast/watch-dem-thrones-by-black-with-no-chaser/id1641754247Spotify:https://open.spotify.com/show/1qI1bJ1vIlobu502w6zrtN?si=mtsa3gZYRZW_3FmlCrv7UgBWNC RADIO: https://apps.apple.com/us/app/bwnc-radio/id6443800363Amazon Musichttps://music.amazon.com/podcasts/45279c3a-c09f-47d1-a3a3-88e6e2507230/watch-dem-thrones-by-black-with-no-chaserIHeartRadiohttps://www.iheart.com/podcast/269-watch-dem-thrones-by-black-101286659/?cmp=android_share&sc=android_social_share&pr=false#gameofthrones #demdragons #blackwithnochaser #houseofthedragonhbo #dragonseeds #theblacks #thegreens #houseofthedragon #youtube #targaryens #podcast #podsincolor #applemusic #spotifymusic #podsincolor

On this episode of The AIE Podcast... Oh boy, do we have a special show for you all tonight It's summer, you know, kind of hot But, we are filled with love And lots of highlights Welcome to the AIE virtual guild hall All that and more coming up right now... Podcast Audio Raw Video http://youtu.be/GlxPRTkAdEM Open Welcome to episode #407 of the podcast celebrating you, the Alea Iacta Est gaming community, the die has been podcast. This is Host Tetsemi: To my left is Mkallah: - (Hey all, there are strawberry Lemonade rice krispy treats in the guild hall ). This week we are doing something VERY special tonight- explain it here, Tet! Welcome! Ok, we'll going into summer of love shortly, but first, let's cover our accomplishments so far this year!... AIE News Community Just a reminder, here are your Mandatory Fun Nights, especially important for the Summer of Love Where the fun is mandatory but the attendance is not. Sunday - Monday - GW2 9:30 pm Eastern Monday - STO 10:00 pm Eastern Tuesday - SWTOR 9:00 pm Eastern Wednesday - HFO Mythic+ Mayhem (WoW) 8:00 pm Eastern Thursday- Board Game Night (1st and 3rd Thursdays) 7:00 pm Eastern/6:00 pm Central Friday - ESO 9:00 pm Eastern Friday - FFXIV(Magical Misc Tour) 9:00 pm Eastern Saturday - LotRO 8:30 pm Eastern Saturday - FFXIV (Maps) 9:30 pm Eastern Saturday - Noob Raid (WoW) 11:00 pm Eastern Streaming and Guild Podcast News We have a ton of AIE member podcasts! Want to know where to find them? Look no further than here- SWTOR Escape Podcast (Max and Sema) https://www.newoverlords.com/category/listen/sepc/ Behind the Games Podcast (Jeff aka Max and Sema) https://www.newoverlords.com/category/listen/btg/ Working Class Nerds (Marcus and Nick) - NSFL https://workingclassnerdscom.wordpress.com Boards and Swords (Chris and Philip) https://boardsandswords.com/blog?category=Boards%20%26%20Swords Dr. Gameology ( Dr. Daniel Kaufmann ) https://drgameology.com/ STO - Fleet Action Report (Grebog and Nikodas) https://www.youtube.com/@fleetactionreport A Podcast Reborn: A FFXIV Community Podcast (Brandon aka Old Man Franks, Meagan, and Rho) - NSFL https://www.bonusroll.gg/directory/a-podcast-reborn/   We have a pics of the year channel for Summer of Love. The current challenge is Pet Pics, but Gusty is asking for AIE members to share their Cosplay, Collections, computer desks, transmog/glamour and anything they are doing with Guild groups. (Tabards and banners encouraged.) LOTRO In March of this year we returned to Carn Dum in Update 35. Carn Dum, as the capital of Angmar, along with Urugarth (a nearby fortress) were two of the early 'world instances' in the game. Now Carn Dum has been redesigned using new tech and art. It remains a city of fell magic, evil men, and restless spirits. But now has a quest hub and instance cluster. In May we received Update 36 "Gondor Renewed". Summoned to Gondor by King Elessar and Queen Arwen, we are to head South and aid in the reconstruction, but beware the Heirs of Castamir, and the influence of Umbar. But now for the big news. Our very own Maellung has joined the ranks of the LOTROStream. It's official, he's official! You may ask, 'what is the LOTROStream, precious'? Well, you fool of a River-Hobbit, it's the official live stream of The Lord of the Rings Online! Congrats Maellung! GW2 The Guild Wars 2 division has been abiding. MFN runs weekly and the monthly Dungeons and More night is still going strong. Over the past year during Dungeons and more nights we have done a variety of stuff from world boss hunting to helping members with their personal story to fractals and yes even running some dungeons. For Summer of Love, we will have a Remembrance Day gathering, Dungeons and More night, and the usual MFN on Monday night. We are eagerly waiting for the first expansion in the new yearly format, Secrets of the Obscure.

On this episode of The AIE Podcast... Big Grats to Hell Froze Over! The new SWTOR drop is asking a LOT of questions. The next ToT tournament is coming soon.. Very soon! Hey, it's been a while! So, we are here to talk to ourselves. All that and more coming up right now... Podcast Audio Raw Video http://youtu.be/DT9j3c6LvOg Open Welcome to episode #405 of the podcast celebrating you, the Alea Iacta Est gaming community, the die has been podcast. This is Mewkow: To my left is Mkallah: - (It's too hot to bake!!! But we all know I will anyway!). And to my right is Tetsemi: (catch phrase here). No guest tonight, but we figured we would sit around the virtual table and catch up since it's been a month! Welcome! Ok, we'll be digging into what we've been up to in and out of game shortly, but first, let's cover this week's news... AIE News Community Mandatory Fun Nights Where the fun is mandatory but the attendance is not. Sunday - WoW Classic 2:00 pm Eastern Monday - GW2 9:30 pm Eastern Monday - STO 10:00 pm Eastern Tuesday - SWTOR 9:00 pm Eastern Wednesday - Thursday- Board Game Night (1st and 3rd Thursdays) 7:00 pm Eastern/6:00 pm Central Friday - ESO 9:00 pm Eastern Friday - FFXIV(Magical Misc Tour) 9:00 pm Eastern Saturday - LotRO 8:30 pm Eastern Saturday - FFXIV (Maps) 9:30 pm Eastern Saturday - Noob Raid (WoW) 11:00 pm Eastern Streaming and Guild Podcast News We have a ton of AIE member podcasts! Want to know where to find them? Look no further than here- SWTOR Escape Podcast (Max and Sema) https://www.newoverlords.com/category/listen/sepc/ Behind the Games Podcast (Jeff aka Max and Sema) https://www.newoverlords.com/category/listen/btg/ Working Class Nerds (Marcus and Nick) - NSFL https://workingclassnerdscom.wordpress.com Boards and Swords (Chris and Philip) https://boardsandswords.com/blog?category=Boards%20%26%20Swords Dr. Gameology ( Dr. Daniel Kaufmann ) https://drgameology.com/ STO - Fleet Action Report (Grebog and Nikodas) https://www.youtube.com/@fleetactionreport A Podcast Reborn: A FFXIV Community Podcast (Brandon aka Old Man Franks, Meagan, and Rho) - NSFL https://www.bonusroll.gg/directory/a-podcast-reborn/ NOMADS Board Games Night - Starting in July, we're going to change our time to 1st and 3rd Thursdays @ 6:00-7:30 PM Central. WoW -The Hell Froze Over raid team completed Normal mode raid last night and killed the first boss in Heroic! The team once again broke our attendance record, with 28 people present! Meanwhile, So Let's Go Skating is through 5 bosses on heroic with eyes on killing more this weekend! -The final wing of LFR opens this coming week and the catalyst is now up and running to help finish off those missing tier set pieces. -The Winds of Sanctuary event is live, which means all xp gains are increased by 50%! This week also has Mist of Pandaria Timewalking. The perfect week for returning players or alts to level SUPER FAST! (seriously, you can probably go from 60 to 70 in an afternoon by just running timewalking dungeons) Noob Raid has ventured into Aberrus and is 5/8 in Normal. WoW Classic Trial of the Crusader (new mini raid) is live next Thursday, in addition to a new wing/boss in the Vault of Archavon... and now the famous Onyxia is back for with a vengeance ! So 6 new bosses to keep us wanting for more, until Icecrown Citadel raid is bestowed upon us, so we can fight the Lich King finally New Titan Rune: Beta dungeons are out too with sweet sweet catchup gear SWTOR In swtor news, the 7.3 content drop happened this week. It brought a new questing area with gorgeous new graphics, a new dungeon, and a pretty awesome story beat. The story had us speculating about who is going to do what to whom and when! MFN continues to sail along on Tuesday nights. The summer season is bringing a new schedule for Wednesday night PVP. It's going to be roughly every two weeks,

The first Under The Hood episode of the year is finally here! Today I'm joined by Gary Guenst, one-half of the founders of ToothShower, a water flosser powered by your own shower.    If the brand sounds familiar, you might've heard it from one of my previous Under The Hood episodes where I chatted with Gary's wife, Lisa.    Here are some of the questions me and Gary went back and forth with from this episode: Does the MFN inventory automatically back up FBA inventory if current FBAs run out? - 5:14 Is there a general rule of thumb for running coupons? - 9:25  What's a realistic ROS on Amazon? - 14:10 Are there more businesses leaving Amazon? - 19:48  What kind of businesses should list their products on Walmart? - 21:41 What are the best platforms to find keywords? - 24:18  What companies benefit most from using Helium 10 and Jungle Scout? - 26:26 What is the best way to leverage selling eBooks on Amazon? - 29:29  Which generates higher conversions? Driving customers through listings or to a brand store? - 32:27  How frequently should businesses update backend keywords, brand content story, listings, and a+ content? - 34:37  How do you set a budget for the performance of Amazon ads? - 36:27  Why should a business care about B2B customers in transaction downloads when Amazon sends updates on the number of B2B customers? - 39:39  Is 14 days enough time to generate reasonable data on Amazon ads? - 42:03  How often should a business post on Amazon? - 42:15  Are there any updates on Amazon's liquidation program? - 43:46  Do you have any tips for businesses in the process of launching a downsized product? - 45:27    Gary and I also went over how ToothShower has done since last appearing on the show and their plans to scale their business in the future by using ads and automated tools, on top of their main goal of downsizing some of their products    As mentioned in the episode, here's a link to one of the best tools to find keywords on Amazon.     If you want a free hour of coaching to help you navigate all the hiccups you've been experiencing in ecommerce, we'd love to have you on our next Under The Hood Episode. If you liked this week's episode, we would appreciate it if you leave us a review on iTunes. As always, happy selling and we'll see you in the next one!

Kilimanjaro with 3 artificial joints; got your attention? Feeling a little tired… after your early morning swim or your HIIT session today? This will give you a new perspective.  Even better, with adult kids. If you're a parent you know what that would mean. If you have parents, especially if they're gone, you may know what it would be like to have a memory like that with them.  What kind of life lessons are tucked into experiences like this. Maybe you pursue marathons or triathlons, maybe you like bodybuilding.  Is it for you, or ego, or is it also something to create a life for later you love?  Is it to put something in your life that is more meaningful, or to escape reality of today?  There are so many reasons to add a "reach" experience to your life, and none of them wrong. Perhaps the only wrong is in not knowing why you want it or do it.  Enjoy this short Q and A.  My Guest:  Dr. Irv Rubenstein, exercise physiologist and personal trainer (NSCA-CSCS, CPT, Certified with Distinction; ACSM-EP; FAI-Functional Aging Specialist), is president of STEPS Fitness, Nashville's first personal training center. He has been an educator for fitness professionals with Exercise ETC; a contributor to online articles on fitness myths, functional training, and proper exercise technique; and has also contributed to books and articles for and about personal training. He was a founding member of the Eating Disorders Coalition of Tennessee (now Renewed Support) and served on its Executive and Education Committees. Dr. Irv has presented nationally and regionally on exercise and anorexia, arthritis and exercise, exercise and weight management, and several other exercise-related topics. He currently is an advisory board member for the MFN, has provided webinars for the MFEF, and is co-author of its Orthopedic Fitness Specialist course. Questions we answer in this episode: How did it impact your leadership or did you use it as an example in that way? What does a person do after reaching a personal goal like that?  Was there any fear of separation or isolation from clients?  How did this help you relate to your clients, or did it?  The full episode: (included video footage) https://www.flippingfifty.com/kilimanjaro  Other Episodes You Might Like:  Adventure, leadership 

Got a bucket list? Today's guest went up Mt Kilimanjaro, for the second time in January, having had 3 joint replacements at 70.  I feel like I should just stop talking at this point and get you right to the show, so it's exactly what I'm going to do.  Just this first…  Watch Irv's Mt Kilimanjaro Adventure:  https://drive.google.com/file/d/1C-xNwUEj7J7Dt2mYfYbmPTXvaLFIooYg/view My Guest:  Dr. Irv Rubenstein, exercise physiologist and personal trainer (NSCA-CSCS, CPT, Certified with Distinction; ACSM-EP; FAI-Functional Aging Specialist), is president of STEPS Fitness, Nashville's first personal training center. He has been an educator for fitness professionals with Exercise ETC; a contributor to online articles on fitness myths, functional training, and proper exercise technique; and has also contributed to books and articles for and about personal training. He was a founding member of the Eating Disorders Coalition of Tennessee (now Renewed Support) and served on its Executive and Education Committees. Dr. Irv has presented nationally and regionally on exercise and anorexia, arthritis and exercise, exercise and weight management, and several other exercise-related topics. He currently is an advisory board member for the MFN, has provided webinars for the MFEF, and is co-author of its Orthopedic Fitness Specialist course. Questions We Answer in this Episode:  Why? How did you train? How did it go? Problems, pitfalls, challenges? Recommendations for others considering a challenge of this sort? How did it change you?  Connect with Irv:  https://stepsfitness.com Resources:  What, When & Why to Exercise for Women 40+: https://www.flippingfifty.com/womensexercise   

Yeah, so while the commercial payer marketplace is completely boring, the reasons it's boring are not. Let me walk you through this conversation I have in this healthcare podcast with Jacob Asher, MD. First, we establish that the relative number of each carrier's commercial members in California don't seem to change year over year … and this has been true for years. When you rank order carriers by member count, the song remains the same. It's Groundhog Day. Here's a link to the 2022 CHCF (California Health Care Foundation) enrollment almanac, which shows for the large group market, Kaiser has captured and retained just over half of enrollees. Anthem comes in next with 14%, Blue Shield gets 9%, and then bringing up the rear we have UHC, Aetna, Cigna, Centene, and all others in descending order splitting the remaining 21%. Hmmm … intriguing, the whole idea that these relative member counts remain so consistent. Then Dr. Asher and I dissect what is anybody actually doing to cut into the Kaiser market share or try to grab share from the two blues plans, if anything. Dr. Jacob Asher was a great guy to have this conversation with. He was a practicing head and neck surgeon with Kaiser Permanente, and then he also served on the Permanente Medical Group Board of Directors. Then he changed careers and became a full-time health plan chief medical officer for, first, Anthem, then Blue Cross, then Cigna, then UHC (UnitedHealthcare). Now he's “retired” and reflecting back on unsolved and unaddressed issues within healthcare. And we've covered one here: Why is the commercial payer market as boring as it appears to be in California? Now, after I had this conversation with Dr. Asher, I called up Wendell Potter, who everybody already knows (EP384), and Lauren Vela, who everybody also probably already knows, but she has spent her career at various employer coalitions and now works at a big employer transforming their health benefits (and she lives in California). I learned a few things that really helped me frame my thoughts on some of the issues that surfaced in the conversation that I had with Dr. Asher and that you'll hear today. So, let's get to it. Why doesn't the relative market share of the big payers change year over year in California in the commercial space. May I present six reasons: 1. Everybody I talked to—Dr. Asher, Wendell Potter, Lauren Vela—first thing right out of the gate that practically everybody mentioned is employer inertia. Trying to get an employer to switch carriers is like trying to pull Excalibur from its stone. And right, not so surprising, it's disruptive and obnoxious for employees and also benefit teams if carriers are switching all the time. 2. EBCs (employee benefit consultants). They have deals with carriers and others, and they also have a lot of power over employers. Listen to the show with AJ Loiacono (EP379) and Paul Holmes (EP397) for more on this. 3. As Wendell Potter put it, “The commercial market is [as a whole] stagnant. No real growth nationally. And in many states, the real money for carriers is not in the self-funded market; so they don't care much about aggressively competing for market share.” Given that chart that just came out the other day showing the insane relative gross margins that carriers are making on Medicare Advantage patients, which is over double other lines of business … yeah, totally. 4. Just keep this in mind before we barrel into reason #4 here for a stagnant and maybe not exactly competitive market. Kaiser excluded, all of the rest of the California payers have what amounts to largely the same provider network. I'm exaggerating slightly here, but largely the same hospitals, the same consolidated integrated delivery networks. And one thing that's pretty clear (not just in California but across the country): Plans who bring the most members get the best prices from these hospitals and other provider organizations. Also, as Dr. Asher mentions in the show today, he never saw an employer buy on quality. Most were far more concerned about discounts. So, right … we have some circular reasoning here or circular logic. The big plans get the best prices, and then, because they have the best prices, they maintain their market share. But wait … there's more to this one, and it's not just big gets you lower prices. Remember from episode 395 with Brennan Bilberry? He talked about the concept of the Most Favored Nation (MFN) anticompetitive clauses in hospital contracts. This concept is also super relevant here for payers as well if you think about it. This MFN Most Favored Nation anticompetitive clause, this is where a big hospital and “big carrier” have a chat … in a back room. The hospital agrees to not give any other carrier a lower price than the “big carrier.” These MFN clauses are, of course, terrible for competition and plan sponsors and any patient with cost sharing. A lot of states have started to ban, restrict, and limit these clauses. The DOJ brought a case in Michigan about this, and here's a great federal government summary of the problem: “The department and the state of Michigan alleged … that the MFN clauses in [Blue Cross Blue Shield of Michigan's (BCBSM's)] contracts with Michigan hospitals decreased competition among health plans. Some … clauses required hospitals to charge competitors more than the hospitals charged BCBSM, often by a specified percentage. Moreover, BCBSM often agreed to raise the prices that it paid hospitals, in part to obtain [the] MFN clauses.” Oh, hey … I'll let you raise your price so I can have a Most Favored Nation clause, just as long as I get a lower price, which is higher than it was originally. And this was actually back in 2013. I have no insight at all or knowledge, or I am not suggesting in any way that what was going on in Michigan is going on in California. However, this anticompetitive practice is common enough. If you're interested in how common, count the lawsuits. 5. Employers are unaware a lot of times of how they are being charged more than what might be appropriate. And they are largely unaware of options other than Blue Cross, United, Cigna, Aetna … the big payers. 6. As Dr. Asher talks about and which I never really thought about, Kaiser doesn't have Medicaid patients. [Correction: Kaiser does have some Medicaid members—just less than others.] And because their network and hospitals to a large extent are closed, they also don't have uninsured patients to a large extent. So, no charity care to speak of and, therefore (at least as it is posited), they can be cheaper because they don't have to cost offset. So, their price advantage has a structure element here that could make it even more untouchable. So, there's your six reasons. You can start to see basically all of these things solidify into the same thing. It's less about trying to get new business and more about locking in the existing business. It's not really a secret that this market is rock hard. Plans realize that. They realize that the cost of keeping an enrollee is cheaper than acquiring a new enrollee. So, carriers focus sales and marketing efforts on holding on to their existing customers, especially the coveted jumbo accounts. Interestingly (and I was talking about this with Lauren Vela), the more clinical programs a carrier has deployed for an employer, the more the carrier is locked in there. So, the more the clinical value proposition resonates, the more clinical stuff that gets integrated. Changing plans becomes even more disruptive, and employers are even more likely to remain where they are. So, there's more to clinical programs than payers catching themselves a little PMPM (per member per month) something something upcharge recurring revenue or trying to get new business. It's also locking in customer retention. Is any of this specific to California? Some of it is—like a lot of the Kaiser stuff—but most, not. Meaning a lot of the country doesn't exactly have a functioning commercial small group or large group marketplace either. To a certain extent, it's no wonder big employers don't change plans that often. Why would they bother, given probably fairly incremental differences between these big payer carriers? I realize I'm scrambling out on a limb here and making assumptions, but to achieve more than incremental improvements, a BUCA (Blue Cross, United, Cigna, Aetna) would need to invest all kinds of resources into being that shining star. And why would they do that when nobody can take down Kaiser? And for all the reasons that we just talked about, it's a hard row to hoe to grab new clients. There's a lot of ramifications to this, but this show can't be seven hours long.    You can learn more by connecting with Dr. Asher on LinkedIn.   Jacob Asher, MD, completed a residency in otolaryngology–head and neck surgery at the University of California, San Francisco, after receiving degrees from Brown University and the Boston University School of Medicine. Dr. Asher then practiced as an ENT (ear, nose, and throat) surgeon with Kaiser Permanente in Northern California and also served on the board of directors of The Permanente Medical Group, where he focused on physician compensation reform, member satisfaction initiatives, and retirement benefits. After transitioning to full-time health plan management, Dr. Asher served as a California commercial market medical director between 2008 and 2022 for Anthem Blue Cross, Cigna, and UnitedHealthcare. In those roles, he supported membership growth and retention in both fully insured and self-funded product lines and promoted value-based reimbursement, including capitation. He has led utilization management teams, collaborated with internal and external population healthcare advocates, and worked to develop clinical initiatives that sought to achieve the Triple Aim. In his role as the clinical face of the health plan to the local market, he worked with network colleagues on accountable care organization partnerships and hospital and physician contract renewals with integrated pay for performance, supported Obamacare exchange participation, engaged in quality improvement collaboratives, and supported regulatory compliance efforts. Currently, Dr. Asher is serving as a mentor for the Stanford Master in Medical Informatics program while exploring innovative solutions to healthcare delivery.   10:00 What is the competitive picture of California's health plans? 11:28 What was everyone doing in order to get market share? 15:07 EP387 with Betsy Seals. 15:22 EP379 with AJ Loiacono and EP397 with Paul Holmes. 15:26 Why is it difficult to take market share? 16:16 Who was Dr. Asher pitching to and why? 18:49 Did employers ever buy plans for quality? 22:43 What does this look like from the payer perspective? 27:01 What improvements have there been to engagement in health plans? 29:07 Have plans gotten better at communicating with employers? 30:38 Why is it hard to compare the Kaiser world to the non-Kaiser world? 33:00 EP390 with Gloria Sachdev, PharmD, and Chris Skisak, PhD.   You can learn more by connecting with Dr. Asher on LinkedIn.   @JacobAsher18 discusses California's #commercialpayer marketplace on our #healthcarepodcast. #healthcare #podcast Recent past interviews: Click a guest's name for their latest RHV episode! Paul Holmes, Anna Hyde, Dea Belazi (Encore! EP293), Brennan Bilberry, Dr Vikas Saini and Judith Garber, David Muhlestein, Nikhil Krishnan (Encore! EP355), Emily Kagan Trenchard, Dr Scott Conard, Gloria Sachdev and Chris Skisak  

My brother, fellow New Jersey native TK Kirkland, is in the MFn building! We talk about his business dealings with Eazy E, going toe-to-toe with Jamie Foxx, and how one of his hustles from back in the day got him blackballed from Def Comedy Jam. Nevertheless, his mouthpiece floated him right to success! TK is one of a kind, his work ethic is top notch, and he's a massive snuggler. This one will leave you in tears! It's TOP BILLIN' baby!—-------Executive Producers for Breakbeat: Dave Mays & Brett JeffriesExecutive Producers: Bill Bellamy & Barry KatzProduction: TRDMRKD ProductionsRecorded: DASH Radio, Hollywood, CAIG: @BreakbeatMedia @BillBellamyComment, like and subscribe on the Breakbeat Media YouTube channel, subscribe on Apple, Spotify or wherever podcasts are available, and visit us at www.breakbeatmedia.com

January's Global Update from the Global Technical and Regulatory Affairs team at the Almond Board of California in today's Almond Byte.Ag Trade Leaders are Confirmed by SenateAfter being nominated for leadership positions by the Biden administration last spring, Alexis Taylor was confirmed by the US Senate as Under Secretary for Trade and Foreign Affairs at USDA on Dec 21. In addition, Doug McKalip was confirmed as Chief Agricultural Negotiator at the Office of the U.S. Trade Representative on Dec 22. Alexis Taylor was sworn in on Dec 29 at USDA. The confirmations came after a flurry of political brokering at the end of a lame-duck session after several senators lifted their holds. Alexis has a good understanding of the issues facing almonds and other ag commodities, after having been in USDA for several years. ABC has already reached out with congratulations and will be organizing meetings as soon as possible.Update on UK PEC CertificateIn late December 2022, ABC was made aware of Great Britain (GB) requiring a GB-specific version of PreExport Check (PEC) certificate to accompany California almond exports to Great Britain. ABC contacted both UK Port Authority and FAS staff in London to ensure no shipments would be detained pending an updated PEC certificate. Further, ABC also reminded the UK Port Authorities that PEC is not a condition of import. UK authorities have agreed to accept the current PEC certificate while the situation is being reviewed. Currently, ABC is working with USDA/FAS and AMS to find an agreement with UK import control authorities to modify the existing PEC system to satisfy GB requirements. We will update the industry once the modified PEC is rolled out. If any handlers have their shipments impacted, please reach out immediately to akulkarni@almondboard.com.Almond Hull Market Access Update for ChinaOn December 21, 2022, China's Ministry of Agriculture and Rural Affairs (MARA) provided a written response to ABC's application to include Almond Hulls in MARA's official feed ingredients catalog. Inclusion in the catalog is required before firms can bring almond hulls into Chinese feed channels. The response came after the initial application was submitted in November 2021 along with several revisions made in 2022. MARA is requesting additional information needed to establish domestic standards for almond hulls in the feed catalog including parameters for NDF and mold counts among other details. ABC staff will continue to work with our consultant in Beijing and colleagues at the Almond Alliance to make sure that the final “standards” to be published in MARA's feed catalog are reasonable and least restrictive for US suppliers. For more information, please contact kschneller@almondboard.com.Australia-India Economic Cooperation and Trade Agreement (ECTA) Entered into force on December 29, 2022According to a recent Australian government press release, ECTA has entered into force. It states that, “Over 85 percent of Australian goods exports by value to India are now tariff-free, rising to 90 percent in six years, and high tariffs have been reduced on some additional products. In addition, 96 percent of imports from India are now tariff-free, rising to 100 percent in four years.” For almonds, the new annual Tariff Rate Quota (TRQ) allows 34,000 MT (about 75 million lbs) of inshell/shelled almonds to enter India at 50% of the current Most Favored Nation (MFN) tariff levels. This more than covers current Australian shipments to India. Imports above the TRQ are at the full MFN rate:Within TRQ: 17.5 Rps/kg inshell and 50 Rps/kg kernel.Above TRQ: 35 Rps/kg inshell and 100 Rps/kg kernelAccording to Australia's Department of Foreign Affairs and Trade website, “To access a TRQ, exporters will need a TRQ certificate. Under ECTA, Australia will issue TRQ certificates to exporters or producers and share them with...

Buck begins the show talking MFN before Ron Slay and Ramon Foster infiltrate the studio and chaos ensues. Emily Proud of CBS Sports joins the show to talk CFB.See omnystudio.com/listener for privacy information.

On this episode of The AIE Podcast... We have the summer of love schedule! We have some Dragonflight expansion information,but no spoilers! Merrily we march along towards patch 6.2. LOTRO wants to get the band back together And, we have Dr Gameology here to talk to us about all sorts of fascinating things! All that and more coming up right now... Podcast Audio Raw Video http://youtu.be/6VhaB4CnTos Open Welcome to episode #389 of the podcast celebrating you, the Alea Iacta Est gaming community, the die has been podcast. This is Mkallah: To my left is Tetsemi: - (catch phrase here). And to my right is Mewkow: (catch phrase here). This week we are joined by special guest Doctor Gameology! Welcome! Ok, we'll be going over this week's news in a few, but first, let's chat with Doctor Gameology! GAME NEWS The Gaming Persona Podcast - https://drgameology.com/podcast/ Dr. Gameology.com - https://drgameology.com Twitch - https://www.twitch.tv/drgameology Twitter - https://twitter.com/DrGameology AIE News Community Summer of Love Start Aug 2nd, Tuesday Walk at 9:30pm EDT - WoW = Gusty (Shrine of the Fallen Soldier -> Booty Bay) - WoW Classic = Looci - (Shrine of the Fallen Soldier -> Gates of Orgrimmar) - Lotro = Maellung (will adjust the MFN from Monday to Friday) - Bree above the Bluff - SWTOR = BC & Corley - Alderaan - ESO = Redrum/Ken (Panther Fang Temple) - STO = Grebog (Wolf 359 Memorial) - GW = Dejara (Lion's Arch - Memorial Wall) - FFXIV = Abovan (FC House) End Aug 7th Gusty - in charge of the WoW coordination will sort out routes and fireworks. Pet battles/giveaways, Transmog runs, Visit the other side (horde/alliance flip) Gusty - D&D discussions - All sessions 4-5 players (make slots for 5?) DP Roberts -Thurs 8/4 9pm-1am Eastern Pelell - Fri 8/5 9pm-12am Eastern Duskmire - Sat 8/6 7pm-10pm Eastern Mementh - Sun 8/7 6pm-9pm Eastern. Titles and other details to come, including sign-up sheets. Mandatory Fun Nights Where the fun is mandatory but the attendance is not. Sunday - WoW Classic 2 pm Eastern Sunday - STO 8:30 pm Eastern Monday - GW2 9:30 pm Eastern Tuesday - SWTOR 9 pm Eastern Tuesday - Wednesday - Thursday - FFXIV (Sprout Raid) 10:00 pm Eastern Friday - ESO 9 pm Eastern Friday - FFXIV (Mount Farming) Various times, usually starting at 8pm EST or later Saturday - LotRO 8:30 pm Eastern Saturday - FFXIV (Maps) 9:30 pm Eastern Saturday - Noob Raid (WoW) 11 pm Eastern Streaming and Guild Podcast News SWTOR Escape Pod Cast 431: Bad Reputation https://www.newoverlords.com/swtor-escape-pod-cast-431-bad-reputation/ Any reputation that you can't get to legendary is a bad reputation. Syndicate was almost that way for us but help for that is coming in 7.1… and if you want to hear more about reputations in general, listen now! Boston Indie Scene – Behind The Games chat with Kate Olguin https://www.newoverlords.com/boston-indie-scene-behind-the-games-chat-with-kate-olguin/ We talk about Kate's EDU experience at Worcester Polytechnic Institute, her experience building the indie game Call of Karen, her work sponsoring and organizing the Boston indie game dev scene, and her current game design role at Other Ocean Interactive working on games like Project Winter. Return to Dark Tower, Vampire Rivals Expansions, Capstone+? - Boards & Swords 199 https://boardsandswords.com/blog/bs199 Would you do a subscription to a board game company? How about play Legend of the Five Rings in D&D? We've got all that plus we both got a chance to play Restoration Games' version of the classic “Dark Tower” game. Star Trek Online - Fleet Action Report - Ep 105 2 year anniversary https://www.youtube.com/watch?v=UJ7nXjfSTyM This is a very special episode of Fleet Action Report. It is our 2 year anniversary and so we brought in the community to come and have some fun with us. We did some PVP matches just for fun and laughs,