Podcasts about professional regulation

Looking for a new job? In our latest episode of Making Cents of Money, Kwabena Sarfo Adjei - one of Andrea's colleagues at the University of Illinois Student Money Management Center – discusses how scammers target people searching for a job and how you can avoid becoming a victim. Show Notes • Federal Trade Commission. (n.d.). Job scams explained. Consumer.gov. Overview of how job scams work, common tactics scammers use, and ways to protect yourself when job hunting. https://consumer.gov/scams-identity-theft/job-scams-explained • Federal Trade Commission. (n.d.). Job scams. Consumer.ftc.gov. Detailed examples of job scams and what to do if you encounter one, including red flags and reporting resources. https://consumer.ftc.gov/articles/job-scams#examples • Federal Trade Commission. (n.d.). If you were scammed. Consumer.gov. Step-by-step instructions on what to do if you've been scammed, how to report it, and how to start recovering. https://consumer.gov/scams • Federal Bureau of Investigation. (n.d.). Common frauds and scams. FBI.gov. A broad overview of scams reported to the FBI, including employment scams, with advice on prevention and reporting. https://www.fbi.gov/how-we-can-help-you/scams-and-safety/common-frauds-and-scams • Illinois Department of Financial and Professional Regulation. (n.d.). License lookup. IDFPR. A tool for verifying whether a job recruiter, employment agency, or financial services professional is properly licensed in the state of Illinois — helpful for confirming the legitimacy of job offers or financial opportunities. https://idfpr.illinois.gov/checklicense.html • Palmquist, K. (2025, January 28). 17 common job scams and how to protect yourself. Indeed Career Guide. A practical guide listing 17 types of job scams with tips on how to identify them and avoid falling victim. https://www.indeed.com/career-advice/finding-a-job/job-scams • U.S. General Services Administration. (n.d.). Learn where to report a scam. USA.gov. Official government guide on where and how to report various types of scams, including job scams, at the federal and local levels. https://www.usa.gov/where-report-scams

Host Ericka Adler and Roetzel shareholder Christina Kuta for an in-depth analysis of recent changes in Illinois law pertaining to the licensing of Behavior Analysts (BA) and Assistant Behavioral Analysists (ABA). This episode addresses the new state licensing requirements, the mandate for BA or ABA service providers to establish professional corporations or professional limited liability companies by January 15, 2027, and the implications of this law change for existing practices that employ BAs and ABAs. Ericka and Christina also discuss the legal guidance being offered by the Illinois Department of Financial and Professional Regulation on this new law, conflicting interpretations, and how legislative changes could help to resolve these conflicts. Tune in to gain insights into how these legal developments may impact your practice. Find all of our network podcasts on your favorite podcast platforms and be sure to subscribe and like us. Learn more at www.healthcarenowradio.com/listen

Join host Ericka Adler and Roetzel shareholder Christina Kuta on the #HealthLawHotSpot for an in-depth analysis of recent changes in Illinois law pertaining to the licensing of Behavior Analysts (BA) and Assistant Behavioral Analysists (ABA). This episode addresses the new state licensing requirements, the mandate for BA or ABA service providers to establish professional corporations or professional limited liability companies by January 15, 2027, and the implications of this law change for existing practices that employ BAs and ABAs. Ericka and Christina also discuss the legal guidance being offered by the Illinois Department of Financial and Professional Regulation on this new law, conflicting interpretations, and how legislative changes could help to resolve these conflicts. Tune in to gain insights into how these legal developments may impact your practice.

This podcast conversation explores supervision in occupational therapy with Lynsay McFarlane-Shaw. Lyndsay brings 30 years of pediatric OT experience and has evolved her career to focus on supervision and mentorship.  We discuss the the concept of supervision in the UK as well as various other ways OTs support each other like coaching and mentorship.  If you've ever wondered about ways to enhance your professional development or support others in theirs, this conversation will give you plenty to think about. To connect with Lynsay Five Tools You Need in Your Supervision Toolbox Lynsay's Facebook Group ACTivate Vitality is Accepting OT Business Owners The ACTivate Vitality program is opening up for 10 new members in March, 2025. It is a thriving community of OT business owners who support each other, collaborate, co-conspire, co-regulate, and help you not be alone in private practice. Together we build core skills from acceptance and commitment therapy to be more grounded and mindful in our practices, in our work, in our lives, aligning our actions in all domains with our values. We create community so that we can move forward in blazing some trails and doing the things that really matter, building more flow and satisfaction in our lives. Book a Clarity Call with Carlyn to explore this possibility.   To see how Jane can help you focus more on your clients than your costs, book your personalized demo today. If  you're ready to get started, you can use the code VITALITY at the time of signup for a one-month grace period applied to your new account.

This month, the In The Balance Podcast hosts Jessica Taylor, director of Boards and Commissions for the Office of Professional Regulation, which oversees a grant program that helps fund organizations that provide legal assistance to low-income Iowans with civil legal problems. Host: Abhash Shrestha Guest: Jessica Taylor  Website: www.iowacourts.gov YouTube: https://www.youtube.com/@iowacourts8702 X: https://twitter.com/IowaCourts  Music: Item Title:                      Inspirational Strings Logo Item URL:                        https://elements.envato.com/inspirational-strings-logo-XUG4BU3 Item ID:                         XUG4BU3 Author Username:                 Oasis_Music Licensee:                        State of Iowa Judicial Branch IT Registered Project Name:         In the Balance Podcast License Date:                    January 17th, 2024 Item License Code:               AY7ZT3DRG8 

In this episode of The Veterinary Viewfinder, we dive into the recent legislative change in Florida, where Governor Ron DeSantis signed Senate Bill 382, exempting the Board of Veterinary Medicine from continuing education requirements. Co-hosts Dr. Ernie Ward and Beckie Mossor, MPA, RVT, discuss the implications of this decision, how it could impact veterinary professionals across the country, and the lessons we can learn. Tune in to explore the potential effects on veterinary practice and the broader industry, and join the conversation about maintaining standards and staying informed in a rapidly evolving field. On May 17, 2024, Governor Ron DeSantis signed Senate Bill 382 into law, exempting certain licensees, including the Board of Veterinary Medicine, from continuing education requirements. While Florida lawmakers have promised to address this issue in the next session, what does this mean for the entire country, and what lessons can we learn? Hosts Dr. Ernie Ward and Beckie Mossor, MPA, RVT, tackle the tough topic of recent legal changes affecting the veterinary profession in Florida. Anytime there are changes or threats to our professional licenses, we're going to talk about it, and that recently happened in Florida. In this episode, we discuss how this controversial legislation potentially impacts all veterinary professionals and the lessons we should learn. Effective July 1, 2024, all Florida Department of Business and Professional Regulation licensees, including the Board of Veterinary Medicine, who meet certain requirements, will be exempted from their current continuing education requirements. Should veterinarians be exempt from CE in Florida? Beckie responds, “Oh, Florida, just when we thought you couldn't do any better. Ugh, here you are. Welcome to the Veterinary Viewfinder!” If you enjoy our podcast, please leave us a 5-star review on Apple Podcasts or your preferred platform. Your support helps us connect with more veterinary colleagues! We'd love to hear your thoughts! Share them with us on Facebook or Instagram at @VeterinaryViewfinder, or email us at VeterinaryViewfinder@gmail.com. Link to the new Florida Law: https://public.lobbytools.com/index.cfm?type=bills&id=65479&utm_source=publisher&utm_medium=js&utm_campaign=content_share #veterinary #veterinarytechnician #veterinary #podcast #veterinarypodcast #vettechpodcast #vetpodcast

Web: www.JonesHealthLaw.com Phone: (305)877-5054 Instagram: @JonesHealthLaw Facebook: @JonesHealthLaw YouTube: @JonesHealthLaw In 2018, the Agricultural Improvement Act of 2018 was signed into law, authorizing the production of hemp and removing hemp and hemp seeds from the Drug Enforcement Agency's (DEA) list of controlled substances. The act also allowed the U.S. Department of Agriculture (USDA) to provide guidance to implement a program that would help establish the regulatory framework regarding the production of hemp throughout the United States.   Following the Agricultural Improvement Act of 2018, Senate Bill 1020 in Florida was signed. This bill provided a state plan for the regulation of cultivating hemp within Florida. Under the bill, hemp-derived cannabinoids are not controlled substances so long as the hemp derivates do not exceed a total delta-9 tetrahydro cannibal (THC) concentration of 0.3 percent on a dry weight basis. Any product with a THC concentration over 0.3 percent is considered a controlled substance. It is important to note that the sale of topical CBD products is not required to be licensed by the FDACS and is rather regulated by the Florida Division of Business and Professional Regulation. Additionally, there may be further requirements for CBD products that contain dairy or frozen ingredients. --- Support this podcast: https://podcasters.spotify.com/pod/show/joneshealthlaw/support

Professional regulatory authorities are government agencies or public organizations that have authority delegated by law from government. They provide oversight and certification to specified regulated occupations in B.C. (Government of BC, 2024). Professional regulation of the nursing profession has undergone significant change over the last decade with the Health Professions Act [HPA], primarily with professional associations and amalgamation of all nursing and midwifery colleges in BC. Listen as Patrick describes the evidence needed for both decision-making and evaluation with regulatory review, reform, and modernization. As professional regulatory competence, conduct, and discipline of health providers shifts to greater transparency and governmental oversight, is the public better protected? Patrick Chiu is an Assistant Professor in the Faculty of Nursing at the University of Alberta and an Adjunct Assistant Professor at the School of Nursing at the University of Victoria. He has held several policy and professional practice positions in professional associations, regulatory bodies, and government. He holds a Bachelor of Science from McMaster University, a Master of Public Health from Simon Fraser University, a Doctor of Philosophy from the University of Alberta (2022), and a Certified Global Nurse Consultant (CGNC) designation through the International Council of Nurses & CGFNS. Patrick holds several leadership roles at the national and global levels and currently serves as a Liaison to the United Nations (Economic and Social Council) for Sigma Nursing, Chair of CNA's Professional Associations and Membership Advisory Council, and is a member of the editorial advisory board for the Canadian Journal of Nursing Leadership and Canadian Nurse Journal.Health Regulation in BC:  https://bchealthregulators.ca/health-regulation-in-bc/ Professional Regulatory Authorities:  https://www2.gov.bc.ca/gov/content/governments/organizational-structure/ministries-organizations/regulatory-authorities British Columbia College of Nurses & Midwives: https://www.bccnm.ca/Pages/Default.aspxNotes for the season acronyms:Allied Health Professions – other health care providers such as physiotherapists, occupational therapists, nutritionists, speech language pathologists, audiologists, respiratory therapists, and so on.ARNBC - Association of Registered Nurses of BCBCCNM - BC College of Nurses & MidwivesBCNU – BC Nurses UnionCNA - Canadian Nurses Association HHR – Health Human ResourceIEN - Internationally Educated NursesLPN – Licensed Practical Nurse NNPBC – Nurses and Nurse Practitioners of BC (formerly ARNBC)NBA – Nurses' Bargaining AssociationNPS – Nursing Policy Secretariat within the BC Ministry of HealthRNABC - Registered Nurses Association of BCRPN – Registered Psychiatric NurseInstagram: @calling.all.nursesComments and feedback can be sent to our email: callingallnurses.podcast@gmail.com

Host David Johnson interviews authors Lois Margaret Nora, MD, JD, MBA, and Ms. Sheila De La Cruz regarding their article which examined photographs in 100 years of communication from the Federation of State Medical Boards (FSMB), illuminating the evolving role of women in professional medical regulation.

Welcome back. This month I chatted with Tre Critelli, executive director of the office of professional regulation, about the functions and duties of his office's work with Iowa's attorneys and how that work protects Iowans who come into contact with the judicial system.Host: Marissa GaalGuest: Tre Critelli, Executive Director of the The Office of Professional RegulationMusic from The Epic 2 by Rafael KruxLink: https://filmmusic.io/song/5384-the-epic-2-License: http://creativecommons.org/licenses/by/4.0/

Welcome Dr. Lauren Schnack to She's a DPM!In this episode we discuss Dr. Schnack's journey in podiatry and working in academia at Scholl College of Podiatric Medicine. Dr. Schnack is CPME-Accredited Fellowship trained in Complex Deformity Correction and Limb Reconstruction. She is Board Qualified in Foot and Reconstructive Rearfoot/Ankle Surgery by the American Board of Foot and Ankle Surgery, Board Certified by the American Board of Podiatric Medicine, a Licensed Podiatric Physician by the Illinois Department of Financial and Professional Regulation and a Licensed Podiatric Physician by the State Medical Board of Ohio. With numerous publications, lectures and research projects, Dr. Schnack has demonstrated her involvement within the podiatric community. Contact Dr. Schnack here: IG: @drlaurenschnackThis episode is sponsored by Kuribl LLC:Learn more by going to: www.kuribl.com** Guests do not have any affiliations with sponsors****** Welcome to She's a DPM. A podcast for women to share their experiences, knowledge, and insights on cultivating a life in, and outside, the field of Podiatric Medicine and Surgery.Contact me if there is a topic you'd like to hear more about, or if you know a kick ass Lady DPM who should be interviewed.Email: DrOexeman@gmail.com Instagram: @droexeman

What is 'executive functioning'?Meet Karen Dudek-Brannan, Ph.D.Karen is a Professional Development and Product Specialist, SLP, and founder/CEO of Dr. Karen, LLC, a company focused on empowering therapists and educators to design interventions that support language, literacy, and executive functioning. She develops engaging professional development and products that help school teams work together to get better results.Karen has a doctorate in Special Education and also a Director of Special Education credential. She finished her B.S. in 2002 and her M.S. in 2004 in Speech Pathology from Illinois State University. She also has a Certificate of Clinical Competence from the American Speech-Language and Hearing Association, a license to practice in the State of Illinois from the Illinois Department of Professional Regulation and a Professional Educator's License from the Illinois State Board of Education with endorsements for Speech Language Pathology and Director of Special Education.Karen hosts the De Facto Leaders Podcast, where she shares up-to-date evidence-based practices, her own experiences, and guest interviews designed to help pediatric therapists, educators, and aspiring school leaders design services that support social, emotional, and academic growth and set kids up for success in adulthood.Key Points:- what exactly is executive functioning?- situational awareness- how to self-regulate- how teachers can use these tools in the classroom- how to be influential as a leader- how to set children up for success- creative ways to advance your career- social, emotional and academic growth for children- communication and executive functioning...and so much more!Connect with Karen:Website: https://drkarendudekbrannan.comLinkedIn: https://www.linkedin.com/in/karen-dudek-brannan/Listen to the Podcast, subscribe, leave a rating and a review:Apple: https://podcasts.apple.com/us/podcast/executive-functioning-and-self-regulation-w-karen/id1614151066?i=1000627715710Spotify: https://open.spotify.com/episode/1tlASu5HqS4UOl4mJ2DIUcYouTube: https://youtu.be/fHSby9GQ6IIConnect with me:Email: roberta4sk@gmail.com

This is Garrison Hardie with your CrossPolitic Daily News Brief for Wednesday, March 15th, 2023. We’ve got a lot to talk about today, so let’s get to it: But first… CBS NCAA March Madness Theme (2021)- Play 0:00-0:11 It’s that time of year again folks… March Madness! And that means it’s time for you to fill out your March Madness Brackets in our Fight Laugh Feasters bracket group. Here’s the deal. You don’t have to know a darn thing about basketball. That’s why they call it March Madness. So if you’d like to compete, you can find our group on social media, or here in the show notes. It’s ESPN’s tournament challenge, and our bracket group is Fight Laugh Feasters 2023. You only get one entry, so make it good! Whoever wins gets a prize from Rowdy Christian Merch! https://fantasy.espn.com/tournament-challenge-bracket/2023/en/group?redirect=tcmen%3A%2F%2Fx-callback-url%2FshowGroup%3FgroupID%3D5538514&ex_cid=tcmen2023_clipboard&groupID=5538514&groupp=ZmlnaHRsYXVnaGZlYXN0&inviteuser=ezQ1N0NBOUYyLTc0MjAtNDFCOC1BN0I2LTE3Q0UxRjMxODYxN30%3D&invitesource=clipboard https://abcnews.go.com/Politics/wireStory/biden-expected-sign-new-executive-order-gun-control-97844286 Biden issues order to strengthen gun background checks President Joe Biden signed an executive order on Tuesday aiming at increasing background checks to buy guns, promoting more secure firearms storage and ensuring U.S. law enforcement agencies get more out of a bipartisan gun control law enacted last summer. The Democratic president was to address his latest efforts to curb gun violence in a speech in this suburban Los Angeles community, where a gunman stormed a dance hall and shot 20 people, killing 11, following a Lunar New Year celebration in January. He was also meeting with families of victims and with first responders from that day. Biden’s rhetoric has grown ever stronger about guns — he routinely calls for banning assault weapons — in pushing a vocal gun-control platform even tougher than during the Obama administration when he was vice president. He has been emboldened by the midterm electiions when his regular talk of gun control didn't result in massive losses, and he's expected to continue to argue for strong changes as he inches toward a 2024 reelection run, his aides say. Biden was greeted at the Los Angeles airport Tuesday by Brandon Tsay, the 26-year-old who wrestled the semiautomatic pistol away from the gunman in Monterey Park. The two shook hands; Biden had invited Tsay to his State of the Union address in January where he praised the young man's heroism. But the president has only limited power on guns to go beyond bipartisan legislation passed by Congress last summer after the killings last year of 10 shoppers at a Buffalo, New York, grocery store and 19 students and two teachers at a Uvalde, Texas, elementary school. Tuesday's action does not change U.S. government policy. Rather, it directs federal agencies to ensure compliance with existing laws and procedures — a typical feature of executive orders issued by presidents when they confront the limits of their own power to act without cooperation from Congress. Biden, in the order, acknowledged Congress' opposition, but said, “In the meantime, my administration will continue to do all that we can, within existing authority, to make our communities safer.” The order directs the Cabinet to work on a plan to better structure the government to support communities suffering from gun violence. The plan calls on Attorney General Merrick Garland to shore up the rules for federally licensed gun dealers so they know they are required to do background checks as part of the license. Biden is also mandating better reporting of ballistics data from federal law enforcement for a clearinghouse that allows federal, state and local law enforcement to match shell casings to guns. But local and state law enforcement agencies are not required to report ballistics data, and many do not, making the clearinghouse less effective. And the president is asking the Federal Trade Commission to issue a public report analyzing how gun manufacturers market to minors and use military images to market to the general public. The bill passed last year, known as the Safer Communities Act, is viewed by gun control advocates as a good start but one that doesn't go far enough. After the law was signed, there were 11 other mass shootings, according to a database of mass killings since 2006 maintained by The Associated Press, USA Today and Northeastern University. Those killings don't include shootings in which fewer than four people were killed — and gun violence is also rising nationwide. Pro-gun groups said the order would do little to stop growing gun violence. “The reality is that nothing in the president’s executive order today would have done anything to prevent the recent mass shootings in California, Michigan or elsewhere,” said Katie Pointer Baney who is the Managing Director of Government Affairs for the U.S. Concealed Carry Association. “It’s time for the president and political leaders across the country to have an honest conversation with the American people and acknowledge there is no legislative fix that will permanently solve the issue of gun violence.” Biden will also direct his Cabinet to make sure law enforcement agencies understand the benefits of the new law, particularly around red-flag laws, also known as extreme risk protection orders, which are intended to temporarily remove guns from people with potentially violent behavior and prevent them from hurting themselves or others. Last month, the Justice Department sent out more than $200 million to help states and the District of Columbia administer red-flag laws and other crisis-intervention programs. https://dailycaller.com/2023/03/14/desantis-admin-liquor-license-sexually-explicit/ DeSantis Admin Moves To Revoke Liquor License From Hotel That Hosted Sexually Explicit Show For Kids Republican Florida Gov. Ron DeSantis’ administration is moving to revoke a hotel’s liquor license after it ignored a warning and proceeded to host a sexually explicit show with children present, according to a Tuesday administrative complaint. On Dec. 27, the Hyatt Regency Miami hosted “A Drag Queen Christmas” advertised for “all ages” where performers allegedly wore “sexually suggestive clothing” and “prosthetic female genitalia” while displaying “simulated sexual activity” in front of children, according to an administrative complaint. Prior to the show, the Florida Department of Business and Professional Regulation warned the hotel it would lose its liquor license unless the venue ensured that children were not permitted at the event. Under Florida law, sexual organs cannot be exposed in public in a vulgar or indecent manner and obscene content cannot be shown to minors, the complaint stated. Violation of the law can result in the loss of a license for the sale and consumption of alcoholic beverages. “On December 27, the Florida Department of Business and Professional Regulation warned the Hyatt Regency Miami against hosting a sexually explicit show with children present,” Griffin told the DCNF. “The venue proceeded with their plans and, according to an investigation by the Department, the venue (Respondent in the complaint) violated Florida statutes as outlined in the attached complaint.” https://thepostmillennial.com/zuckerberg-sacks-10000-more-meta-workers-during-year-of-efficiency?utm_campaign=64487 Zuckerberg sacks 10,000 more Meta workers during 'Year of Efficiency' On Tuesday, Meta CEO Mark Zuckerberg announced that the tech giant would be laying off around 10,000 workers, with some set to find out whether or not they still have a job as early as tomorrow. The move is just the latest in Zuckerberg's quest to make 2023 the "Year of Efficiency" as he and other top executives work to restructure the company. Tech groups, he added, would find out in late April, with those in business groups being informed in late May. Zuckerberg noted that in certain cases, such as for those on international teams, layoffs could take until the end of the year to be finalized. "Overall," he said, "we expect to reduce our team size by around 10,000 people and to close around 5,000 additional open roles that we haven't yet hired." Zuckerberg justified the decision by explaining that "every layer of a hierarchy adds latency and risk aversion in information flow and decision-making," thus a "flatter" organization would be faster and more capable of creating, maintaining, and delivering the products and services customers want. "People will be more productive, and their work will be more fun and fulfilling," he said. "We will become an even greater magnet for the most talented people. That’s why in our Year of Efficiency, we are focused on canceling projects that are duplicative or lower priority and making every organization as lean as possible." The latest round of layoffs come just months after Meta reduced its workforce by around 11,000 workers, or 13 percent of the workforce. https://redstate.com/kiradavis/2023/03/13/point-of-no-return-nyc-in-policing-crisis-as-resignations-reach-record-numbers-n715750 'Point of No Return': NYC in Policing Crisis as Resignations Reach Record Numbers As Democrat-run cities across America continue to descend into criminal chaos, the nation’s largest city is hemorrhaging police officers. In an exclusive story last week, The New York Post published data that shows New York City (NYC) police officers are resigning from their duties at a shocking rate. Police Benevolent Association President Patrick Lynch called it a “staffing emergency” that is “approaching the point of no return.” The statistics show a 117% increase in retiring officers since 2021. The shocking stats show 239 officers tapped out in January and February, a 36% spike from the 176 who fled in the same period last year and a disturbing 117% jump from the 110 in 2021, NYPD pension data show. That’s the highest number of resignations for the first two months of a year since 250 members quit in 2007 during a contentious contract dispute. According to the report, there seem to be a number of converging factors contributing to the massive loss of personnel in the Big Apple. The Black Lives Matter-led movement to defund police departments across the country has almost certainly created a combination of shrinking budgets to retain employees and a strain on remaining resources. However, corruption and poor management also seems to be a debilitating issue. A veteran Manhattan police officer told the Post that precinct cops have to work “an inhumane amount of overtime” that often includes their days off. At the same time, they are penalized by department bureaucrats for small breaches of uniform and/or administrative protocol. Meanwhile, some officers are being protected from necessary patrol duties by “high-ranking supervisors.” NYPD officers are fleeing to places like Florida, or suburban locations in New York and Connecticut. As the cost of living in NYC sky-rockets, pay remains stagnant. There is also the rapidly declining quality of life. Prolonged school closures, COVID vaccine mandates and unnecessary masking of small children has led to a learning crisis in government schools. A notoriously ‘woke’ agenda in those same schools has also begun to affect testing levels and education outcomes. Rampant homelessness and open-air drug use make for unsafe streets and public transportation. According the report from The New York Post, 262 city cops retired in just the first two months of 2023, a 3% increase in retirements in the same time period last year. Perhaps the most alarming number uncovered in the report reveals that the NYPD lost 3701 officers in 2022 alone. It is the largest number of officers lost since 2002, following the 9/11 attacks. That year the city lost 3,846 police officers. Things don’t seem to be looking up any time soon. Alps Precious Metals Group The Word of God in Genesis 2:10-12b teaches this: “…And a river went out of Eden to water the garden; and from thence it was parted, and became into four heads. The name of the first is Pison: that is it which compasseth the whole land of Havilah, where there is gold; And the gold of that land is good…” Since the creation of the Federal Reserve and all of the other Central Planning Banks around the world, tumultuous modern financial markets have been the natural consequence. In the midst of these tempests, such as the one that is upon us now, Gold has maintained an impeccable record of preserving the labor and wealth of individuals, families and institutions. Alps Precious Metals is a U.S.-based company formed for the purpose of re-establishing the essential role of Physical Precious Metals within investment portfolios. Whether as a compliment or replacement for bank/brokerage accounts and/or Retirement accounts, Physical Precious Metals allow the investor to own *the* bedrock asset that has weathered all financial storms. Call James Hunter of Alps at 251-377-2197, and visit our website at www.alpspmg.com to begin the discussion of the trading and Vaulting of Physical Precious Metals. https://www.19fortyfive.com/2023/03/1-3-million-guns-sold-last-month-firearms-sales-still-near-record-levels/ 1.3 Million Guns Sold Last Month: Firearms Sales Still Near Record Levels U.S. Gun Sales Pass One Million Mark for 43rd Month in a Row in February – Though sales are down from their record highs of 2020 and 2021, guns are still in hot demand based on the latest retail data and FBI background checks. According to the National Shooting Sports Foundation (NSSF), the firearm industry trade association, sales of firearms surpassed 1.3 million units in February – even with fewer days on the calendar. Moreover, sales had declined just 0.6 percent compared to February 2022 – based on NSSF-adjusted data from the FBI’s National Instant Criminal Background Check System (NICS). Though not a direct correlation to gun sales, the NSSF-adjusted NICS data provide an additional picture of current market conditions. February was the 43rd month in a row to see gun sales exceed a million units. Last week, Visa, Mastercard, American Express, and Discover announced they would pause their plan to implement a new merchant category code for the nation’s gun retailers after political pressure from Republicans, CNN reported. https://www.breitbart.com/sports/2023/03/13/after-resigning-over-bible-quote-texas-tech-settles-for-4-1m-payout-for-coach-mark-adams/ After Resigning Over Bible Quote, Texas Tech Settles for $4.1M Payout for Coach Mark Adams Now former Texas Tech basketball coach Mark Adams and the university have come to terms with a $4.1 million payout after Adams resigned for using a Bible quote about slaves and masters during a training session with a student. The Red Raiders coach resigned after using a Bible quote, Ephesians, 6:5-9, to encourage a player during a training session. The passage begins, “Slaves, obey your earthly masters with respect and fear, and with sincerity of heart, just as you would obey Christ.” It is not known if Adams actually used the word “slaves” when he quoted the verse, but it was quickly deemed offensive, and the school suspended him for using it as a training tool. Adams seemed to feel it was not a big deal and that it was all blown up out of proportion. He was suspended, regardless. But, despite that the school said he apologized, he later contradicted that and said he did not apologize. Ultimately, Adams resigned only a few days after the incident was first reported. The Bible quote was not the only issue Adams was facing with school officials. He was also accused of spitting on a player, but he fully denied that claim. Whatever the veracity of the accusations against him, Adams and Texas Tech have now settled on his separation package. The school has agreed to pay Adams $4.1 million in thirty days. The payout will include all bonuses and salaries earned during the fiscal year. The two also agreed to forego any legal actions over the incident and to hold each other blameless going forward. “Adams hereby agrees to the release of any and all claims against TTU and Texas Tech University System and their employees, appointees, regents and representatives relating to his employment, whether known or unknown, as of the date of this Agreement and TTU agrees to release any and all claims against Adams,” the school’s settlement reads, according to USA Today. “This Agreement is not, and shall not in any way be construed, as an admission by the Parties of wrongdoing whatsoever against each other or that the Parties violated any federal, state or local law, which both Parties deny,” the statement added.

This is Garrison Hardie with your CrossPolitic Daily News Brief for Wednesday, March 15th, 2023. We’ve got a lot to talk about today, so let’s get to it: But first… CBS NCAA March Madness Theme (2021)- Play 0:00-0:11 It’s that time of year again folks… March Madness! And that means it’s time for you to fill out your March Madness Brackets in our Fight Laugh Feasters bracket group. Here’s the deal. You don’t have to know a darn thing about basketball. That’s why they call it March Madness. So if you’d like to compete, you can find our group on social media, or here in the show notes. It’s ESPN’s tournament challenge, and our bracket group is Fight Laugh Feasters 2023. You only get one entry, so make it good! Whoever wins gets a prize from Rowdy Christian Merch! https://fantasy.espn.com/tournament-challenge-bracket/2023/en/group?redirect=tcmen%3A%2F%2Fx-callback-url%2FshowGroup%3FgroupID%3D5538514&ex_cid=tcmen2023_clipboard&groupID=5538514&groupp=ZmlnaHRsYXVnaGZlYXN0&inviteuser=ezQ1N0NBOUYyLTc0MjAtNDFCOC1BN0I2LTE3Q0UxRjMxODYxN30%3D&invitesource=clipboard https://abcnews.go.com/Politics/wireStory/biden-expected-sign-new-executive-order-gun-control-97844286 Biden issues order to strengthen gun background checks President Joe Biden signed an executive order on Tuesday aiming at increasing background checks to buy guns, promoting more secure firearms storage and ensuring U.S. law enforcement agencies get more out of a bipartisan gun control law enacted last summer. The Democratic president was to address his latest efforts to curb gun violence in a speech in this suburban Los Angeles community, where a gunman stormed a dance hall and shot 20 people, killing 11, following a Lunar New Year celebration in January. He was also meeting with families of victims and with first responders from that day. Biden’s rhetoric has grown ever stronger about guns — he routinely calls for banning assault weapons — in pushing a vocal gun-control platform even tougher than during the Obama administration when he was vice president. He has been emboldened by the midterm electiions when his regular talk of gun control didn't result in massive losses, and he's expected to continue to argue for strong changes as he inches toward a 2024 reelection run, his aides say. Biden was greeted at the Los Angeles airport Tuesday by Brandon Tsay, the 26-year-old who wrestled the semiautomatic pistol away from the gunman in Monterey Park. The two shook hands; Biden had invited Tsay to his State of the Union address in January where he praised the young man's heroism. But the president has only limited power on guns to go beyond bipartisan legislation passed by Congress last summer after the killings last year of 10 shoppers at a Buffalo, New York, grocery store and 19 students and two teachers at a Uvalde, Texas, elementary school. Tuesday's action does not change U.S. government policy. Rather, it directs federal agencies to ensure compliance with existing laws and procedures — a typical feature of executive orders issued by presidents when they confront the limits of their own power to act without cooperation from Congress. Biden, in the order, acknowledged Congress' opposition, but said, “In the meantime, my administration will continue to do all that we can, within existing authority, to make our communities safer.” The order directs the Cabinet to work on a plan to better structure the government to support communities suffering from gun violence. The plan calls on Attorney General Merrick Garland to shore up the rules for federally licensed gun dealers so they know they are required to do background checks as part of the license. Biden is also mandating better reporting of ballistics data from federal law enforcement for a clearinghouse that allows federal, state and local law enforcement to match shell casings to guns. But local and state law enforcement agencies are not required to report ballistics data, and many do not, making the clearinghouse less effective. And the president is asking the Federal Trade Commission to issue a public report analyzing how gun manufacturers market to minors and use military images to market to the general public. The bill passed last year, known as the Safer Communities Act, is viewed by gun control advocates as a good start but one that doesn't go far enough. After the law was signed, there were 11 other mass shootings, according to a database of mass killings since 2006 maintained by The Associated Press, USA Today and Northeastern University. Those killings don't include shootings in which fewer than four people were killed — and gun violence is also rising nationwide. Pro-gun groups said the order would do little to stop growing gun violence. “The reality is that nothing in the president’s executive order today would have done anything to prevent the recent mass shootings in California, Michigan or elsewhere,” said Katie Pointer Baney who is the Managing Director of Government Affairs for the U.S. Concealed Carry Association. “It’s time for the president and political leaders across the country to have an honest conversation with the American people and acknowledge there is no legislative fix that will permanently solve the issue of gun violence.” Biden will also direct his Cabinet to make sure law enforcement agencies understand the benefits of the new law, particularly around red-flag laws, also known as extreme risk protection orders, which are intended to temporarily remove guns from people with potentially violent behavior and prevent them from hurting themselves or others. Last month, the Justice Department sent out more than $200 million to help states and the District of Columbia administer red-flag laws and other crisis-intervention programs. https://dailycaller.com/2023/03/14/desantis-admin-liquor-license-sexually-explicit/ DeSantis Admin Moves To Revoke Liquor License From Hotel That Hosted Sexually Explicit Show For Kids Republican Florida Gov. Ron DeSantis’ administration is moving to revoke a hotel’s liquor license after it ignored a warning and proceeded to host a sexually explicit show with children present, according to a Tuesday administrative complaint. On Dec. 27, the Hyatt Regency Miami hosted “A Drag Queen Christmas” advertised for “all ages” where performers allegedly wore “sexually suggestive clothing” and “prosthetic female genitalia” while displaying “simulated sexual activity” in front of children, according to an administrative complaint. Prior to the show, the Florida Department of Business and Professional Regulation warned the hotel it would lose its liquor license unless the venue ensured that children were not permitted at the event. Under Florida law, sexual organs cannot be exposed in public in a vulgar or indecent manner and obscene content cannot be shown to minors, the complaint stated. Violation of the law can result in the loss of a license for the sale and consumption of alcoholic beverages. “On December 27, the Florida Department of Business and Professional Regulation warned the Hyatt Regency Miami against hosting a sexually explicit show with children present,” Griffin told the DCNF. “The venue proceeded with their plans and, according to an investigation by the Department, the venue (Respondent in the complaint) violated Florida statutes as outlined in the attached complaint.” https://thepostmillennial.com/zuckerberg-sacks-10000-more-meta-workers-during-year-of-efficiency?utm_campaign=64487 Zuckerberg sacks 10,000 more Meta workers during 'Year of Efficiency' On Tuesday, Meta CEO Mark Zuckerberg announced that the tech giant would be laying off around 10,000 workers, with some set to find out whether or not they still have a job as early as tomorrow. The move is just the latest in Zuckerberg's quest to make 2023 the "Year of Efficiency" as he and other top executives work to restructure the company. Tech groups, he added, would find out in late April, with those in business groups being informed in late May. Zuckerberg noted that in certain cases, such as for those on international teams, layoffs could take until the end of the year to be finalized. "Overall," he said, "we expect to reduce our team size by around 10,000 people and to close around 5,000 additional open roles that we haven't yet hired." Zuckerberg justified the decision by explaining that "every layer of a hierarchy adds latency and risk aversion in information flow and decision-making," thus a "flatter" organization would be faster and more capable of creating, maintaining, and delivering the products and services customers want. "People will be more productive, and their work will be more fun and fulfilling," he said. "We will become an even greater magnet for the most talented people. That’s why in our Year of Efficiency, we are focused on canceling projects that are duplicative or lower priority and making every organization as lean as possible." The latest round of layoffs come just months after Meta reduced its workforce by around 11,000 workers, or 13 percent of the workforce. https://redstate.com/kiradavis/2023/03/13/point-of-no-return-nyc-in-policing-crisis-as-resignations-reach-record-numbers-n715750 'Point of No Return': NYC in Policing Crisis as Resignations Reach Record Numbers As Democrat-run cities across America continue to descend into criminal chaos, the nation’s largest city is hemorrhaging police officers. In an exclusive story last week, The New York Post published data that shows New York City (NYC) police officers are resigning from their duties at a shocking rate. Police Benevolent Association President Patrick Lynch called it a “staffing emergency” that is “approaching the point of no return.” The statistics show a 117% increase in retiring officers since 2021. The shocking stats show 239 officers tapped out in January and February, a 36% spike from the 176 who fled in the same period last year and a disturbing 117% jump from the 110 in 2021, NYPD pension data show. That’s the highest number of resignations for the first two months of a year since 250 members quit in 2007 during a contentious contract dispute. According to the report, there seem to be a number of converging factors contributing to the massive loss of personnel in the Big Apple. The Black Lives Matter-led movement to defund police departments across the country has almost certainly created a combination of shrinking budgets to retain employees and a strain on remaining resources. However, corruption and poor management also seems to be a debilitating issue. A veteran Manhattan police officer told the Post that precinct cops have to work “an inhumane amount of overtime” that often includes their days off. At the same time, they are penalized by department bureaucrats for small breaches of uniform and/or administrative protocol. Meanwhile, some officers are being protected from necessary patrol duties by “high-ranking supervisors.” NYPD officers are fleeing to places like Florida, or suburban locations in New York and Connecticut. As the cost of living in NYC sky-rockets, pay remains stagnant. There is also the rapidly declining quality of life. Prolonged school closures, COVID vaccine mandates and unnecessary masking of small children has led to a learning crisis in government schools. A notoriously ‘woke’ agenda in those same schools has also begun to affect testing levels and education outcomes. Rampant homelessness and open-air drug use make for unsafe streets and public transportation. According the report from The New York Post, 262 city cops retired in just the first two months of 2023, a 3% increase in retirements in the same time period last year. Perhaps the most alarming number uncovered in the report reveals that the NYPD lost 3701 officers in 2022 alone. It is the largest number of officers lost since 2002, following the 9/11 attacks. That year the city lost 3,846 police officers. Things don’t seem to be looking up any time soon. Alps Precious Metals Group The Word of God in Genesis 2:10-12b teaches this: “…And a river went out of Eden to water the garden; and from thence it was parted, and became into four heads. The name of the first is Pison: that is it which compasseth the whole land of Havilah, where there is gold; And the gold of that land is good…” Since the creation of the Federal Reserve and all of the other Central Planning Banks around the world, tumultuous modern financial markets have been the natural consequence. In the midst of these tempests, such as the one that is upon us now, Gold has maintained an impeccable record of preserving the labor and wealth of individuals, families and institutions. Alps Precious Metals is a U.S.-based company formed for the purpose of re-establishing the essential role of Physical Precious Metals within investment portfolios. Whether as a compliment or replacement for bank/brokerage accounts and/or Retirement accounts, Physical Precious Metals allow the investor to own *the* bedrock asset that has weathered all financial storms. Call James Hunter of Alps at 251-377-2197, and visit our website at www.alpspmg.com to begin the discussion of the trading and Vaulting of Physical Precious Metals. https://www.19fortyfive.com/2023/03/1-3-million-guns-sold-last-month-firearms-sales-still-near-record-levels/ 1.3 Million Guns Sold Last Month: Firearms Sales Still Near Record Levels U.S. Gun Sales Pass One Million Mark for 43rd Month in a Row in February – Though sales are down from their record highs of 2020 and 2021, guns are still in hot demand based on the latest retail data and FBI background checks. According to the National Shooting Sports Foundation (NSSF), the firearm industry trade association, sales of firearms surpassed 1.3 million units in February – even with fewer days on the calendar. Moreover, sales had declined just 0.6 percent compared to February 2022 – based on NSSF-adjusted data from the FBI’s National Instant Criminal Background Check System (NICS). Though not a direct correlation to gun sales, the NSSF-adjusted NICS data provide an additional picture of current market conditions. February was the 43rd month in a row to see gun sales exceed a million units. Last week, Visa, Mastercard, American Express, and Discover announced they would pause their plan to implement a new merchant category code for the nation’s gun retailers after political pressure from Republicans, CNN reported. https://www.breitbart.com/sports/2023/03/13/after-resigning-over-bible-quote-texas-tech-settles-for-4-1m-payout-for-coach-mark-adams/ After Resigning Over Bible Quote, Texas Tech Settles for $4.1M Payout for Coach Mark Adams Now former Texas Tech basketball coach Mark Adams and the university have come to terms with a $4.1 million payout after Adams resigned for using a Bible quote about slaves and masters during a training session with a student. The Red Raiders coach resigned after using a Bible quote, Ephesians, 6:5-9, to encourage a player during a training session. The passage begins, “Slaves, obey your earthly masters with respect and fear, and with sincerity of heart, just as you would obey Christ.” It is not known if Adams actually used the word “slaves” when he quoted the verse, but it was quickly deemed offensive, and the school suspended him for using it as a training tool. Adams seemed to feel it was not a big deal and that it was all blown up out of proportion. He was suspended, regardless. But, despite that the school said he apologized, he later contradicted that and said he did not apologize. Ultimately, Adams resigned only a few days after the incident was first reported. The Bible quote was not the only issue Adams was facing with school officials. He was also accused of spitting on a player, but he fully denied that claim. Whatever the veracity of the accusations against him, Adams and Texas Tech have now settled on his separation package. The school has agreed to pay Adams $4.1 million in thirty days. The payout will include all bonuses and salaries earned during the fiscal year. The two also agreed to forego any legal actions over the incident and to hold each other blameless going forward. “Adams hereby agrees to the release of any and all claims against TTU and Texas Tech University System and their employees, appointees, regents and representatives relating to his employment, whether known or unknown, as of the date of this Agreement and TTU agrees to release any and all claims against Adams,” the school’s settlement reads, according to USA Today. “This Agreement is not, and shall not in any way be construed, as an admission by the Parties of wrongdoing whatsoever against each other or that the Parties violated any federal, state or local law, which both Parties deny,” the statement added.

Jim began his career as a ship builder and welder for the Nashville Bridge Company. He then joined the United States Air Force and was selected into an elite group of the USAF nicknamed the Walking Airforce aka “Global Survival Instructor” today known as SERE. After leaving the US Air Force, he entered retail. He was responsible for new store openings, hiring, departmental development, training and merchandising. Transitioning to a sales career, he was a regional sales manager responsible for a four state territory for a global concern. Later, he entered the automotive industry; starting in sales. After leading the sales team for 6 consecutive months was promoted to manager of finance and insurance. Quickly progressed to general sales manager which led to him becoming a general partner in automotive franchises representing Chrysler Plymouth Dodge and Lincoln Mercury. Mr. Biggs has held a professional license in real estate, licensed as an agent in the state of Florida's Department of Professional Regulation, presided as President of Chesterfield HOA, held an insurance license and a Series 6 Securities License with the Department of Professional Regulation in Illinois and is currently a Managing Broker for the State of Indiana. He is a member of the National Association of Realtors, belongs to the Illinois Rental Property Owners Association, National Real Estate Investors Association, Northern Indiana Creative Investors Association, Chicago Creative Investors Association, Chicago Real Estate Investor Networking Group, The National Multifamily Housing Council, NMHC, as well as several other community and professional associations. His newest venture is The GOB Network of Apartment Investors, an open source, democratized all inclusive platform for apartment investors to source deals, partners, capital. The platform also provides coaching, mentoring, teaching and access to partnerships as GP, KP, LP, JV and other creative deal structures. Get in touch with Jim: https://bit.ly/JimBiggs For informational purposes only. Always consult with professionals. This is not meant to be used as legal or tax advice or otherwise. Any projections, opinions, assumptions, or estimates used are for example only. All information should be independently verified and is subject to errors and omissions. Check out some of our other videos and listings: PreReal Podcast https://www.youtube.com/watch?v=pTgZYyrkRyU&list=PLbyMUN39hTNWUFWH-tprcR0sTOwdqCfuk PreReal™, Prendamano Real Estate of staten island, NY is a real estate marketing firm that is focused on lead generation for all its properties for sale. More leads equals bigger pockets in the end for everyone. If you are house hunting and looking for a house for sale don't hesitate to give us a call (718)200-7799. If you think it is time to sell your house, we can get you top dollar for your property. Visit us at www.prereal.com Follow us on: Facebook: https://www.facebook.com/PrendamanoRealEstate Instagram: @prerealpodcast @prerealestate TikTok: @prerealestate Twitter: @prerealestate #RealEstate #Tips #PreReal

Ray Mazzie is a Managing Director at Southern Waters Capital (“SWC”) and focuses his time on sourcing and operating SWC's investment opportunities. Ray graduated from Florida State University with an MBA, a dual degree in economics/political science, is a licensed attorney in the state of Florida, and is a former Gubernatorial Fellow for Governor Rick Scott.  Ray has extensive experience working with legislators and within government agencies from his time spent at the FL Department of Business & Professional Regulation, Florida Housing Finance Corporation, and the Florida Lottery. Before entering the agriculture and research space, Ray spent time advising corporate clients on business structuring and transactions which included real estate, asset & business dispositions, among other secured transactions.  Ray specializes in fostering collaborative business relationships and strategic partnerships that often emerge at the intersection of business and bureaucracy. Today is a very unique topic where we dive into massive growth of 1,500+ units in less than 2 years! Talk about scalability... His creative fund structure and institutional capital connections are ultimately what has allowed him to move so quickly.  If you're interested in institutional level capital partners, BTR, New Development, or creative real estate investing... you won't want to miss this one!

ALSO: Vermont Medicaid will help thousands of low-income residents get access to services that private insurance may not cover, under a five-year extension of a federal waiver; Vermont's Office of Professional Regulation has filed charges against Walgreens pharmacies across the state; VTDigger has the scoop on all of Vermont's best Fourth of July weekend celebrations.

Time Schedule:  60 minutes Summary of Topics Covered:Introduction of Instructor Mark GiffordWhat are common ethical mistakes lawyers make that they do not realize they are making? What does cooperation with bar counsel during the complaint process look like? What is the diversion program? What is the best part of the job of bar counsel? What is the procedural process and the burden of proof on bar counsel in the disciplinary hearing process? The “Wyoming System” allowing bar counsel to handle ethics hotline callsInstructor Mark W. Gifford, Esq. Bio:Mark W. Gifford is Bar Counsel for the Wyoming State Bar. He is a Wyoming native who received his Bachelor's in accounting from the University of Wyoming in 1978 and his law degree from Stanford University in 1981. After 30 years of practice as a trial lawyer and mediator, Mark took the position of Bar Counsel on a part-time basis in 2011 and became full-time in October 2013. In addition to attorney discipline, Gifford's responsibilities include Unauthorized Practice of Law, Fee Dispute Resolution and Client Protection Fund.He also serves as general counsel to the Wyoming State Bar. Gifford was instrumental in getting Wyoming's Lawyer Assistance Program launched in 2014. He is a member of the ABA Standing Committee on Professional Regulation. He has been recognized as an AV Preeminent-rated lawyer by Martindale-Hubbell Peer Review Ratings, a distinction based upon peer reviews by members of the Bar and the Judiciary.WyoLawPod is a podcast that is fully accredited for CLE credit by the Wyoming State Bar. This episode features Mark Gifford. Bar Counsel for the Wyoming State Bar.

VALUE FOR VALUE Thank you to the Bowl After Bowl Episode 169 Executive Producers: Mitch, Boolysteed, Rev CyberTrucker, harvhat, Pheonix, PhoneBoy, Boo-Bury, SeeDubs, Quirkess, NA Millennial, Thor the Wonder Hammer, Fletcher, SirVo Thank you Gigi for joining us on Bowls With Buds! Solid State Pinball Supply We had an awesome time watching Dooshbar and his smoking hot wife process our pasture-raised chickens and hanging out with BillyBon3s! ON CHAIN, OFF CHAIN, COCAINE, SHITSTAIN Podbean censors titles if you didn't know so Bowl After Bowl Episode 167 may be Big Titty Milk or Big Milk KC Bitcoin Meetup with CaptainSiddh TOMORROW 6 PM Central BTC fire sale going on -- buy the dip! Celsius is rekt TOP THREE 33 33 children, 3 teachers waited desperately for over an hour during Uvalde massacre, per analysis (NBC) 65% of men think they're healthier than others, 33% skip annual exams 33-year-old man unhappy with haircut shot barber and was going to 'execute' him but his gun jammed, says report (KCMO)    COOFIN' 33 new cases: Beijing, Vadodara (India), Mizoram (India), Himachal Pradesh (India), Chandigarh (India) Jabs could be approved for children under 5 as early as next week Monkeypox spreads worldwide, 1472 cases in 33 non-endemic countries Study suggests a "high-CBD extract has a high potential in the management of pathological conditions in which the secretion of cytokines is dyrsregulated," like severe COVID-19 or other infectious or inflammatory diseases BEHIND THE CURTAIN Two lawsuits dismissed challenging Drug Enforcement Administration hemp rules US State Department 2021 International Religious Freedom Report released In US v. Cannon, judge upholds decision that Pennsylvania man on pretrial cannot use medical weed because it's federally illegal US Supreme Court taking up Bilodeau v. United States, a case about the scope of protections provided by a congressionally-approved medical weed rider Environmental Protection Agency emails workers memo reminding them cannot smoke pot Government Accountability Office analysis of US Border Patrol enforcement data released Cannabis Administration Opportunity Act (CAOA) could be filed this month Alabama Medical Cannabis Commission says fall 2023 is the earliest products will be available in the state but could take until 2024 California Superior Court rules High Times must pay $5 million in back rent for a would-be dispensary in San Francisco's Union Square Colorado Gov. Jared Polis signed SB99 into law, streamlining the expungement process, and HB1344 legalizing MDMA IF/WHEN the FDA approves it for prescription drug use Illinois Gov. JB Pritzker signed HB 4392 into law so courts can no longer deny petitioners' requests to have their criminal records expunged due to pot drug test failure Illinois Department of Financial and Professional Regulation announces next steps to issue 185 recreational licenses Illinois judge issues temporary restraining order, freezing operations for 48 craft grow licenses amid a legal challenge to the award process Two Michigan bills would ban fake urine Missouri medical growers must destroy products, surrender licenses New Hampshire Gov. Chris Sununu says fentanyl-laced marijuana and cocaine is being smuggled over the northern border New York City's Metropolitan Transportation Authority is being sued by a worker who claims he was demoted, subjected to random drug testing, and forced to attend drug counseling for legal medical pot use North Carolina legislators send SB 762 to the governor's desk to permanently legalize hemp CEO of Oklahoma-based medical pot company replied to a sales rep from Vangst (which just published a report on LGBT+ representation in the weed workforce): "I don't communicate with ignorant cunts that cannot figure out what a woman is. You're a she/her/hers? Please die so God can rectify his mistake." July 1, Oregon becomes the first state to ban synthetic cannabis products sold at grocery stores and other retailers South Dakota voters rejected a constitutional amendment requiring ballot initiatives get 60% support in order to be enacted -- legalization advocates highlighted this as a possible impediment to passing reform in November German officials are taking a step in the right direction to legalize pot by holding five hearings to discuss policy change with a   plan earlier this year with FAQ: Cannabis - but safe Guam's recreational regulations took effect Thailand's partial cannabis legalization law took effect New United Arab Emirates law cracks down on those promoting images of drugs on clothes, car METAL MOMENT Tonight, the Rev.CyberTrucker brings us Angelo Bissanti's cover of I've No More Fucks to Give by Thomas Benjamin Wild Esq. Is there a song you want to hear? Call the Metal Moment request line: (816) 366-8333 FIRST TIME I EVER... This week, bowlers called in to tell us about the First Time They Ever got a pet. Next week, we want to hear about the First Time YOU Ever bought something with Bitcoin. FUCK IT, DUDE. LET'S GO BOWLING. Sanctions sought against FBI over Civil War gold dig videos Boston transit agency to try urine sensors on elevators Amarillo Zoo surveillance picture shows strange creature at perimeter fence Zoo staff forced to intervene after dog enters gorilla enclosure   Dog blamed for starting fire that damaged Kansas City home Elephant tramples India woman, attends funeral and tramples corpse Alabama man convicted of littering after placing a flower box at foot of fiancee's grave Indian man reportedly divorces wife because she only cooked instant noodles Shark sliced in half washes up on beach, makes people wonder what predator attacked it Texas cat escapes coyote showdown  Baby emu learns to run with help of electric wheelchair custom built for it      

In our latest edition of CEO Conversations, FICPA President & CEO Shelly Weir sits down with Florida's new Secretary of the Department of Business and Professional Regulation, Melanie Griffin. They discuss Secretary Griffin's confirmation hearings, her key initiatives for the Department, and the specific ways the FICPA and DBPR can continue to work together to advance the CPA profession in Florida.

If you're interested in investing in real estate or you're looking to start your entrepreneurial journey in Illinois, then this episode will definitely be helpful for you! On today's episode of The Real Estate Diplomat, Aaron Masliansky is joined by Laurie Murphy who works as the Acting Director for the Division of Real Estate at the Illinois Department of Financial and Professional Regulation. She shares on this episode her goal of building a relationship between the government and the public that is cooperative in nature and is more geared towards the protection of investors and entrepreneurs in the state. Laurie's got you covered with a lot of facts and debunking prejudices about her services on this episode so stay tuned! Illinois towards modernization and progress:Laurie shares about how her office constantly changes to be able to cope up with the rise of virtual platforms in the industry. For one, this is necessary so that her office can properly regulate and protect both clients and Realtors that are utilizing these online systems. Laurie explains that this is necessary not only for the protection of already existing and potential persons that will be involved with real estate but also to modernize the system for faster and safer transactions especially during a pandemic. Repairing the Industry:Laurie shares how her agency is correcting for the mistakes of the past in the industry. This is focused on correcting for systemic racism that led to redlining and unfair appraisal, among many issues. She is working towards the continued improvement of the appraisal system to make the playing field fair, inclusive, and transparent.About Laurie Murphy:Acting Director of the Division of Real Estate at Illinois Department of Financial and Professional RegulationAppointed Acting Director by Governor Pritzker on April 1, 2021Served as Deputy Director since June 1, 2019Started her career at IDFPR as the Chief of Boards and Complaint for Real Estate in February of 2018Prior to Joining IDFPR, she enjoyed a 20-year career in real estate serving the majority of her career as a Designated Managing BrokerBachelor of Science in Biology from Northern Illinois UniversityA lifelong resident of West Chicago, ILOutline of the Episode:[00:07] About Laurie Murphy and her office[08:35] The stigma about the IDF PR[12:42] What sets Illinois apart from other states' regulations[15:58] Why get the right professional for the right job[18:45] How Laurie's office ensures security and modernity[22:57] What is a virtual office[25:24] The future for virtual platforms[31:22] Efforts for the removal of bias in the industry[37:23] What are the basics for safe investing in the USResources:LinkedIn: https://www.linkedin.com/in/laurieamurphy/Facebook Page for IDFPR: https://www.facebook.com/ILDFPRConnect with Aaron Masliansky!Website: https://www.therealestatediplomat.com/LinkedIn: https://www.linkedin.com/in/aaron-masliansky-4b937217/Facebook: https://www.facebook.com/aaron.maslianskyTwitter: https://twitter.com/aaronmasliansky

Financial literacy and insurance literacy go hand in hand with some of the most important chapters of your life.  For something so important, don't you think it would be a good idea to take some time and understand the ins and outs of your finances and insurance?  Join us as ILHIC speaks with Chasse Rehwinkel, Acting Director of Banking for the Illinois Department of Financial and Professional Regulation, and Nikki Giancola-Shanks, Director of External Affairs and Student Loan Policy for the Division of Banking at the Illinois Department of Financial and Professional Regulation as they explain how valuing financial and insurance literacy can create freedom and empowerment.  Important Links:‎Making Cents of Money on Apple PodcastsState of Illinois | Department of Financial & Professional Regulation (idfpr.com)Get $avvy - Grow Your Green $tuff - YouTubeMichael W. Frerichs - Illinois State Treasurer: Financial Literacy Resources (illinoistreasurer.gov)IDFPR Call Center: 1-888-473-4858

A career in professional regulation can be challenging, rewarding, and eclectic. In this episode Melisse Willems talks about her career in professional regulation.  Melisse has held senior leadership positions with three different health profession regulators in Ontario and she understands the nuances of a regulator's role, as well as the importance of getting it right. She is also a  lawyer, and prior to working in-house for these regulators, she practiced law and worked with clients in the health regulatory sector.  If you have ever wondered about the role of regulators and how you can fit into, and pursue, opportunities in professional regulation, this podcast will be of interest.  

Florida Insurance Commissioner David Altmaier told a legislative committee in late September that the state's property insurance market is in “critical condition” with a growing number of insurance companies losing money and consumers facing continued double-digit rate increases.  A new set of reforms designed to help is already being challenged in federal court by roofers and restoration companies.Former Florida Deputy Insurance Commissioner Lisa Miller sat down with Jose Pagan, a former fraud regulator who is now one of Florida's leading insurance defense lawyers, to discuss the legal challenges to the new reform law, the ongoing litigation abuse and unlawful activity in the marketplace, and how consumers are ultimately losing.Show NotesJose Pagan, Partner with the Walton, Lantaff, Schroeder & Carson Law Firm, said the issues in Florida's property insurance market today have their roots in the aftermath of 1992's Hurricane Andrew in Miami, where he and host Miller worked together as insurance regulators.  The mediation program for property insurance claims created after Andrew was such a success that the legislature made it standard protocol for handling all future claims.  “While those programs still exist to try to resolve cases pre-litigation, a cottage industry has developed of a very small segment of the legal community as well as some contractors and some public adjusters who are really abusing the system,” said Pagan, an insurance defense lawyer with more than 25 years' experience in the insurance industry, including as an insurance agent and fraud investigator.He cited Insurance Commissioner David Altmaier's report to the Florida Legislature earlier this year that Florida has 8% of all homeowners' claims in the U.S., yet 76% of all homeowners' claims lawsuits.  “And moreover, if you look at some of the information that was provided…. it's really only a handful of law firms that was generating a majority of all of those lawsuits,” he added.  “Those are the cost drivers that ultimately are generating the premium increases for all Floridians in this marketplace.”To stem the abuse and stabilize the marketplace, the Florida Legislature last spring passed Senate Bill 76 (SB 76, now Florida Statute section 489.147) its most recent property insurance reform law.  Yet just two weeks after Governor Ron DeSantis signed the bill into law in June, the first of two lawsuits was filed in federal court in Tallahassee by a roofing and restoration company, complaining that the section of the law dealing with prohibited advertisements and soliciting infringes on its constitutional right of free speech.  The section establishes that contractors and public adjusters, or unlicensed persons acting on their behalf, may not solicit or incentivize a residential property owner to file a roof damage insurance claim.  Violations carry a fine up to $10,000.Chief U.S. District Court Judge Mark Walker granted a preliminary injunction on the section in July, pending full trial scheduled for spring of 2022.  “Clearly, Judge Walker indicated that there was a significant government interest in attempting to address fraud and abuse in litigation…(but) his assessment, at least on the preliminary injunction side of it, looked at it in terms of commercial speech…and he was able to reach the conclusion that it was an infringement upon commercial speech,” said Pagan, who outlined the series of court tests the judge used.  “It's pretty clear to me that the legislature was trying to just stop some of the high pressure sales tactics by solicitors knocking on front doors that we see every day, read about on social media, and experience in our own neighborhoods,” said host Miller.Miller and Pagan also discussed a second lawsuit, filed by the Restoration Association of Florida in the same federal court.  It seeks to throw-out the entire law, which includes a series of provisions, including broadening the longstanding one-way attorney fee statute formula where fees are now awarded instead based on a percentage of recovery of the disputed amount of the claim.  The suit claims the law impinges on protected free-speech rights, interferes with contract law and commerce, and due process.“There is nothing in the legislation that hasn't been the case for decades…whether it is regulating the contracting industry under Chapter 428, or the insurance industry under Chapter 626,” said Pagan.  “Dating back as far as in the early 90s, during Hurricane Andrew and thereafter, the law was very well defined, and everyone knew or understood that you could act as a contractor, you could act as a public adjuster.  But unless you were licensed in both, you could not act as both a contractor and a public adjuster.”  He said that “some of those lines became a little blurred” and “there have been so many different actions either taken by the courts or not taken by the regulating entities that have allowed questions to arise,” that the legislature needed to provide clarification through SB 76.Another provision in the new law focuses on presuit settlements.  It requires that insurance companies receive a ten-day notice and demand before a lawsuit is filed by first-parties, such as homeowners or commercial building owners.  And it gives carriers 10 days to respond in writing to such notices.  The idea is to settle claims before they become lawsuits.  Host Miller asked Pagan how that part of the law is working so far, especially given conflicting opinions in the market to which cases that applies. “Most of the attorneys and the carriers are certainly utilizing the Notice of Intent provision, in an effort to try to get to a quick resolution, rather than having to litigate these cases to the nth degree.  That is, I think, most beneficial for not only the policyholders, but all of the other stakeholders as well,” Pagan said.  Those cases that are unresolved are usually because of a communication breakdown and benefit from having another person from the insurance company review the claim, he said.The stakes are high for the future health of Florida's property insurance market.  “The problem that we face is affordability,” Pagan said.  “Because of the small amount of participants who are abusing the system and are creating such high premium increases, affordability becomes huge.  And that's especially acute for senior citizens who are living on a fixed income.  So when we are talking about double digit premium increases year over year, that means that in a very short amount of time, we're doubling, sometimes tripling the premiums for your home.”Host Miller noted that the Florida Legislature is now in the middle of committee weeks, leading to the start of the regular session in January 2022.  Further insurance reform is already being discussed.  “I believe that SB 76' purpose was to restore, rebalance, and revitalize, if you will, the insurance industry for all of its policyholders, to stop these premium increases, and protect consumers from what appears to be out of control litigation, solicitations, and high pressure sales,” said Miller.  She urged listeners to contact their state representative and state Senator and share their story, whether as a consumer or someone working in the industry. Links and Resources Mentioned in this EpisodeFlorida Insurance Market “Dire”(LMA Newsletter, October 4, 2021) Florida Senate bill SB 76 (the solicitation section is in lines 117-180; the presuit settlement section is in lines 1138-1173)Major Provisions of SB 76 Gale Force Roofing and Restoration, LLC v. Julie Brown, Florida Department of Business and Professional Regulation (first lawsuit)Restoration Association of Florida, et al v. Julie Brown, Florida Department of Business and Professional Regulation(second lawsuit)DFS Property Insurance Intent to Initiate Litigation portal Walton, Lantaff, Schroeder & Carson law firm Roofers Block Part of SB 76 For Now (LMA Newsletter, July 12, 2021)Second Challenge to Insurance Reform Law (LMA Newsletter, September 20, 2021)Florida one-way attorney fee statuteProperty Insurance Reform (The Florida Insurance Roundup podcast, May 23, 2021)Defense Attorneys' Take on SB 76 (The Florida Insurance Roundup podcast, June 23, 2021)Condo Underwriting & Presuit Settlements (The Florida Insurance Roundup podcast, August 30, 2021)Assignment of Benefits & Insurance Litigation Webpage (Lisa Miller & Associates) ** The Listener Call-In Line for your recorded questions and comments to air in future episodes is 850-388-8002 or you may send email to LisaMiller@LisaMillerAssociates.com **The Florida Insurance Roundup from Lisa Miller & Associates, brings you the latest developments in Property & Casualty, Healthcare, Workers' Compensation, and Surplus Lines insurance from around the Sunshine State.  Based in the state capital of Tallahassee, Lisa Miller & Associates provides its clients with focused, intelligent, and cost conscious solutions to their business development, government consulting, and public relations needs.  On the web at www.LisaMillerAssociates.com or call 850-222-1041.  Your questions, comments, and suggestions are welcome!  Date of Recording 10/11/2021. Email via info@LisaMillerAssociates.com   Composer: www.TeleDirections.com  © Copyright 2017-2021 Lisa Miller & Associates, All Rights Reserved

Professional regulation and self-regulation is an area that is filled with debate and controversy and the accounting profession is not exempt from this often vibrant discourse. The CEO of the Institute of Certified Management Accountants, Janek Ratnatunga, has some concerns and would like a royal commission into the role of audit in out legal regime. He also talks about the deficiencies he believes exist in the accounting framework .... See acast.com/privacy for privacy and opt-out information.

This episode of Health Care Beat is the first in a special series focused on Seyfarth's recently released publication, The Future of Health Care in the US: What a Post-Pandemic Health Care System Could Look Like (Second Edition). Sheryl Tatar Dacso, partner in the firm's Corporate department and member of the Health Care, Life Sciences & Pharmaceuticals industry group, joins host Adam Laughton to discuss the chapter she authored that addresses how COVID-19 has influenced how practitioners engage with patients to deliver health care services, operate a clinical practice, and get paid. To request a copy of the Future of Health Care in the US publication, please cut and paste the following link into your internet browser: https://www.seyfarth.com/news-insights/the-future-of-health-care-in-the-us.html.

The collapse of the Champlain Towers has been a mysterious and important event in the real estate world, especially for the families deeply affected by the tragedy. It brought to light some of the essential things to note for environmentally-challenged properties; all buildings do degrade and are affected by the elements of nature. Our guest, Linda Olson is a REALTOR® and environment consultant in Florida. This episode focuses on how we can best advise our clients when they are purchasing condominium properties or properties in environmentally challenged areas. What can the rest of us learn from the tragedy in Surfside?   [2:55] Linda's background and what she does today as an environmentalist and REALTOR®.   [5:52] Building codes in Florida and the state's rules and regulations.   [11:13] Regulations differ from state to state, and even between the state and local levels. Most areas leave it up to the local governments to decide building codes, etc.   [15:00] Causes that contributed to the Champlain Tower collapse, and environmental factors that came into play specifically due to location.   [25:50] The difference in the inspection process between residential real estate and condo buildings.   [28:50] What REALTORS® can do to help their clients when they are purchasing a unit in a condo.   [33:13] A “condo checklist” that you could use with your clients so they have an idea of what types of things to check out before buying a property.   [38:12] Monica shares some information from Robert Norlund about the physical and financial health of a building and its homeowner's association, and a few of his tips for REALTORS®.   [42:05] Predictability in the natural wear and tear and degradation of properties and the life expectancy of buildings, and how appraisers use this when valuing a property.   [46:45] Upkeep and maintenance of apartments compared to a condo or townhouse   [49:20] REALTORS®' responsibility to educate our sellers and our buyers, to act as professionals, and to advise our clients of the concerns to be aware of, and what they should consider prior to closing on a property.   Tweetables:   “Even if there are building codes, when inspections are done by the local government, they are only looking to make sure that the building code standards have been met at a minimum. They don't inspect the quality of the work.” — Linda   “I think it's part of our responsibility as REALTORS® to be able to advise our clients as to things that may affect them before they purchase a property. If you don't take the time to learn how it can affect it, you don't have any advice or assistance that you can give your clients.” — Linda   “Deferred maintenance is a big deal. If we don't take care of things when they come up and replace them when appropriate, the building will go back to the Earth.” — Monica   Guest Links:   Linda Olson EducatorLinda.com   Robert Nordlund Reservestudy.com   NPR Article Npr.org/2021/07/19/1016940192/why-steady-low-condo-fees-should-…   Additional Links:   Crdpodcast.com Onlinelearning.realtor for NAR Online Education Training4RE.com — List of Classroom Courses from NAR and its affiliates   Questions? Comments? Email us at crd@nar.realtor   Host Information: Monica Neubauer Speaker/Podcaster/REALTOR® Monica@MonicaNeubauer.com MonicaNeubauer.com FranklinTNBlog.com     Additional Bio:   Linda Olson, REALTOR®, GREEN is with D. Basile Real Estate, LLC in Melbourne, Florida. Linda specializes in all non-residential property types, especially vacant land.   Linda brings a unique perspective to the real estate field as she also has 20 plus years of experience as an environmental consultant. Linda uses this experience to assist Owners and Buyers regarding the intricacies of developing/optimizing/selling and buying environmentally challenged property. Linda also uses this expertise to assist Landlords and Tenants with property leasing.   During both Linda's environmental and real estate careers, for more than 10 years, she was actively involved with the local Home Builders and Contractors Association. The additional knowledge that she gained from this association and the contacts she has with builders, remodelers, and distributors of products gives her unique information and insight into “green” building techniques for improving a home's energy efficiency.   Using both careers, since 2010, Linda has authored and teaches courses that have been approved by the Florida Department of Business and Professional Regulation for continuing education for REALTORS®. Linda has been a Florida REALTORS® Faculty Member since 2013.   Since 2016, Linda has been an approved instructor with the Georgia Association of REALTORS® through their Partners in Education Program and an approved provider and instructor through the Tennessee Real Estate Commission.   The classes that Linda has authored and teaches in Florida, Georgia, and Tennessee are centered on environmental concerns, green/energy efficiency, commercial real estate, the development process, residential construction and negotiating, networking, and commercial and vacant land contracts.   Linda has been awarded the National Association of REALTORS® Green Designation and is an approved Instructor for the NAR's Green Designation Program as well as their Discovering Commercial Real Estate course.   Linda has a Bachelor's degree from Michigan State University in Wildlife Management and a Master of Science degree from the University of Florida in Ecology. She is a member of the National and Florida Association of REALTORS®. Linda is married, has five rescued cats, and resides in Cocoa, Florida and Morganton, Georgia.

Today we are discussing The General Counsel's Office of the State Bar of Georgia. To help us understand it, we are thrilled to have with us the General Counsel of the State Bar herself, Paula Frederick.   Paula Frederick: Paula Frederick is General Counsel for the State Bar of Georgia, a unified bar organization with over 50,000 members.  As General Counsel, Ms. Frederick is responsible for interpreting the ethics rules for lawyers, prosecuting lawyer discipline cases, and providing legal advice to the officers and directors of the organization.  She has served in the Office of the General Counsel for 33 years and was Deputy General Counsel for Discipline before becoming General Counsel in 2009. Ms. Frederick is a 1982 graduate of the Vanderbilt University School of Law and a 1979 graduate of Duke University.  Prior to joining the Office of the General Counsel, she spent six years as a staff attorney with the Atlanta Legal Aid Society handling civil legal matters for low-income people. Ms. Frederick is a Past President of both the Atlanta Bar Association and the Georgia Association of Black Women Attorneys.  She is also an active member of the American Bar Association, where she serves as State Delegate for Georgia.  She sits on the ABA Standing Committee on Bar Activities and Services and recently chaired the Standing Committee on Professional Regulation.  In the past she served on the Commission on the Future of Legal Services,  chaired the Standing Committee on Ethics and Professional Responsibility and the ABA Diversity Center, and served as a member of the Board of Governors.     Read Full Bio   Links: Georgia State Bar http://www.akintate.com/ https://www.gatriallawyers.net/ See You In Court Website To learn more about the Georgia Civil Justice Foundation, visit fairplay.org

This episode is sponsored by Church Trac: https://www.churchtrac.com/index.php?rc=PCSLP Mr. Darrick D. McGhee, Sr. currently serves as Chief Operating Officer for Johnson & Blanton, LLC. with over two decades of experience in state and local government. Most recently, Darrick was the Director of Legislative Affairs for the Executive Office of Governor Rick Scott. In this capacity, he was responsible for advocating and securing passage of the Governor's legislative priorities. He ensured the proper and legal administration of the Governor's legislative role throughout the legislative process and provided counsel and support to the Governor and other staff members with regard to legislative and executive issues. In this role, Darrick also oversaw the Legislative Affairs Directors for each of the executive agencies. Before joining the Executive Office of Governor Rick Scott, Darrick served in multiple senior leadership roles with the Department of Economic Opportunity. While at this agency, Darrick was the interim Executive Director, Chief of Staff, and the Director of Legislative and Cabinet Affairs. He also served as Legislative Affairs Director for three additional state agencies: The Departments of Elder Affairs, Business and Professional Regulation, and Education respectively. Darrick is an active registered lobbyist in the state of Florida. He received his formal education at Florida Agricultural & Mechanical University (FAMU). Here he earned his BA in Political Science and Religion (2000). Darrick is also the Founding Pastor of Bible Based Church Tallahassee, where he resides with his wife, Tikia, and their two children, Darrick II and Tania. He also has over two decades of preaching ministry experience. --- Support this podcast: https://anchor.fm/chefranjohn/support

Today my guest is Rosemary Pratt. Rosemary is a Registered, Board Certified Art Therapist (ATCB), Art Therapy Certified Supervisor (ATCS) and a Licensed Professional Counselor (MO Department of Professional Regulation) and has a decade of experience providing clinical services and supervision. arttherapyforhealing.com⁠⁠ Today we're going to talk about something I am SUPER interested in... While Rosemary specializes in many things, like grief and loss, mood disorders like anxiety, depression, stress.... family conflict... self esteem issues... another one of her focuses is something called Highly Sensitive Persons or HSPs.... which is something I have only recently heard of.⁠⁠ Are you highly sensitive? Find out: https://hsperson.com/test/highly-sensitive-test This episode is brought to you in part by WellBeing Brewery. Go to wellbeingbrewing.com and get 10% off your total online order by using coupon code SMH10. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

Did you know our Division of Professional Regulation regulates hundreds of different types of professional licenses and oversees approximately 1.2 million licensees in Illinois? If you're looking to become licensed yourself or want to learn more about how DPR regulates all our licensees, tune in to our latest episode of Making Cents of Money!

State Rep. Margaret Croke joins Anna to talk about why she’s sponsoring legislation to allow financial service companies that deal with crypto-assets to apply for a charter through the Illinois Department of Financial and Professional Regulation, Division of Banking, just like any other financial institution. This will allow Illinois to become a financial center for […]

Another fantastic show here with Jim and Linda Biggs. Join us as they talk to share the pillars of their business endeavors, their entrepreneurship, and as well as their marriage.After working an extensive W-2 career, Jim Briggs has held a professional license in real estate, licensed as an agent in the state of Florida's Department of Professional Regulation, presided as President of Chesterfield HOA, held an insurance license and a Series 6 Securities License with the Department of Professional Regulation in Illinois and is currently a Managing Broker for the State of Indiana. He is a member of the National Association of Realtors, belongs to the Illinois Rental Property Owners Association, National Real Estate Investors Association, Northern Indiana Creative Investors Association, Chicago Creative Investors Association, Chicago Real Estate Investor Networking Group, as well as several other community and professional associations. His newest venture is The GOB Network of Apartment Investors, an open-source, democratized all-inclusive platform for apartment investors to source deals, partners, capital. The platform also provides coaching, mentoring, teaching, and access to partnerships as GP, KP, LP, JV, and other creative deal structures. Jim is a founding partner at Jiroma Enterprises where his valuable skills in business management, sales, marketing, finance, deal structure, and community development are being utilized to apply his lifelong interest in real estate investing to enhance the value for his investors and his personal investments in multifamily commercial real estate.You can find out more about Jim on social media (FB, LinkedIn, and Instagram) or you can reach out to him directly via email at JimBiggs@gmail.com. You can find out more about the GOB Network www.gobnetwork.com. Finally, Linda's business (Linda's Unique Boutique) can be found at the link Amazon.com/Linda'sExtraordinaryBoutique.What book has had the biggest impact on you and why?

Today we're Chewing Over professional regulation. It's certainly a hot topic with protected titles, light-touch v heavy-handed, HCPC, PSA and various other acronyms coming up almost weekly these days on social media. Jack is joined by some of his friends who have a few opinions in this direction! Your lunchtime daily show 12:30-13:00 with Jack Chew chatting about whatever is topical. Usually healthcare and education, occasionally current affairs, always honest.

In this episode we talk about a new case decided in Miami-Dade County, where an appellate court affirmed that a contractor was entitled to damages for false comments made by a homeowner to the Better Business Bureau, HomeAdvisor, and the Department of Business and Professional Regulation. Visit www.hammerngavel.com for more Florida construction law and licensing tips and updates! *Nothing on this podcast should be considered a solicitation for legal representation. Further, nothing on this podcast establishes an attorney-client relationship between us. Do not take action or fail to take action based on the information provided on this podcast. The statements and views expressed on this podcast are my own and do not reflect those of my law firm. Further, they are intended for general informational purposes only and do not constitute legal advice or a legal opinion.

The role of the individual nurse, employer and regulator is discussed in this episode.Senior nurse editor Richard Hatchett interviews Christine Braithwaite, director of standards and policy at the Professional Standards Authority (PSA).The PSA oversees ten healthcare regulators, including the Nursing and Midwifery Council. Its remit is to keep the public safe and ensure standards of healthcare professionals.For more episodes of the Nursing Standard podcast, visit rcni.com/podcast See acast.com/privacy for privacy and opt-out information.

A South Walton restaurant temporarily closed last Friday after a complaint inspection performed by the Florida Department of Business and Professional Regulation. See omnystudio.com/listener for privacy information.

In the six months since legislative reform, insurance companies report the number of Assignment of Benefit (AOB) claims in Florida are way down as are related lawsuits.  But they're also seeing new strategies by contractors and their attorneys to work around the reforms.On the other side, contractors complain that without the “old AOB,” they're getting shortchanged by insurance companies and homeowners for work they've already performed.Host Lisa Miller, a former deputy insurance commissioner, talks with Tanaz Salehi, an insurance defense attorney, and Mohammad Sherif, a plaintiff attorney, on the reform's impact, its unintended consequences, and the potential solutions to ongoing claims problems.Show NotesAn Assignment of Benefits (AOB) contract is a legal agreement between the contractor and homeowner, which allows the contractor to receive payments directly from insurance companies for work they perform at a policyholder's home, without the homeowner having to pay money upfront.  In past years, unscrupulous vendors and their lawyers have taken advantage of the AOB to take control of a homeowner's policy, then inflate the scope and cost of claims and sue the insurance company if it refuses to pay the inflated bills.  The Florida Legislature passed AOB reform in 2019 establishing tighter rules to stem the abuse and fraud, while putting more responsibilities on insurance companies, too.The reform, in part, revised Florida's one-way attorney fee system, to make fee awards fairer.  “Insurance carriers have been filing motions to strike plaintiff attorney fees under the new law and have been prevailing in different counties across Florida,” said Salehi, managing shareholder with the Salehi Boyer Lavigne Lombana law firm in Miami.  She represents insurance companies.Both Salehi and Sherif agree that while the reform is working, as evidenced by the reduction in lawsuits, there are now issues with loopholes being exploited and unintended consequences for both sides.Host Miller noted reports of various workarounds to the reform law.  These include plaintiff attorneys making bulk deals with contractors to recommend the homeowner hire the attorney upfront to represent them at First Notice of Loss, to avoid using an AOB.  Also, there are reports of some restoration contractors splitting out “Emergency Services” they provide over several days, in order to get around the $3, 000 statutory limitation.“That ($3,000 cap) applies to emergency mitigation services,” said Salehi.  “That leaves a huge void for the roofing contractors that are now charging maybe ten to twenty times what it actually costs to replace the roof and submitting permits to the county for repairs for a fraction of what they're charging the insurance companies.”Sherif said there are bad actors on both sides and lots of misinformation and confusion in the industry about what the reform did and the expectations going forward.  “There are front end desk adjusters at insurance companies who may be overzealous in applying the new law to hold vendors accountable,” said Sherif, a partner with Mubarak & Sherif, a Tampa law firm that focuses predominantly on helping homeowners in the Florida Panhandle with Hurricane Michael claims. Both Sherif and Salehi agree the reform has had unintended consequences, too, especially for contractors who want to work but want to be guaranteed payment.“What I'm seeing is a lot of vendors who don't want to use assignments anymore but who are having difficulty getting paid.  And the expectation has always been that ‘if I can't go against the insurance company directly, what recourse am I left with as a contractor?'” said Sherif.Salehi, who also advises contractors, said there are some cases where a contractor will submit an estimate, the insurance company will approve and cut a check to the policyholder, who then doesn't pay the contractor for the work already performed.    “The carriers were willing to work with him, but it was the insureds who were not turning over the check.  There were other instances where the carriers were not putting his company's name on the check,” said Salehi, who is also an IICRC-certified water damage technician.The podcast discusses the AOB alternatives available to help prevent and resolve claims disputes among contractors, policyholders, and insurance companies.  They include the use of a “Direction to Pay” that among other things, allows the insurance company to put the contractor's name on the claim payment check.  Another form is the “Letter of Protection” that serves as a lien on any monetary proceeds, including but not limited to insurance payouts related to repair work performed.  (See “Links and Resources Mentioned in This Episode” below for examples.)But even these AOB alternatives are raising questions.  “The more sophisticated vendors are now just removing the assignment language altogether from their contract and just leaving in there the provision that is a direction to pay,” said Sherif.  “But what carriers are seeing is sometimes an additional power of attorney and if they get both of them together, the issue, at least from my perspective, is how is that not an assignment?”Host Miller, a former Florida deputy insurance commissioner, noted the heightened hassle is discouraging contractors from doing work in areas where they are most desperately needed, such as the Florida Panhandle after Hurricane Michael.   She asked if regulators such as the Florida Department of Financial Services, Office of Insurance Regulation, Department of Business and Professional Regulation, and the Florida Bar are doing enough to police the marketplace.“The legislative fix is always a possibility, but it's never a way to deal with the problems in the law as they currently exist,” answered Sherif, a former regulatory and senior litigation attorney for the Florida Office of Insurance Regulation.   “That's where I think the regulator could have had more involvement and more guidance.”  He and Salehi noted that follow-up enforcement of bad actors and more publicity around such cases would improve accountability.“We urge all stakeholders here – whether you are an insurance company claims handler, defense or plaintiff attorney, contractor, public adjuster, or regulator – to show personal leadership and openly communicate with one another about issues and offer constructive solutions that are fair to all parties concerned,” concluded host Miller.  “Give me a call and let's work together on this!”Links and Resources Mentioned in this EpisodeAssignment of Benefits (AOB) (Lisa Miller & Associates)Key Provisions of 2019 Assignment of Benefits Reform (Lisa Miller & Associates)www.salehiboyer.comwww.mubaraksherif.com Excerpted “Direction to Pay” and “Letter of Protection”Court Rulings Differ: AOB Attorney Fee Fight Continues: Court Denies Insurer's Request to Strike Attorney Fees (by Tanaz Salehi, Esq. in LMA Newsletter of February 3, 2020) AOB Reform Enforcement (LMA Newsletter of November 4, 2019) Checklist of Requirements for AOB Agreements2020 Bill Watch (Lisa Miller & Associates)AOB Under Attack (Johnson Strategies Blog, January 9, 2020)Can a Contractor Negotiate with an Insurer? (by Mohammad Sherif, Esq. in LMA Newsletter of July 1, 2019)Citizens, OIR Announcing AOB Reform-Related Changes (LMA Newsletter of June 17, 2019)How Florida's New AOB Law May be Exploited (LMA Newsletter of May 20, 2019)New AOB Law: Putting Consumers on Offense (Florida Insurance Roundup podcast, May 13, 2019Assignment of Benefits Resources & Consumer Alerts (Florida Office of Insurance Regulation)** The Listener Call-In Line for your recorded questions and comments to air in future episodes is 850-388-8002 or you may send email to LisaMiller@LisaMillerAssociates.com **The Florida Insurance Roundup from Lisa Miller & Associates, brings you the latest developments in Property & Casualty, Healthcare, Workers' Compensation, and Surplus Lines insurance from around the Sunshine State.  Based in the state capital of Tallahassee, Lisa Miller & Associates provides its clients with focused, intelligent, and cost conscious solutions to their business development, government consulting, and public relations needs.  On the web at www.LisaMillerAssociates.com or call 850-222-1041.  Your questions, comments, and suggestions are welcome!  Date of Recording 1/8/2020. Email via info@LisaMillerAssociates.com   Composer: www.TeleDirections.com  © Copyright 2017-2020 Lisa Miller & Associates, All Rights Reserved

A surprise inspection by the Department of Business and Professional Regulation led to a one-day closure of the Southern Pearl Restaurant, at 3601 U.S. Highway 90 in Pace. According to the report, the inspector found four dead roaches in the kitchen area and nine rodent droppings in the same area. See omnystudio.com/listener for privacy information.

NAVARRE — A restaurant was temporarily closed Aug. 14 after an inspection found several violations including roaches and a mold-like substance. According to a report from the Aug. 14 inspection by the Department of Business and Professional Regulation, El Patron Mexican Grill was temporarily closed after investigators spotted eight live roaches coming from the warewash area, wood paneling, and under the clean side of a dish machine.  See omnystudio.com/listener for privacy information.

Two area restaurants were forced to temporarily close after health inspectors found multiple violations. Peking House in Navarre received a follow-up inspection following an inspection May 8 in which 12 violations were cited, including four dead roaches in the kitchen, "no MSG" advertised while a container of MSG was in the kitchen, and chicken in standing water placed on the floor, according to an inspection report from the state Department of Business and Professional Regulation. During the follow-up inspection May 10, Peking House was closed after two high priority, two intermediate and nine basic violations were found. Violations included 72 live roaches found in the kitchen, roach feces, a roach egg on the floor and two eggs under the grill. The inspector also found the wall in the back of the kitchen soiled and "slimy/mold-like build-up" in the walk-in cooler gaskets. The restaurant re-opened May 11 after health inspectors found issues with prior inspections had been fixed, minus four basic violations. The inspection had stemmed from a complaint to the state from a customer. Jin Jin in Crestview was also temporarily closed May 8 after inspectors cited five violations, including finding of 20 live roaches and raw animal foods not separated, according to the inspection report. The restaurant reopened the next day after health inspectors returned and found no violations. See omnystudio.com/listener for privacy information.