Podcasts about Fidor Bank

Grab your free Dealfront demo here: ⁠⁠⁠https://bit.ly/49CrzqW⁠⁠⁠ Mint the episode here - https://bit.ly/Cryptogirlsclub DDL -25th of April 2024 Hello everyone, This week's guest is Zoe Faircloth, CEO & Co-Founder of Crypto Girls Club and CGC Talents. With six years in the crypto industry, Zoe previously fronted communications at SMART VALOR, a Swiss-based digital asset exchange. Zoe was also in charge of marketing strategy at German crypto bank Nuri (formerly Bitwala) and Fidor Bank, one of the first fintechs in Europe to offer bitcoin onramp. Through founding Crypto Girls Club in 2021, Zoe is a prominent figure in Germany's vibrant Web3 scene. Her mission is to help women propel their careers in Web3 by hosting over 50 educational and networking events to over 2000+ women. From this, Zoe recently led and launched the crypto girls club NFT membership collection on Polygon, which unlocks real-life perks such as co-working spaces, mentorship and conferences. She is currently building CGC talents - a recruitment agency to encourage diversity in Web3 and sits on the advisory board of Soonami. I brought her on to chat about: * Challenges women face in Web3 * Tokenisation of Women in Web3 * Lessons from building Crypto Girls Club * How to make Web3 a more gender-diverse space * Company culture in Web3 and more. A quick timestamp 0:00 - Intro and how it's like being a woman in Web3 8:16 - Embracing anonymity in Web 3 10:11 - Challenges in hiring practices & Gender equality in judging candidates 16:17 - Web 3 equality concerns 20:27 - Challenges in job applications & Tokenisation in hiring practices 35:11 - Supportive community dynamics 37:02 - Moving beyond tokenism 39:10 - Striving for true equality 43:13 - Supporting women's initiatives 54:26 - Bridging the gender gap & Progress towards equality Support the show here https://linktr.ee/supporttheooo Get in touch: Zoe - https://twitter.com/ZoeCatherineF Crypto Girls Club - https://lnk.bio/cryptogirlsclub Follow us: Twitter - https://twitter.com/ooo_podcast LinkedIn - https://www.linkedin.com/company/ooo-podcast Farcaster - https://warpcast.com/frogule Alexandra - https://twitter.com/frogule Alex LinkedIn - https://www.linkedin.com/in/alexandranicorici/

Nach großem Widerstand und 14 Jahren später: Der Bitcoin ETF ist da! Dieses historische Ereignis läutet eine neue Ära in der Welt der Cryptowährungen ein. Mit dieser beispiellosen Entscheidung, gleich mehrere ETFs zu genehmigen, wird ein starkes Signal für die Akzeptanz und das Vertrauen in die Crypto-Industrie gesendet und hat den Bitcoin-Kurs enormen Auftrieb gegeben.Welche Gebühren hat der Bitcoin ETF? Wird Japan nachziehen? Erhält Spot Ethereum in 2024 eine Zulassung? Antworten auf diese Fragen und noch viel mehr gibt es in diesem Monatsrückblick Checkpoint Crypto.Über unsere Expertinnen und Experten:Kee, eine echte Krypto-OG, die ihre Bitcoin-Reise 2013 bei der Fidor Bank startete und später in Web-3-Unternehmen wie Polkadot investierte. Sie ist derzeit als Venture Partner bei HV Capital aktiv und fördert die Blockchain-Community in Berlin durch Berchain.Daniel Höpfner, ein erfahrener Unternehmer und Investor, ist Gründer & Managing Partner von b10, einem Berliner Early Stage VC. Er hat eine erfolgreiche Karriere hinter sich, von der Gründung von PressMatrix bis hin zu leitenden Positionen in VC-finanzierten und börsennotierten Unternehmen, und bringt seine Leidenschaft für Innovation und strategische Entwicklung ein.Weitere Links: Unsere einzigartige Plattform mit allen Informationen, Akteuren und Unternehmen der deutschen Startup-Szene Unser täglicher Startup-Newsletter mit über 25.000 begeisterten Abonnenten: Hier findest Du eine Übersicht.Fragen/Anmerkungen an die Redaktion? Sende eine E-Mail an redaktion@startup-insider.comAlle Infos zu ausgewählten Werbepartnern findest du hier.→ Lust auf mehr Podcast? Hier findest du unser Verzeichnis mit den top 100 internationalen Startups- und Tech-Podcasts

Mon, 05 Jun 2023 03:45:00 +0000 https://jungeanleger.podigee.io/817-borsepeople-im-podcast-s7-06-thomas-labenbacher 9fdb2533911e48cac5216e5636af6c9c Thomas Labenbacher ist Gründer von CEO von Assetera, einer regulierte Plattform für digitale Wertpapiere in der EU. Sie ermöglicht die Emission, den Kauf, den Verkauf und die Verwahrung von digitalen Wertpapieren. Wir sprechen über Early Stationen bei der AUA, GE Capital, Western Union Bank, RBI und Fidor Bank bis letztendlich hin zur B52 Holding (Hinweis zu N26), die dann zur Assetera wurde. Wir reden auch über die Emission und die Registrierung von Assets und anhand von Beispielen bei Aktien, Anleihen, Fonds, Kunst und sogar Immobilien über Sinnvolles und weniger Sinnvolles auf digitalen Plattformen. Thomas erklärt auch die Begriffe Fiat, Tokenisierung und FMA-Sandbox, eine Lizenz für die EU ist da, Assetera ist eine regulierte und von der FMA beaufsichtigte Handelsplattform, also am Beginn einer spannenden Reise als "Türöffner für den privaten Kapitalmarkt", wie mein Kollege Robert Gillinger geschrieben hat. Stay tuned. https://assetera.com/de About: Die Serie Börsepeople findet im Rahmen von http://www.audio-cd.at und dem Podcast "Audio-CD.at Indie Podcasts" statt. Es handelt sich dabei um typische Personality- und Werdegang-Gespräche. Die Season 7 umfasst unter dem Motto „23 Börsepeople“ wieder 23 Talks Presenter der Season 7 ist Froots mit dem Claim "Private Banking für alle", http://www.froots.io. Welcher der meistgehörte Börsepeople Podcast ist, sieht man unter http://www.audio-cd.at/people. Nach den ersten drei Seasons führte Thomas Tschol und gewann dafür einen Number One Award für 2022. Der Zwischenstand des laufenden Rankings ist tagesaktuell um 12 Uhr aktualisiert. Bewertungen bei Apple (oder auch Spotify) machen mir Freude: https://podcasts.apple.com/at/podcast/audio-cd-at-indie-podcasts-wiener-boerse-sport-musik-und-mehr/id1484919130 . 817 full no Christian Drastil Comm.

In this episode, I explore the worst and the best banks for crypto. I kick things off by going over the recent issues Binance has been having with banks. Next, I tell you all you need to know about the least crypto-friendly banks. Then I move on banks that are crypto-friendly including Fidor Bank, Monzo, Nuri, and Revolut. Lastly, I give you a few crypto banking tips.If you can't wait for the next podcast episode, click this link, and watch my YouTube videos! They're great, I promise (https://www.youtube.com/channel/UCqK_GSMbpiV8spgD3ZGloSw)!Disclaimer: The information contained herein is for informational purposes only. Nothing herein shall be construed to be financial, legal or tax advice. The content of this podcast is solely the opinions of the speaker who is not a licensed financial advisor or registered investment advisor. Trading cryptocurrencies poses a considerable risk of loss. The speaker does not guarantee any particular outcome.

Miguel Armaza sits down with the fascinating Amy Nauiokas, Founder and CEO of Anthemis, a Venture Capital firm founded in 2008 that aims to cultivate change in the financial system by investing in, growing, and sustaining businesses committed to resiliency, transparency, access and equity. Some of their most notable investments include Carta, Betterment, Pipe, Rally Rd, Simple, and Backstage Capital. Amy is also Founder/CEO of Archer Gray, a media production and content company. In this great conversation, we talk about: - Amy's journey and how she found herself making her first Venture Capital investments in Cameroon in the early 90s. - Navigating Wall Street and why she eventually decided to leave big banks to launch Anthemis - Fundraising from LPs in 2008 – a year when the financial industry collapsed but also a time with major technological innovations. - Bridging the conversation between incumbents and startups. - Backing models that transform and create resiliency inside of the financial system - Their commitment to build the most diverse and inclusive team in Tech and Wall Street - Anthemis' Venture Studio strategy - Fundraising reflections, leadership lessons as a VC founder… And a lot more! Amy Nauiokas Amy Nauiokas is Founder and Chief Executive Officer of Anthemis, the leading digital financial services investment firm, and Founder and CEO of Archer Gray, a media production and content company. She is a visionary executive, investor, producer and a recognized leader in innovation, strategy, and management across a variety of markets and industries. As a venture capitalist, Amy identifies and invests in early stage technology companies focused on the disruption of media, financial services and marketplaces. She has built a strong investment portfolio of best-in-class, high growth companies. Current investments include Betterment, Trov, Happy Money and Currencycloud. Her exits include Flo Technologies, Zoopla, the UK's leading property research website; Fidor Bank, acquired by BPCE in 2016; Simple, acquired by BBVA in 2014; and The Climate Corporation, acquired by Monsanto in 2013. Amy received a master's in international business from Columbia University, where she has also served as an Adjunct Professor in the business school, and received her BA in International Studies from Dickinson College. About Anthemis Anthemis cultivates change in our financial system by investing in, growing, and sustaining businesses committed to resiliency, transparency, access and equity. Founded on three guiding principles - authentic collaboration, virtuous cycle outcomes and diversity and inclusivity - our deep understanding of markets and models, passion for emerging technology and values inspire everything we do. By creating fertile ground for a diverse group of startups, investors, entrepreneurs, institutions, academics, and visionaries to converge, we believe we can solve the financial systems most pressing challenges faster, better and for the benefit of all. Visit www.anthemis.com for more information. For more FinTech insights, follow us below: Medium: medium.com/wharton-fintech WFT Twitter: twitter.com/whartonfintech Miguel's Twitter: twitter.com/MiguelArmaza Miguel's Newsletter: https://bit.ly/3jWIpqp

Thriller Premium is covering MicroStrategy World.Now 2021 for the first year, because MicroStrategy is the first publicly traded company to invest significant treasury assets in Bitcoin. At World.Now, you'll hear from MicroStrategy Chairman and CEO Michael Saylor, as well as a slate of BTC industry luminaries, as they discuss this groundbreaking treasury reserve strategy. Were excited as hell to cover this event this year and bring you all the latest highlights to keep you up to date in what is going on with the Corporate adoption space of Bitcoin.Our second day agenda, MicroStrategy interview senior executives from the leading vendors of Bitcoin products & services for corporations.  Each interview lasts approximately 25 minutes and cover a broad range of topics. All interviews were conducted by either Michael Saylor (Chairman & CEO) or Phong Le (President & CFO). The goal is at the end of the second day, participants should have familiarity with key elements of Bitcoin strategies, tools & methods necessary to get started, & now know strategic vendors & offerings in the marketplace.HighlightsGalaxy Digital Presentation with Mike NovogratzAbout Galaxy DigitalGalaxy Digital is a diversified financial services and investment management company dedicated to the digital assets and blockchain technology industry. Galaxy Digital's multi-disciplinary team has extensive experience spanning investing, portfolio management, capital markets, venture capital, mining, and blockchain technology. Galaxy Digital currently operates four distinct business lines, which include: Trading, Asset Management, Principal Investing, and Investment Banking. Galaxy Digital's CEO and Founder is Michael Novogratz. The Company is headquartered in New York City, with offices in Chicago, San Francisco, Tokyo, the Cayman Islands (registered office), New Jersey and Hong Kong. SPEAKERS:Mike NovogratzCEO, Galaxy DigitalMichael Novogratz is the Founder, CEO and Chairman of Galaxy Digital. He was formerly a Partner and President of Fortress Investment Group LLC. Prior to Fortress, Mr. Novogratz spent 11 years at Goldman Sachs, where he was elected Partner in 1998. Mr. Novogratz served on the New York Federal Reserve's Investment Advisory Committee on Financial Markets from 2012 – 2015. Mr. Novogratz serves as the Chairman of The Bail Project and has made criminal justice reform a focus of his family's foundation. He also serves as the Chairman of Hudson River Park Friends, and sits on the boards of NYU Langone Medical Center, the Princeton Varsity Club, Jazz Foundation of America, and Artists for Peace and Justice. Mr. Novogratz received an AB in Economics from Princeton University, and served as a helicopter pilot in the US Army.Michael J. SaylorChairman and CEO, MicroStrategyMichael Saylor (michael.com) is the Chairman & CEO of MicroStrategy (MSTR), a publicly traded business intelligence firm that he founded in 1989.  He is also the founder of Alarm.com (ALRM), named inventor on 40+ patents, & author of the book “The Mobile Wave”.  He founded & serves as trustee for the Saylor Academy (saylor.org), a non-profit organization that has provided free education to 800,000+ students. He is an advocate for the Bitcoin Standard (hope.com).  He has dual degrees from MIT in Aerospace Engineering & History of Science.Kraken Presentation with Jesse PowellAbout KrakenFounded in 2011, San Francisco-based Kraken is the largest Bitcoin exchange in euro volume and liquidity and also trading Canadian dollars, US dollars, British pounds and Japanese yen. Kraken is consistently rated the best and most secure Bitcoin exchange by independent news media. Kraken was the first Bitcoin exchange to have trading price and volume displayed on the Bloomberg Terminal, the first to pass a cryptographically verifiable proof-of-reserves audit, and is a partner in the first cryptocurrency bank. Kraken is trusted by hundreds of thousands of traders, the Tokyo government's court-appointed trustee, and Germany's BaFin regulated Fidor Bank.SPEAKERS:Jesse PowellCEO and Co-founder, KrakenJesse Powell is co-founder and CEO of Kraken, one of the largest and most trusted cryptocurrency exchanges in the world. Kraken was founded in 2011, is consistently rated the most secure crypto exchange, and is #1 in Euro market share. Powell is a 15-year veteran of the virtual currency and gaming industries. Prior to co-founding Kraken, Powell was founder and CEO of Lewt, Inc., a company that delivered services for assisting players in online-based video games with account management and in-game currency, from 2001 to 2011. He was also the founder and CEO of another company, Internet Ventures & Holdings, which provided services to the online gaming community. In 2007, Powell started the Verge Gallery & Studio Project in Sacramento. He became a board member for the Verge Center for the Arts in Sacramento in 2010, a position he holds to this day.Michael J. SaylorChairman and CEO, MicroStrategyMichael Saylor (michael.com) is the Chairman & CEO of MicroStrategy (MSTR), a publicly traded business intelligence firm that he founded in 1989.  He is also the founder of Alarm.com (ALRM), named inventor on 40+ patents, & author of the book “The Mobile Wave”.  He founded & serves as trustee for the Saylor Academy (saylor.org), a non-profit organization that has provided free education to 800,000+ students. He is an advocate for the Bitcoin Standard (hope.com).  He has dual degrees from MIT in Aerospace Engineering & History of Science.Grayscale Investments Presentation with Michael SonnensheinAbout GrayscaleGrayscale Investments is the world's largest digital currency asset manager. With approximately $24.7B AUM, Grayscale provides opportunities for investors to gain exposure to the digital currency asset class. Grayscale is the sponsor of Grayscale Bitcoin Trust (BTC), Grayscale Bitcoin Cash Trust (BCH), Grayscale Ethereum Trust (ETH), Grayscale Ethereum Classic Trust (ETC), Grayscale Horizen Trust (ZEN), Grayscale Litecoin Trust (LTC), Grayscale Stellar Lumens Trust (XLM) and Grayscale Zcash Trust (ZEC), and the manager of Grayscale Digital Large Cap Fund LLC. SPEAKERS:Michael Sonnenshein CEO, Grayscale InvestmentsMichael Sonnenshein is the CEO of Grayscale Investments, the world's largest digital currency asset manager with more than $24.7 billion in assets under management across its family of investment products – all of which provide access and exposure to the digital currency asset class in the form of a traditional security, without the challenges of buying, storing, and safekeeping digital currencies directly. In his role, Michael sets the strategic direction for Grayscale and oversees the daily operations and growth of the business. He is also responsible for maintaining many of the firm's key client relationships including with financial advisors, family offices, hedge funds, and other institutions, as well as managing the development of Grayscale's single-asset and diversified digital currency products. Prior to joining Grayscale, Michael was a financial advisor at JP Morgan Securities, covering HNW individuals and institutions, and an analyst at Barclays Wealth, providing coverage to middle‐market hedge funds and institutions. Michael earned his Bachelor of Business Administration from the Goizueta Business School at Emory University and his Master of Business Administration from the Leonard N. Stern School of Business at New York University. Michael was honored in 2018 as one of Business Insider's Rising Stars of Wall Street and serves as a member of the Grayscale Board of Directors, CME Group Bitcoin Futures Council, and NYU Blockchain Association.Michael J. Saylor Chairman and CEO, MicroStrategyMichael Saylor (michael.com) is the Chairman & CEO of MicroStrategy (MSTR), a publicly traded business intelligence firm that he founded in 1989.  He is also the founder of Alarm.com (ALRM), named inventor on 40+ patents, & author of the book “The Mobile Wave”.  He founded & serves as trustee for the Saylor Academy (saylor.org), a non-profit organization that has provided free education to 800,000+ students. He is an advocate for the Bitcoin Standard (hope.com).  He has dual degrees from MIT in Aerospace Engineering & History of Science.Corporations are piling in look for this to keep continuing in 2020 and in 2021.Largest group amongst these exchanges is Retail still…very surprising. Growth on Exchanges are passing their previous record days and were just getting started early in 2021.References Docs Mentioned in Conference: Bitcoin Initiative – Project Roadmap | Key Considerations for Corporate Investment in Bitcoin | Treasury Reserve Policy | Bitcoin Trading Policy | Contractual Considerations for Digital Asset Custodians | Bitcoin Accounting Treatment Considerations | Corporates Investing in Crypto

This Month in German Startups - January 2021 Welcome to This Month in German Startups by Startuprad.io - in a transatlantic news recording with Chris in New York City. This is the first news episode of 2021, but you can have a look at our 2020 review. Today we are wrapping up January 2021 for you. There is great news in the German startup scene, from two new unicorns to a much anticipated IPO of Auto1 (will be raising at least 1.5 bn Euros), Delivery Hero goes VC and there may be Amazon TV/Radio in Germany. Housekeeping - Time to brag Just a bit of bragging today: Listen Up! Here’s Your Guide To European Tech And Startup Podcasts In English https://buff.ly/39S3qyR Top NewsWe have two new unicornsMambu - Germany’s newest Fintech Unicorn offers Banking Software as SaaS https://buff.ly/3oNEHC2 - Without them, no N26. They provide the software, which enables challenger banks like them.Munich-based HR scaleup Personio lands €103.5 million Series D funding and a €1.4 billion valuation https://buff.ly/35QYn0pRelated: Start-Up Personio Joins Circle of Unicorns - Technical University of Munich - School of Management https://buff.ly/2YgKm7W Delivery Hero raises 1.2 bn in fresh capitalDelivery Hero raises 1.2 bn Euros (1.47 bn US$) in new funding, selling "in hours" 9.44 mn new shares for 132 Euros each https://buff.ly/394ZFFQRelated:Delivery Hero starts their own Corporate Venture Fund called DX Ventures with 50 m Euros https://buff.ly/2MPUt11 Auto1 IPOAuto1 IPO will be raising a minimum of 1.5 bn Euros (2.2 bn US$) https://buff.ly/3plC62nOlder articles related to this IPO - you can see the fundraising went up 500 million More details of the planned IPO of Auto1 Group emerge. They want to list in 2021 Q1 in Frankfurt in Prime Standard. Out of 1 bn € to be raised 250 m will pay back convertibles, 750 m will be invested in further growth https://buff.ly/38Hq0uz Used-car platform AUTO1 to float in Frankfurt, looking to raise 1 bn Euros from selling new shares, with a valuation of 6-8 bn Euros https://buff.ly/3bxbWWx Amazon TV or Radio Station in Germany?Amazon has filed paperwork in Germany to get a broadcast license. The filing dates to November 2020 https://buff.ly/3bW0Mur Wirecard We keep you updated, just a small selection of news here. Keep in mind there is still an investigative committee ongoing. Oliver Samwer from Rocket Internet gave a private loan to Markus Braun from Wirecard of 75 mn Euros (91 m US$), which he demanded back rather harshly, shortly before Wirecard filed for insolvency https://buff.ly/3bW2ITUIn Austria, an investigation against former Wirecard COO Marsalek is ongoing in potential bribery of an employee of Austrian constitution protection (like their NSA). He is supposed to have checked the solvency of porn site hosts for Mr. Marsalke https://buff.ly/39eVNDz Ecosystem Slack users in Germany were greeted in the new year with a big outage covering most of the first working day of the new year 2021 https://buff.ly/3972zd0 January 4thTech workers want to relocate to Germany more than any other country in the world https://buff.ly/2Jims8n Germany starts with the test of a countrywide patient file, called "E-Patientenakte." The users can carry around all their medical files (x-rays, reports ...) on their smartphone and grant their physician access https://buff.ly/3hHb3M4Berlin remains the capital of German Venture Capital in 2020. EY tracked 314 financing rounds, out of a total of 743 they found. according to their data, VC funding declined in #Germany in 2020 by 15% to 5.3 bn Euros (6.45 bn US$) https://buff.ly/3oMxaDEIn the most recent fintech ranking #Frankfurt is losing position No 3 to Hamburg and now only scores at No 4 https://buff.ly/3o5IeKU Hubs Note: The order of news and cities is only due to the time when we discovered the news. FrankfurtFrankfurt-based provider of high performance computing Northern Data raises 52.5 mn Euros (64 m US$) #VentureCapital https://buff.ly/2KOccFcFrankfurt-based insurtech Clark raises 85 mn US$ (69 mn Euros) #VentureCapital, with lead investor Tencent (owner of Wechat) https://buff.ly/3nCyzeq we have an interview with the CEO for you here: XXXFrankfurt: Developing towards an epicenter of the German games industry - Frankfurt Valley https://buff.ly/39iZKao DarmstadtWe interviewed the Darmstadt based robotics software startup Energy Robotics in June 2020, where they already talked about their intention to raise Venture Capital. Now they closed their 2 mn Euros VC round: Earlybird and several Business Angels like Paul Achleitner, Gerhard Roiss, Martin Klässner, and Andrej Henkler invest 2 m Euros Venture Capital in Energy Robotics https://buff.ly/3qhA43kYou can learn more about them in our interview here: https://buff.ly/3fgyUQ0Merck KGaA snaps up German CDMO in boost to mRNA portfolio — including for Covid-19 https://buff.ly/2KauK2q Heidelberg/WalldorfSAP Unit Qualtrics Heads for IPO https://buff.ly/3pyBwOz MunichNew unicorn Personio is from MunichMunich-based Konux raises 80 m US$ #VentureCapital from Impact Investor Sanno Capital and Athos, The Family Office of Strüngmanns (Hexal), and existing investors (e.g. Alibaba). Konux builds intelligent sensors for Industry 4.0 https://buff.ly/3idMl6iMunich fintech Fidor Bank (a German fintech pioneer) is split up and sold to two bidders, Ripplewood Advisors form New York and Steria Mummert from Paris https://buff.ly/2MFo6SPepsi backs #Munich-based scented air drinks startup "Air Up" https://buff.ly/3i9vTDT HamburgtecHHub is the new 35 m Euro Entrepreneurship Center in Hamburg to keep founders in the city. Until the project is completed the city is thinking about a makeshift container solution https://buff.ly/3hL7If3 FreiburgInsight Partners and existing investors invest 100 m US$ #VentureCapital in Freiburg-based Jedox, the company offers enterprise performance management software for company planning and analysis https://buff.ly/2MPUt11 SwitzerlandZurich-based Blue Horizon Ventures is a VC focused on sustainable food, now they close their first fund with 183 mn Euros (221 m US$) with more than 100 investors from 20 countries. https://buff.ly/3a7l69Z Companies Food - Always a good topic to talk aboutDish Order: German grocery wholesaler Metro is partnering with Google to offer a competing offer to Lieferando. The clue for restaurants: There is no fee https://buff.ly/35TEEgvGerman food giant Dr. Oetker had their own beverage delivery service Durstexpress. Then they bought Flaschenpost, doing the same reportedly for 1 bn €. Now they merge Durstexpress in Flaschenpost https://buff.ly/3qB3Jov?utm_source=linkedinFintech / FinanceInvestors value Berlin-based Trade Republic with 600 m Euros (735 m US$) https://buff.ly/3hs0v36N26 Eyes IPO With Hiring Of New CFO https://buff.ly/3sXBUstN26 granted a banking license in Brazil https://buff.ly/3s2lGxK Vanguard will be starting an investment portal in Germany. They hired the „Head of Clients“ from market leader Scalable Capital for their based-Berlin team, headed by Jesper Wahrendorf (Ratepay) and Andreas Bittner (Solarisbank) https://financefwd.com/de/vanguard-scalable-thomas-wolff/Sibylle Strack, former CEO of #Berlin-based fintech Kontist hired at Deutsche Bank as Chief Growth Officer BizBanking https://buff.ly/2LhWClrBerlin-based fintech incubator Finleap shifts focus to test products for corporate clients, they don't want to be entrepreneurs any more https://buff.ly/3mgSHCc New VC FundsAnt Financial plans to start a fintech Venture Capital fund in Berlin https://buff.ly/3qyAtic20 health insurer in Germany invest in Berlin-based VC Heal Capital's 100 mn fund, to invest in health tech startups https://buff.ly/38XWmS3Keep in mind the news of the Delivery Hero fund from before Selection of investmentsDigital road freight forwarder Sennder raises $160M Series, plans European expansion – TechCrunch https://buff.ly/35Eu9gR Peter Thiels' Valar fund joins other investors in a 21 mn Euros #VentureCapital round for credit card #fintech Moss from #Berlin. They were registered in summer 2019 and now valued at 100 mn Euro https://buff.ly/38F6rTQ Global Savings Group raises € 12 Million in their most recent financing round https://buff.ly/35aumID All Other NewsNot even half of the German employees would recommend Tesla as an employer reports German tech blog t3n. Applicants post in forums and websites about chaos and arrogance https://buff.ly/35bZqrc?utm_source=-custom-by-source-0- Which startups have footballers invested in? https://buff.ly/3hcuWdG Including investments of Mario Götze (Frankfurt-based Qualifyze), Philipp Lahm, and Matts HummelsElliott Stake Complicates Rocket Internet’s Plan to Delist https://buff.ly/2MjL1muBerlin-based #grocery delivery service (you still buy from a supermarket) named Gorillas raises 44 m US$ #VentureCapital https://buff.ly/2IPM7F0 Stay ahead of the curveWhere Challenger Banks & Incumbents See The Next Digital Banking Opportunity: Seniors and the underbanked https://buff.ly/35jRIf3Top Investors Fueling The Renewable Energy Tech Ecosystem - CB Insights Research https://buff.ly/3bieHKXCharting retail banking revenues by generation https://buff.ly/2L9b9zD

This Month in German Startups - January 2021 Welcome to This Month in German Startups by Startuprad.io - in a transatlantic news recording with Chris in New York City. This is the first news episode of 2021, but you can have a look at our 2020 review. Today we are wrapping up January 2021 for you. There is great news in the German startup scene, from two new unicorns to a much anticipated IPO of Auto1 (will be raising at least 1.5 bn Euros), Delivery Hero goes VC and there may be Amazon TV/Radio in Germany. Housekeeping - Time to brag Just a bit of bragging today: Listen Up! Here’s Your Guide To European Tech And Startup Podcasts In English https://buff.ly/39S3qyR Top NewsWe have two new unicornsMambu - Germany’s newest Fintech Unicorn offers Banking Software as SaaS https://buff.ly/3oNEHC2 - Without them, no N26. They provide the software, which enables challenger banks like them.Munich-based HR scaleup Personio lands €103.5 million Series D funding and a €1.4 billion valuation https://buff.ly/35QYn0pRelated: Start-Up Personio Joins Circle of Unicorns - Technical University of Munich - School of Management https://buff.ly/2YgKm7W Delivery Hero raises 1.2 bn in fresh capitalDelivery Hero raises 1.2 bn Euros (1.47 bn US$) in new funding, selling "in hours" 9.44 mn new shares for 132 Euros each https://buff.ly/394ZFFQRelated:Delivery Hero starts their own Corporate Venture Fund called DX Ventures with 50 m Euros https://buff.ly/2MPUt11 Auto1 IPOAuto1 IPO will be raising a minimum of 1.5 bn Euros (2.2 bn US$) https://buff.ly/3plC62nOlder articles related to this IPO - you can see the fundraising went up 500 million More details of the planned IPO of Auto1 Group emerge. They want to list in 2021 Q1 in Frankfurt in Prime Standard. Out of 1 bn € to be raised 250 m will pay back convertibles, 750 m will be invested in further growth https://buff.ly/38Hq0uz Used-car platform AUTO1 to float in Frankfurt, looking to raise 1 bn Euros from selling new shares, with a valuation of 6-8 bn Euros https://buff.ly/3bxbWWx Amazon TV or Radio Station in Germany?Amazon has filed paperwork in Germany to get a broadcast license. The filing dates to November 2020 https://buff.ly/3bW0Mur Wirecard We keep you updated, just a small selection of news here. Keep in mind there is still an investigative committee ongoing. Oliver Samwer from Rocket Internet gave a private loan to Markus Braun from Wirecard of 75 mn Euros (91 m US$), which he demanded back rather harshly, shortly before Wirecard filed for insolvency https://buff.ly/3bW2ITUIn Austria, an investigation against former Wirecard COO Marsalek is ongoing in potential bribery of an employee of Austrian constitution protection (like their NSA). He is supposed to have checked the solvency of porn site hosts for Mr. Marsalke https://buff.ly/39eVNDz Ecosystem Slack users in Germany were greeted in the new year with a big outage covering most of the first working day of the new year 2021 https://buff.ly/3972zd0 January 4thTech workers want to relocate to Germany more than any other country in the world https://buff.ly/2Jims8n Germany starts with the test of a countrywide patient file, called "E-Patientenakte." The users can carry around all their medical files (x-rays, reports ...) on their smartphone and grant their physician access https://buff.ly/3hHb3M4Berlin remains the capital of German Venture Capital in 2020. EY tracked 314 financing rounds, out of a total of 743 they found. according to their data, VC funding declined in #Germany in 2020 by 15% to 5.3 bn Euros (6.45 bn US$) https://buff.ly/3oMxaDEIn the most recent fintech ranking #Frankfurt is losing position No 3 to Hamburg and now only scores at No 4 https://buff.ly/3o5IeKU Hubs Note: The order of news and cities is only due to the time when we discovered the news. FrankfurtFrankfurt-based provider of high performance computing Northern Data raises 52.5 mn Euros (64 m US$) #VentureCapital https://buff.ly/2KOccFcFrankfurt-based insurtech Clark raises 85 mn US$ (69 mn Euros) #VentureCapital, with lead investor Tencent (owner of Wechat) https://buff.ly/3nCyzeq we have an interview with the CEO for you here: XXXFrankfurt: Developing towards an epicenter of the German games industry - Frankfurt Valley https://buff.ly/39iZKao DarmstadtWe interviewed the Darmstadt based robotics software startup Energy Robotics in June 2020, where they already talked about their intention to raise Venture Capital. Now they closed their 2 mn Euros VC round: Earlybird and several Business Angels like Paul Achleitner, Gerhard Roiss, Martin Klässner, and Andrej Henkler invest 2 m Euros Venture Capital in Energy Robotics https://buff.ly/3qhA43kYou can learn more about them in our interview here: https://buff.ly/3fgyUQ0Merck KGaA snaps up German CDMO in boost to mRNA portfolio — including for Covid-19 https://buff.ly/2KauK2q Heidelberg/WalldorfSAP Unit Qualtrics Heads for IPO https://buff.ly/3pyBwOz MunichNew unicorn Personio is from MunichMunich-based Konux raises 80 m US$ #VentureCapital from Impact Investor Sanno Capital and Athos, The Family Office of Strüngmanns (Hexal), and existing investors (e.g. Alibaba). Konux builds intelligent sensors for Industry 4.0 https://buff.ly/3idMl6iMunich fintech Fidor Bank (a German fintech pioneer) is split up and sold to two bidders, Ripplewood Advisors form New York and Steria Mummert from Paris https://buff.ly/2MFo6SPepsi backs #Munich-based scented air drinks startup "Air Up" https://buff.ly/3i9vTDT HamburgtecHHub is the new 35 m Euro Entrepreneurship Center in Hamburg to keep founders in the city. Until the project is completed the city is thinking about a makeshift container solution https://buff.ly/3hL7If3 FreiburgInsight Partners and existing investors invest 100 m US$ #VentureCapital in Freiburg-based Jedox, the company offers enterprise performance management software for company planning and analysis https://buff.ly/2MPUt11 SwitzerlandZurich-based Blue Horizon Ventures is a VC focused on sustainable food, now they close their first fund with 183 mn Euros (221 m US$) with more than 100 investors from 20 countries. https://buff.ly/3a7l69Z Companies Food - Always a good topic to talk aboutDish Order: German grocery wholesaler Metro is partnering with Google to offer a competing offer to Lieferando. The clue for restaurants: There is no fee https://buff.ly/35TEEgvGerman food giant Dr. Oetker had their own beverage delivery service Durstexpress. Then they bought Flaschenpost, doing the same reportedly for 1 bn €. Now they merge Durstexpress in Flaschenpost https://buff.ly/3qB3Jov?utm_source=linkedinFintech / FinanceInvestors value Berlin-based Trade Republic with 600 m Euros (735 m US$) https://buff.ly/3hs0v36N26 Eyes IPO With Hiring Of New CFO https://buff.ly/3sXBUstN26 granted a banking license in Brazil https://buff.ly/3s2lGxK Vanguard will be starting an investment portal in Germany. They hired the „Head of Clients“ from market leader Scalable Capital for their based-Berlin team, headed by Jesper Wahrendorf (Ratepay) and Andreas Bittner (Solarisbank) https://financefwd.com/de/vanguard-scalable-thomas-wolff/Sibylle Strack, former CEO of #Berlin-based fintech Kontist hired at Deutsche Bank as Chief Growth Officer BizBanking https://buff.ly/2LhWClrBerlin-based fintech incubator Finleap shifts focus to test products for corporate clients, they don't want to be entrepreneurs any more https://buff.ly/3mgSHCc New VC FundsAnt Financial plans to start a fintech Venture Capital fund in Berlin https://buff.ly/3qyAtic20 health insurer in Germany invest in Berlin-based VC Heal Capital's 100 mn fund, to invest in health tech startups https://buff.ly/38XWmS3Keep in mind the news of the Delivery Hero fund from before Selection of investmentsDigital road freight forwarder Sennder raises $160M Series, plans European expansion – TechCrunch https://buff.ly/35Eu9gR Peter Thiels' Valar fund joins other investors in a 21 mn Euros #VentureCapital round for credit card #fintech Moss from #Berlin. They were registered in summer 2019 and now valued at 100 mn Euro https://buff.ly/38F6rTQ Global Savings Group raises € 12 Million in their most recent financing round https://buff.ly/35aumID All Other NewsNot even half of the German employees would recommend Tesla as an employer reports German tech blog t3n. Applicants post in forums and websites about chaos and arrogance https://buff.ly/35bZqrc?utm_source=-custom-by-source-0- Which startups have footballers invested in? https://buff.ly/3hcuWdG Including investments of Mario Götze (Frankfurt-based Qualifyze), Philipp Lahm, and Matts HummelsElliott Stake Complicates Rocket Internet’s Plan to Delist https://buff.ly/2MjL1muBerlin-based #grocery delivery service (you still buy from a supermarket) named Gorillas raises 44 m US$ #VentureCapital https://buff.ly/2IPM7F0 Stay ahead of the curveWhere Challenger Banks & Incumbents See The Next Digital Banking Opportunity: Seniors and the underbanked https://buff.ly/35jRIf3Top Investors Fueling The Renewable Energy Tech Ecosystem - CB Insights Research https://buff.ly/3bieHKXCharting retail banking revenues by generation https://buff.ly/2L9b9zD

This Month in German Startups - January 2021 Welcome to This Month in German Startups by Startuprad.io - in a transatlantic news recording with Chris in New York City. This is the first news episode of 2021, but you can have a look at our 2020 review. Today we are wrapping up January 2021 for you. There is great news in the German startup scene, from two new unicorns to a much anticipated IPO of Auto1 (will be raising at least 1.5 bn Euros), Delivery Hero goes VC and there may be Amazon TV/Radio in Germany. Housekeeping - Time to brag Just a bit of bragging today: Listen Up! Here’s Your Guide To European Tech And Startup Podcasts In English https://buff.ly/39S3qyR Top NewsWe have two new unicornsMambu - Germany’s newest Fintech Unicorn offers Banking Software as SaaS https://buff.ly/3oNEHC2 - Without them, no N26. They provide the software, which enables challenger banks like them.Munich-based HR scaleup Personio lands €103.5 million Series D funding and a €1.4 billion valuation https://buff.ly/35QYn0pRelated: Start-Up Personio Joins Circle of Unicorns - Technical University of Munich - School of Management https://buff.ly/2YgKm7W Delivery Hero raises 1.2 bn in fresh capitalDelivery Hero raises 1.2 bn Euros (1.47 bn US$) in new funding, selling "in hours" 9.44 mn new shares for 132 Euros each https://buff.ly/394ZFFQRelated:Delivery Hero starts their own Corporate Venture Fund called DX Ventures with 50 m Euros https://buff.ly/2MPUt11 Auto1 IPOAuto1 IPO will be raising a minimum of 1.5 bn Euros (2.2 bn US$) https://buff.ly/3plC62nOlder articles related to this IPO - you can see the fundraising went up 500 million More details of the planned IPO of Auto1 Group emerge. They want to list in 2021 Q1 in Frankfurt in Prime Standard. Out of 1 bn € to be raised 250 m will pay back convertibles, 750 m will be invested in further growth https://buff.ly/38Hq0uz Used-car platform AUTO1 to float in Frankfurt, looking to raise 1 bn Euros from selling new shares, with a valuation of 6-8 bn Euros https://buff.ly/3bxbWWx Amazon TV or Radio Station in Germany?Amazon has filed paperwork in Germany to get a broadcast license. The filing dates to November 2020 https://buff.ly/3bW0Mur Wirecard We keep you updated, just a small selection of news here. Keep in mind there is still an investigative committee ongoing. Oliver Samwer from Rocket Internet gave a private loan to Markus Braun from Wirecard of 75 mn Euros (91 m US$), which he demanded back rather harshly, shortly before Wirecard filed for insolvency https://buff.ly/3bW2ITUIn Austria, an investigation against former Wirecard COO Marsalek is ongoing in potential bribery of an employee of Austrian constitution protection (like their NSA). He is supposed to have checked the solvency of porn site hosts for Mr. Marsalke https://buff.ly/39eVNDz Ecosystem Slack users in Germany were greeted in the new year with a big outage covering most of the first working day of the new year 2021 https://buff.ly/3972zd0 January 4thTech workers want to relocate to Germany more than any other country in the world https://buff.ly/2Jims8n Germany starts with the test of a countrywide patient file, called "E-Patientenakte." The users can carry around all their medical files (x-rays, reports ...) on their smartphone and grant their physician access https://buff.ly/3hHb3M4Berlin remains the capital of German Venture Capital in 2020. EY tracked 314 financing rounds, out of a total of 743 they found. according to their data, VC funding declined in #Germany in 2020 by 15% to 5.3 bn Euros (6.45 bn US$) https://buff.ly/3oMxaDEIn the most recent fintech ranking #Frankfurt is losing position No 3 to Hamburg and now only scores at No 4 https://buff.ly/3o5IeKU Hubs Note: The order of news and cities is only due to the time when we discovered the news. FrankfurtFrankfurt-based provider of high performance computing Northern Data raises 52.5 mn Euros (64 m US$) #VentureCapital https://buff.ly/2KOccFcFrankfurt-based insurtech Clark raises 85 mn US$ (69 mn Euros) #VentureCapital, with lead investor Tencent (owner of Wechat) https://buff.ly/3nCyzeq we have an interview with the CEO for you here: XXXFrankfurt: Developing towards an epicenter of the German games industry - Frankfurt Valley https://buff.ly/39iZKao DarmstadtWe interviewed the Darmstadt based robotics software startup Energy Robotics in June 2020, where they already talked about their intention to raise Venture Capital. Now they closed their 2 mn Euros VC round: Earlybird and several Business Angels like Paul Achleitner, Gerhard Roiss, Martin Klässner, and Andrej Henkler invest 2 m Euros Venture Capital in Energy Robotics https://buff.ly/3qhA43kYou can learn more about them in our interview here: https://buff.ly/3fgyUQ0Merck KGaA snaps up German CDMO in boost to mRNA portfolio — including for Covid-19 https://buff.ly/2KauK2q Heidelberg/WalldorfSAP Unit Qualtrics Heads for IPO https://buff.ly/3pyBwOz MunichNew unicorn Personio is from MunichMunich-based Konux raises 80 m US$ #VentureCapital from Impact Investor Sanno Capital and Athos, The Family Office of Strüngmanns (Hexal), and existing investors (e.g. Alibaba). Konux builds intelligent sensors for Industry 4.0 https://buff.ly/3idMl6iMunich fintech Fidor Bank (a German fintech pioneer) is split up and sold to two bidders, Ripplewood Advisors form New York and Steria Mummert from Paris https://buff.ly/2MFo6SPepsi backs #Munich-based scented air drinks startup "Air Up" https://buff.ly/3i9vTDT HamburgtecHHub is the new 35 m Euro Entrepreneurship Center in Hamburg to keep founders in the city. Until the project is completed the city is thinking about a makeshift container solution https://buff.ly/3hL7If3 FreiburgInsight Partners and existing investors invest 100 m US$ #VentureCapital in Freiburg-based Jedox, the company offers enterprise performance management software for company planning and analysis https://buff.ly/2MPUt11 SwitzerlandZurich-based Blue Horizon Ventures is a VC focused on sustainable food, now they close their first fund with 183 mn Euros (221 m US$) with more than 100 investors from 20 countries. https://buff.ly/3a7l69Z Companies Food - Always a good topic to talk aboutDish Order: German grocery wholesaler Metro is partnering with Google to offer a competing offer to Lieferando. The clue for restaurants: There is no fee https://buff.ly/35TEEgvGerman food giant Dr. Oetker had their own beverage delivery service Durstexpress. Then they bought Flaschenpost, doing the same reportedly for 1 bn €. Now they merge Durstexpress in Flaschenpost https://buff.ly/3qB3Jov?utm_source=linkedinFintech / FinanceInvestors value Berlin-based Trade Republic with 600 m Euros (735 m US$) https://buff.ly/3hs0v36N26 Eyes IPO With Hiring Of New CFO https://buff.ly/3sXBUstN26 granted a banking license in Brazil https://buff.ly/3s2lGxK Vanguard will be starting an investment portal in Germany. They hired the „Head of Clients“ from market leader Scalable Capital for their based-Berlin team, headed by Jesper Wahrendorf (Ratepay) and Andreas Bittner (Solarisbank) https://financefwd.com/de/vanguard-scalable-thomas-wolff/Sibylle Strack, former CEO of #Berlin-based fintech Kontist hired at Deutsche Bank as Chief Growth Officer BizBanking https://buff.ly/2LhWClrBerlin-based fintech incubator Finleap shifts focus to test products for corporate clients, they don't want to be entrepreneurs any more https://buff.ly/3mgSHCc New VC FundsAnt Financial plans to start a fintech Venture Capital fund in Berlin https://buff.ly/3qyAtic20 health insurer in Germany invest in Berlin-based VC Heal Capital's 100 mn fund, to invest in health tech startups https://buff.ly/38XWmS3Keep in mind the news of the Delivery Hero fund from before Selection of investmentsDigital road freight forwarder Sennder raises $160M Series, plans European expansion – TechCrunch https://buff.ly/35Eu9gR Peter Thiels' Valar fund joins other investors in a 21 mn Euros #VentureCapital round for credit card #fintech Moss from #Berlin. They were registered in summer 2019 and now valued at 100 mn Euro https://buff.ly/38F6rTQ Global Savings Group raises € 12 Million in their most recent financing round https://buff.ly/35aumID All Other NewsNot even half of the German employees would recommend Tesla as an employer reports German tech blog t3n. Applicants post in forums and websites about chaos and arrogance https://buff.ly/35bZqrc?utm_source=-custom-by-source-0- Which startups have footballers invested in? https://buff.ly/3hcuWdG Including investments of Mario Götze (Frankfurt-based Qualifyze), Philipp Lahm, and Matts HummelsElliott Stake Complicates Rocket Internet’s Plan to Delist https://buff.ly/2MjL1muBerlin-based #grocery delivery service (you still buy from a supermarket) named Gorillas raises 44 m US$ #VentureCapital https://buff.ly/2IPM7F0 Stay ahead of the curveWhere Challenger Banks & Incumbents See The Next Digital Banking Opportunity: Seniors and the underbanked https://buff.ly/35jRIf3Top Investors Fueling The Renewable Energy Tech Ecosystem - CB Insights Research https://buff.ly/3bieHKXCharting retail banking revenues by generation https://buff.ly/2L9b9zD

This Month in German Startups - January 2021 Welcome to This Month in German Startups by Startuprad.io - in a transatlantic news recording with Chris in New York City. This is the first news episode of 2021, but you can have a look at our 2020 review. Today we are wrapping up January 2021 for you. There is great news in the German startup scene, from two new unicorns to a much anticipated IPO of Auto1 (will be raising at least 1.5 bn Euros), Delivery Hero goes VC and there may be Amazon TV/Radio in Germany. Housekeeping - Time to brag Just a bit of bragging today: Listen Up! Here’s Your Guide To European Tech And Startup Podcasts In English https://buff.ly/39S3qyR Top NewsWe have two new unicornsMambu - Germany’s newest Fintech Unicorn offers Banking Software as SaaS https://buff.ly/3oNEHC2 - Without them, no N26. They provide the software, which enables challenger banks like them.Munich-based HR scaleup Personio lands €103.5 million Series D funding and a €1.4 billion valuation https://buff.ly/35QYn0pRelated: Start-Up Personio Joins Circle of Unicorns - Technical University of Munich - School of Management https://buff.ly/2YgKm7W Delivery Hero raises 1.2 bn in fresh capitalDelivery Hero raises 1.2 bn Euros (1.47 bn US$) in new funding, selling "in hours" 9.44 mn new shares for 132 Euros each https://buff.ly/394ZFFQRelated:Delivery Hero starts their own Corporate Venture Fund called DX Ventures with 50 m Euros https://buff.ly/2MPUt11 Auto1 IPOAuto1 IPO will be raising a minimum of 1.5 bn Euros (2.2 bn US$) https://buff.ly/3plC62nOlder articles related to this IPO - you can see the fundraising went up 500 million More details of the planned IPO of Auto1 Group emerge. They want to list in 2021 Q1 in Frankfurt in Prime Standard. Out of 1 bn € to be raised 250 m will pay back convertibles, 750 m will be invested in further growth https://buff.ly/38Hq0uz Used-car platform AUTO1 to float in Frankfurt, looking to raise 1 bn Euros from selling new shares, with a valuation of 6-8 bn Euros https://buff.ly/3bxbWWx Amazon TV or Radio Station in Germany?Amazon has filed paperwork in Germany to get a broadcast license. The filing dates to November 2020 https://buff.ly/3bW0Mur Wirecard We keep you updated, just a small selection of news here. Keep in mind there is still an investigative committee ongoing. Oliver Samwer from Rocket Internet gave a private loan to Markus Braun from Wirecard of 75 mn Euros (91 m US$), which he demanded back rather harshly, shortly before Wirecard filed for insolvency https://buff.ly/3bW2ITUIn Austria, an investigation against former Wirecard COO Marsalek is ongoing in potential bribery of an employee of Austrian constitution protection (like their NSA). He is supposed to have checked the solvency of porn site hosts for Mr. Marsalke https://buff.ly/39eVNDz Ecosystem Slack users in Germany were greeted in the new year with a big outage covering most of the first working day of the new year 2021 https://buff.ly/3972zd0 January 4thTech workers want to relocate to Germany more than any other country in the world https://buff.ly/2Jims8n Germany starts with the test of a countrywide patient file, called "E-Patientenakte." The users can carry around all their medical files (x-rays, reports ...) on their smartphone and grant their physician access https://buff.ly/3hHb3M4Berlin remains the capital of German Venture Capital in 2020. EY tracked 314 financing rounds, out of a total of 743 they found. according to their data, VC funding declined in #Germany in 2020 by 15% to 5.3 bn Euros (6.45 bn US$) https://buff.ly/3oMxaDEIn the most recent fintech ranking #Frankfurt is losing position No 3 to Hamburg and now only scores at No 4 https://buff.ly/3o5IeKU Hubs Note: The order of news and cities is only due to the time when we discovered the news. FrankfurtFrankfurt-based provider of high performance computing Northern Data raises 52.5 mn Euros (64 m US$) #VentureCapital https://buff.ly/2KOccFcFrankfurt-based insurtech Clark raises 85 mn US$ (69 mn Euros) #VentureCapital, with lead investor Tencent (owner of Wechat) https://buff.ly/3nCyzeq we have an interview with the CEO for you here: XXXFrankfurt: Developing towards an epicenter of the German games industry - Frankfurt Valley https://buff.ly/39iZKao DarmstadtWe interviewed the Darmstadt based robotics software startup Energy Robotics in June 2020, where they already talked about their intention to raise Venture Capital. Now they closed their 2 mn Euros VC round: Earlybird and several Business Angels like Paul Achleitner, Gerhard Roiss, Martin Klässner, and Andrej Henkler invest 2 m Euros Venture Capital in Energy Robotics https://buff.ly/3qhA43kYou can learn more about them in our interview here: https://buff.ly/3fgyUQ0Merck KGaA snaps up German CDMO in boost to mRNA portfolio — including for Covid-19 https://buff.ly/2KauK2q Heidelberg/WalldorfSAP Unit Qualtrics Heads for IPO https://buff.ly/3pyBwOz MunichNew unicorn Personio is from MunichMunich-based Konux raises 80 m US$ #VentureCapital from Impact Investor Sanno Capital and Athos, The Family Office of Strüngmanns (Hexal), and existing investors (e.g. Alibaba). Konux builds intelligent sensors for Industry 4.0 https://buff.ly/3idMl6iMunich fintech Fidor Bank (a German fintech pioneer) is split up and sold to two bidders, Ripplewood Advisors form New York and Steria Mummert from Paris https://buff.ly/2MFo6SPepsi backs #Munich-based scented air drinks startup "Air Up" https://buff.ly/3i9vTDT HamburgtecHHub is the new 35 m Euro Entrepreneurship Center in Hamburg to keep founders in the city. Until the project is completed the city is thinking about a makeshift container solution https://buff.ly/3hL7If3 FreiburgInsight Partners and existing investors invest 100 m US$ #VentureCapital in Freiburg-based Jedox, the company offers enterprise performance management software for company planning and analysis https://buff.ly/2MPUt11 SwitzerlandZurich-based Blue Horizon Ventures is a VC focused on sustainable food, now they close their first fund with 183 mn Euros (221 m US$) with more than 100 investors from 20 countries. https://buff.ly/3a7l69Z Companies Food - Always a good topic to talk aboutDish Order: German grocery wholesaler Metro is partnering with Google to offer a competing offer to Lieferando. The clue for restaurants: There is no fee https://buff.ly/35TEEgvGerman food giant Dr. Oetker had their own beverage delivery service Durstexpress. Then they bought Flaschenpost, doing the same reportedly for 1 bn €. Now they merge Durstexpress in Flaschenpost https://buff.ly/3qB3Jov?utm_source=linkedinFintech / FinanceInvestors value Berlin-based Trade Republic with 600 m Euros (735 m US$) https://buff.ly/3hs0v36N26 Eyes IPO With Hiring Of New CFO https://buff.ly/3sXBUstN26 granted a banking license in Brazil https://buff.ly/3s2lGxK Vanguard will be starting an investment portal in Germany. They hired the „Head of Clients“ from market leader Scalable Capital for their based-Berlin team, headed by Jesper Wahrendorf (Ratepay) and Andreas Bittner (Solarisbank) https://financefwd.com/de/vanguard-scalable-thomas-wolff/Sibylle Strack, former CEO of #Berlin-based fintech Kontist hired at Deutsche Bank as Chief Growth Officer BizBanking https://buff.ly/2LhWClrBerlin-based fintech incubator Finleap shifts focus to test products for corporate clients, they don't want to be entrepreneurs any more https://buff.ly/3mgSHCc New VC FundsAnt Financial plans to start a fintech Venture Capital fund in Berlin https://buff.ly/3qyAtic20 health insurer in Germany invest in Berlin-based VC Heal Capital's 100 mn fund, to invest in health tech startups https://buff.ly/38XWmS3Keep in mind the news of the Delivery Hero fund from before Selection of investmentsDigital road freight forwarder Sennder raises $160M Series, plans European expansion – TechCrunch https://buff.ly/35Eu9gR Peter Thiels' Valar fund joins other investors in a 21 mn Euros #VentureCapital round for credit card #fintech Moss from #Berlin. They were registered in summer 2019 and now valued at 100 mn Euro https://buff.ly/38F6rTQ Global Savings Group raises € 12 Million in their most recent financing round https://buff.ly/35aumID All Other NewsNot even half of the German employees would recommend Tesla as an employer reports German tech blog t3n. Applicants post in forums and websites about chaos and arrogance https://buff.ly/35bZqrc?utm_source=-custom-by-source-0- Which startups have footballers invested in? https://buff.ly/3hcuWdG Including investments of Mario Götze (Frankfurt-based Qualifyze), Philipp Lahm, and Matts HummelsElliott Stake Complicates Rocket Internet’s Plan to Delist https://buff.ly/2MjL1muBerlin-based #grocery delivery service (you still buy from a supermarket) named Gorillas raises 44 m US$ #VentureCapital https://buff.ly/2IPM7F0 Stay ahead of the curveWhere Challenger Banks & Incumbents See The Next Digital Banking Opportunity: Seniors and the underbanked https://buff.ly/35jRIf3Top Investors Fueling The Renewable Energy Tech Ecosystem - CB Insights Research https://buff.ly/3bieHKXCharting retail banking revenues by generation https://buff.ly/2L9b9zD

This Month in German Startups - January 2021 Welcome to This Month in German Startups by Startuprad.io - in a transatlantic news recording with Chris in New York City. This is the first news episode of 2021, but you can have a look at our 2020 review. Today we are wrapping up January 2021 for you. There is great news in the German startup scene, from two new unicorns to a much anticipated IPO of Auto1 (will be raising at least 1.5 bn Euros), Delivery Hero goes VC and there may be Amazon TV/Radio in Germany. Housekeeping - Time to brag Just a bit of bragging today: Listen Up! Here’s Your Guide To European Tech And Startup Podcasts In English https://buff.ly/39S3qyR Top NewsWe have two new unicornsMambu - Germany’s newest Fintech Unicorn offers Banking Software as SaaS https://buff.ly/3oNEHC2 - Without them, no N26. They provide the software, which enables challenger banks like them.Munich-based HR scaleup Personio lands €103.5 million Series D funding and a €1.4 billion valuation https://buff.ly/35QYn0pRelated: Start-Up Personio Joins Circle of Unicorns - Technical University of Munich - School of Management https://buff.ly/2YgKm7W Delivery Hero raises 1.2 bn in fresh capitalDelivery Hero raises 1.2 bn Euros (1.47 bn US$) in new funding, selling "in hours" 9.44 mn new shares for 132 Euros each https://buff.ly/394ZFFQRelated:Delivery Hero starts their own Corporate Venture Fund called DX Ventures with 50 m Euros https://buff.ly/2MPUt11 Auto1 IPOAuto1 IPO will be raising a minimum of 1.5 bn Euros (2.2 bn US$) https://buff.ly/3plC62nOlder articles related to this IPO - you can see the fundraising went up 500 million More details of the planned IPO of Auto1 Group emerge. They want to list in 2021 Q1 in Frankfurt in Prime Standard. Out of 1 bn € to be raised 250 m will pay back convertibles, 750 m will be invested in further growth https://buff.ly/38Hq0uz Used-car platform AUTO1 to float in Frankfurt, looking to raise 1 bn Euros from selling new shares, with a valuation of 6-8 bn Euros https://buff.ly/3bxbWWx Amazon TV or Radio Station in Germany?Amazon has filed paperwork in Germany to get a broadcast license. The filing dates to November 2020 https://buff.ly/3bW0Mur Wirecard We keep you updated, just a small selection of news here. Keep in mind there is still an investigative committee ongoing. Oliver Samwer from Rocket Internet gave a private loan to Markus Braun from Wirecard of 75 mn Euros (91 m US$), which he demanded back rather harshly, shortly before Wirecard filed for insolvency https://buff.ly/3bW2ITUIn Austria, an investigation against former Wirecard COO Marsalek is ongoing in potential bribery of an employee of Austrian constitution protection (like their NSA). He is supposed to have checked the solvency of porn site hosts for Mr. Marsalke https://buff.ly/39eVNDz Ecosystem Slack users in Germany were greeted in the new year with a big outage covering most of the first working day of the new year 2021 https://buff.ly/3972zd0 January 4thTech workers want to relocate to Germany more than any other country in the world https://buff.ly/2Jims8n Germany starts with the test of a countrywide patient file, called "E-Patientenakte." The users can carry around all their medical files (x-rays, reports ...) on their smartphone and grant their physician access https://buff.ly/3hHb3M4Berlin remains the capital of German Venture Capital in 2020. EY tracked 314 financing rounds, out of a total of 743 they found. according to their data, VC funding declined in #Germany in 2020 by 15% to 5.3 bn Euros (6.45 bn US$) https://buff.ly/3oMxaDEIn the most recent fintech ranking #Frankfurt is losing position No 3 to Hamburg and now only scores at No 4 https://buff.ly/3o5IeKU Hubs Note: The order of news and cities is only due to the time when we discovered the news. FrankfurtFrankfurt-based provider of high performance computing Northern Data raises 52.5 mn Euros (64 m US$) #VentureCapital https://buff.ly/2KOccFcFrankfurt-based insurtech Clark raises 85 mn US$ (69 mn Euros) #VentureCapital, with lead investor Tencent (owner of Wechat) https://buff.ly/3nCyzeq we have an interview with the CEO for you here: XXXFrankfurt: Developing towards an epicenter of the German games industry - Frankfurt Valley https://buff.ly/39iZKao DarmstadtWe interviewed the Darmstadt based robotics software startup Energy Robotics in June 2020, where they already talked about their intention to raise Venture Capital. Now they closed their 2 mn Euros VC round: Earlybird and several Business Angels like Paul Achleitner, Gerhard Roiss, Martin Klässner, and Andrej Henkler invest 2 m Euros Venture Capital in Energy Robotics https://buff.ly/3qhA43kYou can learn more about them in our interview here: https://buff.ly/3fgyUQ0Merck KGaA snaps up German CDMO in boost to mRNA portfolio — including for Covid-19 https://buff.ly/2KauK2q Heidelberg/WalldorfSAP Unit Qualtrics Heads for IPO https://buff.ly/3pyBwOz MunichNew unicorn Personio is from MunichMunich-based Konux raises 80 m US$ #VentureCapital from Impact Investor Sanno Capital and Athos, The Family Office of Strüngmanns (Hexal), and existing investors (e.g. Alibaba). Konux builds intelligent sensors for Industry 4.0 https://buff.ly/3idMl6iMunich fintech Fidor Bank (a German fintech pioneer) is split up and sold to two bidders, Ripplewood Advisors form New York and Steria Mummert from Paris https://buff.ly/2MFo6SPepsi backs #Munich-based scented air drinks startup "Air Up" https://buff.ly/3i9vTDT HamburgtecHHub is the new 35 m Euro Entrepreneurship Center in Hamburg to keep founders in the city. Until the project is completed the city is thinking about a makeshift container solution https://buff.ly/3hL7If3 FreiburgInsight Partners and existing investors invest 100 m US$ #VentureCapital in Freiburg-based Jedox, the company offers enterprise performance management software for company planning and analysis https://buff.ly/2MPUt11 SwitzerlandZurich-based Blue Horizon Ventures is a VC focused on sustainable food, now they close their first fund with 183 mn Euros (221 m US$) with more than 100 investors from 20 countries. https://buff.ly/3a7l69Z Companies Food - Always a good topic to talk aboutDish Order: German grocery wholesaler Metro is partnering with Google to offer a competing offer to Lieferando. The clue for restaurants: There is no fee https://buff.ly/35TEEgvGerman food giant Dr. Oetker had their own beverage delivery service Durstexpress. Then they bought Flaschenpost, doing the same reportedly for 1 bn €. Now they merge Durstexpress in Flaschenpost https://buff.ly/3qB3Jov?utm_source=linkedinFintech / FinanceInvestors value Berlin-based Trade Republic with 600 m Euros (735 m US$) https://buff.ly/3hs0v36N26 Eyes IPO With Hiring Of New CFO https://buff.ly/3sXBUstN26 granted a banking license in Brazil https://buff.ly/3s2lGxK Vanguard will be starting an investment portal in Germany. They hired the „Head of Clients“ from market leader Scalable Capital for their based-Berlin team, headed by Jesper Wahrendorf (Ratepay) and Andreas Bittner (Solarisbank) https://financefwd.com/de/vanguard-scalable-thomas-wolff/Sibylle Strack, former CEO of #Berlin-based fintech Kontist hired at Deutsche Bank as Chief Growth Officer BizBanking https://buff.ly/2LhWClrBerlin-based fintech incubator Finleap shifts focus to test products for corporate clients, they don't want to be entrepreneurs any more https://buff.ly/3mgSHCc New VC FundsAnt Financial plans to start a fintech Venture Capital fund in Berlin https://buff.ly/3qyAtic20 health insurer in Germany invest in Berlin-based VC Heal Capital's 100 mn fund, to invest in health tech startups https://buff.ly/38XWmS3Keep in mind the news of the Delivery Hero fund from before Selection of investmentsDigital road freight forwarder Sennder raises $160M Series, plans European expansion – TechCrunch https://buff.ly/35Eu9gR Peter Thiels' Valar fund joins other investors in a 21 mn Euros #VentureCapital round for credit card #fintech Moss from #Berlin. They were registered in summer 2019 and now valued at 100 mn Euro https://buff.ly/38F6rTQ Global Savings Group raises € 12 Million in their most recent financing round https://buff.ly/35aumID All Other NewsNot even half of the German employees would recommend Tesla as an employer reports German tech blog t3n. Applicants post in forums and websites about chaos and arrogance https://buff.ly/35bZqrc?utm_source=-custom-by-source-0- Which startups have footballers invested in? https://buff.ly/3hcuWdG Including investments of Mario Götze (Frankfurt-based Qualifyze), Philipp Lahm, and Matts HummelsElliott Stake Complicates Rocket Internet’s Plan to Delist https://buff.ly/2MjL1muBerlin-based #grocery delivery service (you still buy from a supermarket) named Gorillas raises 44 m US$ #VentureCapital https://buff.ly/2IPM7F0 Stay ahead of the curveWhere Challenger Banks & Incumbents See The Next Digital Banking Opportunity: Seniors and the underbanked https://buff.ly/35jRIf3Top Investors Fueling The Renewable Energy Tech Ecosystem - CB Insights Research https://buff.ly/3bieHKXCharting retail banking revenues by generation https://buff.ly/2L9b9zD

This Month in German Startups - January 2021 Welcome to This Month in German Startups by Startuprad.io - in a transatlantic news recording with Chris in New York City. This is the first news episode of 2021, but you can have a look at our 2020 review. Today we are wrapping up January 2021 for you. There is great news in the German startup scene, from two new unicorns to a much anticipated IPO of Auto1 (will be raising at least 1.5 bn Euros), Delivery Hero goes VC and there may be Amazon TV/Radio in Germany. Housekeeping - Time to brag Just a bit of bragging today: Listen Up! Here’s Your Guide To European Tech And Startup Podcasts In English https://buff.ly/39S3qyR Top NewsWe have two new unicornsMambu - Germany’s newest Fintech Unicorn offers Banking Software as SaaS https://buff.ly/3oNEHC2 - Without them, no N26. They provide the software, which enables challenger banks like them.Munich-based HR scaleup Personio lands €103.5 million Series D funding and a €1.4 billion valuation https://buff.ly/35QYn0pRelated: Start-Up Personio Joins Circle of Unicorns - Technical University of Munich - School of Management https://buff.ly/2YgKm7W Delivery Hero raises 1.2 bn in fresh capitalDelivery Hero raises 1.2 bn Euros (1.47 bn US$) in new funding, selling "in hours" 9.44 mn new shares for 132 Euros each https://buff.ly/394ZFFQRelated:Delivery Hero starts their own Corporate Venture Fund called DX Ventures with 50 m Euros https://buff.ly/2MPUt11 Auto1 IPOAuto1 IPO will be raising a minimum of 1.5 bn Euros (2.2 bn US$) https://buff.ly/3plC62nOlder articles related to this IPO - you can see the fundraising went up 500 million More details of the planned IPO of Auto1 Group emerge. They want to list in 2021 Q1 in Frankfurt in Prime Standard. Out of 1 bn € to be raised 250 m will pay back convertibles, 750 m will be invested in further growth https://buff.ly/38Hq0uz Used-car platform AUTO1 to float in Frankfurt, looking to raise 1 bn Euros from selling new shares, with a valuation of 6-8 bn Euros https://buff.ly/3bxbWWx Amazon TV or Radio Station in Germany?Amazon has filed paperwork in Germany to get a broadcast license. The filing dates to November 2020 https://buff.ly/3bW0Mur Wirecard We keep you updated, just a small selection of news here. Keep in mind there is still an investigative committee ongoing. Oliver Samwer from Rocket Internet gave a private loan to Markus Braun from Wirecard of 75 mn Euros (91 m US$), which he demanded back rather harshly, shortly before Wirecard filed for insolvency https://buff.ly/3bW2ITUIn Austria, an investigation against former Wirecard COO Marsalek is ongoing in potential bribery of an employee of Austrian constitution protection (like their NSA). He is supposed to have checked the solvency of porn site hosts for Mr. Marsalke https://buff.ly/39eVNDz Ecosystem Slack users in Germany were greeted in the new year with a big outage covering most of the first working day of the new year 2021 https://buff.ly/3972zd0 January 4thTech workers want to relocate to Germany more than any other country in the world https://buff.ly/2Jims8n Germany starts with the test of a countrywide patient file, called "E-Patientenakte." The users can carry around all their medical files (x-rays, reports ...) on their smartphone and grant their physician access https://buff.ly/3hHb3M4Berlin remains the capital of German Venture Capital in 2020. EY tracked 314 financing rounds, out of a total of 743 they found. according to their data, VC funding declined in #Germany in 2020 by 15% to 5.3 bn Euros (6.45 bn US$) https://buff.ly/3oMxaDEIn the most recent fintech ranking #Frankfurt is losing position No 3 to Hamburg and now only scores at No 4 https://buff.ly/3o5IeKU Hubs Note: The order of news and cities is only due to the time when we discovered the news. FrankfurtFrankfurt-based provider of high performance computing Northern Data raises 52.5 mn Euros (64 m US$) #VentureCapital https://buff.ly/2KOccFcFrankfurt-based insurtech Clark raises 85 mn US$ (69 mn Euros) #VentureCapital, with lead investor Tencent (owner of Wechat) https://buff.ly/3nCyzeq we have an interview with the CEO for you here: XXXFrankfurt: Developing towards an epicenter of the German games industry - Frankfurt Valley https://buff.ly/39iZKao DarmstadtWe interviewed the Darmstadt based robotics software startup Energy Robotics in June 2020, where they already talked about their intention to raise Venture Capital. Now they closed their 2 mn Euros VC round: Earlybird and several Business Angels like Paul Achleitner, Gerhard Roiss, Martin Klässner, and Andrej Henkler invest 2 m Euros Venture Capital in Energy Robotics https://buff.ly/3qhA43kYou can learn more about them in our interview here: https://buff.ly/3fgyUQ0Merck KGaA snaps up German CDMO in boost to mRNA portfolio — including for Covid-19 https://buff.ly/2KauK2q Heidelberg/WalldorfSAP Unit Qualtrics Heads for IPO https://buff.ly/3pyBwOz MunichNew unicorn Personio is from MunichMunich-based Konux raises 80 m US$ #VentureCapital from Impact Investor Sanno Capital and Athos, The Family Office of Strüngmanns (Hexal), and existing investors (e.g. Alibaba). Konux builds intelligent sensors for Industry 4.0 https://buff.ly/3idMl6iMunich fintech Fidor Bank (a German fintech pioneer) is split up and sold to two bidders, Ripplewood Advisors form New York and Steria Mummert from Paris https://buff.ly/2MFo6SPepsi backs #Munich-based scented air drinks startup "Air Up" https://buff.ly/3i9vTDT HamburgtecHHub is the new 35 m Euro Entrepreneurship Center in Hamburg to keep founders in the city. Until the project is completed the city is thinking about a makeshift container solution https://buff.ly/3hL7If3 FreiburgInsight Partners and existing investors invest 100 m US$ #VentureCapital in Freiburg-based Jedox, the company offers enterprise performance management software for company planning and analysis https://buff.ly/2MPUt11 SwitzerlandZurich-based Blue Horizon Ventures is a VC focused on sustainable food, now they close their first fund with 183 mn Euros (221 m US$) with more than 100 investors from 20 countries. https://buff.ly/3a7l69Z Companies Food - Always a good topic to talk aboutDish Order: German grocery wholesaler Metro is partnering with Google to offer a competing offer to Lieferando. The clue for restaurants: There is no fee https://buff.ly/35TEEgvGerman food giant Dr. Oetker had their own beverage delivery service Durstexpress. Then they bought Flaschenpost, doing the same reportedly for 1 bn €. Now they merge Durstexpress in Flaschenpost https://buff.ly/3qB3Jov?utm_source=linkedinFintech / FinanceInvestors value Berlin-based Trade Republic with 600 m Euros (735 m US$) https://buff.ly/3hs0v36N26 Eyes IPO With Hiring Of New CFO https://buff.ly/3sXBUstN26 granted a banking license in Brazil https://buff.ly/3s2lGxK Vanguard will be starting an investment portal in Germany. They hired the „Head of Clients“ from market leader Scalable Capital for their based-Berlin team, headed by Jesper Wahrendorf (Ratepay) and Andreas Bittner (Solarisbank) https://financefwd.com/de/vanguard-scalable-thomas-wolff/Sibylle Strack, former CEO of #Berlin-based fintech Kontist hired at Deutsche Bank as Chief Growth Officer BizBanking https://buff.ly/2LhWClrBerlin-based fintech incubator Finleap shifts focus to test products for corporate clients, they don't want to be entrepreneurs any more https://buff.ly/3mgSHCc New VC FundsAnt Financial plans to start a fintech Venture Capital fund in Berlin https://buff.ly/3qyAtic20 health insurer in Germany invest in Berlin-based VC Heal Capital's 100 mn fund, to invest in health tech startups https://buff.ly/38XWmS3Keep in mind the news of the Delivery Hero fund from before Selection of investmentsDigital road freight forwarder Sennder raises $160M Series, plans European expansion – TechCrunch https://buff.ly/35Eu9gR Peter Thiels' Valar fund joins other investors in a 21 mn Euros #VentureCapital round for credit card #fintech Moss from #Berlin. They were registered in summer 2019 and now valued at 100 mn Euro https://buff.ly/38F6rTQ Global Savings Group raises € 12 Million in their most recent financing round https://buff.ly/35aumID All Other NewsNot even half of the German employees would recommend Tesla as an employer reports German tech blog t3n. Applicants post in forums and websites about chaos and arrogance https://buff.ly/35bZqrc?utm_source=-custom-by-source-0- Which startups have footballers invested in? https://buff.ly/3hcuWdG Including investments of Mario Götze (Frankfurt-based Qualifyze), Philipp Lahm, and Matts HummelsElliott Stake Complicates Rocket Internet’s Plan to Delist https://buff.ly/2MjL1muBerlin-based #grocery delivery service (you still buy from a supermarket) named Gorillas raises 44 m US$ #VentureCapital https://buff.ly/2IPM7F0 Stay ahead of the curveWhere Challenger Banks & Incumbents See The Next Digital Banking Opportunity: Seniors and the underbanked https://buff.ly/35jRIf3Top Investors Fueling The Renewable Energy Tech Ecosystem - CB Insights Research https://buff.ly/3bieHKXCharting retail banking revenues by generation https://buff.ly/2L9b9zD Folge direkt herunterladen

► Link zum Video: https://youtu.be/bSrqNFNhQ0o —————— ► Wenn du Cashflow aus deinen Cryptowährungen möchtest, besuche meine Firma CAKE: https://pool.cakedefi.com/#/ ► Unser DEFI Chain Projekt findest du hier: https://defichain.io/ —————— ► E-MAIL ERINNERUNG beim nächsten Video erhalten: https://i-unlimited.de/youtube —————— Teil diese Episode und lass uns gemeinsam AT, DE und CH mehr als nur #cryptofit machen :)  Abonniere die Show auf iTunes: https://itunes.apple.com/de/podcast/id1226276280 Hinterlasse mir Feedback zur Show: http://getpodcast.reviews/id/1226276280 —————— ► Welcher Kryptoinvestor Typ bist du? Das Cryptofit Quiz: https://bit.ly/cryptoquiz_yt ► Hole dir kostenlos die ultimative Linkliste zum Durchstarten - verifiziert von Julian & #cryptofit: https://www.cryptofit.de/links —————— EINSTEIGER - KRYPTO BUCHEMPFEHLUNGEN: ► Kryptowährungen einfach erklärt: http://geni.us/krypto_einfach ► Blockchain 2.0 - mehr als Bitcoin: https://geni.us/blockchain_einfach ► Hol dir die Online Akademie inkl. Zertifikat: https://products.cryptofit.de/ ► Bitcoin & Co.: Sicher durch die Steuererklärung mit Kryptowährungen: https://geni.us/crypto_steuern —————— ADVANCED: ► Interesse an High End Crypto Mastermind? Bewirb dich bei Ewald für Julians Inner Circle: https://t.me/cryptofit_76 ► Hol dir bis zu 12% Cashflow durch deine Kryptowährungen mit kompletter Transparenz: https://cakedefi.com/ ►Crypto Coding Academy mit Tonnen von tollen Kursen, um ein Blockchain-Entwickler zu werden: https://bit.ly/crypto_academy (benutze den Code: JULIAN, um 30% Rabatt zu erhalten!!!) —————— ICH NUTZE SELBST DIESE SERVICES: ► BTC kaufen am besten hier: http://bit.ly/exchange_promo  * ► Danach diese Hardwallet nutzen: http://www.julianhosp.com/hardwallet  * ► Einfache Startplattform inkl. Investmentstrategien - TOP! https://julianhosp.com/etoro * und folge meinem Portfolio: https://www.etoro.com/people/playgrounder ► Diese Exchange nütze ich für Altcoins: https://www.binance.com/?ref=11272739  * ► Keine Zeit für ein ganzes Buch? Bringe mehr Wissen in deinen Alltag: https://blinkist.de/julianhosp  * ► Wie erhält man heute noch attraktive Zinsen auf Cash? Link zu Peer to Peer Lending: http://www.julianhosp.com/mintos * ► Bondora Go & Grow: http://bit.ly/Julian-Bondora * —————— CRYPTOFIT COMMUNITY: ► Unsere Facebook Gruppe: https://www.facebook.com/groups/kryptoganzeinfach/ ► Unser #cryptofit Shop: https://shop.spreadshirt.de/cryptofit ► Die Kryptoshow (Podcast): http://kryptoshow.libsyn.com ► Unsere Webseite: http://www.cryptofit.de ► Ich habe noch einen 2. YouTube Kanal rund um Unternehmertum: https://www.youtube.com/julianhospbml —————— Mein Name ist Dr. Julian Hosp oder auch einfach Julian. Ich kombiniere mein Wissen aus 10 Jahre Pro-Kitesurfer, 7 Jahre Medizin und vielen Jahren als Unternehmer, Bestsellerautor, Speaker und Blockchain Experte. Ich komme aus einer durchschnittlichen Familie, die in Tirol, Österreich inmitten der Berge lebt. Mit 16 Jahren beschloss ich, in die USA zu ziehen, um Basketball zu spielen - dies war das erste Mal, dass ich mich gegen die Mainstream-Meinungen entschied. Als ich meiner Familie erzählte, dass ich nach meinem Studium (während dieser Zeit bin ich auch seit 10 Jahren Pro-Kitesurfer) nicht mehr als Arzt arbeitete, sondern nach Asien ziehe, um mein eigenes Unternehmen zu gründen, waren sie nicht begeistert (wie du dir vielleicht vorstellen kannst). Mein Talent ist es, komplizierte Dinge auf einfache Weise zu erklären. Meine Vision ist, dass bis 2025 mindestens 1 Milliarde Menschen die Blockchain durch mich kennen und verstehen. Meine Mission ist es, die Welt #CRYPTOFIT zu machen, damit Menschen auf die kommende Welle der Dezentralisierung vorbereitet sind. Millionen Menschen haben meine Materialien und Produkte bereits verwendet und ich würde mich freuen, wenn du auch dazu zählst.   Meine Webseite: http://www.julianhosp.com Folge mir hier und bleibe in Kontakt: Facebook: https://www.facebook.com/julianhosp/ Twitter: https://twitter.com/julianhosp Instagram: https://www.instagram.com/julianhosp/ LinkedIn: https://www.linkedin.com/in/julianhosp/ Xing: https://www.xing.com/profile/Julian_Hosp/   #Julianhosp Die mit Sternchen (*) gekennzeichneten Verweise sind sogenannte Provision-Links. Wenn du auf so einen Verweislink klickst und über diesen Link einkaufst, bekomme ich von deinem Einkauf eine Provision. Für dich verändert sich der Preis nicht. Disclaimer: Dies ist keine Investment Empfehlung. Wie bei jeder Investition ist dein Kapital gefährdet und die Rendite ist nicht garantiert. Bevor du dich für eine Investition entscheidest, ließ bitte unsere Risikoerklärung oder wende dich gegebenenfalls an einen Finanzberater

Second episode of Fintech Cappuccino; a podcast show on fintech and more! At Money2020 Europe we meet up with Matthias Kröner, founder of Fidor Bank, a top gear fintech entrepreneur, and surely one of the first to move from strategy to action. He starts on reflecting how a services hotel based career turned into banking. The price, the reward and the future of our industry….

Das Geldhelden Camp: https://geldhelden.org/camp   Die Pfeiler sind mind. 7 Geldportale Die Konstruktion der Pfeiler sollte diversifiziert sein. Das bedeutet bitte konstruiere die einzelnen Pfeiler nicht alle gleich. Nutze verschiedene Konen, verschiedene Währungen, verschiedene Zahlungssysteme in verschiedenen Ländern. Hier findest du als Inspiration die wichtigsten Pfeiler die ich für mich aufgebaut habe: Ein Bargeld Konto bei einer deutschen Sparkasse mit zwei Unterkonten - https://www.sparkasse.de/  Ein Bargeldkonto mit direkter Verbindung zu einer deutschen Kryptobörse (https://geldhelden.org/bitcoinkaufen) bei der deutschen Fidor Bank - https://geldhelden.org/fidor  Ein Online Wallet für Bitcoins auf der luxemburgischen Blockchain.com - https://blockchain.com/ Eine Visa Debit- & Prepaid-Karte für Bitcoin & Co. bei dem englischen Fintec Wirex (https://geldhelden.org/wirex) Ein Multiwährungskonto bei der englischen Bank TransferWise - https://geldhelden.org/transferwise  Eine Mulltiwährungskreditkarte von der englischen Revolut Bank - https://www.revolut.com/  Zwei virtuelle internationale Online-Zahlungsdienste wie Paypal (https://geldhelden.org/paypal) oder Payoneer - https://www.payoneer.com/ Deine Geldforderungen Wehranlagen Damit du im Fall der Fälle zahlungsfähig bist, musst du natürlich dafür sorgen, dass deine Konten entsprechend deiner zugewiesenen Herausforderungen gefüllt sind. Viele Menschen sprechen immer davon, dass sie am Ende des Monats „wenn etwas übrig ist“, einen Teil ihres Einkommens zurücklegen. So versuchen sie das ungute Gefühl im Bauchraum zu stopfen, welches ihnen schon recht deutlich zu verstehen gibt, dass Vorsorge besser als Nachsorge ist und dass „Unvorhergesehenes“ viel öfter eintrifft, als man es selber gerne sich selber gegenüber eingesteht. Zwei Dinge sind für dich wichtig zu wissen: 1. Es gibt nichts Unvorhersehbares, wenn du grundsätzlich mit dem schlimmsten rechnest und auf das Beste hoffst 2. Sparen und Rücklagen bilden ist um Faktor 10 ergiebiger, wenn du es am Monatsanfang machst Also lass uns mal die UNVORHERSEHBAREN Herausforderungen durchgehen, für die wir jeweils eines der oben genannten Konten zuweisen. Du darfst gerne meiner Empfehlung folgen und den entsprechenden prozentualen Anteil von allen deinen Einnahmen darauf überweisen (Einkommen, Verkaufserlöse, Geschenke, Gewinne etc.): Reparaturen: Alles was du besitzt, kann auch kaputt gehen (Haus, Auto, Waschmaschine, Fernseher etc.) empfohlene Rücklage ca. 10% Steuer: Das Finanzamt lässt sich immer neue und undurchsichtigere Möglichkeiten einfallen, sei darauf vorbereitet empfohlene Rücklage ca. 10% Risiko & Tot: Unfälle passieren, lass sie nicht zusätzlich für dich oder deine Familie zu einem finanziellen Problem werden empfohlene Rücklage ca. 5% Weiterbildungen: Wenn du mehr verdienen willst, dann muss du dich weiterbilden empfohlene Rücklage ca. 10% Investitionen: Eines ist sicher, dass deine Rente unsicher ist. Sorge deshalb fürs Alter vor und investiere regelmäßig empfohlene Rücklage ca. 15% Spaß, Hobbys & Freizeit: Du lebst nur einmal, genieße es! empfohlene Rücklage ca. 10% laufende Kosten: Miete, Strom, Sprit und Nahrung gehören nunmal zum Leben und müssen auch bezahlt werden. empfohlene Rücklage ca. 40% Mehr auf: https://geldhelden.org/blog/geld-rezept-deine-neue-finanzfestung-und-ihre-7-geldportale   Die Vision der Geldhelden: https://geldhelden.org/vision-mission   Komm in die Geldhelden Community: https://www.facebook.com/groups/geldhelden/

PODCAST #287 Asia Fintech Goes Ballistic (Aired 5/2) Brett King is joined by Jason Cao, Huawei's global Financial Services Industry President for Enterprise Business Group in #Shanghai, discussing how #EmergingTech is transforming the future of Fintech and #Finserv in #China and Yuxiao Hu, sharing insights on the latest #AI developments there. Then, Brett hosts Matthias Kröener, previously of Fidor Bank, sharing his exit story from the bank he founded more than a decade ago, followed by a chat with Arvie de Vera, Head of Fintech at UnionBank of the Philippines, talking today’s flourishing fintech ecosystem in the #Philippines. #BreakingBanks #Fintech #Podcast #Business #Radio

As machines of all kinds become active participants in the economy, how will user experience strategy evolve to shape this new class of digital interactions? Kerstin Eichmann, managing director at Innogy Innovation, is working at the cutting edge of this challenge, helping one of Germany's oldest and largest energy companies imagine the future role it could play in users' lives. The conversation ranges from Kerstin's thoughts on how autonomous machines may exchange value with each other to the role of human designers in influencing and incentivising good behaviour among these new economic participants. She also discusses her earlier journey to becoming Head of UX at Fidor Bank, one of the pioneers of next generation financial services. Get in touch with feedback and questions @mexfeed on Twitter or email designtalk@mobileuserexperience.com. Show notes with links to everything discussed: https://www.mobileuserexperience.com/category/podcast/ Contact: T: https://twitter.com/mexfeed/ E: designtalk@mobileuserexperience.com

Our hosts, Simon Taylor, Sam Maule and Sarah Kocianski are joined by great guests in three groups. Group one: Courtney Kelso Senior Vice President at American Express, Samant Nagpal Global Head of Amazon Business Payment Products at Amazon and Mark Heimbouch COO at Worldpay Group two: Shannon Johnson Group President of Financial Institutions at Cardlytics and Ken Lin Founder and CEO at Credit Karma. Group three: Ian Ormerod Head of New Digital Business at BBVA and Matt Loos Senior Product Manager for Global Wholesale Payments in Treasury Services at JPMorgan Chase. First up, we have group one to talk about the American Express and Amazon partnership for co-branded business cards. Amazon Business and American Express will announce the launch of the Amazon Business American Express Card, a tool designed to change the way businesses buy online on October 23. Card Members can choose between cash back or instantly qualify for an interest free payment term to help with working capital or cash flow. American Express and Amazon are thrilled to offer a solution that puts the power of big business into the hands of small business owners. Verifone and Worldpay Introduce EMV-Grade Contactless Solution at Jimmy John’s. Piloting a new EMV-grade contactless payment acceptance solution at Jimmy John’s (a fast food sandwich chain, a bit like Subway, for all our international listeners). By combining Worldpay’s ultra-fast and highly-secure processing services with Verifone’s Engage P400 device, Jimmy John’s will deliver more convenient, powerful and flexible payment options to its customers. Jimmy John’s are the guinea pig/ early adopter for this initiative - combining faster payments and with fast service and fast food. Next we have group two to talk about, Lenders share their underwriting secrets with Credit Karma. Ken broke this news story on the Avant Garde stage here at Money2020 right before our show. Credit Karma CEO Ken believes that within just a few years, computers will help optimize and execute these financial decisions for us. Will cyber risks derail consumer trust and hinder the rise of autonomous finance? Or will advanced data science enable the masses to benefit from the type of specialized financial advice and services previously only available to the super rich. Finn AI closes $11 Million Series A financing. Finn AI today announced it has completed a $11 Million Series A financing round. The new funding will be used to support the growth momentum underway at Finn AI across North America and Europe. The financing will allow Finn AI to enhance enterprise tooling and extend its core product to support additional banking and personal finance capabilities for existing customers including ATB Financial, Bank of Montreal, Banpro Grupo Promerica, Commonwealth Bank, and Fidor Bank. Finally, we have group three to talk about, JPM’s blockchain announcement. J.P. Morgan Interbank Information Networks expands to more than 75 banks. Sept 25th - announced the expansion of its Interbank Information Network (IINSM), the first live blockchain service offered by the firm. More than 75 banks have signed up to be part of IIN, the largest number of banks to join a live application of blockchain technology. IIN, launched as a pilot in 2017, minimizes friction in the global payments process, enabling payments to reach beneficiaries faster and with fewer steps. Using blockchain technology, IIN reduces the time correspondent banks currently spend responding to compliance and other data related inquiries that delay payments. BBVA launches Open Banking platform in the US. BBVA has officially launched its Banking-as-a-Service platform in the US, using APIs to let firms offer their customers financial products without having to take on fulling banking themselves. While PSD2 is driving open banking in Europe, BBVA is taking a proactive approach in the US. Operating its Open Platform in beta for six months, allowing third parties that pass security and compliance checks to access, through APIs, a range of the bank's services. And finally, A day in the (improbable) life of a banking exec. All this and so much more on today's episode of Fintech Insider! Subscribe so you never miss an episode, leave a review on iTunes and every other podcast app. Spread the fintech love by sharing or tweeting this podcast. Let us know your thoughts @FintechInsiders and join the discussion by signing up at www.fintechinsidernews.com This week's episode was written and produced by Laura Watkins. Edited by Michael Bailey. Special Guests: Courtney Kelso, Ian Ormerod, Ken Lin, Mark Heimbouch, Matt Loos, Samant Nagpal, and Shannon Johnson.

Our Money 20/20 coverage continues this week with a number of interviews from day two of the event. Our guests include: Sebastian Siemiakowski, Co-Founder and CEO, Klarna, Matthias Kroner, CEO, Fidor Bank, Alain Falys and Michael Rolphe, Co-Founders, Yoyo Wallet and Myles Stephenson, CEO, Modulr.   The Global Digital Banker is an insight-backed podcast series focused on key trends, market insights, thought leadership and best practice within the fast growing and dynamic world of digital banking. www.globaldigitalbanker.com

Steve Kirsh. He’s the CEO of Token, a Silicon Valley startup company developing a modern platform for open banking. He’s pioneered several computer core technologies like optical mouse, Internet search, spam filtering, and secure identity and founded 7 high tech companies—two with billion dollar market caps such as Infoseek and Frame Technology. He received his BS and MS in Electrical Engineering and Computer Science from MIT in 1980. Famous Five: Favorite Book? – Like A Virgin What CEO do you follow? – Elon Musk Favorite online tool? — SimplyFile How many hours of sleep do you get?— 6.5 If you could let your 20-year old self, know one thing, what would it be? – “Just hire good, strong and experienced people” Time Stamped Show Notes: 01:25 – Nathan introduces Steve to the show 02:04 – Token supplies open banking software to banks 02:24 – There’s no real API that works with banks and this is the problem 03:00 – One of Token’s customers is Fidor Bank 03:02 – The problem is most banks don’t have an open API where you can do things like move money 03:19 – Token can get into Fidor’s API to drive its API 04:13 – Token has spent time creating an end-to-end secure architecture that is based on digital cryptography 05:24 – Steve thinks that there’s no real need for blockchain for a lot of financial applications 05:38 – “The technology for blockchain is just not appropriate” 05:48 – The Bank of England did an experiment with etherium 06:24 – Token was launched in 2015 06:50 – Steve shares how Token came to life 07:15 – Token raised $18.5M in a series A 07:26 – There’s legislation in Europe that requires banks to open their APIs and that’s when Token came in 08:07 – Token charges per API calls 08:10 – Token gets the calls for free from the banks 08:50 – The charge depends on the API calls 09:18 – Nathan simplifies how the model works 10:05 – There’s no equivalent to PSD 2 in the USA and it’s only for banks in Europe 10:20 – This can only happen in the USA if people want to be compatible with the banks in Europe 11:33 – Token’s first bank 12:11 – There are currently around 5 banks that are integrated with Token 12:25 – Team size is 25, split between San Francisco and London 14:20 – The Famous Five 3 Key Points: Find the perfect timing and opportunity to pitch your business. It is easier and more secure for banks to adapt a technology that has been tested than it is for them to create their own. Hire good, strong and experienced people for your business—it just makes like easier. Resources Mentioned: The Top Inbox – The site Nathan uses to schedule emails to be sent later, set reminders in inbox, track opens, and follow-up with email sequences GetLatka - Database of all B2B SaaS companies who have been on my show including their revenue, CAC, churn, ARPU and more Klipfolio – Track your business performance across all departments for FREE Hotjar – Nathan uses Hotjar to track what you’re doing on this site. He gets a video of each user visit like where they clicked and scrolled to make the site a better experience Acuity Scheduling – Nathan uses Acuity to schedule his podcast interviews and appointments Host Gator – The site Nathan uses to buy his domain names and hosting for the cheapest price possible Audible – Nathan uses Audible when he’s driving from Austin to San Antonio (1.5-hour drive) to listen to audio books Show Notes provided by Mallard Creatives

Google Ventures invested $25m in CurrencyCloud earlier this year, buying into one of the most powerful fintech solutions in the payments space. Today we're joined by Steve Lemon, co-Founder of CurrencyCloud, to discuss the investment, the company and the payments space in general. CurrencyCloud's API-based payments engine automates B2B payments and FX, powering an impressive range of fintechs, including Klarna, Travelex, Revolut, Azimo, Fidor Bank and, previously, Payoneer, Kantox and TransferWise. As always, connect with us on Twitter, Facebook, LinkedIn or on our website at bankingthefuture.com. If you like today's show, please subscribe on iTunes, or your podcast platform of choice, and leave us a review. Thank you very much for joining us today. Please welcome, Steve Lemon.

Wolfgang Strobel, Chief Operating Officer of Fidor Bank discusses: 'Together more money: integrating customers, partners and suppliers to a better banking model'. Find out more about MoneyLIVE here >> https://bit.ly/2JxaXnG

Liebe Lage-Gemeinde! Ulf und Philip sprechen diese Woche natürlich über den US-Bomben-Angriff auf einen Stützpunkt der syrischen Armee, nachdem Dutzende Menschen bei einem Giftgasangriff gestorben waren.Darüber hinaus geht es Atombomben in Nordkorea, die Cypertruppe der Bundeswehr, die Perspektiven von Rot-Rot-Grün im Bund sowie zwei schlechte Gesetze der Bundesregierung (WLAN-Haftung, Netzwerkdurchsetzungsgesetz) Erstmals gibt es auch eine Plus-Version der Lage mit einer kurzen Pre-Show. Schickt uns auch weiter Fotos von dem, was Ihr seht wenn Ihr die Lage hört. team (AT) lagedernation.org Zu sehen sind die Bilder im Fotoalbum bzw. auf unserer LageKarte. Ein schönes Wochenende und einen guten Start in die neue Woche wünschen euch Philip und Ulf Hausmitteilung Bei iTunes ist die Lage der Nation hier zu finden - wir freuen uns über Abos & gute Bewertungen: Eure Sterne und "hilfreich"-Bewertungen helfen beim Ranking und damit dabei, dass neue Hörerinnen und Hörer die Lage finden können. Wenn euch unser Podcast gefällt freuen wir uns über eine Spende auf das Konto der "Lage der Nation" - und hier könnt ihr auch direkt eine Überweisung in eurem Banking-Programm öffnen, wenn es den BezahlCode-Standard unterstützt Wenn Ihr nichts mehr verpassen wollt, abonniert Ihr den niederfrequenten Kuechenstud.io-Newsletter. Unsere beliebten LdN-Shirts und Hoodies bekommt ihr im kuechenstud.io Shop. Wir haben eine Fanpage auf Facebook und freuen uns über einen Klick auf "Like". Und bei Twitter sind wir natürlich auch zu finden. Syrien Dozens of U.S. Missiles Hit Air Base in Syria (New York Times) Trump gibt Obamas "Schwäche" Schuld an Giftgasangriff in Syrien (SZ) Russische Erklärung zum Giftgasangriff in Syrien: Eine Lüge und viele Ungereimtheiten (Spon) The Khan Sheikhoun Chemical Attack, The Evidence So Far (Bellingcat) Trump’s Calculus on Syria (Podcast ‘The Daily’) Datenschutz USA Encryption Won’t Stop Your Internet Provider From Spying on You (The Atlantic) Perspektive R2G Rot-Rot-Grün, das wird nichts (SZ) SPD ringt um Haltung zur Linkspartei (SZ) Bundestagswahl: „Die CDU rückt nach rechts, ein Problem für Angela Merkel“ (FAZ) Cypertruppe des Bundeswehr Kaum ein Hacker will zum BND (SZ) Militärs mit Computermaus und Laptop (DLF Hintergrund) Nordkorea Erneuter Raketentest: Nordkorea provoziert vor Trumps Treffen mit Xi (Spon) The U.S. Has An 'Active Cyber War Underway' To Thwart The North Korean Nuclear Threat (NPR-Podcast Fresh Air) Netzwerkdurchsetzungsgesetz und WLAN-Haftung WLAN-Gesetz 2017: Bundesregierung veröffentlicht Entwurf NSU-Morde NSU-MORD IM CAFÉ: Log der Verfassungsschützer? (taz) Rundfunklizenz nicht für Audio-Livestreams Staatsvertrag für Rundfunk und Telemedien, § 20b Hörfunk im Internet Korrektur Veröffentlichung der Polizeilichen Kriminalstatistik Berlin 2016 (pdf) Kreditkarten Gratis-Kreditkarten bei Fidor-Bank

Sophie Guibaud is Head of European Expansion for Fidor Bank, one of Europe's original and best known digital-only banks.   Originally launched in Germany in 2009, Fidor expanded into the UK in 2015.   Prior to joining Fidor, Sophie led product strategy and commercialization at Bankable, a white-label banking platform provider. Before that, she was the Chief Marketing Officer at HelloFresh, a Rocket Internet-backed ready-to-cook meal delivery startup.   Sophie is regularly mentioned among top fintech influencers, appearing on the Innovate Finance Women in Fintech Powerlist, CityAM's Fintech Most Influential Powerlist and Women in Fintech Powerlist and many more.    As always, connect with us on Twitter, Facebook, LinkedIn or on our website at bankingthefuture.com.   If you enjoy today's show, please subscribe on iTunes, Stitcher, Soundcloud, Overcast, player.fm, or wherever else great podcasts are distributed.   Final note: our very first exclusive Rebank update went out to our insider community this week. Sign up at bankingthefuture.com.   Thanks so much for listening today.

Nachdem sie das Buch "Profit First" gelesen hatte, war sie von dem Konzept begeistert und wollte dieses unbedingt auch in Europa und vor allem Deutschland etablieren. Benita Königbauer führt eine Steuerkanzlei in München, ihr Herz jedoch schlägt eigentlich für etwas Anderes: Sie möchte leidenschaftliche Unternehmer finanziell erfolgreich machen. Zu diesem Zeitpunkt gab es allerdings in Europa noch keinen "Profit First Professional"; und so kam es, dass Benita als erste Europäerin zu einem solchen ausgebildet wurde und das Konzept nun hier verbreitet. Profit First = Parkinson-Effekt - wir geben das aus, was uns zur Verfügung steht Der Parkinson-Effekt beschreibt, dass der Bedarf an einer Ressource sich immer am aktuellen Vorhandensein dieser Ressource orientiert; das heißt, habe ich viel von etwas, dann brauche ich auch viel, habe ich wenig, dann komme ich auch mit wenig klar. Profit First macht sich diesen Effekt zu nutze, indem es die Ressource, also das Geld, von vorne herein geschickt aufteilt. Der Unternehmer sollte 5 Konten haben: Einnahmen-Konto, auf das alle Einnahmen eingehen. Profit-Konto (auch bewusst das zweite): Hier wird von vornherein ein gewisser Prozentsatz des Einkommens als Gewinn eingezahlt (natürlich in einem realistischen Maßstab). Unternehmer-Gehaltskonto, auf das sich der Unternehmer selbst ein Gehalt auszahlt, über das er frei verfügen kann. Dies ermöglicht einen unbeschwerten Zustand, der dem Unternehmer einen guten Überblick und ein gutes Gefühl gibt. Steuer-Konto, auf dem schon einmal die Rücklage für die Steuer gebildet wird, sodass am Ende des Jahres keine böse Überraschung wartet. Mit diesem Geld wird dann gar nicht weiter geplant, es steht im Endeffekt ja auch nicht zur Verfügung. Allgemeine Ausgaben Konto. Das bedeutet, dass das was am Ende, also nach dem Verteilen des Geldes auf die ersten vier Konten, übrig bleibt, das ist, was zur Deckung der Kosten noch da ist, und womit ich auskommen muss und kann. Direkte vs. laufende Kosten Tacheles: Wie viel Prozent der Einnahmen soll auf welches Konto? Für ein Unternehmen bis 250.000 Umsatz sollten 5% Gewinn ausgeschüttet werden, 50% eigenes Gehalt, 15% Steuern und 30% dann für die Kosten. Das ist natürlich nur ein Vorschlag, aber bevor man gar nicht los legt, können diese Werte erstmal so genommen werden und können dann natürlich angepasst werden. Wichtig ist am Anfang, kleine Schritte zu machen: wenn mein Unternehmen die ganze Zeit Kosten von 70% hatte, kann ich nicht plötzlich auf 30% im nächsten Quartal runter gehen. Lieber erstmal auf 68% runter gehen und schauen, was passiert. Zu kleine Schritte sind nicht schlimm, zu große, die nicht funktionieren, demotivieren und enttäuschen uns hingegen. Profit First soll Spaß machen! Tipp Und ganz wichtig: fangt einfach HEUTE an. Eröffnet noch heute ein Gewinn-Konto und beginnt, vielleicht auch nur mit einem kleinen Prozent, euch Gewinn auszuzahlen. Das könnt ihr sofort erledigen und es ist der erste Schritt, euer Mindset zu ändern und das Ruder zu übernehmen. Du entscheidest über deine Zukunft und die Zukunft deines Unternehmens! Banken die dich dafür nutze: Fidor Bank (da kannst du ein Privat (Gehalt) und eine Firmenkonto (Einnahmen) machen - hier bekomme ich 5 € wenn du dich anmeldest) https://banking.fidor.de/register?ibid=92598414 N26 (Mein Profit Konto, oder wie ich es nenne: Funny Money) http://n26.com Links http://www.profit-first.de http://www.einfach-klarheit-schaffen.de EPISODE 24: PROFIT FIRST IN GERMANY WITH BENITA KÖNIGBAUER http://www.mikemichalowicz.com/episode-24-profit-first-in-germany-with-benita-konigbauer/