Podcasts about American Dream

Watch The X22 Report On Video No videos found (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:17532056201798502,size:[0, 0],id:"ld-9437-3289"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");pt> Click On Picture To See Larger PictureThe people of the US are feeling economic hangover from Biden/Obama, it will start to improve 2026.Trump is shutting down the corrupt H1-B visa with charging for it. Trump is using the tariffs to lower the deficit which is lowering the Fed inflation. Tariffs are bringing in trillions of dollars. The [DS] is pushed the Epstein hoax, they redacted a picture that was already public, the Dem Esptein hoax is real. The [DS] is panicking, they are preparing for bad news against them. The infiltration is now attacking. The [DS] brought them into each country to conquer the countries. Trump and team are in control of the pieces, it doesn’t mean we the enemy will not attack. White hats are in control. Economy https://twitter.com/nedryun/status/1999590708995579967?s=20  administration put us in such a very, very tough spot.” (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:18510697282300316,size:[0, 0],id:"ld-8599-9832"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs"); https://twitter.com/JDVance/status/1999881070188073298?s=20 https://twitter.com/amuse/status/2000240482295664646?s=20 https://twitter.com/unusual_whales/status/1999977885591814217?s=20 https://twitter.com/KobeissiLetter/status/1999584404814057970?s=20  https://twitter.com/EricLDaugh/status/2000238965744410694?s=20   inflation.” “We’ve got the trade deficit cut in half from last year.” “All of these things are things that should continue to move us towards the Fed target of 2%.” Don’t let the “Experts” lie to the American people   These changes are said to help push inflation toward the Federal Reserve’s 2% target rate. Lower deficits and trade imbalances reduce economic pressures that drive up prices, potentially stabilizing costs for consumers and businesses.  these figures signal improving fiscal health. For context, the U.S. deficit was around $1.7 trillion in 2024; dropping it by $600 billion would bring it closer to $1.1 trillion—a substantial cut that could ease long-term debt concerns and support lower interest rates.  Lower inflation to 2% would mean steadier prices, boosting real wages and consumer confidence.   The U.S. budget deficit is the annual shortfall when government spending exceeds revenue in a given fiscal year. The national debt is the total accumulated amount owed from all past deficits (plus interest), essentially the running total of borrowed money. https://twitter.com/GuntherEagleman/status/2000268781084348516?s=20 Political/Rights https://twitter.com/disclosetv/status/1999945168120848428?s=20 https://twitter.com/MrAndyNgo/status/2000177646072631506?s=20 https://twitter.com/sentdefender/status/2000142553815847148?s=20 https://twitter.com/HamasAtrocities/status/2000263382197481781?s=20 https://twitter.com/BNODesk/status/2000304813591118154?s=20 from pakistan https://twitter.com/disclosetv/status/2000160163282727197?s=20 https://twitter.com/TheBritLad/status/2000308891104797052?s=20 https://twitter.com/Currentreport1/status/2000199214870180153?s=20 https://twitter.com/C_3C_3/status/2000055847309791603?s=20 Brown University Shooting Suspect In Custody; Gunman “Yelled Something” Before Attack On Econ Classroom  The shooter “yelled something” before the attack … Source: zerohedge.com https://twitter.com/nicksortor/status/2000264684180746600?s=20   authorities have detained the suspect in the Brown University shooting that occurred on December 13, 2025, which left two students dead and nine others injured.  The person of interest, identified as 24-year-old Benjamin Erickson from Wisconsin (who is not a Brown student), was taken into custody early on December 14 at a hotel in Coventry, Rhode Island, about 15 miles from the campus.  Officials have confirmed no other suspects are being sought, and the investigation is ongoing. A revolver and a small Glock handgun were recovered at the hotel. From the available information and reports on the Brown University shooting suspect, Benjamin Erickson (a 24-year-old man from West Bend, Wisconsin, born in 2001, and a U.S. Army Cyber Warfare Officer), https://twitter.com/DC_Draino/status/2000211287184216117?s=20 https://twitter.com/robbystarbuck/status/2000261881504661801?s=20  Democrat tells you guns make us less safe — ask them to explain why so many counties with the HIGHEST gun ownership rates have BELOW average violent crime rates. Guns aren't making us less safe and gun laws won't solve the problem. Most of our recent mass shootings had shooters who already violated gun laws to commit their crimes. The left wing culture in America, including mass migration is making us less safe. It's the root of our problem. Fix our regressive, hedonistic, violence and evil loving culture. That will fix America. We need our country to value strength, life, love, liberty, faith and family again. That's the antidote to the poison that creates a violence society. https://twitter.com/FBIDirectorKash/status/2000244040667676940?s=20   this morning, FBI Boston's Safe Streets Task Force, with assistance from the @USMarshalsHQ & the @Coventry_RI_PD , detained a person of interest in a hotel room in Coventry, RI, based off a lead by the @ProvidenceRIPD . We have deployed local and national resources to process and reconstruct the shooting scene – providing HQ and Lab elements on scene. We set up a digital media intake portal to ingest images and video from the public related to this incident. And the FBI's victim specialists are fully integrating with our partners to provide resources to victims and survivors of this horrific violence. This FBI will continue an all out 24/7 campaign until justice is fully served. Thanks to the men and women of the FBI and our partners for their continued teamwork. Please continue praying for the victims and their families – as well as all those at Brown University. https://twitter.com/justicecometh/status/2000250433718391025?s=20 Both Bill and Hillary are set to testify before Congress over the next 2 days. TRULY WICKED: Obama Judge Lavishly PRAISES Illegal Alien Who R*ped and Sodomized Helpless Woman with Cerebral Palsy – Refuses to Add More Years to His Sentence The Detroit News reported on Friday that a violent illegal alien from Honduras who sexually assaulted a woman with cerebral palsy in a Michigan laundry room will be released from prison as early as July 2028, less than three tears from now thanks to a federal judge appointed by Barack Obama. The illegal, 30-year-old handyman Edys Renan Membreño Díaz was previously caught sneaking into the U.S. at least seven times since 2019. He pleaded guilty in 2022 to sexually assaulting the woman and was sentenced by Judge Judith Levy in August 2024 to time served. She had the opportunity to serve two more years to his sentence but declined to do so. https://twitter.com/TriciaOhio/status/1999903030284599656?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E1999903030284599656%7Ctwgr%5E2356e2c49fec253cd07998523821c20be68fb92b%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fwww.thegatewaypundit.com%2F2025%2F12%2Ftruly-wicked-obama-judge-lavishly-praises-illegal-alien%2F   laundry room . He was sentenced 3 years ago and could be released from prison as early as July 2028. But, the U.S. District Judge Judith Levy refused to sentence him to 2 more years for immigration crimes and called this monster a future “ambassador for living up to our immigration restrictions.” This Obama appointed judge went on to praise him for “family devotion and willingness to perform work that it claimed Americans find undesirable.” Truly wicked. https://twitter.com/StephenM/status/1999908172190937190?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E1999908172190937190%7Ctwgr%5E2356e2c49fec253cd07998523821c20be68fb92b%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fwww.thegatewaypundit.com%2F2025%2F12%2Ftruly-wicked-obama-judge-lavishly-praises-illegal-alien%2F Source: thegatewaypundit.com OT Finds Half Of NY Commercial Drivers Are Illegals, Threatens To Pull $73 Million In Federal Funding The Department of Transportation is threatening to pull $73 million in federal highway funding from New York after an audit found that half of the state’s commercial trucking licenses were issued to illegal immigrants. “What New York does is if an applicant comes in and they have a work authorization — for 30 days, 60 days, one year — New York automatically issues them an eight-year commercial driver's license,” Transportation Secretary Sean Duffy said on Friday during a press conference at DOT headquarters, adding “That’s contrary to law.” “But we also found that New York many times won't even verify whether they have a work authorization, they have a visa, or they're in the country legally. “So they're just giving eight-year commercial driver's licenses to people who are coming through their DMV and sending them out on American roadways — and again they're endangering the lives of American families.” Source: zerohedge.com https://twitter.com/disclosetv/status/1999919282982093126?s=20 https://twitter.com/THEDuaneCates/status/1999797760569032896?s=20   March of next year the 2 million self deports will be 25+ As our AmericanDream stabilizes and begins to recover. https://twitter.com/Patri0tContr0l/status/1999878469518287022?s=20   media enough. https://twitter.com/nicksortor/status/1999666180118970644?s=20   over the faces of 20+ year old women to make the public believe they were minors and victims. Total BS. These were models representing the well-known American suntan lotion brand Hawaiian Tropic at a Mar-a-Lago event. One of the women, who was 22 at the time the photo was taken, told The Telegraph today that Donald Trump was a “gentleman” and “went out of his way” to ensure their entire group enjoyed their time at Mar-a-Lago. “I was 22 years old and remember him being very nice. He was very gentlemanly, that's the word to describe him,” she said. Not a SINGLE ONE of them accused Trump of wrongdoing. It's absolutely freaking shameful how Democrats have decided to discard ACTUAL victims of Jeffrey Epstein in an attempt to falsely smear President Trump. DOGE Geopolitical https://twitter.com/amuse/status/1999875618138177603?s=20  finalizing a comprehensive US Brazil pact that ties trade cooperation to reversing Brazil's censorship & lawfare machinery. Brazil is granting amnesty to Lula's political rivals & removing major authorities from Justice Alexandre de Moraes. Trump offered a goodwill reversal of Global Magnitsky sanctions placed on de Moraes just months ago to open the door to renewed ties built on a $6.8 billion US trade surplus. It marks a decisive shift in Brazil's direction under Trump's diplomatic pressure. https://twitter.com/BehizyTweets/status/1999971147677585449?s=20   the same values and interests that we share, for democracy and to create a new alliance in South America,” “The U.S. has a lot of technology and has a lot of experience and sustainable extraction of resources. We want to take advantage of that. Of course, we want to receive some technology transfers and to be part of the whole chain of production.” The Uyuni Salt Flat in Bolivia holds the world’s largest lithium reserves—estimated at 21 million tons—vital for batteries. China currently controls over 80% of global lithium production. This move would give American industry a huge boost. This is for all the naysayers who question Trump’s recent moves to reclaim domination of the Western Hemisphere. War/Peace https://twitter.com/SecWar/status/1999882265355227392?s=20  https://twitter.com/RamboAndFrens/status/1999911602376851472?s=20 Germany Sends Troops Into Poland ‘To Protect' NATO'S East Border With Russia and Belarus   Germany is sending troops into Poland! Calm down – it's not 1939. But it could end up just as bad. Today (13), it has been reported that Germany is sending soldiers to Poland, in a bid to ‘strengthen' NATO's eastern border with Belarus and Russia. Politico reported: “Several dozen German soldiers will join Poland's East Shield from April 2026, with the mission initially running until the end of 2027, Deutsche Welle reported, citing Berlin's defense ministry. German troops will focus on engineering work, according to a ministry spokesperson quoted in the report. The spokesperson described this as building positions, digging trenches, laying barbed wire and constructing anti-tank obstacles.  .” Source: thegatewaypundit.com Zelenskyy offers to drop NATO bid for security guarantees but rejects US push to cede territory   Ukrainian President Volodymyr Zelenskyy Zelenskyy on Sunday (December 14, 2025) voiced readiness to drop his country’s bid to join NATO in exchange for Western security guarantees, but rejected the U.S. push for ceding territory to Russia as he arrived in Berlin for talks with U.S. envoys on ending the war. Source: thehindu.com CIA Outlet Concerned About Kash Patel and Dan Bongino Meeting with Top Zelenskyy Officials It  been  reported that the FBI has been working closely with the National Anti-Corruption Bureau of Ukraine (NABU) in detecting and discovering corruption amid Ukraine officials who have skimmed money from various international aid programs.  However, the Washington Post is suddenly concerned that FBI Director Kash Patel and Deputy FBI Director Dan Bongino have held “secret meetings” with lead Ukraine peace negotiator Rustem Umerov.   it is easy to get the sense that Rustem Umerov is in alignment with the U.S. proposals, but Volodymyr Zelenskyy is not.  Hence, Zelenskyy keeps returning to his U.K, France, Germany and EU support network for counterproposals despite his officials like Umerov working with the U.S. team directly. This paragraph from within the WaPo (CIA) framework seems to tell a background story: […] “The meetings have caused alarm among Western officials who remain in the dark about their intent and purpose. Some said they believe Umerov and other Ukrainian officials sought out Patel and Bongino in the hopes of obtaining amnesty from any corruption allegations the Ukrainians could face. Others worry the newly established channel could be used to exert pressure on Zelensky's government to accept a peace deal, proposed by the Trump administration, containing steep concessions for Kyiv.” (more) Perhaps Zelenskyy's primary negotiator for the USA team, Rustem Umerov, has specific knowledge of corruption connected to the generous financial support the USA has provided Ukraine.  Watching Yermak get taken down within the FBI/NABU investigation, might have triggered Umerov to cooperate on several levels. Umerov reported as happy with the negotiated U.S. terms. Volodymyr Zelenskyy openly not happy with the negotiated terms. This is worth watching. Source: theconservativetreehouse.com https://twitter.com/jcokechukwu/status/1999635471991992548?s=20   Christmas Day, December 25 to accept peace deal of America is done for good. PresidentTrump told Volodymyr Zelensky that he has until Christmas to accept his deal to end the war with Russia, and then said that Ukraine will eventually succumb to Russia unless agreement is signed Keep in mind that if America is done with Ukraine it's basically done with NATO/EU. Meanwhile, a U.S. lawmaker, Thomas Massie just recently introduced a bill to remove the United States from NATO completely. While all that is simmering, President Putin releases this highly impassioned video, letting America and Americans know what a great partnership it'll be for Russia and the U.S. to work together. He paints a future filled with immeasurable mutual benefits and shared strengths. Me: I agree  % Imagine the historic tectonic geopolitical earthquake this would cause – two of the world's most powerful nations, two of the worlds leading nuclear powers, two unashamedly Christian nations, two gigantic neighbors with some of the world's most advanced space technologies. Chew on that for a minute. It'll literally change everything! Old guard being removed Medical/False Flags https://twitter.com/libsoftiktok/status/1998039567677767817?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E1998039567677767817%7Ctwgr%5E2cab4574d42020afe9d0c3cf4d6443e94d4c276a%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fwww.thegatewaypundit.com%2F2025%2F12%2Fwhite-house-slams-vermont-schools-somali-flag-hoist%2F Justice Department Sues Minneapolis Schools Over Race-Based Hiring Policies The Department of Justice filed a federal lawsuit this week against Minneapolis Public Schools, alleging that the district violated federal civil-rights law by embedding race-based employment preferences into its collective bargaining agreement with the teachers' union. Filed in the U.S. District Court for the District of Minnesota, the complaint challenges contract provisions that prioritize teachers from “underrepresented populations” during layoffs, reassignments, and recalls, and that grant exclusive employment benefits to members of a third-party program known as “Black Men Teach Fellows.” Federal officials argue the policies violate Title VII of the Civil Rights Act, which prohibits discrimination based on race or sex in employment. Source: thegatewaypundit.com [DS] Agenda https://twitter.com/MarioNawfal/status/1999702068052000852?s=20  on luxury hotel stays and $23,000 renting the Coliseo De Puerto Rico, where she was spotted dancing at a Bad Bunny concert in August. She stayed at the “first-class, adults only” Hotel Palacio Provincial, which boasts “transcendent hints of the structure’s grand colonial past.” Another $10,700 went to meals and catering. This while AOC denounced “gentrification” on the island on social media. Back on the mainland, her “Fighting Oligarchy” tour with Bernie Sanders included $6,600 at Hotel Vermont and $6,300 for a single meal at an Italian restaurant in DC. Fighting oligarchy is exhausting work. Someone has to stay at the colonial boutique hotels. Biden Has Raised Little of What He Needs to Build a Presidential Library His library foundation has told the I.R.S. that by the end of 2027 it expects to bring in just $11.3 million — not nearly enough for a traditional presidential library. Source: nytimes.com https://twitter.com/amuse/status/1999843168259326313?s=20 https://twitter.com/BreakTheChainsM/status/1999618299135664403?s=20 President Trump's Plan https://twitter.com/C_3C_3/status/1999880370628808937?s=20 Appeals Court Overturns Obama Judge's Order Blocking Trump's Big Beautiful Bill Provision Barring Funding for Planned Parenthood  Another win for the Trump Administration. A federal appeals court on Friday overturned Judge Talwani's (already halted) orders blocking Trump's Big Beautiful Bill provision that barred funding for Planned Parenthood. The First Circuit Court of Appeals vacated Judge Talwani's July orders granting preliminary injunctions blocking the provision. The three-judge panel unanimously overturned Judge Talwani's orders. Source: thegatewaypundit.com https://twitter.com/julie_kelly2/status/2000013679501222248?s=20   if I were drowning he'd push me under. Friend can, and should, be judged by the company he keeps as well as his unhinged threat against Kash Patel and what appears to be unauthorized (and inaccurate) disclosures of investigative information. They are not men of integrity, they used a sympathetic MAGA base to sell books, promote podcasts, contribute to their fundraising sites. This bad behavior should not be endorsed, nor excused, by anyone.  https://twitter.com/amuse/status/1999559961555112354?s=20 https://twitter.com/AAGDhillon/status/1999488546688668023?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E1999488546688668023%7Ctwgr%5E6c909da47fcbfad57d7abed97bc0ca0d1edc0165%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fwww.thegatewaypundit.com%2F2025%2F12%2Fdoj-sues-four-states-violating-federal-election-law%2F https://twitter.com/JoeLang51440671/status/1999693589547483396?s=20 https://twitter.com/EricLDaugh/status/1999808771065827447?s=20   mail-in voting, all the things, make our elections secure and safe!” “If you don’t get it, you’ll NEVER pass [voter ID].” Election year starts in a few weeks. The GOP needs more to show for it. https://twitter.com/WallStreetApes/status/2000299373226561793?s=20 (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:13499335648425062,size:[0, 0],id:"ld-7164-1323"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="//cdn2.customads.co/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");

With nearly 40 properties in the U.S. and the U.K., Korman Communities—now in its fifth generation of family ownership—has long been at the forefront of lifestyle-driven rental housing. Across its communities, the share of renters by choice continues to climb, spanning young professionals, mid-career movers and a rapidly growing demographic of downsizers.In this episode of Mission Success: Women in Multifamily, Multi-Housing News Senior Editor Laura Valean sits down with Lea Anne Welsh, COO of Korman Communities and president of its high-end AVE brand, to explore how the American Dream has changed.

Why are millennials and Gen Z choosing rent over homeownership—and why is this shift reshaping the U.S. housing market? For decades, owning a home was considered the American Dream. Today, that narrative is changing. Younger generations are delaying or completely bypassing homeownership, not because they've failed—but because the math, lifestyle, and priorities have changed. In this Strategy Saturday episode, we break down the demographic trends driving apartment demand and explain why renting is becoming a long-term choice rather than a temporary phase. This isn't a short-term housing cycle. It's a structural shift that real estate investors need to understand. We explore how: Millennials in their 30s and 40s are delaying homeownership Gen Z is entering the workforce as renters by default Rising home prices and mortgage rates are extending renter tenure Lifestyle flexibility and career mobility favor renting over owning Baby boomers are downsizing into apartments and senior-friendly communities Household formation trends are increasing multifamily demand Renting is often more efficient than owning when you factor in hidden costs You'll also learn why the idea that “buying is always better than renting” ignores maintenance, repairs, time, and opportunity cost—and why many high-income households are now renters by choice. For investors, this episode explains why apartment demand will stay strong, why multifamily demand is being driven by demographics rather than speculation, and how the apartment market is being redefined from both ends of the age spectrum. If you're trying to understand the future of apartment renting in the United States, this episode provides the framework. Connect with the Global Investors Show, Charles Carillo and Harborside Partners: ◾ Setup a FREE 30 Minute Strategy Call with Charles: http://ScheduleCharles.com ◾ Learn How To Invest In Real Estate: https://www.SyndicationSuperstars.com/  ◾ FREE Passive Investing Guide: http://www.HSPguide.com ◾ Join Our Weekly Email Newsletter: http://www.HSPsignup.com ◾ Passively Invest in Real Estate: http://www.InvestHSP.com ◾ Global Investors Web Page: http://GlobalInvestorsPodcast.com/  

The Hidden Lightness with Jimmy Hinton – If you listen to major news outlets or politicians long enough, you'd think the American Dream is either dead or reserved for the corrupt elite. The economy, we are told, is always one inch away from ruin. The stock market, they say, is always about to collapse. The rich, they insist, are immoral hoarders draining society. But the data tells a...

The Trump Administration has put billions of dollars into building an immigration superstructure meant to punish those who have done nothing wrong and intimidate everyone else – including legal immigrants and US citizens. Weirdly enough, that's proving not to be very popular. According to new polling from the Associated Press, Trump is now deeply underwater on the subject of immigration – with 60 percent of respondents opposing his handling of the issue. So to talk more about what's happening with immigration, from the Administration's plans for 2026 to its many horrifying offenses, we spoke to Aaron Reichlin-Melnick. He's a Senior Fellow at the American Immigration Council.And in headlines, dueling healthcare bills fail in the Senate, nature-lovers push back on plans to make President Trump the face of their National Park adventures, and Disney becomes the first major studio to license its characters to OpenAI's video generator.This holiday season, gift someone a Friends of the Pod subscription or treat yourself. Learn more at crooked.com/friends. Subscribing is the best way to support independent progressive media.Show Notes: Call Congress – 202-224-3121Subscribe to the What A Day Newsletter – https://tinyurl.com/3kk4nyz8What A Day – YouTube – https://www.youtube.com/@whatadaypodcastFollow us on Instagram – https://www.instagram.com/crookedmedia/For a transcript of this episode, please visit crooked.com/whataday Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Simply put, Roy Choi is on the modern Mount Rushmore of Los Angeles. He not only created a food movement, but changed the culture in the city that defined him. A true L.A. American Dream story, we discuss the experiences that shaped who he is, and how he become one of Time Magazine's 100 most influential people in the world.

Donald Trump is having a very bad week as even many of his own supporters wake up to the fact that he's not actually working for them.Plus- director Donald Goldmacher joins Thom for a deep dive on his new movie 'Heist: Who Stole the American Dream?'.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Unleashed! The Political News Hour with Bruce Robertson – How Somalian immigrants are taking over Minnesota, Oklahoma City, and other cities, embezzling tens of millions of dollars from taxpayers. How Somalians are smuggling suitcases filled with millions of dollars in cash and passports through Minneapolis St. Paul Airport, right under the noses of the TSA...

Episode Summary In episode 325 of Business Coaching Secrets, Karl Bryan and Rode Dog dive deep into the realities facing business owners, coaches, parents, and young entrepreneurs today. The hosts tackle trending topics—like the proposed $1,000 investment for newborns, excessive phone use, and the evolving American Dream—while weaving in actionable mindset and business strategies sure to benefit ambitious coaches and their clients. The conversation is raw, insightful, and packed with real-world examples on how to thrive in uncertainty, guide kids toward success, and manage the inevitable anxiety that comes with ambition. Trump's $1,000 S&P Investment Proposal for Newborns Rode Dog asks about Donald Trump's idea of gifting $1,000 to babies born after July 4th to be invested in the S&P 500. Karl Bryan discusses the pros, potential loopholes, and the importance of teaching kids about investing early. Excessive Phone Use and Its Impact Deep dive into why entrepreneurs and their clients are sucked into their phones, driven by cortisol (stress hormone) rather than dopamine. Karl Bryan offers tactics and fresh insights for business owners to control digital addiction—both for themselves and their kids. Guiding Young Entrepreneurs & Kids Amid a Shifting American Dream The hosts address the growing difficulty for young people to buy homes, launch businesses, and build wealth. Karl Bryan shares candid guidance on how to coach young clients and kids to thrive despite economic headwinds, focusing on building temperament rather than seeking an easy life. Anxiety as the Price of Ambition Rode Dog pushes Karl Bryan to expand on last week's comment about "anxiety being the price of ambition." The discussion explores practical ways to manage pressure and use it as fuel, rather than letting it become a hurdle. Compounding Success in Business and Life Why slow, steady progress trumps quick wins or constant movement. Karl Bryan lays out specific strategies for compounding business results via relentless fundamentals and clear client accountability. Notable Quotes "The end of the day, teaching children to invest and the mechanism to do so is amazing on the surface in my opinion." — Karl Bryan "Comparison is the thief of joy. And that phone you're holding right now is a comparison machine." — Karl Bryan "You're not looking to optimize for happiness. You're looking to optimize for peace." — Karl Bryan "If you've got a high tolerance for uncomfortable situations, I think you're leading yourself towards a big life... Not drive for an easy life, drive to allow nothing to faze you." — Karl Bryan "Anxiety is the price of ambition. Write that one down if you're ambitious. So be gentle with yourself. Be gentle." — Karl Bryan Actionable Takeaways Coach Phone Use with Clients Encourage clients to track their screen time, ease off gradually instead of quitting cold turkey, and use fundamental well-being tactics (exercise, sleep, sunlight, hydration) to curb addiction. Teach Ownership & Asset-Building Guide young people and business owners to continually invest in real estate, stocks, and businesses; dollar cost average and automate investments to build true wealth. Embrace Struggle and Uncomfortable Situations Frame discomfort as a catalyst for growth—for clients and your own kids. Temperament beats brilliance. Focus on Fundamentals Over Excitement Dig into the boring, profit-rich niches (plumbers, landscapers, logistics, car wash businesses), and master essential business fundamentals: upsell, down-sell, cross-sell, proper onboarding, and cost control. Structure Accountability and Connection Track real-life social interaction, structure onboarding with clear values, and hold clients to high accountability for long-term results. Turn Pressure into Privilege Remind clients and yourself that pressure is a privilege—use it to fuel achievement, not to trigger burnout. Resources Mentioned Profit Acceleration Software™ (developed by Karl Bryan) Focused.com for more on building and scaling a coaching business The Six-Figure Coach Magazine – free subscription: https://thesixfigurecoach.com/get-it Networking groups like BNI, chambers of commerce Book/Reference: Principles from Warren Buffett, Tony Robbins, Ray Dalio on asset ownership and risk AI Tools for meeting notes (such as Fathom AI—discussed in other episodes) For a hands-on demo and to see how compounding growth multiplies profits: https://go.focused.com/profit-acceleration If you enjoyed this episode, subscribe, share with fellow coaches, and leave us a review. Your support helps us reach and empower more business coaches every week!

After years running a packed West Hollywood fitness studio and launching multiple FitTech products, revenue flattened, Justin Norris' health slipped, and the business stalled. A single cold plunge changed everything. The clarity he felt stepping out of the water sparked a pivot that would take LIT from a traditional fitness brand to a design-forward recovery company now backed by pro athletes and top investors. Today, LIT is redefining the recovery category with premium cold plunges, infrared saunas, and turnkey solutions for gyms, studios, and hospitality groups. In this episode, Justin breaks down how he rebuilt the business from the inside out — the mindset shift, the product decisions, and the bet on recovery becoming the next wave in wellness. Make sure to check out LIT at: https://www.litmethod.com/   Check out my new book on Amazon: https://amzn.to/4kRKGTX Register for Starting Small Summit 2026: https://startingsmallmedia.org/startingsmallsummit Watch our mini-doc - Starting Small: The Raw Truth Behind Entrepreneurship and the American Dream: https://youtu.be/eHuq93wIxs0?si=eDB-ycngvWNapRLO Visit Starting Small Media: https://startingsmallmedia.org/ Subscribe to exclusive Starting Small emails: https://startingsmallmedia.org/newsletter-signup   Follow Starting Small: Instagram: https://www.instagram.com/startingsmallpod/ Facebook: https://www.facebook.com/Startingsmallpod/?modal=admin_todo_tour LinkedIn: http://linkedin.com/in/cameronnagle   Thank you to this episodes mid-break sponsor, Blue Sky. Blue Sky Clayworks has been hand-crafting whimsical, high-quality collectible ceramics for over 20 years — from seasonal candle houses and detailed figurines to tabletop classics you'll want out year-round. Each piece is individually hand-painted and hand-packed to arrive perfect, and fans rave that the designs are unlike anything else you'll find. Check out their 12 days of giving until Dec 12th for 20% off deals at https://blueskyclayworks.com/

1990 World Cup winner and former USMNT head coach Jürgen Klinsmann joins Rog to break down the USMNT's World Cup draw, explain how tournament football differs from friendlies, and defines what success should look like for the USMNT this summer.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Watch The X22 Report On Video No videos found (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:17532056201798502,size:[0, 0],id:"ld-9437-3289"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");pt> Click On Picture To See Larger PictureThe D’s have lost he narrative, they are trying to blame Trump for the affordability crisis, but he is turning it around on them. The autopen was used to bring Powell, Trump wants it investigated.The gold card has gone live, timing is everything. The affordability crisis is about the [CB]. The [DS] along with foreign gov have been trying to divide the people and the MAGA movement. It is not working, it crumbling and people are learning the truth once again. Trump sets the message and the direction of the midterms. The [DS] is struggling, they will not be able to overcome the economic factor in 2026. This will give the people the power to override anything the [DS] tries to do. Economy (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:18510697282300316,size:[0, 0],id:"ld-8599-9832"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs"); “Democrats Know Their Constituents Can’t Read Charts. That’s Why…” Another attempted “gotcha moment” on X by Democrats backfired, revealing that their political strategists and whoever handles their social media accounts lack the most basic chart-reading skills. However, X users pointed out that these political operatives aren’t DEI fools; instead, they seem incapable of telling the truth. https://twitter.com/MajorityPAC/status/1998434136483410412?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E1998434136483410412%7Ctwgr%5E1e2efe6a29f9c814decbe7c889387ccc40d1410c%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fwww.zerohedge.com%2Fpolitical%2Fdemocrats-know-their-constituents-cant-read-charts-thats-why Just like eggs earlier this year and power bills this fall, Democrat operatives are seizing any opportunity to blame Trump for soaring prices that mainly occurred in the previous four years. X user ALX shows why context matters.  Source: zerohedge.com https://twitter.com/StephenMoore/status/1998763870001991751?s=20 https://twitter.com/amuse/status/1998789965254144171?s=20 https://twitter.com/EricLDaugh/status/1998830464321323091?s=20  into 2026. The Fed must do the right thing! https://twitter.com/amuse/status/1998841970559512878?s=20  to inject $40 billion per month into Treasury bill purchases beginning December 12. The combined policies strengthen liquidity, reduce borrowing costs, and ease credit strains that often stall growth. Bank of America says both stocks and crypto stand to gain as confidence rises. The Fed's actions confirm the resilience of Trump's expanding second term economy. https://twitter.com/Osint613/status/1999098794412319027?s=20 The post highlights a Wall Street Journal report on Ionic Rare Earths’ discovery of 16 rare earth and critical minerals in Utah’s Mill Creek area, including high-grade lithium and gallium, positioning it as the U.S.’s largest such reserve to reduce reliance on China, which controls 90% of global processing. An aerial image shows the arid Utah landscape near the Great Salt Lake with visible mining pits, underscoring the site’s remote, geologically rich Basin and Range province, where USGS surveys identified potential for 1.5 million tons of rare earth oxides  https://twitter.com/disclosetv/status/1998846082953130482?s=20 The Trump Gold Card program, launched via executive order in 2025, allows foreign nationals (primarily investors or those sponsored by corporations) to apply for a U.S. green card through expedited channels like EB-1(a) for extraordinary ability or EB-2 national interest waiver. It requires a nonrefundable $15,000 processing fee plus a “contribution” or “gift” of at least $1 million per individual (or $2 million via an employer sponsor), with additional amounts for dependents. The funds go to entities like the U.S. Department of Commerce, and applicants must prove a lawful source of money, similar to the EB-5 investor visa.  The process involves filing a new Form I-140G, followed by consular processing abroad—no in-country adjustment of status is allowed—and approvals can happen in weeks, though backlogs from per-country caps (especially for Indian or Chinese nationals) may still cause delays for the actual green card. This program is separate from the H-1B visa system, which remains a temporary work visa for skilled professionals with issues like annual caps (85,000 visas, including 20,000 for advanced degree holders), a random lottery selection process, and criticisms of abuse (e.g., companies using it to displace U.S. workers or suppress wages via outsourcing firms). In fact, alongside the Gold Card, the Trump administration introduced a separate $100,000 one-time entry fee for H-1B applicants to deter such abuses and ensure only “the best and brightest” use it. https://twitter.com/TheRubberDuck79/status/1998791717752062345?s=20  Autopen. https://twitter.com/KobeissiLetter/status/1998407015756964343?s=20   to decide if it gets a floor vote. I hope they do the right thing. The Affordability Crisis Is Not a ‘Hoax.' It Is an Existential Threat to the American Dream.  Recently, President Trump has been quoted as referring to the affordability crisis as a “Democrat scam,” “hoax,” and “con job.” Although I think Trump was likely trying to remind Americans that policies enacted when Democrats had total control of the federal government under the first two years of the Biden administration accelerated and exacerbated the affordability problem, it is dangerous for the president to use that type of language. Already, mainstream media reprobates are twisting Trump's words, leading people to believe that he is saying the affordability crisis does not exist.  In proper context, Trump is not denying that middle- and lower-class Americans are struggling to make ends meet; rather, he is trying to assign blame and hang the affordability crisis on the Democrats. But even doing that is politically unwise.  The American people are not nearly as concerned with pointing fault as they are with seeking immediately viable solutions to the untenable reality they face. For many Americans, the affordability crisis is so severe that they think the American dream is no longer within reach. In fact, only 22 percent of young Americans think they will be better off than their parents. Source: redstate.com Political/Rights https://twitter.com/TriciaOhio/status/1999146290584678721?s=20 https://twitter.com/seanmdav/status/1998819294658842681?s=20 https://twitter.com/DHSgov/status/1998773065870708813?s=20 https://twitter.com/RapidResponse47/status/1999144165213380788?s=20 We hope the headlines and social media likes are worth it. DHS: Legacy Media Report Leaves Out an Important Detail on ICE Purchasing Planes for Deportations The Department of Homeland Security (DHS) confirmed  the agency has inked a deal for the purchase of six planes for nearly $140 million, which will aid Immigration and Customs Enforcement (ICE) in deportations, allowing them to bypass charter airlines. The Post report read: https://twitter.com/TriciaOhio/status/1998794208736411870?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E1998794208736411870%7Ctwgr%5Ebd9d4a7f5e7443f5f0455bfbeb427e17d3fa2b05%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fredstate.com%2Fkatie-jerkovich%2F2025%2F12%2F10%2Fdhs-confirms-excellent-news-about-deportations-and-its-own-fleet-n2197015 flight patterns.    President Trump and @Sec_Noem are committed to quickly and efficiently getting criminal illegal aliens OUT of our country. Source: redstate.com US To Ask Visitors For 5 Years Of Social Media History Under New Plan The United States is planning to require visitors from dozens of countries on the visa waiver program to provide up to five years of their social media history, according to a proposal from the US Customs and Border Protection posted to the Federal Register on Wednesday. Countries on the list include much of Europe, Australia, New Zealand, South Korea, Japan, Singapore, Qatar, Israel, Chile and Brunei. Citizens or nationals of these countries have been allowed to freely travel to the United States for tourism or business for stays of 90 days or less without obtaining a visa. If the proposal is adopted, they’ll have to share their online footprint – something that immigrant and nonimmigrant visa applicants from different categories have been required to provide since 2019. The list also includes; Telephone numbers used in the last five years Email addresses used in the last 10 years IP addresses and metadata from electronically submitted photos Biometrics – including facial, fingerprint, DNA and Iris data Information about one’s family – including  names, telephone numbers, dates of birth, places of birth and residences. The CBP proposal is open for a 60-day public comment period. ESTA – an automated system, costs $40 and is generally valid for two years. An ESTA holder can enter multiple times during that period. Source: zerohedge.com https://twitter.com/FBIDirectorKash/status/1998484877180604877?s=20   is part of the FBI's Joint Task Force Vulcan investigation out of @FBIHouston to locate, indict, and arrest members of MS-13 leadership “La Mesa.” Great work from @FBIOmaha and partners @HSI_HQ @DEAHQ and more – this admin is taking a whole of government approach to dismantling MS-13 and their presence within the country. DOGE https://twitter.com/elonmusk/status/1998810382576792048?s=20 https://twitter.com/pepesgrandma/status/1998428503759294519?s=20   EU High Level Group on combating hate speech and hate crime that wrote the 2016 Code of Conduct. The Code Conduct is a document agreed upon by social media companies for removing hate. The improved upon “Code of Conduct Plus” continues to be an important tool under the DSA: “On 20 January 2025, the revised Code of conduct on countering illegal hate speech online + (the ‘Code of conduct+') was integrated into the regulatory framework of the Digital Services Act (DSA), following a positive assessment from the Commission and the European Board for Digital Services. The Code of conduct+, which builds on the Code of Conduct adopted in 2016, strengthens the way online platforms deal with content deemed illegal hate speech according to EU law and Member States' laws. It facilitates compliance with and the effective enforcement of the DSA in this specific area.” This new Conduct Code+ was established as a “DSA Code of conduct”. This empowered civil society organisations to act as watchdogs. “Following its integration, adherence to the Code of conduct+ may be considered as an appropriate risk mitigation measure for signatories designated as Very Large Online Platforms (VLOPs) and Search Engines (VLOSEs) under the DSA.” “The DSA classifies platforms or search engines that have more than 45 million users per month in the EU as very large online platforms (VLOPs)” https://twitter.com/emd_worldwide/status/1998556257251152246?s=20   letter confirms the details of that action. And it arrives at a very appropriate moment. As we watch certain officials in Europe experiment with coercive fines, regulatory threats, and pressure campaigns aimed at shaping American political discourse, the Moraes precedent is worth remembering. The United States views foreign attempts to control U.S. speech as a human rights violation and a breach of sovereignty. Geopolitical https://twitter.com/RMistereggen/status/1998419619220996236?s=20 society destabilised? When a country must hand over cash to escape a policy that harms it, the structure stops looking like a union and starts looking like organized coercion. Let's call the EU what it is: its a mafia organisation. Abolish the EU. Unelected Brussels Bureaucrat Demands Trump ‘Show Respect' for EU, as US President Is Chosen ‘The Most Powerful Person in Europe'   Trump is flexing his political and military muscles all over the world. Those who want respect, give respect.     Trump has just been chosen as ‘the most powerful person in Europe'. ‘ Politico reported: “Top EU officials tried to set the record straight Tuesday after U.S. President Donald Trump denounced Europe as a ‘decaying' group of countries ruled by ‘weak' leaders. […] ‘I think they're weak', the Republican said, referring to the continent's presidents and prime ministers, adding, ‘I think they don't know what to do. Europe doesn't know what to do'.” “European Council President António Costa said Europe and the U.S. ‘must act as allies' — and urged the Republican leader to show ‘respect'.   Costa is an unelected bureaucrat – he was not ‘elected', he was ‘appointed' by the same Globalist leaders that are polling 11% to 23% in their countries. Source: thegatewaypundit.com War/Peace https://twitter.com/MarioNawfal/status/1998980234763219052?s=20https://twitter.com/clashreport/status/1999068890421195037?s=20   Impeccable. This clip emerged just as Maria Corina Machado, the woman Maduro has hunted for 16 months, escaped Venezuela and arrived in Oslo to accept the Nobel Peace Prize for fighting his dictatorship. His secret police surrounded the U.S. Embassy thinking she was inside. She slipped out of the country anyway. Her team risked their lives to get her on that plane. Meanwhile, Maduro is on stage crooning about peace. The irony writes itself. https://twitter.com/MarioNawfal/status/1998936856000397477?s=20   showed up in Norway anyway. The 58-year-old opposition leader arrived in Oslo Thursday and waved from the balcony of the Grand Hotel, free and defiant. The Norwegian Nobel Committee awarded her the prize for her fight against what it called a dictatorship. Maduro’s regime tried everything to stop this moment. It didn’t work.  https://twitter.com/clashreport/status/1999068890421195037?s=20   freely in accordance with the regime. https://twitter.com/disclosetv/status/1999065856580661500?s=20 https://twitter.com/EricLDaugh/status/1998879421491483071?s=20   Investigation, Homeland Security Investigations, and the United States Coast Guard, with support from the Department of War, executed a seizure warrant for a crude oil tanker used to transport sanctioned oil from Venezuela and Iran.” “For multiple years, the oil tanker has been sanctioned by the United States due to its involvement in an illicit oil shipping network supporting foreign terrorist organizations. This seizure, completed off the coast of Venezuela, was conducted safely and securely—and our investigation alongside the Department of Homeland Security to prevent the transport of sanctioned oil continues.” https://twitter.com/FBIDirectorKash/status/1998895443347124514?s=20 https://twitter.com/MarioNawfal/status/1999140870516576385?s=20  6th no-confidence vote, Zhelezaykov said, “I hear the public's dissatisfaction and consider the protection of democracy my top priority,” choosing to step down. Protests erupted in November over a 2026 budget packed with tax hikes, higher social contributions, and bloated spending. Even after scrapping the budget, crowds demanded total regime change, early elections, and a crackdown on corruption, culminating in massive rallies yesterday across Sofia and beyond. This is a rare public uprising toppling a government in real-time! With Bulgaria set to join the eurozone on January 1, the collapse risks economic chaos, currency shifts, investor panic, while exposing deep rot (corruption scandals cost $3B yearly, per EU audits). Zhelezaykov's exit might spark a power vacuum, pitting pro-EU reformers against nationalist factions. https://twitter.com/sentdefender/status/1998875723931812291?s=20 https://twitter.com/MarioNawfal/status/1999099346676334925?s=20  Allegations that some staff members may have ties to Hamas, with zero indictments, no formal charges, and no due process. Washington, once UNRWA's biggest donor, froze funding in January 2024 after Israel accused roughly a dozen staff members of involvement in the Oct. 7, 2023, Hamas attack that triggered the war. If the move goes through, it would effectively criminalize a major arm of humanitarian relief in Gaza and beyond. Although, it’s been noted that such sanctions would be highly unusual, since the U.S. is both a U.N. member and the host nation of the body that created the agency in 1949. Despite this, Trump previously reaffirmed that the U.S. would not fund UNRWA earlier this year. In October, Secretary of State Marco Rubio also referred to UNRWA as a subsidiary of Hamas: “UNRWA’s not going to play any role in it… The United Nations is here, we're seeing the work they're doing… They’re on the ground. We’re willing to work with them if they can make it work, but not UNRWA. UNRWA became a subsidiary of Hamas.” https://twitter.com/profstonge/status/1998824786022003044?s=20  billion they seized might well come up   https://twitter.com/WallStreetMav/status/1998849819071353071?s=20   is going to demand their frozen assets be returned. I suspect the current people in power don't expect to be around or forced to deal with that problem when it arises. They just want their money laundering schemes to continue being funded. Short term planning by the EU. https://twitter.com/Reuters/status/1998991133033054636?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E1998991133033054636%7Ctwgr%5E279dcf506be99c0c99616930f129b9a99fcd7bf2%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fwww.thegatewaypundit.com%2F2025%2F12%2Fwatch-ukraine-strikes-another-oil-tanker-russian-shadow%2F https://twitter.com/disclosetv/status/1999118921564090787?s=20 Trump talks Ukraine peace deal with Macron, Merz and Starmer President Donald Trump held a conference call with French President Emmanuel Macron, British Prime Minister Keir Starmer and German Chancellor Friedrich Merz on Wednesday to discuss the war in Ukraine, a White House official said, as the U.S. president continues to push for an end to the conflict while expressing skepticism that Kyiv stands a chance of coming out ahead. Source: politico.com Zelenskyy Signals Openness to Elections After Trump Criticism President Donald Trump on Tuesday pressed Ukraine to hold a presidential election despite its war with Russia, prompting President Volodymyr Zelenskyy to say he is prepared to hold a vote within months if parliament and Western allies make it feasible. Zelenskyy responded, saying the decision is solely for Ukrainians. “This is a question for the people of Ukraine, not people from other states, with all due respect to our partners,” he said. Ukraine’s constitution bars elections under martial law, but Zelenskyy signaled he’s willing to hold one anyway and asked the U.S. and European partners for help securing a wartime vote. “Since this question is raised today by the president of the United States of America, our partners, I will answer very briefly: Look, I am ready for elections,” he said. “Then, in the next 60 to 90 days, Ukraine will be ready to hold the elections. I personally have the will and readiness for this.” Zelenskyy’s five-year term expired in May 2024. Source: newsmax.com Medical/False Flags FDA Reviewing Deaths Potentially Linked to COVID Shots The Food and Drug Administration is looking into whether COVID-19 vaccines were tied to any deaths, government officials announced this week. The FDA is “doing a thorough investigation, across multiple age groups, of deaths potentially related to COVID vaccines,” Andrew Nixon. a spokesman for the Department of Health and Human Services, said in a statement. Manufacturers report that the FDA is also reviewing the safety of RSV immunizations. COVID-19 vaccines were deployed in late 2020 under emergency use authorization. Less than a year later, the Pfizer-BioNTech vaccine became the first to receive full FDA approval. Source: newsmax.com [DS] Agenda https://twitter.com/nicksortor/status/1998789285281968322?s=20  with all the other America-hating Somalis! https://twitter.com/amuse/status/1998806184846045404?s=20 BREAKING: Democrats Flip Miami – Eileen Higgins Wins Mayoral Runoff Election: Decision Desk Democrats flipped Miami Mayor's office on Tuesday. Higgins defeated Republican Emilio Gonzalez, a former Miami City Manager who served on Trump's DHS transition team. Higgins will be Miami's first Democrat mayor since 1997. Fox News reported: It took nearly 30 years, but Democrats finally broke their decades-long ballot box losing streak in Miami, Florida, the city known as the nation's “Gateway to Latin America.” Source: thegatewaypundit.com https://twitter.com/chad_mizelle/status/1998565231136747996?s=20 https://twitter.com/EricLDaugh/status/1998912315672977728?s=20   are: Jeff Van Drew, R-N.J., Nicole Malliotakis, R-N.Y., Nick LaLota, R-N.Y., Brian Fitzpatrick, R-Pa., Rob Bresnahan, R-Pa., Don Bacon, R-Neb., Mike Lawler, R-N.Y., Tom Kean, R-N.J., Ryan Mackenzie, R-Pa., Zach Nunn, R-Iowa, Chris Smith, R-N.J., Pete Stauber, R-Minn., and Mike Turner, R-Ohio. Full passage vote could happen Thursday. President Trump's Plan REVEALED: DC pipe bomb suspect obsessed with My Little Pony art, fan fic: report My Little Pony is a franchise marketed at young girls. An adult male fan of the toys are known as a “Brony,” a community that at its peak was large enough to hold annual conventions. Brian Cole Jr, the man charged with placing pipe bombs outside the Republican and Democratic National Committees' Washington, DC headquarters the evening before January 6, 2021, was reportedly a massive fan of the children's series “My Little Pony,” making fan art and fan fiction dedicated to the characters.Per the New York Post, Cole, 30, appeared to have gone by usernames including iDeltaVelocity, Bron1Delta, Delta1Forgotten, and Blue Velocity online. In one account on an online forum, Cole allegedly posted dozens of fan art pieces dedicated to the My Little Pony franchise. Many of the art pieces feature characters with light purple bodies and multicolored hair.In a Tumblr account associated with the username delta1forgotten, Cole allegedly wrote in response to another user's drawing of a My Little Pony character with a machine gun, “Eh… I'd give her an RPG [Rocket-Propelled Grenade]. What can I say? Explosions are COOL!!”My Little Pony is a franchise marketed at young girls. An adult male fan of the toys are known as a “Brony,” a community that at its peak was large enough to hold annual conventions. Assistant Professor of Psychology Dr Daniel Chadborn wrote in his book “Meet the Bronies: The Psychology of the Adult My Little Pony Fandom,” “The subculture of Bronies was very online and unique and attracted a lot of male fans, who were breaking gender norms, which attracted a lot of attention.”He noted that the subculture is generally not sexual, however, he is not surprised that some members within the community are troubled. “Someone who is disaffected is often going to look for spaces to engage in, for a sense of identity and belonging.”Cole also allegedly wrote fanfiction dedicated to the franchise, with one story marked as being an “adventure/horror” story featuring the characters Applejack and Applebloom  Source: thepostmillenial.com Winning: Woke D.C. Police Chief Stepping Down Following Trump's Bold Moves to Federalize the DC Police Force and Send in National Guard https://twitter.com/MayorBowser/status/1997992364367884758?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E1997992364367884758%7Ctwgr%5Edc94739b1880255ed9a381d0aefa9d1b2da25236%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fwww.thegatewaypundit.com%2F2025%2F12%2Fwinning-woke-d-c-police-chief-stepping-down%2F ‘Righteous Anger’: Erika Kirk Shuts Down Insane Conspiracies Surrounding Her Husband’s Murder Erika Kirk appears to have possibly reached her breaking point as she addressed those insane conspiracies surrounding the murder of her husband, Charlie Kirk, and to say she didn’t hold back is a serious understatement. During her appearance on Wednesday on Fox News’ Outnumbered, Kirk was asked about the accusations and claims floated by podcasters like Candace Owens and others surrounding the assassination of the late co-founder of Turning Point USA, including speculation about where Charlie is buried. No rock will be unturned. I want justice for my husband, for myself, for my family more than anyone else out there. “My silence does not mean that I’m complacent,” Erika continued. “My silence does not mean that somehow Turning Point USA and all of the handpicked staff that loved my husband and that my husband loved them is somehow in on it. We are busy building.” Erika said she understands a lot of the noise is people trying to find answers to the horrific killing of her husband, and made it clear no “rock will be unturned. I want justice for my husband, for myself, for my family more than anyone else out there.” Kirk said she does have a breaking point, though, and it’s when influencers and others go after those she loves, like her family, her Turning Point USA family, and her Charlie Kirk Show family. “When you go after the people that I love, and you’re making hundreds and thousands of dollars every single episode, going after the people that I love because somehow they’re in on this… NO!” Erika said, as the host Harris Faulkner pointed out, she’d never seen Kirk like this before. “This is righteous anger because this is not okay, it’s not healthy,” she added. “This is a mind virus… but this is not okay. But just know your words are very powerful, and we are human.” “My team are not machines and they’re not robots, they are human,” Erika continued. “We have more death threats on our team and our side than I have ever seen. I have kidnapping threats. I have…you name it, we have it. And my poor team is exhausted, and every time they bring this back up, what are we supposed to do, relive that trauma all over again?”  . Source: redstate.com https://twitter.com/WarClandestine/status/1998877640862904429?s=20 https://twitter.com/ElectionWiz/status/1998867607429292200?s=20 2846 Feb 21, 2019 12:02:07 PM EST Q !!mG7VJxZNCI ID: 6b73ac No. 5304336  Dz8HH2lWwAIQX5K.jpg-large.jpg https://twitter.com/JudahsTrumpets/status/1098604676621189122 Be ready for the ‘Q’, Anon(s). Eyes on increasing +each day. You are the NEWS NOW. Handle w/ care. Q 3628 Nov 25, 2019 12:05:46 PM EST Q !!mG7VJxZNCI ID: 000000 No. 7370121  https://twitter.com/Incarcerated_ET/status/1198990090757914625 Enemy of the People. You are the NEWS NOW. Facts matter. Q https://twitter.com/medeabenjamin/status/1998886707891155231?s=20 https://twitter.com/_johnnymaga/status/1999140426222088595?s=20 https://twitter.com/DataRepublican/status/1938072642374058297?s=20  Bejamin briefly – who had an interesting history of speaking to Chinese media. She co-founded Global Exchange with her husband, Kevin Danaher, which goes on a number of “Reality Trips” to various closed countries – Cuba, Venezuela, among others. If you’ve followed me long enough … you know that’s a big red flag. State-facilitated exchange trips are one of the most common “soft power” tools that countries have in exporting their ideology to others. https://twitter.com/AAGDhillon/status/1998429763744976927?s=20 Supreme Court OKs Trump's Firing Of Biden FTC Appointee The U.S. Supreme Court handed President Donald Trump a significant victory, ruling that he can remove Federal Trade Commission leader Rebecca Slaughter after months of legal challenges. Trump has sought to dismiss Slaughter, a Democrat appointed by former President Joe Biden, since March. The court also agreed to consider whether presidents may dismiss FTC commissioners without cause. In the meantime, Slaughter will not be allowed to remain in office. Source:  conservativebrief.com  https://twitter.com/amuse/status/1998163014336561437?s=20 https://twitter.com/mrddmia/status/1998237338678563300?s=20 Trump Sinks Anonymous Reports by Reaffirming Support for Hegseth, Noem Trump sunk the anonymous reports while fielding questions from the press during a roundtable with tech CEO in the Roosevelt Room on Wednesday. https://twitter.com/RapidResponse47/status/1998886540215472413?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E1998886540215472413%7Ctwgr%5Ec250eb4c9bce232b03b56224d33227964e8f8b05%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fwww.breitbart.com%2Ft%2Fassets%2Fhtml%2Ftweet-5.html1998886540215472413 Trump's comments follow an Atlantic report that Trump “is starting to tire of the scandals surrounding Hegseth,” citing “an outside adviser to the White House and a former senior administration official.”They also come on the heels of an MS Now report, citing two anonymous sources, and claiming that “White House officials have grown frustrated with Kristi Noem's leadership of the Department of Homeland Security, leading to calls for a new secretary to more aggressively support key parts of the president's deportation agenda.” Source: breitbart.com https://twitter.com/AGPamBondi/status/1999130198906728645?s=20 https://twitter.com/elonmusk/status/1998453138857099684?s=20   primarily Nordic-German. Importing voters is a CERTAIN path to a single-party supermajority and has ALREADY happened at the state level in California and New York. It also explains why those states have BANNED VOTER ID in order to accelerate a permanent socialist supermajority, destroying any semblance of democracy. We stand on the precipice of disaster, an end to America. https://twitter.com/CynicalPublius/status/1998769742455435403?s=20   say stupid stuff like “I’m not voting in the mid-terms.” The Constitutional powers of the President are limited by design. Moreover, Trump faces unique challenges in an intransigent Deep State and an array of rogue judges, neither of which any other President has faced at this scale. Nevertheless, in less than a year Trump has kept more of his campaign promises than any other President since FDR. Some of you people need to wise up. There is no Government Fairy. It’s a hard slog, and we’re winning–unless YOU mess it up, Doomsters. Don’t mess it up. https://twitter.com/CynicalPublius/status/1998827695439004144?s=20  care, the GOP deserves it.” This is self-fulfilling prophecy. It suppresses voter enthusiasm, suppresses voter turn out, and creates exactly the barren ground that Leftists have come to expect from a conservative movement that seems determined to fail at every turn even when it is winning. *versus* 2. “I am so happy that we have made so much progress. Trump has done amazing things in a short period of time against unprecedented institutional resistance. We are winning and I can see the light at the end of the tunnel for the restoration of our Constitutional republic. Nevertheless, there is much to be done. President Trump and the true conservatives in Congress need our enthusiastic, vocal support. We must keep the pressure on the eGOP, the Democrats and the lying media. This is a tough battle, but we will win.” THAT my friends is a message of victory. It too becomes a self-fulfilling prophecy as it inspires the voting base yet does not ignore the work yet to be done. It’s winning. ————————— Allow me to paraphrase Napoleon Bonaparte: “In politics, the moral is to the physical as three is to one.” _________________________ In other words, why don’t you knock it off with them negative waves, Moriarity. https://twitter.com/Avis_Liberatum/status/1998829654241694036?s=20 https://twitter.com/MattMorseTV/status/1998541820285145219?s=20    and for America itself. In all fairness, the Democrats have been doing Redistricting for years, and continue to do so. Unfortunately, Indiana Senate “Leader” Rod Bray enjoys being the only person in the United States of America who is against Republicans picking up extra seats, in Indiana's case, two of them. He is putting every ounce of his limited strength into asking his soon to be very vulnerable friends to vote with him. By doing so, he is putting the Majority in the House of Representatives, Washington, D.C., at risk and, at the same time, putting anybody in Indiana who votes against this Redistricting, likewise, at risk. The people of Indiana don't want the Party of Sleepy Joe Biden, Kamala, Ilhan Omar, or the rest to succeed in Washington. Bray doesn't care. He's either a bad guy, or a very stupid one! In any event, he and a couple of his friends will partner with the Radical Left Democrats. They found some Republican “SUCKERS,” and they couldn't be happier that they did! Guys like Failed Senate Candidate Mitch Daniels, who I opposed in his Race against Senator Jim Banks, and Cam Savage, whoever that is, are fighting against the Republican Party, all the way. Bray and his friends are the favorite Republicans of Hakeem Jeffries, Crazy Nancy Pelosi, and Cryin' Chuck Schumer. Anybody that votes against Redistricting, and the SUCCESS of the Republican Party in D.C., will be, I am sure, met with a MAGA Primary in the Spring. If Republicans will not do what is necessary to save our Country, they will eventually lose everything to the Democrats. Rod Bray and his friends won't be in Politics for long, and I will do everything within my power to make sure that they will not hurt the Republican Party, and our Country, again. One of my favorite States, Indiana, will be the only State in the Union to turn the Republican Party down! Master Messenger: Trump Goes Full MAGA at Pennsylvania Rally, Hands GOP the 2026 Talking Points The master messenger is at it again, this time handing the GOP the 2026 midterm talking points directly. During a rally Tuesday evening in Mount Pocono, Pennsylvania, President Trump reminded both Republicans and Democrats of just how savvy a messenger he can be when energizing his base. He crushed former President Joe Biden and his administration for overseeing the runaway inflation we are still battling today. He discussed his efforts to bring higher wage jobs to American workers, not illegal aliens. He dismantled Obamacare, highlighting high costs and the trillions in taxpayer dollars given to insurance companies instead of the American people. President Trump went full MAGA. The  message was clear: Republicans, take this message and run with it during the 2026 midterm election cycle. President Trump tore apart Obamacare. He is tired of insurance companies lining their pockets with Obamacare subsidies, and stated once again that he wants that money sent directly to the American people. Imagine being able to use your own money to purchase health insurance instead of those dollars going straight to the insurance companies? For Republicans in 2026, this is a smart policy that could excite the base in an election cycle where President Trump is not on the ballot. Healthcare across America, in many cases, is unaffordable and frustrating. This is certainly an area where the GOP can make up ground with sound policy ideas. President Trump has essentially closed our southern border by the sheer power he wields through the executive branch. The administration has now moved to tackle illegal immigration within our borders, in regards to both deportations and American jobs taken by illegal aliens.  Since President Trump took office, 100 percent of all net job creation has gone to American citizens. That is an amazing statistic that every GOP House and Senate member should be touting on the campaign trail. Not for nothing, but President Trump is also clearly tired of immigrants coming to America who do not care to fully assimilate or share our values. President Trump also announced a permanent pause on third-world migration, “including from hellholes like Afghanistan, Haiti, Somalia, and many other countries.” This is a very smart and, frankly, important policy. During the recent off-year election cycle, many Americans learned for the first time how many third-world immigrants have infiltrated major American cities. This is a winning message and one the GOP should carry into 2026. Finally, the deadly drugs have got to stop flowing into this country. President Trump has taken lethal action that is sure to have every drug boat planning to bring drugs to America second-guessing that decision. For some Republicans who support Trump’s policy but have struggled to properly communicate the importance to their constituents, the president simplified the issue for the entire party. Source: redstate.com https://twitter.com/TheStormRedux/status/1998449163403419722?s=20  ALL THE INFORMATION.” LFG  One thing I know is that the American public (outside of X) needs to understand how rigged and fake our elections are before we have another election in this country. (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:13499335648425062,size:[0, 0],id:"ld-7164-1323"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="//cdn2.customads.co/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");

Seize the oil tankers, blow up the narco terrorist goons, take down Maduro, deport Ilhan Omar, reshape the federal government, deport every last illegal, identify the millions of illegals stealing money from taxpayer funded social services, be honest about the Covid jab, hold Bill and Hillary accountable, reclaim our streets, and reaffirm to our youngest generation that the American Dream is alive again.  We're ready.   Signed,    America

Get everything you need for your traditional home blessing — including the St. Benedict Medal, Holy Water Bottle, and more — from our friends at Holy Heroes today! https://bit.ly/TheDeep_HolyHeroesHBWhy do middle-class Americans feel poor in the “best economy ever?" From $140K poverty lines to the death of the middle class, we dig into the K-shaped economy. If you've ever wondered why the American Dream feels out of reach, this episode of The Deep is for you!Timestamps:0:00 - Intro: Is the middle class disappearing?4:54 - What gets missed in the poverty line calculation7:47 - Critics respond: “But Americans have never had it better!”10:08 - The mandatory participations fees of modern society11:42 - The American dream is broken17:31 - Conclusion: So what should you do?Subscribe to the LOOPcast on YouTube: https://www.youtube.com/@theLOOPcast

If you were in your twenties and could choose to be born at any point in human history, would you be insane to choose any other time to be alive than right now? Our guest says yes, and the statistics back him up. Regardless of perception, shaped in part by politicians and populists, the average person today is richer than John D. Rockefeller simply by virtue of being alive in 2025. And yet, the “anxious generation” of Gen Z and Gen Alpha seem unaware of their own financial wellbeing and appear confused as to why they aren't instantly as well off as their parents in providing for themselves. Many believe homeownership is impossible, that they will never pay off their loans, and that the cost of living is unmanageable. Is this belief based in any reality? Was life truly better for their parents? Or is this a generational cycle of perception? And who benefits from peddling this fear?Norbert Michel is the Vice President and Director of the Cato Institute's Center for Monetary and Financial Alternatives, where he specializes on issues pertaining to financial markets and monetary policy. Michel was most recently the Director for Data Analysis at the Heritage Foundation where he edited and contributed chapters to multiple books. Michel is also the author of the book “Crushing Capitalism: How the Stagnation Narrative is Threatening the American Dream”, and coauthor of “Financing Opportunity: How Financial Markets Have Fueled American Prosperity for More than Two Centuries”. Read the transcript here.Subscribe to our Substack here.

In this episode, John sits down with Joe Baratta. Joe is the Global Head of Private Equity at Blackstone, the world’s largest alternative asset manager. Baratta shares his remarkable journey from a modest upbringing in Sacramento to leading one of the most powerful private equity platforms in the world. Together John and Joe explore the real meaning of access, aspiration, relationship capital, and why talent is universal, but opportunity is not. This episode is both a masterclass in economic empowerment and a reminder that the American Dream still exists, especially when leaders choose to widen the table and share the climb. See omnystudio.com/listener for privacy information.

In the news this week, the President's birthday was added to the list of free entry days at the National Parks, meanwhile Martin Luther King Jr. Day and Juneteenth were removed from the list. On today's show, host Allen Ruff is joined by activist and scholar Nicholas Powers to talk about the Trump administration's attacks on Black history and his latest article for Truthout, “Black History Has the Power to Ignite Movements. That's Why the Right Fears It.” Powers says that the Trump Administration is waging attacks on Black history at three levels: the economic, the cultural, and through voting rights. The closed doors of the African American History Museum in DC are both a symbolic and material closing off of Black history and culture. And that's added to the mass firings of more than 300,000 Black employees from their federal positions. The Trump administration is also criminalizing the teaching of Black history in schools. Attacking school curriculum gives permission to conservative activists who are now rewarded for promoting greater and greater acts of racism. The softening or erasing of the historical reality of American slavery and racism creates what Powers calls “a cartoon image of the nation,” one in which the US is presented as a nation always living up to its values. In Black history, Powers says, there is an opposing grand narrative to the American Dream, that of the American nightmare. He says we need a vision of “American realism” that is taught by Black history: that Black Americans belong here through their blood sweat and tears and that we're all equal in the eyes of god. Moreover, Black history has a transformative effect, empowering people to see more clearly the strategies and tactics that Black people used to gain greater freedom. Powers previews that there's another social movement, another wave, on its way to counter the reactionary work of the Right. When it arrives, we should add ourselves to it so that it becomes stronger.  Nicholas Powers is the author of Thirst, a political vampire novel; The Ground Below Zero: 9/11 to Burning Man, New Orleans to Darfur, Haiti to Occupy Wall Street; and most recently, Black Psychedelic Revolution. He has been writing for Truthout since 2011. His article, “Killing the Future: The Theft of Black Life” in the Truthout anthology Who Do You Serve, Who Do You Protect? coalesces his years of reporting on police brutality. Featured image of the facade of the National Museum of African American History and Culture by Ron Cogswell via Flickr.  Did you enjoy this story? Your funding makes great, local journalism like this possible. Donate hereThe post The Transformative Power of Black History with Nicholas Powers appeared first on WORT-FM 89.9.

Writer Gish Jen recently had a revelation about her novels: her characters often talk to the dead. But in her most recent work, Bad Bad Girl, the dead talk back. In this book, Jen fictionalizes real details of her mother's life, immigrating from China to the US in the 1940s and raising a big Chinese American family. The result is an exploration of a fraught mother-daughter relationship, and the elusive grasp of the American Dream. Jen talks to Boston Globe editorial page editor Jim Dao about this personal book, and about how America has changed since she started writing about it. Email us at saymore@globe.com.

Gabrielle Simmons lost everything. She had the 800 credit score, the real estate portfolio, and the “perfect” life on paper, until a $100,000 tax bill and a market crash forced her into bankruptcy at 29 years old.In this episode, Gabrielle opens up about her rise from a truck driver to running the largest investor community in Colorado, and the devastating crash that followed. She reveals exactly how she built her first fortune using wholesaling (with zero money down), the massive mistake that cost her everything, and the mental toughness required to rebuild from scratch.If you believe the American Dream is dead or that you need rich parents to invest in real estate, this conversation will prove you wrong.Topics:0:00 - Intro0:40 - From Truck Driver to Real Estate Investor06:07 - The Dangerous Reality of Being a Female Trucker11:18 - Blowing Money in Dubai & The "Fake Wealth" Trap13:36 - How to Start Wholesaling with $0 (The Exact Strategy)19:00 - Why Most Wholesalers Fail (And How to Win)24:00 - Building "Real Estate Dealmakers" (60k+ Members)31:13 - Closing Massive Commercial Deals & Data Centers44:20 - The Crash: Losing It All & Filing Bankruptcy58:00 - How to Rebuild Your Life After Hitting Rock Bottom01:04:17 - The 3 Things You Need to Succeed (Time, Money, Knowledge)Guest:Gabrielle Simmons is the founder of Real Estate Dealmakers, the largest real estate networking community in Colorado with over 60,000 members. She is a former professional truck driver turned real estate investor, educator, and entrepreneur.Follow Gabrielle:Instagram: https://instagram.com/investorladygFacebook Group: https://www.facebook.com/share/g/1AZsVzGj9K/Listen to the Audio Podcast:https://open.spotify.com/show/1jSQ8OQSi0rprCcxTGx0KB?si=1772f1e908184d5a'https://podcasts.apple.com/us/podcast/colorado-springs-business-podcast/id1492740546About the Show:The COS Business Podcast is the #1 source for business news and interviews in Colorado Springs. We talk to the entrepreneurs, leaders, and movers-and-shakers building the future of our city.Subscribe for more episodes: https://www.youtube.com/@cosbusinesspodcast

Determining value has always been subjective, but as price discovery transitions into the digital world, society faces a future of constantly adjusting prices. The evolution of commerce from bartering to coinage to digital has pushed society further away from each other and into a reality where prices could be controlled by artificial intelligence.As talk of a new 50-year mortgage is making waves, people are being squeezed beyond their means just to attempt to catch the “American Dream” as it passes them by. Private equity groups are buying blue-collar companies that cash flow, then jacking up prices as they rent-seek in a world of diminishing returns. It won't be long until the torches & pitchforks are no longer available at a reasonable price.—Watch the video version on one of the Macroaggressions Channels:Rumble: https://rumble.com/c/Macroaggressions YouTube: https://www.youtube.com/@MacroaggressionsPodcast—MACRO & Charlie Robinson LinksHypocrazy Audiobook: https://amzn.to/4aogwmsThe Octopus of Global Control Audiobook: https://amzn.to/3xu0rMmWebsite: www.Macroaggressions.io Merch Store: https://macroaggressions.dashery.com/ Link Tree: https://linktr.ee/macroaggressionspodcast—Activist Post FamilyActivist Post: www.ActivistPost.com Natural Blaze: www.NaturalBlaze.com —Support Our SponsorsC60 Power: https://go.shopc60.com/PBGRT/KMKS9/ | Promo Code: MACROChemical Free Body: https://chemicalfreebody.com/macro/ | Promo Code: MACROWise Wolf Gold & Silver: https://macroaggressions.gold/ | (800) 426-1836LegalShield: www.DontGetPushedAround.com EMP Shield: www.EMPShield.com | Promo Code: MACROChristian Yordanov's Health Program: www.LiveLongerFormula.com/macro Above Phone: https://abovephone.com/macro/Van Man: https://vanman.shop/?ref=MACRO | Promo Code: MACROThe Dollar Vigilante: https://dollarvigilante.spiffy.co/a/O3wCWenlXN/4471 Nesa's Hemp: www.NesasHemp.com | Promo Code: MACROAugason Farms: https://augasonfarms.com/MACRO —

In this episode of Construction Disruption, we delve into the incredible journey of Todd Miller, President of Isaiah Industries, as we turn the tables and put him in the guest seat. With over 40 years in the metal roofing industry, Todd shares his vast experience, industry challenges, and the exciting growth of metal roofing in residential spaces. We also explore the significant shifts in consumer behavior, the importance of knowing your numbers, and the strategies for contractors to thrive in today's changing market. Tune in to gain valuable insights from an industry legend!Timestamps00:00 Introduction01:57 Todd Miller's Career Journey07:22 Evolution of the Metal Roofing Industry14:54 Challenges and Opportunities in Metal Roofing22:10 Current Market Dynamics Post-COVID25:00 Understanding the Modern Homeowner's Buying Journey26:00 The Importance of Customer Experience26:43 Adapting to the New Consumer Behavior28:38 Advice for Contractors in the Coming Years30:29 Aligning with Good Suppliers32:06 The Role of Industry Leadership33:25 Challenges and Opportunities in Metal Roofing34:46 The American Dream and Affordable Housing36:36 Personal Reflections and Rapid Fire Questions38:25 Final Thoughts and Contact InformationConnect with Todd OnlineLinkedIn: https://www.linkedin.com/in/todd-miller-31b2661/Website:https://isaiahindustries.com/Email: todd.miller@isaiahindustries.comFor more Construction Disruption, listen on Apple Podcasts or YouTubeConnect with us on Facebook, Instagram, or LinkedInThis episode was produced by Isaiah Industries, Inc.Construction Disruption was recently featured in this 15 Best Podcasts for Contractors list!This podcast uses the following third-party services for analysis: Podtrac - https://analytics.podtrac.com/privacy-policy-gdrp

The film NOMADLAND portrayed Americans turning to vehicle living as a way to survive increasing economic instability. In this episode, my guests Lauren and Noah share their real-life story of transitioning away from traditional housing, converting an old bus into their home, and traveling across an America that's under strain from multiple systemic pressures. They speak candidly about the many challenges, logistical hurdles, and unexpected moments of beauty and joy they've encountered along the way. We also explore the deeper themes of collapse awareness, community resilience, and how their lived experience overlaps with, or diverges from, what NOMADLAD depicts. Topics we discuss include: The rising unaffordability of housing What it means to be "collapse aware" Community resilience and lessons from surviving the destruction of Hurricane Helene The tensions of ecological values vs. the realities of life on the road All the times they considered quitting The surprising, unexpected joys of simple living How their experiences compare with NOMADLAND Helpful stories vs. unhelpful stories amid transformational change Signals of hope and building parallel structures Plus: a surprise cameo from Indy the cat

Journalist and author Alissa Quart joins Vanessa to talk about how to turn a parent's art into a living legacy while navigating the impossible “third shift” of caregiving. They also zoom out to discuss the economics of aging in America and what it's like to live in an “anti-compassion time.” Read Alissa's books Bootstrapped: Liberating Ourselves from the American Dream and Squeezed: Why Our Families Can't Afford America. You can also check out her NY Times Op-Ed, My Mother, the Artist, Discovered at 90, her most recent Guardian article, or see some of her mother's art @barbaraquartpainter or in this photo inventory. Learn more about the Economic Hardship Reporting Project, or send them a pitch.  To connect with the team and gain access to behind the scenes content, join our community at joincampside.com⁠. You can also find us on ⁠Instagram⁠, ⁠TikTok⁠ & ⁠Youtube⁠. If you have questions you want Vanessa to try to answer, or just want to tell us what you think of the show, email us at parents@campsidemedia.com. Can't wait to hear from you! Learn more about your ad choices. Visit megaphone.fm/adchoices

Few historical tableaus are more iconic than the midcentury suburbs of Long Island. I can see it now: rows of identical houses, subsidized by federal spending, inhabited by white middle-class heteronormative families   2.3 children, attending well-funded schools. If there's a stereotypical image of the "American Dream," this is it. But after reading Mike Glass' new book, Cracked Foundations: Debt and Inequality in Suburban America, I can promise you'll never think about the suburbs quite the same way. Glass reveals that the way we paid for those homes and those schools—through debt financing on the capital markets—left midcentury suburbs unstable, unequal, and racially segregated. Even in the so-called "golden age of capitalism," suburban life was more precarious than I'd ever imagined. If you're ready to demolish all of the things you thought you knew about postwar suburbia, listen to today's episode with Mike Glass.   

Host Radell Lewis sits down with Bryce Eddy (The Bryce Eddy Show, Salem Podcast Network) to explore the intersection of Christianity and politics in America. Are American values and Christian values truly one and the same? This episode dives deep into faith, morality, and the founding fathers' vision for the nation. Topics include: Judeo-Christian principles and the U.S. Constitution The nuclear family and community building Local politics vs. federal government power Decentralization and government reform Welfare, the middle class, and wealth inequality Billionaires: accountability, free markets, and the American Dream A thought-provoking conversation about liberty, individual responsibility, and what it means to build a moral framework for societywhether you're religious or not. Keywords: Christianity politics, Christian values America, faith and government, founding fathers religion, nuclear family, local politics, decentralization, welfare reform, billionaires accountability, wealth inequality, middle class, free market, American Dream, moral framework, Bryce EddyStandard Resource Links & RecommendationsThe following organizations and platforms represent valuable resources for balanced political discourse and democratic participation: PODCAST NETWORKALIVE Podcast Network - Check out the ALIVE Network where you can catch a lot of great podcasts like my own, led by amazing Black voices. Link: https://alivepodcastnetwork.com/ CONVERSATION PLATFORMSHeadOn - A platform for contentious yet productive conversations. It's a place for hosted and unguided conversations where you can grow a following and enhance your conversations with AI features. Link: https://app.headon.ai/Living Room Conversations - Building bridges through meaningful dialogue across political divides. Link: https://livingroomconversations.org/ UNITY MOVEMENTSUs United - A movement for unity that challenges Americans to step out of their bubbles and connect across differences. Take the Unity Pledge, join monthly "30 For US" conversation calls, wear purple (the color of unity), and participate in National Unity Day every second Saturday in December. Their programs include the Sheriff Unity Network and Unity Seats at sports events, proving that shared values are stronger than our differences. Link: https://www.us-united.org/ BALANCED NEWS & INFORMATIONOtherWeb - An AI-based platform that filters news without paywalls, clickbait, or junk, helping you access diverse, unbiased content. Link: https://otherweb.com/ VOTING REFORM & DEMOCRACYEqual Vote Coalition & STAR Voting - Advocating for voting methods that ensure every vote counts equally, eliminating wasted votes and strategic voting. Link: https://www.equal.vote/starFuture is Now Coalition (FiNC) - A grassroots movement working to restore democracy through transparency, accountability, and innovative technology while empowering citizens and transforming American political discourse. Link: https://futureis.org/ POLITICAL ENGAGEMENTIndependent Center - Resources for independent political thinking and civic engagement. Link: https://www.independentcenter.org/ GET DAILY NEWSText 844-406-INFO (844-406-4636) with code "purple" to receive quick, unbiased, factual news delivered to your phone every morning via Informed (https://informed.now) ALL LINKShttps://linktr.ee/purplepoliticalbreakdownThe Purple Political Breakdown is committed to fostering productive political dialogue that transcends partisan divides. We believe in the power of conversation, balanced information, and democratic participation to build a stronger society. Our mission: "Political solutions without political bias."Subscribe, rate, and share if you believe in purple politics - where we find common ground in the middle! Also if you want to be apart of the community and the conversation make sure to Join the Discord: https://discord.gg/ptPAsZtHC9

Welcome back to Impact Theory with Tom Bilyeu. In today's episode, Tom Bilyeu dives deep into the current state of the American housing market and why owning a home – once the cornerstone of the American Dream – now seems completely out of reach for so many. Tom Bilyeu breaks down how policies, generational incentives, and corporate interests over decades have converged to create the least affordable housing market in generations. He unpacks the collapse of opportunity facing younger Americans, the long-term effects of money printing and wage stagnation, and why this crisis isn't just about high prices—it's a symptom of deeper, systemic problems. But it's not all doom and gloom. Tom Bilyeu also shares actionable strategies for navigating this challenging landscape, building wealth, and making the system work for you. Get ready for a candid, eye-opening, and practical look at one of the most pressing issues facing our society today. Let's dive in. 00:00 - Intro 2:50 - Part 1: What the hell happened- and how did housing kill the American Dream? 13:40 - Part 2: How Bad is it, and Who's to Blame? 28:05 - Part 3: How to Make This Mess Work for You Business Wars: Follow Business Wars on the Wondery App or wherever you get your podcasts. Quince: Go to https://quince.com/IMPACTPOD for free shipping on your order and 365-day returns. Linkedin: Post your job free at https://linkedin.com/impacttheory HomeServe: Help protect your home systems – and your wallet – with HomeServe against covered repairs. Plans start at just $4.99 a month at https://homeserve.com Netsuite: Right now, get our free business guide, Demystifying AI, at https://NetSuite.com/Theory Shopify: Sign up for your one-dollar-per-month trial period at https://shopify.com/impact Raycon:  Up to 20% off during this holiday season at https://buyraycon.com/IMPACTTHEORYBC Connectteam: 14 day free trial at https://connecteam.cc/46GxoTF ButcherBox: New users will receive their choice between filet mignon, ribeye or NY Strip in every box for a year + $20 off! at https://butcherbox.com/impact Incogni: Take your personal data back with Incogni! Use code IMPACT at the link below and get 60% off an annual plan: https://incogni.com/impact Cape: 33% off with code IMPACT33 at https://cape.co/impact True Classic: Upgrade your wardrobe at https://trueclassic.com/impact Bevel Health: 1st month FREE at https://bevel.health/impact with code IMPACT What's up, everybody? It's Tom Bilyeu here: If you want my help... STARTING a business: join me here at ZERO TO FOUNDER:  https://tombilyeu.com/zero-to-founder?utm_campaign=Podcast%20Offer&utm_source=podca[%E2%80%A6]d%20end%20of%20show&utm_content=podcast%20ad%20end%20of%20show SCALING a business: see if you qualify here.:  https://tombilyeu.com/call Get my battle-tested strategies and insights delivered weekly to your inbox: sign up here.: https://tombilyeu.com/ ********************************************************************** If you're serious about leveling up your life, I urge you to check out my new podcast, Tom Bilyeu's Mindset Playbook —a goldmine of my most impactful episodes on mindset, business, and health. Trust me, your future self will thank you. ********************************************************************** FOLLOW TOM: Instagram: https://www.instagram.com/tombilyeu/ Tik Tok: https://www.tiktok.com/@tombilyeu?lang=en Twitter: https://twitter.com/tombilyeu YouTube: https://www.youtube.com/@TomBilyeu Learn more about your ad choices. Visit megaphone.fm/adchoices

Keith reviews the state of the real estate market, noting that existing home sales are down about 33% from their 2021 peak, while prices remain firm due to low supply and high demand.  Affordability challenges are driven by stagnant wages, inflation, and higher mortgage rates, with 70% of mortgage holders still locked in at rates below 5%.  He observes that in certain markets, new construction may now offer better investor terms than comparable existing properties, especially where builders buy down rates.  The episode highlights a comparison of nearly a century of asset class returns, reporting real estate's long-term annual appreciation at approximately 4.7%. Episode Page: GetRichEducation.com/583 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com or text 'GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation   Complete episode transcript: Keith Weinhold  0:01   welcome to GRE. I'm your host. Keith Weinhold, how do other audiences feel about the GRE mantras that we've come to love here, like financially free beats debt free and don't get your money to work for you? Then sometimes it's not what you're attracted to in life, but what you're running away from finally comparing the returns from six major asset classes over the past century all today on get rich education    Keith Weinhold  0:29   since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com   Corey Coates  1:18   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:34   Welcome to GRE from Kennebunkport, Maine to Bridgeport, Connecticut and across 188 nations worldwide. It is the voice of real estate investing since 2014 I'm Keith Weinhold, and I'm grateful to have you here with me, and we're doing something a little different today, as you'll soon listen in to me as I was on the hot seat being interviewed on another prominent real estate show. But first, when you pull back and ask yourself, why you're really an investor in the first place? There are so many reasons. Maybe you just want a few properties in order to supplement your day job income. Maybe you want to have more than a few so that you can completely replace that active income, or perhaps rather than going the route of building up your cash flow, which is valid, but some think that it's the only way to real estate financial freedom. Instead, you could own, say, nine doors or 22 doors, and even if they all had zero cash flow, you can just keep borrowing against that leverage and equity tax free and live off of that whatever you do when it comes to your day job, income, your degree of disdain for your nine to five job that is going to be greater or less than it is for some others. So your motivation for self improvement, it isn't always about what you're running to in life, which could be real estate investing, but it's also what you're running away from, especially if you don't get a deeply rooted sense of meaning from your job. So you could have both a push factor and a pull factor in what motivates you. There's a scene from the 1999 movie Office Space that just does this incredibly unvarnished job of saying out loud how so many of us feel today. What I'm going to share with you, I mean, you know that you have felt this at least once in your life. Office space wasn't supposed to be a mega hit movie, but it kind of was, because it's so relatable. Let's listen in to part of this clip. This is Ron Livingston playing a disgruntled male employee talking to Jennifer Aniston at a restaurant about his job in the movie Office Space.   Speaker 1  4:09   I don't like my job, and I don't think I'm gonna go anymore. You're just not gonna go. Yeah, won't you get fired? I don't know, but I really don't like it, and I'm not gonna go.   Keith Weinhold  4:24   Then it continues when she asks. So you're just gonna quit? No, not really. I'm just gonna stop going. When did you decide all of that? About an hour ago? Really? Yeah, aren't you going to get another job? I don't think I'd like another job. What are you going to do about money in bills and all that? I've never really liked paying bills. I don't think I'm going to do that either.   Keith Weinhold  4:53   That's it. That is the end of that classic dialog from office space that we can. All relate to you did not wake up to be mediocre, but a lot of people's jobs pummel them into a rather prosaic state. You were born rich because you were born with this abundance of choices, this huge palette in menu, but society often stifles that and makes you forget it, and it gets really easy to just fall into your groove and stay there. The main reason we aren't living our dreams is really because we're living our fears. Failure doesn't actually destroy as many dreams as people think fear and doubt. Does fear and doubt destroy more dreams than failure ever does financial runway? That is a phrase for the amount of time that you can maintain your lifestyle without the need for a paycheck. And it's critical for you to lengthen this runway if you hope to retire early, and it will dramatically reduce your stress level. An example is say that you currently earn 150k per year after taxes, and you spend 126k of that, all right. Well, that means you've got a surplus of 24k a year. Well, it's going to take you a little over five years to accumulate that 126k that you need to annually support your lifestyle. That's what happens if you don't invest. And see investing helps you lengthen your financial runway, that amount of time you can maintain your lifestyle without the need for a paycheck. That's what we're talking about here. Last week I brought you the show from Caesar's Palace in the center of the Las Vegas Strip. So therefore, what I've done is I have gone from the ostentatious and flamboyant over here to the familial and simple as this week I'm in Buffalo New York, broadcasting from a somewhat makeshift GRE studio here, the Buffalo Bills had a home game yesterday, so the city and hotels are busier than usual. Next week, I will bring you the show from upstate Pennsylvania, as I'm traveling to see my family. Let's listen in to me on the hot seat. I was recently a guest on Kevin bups long running real estate investing show. You're going to get to see how I present information and GRE principles for the first time to a different audience. And as I do, you're going to hear me provide new material, but you'll also hear me say quite a few things that I have told you before, even then, the concepts might land differently when I'm explaining them to a new audience. The show is based in Florida, so We'll also touch on the real estate pain and opportunity there. After I'm interviewed, I'm going to come back and tell you about something fascinating. I'm going to compare the returns from six major asset classes over the past century, since 1930 anyway, and that's going to include the first time on the show where I'll tell you real estate's annual appreciation rate over the last entire century. Just about what do you think it is? 8% 5% 3% you're gonna have, perhaps the best answer you've ever had. Here we go.   Kevin Bupp  8:31   Now, guys, I want to welcome back a guest that we've had on. It's been a number of years now. Keith Weinhold, I went back to look at the last episode we had him on. I think it's been about four years. So, you know, four years ago, the world was in the very different state. It was a very different time. And so, you know, thankfully, we're out of the covid era and on to newer and greater things. So for those that don't know Keith, he's the founder of get rich education. He's the host of the popular get rich education podcast. He's a longtime thought leader in the real estate investing space, and like myself. Keith was also born and raised in Pennsylvania. For those that know don't know, I was born and raised in Harrisburg, Pennsylvania, Keith, I believe, a couple hours away from where I was. But Keith has very much a unique perspective on wealth, building debt, and really the housing market as a whole. And today, you know, we'll be diving into everything you know, from why the property itself? This is something that Keith kind of coins, why the property itself is less important than you think, to how the housing crash has already happened in a way that most people don't even realize, to the role inflation and debt play in building long term wealth. And so again, it's been a number of years here, so I'm excited to welcome Keith back here. So my friend, Keith, welcome to the show. It's it's a pleasure to have you back here again, my friend.   Keith Weinhold  9:43   Oh, Kevin, it's good to be here and be in the auspices of another fellow native Pennsylvanian as well.   Kevin Bupp  9:49   That's right, that's right, yeah, no, Pa is rocking and rolling as I think I told you this little, this little tidbit last time everyone, every time I speak with someone from Pennsylvania, they never know this. But I'm going to share this fun fact. Are you already know, Keith. I'm gonna share it with the rest of the listeners here today, Pennsylvania, those that are born and raised there. It's the only state where, if you're from Pennsylvania, you refer to it by its initials, and you assume that everyone else, everywhere else across the country, they know what you're talking about when you say I'm from PA and that's the only state that does that. So I think it's pretty neat.   Keith Weinhold  10:19   That's right. No one else does that. No one else says, I'm from TN, if they're from Memphis, right?   Kevin Bupp  10:24   They don't, they don't. So with that, my friend. So, you know, it's, again, it's been a number of years since we, since we had you last on here, you know, let's start with just, let's back up a little bit. You know, what have you been up to? I mean, what, what have the last few years look like for you? Where have you been spending your time, energy and efforts? Obviously, it's, you know, we've gone through some quite a bit of turmoil over the last five years, and would love to just get an update as to what's going on your life.    Speaker 2  10:48   Well, one of the big words in real estate investing, we all know it, even the person that cuts your hair and cleans your teeth knows it, and that's affordability. You know, really, affordability has been under fire, under pressure. By a lot of measures, we have the worst affordability for home buying since the early 80s, when the Jeffersons was on television. So it's been helping a lot of people deal with that. It's really the effect of three things, general inflation, higher home prices and higher mortgage rates. Really, those three things the crux of the problem. It's not exactly inflation, really. It's the fact that over the long term, wages don't keep up with inflation. And really that's the crux of the affordability problem. So I've been helping people deal with that and put that in perspective, really, Kevin,   Kevin Bupp  11:42   what does that mean for, you know, investment, real estate? I mean, are you still still doing deals? Are you seeing deals still get done by your students? I mean, what? What's your world look like?   Keith Weinhold  11:52    Yeah. I mean, I think you're asking, you know, how many deals are taking place? One way to measure that on a national basis is existing home sales. You know, existing home sales have been down substantially. And when a lot of people hear that, they think, prices, oh no, we're not talking about prices. We're talking about existing home sales. That means sales volume. That means the amount of overall transactions. So to give an idea of a real estate market, a residential one that's become pretty lethargic and not very vibrant, is that sales volume. It had its recent peak of about 6 million home sales back in 2021 I mean, 2021 was crazy, kind of the crux of the pandemic, you know, Kevin, that's when for an open house. You saw cars wrapped around the block for just one open house. Okay, well, that year 2021 there were 6 million existing home sales. Today, we're on pace to do about 4 million, and we also did only about 4 million last year. So if you put that in perspective and think about what that means, prices have stayed stable, but that's a 33% reduction in transactions. So investors, you know, people like you and I, Kevin, we're not as affected by this as some other industries. But think about the mortgage loan industry. If you're doing 33% fewer transactions, think about the hard decisions companies have to make and lay people off. 33% fewer transactions for title companies. It's probably close to 33% fewer transactions for furniture companies as well. So really it's both affordability that's been a problem, and that's led to this relative lethargy, kind of a slow, not very interesting residential real estate market, at least from the transaction perspective, really, really slow.   Kevin Bupp  13:58   But Could, could one not argue, I don't know the data points. Keith, I guess, what did it look like? 2021? Was kind of the peak. I think you'd reference 6 million units a year. Transactionally, what did it look like prior? What, what was, what was a more normal year like? And maybe 2020, wasn't a normal year either, right? Because a lot of folks thought the role was ending for a period of time. You know, 2019 maybe just again, trying to, trying to find maybe a better baseline to use. And then, you know, does, I guess, in my mind, and I don't follow these data points as much as you do, is that maybe 2021, was, you know, somewhat artificial inflation, right? Lots of lots of money pumping into the marketplace. And ultimately, we had to get back to a sense of normalcy at some point in time. And so are we at a at a place of normalcy? Are we still behind the eight ball a little bit?   Keith Weinhold  14:44   We're still behind the eight ball a little bit. 5 million is more of a normal long term number. But yeah, I mean, if we've got 4 million now, that's, you know, 25% less still than 5 million, sort of this long term normalcy rate of existing. Home transactions. And if you're a careful listener, you notice I've been using the word existing that doesn't include new build. So you know, when you the listener out there reading headlines, always look at that closely. We talking about existing? Are we talking about new build? You can learn a lot from that when you introduce new build data that introduces an awful lot of noise. For example, even when we look at prices, sometimes we want to exclude new construction. So why is that? Why do we want to focus on existing a lot? Well, because new build can introduce a lot of aberrations to the market. For example, the size of new build properties has dropped substantially the past few years, again, coming back to the central theme of affordability to help make a home more affordable. So we're not looking at same same when the square footage of a property drops a lot. And also, another thing that's been happening as a response to the lack of affordability is you have more builders building further and further out from a central business district where there are lower land costs for that new build property as well to help meet affordability. So the takeaway is, yeah, we want to be careful when we look at numbers. Are we looking at existing? Are we looking at new? Are we looking at overall properties.   Kevin Bupp  16:22   If you believe that if rates come down, we really is that the is that the lever that has to be pulled in order for that transactional volume to kick back up and, you know, make homes more affordable for the average home buyer,   Keith Weinhold  16:34   yeah, it's certainly going to help. I mean, really lower rates is the most likely significant lever that can help with the affordability crisis. Prices are pretty firm. Home prices are up 2% year over year. It's difficult for home prices to fall. In fact, home prices have only fallen one time substantially since World War Two. A lot of people don't realize that. So home prices are firm. I expect them to stay firm. And then the other lever is if we get a huge surge in wage increases, which I really don't expect anytime soon, unless we have another really big bout of inflation. So to your point, yes, lower mortgage rates like, that's the biggest lever that can help affordability return. And to speak to mortgage rates, Kevin and help put all of this into perspective, including this affordability component, is the fact that today, mortgage rates are low, and that gives a lot of people pause. They're like, What are you talking about? Mortgage rates were 3% even as low as two point some percent, just as recently as 2021 and early 2022 What are you talking about? Like, mortgage rates are 2x to 3x that today we look at a long term perspective when we look at the arc of mortgage rates, instead of in setting up expectations where we think rates could go. And we need to look at a frame of reference. Mortgage rates peaked over 18% in 1981 that's if you had a good credit score and everything on a 30 year fixed rate mortgage. That's what we're talking about here. In fact, Freddie Mac, they're the ones that have the best, most reliable stat set for mortgage rates, and that goes back to 1971 the average mortgage rate since 1971 all the way up to today, through all these presidential administrations you know, Nixon and in the Reagan years, and Clinton and the bushes and Obama, everything You know up to today, from 1971 until today, the average 30 year fixed rate mortgage is 7.7% so that's why I talk about how mortgage rates are, you know, moderate to a little low today. That takes a lot of people back. I don't see any impetus. It's going to get us back to, say, 3% mortgage rates. So some real perspective here.   Kevin Bupp  19:06   Yeah, yeah, no. And, you know, the interesting thing again, you might have data points on this to see, is a lot of the lack, do you feel that a lot of the lack of transactional volume is also related to those folks that have locked in, you know, 3% you know, mortgages, right? Like they're they, why would they sell and ultimately trade into a, maybe a, you know, a, you know, upgrade of a home, but ultimately be paying significantly more than that of what they're paying at the present time, you know, double the cost of capital. Your rates today, 30 year, rates are where the six and a half, 7% range, I don't follow it, but yeah.   Keith Weinhold  19:42   I mean, as of today, 6.3% is is where they're at. But yeah, you have a lot of those homeowners locked in to low rates. I mean, first, if we just pull back and look at the overall homeowner landscape, four in 10 have a paid off property. So just to talk to those about the other. Or 60% that percentage that are mortgage borrowers, among borrowers, 70% still have a mortgage rate under 5% meaning it starts with a four or less. So yeah, you're bringing up astutely Kevin the lock. In effect, people are reluctant to sell and give up that rate to trade it for a higher rate. And here's what's interesting, a lot of people if they couldn't make the payments on their home and say they lost their home, something that actually happened a lot in 2008 when people were locked into in sustainable mortgages because they didn't have good credit and they didn't have good income, the borrower is in good shape today. But even if, for some reason, they couldn't make the payments on their home, and they lost their home and they had to rent. Rents are actually higher in many cases, than what that mortgage principal and interest payment is. Maybe even the mortgage principal interest, taxes and insurance that they pay today are lower than what comparable rent would be, and this helps stabilize the housing market, people are really motivated to make their payments, and they can easily do it when it is so low, speaking to that lock in effect, and we're bringing up another reason now why transaction volume is so low, that lock in effect. So homeowners are in good shape. Their payments are sustainable. They don't want to sell, and they're just staying put. They're staying in place   Kevin Bupp  19:42   tying that all back around. Keith, what does that mean for us real estate investors? I mean, is there still good value out in the marketplace? I mean, is the rent to value ratio still, you know, Is there good opportunity to be had, as far as ROI for an investor that wants to buy into a residential investment or a multifamily investment, or anything related to that of residential housing?   Keith Weinhold  19:42   Well, the deals in the one to four unit space, single family homes up the four Plex buildings, yeah, just are not as good as they used to be. The ratio of rent income to purchase price is lower than it was five years ago. And that's so simple, but that's just really the simplest formula for profitability for a real estate investor, you don't have to look at cap rate or or NOI in the one to four unit space. Let's just look at that ratio of rent income to purchase price. 20 years ago, it was easy to find a full 1% meaning, on a 200k property, you could get $2,000 worth of rent income. That's that 1% ratio. But now oftentimes you've got to find something that's more like seven tenths of 1% that would be a $1,400 rent on a 200k property. So that simple formula, and I love that, the rent income divided by the purchase price when I'm looking at properties, when I'm scrolling or scanning like that's a calculation you can do in your head. It's only if I would see a ratio that appears really good, oh, that I would like drill down and look at that property more closely. So of course, when you have something that is that simple, though, rent income divided by purchase price, there's a lot of things that doesn't tell you. You know, what kind of mortgage interest rate can you get? What kind of property tax Do you pay in that jurisdiction? But really, I love the simplicity. That's it, rent divided by price, but it has been under attack. Now today, I still don't know where you're going to get a better risk adjusted return than you do with a carefully bought income property with a loan. I've always liked fixed interest rate debt the best risk adjusted return anywhere. I really don't know of a better one than with buying real estate, because real estate investors have so many profit centers, five simultaneous profit centers, which few people understand. Yeah.   Kevin Bupp  19:42   So using that, I want to, I want to unpack the the 1% rule a little bit for those that aren't familiar with it. And again, there's a lot of variables there, as you had mentioned, you know, mortgage rate, taxes, insurance and that respective market that you that you're buying in, and so what? What are you really trying to back into when applying that rule? Is there? Is there? Is there a true cash on cash return that you're hoping to achieve, again, assuming all these other variables that we just don't know, what they are at this point, you know? Is there a target range of actual ROI that you're actually looking to achieve when applying that 1% rule?   Keith Weinhold  19:42   No, I'm just looking for any positive cash flow. You know, to your point, yeah, there's nothing like the cash on cash return needs to be at least three and a half percent or something like that. But, yeah, I still like buying a property that's that's greater than a break even. Inflation is probably going to increase your cash flow over time, even if you bought a property that that broke even or just had a trickle of cash flow or a $100 cash flow today, a lot of people don't understand that fact that right there you can't count on it, you shouldn't count on. Getting rent increases. But we all know it generally happens over time at a rate of about 3% a year, but it actually increases your cash flow. If you increase your rent 5% your cash flow can often increase something like 12% why is that? How could that happen? That's because, you know, it's key for the person that was listening closely, you get fixed interest rate debt, so your rent income goes up, your expenses increase, except for that mortgage principal and interest. Inflation can touch it. It's kind of like a mosquito buzzing against a window and always trying to get in. And inflation can't touch that in a way. It's sort of like debt that's an asset in some unusual way, or some play on words, getting that debt so So yes, you can't count on rent increases over time. We know what typically happens, and that's really part of the compelling value proposition of buying income property with a loan. You're sort of leveraging inflation. You're really on the right side of it.   Kevin Bupp  20:08   Are there any particular markets that you feel are ripe for opportunity today where you're spending your focus and energies in?   Keith Weinhold  20:08   Yeah, it's still in high cash flowing markets like Memphis, okay, little rock and a good part of the Midwest and the Midwest still has home prices appreciating faster than the national average as well. So those are some of the areas that I like. Those jurisdictions also tend to have laws, as your listeners might know this already, Kevin, they tend to have laws that benefit the landlord more so than the tenant, where you can get a prompt eviction, but those are still the areas where you do get that high ratio of rent income to purchase price on a single family rental home, you might still find eight tenths of 1% meaning $800 worth of rent for every 100k of property purchase in places exactly like that.   Kevin Bupp  20:08   I was hoping that you tell me 1% rule would is applicable.   Keith Weinhold  20:08   It's pretty rare. You know, if you do see, if you do see a property that has a full 1% rent to purchase price ratio, it could be in a sketchy area, you need to make sure that you can actually get the rent in like you would get a respectful rent paying tenant in there. That's something that we would have to look at more closely.   Kevin Bupp  20:08   Have you explored building new product? Is there an opportunity there getting at a lower basis by building ground up?   Keith Weinhold  19:42   You asked such a smart question. This is actually the first time ever, as long as I've been an active real estate investor, Kevin for more than 20 years where new build purchases for income property make more sense than existing purchases. Why is that? It's because builders know that investors and borrowers are struggling to buy and afford property and make the numbers work. Like you're talking about, that builders are incentivized to buy down your rate. For you, to buy down your mortgage rate, we deal with a lot of providers that buy down your mortgage rate to 5% or less for you, and this is a fixed, long term loan in order to help get the numbers to work. You know, especially where you might see a new build property where the rent to purchase price ratio is less than seven tenths of 1% and it's just like, ah, the numbers wouldn't work paying a higher mortgage rate, but some are willing to buy them down to as little as four and a half. However, if you're looking into buying a new build income producing property, you do want to look at that closely. Who is paying for the discount points to buy down the rate. Is it the builder, or is it you? Because some builders just suggest, hey, you can buy down. You can have your rate bought down. But yeah, the next question is, yeah, okay, who is actually doing the buy down? Yeah.   Keith Weinhold  19:43   I mean, just getting tacked on. I mean, in that instance, I'm assuming that a lot of it's just getting tacked on to the to the back end of the purchase price, or it's being baked into closing costs somewhere somebody is paying for it. More than likely the borrower is paying for it. Paying for it. Is that? Is that? Again, I'm assuming we probably have that here in Florida. Again, I don't really follow the residential market too much, but there's, as you had mentioned, like, kind of on the the outskirts of Tampa, the tertiary, necessary, tertiary, probably more secondary areas. That's where a lot of the builds are happening. Lots of these, you know, planned subdivisions. You know, hundreds and 1000s of homes being put up. And in my understanding, through the grapevine, is I hear that they're, you know, sales volumes is incredibly slow, and a lot of these builders are now offering some creative loan products, again, to what you've just stated there, to attract, not necessarily even just homeowners, but also investors, to come in and buy their product from them. Is, is there a real opportunity there, though? I mean, have you seen investors be able to benefit from buying brand new product at a fair price, with economics at work keeping as a rental?   Keith Weinhold  29:53   I have and Florida has some builders that are almost desperate. I'm a long time investor. Know personally, directly in Florida, income property, Southwest Florida, places like Cape Coral, they have been ground zero for real estate depreciation, a contraction in real estate values year over year of 10% or more in some southwest Florida markets. So like the post pandemic, migration boom is certainly over in Florida. And you know, Kevin, as little as 10 years ago, people used to talk about buy in Florida. It's cheap, it's sunny, cheap and cheerful, like you would sort of hear that sort of thing about Florida real estate. That is no longer true. Florida just is not as cheap as it used to be. It's the same or higher than the national median home price now in Florida. So yes, some builders are rather desperate. The other benefit of buying new build, especially in a place like Florida, where a lot of new building has taken place and the supply actually exceeds the demand here in the short period. You can take advantage of that, not only by getting the rate buy down, but because homeowners insurance premiums are substantially less on new build property, because they're built to today's wind mitigation and other standards than they are existing property. I have a friend that just bought a new Florida duplex through us in Ocala, Florida. That's sort of a central, North Central Florida, on that new build duplex that he paid 400k for. I saw the actual insurance premium, the the rate sheet, $694.06 $694 694 so the benefit of buying new build is you get a lower insurance premium. You get these rate buy down. Sometimes what your builder will buy for you make for you rather and of course, you're probably going to have low maintenance costs for a long time, since it's a new build property, and you get a tenant that is probably going to stay longer than the average duration. They're the first person to ever live there. It's difficult for the tenant to improve their housing situation when they have a new build income property, unless they would go out and buy, and it's a very difficult time to go out and buy. So through that lack of affordability, really, the advantage for a real estate investor is tenants are staying put longer. The average tenancy duration is up because they can't run out and be a first time homebuyer.    Keith Weinhold  32:32   You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom, family investments.com/gre, or send a text. Now it's 1-937-795-8989, yep. Text their freedom coach directly. Again. 1937795898, 77958989   Keith Weinhold  33:44   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally while it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   Todd Drowlette  34:17   this is the star of the A and E show the real estate commission. Todd Rowlett, listen to get rich education with my friend Keith Weinhold, and don't quit your Daydream.   Kevin Bupp  34:38   That even trickles down to the to the space that we're in. We're in the mobile home park space. And while we don't have a lot of rentals inside of our portfolio, most of our residents own their home and they rent the land, but throughout our portfolio, we have roughly 400 units that we own that we have as standardized rentals, and we've noticed that trend as well. Historically. 10 years ago, you. Yeah, we track actually about, I can take it back about eight years, where we actually have data to support this. This claim is that our average renter would stay about 16 months. That was fairly standard. Whereas today it's over, it's nearly three years. At this point in time, the majority are staying nearly three in there's probably, there's some variables in there. You know, eight years ago, we weren't bringing a lot of new product into our communities, whereas a lot of the mobile home parks that we purchased today do have a lot of newer mobile homes in them. So again, to your point, it's, it's a it's a newer home. It's fresh. There might not be the first person that lived there, maybe they're only the second, right? But it's still a very new home. It's only a couple years old. All the appliances are new. It's fresh, you know, it's well insulated, and it's just a high quality product, but, but it's nearly double of what we used to experience and what we used to underwrite. It's, you know, which is, which is interesting. You know, I am, I want to, I want to circle back, you'd mentioned Cape Coral. I've got quite a bit, quite a bit of experience with Cape Coral. This is not the first time that Cape Coral and Port Charlotte in those areas have crashed. I mean, like, they've got quite an interesting history in time, back during the GFC, that area down there took probably one of the biggest hits in most of Florida, while, you know, the rest of Florida got, you know, pounded pretty hard with home values and decreasing home values decreasing rents, Port Charlotte, Cape, coral, in those areas as well. It's just It looks very different down there today. As far as you know, the job basis. I mean, there's a little bit more of a, you know, you know, an economy than what existed maybe 1015, years ago. But I don't know if you know the story of Port Charlotte. Is it some interesting history that you can if you want to spend some time, go on YouTube. There's some documentaries out there about, basically when that area was created. There's a two brothers that, essentially, you know, sold, subdivided and sold swampland and sold the dream to the northeast centers to come down and buy, you know, parcels of land down in Cape Coral, port, Charlotte and in that general area. And it took a lot of time for it develop over the years, but it's a beautiful area down there. But again, I think what happened to your point? A lot of folks during the covid era were wanting to come to Florida. We were fairly free down here. The sun was shining, you know, the Gulf of Mexico was warm, and that was a good value for a lot of folks. You know, the values were driving up there. Was home inventory down there. You got a good bang for your buck back at that point in time. But again, there's not, there's not as much as many amenities and supportive economy there. And then to me, there, like you might find in the Tampa area, or you might find Orlando, or even Ocala cow is a phenomenal market right now. And yeah, oh, Cal is, for those that don't you know you mentioned, you referenced the insurance there, which is, that's a great, that's a great price for that, that policy, you know, 700 bucks, basically, that is inland. For those that don't know the geography here in Florida, that is inland. So you are fairly protected from storms, you know, hurricanes and things of that nature, which crush us here on the on the Gulf Coast. But in any event, I just thought I'd share that there's some good, pretty cool documentaries out there in Port Charlotte, in the whole area down there, but a beautiful part of the country. But just Yeah, it's, it's suffering right now. There's, I think there's, I was looking the other day on Zillow. I just play around and check and see what waterfront home prices are going for. And down there, you can basically get a you can get a canal front home going out to the Gulf of Mexico for about $500,000 which was probably closer to 800,000 during, you know, the the boom era of 2021 2022 So historically, we used to buy properties down there. This is back in 2000 and 345, before the the GFC, we could buy those same properties for 150 and $200,000 waterfront home, waterfront homes, deep water canals going out to the Gulf of Mexico. But when it crashed, some of those homes were selling for $120,000 $100,000 so it's interesting to see how things have come kind of full circle multiple times, not just down there, but in all of Florida as well. Florida is always boom and bust. You know, I think they say that with you know, you could probably speak to that most of these coastal towns, whether it be in Florida, whether it be up the eastern seaboard, the coastal markets are definitely more of a roller coaster ride than the Midwestern markets, where you invest in would you? Would you agree with that?   Keith Weinhold  39:09   Yeah, I would. And yeah, you talk about Florida being a boom and bust, and what you said is certainly true in the shorter term. Back in the global financial crisis, we saw more price blood letting in Florida than we did in other states as well. But over the long term, the long arc, I'm bullish on Florida because of just the obvious constant in migration story. In fact, if you go back to decennial censuses, all the way back to the early 1800s every single decennial census, every 10 years, the population of Florida has rose, and it rises faster than the national average, almost all of those 10 year periods. So yeah, over the long term, I certainly like Florida, but Yeah, you sure can, you know, nitpick over the. Short term, but as little as five years from now. If you bought today, as little as five years from now, I could see someone saying, like, yeah, I bought back five years ago, because we're actually in a in a short term, overbuilt condition, and builders bought down my rate. For me, this could look savvy and this could look wise. So if you're looking for opportunity, new building Florida is definitely something to look into.   Kevin Bupp  40:22    I agree. No, absolutely. Like, the long term, you know, opportunity here in Florida, it's there, you know, it's interesting. We've got the we get these hurricanes every year. Last year was a pretty impactful year, at least here on the on the Gulf side, and the neighborhood I lived in, we got flooded. Luckily, our homes in newer builds built up. But, you know, 70% of the neighbor I lived in had 444, or five feet of seawater. And as did the, you know, the long stretch of the Gulf Coast here, and it was the first time this area has ever this immediate air right where we live, has ever had a it wasn't even a direct hit. It just happened to be a massive storm surge. But it was, you know, catastrophic as far as the damage that it did. And a lot of folks that we knew in our neighborhood here. Have lived here for 1020, 3040, or 50 years, and they had never had any floodwater whatsoever. And and there was two camps where they fell in either one camp where they didn't, they whether they had the money to rebuild or not, didn't matter. Like, mentally, they were never going to end up. They were never going to deal with that again. They were moving away, like they just didn't want to go through the heartache of that again. In the second camp, we're basically, I knew it was going to happen at some point in time. This is the kind of price to live, to pay, a live in paradise and and what ultimately occurred is, you know, you saw homes going up for sale, and in the initial chatter for those that that were impacted, is that, who's going to buy that? You know? You know, they're not going to get hardly anything for it. You know, it's just like, who's going to want to live here now that has been flooded. I said, Just wait. I'll say people have us as human beings, have short term memories. We do and and I can promise you, within a few months, those homes will be gobbled up, some will be knocked down, some will be rebuilt, but inevitably, the prices will come back incredibly strong, and you'll see very limited inventory, at least in desirable markets that are here on the water. And that's exactly that happened. Within six month period of time, prices are back up. You can't get your hands on a flooded property now, or one that had been flooded, right?   Keith Weinhold  42:12   I can believe it. And this is not the way that you want to have a waterfront property when the water inundates you and comes to you, that is not the way to buy waterfront property.   Kevin Bupp  42:23   Yeah, interesting, but, uh, no, Keith has been a fun conversation, my friend. So let's, let's talk about, you know, I like to you'll peek inside your brain if you were going to start all over again, from scratch, you know, you've been at this now, what? How long? Almost two decades. It's been, been quite   Keith Weinhold  42:38   Yes, yes, more than two decades. Is that what you're asking, how would I start, starting from today?   Kevin Bupp  42:47   Yeah, like, what would you do? Where would you focus, what asset type and any particular strategy outside of what you're doing today? You know, where would you focus your time?   Keith Weinhold  42:55   Actually, it is quite a coincidence. The way that I would start all over again in real estate is the way that I did start in real estate. It worked out phenomenally, in a way it makes sense, because if it hadn't worked out phenomenally, you never would have heard of me, and I wouldn't have become this real estate thought leader or whatever, because this is a way, an everyday person with virtually no real estate knowledge and very little money. Can start out, what I did is I made the first ever home of any kind, a four Plex building where I lived in one unit and rented out the other three. This is something very actionable for your for your audience as well, Kevin. Or if maybe you're a listener that has a an adult daughter or son and they want to get started in real estate with a bang without much money, is to buy a four Plex, just like I did. You can use an FHA loan, a three and a half percent down payment. You have to live in one of the units at least 12 months, and at last check, your minimum credit score only needs to be 580 now you will get a lower interest rate if you have a higher credit score. But those are the only three criteria you need. I mean, what a country talk about? The American Dream. You can use that FHA program with a single family home, duplex, triplex or fourplex, that's the formula. That's how I began. Actually ended up living there a little more than three years. But what that did for me was remarkable, and in fact, you know what it taught me? Kevin and every listener can benefit from this. It's paradoxical. A lot of times I say things that you would not expect to hear that make you go, wait what? Whoa, how can that be? Is what it taught me is that I don't want to focus on getting my money to work for me. You probably wouldn't expect to hear that. It's actually a middle class paradigm to say, well, I don't want to work for money. I also want to get my money to work for me. I'm telling. You that that's going to keep you middle class, or worse, that's going to keep you working until old age, and you won't have an outsized life and retirement and options. If you think that the best and highest use of your dollar is getting your money to work for you, it's not what's the paradigm shift if this four Plex building taught me the way I started out, which is still the way that I would start out today, and you probably heard this before, but I'm going to put a new twist on it. Is you want to ethically get other people's money to work for you, and we can be ethical. We can do good in the world. Provide housing that's clean, safe, affordable and functional. Never get called a slumlord that way. You can employ other people's money three ways at the same time, ethically by buying an income property with a loan, like we've been talking about in Florida, or with this fourplex building. How do you do it three ways at the same time, using the bank's money for the loan and leverage, which greatly amplifies your return beyond anything Compound Interest can do. The second of three ways you're ethically employing other people's money is you're using the tenants money to pay for the mortgage and some of the operating expenses on this fourplex. And then the third way you're simultaneously using other people's money is using the government's money for generous tax incentives at scale. So the lesson is that the best and highest use of your dollar is not getting just your money to work for you, it's other people's money, in this case, the banks, the tenants and the governments. That's what you can do. I mean, what an opportunity. A lot of people just don't even know about that FHA program.    Kevin Bupp  46:41   Yeah, I actually, I wasn't, I wasn't aware that it was that low of a down payment key. That's no idea. Three and a half percent, you said, a 550 credit score, believe me, 580 minimum credit.   Keith Weinhold  46:51   And you have to, thirdly, you have to owner occupy a unit for at least 12 months. And hey, I'm not saying it's always easy. You know, you got to think about that. Your neighbors are also your tenants. And I don't know how to fix stuff. I still don't. I'm a terrible handyman, but it's good to learn a little about about human relations. And you know, letting finding a general way to let the tenants know that you have a mortgage to pay every month. I mean, just that alone can can help them ensure timely rent payments. But, and this also doesn't mean every area, or every four Plex building is is good, but, yeah, that's the opportunity. That's how I started. I would totally do it again.   Kevin Bupp  47:27   Can you use that FHA program more than once? Or is that just the one time you know your first, first, first primary home purchase?   Keith Weinhold  47:34   It's generally you can only use one at a time. There are some exceptions, like if you and your job move, like, a certain mile radius away from where you got the first one, but, yeah, generally it's only going to be one at a time. A lot of people don't use it. Don't know about it. In fact, if you have VA benefits, Veterans Administration benefits, you can get a similar program, like I was talking about, but zero down payment, rather than three and a half with an FHA loan. It's a really good, amazingly good opportunity.    Kevin Bupp  48:05   That's incredible. That's incredible. Keith, my friend, I appreciate you coming back going. It's always good to catch up with you. Good to see that you're doing well.   Keith Weinhold  48:17   Oh yeah, a terrific chat there with Kevin. I hope that you like that really. At our core, real estate investors are not day trading. We are decade trading. Now I'm in western New York today, at the other end of the state, NYU compiled some terrific statistics that you want to hear about for nearly the past 100 years. It is the annualized returns of six major asset classes. This spans, the Great Depression, a number of recessions, World War Two, the New Deal, gold standard, abandonment, brendawoods, the Cold War, Civil Rights Movements, oil shocks, Volcker rate hikes, the.com boom and crash, the 911, attacks, the housing bubble, covid, 19, AI revolution and 16 presidencies, all those ups and downs and war and peace and economic booms and economic lows, and now there is going to be a mild tongue in cheek element here, because stats like this drive real estate investors crazy, but this is often how mainstream media portrays asset class comparisons. All right, the six asset classes are stocks, cash, bonds, real estate, gold, and then inflation, which isn't in an asset class, but it's a benchmark. All of these begin from the year 1930 so spanning almost 100 years. Let's take it from the lowest return to the high. Best return the lowest is inflation. And what do you think the CPI inflation rate is averaged over the last 100 years? Any guess at all? You might be surprised. It is 3.2% Yeah, even though the Fed's CPI inflation target has long been 2% it runs hot longer than most people believe. So therefore, today's inflation rate isn't high, it's just normal. The next highest return is cash at 3.3% How did NYU measure that the yield from three months T bills? Next up is bonds. They returned 4.3% that's the 10 year treasury average of the last 100 years. The next highest is real estate at 4.7% that uses the K Shiller Index. Now we're up to the second highest. It is gold at 5.6% and the highest is stocks at 10.3% using the s, p5, 100, and this was all laid out in a brilliant chart that also shows the returns by each decade for all of these asset classes. You'll remember that I shared the chart with you in our newsletter a few weeks ago. Now you are smarter and more informed than the layperson is, you know, but they see this chart and they think, Oh, well, that's it. I've got my answer. Real Estate's 4.7% appreciation loses out to gold's 5.6 and stocks 10.3 and then they go back to watching Love is blind. But of course, rental property owners like us know that we often make five times or more than this 4.7% when we consider all those other income streams and profit centers, leverage, rents, ROA and inflation, profiting on our debt, it's often 25 to 30% total. It's sort of like judging a Ferrari by only measuring its cupholders or something. Now, would stocks 10.3% get adjusted up as well? Yeah, probably a little, because the s and p5 100 currently averages a 1.2% dividend yield, so that might be added on the 4.7% return for real estate. That cites the popular Case Shiller Index. And the way that that index works is that it uses a repeat sales methodology. So what that means is that the Case Shiller measures the sales price of the same property over time. Therefore a property would have to sell at least twice in order to be measured by this popular and widely cited K Shiller Index. So then the 4.7% appreciation figure excludes new build homes, and new builds appreciate more than existing homes, but you do have more existing homes that sell the new build homes, so we can pretty safely assume that real estate's long term appreciation rate is higher, likely between five and 6% there it is. So yeah, making comparisons across asset classes like this is pretty tricky, because investment properties leverage and cash flow gets nullified. And when you make comparisons like this, it's a big reminder that even if you can't get much cash flow off a 20 or 25% down real estate payment, sheesh, most people put a 100% payment into stocks, gold or Bitcoin, and they don't expect any cash flow. And Bitcoin isn't part of what we're looking at for this century long view, because it did not exist until 2009 and also NYU had to use some alternative statistics. Sometimes the s, p5, 100 index only came into being in 1957 and the Case Shiller Index 1987    Keith Weinhold  54:02   next week here on the show, I expect to answer your listener questions from beginner to advanced. You've been writing in with some good ones for the production team here at GRE. That's our sound engineer, Vedran Jampa, who has edited every single GRE podcast episode since 2014 QC in show notes, Brenda Almendariz, video lead, brendawali strategy talamagal, video editor, seroza, KC and producer me, we'll run it back next week for you. I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 3  54:36   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively.   Speaker 2  55:04   The preceding program was brought to you by your home for wealth building, get richeducation.com  

Qué es exactamente el American Dream, qué lo define, dónde se inició, es real, es fantasía, sigue vigente? Expectativas, verdades y mentiras ECDQEMSD podcast episodio 6191 El Sueño Americano Conducen: El Pirata y El Sr. Lagartija https://canaltrans.com Historias Desintegradas: Venimos de la Posada - León Guanajuato México - Un sueño especifico - Olas migratorias - Crisis y migración - Regresar a tu país - Un historia por persona - Migración y sentimientos encontrados - Los tiempos y las culturas - Contextos - Phoenix Arizona - Ciudades deprimidas - La epidemia de drogas - Aquella San Francisco - Realización en todo sentidos - Objetivos alcanzados - El cambio positivo - Películas en Tepito - Moteles de Tlalpan - Clásicos y condicionadas - El traductor - Demasiadas X - Armado el Árbol de Navidad - Fundación de Ciudad Juárez - Flor de Nochebuena - Playas Uruguayas - Comiendo Brownies y más... En Caso De Que El Mundo Se Desintegre - Podcast no tiene publicidad, sponsors ni organizaciones que aporten para mantenerlo al aire. Solo el sistema cooperativo de los que aportan a través de las suscripciones hacen posible que todo esto siga siendo una realidad. Gracias Dragones Dorados!! NO AI: ECDQEMSD Podcast no utiliza ninguna inteligencia artificial de manera directa para su realización. Diseño, guionado, música, edición y voces son de  nuestra completa intervención humana.

This episode examines abusive conditions in U.S. immigration detention centers and rising anti-immigrant rhetoric from public figures. It connects eyewitness reports of medical neglect and alleged torture with political attacks on immigrants, discusses the role of responsible immigration amid declining birth rates, and warns about related rollbacks on public health and civic institutions.

Abundance and Why Selfishness is Good In this episode, we take on important questions like: "Is carbon dioxide good or bad?", "Is the American Dream still alive?", and "Why is selfishness good?" Canada has 3 proposed laws that may give their government a lot more power and take away a lot of freedom for their citizens. In his stories, George Orwell predicted a lot of the things going on now. While those that believe in Socialism say they want to make people "equal", nature has its own equilibrium. Government just needs to get out of the way. In order to achieve great things, we need to know that we can succeed and keep the benefits of our efforts. Tune in to find out why selfishness in a voluntary society is good.  Sponsors: American Gold Exchange Our dealer for precious metals & the exclusive dealer of Real Power Family silver rounds (which we finally got in!!!). Get your first, or next bullion order from American Gold Exchange like we do. Tell them the Real Power Family sent you! Click on this link to get a FREE Starters Guide. Or Click Here to order our new Real Power Family silver rounds. 1 Troy Oz 99.99% Fine Silver Abolish Property Taxes in Ohio: www.AxOHTax.com  Get more information about abolishing all property taxes in Ohio. Our Links: www.RealPowerFamily.com Info@ClearSkyTrainer.com 833-Be-Do-Have (833-233-6428)

Finally! After a nearly two-year hiatus, Saucer Cinema has returned! This episode's subject is a touching story of an immigrant family overcoming adversity, prejudice, and persecution while trying to assimilate and pursue the American Dream. That's right, we're talking about the Saturday Night Live sketch adaptation Coneheads from 1993, directed by Steve Barron and starring Dan Aykroyd and Jane Curtin as the titular extraterrestrials. Frequent guest Jen Albright of Have You Seen This? joins me to talk about the spotty track record of SNL films, the paranormal obsessions of Dan Aykroyd, narfling garthoks, and more!  

On this episode of The Authority Company Podcast, Joe Pardavila sits down with civic entrepreneur, investor, and author Oliver B. Libby to discuss his bold new book, Strong Floor, No Ceiling: Building a New Foundation for the American Dream. Oliver shares how his experience across government, business, and philanthropy shaped his philosophy of “radical moderation”—a practical, people-first approach to rebuilding opportunity in America. He explains why the middle ground matters more than ever, how partisanship has paralyzed progress, and what a realistic path forward looks like for a divided nation.The conversation covers: *Why politics and business can no longer be separate conversations *How to rebuild trust and shared experience in a fractured democracy *Why healthcare, education, and innovation must serve both people and growth * The future of work in the age of AI and automation *What the “American Dream” means today, and how to restore faith in itFrom policy paralysis to economic inequality, Oliver argues that America's renewal depends on common sense, civic engagement, and a shared belief in a strong floor and limitless ceiling for everyone.

Homeownership has been baked into the American Dream for nearly a century. Politicians, parents, and banks all tell you the same thing: “Buy a house as soon as you can. It's your biggest asset.” But as a real estate guy who actually understands how wealth is created… I'm not convinced it makes sense for everyone—especially early in your career. Let me explain. Say you finally start making some real money—maybe you're a doctor fresh out of residency. The cultural script kicks in immediately: Buy a house. Build equity. Feel responsible. But here's the part most people forget: your primary home is not an asset. As Robert Kiyosaki puts it, if something takes money out of your pocket, it's not an asset—it's a liability. According to Bankrate and the Census Bureau, U.S. homeowners spend around $17,000 per year just to maintain and operate their homes—and that's before you make a single mortgage payment. That's property taxes, insurance, utilities, landscaping, repair bills, HOA fees… the list goes on. If your house is worth $1.5M, even the bare-minimum 1% annual maintenance rule hits you with $15,000 a year just to keep the place from deteriorating. Add insurance, taxes, utilities, and everything else, and you're looking at $30,000–$40,000 per year in unavoidable, non-negotiable carrying costs. And that still doesn't cover the roof that fails, the appliances that die, or the curveballs Mother Nature throws at you. None of that feels like an “asset” to me. Now, to be fair, people don't usually buy homes as investments. They buy them for stability, a place to raise kids, a sense of being “settled.” It's emotional. It's psychological. And it's real. But if you're young—and especially if you haven't hit your first million—it's worth asking yourself a tough question: Is buying a home right now the best financial move… or just the most familiar one? Because historically, U.S. home prices appreciate around 4.3% a year (Case-Shiller). Meanwhile, the S&P 500 averages closer to 10%. And if you’re in real estate investing? A solid multifamily value-add deal often targets 16–20% IRR—plus tax advantages your primary home will never give you. So if you're just getting started, it might make sense to delay that home purchase. Invest first. Build your passive income. Let your assets—not your salary—pay for your lifestyle. Then when you do buy a home, you'll be doing it from a position of strength, not strain. The irony is this: waiting often gets you to the dream home faster because your capital compounds instead of being trapped in drywall, windows, and a backyard you barely have time to enjoy. This Week on Wealth Formula Podcast, I interview expert Dr. Ken Johnson, who digs even deeper into this question—and lays out why homeownership isn't the golden ticket people think it is, especially for high earners early in their wealth-building years. Linked mentioned: Beracha and Johnson Housing Ranking Index: https://www.ares.org/page/beracha-johnson-housing-ranking-index Waller, Weeks and Johnson Rental Index: https://www.ares.org/page/waller-weeks-johnson-rental-index Price-to-Rent Ratio Report: https://therealestateinitiative.com/price-to-rent-ratios/ Top 100 Housing Markets – Inflation Adjusted: https://therealestateinitiative.com/housing-top-100/ Learn more about Dr. Ken Johnson: https://olemiss.edu/profiles/khjohns3

Nithya Raman is the consummate L.A. American Dream story, the first south Asian and Asian American female ever elected to the L.A. City Council. The first “outsider” to defeat an incumbent in two decades, her approach to fixing what else Los Angeles is anything but status quo. Shaped by her world view and grasp of urban planning, we discussed her origin, story and vision for the future of Los Angeles.

At 22 years old, Eugene Kang bought a tiny jerky business from an 80-year-old butcher he met on a road trip. It was doing about $500K a year and relied entirely on private-label production. Over the next fourteen years, he rebuilt everything — the brand, the manufacturing, the product strategy — transforming it into Archer, one of the fastest-growing companies in meat snacks. From navigating USDA operations as a first-time founder, to unlocking national retail doors through a licensed Sriracha SKU that flipped early “no's” into “yeses”, Eugene grew Archer into a projected $500M brand by 2026, with 90% YoY growth in 2024. In this conversation, he breaks down the operational grind, the rebrand from Country Archer to Archer, and how sticks became the engine behind one of the biggest category expansions in modern snacking. Make sure to check out Archer at: https://archerjerky.com/   Check out my new book on Amazon: https://amzn.to/4kRKGTX Register for Starting Small Summit 2026: https://startingsmallmedia.org/startingsmallsummit Watch our mini-doc - Starting Small: The Raw Truth Behind Entrepreneurship and the American Dream: https://youtu.be/eHuq93wIxs0?si=eDB-ycngvWNapRLO Visit Starting Small Media: https://startingsmallmedia.org/ Subscribe to exclusive Starting Small emails: https://startingsmallmedia.org/newsletter-signup   Follow Starting Small: Instagram: https://www.instagram.com/startingsmallpod/ Facebook: https://www.facebook.com/Startingsmallpod/?modal=admin_todo_tour LinkedIn: http://linkedin.com/in/cameronnagle

In this episode, Adam Butler is joined by guest Mike Green to discuss his viral Substack articles on the American affordability crisis. The conversation explores the significant gap between official economic statistics, like CPI, and the lived financial reality for the middle class, a phenomenon Green argues is often dismissed by an expert "mockery machine." They also discuss the use of LLMs in his research process and debate potential policy solutions to address widespread economic precarity.Topics Discussed• The use of Large Language Models (LLMs) as productivity tools for research and writing.• A critique of the "mockery machine" in public discourse that dismisses legitimate concerns about the cost of living• The disconnect between formal economic definitions of inflation and the public's lived experience of unaffordability• The concept of a "precarity line" for a modern family versus the technical definition of a poverty line• The economic pressures leading to "ghost households," where young people forgo having children due to high costs• Flaws in economic metrics like the CPI, particularly how quality adjustments mask the true rise in essential costs• The societal gaslighting by the economic establishment and its political consequences.• The "Valley of Death" or benefits cliff, where withdrawing government support creates a barrier to entering the middle class• Debating policy solutions like tariffs, direct government investment, and incentive-based programs to address economic precarity

Actor Billy Crudup joins Dana and David for a lively conversation about his expansive stage and screen career — from unforgettable theater experiences (including a few horror stories) to the highs of live performance. They dig into his edgy role on The Morning Show and his upcoming film Jay Kelly (starring alongside Adam Sandler and George Clooney). Plus, the trio takes a detour to unpack the meaning of the American Dream and debate the best Westerns ever made — no, not the hotel chain. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

If you think the American Dream is dead, then you probably don't know the story of Lu Zhang. Born in Mongolia and educated in China, Zhang came to Stanford as a graduate student, struck it rich as a young tech entrepreneur and is now managing partner of her own early-stage venture fund. In our conversation, Zhang makes a compelling case for why Silicon Valley remains the world's most important innovation ecosystem—even as she warns that restrictive immigration policies threaten to strangle the very talent pipeline that made her remarkable success possible. She's bullish on AI, bearish on energy infrastructure, and refreshingly candid about the capital market bubble that everyone in tech pretends doesn't exist. So does Zhang really exist or is she a bot designed to promote the American Dream? She says she's real. I believe her. Do you? This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit keenon.substack.com/subscribe

Why is buying a home harder than ever in 2025 — even worse than 2007? Sean Dobson, Chairman & CEO of Amherst (one of America's largest real estate investment firms), joins The Right Idea to break down the real drivers of the housing affordability crisis and what can actually fix it. We dive deep into labor costs, local regulations, property taxes, garages nobody uses, the future of renting vs. owning, immigration's impact on construction, and why gimmicks like 50-year mortgages or rent control won't solve anything. If you want to understand why young families can't buy homes anymore — and what policymakers should actually do — this is the episode. 01:14 – Hot Take: Why the Epstein file release won't end the conspiracies03:06 – Today's guest: Sean Dobson (CEO of Amherst)04:12 – What actually goes into the cost of building a house? (2/3 labor!)05:58 – Modular homes, factory construction, and why it's still only single-digit savings09:15 – Can the average person even build their own house today?10:34 – How local regulations silently drive up costs11:26 – The $55,000 garage nobody parks in14:29 – California's ADU precedent & state vs. city power17:20 – 2025 affordability worse than 2007? Here's why22:11 – Why politicians keep floating 50-year mortgages & subprime 2.024:19 – What does “affordable” even mean? (The 1/3 income rule)26:07 – Texas property taxes: 40%+ of your housing cost?!30:37 – Renting is not failure: Why the “American Dream” narrative is outdated33:31 – The real labor crisis in construction (and immigration's role)39:53 – Rent control: Why it always backfires42:26 – Sean's magic wand fix: Restore credit access & rename the “subprime” crisis

LightSpeed VT: https://www.lightspeedvt.com/ Dropping Bombs Podcast: https://www.droppingbombs.com/ In this unfiltered Dropping Bombs episode, Carlos Reyes—illegal immigrant turned serial entrepreneur with 25 businesses (7 grossing 7 figures)—reveals why the biggest generational business transfer in Mexican-American history is happening RIGHT NOW. After quitting a 14-year corporate job, Carlos scaled a real estate empire generating consistent 6 figures monthly across multiple markets, then launched Empresarios—the movement unplugging entrepreneurs from limiting beliefs and cultural programming.   Hear Carlos's journey: spending $160K on personal development in one year, why ignorance—not racism—is the real enemy, and the prison story that proves Latino unity is unstoppable. Learn the frameworks behind building multiple 7-figure companies and why businesses need NEW strategies to scale. If you're ready to own your piece of the American Dream and break free from the matrix, this conversation destroys every excuse holding you back.  

What happens when the machinery of war is turned loose on the home front? In this episode of Built to Divide, host Dimitrius Lynch traces how the end of World War II, the GI Bill, and federal housing policy combined to build the largest middle-class expansion in U.S. history—while quietly deepening racial and economic division.Beginning with the surrender in Tokyo Bay and the massive demobilization of Operation Magic Carpet, Lynch follows millions of returning veterans back to a country racing to answer a simple question: Where will they all live? The answer reshaped the nation. FHA and VA loans, the rise of Fannie Mae, and the secondary mortgage market drove homeownership from 43% to nearly 62% by 1960, cementing the single-family house as the centerpiece of the American Dream.But this “great reset” came with a price. Lynch unpacks how zoning laws, redlining, racial covenants, and underwriting standards drew hard lines around who could belong in postwar suburbia. He contrasts the inclusive vision of Case Study Houses and Eichler Homes with the mass-produced segregation of Levittown, where black families were explicitly barred and violence met the first to cross the color line.From John Dean's warning about homeownership “booby traps” to the weaponization of media by business elites like Henry Regnery, this episode reveals how corporate interests used patriotism, racial fear, and Cold War anxiety to roll back New Deal gains and reframe government as the enemy. Along the way, Lynch explores how Fannie Mae's privatization, the birth of American Express credit cards, and the cultural glorification of the nuclear family turned housing into a speculative asset, a consumption engine, and a source of isolation.We end in Roseto, Pennsylvania, where a community's disappearing social bonds literally changed its heart attack rates—proof that how we house ourselves shapes how we live, connect, and survive.If you want to understand how postwar housing policy, suburbanization, zoning, media, and finance fused into a system that still determines who gets stability and who gets left behind, this episode shows how the board was reset—and who it was reset for.Episode Extras - Photos, videos, sources and links to additional content found during research. Episode Credits:Production in collaboration with Gābl MediaWritten & Executive Produced by Dimitrius LynchAudio Engineering and Sound Design by Jeff Alvarez

In this episode of the Be Wealthy Podcast, Brett Tanner sits down with real estate investor and mortgage expert Josh Mettle to unpack the real truth about building wealth in today's economic environment.Josh shares his journey from buying single-family rentals with little cash flow, to scaling into large multifamily assets, and ultimately becoming a sophisticated investor who understands inflation, risk, and long-term wealth creation.This powerful conversation dives deep into the realities of today's housing market, what actually creates financial freedom, and why many investors get stuck chasing low-return, high-friction strategies. Josh also reveals how he shifted from hustling “for cash flow” to building a portfolio that compounds safely, sustainably, and with far less stress.

Alma Ohene-Opare grew up in Ghana during military coups, famine, and dictatorship. He watched his mother build schools and a university from nothing. He lost five dogs to DDT poisoning at age 6. He made a pinhole camera because a physics book told him to — and then realized he could never develop the film because the resources simply didn't exist.That moment broke something in him… and lit a fire that burned until he finally touched American soil.In this nearly 3-hour conversation, Alma explains:- Why America is the only place on earth where you can wake up with an idea and have a working prototype by sundown - Why socialism always contains “a teaspoon of dog poop” no matter how good it smells - Why true justice can only come from God, not government - How his mother educated over 10,000 kids with the motto: “We train leaders, others train the rest” - The day he took the oath of citizenship and finally put his hand over his heart during the national anthem after 18 years of waiting - Standing at the exact spot where Charlie Kirk was assassinated and what it means for all of usThis is not political talking points. This is raw gratitude from a man who knows exactly what the alternative looks like.If you've ever taken your American privilege for granted — watch this. If you have kids who think the American Dream is dead — make them watch this. If you're tired of the noise and just want to hear truth spoken with love — this episode is for you.Alma's book: “A Vision of Greatness: An Immigrant's Unyielding Pursuit of the American Dream” – Link: https://www.amazon.com/dp/B0DDF5BLJ4/?bestFormat=true&k=my%20american%20privilege%20book&ref_=nb_sb_ss_w_scx-ent-bk-ww_k0_1_22_de&crid=MQRO7V0MRYS4&sprefix=my%20american%20privilage%20Connect With Alma! Youtube: www.youtube.com/@UC-JXKDg4ow2-ND0nFYj_pYw TikTok, IG, Facebook: @willfulpositivityConnect With Micah!Youtube: www.youtube.com/@UCbDRG3_xrVcBHEGnr_0psyw IG: @micahgoodman @americas.podcastsTimestamps:00:00 – Intro & How We Met 04:30 – Born in Ghana Right After Famine & Military Coups 15:45 – The Legend of Flight Lieutenant Jerry John Rawlings 28:10 – Growing Up With 7 Dogs, Ducks, Sheep & Massive Responsibility 37:00 – The Day 5 of His Dogs Died (age 6) 44:20 – His Mother's Insane Legacy (Built a University From Nothing) 53:30 – Teaching Ezekiel “Ziggy” Ansah in 6th Grade → Drafted #5 Overall by Detroit Lions 1:03:00 – The Photo That Changed His Life Forever (Dad Touching a Dolphin) 1:12:00 – The Pinhole Camera That Broke His Heart 1:23:00 – Why America Freed Him From “Mental Slavery” 1:35:00 – Socialism = A Teaspoon of Dog Poop in Your Favorite Meal 1:52:00 – Why It's Impossible to Be Christian and Socialist 2:10:00 – Becoming a U.S. Citizen After 18 Years 2:25:00 – Standing at the Spot Where Charlie Kirk Was Assassinated 2:40:00 – Final Message to Young AmericansIf this moved you, share it with someone who needs to hear it.

Send us a textJeff and Scott talk with Justin Schein. They discuss Justin's newest film, and the issues and questions it brings up. Justin's newest film is Death and Taxes, which "is a feature documentary about wealth, inequality and the American Dream, viewed through the lens of the estate tax and the very personal story of a father and son at odds over what kind of inheritance we want to leave our kids and our country." Learn more about the film here: https://www.deathandtaxesfilm.com/. 

On this episode of The Federalist Radio Hour, Doug DeVos, businessman and chair of the National Constitution Center, joins Federalist Senior Elections Correspondent Matt Kittle to analyze the state of the American Dream and discuss what it will take to return to the nation's founding principles.Read DeVos' book Believe!: A Timeless Endorsement of American Principles here.If you care about combating the corrupt media that continue to inflict devastating damage, please give a gift to help The Federalist do the real journalism America needs.   

On this episode of The Federalist Radio Hour, Doug DeVos, businessman and chair of the National Constitution Center, joins Federalist Senior Elections Correspondent Matt Kittle to analyze the state of the American Dream and discuss what it will take to return to the nation's founding principles. Read DeVos' book Believe!: A Timeless Endorsement of American Principles here. If you […]

This episode sponsored by Matson Money LightSpeed VT: https://www.lightspeedvt.com/ Dropping Bombs Podcast: https://www.droppingbombs.com/ Mark Matson joins Dropping Bombs to ask a hard question: are you investing—or gambling with your future? Founder/CEO of $12B Matson Money and author of Experiencing the American Dream, Mark tears down the myths of stock-picking, timing, and guru worship. He shows how evidence-based, rules-driven portfolios align money to purpose so you can build wealth without guessing.   Mark drops practical insights on reframing money relationships through his "Matson Method"—a powerful, purpose-driven approach to investing. He shares why "hard work alone" isn't enough, the dangers of emotional investing, and how to protect principal in volatile markets. For anyone skeptical of financial "experts," this is your guide to real preservation and growth—no hype, just proven steps from a 6x national bestseller.

Gen X nostalgia meets economic reality. We talk with Bulwark Capital's Zach Abraham about whether the “good old days” were actually better, why housing is so expensive for Millennials and Gen Z, how government policies and 0% interest rates warped the market, and what today's culture shift means for the American Dream.Schedule your free Know Your Risk Portfolio Review, and subscribe to Zach's Daily Market Recap at https://KnowYourRiskPodcast.com

⏱️ Timestamps0:07 – What's your futures trading tip of the week?0:09 – The new AI company to watch0:20 – Google AI takeover — is Nvidia under threat?0:48 – Bitcoin buy price0:50 – MicroStrategy's worst 5-month streak since adopting the Bitcoin strategy — sell now or buy of a lifetime?0:55 – If I'm 33 and gave up on buying a home, what should my new “American Dream” be?1:06:00 – China–Taiwan–Japan tensions1:13:00 – Should I put $1M into QQQI or SPYI and live off the dividends?1:15:00 – How to stay disciplined during down markets when targets don't hit1:22:00 – Should you dollar-cost average or wait for drops?1:29:00 – Novo's epic fall1:36:00 – Dogecoin failure + U.S. national debt crisisThis week on Market Mondays, we covered everything from futures trading plays to the newest AI company threatening Google and Nvidia's dominance. We broke down the real Bitcoin buy levels, MicroStrategy's worst 5-month streak ever, and whether this is a red flag or the buying opportunity of a lifetime. We also discussed what the “American Dream” should look like today if homeownership feels out of reach, and whether dropping $1M into QQQI or SPYI for monthly dividend income is a smart path to financial freedom. Plus, we examined global tensions between China, Taiwan, and Japan, and the impact these conflicts could have on markets in the coming years.We also dove deep into investor psychology — how to stay disciplined when targets don't hit, how to avoid FOMO during red markets, and whether to dollar-cost average or wait for pullbacks in 2025. We covered Novo's epic fall, Dogecoin's collapse, and the growing national debt crisis that could reshape investor strategy for the next decade. If you missed this one, it's a must-watch for anyone serious about building wealth in a chaotic economy.Market Mondays Black Friday Deal (Limited to First 50): https://marketmondaysdeal.com#MarketMondays #EarnYourLeisure #Investing #Bitcoin #Stocks #Nvidia #GoogleAI #ETFs #DividendInvesting #WealthBuilding #Crypto #MSTR #Finance #EYLOur Sponsors:* Check out Square: https://square.com/go/eylSupport this podcast at — https://redcircle.com/marketmondays/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy