Podcasts about education costs

Find us at www.crisisinvesting.com In this episode, we return from a week off to discuss the latest political and economic happenings. They delve into the One Big Beautiful Bill Act that has been passed by the House, although not yet by the Senate. Highlights of the bill include permanent tax cuts, adjustments in the child tax credit, and increased defense spending. The conversation also covers Elon Musk's struggles with government cuts, the convoluted student loan system, and the rise of AI regulations. With in-depth analysis, they discuss the geopolitical tensions involving Russia and Ukraine, and Israel and Iran. Additionally, they explore the intricacies of the Golden Dome defense project, rising cyber attacks, and the concerning state of mining companies in the market. The episode concludes with discussions on nonprofit oversight, the controversial portrait of Donald Trump on a government building, and notable figures like Rahm Emanuel considering a presidential run. 00:00 Introduction and Weekly Recap 00:05 Overview of the OBA Bill 00:20 Permanent Tax Cuts and Deficit Concerns 01:14 Doge Provisions and Musk's Resignation 03:55 Child Tax Credit and SALT Deduction Cap 05:11 Tax Exemptions and Trump's Savings Accounts 07:08 Debt Ceiling Increase and Financial Concerns 08:22 Healthcare and Social Services Reforms 12:16 Student Loan Policy and Education Costs 14:27 Defense Spending and Border Security 17:37 AI Regulation Moratorium and Green Energy Rollbacks 18:36 IRS Direct File Program Termination 20:28 University Endowment Tax and Nonprofit Oversight 24:28 National Debt Increase and Senate Opposition 25:59 Trump's Megalomania and Public Image 29:12 Rahm Emanuel's Presidential Ambitions 30:29 Kanye West's Cancellation and Comeback 31:26 Dual Citizenship in High Government Positions 32:19 Trump's Control and Indictments 33:35 Epstein's Death and FBI's Response 35:54 Washington Post's Book Recommendations 38:49 Golden Dome and Modern Warfare 41:12 Cyber Attacks and Global Tensions 49:03 Israel-Iran Conflict 56:04 Mining Stocks and Market Trends 01:00:26 Conclusion and Upcoming Topics

Today we're going to be taking about being financially prepared for life events. This is important because it's so easy to make progress with your finances, only to have the rug pulled out from under your feet by something unexpected. Or even something that IS expected… Shownotes: https://meaningfulmoney.tv/YC3 Everything You Need To Know 03:00 Life events – like what? 03:55 Marriage 04:43 Having a Child 05:09 Buying a Home 05:24 Career Advancement 06:02 Starting a Business 07:47 Receiving an Inheritance 08:44 Job Loss or Career Change 09:10 Divorce or Separation 10:04 Serious Illness or Disability 10:41 Death of a Family Member 11:36 Caring for Aging Parents 12:25 Children's Education Costs 12:53 Relocation 13:45 Retirement 14:14 Unexpected Large Expenses 15:15 Being prepared means mastering the 3F's – Foundation, Forward-looking, Flexibility.   Everything You Need To Do 17:03 Foundation – Emergency fund, workplace benefits and personal insurance. LifeSearch - affiliate agreement. 28:38 Forward-looking – consider what may happen and what is likely to happen. 43:02 Flexible – keep things flexible so that we can be able to make changes as needed. 51:47 If big events happen – take your time, seek help.   53:35 Podcast Review

Education 2025: The impact of budget cuts, Bela bill & rising education costs | A Jansen van Vuuren by Radio Islam

At the start of the school year 2025, the cost of living crisis continues, affecting families who are also paying school fees. - Sa pagsisimula ng school year 2025, lalong tumitindi ang krisis sa cost of living na nakakaapekto rin sa mga pamilyang nagbabayad ng matrikula.

Welcome to Episode 214 of The Numbers Game. In this episode, we welcome Nick back to the pod and catch up on his new journey into fatherhood. Nick shares his fresh experiences as a new dad and we get into broader discussions about the costs of raising children, the pros and cons of private versus public education and the economic and social factors shaping modern parenthood.On this episode, we discuss:Unexpected Challenges of ParenthoodDeclining Birth RatesEconomic Pressures and Childcare CostsEducation Costs and ChoicesPrivate vs Public Schooling DebateFinancial Planning for ParenthoodCheck out the free resources from Inovayt here.Send us an email: hello@thenumbersgamepodcast.com.auThe Numbers Game is brought to you by Future Advisory & Inovayt.Hosts:Nick ReillyJason RobinsonMartin VidakovicThis podcast is produced by VIDPOD.

On Wednesday's Morning Focus, Alan Morrissey was joined by Tommy Corbett from Carey Corbett Financial Solutions This week, Tommy provided Alan and our Morning Focus listeners with advice on budgeting for third level education costs.

Rachel's college path was full of twists and turns and now she's helping her daughter, Zoe, on her own journey of self-discovery so she can make informed choices about her future. Zoe struggled with the traditional college path, initially attending college but deciding to take a semester off after a bout with mono and realizing she wasn't fully committed to the college route.  It's so important to allow young adults to take time to explore their options, especially in a society where there's immense pressure to have everything figured out by 18. Reflecting on her own experience as a first-generation student and how her experiences shaped her approach to guiding her daughters, Rachel uses My Path 101, a platform she created, to help students uncover their true passions and career aspirations before committing to a major.  Whether you're a student choosing a path or an adult redefining your career, remember that learning is a lifelong journey—keep exploring your identity and passions. Quotes “She was never really 100% excited and sold on going to college right away. She didn't know at the time what she wanted to do, and she was feeling like college might be a waste of time, and we, my husband and I really encouraged her to take a year off and figure that out.” “Kids at 18, 19 years old, it's a lot of pressure for them. They feel a lot of pressure to know what they want to do the rest of their lives.” “I was a first gen college kid. Actually, my parents did not go to college.” “I had really wanted to be a lawyer, so I applied to 10 law schools that ran the gamut from like, super safety school, the super reach school. I had great recommendations. I did okay on the LSAT, not great, but like, certainly good enough to get into my safety schools, and I didn't get into one school. And I was crushed, totally crushed. Oh, wow. So I definitely felt that identity crisis.”  “I just wanted to help kids figure out what they wanted to study in in school.” “That was the beginning of my own journey that certainly, you know, as I look back with like, a lot of twists and turns. It was no straight line by any means.” “I think college prices are over inflated, having been through the application process now with with Zoe, what I found a lot of schools do is they do inflate their prices, and then they give you a scholarship to kind of normalize their price.” “My Path is taking what we do on the personal branding side of our work at Brand ID and providing it to students, high school or college students, in a way that they can kind of self navigate and better understand themselves.”  “Why can't we take what we're doing in personal branding and apply it to to high school and college kids, and save them a little time and money by doing some of this introspective work before they actually determine their major?”

The federal budget will include measures for student loan debt relief; as well as payments for students undertaking mandatory work placements in social work, teaching, nursing and midwifery. - Anggaran federal akan mencakup langkah-langkah untuk keringanan utang pinjaman mahasiswa; serta pembayaran bagi siswa yang melakukan penempatan kerja wajib di bidang pekerjaan sosial, pengajaran, keperawatan dan kebidanan.

Send us a Text Message.Welcome to "Grandparents Raising Grandchildren: Nurturing Through Adversity." I'm your host, Laura Brazan, a parent and grandparent raising two grandchildren. In this podcast, we dive deep into the lives of grandparents who find themselves parenting once again, facing challenges such as dwindling retirement savings, loneliness, and handling the trauma that their grandchildren may carry. We'll hear heartfelt stories from grandparents like Betty Wilkes and Kathy Sjostrom who share their experiences of crisis and resilience.  Coaches, John and Sylvie Weaver, speak about the importance of focusing on what we can do in the present moment. Expert Brian McLaren discusses the difficult art of "letting go," to make room for unexpected joys and the new legacies being crafted through the struggles of kinship care. Gain insights from experts on everything from financial advice, to parenting techniques and therapists knowledgeable in working with children who have experienced trauma. This community is here to honor your journey, explore solutions, and celebrate the strength it takes to raise grandchildren. Whether you're seeking connection, advice, or just a chance to be heard, this podcast was made just for you!Thank you for tuning into today's episode. It's been a journey of shared stories, insights, and invaluable advice from the heart of a community that knows the beauty and challenges of raising grandchildren. Your presence and engagement mean the world to us and to grandparents everywhere stepping up in ways they never imagined. Remember, you're not alone on this journey. For more resources, support, and stories, visit our website and follow us on our social media channels. If today's episode moved you, consider sharing it with someone who might find comfort and connection in our shared experiences. We look forward to bringing more stories and expert advice your way next week. Until then, take care of yourselves and each other.Liked this episode? Share it and tag us on Facebook @GrandparentsRaisingGrandchilden Love the show? Leave a review and let us know! CONNECT WITH US: Website | Facebook

An interview and discussion with Dr. Michael Cunningham of the University of Louisville's Communications Department and President of the U of L AAUP (American Association of University Professors) Chapter on what is driving the rising costs of higher education in the US today. Of special interest is the book "The Fall of the Faculty" (2011) by Benjamin Ginsberg. Just why is college so expensive?

Costs of schooling has soared in India, but higher education is even costlier. In today's costs, higher education in India can cost anywhere between ₹15 lakh-50 lakh. If your child wants to study in US, the costs could run into a couple of crores. In today's episode, we chat with Vishal Dhawan, founder of Plan Ahead Wealth Advisors, on how parents can plan for their child's higher studies.

The cost of education has gone up significantly over the years, whether it is the school fees or higher education. In today's episode of Why Not Mint Money, we chat with Tivesh Shah, founder of Tru-Worth Finsultants, on how parents can plan for their child's education expenses, with so many options available today.

One of the very best things that happened during the 2023 legislative session was expansion of "529 plans" that can be used to save for education (now they can be used for both college and K-12). This week's show is an interview with Carolyn Fittipaldi, Marketing Director, and Natalie Cordova, Executive Director of The Education Trust Board of New Mexico. This is an important tool for New Mexicans to save for all kinds of education options. You should listen AND share this episode with anyone interested in improving and saving for education in New Mexico.

Rod Arquette Show Daily Rundown – Friday, February 3, 2023 4:20 pm: Gary Gygi of Gygi Capital Management joins the show to discuss today's job numbers, which show an increase of 517,000 in January 4:38 pm: Natalie Cline of the Utah State Board of Education joins the program to discuss some possible changes to the financial literacy courses in Utah high schools that would re quire students to learn about the superiority of the American free market systems 6:05 pm: Robert Bortins, CEO of Classical Conversations joins the show to discuss his piece for American Greatness about how school voucher systems typically cause higher education costs 6:20 pm: Naomi Schaefer Riley, a Resident Fellow with the American Enterprise Institute joins the show for a conversation about her piece on how parents should have the same due process as criminals when it comes to the child welfare system 6:38 pm: We'll listen back to Rod's conversations this week with Adam Guilette of Accuracy in Media about their report that critical race theory is being taught in Utah high schools, and (at 6:50 pm) with Rafael Mangual of the Manhattan Institute on why actions of police like those caught on video in Memphis are still atypical of police behavior

What's The Buzz on learning to drive system, education costs & SKIMS backlash. See omnystudio.com/listener for privacy information.

Kenneth Ellington, Senior Cybersecurity Consultant at EY and Founder of the Ellington Cyber Academy, achieves his goal of being on the Hacker Valley Studio this week. From working at Publix in college to becoming an online course instructor, Kenneth's journey into the cyber industry has been heavily influenced by online educators like Chris and Ron. Kenneth covers barriers to entry for cyber, SOAR vs SIM, and how much further we need to go for representation in the industry.   Timecoded Guide: [00:00] Starting a cyber career at the Publix deli counter [05:16] Fighting through introversion to become an online instructor [11:02] Setting equitable & understandable prices for cyber courses [15:54] Looking into the future of SOAR vs SIM to see what's next [19:27] Taking the chance on content creation as a new cyber professional   Sponsor Links: Thank you to our sponsors Axonius and NetSPI for bringing this episode to life! Life is complex. But it's not about avoiding challenges or fearing failure. Just ask Simone Biles — the greatest gymnast of all time. Want to learn more about how Simone controls complexity? Watch her video at axonius.com/simone For more than 2 decades, NetSPI has helped companies discover and remediate critical security issues through its platform-driven, human delivered security test. NetSPI is much more than a pentesting company, bringing you the most comprehensive suite of offensive security solutions. Visit netspi.com/HVM to learn more.   What areas do you feel confident in as a new teacher, and what do you still struggle to get your footing on?  As someone newer to online teaching, having only done it for 2 years, Kenneth is confident in his communication skills, but still struggles with fully grasping new technology. On the bright side, Kenneth believes those technical skills come with time and practice, something he's 100% willing to do. What helps him stand out as a strong teacher is something harder to learn— communication with others and de-escalating stressful situations for students.  “I worked at Publix for four years in the deli, dealing with customers, and that forced me to develop those soft skills about how to talk to people and how to communicate and how to de-escalate situations. That's how I set myself apart.”   What are some of the things that you're thinking about when it comes to setting the pricing for your course content?  No matter how his prices change or how skilled he becomes, Kenneth still believes in fair and equitable pricing for his course content. Considering his experience and expertise, Kenneth charges at least half of what I vendor might charge for similar content and knowledge. However, Kenneth doesn't believe in thousands of dollars being spent on his courses, because he wants entry level students like himself to be able to afford to learn. “I'm very honest with myself, what my skill level is, and the value I bring towards it. Because I've been doing this for over two years, technically, I've gotten a pretty good gauge as to what people are willing to pay for and the value that I can bring.”   Do you have anything you're looking to expand into with Ellington Academy?  While SOAR and SIM are Ellington Academy's bread and butter, Kenneth is looking forward to continuing to expand his expertise and scale his content. A future upcoming goal Kenneth has is giving back to the country of Jamaica, where his family is originally from. Through providing courses or recruitment opportunities, he wants to bring cyber skills to everyone. “From a legacy perspective, I want to leave a positive mark on this world, just to make it better than when I got here. One of my big goals, I don't know if it's gonna happen, but my family is from Jamaica, so I'm hoping I can maybe put ECA there someday.”   What advice would you give to a newbie in cybersecurity looking to start making content?  Kenneth got his start at the Publix deli counter, and he understands that the beginning of someone's cyber journey can look just like his— inexperienced but hungry for knowledge. For newcomers to the industry, Kenneth wants to reassure that you're never too young to teach or too old to learn. Take courses, expand your knowledge, and give back to the people with less knowledge than you through accessible learning content of your own.   “Take the opportunity to try to do something new because your knowledge is valuable, no matter how much or how little that you have. Everybody can learn something from everyone. I always try to help out however I can.” --------------- Links: Keep up with our guest Kenneth Ellington on LinkedIn Check out the Ellington Cyber Academy Learn more about EY on LinkedIn and the EY website Connect with Ron Eddings on LinkedIn and Twitter Connect with Chris Cochran on LinkedIn and Twitter Purchase a HVS t-shirt at our shop Continue the conversation by joining our Discord Check out Hacker Valley Media and Hacker Valley Studio

Whether you already have student loans or are getting ready to apply, there are ways to minimize your costs.  David Green, the CEO of Earnest, says they want to support students in whatever path they choose to set them up for success. You can also get help applying for scholarships at GoingMerry. You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page. Be sure to email Heather your questions and request topics you'd like her to cover here.See omnystudio.com/listener for privacy information.

Predictions the Government's early childhood care package will push up the education cost. The Government's raising the income threshold for childcare subsides from April. Early Childhood Education Office Chief Advisor, Sarah Alexander, says it'll likely have an uneven effect across the country. She says many have held off increasing fees, because of fierce competition and knowing many families can't afford more. LISTEN ABOVE  See omnystudio.com/listener for privacy information.

Advice For Parents To Plan Ahead To Meet Education Costs by Zurich Ireland

Following President Biden's announcement of student loan forgiveness, some folks are now pushing the idea of free college as a way to curb the rising cost of higher education. But Preston Cooper with the Foundation for Research on Equal Opportunity crunched the numbers and found that it wouldn't lighten your wallet as much as you might think.  See omnystudio.com/listener for privacy information.

On Financial Matters thus evening we look at the issue of planning for unexpected education costs with Erica Liebenberg, editor at JustMoney.See omnystudio.com/listener for privacy information.

Education costs have increased at an exponential rate, creating a significant amount of opportunity for well-thought-out financial planning. In this episode, we discuss the causes for the increased costs and provide information on 529 plans as a solution for self-funding these costs, outside of student loans, in a tax-efficient way. 1:12 - Why tuition costs are increasing exponentially 4:35 - What you can do to plan around education expenses 9:02 - What expenses does a 529 cover, and not cover 10:14 - Alternative methods of funding education expenses 12:37 - FAQ 15:09 - Superfunding a 529 [Planning Strategy] Schedule your free 30-minute consultation at OneDayAdvice.com and mention the podcast.

In Germany, the number of psychologists' practices is regulated by the health insurance system, but there, as here, the need for therapy has risen sharply due to the pandemic and the waiting lists are long. However, the German health insurers pay for far more sessions than we are allowed by Medicare in Australia. In our science series with Catharina Vendl, we listen to an interview with German psychotherapist Maria Attenberger, who works in Frankfurt. It is the second and last episode of this small series about psychology in Germany and Australia in comparison. - In Deutschland ist die Anzahl der Psychologen-Praxen durch das Krankenkassensystem geregelt, doch dort wie hier ist der Therapie-Bedarf durch die Pandemie stark gestiegen und die Wartelisten sind lang. Jedoch kommen die Krankenkassen für weit mehr Sitzungen auf, als uns in Australien von Medicare zugestanden werden. In unserer Wissenschaftsserie mit Catharina Vendl hören wir ein Interview mit der deutschen Psychotherapeutin Maria Attenberger, die in Frankfurt arbeitet. Es ist die zweite und letzte Folge dieser kleinen Reihe über die Psychologie in Deutschland und Australien im Vergleich.

Easily available information and accessible funds for research from universities coupled with Australia's current border closure are increasingly encouraging Pakistani migrant women to pursue Ph D in Australia.

The crippling cost of higher education is a common concern for young people and their parents alike. In this episode, Richful Thinker blogger Crista Wathen  shares how some out-of-the-box thinking, and her willingness to study abroad saved her from drowning in debt.Could it possibly cost less to study at Oxford than Montana State? Listen and find out! Follow Crista:https://www.richfulthinker.com/@richfulthinkerblog on Instagram

Christa shares Clark Stinks posts from the site with Clark. Submit yours at Clark.com/ClarkStinks. A new federal law allows employers to pay toward employee student loan debt or for a portion their education, through 2025 - tax free for the recipient, deductible for the employer. Clark explains this voluntary benefit - a win-win. Clark Stinks & Ask Clark topics include: Consumer Reports- printers / Two-factor authentication with Cash App / Insurance subrogation /  Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices

ຍານາງ ບາທູນ ແລະ ຟາຕີມາ ປົບລົບໜີຈາກເສິກສົງຄາມອັຟການິສຖານແລະຊີເຣັຍ.ພາຍຫຼັງມາຮອດມາເຖິງອອສເຕຼເລັຍແປດປີ ທັງສອງເອື້ອຍນ້ອງນັ້ນໄດ້ຮັບທີ່ຮຽນໃນດ້ານວິທຍາສາດການແພດກ້າວໜ້າໃນມະຫາວິທຍາລັຍແຕ່ກໍຮຽນວິຊາຊີບດັ່ງກ່າວບໍ່ໄດ້.

Hai phụ huynh gốc Việt từ Adelaide và Perth chia sẻ lý do vì sao họ lại chọn trường đạo cho con, trong đó nhấn mạnh yếu tố chọn trường cũng chính là chọn bạn cho trẻ.

"The first DeRolph decision came down in 1997, so we've been all those decades without a funding formula. That's why I ran for the statehouse. A retired teacher, I saw the impacts of what was happening when things were getting cut and the damage it was doing to our students.""The idea was to develop a plan that was fair for all of Ohio's children, fair for all of Ohio's districts, and fair for the state of Ohio."Featured guest: Former State Rep. John Patterson (D-Jefferson)Dr. John Patterson represented Ohio's 99th House district from January 1, 2013 until December 31, 2020, when he left office due to term limits. Patterson earned his bachelor's degree from Marietta College, his master's degree in political science from Ohio University and his Ph.D. in education from Kent State University. Patterson taught U.S. history at Jefferson Area High School for 29 years prior to his retirement in June, 2012. He has also instructed undergraduate courses at Kent State and  taught at the graduate level for Gannon University. While at Jefferson Area High School, Patterson served as the Model United Nations advisor, and coached girls basketball, boys baseball, golf and, for the last 12 seasons of his career, boys' cross-country. He was very active in the Jefferson Area Teachers' Association, serving as chief negotiator for his union. Patterson is now a member of OEA-Retired. In this episode:"The funding for new buildings and such, you can put a check mark there; we're making great progress. But the day-to-day expenditures has remained a problem, and I say this for two reasons: It all comes down to adequacy and equity." 2:00 - The Fair School Funding Plan as House Bill 1 and the four DeRolph cases that determined Ohio's current school funding formula is unconstitutional. 3:00 - Consulting with experts around Ohio to determine how much it actually costs to educate a student 4:25 - How experience in the classroom informs understanding of the issues and helps Patterson explain the challenges to fellow lawmakers. 5:45 - Calculating an accurate base cost 6:35 - Incorporating the "categoricals" -- the increased costs of providing transportation, educating English Language Learners, gifted students, special needs students, and more -- into the comprehensive Fair School Funding Plan formula. 7:10 - Determining a local district's fair share of the costs, taking into account that a community's property wealth on paper may not accurately reflect its citizens' ability to pay higher property taxes. The Fair School Funding Plan incorporates a 60-40 split between property wealth and income levels to determine local capacity. 10:00 - Providing direct funding for vouchers and charters under the Fair School Funding Plan, rather than deducting resources from local public school districts. 11:15 - The years of work to develop the Fair School Funding Plan in partnership with State Rep. Bob Cupp (R-Lima), who now serves as Ohio House Speaker 13:00 - "We realized that the formula was absolutely broken." 14:00 - The Fair School Funding Plan passed the Ohio House with overwhelming bipartisan support in late 2020, but the Senate failed to consider it before the end of the legislative session. Patterson's reaction: "Disappointed, because we came so close to the peak...But on the other hand, it is so complex" 15:00 - Navigating the obstacles and the unexpected wrinkles that had to be accounted for in a comprehensive school funding plan 16:00 - "When it came to December and that vote was there, we knew we really should have been working the Senate at the same time, but we just didn't have the resources nor the time to do all of it." 16:30 - Patterson's continued work, post-legislature, to get the Fair School Funding Plan passed 17:00 - The Fair School Funding Plan's importance to entire communities, not just schools 18:00 - How funding schools post-pandemic should lead to a renaissance in rural communities where people will be able to work from home and access the best educational programs for their kids 20:00 - Bringing Ohio's young people back home 21:00 - Fair school funding is finally within our reach "According to the State Constitution, this is a shared partnership between the local government and the state government to educate all of Ohio's kids, but where we have fallen short is to determine what the local share is."Connect with us: Email educationmatters@ohea.org with your feedback or ideas for future Education Matters topics Like OEA on Facebook Follow OEA on Twitter Follow OEA on Instagram Get the latest news and statements from OEA here Learn more about where OEA stands on the issues  Keep up to date on the legislation affecting Ohio public schools and educators with OEA's Legislative Watch About us: The Ohio Education Association represents more than 120,000 teachers, faculty members and support professionals who work in Ohio's schools, colleges, and universities to help improve public education and the lives of Ohio's children. OEA members provide professional services to benefit students, schools, and the public in virtually every position needed to run Ohio's schools. Education Matters host Katie Olmsted serves as Media Relations Consultant for the Ohio Education Association. She joined OEA in May, 2020, after a ten-year career as a television reporter, anchor, and producer. Katie comes from a family of educators and is passionate about telling educators' stories and advocating for Ohio's students.  This episode was recorded in late February, 2021.

المنحةمفتوحة لكل الشباب اللبناني لدراسة الطب في جامعة نوتردام في سيدني

New episodes are published every Thursday morning.Catch up on the full season so far: https://feeds.transistor.fm/education-matters  Then, subscribe to Education Matters for more insightful conversations with the people who are shaping the education landscape in Ohio. Education Matters is available on Apple Podcasts, Google Podcasts, Spotify and many other platforms.About us: The Ohio Education Association represents more than 120,000 teachers, faculty members and support professionals who work in Ohio's schools, colleges, and universities to help improve public education and the lives of Ohio's children. OEA members provide professional services to benefit students, schools, and the public in virtually every position needed to run Ohio's schools. Education Matters host Katie Olmsted serves as Media Relations Consultant for the Ohio Education Association. She joined OEA in May, 2020, after a ten-year career as a television reporter, anchor, and producer. Katie comes from a family of educators and is passionate about telling educators' stories and advocating for Ohio's students.  Connect with us: Email educationmatters@ohea.org with your feedback or ideas for future Education Matters topics Like OEA on Facebook Follow OEA on Twitter Follow OEA on Instagram Get the latest news and statements from OEA here Learn more about where OEA stands on the issues  Keep up to date on the legislation affecting Ohio public schools and educators with OEA's Legislative Watch

大学表示，真正的入学情况要等到下月确定课程编号后才能知道，而批评人士则质疑政府新收费政策的公平性和有效性。点击图片收听详细信息。

"The understanding is it's the state's responsibility to set up a school system with proper funding that will meet the needs of all the kids across the state. We've got 610 school districts, which is a lot even for a state our size, which is 11 million people, and that creates two concerns about the funding formula - one is adequacy and one is equity."Featured guest: Howard Fleeter, economist & Ohio Education Policy Institute consultant  Dr. Howard B. Fleeter received his BA from Northwestern University and a Ph.D in Economics from the University of California, Berkeley.  He was a faculty member in the School of Public Policy and Management at Ohio State University from 1989-1999, where he taught courses in Public Sector Economics, Public Finance, and State and Local Government Finance.  He was a four-time recipient of the School's “Faculty of the Year” award for excellence in teaching.  Fleeter was also a faculty member in the School of Education at the University of Massachusetts Amherst from 1999-2001, where he taught courses in the Economics of Education and School Finance.  His research has focused on state and local government finance, education funding and education policy, and applied microeconomics. He joined Richard Levin and William Driscoll as a partner in the research and consulting firm Levin, Driscoll & Fleeter in 2002.   Dr. Fleeter has extensive experience working with policymakers and stakeholders on issues of education and human services finance, tax reform and analysis, state budgeting, economic impact analysis, and other related policy issues.  Learn more about Dr. Fleeter's public policy research firm: https://www.fleeterandassociates.com/ In this episode:"The biggest issue for adequacy in the DeRolph decision was that the numbers that were used in the formula were just kind of plucked out of thin air... All of the numbers in the formula need to be based on some reasonable estimation of the cost of doing this particular thing." 0:40 - Ohio Governor Mike DeWine's executive budget 1:30 - FY 20 & FY 21 funding formula frozen at FY 19 levels 2:15 - The effect of the COVID-19 pandemic on school funding 3:50 - Understanding the DeRolph decision 4:30 - Ohio's constitutional guarantee for a system of common schools 5:00 - The inherent inequities of funding schools through property taxes 6:00 - The adequacy issue: "You need some sort of objective standard that every kid is going to get a reasonably high-quality education" 6:30 - The different costs of educating different students 7:30 - Effectively not having a school funding formula in place right now: "We've taken a bad situation and made it worse." 8:55 - Calculating the "base cost" per student 11:20 - Over-reliance on local property taxes 12:00 - How do you construct a school funding formula that complies with the Ohio Constitution? 13:00 - The Fair School Funding Plan, introduced as House Bill 1 this legislative session 15:00 - The plan for computing the state and local share based on property wealth and local income 16:00 - The Fair School Funding Plan's history as House Bill 305 and its future in the current budget process 19:00 - School funding in the Ohio Senate "Right now, that's a guessing game. No one has any idea what the Senate is going to do."Connect with us: Email educationmatters@ohea.org with your feedback or ideas for future Education Matters topics Like OEA on Facebook Follow OEA on Twitter Follow OEA on Instagram Get the latest news and statements from OEA here Learn more about where OEA stands on the issues  Keep up to date on the legislation affecting Ohio public schools and educators with OEA's Legislative Watch About us: The Ohio Education Association represents more than 120,000 teachers, faculty members and support professionals who work in Ohio's schools, colleges, and universities to help improve public education and the lives of Ohio's children. OEA members provide professional services to benefit students, schools, and the public in virtually every position needed to run Ohio's schools. Education Matters host Katie Olmsted serves as Media Relations Consultant for the Ohio Education Association. She joined OEA in May, 2020, after a ten-year career as a television reporter, anchor, and producer. Katie comes from a family of educators and is passionate about telling educators' stories and advocating for Ohio's students.  This episode was recorded in February, 2021.

Captain Amrinder Singh Ghuman, a Royal Australian Engineer officer has won a prestigious scholarship from the John Monash Foundation, which will enable him to earn a Masters of Business Administration degree from a chosen overseas university, to further enhance his leadership skills and service to the community.

Sandeep Anumalsetti, a former ISRO scientist who was involved in some of the most significant space missions such as Chandrayaan (Moon mission) and Mangalyaan (Mars), has received the prestigious Vice-Chancellor scholarship of La Trobe University to study a Masters degree in Australia.

The Sydney Scholars India Scholarship program from the University of Sydney has selected two students from India for a prestigious scholarship valued at up to $200,000 (INR 10,000,000) each. Adhip Tanwar is one of them, and his ideas to make online education more widely available in India impressed the university.

There are recurring themes in the time of COVID-19. One of those themes is the damage to the hospitality industry. Another has been the need to adapt. Masbukhin Pradana who is affectionately known as Cak Bukhin, came up with an innovative solution to aid the culinary industry. - Ada tema yang berulang di masa COVID-19. Salah satu tema tersebut adalah rusaknya industri perhotelan. Yang lainnya adalah kebutuhan untuk beradaptasi. Masbukhin Pradana yang akrab dipanggil Cak Bukhin itu menemukan solusi inovatif untuk membantu industri kuliner.

تستعرض حلقة بودكاست لنحكِ عن المال في حلقة جديدة اليوم ابرز البرامج الدراسية القصيرة المتاحة في استراليا التي قد تساعد في الحصول على وظيفة في قطاعات اقتصادية مزدهرة خلال وبعد ازمة كورونا الحالية.

Some people believe should question the Federal Government’s proposal to change the fees for different university courses. And should we put the economic recovery above anything else? How the academics respond to the Federal Government’s proposal? - Sebagian orang percaya bahwa kita perlu mempertanyakan usulan Pemerintah Federal untuk menaikkan biaya kuliah bagi sejumlah kursus universitas yang berbeda-beda. Apakah kita perlu menempatkan pemulihan ekonomi di atas segalanya? Bagaimana pihak akademisi menanggapi usulan Pemerintah Federal itu?

A group of Indian students studying overseas has appealed to the government of India to ease the burden of study loans during the coronavirus pandemic.

حوّل عدد كبير من الأستراليين عزلتهم في المنزل الى فرصة لإكتساب مؤهلات جديدة أو لتطوير مهاراتهم المهنية من خلال الإنخراط بدورات تعليمية مدعومة

Dr Shintia Revina, a qualitative researcher for the RISE Program in Indonesia who specialises in teacher education and curriculum talks about why Indonesian and Australian students performed relatively poorly in the latest Program for International Student Assessment (PISA) tests. - Dr Shintia Revina, seorang peneliti kualitatif untuk Program RISE di Yayasan SMERU di Indonesia yang berspesialisasi dalam pendidikan guru dan kurikulum, berbicara tentang mengapa siswa Indonesia dan Australia berprestasi relatif buruk dalam tes Program Penilaian Siswa Internasional (PISA) 2019.

Cheryl Meiklejohn, was born in a rural community, she fell in love with sewing at the age of 8, when she began sewing with her grandmother.   Always one to seize an opportunity, she set up and managed her own custom drapery business, where she became an expert in selling, sewing and installing window treatments.  Five years later she went to work for a much larger specialty textile manufacturing company, Rainbow Draperies, which she owns today.  Many of Western Canada’s high-end designers and architects will trust no one else with their custom textile needs. Over the last 23 years, Cheryl has consulted with countless interior designers/decorators on the best styles, fabrics, and linings for their specific projects.  She loves sharing her expertise and has been teaching seminars exclusively for designers on the foundations of window treatments since 2007.  Using her life experiences and sense of humor, Cheryl brings insight into what to do and more importantly, what not to do when selling window treatments.  Cheryl is also the author of “Details Behind The Design”, a step-by-step resource, which takes interior designers through the foolproof way of measuring windows and calculating window treatment yardage.   Cheryl is on Facebook and Instagram   Resources and Links; Cheryl mentioned the author John Maxwell The Sew Much More Podcast is sponsored by;   The Workroom Channel   Scarlet Thread Consulting   The WCAA   Helser Brothers, Inc   The Curtains and Soft Furnishings Resource Library

Welcome to Finance and Fury, The Say What Wednesday Edition special series – running through the catalogue of questions and concerns The series is broken down into three stages – 50 years or so timeline – last week was basics and the first stage https://financeandfury.com.au/how-do-i-start-my-journey-to-financial-independence/ Teenage to young adults (16-25): 10y - The focus of these years is to learn the basics of money finish schooling/education - next step is setting up the basics in last weeks ep Family and home (25-45): 20y - Whether your goals are to buy a house, start a family, education costs or anything else - the biggest part of this stage is preparing for the financial responsibility that comes along with each goal – this week Accumulating to Retire (45-65): 20y – Normally have larger disposable incomes – set sights on accumulating more to fund rest of life – next week     What is life normally like before the 20s? Up until this point – have been a consumer – younger people are naturally socialist Rely on family – living at home, parents provide for you, go through school – have been told what to do mostly up until early adulthood After this – time to take charge – Finish school and likely have first income – going forward in life Ages differ – but principles stay the same The last ep – went through some of the basics – principles of solving the economic problem Prioritise around the economic problem – Finite resources (money) – so where is it best put? Setting out your own goals/needs – building a plan based around where to put each dollar to meet goals Make your own target ratio – budgeting to pay yourself first – why prioritising helps – sets clear goals Invest in yourself – continue to gain experience and knowledge – this doesn’t change What are the economic problems at this stage? – Today – Start looking at events that tend to occur over time - First home, mortgage, starting a family – all about balancing finite resources to maximise your gains (utility) This stage is mostly defined by debt or expenses – can mean limited room for wealth accumulation which is why these first stages are important – covered in the last episode –    Firstly - Likely in debt or about to get into debt – personal, mortgage or education debt – there are also two stages of either preparing for upcoming events (family, home, etc.) or already gone through them Defining stages – Preparation – Preparation for buying a home, getting a mortgage, starting a family Considerations that need to be accounted for Debt and expenses normally take charge over wealth accumulation Wealth protection strategies – insurances to cover debts and family Or – you are currently in that position of having a mortgage and having a young family   For each one of these things – we have done plenty of eps on each individual thing – so we put links to each in the show notes Everything here is about asking yourself the important questions – you are your own boss in personal finances – look to your own situation to answer these Preparation for events – does require sacrifice First home, mortgage Deposits and getting financing – tools to use to solve the economic problems How much will you need? Look at the type of property you want to buy? Can you afford it? Wants v needs Tools to use FHSSS - personal savings – aim these to be enough of hitting your targets for deposits Hint - Avoiding LMI if you can – over leverage can be a killer of personal finances Kids Education costs – probably not a while off if you haven’t had your first kid – cover in a second More important – Budgetary issues - Single income/maternity leave This is why the basics of having your budget in place is important What will your finances look like on a single income or mat leave income? Starting a family - Protection – Getting into debts – make sure protected and have adequate covers to make sure if something happens to income-producing ability – Different levels of lump sums – the level of debts, or sole income provider leaving leftover life covers Ongoing income replacement – is it needed? In most cases it is likely - All about having your goals written down – working out how to solve the economic problem – no single correct way – Figures, strategies, timelines – all depends on your personal situation   Now – if you have already bought a home, had kids, etc. – not preparing for these events but in the middle of it First home and got a mortgage – do you know what your rate it? Know how long until paid off? Know how much interest over life of loan? Deposits and getting financing – aren’t the issue here The repayments of debt have to be balanced with lifestyle costs – Economic problem – Cost benefit analysis Where compounding comes into it again – compounding of interest on your mortgage debt versus investing into growth investment for long term or education costsThe low interest rate environment make it easier to answer that question – but the size of mortgages is forgotten about - $680k today vs $70k 20ish years ago – low rates on massive mortgage still means lots of interest paid – just slowly over time Have a young family – few kids - Education costs – either from savings/cashflow Private schooling – might need to get up education funds – previous episode links Cashflow and another lifestyle expense Might be on part time income – lower budgets can be accounted for – might have to sacrifice Getting kids involved in finances – school won't educate them on this – how value of money works to them This is all about looking at your cashflow – sorting out where funds should go – solving the economic problem Look at $1 into debt versus $1 into super or an investment – what is interest saved over 20 years v value gained? Later often doesn’t get looked at – the long term isn’t as pressing – but remember the rule of 72 and compounding – little bits now can help a lot in the long term – Again – the first stage of goal planning is important – all workbooks available through members at FF Create priorities and allows you to have certainty – less stress Thanks for listening, if you want to get in contact you can do so here.      Previous episode links -   Deposits https://financeandfury.com.au/say-what-wednesday-first-home-super-saver-scheme/ https://financeandfury.com.au/what-is-the-first-home-loan-deposit-scheme-and-how-to-use-it/ Obtaining Loans https://financeandfury.com.au/9-reasons-your-loan-may-have-been-rejected/ Education https://financeandfury.com.au/say-what-wednesdays-whats-an-education-fund-and-what-are-the-tax-benefits/ Insurance https://financeandfury.com.au/say-what-wednesdays-insurance-how-it-works-what-to-look-for-and-how-much-you-need/ Stress https://financeandfury.com.au/financial-stress-a-major-issue-for-many-australians/  

The Government dominated sectors of Healthcare and Education are driving up our costs of living. Are subsidies or competition the solution?

Michael talks about open borders in Europe, Brexit, ​and ruling elites. There’s a list of the filthiest cities in the U.S. Is your city on that list? Michael explains why the Attorney General can’t release an un-redacted version of the Mueller Report. A tweet accuses Michael of a being an apologist for censorship. Why are higher education costs so high? Michael gives an example. And, a child pornographer is caught (which is good) but how he was caught shows how stupid criminals can be. And Speaker Nancy Pelosi unwittingly outlines justification for the Electoral College. Bureau of Labor Statistics shows a booming job market and rising wages.

I believe the cost of education is too high and there is nothing we can do about it.

Good EMS education probably means spending money.  Danish paramedic Morten Lindkvist explains how best to improve EMS education models. In the latest installments of the Stories From Expo series, our friends at EMS Garage talk to top speakers and thought leaders from the 2018 EMS World Expo in Nashville. 

Featured Quote: Well, I think that every student who’s coming to your college and coming to every other college, one of the first things they have on their mind is, “How is this going to help me get a job? How am I going to be able to turn this into the sort of career that I envision for myself?” And so, whereas 25 years ago, people might have said, “I’m just exploring. I’m wondering about how this might apply to something I would like to do or at least try and see if I’m interested in it.” Today, there is very much a straight-line thought that’s going through people’s heads that, “This has got to work out for me because I don’t have a plan B.” ~Martin Van Der Werf Full Transcript

In this episode of Simplifynance, host Rachel Stewart and co-host Nathan Ollish, Financial Advisors, tell us how to tackle saving for higher education. They cover the high points to get you started, from how to determine expected costs, understanding the multiple funding options, and ultimately how to plan for the part that you’d like to cover.     Show Notes:   1:00 - When to start saving for college once you have a child. 2:03 - Planning is generally guided by your personal experiences as a student. 2:42 - Public or Private/in-state or out-of-state university – first step in the process 3:04 - The cost of education is outpacing generation inflation. 4:46 – What’s your timeline? It is important to start saving early. 6:00 - Alternatives to subsidize your child’s education outside of a 529 plan. 7:20 - Two ways to figure out how much you need to save for education     Resources Mentioned:   simplyfinance.com savingforcollege.com collegedata.com   Contact Information: Rachel Stewart Nathan Ollish, CFP  

It was reported over the weekend that private school fees have increased by 3.6% over the past year. However, the longer-term trend is closer to 5% p.a. Private school fees are tipped to soon exceed $40,000! That is a big hit to after-tax cash flow. This blog compares three financial strategies you can use to fund future school fees.What is the future cost?There are two things to keep in mind with respect to future education costs. Firstly, the average rate of fee increases is close to 5% p.a. Secondly, these expenses must be paid from after-tax income – so you have to earn a lot more pre-tax in order to meet these costs.A child born this year will most likely start secondary school in year 2031. Assuming fees increase 5% p.a. and inflation remains at 2% p.a., the total cost of secondary private school education will be $280,000 in today’s dollars. A parent will need to earn at least $460,000 before tax (in today’s dollars) over a 6-year period to meet these costs – an average of $75,000 p.a. per child.I am sure you agree that this is a substantial cost and one that you must plan for as early as possible.Steer clear of education fundsThe most prominent education fund producer is ASG. It creates structured savings plan so that parents will be better positioned to meet future education costs. However, their fees are high and investment returns are terrible. Parents would be far better off following one of the lower-cost, more transparent options below.Strategy One: Park savings in your home loanThe best place to save money is to park it in your home loan and redraw it whenever you need it. The reason being is that the home loan interest rate is much higher than the deposit rate. At best, you might receive 2.5% p.a. in interest for money in a savings bank account. The home loan mortgage interest rate is currently around 4% p.a.I completed my financial projections using a home loan interest rate of 5% over the next 18 years (the average rate over this time will likely be higher – but I’m being conservative). I worked out that parents would need to direct additional cash of $1,200 per month into their home loan over the next 18 years in order to fund their children’s school fees. That is, in year 2031 they would redraw these extra repayments from their home loan to pay for their children’s school fees as they are incurred.This approach (i.e. $1,200 per month for 18 years) costs $258,000 in after tax dollars – slightly less than the $280,000 above – because of the interest saving generated by the extra repayments.This approach is very low risk because your return (being the home loan interest you will save) is certain. That is, home loan interest rates will almost always be between 3.5% and 8% p.a.You can also park money in an offset linked to an investment loan – although it is less effective than a (non-tax-deductible) home loan.Strategy Two: Invest in the share marketThis option includes investing a regular amount in the share market. You don’t need to ‘pick’ shares in order to implement this strategy. Instead, you can use a low-cost, diversified index fund from Vanguard to do this. This means you only need to buy shares in one stock (codes are VDHG or VDGR for example) each month in order to make these investments. This one stock has exposure to Australian and international shares, emerging markets and some bonds too. It is very simple. You can use a low-cost online trading platform such as Commsec or CMC Markets to do this.Long term equity market returns (dividend income plus growth) have been circa 10% p.a. over the past 30 years. However, to be conservative, I will assume returns will be 8% p.a. over the next 18 years (being 4% income plus 4% growth).I calculated that parents would need to contribute $14,500 per year ($1,210 per month) into a share portfolio over the next 18 years. They would gradually liquidate the share portfolio to fund the school fees as they are incurred.Strategy Three: Invest in a property and sell it when they finish schoolThis strategy would involve borrowing to purchase an investment property, then accessing the equity (via borrowings) in that property before you child starts secondary school to fund school fees. You could then sell the property when your child finishes school to repay all loans.I assumed an investment purchase acquisition of $750,000, a conservative capital growth rate of 6% p.a., a gross rental yield of 3%, allowed for expenses and assumed an average mortgage interest rate of 6%.The cash flow cost of this strategy over the 18 years of ownership amounts to approximately $210,000 which is a lot lower than the other two options.The net equity in the property in 18 years’ time (after allowing for repaying the original loan and CGT) is circa $900,000. Don’t forget that you will have an additional loan which you used to pay for the school fees and that would be circa $450,000. Therefore, this strategy leaves you with a surplus (cash proceeds) of $450,000 after tax.The breakeven capital growth rate (needed to generate enough wealth to cover all schooling costs) is only 4% p.a. A well-selected, investment-grade property should definitely generate substantially more growth than this over the next 2 decades.Why does property win?Here’s a summary of the results:The property strategy produces the best outcome for three reasons:The returns I have assumed are higher for property. In the home loan strategy, I assumed an interest rate of 5% p.a. In the share market strategy, I assumed a gross return of 8%. And in the property strategy I assumed a gross return of 9% (growth plus income). I assumed a high gross return for property simply because it has half the volatility rate than shares.Property provides less of its total return in income and more in capital growth. See this blog for why that is important.Only the property strategy includes borrowing to invest. Borrowing to invest is a higher risk strategy and does not suit all people. Also, borrowing to invest magnifies investment returns – both positive and negative.Which strategy is best for you?Of course, that depends on many things such as the age of your children, your expected income, your asset base, your risk profile and so forth. The point of this blog is to point out that there are a few strategies that can be considered and that it’s very important that you implement said strategy as-soon-as-possible. The longer you leave it, the more painful it will be to fund private school education.If you want to send your child to a private primary and secondary school, then it’s even more important to have a plan – as I have only considered secondary school costs in this blog.The best time to start planning for education costs was yesterday. If you didn’t do that, the second-best time is to start today. We can help.

Politics & Philosophy

There are 4 different credits that used to be available to students in 2016 that have since been eliminated. Do you know what they are?

George doesn't want tweets from Leo, Palestinian flags, living with Lyme Disease, cost of education, loud music in restaurants and is there such a thing as too much sex?

Georgia Hing with the top stories for Saturday 26th November. See acast.com/privacy for privacy and opt-out information.

10-15 10A Rural education costs and options

In this podcast episode, I dive into the REAL reason we pay for a college education. Hint: it's not the actual education.

The 263rd edition of America's Debate Radio with Mike and Jaime. During the first hour, we discussed the recent budget debates, President Obama's approval ratings, and income tax day. During the second and third hours, we spoke with 4 callers and discussed the US tax system, tariffs, the one year anniversary of the BP Gulf oil disaster, education costs, and the Libyan civil war. We welcome your feedback! Have your email read on the air-- click here to use the email form. Or, call 888.DEBATE.5 now and leave a message-- we'll play it on the next show. Thanks for listening!

On Tuesday, December 21st at 9PM ET/PT, CNBC presents “Price of Admission: America's College Debt Crisis,” reported by award-winning senior correspondent Scott Cohn. This CNBC Original goes inside a debt crisis that affects millions of Americans, and investigates a system that encourages widespread borrowing—often with little regard for a student's ability to pay—leaving the average college graduate with tens of thousands of dollars in student loan debt.

The cost of college has gone up more than any other good or service in last 20 years. Anya Kamenetz talks about funding education and the kind of innovation will it take to bring down costs over the long term.

The cost of college has gone up more than any other good or service in last 20 years. Anya Kamenetz talks about funding education and the kind of innovation will it take to bring down costs over the long term.

With the cost of college on the rise, it's never too early to start planning to pay for your children's education. Join us to learn more about 529 plans, and other options for covering the cost of higher education.

In this episode, Trey & Ken answer listener questions on why presidential candidates aren't tackling homelessness, whether civility is actually oppression, if Trump could be convicted if impeached, and the causes of the rising costs of higher education. *Listener support helps make The Politics Guys possible*. If you're interested in supporting the show, go to patreon.com/politicsguys ( https://www.patreon.com/politicsguys ) or politicsguys.com/support ( http://www.politicsguys.com/support ). Support this podcast at — https://redcircle.com/the-politics-guys/donations Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy