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Obrigado por terem acompanhado a 2ª temporada do podcast Jogo Pelo Jogo - chegamos ao fim com um convidado muito especial: Pizzi!Vasco Elvas - https://www.instagram.com/vascoelvasTomás da Cunha - https://x.com/tomasrdacunhaTiago Almeida - https://www.instagram.com/tiago.aalmeida/Produção - Setlist:Nuno PiresVasco Assis TeixeiraRealização:Pedro BessaRúben SalsaPós-Produção:Who Cried WolfMúsica:Luís Contrário - carros que andam de força00:00 - A camisola especial dos 10k subscritores06:00 - Pizzi é o convidado do episódio!08:45 - Festejos de golos e efusividade11:30 - A comunicação de jogadores15:20 - A vida no Chipre e em Abu Dhabi19:30 - A passagem pelo Deportivo de La Coruña21:05 - O início da carreira do Pizzi24:00 - Ruben Amorim e Rui Borges27:15 - Planos para final da carreira28:40 - Treinadores mais importantes da carreira30:15 - Pizzi e os golos35:22 - As parecenças entre Pizzi e Pote36:45 - Picardias em campo39:50 - Pizzi e a seleção40:43 - Código JOGO na Solverde.pt45:00 - Manias de jogadores49:30 - A comunicação dos clubes e jogadores com a imprensa56:45 - O Pizzi capitão-padrinho58:00 - Gyokeres vai mesmo sair?1:00:08 - O Mundial de Clubes1:01:30 - Férias para ver futebol1:02:11 - Tomás da Cunha na final da Liga dos Campeões1:03:45 - Encontro de Pizzi e Vasco Elvas nos Santos1:05:00 - Encontrar jogadores1:06:12 - O momento da época1:07:52 - Apostas do episódio#jogopelojogo #podcast #futebol
Has the buildup to WrestleMania 41 lived up to the hype of previous Manias? Chad and I discussed the issue during this week’s episode. We look at several different perspectives, from all the matches to the Hall of Fame and shows in between. Let us know what you think! Please leave a review and send … Continue reading My 1-2-3 Cents Episode 543: WrestleMania 41 Buildup → The post My 1-2-3 Cents Episode 543: WrestleMania 41 Buildup appeared first on Jittery Monkey Podcasting Network.
Has the buildup to WrestleMania 41 lived up to the hype of previous Manias? Chad and I discussed the issue during this week’s episode. We look at several different perspectives, from all the matches to the Hall of Fame and shows in between. Let us know what you think! Please leave a review and send … Continue reading My 1-2-3 Cents Episode 543: WrestleMania 41 Buildup → The post My 1-2-3 Cents Episode 543: WrestleMania 41 Buildup appeared first on Jittery Monkey Podcasting Network » My 1-2-3 Cents.
We're heading back to one of the most emotional and unforgettable nights in wrestling history. Whether you lived it live in 2008 or you're experiencing it for the first time, this is a show that delivers on every level.
Welcome to Chuck's Cantina Podcast where anything & everything is up from discussion. This week OG Patron returns to discuss his partners experience with medical personnel and Chuck tells a story of what happened after his first knee surgery. You can follow the show on Facebook, Twitter, Lapse, & Instagram, at @Chuckscantina for more information. To contact the show please reach out to chuckscantina@gmail.com Cheers.
From fueling some of mankind's most violent events to inspiring your daughter's latest pop star obsession, mania has become an indispensable force in shaping our collective story. This hour we explore a centuries-long flower frenzy and modern-day fanaticism to uncover why we are so drawn to being "totally obsessed." GUESTS: Daniel Durbin: Professor of Communication and Director of the Institute of Sports, Media and Society at the University of Southern California Annenberg School Sarah Bilston: Professor of English at Trinity College and author of the forthcoming book, The Lost Orchid: A Story of Victorian Plunder & Obsession Paul Barnes: Pianist and Professor of Music at the University of Nebraska-Lincoln Glenn Korff School of Music Support the show: http://www.wnpr.org/donateSee omnystudio.com/listener for privacy information.
Kris and David are guestless as we discuss the week that was March 27-April 1, 2003. Topics of discussion include:Mirko Cro Cop destroying Bob Sapp in a K-1 fight and all of the fallout, including the potential ramifications for Sapp's popularity in Japan.Satoshi Kojima winning the "weakest" Champion Carnival in AJPW history.Jerry Jarrett and Vince Russo having issues in TNA.Nathan Jones and the reasons why WWE wouldn't let him wrestle on TV.John Cena starting to get the shove.Kurt Angle and Steve Austin putting their wellbeing on the line by working major matches at Wrestlemania.The story of the Miller Lite Catfight Girls at WrestleMania.The abject failure on every level that was Triple H going over Booker T at WrestleMania.The sheer insanity that was Hulk Hogan vs. Vince McMahon at Wrestlemania, plus all of the other major happenings from one of the best Manias ever.The Raw After Mania where Stone Cold gets "fired" and Bill Goldberg makes his debut by spearing The Rock.This was a slam packed show, folks, so take a listen!!!Timestamps:0:00:00 Eurasia: K-1, AJPW, NJPW, NOAH, World Japan, Zero-One, BJPW, DDT, WMF/Hayabusa, Michinoku Pro, Osaka Pro, PWC, Quiet Storm in K-Dojo, Toryumon, TAMA, GAEA, NEO Ladies, & All-Star1:04:25 Latin America: CMLL, IWRG, Monterrey, Tijuana, IWAPR, & WWC1:15:18 Other USA: NWA-TNA, 3PW, PWF, NWA Wildside, IWAMS, NWA Midwest, GSCW, & Portland1:41:11 Classic Commercial Break1:47:00 Halftime: Homicide retirement edition2:43:57 WWETo support the show and get access to exclusive rewards like special members-only monthly themed shows, go to our Patreon page at Patreon.com/BetweenTheSheets and become an ongoing Patron. Becoming a Between the Sheets Patron will also get you exclusive access to not only the monthly themed episode of Between the Sheets, but also access to our new mailbag segment, a Patron-only chat room on Slack, and anything else we do outside of the main shows!If you're looking for the best deal on a VPN service—short for Virtual Private Network, it helps you get around regional restrictions as well as browse the internet more securely—then Private Internet Access is what you've been looking for. Not only will using our link help support Between The Sheets, but you'll get a special discount, with prices as low as $1.98/month if you go with a 40 month subscription. With numerous great features and even a TV-specific Android app to make streaming easier, there is no better choice if you're looking to subscribe to WWE Network, AEW Plus, and other region-locked services.For the best in both current and classic indie wrestling streaming, make sure to check out IndependentWrestling.tv and use coupon code BTSPOD for a free 5 day trial! (You can also go directly to TinyURL.com/IWTVsheets to sign up that way.) If you convert to a paid subscriber, we get a kickback for referring you, allowing you to support both the show and the indie scene.You can also use code BTSPOD to save 25% on your first payment — whether paying month to month or annually — when you subscribe to Ultimate Classic Wrestling Network at ClassicWrestling.net!To subscribe, you can find us on iTunes, Google Play, and just about every other podcast app's directory, or you can also paste Feeds.FeedBurner.com/BTSheets into your favorite podcast app using whatever “add feed manually” option it has.Support this podcast at — https://redcircle.com/between-the-sheets/donationsAdvertising Inquiries: https://redcircle.com/brands
Kris and David are guestless as we discuss the week that was March 27-April 1, 2003. Topics of discussion include:Mirko Cro Cop destroying Bob Sapp in a K-1 fight and all of the fallout, including the potential ramifications for Sapp's popularity in Japan.Satoshi Kojima winning the "weakest" Champion Carnival in AJPW history.Jerry Jarrett and Vince Russo having issues in TNA.Nathan Jones and the reasons why WWE wouldn't let him wrestle on TV.John Cena starting to get the shove.Kurt Angle and Steve Austin putting their wellbeing on the line by working major matches at Wrestlemania.The story of the Miller Lite Catfight Girls at WrestleMania.The abject failure on every level that was Triple H going over Booker T at WrestleMania.The sheer insanity that was Hulk Hogan vs. Vince McMahon at Wrestlemania, plus all of the other major happenings from one of the best Manias ever.The Raw After Mania where Stone Cold gets "fired" and Bill Goldberg makes his debut by spearing The Rock.This was a slam packed show, folks, so take a listen!!!Timestamps:0:00:00 Eurasia: K-1, AJPW, NJPW, NOAH, World Japan, Zero-One, BJPW, DDT, WMF/Hayabusa, Michinoku Pro, Osaka Pro, PWC, Quiet Storm in K-Dojo, Toryumon, TAMA, GAEA, NEO Ladies, & All-Star1:04:25 Latin America: CMLL, IWRG, Monterrey, Tijuana, IWAPR, & WWC1:15:18 Other USA: NWA-TNA, 3PW, PWF, NWA Wildside, IWAMS, NWA Midwest, GSCW, & Portland1:41:11 Classic Commercial Break1:47:00 Halftime: Homicide retirement edition2:43:57 WWETo support the show and get access to exclusive rewards like special members-only monthly themed shows, go to our Patreon page at Patreon.com/BetweenTheSheets and become an ongoing Patron. Becoming a Between the Sheets Patron will also get you exclusive access to not only the monthly themed episode of Between the Sheets, but also access to our new mailbag segment, a Patron-only chat room on Slack, and anything else we do outside of the main shows!If you're looking for the best deal on a VPN service—short for Virtual Private Network, it helps you get around regional restrictions as well as browse the internet more securely—then Private Internet Access is what you've been looking for. Not only will using our link help support Between The Sheets, but you'll get a special discount, with prices as low as $1.98/month if you go with a 40 month subscription. With numerous great features and even a TV-specific Android app to make streaming easier, there is no better choice if you're looking to subscribe to WWE Network, AEW Plus, and other region-locked services.For the best in both current and classic indie wrestling streaming, make sure to check out IndependentWrestling.tv and use coupon code BTSPOD for a free 5 day trial! (You can also go directly to TinyURL.com/IWTVsheets to sign up that way.) If you convert to a paid subscriber, we get a kickback for referring you, allowing you to support both the show and the indie scene.You can also use code BTSPOD to save 25% on your first payment — whether paying month to month or annually — when you subscribe to Ultimate Classic Wrestling Network at ClassicWrestling.net!To subscribe, you can find us on iTunes, Google Play, and just about every other podcast app's directory, or you can also paste Feeds.FeedBurner.com/BTSheets into your favorite podcast app using whatever “add feed manually” option it has.Support this podcast at — https://redcircle.com/between-the-sheets/donationsAdvertising Inquiries: https://redcircle.com/brands
Entramos pra trend em busca de uma DR e conseguimos: várias. Aproveitamos o clima pra julgar os Doninhos também que vieram forte no nosso FAQ.
No ‘Programa das Minas‘ você ouve bate-papo, descontração e interação com a audiência da Atlântida Santa Catarina. Acompanhe as lives dos programas no YouTube Atlântida SC. De segunda à sexta, das 14h às 15h, para toda Santa Catarina!
Bom dia, boa tarde e/ou boa noite! Desculpe pela bagunça, mas é com inexplicável estranheza que trazemos, para você aí de casa (ou astronauta), mais um episódio do pior podcast de todos os tempos. Dessa vez falamos simplesmente sobre as nossas complexas MANIAS. Sim, essas mesmos! De abrir a geladeira para ver se automaticamente a comida se renova lá dentro; de tentar ser mais rápido que uma privada; ou de então dormir com o seguranças que se chamam Alberto. Convidado de hoje: Vinícius Lameu (Youtuber dos gameplays mais bizarros da internet). DOAÇÕES: pix@xorume.com.br
Manias estranhas na hora de comer... e grandes revelações sobre pombos!
Breve episódio com um livro sobre pontuação lá dentro. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.pilhadelivros.pt/subscribe
Geoff and Callum revisit the big themes in 2024 and tally which of their 2023 calls went right. They look ahead to 2025 and beyond and discuss the current market cycle, and where opportunities are in global small caps, Treasuries, commodities and the commercialization of space. A must-listen for professional and regular investors alike.
A Ana lidou toda a vida com a Pertubação Obsessiva-Compulsiva… mas de fora. Teve de lidar com as manias do pai. Está tudo no livro com esse mesmo nome Manias, que já li, e posso dizer-vos que é um relato intenso de um homem que lida com uma forma severa da Perturbação Obsessiva-Compulsiva e que arrastou a família toda para o processo. Esta partilha da Ana é também um alerta e uma identificação para todas as famílias que passam pelo mesmo. Somos Todos Estranhos - o meu testemunho sincero sobre a ansiedade, os medos e as obsessões com as quais me deparei ao longo da vida. Mas não é um livro para o choradinho, é uma partilha às vezes difícil, mas bem-humorada e sem drama, porque para haver comédia é preciso haver tragédia. Links diretos para encomendas: - https://www.fnac.pt/Somos-Todos-Estranhos-Ate-Percebermos-que-isso-e-Normal-Antonio-Raminhos/a9300336#ficheResume - https://www.bertrand.pt/livro/somos-todos-estranhos-antonio-raminhos/24645877 - https://www.wook.pt/livro/somos-todos-estranhos-antonio-raminhos/24645877 Patreon: http://www.patreon.com/antonioraminhos
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The Big Five Project returns for one of the most anticipated Episodes in its relatively young history as this week the guys (joined by the one and only DPP) tackle WrestleMania X. Having toiled through a deluge of subpar PPVs in 1993, The Big Five Project reaches a proverbial oasis in the desert as WrestleMania X is one of the best Manias of all-time. The 10th Anniversary of the Showcase of the Immortals featured not one, but two, of the greatest WrestleMania matches ever and this Episode contains watch alongs of both of those matches: Bret Hart v. Owen Hart and then Shawn Michaels v. Razor Ramon in a ladder match for the Intercontinental Championship! Also at WrestleMania X, we got "Macho Man" Randy Savage's final WrestleMania match, and the end of Yokozuna's reign as WWF Champion! So, we invite you to join us for a tremendous recap of WrestleMania X and one of the best Episodes of The Big Five Project so far!About the Chairshot Radio NetworkCreated in 2017, the Chairshot Radio Network presents you with the best in wrestling and wrestling crossover podcasts, including POD is WAR, Women's Wrestling Talk, Chairshot Radio daily editions, The #Miranda Show, Badlands' Wrestling Mount Rushmores, The Outsider's Edge, DWI Podcast, Bandwagon Nerds, the Greg DeMarco Show, 3 Man Weave, Five Rounds, Turnbuckle Talk, The Reaction, Attitude Of Aggression, and more! You can find these great shows each week at theChairshot.com and through our distribution partners, including podcasting's most popular platforms.Support this podcast at — https://redcircle.com/chairshot-radio-network/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
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If you listened to our last couple of episodes, you'll have heard some pretty skeptical takes on AI. But if you look at the stock market right now, you won't see any trace of that skepticism. Since the launch of ChatGPT in late 2022, the chip company NVIDIA, whose chips are used in the majority of AI systems, has seen their stock shoot up by 700%. A month ago, that briefly made them the most valuable company in the world, with a market cap of more than $3.3 trillion.And it's not just chip companies. The S&P 500 (the index that tracks the 500 largest companies in the U.S.) is at an all-time high this year, in no small part because of the sheen of AI. And here in Canada, a new report from Microsoft claims that generative AI will add $187 billion to the domestic economy by 2030. As wild as these numbers are, they may just be the tip of the iceberg. Some researchers argue that AI will completely revolutionize our economy, leading to per capita growth rates of 30%. In case those numbers mean absolutely nothing to you, 25 years of 30% growth means we'd be a thousand times richer than we are now. It's hard to imagine what that world would like – or how the average person fits into it. Luckily, Rana Foroohar has given this some thought. Foroohar is a global business columnist and an associate editor at The Financial Times. I wanted to have her on the show to help me work through what these wild predictions really mean and, most importantly, whether or not she thinks they'll come to fruition.Mentioned:“Power and Progress: Our Thousand-Year Struggle Over Technology and Prosperity” by Daron Acemoglu and Simon Johnson (2023)“Manias, Panics, and Crashes: A History of Financial Crises” by Charles P. Kindleberger (1978)“Irrational Exuberance” by Robert J. Shiller (2016)“Gen AI: Too much spend, too little benefit?” by Goldman Sachs Research (2024)“Workers could be the ones to regulate AI” by Rana Foroohar (Financial Times, 2023)“The Financial Times and OpenAI strike content licensing deal” (Financial Times, 2024)“Is AI about to kill what's left of journalism?” by Rana Foroohar (Financial Times, 2024)“Deaths of Despair and the Future of Capitalism” by Anne Case and Angus Deaton (2020)“The China Shock: Learning from Labor Market Adjustment to Large Changes in Trade” by David H. Autor, David Dorn & Gordon H. Hanson (2016)Further Reading:“Beware AI euphoria” by Rana Foroohar (Financial Times, 2024)“AlphaGo” by Google DeepMind (2020)
Agradece a este podcast tantas horas de entretenimiento y disfruta de episodios exclusivos como éste. ¡Apóyale en iVoox! Hoy os compartimos nuestros rituales, manías, dietas y preferencias cuando vamos al cine, porque no hay afición que no tenga su puntito de obsesión. Abraham, ´Ángel, Manuel y Miguel eligen sus butacas Escucha el episodio completo en la app de iVoox, o descubre todo el catálogo de iVoox Originals
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APROVEITE O DIA DAS MÃES NA INSIDER! USE O CUPOM FRANGOFINO12No Frango Fino dessa semana, Especial de Dia das Mães, Doug Bezerra, Doug Lira e Rafa Louzada recebem Jhonatan Marques (@ojhonatanmarques) para conversarem sobre as loucuras e manias de suas mães.Arte do episódio por Yasmin Dias (@mitydias_)Apoie o Frango!! PIX: frangofinopodcast@gmail.com Apoia.se: https://apoia.se/frangofinoOrelo: https://orelo.cc/frangofinoPatreon: https://patreon.com/frangofino Comentado durante o programa:Doug Bezerra no Pelada na NetDoug Lira no Dentro da Minha CabeçaRafa no Dentro da Minha CabeçaJhonatan no Dentro da Minha CabeçaCamiseta Frango Fino x SrirachaSite para você criar sua versão de Insano, a música do Rafa LouzadaFF269 - Especial Dia das Mães Reddit do Frango FinoConheça a Loja do FrangoAssine nosso canal no YouTubeNão perca mais nossas lives! Siga o Bezerra em twitch.tv/dougbezerraTIKTOK DO FRANGO!Entrevista Doug Bezerra no podcast Abrindo CabeçasInstagram dos Frangos: Doug Bezerra (@dougbezerra), Doug Lira (@liradoug) e Rafa Louzada (@rafaelouzada)Grupo do Frango no FacebookFrango Fino no SpotifyPlaylist do Frango Fino no SpotifyFrango Fino no DeezerPara falar com a gente:E-mail: frangofinopodcast@gmail.comInstagram: @frangofinopodcastTwitter: @frangofinoWhatsapp: 11 94547-3377
Ana Vasconcelos cresceu com um pai obsessivo comulsivo. Escrveu "Manias", um livro que espera que ajude muitos a olharem para este transtorno somo algo sério e não uma brincadeira.
After the record breaking Wrestle Mania weekend we dive deep into the high points and low points of the weekend of wrestling. We discuss the Busted Open Party at the 2300 Arena, the storytelling this weekend, and finishing stories as well as starting new ones. Finally, we have a positive #RefinReview and some thoughts on the current state of AEW. Refin It Up Social Media Twitter and IG @refinitup https://linktr.ee/refinitup Brian Hebner Social Media Twitter/IG @babyhebner Jimmy Korderas Social Media Twitter: @jimmykorderas IG: @realjimmykorderas Artwork by JD Hoop @JDHoop702 Music by AJ McKay ajmckaycreative.com TRY BLUECHEW FREE WHEN YOU USE OUR PROMO CODE REFIN AT CHECKOUT--JUST PAY $5 SHIPPING. Use the promo code "REFINITUP" to get 15% off ALL products at madcatbeardcare.com --- Send in a voice message: https://podcasters.spotify.com/pod/show/rantersnationnetwork/message
Hey, y'all! In this week's episode, Kenna talks through the most common types of mania, and the disorders it can come with.Support the show & get bonus content!Click here for an exclusive offer with Rifle Paper Co! -> https://www.pntrs.com/t/3-303999-293495-197186Check out Scentbird! -> https://www.pntra.com/t/2-511699-293495-162631We love you, YOU ARE NOT ALONE!!! National Suicide Prevention Lifeline: (800) 273-8255The Trevor Project: (212) 695-8650 https://www.thetrevorproject.orgSources:https://www.scmp.com/magazines/style/entertainment/article/3250279/7-celebrities-who-have-opened-about-being-bipolar-kanye-west-and-selena-gomez-mariah-careyhttps://www.choosingtherapy.com/mania/#:~:text=Types of Mania&text=Insofar as more commonly presenting,mania are described as follows:&text=Euphoric: Euphoric mania is a,unbelievable, fantastic, and expansive.https://en.wikipedia.org/wiki/List_of_manias**DISCLAIMER: Kenna and Koelle are not licensed to diagnose individuals. The mental illnesses discussed in episodes are either diagnosed by a psychiatrist or psychologist or are purely speculation by the hosts.**
The Showcase of The Immortals is finally here, but before we get into our Wrestlemania predictions and preview, we'll talk a little bit about Joel Embiid's injury, and welcome our good friend Dave Rueter, author of Kayfabe: A Love Story. Wrestlemania XL is cool and all, but we have to show love to Manias - and wrestlers - of year's past, no?
Como seria a sua vida se você fosse herdeiro e não precisasse se preocupar com dinheiro? Neste episódio, eu entro nessa brisa e também comento sobre as manias de pessoas 30+ anos. | Aqui tudo é assunto! Lorelay Fox é Drag Queen há quase 20 anos e, nesse loreverso, falamos sobre ETs, conselhos (ruins), dicas de maquiagem e assuntos cotidianos. Conteúdos extras e exclusivos você encontra em nosso Instagram @podcastparatudo. Aproveite para mandar suas reclamações, sugestões e pedidos de ajuda. Procure por Lorelay Fox no Instagram, YouTube e X (Twitter).
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Ya Boyz are a few weeks away from WrestleMania 40, so let's celebrate by rewatching other big anniversary Manias. XX is…problematic. The mania debuts of Cena, Orton, and Batista are nice, plus a great Angle-Guerrero title match are all pluses. Buuuut, Lesnar-Goldberg, Benoit, and Mr 45 appearances are all blehhhh. For all things RudeBoyz, head to: linktr.ee/rudeboyz Find us on Podbean, YouTube, Apple Podcasts, Google Podcasts, Spotify, Stitcher, and TuneIn! Thanks for listening, leave a comment & join the RudeNation!
Ya Boyz are a few weeks away from WrestleMania 40, so let's celebrate by rewatching other big anniversary Manias. The tenth edition has a killer ladder match, brother-vs-brother, new champs, and no Hogan in sight! For all things RudeBoyz, head to: linktr.ee/rudeboyz Find us on Podbean, YouTube, Apple Podcasts, Google Podcasts, Spotify, Stitcher, and TuneIn! Thanks for listening, leave a comment & join the RudeNation!
Hear this incredible story of steadfast bravery and human kindness I am truly honored to bring to you today a very special guest, Panos Manias. A self-made entrepreneur who started his own industrial company in aluminium packaging materials, Panos is an inspirational and visionary businessman. But what we focus on in our interview is his personal story of how kindness and moral obligation saved lives during The Holocaust, and possibly can change the world today. You will feel uplifted and deeply moved, I know I was. Watch and listen to our conversation here More stories of courage and human kindness: Blog: You Can Find Joy And Happiness In Turbulent Times! Podcast: Rebecca Morrison—Women, Are You Ready To Find Your Happiness? Is It All Around You? Podcast: Patrik Birkhane—Helping Us Live Healthier, Happier And More Peaceful Lives Additional resources for you My two award-winning books: Rethink: Smashing The Myths of Women in Business and On the Brink: A Fresh Lens to Take Your Business to New Heights Our new book, Women Mean Business: Over 500 Insights from Extraordinary Leaders to Spark Your Success, co-authored by Edie Fraser, Robyn Freedman Spizman and Andi Simon, PhD Our website: Simon Associates Management Consultants Read the transcript of our podcast here Andi Simon: Welcome to On the Brink With Andi Simon. I'm Andi Simon, and as you know, I'm your host and your guide. And my job is to help you get off the brink, to understand things and see them through a fresh lens. I'm a corporate anthropologist, and I'd love to share with you information from different cultures and times that will help you put into perspective your own situation today, and how to make sense out of it and understand it better. So I'm really honored today to have Mr. Panos Manias with me. Panos is in Greece. He's in Athens. He was introduced to me by a wonderful woman here in New York who wanted me to share his story. Now, Panos's story is set back in the period when the Germans came into Thessalonica and really took over the city. And so I'd like him to begin to understand how to share that with you so that it is held in posterity so we don't lose the story, and that the wonderful actions that he and his family took then are preserved. So let me tell you about Panos. Panos Manias was born in 1934. He was one of five children. He's married now and has two wonderful children and four grandchildren. He holds a bachelor's degree in business, economics and international commerce from the Athens University of Economics and Business. He's a self-made entrepreneur who started his own industrial company in aluminum packaging material in 1965. It's now managed by his two children. Panos, in his professional career, has spanned more than a half a century, and he's proved to be an inspirational and visionary entrepreneur. His personal and business integrity, together with his determination on focusing on personal relationships, has been passed to the next generation of aluminum and continue to be the key drivers of the company's success. Now, Panos is an amazing man, and I know he wants to tell you about the situations when the Germans came into Thessalonica, but what I'd like him to do is begin with his own journey. Tell us about yourself. How did you develop as an entrepreneur? Panos, give us some context to understand your own personal journey here. Can you do that, sir, please? Panos Manias: Yeah. All right. Well, after finishing the American Veterans College, which is an American school and one of the best in the country in Greece, in Athens. I started working for a big company specializing in aluminum. And slowly they appreciated the job I was doing. And they offered me to go into a joint venture with this big company, whom I will never forget, because they really gave me a very good chance in my life. So I started working for them and they appreciated what I was doing, and they offered me to go into a joint venture in aluminum products. And slowly but surely, it was expanding and expanding and expanding. And to make a long story short, after so many years, we are proud to say that we are a company which is 100% export oriented. We export everything all over the world and, thank God, both of my children, when they finished their studies in Greece and the United States, were both Brown University alumni. When they came back, I told them very openly and very clearly, now you are here, what do you want to do? It's up to you. You decide, and I will respect your decision. So they both said they want to continue working for me, I mean, for the company. And they said something which I will never forget. Listen, it's your decision. You are never going to tell me you are not happy. If you are not happy, tell me now. They both agreed. They followed my steps and I must say that they did much, much better than I did. And I'm very proud of it. The story we're talking about starts in and stays where we were living. Before the war, we had the building, we had the big three stories building on our own, and we were living there. And the time was during the German occupation. It was a very difficult life, was very, very difficult, because people were asking questions and this and that and my aunt and my uncle who were living in the cellar, they were partners with my father, who was in Athens. They had both a joint venture in the food industry. So one day he calls my father and he says in Salonika, there is a very good friend of the family, a Jewish family called Caruso. They were both living next to each other in a street in Salonika and were excellent friends together. They were not friends. They were brothers, although one was Jewish, neither was Christian. Every day they were going to meet together to discuss their problems, this and that. Before the war, everything was okay. And then when the German occupation started, everybody froze because they didn't know what would happen. And unluckily the Germans were trying to find out if there were Jewish people in every neighborhood. So one day they go to my father's, to my uncle's house, and they say that they would like to take it, not rent it. They wanted to have an officer living there, a German officer. They were frozen. So this is okay. And they didn't know what to do. So they decided to take the Jewish family in their own home, hide them in an attic, but nobody would see them in the morning. And that's okay. You can now have the home, the home which they knew was Jewish, but they left there. They're not here. I don't know where they are because they disappeared. And the Germans were living next to them. And it was very difficult. Very difficult thing to do. And my uncle wanted to take them out of Salonika again, because in Salonika it was terrible. The Germans were killing Jews by the thousands. It was a genocide. It was incredible. I have to say something. My uncle, my parents and my father, they were very good businessmen, but they were not, as today, educated and things like that. But they had a good straight mind. So he called my father from Thessaloniki, and he said to him, Listen, there is a family here, that we are brothers with them, father and mother and four siblings. So they said they made the plan. First of all, my uncle had very good connections with them. Then probably what they laughed at is the guerrillas who were fighting against the Germans, they issued for them fraud identity cards with the name Angelides. For Angelides, that was the name. And then he said he discussed it with the father and the family left and went to a fishing village very close to this island to hide themselves, waiting for a boat to take them to Athens. The boat was not arriving and not arriving, and the mayor of this small fishing town started asking questions. Who are they? What are they doing? Why are they here? Somebody told them that he was going to call the Germans, that there is a Jewish family living on this island. They were frozen to death. And then they left because the Germans said, if you don't give them up to us, we're going to burn the whole island. They were doing it. Burn the whole island. I'm sorry, village. So the mayor told them, Listen, the whole village is in your hands. So the fact that they said, no, forget it. We are leaving right away. And they left and went back to Thessaloniki. They decided to return to Athens for sure. Then you know, at that time there were no trains, there were just big old buses that were going from Salonika to Athens, which would take ten hours. And he decided after having the fake identity cards to put them on a bus and take them to Athens, where my father was living, my family, so that they would hide in Athens and nobody would know anything about it. My uncle insisted that he send them to go all together. Listen, he said it is a massacre. They killed Jews by the thousands. You must all go together. No, Mr. Carlson said, No, Mr. Manius. No. I'm going to stay here with my wife and the two children. And he sent the other two with a bus. He didn't take no for the reply. So my uncle said, okay, you want to do that? Do that. So with the fake IDs, they went to the bus station. They stayed in the third row and the fifth row, but far apart from each other, so that they wouldn't know that their brother and sister and they were going in Larissa, which is half way from Athens to Thessaloniki, the bus stop for the rest. And the driver, who was not a good man, understood that something was wrong with these children. I don't know how. He went and looked at them and said nothing, and he was going down to report it to the Germans. All of a sudden, and this is something which is unbelievable, one sturdy man, very big, with not a knife but with a stick, stood up and went to the driver and told him something in his ear. And the driver froze to death. And he didn't report to the Germans. He was going to tell the Germans they were Jewish and he would get money for it. So this was a big obstacle. Thank God they continued to Athens, where my family was living, and they were accepted by my family. And they stayed in our house. But, people there started talking. Who are they? What are they doing here and all that? And my father thought of something very smart. In order to have them do something, he said, Listen, I will give you money. You will buy olive oil, which was during the German occupation, it was more than gold. I will give you bottles of oil. You will stay and you will sell them for peanuts and get some money. Not only this, they will say he's a Greek doing some business to make some pocket money. And every day there was a Greek officer of the police passing by, and the guy in the garage gave him one bottle of oil free every day. Every day, every day, every day. After maybe one month, the other policeman got a little bit suspicious. And what is this? So they go and ask him, who are you? What's your name? His name was Angelita. They didn't believe him. Where are you coming from? Listen, I'll take you to the Gestapo and they will take care of you. He took them. He took the boy. And he was going to the Gestapo. And then he asked a policeman to take them to the Gestapo. And I don't know how this happened. The policeman was the same who was getting the oil for free. So he gave back the little boy and he let him free. And the boy asked him, what are you going to say? I said, I slipped and you ran away. So he was saved. He went back to our house where they were living. And then after that, I guess after that they started discussing who these are? Who is that? And my father went a little bit far away and rented a small apartment for them, and they were safe there because nobody knew them. And then they gave them the food and clothes and everything. And then the lady who owned the apartment started getting a little bit curious. Who are they? By that time, the German occupation was finished. The Germans left the country and they were freed.They came back home and they said, we want to go now to the Serengeti to find our parents because the parents were there. So they went to Salonika again and my uncle told them they had to tell them where their parents were. The parents with three other children were caught by the Germans, and they were put on the last train from Thessaloniki. Some years ago, we had a wonderful, very emotional meeting with the descendants of the Carrasco family in their house. That was maybe ten years ago. Maybe 15 years ago. They invited the whole Carrasco family and the whole Martinez family for dinner at their home, and we were about 35, 40 people. And I will never forget something that the old lady said. She said, of course she raised her glass to say hello to everybody and say, listen, Everybody listen. If there were not the Manias family, nobody would be here. Nobody. Both the Manias and the Carrasco, they would all be dead. This I will never forget. So you know, we tell you all that because I think I have a moral obligation. I think because I'm an old man now. I am 90 years old. And I think I have an obligation to the coming generations to hear this story, to have the same feelings. No matter if he's Jewish or Armenian or Hebrew, I don't care. Human beings. Human beings must behave like human beings. And I hope this is going to be a good heritage to the coming generations. That's why we tell you this story. Andi Simon: The reason this is so beautiful is because at times you worry that humans have forgotten how to be human, and the Manias and Carrasco families are a tribute to what the good in us can do, isn't it? If we can be kind, we can care, we can love each other, and we can help each other thrive. And it's a beautiful story. And Panos, your tribute to your family and to theirs and to everyone is absolutely exquisite. It's beautiful. Your English is very good too, sir. Panos Manias: Thank you very much. Thank you very much. Andi Simon: Would you like to say anything at the end here to your sons and daughters and their grandchildren and anything special you would like to end with? Because you've told a beautiful story. But I have a hunch in your heart you just want to hug everybody. Panos Manias: You mean to say something too. Andi Simon: Did you want to say something in the ending to your story. Panos Manias: Yes, yes. I just want to repeat that as human beings, we have the moral obligation to behave like human beings. And look at the people who are around us not according to the religion or the city, I don't care what they are. They are human beings. And we must behave like human beings. We must have the moral that God, Almighty God, whether it's God or I don't know what the name Almighty gave it to us and we have to respect what we get. And I believe very strongly that really in life you get what you give. You give love, you get love, you give hate, you get hate. So simple. But simple things are difficult to understand sometimes. So I'm very proud that I leave this heritage to my family, and I hope they will have the same mentality to behave like human beings. Human beings. Andi Simon: This is a beautiful story. I'm honored that you gave us the opportunity to share it. I've been to Greece several times, and I did my research in Greece, and I was in love with Greek people because they embraced the work I was doing to better understand how people embrace change. And this is just a wonderful compliment. So I'm going to pause for a moment and say goodbye to my audience, and then I will come off the tape and we can talk for a moment further. So bear with me for a second, because I want to thank everyone who listened today or watched. And I know Panos is going to be sharing this. So for those of you who are not familiar with our podcast, what we try to do is help you see things through a fresh lens. I will tell you that we live the story that's in our mind. So think about Panos's story and his desire to tell it. It's one thing to have it, it's another thing to want to share it. And by sharing it, hoping to spread his own big heart with others. You're smiling at me, Panos, because this is a gift that you're giving to others, and there's nothing better for their well-being and your own than to share this gift. So I want to thank you all for coming today. If you're watching or listening, and remember that our job is to help you get off the brink and soar. So thank you again. And thank you, Panos and your family for joining us Panos Manias: And do me a favor when you come to Athens, you are going to visit us. Andi Simon: Oh, absolutely. Let's do it quickly. Is it sunny there? Because I need some sun. Panos Manias: Oh, it's beautiful today. Andi Simon: I know, hold on while I say goodbye to everybody. P.S. You can read a more in-depth version of Panos's story here. 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Olá Divos e Divas! O clima é de carnaval, pegação...Mas nós vamos falar de casais! Vamos combinar, quem nunca se deparou com aquelas coisinhas que só quem convive de pertinho conhece, né? Vozinha de bebê é brega? E aquele debate acalorado sobre a melhor forma de arrumar a cama? Não vamos nem começar a falar sobre quem deixa a toalha molhada na cama... ou será que vamos? Como um casal com quase 15 anos juntos, nós temos muito lugar de fala e muitas manias! #DivãDaDiva
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Wrestlemania weekend is over and the guys are here to talk about all the ups and downs from WWE's biggest shows. Before they get to it though, they discuss the AEW/ROH situation and then all the weirdness going on in NXT. Then they get into Bianca Belair winning in back in back Manias, Blake's opinion on the Charlotte/Ronda Rousey match, how Johnny Knoxville and Logan Paul did, Stone Cold Steve Austin coming out of retirement against Kevin Owens, Pat McAfee's popularity and match against Austin Theory, Vince McMahon getting back in the ring and taking the worst stunner ever and their disappointment in the Roman Reigns/Brock Lesnar match. Sal addresses how much the Raw After Mania was not to his expectations. There is a discussion on who will face Roman Reigns in the future and more. Plus just as they were about to sign off, Mandy ran into with the breaking news about Nash Carter's release. Enjoy the show everyone!
Every Thursday at 8pm, George Loukas presents a thoughtful curation of electronic music in his live DJ mix show. Known for his expertise in the genre, Loukas consistently delivers sets that resonate with both long-time fans and newcomers. With listeners from all over the world, this show offers a blend of new releases and notable classics. Additionally, the series welcomes weekly guest DJs, adding depth and variety to the playlist. If you're in search of consistent, quality electronic mixes, consider tuning in to George Loukas's weekly program on YouTube, Facebook, Instagram, Twitter or twitch by going to www.georgeloukas.ca and clicking the Listen Live button. Follow and subscribe to stay up to date with upcoming shows.
Confira mais um episódio do PFC Debate. Falamos de todos os assuntos possíveis, sobre corrida ou não, de um jeito que você não vai acreditar. Duda campeã de tudo. Camila venceu uma corrida e continuou correndo. Gigi não tem TOC. Thainara atropelou um carro. Enio já ajudou a medir o percurso de uma prova. Tem isso e muito mais no cardápio variado com tudo que o PFC Debate sempre oferece. Escute, informe-se e divirta-se. SEJA MEMBRO DO CANAL NO YOUTUBE Siga quem faz o PFC Debate: Enio, Gigi, Marcos, Camila, Duda, Ana e Thainara.
Earlier this year we had our business mentor Harrison Manias on, a leading business consultant who has scaled and grown brands all over the world. A very impressive resume, he has held senior and executive leadership roles and worked with: Wesfarmers, Boardriders Inc, G-Star Inc, APG & Co and the Cotton-On Group.Our first episode (linked here) is all about the foundations you need to have to run and operate a business, and incase you haven't listened I have a spoiler here.. if you don't know how to read a profit and loss sheet you can't call yourself a business owner. A direct quote from Harrison that episode. So after that what's the next stage to growing a more profitable business? We sit down with Harrison to find out the blue print of scaling and growing a business.For more on Harrison see www.tachibrands.com We have an official instagram page. Stay up to date and see behind the scenes content here. @curious_conversations_podcast Stay up to date with the Tully & Sarah @tullyhumphrey @spasini To shop Tully Lou visitwww.tullylou.com.au @tullylou Use code TLCHERRY for $15 off your first order at Tully Lou#paidcollaboration @chemistwarehouse Hosted on Acast. See acast.com/privacy for more information.
Robert McCauley is a senior fellow at the Global Development Policy Center at Boston University, an Associate Member of the Faculty of History at the University of Oxford, and was formerly at the Bank of International Settlements for 25 years and the New York Federal Reserve Bank for 14 years. Robert is also a returning guest to the show, and he rejoins Macro Musings to talk about his recent article titled, *Bond Market Crisis and the International Lender of Last Resort* David and Robert also discuss the basics of a bond market run, the policy reaction and implications of the 2020 “Dash for Cash”, the possible concerns with corporate bond facilities, and a lot more. Transcript for this week's episode. Register now for the Bennett McCallum Monetary Policy Conference! Robert's Boston University profile Robert's BIS archive David Beckworth's Twitter: @DavidBeckworth Follow us on Twitter: @Macro_Musings Join the Macro Musings mailing list! Check out our new Macro Musings merch! Related Links: *Bond Market Crises and the International Lender of Last Resort* by Robert McCauley (coming soon) *Manias, Panics, and Crashes: A History of Financial Crises, 8th Edition* by Robert Aliber, Charles Kindleberger and Robert McCauley *Robert McCauley on the Global Domain of the Dollar and Threats to its Dominance* by the Macro Musings Podcast
More homeless people have been created due to the housing supply crisis. Homelessness is up 11% since last year, per the WSJ. The opioid crisis, consumer inflation, and NIMBYism have contributed too. California has the most homelessness on both a total and per capita basis. States with higher housing costs have more homeless people. I share our poll results: “Should we pay to house the homeless?” Are you a NIMBY? We find out today. We can increase housing supply with rezoning, construction training, and lower mortgage rates. The cycle of investor emotions led to wild investing manias. It was tulip bulbs in the 1600s Netherlands and Beanie Babies in the 1990s United States. I discuss exactly why “buy low, sell high” is more difficult than it sounds. Timestamps: The correlation between homelessness and the housing market [00:00:00] Discusses the relationship between the housing market and the increasing problem of homelessness in America. Investing manias and lessons from history [00:00:00] Explores the phenomenon of investing manias and the lessons that can be learned from historical examples. The tight inventory market conditions and potential solutions [00:04:56] Lawrence Yun, Chief Economist of the National Association of Realtors, discusses the tight housing market conditions and suggests tax incentives to increase housing supply. Timestamp 1 [00:10:32] Affordability of moving to different cities and the proposal of a tax incentive for real estate investors. Timestamp 2 [00:11:49] Discussion on the housing supply crisis, mortgage rates, and the homeless population in the US. Timestamp 3 [00:14:14] Increase in homelessness in America, reasons behind it, and the correlation between housing prices and homelessness rates. The impact of high density housing on quality of life and home value [00:21:12] Discussion on the potential negative effects of building high density housing near single family homes, including reduced home value, increased traffic and noise, and loss of nearby open space. Alternative solutions to increase housing supply and reduce homelessness [00:23:30] Exploration of alternative measures to address homelessness, such as trade training for the homeless and relaxing excessive safety requirements in home building. Giving real change to the homeless [00:25:50] Encouragement to give directly to homeless shelters or soup kitchens instead of giving small change to individuals on the street, with the concept of "give real change not small change" explained. Note: The timestamps provided are approximate and may vary slightly depending on the podcast episode. The Origins of Tulip Mania [00:31:37] Tulips were introduced to Europe in the 1500s and became a luxury item for the affluent. The cultivation of tulips locally in the Netherlands led to a flourishing business sector. The Tulip Bubble [00:32:55] By 1634, tulip mania had swept through the Netherlands, with the demand for tulip bulbs exceeding supply. Prices reached exorbitant levels, and futures contracts were being bought and sold. Lessons from Tulip Mania [00:37:53] Tulip mania serves as a model for financial bubbles, with similar cycles observed in other speculative assets like beanie babies, baseball cards, NFTs, and stocks. It highlights the dangers of excess, greed, and speculation without tangible value. The cycle of investor emotions [00:44:32] Explanation of the different stages of investor emotions, from optimism to panic, in relation to stock market investing. The peak of the stock market [00:46:43] Discussion on the peak of the stock market being the point of maximum financial risk and the difficulty of selling at the right time. Real estate as a stable investment [00:51:56] Comparison of real estate investment to speculative bubbles, highlighting the stability and income stream provided by real estate. Explains how the integration of HOA (Homeowners Association) helps maintain uniformity and cleanliness in the rental property investing world. Details about the upcoming real estate event [00:38:31] Promotion of a live event where listeners can learn about new construction fourplexes and have their questions answered in real time. Resources mentioned: Show Notes: www.GetRichEducation.com/463 Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments. You get paid first: Text ‘FAMILY' to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review” Top Properties & Providers: GREmarketplace.com GRE Free Investment Coaching: GREmarketplace.com/Coach Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Keith's personal Instagram: @keithweinhold Complete episode transcript: Welcome to Get Rich Education. I'm your host, Keith Weinhold. America's homeless problem has become FRIGHTENING. I describe how that correlates… with the housing market. Then, investing MANIAS. What drives people to spend more for one tulip flower bulb than they would for an entire luxury home? And lessons you can learn that'll benefit you the rest of your life from other manias throughout history. All today, on Get Rich Education. ___________ Welcome to GRE! From Seaford, DE to Carmel-by-the-Sea, CA and across 188 nations worldwide, you're listening to one of America's longest-running and most listened to shows on real estate investing. Along with plenty of ongoing hot takes on wealth mindset and the real estate economy. I'm your host, Keith Weinhold. See, the crash in the SUPPLY of available American homes is bad and it isn't just creating more upward prices, it's a contributor to homelessness. Let's talk about some of the drivers of homelessness, understand the problem a little more, how many homeless people ARE there in America, and then… what can we do about it? As you'll soon see, one prominent real estate industry influencer actually suggests that you actually SELL your rental single family homes in order to help serve the homeless. More on that shortly. Also, I have the results from a GRE Instagram Poll. The poll question is: “Should we pay to HOUSE the homeless?” And the answers that you - the GRE listeners gave… actually surprised me. I'll give you those super-interesting poll results later, because I have more to explain there. But first, what IS a homeless person? Let's define it. I think most anyone knows that since it's a person without a home, it's thought of as living on the street. Really, then, that person might not be homeless but “houseless” in a literal sense. Even if they live in a tent under a bridge, that is then, their home. Though it might be INADEQUATE housing. More accurately, the unsheltered or undersheltered population could be more apropos. Then there's vagrancy. A vagrant is defined as a person without a settled home OR regular work… who wanders from place to place and lives by begging. So vagrants are PART of the homeless population then. This all helps DEFINE what we're discussing. Now, the lack of available American housing supply - especially the affordable segment - is OBVIOUSLY a big contributor to homelessness. For example, anymore, how many builders even construct a new-build entry-level home for $200 or 250K? Practically nobody… anywhere. And just how bad is the supply problem now? Well, the NAR has been tracking housing supply since 1982 and it just hit its lowest level ever this summer - EVER - and that's in 40+ years of tracking. That's one reason why just last week, it was announced that Warren Buffett is making a big bet on housing by investing in homebuilders. Now to keep consistent with the same stats I've been reporting to you for you, to update that, again 1-and-a-half million available homes is the baseline supply. That's the long-term “normal” per the FRED Active listing count. And through last month, it's still under 650,000. That is STILL a housing SUPPLY crash of 57% from its peak of 1 ½ million. I want you & I to listen to this upcoming piece together. This recent interview with NAR Chief Economist Lawrence Yun is from the 8th of this month. Yes, HE is the one that basically wants you to sell your SF rental properties. And he makes his case for an inducement to get you to do this. (Ha!) He's not proposing anything COMPLETELY ludicrous. It's REALLY interesting. Listen closely for that. This about 5 minutes in length and there's a lot of material here within this clip - a nutrient dense piece, so I've got SO much to say about this when I come back to comment. [Yun clip] Yeah, the NAR Chief Economist there talking about how, much like I have for years, great opportunity is in the Midwest and Southeastern parts of the US. With this greater ability for people to work from anywhere, when people move in from the pricy coasts, it's sooo affordable to them. Moving from Manhattan to Cincinnati feels incredibly affordable. Moving from San Francisco to St. Louis feels like you've upgraded from serfdom to a kingdom. Moving from Boston to Jacksonville feels like a total life makeover. That's why, here at GRE, we're focused on properties in those INbound destinations. Before I continue, especially for those outside the US, I know that it seems a little odd that Ohio and Indiana are in what we call the Midwest when they're actually in the northeastern quadrant of the nation. But the fact that they ARE midwestern states is rooted in history and in cultural tradition. So, getting back some new angles on the housing supply crisis. Lawrence Yun proposed that a tax incentive be introduced to unleash the inventory of SF rentals from individual REIs. And says that there are over 20 million single-family housing units that are rented out. If we reduced or canceled the capital gains tax & just got 1% of that inventory on the market, he states that that would help. Well, yeah, but even that then would only put about 200,000 units of the market - and they'd get snatched up so fast. Now, if mortgage rates come down to say, 5%, it would unleash both housing demand AND supply. Both - like Lawrence Yun says. So it's not apparent that that would help this shortage, if both demand and supply go up. In a nation of about one-third of a BILLION people now - that's how I like to express it this year - America now has one-third of a billion people… also known as 333 million - how many do you think are classified as homeless? As you think about that - as you think about how many of America's 333 million Americans are homeless, this homeless population figure that I'm about to share with you is from HUD and it's through last year, so it's their latest year-end figure. And I'll tell ya, it's hard to believe this number. The Department of Housing and Urban Development states that about 582,000 Americans are experiencing homelessness. Now, how HUD does this is that their number is a snapshot of the homeless population as of a single night at the end of January each year. The total number of people who experience homelessness for SOME PERIOD each year will be higher than that. I just did the math and then that means that just 1 in every 572 Americans are homeless. C'mon. Do you believe that? Only one in every 572 Americans are homeless? I might believe that it's something like more than 1 in 200. What are your thoughts? Even HUD would probably concede that there are shortcomings in that stat and that it's only a starting point. And over the last decade, according to HUD, the homeless population is little changed… apparently until just this past year. Homelessness is surging in America. The number of people experiencing homelessness in the US has increased 11% so far this year over 2022. That would be the biggest jump by far in equivalent government records beginning in 2007. Now this 11% homeless jump is according to a WSJ analysis of hundreds of smaller & local agencies. Most agencies say the alarming rise is because of the lack of affordable housing and rental units, and the ongoing opioid crisis. Inflation is part of that affordable housing problem. Inflation widens the disparity between the haves and have-nots. To cut some slack to census-type of surveying, homelessness can be hard to measure. Some live on skid row, some live in the woods, some homeless people live in their cars. Some aren't interested in being counted. Others are essentially invisible. I mean, if someone's between jobs and needs to couch surf at their aunt and uncle's place for three months, are they homeless or not? So, to be sure, there's a lot of leeway in those numbers. One in 572 as homeless - that should just be a minimum - a starting point in my opinion. Now, homelessness broken down by STATE is really interesting. California at 171,000, has the most of any state, more than double of next-most New York, and then Florida is third. But let's break that down by rate - on a per capita basis. So… think of this as the highest CONCENTRATION of homeless: Washington DC has 65 homeless per 10,000 people. That's not really a state though, so… #1 on a per capita basis is STILL California, with 44 per 10,000. So California leads in the nation in homeless on both bases then - both absolute and relative. The second highest rate is Vermont. Third Oregon Fourth Hawaii Fifth is New York And then numbers 6 through 10 on the most homeless per capita are Washington, Maine, Alaska, Nevada, and Delaware. Now, strictly anecdotally. You've probably seen just what I've seen in the last year-plus - more visible homeless people in your city and other cities. The state with the FEWEST homeless of all 50 states is Mississippi - and see, housing is quite affordable there. MS is one of the most affordable states for housing. There is at least SOME correlation between your cost of housing and homelessness. Recently on our Instagram page, and the handle there is easy to remember - it's @getricheducation - if you want to participate in future polls, we ran a poll on homelessness. Here is the poll question that we ran - and I'd like you to think about your answer to this too. “Should we pay to house the homeless?” That's the question. And in polling, the way that the question is phrased, of course, can skew your answer. See, if instead, we phrased it as, “Should the government house the homeless?” you might have more ‘yes' answers - even though it's the same question - because you FUND the government. But the question as we phrased it: “Should we pay to house the homeless?” - it also showed a photo of vagrants on a street curb under the question. Here we the results, which surprised me, to: Should we pay to house the homeless? Those answering “Yes” were just 6% The no's were 45% But we also had a third option: “It's complicated”. 48% answered with that option. So again, just 6% of you said we should pay to house the homeless and 45% said “no”. “48% said it's complicated”. In a way, that makes sense to me since we have a largely entrepreneurial, self-made type of audience. I thought that might have happened. But what surprised me is in how emphatic it was. It was a landslide. 7 to 8 TIMES as many of you said we should not pay for the homeless as those that said we should. Well, the reason that I added - and I'm the one that ran the poll myself - they're quick to do. I added the paying to house the homeless “It's complicated” option because it IS complicated… that WAS the most popular answer. I mean, why should you go to work and pay to house a stranger that has no income because he or she doesn't want to work? But what if they're disabled and they can kinda work but not really work… or a zillion other complications. Substance abuse is obviously a big problem that keeps homeless people homeless… and there's a substantial thought paradigm that says, if they're an abuser, then why would I pay for THEIR housing? Substance abuse is just one reason that there is a population that's VOLUNTARILY homeless. They don't want to have to comply with a group home's ban on substances. I wanted to address the homeless problem somewhat today, because here we are on Episode 463 of a real estate show and this is the most that we've even discussed it. I think the perspective it gives you is that it helps you be grateful for what you've got. But it's abundance mentality here. You can be grateful for what you have and at the same time, grow your means. What else would help with more housing supply which would also move us toward mitigating the homeless problem? Well, we've already discussed a number of them so I'll only go in depth with some fresh angles here. Obviously, more homebuilding. We've done episodes on how 3D printed homes and shipping container homes are not quick, easy answers. Tiny homes might be but then you could get into a zoning density problem again. Just last week, my assistant brought me this Marketwatch article that reported that the average American home size is shrinking just a little & that often times, new-build houses tend to be a little closer together. That's what gets us into relaxing zoning requirements. But you know something, OK, this is going to be interesting. This plays into NIMBYism. Not In My Backyard: communities saying that they don't want high-density housing built next to them. Now, I think that there are a lot of critics of NIMBYism. But the criticism comes from people that live far out of that area and aren't affected. Let me just play a fun little experiment with you here. Let me paint a picture of a fictitious life for you and just… place yourself there. Say that you live in a nice single-family home, with a quarter acre lot. It's not a sprawling estate but you've got a good measure of privacy that way. You're in a SFH, quarter-acre lot and two car garage. That is classic suburbia. And… just a hundred yards away from your home there's a big, wide-open field where you walk your dog and use as a little makeshift golf driving range or whatever. Nice open space nearby. Say you've got a fairly idyllic life here. It's always been this way since you bought the home years ago. Suddenly, in your neighborhood of all SFHs, you learn that they want to build a bunch of fourplexes in the nearby lot where you used to throw tennis balls to your dog. What can that do to your quality of life & your home's value, now that a bunch of new fourplexes and eightplexes were built nearby? It reduces your home's value because there are less valuable, high density properties nearby. It also increases the amount of traffic & even noise in your neighborhood. Now you can't use that nearby park anymore - it's been all-built up with these higher-density apartments. So, let me go back and ask - point blank - did you really want all those new high-density developments near your home? If that made you uncomfortable, that's NIMBYism. So it's quite natural to evoke that feeling type. You're just a human being. How else can we increase housing supply to help reduce homelessness? NOT with rent control. Over time, capping the amount of rent that a LL can charge gives property owners no incentive to improve their property and neighborhoods end up dilapidated. We need more training for tradesman and laborers. How about training the homeless for that? But then someone's got to pay for that training. Another measure that's become ridiculous is that we've gotta relax these excessive safety requirements in homebuilding. Now, some safety is good. But when every single home - entry-level and all needs to have fire-rated shingles and fired-rated doors and GFCI outlets and smoke detectors in every room and carbon monoxide detectors all over the place, sheesh! Well, that raises the cost of housing for everyone. In some earthquake-prone areas, you've got to have seismic restraining straps on your water heater or you can't even sell your home. Do you know how big of an earthquake it would take to damage your water heater like that? And an excessive safety PROPONENT might say, yeah, but did you hear about that one family that died ten years ago that would have lived if they had carbon monoxide detectors? Well, the counterargument to that is, yeah, but what about all the homeless people that were exposed to the elements and died in the cold because they couldn't AFFORD the more basic housing, the prices of which have escalated for all this excessive safety stuff. Are you saying a middle class person's life is worth more than a poor, homeless person's life? That's the counterargument. Again, some safety is good. But we've gone overboard in too many places - in housing & beyond. Rising housing costs keep people homeless. A few weeks ago, I did that episode about escalating insurance costs. I now own some properties that have extremely low mortgage rates and the insurance has gone up to the point where I pay more in monthly escrow expenses than I do principal & interest. But, hey. I'm not homeless, and if you're listening to this, neither are you. So when it comes to helping the homeless in the short-term, that campaign called, “Give real change, not small change.” - that really resonates with me. Don't give 5 bucks to a vagrant on the corner. That just keeps them showing up at that corner, plus they're going to spend your 5 bucks on a cheap bottle of Monarch vodka. Instead, if you're going to give, give to a homeless shelter or soup kitchen. That's what's meant by “Give real change, not small change.” And that's something actionable. Coming up next, investing MANIAS. How wild it gets - paying more for a tulip flower than a SFH, shooting and killing someone over a Beanie Baby toy… and then I'm going to wrap it all up with what all this has to do with the cycle of your investor emotions. Around here, we don't run ads for the Swiffer. This week's sponsors that support the show are people that I've personally done real estate business with myself and have benefited from. Ridge Lending Group specializes in INVESTMENT property loans in nearly all 50 states. Start your prequalification at: RidgeLendingGroup.com Then, for super-passive real estate returns, check out Freedom Family Investments. Right now, what you can do, is just text “FAMILY” to 66866. I'm Keith Weinhold. You're listening to Get Rich Education. ___________ Welcome back to the GRE Podcast. I'm your host and my name is Keith Weinhold. If you've got a friend or family member that you think would benefit from the knowledge drops here on the show, you can simply tell them to grab the free Get Rich Education mobile app. That's a convenient option for listening every week for both iOS and Android. Today's topics of homelessness and investing manias could very well bring a new audience here, so… A little more about my backstory. I'm from PA but got my real estate comeuppance in Anchorage, Alaska of all places & grew out nationally & internationally from there. I had humble beginnings and wasn't born anywhere near wealthy. I had to figure out how to build it myself. But see, if I were born wealthy, I wouldn't have learned how to build it, and then I wouldn't be of much help to you. Likewise, if you're building it yourself, you'll be able to help others too. BTW, I was born in the same PA town as Taylor Swift. Though she & I don't have much ELSE in common, I guess that she & I are both best-known for using a microphone. Though I think that I'm about as likely to start using this microphone to sing into your ears like Taylor Swift does… as Taylor is to launch a real estate investing show. For hundreds of years, the tulip has been one of the most-loved flowers in the Netherlands. It's an enduring icon - as synonymous with the country as clogs, windmills, bicycles, and cheese. The tulip has a long and storied history - including the infamous shortage in the 1600s known as “tulip mania”. If you're someone that has even a fleeting interest in investing, you should at least know what this is. Tulips first appeared in Europe in the 1500s, arriving from the spice trading routes… and that lent this sense of exoticism to these imported flowers that looked like no other flower native to the continent. It's no surprise, then, that tulips became a luxury item destined for the gardens of the affluent. According to The Library of Economics and Liberty, “it was deemed a proof of bad taste in any man of fortune to be without a collection of [tulips].” Hmmm. Well, following the affluent, the merchant MIDDLE classes of Dutch society sought to emulate their wealthier neighbors and also demanded tulips. So to start out with, it was purchased as a status symbol for the sole reason that it was expensive. But at the same time, tulips were known to be notoriously fragile, and would die without careful cultivation. In the early 1600s, professional cultivators of tulips began to refine techniques to grow and produce the flowers locally in the Netherlands. They established a flourishing business sector that persists to this day. By 1634, tulipmania swept through the Netherlands. The Library of Economics and Liberty writes, “The rage among the Dutch to possess tulip bulbs was so great that the ORDINARY INDUSTRY of the country was neglected, and the population, even to its lowest dregs, embarked in the tulip trade. Now, everyone's in - rich to poor. It's a little hard to say for sure how much people paid for tulips. But Scottish journalist Charles Mackay, wrote an extremely popular 1841 book - you've probably heard of this book - it's called the Memoirs of Extraordinary Popular Delusions and the Madness of Crowds… It does give us some points of reference such that the best of tulips cost upwards of $1 million in today's money (but a lot of bulbs traded in the $50,000–$150,000 range). By 1636, the demand for the tulip trade was so large that regular markets for their sale - like a little Dow Jones Industrial Average - got established on the Stock Exchange of Amsterdam, in Rotterdam, Haarlem, and other towns. It was at that time that PROFESSIONAL TRADERS got in on the action - that's all that some people do now - is trade tulips… and everybody appeared to be making money simply by possessing some of these rare bulbs. Dutch speculators at the time spent incredible amounts of money on bulbs that only produced flowers for a Week—many companies were formed with the SOLE PURPOSE of trading tulips. To everyone, at the time, it seemed that the price could only go up forever. Pretty soon, demand for tulips EXCEEDED THE AVAILABLE SUPPLY of tulips by so much that people were into buying futures contracts, basically saying, I'll pay you this much money TODAY for a tulip that you provide to me in 3 years. By the last 1630s, these futures contracts were like a crack that appeared in the price runup. Demand began to wane when people were just buying a token for a future tulip that hadn't even started growing yet. People felt like they weren't buying anything tangible anymore. That's one factor that helped create an oversupply of tulips in the market and started depressing the prices. Supply caught up with - and exceeded - demand. A large part of this rapid decline was driven by the fact that people had purchased bulbs on credit, hoping to repay their loans when they sold their bulbs for a profit. But once prices started to drop, holders were forced to sell their bulbs at any price and to declare bankruptcy in the process. So people had begun buying tulips with leverage, using margined derivatives contracts to buy more than they could afford. But as quickly as the run-up began, confidence was dashed. By the end of 1637 is when prices began to fall and never recovered. And the bubble burst. Buyers announced that they could not pay the high price previously agreed upon for bulbs, and that made the market fall apart. While it wasn't actually a devastating occurrence for the entire nation's economy, it did undermine social expectations. The event destroyed relationships built on trust and people's willingness and ability to pay. It's been said that “the wealthiest merchants to the poorest chimney sweeps jumped into the tulip fray, buying bulbs at high prices and selling them for even more.” Well, this is what can happen - today it happens with financialization and nothing real backing up purchases. Tulipmania is a model for the general cycle of a financial bubble. That's what happened with Dutch tulips. Now, here in more recent times, similar cycles have been observed in the price of Beanie Babies, baseball cards - I got caught up in the baseball cards as a kid, owning more than 100,000 baseball cards at one time, also non-fungible tokens (NFTs), and shipping stocks. The example of tulipmania is now used as a parable for other speculative assets, such as cryptocurrencies today or dotcom stocks from around the year 2000. So, when you hear someone likening an investment to a Dutch tulip bulb, now you'll know what they're talking about. It's a symbol of excess, greed, and FOMO. But there has been a good bit of more modern scholarship that tells you that tulip mania did indeed occur in the 1600s Netherlands. But that the tale has been exaggerated and it's something that the upper classes of society were mostly involved in. Now, that's the Dutch tulip bubble. But for a more modern-day parable about an investing mania, there's a new movie about the rise & fall of BEANIE BABIES that's on Apple TV+. These were little stuffed, plush toy animals that became more popular among adults than children. The rise and fall of Beanie Babies—toys that people mistakenly thought would make them rich. The movie is called “The Beanie Bubble”. It's a MOSTLY TRUE account of the lovable toys' boom and bust in the '90s - comparable to the meme stock frenzies that took place during the Covid-19 pandemic. These $5 pellet-stuffed plush toys had astronomical appreciation estimates: Stripes the Tiger, released in 1996, was predicted by collectors to surge from $5 to $1,000 by 2008. Forecasts like these were so enticing that one dad invested his kids' college funds in Beanie Babies, thinking he'd resell them later for a hefty profit. At the height of the frenzy, people were ruining relationships and committing felonies to get their hands on some of these sacks of fuzz. Border officials confiscated more than 8,000 smuggled Beanie Babies at a US–Canada border crossing in 1998. A West Virginia man shot and killed a former coworker in 1999 after an argument partly about $150 worth of Beanie Babies. That same year, a divorcing couple couldn't agree on how to split up their collection, so the judge made them divvy up the toys in person, right on the courtroom floor. How did that all happen? Barely anyone cared about Beanie Babies when a company called Ty Inc. launched them in 1994. Stores only got lines out the door once the toy's creator, now-billionaire Ty Warner, began pulling strings to juice demand. Here's what Warner did. OK, so here's how you induce people into a speculative bubble. He refused to stock Beanie Babies at Toys R Us and Walmart. Instead he created an illusion of rarity by only selling them at small toy stores and independent shops. Even if you did find a retailer, every store's supply of Beanie Babies was limited to 36 of each animal, so inventory restocks drew a crowd. This, combined with Warner's decision to start “retiring” certain animals in 1995, created artificial scarcity and a mass panic to stock up on Beanie Babies. Soon, an aggressive resale market was born, replete with magazines and blogs and even trade shows for these Beanie Babies. One woman's guide to the secondary Beanie Babies market got so popular that she was selling 650,000 copies per month and, on many days, she did two or three radio interviews before her kids woke up for school. Ty Inc. later gave her an award for boosting sales. At Peak Beanie mania, Ty Inc. and legions of speculators actually made hordes of money: The stuffed animals accounted for 6% of eBay's sitewide sales in 1997 and 10% in 1998. Beanies averaged a resale value of $30—six times their retail price—but rare ones, like the Princess Diana bear, went for hundreds or thousands of dollars (and now you can find one online for $15 bucks). Ty Inc. hit $1.4 billion in sales in 1998, which is what Mattel grossed in Barbie dolls in 1995. At the end of the year, Ty Warner gave all ~250 employees holiday bonuses equal to their annual salaries. But most regular people didn't sell their Beanie Babies at their peak price. And unfortunately for them, the hype subsided. Anticipating a drop in interest as more kids reached for Pokémon and Furbies, Ty Inc. announced it would stop making Beanie Babies at the end of 1999, and that poked a hole in collectors' this-will-never-not-be-popular mentality and that sent demand plummeting. There were no underlying fundamentals to Beanie Babies' value. That's all that I've got on that speculative craze. So let's review how this happened with both speculative crazes - Dutch tulips and Beanie Babies: Investors lose track of rational expectations. Psychological biases lead to a massive upswing in the price of an asset or a sector. A positive-feedback cycle keeps inflating prices. And soon, investors realize that they are holding an irrationally-priced asset. Prices collapse due to a massive sell-off, and an overwhelming majority go bankrupt. Now, much stock market investing is based off of buy low and sell high mentality. And stock investors can get caught up in similar crazes. But because many stocks are tied to productive companies, the stock investor deals with smaller bubbles. A lot of times, the stock price can double, triple, or even 10X even though that company is not even profitable. Buy low & sell high. Well, that sounds easy. But why is this harder to do than it sounds? It's called the cycle of investor emotions. It starts here with… optimism. Because you HEAR about 10% stock returns or people making money with Dutch tulips or Beanie babies. Let's say that you aren't fully invested in the stock market. But some friends are, and they're achieving small gains. Then comes excitement. The market is now up some more. Hey, what's in motion tends to stay in motion. More friends are telling you how much money they're "making". You're soon experiencing a full-blown case of FOMO—Fear Of Missing Out. The next stage is the Thrill you feel. So you jump into the stock market fully, rationalizing with something like, "Hey, I'm a momentum investor". Sounds pretty good, I guess. Now that you're in, it actually feels fantastic to you for a short time. You figure that some days, you're making more from stocks than your job. Winning activates dopamine. Dopamine is a brain chemical that's known as the “feel-good” hormone. It gives you a sense of pleasure. It also gives you the motivation to DO SOMETHING when you're feeling the pleasure. So then, you add MORE shares… at an elevated price until you are FULLY invested. Now everyone is "making money", even your Uber driver. The next stage is Euphoria - The peak! As you can see, this is the Point of Maximum Financial Risk. OK, now, remember the simplicity of “buy low, sell high”? Well then, savvy stock investors should now be SELLING here in my example - at the HEIGHT. Now be “selling”? Leaving the party at its crescendo? Stopping the dopamine flow? Yes, exactly… and THAT'S why it's so difficult. What happens after the stock market peak? Overbought, with bloated price-to-earnings ratios, the market soon drops 10% from its recent high. That's what's known as a correction - a drop of 10% or more. Now you feel a little ANXIETY. Your dopamine flow is stifled. Next, you tell yourself, "I shouldn't be worried because I'm a long-term investor." It's down 15%. You're experiencing DENIAL & FEAR. Now you're checking the Robinhood app almost hourly to see if it will recover. Next, comes Desperation & Panic - Stocks are down 20%, that's the definition of a bear market. You're devoting more mindshare to this each day than what's healthy. Then there's Capitulation - Down 30%, you finally surrender to a FEAR of FURTHER LOSS. You're getting so sick of months of losing. You finally do it and cash out your stocks into a safe money market fund. Now you're out. And you rationalize and justify doing this because you tell yourself, "You know, at least when I wake up tomorrow, I'll know that I haven't lost money AGAIN. And THAT gives me certainty.” The next stage in the Cycle of Investor Emotions is Despondency - You realize that what you've done is the polar opposite of successful investing. It's complete. You've now bought high… and then sold low. Next, stocks completely bottom out. But this is actually the Point of Maximum Financial Opportunity. Instead, you should be buying. But you can't. Because you're experiencing the next investor stage - Depression. You're so full of contempt for the situation that the idea of actually buying at bargain-basement levels again is simply inconceivable. You've been burnt badly. Then, there's Hope & Relief - The market has begun ticking up after the crash. It soon should be clear that share prices are FAIRLY VALUED again. But you don't buy the recovery story. You wait until enough price growth occurs that the confidence and Optimism stage is felt again before you'll even consider getting back in and buying. And the entire pattern repeats. That's the “cycle of investor emotions”. There's an average of 3-and-a-half years between each stock bear market, BTW. Of course, we've been kind to call this all “investing”. It's more like speculating. But here's the real problem—most investors THINK they're better than average stock pickers, so they keep playing this game. This effect has a name. It's called illusory superiority. It's like how at least 70% of people think they're better than average drivers, despite the statistical impossibility. Even professional money managers fall prey to this! Fewer than 10% of active U.S. stock funds manage to beat THEIR benchmarks. The renowned British economist and value investor Benjamin Graham once said: "The investor's chief problem—even his worst enemy—is likely to be HIMSELF." Well, as real estate investors, we largely SIDESTEP the cycle of investor emotions for two main reasons. Returns are more stable. Real estate, we sidestep this emotional roller coaster. Not only do we have stable prices, but appreciation is one of just 5 ways that you're simultaneously paid. RE also has monthly income. Dutch tulips or Beanie Babies don't pay you a durable monthly income stream. They don't provide an income stream at all. And finally, RE is a REAL asset that fulfills a REAL human need. I hope that you enjoyed this journey through speculative bubbles today and how they play into human psychology and investor emotions. Go ahead and tell a friend about Get Rich Education. If you've got a friend or family member that you think would benefit from the knowledge drops here on the show, you can simply tell them to grab the free Get Rich Education mobile app. That's a convenient option for listening every week for both iOS and Android. My name's Keith Weinhold and I'll be back with you right here… next week. Don't Quit Your Daydream!
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"Not so much a fear of going out as a fear of something dreadful happening whilst being out" - writer Graham Caveney talks to Matthew Sweet about his own experience of agoraphobia and also how the condition has been reflected in the work of other writers, including Shirley Jackson and Emily Dickinson. Writer Kate Summerscale and New Generation Thinker Joan Passey trace the shifting ideas about sources of phobias in the 19th century and the explosion of interest in naming and cataloguing them. Film critic Christina Newland explores Alfred Hitchcock's portrayal of phobias in films including Frenzy and Marnie. Graham Caveney's book 'On Agoraphobia' is available now. Kate Summerscale is the author of 'The Book of Phobias and Manias'. Producer: Torquil MacLeod
Joining Sharon on Here's Where It Gets Interesting today is author Kate Summerscale. She recently wrote The Book of Phobias & Manias, which highlights the history of our fears and obsessions. How come so many of us find dolls and clowns unnerving? Why do we react with a shriek when we see a mouse skitter across the kitchen floor? And what super famous American entrepreneur suffered from koumpounophobia... the fear of buttons? Hosted on Acast. See acast.com/privacy for more information.
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