Podcasts about Proponent

Hattie Carthan (1900-1984) was a community activist and environmentalist from Brooklyn, New York. She led efforts to preserve trees, revitalize public parks, and improve her Bedford-Stuyvesant neighborhood, most notably saving a Southern magnolia tree. She received a distinguished service medal from the city and was elected to the Brooklyn Botanic Garden's governing committee. For Further Reading: A Magnolia Grows in Brooklyn With Help From the 'Tree Lady' "Hattie Carthan, 83, Proponent of Trees in Brooklyn, Is Dead" Hattie Carthan How radical gardeners took back New York City An African American Tree Activist Lived in Brooklyn "Bed-Stuy Children Learn How to Nurture Trees" This month, we’re talking about cultivators — women who nurtured, cross-pollinated, experimented, or went to great lengths to better understand and protect the natural world. History classes can get a bad rap, and sometimes for good reason. When we were students, we couldn’t help wondering... where were all the ladies at? Why were so many incredible stories missing from the typical curriculum? Enter, Womanica. On this Wonder Media Network podcast we explore the lives of inspiring women in history you may not know about, but definitely should. Every weekday, listeners explore the trials, tragedies, and triumphs of groundbreaking women throughout history who have dramatically shaped the world around us. In each 5 minute episode, we’ll dive into the story behind one woman listeners may or may not know–but definitely should. These diverse women from across space and time are grouped into easily accessible and engaging monthly themes like Educators, Villains, Indigenous Storytellers, Activists, and many more. Womanica is hosted by WMN co-founder and award-winning journalist Jenny Kaplan. The bite-sized episodes pack painstakingly researched content into fun, entertaining, and addictive daily adventures. Womanica was created by Liz Kaplan and Jenny Kaplan, executive produced by Jenny Kaplan, and produced by Grace Lynch, Maddy Foley, Brittany Martinez, Edie Allard, Carmen Borca-Carrillo, Taylor Williamson, Sara Schleede, Paloma Moreno Jimenez, Luci Jones, Abbey Delk, Adrien Behn, Alyia Yates, Vanessa Handy, Melia Agudelo, and Joia Putnoi. Special thanks to Shira Atkins. Original theme music composed by Brittany Martinez. Follow Wonder Media Network: Website Instagram Twitter See omnystudio.com/listener for privacy information.

As we wind down RGS with four programs remaining, a visit wth a long time contributor to the program. This time the issue is education of our Canadian kids. Guest: Michael Zwaagstra. Manitoba public high school teacher. Proponent of raising academic standards Learn more about your ad choices. Visit megaphone.fm/adchoices

Today's podcast: Israeli government agrees to ceasefire with Hamas. Guest: Iddo Moed. Israel's Ambassador to Canada. As we wind down RGS with four programs remaining, a visit wth a long time contributor to the program. This time the issue is education of our Canadian kids. Guest: Michael Zwaagstra. Manitoba public high school teacher. Proponent of raising academic standards.  The Liberal Party of Canada leadership contest. Front runners Mark Carney and Chrystia Freeland. How do they differ and what do they offer Canadians? Others running and perhaps yet to enter the race? What are their chances of impacting or even winning?  Guest: Stephen LeDrew. Past president of the Liberal Party of Canada. The Team Canada approach by Justin Trudeau and most of the premiers, although some premiers have expressed less than 100% enthusiasm for any attempts or decisions to punish Donald Trump and the U.S. and 25% tariffs on Canadian goods, by using Canadian energy exports as a weapon. Guest: Tasha Kheiriddin. Author:: The Right Path: How Conservatives can unite, inspire and take Canada forward. National Post political correspondent. --------------------------------------------- Host/Content Producer – Roy Green Technical Producer - Leonardo Coelho Podcast Producer - Jonathan Chung If you enjoyed the podcast, tell a friend! For more of the Roy Green Show, subscribe to the podcast! https://globalnews.ca/roygreen/ Learn more about your ad choices. Visit megaphone.fm/adchoices

The Trends Journal is a weekly magazine analyzing global current events forming future trends. Our mission is to present Facts and Truth over fear and propaganda to help subscribers prepare for What's Next in these increasingly turbulent times. To access our premium content, subscribe to the Trends Journal: https://trendsjournal.com/subscribe Follow Gerald Celente on Twitter: http://twitter.com/geraldcelente Follow Gerald Celente on Facebook: http://facebook.com/gcelente Follow Gerald Celente on Instagram: https://www.instagram.com/geraldcelentetrends Follow Gerald Celente on Gab: http://gab.com/geraldcelente Copyright © 2024 Trends Research Institute. All rights reserved.

Send us a textLorin Anderson, Founder of The Proponent Group, shares insights on golf instruction and its impact on facilities, members, and instructors on the latest episode of “The Coach Mo Golf Show.” Discover how to enhance your club's value, boost revenue, and improve member retention through effective instructional resources.Catch the full episode dropping this week on all your favorite podcast platforms on “The Coach Mo Golf Show”! Golf instructors and facility management won't want to miss this one!www.proponent-group.com@lorin1golf#GolfInstruction #CoachMoGolfShow #LorinAnderson #proponentgroup #golfinstructors #golfpodcast #golflife #break100Contact Coach Mo@coachmogolfpro on Instagram & YouTubewww.coachmogolfpro.comcoachmogolfpro@gmail.comcoachmo@stjohnsgolf.comThe Golf Academy at St. Johns Located at St. Johns Golf & CC in St. Augustine/St. Johns, FL@thegolfacademy_st.johnswww.stjohnsgolf.com

Mike Scott, Libertarian Party Nominee for US Senate for the great state of Maryland. Father of four. 22 year US Air Force Vet. Experience includes Strategic planning, ops research, computer programming, and Electronic Warfare test and evaluation... After retiring from the military, I took various jobs both in and outside of the federal government; in acquisitions, real estate, military and government consulting, and leadership training. Hobbies went out the window once I had kids, but included motorcycles, martial arts, and TTRPGs. Proponent of the OODA Loop for life. To find out more, visit MikeScott2024.com Or find me on social media at @MIKESCOTT1word on YouTube and X. MikeScottALLCAPS ON Instagram and Facebook.

Today's guests: Mike Holden, Chief Economist Business Council of Alberta Ross McKitrick, Professor of Economics - University of Guelph / Senior Fellow - Fraser Institute Larry Campbell, Former Vancouver Mayor / Former BC Chief Coroner / Former Senator Danny Gallagher, Author, writer and Montreal Expos historian / Author of the book “Genius” (Biography of Rick Mauran) Learn more about your ad choices. Visit megaphone.fm/adchoices

In this interview, John is joined by classical education advocate Andrew Kern. They explore the transformative potential of classical education, highlighting its respect for humility, heritage, and the importance it places on cultivating wisdom and virtue. Kern addresses the challenges posed by modern technology, and the increasing trend of homeschooling, promoting the integration of Christian values with classical education principles to create coherent and harmonious learning environments.

An old growth proponent talks about the federal EIS on a national old growth rule.

Dr. John Rao drops in to tell Laurie and Spencer about Traditionalism, The Roman School, Dorothy Day’s Catholicism, and his critique of Emmanuel Mounier’s brand of Personalism. You can find his writings here: http://jcrao.freeshell.org/, and his work with The Roman Forum here: http://www.romanforum.org/

Dr. John Rao drops in to tell Laurie and Spencer about Traditionalism, The Roman School, Dorothy Day's Catholicism, and his critique of Emmanuel Mounier's brand of Personalism. You can find his writings here: http://jcrao.freeshell.org/, and his work with The Roman Forum here: http://www.romanforum.org/

Eric Byrnes joins Papa & Lund and explained why he is a proponent for Robot UmpiresSee omnystudio.com/listener for privacy information.

Eric Byrnes joins Papa & Lund and explained why he is a proponent for Robot UmpiresSee omnystudio.com/listener for privacy information.

Discover the transformative power of lifelong learning as we traverse the remarkable narrative of Jaspreet Bindra, the Tech Whisperer who went from a quizzing whiz to a venerated voice in technology. In his tale, we uncover the essence of "flipping the donut" – a metaphor that advocates for the supremacy of learning over earning, a principle that shone as Jaspreet transitioned from a corporate titan to a curator of knowledge. His candid reflections on the hardships and rewards of a storied career punctuate our conversation, offering a wealth of wisdom for those embarking on a similar path of continuous education and growth.As we tackle the mesmerizing world of artificial intelligence, Jaspreet guides us through the labyrinth of tech hype versus reality. This episode peels back the layers of AI's storied past and its seismic influence on present-day life, with a spotlight on the breakthrough platform, ChatGPT. Our dialogue spirals into a 'perfect storm' discussion, examining AI's rapid adoption and its power to reshape the fabric of our society. We also muse over the human element in an AI-driven future, where our innate curiosity and the democratization of programming stand as bastions of our human identity.Our journey with Jaspreet culminates in a sobering exploration of the ethical ramifications of AI, particularly the rise of deepfakes and their potential to sway global democracies. We probe the necessity of societal and educational reforms to confront these challenges, underpinning the dialogue with a call to action for collective awareness and responsibility. As we wrap up our enthralling discussion, Jaspreet imparts sage advice for the ethically curious and underlines the importance of making learning an indispensable part of our daily lives to stay afloat in the swirling tides of AI innovation. Available on all podcast platforms, including, Google Podcasts, Apple Podcasts, YouTube, Spotify

On this week's episode of the Detection at Scale podcast, Jack talks with Matthew Valites, Director of Threat Detection & Operational Strategy at SAP. They discuss which threat detection approach works the best, what metrics Matthew uses to gauge his programs, and why Matthew is a proponent of using detection as code.  Matthew also looks to the future and gives his prediction on what role technology such as GenAI will play in the security landscape. They close out their conversation with some actionable lessons from Matthew's book, Crafting the Infosec Playbook.  Topics discussed: Which threat-detection approach works the best (hint: it's usually the one that provides the most visibility). How Matthew manages the different logic in different environment using tailored macros. What metrics Matthew uses to gauge his programs and how he keeps track of those metrics. Why Matthew is a huge proponent of using detection as code, including the CIDC element it brings. What makes GenAI so exciting, and what its role might be in the future. How Matthew tries to take care of his team's mental and physical health. Actionable lessons from the book Matthew co-authored, “Crafting the Infosec Playbook”, such as espousing the values of a service-based approach.

“Anti-vaxxers” are making people nervous (substack.com)

You only need to be in ProAV for one trade show cycle to see that we've got a long way to go with acting on DEI: Diversity, Equity and Inclusion. The obvious gender disparity is only bested by the lack of people of color within the industry. AVIXA's SVP of exhibitions and event services, Rochelle Richardson, is representative of the future as she's both a woman and person of color. She's not only actively working in our market to support solutions but is also in the global trade show space. This work garnered her IAEE's (International Association of Exhibitions and Events) DEI Impact Award. Watch this to learn about the state of progress in AV and how you can help.

In conversation with Dr. Neeta Gautam , a family physician, faculty at the Stanford school of medicine and a proponent of Ayurveda for health . The conversation covers a comprehensive discussion on modern medicine, Ayurveda, running, and the intersection of these domains. Neeta, a medical practitioner and faculty at Stanford University, explores the blend of modern medicine with Ayurvedic practices, emphasizing the significance of lifestyle choices in managing health. She highlights her running journey, stating its positive impacts on her life beyond physical fitness, like happiness, accomplishment, and improved sleep quality. Neeta advocates for consistent running as a personal goal over speed or accolades, valuing its holistic benefits. As a family medicine specialist, Neeta discusses her approach to patient care, focusing on prevention and lifestyle mediation in chronic illnesses such as stress, anxiety, and diabetes. She stresses the importance of addressing basic health practices, like movement, nutrition, and sleep, alongside traditional medical interventions. Neeta shares insights on epigenetic and the potential to modify genetic predispositions through lifestyle changes. She addresses the specific health risks for South Asians, including predispositions to metabolic disorders, advocating for active lifestyles and strength training as preventative measures. The conversation delves into Ayurveda's principles, emphasizing its preventative and individualized approach to health. Neeta illustrates how Ayurvedic practices, such as sleep routines and diet adjustments, can significantly improve health outcomes. She advocates for the integration of Ayurveda with allopathic medicine, urging medical professionals to be open and curious about alternative healing methods. Lastly, Neeta offers general Ayurvedic recommendations for endurance athletes, suggesting mindful training, nutrition, and an understanding of one's constitution for optimal performance and long-term health. This conversation is about effectively bridges traditional and modern healthcare philosophies, advocating for a holistic, informed approach to health and wellness. Chapter timelines 0:00 Intro and background 3:46 Running journey 6:15 How did Ayurveda become of interest 9:15 Impact of epigenetics 18:00 Importance of strength training 21:00 How does Ayurveda complement modern medicine 35:00 Practice of Ayurveda in modern life 38:00 Evidence based research on ancient medicine 50:00 Ayurveda for ensure athletes 54:00 Fun Q&A round 1:00 The last word

Chwynyn (pronounced “Quinin”) Vaughan is a proponent of slow beauty and its benefits to our all-over physical, mental and spiritual health, and to skin health in particular. She has a background in midwifery, health care and design. A deep love for botanicals has woven its way through each of these experiences, enriching every step of her path. These experiences, along with her passion for plants, led to Chwynyn blending wise woman wisdom and sound science to create handcrafted skin care products offered through her creation, Slow Botanicals. She believes that, when authentic, beauty can bring out the best of who we are, treating our body as a temple. Beauty, Chywnyn says, is linked to how we live our lives, and influenced by our spiritual and mental health. Each of Chwynyn's products is made in small batches from botanicals she harvests in the wild and picks from her organic garden. To make the cut, botanicals included must heal and nourish sensitive, dry and aging skin. As these products are meant for the most sensitive of skin, the hand-picked flowers, leaves, mushrooms, lichens and seeds are combined only with the shortest list possible of pure ingredients. A lifetime of unhealthy care products alongside changing hormones make this essential for your health. Chwynyn knows that healthy skin are not only dependent on what you put on your skin, and so she encourages the practice of slow beauty. Chwynyn says that "slow beauty is closely related to slow living. By making daily choices that stem from a slow beauty perspective, you will enjoy improved physical, emotional, mental and spiritual health. Your days will feel better. You'll appreciate yourself more." Slow living is creating a life based on what truly matters, noticing every moment with one's senses and inside the body, staying present and living with integrity, with a strong environmental outlook. Chwynyn lives on a small peninsula in Washington State, just a short walk from both beach and forest, with her artist-husband and two young children. In the garden surrounding their home, Chwynyn grows around 95% of her family's fruit and veggies for the entire year. The beautiful herb and flower garden provide ingredients for her botanical skincare products and let her bring cut flowers into the home. Equally important, these blooms feed the many pollinators in her garden. Chwynyn sells her pure botanically infused skin care products at slowbotanicals.com. You will also find Chwynyn's insights on slow beauty and skin care on her blog. Website: slowbotanicals.com  https://www.slowbotanicals.com Linkedin: https://www.linkedin.com/in/chwynyn-vaughan-slow-botanicals2171a1281/Instagram: https://www.instagram.com/slow.botanicals/Facebook: https://www.facebook.com/ChwynynPinterest: https://www.pinterest.com/slowbotanicals/ --- Support this podcast: https://podcasters.spotify.com/pod/show/maria-leonard-olsen/support

C2FO CEO Sandy Kemper describes how the fintech he founded in 2008 provides fast, flexible access to low-cost working capital to suppliers, some of whom struggle to get bank loans. C2FO's platform enables large corporations to pay their suppliers early in exchange for a discount set by the supplier. Mr. Kemper says early payments help eliminate “friction” in a banking system he calls antiquated and rife with pain points. As he tells NeuGroup founder and CEO Joseph Neu, Mr. Kemper's opinions about the banking system are grounded in hands-on experience in an industry whose role in economic growth he greatly respects.

How can cutting-edge technologies shape the future of healthcare by 2049? Join us as Caroline Clarke, Regional Director for the NHS in London, envisions a landscape with Health2049 co-host Jason Helgerson where AI, genomics and 3D printing lead to personalized medicine. In this episode, explore the transformative possibilities and challenges in financing, restructuring health systems and achieving a balance between standardization and individualized care. Don't miss this glimpse into a healthcare future personalized for every individual.Caroline ClarkeLinkedIn: https://www.linkedin.com/in/caroline-clarke-3796651b/?originalSubdomain=ukConnect with Health2049:Website: https://www.health2049.comFind the complete Show Notes and Transcripts Here -> https://bit.ly/caroline-clarke-nhsTimestamps:Caroline Clarke's healthcare background. [03:30]Two ways that healthcare can transform. [05:54]How can new technologies be productive? [10:23]Countering forces that are slow to adopt technology. [16:27]How will healthcare services be structured? [18:34]A balance between standardization and individualized care. [22:23]How will we finance the healthcare system? [25:59] What role will the hospital play? [31:20]An optimistic view of our future. [37:10]Episode Web Page: https://www.health2049.com/episodes

We welcome back Julian Kwasniewski to discuss his article about John Senior in One Peter Five. Who was he, where did he come from, and what should we make of his cultural criticism? In hindsight, just how accurate was he?   Show Notes John Senior: Prophet of Tradition and Realism - OnePeterFive Andrew Senior on John Senior, Proponent of Beauty & Tradition ~ The Imaginative Conservative The Death Of Christian Culture - Angelus Press Restoration Of Christian Culture - Angelus Press The Remnants: The Final Essays of John Senior A Brief Reader on the Virtues of the Human Heart - Josef Pieper Love Is As Strong As Death: The Legacy of Dr. John Senior (Fr. Francis Bethel) 6/21/19 To Be a Prophet is a Blessing and a Burden Passing the “redemption point”: The Limits of Prophecy The Promise of Prophecy Christendom Lost and Found: Meditations for a Post Post-Christian Era Wyoming Catholic College Read Fr. McTeigue's Written Works! Listen to Fr. McTeigue's Preaching! | Herald of the Gospel Sermons Podcast on Spotify Visit Fr. McTeigue's Website | Herald of the Gospel Questions? Comments? Feedback? Ask Father!  

EPISODE 64 - Rebecca Bratspies - Environmental Expert, Environmental Justice ProponentRebecca teaches at CUNY School of Law. She is a scholar of environmental justice, human rights, and environmental law. Her book Naming Gotham won the Association of Public Historians of New York 2023 Award for Excellence in Local History. The Environmental Justice Chronicles, her graphic novel series  won EPA's 2023 Clean Air Excellence Award.  In 2021, ABA-SEER honored her work with its Commitment to Diversity and Justice Award. The Centre for International Sustainability Law named her its 2022 International Human Rights Lawyer. The Award-Winning Environmental Justice Chronicles are a collaboration between Rebecca and artist Charlie LaGreca Velasco. These comic books introduce readers to the environmental justice challenges faced by urban communities. https://www.rebeccabratspies.com/___https://upcyclecanada.ca/Check out a great new podcast created just for Dad! We want to encourage and empower Dads everywhere to be the best Dad they can be! Check out everything for Dad at https://dadspace.ca/Please share this podcast with a Dad that you love!Buzzsprout is our podcast host for this show!Ready to find a better podcast host for your show? Get a $20 credit applied to your new Buzzsprout Account by using our link! Starting a new show or looking for a better host? Buzzsprout is amazing!https://www.buzzsprout.com/?referrer_id=1855306Please note! To qualify for this promotion. All accounts must remain on a pay plan and maintained in good standing (paid in full) for 2 consecutive billing cycles before credits are applied to either party.

After last week’s scientific experts cleared up much ID-rhetoric, we ask a rising star in the ID movement — Dr. Jonathan McLatchie — to respond to our reinvigorated questions, concern, and critiques of Intelligent Design After starting this mini-series with an interview with one leading ID proponent, and then hearing from a number of scientific […]

In a revealing and candid episode to open Season 6, Chris Abraham embarks on an introspective journey into the heart of his life's experiences and unique worldview. Starting with an exploration of his potential 'aphantasia,' he delves into how this unusual trait—being unable to voluntarily produce visual images—shaped his illustrious career in photography and subsequently molded his profound way of perceiving the world. The episode takes an intricate turn as Chris unearths layers of his personal attractions, with a particularly keen interest in hairstyles. From the appeal of blunt bobs, the allure of long bangs, to the aversion of certain bang styles, Chris's affections serve as a fascinating window into the intricacies of human attraction. He warmly humorizes the topic, sharing amusing anecdotes of others claiming he could be swayed by even a mop donning a bob wig. Digging deeper, Chris touches on past relationships and their enduring impressions on his psyche, notably with Stephanie Austin. Their deep connection, untimely separation, and the lingering lack of closure form a poignant narrative core that listeners will find both relatable and emotionally resonant. But the episode doesn't stop there. Chris navigates the multifaceted world of 'wokeness,' dissecting its significance in contemporary culture. He emphasizes the importance of understanding and respecting signifiers—visual or behavioral cues that offer insight into someone's identity or beliefs—in today's rapidly changing social landscape. This leads to a broader discussion about societal progress and the paramount importance of empathy and understanding in our interactions. As the conversation unfolds, Chris brings up his knowledge from studying fields as diverse as film theory, deconstructionism, and Marxist feminist theory. These academic backgrounds offer listeners a theoretical framework to further understand his perspectives on subjects like the 'male gaze.' To conclude, Chris muses on how his unique way of seeing has shaped his interactions, from understanding societal signifiers to adapting his approach based on them. His emphasis on being present, observing without preconceived projections, and truly seeing what's in front of him serves as a resonant lesson for listeners in this fast-paced age of distraction. Aphantasia: A condition where one cannot voluntarily produce visual images in their mind. Wokeness: Originating from the African-American community, this term has evolved to signify a heightened awareness about social injustices, especially those centered around race. Signifiers: Symbols or indicators used to signify something beyond their immediate meaning. Male Gaze: A term from feminist theory describing the depiction of women and the world from a masculine, often heterosexual, perspective. Sigma Male: A term used in sociosexual hierarchy to describe men who prefer to live outside the hierarchy rather than climb to the top. These men are self-sufficient and choose their own path rather than being outwardly dominant. Post-Modernist Theory: An intellectual stance or mode of discourse defined by an attitude of skepticism toward what it describes as the grand narratives and ideologies of modernism. Deconstructionism: A method of literary and philosophical analysis that questions the fundamental conceptual distinctions in the text, by means of which ambiguity and multiple meanings arise. Marxist Feminist Theory: An ideological standpoint that uses Marxist theory to understand the capitalist sources of the oppression of women. Lesbian Signifiers: Observable elements, often culturally or community specific, that might indicate a lesbian identity or affiliation. Pronouns: Words that replace nouns in order to prevent repetition or specify a certain perspective. In the context of gender identity, people use pronouns to convey their gender identity, such as "he/him," "she/her," or "they/them." --- Send in a voice message: https://podcasters.spotify.com/pod/show/chrisabraham/message Support this podcast: https://podcasters.spotify.com/pod/show/chrisabraham/support

The founder of Daily Kos, Markos Moulitsas, did not mince his words as he ridiculed the Former North Carolina Governor. Pat McCrory, for the third-party NOLABELS movement. --- Send in a voice message: https://podcasters.spotify.com/pod/show/politicsdoneright/message Support this podcast: https://podcasters.spotify.com/pod/show/politicsdoneright/support

More homeless people have been created due to the housing supply crisis. Homelessness is up 11% since last year, per the WSJ. The opioid crisis, consumer inflation, and NIMBYism have contributed too. California has the most homelessness on both a total and per capita basis. States with higher housing costs have more homeless people. I share our poll results: “Should we pay to house the homeless?” Are you a NIMBY? We find out today. We can increase housing supply with rezoning, construction training, and lower mortgage rates. The cycle of investor emotions led to wild investing manias. It was tulip bulbs in the 1600s Netherlands and Beanie Babies in the 1990s United States.  I discuss exactly why “buy low, sell high” is more difficult than it sounds. Timestamps: The correlation between homelessness and the housing market [00:00:00] Discusses the relationship between the housing market and the increasing problem of homelessness in America. Investing manias and lessons from history [00:00:00] Explores the phenomenon of investing manias and the lessons that can be learned from historical examples. The tight inventory market conditions and potential solutions [00:04:56] Lawrence Yun, Chief Economist of the National Association of Realtors, discusses the tight housing market conditions and suggests tax incentives to increase housing supply. Timestamp 1 [00:10:32] Affordability of moving to different cities and the proposal of a tax incentive for real estate investors. Timestamp 2 [00:11:49] Discussion on the housing supply crisis, mortgage rates, and the homeless population in the US. Timestamp 3 [00:14:14] Increase in homelessness in America, reasons behind it, and the correlation between housing prices and homelessness rates. The impact of high density housing on quality of life and home value [00:21:12] Discussion on the potential negative effects of building high density housing near single family homes, including reduced home value, increased traffic and noise, and loss of nearby open space. Alternative solutions to increase housing supply and reduce homelessness [00:23:30] Exploration of alternative measures to address homelessness, such as trade training for the homeless and relaxing excessive safety requirements in home building. Giving real change to the homeless [00:25:50] Encouragement to give directly to homeless shelters or soup kitchens instead of giving small change to individuals on the street, with the concept of "give real change not small change" explained. Note: The timestamps provided are approximate and may vary slightly depending on the podcast episode. The Origins of Tulip Mania [00:31:37] Tulips were introduced to Europe in the 1500s and became a luxury item for the affluent. The cultivation of tulips locally in the Netherlands led to a flourishing business sector. The Tulip Bubble [00:32:55] By 1634, tulip mania had swept through the Netherlands, with the demand for tulip bulbs exceeding supply. Prices reached exorbitant levels, and futures contracts were being bought and sold. Lessons from Tulip Mania [00:37:53] Tulip mania serves as a model for financial bubbles, with similar cycles observed in other speculative assets like beanie babies, baseball cards, NFTs, and stocks. It highlights the dangers of excess, greed, and speculation without tangible value. The cycle of investor emotions [00:44:32] Explanation of the different stages of investor emotions, from optimism to panic, in relation to stock market investing. The peak of the stock market [00:46:43] Discussion on the peak of the stock market being the point of maximum financial risk and the difficulty of selling at the right time. Real estate as a stable investment [00:51:56] Comparison of real estate investment to speculative bubbles, highlighting the stability and income stream provided by real estate. Explains how the integration of HOA (Homeowners Association) helps maintain uniformity and cleanliness in the rental property investing world. Details about the upcoming real estate event [00:38:31] Promotion of a live event where listeners can learn about new construction fourplexes and have their questions answered in real time. Resources mentioned: Show Notes: www.GetRichEducation.com/463 Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments. You get paid first: Text ‘FAMILY' to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  Top Properties & Providers: GREmarketplace.com GRE Free Investment Coaching: GREmarketplace.com/Coach Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Keith's personal Instagram: @keithweinhold   Complete episode transcript:   Welcome to Get Rich Education. I'm your host, Keith Weinhold. America's homeless problem has become FRIGHTENING. I describe how that correlates… with the housing market.  Then, investing MANIAS. What drives people to spend more for one tulip flower bulb than they would for an entire luxury home?    And lessons you can learn that'll benefit you the rest of your life from other manias throughout history. All today, on Get Rich Education.   ___________   Welcome to GRE! From Seaford, DE to Carmel-by-the-Sea, CA and across 188 nations worldwide, you're listening to one of America's longest-running and most listened to shows on real estate investing. Along with plenty of ongoing hot takes on wealth mindset and the real estate economy.    I'm your host, Keith Weinhold.    See, the crash in the SUPPLY of available American homes is bad and it isn't just creating more upward prices, it's a contributor to homelessness.    Let's talk about some of the drivers of homelessness, understand the problem a little more, how many homeless people ARE there in America, and then… what can we do about it?   As you'll soon see, one prominent real estate industry influencer actually suggests that you actually SELL your rental single family homes in order to help serve the homeless. More on that shortly.    Also, I have the results from a GRE Instagram Poll. The poll question is: “Should we pay to HOUSE the homeless?”    And the answers that you - the GRE listeners gave… actually surprised me. I'll give you those super-interesting poll results later, because I have more to explain there.   But first, what IS a homeless person? Let's define it. I think most anyone knows that since it's a person without a home, it's thought of as living on the street.   Really, then, that person might not be homeless but “houseless” in a literal sense. Even if they live in a tent under a bridge, that is then, their home. Though it might be INADEQUATE housing.   More accurately, the unsheltered or undersheltered population could be more apropos.     Then there's vagrancy. A vagrant is defined as a person without a settled home OR regular work… who wanders from place to place and lives by begging.   So vagrants are PART of the homeless population then. This all helps DEFINE what we're discussing.   Now, the lack of available American housing supply - especially the affordable segment - is OBVIOUSLY a big contributor to homelessness.   For example, anymore, how many builders even construct a new-build entry-level home for $200 or 250K? Practically nobody… anywhere.   And just how bad is the supply problem now? Well, the NAR has been tracking housing supply since 1982 and it just hit its lowest level ever this summer - EVER - and that's in 40+ years of tracking.    That's one reason why just last week, it was announced that Warren Buffett is making a big bet on housing by investing in homebuilders.   Now to keep consistent with the same stats I've been reporting to you for you, to update that, again 1-and-a-half million available homes is the baseline supply. That's the long-term “normal” per the FRED Active listing count.   And through last month, it's still under 650,000. That is STILL a housing SUPPLY crash of 57% from its peak of 1 ½ million.   I want you & I to listen to this upcoming piece together. This recent interview with NAR Chief Economist Lawrence Yun is from the 8th of this month.   Yes, HE is the one that basically wants you to sell your SF rental properties. And he makes his case for an inducement to get you to do this. (Ha!)   He's not proposing anything COMPLETELY ludicrous. It's REALLY interesting. Listen closely for that.   This about 5 minutes in length and there's a lot of material here within this clip - a nutrient dense piece, so I've got SO much to say about this when I come back to comment.    [Yun clip]    Yeah, the NAR Chief Economist there talking about how, much like I have for years, great opportunity is in the Midwest and Southeastern parts of the US.    With this greater ability for people to work from anywhere, when people move in from the pricy coasts, it's sooo affordable to them.   Moving from Manhattan to Cincinnati feels incredibly affordable.  Moving from San Francisco to St. Louis feels like you've upgraded from serfdom to a kingdom. Moving from Boston to Jacksonville feels like a total life makeover.   That's why, here at GRE, we're focused on properties in those INbound destinations.    Before I continue, especially for those outside the US, I know that it seems a little odd that Ohio and Indiana are in what we call the Midwest when they're actually in the northeastern quadrant of the nation.   But the fact that they ARE midwestern states is rooted in history and in cultural tradition.   So, getting back some new angles on the housing supply crisis.   Lawrence Yun proposed that a tax incentive be introduced to unleash the inventory of SF rentals from individual REIs.    And says that there are over 20 million single-family housing units that are rented out.    If we reduced or canceled the capital gains tax & just got 1% of that inventory on the market, he states that that would help.   Well, yeah, but even that then would only put about 200,000 units of the market - and they'd get snatched up so fast.   Now, if mortgage rates come down to say, 5%, it would unleash both housing demand AND supply.    Both - like Lawrence Yun says. So it's not apparent that that would help this shortage, if both demand and supply go up.   In a nation of about one-third of a BILLION people now - that's how I like to express it this year - America now has one-third of a billion people… also known as 333 million - how many do you think are classified as homeless?   As you think about that - as you think about how many of America's 333 million Americans are homeless, this homeless population figure that I'm about to share with you is from HUD and it's through last year, so it's their latest year-end figure.    And I'll tell ya, it's hard to believe this number. The Department of Housing and Urban Development states that about 582,000 Americans are experiencing homelessness.   Now, how HUD does this is that their number is a snapshot of the homeless population as of a single night at the end of January each year.    The total number of people who experience homelessness for SOME PERIOD each year will be higher than that.   I just did the math and then that means that just 1 in every 572 Americans are homeless. C'mon. Do you believe that? Only one in every 572 Americans are homeless?   I might believe that it's something like more than 1 in 200. What are your thoughts?   Even HUD would probably concede that there are shortcomings in that stat and that it's only a starting point.   And over the last decade, according to HUD, the homeless population is little changed… apparently until just this past year.   Homelessness is surging in America. The number of people experiencing homelessness in the US has increased 11% so far this year over 2022. That would be the biggest jump by far in equivalent government records beginning in 2007.   Now this 11% homeless jump is according to a WSJ analysis of hundreds of smaller & local agencies.    Most  agencies say the alarming rise is because of the lack of affordable housing and rental units, and the ongoing opioid crisis.   Inflation is part of that affordable housing problem. Inflation widens the disparity between the haves and have-nots.   To cut some slack to census-type of surveying, homelessness can be hard to measure. Some live on skid row, some live in the woods, some homeless people live in their cars.    Some aren't interested in being counted. Others are essentially invisible. I mean, if someone's between jobs and needs to couch surf at their aunt and uncle's place for three months, are they homeless or not? So, to be sure, there's a lot of leeway in those numbers.   One in 572 as homeless - that should just be a minimum - a starting point in my opinion.   Now, homelessness broken down by STATE is really interesting.   California at 171,000, has the most of any state, more than double of next-most New York, and then Florida is third.   But let's break that down by rate - on a per capita basis. So… think of this as the highest CONCENTRATION of homeless:   Washington DC has 65 homeless per 10,000 people. That's not really a state though, so…   #1 on a per capita basis is STILL California, with 44 per 10,000. So California leads in the nation in homeless on both bases then - both absolute and relative.   The second highest rate is Vermont.  Third Oregon Fourth Hawaii Fifth is New York And then numbers 6 through 10 on the most homeless per capita are Washington, Maine, Alaska, Nevada, and Delaware.   Now, strictly anecdotally. You've probably seen just what I've seen in the last year-plus - more visible homeless people in your city and other cities.   The state with the FEWEST homeless of all 50 states is Mississippi - and see, housing is quite affordable there. MS is one of the most affordable states for housing.    There is at least SOME correlation between your cost of housing and homelessness.   Recently on our Instagram page, and the handle there is easy to remember - it's @getricheducation - if you want to participate in future polls, we ran a poll on homelessness.   Here is the poll question that we ran - and I'd like you to think about your answer to this too.   “Should we pay to house the homeless?”    That's the question.    And in polling, the way that the question is phrased, of course, can skew your answer.    See, if instead, we phrased it as, “Should the government house the homeless?” you might have more ‘yes' answers - even though it's the same question - because you FUND the government.    But the question as we phrased it: “Should we pay to house the homeless?” - it also showed a photo of vagrants on a street curb under the question.   Here we the results, which surprised me, to:  Should we pay to house the homeless?   Those answering “Yes” were just 6% The no's were 45% But we also had a third option: “It's complicated”. 48% answered with that option.   So again, just 6% of you said we should pay to house the homeless and 45% said “no”. “48% said it's complicated”.   In a way, that makes sense to me since we have a largely entrepreneurial, self-made type of audience. I thought that might have happened.   But what surprised me is in how emphatic it was. It was a landslide. 7 to 8 TIMES as many of you said we should not pay for the homeless as those that said we should.   Well, the reason that I added - and I'm the one that ran the poll myself - they're quick to do. I added the paying to house the homeless “It's complicated” option because it IS complicated… that WAS the most popular answer.   I mean, why should you go to work and pay to house a stranger that has no income because he or she doesn't want to work?   But what if they're disabled and they can kinda work but not really work… or a zillion other complications.    Substance abuse is obviously a big problem that keeps homeless people homeless… and there's a substantial thought paradigm that says, if they're an abuser, then why would I pay for THEIR housing?   Substance abuse is just one reason that there is a population that's VOLUNTARILY homeless. They don't want to have to comply with a group home's ban on substances.    I wanted to address the homeless problem somewhat today, because here we are on Episode 463 of a real estate show and this is the most that we've even discussed it.   I think the perspective it gives you is that it helps you be grateful for what you've got.    But it's abundance mentality here. You can be grateful for what you have and at the same time, grow your means.   What else would help with more housing supply which would also move us toward mitigating the homeless problem?   Well, we've already discussed a number of them so I'll only go in depth with some fresh angles here.   Obviously, more homebuilding. We've done episodes on how 3D printed homes and shipping container homes are not quick, easy answers. Tiny homes might be but then you could get into a zoning density problem again.   Just last week, my assistant brought me this Marketwatch article that reported that the average American home size is shrinking just a little & that often times, new-build houses tend to be a little closer together.   That's what gets us into relaxing zoning requirements. But you know something, OK, this is going to be interesting.    This plays into NIMBYism. Not In My Backyard: communities saying that they don't want high-density housing built next to them.    Now, I think that there are a lot of critics of NIMBYism. But the criticism comes from people that live far out of that area and aren't affected.   Let me just play a fun little experiment with you here. Let me paint a picture of a fictitious life for you and just… place yourself there.   Say that you live in a nice single-family home, with a quarter acre lot. It's not a sprawling estate but you've got a good measure of privacy that way.   You're in a SFH, quarter-acre lot and two car garage. That is classic suburbia.   And… just a hundred yards away from your home there's a big, wide-open field where you walk your dog and use as a little makeshift golf driving range or whatever. Nice open space nearby.   Say you've got a fairly idyllic life here. It's always been this way since you bought the home years ago.   Suddenly, in your neighborhood of all SFHs, you learn that they want to build a bunch of fourplexes in the nearby lot where you used to throw tennis balls to your dog.   What can that do to your quality of life & your home's value, now that a bunch of new fourplexes and eightplexes were built nearby?   It reduces your home's value because there are less valuable, high density properties nearby.   It also increases the amount of traffic & even noise in your neighborhood. Now you can't use that nearby park anymore - it's been all-built up with these higher-density apartments.   So, let me go back and ask - point blank - did you really want all those new high-density developments near your home?   If that made you uncomfortable, that's NIMBYism. So it's quite natural to evoke that feeling type. You're just a human being.   How else can we increase housing supply to help reduce homelessness?   NOT with rent control. Over time, capping the amount of rent that a LL can charge gives property owners no incentive to improve their property and neighborhoods end up dilapidated.   We need more training for tradesman and laborers. How about training the homeless for that? But then someone's got to pay for that training.   Another measure that's become ridiculous is that we've gotta relax these excessive safety requirements in homebuilding. Now, some safety is good.   But when every single home - entry-level and all needs to have fire-rated shingles and fired-rated doors and GFCI outlets and smoke detectors in every room and carbon monoxide detectors all over the place, sheesh! Well, that raises the cost of housing for everyone.   In some earthquake-prone areas, you've got to have seismic restraining straps on your water heater or you can't even sell your home. Do you know how big of an earthquake it would take to damage your water heater like that?   And an excessive safety PROPONENT might say, yeah, but did you hear about that one family that died ten years ago that would have lived if they had carbon monoxide detectors?   Well, the counterargument to that is, yeah, but what about all the homeless people that were exposed to the elements and died in the cold because they couldn't AFFORD the more basic housing, the prices of which have escalated for all this excessive safety stuff.   Are you saying a middle class person's life is worth more than a poor, homeless person's life? That's the counterargument.    Again, some safety is good. But we've gone overboard in too many places - in housing & beyond.   Rising housing costs keep people homeless. A few weeks ago, I did that episode about escalating insurance costs.   I now own some properties that have extremely low mortgage rates and the insurance has gone up to the point where I pay more in monthly escrow expenses than I do principal & interest.    But, hey. I'm not homeless, and if you're listening to this, neither are you.   So when it comes to helping the homeless in the short-term, that campaign called, “Give real change, not small change.” - that really resonates with me.   Don't give 5 bucks to a vagrant on the corner. That just keeps them showing up at that corner, plus they're going to spend your 5 bucks on a cheap bottle of Monarch vodka.   Instead, if you're going to give, give to a homeless shelter or soup kitchen.    That's what's meant by “Give real change, not small change.” And that's something actionable.   Coming up next, investing MANIAS. How wild it gets - paying more for a tulip flower than a SFH, shooting and killing someone over a Beanie Baby toy… and then I'm going to wrap it all up with what all this has to do with the cycle of your investor emotions.   Around here, we don't run ads for the Swiffer. This week's sponsors that support the show are people that I've personally done real estate business with myself and have benefited from.    Ridge Lending Group specializes in INVESTMENT property loans in nearly all 50 states. Start your prequalification at: RidgeLendingGroup.com    Then, for super-passive real estate returns, check out Freedom Family Investments. Right now, what you can do, is just text “FAMILY” to 66866.   I'm Keith Weinhold. You're listening to Get Rich Education. ___________ Welcome back to the GRE Podcast. I'm your host and my name is Keith Weinhold.    If you've got a friend or family member that you think would benefit from the knowledge drops here on the show, you can simply tell them to grab the free Get Rich Education mobile app.   That's a convenient option for listening every week for both iOS and Android.   Today's topics of homelessness and investing manias could very well bring a new audience here, so…    A little more about my backstory. I'm from PA but got my real estate comeuppance in Anchorage, Alaska of all places & grew out nationally & internationally from there. I had humble beginnings and wasn't born anywhere near wealthy. I had to figure out how to build it myself.   But see, if I were born wealthy, I wouldn't have learned how to build it, and then I wouldn't be of much help to you. Likewise, if you're building it yourself, you'll be able to help others too.   BTW, I was born in the same PA town as Taylor Swift.    Though she & I don't have much ELSE in common, I guess that she & I are both best-known for using a microphone.   Though I think that I'm about as likely to start using this microphone to sing into your ears like Taylor Swift does… as Taylor is to launch a real estate investing show.   For hundreds of years, the tulip has been one of the most-loved flowers in the Netherlands. It's an enduring icon - as synonymous with the country as clogs, windmills, bicycles, and cheese. The tulip has a long and storied history - including the infamous shortage in the 1600s known as “tulip mania”. If you're someone that has even a fleeting interest in investing, you should at least know what this is.   Tulips first appeared in Europe in the 1500s, arriving from the spice trading routes… and that lent this sense of exoticism to these imported flowers that looked like no other flower native to the continent. It's no surprise, then, that tulips became a luxury item destined for the gardens of the affluent.  According to The Library of Economics and Liberty, “it was deemed a proof of bad taste in any man of fortune to be without a collection of [tulips].” Hmmm. Well, following the affluent, the merchant MIDDLE classes of Dutch society sought to emulate their wealthier neighbors and also demanded tulips. So to start out with, it was purchased as a status symbol for the sole reason that it was expensive. But at the same time, tulips were known to be notoriously fragile, and would die without careful cultivation. In the early 1600s, professional cultivators of tulips began to refine techniques to grow and produce the flowers locally in the Netherlands. They established a flourishing business sector that persists to this day. By 1634, tulipmania swept through the Netherlands. The Library of Economics and Liberty writes, “The rage among the Dutch to possess tulip bulbs was so great that the ORDINARY INDUSTRY of the country was neglected, and the population, even to its lowest dregs, embarked in the tulip trade. Now, everyone's in - rich to poor. It's a little hard to say for sure how much people paid for tulips.  But Scottish journalist Charles Mackay, wrote an extremely popular 1841 book - you've probably heard of this book - it's called the Memoirs of Extraordinary Popular Delusions and the Madness of Crowds… It does give us some points of reference such that the best of tulips cost upwards of $1 million in today's money (but a lot of bulbs traded in the $50,000–$150,000 range).  By 1636, the demand for the tulip trade was so large that regular markets for their sale - like a little Dow Jones Industrial Average - got established on the Stock Exchange of Amsterdam, in Rotterdam, Haarlem, and other towns. It was at that time that PROFESSIONAL TRADERS got in on the action - that's all that some people do now - is trade tulips… and everybody appeared to be making money simply by possessing some of these rare bulbs.  Dutch speculators at the time spent incredible amounts of money on bulbs that only produced flowers for a Week—many companies were formed with the SOLE PURPOSE of trading tulips.  To everyone, at the time, it seemed that the price could only go up forever. Pretty soon, demand for tulips EXCEEDED THE AVAILABLE SUPPLY of tulips by so much that people were into buying futures contracts, basically saying, I'll pay you this much money TODAY for a tulip that you provide to me in 3 years. By the last 1630s, these futures contracts were like a crack that appeared in the price runup. Demand began to wane when people were just buying a token for a future tulip that hadn't even started growing yet.  People felt like they weren't buying anything tangible anymore. That's one factor that helped create an oversupply of tulips in the market and started depressing the prices. Supply caught up with - and exceeded - demand. A large part of this rapid decline was driven by the fact that people had purchased bulbs on credit, hoping to repay their loans when they sold their bulbs for a profit. But once prices started to drop, holders were forced to sell their bulbs at any price and to declare bankruptcy in the process. So people had begun buying tulips with leverage, using margined derivatives contracts to buy more than they could afford. But as quickly as the run-up began, confidence was dashed. By the end of 1637 is when prices began to fall and never recovered.   And the bubble burst. Buyers announced that they could not pay the high price previously agreed upon for bulbs, and that made the market fall apart.  While it wasn't actually a devastating occurrence for the entire nation's economy, it did undermine social expectations. The event destroyed relationships built on trust and people's willingness and ability to pay. It's been said that “the wealthiest merchants to the poorest chimney sweeps jumped into the tulip fray, buying bulbs at high prices and selling them for even more.” Well, this is what can happen - today it happens with financialization and nothing real backing up purchases. Tulipmania is a model for the general cycle of a financial bubble. That's what happened with Dutch tulips. Now, here in more recent times, similar cycles have been observed in the price of Beanie Babies, baseball cards - I got caught up in the baseball cards as a kid, owning more than 100,000 baseball cards at one time, also non-fungible tokens (NFTs), and shipping stocks.       The example of tulipmania is now used as a parable for other speculative assets, such as cryptocurrencies today or dotcom stocks from around the year 2000. So, when you hear someone likening an investment to a Dutch tulip bulb, now you'll know what they're talking about. It's a symbol of excess, greed, and FOMO. But there has been a good bit of more modern scholarship that tells you that tulip mania did indeed occur in the 1600s Netherlands. But that the tale has been exaggerated and it's something that the upper classes of society were mostly involved in. Now, that's the Dutch tulip bubble. But for a more modern-day parable about an investing mania, there's a new movie about the rise & fall of BEANIE BABIES that's on Apple TV+. These were little stuffed, plush toy animals that became more popular among adults than children. The rise and fall of Beanie Babies—toys that people mistakenly thought would make them rich. The movie is called “The Beanie Bubble”.  It's a MOSTLY TRUE account of the lovable toys' boom and bust in the '90s -  comparable to the meme stock frenzies that took place during the Covid-19 pandemic. These $5 pellet-stuffed plush toys had astronomical appreciation estimates: Stripes the Tiger, released in 1996, was predicted by collectors to surge from $5 to $1,000 by 2008.  Forecasts like these were so enticing that one dad invested his kids' college funds in Beanie Babies, thinking he'd resell them later for a hefty profit. At the height of the frenzy, people were ruining relationships and committing felonies to get their hands on some of these sacks of fuzz. Border officials confiscated more than 8,000 smuggled Beanie Babies at a US–Canada border crossing in 1998. A West Virginia man shot and killed a former coworker in 1999 after an argument partly about $150 worth of Beanie Babies. That same year, a divorcing couple couldn't agree on how to split up their collection, so the judge made them divvy up the toys in person, right on the courtroom floor. How did that all happen? Barely anyone cared about Beanie Babies when a company called Ty Inc. launched them in 1994. Stores only got lines out the door once the toy's creator, now-billionaire Ty Warner, began pulling strings to juice demand. Here's what Warner did. OK, so here's how you induce people into a speculative bubble. He refused to stock Beanie Babies at Toys R Us and Walmart. Instead he created an illusion of rarity by only selling them at small toy stores and independent shops. Even if you did find a retailer, every store's supply of Beanie Babies was limited to 36 of each animal, so inventory restocks drew a crowd. This, combined with Warner's decision to start “retiring” certain animals in 1995, created artificial scarcity and a mass panic to stock up on Beanie Babies.  Soon, an aggressive resale market was born, replete with magazines and blogs and even trade shows for these Beanie Babies. One woman's guide to the secondary Beanie Babies market got so popular that she was selling 650,000 copies per month and, on many days, she did two or three radio interviews before her kids woke up for school. Ty Inc. later gave her an award for boosting sales. At Peak Beanie mania, Ty Inc. and legions of speculators actually made hordes of money: The stuffed animals accounted for 6% of eBay's sitewide sales in 1997 and 10% in 1998. Beanies averaged a resale value of $30—six times their retail price—but rare ones, like the Princess Diana bear, went for hundreds or thousands of dollars (and now you can find one online for $15 bucks). Ty Inc. hit $1.4 billion in sales in 1998, which is what Mattel grossed in Barbie dolls in 1995. At the end of the year, Ty Warner gave all ~250 employees holiday bonuses equal to their annual salaries. But most regular people didn't sell their Beanie Babies at their peak price. And unfortunately for them, the hype subsided. Anticipating a drop in interest as more kids reached for Pokémon and Furbies, Ty Inc. announced it would stop making Beanie Babies at the end of 1999, and that poked a hole in collectors' this-will-never-not-be-popular mentality and that sent demand plummeting. There were no underlying fundamentals to Beanie Babies' value. That's all that I've got on that speculative craze.   So let's review how this happened with both speculative crazes - Dutch tulips and Beanie Babies: Investors lose track of rational expectations. Psychological biases lead to a massive upswing in the price of an asset or a sector. A positive-feedback cycle keeps inflating prices. And soon, investors realize that they are holding an irrationally-priced asset. Prices collapse due to a massive sell-off, and an overwhelming majority go bankrupt. Now, much stock market investing is based off of buy low and sell high mentality. And stock investors can get caught up in similar crazes.    But because many stocks are tied to productive companies, the stock investor deals with smaller bubbles. A lot of times, the stock price can double, triple, or even 10X even though that company is not even profitable. Buy low & sell high. Well, that sounds easy. But why is this harder to do than it sounds? It's called the cycle of investor emotions.   It starts here with… optimism. Because you HEAR about 10% stock returns or people making money with Dutch tulips or Beanie babies.    Let's say that you aren't fully invested in the stock market. But some friends are, and they're achieving small gains.   Then comes excitement. The market is now up some more. Hey, what's in motion tends to stay in motion.   More friends are telling you how much money they're "making".    You're soon experiencing a full-blown case of FOMO—Fear Of Missing Out.   The next stage is the Thrill you feel. So you jump into the stock market fully, rationalizing with something like, "Hey, I'm a momentum investor". Sounds pretty good, I guess.   Now that you're in, it actually feels fantastic to you for a short time. You figure that some days, you're making more from stocks than your job. Winning activates dopamine.    Dopamine is a brain chemical that's known as the “feel-good” hormone. It gives you a sense of pleasure. It also gives you the motivation to DO SOMETHING when you're feeling the pleasure.    So then, you add MORE shares… at an elevated price until you are FULLY invested. Now everyone is "making money", even your Uber driver.   The next stage is Euphoria - The peak! As you can see, this is the Point of Maximum Financial Risk.    OK, now, remember the simplicity of “buy low, sell high”?   Well then, savvy stock investors should now be SELLING here in my example - at the HEIGHT.   Now be “selling”? Leaving the party at its crescendo? Stopping the dopamine flow? Yes, exactly… and THAT'S why it's so difficult.    What happens after the stock market peak? Overbought, with bloated price-to-earnings ratios, the market soon drops 10% from its recent high.    That's what's known as a correction - a drop of 10% or more. Now you feel a little ANXIETY. Your dopamine flow is stifled.   Next, you tell yourself, "I shouldn't be worried because I'm a long-term investor." It's down 15%. You're experiencing DENIAL & FEAR.   Now you're checking the Robinhood app almost hourly to see if it will recover.   Next, comes Desperation & Panic - Stocks are down 20%, that's the definition of a bear market. You're devoting more mindshare to this each day than what's healthy.   Then there's Capitulation - Down 30%, you finally surrender to a FEAR of FURTHER LOSS. You're getting so sick of months of losing. You finally do it and cash out your stocks into a safe money market fund. Now you're out.   And you rationalize and justify doing this because you tell yourself, "You know, at least when I wake up tomorrow, I'll know that I haven't lost money AGAIN. And THAT gives me certainty.”    The next stage in the Cycle of Investor Emotions is Despondency - You realize that what you've done is the polar opposite of successful investing. It's complete. You've now bought high… and then sold low.    Next, stocks completely bottom out. But this is actually the Point of Maximum Financial Opportunity. Instead, you should be buying.   But you can't. Because you're experiencing the next investor stage - Depression. You're so full of contempt for the situation that the idea of actually buying at bargain-basement levels again is simply inconceivable. You've been burnt badly.   Then, there's Hope & Relief - The market has begun ticking up after the crash. It soon should be clear that share prices are FAIRLY VALUED again.    But you don't buy the recovery story. You wait until enough price growth occurs that the confidence and Optimism stage is felt again before you'll even consider getting back in and buying.   And the entire pattern repeats.   That's the “cycle of investor emotions”. There's an average of 3-and-a-half years between each stock bear market, BTW.   Of course, we've been kind to call this all “investing”. It's more like speculating.   But here's the real problem—most investors THINK they're better than average stock pickers, so they keep playing this game. This effect has a name. It's called illusory superiority.   It's like how at least 70% of people think they're better than average drivers, despite the statistical impossibility.   Even professional money managers fall prey to this! Fewer than 10% of active U.S. stock funds manage to beat THEIR benchmarks.   The renowned British economist and value investor Benjamin Graham once said: "The investor's chief problem—even his worst enemy—is likely to be HIMSELF." Well, as real estate investors, we largely SIDESTEP the cycle of investor emotions for two main reasons.   Returns are more stable.   Real estate, we sidestep this emotional roller coaster. Not only do we have stable prices, but appreciation is one of just 5 ways that you're simultaneously paid.   RE also has monthly income. Dutch tulips or Beanie Babies don't pay you a durable monthly income stream. They don't provide an income stream at all.   And finally, RE is a REAL asset that fulfills a REAL human need.   I hope that you enjoyed this journey through speculative bubbles today and how they play into human psychology and investor emotions.   Go ahead and tell a friend about Get Rich Education.   If you've got a friend or family member that you think would benefit from the knowledge drops here on the show, you can simply tell them to grab the free Get Rich Education mobile app.   That's a convenient option for listening every week for both iOS and Android.   My name's Keith Weinhold and I'll be back with you right here… next week. Don't Quit Your Daydream!

In this episode, Jeff emphasizes the significance of approaching workplace adversity and challenges with a positive mindset. It's suggested that instead of perceiving these obstacles as problems, individuals should view them as opportunities for growth and development. By making a simple shift in mindset, one can significantly alter their perception and handling of challenges.We'd encourage listeners to see challenges as chances to learn and improve professionally. The key is thinking positively tends to lead to better outcomes and as human being? We should strive to bridge gaps and negotiate solutions when facing difficulties with management or coworkers. However, if attempts to resolve the issues are unsuccessful, they advise considering the bigger picture and exploring other opportunities.We share personal experiences and examples and discuss how adversity can lead to unexpected opportunities and growth. By taking on challenges with a positive mindset, individuals can potentially inspire others, turn situations around, and even advance their careers.Overall, this episode emphasizes the importance of adopting a positive mindset when facing adversity or challenges in the workplace. It suggests that by viewing these challenges as opportunities for growth and development, individuals can not only overcome obstacles but also thrive in their professional lives.We also discuss the significance of not remaining in a job where one is unhappy or not being treated fairly. Numerous opportunities are available for right now, and it is worth exploring other options to find a workplace that values and respects you!Chris mentions how he has navigated through various careers and has witnessed many individuals who stay in a job out of familiarity with the brand or fear of the unknown. However, he encourages listeners to take advantage of the current climate and not be afraid to try new things and explore different opportunities.

Carynn Rudolph is a disabled Marine Corps veteran who has a fascinating set of broad experiences that, at first glance, might seem paradoxical. On the one hand, she is a strong proponent of keeping guns available for all without restrictions as to type, size, or capacity. She also is a strong advocate and heavily involved with the concept of Justice, Equity, Diversity, and Inclusion, JEDI. During our discussion, Carynn will discuss how and why she feels that her beliefs and work in both of the above areas are not diametrically opposed. We do get to spend some time talking about guns, gun control, and how she feels we can address the problems we face and read about all too often today. Today she works as a program manager at a youth center in Colorado. I love listening to her talk about how she is helping today's youth discover and learn how they can become more responsible in their lives and how they learn how to take responsibility for their actions. Make no mistake, Caryn has a deep ethical values concerning right and wrong. I believe you will find our discussion intriguing and quite informative. I personally learned a lot and I hope you will as well. About the Guest: Carynn Rudolph, a disabled Marine Corps veteran and MST survivor, is a passionate advocate for community service and empowerment. As a pastor for nine years, she founded the Urban Youth Initiative in 2016 to support urban youth pastors and leaders in mental health crises. Carynn's commitment to service extends to correctional work and founding Goliath Tactical Firearms Training in 2019. She works with women who have experienced trauma and is a program manager at a youth homeless shelter in Colorado. Carynn is a mother of two, wife to Tara, and enjoys reading and gardening. Ways to connect with Carynn: Goliath Tactical Firearms Training Website: www.gttactical.com Facebook: https://www.facebook.com/GoliathTacticalColorado?mibextid=LQQJ4d Instagram: https://www.facebook.com/GoliathTacticalColorado?mibextid=LQQJ4d TikTok: https://www.tiktok.com/@goliathtacticaltraining?_t=8bUIJssr49q&_r=1 About the Host: Michael Hingson is a New York Times best-selling author, international lecturer, and Chief Vision Officer for accessiBe. Michael, blind since birth, survived the 9/11 attacks with the help of his guide dog Roselle. This story is the subject of his best-selling book, Thunder Dog. Michael gives over 100 presentations around the world each year speaking to influential groups such as Exxon Mobile, AT&T, Federal Express, Scripps College, Rutgers University, Children's Hospital, and the American Red Cross just to name a few. He is Ambassador for the National Braille Literacy Campaign for the National Federation of the Blind and also serves as Ambassador for the American Humane Association's 2012 Hero Dog Awards. https://michaelhingson.com https://www.facebook.com/michael.hingson.author.speaker/ https://twitter.com/mhingson https://www.youtube.com/user/mhingson https://www.linkedin.com/in/michaelhingson/ accessiBe Links https://accessibe.com/ https://www.youtube.com/c/accessiBe https://www.linkedin.com/company/accessibe/mycompany/ https://www.facebook.com/accessibe/ Thanks for listening! Thanks so much for listening to our podcast! If you enjoyed this episode and think that others could benefit from listening, please share it using the social media buttons on this page. Do you have some feedback or questions about this episode? Leave a comment in the section below! Subscribe to the podcast If you would like to get automatic updates of new podcast episodes, you can subscribe to the podcast on Apple Podcasts or Stitcher. You can also subscribe in your favorite podcast app. Leave us an Apple Podcasts review Ratings and reviews from our listeners are extremely valuable to us and greatly appreciated. They help our podcast rank higher on Apple Podcasts, which exposes our show to more awesome listeners like you. If you have a minute, please leave an honest review on Apple Podcasts. Transcription Notes Michael Hingson ** 00:00 Access Cast and accessiBe Initiative presents Unstoppable Mindset. The podcast where inclusion, diversity and the unexpected meet. Hi, I'm Michael Hingson, Chief Vision Officer for accessiBe and the author of the number one New York Times bestselling book, Thunder dog, the story of a blind man, his guide dog and the triumph of trust. Thanks for joining me on my podcast as we explore our own blinding fears of inclusion unacceptance and our resistance to change. We will discover the idea that no matter the situation, or the people we encounter, our own fears, and prejudices often are our strongest barriers to moving forward. The unstoppable mindset podcast is sponsored by accessiBe, that's a c c e s s i  capital B e. Visit www.accessibe.com to learn how you can make your website accessible for persons with disabilities. And to help make the internet fully inclusive by the year 2025. Glad you dropped by we're happy to meet you and to have you here with us.   Michael Hingson ** 01:20 Well, hi, this is Mike Hingson, and once again, welcome to an episode of unstoppable mindset. Today, we get to interview someone that I got a chance to know fairly recently, Carynn Rudolph, and she is a a disabled, military and Marine Corps specifically veteran, she's got a lot of different kinds of experiences. And now she's among other things working to help a home for youth in Colorado, we're gonna get to all that I don't want to give much away. And that's what makes it tough to describe because if I start talking more, she won't have anything to say. And we don't want that. So, Carynn , welcome to unstoppable mindset. How are you?   Carynn Rudolph ** 02:04 I'm doing well. Thank you so much for having me today.   Michael Hingson ** 02:08 Well, a pleasure. And we're really glad you're here. And I hope people will enjoy what you have to say. And I'm sure they will. And we'll kind of make it as fun as we can make it. And as always, it's it's always fun to ask people to talk a little bit at first of all, what it was like growing up what what, what was Carynn, the younger person like and tell us about your growing up experiences and all that.   Carynn Rudolph ** 02:33 Sure. Um, well, my name is Carynn Rudolph. I am originally from Savannah, Georgia. I grew up in Colorado, Aurora, Colorado. My dad was in the Army is what kind of brought us to Colorado traveled back and forth as a kid between Colorado and Georgia. Every summer we spent our summers in Georgia and with my like my grandparents, I have a twin brother and a little sister. Yeah, I I lived, you know, normal, normal, young person life, I suppose. And went off join the military kind of fall within my father my grandfather's footsteps. I when I turned 18, I was going to join the army and went off to the Marine Corps. Instead, they they convinced me because I was able to do a couple of pull ups. They told me that I was hardcore. And that was that was what allowed me on the Marine Corps versus in the army.   Michael Hingson ** 03:36 So they don't do pull ups in the army. Is that what you're saying? I don't know.   Carynn Rudolph ** 03:39 The that was all that it took 17 year olds to convince 17 year old Kirinda to go to the Marine Corps. So army though so   Michael Hingson ** 03:49 good for you. How long were you in the Marine Corps?   Carynn Rudolph ** 03:53 I did four years on active duty and got got out in 2012.   Michael Hingson ** 03:58 Wow. And what did you do after that?   Carynn Rudolph ** 04:02 I did a number of different things. So I had a daughter shortly after I got out of the military got married and all that stuff went to school. I pastored for about nine years after I got out of the military. And I started a nonprofit organization in 2016, called the urban youth initiative that was focused on helping urban youth pastors specifically. Like by equipping them with the skills and the ability to be able to support a young person who expressed that they were experiencing like suicidal ideation. And then I became a correctional officer. I did that for about four years and now I work as a program manager at a youth homeless shelter.   Michael Hingson ** 04:55 I have some friends who retired from being In the federal correction officer business, she was a pastor. But they both had been involved in doing correctional officer kinds of things. We knew them in New Jersey. They've retired out of Florida, but it was really fascinating to talk with them, and certainly not a position I envy a whole lot.   Carynn Rudolph ** 05:20 Yeah, I always tell people, people think I'm like crazy when I say this, but that was one of the best jobs I ever had. I worked with us specifically in like a secured facility. But it was a lot of fun. You get to build really cool relationships with young people and help them not, like make the same mistakes that got them landed there, you know, hopefully anyway, but just by having those those relationships and running groups and things like that, so   Michael Hingson ** 05:53 yeah, well, really, you were pretty successful at it. And people didn't go back to what they were doing before.   Carynn Rudolph ** 05:57 I hope so. I definitely hope so. I haven't run into anybody that I worked closely with yet. But yeah.   Michael Hingson ** 06:06 Did you do that in Colorado?   Carynn Rudolph ** 06:08 I did. After I got out of the military. I came back to Colorado. That's where I met my, my ex husband. And we had a couple of kids and all that sort of stuff. So no, it's Tara. So Tara is my wife. Now. There's a whole story behind all that. But yeah, Tara is my wife. I met her during COVID after I had gotten my divorce from my ex husband and all that after leaving the church.   Michael Hingson ** 06:41 So what, what got you into pastoring? After leaving the Marine Corps? What What made you decide to go that route, as opposed to going to school or any number of other things that you could have done?   Carynn Rudolph ** 06:54 It's a great question. I did go to school. As I was like, kind of by vocational I went to school and pastored. But I took that route, because when I was on active duty, I experienced I went through a sexual assault incident when I was on active duty. And you know, I started going to church after that. And that was something that really helped me as I like navigated that, like trauma experience and all that. And, yeah, so I started getting involved in church more and stuff like that. I was like, I think this is something I really want to do. And started working in ministry. After that.   Michael Hingson ** 07:44 Did, did the powers that be if you will handle the sexual assault at all reasonably well, or was it just like a lot of things that we hear kind of covered up? Or? It was   Carynn Rudolph ** 07:57 one of the those kinds of cover up? That was, you know, yeah, it was it wasn't? They didn't handle it that well. And I think that since my discharge, since I got out of the military, they have really done a lot to recognize that, like military sexual trauma is something that a lot of females, female veterans, specifically experience, not just female veterans, but you know, female veterans, a lot of them tend to experience that. And so I think that the ratio is like one in five, or the statistic is like one in five women who serve will experience some form of military sexual trauma in their time in service.   Michael Hingson ** 08:43 Yeah, it's, it's so unfortunate that there is so much of that that goes on, guys thinks that they're so tough. And the reality is, it's, I think, more a sign of weakness, but nevertheless, they think they can take things out on people and that's too bad. Deed indeed. Well, so did you get a college degree than when you got out? And we're doing that while pastoring?   Carynn Rudolph ** 09:06 Yes, yeah, it took some time I pursued higher education seeking, like for psychology with an emphasis on substance use and addiction. And that was kind of what drove my passion to like work with with youth, like learning about psychology and wanted to be able to help support people who are experiencing different degrees of a mental health crisis so   Michael Hingson ** 09:33 well, but why youth as opposed to working with older people? Do you think that you could, did you feel you could have a greater influence if you're working with younger people or just kind of was your, your sort of style?   Carynn Rudolph ** 09:47 I think that it's a little bit of both. I think that part of it is that I want to be able to make a difference before before folks get kind of stuck in their ways. As as young adults as adults, and I like to think that I'm a pretty cool person. So that's why I've stuck around working with young people for as long as I have.   Michael Hingson ** 10:16 My wife was a teacher. And she always said that she loved the younger grades like third grade, because by the time kids were in the fifth and sixth grade, they were starting to get more set in ways and they were harder to really have as much of an influence on so I can imagine that the older kids got when you got them in those teenagers. And then if you saw people later on in life, you have exactly what you said. They're very set in their ways, and they're not going to be very willing to change.   Carynn Rudolph ** 10:46 Absolutely, yeah.   Michael Hingson ** 10:48 Well, so did you pastor for a church, how to how did all that work out? Or how did you get started in that?   Carynn Rudolph ** 10:56 Yep, I pastored. I started working in church I went through we had a Bible college at the church that I, when I moved back to Colorado, I joined this ministry called The Rock Church of Denver, and they had a Bible college. So I started attending the Bible college while I was there, and went through their ordination program. It was a three year program, got I got ordained and was serving as a youth pastor serve as youth minister, I got licensed through them after about a year and then the next two years, just worked as youth minister and then got ordained as a pastor serve as their youth pastor, and then did some associate pastor duties as well. So did like youth ministry and worked with their like evangelism department and immediate sound department and things like that.   Michael Hingson ** 11:55 It sounds like from what you said a little while ago that you kind of were drawn more to God after the whole sexual assault incident? Yes, that's correct. And there's a lot of value in doing that. And of course, you know, God is a part of all of our lives and in so many ways, so. You have a relationship that still goes today, I trust? Yes, yeah. But what got you to get out of being a pastor after nine years,   Carynn Rudolph ** 12:25 wow, I went through kind of a deconstruction journey. deconstruction slash, like a reconstruction journey, if you will, where I really started to evaluate certain, like, parts of the Bible that, that I couldn't reconcile. One of those verses was from Deuteronomy, chapter 22, verses 28 and 29. That said, that if a man finds a, like a virgin, and he rapes her, you can marry her. And I just couldn't reconcile that. And so it took some time. And, you know, I was like, I also was going through my divorce, took some time backed away, and, you know, really kind of reevaluated my own personal values and where, where the Scripture stood with me and all that sort of stuff. And yeah, that that is that as I went through that deconstruction process, I just, I realized that I was at a place where I was really learning a lot more. And I didn't feel like I had the capacity to lead people as effectively as I would have wanted to. Or believe was necessary for you know, a person in a ministry position so I stepped away   Michael Hingson ** 13:50 stepped away. Well, you the I hear what you're saying. What's what's really a challenge, of course, is that the Old Testament is in so many ways so different than the New Testament. And Jesus brings a whole different point of view or standpoint to a lot of it, but I hear what you're saying with, with justification logical or not. So if you rape a woman and a virgin, you can marry her, you know?   Carynn Rudolph ** 14:23 Yeah, I mean, that was just one piece of Yeah. You know, I think that you know, Paul's admonishment to the church and, you know, slaves obey your master and like, think about how, like, the Bible was weaponized against marginalized folks. Yeah. I just, I didn't it didn't sit right with me. And so I still believe in God, I still have a relationship with God. And I think that through some work, and some time, I've been able to maintain that relationship. And that that honor for who? The person of Jesus just, you know, with a different respect and value for the Bible.   Michael Hingson ** 15:11 Yeah, well, and Bible was written by people and absorbed. So there's there's a, there are a lot of challenges and you know, it's no different for the Bible than the Koran or anything else there are. There are a lot of paradoxes. And it's it's unfortunate, and sometimes people greatly misuse them as well. Absolutely. I agree, which is never any fun. But anyway, so you got a degree and you you were in the Ministry for a while and all that. One of the things that I know you talk a lot about, is this whole concept of justice, equity, diversity and inclusion Jedi. You don't know the power of the light side of the forest. I'm not gonna go with Vader. But anyway, tell me more about Jedi. And what got you into doing, talking about that or being involved with that?   Carynn Rudolph ** 16:03 Absolutely. I think there were a number of different things that really got me into that work. When I was on active duty in the military, I experienced some racism and things like that. And as a result of the things that I experienced, while on active duty, I, I wanted to find ways to ensure that I could support people who had experienced the same things that I did. That's part of the reason why I pursued a degree in psychology, right. And I just got really hungry to learn more and more about like the justice, equity, diversity and inclusion, kind of principles. And that tied into some of the other work that I do. I'm also a firearms instructor and I own a business as a as a gun instructor. And I learned a lot about like how even certain parts of our Constitution were weaponized against black folks and indigenous folks, and how that translates to today. The work that I do now, I'll go back even to the work that I was doing in corrections, looking at how black and brown people are disproportionately represented. And the justice system was something that, you know, I wanted to learn more about and, you know, find ways that we can reconcile, like the the justice system, to make it more equitable. The child welfare system, I work with young people, I sit on a board for the state of Colorado, child welfare, equity, diversity inclusion, to evaluate the child welfare system in the state of Colorado, and then the work that I do for the homeless shelter where I work. We, you know, I look at the, you know, how black and brown youth specifically because I work with young people are over represented in our programs, and like, evaluating how we can better support and serve those folks. Does that kind of answer your question? So, yeah.   Michael Hingson ** 18:39 And so you you continue to do it? And have you ever thought of, also, if you're going to talk about the system and so on studying the law and doing anything in the law world?   Carynn Rudolph ** 18:51 Absolutely. Absolutely. I studied the law quite a bit. You know, especially in the work that I do, both at together, which homelesses organization that I work for, but then also for Goliath tactical firearms training, which is my business. There's so there's so much that we do there. I would say like, for the firearms industry, specifically, I look at how red flag laws or how magazine capacity limits have disproportionately affected black folks. And anytime there are opportunities to testify. I tried to seek out the opportunity to do just that. This past Wednesday, as a matter of fact, Colorado had a, an assault weapons ban bill that they were, you know, we had had an opportunity to testify was able to give a testimony. And, you know, present how those the gun laws that they have proposed would have disproportionately affected black and brown folks. or, you know, prevented folks who are disabled from being able to gain access to the tools that they need to be able to protect and defend themselves and things like that. So it was really good opportunity.   Michael Hingson ** 20:12 Tell me more about that when you're talking about assault weapons and so on. So are you not in favor of banning assault weapons in any way? Or what kind of is your stance on that?   Carynn Rudolph ** 20:22 Yeah, so I am not in favor. No. And the reason for that is because first and foremost, I, I, when I presented this on Wednesday, one of the things that I brought up was that that kind of legislation would create increased surveillance and lower income and bipoc communities. First and foremost, there's, there's statistics from like the Harvard Law Review, that have demonstrated that when people went when there were laws passed about, like magazine capacity limits, for example, it created increased surveillance in black communities, and gave law enforcement officers free rein to be able to go and question black folks. More, and then by black folks were arrested more, and it you know, and I'm a gun person. So I know that we aren't the only ones who are carrying around high capacity magazines, right. You know, so I think that it would create increased surveillance in bipod communities, number one, and then I believe that everyone should have equal fair access to the tools that they need to be able to protect and defend themselves however they see fit. Because being able to protect yourself as a human, fundamental human right, pistols can be really hard for folks who have pistols can be really hard for folks who have like, arthritis, or like carpal tunnel and other sort of pologize the word escapes me right now. But like folks who have a hard time being able to, like rack slides back, or manage recoil and things like that. And what what people are calling an assault rifle would be better is really an ArmaLite rifle, those would be easier for a person to manage the who's like in a wheelchair, for example, they would be able to better manage that recoil, because it's absorbed, like the shock is being absorbed and bodies and things like that. So, yeah,   Michael Hingson ** 22:48 but what's the solution? You know, I, I, I hear people saying, well, we got to really deal with the people who have mental illness. Well, it's not just about that. And I think that the other part of the discussion has to be not just why we shouldn't ban assault weapons, and I think that's a topic to discuss, but, but more important, what's the real solution to address the issues? Because it seems like, really, the genie has come out of the lamp or the cat's come out of the bag. And it's very difficult to get any control over any of this. And we're seeing an increasing number of people. And yes, a lot of them are certainly minorities, but a lot of people who are being shot and killed, because to a large degree of the so called assault weapons and some of the higher end weapons that people deal with, what's our solution to that?   Carynn Rudolph ** 23:50 Well, I think so. That's, that's a lot to unpack in that question.   Michael Hingson ** 23:59 But I know it's a, it is a complex issue. I know.   Carynn Rudolph ** 24:03 It's a complex issue, for sure. I would say first and foremost, we should look at the poverty rates in America. First and foremost, we need to address the root cause because addressing a tool is not going to get rid of the problem, especially in a country like America, where we have so much access to illegal guns, illegal weapons that are being used to commit crimes on a regular basis. So I think that being able to address root causes, okay, poverty, folks not having equal fair access to health care, or behavioral health services. I think that in order to address poverty, right, like I actually posted a tic tac video about this today. And someone had asked that exact question. They They compared America to Switzerland and said, well, Switzerland has like gun registrations, you know, blah, blah, America, the median income for an American citizen is around $31,000. In a place like Switzerland or other developed nations, it's anywhere from like, $7,000 up, okay? People are going to do what they feel is necessary to be able to provide for their families and for themselves. People need equal access to food, people need access to medicine to health care, they need access to behavioral health services, if we can find ways to increase funding, and I have ideas about ways that we can do that, we were to find ways to increase funding and access for folks to be able to get health care, first and foremost, okay, universal health care. I'm one of those weird people that believes that we should have universal health care. Okay. I'm not I'm not saying it's a weird thing. I'm saying like, I believe we need to have universal health care. I think that, you know, there needs to be there needs to be more funding, or access to behavioral health or social service programs in America. You know, I worked for the youth homelessness organization, like I mentioned, and we, we have, like, back, I went to DC, and in March, I was asking for the government to fund the runaway homeless youth services act, so that we can continue to provide services, and they were like, I don't know, you know, our legislators Where's and so, you know, providing funding for programs like that, to address the root causes that contribute to gun violence would be great. I've heard folks say things like, well, single, single parent, home groups also have like higher rates of gun violence and things like that I don't have the data. I'm not looked into that at home. But being able to address the mental health care, or the mental health problems that folks might deal with, as a result of coming from a single parent home to me would suffice. So yeah, addressing those big items, would be how I would attack the beast called gun violence.   Michael Hingson ** 27:30 I guess my my thought would be that some of that may help. But I still haven't really seen the connection, that, that even if we provided a higher mean income for people, and even if we provide health care, and so on, there are some other issues like the whole racial issue. So many times, black people are shot by white people. And it's oftentimes white people who have at least apparently a better income. And now, we've seen in fairly recent times, some people who have shot other people who got in the wrong car or a basketball that went into somebody else's yard. And so the bottom line is that it has become so indiscriminate that it seems to me, there is still got to be more to it than that. And there has to be some issue or some way to address the gun wielders, a little bit in the process, because it can't all be put at the feet of a lack of income and other things. And I agree that that there is a good amount of that. But I think there is more to it than that. And that B has become so easy. And our judicial system has not addressed some of the issues with some of the people who have shot other people. And they haven't done it very well. It would seem to me at least.   Carynn Rudolph ** 29:00 I agree with that. We saw the young man just this last week, who was shot in the head by a person he went to knock on this man's door. He thought his younger siblings were there. And he was shot in the head. Fortunately, he hasn't passed away. No, he's surviving, surviving, which is very fortunate. I would say that I would encourage I'm the type of instructor I offer a ton of free classes. I would encourage other like instructors to offer those kinds of services as well. Doesn't have to be like all of your classes. All your classes don't have to be free, but you can create like a tiered system to ensure that we're producing well trained and responsible gun owners in America, you know, maybe it's some thing where we create some sort of legislation that folks need to complete some sort of a training. But again, if they if we create legislation that says like, you've got to complete this training, I think that it needs to be accessible, even for lower income folks, if that's something that they're interested in, we don't want to. Yeah, we?   Michael Hingson ** 30:21 Absolutely, if you're gonna do something, it has to be available and relevant to all, no question about that, for sure.   Carynn Rudolph ** 30:28 And maybe there's like, maybe there are government offices, or like police officers who offer free classes and doesn't have to fall on instructors like myself, who offer to offer those free classes. Again, I offer a ton of free class, I teach at least one free concealed carry class among I have a free developing a defensive mindset workshop that I offer all sorts of different things. Everybody doesn't have to be like me, but it shouldn't be accessible.   Michael Hingson ** 31:00 Yeah. And I think there's, there's no question that that makes a lot of sense, and that it needs to be but I think that somehow, it's very difficult to legislate responsibility and people, and I still kind of think that, we're going to have to look at some other options to deal with some of the indiscriminate shootings and, and in general, misbehaviors of people in this country, we think that basically, we have the freedom to do whatever we want, and too many people deal with that and go ahead and do it. And that creates challenges too. Absolutely.   Carynn Rudolph ** 31:45 Yeah, I'm above the fold just coming from corrections. I am, I do believe that if a person wants to commit a crime, they're going to do it regardless. But I do. I mean, coming from the jail, like I saw so many young people who would seek out opportunities just to victimize other people. I don't think we should just do away with guns at all. You know,   Michael Hingson ** 32:13 and I would not suggest that either I'm, I'm not convinced yet that high capacity. Firearms, add value to our ability to protect and I heard what you said about pap, people in wheelchairs can't handle particular kinds of guns and so on. But I think we need to look at ways of making firearms available. But I think that we also do need to look at the realities of how many things are, are being done by high end high caliber, not high caliber, but high end high capacity, rapid fire weapons, that aren't really adding value in society to do it.   Carynn Rudolph ** 33:00 So they aren't rapid fire will say, Well, no, they, they will, unless somebody does sort of like create it has a modification of some sort. They fire one round at a time. And I do want to just clarify, I didn't if I if I misspoke and said that I think that folks in wheelchairs can't handle a handgun.   Michael Hingson ** 33:23 No, I wasn't saying that. You were saying that I but I appreciate what you were saying.   Carynn Rudolph ** 33:27 Okay, yeah, I just I want to make it as accessible as possible. I think that however folks into it, maybe it's at the time, maybe it's just pepper spray, maybe it's a crossbow, you know, however a person determines that they believe they need to protect themselves. I think we should all have equal and fair access to whatever it was we determined. Sure, necessary for ourselves, we need that autonomy.   Michael Hingson ** 33:50 What prompted you initially while you're in your organization is what Goliath tactical firearms training?   Carynn Rudolph ** 33:59 Yes, that is correct.   Michael Hingson ** 34:00 And what prompted you to start it I mean, I appreciate your beliefs and so on, but did something specific happened that caused you to want to have this organization and really teach people?   Carynn Rudolph ** 34:13 So I, like I mentioned I, I was sexually assaulted when I was on active duty. I have been in a relationship that was not necessarily abusive, but we like they they put their hand hands on me when I was younger. I was still in the military when this happened as well. After I got out of the military, I was exposed to a number of different things like I saw. I've seen witness people have their purses snatched. I have had someone try and carjack me. I've had a situation when I was pregnant with my youngest daughter where somebody I was pulling into my parking spot at home And a guy comes downstairs and starts banging on my car hood. And he's banging on my window, I had to call my my ex husband and he came to the window and helped me out, you know, it's a get the guy to go away. But all those sorts of instances that I experienced, I knew that I wasn't the only person in the world. And definitely not the only woman who had experienced that kind of those kinds of situations, I've experienced a lot of different things. And so being able to equip other women and men, individuals, with the tools to be able to protect and defend themselves has been something that was just something that like I wanted to do, I wanted to make sure other people felt like they could adequately defend themselves, if they were ever faced with the same kinds of things that I was. And so I teach firearms safety, I also teach hand hand combat, so self defense that way, and I also teach first aid.   Michael Hingson ** 36:04 So So do you operate a training school? Or do you also sell firearms? Or are you primarily in training?   Carynn Rudolph ** 36:12 I'm in training only. I don't want to sell firearms. I thought about it at one point, but I, I don't want to get into any of that sort of stuff. I just want to do the training stuff. That's all I've got the capacity for right now.   Michael Hingson ** 36:26 Well, in my opinion, that's the most important thing that really needs to be done. And I really wish more people would take advantage of truly learning what it's all about. We, we oftentimes things think we know things that we don't know, or we don't know what we don't know. And that can be a real challenge to so how long have you been training?   Carynn Rudolph ** 36:54 Um, so I have been glide tack fire training has been in business since late 2019. My, I used to teach with my ex husband as well, under Bravo ops concealment, so I used to do that. And then I wanted to do it on my own and started that in 2019. After we split, so   Michael Hingson ** 37:25 keeps you busy.   Carynn Rudolph ** 37:26 It does, it does something that I enjoy quite a bit. And I he sells firearms, so I send all my people who want to buy guns to him. And then he says to the people who want to take classes to me, so we've got a pretty good partnership still.   Michael Hingson ** 37:41 Well as a Marine Corps veteran, and you know, certainly an MST survivor, and so on. How do you use your Jedi training, if you will. And again, for those who may not have picked up on it Jedi is wants you to find it again.   Carynn Rudolph ** 38:01 It is justice, equity, diversity and inclusion,   Michael Hingson ** 38:04 right just to make sure we say that, right? So how do you use your experiences to really inform people and help empower them.   Carynn Rudolph ** 38:14 Um, I share a lot of stories, not necessarily about like the MST stuff in my classes, but I share a lot of stories with folks. And I provide free classes to women who have experienced like domestic violence or sexual assault, like Free Self Defense courses to those to folks who have experienced that. Yeah, I try to provide as much education as possible about how gun control legislation has been historically used weaponized against black folks, indigenous folks, and other people of color. I provide a lot of training on like how folks can get involved in advocacy work in their communities, and things like that. Yeah, so those are the big ways that I do that. And I have some more information on my website about like, ways that we do that. In Depth, I offer a course called the Fair fire workshop as well, that really integrates Jedi principles into the firearms training that we do.   Michael Hingson ** 39:36 Have. So can you elaborate on that a   Carynn Rudolph ** 39:38 little? Yeah. So we've talked about ways that. Again, my concealed carry law has been used to disproportionately affect black and brown folks and how folks can get involved in advocacy work in their communities, and how we can create collaborate To give solutions to get like that goal of that goal of ending gun violence together on both sides of the aisle. So the goal is to have folks who are not super familiar with firearms and stuff like that to come out and take that course, as well. So   Michael Hingson ** 40:24 if I were to make an observation about the whole issue of gun violence, gun control and everything else, I think my chief observation would be it's been way too politicized.   Carynn Rudolph ** 40:35 Yeah, I agree.   Michael Hingson ** 40:37 And so we're not dealing with any of the real issues. And it is just become so politicized on on all sides that it makes it really difficult to have a discussion, it's sort of the nature of what seems to be going on in, in the world, or at least in the US, and probably elsewhere, as well. But that we are, we're getting away from being able to have conversations and learning, which is too bad.   Carynn Rudolph ** 41:04 It really is too bad. And I think that that, you know, I wish that more folks would be open to listen and learn. And that's really one of the goals of that workshop is to get folks from all backgrounds to like to get them to the table so that we can all participate in and contribute to this conversation about ending this epidemic of gun violence. But then also to provide education and resources so that people can equip or excuse me protect and defend themselves.   Michael Hingson ** 41:43 Yeah. Tell me a little bit more, if you would, about the urban youth initiative that you're working on a mental health relating to that, and so on, because mental health is, of course, a buzzword that we hear a lot. And but at the same time, there is a need for really addressing issues of mental health. But tell me more about the European Youth Initiative. Let's go from there.   Carynn Rudolph ** 42:03 Absolutely. That started in 2016. So shortly after I had had my youngest daughter, I was still working in ministry. And I saw several youth, I don't want to say a lot of us, but I had several young people who were involved in my ministry Come Come to me who had been experiencing mental health crises, young people who ran away from home on young people who would report it to me that they, you know, maybe had experienced abuse and things like that. And what I found was that there was not a lot of training from my, like Bible College around like the pastoral care piece that went into supporting people who were experiencing mental health crisis. And so I built a course, in a small workbook called Suicide Prevention for the urban youth worker, and shared that with a ton of youth pastors across the nation and provided training and information and resources to help people who maybe weren't super familiar with or didn't have the tools in their tool belts who handle like crisis de escalation, in that capacity. I helped help them like navigate that. Pastors from all over all over America, utilize that workbook, I shared it with quite a few folks after or in 2020, during COVID, that that like disbanded just because we It wasn't sustainable anymore. But the workbook is still available. And I still share that, that resource in some of the youth pastor and church communications groups that I'm a part of, on social media and stuff so.   Michael Hingson ** 44:08 So is that workbook something that's on your website that people can access?   Carynn Rudolph ** 44:14 Um, yes, it's still on the urban youth ministry. website. I believe I have got to double check. I've got to double check on that.   Michael Hingson ** 44:24 So clearly, je di and firearms training to a lot of people would probably seem like two diametrically opposed concepts. How do you explain that to most people? I think we've talked about that some, but just to sort of sum it up or maybe delve into it a little bit more.   Carynn Rudolph ** 44:44 Absolutely. So what a lot of folks don't like there's not a lot of education around like, the history that, like the history of gun control legislation, the history of the Second Amendment. And a lot of di work, at least the work that I've been involved in, has been learning about the history behind these laws, how they came to be. And then strategically created ways to eliminate the barriers that folks might experience while trying to gain access to certain resources. And so I have, I think that those two intersect, because because a lot of folks don't know the history behind, again, the history behind the Second Amendment and gun control legislation, and so being able to provide that history, but then also share information about how that affects folks today. And then creating strategic solutions to be able to resolve those issues is how those two kind of intersects those two things marry.   Michael Hingson ** 46:06 You know, something I'm just thinking about, is that if you look at the Second Amendment, it basically says that people need to have the right to bear arms to sustain a militia and protect themselves. But then you also got people who would say, but do we really need the kinds of today at least, guns that tend to be more and more appearing in our world in order to fulfill the the the provisions of in the commitment of the Second Amendment? Or is there? Is there some limit to all of that? How do you answer that?   Carynn Rudolph ** 46:50 The Great question, there is gentleman, his name is Tom Gibbons. And he did just a ton of like resource research and stuff like that, if I'm not mistaken, he worked for the FBI, please don't quote me on that. But Tom Givens did a ton of resource research and things like that as data is available, you can find books, things like that. That helps to identify like he studied gun guns, like, like use of force incidents, gun laws, and things like that. One of the things that he found was that on average, it takes 4.5 shots to successfully stop a threat. And so having access to a semi automatic firearm, or you know, sometimes that's more than 4.5 shots, sometimes a little bit less. Having access to a firearm that can, that has the capacity to carry more than four rounds is really important. But then also, having access to a firearm that is easier to manage than a, like a revolver. Like I have some mild dexterity issues from the military. With my my right hand, which would be my dominant hand when shooting, and it makes it really challenging for me to be able to handle a revolver. I don't like shooting revolvers, they're really hard for me to grip with my hand and things like that. Some folks like them, but revolvers are not super easy for me to shoot. And those if we were to get rid of like awesome automatic weapons altogether, we would get rid of everything but a revolver basically. And so it would be really challenging. I'd say for some folks who do have dexterity issues like like myself, to be able to use the tools that they need to to be able to successfully eliminate a threat. Yeah, I apologize. I don't know where I was going with that. Well,   Michael Hingson ** 49:05 but again, are there are there limits? Again, it's still the issue of how do you reconcile the whole issue of what the Second Amendment says it was for at least as I'm assuming that I'm reading it reasonably correctly, with the pleura for proliferation of more and more high capacity and other kinds of enhancements to guns without having any kind of limit at all on what we what we make available to people? It just seems like there. We know that a lot of people don't tend to be very responsible. So is there some limit? Is there some process or governor that we can provide on all of that?   Carynn Rudolph ** 49:52 That's a very subjective statement to say that not Yeah, that one is super responsible. But I would say that Um, high capacity magazines, folks should have access to whatever capacity magazine, they determined to be necessary just because there could be multiple threats or whatever the case is, maybe it takes more than five shots. That's what I was getting at is it sometimes it takes more than five shots to eliminate a threat, or to have a threat stop. And so I think that, you know, taking into consideration the question you asked about, like the history of it, and, you know, looking at like all the well regulated militia, etc. I think that, we also have to consider that historically speaking, black folks, we're not allowed to possess guns, because we were told that we weren't citizens, right. And so the language and that can be really elusive. But yeah, at any rate, I think that, you know, high capacity, folks should have access to whatever capacity to be necessary,   Michael Hingson ** 51:01 it can be elusive. And I do appreciate that. But again, what we're also seeing are a lot of times where people are being shot where there isn't a threat. And how do we deal with that? Um, do you know what I'm saying? Yeah, can   Carynn Rudolph ** 51:23 you give me an example?   Michael Hingson ** 51:24 Well, okay, I mean, the ones that we talked about the father and daughter who were shot, just because they went to get a basketball, or the young man, the 16 year old who went to a house, who, just looking for relatives, and it happened to be the wrong house, but without any questions. The the person in the house open fire, or any number of other examples where we're or any of the school shootings, where people have gone into schools, and they've opened fire, and there have been a significant number of those. But there wasn't a threat in any way, or the guy who, what, two weeks ago in Memphis went into a bank conference room, because apparently, he heard he was going to be fired. And so he killed a number of people and so on.   Carynn Rudolph ** 52:19 All those instances that you mentioned, was specifically thinking about the ones of the lot of school shootings, school shootings, and the gentleman in Memphis, who went into the into his job, shot the place up place like that those places are the those folks targeted those places, because they knew that those people would be unarmed. Now,   Michael Hingson ** 52:44 polling point exactly. How do we deal with a lot of that, though, that because it's an increasing number, and that's the issue is that the bottom line is there, there was no threat there. Right? And so how do you reconcile that kind of thing with the whole issue of a discussion of Second Amendment rights just for anyone to be able to have any gun and so on?   Carynn Rudolph ** 53:06 I think that we there, it's twofold because to address the, like, school shootings and the general like people going into, like, targeting their workplaces and things like that, is one thing. But then like the issue of like, people who were scared scared gun owners just like taking fire on people like the 86 year old guy who shot the kid, the 16 year old kid last week. Like though that's a separate to me that when you deal with that a different way, right, by providing education and then tearing down stigma, addressing racism, addressing unconscious biases that folks might have, and things like that providing education is how you would deal with that issue on that side with folks who are just walking around scared with firearms. On the side of where people are targeting people because they know that they are unarmed school shooting specifically. We'll start there. I think that I'm a I'm a proponent proponent of having SROs in schools. The schools that I went to that I grew up in, all of them had locked exterior doors, like the main egress doors, were all all secured. And we had SROs on site on campus   Michael Hingson ** 54:41 SRO, a security resource officer, yes, school officers security   Carynn Rudolph ** 54:45 resource officer. We had we had them on campus. So ensuring that we have like we're protecting folks in that regard, which is one Same, right? If a person, my I have a twin brother, like I mentioned earlier, he's a teacher. He's an Army veteran, he's a teacher, my mom was an educator for 26 years. And I have a little sister who's also a teacher. So we work with kids a lot in my family. But that said, my mom and my brothers specifically have expressed interest in being able to have that ability to protect and defend themselves, in case they're posed with a direct threat to their lives. So maybe arming teachers who would be interested in being able to protect carry on site, you know. And same thing in workplaces, I actually dealt with a disgruntled employee just earlier this year, and he was making threats to come back and harm me. And with that, like, you know, people were like, are you going to carry your gun? They, you know, and asking those kinds of questions. And so I would say, like, if a person, you know, making sure that people feel like they have the right to carry, if they can, you know, doing away with with gun gun free zones, could be an effective solution.   Michael Hingson ** 56:17 Yeah, I, I mentioned, my friends earlier, they were federal corrections or parole officers. And one of the things they said, was that at night, both of them sleep with their pieces under their pillows. They said, they have to do that, because they never know. Yeah, I believe they're very responsible people, however, but I do appreciate that they have to have that concern.   Carynn Rudolph ** 56:43 Yeah, working in the jail, we would get a lot of, like threats to, like, we're gonna shoot staff on their way out of the building or on the way on their way off campus. And in response to that, we have long, like increased law enforcement presence, in the parking lot to ensure that if someone was going to try and attack one of us, we were protected.   Michael Hingson ** 57:09 All I know is I have a guide dog who says if I don't get my bones on time, you're in serious trouble.   Carynn Rudolph ** 57:14 That's right.   Michael Hingson ** 57:18 Yeah, he's a wonderful lab. He's He's a cutie. Has your background and experience affected or helped you in formulating what you do with the the youth center that you're working at now in Colorado?   Carynn Rudolph ** 57:36 Um, you know, I think that my background and my experience, I love working with young people. And so I don't bring I don't, you know, I don't disclose, of course, to the youth that I work with that I'm a firearms instructor at all. But I use a lot of my behavioral health experience, my my experience from working in corrections, my experience in crisis de escalation, I utilize those that experience quite a bit, I was able to develop a restorative justice program for our youth at our shelter. Because we have like an accountability system. And I was able to revise that accountability system to make it a little bit more equitable, by introducing this restorative justice program so that we could prevent, strike you striking out just due to behavior issues, or whatever. And like, going back onto the streets and things like that. So yeah, I've used I've used a lot of my experience, to be able to better support the young people that   Michael Hingson ** 58:45 I work with. You feel you're making progress, I assume. Yeah.   Carynn Rudolph ** 58:49 It's a really, it's a really rewarding   Michael Hingson ** 58:52 career. Yeah, there's nothing like working with kids. Yeah. And even adults who are like kids, but you got to have the right adults for that. But there's nothing like working with kids. I love to teach and interact with kids. That is so much fun. But I but I know that there's a lot of challenges for kids today. And I know that when I was a kid, it was a whole lot different than it is now. And I wouldn't want to be a parent or a kid today with just so many uncertainties that we all face. Absolutely. Well, Carynn, I've got to tell you, this has been much more fun, and for me a great learning experience than I expected. And I hope and I really appreciate you coming on and hope that you enjoyed it as well. And we'd like to definitely keep up with you and what you're doing. If people want to reach out and learn about what you're doing or talk with you maybe learn about the firearms training program or other things about you. How do they do that?   Carynn Rudolph ** 59:52 You can find me on LinkedIn. It's just Carynn Rudolph on LinkedIn. You can connect with   Michael Hingson ** 59:58  C a r y n n R u d o l p h.   1:00:01 Yes and Rudolph the spell just like the reindeer R U D O L P H Right. Um, if you are interested in learning more about the firearms training that I do, you can look up goliathtactical firearms training that way. And you can find me on all social media platforms. I'm on Facebook, Instagram, Tik Tok, building a Twitter page and all that sort of stuff just so that folks can stay connected. Cool.   Michael Hingson ** 1:00:35 Well, I really appreciate you being on here and and helping us have a better understanding of what it is. And I believe you absolutely have done that. So thank you. And for you listening out there really appreciate you listening. We'd love to hear your thoughts about this and just and all the things that we do. So please feel free to email me Michaelhi at accessibe A C C E S S I B E.com. Or if you'd like to listen to podcasts and more of them, or reach us that way, go to Michaelhingson.com. And click on podcast. And then you can come find us and listen to more podcast episodes. And definitely give us some feedback. And wherever you're listening, please give us a five star rating. We really appreciate that. I know that Carynn  would really appreciate you doing that, and that you'll reach out to her as well. So, really, thank you very much for listening to us. And Carynn one more time. Thank you very much for being here and giving us a lot of insights today.   Carynn Rudolph ** 1:01:33 Thank you for having me. I really do appreciate it.   **Michael Hingson ** 1:01:39 You have been listening to the Unstoppable Mindset podcast. Thanks for dropping by. I hope that you'll join us again next week, and in future weeks for upcoming episodes. To subscribe to our podcast and to learn about upcoming episodes, please visit www dot Michael hingson.com slash podcast. Michael Hingson is spelled m i c h a e l h i n g s o n. While you're on the site., please use the form there to recommend people who we ought to interview in upcoming editions of the show. And also, we ask you and urge you to invite your friends to join us in the future. If you know of any one or any organization needing a speaker for an event, please email me at speaker at Michael hingson.com. I appreciate it very much. To learn more about the concept of blinded by fear, please visit www dot Michael hingson.com forward slash blinded by fear and while you're there, feel free to pick up a copy of my free eBook entitled blinded by fear. The unstoppable mindset podcast is provided by access cast an initiative of accessiBe and is sponsored by accessiBe. Please visit www.accessibe.com. accessiBe is spelled a c c e s s i b e. There you can learn all about how you can make your website inclusive for all persons with disabilities and how you can help make the internet fully inclusive by 2025. Thanks again for listening. Please come back and visit us again next week.

You may recognize Roxi's name and that's because she is a huge part of the intermittent fasting community. She is one of the moderators for both the Delay, Don't Deny Facebook group and Gin Stephens' off Facebook group (https://www.ginstephens.com/community.html). Roxi has a fascinating story. She reversed her pre-diabetes through fasting alone. Her A1c started at 6.1 in January 2019 and she steadily lowered it to 4.7 by May 2020. After doing fasting for around a year, she gradually changed her diet to incorporate more whole foods and fewer carbs.She is also a huge proponent of the clean fast and we discuss this quite a bit. We also talk a lot about alternate day fasting and whether it's right for you. Roxi runs Meal-Less Mondays on Gin's off Facebook community so she's quite experienced with down days.Additionally, Roxi has lost quite a bit of weight. She started around 200lbs and is now back to her high school weight of +/- 160lbs. She's been fasting for 4 years and discusses how she keeps on track.If you want to follow Roxi, check her out on Instagram @fastingrox.It was a pleasure to speak to Roxi - I hope you enjoy the episode!

One of the major arguments for banning of assault rifles is that they are not useful for hunting are designed to kill people....but that is exactly the kind of weapon that is protected by the second amendment.  There is not a constitutional right to hunt animals, but there is a right to kill humans who want to impinge on your rights.  Guns suck but people are worse.  Also, what is your favorite Nickleback song?  Or...can you name a Nickleback song?  #FuckProhibition

Frank discusses Memorial Day and the importance of trade education with Mike Porcelli, master-mechanic, automotive expert, army veteran and a proponent of trade education. Learn more about your ad choices. Visit megaphone.fm/adchoices

I'm so pleased to have had the opportunity to interview Nayiri Mississian! Nayiri has had T1D for 45 years and has managed her diabetes in a myriad of ways. However, the control she was seeking eluded her until she found fasting paired with a keto diet. In this episode, we discuss Nayiri's diabetes history, fasting related topics such as extended fasting, and women's issues. She is a thought leader in the space and she's doing all she can to get the word out. To that end, she has created various different platforms where you can find her:Facebook group: Keto & Fasting with Type 1 Diabetes (https://www.facebook.com/groups/ketoandfastingtype1)Nayiri's website: lowcarbandfasting.com YouTube Channel: https://www.youtube.com/@LowCarbandFastingI highly recommend that you check out her work in all of the places she can be found.I hope you enjoy this very special episode!

This evening I am sat with Giles Pendleton, Executive Director of Development for what has in recent times been the most talked about development in the world. A scheme which is intended to accommodate 9 million people, 170 km long, 500m tall but just 200m wide. It is of course The Line, part of the wider NEOM Masterplan in Saudia Arabia. Giles is no stranger to mega projects so I am very excited to hear what he has learnt about himself and the tools necessary to succeed when the stakes are so large. We talk about a career not held back by geographic boundaries, major projects and the importance of mentors. Linkedin Group: https://www.linkedin.com/groups/9054319Contact details Ncarman@macdonaldandcompany.com Hosted on Acast. See acast.com/privacy for more information.

Calling all pilot gamers. Microsoft Flight Simulator has added New Zealand to the list of digitally reimagined countries. With geographic in-game scenery players can take on the role of pilot to fly across scenes from the Southern Alps, Marlborough Sounds, and Auckland's Sky Tower. Proponent and trumpeter of the update Richie McCaw had his pilot hat on as he joined Mike Hosking. LISTEN ABOVESee omnystudio.com/listener for privacy information.

You may have heard in the news that ACT scores dipped to a 30-year low in 2022. This episode explores the implications of the ACT test: what it measures, what it means in terms of college entrance, and how even a less-than-ideal score can serve as a roadmap to help your student find where they are to where they want to be in the future.EPISODE NOTES:You may have heard in the news that ACT scores dipped to a 30-year low in 2022. At the same time, many studies have shown that high school GPAs seem to have reached an all-time high as grade inflation continues to climb. What does this mean for your student, and how do you ensure they are properly equipped for the road ahead? My guest Rose Babbington currently works as the senior director for ACT state partnerships, and she has many insights to share that help simplify this often stressful and intimidating area of college readiness.Even though the ACT gives an overall score as a metric to predict success during the first year of college, in reality, there are four separate areas contributing to the overall average, and these scores often give a more accurate assessment of what's going on with your student's high school achievement and future college success. ACT includes college readiness benchmark scores as well. High scores can show your student's strengths, but consistently low scores don't necessarily need to be a cause for dismay. In fact, they can serve as useful markers to create a successful strategy going forward. These may be identifying learning gaps in your child's education where they may need extra support. Identifying these things early on are important ways to ensure success in college and beyond, and as it turns out, the ACT is an excellent, data-driven way to do just that.Links mentioned in this episode:Episode #042: Will grade inflation hurt your teen?Launch College & Career Clarity CourseACT WebsiteGradclass 2022TIMELINE SUMMARY0:32: ACT scores for the class of 2020 reach a 30-year low2:22: ACT data and its importance for students and families11:27: High number of students not meeting college readiness benchmarks12:18: Proponent of students starting early on the ACT test13:03: ACT score report breaks down subject areas for improvement14:13: The value of getting test booklets back for improvement15:20: ACT test reflects a student's performance on a single day.

In this week's episode of Fostering Change, Rob Scheer talks with Ed Hajim. Ed recounts in his memoir, ON THE ROAD LESS TRAVELED: An Unlikely Journey from the Orphanage to the Boardroom, how he grew-up mainly in orphanages and in foster homes with no consistent family or support system. Feeling at times lonely, angry, jealous and poor. YET, despite huge obstacles, Ed Hajim became a Wall Street executive, a business tycoon of the highest order. Ed learned to survive, to keep himself strong and focused. And step by step, he turned his life around, even graduating from the University of Rochester and later Harvard Business School. Ed's life is a rags to riches American success story on every level – he used his inner voice, his one constant to get ahead in business and create a stable-family, home-life as an adult. Get ready to be inspired and learn from Ed as he shares insight on not being a victim of circumstance, using disadvantages as advantages and always asking what's next ON THE ROAD LESS TRAVELED!Story Key Notes:

Meet Jade Kaye, my niece, passionate personal fitness trainer & proponent of healthy living. Jade has always been a determined person, ever since she was a little girl. It's no surprise to me that she's tried everything and is living a life of purpose toward her health goals and helping others with their own goals. Jade is a go getter and once she puts her mind to something, it takes off! She has been a personal fitness trainer in the Milford, Ma area for almost 2 years with GroovyBell Fitness. She is amazing at holding others accountable and helping people make realistic changes. Give Jade some love and listen in on the episode for some great tips, advice on getting started if you're new to working out, and all around relatable ways to live healthier everyday. Find Jade: https://www.facebook.com/GroovyBellFitness https://www.instagram.com/groovybellbabe/ Get ready to be inspired

Today on the Richard Syrett Show: Toronto Sun columnist, Lorrie Goldstein shares his thoughts on Pierre Poilievre. Stefan Verstappen, The Survivalist. U.S. army chaplain colonel, David J. Giammona asks if the new King of England is a proponent of the Great Reset. Tom Korski, managing editor at Blacklocks on mothers being wary of the covid vaccine. Author of “Give Me Liberty, Not Marxism”, Robert L. Maginnis brings up the anniversary of 9/11 & if we are safer now. Then political commentator & foreign policy analyst, Joel Gilbert talks about Michelle Obama having a path to presidency.

Vladimir Savenok, financier, founder of the consulting group "Personal Capital". Until 2002, he worked in the banking system. Since 2002 - financial consultant. The first financial consultant in Russia. The main activity is helping people organize the proper management of personal finances (establishing control over finances, creating a personal financial plan, long-term investment). More than 20 years - an investor in foreign markets. Extensive experience in investing in funds, stocks and bonds. Derivatives have never been used. Proponent of passive investing (in ETFs), but there is always an aggressive portion of the portfolio invested in individual stocks. Author of 12 books on personal finance. Including the bestsellers "A Million for My Daughter", "Wealth Rule No. 1. Personal Financial Plan", etc. Creator of the online School of Vladimir Savenok. FIND VLADIMIR ON SOCIAL MEDIA Facebook | Instagram | Telegram ================================ SUPPORT & CONNECT: Support on Patreon: https://www.patreon.com/denofrich Twitter: https://twitter.com/denofrich Facebook: https://www.facebook.com/denofrich YouTube: https://www.youtube.com/denofrich Instagram: https://www.instagram.com/den_of_rich/ Hashtag: #denofrich © Copyright 2022 Den of Rich. All rights reserved.

Are vaccine reactions real? If so, are they rare? Listen as Angelia, a medical administrator and original proponent of vaccination, as she shares her Covid-19 vaccine reaction story. She's had to endure losing her mobility, her career and the life she once knew, but perhaps the most frustrating thing - no one believes her. As an extra bonus, we'll also learn what has been most helpful as she searches for recovery solutions. Mentioned in the Episode: The Faces Of The Vaccine Injured | Real, Not Rare (realnotrare.com) No More Silence - Telling Our Stories

“Skeptic” today usually means someone who doubts the truth of religious and other supernatural or “paranormal” beliefs, typically on rationalist grounds. (‘Skeptic' also has a special philosophical meaning: someone who rejects or is skeptical with regard to all claims to knowledge). “Secularists” believe that laws and public institutions (for example, the education system) should be neutral as between alternative religions and beliefs. Almost all humanists are secularists, but religious believers may also take a secularist position which calls for freedom of belief, including the right to change belief and not to believe. Secularists seek to ensure that persons and organizations are neither privileged nor disadvantaged by virtue of their religion or lack of it. They believe secular laws – those that apply to all citizens – should be the product of a democratic process, and should not be determined, or unduly influenced, by religious leaders or religious texts. The word “secularism” was once used to describe a non-religious worldview more generally (sometimes described in similar terms to humanism) but this original meaning is very old-fashioned and has fallen completely out of use. All human rights are indivisible and interdependent. This means that one set of rights cannot be enjoyed fully without the other. For example, making progress in civil and political rights makes it easier to exercise economic, social and cultural rights. Similarly, violating economic, social and cultural rights can negatively affect many other rights. The principle of universality of human rights is the cornerstone of international human rights law. This means that we are all equally entitled to our human rights. This principle, as first emphasized in the UDHR, is repeated in many international human rights conventions, declarations, and resolutions. Human rights are inalienable. They should not be taken away, except in specific situations and according to due process. For example, the right to liberty may be restricted if a person is found guilty of a crime by a court of law. “Freethinker” is an old-fashioned term, popular in the nineteenth century, used by those who reject authority in matters of belief, especially political and religious beliefs. It was a very popular term in the 19th century and is still used in different languages in some European countries by non-religious organizations to describe themselves." --- Send in a voice message: https://anchor.fm/antonio-myers4/message Support this podcast: https://anchor.fm/antonio-myers4/support

Governor Jared Polis is a huge proponent of reducing greenhouse gas emissions and a proponent of using electric vehicles. So why does he ride to work every day in a gasoline-guzzling suburban? See omnystudio.com/listener for privacy information.

We open up with a tribute to George Wilkinson, who just recently passed away in a car accident. Meet the side of Patty Hogan you didn't know about. Many people now know her as the entertaining voice of livestreaming, but she has a long history as a very accomplished paddle player herself and is a driving force behind all things Junior Paddle for kids and talks about Junior Nationals coming up this weekend (including 8 kids coming from Canada to play!), livestreaming as well as picks for Nationals. --- Send in a voice message: https://anchor.fm/insidethewires/message

VIN AND SORI GEAR www.teespring.com/stores/the-village-market PAYPAL vinandsorimerch@gmail.com Patreon https://www.patreon.com/Vinandsori MAIL US SOMETHING AT Vin and Sori P.O. Box 7024 Lewiston, Maine 04243 EMAIL US vinandsori@gmail.com MIDDLE AMERICA WITH VIN AND SORI https://www.youtube.com/channel/UCojH... Facebook https://www.facebook.com/VinAndSori/ Twitter https://twitter.com/VinAndSori Instagram https://www.instagram.com/vinsoriseven/ Website~ Vinandsori.com Patreon~ https://www.patreon.com/Vinandsori Facebook~ Facebook.com/vinandsori Twitter~ @vinandsori Instagram~ vinsoriseven --- Support this podcast: https://anchor.fm/conversations-with-vin-and-sori/support

Imagination and resilience are the hallmarks of successful leaders, those who can envision the goal before they even know exactly how to get there, and those who can bounce back and learn from failure rather than let it discourage them. Imagination and resilience are what we need, now more than ever, to create a more peaceful, harmonious world. That's how we'll tap into new ideas for how to work, collaborate, and perform. Today, my guest, Michelle Sherman, and I talk about the role of imagination and resilience in creating empathy. We discuss how most innovative leaders imagine the outcome they want before anyone even thinks it's possible. We discuss cognitive replenishment and the role it plays in original thinking - and in coping with modern life challenges., and how original thinking is the result of intentional choices on a daily basis. Finally, we discuss how positive imagination is a skillset you can master, through small decisions you make every day. Key Takeaways:Empathy and imagination go hand in hand because people need to know that when they give their best, it is valued. In order to imagine possibilities, the first step is cognitive replenishment so that you can be a better thinker of divergent thinking and become more optimistic naturally. We need to think in a new way to solve the problems we have been solving for thousands of years. We created the models, we can change them and think about things in a different way. What we lack is not goodness, what we usually lack is imagination. "If you want to live an authentic life, be yourself. Be an original thinker, and you will be a much happier, healthier cell in the body of humankind. Only good can come of that." —  Michelle Sherman About Michelle Sherman:Michelle Sherman, Transformational Leadership Coach & Founder, VAST InstituteRenaissance woman. International business strategist. Inspirational speaker. Published author. Transformational coach. Leadership mentor. Citizen diplomat. Visionary pioneer. Spiritual companion. Proponent of World Peace. These are just a few titles earned by the founder of VAST Institute, Michelle Sherman. With a vibrant background in a myriad of industries, Michelle's vast experience allows her to connect with clients from all walks of life—from C-suite executives to individuals simply seeking direction and a deeper meaning in life. Michelle is also the author of Kindling the Flame:The Art and Science of Cognitive Replenishment, an uplifting guide to optimism, inclusion, resilience and awakened leadership genius. Connect with Michelle Sherman:Website: https://www.vastinstitute.comHer book: Kindling the FlameTwitter: https://twitter.com/vastmattersLinkedIn: https://www.linkedin.com/company/vast-institute/Facebook: https://www.facebook.com/LeadershipGeniusInstagram: https://www.instagram.com/vastinstitute/  Don't forget to download your free guide! Discover The 5 Business Benefits of Empathy: http://red-slice.com/business-benefits-empathy  Connect with Maria: Get the podcast and book: TheEmpathyEdge.comLearn more about Maria's brand strategy work and books: Red-Slice.comHire Maria to speak at your next event: Red-Slice.com/Speaker-Maria-RossTake my LinkedIn Learning Course! Leading with EmpathyLinkedIn: Maria RossInstagram: @redslicemariaTwitter: @redsliceFacebook: Red Slice

Imagination and resilience are the hallmarks of successful leaders, those who can envision the goal before they even know exactly how to get there, and those who can bounce back and learn from failure rather than let it discourage them. Imagination and resilience are what we need, now more than ever, to create a more peaceful, harmonious world. That's how we'll tap into new ideas for how to work, collaborate, and perform. Today, my guest, Michelle Sherman, and I talk about the role of imagination and resilience in creating empathy. We discuss how most innovative leaders imagine the outcome they want before anyone even thinks it's possible. We discuss cognitive replenishment and the role it plays in original thinking - and in coping with modern life challenges., and how original thinking is the result of intentional choices on a daily basis. Finally, we discuss how positive imagination is a skillset you can master, through small decisions you make every day. Key Takeaways:Empathy and imagination go hand in hand because people need to know that when they give their best, it is valued. In order to imagine possibilities, the first step is cognitive replenishment so that you can be a better thinker of divergent thinking and become more optimistic naturally. We need to think in a new way to solve the problems we have been solving for thousands of years. We created the models, we can change them and think about things in a different way. What we lack is not goodness, what we usually lack is imagination. "If you want to live an authentic life, be yourself. Be an original thinker, and you will be a much happier, healthier cell in the body of humankind. Only good can come of that." —  Michelle Sherman About Michelle Sherman:Michelle Sherman, Transformational Leadership Coach & Founder, VAST InstituteRenaissance woman. International business strategist. Inspirational speaker. Published author. Transformational coach. Leadership mentor. Citizen diplomat. Visionary pioneer. Spiritual companion. Proponent of World Peace. These are just a few titles earned by the founder of VAST Institute, Michelle Sherman. With a vibrant background in a myriad of industries, Michelle's vast experience allows her to connect with clients from all walks of life—from C-suite executives to individuals simply seeking direction and a deeper meaning in life. Michelle is also the author of Kindling the Flame:The Art and Science of Cognitive Replenishment, an uplifting guide to optimism, inclusion, resilience and awakened leadership genius. Connect with Michelle Sherman:Website: https://www.vastinstitute.comHer book: Kindling the FlameTwitter: https://twitter.com/vastmattersLinkedIn: https://www.linkedin.com/company/vast-institute/Facebook: https://www.facebook.com/LeadershipGeniusInstagram: https://www.instagram.com/vastinstitute/  Don't forget to download your free guide! Discover The 5 Business Benefits of Empathy: http://red-slice.com/business-benefits-empathy  Connect with Maria: Get the podcast and book: TheEmpathyEdge.comLearn more about Maria's brand strategy work and books: Red-Slice.comHire Maria to speak at your next event: Red-Slice.com/Speaker-Maria-RossTake my LinkedIn Learning Course! Leading with EmpathyLinkedIn: Maria RossInstagram: @redslicemariaTwitter: @redsliceFacebook: Red Slice

  In this episode we meet Lady Clari, creator of Midnight by Verbena. We talk about ancestors, growing up in small-town Virginia, and the importance of spiritual baths.midnightbyverbena.cominstagram.com/midnightbyverbenapatreon.com/midnightbyverbenaPodcast: Down on the Deltahttps://open.spotify.com/show/4NWJ1vHxjN4Lw3bQGPqetI?si=vxhjhwieTPC7DZxFZvbcWw&dl_branch=1&nd=1Get monthly spell boxes, join the Marco Polo chat, plus hear bloopers, extra stories, and other bonus content on my patreon! Choose from a variety of tiers and rewards from $1 to $60. Support the show (https://www.patreon.com/cleverkimscurios)