Podcasts about Manhattan

On today's wide-ranging program, Ralph welcomes David Dayen of “The American Prospect” to discuss the Democrats caving on the shutdown. Then, Ralph speaks to Dani Noble from Jewish Voice for Peace about their BDS campaigns, efforts to block weapons shipments to Israel, and the state of the ceasefire in Gaza. Finally, Ralph speaks to original Nader's Raider Sam Simon about his new memoir, “Dementia Man: An Existential Journey.”David Dayen is the executive editor of the American Prospect, an independent political magazine that aims to advance liberal and progressive goals through reporting, analysis and debate. His work has appeared in the Intercept, HuffPost, the Washington Post, and more. He is the author of Chain of Title: How Three Ordinary Americans Uncovered Wall Street's Great Foreclosure Fraud and Monopolized: Life in the Age of Corporate Power.If Congress is saying: We have the power of the purse, and we have the ability to dictate to the President what he is able to do or not do with federal funding, then why not go the whole way? To me, that was the entire purpose of the shutdown— to stop the President from ignoring Congress and initiating his own prerogatives as it relates to government funding. It is really making Congress completely irrelevant in the process which they constitutionally are supposed to dictate.David DayenEvery time Trump has been in power and there's been a national election, he's lost it. He lost the midterm elections in 2018. He lost the presidential election in 2020. He lost the off-year elections in 2017 and 2019. He lost (just last week) the elections in 2025. He is not equipped to have an agenda that appeals to the American people when he's in power. And so I firmly agree that Democrats are likely to do well in the elections next year, as they just did. The one thing that can stop that is: completely punching your base in the face, after you succeed politically in backing Republicans into a corner.David DayenDani Noble is a Strategic Campaigns Organizer at Jewish Voice for Peace.Israel bonds (which very few people know much about) are direct loans to the Israeli military and government. They are unrestricted. They have no guardrails around what those funds can be used for, et cetera. And this is a main way that the Israeli military and government generate an unrestricted slush fund to be able to continue their genocidal assault on Gaza, to continue funding for the atrocities being committed against Palestinians—even as their government and economy suffers and/or operates with a massive deficit.Dani NobleThis bill would essentially block the Trump administration from delivering some of the deadliest weapons to Israel. So it's an essential, essential step in what we need to do fundamentally—which is a full arms embargo to stop arming the Israeli military and government…It's the most supported piece of legislation in support of Palestinian rights that we've ever seen.Dani NobleSam Simon is an author, playwright, and attorney. His new book Dementia Man: An Existential Journey is based on his award-winning play of the same name.There's also a social cost. A sense that everything I've ever built personally—my cars, my homes, my savings—that were all going to be available as a legacy to my family, they have to be spent in my few years of my life just to keep me alive. There needs to be a community response to that—and that's shorthand for the government. It doesn't force people to go broke to stay alive.Sam SimonNews 11/14/25* This week, Democrats on the House Oversight Committee released a new tranche of over 20,000 pages of documents related to infamous financier and sex criminal Jeffrey Epstein. These documents include damning emails between Epstein and various high-power individuals like Steve Bannon, former Treasury Secretary Larry Summers and current U.S. Ambassador to Turkey Tom Barrack. However, the emails that have received the most attention are those regarding President Donald Trump. In these emails, Epstein claimed Trump “knew about the girls,” and claimed that, “i [i.e. Epstein] am the one able to take him [i.e. Trump] down.” Perhaps most shocking, Epstein claims to have been with Trump during Thanksgiving in 2017, according to NBC. If true, it would directly contradict Trump's repeated insistence that he had no contact with Epstein since their falling out in the mid 2000s, either 2004 or 2007, per PBS.* The newly released Epstein files reinforce another narrative as well: that Epstein was an asset for Israeli intelligence. Drop Site news has done excellent reporting on Epstein helping to “Broker [an] Israeli Security Agreement With Mongolia,” “Build a Backchannel to Russia Amid [the] Syrian Civil War” and “Sell a Surveillance State to Côte d'Ivoire.” Most recently the independent outlet has published an expose on Epstein's relationship with known Mossad spy Yoni Koren. According to this piece, “Epstein's personal calendars reveal that…[Koren] lived at Epstein's Manhattan apartment for multiple stretches between 2013 and 2016.” There is also evidence that Epstein wired money to Koren. However, the reasons behind this transfer, and the details of their relationship, remain murky.* More Epstein information is likely to be released in the coming days. This week, the longest ever government shutdown in American history concluded with capitulation by centrist Democrats in the Senate. However, the conclusion of the shutdown finally broke the logjam over the swearing-in of Adelita Grijalva, the newly elected Democratic Congresswoman from Arizona. Grijalva immediately fulfilled her vow to be the 218th signature on the Discharge Petition forcing a vote on the release of the Epstein files, joining all 213 other House Democrats and four Republicans, Reps. Thomas Massie, Marjorie Taylor Greene, Lauren Boebert and Nancy Mace, per the Hill. In her first speech, Grijalva emphatically stated, “Justice cannot wait another day.” House Speaker Johnson has promised to bring the matter to a vote next week and many Republicans who did not sign the petition are expected to vote for it, with sponsors angling for a veto-proof majority. At that point, all eyes will turn to the Senate.* Even still, the Democrats blinking in the government shutdown showdown has infuriated many members of Congress, candidates and Democratic-aligned organizations, who are now calling for Chuck Schumer to step aside as Senate Minority Leader. Journalist Prem Thakker is keeping a running tally of these calls, which so far includes 12 Congressional Democrats – with major names like Pramila Jayapal, Mark Pocan, Rashida Tlaib, and Ro Khanna among them – along with candidates like Seth Moulton, Mallory McMorrow, Saikat Chakrabarti and Graham Platner. Beyond these individuals however, this call has been echoed by groups ranging from Our Revolution to Social Security Works to College Democrats of America, among many others.* Moving to economic matters, one other consequence of the protracted government shutdown is that the Bureau of Labor Statistics was “largely idle,” meaning it did not collect the crucial fiscal information it is responsible for gathering, including October jobs numbers and Consumer Price Index changes. According to POLITICO, White House spokesperson Karoline Leavitt said this information is unlikely to ever be released. She of course blamed that on the opposition in Congress, saying “Democrats may have permanently damaged the federal statistical system.” This is somewhat laughable, as the Trump administration has all but gone to war with the economic data collection functions of the federal government whenever that data has made him look bad.* Another bad sign for the economy in general, and for consumers in particular, is the rise of what are generously called “Flex Loans.” A new investigation by ProPublica in partnership with the Tennessee Lookout, examines the rise of this new strain of ultra-high-interest loan, with annual interest rates as high as 279.5%. This, combined with a lending cap of $4,000 – nine times higher than a traditional payday loan – has led to Advance Financial, the leading lender in Tennessee, suing over 110,000 people across the state since 2015. According to the data, judgments against consumers usually end up in the thousands, and 40% result in garnished wages. Loans of this variety were illegal before 2015, but the Tennessee legislature allowed them through and while the Consumer Financial Protection Bureau has sought to protect financial services consumers from these types of predatory lending schemes, the Trump administration's attempts to kneecap the agency have rendered it powerless.* Meanwhile, a dearth of consumer protections is yielding horrific consequences in a completely different area: AI. A new CNN report details how ChatGPT encouraged a Texas 23-year-old, Zane Shamblin, to kill himself. In heart-wrenching detail, this story paints a picture of Shamblin on the edge of suicide, and the AI chatbot helping to push him towards death. As Shamblin held a gun to his own head, the bot wrote, “You're not rushing. You're just ready,” later adding, “Rest easy, king…You did good.” According to this piece, the chatbot “repeatedly encouraged [Shamblin] as he discussed ending his life” for months, and “right up to his last moments.” Shamblin's parents are now suing ChatGPT's parent company, OpenAI, alleging the company endangered their son's life by, “tweaking its design last year to be more humanlike and by failing to put enough safeguards on interactions with users in need of emergency help.” The victim's mother, Alicia Shamblin, is quoted saying, “I feel like it's just going to destroy so many lives. It's going to be a family annihilator. It tells you everything you want to hear.”* In more positive consumer protection news, former Biden FTC Chair Lina Khan has hit the ground running in her new role helping to manage the transition for New York City Mayor-elect Zohran Mamdani. Per Semafor, Khan has been “scouring city and state laws — some overlooked by past mayors and some too new to have been tested yet — for legal footing for Mamdani's priorities.” Apparently, “Khan has privately discussed targeting hospitals that bill patients for painkillers available more cheaply at corner drugstores and sports stadiums charging nosebleed prices for concessions,” and “Other avenues for enforcement include a new state law that requires companies to tell customers when they are using algorithmic pricing. The law took effect this week, forcing Uber and DoorDash to start disclosing, but the incoming Mamdani administration plans to police laggards.” In short, it seems like the incoming Mamdani administration will use any and all legal and administrative means at their disposal to bring down costs for New Yorkers – as he promised again and again during the campaign. And, if there is one consumer regulator who can accomplish this, it is Ms. Khan.* Turning to Hollywood, Variety has published a major new piece on newly-minted Paramount CEO David Ellison's first 100 days. This piece covers everything from his attempts to curry favor with President Trump to the battle to acquire Warner Bros. Discovery. Buried within this story is an indication that “Paramount maintains a list of talent it will not work with because they are deemed to be ‘overtly antisemitic.'” The criteria for this modern blacklist however is opaque, especially troubling given that Ellison has deputized Bari Weiss – an ardent Zionist and censor of pro-Palestine speech – as the “Editor-in-chief” of CBS News. According to Drop Site, the studio “recently condemned a filmmakers' boycott of Israeli institutions signed by Emma Stone, Mark Ruffalo, Tilda Swinton, Javier Bardem, and Olivia Colman, among more than 4,000 others, declaring that Israel is carrying out genocide and apartheid.” Would Ellison blacklist these stars for “overt antisemitism”?* Finally, for some good news, the Economist is out with a stunning article on the success of China's transition to renewable energy. In the much-quoted opening paragraph, this piece reads “The SCALE of the renewables revolution in China is almost too vast for the human mind to grasp. By the end of last year, the country had installed 887 gigawatts of solar-power capacity—close to double Europe's and America's combined total. The 22m tonnes of steel used to build new wind turbines and solar panels in 2024 would have been enough to build a Golden Gate Bridge on every working day of every week that year. China generated 1,826 terawatt-hours of wind and solar electricity in 2024, five times more than the energy contained in all 600 of its nuclear weapons.” If that doesn't demonstrate the horizon of what is possible, given the requisite political will and determination, I don't know what will.This has been Francesco DeSantis, with In Case You Haven't Heard. Get full access to Ralph Nader Radio Hour at www.ralphnaderradiohour.com/subscribe

Send us a textOn the latest Stories to Create Podcast, Cornell Bunting sits down with Kimberly A. Carulli, Esq., Managing Partner at Three Palms Legal.Kimberly founded Three Palms Legal after relocating to Naples, Florida, with her husband and son—motivated by her deep commitment to offering families peace of mind through secure, thoughtful estate planning.As both an attorney and a mother, Kimberly saw firsthand the urgent need for young families to have comprehensive legal plans in place to protect their children and assets in the event of the unexpected. What began as a mission to serve young parents has grown into a full-service practice that guides clients of all ages through estate planning, asset protection, and legacy preservation.Kimberly is licensed to practice law in Florida, New York, and New Jersey, and is admitted before the United States Supreme Court; all Florida Federal District Courts (Northern, Middle, and Southern); the Federal District Court for the Southern District of New York; and the Federal District Court of New Jersey. She earned her undergraduate degree from Pace University in Manhattan and her Juris Doctor from New York Law School.Throughout her distinguished legal career, Kimberly has excelled as a nationwide litigator and has earned numerous accolades, including multiple Top Attorney, Top Female Attorney, Top Attorney of North America, Top American Trial Lawyer, and Super Lawyer awards. These honors reflect her expertise, dedication, and results-driven approach to client advocacy.Tune in as she shares her inspiring journey—from growing up in New Jersey to building a life and purpose-filled practice in Florida. Support the showThank you for tuning in with EHAS CLUB - Stories to Create Podcast

The USC Triple-Double Podcast -- the Peristyle Podcast's basketball-focused podcast -- returns with co-hosts Shotgun Spratling and Connor Morrissette (aka Mr. Triple Double) breaking down the strong start of the 2025-26 season for the Trojans' men and women's basketball programs, including a top 10 win on the East Coast for the Women of Troy. Shotgun and Connor talk about the outstanding comeback victory over No. 9 North Carolina State in Charlotte that saw the USC women score the final eight points of the game, closing out the game with four minutes of scoreless defense and a game-winning bucket from freshman Jazzy Davidson with 8.2 seconds remaining. The podcasting duo also take a look at the USC men getting a pair of blowout wins that saw three different players score 20+ points in the season opener against Cal Poly and seven different players score in double figures while putting up 114 points -- most since scoring 117 points against Arizona State in 1998 -- in a victory over Manhattan. Shotgun and Connor break down all four of the games with their patented Triple-Double segment. After a break, they look at where the two programs stand after the first week of the season and look forward to some intriguing matchups this weekend with the men taking on Illinois State in the Intuit Dome in a multi-team event and the women facing off Dawn Staley's No. 2 South Carolina squad in Crypto.com Arena in what could be a second- or third-weekend NCAA tournament preview. The USC Triple-Double concludes with a look at the signing classes for each program as the Women of Troy signed the No. 1 player in the nation for the third time in four years and one of the top international players while Eric Musselman's staff went twinning, signing the sons of a former NBA elite rim protector. Please review, rate and subscribe to the Peristyle Podcast on ⁠Apple Podcasts⁠! Make sure you check out ⁠USCFootball.com⁠ for complete coverage of this USC Trojans basketball and football teams.  To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

 Author Henry Bruneau shares his global adventures and resilient spirit in his memoir, "Westside Riviera." Join host Myrna Young as they explore Henry's captivating journey from the sun-drenched shores of St. Lucia to the dynamic streets of New York City. Discover his experiences crossing seas, enduring storms, and connecting with diverse cultures. Through vivid storytelling, Henry reflects on life at sea, the blending of worlds as a taxi driver in Manhattan, and the lessons learned along the way. Tune in to experience a journey of resilience, culture, and personal growth. Listeners gain insights into Bruneau's decision to embark on a nautical career, stemming from early life events that tested his adaptability and courage. His experiences on vessels carrying everything from live animals reminiscent of the slave trade to diamonds labeled as explosives unravel tales seldom heard. These vivid narratives not only explore his seafaring days but also juxtapose them against his life as a New York taxi driver, where cross-cultural interactions were abundant. In sharing his story, Bruneau offers a testament to human perseverance and the ability to thrive amidst life's unpredictable waves.Key Takeaways:Life at Sea: Henry Bruneau navigated the seas aboard large, versatile vessels, fostering experiences that included the transport of myriad goods, providing a platform for cultural and observational learning.Cultural Encounters: Bruneau's journeys allowed him to indulge in diverse global cultures, from Caribbean shores to African coasts, enriching his perspective and personal growth.Resilience Lessons: The unpredictable nature of the sea taught Bruneau resilience, which he eloquently details, intertwining challenges with memoir-worthy insights.Historical Insights: Bruneau draws parallels between his maritime experiences and historical events, shedding light on the socio-economic dynamics of the regions he traversed.Story Inspired Innovations: Prompted by friends and acquaintances, Bruneau wrote his memoir to encapsulate his unique life experiences, aiming to inspire and educate audiences about the vastness of human capability and adventure.Resources:The West Side Riviera: Life aboard the West 79th Street Boat Basin on the Hudson River To advertise on our podcast, visit https://advertising.libsyn.com/TransformyourMindor email kriti@youngandprofiting.com See this video on The Transform Your Mind YouTube Channel https://www.youtube.com/@MyhelpsUs/videosTo see a transcripts of this audio as well as links to all the advertisers on the show page https://myhelps.us/Follow Transform Your Mind on Instagram https://www.instagram.com/myrnamyoung/Follow Transform Your mind on Facebookhttps://www.facebook.com/profile.php?id=100063738390977Please leave a rating and review on iTunes https://podcasts.apple.com/us/podcast/transform-your-mind/id1144973094 https://podcast.feedspot.com/personal_development_podcasts/

You can now text us anonymously to leave feedback, suggest future content or simply hurl abuse at us. We'll read out any texts we receive on the show. Click here to try it out!Christopher Walken, Larry Fishburne, and Abel Ferrara's moral abyss of a movie. This week, the dads descend into King of New York, the neon-slick crime drama that turns Manhattan into a fever dream of violence, power, and warped justice.Walken plays Frank White, a freshly released drug lord who wants to “give back” — but only by murdering every rival and funding a hospital with blood money. His crew? Mostly Black. His moral compass? Bent beyond repair. His dance moves? Still pure Walken.What we coverCrime and capitalism: Frank's twisted logic — kill the competition, save the city.The Walken mystique: Dead eyes, slick hair, spontaneous robot dances.Larry Fishburne's “Jimmy Jump”: One of the great chaotic sidekicks — all swagger, coke, and AK-47s.Cops vs crooks: Caruso and Snipes as furious detectives who decide to skip due process and go full vigilante.Ferrara's vision: A New York that's nihilistic, sweaty, and corrupt from top to bottom.The politics of power: Race, class, loyalty, and the delusion of doing “good” through evil.The ending: Blood, subways, and one of Walken's best death scenes — calm, eerie, inevitable.Why listen?Because it's peak Bad Dads territory: a film that's stylish, sleazy, and morally bankrupt, yet impossible to look away from. We argue about whether Frank's warped Robin Hood act has any truth to it, trade notes on 1990s cop-movie chaos, and try to work out how this didn't end every actor's career.

In our latest tribute, Janet, John, (and Pen) celebrate the life and career of the actress, director, producer, and fashion icon whose began to rise to stardom during the New Hollywood movement... Diane Keaton! With a 60-year long career in Hollywood, this actress was always destined to one day be under the limelight, but after seeing her mother win Mrs. Los Angeles her resolve to become a part of the dramatics of performing at a young age only strengthened. She participated in singing and acting club during high school and continued to perform anywhere she could until she was cast as an understudy in the production of Hair (1968). From there she began to rise in the broadway eye, soon being nominated for a Tony as the Best Featured Actress in a Play for her role in Play it Again, Sam (1969). She truly couldn't be stopped as she moved from the stage to the screen with her debut film, Lovers and Other Strangers (1970). Soon after she was being cast in Francis Ford Coppola's The Godfather (1972) as Kay Adams-Corleone and Woody Allen's Annie Hall (1977), which combined together launched her into stardom and earned her the Oscar for Best Actress in a Leading Role. Some of her other fantastic films are Looking for Mr.Goodbar (1977), Reds (1981), Manhattan (1979) , The First Wives Club (1996), Finding Dory (2016), Book Club (2018), and many more.  To learn more about this episode and others, visit the official Cinema Sounds & Secrets website!

New York Attorney General Letitia James says Albany's top federal prosecutor does not have the authority to investigate her, arguing that interim U.S. Attorney John Sarcone was never properly installed and that subpoenas he issued should be thrown out. Meanwhile, Citi Field will host a first of its kind Dominican and Puerto Rican winter league all star baseball game. Also, New York is partnering with appliance maker Copper to develop 10,000 new 120 volt induction stoves for public housing.

Elected officials are asking for a trial in the killing of an unarmed man and a bill to ban horse drawn carriages is voted down. Meanwhile, the Studio Museum in Harlem reopens on November 15th., Also, New York City Mayor Eric Adams tries to influence Mayor-Elect Mamdani's Policy, and a Brooklyn man is arrested for flying in a fan-powered plane.

Good Day in the Market and Report Expectations Organizational Reflection and Culture From Below to Above Average Temperatures   00:01:05 – Good Day in the Market and Report Expectations: The show kicks off with K-State grain economist Daniel O'Brien as he discusses the positive day in the market and what report expectations are. Daniel O'Brien on AgManager.info   00:12:05 – Organizational Reflection and Culture: Justin Waggoner, K-State Extension beef cattle specialist, keeps the show moving as he highlights the importance of reflecting on your organization and understanding its culture. Organizational Reflection Define the Culture of Your Organization   00:23:05 – From Below to Above Average Temperatures: A weather update from K-State meteorologist Chip Redmond ends the show. He explains our recent above average temperatures and if they will hold on as we continue in November.       Send comments, questions or requests for copies of past programs to ksrenews@ksu.edu.   Agriculture Today is a daily program featuring Kansas State University agricultural specialists and other experts examining ag issues facing Kansas and the nation. It is hosted by Shelby Varner and distributed to radio stations throughout Kansas and as a daily podcast.   K‑State Extension is a short name for the Kansas State University Agricultural Experiment Service, a program designed to generate and distribute useful knowledge for the well‑being of Kansans. Supported by county, state, federal and private funds, the program has county Extension offices statewide. Its headquarters is on the K‑State campus in Manhattan. For more information, visit www.ksre.ksu.edu. K-State Extension is an equal opportunity provider and employer.

Are you reading the room?  In our homes, we need to set the tone.  A tone of grace, of love, of security, of Godliness.  Pastor Brian shares a wonderful message about making our homes a place of peace, we God's love abounds.  Let's dive in! Join us in person: 22811 S. Cedar Rd., Manhattan, IL 60442 Learn More: encounterthrive.com Give Online: encounterthrive.churchcenter.com/giving

In the latest installment of GMAC Zach's EA prep journey, Zach is joined by test prep expert Stacey Koprince for another candid conversation about tacking the exam. Fresh off completing the Foundations of Math book, Zach shares what surprised him, what clicked, and what still feels intimidating — from story problems that suddenly felt accessible to "age problems" that he hopes never appear on test day. Stacey breaks down the science of curiosity-driven learning, reveals which math topics appear more or less frequently on the EA, and offers practical strategies for prioritizing prep when time is short. The episode dives into one of Zach's biggest hurdles: memorizing fraction–decimal–percent conversions. Stacey walks him through how to derive conversions logically rather than rote-memorize long tables, giving Zach (and listeners) a more intuitive path forward. They also discuss leveraging AI carefully, using Foundations of Math as a reference tool, and maximizing the last few days before Zach's section practice exam — especially in Integrated Reasoning. About Stacey: Stacey Koprince is one of the most recognized names in test prep, with over 15 years of experience teaching the GMAT, EA, GRE, and LSAT. As Manhattan Prep's Director of Content & Curriculum, she has written countless articles, guides, and video explanations that thousands of students rely on. A former management consultant, Stacey now spends her days helping future business leaders master tricky concepts and find confidence in their prep—something she's passionate about seeing "click" for every student. Helpful links: Register for the EA: https://www.mba.com/exams/executive-assessment/register Purchase EA Official Prep: https://www.mba.com/exams/executive-assessment/prepare GMAC Free EA Prep: https://www.mba.com/exams/executive-assessment/prepare/free-prep-resources Manhattan Prep EA Resources: https://www.kaptest.com/gmat/courses/executive-assessment-test-prep Takeaways: Curiosity enhances learning and retention. Practice tests help identify areas for improvement. Memorization of key math concepts is beneficial. Organization is crucial for solving complex problems. Focus on strengths rather than weaknesses before tests. Engaging with material through discussion aids understanding. Utilize study materials as references even after completion. Seek advice from test prep experts for common topics. Don't let external pressures affect test performance. Learning is a journey, and progress should be acknowledged. Chapters: 00:00 Introduction and Study Progress 03:02 Reflections on Learning and Curiosity 05:54 Challenges with Word Problems 08:35 Understanding Common Test Topics 09:52 Memorization Techniques for Math 17:49 Utilizing Study Materials Effectively 24:20 Final Thoughts and Future Plans

Patti Smith gilt als Patin des Punk. Ein ehrenvoller Titel, aber sie ist sogar noch viel mehr als das. Ihre Songs sind episch, die Stimmung mystisch, ihre Texte inspiriert von französischen Lyrikern des 19. Jahrhunderts. Aber ihre Einstellung war eben Punk – z.B. aus der Kleinstadt nach New York zu gehen und „es“ einfach zu machen. Dabei schien die große Zeit von New York da eigentlich gerade vorbei. In den 50ern hatten erst die Beat-Poeten Allen Ginsberg und William S. Burroughs das Village besiedelt, in den 60ern dann Folkmusiker Bob Dylan. Als Patti Smith Ende der 60er, Anfang der 70er nach Manhattan kam, atmete sie den Geist dieser Ären ein und machte daraus etwas Neues, Eigenes. Sie vermischte Blues und Rock, Lyrik und den Freigeist des Jazz mit ihrer eigenen androgynen Aufmüpfigkeit. „Jesus died for somebody else's sins but not mine“ – was für ein Orkan von einer Aussage auf dem Feld des gottesfürchtigen Amerika, mit dem sie ihr Debüt-Album „Horses“ eröffnete, das dieser Tage 50 Jahre alt wird. Auch in diesem Monat erschienen sind ihre neusten, bisher umfassendsten Memoiren „Bread of Angels“. Patti Smith erinnert sich darin an ihre ärmliche, aber schöne Kindheit in Philadelphia, ihre New Yorker Zeit, ihr Leben als Mutter und Ehefrau von Fred „Sonic“ Smith, ihre tragischen Verluste und den Weg zurück auf die Bühne. Über all das sprechen Musikerin und Musikjournalisten-Kollegin Negisa Blumenstein und Stereo.Typ Marc Mühlenbrock in Episode #113PattiSmith. Die Patin selbst kommt auch in Interview-Ausschnitten zu Wort.

Bill McIntyre talks with Pamela D. Panzenbeck, the Mayor of Glen Cove.  Topics include the financial budget for 2026, transparency over employee promotions, commuter ferry service to Manhattan from the city, infrastructure improvements, e-bike enforcem

Cold Coffee is enjoying life in Manhattan, while John Morgan stayed back in Las Vegas for what looks to be an incredible card at UFC 322. The two preview the card, give a quick CFFC update, share travel stories and cold beverage strategies, and more.

Jeffrey Epstein's saga was never just the story of a sex-trafficking billionaire; it was the story of how power, intelligence, and money fuse into a single machine of influence. Documents released by the House Oversight Committee and reporting from outlets such as Drop Site revealed that Epstein's Manhattan apartment hosted figures like Yoni Koren, a senior Israeli intelligence officer tied to former Prime Minister Ehud Barak. Leaked emails and calendar entries show wire transfers, coded errands, and meetings that overlapped with Barak's dealings with former CIA Director Leon Panetta and other defense officials. These records—paired with years of silence from major media—suggest that Epstein operated as a broker of access, moving seamlessly between finance, technology, and national-security circles while prosecutors, politicians, and governments looked the other way.Behind the procedural delays and partisan noise in Washington lies the same motive that shielded Epstein in life: protection of the powerful. The stalled congressional vote to release the full, unredacted “Epstein files” reflects bipartisan fear of what the documents might confirm—that the scandal wasn't an anomaly but a glimpse of how the modern intelligence economy actually works. Epstein's homes, jets, and investments formed a web where blackmail, espionage, and profit overlapped. Whether he acted as asset or opportunist remains unproven, but the surviving records make clear that his network touched the highest levels of state and corporate power. What's at stake in the fight over those files isn't gossip—it's the map of a system built to ensure that truth itself remains classified.to  contact me:bobbycapucci@protonmail.com

Jeffrey Epstein's saga was never just the story of a sex-trafficking billionaire; it was the story of how power, intelligence, and money fuse into a single machine of influence. Documents released by the House Oversight Committee and reporting from outlets such as Drop Site revealed that Epstein's Manhattan apartment hosted figures like Yoni Koren, a senior Israeli intelligence officer tied to former Prime Minister Ehud Barak. Leaked emails and calendar entries show wire transfers, coded errands, and meetings that overlapped with Barak's dealings with former CIA Director Leon Panetta and other defense officials. These records—paired with years of silence from major media—suggest that Epstein operated as a broker of access, moving seamlessly between finance, technology, and national-security circles while prosecutors, politicians, and governments looked the other way.Behind the procedural delays and partisan noise in Washington lies the same motive that shielded Epstein in life: protection of the powerful. The stalled congressional vote to release the full, unredacted “Epstein files” reflects bipartisan fear of what the documents might confirm—that the scandal wasn't an anomaly but a glimpse of how the modern intelligence economy actually works. Epstein's homes, jets, and investments formed a web where blackmail, espionage, and profit overlapped. Whether he acted as asset or opportunist remains unproven, but the surviving records make clear that his network touched the highest levels of state and corporate power. What's at stake in the fight over those files isn't gossip—it's the map of a system built to ensure that truth itself remains classified.to  contact me:bobbycapucci@protonmail.com

Live from New York! The girls dive into parenting across generations, comparing 90s TV rules to today's screen-time debates, and laughing about everything from mukbang cravings to mosquito bites.

BONUS episode featuring my summer of presidential travels as I fit in as many birthplaces, gravesites, homes, and other sites into one history professor's summer break. My trip to New York, Boston, Georgia, and Texas, with side jaunts to Oregon and Ohio! Links to Previous Episodes Mentioned:Birthplaces"John Adams and Braintree""John Quincy Adams and Quincy""Theodore Roosevelt and Manhattan""Calvin Coolidge and Plymouth Notch""Herbert Hoover and West Branch""Franklin Roosevelt and Hyde Park""John F Kennedy and Brookline""Jimmy Carter and Plains" "George W Bush and New Haven""Barack Obama and Honolulu" Homes"John Adams and Peacefield" "Franklin Pierce and Concord""Rutherford Hayes and Spiegel Grove""Warren Harding and Marion""John F Kennedy and Hyannis Port""Jimmy Carter and the Carter Home""Barack Obama and Oahu" Gravesites"John Adams' Tomb""John Quincy Adams' Tomb" "Franklin Pierce's Tomb" "Ulysses Grant's Tomb""Rutherford Hayes' Tomb" Support the show Also, check out “Visiting the Presidents” on Facebook, Instagram, and Twitter!

After a 19-hour travel day (and spending Halloween 30,000 feet above Manhattan), Greg and Jenni finally touched down in the Lowcountry for one of the most whispered-about events in the collector car world — the Hilton Head Island Concours d'Elegance. In this episode, Greg recaps the weekend and shares interviews with some of the event's standout personalities and cars: Dale Critz — on his collection of historic racecars and what it takes to keep them on track and authentic. Kevin McKay — the Corvette restoration legend shares stories from his famous "autopsy parties", where the true history of a car is uncovered one weld and bolt at a time. Rory Ingram — on high-performance Porsches and the one special car that couldn't quite make it to the show. SCAD Automotive Design Students — shaping the future of car design with bold ideas and fresh creativity. Greg also shares his favorite moments from the Car Club Showcase, the stunning 100 Years of Chrysler display, and the weekend's award winners — including the 1932 Rohr Streamliner Sedan F from Stahls Motors and Music Experience and the 1926 Bentley 3-Litre SuperSport Skiff Boattail from The REVs Institute. And yes… there's even talk of she-crab soup — because no Hilton Head weekend is complete without it. Website: https://www.hhiconcours.com/ #HiltonHeadConcours #CollectorCarPodcast #ConcoursDElegance #CarCollectors #ClassicCars #KevinMcKay #AutopsyParty #RoryIngram #PorscheCollector #DaleCritz #HistoricRacecars #SCADDesign #SheCrabSoup #LowcountryLife #GregStanley Do you need help buying or selling your collector car?  Contact Greg directly at Greg@TheCollectorCarPodcast.com or GStanley@RMSothebys.com. A special thank you to our new sponsor, Discover Once, curators of one-of-a-kind automotive adventures you'll never experience twice. Learn more at discoveronce.com/muscle. And as always, huge thanks to RM Sotheby's for their continual support and for making so many of these automotive dreams possible. Listen to the "Octane FM: Shift, Rev, Repeat" album on Spotify! Stay connected with The Collector Car Podcast—find us on our Website, Instagram, Facebook, YouTube, or reach out to Greg directly via email. Join RM Sotheby's Car Specialist Greg Stanley as he brings over 25 years of experience and keen market analysis to the world of collector cars. Each week, Greg dives into market trends, interviews industry experts, and shares insights—with a little fun along the way. New episodes drop every Thursday and are available on Apple Podcasts, Google Play, Spotify, or wherever you get your podcasts. Learn more at www.TheCollectorCarPodcast.com or email Greg at Greg@TheCollectorCarPodcast.com. Interested in consigning a car at an RM Sotheby's auction? Contact Greg directly at GStanley@RMSothebys.com.

During a Substack LIVE conversation on Thursday, Chris Cillizza and Matt Lewis covered a LOT of ground, including:▶️ Epstein File Shockwaves:The Epstein files are coming — and a cryptic Trump-linked email is being decoded two radically different ways. Predator? Whistleblower? Either interpretation is political TNT. ▶️ Trump's Economic Iceberg:A brutal –34 approval rating on affordability. Chris calls it: “Deep. Sh*t.” From $5 eggs to Mar-a-Lago Gatsby parties while SNAP gets cut, we dig into why Trump's rhetoric is starting to sound like Biden-era denial.▶️ The Billionaire Populist Paradox:How did a gold-plated Manhattan mogul become a blue-collar folk hero? And why is the spell breaking now? We unpack the aspirational trap at the heart of Trump's appeal. Plus, Tucker's problem with “strivers.” Billionaires who cheer for the poor but side-eye the middle class. ▶️ Democrats Are Quietly Channeling the 2015 GOP's #War PhilosphyThey want fighters. They're tired of Schumer. AOC is rising. It's giving 2015 Republican energy.▶️ Trump's Secret MRI & Medical Mystery:A “perfect” scan with zero explanation. Chris wants full medical transparency, tax returns, and an end to the presidential pardon power—for everyone.▶️ And much MUCH more!Support "Matt Lewis & The News" at Patreon: https://www.patreon.com/mattlewisFollow Matt Lewis & Cut Through the Noise:Facebook: https://www.facebook.com/MattLewisDCTwitter: https://twitter.com/mattklewisInstagram: https://www.instagram.com/mattklewis/YouTube: https://www.youtube.com/channel/UCVhSMpjOzydlnxm5TDcYn0A– Who is Matt Lewis? –Matt K. Lewis is a political commentator and the author of Filthy Rich Politicians.Buy Matt's book: https://www.amazon.com/Filthy-Rich-Politicians-Creatures-Ruling-Class/dp/1546004416Copyright © 2025, BBL & BWL, LLC

One of the best parts of running this podcast is the chance to learn about aspects of the nuclear industry I know little about. Today's guest, the President and CEO of United Clean Up Oak Ridge, taught me all about remediating nuclear sites. UCOR, the DOE's contractor for the Oak Ridge Reservation, boasts an impressive suite of expertise and logistical acumen dedicated to turning over former Manhattan Project sites for civilian and government use. Ken broke down the steps of remediation and the heavy machinery needed (including robots!) to deliver on these projects. I really appreciated the beauty of his vision: remediating Manhattan project sites to spur the nuclear renaissance. This episode brought out the little kid in me. A huge thank you to Ken for making the time for our discussion. You can learn more about UCOR here. 

David and Brad dissect New York City's newly elected Marxist mayor and his fever-dream platform of free groceries, $30/hr minimum wages, and replacing cops with social workers armed with hugs. They explore the inevitable exodus of the 1%, calculate the hilarious math on 55% tax rates, and propose walling off Manhattan to trap voters with the consequences of their choices. Plus: the alarming rise of Americans dating AI chatbots, complete with digital jealousy and uncomfortable sushi dates. Spoiler alert—neither socialism nor robot girlfriends lead to increased birth rates, which might solve both problems eventually. 

Jeffrey Epstein's finances were a labyrinth deliberately designed to defy transparency. Despite presenting himself as a billionaire money manager, there was never any verifiable evidence of major clients, traditional investment portfolios, or legitimate business operations. His primary company, Financial Trust Co., was registered in the Virgin Islands — a jurisdiction notorious for secrecy — and functioned more as a private shell than a real investment firm. Epstein's wealth seemed to appear out of thin air: properties worth hundreds of millions, private jets, an island compound, and a Manhattan mansion allegedly “gifted” to him under murky circumstances. Forensic accountants and federal investigators alike have repeatedly noted that his books were impenetrable, his paper trail incomplete, and his supposed “financial empire” more illusion than reality.Beneath that illusion, Epstein's fortune was a web of offshore accounts, shadow foundations, and undisclosed transfers tied to an elite network of billionaires, politicians, and institutions. Many of his most conspicuous assets were owned through opaque LLCs or layered trusts that obscured true ownership, allowing him to move money between jurisdictions without detection. His close ties to figures like Leslie Wexner and Leon Black raised deeper questions about whether Epstein's wealth came from management fees, blackmail leverage, or participation in illicit financial schemes. Even after his death, forensic efforts to trace his full financial structure have been hampered by missing records, sealed documents, and non-cooperative entities. To this day, Epstein's finances remain one of the most sophisticated examples of how power, secrecy, and corruption can blur the line between wealth and criminality.to contact me:bobbycapucci@protonmail.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.

In the years following Jeffrey Epstein's death in 2019, Ghislaine Maxwell embarked on a series of increasingly desperate maneuvers to stay ahead of law enforcement and public outrage. She sold off properties, switched residences across continents, and relied on trusted intermediaries to handle her affairs while keeping her own movements concealed. After Epstein's arrest, Maxwell vanished from her usual social circuits — abandoning her Manhattan townhouse and retreating to secluded locations, including the New Hampshire estate where she was eventually captured. She operated through shell companies, transferred assets, and even obtained new phone numbers and email accounts under aliases to evade detection. Her inner circle shrank to a few loyal associates as she ghosted from society events to secret hideouts, determined to outwait the storm she knew was coming.Publicly, she maintained a façade of denial through her attorneys, claiming ignorance and victimhood while simultaneously orchestrating behind-the-scenes damage control. She avoided extradition hotspots, used cash purchases to avoid paper trails, and reportedly communicated through encrypted apps to avoid interception. There were even rumors she was planning to seek refuge in countries without U.S. extradition treaties. Her efforts weren't just about physical evasion — they were about controlling the narrative, keeping herself one step removed from Epstein's legacy while quietly managing her finances and legal exposure. But when the FBI finally tracked her down in July 2020, the illusion shattered. Years of careful positioning, secrecy, and misdirection came crashing down, exposing the hollow strategy of a woman who believed her privilege and cunning could outlast justice.to contact me:bobbycapucci@protonmail.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.

New York grocers say sales have dropped by as much as 25 percent as SNAP delays leave customers without funds, forcing stores to cut orders and mark down perishable goods. Meanwhile, the city's health commissioner is urging New Yorkers to get flu, COVID and RSV vaccines amid a sharp rise in respiratory illnesses. And the state is investigating how a third party vendor sent a false Bank of America alert to nearly 200,000 text subscribers.

The Chair of the Civilian Complaint Review Board, which acts as an NYPD watchdog has submitted his resignation and a Queens Councilmember sounds an alarm on EBT theft. Meanwhile, tips for seasonal depression, and finally, Bronx Science students react to alum Mayor-elect Mamdani's win.

Two NYPD officers were injured in Washington Heights during an encounter with immigration agents and unionized Starbucks workers go on strike to disrupt Red Cup Day.

The federal case against New Jersey Congressmember Lamonica McIver will proceed and a viral scale model of New York City is getting an official exhibit at the Museum of the City of New York. Meanwhile, Elizabeth Street Garden is becoming a city park.

Metrics for Cattle Herds Recap of the 98th Annual FFA Convention Protecting Gardens from Freezing   00:01:05 – Metrics for Cattle Herds: Jason Warner, K-State cow-calf Extension specialist, starts the show as he breaks down cattle herd production metrics and how producers can use them in their herd.  KSUbeef.org   00:12:05 – Recap of the 98th Annual FFA Convention: We continue the show with Kansas FFA State Officers, Lillian Hulse and Brycen Benyshek as they recap the 98th National FFA Convention and highlight their personal experiences as FFA members.  ksffa.org   00:23:05 – Protecting Gardens from Freezing: K-State horticulture Extension specialist, Cynthia Domenghini, ends the show discussing ways to protect cold season garden crops, especially from freezing.      Send comments, questions or requests for copies of past programs to ksrenews@ksu.edu.   Agriculture Today is a daily program featuring Kansas State University agricultural specialists and other experts examining ag issues facing Kansas and the nation. It is hosted by Shelby Varner and distributed to radio stations throughout Kansas and as a daily podcast.   K‑State Extension is a short name for the Kansas State University Agricultural Experiment Service, a program designed to generate and distribute useful knowledge for the well‑being of Kansans. Supported by county, state, federal and private funds, the program has county Extension offices statewide. Its headquarters is on the K‑State campus in Manhattan. For more information, visit www.ksre.ksu.edu. K-State Extension is an equal opportunity provider and employer.

Family is such a blessing from God, it isn't always as depicted though.  For some of us, it can be difficult; others, the best thing ever.  One thing that makes is good?  Being present.  Pastor Brian shares a great message about being present in the lives of the ones we love.  Let's dive in! Join us in person: 22811 S. Cedar Rd., Manhattan, IL 60442 Learn More: encounterthrive.com Give Online: encounterthrive.churchcenter.com/giving

More updates on Jen's daughter's diagnosis. Also, what is wrong with Jen's new shirt?!   Watch this episode on Youtube, and follow Jen's channel while you're there!    Connect with Jen: --- PATREON: https://www.patreon.com/thisisjen --- GOFUNDME: https://gofund.me/511a5aa14 --- EMAIL LIST: https://mailchi.mp/fulwiler/jenslist --- TOUR: https://www.jenniferfulwiler.com/tour   BIO: Jen Fulwiler is a mom with zero domestic skills. Her natural habitat is a martini bar in Manhattan, yet she finds herself raising a family in suburban Texas with her country-boy husband who thinks his inflatable hot tub is the summit of the human experience. Her stories of failing her way through life will resonate with anyone who doesn't have it all together.  Jen is a viral standup comic, bestselling author, and former SiriusXM radio host who has released three comedy specials: The Naughty Corner, Maternal Instinct, and Shabby Chic. She has been featured on Nate Bargatze's Nateland Presents, Where My Moms At with Christina P, Dr. Drew After Dark, the Today Show, CNN, and Fox News. She was featured in the viral articles, "5 Comedians Like Nate Bargatze Who Make Everyone Laugh," and "6 Comics To Check Out If You Love Leanne Morgan." She lives with her husband and six kids in Austin, Texas.   

Welcome to Full Court Press — your go-to college basketball betting show for game-day odds, expert picks, and matchup analysis across the NCAA slate. Each episode dives deep into spreads, totals, team props, and advanced stats to help you stay sharp all season long.00:00 Intro01:36  Minnesota vs Missouri11:40 James Madison vs Longwood16:38 Miss Valley St vs Hawaii21:12 SWAC Travel Spots22:46 Manhattan vs Utah Tech23:50 Siena vs St. Bonaventure29:05 Oakland vs Houston36:35 Little Rock vs Marquette (Veno Parlay Leg)39:36 Promo Time43:05 Cal Poly vs Colorado State (Trigg Parlay Leg)50:32 Milwaukee vs Indiana (BP Parlay Leg)55:38 Eastern Washington vs Seattle57:29 Binghamton vs Georgetown59:25 Parlay Recap

How are the federal courts faring during these tumultuous times? I thought it would be worthwhile to discuss this important subject with a former federal judge: someone who understands the judicial role well but could speak more freely than a sitting judge, liberated from the strictures of the bench.Meet Judge Nancy Gertner (Ret.), who served as a U.S. District Judge for the District of Massachusetts from 1994 until 2011. I knew that Judge Gertner would be a lively and insightful interviewee—based not only on her extensive commentary on recent events, reflected in media interviews and op-eds, but on my personal experience. During law school, I took a year-long course on federal sentencing with her, and she was one of my favorite professors.When I was her student, we disagreed on a lot: I was severely conservative back then, and Judge Gertner was, well, not. But I always appreciated and enjoyed hearing her views—so it was a pleasure hearing them once again, some 25 years later, in what turned out to be an excellent conversation.Show Notes:* Nancy Gertner, author website* Nancy Gertner bio, Harvard Law School* In Defense of Women: Memoirs of an Unrepentant Advocate, AmazonPrefer reading to listening? For paid subscribers, a transcript of the entire episode appears below.Sponsored by:NexFirm helps Biglaw attorneys become founding partners. To learn more about how NexFirm can help you launch your firm, call 212-292-1000 or email careerdevelopment@nexfirm.com.Three quick notes about this transcript. First, it has been cleaned up from the audio in ways that don't alter substance—e.g., by deleting verbal filler or adding a word here or there to clarify meaning. Second, my interviewee has not reviewed this transcript, and any errors are mine. Third, because of length constraints, this newsletter may be truncated in email; to view the entire post, simply click on “View entire message” in your email app.David Lat: Welcome to the Original Jurisdiction podcast. I'm your host, David Lat, author of a Substack newsletter about law and the legal profession also named Original Jurisdiction, which you can read and subscribe to at davidlat.substack.com. You're listening to the eighty-fifth episode of this podcast, recorded on Monday, November 3.Thanks to this podcast's sponsor, NexFirm. NexFirm helps Biglaw attorneys become founding partners. To learn more about how NexFirm can help you launch your firm, call 212-292-1000 or email careerdevelopment@nexfirm.com. Want to know who the guest will be for the next Original Jurisdiction podcast? Follow NexFirm on LinkedIn for a preview.Many of my guests have been friends of mine for a long time—and that's the case for today's. I've known Judge Nancy Gertner for more than 25 years, dating back to when I took a full-year course on federal sentencing from her and the late Professor Dan Freed at Yale Law School. She was a great teacher, and although we didn't always agree—she was a professor who let students have their own opinions—I always admired her intellect and appreciated her insights.Judge Gertner is herself a graduate of Yale Law School—where she met, among other future luminaries, Bill and Hillary Clinton. After a fascinating career in private practice as a litigator and trial lawyer handling an incredibly diverse array of cases, Judge Gertner was appointed to serve as a U.S. District Judge for the District of Massachusetts in 1994, by President Clinton. She retired from the bench in 2011, but she is definitely not retired: she writes opinion pieces for outlets such as The New York Times and The Boston Globe, litigates and consults on cases, and trains judges and litigators. She's also working on a book called Incomplete Sentences, telling the stories of the people she sentenced over 17 years on the bench. Her autobiography, In Defense of Women: Memoirs of an Unrepentant Advocate, was published in 2011. Without further ado, here's my conversation with Judge Nancy Gertner.Judge, thank you so much for joining me.Nancy Gertner: Thank you for inviting me. This is wonderful.DL: So it's funny: I've been wanting to have you on this podcast in a sense before it existed, because you and I worked on a podcast pilot. It ended up not getting picked up, but perhaps they have some regrets over that, because legal issues have just blown up since then.NG: I remember that. I think it was just a question of scheduling, and it was before Trump, so we were talking about much more sophisticated, superficial things, as opposed to the rule of law and the demise of the Constitution.DL: And we will get to those topics. But to start off my podcast in the traditional way, let's go back to the beginning. I believe we are both native New Yorkers?NG: Yes, that's right. I was born on the Lower East Side of Manhattan, in an apartment that I think now is a tenement museum, and then we moved to Flushing, Queens, where I lived into my early 20s.DL: So it's interesting—I actually spent some time as a child in that area. What was your upbringing like? What did your parents do?NG: My father owned a linoleum store, or as we used to call it, “tile,” and my mother was a homemaker. My mother worked at home. We were lower class on the Lower East Side and maybe made it to lower-middle. My parents were very conservative, in the sense they didn't know exactly what to do with a girl who was a bit of a radical. Neither I nor my sister was precisely what they anticipated. So I got to Barnard for college only because my sister had a conniption fit when he wouldn't pay for college for her—she's my older sister—he was not about to pay for college. If we were boys, we would've had college paid for.In a sense, they skipped a generation. They were actually much more traditional than their peers were. My father was Orthodox when he grew up; my mother was somewhat Orthodox Jewish. My father couldn't speak English until the second grade. So they came from a very insular environment, and in one sense, he escaped that environment when he wanted to play ball on Saturdays. So that was actually the motivation for moving to Queens: to get away from the Lower East Side, where everyone would know that he wasn't in temple on Saturday. We used to have interesting discussions, where I'd say to him that my rebellion was a version of his: he didn't want to go to temple on Saturdays, and I was marching against the war. He didn't see the equivalence, but somehow I did.There's actually a funny story to tell about sort of exactly the distance between how I was raised and my life. After I graduated from Yale Law School, with all sorts of honors and stuff, and was on my way to clerk for a judge, my mother and I had this huge fight in the kitchen of our apartment. What was the fight about? Sadie wanted me to take the Triborough Bridge toll taker's test, “just in case.” “You never know,” she said. I couldn't persuade her that it really wasn't necessary. She passed away before I became a judge, and I told this story at my swearing-in, and I said that she just didn't understand. I said, “Now I have to talk to my mother for a minute; forgive me for a moment.” And I looked up at the rafters and I said, “Ma, at last: a government job!” So that is sort of the measure of where I started. My mother didn't finish high school, my father had maybe a semester of college—but that wasn't what girls did.DL: So were you then a first-generation professional or a first-generation college graduate?NG: Both—my sister and I were both, first-generation college graduates and first-generation professionals. When people talk about Jewish backgrounds, they're very different from one another, and since my grandparents came from Eastern European shtetls, it's not clear to me that they—except for one grandfather—were even literate. So it was a very different background.DL: You mentioned that you did go to Yale Law School, and of course we connected there years later, when I was your student. But what led you to go to law school in the first place? Clearly your parents were not encouraging your professional ambitions.NG: One is, I love to speak. My husband kids me now and says that I've never met a microphone I didn't like. I had thought for a moment of acting—musical comedy, in fact. But it was 1967, and the anti-war movement, a nascent women's movement, and the civil rights movement were all rising around me, and I wanted to be in the world. And the other thing was that I didn't want to do anything that women do. Actually, musical comedy was something that would've been okay and normal for women, but I didn't want to do anything that women typically do. So that was the choice of law. It was more like the choice of law professor than law, but that changed over time.DL: So did you go straight from Barnard to Yale Law School?NG: Well, I went from Barnard to Yale graduate school in political science because as I said, I've always had an academic and a practical side, and so I thought briefly that I wanted to get a Ph.D. I still do, actually—I'm going to work on that after these books are finished.DL: Did you then think that you wanted to be a law professor when you started at YLS? I guess by that point you already had a master's degree under your belt?NG: I thought I wanted to be a law professor, that's right. I did not think I wanted to practice law. Yale at that time, like most law schools, had no practical clinical courses. I don't think I ever set foot in a courtroom or a courthouse, except to demonstrate on the outside of it. And the only thing that started me in practice was that I thought I should do at least two or three years of practice before I went back into the academy, before I went back into the library. Twenty-four years later, I obviously made a different decision.DL: So you were at YLS during a very interesting time, and some of the law school's most famous alumni passed through its halls around that period. So tell us about some of the people you either met or overlapped with at YLS during your time there.NG: Hillary Clinton was one of my best friends. I knew Bill, but I didn't like him.DL: Hmmm….NG: She was one of my best friends. There were 20 women in my class, which was the class of ‘71. The year before, there had only been eight. I think we got up to 21—a rumor had it that it was up to 21 because men whose numbers were drafted couldn't go to school, and so suddenly they had to fill their class with this lesser entity known as women. It was still a very small number out of, I think, what was the size of the opening class… 165? Very small. So we knew each other very, very well. And Hillary and I were the only ones, I think, who had no boyfriends at the time, though that changed.DL: I think you may have either just missed or briefly overlapped with either Justice Thomas or Justice Alito?NG: They're younger than I am, so I think they came after.DL: And that would be also true of Justice Sotomayor then as well?NG: Absolutely. She became a friend because when I was on the bench, I actually sat with the Second Circuit, and we had great times together. But she was younger than I was, so I didn't know her in law school, and by the time she was in law school, there were more women. In the middle of, I guess, my first year at Yale Law School, was the first year that Yale College went coed. So it was, in my view, an enormously exciting time, because we felt like we were inventing law. We were inventing something entirely new. We had the first “women in the law” course, one of the first such courses in the country, and I think we were borderline obnoxious. It's a little bit like the debates today, which is that no one could speak right—you were correcting everyone with respect to the way they were describing women—but it was enormously creative and exciting.DL: So I'm gathering you enjoyed law school, then?NG: I loved law school. Still, when I was in law school, I still had my feet in graduate school, so I believe that I took law and sociology for three years, mostly. In other words, I was going through law school as if I were still in graduate school, and it was so bad that when I decided to go into practice—and this is an absolutely true story—I thought that dying intestate was a disease. We were taking the bar exam, and I did not know what they were talking about.DL: So tell us, then, what did lead you to shift gears? You mentioned you clerked, and you mentioned you wanted to practice for a few years—but you did practice for more than a few years.NG: Right. I talk to students about this all the time, about sort of the fortuities that you need to grab onto that you absolutely did not plan. So I wind up at a small civil-rights firm, Harvey Silverglate and Norman Zalkind's firm. I wind up in a small civil-rights firm because I couldn't get a job anywhere else in Boston. I was looking in Boston or San Francisco, and what other women my age were encountering, I encountered, which is literally people who told me that I would never succeed as a lawyer, certainly not as a litigator. So you have to understand, this is 1971. I should say, as a footnote, that I have a file of everyone who said that to me. People know that I have that file; it's called “Sexist Tidbits.” And so I used to decide whether I should recuse myself when someone in that file appeared before me, but I decided it was just too far.So it was a small civil-rights firm, and they were doing draft cases, they were doing civil-rights cases of all different kinds, and they were doing criminal cases. After a year, the partnership between Norman Zalkind and Harvey Silverglate broke up, and Harvey made me his partner, now an equal partner after a year of practice.Shortly after that, I got a case that changed my career in so many ways, which is I wound up representing Susan Saxe. Susan Saxe was one of five individuals who participated in robberies to get money for the anti-war movement. She was probably five years younger than I was. In the case of the robbery that she participated in, a police officer was killed. She was charged with felony murder. She went underground for five years; the other woman went underground for 20 years.Susan wanted me to represent her, not because she had any sense that I was any good—it's really quite wonderful—she wanted me to represent her because she figured her case was hopeless. And her case was hopeless because the three men involved in the robbery either fled or were immediately convicted, so her case seemed to be hopeless. And she was an extraordinarily principled woman: she said that in her last moment on the stage—she figured that she'd be convicted and get life—she wanted to be represented by a woman. And I was it. There was another woman in town who was a public defender, but I was literally the only private lawyer. I wrote about the case in my book, In Defense of Women, and to Harvey Silvergate's credit, even though the case was virtually no money, he said, “If you want to do it, do it.”Because I didn't know what I was doing—and I literally didn't know what I was doing—I researched every inch of everything in the case. So we had jury research and careful jury selection, hiring people to do jury selection. I challenged the felony-murder rule (this was now 1970). If there was any evidentiary issue, I would not only do the legal research, but talk to social psychologists about what made sense to do. To make a long story short, it took about two years to litigate the case, and it's all that I did.And the government's case was winding down, and it seemed to be not as strong as we thought it was—because, ironically, nobody noticed the woman in the bank. Nobody was noticing women in general; nobody was noticing women in the bank. So their case was much weaker than we thought, except there were two things, two letters that Susan had written: one to her father, and one to her rabbi. The one to her father said, “By the time you get this letter, you'll know what your little girl is doing.” The one to her rabbi said basically the same thing. In effect, these were confessions. Both had been turned over to the FBI.So the case is winding down, not very strong. These letters have not yet been introduced. Meanwhile, The Boston Globe is reporting that all these anti-war activists were coming into town, and Gertner, who no one ever heard of, was going to try the Vietnam War. The defense will be, “She robbed a bank to fight the Vietnam War.” She robbed a bank in order to get money to oppose the Vietnam War, and the Vietnam War was illegitimate, etc. We were going to try the Vietnam War.There was no way in hell I was going to do that. But nobody had ever heard of me, so they believed anything. The government decided to rest before the letters came in, anticipating that our defense would be a collection of individuals who were going to challenge the Vietnam War. The day that the government rested without putting in those two letters, I rested my case, and the case went immediately to the jury. I'm told that I was so nervous when I said “the defense rests” that I sounded like Minnie Mouse.The upshot of that, however, was that the jury was 9-3 for acquittal on the first day, 10-2 for acquittal on the second day, and then 11-1 for acquittal—and there it stopped. It was a hung jury. But it essentially made my career. I had first the experience of pouring my heart into a case and saving someone's life, which was like nothing I'd ever felt before, which was better than the library. It also put my name out there. I was no longer, “Who is she?” I suddenly could take any kind of case I wanted to take. And so I was addicted to trials from then until the time I became a judge.DL: Fill us in on what happened later to your client, just her ultimate arc.NG: She wound up getting eight years in prison instead of life. She had already gotten eight years because of a prior robbery in Philadelphia, so there was no way that we were going to affect that. She had pleaded guilty to that. She went on to live a very principled life. She's actually quite religious. She works in the very sort of left Jewish groups. We are in touch—I'm in touch with almost everyone that I've ever known—because it had been a life-changing experience for me. We were four years apart. Her background, though she was more middle-class, was very similar to my own. Her mother used to call me at night about what Susan should wear. So our lives were very much intertwined. And so she was out of jail after eight years, and she has a family and is doing fine.DL: That's really a remarkable result, because people have to understand what defense lawyers are up against. It's often very challenging, and a victory is often a situation where your client doesn't serve life, for example, or doesn't, God forbid, get the death penalty. So it's really interesting that the Saxe case—as you talk about in your wonderful memoir—really did launch your career to the next level. And you wound up handling a number of other cases that you could say were adjacent or thematically related to Saxe's case. Maybe you can talk a little bit about some of those.NG: The women's movement was roaring at this time, and so a woman lawyer who was active and spoke out and talked about women's issues invariably got women's cases. So on the criminal side, I did one of the first, I think it was the first, battered woman syndrome case, as a defense to murder. On the civil side, I had a very robust employment-discrimination practice, dealing with sexual harassment, dealing with racial discrimination. I essentially did whatever I wanted to do. That's what my students don't always understand: I don't remember ever looking for a lucrative case. I would take what was interesting and fun to me, and money followed. I can't describe it any other way.These cases—you wound up getting paid, but I did what I thought was meaningful. But it wasn't just women's rights issues, and it wasn't just criminal defense. We represented white-collar criminal defendants. We represented Boston Mayor Kevin White's second-in-command, Ted Anzalone, also successfully. I did stockholder derivative suits, because someone referred them to me. To some degree the Saxe case, and maybe it was also the time—I did not understand the law to require specialization in the way that it does now. So I could do a felony-murder case on Monday and sue Mayor Lynch on Friday and sue Gulf Oil on Monday, and it wouldn't even occur to me that there was an issue. It was not the same kind of specialization, and I certainly wasn't about to specialize.DL: You anticipated my next comment, which is that when someone reads your memoir, they read about a career that's very hard to replicate in this day and age. For whatever reason, today people specialize. They specialize at earlier points in their careers. Clients want somebody who holds himself out as a specialist in white-collar crime, or a specialist in dealing with defendants who invoke battered woman syndrome, or what have you. And so I think your career… you kind of had a luxury, in a way.NG: I also think that the costs of entry were lower. It was Harvey Silverglate and me, and maybe four or five other lawyers. I was single until I was 39, so I had no family pressures to speak of. And I think that, yes, the profession was different. Now employment discrimination cases involve prodigious amounts of e-discovery. So even a little case has e-discovery, and that's partly because there's a generation—you're a part of it—that lived online. And so suddenly, what otherwise would have been discussions over the back fence are now text messages.So I do think it's different—although maybe this is a comment that only someone who is as old as I am can make—I wish that people would forget the money for a while. When I was on the bench, you'd get a pro se case that was incredibly interesting, challenging prison conditions or challenging some employment issue that had never been challenged before. It was pro se, and I would get on the phone and try to find someone to represent this person. And I can't tell you how difficult it was. These were not necessarily big cases. The big firms might want to get some publicity from it. But there was not a sense of individuals who were going to do it just, “Boy, I've never done a case like this—let me try—and boy, this is important to do.” Now, that may be different today in the Trump administration, because there's a huge number of lawyers that are doing immigration cases. But the day-to-day discrimination cases, even abortion cases, it was not the same kind of support.DL: I feel in some ways you were ahead of your time, because your career as a litigator played out in boutiques, and I feel that today, many lawyers who handle high-profile cases like yours work at large firms. Why did you not go to a large firm, either from YLS or if there were issues, for example, of discrimination, you must have had opportunities to lateral into such a firm later, if you had wanted to?NG: Well, certainly at the beginning nobody wanted me. It didn't matter how well I had done. Me and Ruth Ginsburg were on the streets looking for jobs. So that was one thing. I wound up, for the last four years of my practice before I became a judge, working in a firm called Dwyer Collora & Gertner. It was more of a boutique, white-collar firm. But I wasn't interested in the big firms because I didn't want anyone to tell me what to do. I didn't want anyone to say, “Don't write this op-ed because you'll piss off my clients.” I faced the same kind of issue when I left the bench. I could have an office, and sort of float into client conferences from time to time, but I did not want to be in a setting in which anyone told me what to do. It was true then; it certainly is true now.DL: So you did end up in another setting where, for the most part, you weren't told what to do: namely, you became a federal judge. And I suppose the First Circuit could from time to time tell you what to do, but….NG: But they were always wrong.DL: Yes, I do remember that when you were my professor, you would offer your thoughts on appellate rulings. But how did you—given the kind of career you had, especially—become a federal judge? Because let me be honest, I think that somebody with your type of engagement in hot-button issues today would have a challenging time. Republican senators would grandstand about you coming up with excuses for women murderers, or what have you. Did you have a rough confirmation process?NG: I did. So I'm up for the bench in 1993. This is under Bill Clinton, and I'm told—I never confirmed this—that when Senator Kennedy…. When I met Senator Kennedy, I thought I didn't have a prayer of becoming a judge. I put my name in because I knew the Clintons, and everybody I knew was getting a job in the government. I had not thought about being a judge. I had not prepared. I had not structured my career to be a judge. But everyone I knew was going into the government, and I thought if there ever was a time, this would be it. So I apply. Someday, someone should emboss my application, because the application was quite hysterical. I put in every article that I had written calling for access to reproductive technologies to gay people. It was something to behold.Kennedy was at the tail end of his career, and he was determined to put someone like me on the bench. I'm not sure that anyone else would have done that. I'm told (and this isn't confirmed) that when he talked to Bill and Hillary about me, they of course knew me—Hillary and I had been close friends—but they knew me to be that radical friend of theirs from Yale Law School. There had been 24 years in between, but still. And I'm told that what was said was, “She's terrific. But if there's a problem, she's yours.” But Kennedy was really determined.The week before my hearing before the Senate, I had gotten letters from everyone who had ever opposed me. Every prosecutor. I can't remember anyone who had said no. Bill Weld wrote a letter. Bob Mueller, who had opposed me in cases, wrote a letter. But as I think oftentimes happens with women, there was an article in The Boston Herald the day before my hearing, in which the writer compared me to Lorena Bobbitt. Your listeners may not know this, but he said, “Gertner will do to justice, with her gavel, what Lorena did to her husband, with a kitchen knife.” Do we have to explain that any more?DL: They can Google it or ask ChatGPT. I'm old enough to know about Lorena Bobbitt.NG: Right. So it's just at the tail edge of the presentation, that was always what the caricature would be. But Kennedy was masterful. There were numbers of us who were all up at the same time. Everyone else got through except me. I'm told that that article really was the basis for Senator Jesse Helms's opposition to me. And then Senator Kennedy called us one day and said, “Tomorrow you're going to read something, but don't worry, I'll take care of it.” And the Boston Globe headline says, “Kennedy Votes For Helms's School-Prayer Amendment.” And he called us and said, “We'll take care of it in committee.” And then we get a call from him—my husband took the call—Kennedy, affecting Helms's accent, said, ‘Senator, you've got your judge.' We didn't even understand what the hell he said, between his Boston accent and imitating Helms; we had no idea what he said. But that then was confirmed.DL: Are you the managing partner of a boutique or midsize firm? If so, you know that your most important job is attracting and retaining top talent. It's not easy, especially if your benefits don't match up well with those of Biglaw firms or if your HR process feels “small time.” NexFirm has created an onboarding and benefits experience that rivals an Am Law 100 firm, so you can compete for the best talent at a price your firm can afford. Want to learn more? Contact NexFirm at 212-292-1002 or email betterbenefits@nexfirm.com.So turning to your time as a judge, how would you describe that period, in a nutshell? The job did come with certain restrictions. Did you enjoy it, notwithstanding the restrictions?NG: I candidly was not sure that I would last beyond five years, for a couple of reasons. One was, I got on the bench in 1994, when the sentencing guidelines were mandatory, when what we taught you in my sentencing class was not happening, which is that judges would depart from the guidelines and the Sentencing Commission, when enough of us would depart, would begin to change the guidelines, and there'd be a feedback loop. There was no feedback loop. If you departed, you were reversed. And actually the genesis of the book I'm writing now came from this period. As far as I was concerned, I was being unfair. As I later said, my sentences were unfair, unjust, and disproportionate—and there was nothing I could do about it. So I was not sure that I was going to last beyond five years.In addition, there were some high-profile criminal trials going on with lawyers that I knew that I probably would've been a part of if I had been practicing. And I hungered to do that, to go back and be a litigator. The course at Yale Law School that you were a part of saved me. And it saved me because, certainly with respect to the sentencing, it turned what seemed like a formula into an intellectual discussion in which there was wiggle room and the ability to come up with other approaches. In other words, we were taught that this was a formula, and you don't depart from the formula, and that's it. The class came up with creative issues and creative understandings, which made an enormous difference to my judging.So I started to write; I started to write opinions. Even if the opinion says there's nothing I can do about it, I would write opinions in which I say, “I can't depart because of this woman's status as a single mother because the guidelines said only extraordinary family circumstances can justify a departure, and this wasn't extraordinary. That makes no sense.” And I began to write this in my opinions, I began to write this in scholarly writings, and that made all the difference in the world. And sometimes I was reversed, and sometimes I was not. But it enabled me to figure out how to push back against a system which I found to be palpably unfair. So I figured out how to be me in this job—and that was enormously helpful.DL: And I know how much and how deeply you cared about sentencing because of the class in which I actually wound up writing one of my two capstone papers at Yale.NG: To your listeners, I still have that paper.DL: You must be quite a pack rat!NG: I can change the grade at any time….DL: Well, I hope you've enjoyed your time today, Judge, and will keep the grade that way!But let me ask you: now that the guidelines are advisory, do you view that as a step forward from your time on the bench? Perhaps you would still be a judge if they were advisory? I don't know.NG: No, they became advisory in 2005, and I didn't leave until 2011. Yes, that was enormously helpful: you could choose what you thought was a fair sentence, so it's very advisory now. But I don't think I would've stayed longer, because of two reasons.By the time I hit 65, I wanted another act. I wanted another round. I thought I had done all that I could do as a judge, and I wanted to try something different. And Martha Minow of Harvard Law School made me an offer I couldn't refuse, which was to teach at Harvard. So that was one. It also, candidly, was that there was no longevity in my family, and so when I turned 65, I wasn't sure what was going to happen. So I did want to try something new. But I'm still here.DL: Yep—definitely, and very active. I always chuckle when I see “Ret.,” the abbreviation for “retired,” in your email signature, because you do not seem very retired to me. Tell us what you are up to today.NG: Well, first I have this book that I've been writing for several years, called Incomplete Sentences. And so what this book started to be about was the men and women that I sentenced, and how unfair it was, and what I thought we should have done. Then one day I got a message from a man by the name of Darryl Green, and it says, “Is this Nancy Gertner? If it is, I think about you all the time. I hope you're well. I'm well. I'm an iron worker. I have a family. I've written books. You probably don't remember me.” This was a Facebook message. I knew exactly who he was. He was a man who had faced the death penalty in my court, and I acquitted him. And he was then tried in state court, and acquitted again. So I knew exactly who he was, and I decided to write back.So I wrote back and said, “I know who you are. Do you want to meet?” That started a series of meetings that I've had with the men I've sentenced over the course of the 17-year career that I had as a judge. Why has it taken me this long to write? First, because these have been incredibly moving and difficult discussions. Second, because I wanted the book to be honest about what I knew about them and what a difference maybe this information would make. It is extremely difficult, David, to be honest about judging, particularly in these days when judges are parodied. So if I talk about how I wanted to exercise some leniency in a case, I understand that this can be parodied—and I don't want it to be, but I want to be honest.So for example, in one case, there would be cooperators in the case who'd get up and testify that the individual who was charged with only X amount of drugs was actually involved with much more than that. And you knew that if you believed the witness, the sentence would be doubled, even though you thought that didn't make any sense. This was really just mostly how long the cops were on the corner watching the drug deals. It didn't make the guy who was dealing drugs on a bicycle any more culpable than the guy who was doing massive quantities into the country.So I would struggle with, “Do I really believe this man, the witness who's upping the quantity?” And the kinds of exercises I would go through to make sure that I wasn't making a decision because I didn't like the implications of the decision and it was what I was really feeling. So it's not been easy to write, and it's taken me a very long time. The other side of the coin is they're also incredibly honest with me, and sometimes I don't want to know what they're saying. Not like a sociologist who could say, “Oh, that's an interesting fact, I'll put it in.” It's like, “Oh no, I don't want to know that.”DL: Wow. The book sounds amazing; I can't wait to read it. When is it estimated to come out?NG: Well, I'm finishing it probably at the end of this year. I've rewritten it about five times. And my hope would be sometime next year. So yeah, it was organic. It's what I wanted to write from the minute I left the bench. And it covers the guideline period when it was lunacy to follow the guidelines, to a period when it was much more flexible, but the guidelines still disfavored considering things like addiction and trauma and adverse childhood experiences, which really defined many of the people I was sentencing. So it's a cri de cœur, as they say, which has not been easy to write.DL: Speaking of cri de cœurs, and speaking of difficult things, it's difficult to write about judging, but I think we also have alluded already to how difficult it is to engage in judging in 2025. What general thoughts would you have about being a federal judge in 2025? I know you are no longer a federal judge. But if you were still on the bench or when you talk to your former colleagues, what is it like on the ground right now?NG: It's nothing like when I was a judge. In fact, the first thing that happened when I left the bench is I wrote an article in which I said—this is in 2011—that the only pressure I had felt in my 17 years on the bench was to duck, avoid, and evade, waiver, statute of limitations. Well, all of a sudden, you now have judges who at least since January are dealing with emergencies that they can't turn their eyes away from, judges issuing rulings at 1 a.m., judges writing 60-page decisions on an emergency basis, because what the president is doing is literally unprecedented. The courts are being asked to look at issues that have never been addressed before, because no one has ever tried to do the things that he's doing. And they have almost overwhelmingly met the moment. It doesn't matter whether you're ruling for the government or against the government; they are taking these challenges enormously seriously. They're putting in the time.I had two clerks, maybe some judges have three, but it's a prodigious amount of work. Whereas everyone complained about the Trump prosecutions proceeding so slowly, judges have been working expeditiously on these challenges, and under circumstances that I never faced, which is threats the likes of which I have never seen. One judge literally played for me the kinds of voice messages that he got after a decision that he issued. So they're doing it under circumstances that we never had to face. And it's not just the disgruntled public talking; it's also our fellow Yale Law alum, JD Vance, talking about rogue judges. That's a level of delegitimization that I just don't think anyone ever had to deal with before. So they're being challenged in ways that no other judges have, and they are being threatened in a way that no judges have.On the other hand, I wish I were on the bench.DL: Interesting, because I was going to ask you that. If you were to give lower-court judges a grade, to put you back in professor mode, on their performance since January 2025, what grade would you give the lower courts?NG: Oh, I would give them an A. I would give them an A. It doesn't matter which way they have come out: decision after decision has been thoughtful and careful. They put in the time. Again, this is not a commentary on what direction they have gone in, but it's a commentary on meeting the moment. And so now these are judges who are getting emergency orders, emergency cases, in the midst of an already busy docket. It has really been extraordinary. The district courts have; the courts of appeals have. I've left out another court….DL: We'll get to that in a minute. But I'm curious: you were on the District of Massachusetts, which has been a real center of activity because many groups file there. As we're recording this, there is the SNAP benefits, federal food assistance litigation playing out there [before Judge Indira Talwani, with another case before Chief Judge John McConnell of Rhode Island]. So it's really just ground zero for a lot of these challenges. But you alluded to the Supreme Court, and I was going to ask you—even before you did—what grade would you give them?NG: Failed. The debate about the shadow docket, which you write about and I write about, in which Justice Kavanaugh thinks, “we're doing fine making interim orders, and therefore it's okay that there's even a precedential value to our interim orders, and thank you very much district court judges for what you're doing, but we'll be the ones to resolve these issues”—I mean, they're resolving these issues in the most perfunctory manner possible.In the tariff case, for example, which is going to be argued on Wednesday, the Court has expedited briefing and expedited oral argument. They could do that with the emergency docket, but they are preferring to hide behind this very perfunctory decision making. I'm not sure why—maybe to keep their options open? Justice Barrett talks about how if it's going to be a hasty decision, you want to make sure that it's not written in stone. But of course then the cases dealing with independent commissions, in which you are allowing the government, allowing the president, to fire people on independent commissions—these cases are effectively overruling Humphrey's Executor, in the most ridiculous setting. So the Court is not meeting the moment. It was stunning that the Court decided in the birthright-citizenship case to be concerned about nationwide injunctions, when in fact nationwide injunctions had been challenged throughout the Biden administration, and they just decided not to address the issue then.Now, I have a lot to say about Justice Kavanaugh's dressing-down of Judge [William] Young [of the District of Massachusetts]….DL: Or Justice Gorsuch, joined by Justice Kavanaugh.NG: That's right, it was Justice Gorsuch. It was stunningly inappropriate, stunningly inappropriate, undermines the district courts that frankly are doing much better than the Supreme Court in meeting the moment. The whole concept of defying the Supreme Court—defying a Supreme Court order, a three-paragraph, shadow-docket order—is preposterous. So whereas the district courts and the courts of appeals are meeting the moment, I do not think the Supreme Court is. And that's not even going into the merits of the immunity decision, which I think has let loose a lawless presidency that is even more lawless than it might otherwise be. So yes, that failed.DL: I do want to highlight for my readers that in addition to your books and your speaking, you do write quite frequently on these issues in the popular press. I've seen your work in The New York Times and The Boston Globe. I know you're working on a longer essay about the rule of law in the age of Trump, so people should look out for that. Of all the things that you worry about right now when it comes to the rule of law, what worries you the most?NG: I worry that the president will ignore and disobey a Supreme Court order. I think a lot about the judges that are dealing with orders that the government is not obeying, and people are impatient that they're not immediately moving to contempt. And one gets the sense with the lower courts that they are inching up to the moment of contempt, but do not want to get there because it would be a stunning moment when you hold the government in contempt. I think the Supreme Court is doing the same thing. I initially believed that the Supreme Court was withholding an anti-Trump decision, frankly, for fear that he would not obey it, and they were waiting till it mattered. I now am no longer certain of that, because there have been rulings that made no sense as far as I'm concerned. But my point was that they, like the lower courts, were holding back rather than saying, “Government, you must do X,” for fear that the government would say, “Go pound sand.” And that's what I fear, because when that happens, it will be even more of a constitutional crisis than we're in now. It'll be a constitutional confrontation, the likes of which we haven't seen. So that's what I worry about.DL: Picking up on what you just said, here's something that I posed to one of my prior guests, Pam Karlan. Let's say you're right that the Supreme Court doesn't want to draw this line in the sand because of a fear that Trump, being Trump, will cross it. Why is that not prudential? Why is that not the right thing? And why is it not right for the Supreme Court to husband its political capital for the real moment?Say Trump—I know he said lately he's not going to—but say Trump attempts to run for a third term, and some case goes up to the Supreme Court on that basis, and the Court needs to be able to speak in a strong, unified, powerful voice. Or maybe it'll be a birthright-citizenship case, if he says, when they get to the merits of that, “Well, that's really nice that you think that there's such a thing as birthright citizenship, but I don't, and now stop me.” Why is it not wise for the Supreme Court to protect itself, until this moment when it needs to come forward and protect all of us?NG: First, the question is whether that is in fact what they are doing, and as I said, there were two schools of thought on this. One school of thought was that is what they were doing, and particularly doing it in an emergency, fuzzy, not really precedential way, until suddenly you're at the edge of the cliff, and you have to either say taking away birthright citizenship was unconstitutional, or tariffs, you can't do the tariffs the way you want to do the tariffs. I mean, they're husbanding—I like the way you put it, husbanding—their political capital, until that moment. I'm not sure that that's true. I think we'll know that if in fact the decisions that are coming down the pike, they actually decide against Trump—notably the tariff ones, notably birthright citizenship. I'm just not sure that that's true.And besides, David, there are some of these cases they did not have to take. The shadow docket was about where plaintiffs were saying it is an emergency to lay people off or fire people. Irreparable harm is on the plaintiff's side, whereas the government otherwise would just continue to do that which it has been doing. There's no harm to it continuing that. USAID—you don't have a right to dismantle the USAID. The harm is on the side of the dismantling, not having you do that which you have already done and could do through Congress, if you wanted to. They didn't have to take those cases. So your comment about husbanding political capital is a good comment, but those cases could have remained as they were in the district courts with whatever the courts of appeals did, and they could do what previous courts have done, which is wait for the issues to percolate longer.The big one for me, too, is the voting rights case. If they decide the voting rights case in January or February or March, if they rush it through, I will say then it's clear they're in the tank for Trump, because the only reason to get that decision out the door is for the 2026 election. So I want to believe that they are husbanding their political capital, but I'm not sure that if that's true, that we would've seen this pattern. But the proof will be with the voting rights case, with birthright citizenship, with the tariffs.DL: Well, it will be very interesting to see what happens in those cases. But let us now turn to my speed round. These are four questions that are the same for all my guests, and my first question is, what do you like the least about the law? And this can either be the practice of law or law as an abstract system of governance.NG: The practice of law. I do some litigation; I'm in two cases. When I was a judge, I used to laugh at people who said incivility was the most significant problem in the law. I thought there were lots of other more significant problems. I've come now to see how incredibly nasty the practice of law is. So yes—and that is no fun.DL: My second question is, what would you be if you were not a lawyer/judge/retired judge?NG: Musical comedy star, clearly! No question about it.DL: There are some judges—Judge Fred Block in the Eastern District of New York, Judge Jed Rakoff in the Southern District of New York—who do these little musical stylings for their court shows. I don't know if you've ever tried that?NG: We used to do Shakespeare, Shakespeare readings, and I loved that. I am a ham—so absolutely musical comedy or theater.DL: My third question is, how much sleep do you get each night?NG: Six to seven hours now, just because I'm old. Before that, four. Most of my life as a litigator, I never thought I needed sleep. You get into my age, you need sleep. And also you look like hell the next morning, so it's either getting sleep or a facelift.DL: And my last question is, any final words of wisdom, such as career advice or life advice, for my listeners?NG: You have to do what you love. You have to do what you love. The law takes time and is so all-encompassing that you have to do what you love. And I have done what I love from beginning to now, and I wouldn't have it any other way.DL: Well, I have loved catching up with you, Judge, and having you share your thoughts and your story with my listeners. Thank you so much for joining me.NG: You're very welcome, David. Take care.DL: Thanks so much to Judge Gertner for joining me. I look forward to reading her next book, Incomplete Sentences, when it comes out next year.Thanks to NexFirm for sponsoring the Original Jurisdiction podcast. NexFirm has helped many attorneys to leave Biglaw and launch firms of their own. To explore this opportunity, please contact NexFirm at 212-292-1000 or email careerdevelopment@nexfirm.com to learn more.Thanks to Tommy Harron, my sound engineer here at Original Jurisdiction, and thanks to you, my listeners and readers. To connect with me, please email me at davidlat@substack.com, or find me on Twitter, Facebook, and LinkedIn, at davidlat, and on Instagram and Threads at davidbenjaminlat.If you enjoyed today's episode, please rate, review, and subscribe. Please subscribe to the Original Jurisdiction newsletter if you don't already, over at davidlat.substack.com. This podcast is free, but it's made possible by paid subscriptions to the newsletter.The next episode should appear on or about Wednesday, November 26. Until then, may your thinking be original and your jurisdiction free of defects. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit davidlat.substack.com/subscribe

We move on to the second story in the book, The Manchurian Gambit written by Michael B. Lee! This one has it all, kidnappings, kidnappings, double crosses, another kidnapping I think? And a trip to the Marshall Islands!I'm a sucker for these kinds of pure adventure stories so we are having a good time with this one. In this episode we read the novella by Eric Nylund set in the Crimson Skies universe (which seems like it is fresh for revisting to be honest).Our Socials Follow us at patreon.com/pixellitpod and hop into our Discord! Blue Sky: https://bsky.app/profile/pixellitpod.com Instagram: https://instagram.com/pixellitpodSynopsisWelcome to the world of Crimson Skies. The United States is a land torn apart by epidemic and war. With chaos on the ground, America's highways have been forced into the skies, a lawless new frontier where the flying ace—hero, pirate, villain—is king. Here are the exciting, danger-packed adventures of three such daredevils.The Case of the Phantom Prototype . A hefty payday convinced dogfight genius Paladin Blake to fly a top-secret aircraft into the Mojave Desert. But on this job, Blake must not only save himself, but thousands of others slated for death by an unseen foe.“Genghis” Kahn & the Manchurian Gambit. Why is the notorious leader of the Red Skull Legion pirate gang rescuing a lady in distress, returning gold, and duking it out in blazing air battles from Manhattan to Manchuria with no plunder in sight? Wonders never cease.Bayou Blues. Ever since flying ace Nathan Zachary made a pirate ship out of a stolen zeppelin, the gentleman air-pirate and his “Fortune Hunters” gang have roamed the globe in search of money, fame, and adventure. But a double-dealing Cajun sky-thief, a crooked businessman, and a pair of star-crossed lovers may just trump this ace in a high-stakes, high-altitude con game.

Every night, IT professionals across the country go home and cry. They work until 10PM unpaid. They become "the guy" their entire organization depends on. They stay in toxic jobs because they feel guilty, or because people are counting on them, or because they simply can't imagine leaving.In this episode of The Catalyst by Softchoice, we follow two IT professionals through their burnout journeys. Sean stayed at a behavioral health nonprofit for years, supporting 1500 users with just two techs and management that thought IT "just helps people log in." He rebuilt the entire infrastructure while crying himself to sleep at night, driven by mission and what clinical psychologist Dr. Rick Ginsberg calls "responsibility handcuffs."John worked at a Manhattan company where he felt so grateful for his salary that he stayed through years of abuse and lies. He'd sit at his desk until 9 or 10PM—not because of emergencies, but because he had no energy left to stand up.One stayed and rebuilt his broken department into a world-class operation. The other escaped to his dream job doing Linux work. Both had to heal from trauma. And according to Business Insider, 57% of IT workers report the same burnout they experienced.Through their stories and expert analysis from Dr. Rick Ginsberg, we explore why burnout has become epidemic in IT, what the warning signs are, and—most importantly—what can actually be done about it.Key Takeaways:Why IT professionals are particularly vulnerable to "responsibility handcuffs"The difference between staying to rebuild and knowing when to leaveHow gratitude can become a trap that keeps you in toxic environmentsWhat managers need to do differently to prevent team burnoutWhy 76% of IT workers say job stress is getting worse every year------------------------------------------------------This episode is brought to you by Softchoice Cloud Lifecycle Services Plus for Microsoft Azure. Get control of your Azure subscriptions, optimize your cloud spend, and access the technical support you actually need when you need it. Visit softchoice.com/azurecls to learn more.The Catalyst by Softchoice is the podcast dedicated to exploring the intersection of humans and technology.

Jeffrey Epstein's saga was never just the story of a sex-trafficking billionaire; it was the story of how power, intelligence, and money fuse into a single machine of influence. Documents released by the House Oversight Committee and reporting from outlets such as Drop Site revealed that Epstein's Manhattan apartment hosted figures like Yoni Koren, a senior Israeli intelligence officer tied to former Prime Minister Ehud Barak. Leaked emails and calendar entries show wire transfers, coded errands, and meetings that overlapped with Barak's dealings with former CIA Director Leon Panetta and other defense officials. These records—paired with years of silence from major media—suggest that Epstein operated as a broker of access, moving seamlessly between finance, technology, and national-security circles while prosecutors, politicians, and governments looked the other way.Behind the procedural delays and partisan noise in Washington lies the same motive that shielded Epstein in life: protection of the powerful. The stalled congressional vote to release the full, unredacted “Epstein files” reflects bipartisan fear of what the documents might confirm—that the scandal wasn't an anomaly but a glimpse of how the modern intelligence economy actually works. Epstein's homes, jets, and investments formed a web where blackmail, espionage, and profit overlapped. Whether he acted as asset or opportunist remains unproven, but the surviving records make clear that his network touched the highest levels of state and corporate power. What's at stake in the fight over those files isn't gossip—it's the map of a system built to ensure that truth itself remains classified.to  contact me:bobbycapucci@protonmail.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.

Jeffrey Epstein's saga was never just the story of a sex-trafficking billionaire; it was the story of how power, intelligence, and money fuse into a single machine of influence. Documents released by the House Oversight Committee and reporting from outlets such as Drop Site revealed that Epstein's Manhattan apartment hosted figures like Yoni Koren, a senior Israeli intelligence officer tied to former Prime Minister Ehud Barak. Leaked emails and calendar entries show wire transfers, coded errands, and meetings that overlapped with Barak's dealings with former CIA Director Leon Panetta and other defense officials. These records—paired with years of silence from major media—suggest that Epstein operated as a broker of access, moving seamlessly between finance, technology, and national-security circles while prosecutors, politicians, and governments looked the other way.Behind the procedural delays and partisan noise in Washington lies the same motive that shielded Epstein in life: protection of the powerful. The stalled congressional vote to release the full, unredacted “Epstein files” reflects bipartisan fear of what the documents might confirm—that the scandal wasn't an anomaly but a glimpse of how the modern intelligence economy actually works. Epstein's homes, jets, and investments formed a web where blackmail, espionage, and profit overlapped. Whether he acted as asset or opportunist remains unproven, but the surviving records make clear that his network touched the highest levels of state and corporate power. What's at stake in the fight over those files isn't gossip—it's the map of a system built to ensure that truth itself remains classified.to  contact me:bobbycapucci@protonmail.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.

Andrew Walworth, Tom Bevan and Carl Cannon discuss how both Republicans and Democrats are claiming victory following the longest government shutdown in history, and they preview tonight's House vote on reopening the government. Then, they talk about the new emails from Jeffrey Epstein about his involvement with Donald Trump which was released today by House Democrats, and the upcoming House vote on releasing the Epstein files. Plus, President John F. Kennedy's grandson Jack Schlossberg, who is best known for his social media posts, announced that he is running for Congress in New York's 12th District in central Manhattan. And winding it up, Fred Ryan, director of the Ronald Reagan Center on Civility and Democracy and publisher and CEO of the Washington Post from 2014 to 2023, joins the guys to discuss the Justice Department's decision to investigate the violence that broke out Monday on the Berkeley campus during an event sponsored by Turning Point USA, and what can be done to improve public dialogue about politics in general. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

Medicare Advantage has grown to insure over half of all Medicare beneficiaries, but with that explosive growth has come an explosion in fraud. Billions of dollars in taxpayer money are being siphoned off through schemes that exploit the program's risk-adjustment payment system—from upcoding patient diagnoses to fabricating medical conditions entirely. In today's episode, we sit down with Eva Gunasekera from Tycko Zavareei to break down how Medicare Advantage actually works, how it differs from traditional fee-for-service Medicare, and why the government chose to effectively privatize the nation's largest insurance program. We explore the various fraud schemes plaguing the system, who the typical defendants are, and the unique challenges prosecutors and whistleblowers face when calculating damages in these cases. Eva Gunasekera is a whistleblower attorney at Tycko Zavareei specializing in healthcare fraud cases. Learn more about Eva here: https://www.tzlegal.com/people/eva-gunasekera/ Fraud in America is made possible by the generous donation of Getnick Law, a boutique Manhattan law firm dedicated to fighting fraud and promoting business integrity. ------------------ Fraud in America Social Links

Mayor Eric Adams has vetoed a bill that would block rent hikes for low-income tenants who use city housing vouchers, a policy his own administration introduced. Meanwhile, New York City street vendors will rally outside City Hall Wednesday with tacos, churros and samosas to push for legislation creating 10,000 new vending permits over the next five years. Plus, Bagelfest returns to Citi Field on Sunday with tastings, competitions and a new “growth lab” featuring up and coming bakers from across North America.

Kansas Grain Sorghum Update Winter Wheat Weed Control Selecting Calves to Keep as Heifer Replacements   00:01:05 – Kansas Grain Sorghum Update: Kicking off today's show is Adam York, CEO of Kansas Sorghum Producers Association and administrator for Kansas Grain Sorghum Commission, as he highlights the importance of relationships for countries and sorghum growers. ksgrainsorghum.org agriculture.ks.gov   00:12:05 – Winter Wheat Weed Control: Sarah Lancaster, K-State weed specialist, continues the show as she talks about controlling mustards and winter annual grasses in winter wheat. Control of Mustards in Wheat - Timely Treatment is Important Winter Annual Grass Control in Winter Wheat eUpdate.agronomy.ksu.edu   00:23:05 – Selecting Calves to Keep as Heifer Replacements: Part of the Cattle Chat podcast from the Beef Cattle Institute ends the show as Brad White, Bob Larson, Phillip Lancaster and Scott Fritz discuss making the decision of what heifer calves to keep as replacements.  BCI Cattle Chat Podcast Bovine Science with BCI Podcast Email BCI at bci@ksu.edu     Send comments, questions or requests for copies of past programs to ksrenews@ksu.edu.   Agriculture Today is a daily program featuring Kansas State University agricultural specialists and other experts examining ag issues facing Kansas and the nation. It is hosted by Shelby Varner and distributed to radio stations throughout Kansas and as a daily podcast.   K‑State Research and Extension is a short name for the Kansas State University Agricultural Experiment Station and Cooperative Extension Service, a program designed to generate and distribute useful knowledge for the well‑being of Kansans. Supported by county, state, federal and private funds, the program has county Extension offices, experiment fields, area Extension offices and regional research centers statewide. Its headquarters is on the K‑State campus in Manhattan

We sure do compartmentalize things in lives, don't we?  If God is only a part of your life, we are missing something.  God can't be one part of our life; He needs to be the foundation of our lives.  Pastor Nate shares a great message about putting God first.  Let's dive in! Join us in person: 22811 S. Cedar Rd., Manhattan, IL 60442 Learn More: encounterthrive.com Give Online: encounterthrive.churchcenter.com/giving We sure do compartmentalize things in lives, don't we?  If God is only a part of your life, we are missing something.  God can't be one part of our life; He needs to be the foundation of our lives.  Pastor Nate shares a great message about putting God first.  Let's dive in! Join us in person: 22811 S. Cedar Rd., Manhattan, IL 60442 Learn More: encounterthrive.com Give Online: encounterthrive.churchcenter.com/giving

Scorpio Gold Corporation provided a comprehensive update on its 100%-owned **Manhattan District** in Nevada, where 19 high-potential exploration targets have now been outlined. Capitan Silver Corp. reported strong results from six new holes at its **Cruz de Plata** silver-gold project in Durango, Mexico, confirming the emergence of a new high-grade zone at Jesus Maria. 1911 Gold Corporation reported strong new drill results from the **True North Gold Project** in Manitoba, confirming high-grade gold mineralization at the **San Antonio West** target to depths of 630 meters. Marimaca Copper Corp. announced it has received formal environmental approval (RCA) for its Marimaca Oxide Project in Chile's Antofagasta region—marking a key milestone toward construction readiness.This episode of Mining Stock Daily is brought to you by… Vizsla SilverVizsla Silver is focused on becoming one of the world's largest single-asset silver producers through the exploration and development of the 100% owned Panuco-Copala silver-gold district in Sinaloa, Mexico. The company consolidated this historic district in 2019 and has now completed over 375,000 meters of drilling. The company has the world's largest, undeveloped high-grade silver resource. Learn more at ⁠https://vizslasilvercorp.com/⁠

The story of Saikat Chakrabarti begins in a time when his parents' and ancestors' country was being torn apart, almost literally. In this episode, meet and get to know Saikat. These days, he's busy knocking on doors and otherwise hitting the ground in a bid to represent San Francisco in the US Congress. As I write this, just last week, Speaker Emerita Nancy Pelosi announced that she would not run for a 20th term. Timing! Let's go back to mid-Nineteenth Century India. Because his dad's family is Hindu, they were forced to relocate after Indian/Pakistani partition, fleeing their home country of Bangladesh for Kolkata (Calcutta) in India. Folks had warned Saikat's grandfather, a school teacher, to leave, and they did. Once in Kolkata, his grandfather opened a school largely for the kids of other refugees living in the area. Owing to the school's success, he was able to secure a one-bedroom apartment for his family of 12—he, his wife (Saikat's grandmother), and 10 kids, including Saikat's father. Saikat has been back to that apartment. He says that, walking around that neighborhood all these years later, folks still recognize his dad thanks to what his grandfather did for them and their family. His mom had it better than his dad. But still, she went to a school with dirt floors. Saikat looks to his ancestors' struggles—the communities they were part of, and how those communities came together to address issues the government neglected—for inspiration today. When his dad was young, a friend took him to an office where he was pitched to come to the United States. There was a whole set-up. The sell was simply the so-called American Dream. Saikat's parents met in India through an arrangement. Their respective parents knew someone who set it all up. They met and got married about a week later in a field. The visa his dad had applied for at that office came through after he'd been married, making it a bigger decision than it would've been if he were still single. He was also the primary earner in his own family, and they didn't want him to leave. He decided to take that leap regardless. His dad showed up in the US with $8 in his pocket and no job yet secured. He slept on a friends' couch in Manhattan and hit the pavement, résumé in hand. And it worked. He got a job. Saikat's dad had studied civil engineering in college. His first job in his new country was with a company that built skyscrapers … NYC skyscrapers. It was 1979. Saikat's mom came to join her husband soon after, and they had their first kid, Saikat's older sister, while living in Queens. His dad and his mom also experienced their first cold-weather winter that year. After a stint in New York, Samir moved his family to Pittsburgh. He had visited there in the summer, liked it, got a job offer, but relocated in the winter. Once again, the weather got the better of the young family. Seeking a warmer climate, they moved to Texas, first to Houston, and then to Fort Worth. At this point in the podcast, I decided to do something I've never done in the eight years since Storied: San Francisco began. And that's because I've never had any guests on the show who are from where I'm from. I chose to dork out with Saikat about my hometown. Thank you for indulging us (me, really). The first question I had for Saikat is: What hospital were you born in? Harris Methodist. Holy shit, same! He asked me my age (52), what schools I went to (Bruce Shulkey Elementary, Wedgwood Middle School [Saikat went there for one year], and Southwest High School). What a fun turn on this podcast, me rattling off the schools I went to like born-and-raised San Franciscans do. Heh. I digress into a sidebar about the race riot that happened at my high school during my junior year. You'll have to listen, or you can read a little more about it here. Then we get to hear about Saikat's experience growing up in the same city. His family lived in a suburb (apparently not far from where my parents still live), and he describes his early life as fairly standard—hanging out with friends, going to the mall (the same mall I was a regular at a decade or so before). But, being an Indian-American, Saikat experienced racism I was privileged enough to avoid. Saikat makes a distinction, though, between intentional, malicious racism and what I'd call accidental or unintentional racism. It's an important distinction, and he says most of what he experienced in Fort Worth was the less-harmful variety. He summarizes his childhood thusly—family, school, the Bengali-American community in Fort Worth. One member of that community, Saikat's best friend from childhood, lives downstairs from him in San Francisco today. His whole world in high school was, as Saikat puts it: hip-hop, basketball, and math. He got into Harvard, which he says he didn't expect. Many of his friends went to UT Austin (my alma mater), and he figured he'd go there, too. But he wasn't about to pass up the opportunity to attend one of the most highly regarded universities in the country. But Harvard was a culture shock for Saikat. The Fort Worth community he'd known all his life was working- and middle-class. The student body at Harvard was largely kids who came from money and had wildly different interests than he did. Saikat went into his shell his freshman year. As he emerged from that shell, he found his people at Harvard. In 2007, Saikat graduated from Harvard with a degree in computer science. He'd spent a summer in San Francisco between his junior and senior years, and loved it. All his life, The City had been presented as this place where "cool shit happened." Movies, music, TV shows, skateboarding, the LGBTQIA and civil rights movements … and of course, the fledgling internet. Tech and social justice—both existed in a cutting-edge environment here. He lived in New York City for one year immediately after he graduated. We riff on life in NYC vs. life here, agreeing on most aspects. When it was time for Saikat to find a new place to live, San Francisco was the obvious choice. The woman he was dating (his wife and mother of his child today) went to school at Cornell in Ithaca, New York, where he visited often. But even her friends told Saikat that he was much more a NorCal-type. Unable to find housing anywhere else in SF, Saikat first landed in Park Merced. He was happy to have a San Francisco address, but didn't feel like he was living in The City. A trip to The Mission changed that quickly. Check back Thursday for Part 2 with Saikat. We recorded this podcast at Duboce Park Cafe in October 2025. Photography by Jeff Hunt

The All Local Afternoon Update for Tuesday, November 11th 2025

Register here to attend the live virtual event "How to Scale Your Portfolio, with Tenanted Cash Flowing, New Construction Properties" on Thursday, November 13th at 8pm Eastern. Keith discusses Billie Eilish's views on billionaires and contrasts her stance with Grant Cardone's, emphasizing the value billionaires bring.  Hear about the Fed's decision to end Quantitative Tightening (QT), predicting lower interest rates.  GRE Investment Coach, Naresh Vissa, joins the conversation to highlight the benefits of new build properties, such as lower maintenance and higher tenant quality, and mentions a 10% cashback incentive from builders.  Resources: Register for the event at GREwebinars.com Episode Page: GetRichEducation.com/579 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com or text 'GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:00   Keith, welcome to GRE. I'm your host. Keith Weinhold, should billionaires even exist? Why do so many people think that interest rates of all types are headed even lower than as a real estate investor, how to identify and capitalize on an opportunity in this era? It's something that I've never seen before. Today on get rich education   Speaker 1  0:27   since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Corey Coates  1:13   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:29   Welcome to GRE from flatiron, Manhattan to Flatbush, Brooklyn, across New York City and 188 world nations. This is Get Rich Education. I'm your host. Keith Weinhold, it's the longest federal government shutdown in US history. This whole thing has now lasted longer than most gym memberships. I guess the GDP stands for government doesn't produce, hmm. Before we get into our core investing and real estate content today, Billie Eilish, the singer, recently made some public remarks on whether or not billionaires should even exist. Yeah. Now if you're not familiar with her, Billie Eilish is known for her kind of unique style, sort of these baggy clothes, neon hair, avant garde fashion, and she has a reputation for being outspoken about a lot of things like mental health and body image and environmental issues. Now, in general, I respect people for speaking their mind, whether I agree or not, because a lot of people are just afraid to do that. Let's listen in to this short clip on what she said. You might have heard this because it was pretty widely broadcasted. Eilish spoke after receiving recognition at the Wall Street Journal innovator awards. This is courtesy of the AP. And then I'll come back to comment.   Speaker 2  2:58   We're in a time right now where the world is really, bad and really dark, and people need empathy and help more than kind of ever, especially in our country. And I'd say if you have money, it would be great to use it for good things and maybe give it to some people that need it and love you all, but there's a few people in here that have a lot more money than me, and if you're a billionaire, why are you a billionaire? No hate, but yeah, give your money away. Shorties. Love you guys. Thank you so much.   Speaker 3  3:40   First of all, without explicitly saying it, she's basically referencing how inflation widened the canyon between the haves and the have nots and GRE listeners that have acted have been on the right side of that canyon. I actually want to give Billie Eilish some credit here. Giving is virtuous. That is a good thing. In fact, next month, I plan to discuss the pros and cons of giving here on the show as we approach Christmas. Billie Eilish, she's certainly not a hypocrite either, because she's given away more than $10 million of her estimated $50 million dollar net worth. She's into feeding people and climate initiatives that right there is giving away more than 20% of your net worth, and that is really kind. Now, you heard her say there's a few people in here that have a lot more money than me, and she's right. Mark Zuckerberg was in that room. His net worth of over 200 billion means that his net worth is more than 4000 times greater than Billy eilish's. It sounds loosely like she's. shaming him for not giving away more of his wealth. And I don't know just offhand how much Zuck gives away, but this is where my credit to Billy Eilish stops. I think that it's okay for a person to be a billionaire. I wouldn't question that. I mean, a lot of times it meant that that person was willing to take risks that others would not dare try. A billionaire probably means you're a person of great value, and that you've hired hundreds or 1000s of other people, creating jobs for them. A billionaire has almost certainly created a product that society values. Jeff Bezos pioneered one day delivery. Zuckerberg connects people through his meta platforms. And now I'm not going to say that either one of those billionaires are perfect people. They are flawed, just like you and I. Billionaires probably pay more tax than the average person as well. That supports the infrastructure that you and I and everybody use, like building bridges or creating a fiber optic network. I would expect that a billionaire would be a giver as well. And see, if you're a billionaire, you have more ability to give than the average person does, you can make a greater impact. And see, this is where things really break down and not make sense. So if Billie Eilish is net worth is 50 million, Oh, apparently that's just okay. That's fine with her. But once it gets to 20 times greater than that, which is 1 billion, then it's not okay. So that means the line is drawn somewhere in there. That makes zero sense to me. The ceiling on what you're supposed to have in net worth is between 50 million and 1 billion. Like, I really do not get the logic on that one. And you know, a guest that we've had on the show here, Grant Cardone, whether you like him or not, he has had some on point remarks about these Billy Eilish comments himself to the question that she posited, which is, if you're a billionaire, why are you a billionaire? Cardone's answer is, if you're a pop star, why are you a pop star? Billy said, give your money away. Cardone's response to her is, give your music away. That's some food for thought there. That's my take on the Billy Eilish remarks on whether or not billionaires should exist. And if you want to hear Grant Cardone and I's conversation here on GRE, that was episode 264 the title of it is Keith Weinhold and Grant Cardone 10x your wealth number 264, a lot of listeners like that episode saying something like it was a dream to hear grant and I together for the first time. Like that, their favorite sales trainer on their favorite real estate show. You can listen by either scrolling way back to get rich education episode 264 in your podcatcher, or you can listen directly by going to get rich education.com/ 264,    Keith Weinhold  8:11   now the Fed has said that they are going to slow or end Qt, next month. All right, when Jerome Powell says something like this, what does that really mean to you as an investor? What can you expect ending QT? Well, you probably already know that QE quantitative easing that has the effect of creating dollars. Qt is the opposite. It has the effect of destroying dollars. So if they're ending Qt, this helps keep more dollars around in the future. So ending Qt then, like we expect soon, that really parallels a lower interest rate environment, because see lower rates already make dollars flow more freely. You probably remember the analogy that I introduced to you on the show earlier this year about how lower rates are like lowering the height of a dam wall. It makes it easier for water to flow, so then lowering rates makes it easier for money to flow, and that's because low savings account rates make people get money out of those vehicles. Okay, that's that low dam wall and low borrowing rates make that money flow as well. People will unlock dollars if rates are low, late last year, the Fed dropped rates a full 1% then they didn't make any moves for a while, until late this year, they've now dropped rates another half a percent. That's the environment that we're in. So then more QE and less QT. That further eases the flow of dollars, and it correlates with even lower rates that are coming in the future. Now it doesn't mean that they will. I'm not saying that they certainly will. There is just that tendency, that correlation. So we had pandemic era QE there about five years ago, that ended as we moved to Qt in 2022 and now what we're doing is unwinding Qt, moving back toward more flow, and it surely gets more technical than that. Ending Qt allows the Fed to expand its balance sheet again. Treasuries and mortgage backed securities, once matured, can now be replaced, and that injects liquidity into the system once again, and that is where we're going. Bank reserves are reaching ample levels again, and there is no need to put liquidity stress on money markets. A lot of these moves are here. What they're here for is to help ease the concerning labor market. It's been almost exactly three years now since chatgpt launched, and a while back, I mentioned how companies were newly interested in hiring the shiny new job that didn't exist before the AI prompt engineer that was one of the hottest jobs. Well, yeah, that was true back in 2023 but not so much. Now. A lot of companies have figured out that the employees that wanted to keep their job, well, they figured out real quick how to be the Ask AI, good questions guy, and we are seeing more layoffs later today, my guest and I will talk about that, and also he's going to make somewhat of a future mortgage rate forecast, or at least talk about the direction that they're going in. I think you're really going to like that. I don't predict rates myself, but sometimes a guest will. That's what's happening today. My point here is that with Qt ending, which again lowers the damn wall height and eases the flow of money, that parallels the fact that we have lower interest rates now than what we had one year ago, and we have lower interest rates now than what we had two years ago. As well, be mindful that you cannot get it all as a real estate investor. You cannot get soaring employment and low interest rates together. You cannot get those two things together, at least not for long. High employment means high rates. Low employment means low rates. Today's guest, and I will get into that as well.    Keith Weinhold  12:43   Well as we've had lower rates, hence a lower wall height, don't buy property and expect that you'll be able to refi into a lower rate within a year. If it happens, great. Don't buy expecting rents to go up or rates to go down, although many think that will happen. Just enjoy it. If it does, rent vesting has been on the rise lately. Yes, rent vesting. What that means is when you pay rent in the property where you live, and then the only properties that you own are rental properties. Rent vesting makes sense if you live in California, New York City and Boston, since rent to price ratios are so low there, and then you invest your dollars inland, that's how you can live in a high cost place and yet still benefit from cheap rental property and have income streams from them. You might remember that some months ago, I interviewed two listener guests on the show, everyday listeners, just like you, and California based investor and GRE listener, Joshua Fang, told us about his rent vesting. He pays rent in his primary residence, since the rent to price ratio might be three tenths of 1% there and then he owns property in GRE marketplace markets, I think it was Memphis and elsewhere where you're benefiting from, say, eight tenths of 1% that is called rent, vesting, investing in properties that make sense that you buy through GRE marketplace. And remember when Josh told us that passive income gives him time to enjoy life and even stop and watch two lizards for 15 minutes? Oh, what passive income can do. It's the quirky things that you remember. See. The point is that smart people in high cost states are rent vesting, if that's what you've got to do in order to own real assets. Then do it get on the right side, as this difference between the haves and the have nots just keeps expanding. I just did something that you might find interesting over the weekend for the first time in years. I visited that first fourplex building that I ever owned, which is also the first piece of real estate that I ever owned, that blue colored fourplex, and it is still blue. The address of that property is 925 east, 45th court, and it's in Midtown Anchorage. It has never been a pretty neighborhood, and I confirmed that it still is not. It looks a touch worse than when I owned it. I straightened up the curb appeal more than today's owner does. I bought the four Plex over 20 years ago for $295,000 and at that time, on the day that I bought. The total rents were $2,900 because it was 725 per door. I just looked on Zillow. And do you want to guess at its zestimated value today? Yes, it cost 295k back in 2002 and today, the Zestimate is 625k I don't know what today's rents are. My guess is that they're just short of $6,000 for all four units combined, two bed, one bath, 960 square foot units, really plain vanilla, boring looking housing, but it's certainly not like a crime ridden slum. It's just that depressing looking block that's just chock full of disorder and these other four Plex buildings and dumpsters all over the place. But yeah, that's how it all began for me. I visited that building again, and I haven't owned it in a while. I 1031 exchange out of it and into an eight Plex in 2013 if it weren't for that building, you would not be listening to me right now, and you would not have heard of me, because this show wouldn't exist big thanks to the three and a half percent down FHA loan for someone that came from humble means, like me.    Keith Weinhold  17:03   Last month, I did a running race that goes up a ski jump that was pretty cool. It gets so steep that you have to grab onto a cargo net to pull yourself up. It's almost like a rope ladder. I did not win. I got fifth out of 21 competitors in that race. Hey, I like to get out and physically challenge myself. After talking real estate all day, my body weight is up a little. It's currently sitting at 178 pounds. That's 81 kilograms for our European listeners, and it hit its recent bottom of 172 back on the Fourth of July. That's by design. I need to be really leaned out for a big Independence Day race every summer. You know, I'm one of those guys where I still cannot compete with bodybuilders because I'm too lean, and yet I don't win running races because I'm too bulky, so I'm more of an all around guy. I do about seven different sports, and that's exactly how I win nothing and always get like, fifth place or worse. This major mammal has got to keep himself moving, In any case.   Keith Weinhold  18:17   next week here on the show, we'll talk to a Harvard grad. She's super interesting. She used to work at Apple, and then she founded an AI centric property management company so that you can use her platform to self manage and leverage AI. But are we at the point where your tenant would really talk to a chatbot? Would that fly? And if society is there, well then do property management fees and everything start trending towards zero. I'm going to ask her about that. That's next week. As for today, you know, the world series ended about a week ago, and what I did is that I watched 10 commercials during the World Series, and then I jotted down the name of each sponsor, and here's who the World Series advertisers were just in this one segment where I paid attention to them. They're all big brands that you've heard of atnt Liberty, mutual nature made brand items like vitamins and supplements, Starbucks, Coors, light, Qdoba, Capital One, Home Depot, crest, white strips and Jim Beam, all right, those were the 10. What do those 10 have in common? More or less, any ideas there those 10 products and companies are all for consumer products. That's the common link. And that might seem so obvious that you wouldn't even think of it. Well, this is because most ads are for consumer products. Those ads fuel consumerism. And there's nothing wrong with that at all. That. Represents an economy. In fact, I use some of those very companies in my personal life.    Keith Weinhold  20:04   But here's the difference here at GRE our sponsors help you produce, not consume. Think about that as you listen to me in this spot for freedom, family investments and then Ridge lending group, then I'm coming back for more with a terrific guest.    Keith Weinhold  20:23   You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why? Fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom family investments.com/gre, or send a text. Now it's 1-937-795-8989, yep, text their freedom coach, directly. Again, 1-937-795-8989,   Keith Weinhold  21:34   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally while it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   John Lee Dumas  22:08   this is Entrepreneur on fires, John Lee, Dumas, don't follow Money. Make money. Follow you with get rich. Education.   Keith Weinhold  22:22   So we have a familiar voice back on the show. It's an in house discussion here with our own GRE investment coach. And like I've told you before, he's got both the formal education with his MBA and the self education, because he's an active real estate investor for four years now, he has helped you completely free, usually over the phone, sometimes on Zoom. He learns your own personal goals and then helps you find the market that's right for you in fitting those goals. And I've had listeners like you tell me that, you know, I can't believe that getting his actionable insight is free, and now he can help you best, though, if you're ready to own more income property, he even helps connect you with the exact property address, like say, 321, raspberry Street in Huntsville, Alabama. So it's great to welcome back to the show and provide the listener with a respite from my mouth breathing rhetoric and discourse, it is GRE investment coach. Naresh Vissa,   Naresh Vissa  23:24   thanks a lot, Keith. I can't believe it's been four years. It's been four amazing years, and congratulations to you and to GRE for being around so long and together, we have grown our listenership, and we appreciate all of you listeners, listening out there, for sure,   Keith Weinhold  23:42   real estate activity has slowed down overall, but things are still really vibrant. Here at GRE we see more activity than we saw last year, and when we talk about increasing activity, Naresh, the Fed, looks to do that when they reduce interest rates, that incentivizes businesses to borrow, that incentivizes consumers to spend, because, for example, they're not getting as high of a yield and their savings account. So now we're here in this fed cutting cycle. Tell us what that means from your perspective.   Naresh Vissa  24:15   We talked about this a few months ago when I was on the podcast at the Federal Reserve. I predicted that the Federal Reserve would begin a rate cutting cycle, and that this cycle would be extensive. It would not be an overnight, 100 basis point cut, or anything like that we saw in March. So that rate cutting cycle has begun, and they continue to cut. And we did an entire episode on President Trump and the name calling with Federal Reserve Chair Jerome Powell, whose term ends in the middle of next year. It's May of next year, when he's leaving. And with all that pressure, I predicted that the Fed would begin its rate cutting cycle. We are in the. Cutting cycle right now. They did a few cuts last year and stopped, which I thought were mistakes. But with that being said, we are in the thick of this cutting cycle. We are going to see more cuts moving forward. And what that means you're already seeing it. As a real estate investor, you are seeing, I don't want to say low interest rates, but lower interest rates compared to where we were a year ago, compared to where we were certainly 234, years Well, maybe not four years ago, but three years ago, we are seeing far lower interest rates, and we will continue to see interest rates, in the sense of mortgage rates, plummet as a result of this. So enjoy the low rates while they last, because they're not going to last forever. Nothing lasts forever, but the Federal Reserve, you throw in the government shutdown, I think it makes sense that the Federal Reserve continues to cut, because there's no telling where inflation is going to go. The experts thought that inflation would go up, up, up, up and be a significant problem. They've been saying that since the election winner last year or the election night last year, we haven't necessarily seen that. We have seen inflation somewhat go up, but we haven't seen that runaway inflation that many of the experts predicted as a result of the tariffs, as a result of the rate cutting, I think it definitely helps that number one, Doge, cut several government programs and cut a lot of government spending, not as much as they thought they would, but they cut enough to where they're limiting the amount of federal government spending. We've also seen mass layoffs, mass layoffs in the public sector, which has seeped into the private sector as well, because many of these private companies, like an Accenture, for example, many of these tech companies that were getting subsidies from the government, that funding has stopped, and that has led to layoffs. Now, what layoffs do is layoffs create, I don't want to say deflation, but layoffs are disinflationary, right? And we've seen significant layoffs, like I said, since February of earlier this year, when Doge was in the thick this government shutdown has led to mass layoffs as well. So we've seen 10s of 1000s of people well, we've seen hundreds of 1000s of people furloughed, if not at least a million people furloughed now, they will end up getting their pay, but we've seen 10s of 1000s of people laid off as a result of this government shutdown. And what that means is, again, this is very disinflationary. That's less money that the government is spending moving forward, not just right now, but moving forward. So there's a savings there that's also more people who are probably going to hold on to their cash as tightly as possible as they find new work. So this is, once again, disinflationary. And what does all this mean? All of this, to me, seems disinflationary. It goes against the narrative that when you cut interest rates, inflation goes up. It goes against a narrative that when you implement tariffs, inflation goes up, and that's why we haven't seen the runaway inflation that many so called experts were predicting. I think moving forward, the Fed continues to cut because of the weakness, at least when it comes to the job situation, because of the weakness with jobs, and because of unemployment, it's gone up somewhat. I think the Fed ends up continuing their rate cutting cycle through the end of Powell's term, and it could be just a series of 25 basis points every time they meet. Maybe if things get if there's something that they don't like, they up it to 50 basis points at one of the meetings. But the bottom line is, I think they're just going to keep cutting until Powell is gone, and then Trump will put in his guy into the Fed chair. And by that point, we may have cut enough to where there's not much left to cut yet, and that's when we're going to see there's a chance that could happen, or there's a chance the next guy will pick up where Powell left off and and do series of cuts as well. But what that means is that mortgage rates, we can expect, that's one of the most common questions I get from GRE followers, yeah, it's where do you see mortgage rates going? Because these people, they're not a lot of our followers, they're not following the intricacies of the market. Most of our followers have full time jobs as doctors or dentists or engineers or IT workers, and they're not following the ins and outs. And so the most common question that I get is, where are interest rates going? And I've been pretty spot on for the past few years, minus a few mistakes that I thought the Fed made. But I'm very confident when I say, just like I said when I came on earlier this year, that interest rates are on their way down there, and they are not on their way up.   Keith Weinhold  29:51   Just wait until this administration gets their guy in as the Fed chair. It almost feels like we're going to see a Javier Malay Argentina. President, you know, coming in with the chainsaw, they want to cut rates so aggressively, this administration, and Jerome Powell has sort of been a buffer against that, and Naresh has been using the term disinflation. I don't want you, the listener, to confuse that with deflation. Deflation means an increase in the purchasing power of your dollar, something that we rarely see. Disinflation means a slowing in price increases, meaning the rate of inflation goes down. And yes, I think it's been pretty obvious, and I've stated on the show before as well, that the Fed cares more about the employment situation than they do the inflation situation, probably, and you as an investor, you need to be careful what you wish for, because low rates sound really good, and they can be, but high employment typically correlates with high interest rates of all types, and lower employment typically correlates with low rates of all types. Rates get lowered because they know that the economy needs the help so you can't get both. You can't get both high employment and low rates. That condition doesn't persist for very long. And the Naresh during this part of the cycle, it's really been unusual and interesting at how new build properties have such advantages for investors today, including the aberration that the median new build property costs $33,500 less than the median existing property. That data is per the NAR when we think about new build property. Well, wait, first of all, that sounds amazing, and some people are incredulous about that, but there are reasons that the average new build property costs less. A lot of times the size is smaller. A lot of builders are building further from city centers. So I think before an investor gets in and buys a new build property, one really important question for them to ask is, oh, okay, well, how far is that property from an employment center. But otherwise, it's really the right time in the cycle for new build. New build can make your investment more passive. You know, you've got new fixtures, of course, and a warranty, and you're going to have lower insurance costs as well, typically, on a new build property. And Naresh, as you're talking with our followers and investors about new build property. I'm just kind of wondering, do you get more people that want to self manage the property because it's new build, because they figured that their maintenance and repair requests are going to be fewer? Or what do you see in there?   Naresh Vissa  32:35   No, not at all. Because the strength of GRE is that we connect investors, we coach investors so that they can own real estate around the country. They're not owning real estate in their neighborhood or in the area that they live in. We only focus on markets that make sense, generally linear markets, state friendly landlord friendly states, those other markets we are focusing on. So even with new builds we are seeing, I would say 100% of investors saying, hey, I want professional property manager, managing the property that's extremely, extremely common, that is the norm. I will also say, with new builds you brought up earlier, when you introduced me, I own several properties. The last two properties I bought were new construction. Were new builds. Yeah. And I personally comparing the first six properties of rehabs to my last two, which were new builds, I've had far fewer issues with the new builds, not just far fewer issues. I would say overall, the profitability has been greater with the new builds, despite the pro forma initially showing that I would barely Break Even now, I did buy several several years ago before all this appreciation and inflation hit. But it certainly helped a lot to have new builds where the maintenance is far lower and where the quality of the tenant is extremely high. So I generally recommend our investors, if you have the capital available, and generally, just to keep things simple, I say if you have $100,000 in liquid cash ready to go, there's no reason why you shouldn't be buying a new build. Would I waste my time with the rehabs, with the burrs. I mean, those could be profitable too. You should never say no to anything but the new builds. I've slept better at night because of those reasons, because I know at least for the first 10 years that there aren't going to be any major problems and the quality of the tenant is going to be far higher. So I'm a huge fan of new builds, not pre construction. Pre construction means you're buying a plot of land, and then you hope that the builder is going to build a home on top of it. And most of the time, the builder does, but many times, as we saw during the pandemic, there were key. Countless stories around the country of developers selling pre construction and then nothing ever got built. They ended up flipping the land and generating a profit off of it. I don't recommend those at all, but new construction is the way to go. And I'll also add one more tidbit about the previous topic that we talked about, regarding interest rates also remember that lower interest rates mean that the government and their debt they're going to be paying, they can refinance their debt and pay lower interest on their debt when interest rates go down. So that's also going to help reduce the the deficit, and it's going to help reduce the debt as well. So that will help bring inflation down.   Keith Weinhold  35:42   We're talking about buying a property that's already built with new construction, and in a lot of cases, like we'll talk about shortly, it's already tenanted for you as well. So it really reduces the guesswork and the waiting. And of course, new build properties tend to appreciate better than existing properties. So, yeah, tell us more about new build properties, because they tend to be in Florida and Texas that really has an outsized number of them right now. And that's where the builders are really giving incentives when we talk about appreciation, and where we think about appreciation going in the future. You know, appreciation has been really tepid, really boring. Prices have even contracted a little in some Florida and Texas sub markets, but with the long term trend, visual capitalists just shared a terrific map from today to 2050 for example, the Texas population is expected to grow 27% one of the fastest growth states that there is going to be. And a lot of people say, Oh, isn't it going to pass California in population soon? No, not anytime soon. It'll be decades. California is expected to grow 8% over the next 25 years, but Texas is a place where the numbers still can make sense on new build, because you have some overbuilding. So some builders are really incentivized to give you a good deal.   Naresh Vissa  37:06   Well, there are several markets in general. Let's just talk about it. You use an important term, which is appreciation. With new builds, the likelihood of appreciation is greater. This is statistically backed up. You can go check your sources, but the likelihood of appreciation is far greater with new builds compared to older rehabs, a property that's 50 years old, six years old. In fact, those properties probably appreciated early on in their life cycle, and that's just generally how it works. So with new builds, I say look, cash flow is still important. Cash flow is one of the tenets of real estate paying five ways. It's one of the core tenets of get rich education. But you also have that appreciation play with new builds. Again, it's about markets, because if you're buying a new build in, let's say a California or a New York or a New Hampshire, some really anywhere in the northeast, then it is somewhat of a speculative play, depending on the price point, depending on a lot of different other factors. But when you're talking about the markets that we operate in at GRE you brought up two of them, Florida and Texas. There are other markets, like in Tennessee and Oklahoma, where we have new constructions, and they are also positive, cash flowing, high appreciation place. So you just never know what's going to happen. I bought a new construction, for example, just outside of Memphis six years ago. It was just outside of Memphis in Mississippi six years ago, and I bought it for purely cash flow purposes. The pro forma looked good. Property was brand new. It was near several areas where there were many jobs. So I said, Hey, this is a good cash flow play. And I even remember asking my sales agent, hey, what do you think about appreciation? I usually never buy for appreciation, but this is a new construction. What do you think? And he said, You know what? I don't know if this is really going to appreciate that much. I'm not really sure about that. So I said, that's fine. I like the cash flow. Well, fast forward, six years later, as I said, we you just never know what's going to happen. We saw this inflation. We also saw an influx of people migrating into Tennessee, migrating into Mississippi, especially that Mississippi Tennessee border migrating into the Memphis area. Now we have the Trump administration, sent in the National Guard  about about a month ago, sent in the National Guard into the Memphis area, and they haven't left. They're still there, and crime has is at least based on the numbers that crime has really the National Guard has made a big difference on crime, and that's usually the number one deterrent for a market like Memphis. The point that I'm making here is that you just never know what's going to happen with these new construction builds. If you can get positive cash flow, I always tell our listeners. Shouldn't buy a new construction that's negatively cash flowing. You still want to protect yourself. You don't want to be paying money out of your bank account to own a property. Money should be coming in. So you still want to be positive cash flow. And the appreciation is a huge, huge plus, even in areas that you would not think or that you would not expect to appreciate all that much.   Keith Weinhold  40:22   Appreciation just is not as much of a story over on some other platforms, perhaps, or the way that people think about it, because if you pay all cash, appreciation isn't that good for you, but you're leveraged at four to one or five to one with a 20 to 25% down payment, which can really give you those outsized rates of return, which aligns with what we talk about here at GRE Well, we have a live upcoming virtual event. It is this coming Thursday, and before I ask you if you have anything else to tell the audience here as we wrap up, Naresh, it is hosted by you. So it is co hosted by our own in house investment coach Naresh, and our guest that you heard last week here on the show radio veteran Adam. The Event Thursday is called how to scale your portfolio with tenanted cash flowing new construction properties where you can get up to $41,000 cash back after closing, we talk about these builder incentives. So today's real estate market is really giving buyers opportunities for new builds that I haven't seen, maybe ever. Builders are incentivized to move their properties, and we've made headway with builders to get you up to a 10% cash back incentive at closing when you purchase, you can either take the cash at closing or boost your cash flow by buying down your rate, perhaps get some rent credits, so learn how you can take advantage and really prime yourselves for moves today that are going to lead to your success in coming years. And we have tenanted again, tenanted already occupied new build properties in hot markets like Houston, San Antonio, Dallas, Texas, ready for you to purchase with up to that 10% builder incentive so that you can cash flow from day one. And these properties are really in high quality communities, primarily owner occupied, high appreciation, upside, solid rent growth. So learn the strategy, learn the markets and even see available new build income property. The benefit of you attending is that you can have your questions answered in real time by Naresh or Adam. You can sign up for that now at grewebinars.com It is Thursday, November 13, at 8pm Eastern. Any last thoughts as we lead into Thursday, Naresh?   Naresh Vissa  42:45   Gre, webinars.com gre, webinars.com go to that website to register for our free online special event. It will be live. I'm going to be there with Adam. You heard on last week's podcast, we've got some great deals and great incentives, like what you said, Keith, and they're all new constructions. They're all new constructions, mostly in Texas. And these are major markets in Texas too. We're not talking, yeah, many of our followers and listeners, they see a new construction, and they're like, I've never heard of this place in Alabama, or I've never heard of this place in Oklahoma. These are in legitimate suburbs, areas outside of Dallas, Houston, San Antonio, some of them are even in Dallas, Houston, San Antonio proper. So these are markets that everybody is familiar with. It's not some podunk town that you may have seen on our GREmarketplace or GRE spreadsheet in an Arkansas or in Alabama. These are mostly in Texas. The incentives are great, and these are national builders as well. These are not small, no name, Mom and Pop builders. These are national builders who we are working with to offer these special incentives. These are names like you've heard. Many people have heard. Some of them are publicly traded companies like an LGI, that's a very large national builder. That's who we've partnered with to get these deals so grewebinars.com is the link to register for our online special event. GREwebinars.com. I hope to see all of you this Thursday,   Keith Weinhold  44:31   major builders, major markets and major incentives on new build property. You're going to hear more from Naresh on Thursday, it's been great having you back on the show.   Naresh Vissa  44:43   Thanks a lot. Keith   Keith Weinhold  44:50   oh yeah. Naresh does a better job of hosting GRE webinars than I do. In my opinion, you'll remember that I hosted them myself until 2020 23 but you know, maybe I'll come on to a future event for just the first five minutes on one of the upcoming ones, and give an intro before I let the real pros take over. This event is called really just what it is, how to scale your portfolio with tenanted cash flowing new construction properties. It's co hosted by Naresh and Adam, who you met last week. I have never seen this before, where the builder is giving you a fat 10% discount after closing, 10% you can use those 10s of 1000s of dollars to buy your rate down into the fours or other things like use it toward a down payment on another property, pair it with DSCR loans and pay no mortgage insurance on either property. You could buy one property or two properties or 18 properties through the event and DSCR loans. You might remember that means no time consuming income verification, no concerns about your debt to income ratio or W twos or tax returns. We'll show you how to do it all. Like Naresh was saying, we eat our own cooking. We ourselves. Here at GRE are investors too, and we are buying new build for our own personal portfolios. The time is right for this. It wasn't a few years ago, and a few years from now, it probably won't be either. Hundreds are already signed up for it. It is this Thursday, at 8pm Eastern. It's GRE, last event of the year. This is it one last time attend by signing up at grewebinars.com that's grewebinars.com Until next week, I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 4  46:59   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively. You   Keith Weinhold  47:27   The preceding program was brought to you by your home for wealth building, get richeducation.com  

John 1:16. From His fullness, we've received grace upon grace. The life that pleases God isn't built on striving but surrender a life placed on the altar, renewed by His Spirit, and shaped by grace. This Sunday, Pastor Kevin Myers shares how living as a living sacrifice transforms who we are and why we're here. Grace doesn't just save us; it sustains us. From His fullness He favors you.

WhoWes Kryger, President and Ayden Wilbur, Vice President of Mountain Operations at Greek Peak, New YorkRecorded onJune 30, 2025About Greek PeakClick here for a mountain stats overviewOwned by: John MeierLocated in: Cortland, New YorkYear founded: 1957 – opened Jan. 11, 1958Pass affiliations: Indy Pass, Indy+ Pass – 2 daysClosest neighboring U.S. ski areas: Labrador (:30), Song (:31)Base elevation: 1,148 feetSummit elevation: 2,100 feetVertical drop: 952 feetSkiable acres: 300Average annual snowfall: 120 inchesTrail count: 46 (10 easier, 16 more difficult, 15 most difficult, 5 expert, 4 terrain parks)Lift count: 8 (1 fixed-grip quad, 2 triples, 3 doubles – view Lift Blog's inventory of Greek Peak's lift fleet)Why I interviewed themNo reason not to just reprint what I wrote about the bump earlier this year:All anyone wants from a family ski trip is this: not too far, not too crowded, not too expensive, not too steep, not too small, not too Bro-y. Terrain variety and ample grooming and lots of snow, preferably from the sky. Onsite lodging and onsite food that doesn't taste like it emerged from the ration box of a war that ended 75 years ago. A humane access road and lots of parking. Ordered liftlines and easy ticket pickup and a big lodge to meet up and hang out in. We're not too picky you see but all that would be ideal.My standard answer to anyone from NYC making such an inquiry has been “hahaha yeah get on a plane and go out West.” But only if you purchased lift tickets 10 to 16 months in advance of your vacation. Otherwise you could settle a family of four on Mars for less than the cost of a six-day trip to Colorado. But after MLK Weekend, I have a new answer for picky non-picky New Yorkers: just go to Greek Peak.Though I'd skied here in the past and am well-versed on all ski centers within a six-hour drive of Manhattan, it had not been obvious to me that Greek Peak was so ideally situated for a FamSki. Perhaps because I'd been in Solo Dad tree-skiing mode on previous visits and perhaps because the old trailmap presented the ski area in a vertical fortress motif aligned with its mythological trail-naming scheme:But here is how we experienced the place on one of the busiest weekends of the year:1. No lines to pick up tickets. Just these folks standing around in jackets, producing an RFID card from some clandestine pouch and syncing it to the QR code on my phone.2. Nothing resembling a serious liftline outside of the somewhat chaotic Visions “express” (a carpet-loaded fixed-grip quad). Double and triple chairs, scattered at odd spots and shooting off in all directions, effectively dispersing skiers across a broad multi-faced ridge. The highlight being this double chair originally commissioned by Socrates in 407 B.C.:3. Best of all: endless, wide-open, uncrowded top-to-bottom true greens – the only sort of run that my entire family can ski both stress-free and together.Those runs ambled for a thousand vertical feet. The Hope Lake Lodge, complete with waterpark and good restaurant, sits directly across the street. A shuttle runs back and forth all day long. Greek Peak, while deeper inland than many Great Lakes-adjacent ski areas, pulls steady lake-effect, meaning glades everywhere (albeit thinly covered). It snowed almost the entire weekend, sometimes heavily. Greek Peak's updated trailmap better reflects its orientation as a snowy family funhouse (though it somewhat obscures the mountain's ever-improving status as a destination for Glade Bro):For MLK 2024, we had visited Camelback, seeking the same slopeside-hotel-with-waterpark-decent-food-family-skiing combo. But it kinda sucked. The rooms, tinted with an Ikea-by-the-Susquehanna energy, were half the size of those at Greek Peak and had cost three times more. Our first room could have doubled as the smoking pen at a public airport (we requested, and received, another). The hill was half-open and overrun with people who seemed to look up and be genuinely surprised to find themselves strapped to snoskis. Mandatory parking fees even with a $600-a-night room; mandatory $7-per-night, per-skier ski check (which I dodged); and perhaps the worst liftline management I've ever witnessed had, among many other factors, added up to “let's look for something better next year.”That something was Greek Peak, though the alternative only occurred to me when I attended an industry event at the resort in September and re-considered its physical plant undistracted by ski-day chaos. Really, this will never be a true alternative for most NYC skiers – at four hours from Manhattan, Greek Peak is the same distance as far larger Stratton or Mount Snow. I like both of those mountains, but I know which one I'm driving my family to when our only time to ski together is the same time that everyone else has to ski together.What we talked about116,000 skier visits; two GP trails getting snowmaking for the first time; top-to-bottom greens; Greek Peak's family founding in the 1950s – “any time you told my dad [Al Kryger] he couldn't do it, he would do it just to prove you wrong”; reminiscing on vintage Greek Peak; why Greek Peak made it when similar ski areas like Scotch Valley went bust; the importance of having “hardcore skiers” run a ski area; does the interstate matter?; the unique dynamics of working in – and continuing – a family business; the saga and long-term impact of building a full resort hotel across the street from the ski area; “a ski area is liking running a small municipality”; why the family sold the ski area more than half a century after its founding; staying on at the family business when it's no longer a family business; John Meier arrives; why Greek Peak sold Toggenburg; long-term snowmaking ambitions; potential terrain expansion – where and how much; “having more than one good ski season in a row would be helpful” in planning a future expansion; how Greek Peak modernized its snowmaking system and cut its snowmaking hours in half while making more snow; five times more snowguns; Great Lakes lake-effect snow; Greek Peak's growing glade network and long evolution from a no-jumps-allowed old-school operation to today's more freewheeling environment; potential lift upgrades; why Greek Peak is unlikely to ever have a high-speed lift; keeping a circa 1960s lift made by an obscure company running; why Greek Peak replaced an old double with a used triple on Chair 3 a few years ago; deciding to renovate or replace a lift; how the Visions 1A quad changed Greek Peak and where a similar lift could make sense; why Greek Peak shortened Chair 2; and the power of Indy Pass for small, independent ski areas.What I got wrongOn Scotch Valley ski areaI said that Scotch Valley went out of business “in the late ‘90s.” As far as I can tell, the ski area's last year of operation was 1998. At its peak, the 750-vertical-foot ski area ran a triple chair and two doubles serving a typical quirky-fun New York trail network. I'm sorry I missed skiing this one. Interestingly, the triple chair still appears to operate as part of a summer camp. I wish they would also run a winter camp called “we're re-opening this ski area”:On ToggenburgI paraphrased a quote from Greek Peak owner John Meier, from a story I wrote around the 2021 closing of Toggenburg. Here's the quote in full:“Skiing doesn't have to happen in New York State,” Meier said. “It takes an entrepreneur, it takes a business investor. You gotta want to do it, and you're not going to make a lot of money doing it. You're going to wonder why are you doing this? It's a very difficult business in general. It's very capital-intensive business. There's a lot easier ways to make a buck. This is a labor of love for me.”And here's the full story, which lays out the full Togg saga:Podcast NotesOn Hope Lake Lodge and New York's lack of slopeside lodgingI've complained about this endlessly, but it's strange and counter-environmental that New York's two largest ski areas offer no slopeside lodging. This is the same oddball logic at work in the Pacific Northwest, which stridently and reflexively opposes ski area-adjacent development in the name of preservation without acknowledging the ripple effects of moving 5,000 day skiers up to the mountain each winter morning. Unfortunately Gore and Whiteface are on Forever Wild land that would require an amendment to the state constitution to develop, and that process is beholden to idealistic downstate voters who like the notion of preservation enough to vote abstractly against development, but not enough to favor Whiteface over Sugarbush when it's time to book a family ski trip and they need convenient lodging. Which leaves us with smaller mountains that can more readily develop slopeside buildings: Holiday Valley and Hunter are perhaps the most built-up, but West Mountain has a monster development grinding through local permitting processes: Greek Peak built the brilliant Hope Lake Lodge, a sprawling hotel/waterpark with wood-trimmed, fireplace-appointed rooms directly across the street from the ski area. A shuttle connects the two.On the “really, really bad” 2015 seasonWilbur referred to the “really, really bad” 2015 season. Here's the Kottke end-of-season stats comparing 2015-16 snowfall to the previous three winters, where you can see the Northeast just collapse into an abyss:Month-by-month (also from Kottke):Fast forward to Kottke's 2022-23 report, and you can see just how terrible 2015-16 was in terms of skier visits compared to the seasons immediately before and after:On Greek Peak's old masterplan with a chair 6I couldn't turn up the masterplan that Kryger referred to with a Chair 6 on it, but the trailmap did tease a potential expansion from around 2006 to 2012, labelled as “Greek Peak East”:On Great Lakes lake-effect snow This is maybe the best representation I've found of the Great Lakes' lake-effect snowbands:On Greek Peak's Lift 2What a joy this thing is to ride:An absolute time machine:The lift, built in 1963, looks rattletrap and bootleg, but it hums right along. It is the second-oldest operating chairlift in New York State, after Snow Ridge's 1960 North Hall double chair, and the fourth-oldest in the Northeast (Mad River Glen's single, dating to 1948, is King Gramps of the East Coast). It's one of the 20-oldest operating chairlifts in America:As Wilbur says, this lift once ran all the way to the base. They shortened the lift sometime between 1995 and '97 to scrape out a larger base-area novice zone. Greek Peak's circa 1995 trailmap shows the lift extending to its original load position:Following Pico's demolition of the Bonanza double this offseason, Greek Peak's Chair 2 is one of just three remaining Carlevaro-Savio lifts spinning in the United States:The Storm explores the world of lift-served skiing year-round. Join us. Get full access to The Storm Skiing Journal and Podcast at www.stormskiing.com/subscribe

TV Guide October 31 - November 6, 1987 This week Ken welcomes writer, comedian and artist Mary Houlihan to the show. Ken and Mary discuss new ways to greet people, how awful the world is, growing up in New Jersey, how New Jersey is actually nice, checking out the woods, Paramis, going into Manhattan, not getting the issue you wanted, Dolly Parton, the tattoos, variety shows, Mary, product placement, growing up without country music in the Northeast, how famous rich people should try to be good people, work life balance, wanting to be left alone, Family Ties, Courtney Cox, At This Moment, Billy Vera, Kool Milds, when political campaigns became reality TV, Grand Ole Opry, Halloween, Women in Prison, Joe Piscapo, the most famous person from your state, how it's incomprehensible that anyone in the 21st Century ever puts on black face, Nickelodeon, Nick News, Cartoon Network, Dexter's Lab, The Flying Karamatzoff Brothers, non-comedic Rhea Pearlman roles, murder, The Simpsons, the awful early days of the Fox network, Get a Life, kicking Seinfeld's ass, Jason Mamoa, Giants vs Cowboys, ambiance, Harry and the Hendersons, Scorch, What a Dummy!, the TV Guide movie section, Bad New Bears go to Japan, Fluppy Dogs, The Huga-Bunch, Discover, World of Science, Bigfoot, Crime Story, Miami Vice, David Chase, Dads, Romania, Ukraine Youtubers, Billy Joel Back in the USSR, how Joel Hodgson could have been Woody on Cheers, Freaks and Geeks, Wise Guy, I Married Dora finale, Ken's Rags to Riches beef with Baby Jessica, Billy Madison being interrupted by Clinton Lewinski coverage, and the art of saying it without saying it. 

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