Podcasts about PG

After ranking their all-time top fantasy players, Rick Kamla and Dr. A go head-to-head drafting their all-time teams on this episode of Fantasy NBA Today! Using a draft format of PG, SG, G, SF, PF, F, C, C, Flex, Flex, they'll pick their ultimate lineups. Listen in to hear their strategies, pick choices, and who ultimately builds the stronger fantasy basketball squad! Download the SportsEthos App on the APP Store and Google Play! FantasyPass now includes DAILY PROJECTIONS—perfect for DFS and head-to-head leagues. Join the Discussion on DISCORD for real-time advice and community support. Subscribe, Rate, and Review on Apple and Spotify for expert updates and tips!

Full Rig Info: https://www.premierguitar.com/videos/rig-rundown/this-will-destroy-youSubscribe to PG's Channel: http://bit.ly/SubscribePGYouTubePost-rock/doomgaze outfit This Will Destroy You, formed in San Marcos, Texas, in 2004, are marking 21 years together, and 20 years of their self-recorded debut Young Mountain, with an anniversary tour. In late June, the band played Nashville's Basement East, where guitarists Jeremy Galindo and Nicholas Huft and bassist Ethan Billips met up with PG's Chris Kies to share what gear they packed for the roadtrip.0:00 - XPND Pedal Power Battery Kit0:15 - "They Move on Tracks of Never-Ending Light"2:07 - Subscribe to Rig Rundowns!2:14 - Chris Kies Intro2:28 - Celebrating 20 Years of Young Mountain3:34 - Going From Pop Punk to Post Rock4:46 - Post-Rock Influences & Genre Growth7:20 - Cinematic Quality Compositions in TWDY 9:10 - Soundtracks & Music Licensing Success10:03 - Working with Chef Jordan Kahn on Vespertine11:32 - You, Infinite Project with Raymond Brown13:08 - Jeremy Galindo's Fender American Performer Telecaster14:12 - Jeremy Galindo's Strings & Picks / TWDY Tunings15:13 - Jeremy Galindo's Roland Jazz Chorus 12017:08 - Jeremy Galindo's Pedalboard26:18 - Jeremy Galindo's Proudest Moment in TWDY27:49 - Getting This Will Destroy in Moneyball29:07 - This Will Destroy You Split with Jeremy & Chris30:28 - This Will Destroy You Live in Nashville31:44 - John Bohlinger & XPND Pedalboard32:33 - Nicholas Huft Intro32:54 - Nicholas Huft's Jazzmaster from Full of Hell34:23 - Nicholas Huft on Tone Role in This Will Destroy You36:26 - Nicholas Huft's Peavey Standard Mark III Amp37:54 - Nicholas Huft's Pedalboard45:33 - This Will Destroy You Live in Nashville46:31 - Ethan Billips' Sire Marcus Miller V648:04 - Ethan Billips' Darkglass Microtubes 500 v2 Amp48:57 - Ethan Billips' Pedalboard53:22 - "Burial On The Presidio Banks" Live in Nashville56:52 - XPND PedalboardFull Rig Info: https://www.premierguitar.com/videos/rig-rundown/this-will-destroy-youSubscribe to PG's Channel: http://bit.ly/SubscribePGYouTubeWin Guitar Gear: https://bit.ly/GiveawaysPGDon't Miss a Rundown: http://bit.ly/RIgRundownENLMerch & Magazines: https://shop.premierguitar.comPG's Facebook: https://facebook.com/premierguitarPG's Instagram: https://www.instagram.com/premierguitar/PG's Twitter: https://twitter.com/premierguitarPG's Threads: https://threads.net/@premierguitarPG's TikTok: https://www.tiktok.com/@premierguitar© Copyright Gearhead Communications LLC, 2025#guitar #rigrundown #postrock #guitarist #guitarplayer #guitargear

Hola! Welcome back to Spanish Loops, your weekly dose of Spain with a twist and today, we're diving c*j*nes first into the spicy world of Spanish expressions!Yes, you heard right. This week's episode is all about that one bold, magical, untranslatable word: c*j*nes. It's not just anatomy, my friends: it's attitude, emotion, frustration, pride… even surprise! Depending on the context, c*j*nes can either offend your abuela or crack you up laughing.We'll break down how Spaniards sprinkle this word into daily speech like a seasoning. From ¡me importa un c*j*n! to ¡tiene un par de c*j*nes!, we're translating these colorful expressions into English, while keeping the flavor intact. Warning: some phrases might make your English teacher blush but hey, culture isn't always PG, right?So, buckle up for a language ride where words carry…, well, weight. If you are a language curious, a traveler, or just someone who appreciates a darn good expression, this episode will leave you saying, “¡Qué c*j*nes!” New episode out now. Only on Spanish Loops. Subscribe, share… and bring a laugh with you!

When timeless advertising principles meet today's AI-saturated landscape, something surprising happens: the old rules still work.Especially when we're talking about the father of advertising himself, David Ogilvy. In this episode, we dive into his iconic book, Ogilvy on Advertising, with special guest Eric Williamson, CMO at CallMiner.Together, we explore what B2B marketers can learn from Ogilvy's approach: why specificity beats slogans, how research powers emotional storytelling, and why writing for humans is the real differentiator.About our guest, Eric WilliamsonAs CallMiner's Chief Marketing Officer, Eric oversees all global marketing functions from brand and events to demand generation. Eric's marketing team works very closely with channel and sales to drive pipeline and CallMiner's explosive growth. Eric has over 20 years of experience in both technology and consumer products marketing from both the vendor and agency side. Before joining CallMiner, Eric was VP Brand & Digital Marketing at Acquia — an open DXP platform built around Drupal — where he led brand, creative services, webops, editorial, and demand generation. Prior to Acquia, Eric was on the agency side of marketing working as SVP Digital & Social at MullenLowe, and before that as VP Digital Strategy at The Martin Agency. During his career Eric has worked with a variety of B2C and B2B brands including Google, Microsoft, Intel, GEICO, Walmart, P&G, Pizza Hut, Acura, Royal Caribbean, and Hyatt. He earned his undergraduate degree from Texas A&M University, and an MBA from The University of Texas at Dallas.What B2B Companies Can Learn From Ogilvy on Advertising:Start with the line, not the logo. Great B2B brands don't start with visuals, they start with voice. The sharpest creative begins on the page, not the mood board. “Copy first, research first, copy second, then worry about the visuals,” Eric says. In other words: write the line that earns attention before you pick the font.Write for humans. Most B2B copy dies in a sea of jargon. What buyers actually want is to feel seen. “It's really easy to fall into a place for a technology company to talk about your tech, talk about your features… and there's nothing emotional about that,” Eric says. The fix is to start by writing for humans. Emotion isn't a nice-to-have, it's your edge.Don't guess, ask. You don't need personas when you have real people. The best insights come from your customers, not your whiteboard. Eric says, “Just go talk to them…Why do they keep staying with you? What sort of thing that they worry about at night does this help solve for them?” The answers aren't in your funnel. They're in the field.Quote“ Write for humans because, ultimately, that's who you're selling to, that's who you're trying to influence. It's really understanding their emotions. What are their fears, what are their desires? Even in the B2B world, it's easy to forget that.”Time Stamps[0:55] Meet Eric Williamson, Chief Marketing Officer at CallMiner[00:58] Why Ogilvy On Advertising?[02:49] The Role of CMO at CallMiner[03:38] Origins of Ogilvy On Advertising[06:56] B2B Marketing Takeaways from Ogilvy on Advertising[21:29] Ogilvy's Predictions[37:23] CallMiner's Marketing Strategies[41:57] AI as a Solution[44:20] Advice for Marketing Leaders[45:38] Final Thoughts & TakeawaysLinksConnect with Eric on LinkedInLearn more about CallMinerAbout Remarkable!Remarkable! is created by the team at Caspian Studios, the premier B2B Podcast-as-a-Service company. Caspian creates both nonfiction and fiction series for B2B companies. If you want a fiction series check out our new offering - The Business Thriller - Hollywood style storytelling for B2B. Learn more at CaspianStudios.com. In today's episode, you heard from Ian Faison (CEO of Caspian Studios) and Meredith Gooderham (Head of Production). Remarkable was produced this week by Jess Avellino, mixed by Scott Goodrich, and our theme song is “Solomon” by FALAK. Create something remarkable. Rise above the noise.

New Sun Road is an energy tech company pioneering the acceleration of renewable energy deployment through their IoT and cloud-based platform. As a public benefit corporation, they focus on underserved communities while managing over 1,500 systems across diverse applications from wildfire mitigation with PG&E to remote telecommunications towers. In this episode of Category Visionaries, we sat down with CEO Adrienne Pierce to explore how they've built a platform that serves as the "brain" for distributed energy systems and their unique approach to go-to-market in the complex energy sector. Topics Discussed: New Sun Road's evolution from energy access solutions to comprehensive renewable energy platform management The company's IoT and cloud-based approach to monitoring and controlling distributed energy resources Their diverse customer base spanning solar installers, utilities, telecommunications, and remote communities The complexity of 6-18 month sales cycles in energy infrastructure projects Strategic pivot from sector-focused to partner-enabled go-to-market approach Operating as a public benefit corporation and its impact on team alignment and business development Navigating regulatory changes and their delayed impact on project timelines Thought leadership strategy around emerging technologies like vehicle-to-grid and networked microgrids GTM Lessons For B2B Founders: Partner with domain experts rather than becoming one yourself: Adrienne explained their strategic shift: "We started with kind of a sector strategy where we're like, oh, we can do electric vehicles... But what we found was that it's very hard to be experts in all of these different sectors." Instead of trying to master every vertical, they focused on being the best at what they do—energy management technology—and partnered with domain experts in each sector. B2B founders should resist the temptation to become everything to everyone and instead find strong partners who can complement their core competencies. Focus resources on highest-impact activities in resource-constrained environments: Pierce emphasized the critical importance of opportunity cost for small organizations: "For small organizations, I think the biggest cost is opportunity cost. So if I'm spending my time chasing leads and doing lead gen and that's where my resources are going, then it may be at the behest of something that's more productive." B2B founders must ruthlessly prioritize activities that drive the most value and avoid spreading thin across low-yield activities, especially in early stages when every hour counts. Build for complex, consultative sales cycles with technical buyers: With sales cycles ranging 6-18 months, New Sun Road's approach centers on deep technical engagement: "We are at the heart of what the project is doing from a control and performance perspective, you know, there are a lot of things to just make sure that we're aligned on and develop a really strong partnership." B2B founders selling to technical buyers in complex infrastructure projects should invest heavily in technical credibility and relationship-building rather than traditional sales tactics. Leverage authenticity as a differentiator in purpose-driven markets: As a public benefit corporation, Pierce noted: "It has channeled and been a differentiator for what we're doing and how we're doing it... it's created an amazing team environment." When your market values purpose alongside profit, authentic commitment to mission can become a significant competitive advantage. B2B founders should consider how genuine purpose alignment can strengthen both team cohesion and customer relationships, but only if the commitment is authentic. Anticipate regulatory lag in heavily regulated industries: Pierce shared valuable insight about regulatory timing: "One thing about regulation is that there is lag. So you can change the regulation and it takes a while for it to trickle down and to have impact... when I look at changing regulation, I'm looking at, well, how is that going to impact 2026?" B2B founders in regulated industries should build regulatory change anticipation into their product roadmap and sales strategy, understanding that today's regulatory shifts create tomorrow's market opportunities.   //   Sponsors: Front Lines — We help B2B tech companies launch, manage, and grow podcasts that drive demand, awareness, and thought leadership. www.FrontLines.io The Global Talent Co. — We help tech startups find, vet, hire, pay, and retain amazing marketing talent that costs 50-70% less than the US & Europe.  www.GlobalTalent.co   //   Don't Miss: New Podcast Series — How I Hire Senior GTM leaders share the tactical hiring frameworks they use to build winning revenue teams. Hosted by Andy Mowat, who scaled 4 unicorns from $10M to $100M+ ARR and launched Whispered to help executives find their next role. Subscribe here: https://open.spotify.com/show/53yCHlPfLSMFimtv0riPyM 

What is the biggest reason we don't want the Pirates to trade Mitch Keller? Is it because we like the player so much or because we don't trust the guy making the moves? It feels more like the latter for us, but the former for fans. Chris pondered how much more valuable Keller is than a guy like David Bednar? The return could Mitch Keller could be historic, but not for the reason you may be thinking. Will the Pirates be making another move with the Blue Jays because their front office has a relationship with Ben Cherington? Pirates insider Noah Hiles from the PG joined the show. Noah is starting to believe Mitch Keller will be here after the trade deadline on Thursday. He thinks they would have to be ‘blown away' by an offer in the next 48 hours. Noah said the Pirates could look more to the offseason as a time Keller is moved when another team is willing to part with multiple Top 100 prospects. The guys asked Noah about the report out there that the Cubs would be willing to part with their top prospect in order to get Keller. Noah said the asking price for David Bednar is a team's Top 5 prospect, but it obviously depends on what team that comes from. Why did Bednar have the emotion showing Saturday night after a save at PNC Park? Is there a chance of a random trade, like the Quinn Priester one from last year? Noah could see a trade between the Pirates and Orioles even though both teams are sellers. Noah told the guys that there were trades for Bednar that got blocked by the front office a couple of years back.

The No. 3 Pick in the 2025 NBA Draft and PG's newest teammate, VJ Edgecombe, stopped by Podcast P to chat with the guys about his upcoming rookie season, his bond with Klay Thompson and Damian Lillard, and how the Sixers taking him at number three was a complete surprise until his name was called.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Title: Build a Bigger Life, Not a Bigger Lifestyle: The Real Path to Freedom with Adam Caroll Summary: In this episode of Raise the Bar Radio, guest (Adam Carroll) shares his journey from a traveling professional speaker to building sustainable wealth through passive income strategies. After realizing the limitations of trading time for money, Adam developed The Shred Method, a cashflow reorientation system that minimizes debt interest and frees up capital to build liquidity and invest. By leveraging lines of credit and algorithm-driven cash deployment, individuals can rapidly pay down debts and reallocate savings into passive income streams like real estate syndications, intellectual property, and other alternative investments. Adam stresses that most high-income earners don't have an income problem - they have a liquidity problem tied up in low-access retirement plans and excessive spending. Finally, he expands on his philosophy of "building a bigger life, not a bigger lifestyle," urging professionals to align spending and time with their values to achieve fulfillment and financial freedom within 10 years. Links to Watch and Subscribe:   Bullet Point Highlights: Trading time for money is limiting. Adam shifted from paid speaking gigs to building passive income streams for true freedom. The Shred Method minimizes interest expenses. By using cashflow more efficiently through lines of credit and optimized algorithms, debt is paid down faster, freeing liquidity for investing. Passive income is key to wealth. Adam focuses on real estate syndications, ATM tranches, intellectual property, and digital products to generate consistent, diversified passive cash flow. Most people have a liquidity problem, not an income problem. Money is often locked in 401(k)s or spent wastefully — instead, creating accessible liquidity allows for opportunity-based investing. Building a bigger life requires intentionality. Aligning spending and actions with core values (like family, freedom, growth) leads to fulfillment — not just more stuff. The game becomes fun. Once passive income starts flowing, investing becomes strategic, diversified, and compounding — eventually replacing active income and creating financial independence. Anyone can implement this. While you can DIY, Adam recommends coaching to fast-track understanding and execution of the Shred Method. Transcript: (Seth Bradley) (00:02.094) What's up, Builders? This is Raise the Bar Radio, where we talk about building wealth, raising capital, and all in all, raising the bar in your business and your life. This is the No BS podcast for capital raisers, investors, and entrepreneurs who are serious about scaling their business and living life on their own terms. I'm (Seth Bradley), securities attorney, real estate investor, and entrepreneur, bringing you world-class strategies from the best in the game.   If you're ready to raise more capital, close bigger deals, build a better you and create true financial freedom, you're in the right place. Let's go. Adam, what's going on, brother? Welcome to the show.   Hey Seth, thanks for having me, man. I'm excited about our conversation today.   Yeah, dude, super stoked to have you on today. It's going to be an awesome show, man. Let's dive right in. Tell us a little bit about yourself, your background. Take it back as far as you want to. Yeah.   Well, for the last 15 years or so, almost 20 now, guess, I've been making my living, opening my mouth and just speaking on stages all across the country. Had the opportunity to do a couple of international gigs, which was a blast. And in the midst of all that, making my living as a professional speaker, I realized that if I was very similar to your audience, if I wasn't doing the deal, doing the gig, doing the engagement, I wasn't getting paid.   (Adam Carroll) (01:26.184) And so a mentor of mine said, the goal is not to go to work and get paid. The goal is to go to work and get paid, get paid, get paid, get paid, get paid, get paid, get paid. And so I started figuring out that what I really wanted to do with the messaging that I was delivering was turn it into sort of a mediapreneurship where I was a mediapreneur creating content, but then I'd get paid for the content over and over and over again. And that today looks like I've written a bunch of books.   I've got a documentary that I produced that aired on CNBC. And now we're starting to get into more of a SaaS business, which I'm sure we'll talk about. That's the shred method. But I, you what I do when people ask me, I tell them, I love to educate people about new and different ways of building a bigger life, not a bigger lifestyle. And I would say you and I have that in common, because I know you're doing that on the show.   Yeah, absolutely, man. I gotta ask, how do you become a professional speaker? I bet a lot of people are thinking about that.   The origin story is kind of interesting because I was a clothier at the time in Denver, Colorado. And I was literally going out and meeting with high level executives in their offices, selling them custom made suits and shirts and sport coats and pants and whatnot. And it occurred to me in the middle of a meeting at one point, an appointment with one of my clients that I didn't want to measure in seams for the rest of my life. And I'll keep it PG but   This guy was one of my favorite clients. He was irreverent and funny and wasn't afraid to spend money on clothes. But this particular day, he confided in me that he wasn't wearing any underwear. And I was just like, dude, JP, what? You knew I was coming here today. He's like, I know, I just forgot. I'm sorry. I'm sorry. And I walked out and I went, I don't want to do this anymore. I just don't want to do this. And the company that I worked for is a fairly well known clothier. But   (Adam Carroll) (03:22.55) Every day I would drive around in my car listening to motivational messages. You know, they were on CDs at the time. I'm going to date myself, but I would listen to like Mark Victor Hansen and Jack Canfield and Les Brown and Zig Ziglar. I would listen to all these CDs in my car. And Mark Victor Hansen said on one of the CDs that public speaking is one of the most noble professions because you get to travel the world. You get to change people's lives and you make a lot of money doing it. And I remember thinking.   That's what I want to do. All three of those things rolled into one. And so I reached out to a buddy of mine and said, dude, I don't think I'm in the right job. I need to be doing something else. He said, what do you want to do? And I told him, and you know how the universe kind of works in mysterious ways. He goes, well, Anne, who used to work with us, she works for a company that that's all they do is hire speakers. And so I sent in a tape, I auditioned, I got the gig.   And I was a W2 employee of theirs for about two years and then realized that I was being underpaid for the work I was doing, that I was actually probably one of the top 10 % of speakers on the roster. And then I realized that when you can make anywhere from a thousand to $5,000 an hour doing that, it was a pretty good paying gig if you were out on your own. I took the jump and have been doing it ever since.   Interesting man. I didn't realize that you could have a W-2 as a speaker I thought everybody that was speaking was getting the speakers that were getting paid, you know They were kind of doing it on their own. I don't realize there was kind of a there was a way to do it where there's a company that pays W-2 wages to speakers to speak it events. Yeah, it's interesting   It is interesting because there are companies that will hire you as a speaker to go and it may be sell their product or service. Or in this case, I was working for a company that was a division of monster.com, the job search company. And I was, I was speaking to high school and college students all across the country. And I probably presented to like 200,000 people in, two years time. So it was just a great practice run and a great way to cut my teeth on a very difficult audience. Because.   (Adam Carroll) (05:36.814) I don't know if you've ever been around a freshman in high school or a sophomore in high school, but they're like the most apathetic human beings on the face of earth. They don't want to be there. I could have lit myself on fire and they'd been like, cool, what else you got? And then when I realized that there were speakers like me that were out who basically just said, this is my topic. This is my specialty, if you will. And here's the rate. And the more they spoke and the...   we have a theory that the more you speak, the more you speak. So once you get out, you hang your own shingle and say, I'm a speaker in this topic, people begin to know you as that person. And then word gets around and obviously you have to not suck on stage. That's part of it. But if you're great at keeping audiences attention, and I really studied NLP, neuro-linguistic programming to use the right words, I studied comedians to figure out what was funny and what wasn't, and it just worked.   Over time, I had more more bookings and at the peak of my career, I was doing like 70 or 75 gigs a year.   Wow, wow, that's incredible. Definitely didn't realize that was your background. I remember those folks coming to like the office and selling suits and doing that sort of thing. So that's pretty interesting. I'm sure a lot of listeners out there are familiar with that process as well.   Yeah. Yeah, it was, it was a great, it was a great gig. mean, I met all sorts of really phenomenal business people. And I think for me, it was, it was like confirmation that I had this desire to, to impact people. And my boss at one point, he was like, Hey, these people love you. They want you to come around. They love the discussion and the conversation. They need to buy stuff from you. And, and there was a.   (Seth Bradley) (07:01.639) sorry, go ahead.   (Adam Carroll) (07:26.574) It's kind of a realization for me that I didn't necessarily want to have to sell. wanted people to buy. And speaking makes it real easy to do that.   Hmm. Yeah, makes sense. Let's jump right into it, man. Let's talk about the shred method. A lot of folks will find this very interesting. I know that I do. What is it? And let's just start there. What is it? Tell us a little bit about it.   Yeah, the shred method, first of all, thank you for asking. it's, it's, for me, I don't say this lightly, but nothing has built more wealth for me and my family than following this model. And the reason for it is there are two great expenses that everyone has in life. And I'm sure all of your listeners, be they attorneys, doctors, other professionally degreed folks.   If you're in a W-2 job, you know this to be true. The two greatest expenses we have in life are taxes and the interest expense on debt. Those are the two greatest expenses. And a gentleman that I had met years ago who helped me with tax situations, just a brilliant, brilliant strategist, he said, Adam, if you focus on minimizing your tax liability, that will get you halfway there. And it's very easy to do, buy real estate, have depreciable assets.   you know, make personal expenses, business expenses, etc, etc. But he said, if you can focus on minimizing the interest expense on debt, this is like a video game that you can't lose. And so when I learned about the shred method, and this is known by a variety of different terms, some people call it an Australian mortgage, it's called velocity banking, we've taken those concepts and turbocharged them.   (Adam Carroll) (09:09.474) almost like putting nitrous oxide in a gas tank, you know, in terms of making it go faster. But the shred method is a unique tool and a way of reorienting your cash flow through your household so that it is being used to the most efficient use possible. And to kind of qualify that, Seth, if you were to leave your home in the morning to go to the grocery store, as an example, and you came back home, emptied the car out,   knowing you had to go to post office at like 4 p.m., would you leave your car idling in the driveway all day?   (Adam Carroll) (09:46.284) Nope. No, and why wouldn't you?   Wasteful.   Yeah, wasteful, you'd burn gas, it'd be hard on the engine. It's just inefficient, right? And yet what most people do is they get their income, their income gets deposited into a checking account, and it sits there for days, weeks, months, sometimes years on end. And we never really use it to its highest efficiency. Meanwhile, we might have debts, commercial debts, primary mortgages, might have student loans yet. And all of those are accruing amortized interest.   right? And you might say it's compound interest working against you to a certain extent. But at the very least amortized interest means that the majority of the interest you're paying on that debt is upfront, it's in the first one to five years. And so the shred method teaches people how to take that income that is being super inefficient in an account, and instead begin to apply it through a process that allows you to blast away   the highest interest or highest payment debts that you have, freeing up cash flow, building equity, and ultimately, and this is the key, creating liquidity to go buy passive income properties, if you will, or other passive income plays.   (Seth Bradley) (11:02.058) Interesting. Yeah, and we actually haven't had anyone on the show to speak about this method, whatever nomenclature you might use. So let's go in a little bit more detail. mean, what is the vehicle? What is this flow of money that you're talking about?   So, know, logistically, here's how it works. Money typically would just get deposited into checking. You pay everything out of checking your mortgage, your car loan, your credit cards, living expenses. And the gurus would tell you that anything extra should really go towards savings and investments, right? And for most people, it goes to Costco, Target and Dining Out. That's where it goes. You know, it doesn't stay in the account, doesn't go into savings. If it does, it goes there for a small period of time. I think that most people   don't really have a savings account, they have a put and take account, because they put a little bit in, take a little bit out, put a little bit in, take a lot out. So the way this works is the money instead of being deposited straight to a checking account gets deposited into what we call a shred account. And the shred account could either be a line of credit, or it could be just a side account of money that you have sitting there that has not been accessed in some time. And what we tell our users is that   you really want to have either a line of credit or a shred account that is one and a half to two times what your monthly net take home is. So if you're bringing home 10 grand a month net, then ideally you want either a line of credit or a shred account of 15 to 20 grand. And the magic of this is the money is going to flow into that account. But the shred method is powered by a piece of software that is based on an algorithm that's tracking your income.   your expenses, the interest that you're paying on all your debts, and how much discretionary money you have available at any given point in time. And essentially, we're leveraging that in really short bursts of time against your largest debts, which could be, again, student loans, could be your mortgage, could be commercial properties. And in doing that, what we're doing is we're saving copious amounts of interest, like literally tens to hundreds of thousands of dollars.   (Adam Carroll) (13:11.122) And in the process, we're freeing up a ton of equity. So people that are saying, hey, I'm paycheck to paycheck. It's hard for me to figure out how am I going to invest more money? We're telling them the money is going to come from the equity that you're creating in your properties by paying them down rapidly.   I love that because I can see where this is going to potentially free up some extra cash to invest. A lot of folks out there, including myself back in the day, we got caught up in this thing we call the golden handcuffs where we're just spending everything. Like you said, we're spending it on Target, on eating out, on things that we really don't need. mean, there's a time and place for spending money on having a good time and enjoying your life for sure.   But we just we tend to overdo it as our income grows our expenses grow right along with it And a lot of people that I talked to about investing they're like, you know I don't have fifty thousand dollars to invest in this real estate deal or a hundred thousand dollars in this real estate deal and it's like well Well, why don't you you know make three hundred thousand dollars you why don't you have fifty thousand dollars to invest in this awesome deal? Right or to you know, put aside for your emergency fund. Like why don't you have these things set up?   So, you know, we always have to walk them through, you know, the expenses is the issue. Really, it's what are you spending all this money on? we try to find how they can save on those expenses so that they can invest in these assets that are really going to set them financially free.   No doubt. And I think you hit the nail on the head. If somebody's making, and honestly, I tell people if you're making six figures plus $100,000 plus, and you don't have 10, 20, $50,000 ready to go, there's something fundamentally wrong. And here it is, we're sending too much money to our banker, and it just goes up in smoke. Right? We like to refer to it as the interest to income ratio, which is if you take how much income you make,   (Adam Carroll) (15:11.694) and you back out how much of that income is actually going to pay interest expense, it'll probably blow your mind. If someone's got a multi-six figure home or mortgage that they're paying on, and they've got student loans, and maybe they're driving a $50,000 to $100,000 vehicle with a payment attached to it, you're probably burning 50 to 60 grand a year in interest and not really thinking twice about it. So what this does is it starts to claw back some of the money that you're sending to your banker.   Which by the way, they make plenty of money. They don't need your money. That is the most profitable business out there is banking and lending. mean, literally, Seth, if you drive two miles around your property there, how many banks would you be able to stop at, do you think? Ballpark best guess.   Right, half a dozen.   Easily, right? And they're probably $10 million buildings minimum. Out there, they're even more, right? So, so this is the deal. They're profitable business ventures. And what we have to remember sometimes is we are their compound interest vehicle, right? Us making our payment every single month is what makes the banks all the money. And if we can game that system, if even for 12 to 18 months at the very beginning of our debt,   we can strip away a huge chunk of the interest that we would normally be paying them over the course of a decade or more. To your audience, that's how I'd say this is how you find the extra 50 or 100 grand because you do have it and it should be in the equity of your property and easily accessible as a liquidity tool. It just isn't because you haven't challenged the banking system.   (Seth Bradley) (16:57.073) Yeah. Now, is this something you can set up yourself or is this something that you need an expert to kind of walk you through? I'm sure if you could probably do it either way. It's just like anything else. You want to take the shortcut or not. But yeah, I just like to know your thoughts on that.   You're exactly right. I I could build a deck on my house if I wanted to and had three months to learn how to do it. Anybody can learn how to do this. My question to most people when they say, I do this myself? I'll say, yes, why haven't you? And for that, the investment with us is very minimal, mainly what it is is coaching and being able to help people get the logistics right. Because once they get it, it's very simple.   but there requires a little bit of retraining the brain in terms of how to handle your money and where the cash flow goes, because it's so, it's like so ingrained in us to live in the banker's business model, put money in checking, pay your bills, anything leftover goes over here. And if you look at it critically, the two groups that are really making money using the existing platform are bankers,   and any advisors that are accepting your money and then turning around and doing something with it. A friend of mine used to call it the helper class. So when the helper class has your money, they're making a ton of money, probably more than you are. And that's our goal is to begin to start to pull back some of the money from the helper class to keep it for ourselves to build those massive passive permanent streams of income.   Yeah, yeah, that makes sense. We tend to bash a few of those helper class folks. I mean, they're not all created equal, including some financial advisors and folks like that that, you know, they're okay people, but their interests aren't necessarily aligned with yours.   (Adam Carroll) (18:51.576) That's right. I would agree with that. I don't want to villainize them, but I think that personal finance is personal. The challenge that I have with anyone out there who espouses a certain way, mine included, is it has to be for the right kind of audience, the right avatar. From our perspective, the people that we help out are the ones who do want to break free from the W-2. They want to create massive passive permanent streams of income.   Over time, they'd like to build a bigger life, not a bigger lifestyle. So if someone's chronically overspending, got to have the newest of the new every single time, they may not be a perfect fit with our strategy because the goal is to continually increase your income while either keeping your expenses similar or even trending down over time, which is not to say that you can't expand where you're spending. Your income is increasing exponentially relative to your expenses.   we do that through the model that we're teaching people. So, you if you're a new car every six months or 12 months kind of person may not be a perfect fit. But if you're somebody who's like, hey, the debt's kind of oppressive, I want to get rid of it. And I want to build, you know, massive wealth for future generations, then generally speaking, we're a pretty good fit for for those folks.   Yeah, yeah, that makes a lot of sense. And I feel like there's, there's probably, it's probably a math equation, right? Like we can't necessarily do it on this show because it's, everybody's taking it in by audio for the most part. there's gotta be an algorithm and you could probably, you know, set those expense numbers and interest numbers that you're paying on your mortgage and other debts and what you're going to pay on that through the shred method and kind of see the savings and how you can grow that wealth year over year.   You're exactly right. It is super fluid. So if your income changes, your expenses change, we plug all that data in and hit recalculate and the thing automatically adjusts to whatever your expenses are. So one of the things that I would never fault anyone for is taking awesome vacations or buying a new car, whatever your choice is. Again, we're not going to villainize anyone for living their life.   (Adam Carroll) (21:06.67) But what we can do through shred is to say, hey, if you're going to drop 10 grand on a vacation, it's going to change your payoff by a month or two months or six months, depending on your income and discretionary income. And if someone knows that and they're planning on it, at least they're armed with that information as opposed to, gosh, we shouldn't do this, but we did or should we buy this $50,000 card? Does it make sense? Or 80 or 150 or whatever your number is.   We can show you exactly do it, just know this is what it changes in the process.   Yeah, yeah, I like that because you can just show them this is the impact it's going to have on paper before they do it and then you can make a better decision on whether or not you want to do that or not.   Absolutely. And furthermore, and you'll appreciate this, I know you're of this mindset, you'll get to a point where it's like, if you want the new car, then invest the money in a syndication or another property that puts enough money in your pocket, you can go pay for the car. But let your assets pay for your liabilities. And I think that's the main thing that many people, I'm sure your listeners, certainly folks that we engage with.   They don't have a lot of assets. They work hard, they make good money, but that is the sum total of their income, is active income. And our goal is to increase passive income over time where it supersedes your expenses because at that point you're financially free.   (Seth Bradley) (22:36.758) Right, right. What are some of the passive investments that you're involved in or that you recommend to people once they've implemented this system and they're trying to build those passive income streams?   Yeah, there are a number of them and I keep getting introduced to more and more all the time, Seth. I mentioned that, you know, that I was a mediapreneur and that the goal was to work, do the work and then get paid, get paid, get paid, get paid. So I started looking for other passive income streams. I really do love real estate. I've been invested in real estate for a long time. We divested of personally held real estate about four or five years ago. And   You know, I think I was too early to the party, but I thought the market was peaking and I thought I could get the max amount out of my properties. And I think I did at the time. And then we were introduced to syndications and we started really appreciating the fact that you could own a piece of a 350 unit apartment complex in South Carolina or Houston, Texas, or some other growing city and get a couple things, either monthly or quarterly income. You could get bonus depreciation.   And you basically got a K1 at the end of the year, which allows you to claim some of those expenses. And so we love syndications. We try and stack syndications on top of each other. they're coming due. They're selling every three or four or five years. So we'll put an amount of capital in knowing that it's going to turn over in short order. And we'll have another amount of capital to put in. And generally speaking, that capital amount just keeps going up.   So we love syndications. I've been introduced and we haven't pulled the trigger yet, but on ATM tranches where you can buy, have you heard this investment? Yep. So you can buy, you know, an amount of ATM machines where you're basically compensated on whatever the fee revenue on those are. There are many advantages to those. There are some drawbacks to it, but it's again, a passive income stream and one that's fairly consistent.   (Seth Bradley) (24:25.798) yeah, for sure.   (Adam Carroll) (24:44.59) Then I really like intellectual property plays. I will tend to invest in a business that has some IP and it may not cashflow right away, but I know that in two or three years, the IP is probably going to be worth something. It's more of a long-term play for me. I'm not going to put as much in it, but we have a couple of 25 to $50,000 investments in those kinds of deals as well. That, in addition to books and   documentary is still selling and things like that I'll keep doing. For me, the process of creating passive income is kind of a game. And so whatever the next thing is, I'm digging in, I want to learn it. total sidebar, but I'm trying to teach my sons and my daughter, this is the way of the future. It's not about working a nine to five and getting W2 and staying with the company for 30 years, it just doesn't happen anymore. It's about setting up   just perpetual income streams that allow you to live the way you want to live. And that, you know, I think that answers your question, hopefully.   (Seth Bradley) (25:52.174) Pardon the interruption, but we don't do ads. Instead, know that if you're raising capital for real estate, my law firm, RaiseLaw, is here to give you the expert legal guidance you need to raise capital compliantly and structure and close your deal. And if you're looking for a done-for-you fund-to-fund solution, Tribest is the industry's only all-in-one setup and fund administration solution. Visit Raise.Law and Tribest.com to learn more.   Yeah, yeah, that's right. You're preaching to the choir here, man. That's awesome. And you're kind of pretty deep into it. A lot of people will invest in a syndication and it is expensive to get involved, right? I mean, it's 50 grand or so or more to get into one of these things. And they're like, okay, I'm done. But you can't be done. You have to keep saving, keep investing. And you're in it to the point where past investors start really start accumulating wealth because they start stacking.   They start coming due every two, three, four, five years. You put it back in another one and they just compound on each other. And you're really accumulating this tax free if you stack them correctly. So it is an incredible vehicle once you get going. And it does turn into a game. I mean, you can look at your bank account or look at your personal P &L and just see how it's growing over five, 10 years. It's incredible. And you're not doing any work. You're vetting the sponsor, the market and the deal and really just the sponsor once you get really good at it.   and you keep reinvesting with the same sponsors that you like and there's no work involved, no tenants, toilets and trash, none of that.   Yes. Yes. And I think you hit the nail on the head when you find a sponsor you really like and you jive with, it's easy to roll the money over to them because they're constantly looking for the next deal. their reputation, their personality, everything is based on their success. they have a very, very vested interest to make you money. And so I don't think I fully realized when I was younger   (Adam Carroll) (27:50.35) the power of having the ability to write a 50 or $100,000 check. And once you get there and you can do 50 or 100 or get to a point where you can write a $500,000 or a million dollar check, things change drastically because there are syndicators out there that will take a million bucks. They'll pay you $90,000 a year guaranteed on the investment. You'll get bonus depreciation and write-offs and all of that. And you'll have like a...   200 % return on it within four or five years, three, four or five years. That's where you can buy a new car every year or two or three, because you need like a $75,000 or $80,000 write-off to your business. So you need a truck or you need a heavy vehicle,   Yeah, yeah, that's right. I mean, that's a good point. mean, people that have $500,000, a million dollars or more liquid, I mean, you can just look at a simple math and you get an 8 to 10 % return on that in cash flow, just in cash flow. You know, if you're living reasonably, you can live off of that. So, yeah, so you can be, you you don't need $10 million, $20 million to retire off of this if you invest in the right deals.   Totally. Totally.   (Seth Bradley) (29:03.926) and kind of spread it across, diversify in different deals, different sponsors, different geographies, different asset types. You can be retired if you want to. It's closer than people think.   I would agree. We have a theory that nearly everyone and certainly your audience could be free, done, done completely in 10 years or less. Absolutely. We call it a 10-year freedom plan. the challenge, think, Seth, and I would be curious your take on this, but I think the challenge for most people is not necessarily an income problem. It's a liquidity problem. So you make good income, right? And we talked about it. It's the expenses that factors in.   But where the majority of your investments go are probably in qualified funds. They're sitting in 401ks and Roth IRAs. Unless it's self-directed, you can't really access it till you're 59 and a half. And even then it's 59 and a half to 70 and a half, you have free rein access. Otherwise the government's regulating how much you take out without fees or penalties. That's a liquidity problem. And so the shred method takes that into account and starts to build   pockets or buckets of liquidity that you can draw from. The first is your home equity, or it could be equity in a commercial property. And then the next would be building a bank of money that you're borrowing from at some point in time, just another bucket. And the more buckets of money that we create, the more liquidity you have and the more investments you can get into, thereby increasing your passive income. So to your point, you do this well, it's like a video game you can't lose over time.   Yeah, yeah, that's right. And we've been programmed to think if we have a high paying job, we just put as much as we can into a 401k and we're doing the right thing and we're doing everything that we need to do and we're not and then everything that doesn't go into that 401k we're spending. So we're not saving anything else. We're not keeping anything else liquid. And we're just assuming that we're going to be okay because we put this money in the 401k. Well, like you said, you can't access it until you're 60 years old. That's right. Unless you take it out with a major penalty. So   (Seth Bradley) (31:10.062) You know, one way to do that obviously is to roll it over in an SDIRA or self-directed, I'm sorry, 401k, the self-directed, something that you have some control over. And then it does become liquid in the sense that you can at least invest it in things that you want to invest in rather than a financial advisor or just stocks, bonds and mutual funds. And then as you said, there's different ways that you can free up liquidity, a HELOC.   something like that borrow against a life insurance policy we've talked about infinite banking policies things like that there's there's creative ways to do it you just need to be aware of it most people just aren't aware of how to how to do that   Yeah, I think that's what's so valuable about your show too, man, is that we only know what we know. And there's an enormous amount that we don't know we don't know. So when I got introduced to syndications, and I got introduced to the ATM tranches, and I'm looking at these going, you know, there is risk, there's risk in everything. But the risk is so mitigated. And you don't realize that if you're writing $100,000 check, and they're saying, yeah, we're going to pay you 9 % guaranteed.   And these are some syndicators will promise an interest rate based on what class of investor you are, A, B, C, D, whatever it may be. But when I looked at that and I go, if I'm striving to get eight to 10 % in the S &P 500, and I have zero control over that, where would I rather be placing my money? That was something I didn't know I didn't know. And it's always fascinating to me to begin sharing this with people because   When I share the shred method, a lot of folks go, not too good to be true. If it's so good, why isn't everybody doing it? And what I'll tell them is because of human behavior and because the bank's lobbies and their marketing engine is so powerful. But it's not magic, it's math. We're taking mathematical principles, risk-based principles and applying it to real estate or finance and figuring out how to make an amount of money that will supersede what you're.   (Adam Carroll) (33:13.782) your W2 job is pretty simple. That's right. Yeah.   Yeah, pretty simple. It's math. Just got to get it down on paper, right? Yeah. All right. Let's switch gears a little bit. I want to quickly get into, you know, this concept that you preach about building a bigger life at work because I think that's, you know, inspiring and that sort of thing and really life in general, right? Tell us about that concept and kind of dive in a little bit.   Yeah.   (Adam Carroll) (33:37.964) Yeah, you know, this started, it would actually started from a conversation I had with a recent college graduate, and they had gotten an advanced degree, they were going into a high paying job. And I think they'd been at it for maybe nine months or so. And we were having coffee and this person said to me, I'm just not satisfied. And I said, Well, what what is it you're not satisfied with? And they said, Well, the issue is that I thought at this point in time after graduating, he'd be traveling the globe.   You know, that was what he had always romanticized was just tons of travel and do whatever he wanted to do. And I said, well, what's keeping you from that? And he goes, well, you know, I just got into this long-term lease apartment. go, okay. And he said, and I bought a bunch of furniture that I financed. And, and then it's like, okay. He goes, I have a couple of gym memberships, not one, two gym memberships, you know, each probably 80 to 120 bucks a piece a month had a car payment because he needed a fancy car. And I said,   Dude, it sounds to me like you're building a bigger lifestyle, not a bigger life. And what you're asking for is a bigger life. And that became almost a deep dive search for me on what would building a bigger life mean for me and my family. And what I did, Seth, was I started digging into what are my core values? How can I live according to those core values, not according to my neighbor's core values, you who may be drastically different than mine? And...   I ended up writing a book called The Build a Bigger Life Manifesto, which breaks down how do you do this step by step. And there are 10 core tenets. And the first one is you got to build on a strong values foundation, like understanding what is it truly you value in life. And if you're doing more of that, then your life should be fulfilling. And mine are family, freedom, love, growth, and connection. And if I'm fulfilling those five buckets on a weekly basis, generally speaking, I'm really fulfilled.   And so the second is have a bigger vision and a bigger vision for your life might mean I'm not going to stay in this job for the next 20 years and hopefully make partner. then hopefully, because we all know that as you get promoted in a W-2 job, it doesn't mean you work less. It means you work more. And so my bigger vision was I want to make my vocation, my vacation. I'm going to speak, but I'm going to speak in cool places that I can take my family to. People are going to pay me really well to do it.   (Adam Carroll) (36:03.368) and I'm going to do it X number of times a year. And then I started asking, and this is the third step, asking bigger questions. And bigger questions look like, okay, so if I wanted to do that, how would I get better at speaking? How would I get so good that people will pay me 10 or 15 or 20 grand to go do what I do for an hour? What would that look like? I started asking not how would I pay my house off early? How would I pay my house off by the end of this year?   And when I asked that question, answers started coming and we were able to do it. So this is kind of the layout of how we walk people through this process. And for me, a bigger life today is just that, you know, I live for my family. I want to travel with them. I want to have tons of fun with them while they're still in the house. I have two teenagers and one in college. And soon, you know, eventually they'll be gone and it'll be my wife and I going and living the life that we most want.   Our lifestyle right now is pretty locked in. We have a beautiful home, we drive nice cars, but everything's paid for. And at this point, the goal is just to continually create massive passive permanent streams of income that afford us the ability to be generous, to live the life we want. And ultimately for me to be able to go share that message with other people.   And something so simple that you did there, it's just, you know, ask yourself what's important. A lot of us don't take the time to think about why we're upset, why are we not happy. And a lot of it comes down to not filling those buckets that are important to us on a regular basis. to be able to figure that out, you've got to take a few moments to think deeply about what it is that's important to you.   100%. And I'll give you a great example, Seth. One guy that we worked with, he realized that one of his core values that was not being fulfilled was adventure. So he loved his job and he goes, I don't know what it is, I'm just dissatisfied. And we went through the values assessment and adventure was on there. I go, well, where are you getting adventure? And he said, you know, that's the problem. I'm not, I haven't had an adventure in two years. I said, so maybe in building your life,   (Adam Carroll) (38:21.538) we need to figure out where are you carving out adventure for yourself or your family to make sure that you're doing it. For him, community was a big part of it. And he was getting some of that in his day-to-day client interactions. But what he really wanted was to build a community of friends that would go do stuff together. And I said, that's on you, man. If you really want that as part of your life, you got to build whatever that looks like.   And what if you combine that and adventure? So you get a whole group of adventure seekers that get together three times a year to go skiing in Aspen or, you know, go skydiving on a weekend or whatever it is. What would that look like to do that? And he lit up and you know, I could do this right now. So to your point, I think we're all very, very close to having a fulfilled life and building a bigger life. But you do have to take time to figure out what does that look like for you.   For sure, for sure. And a lot of the folks listening are attorneys and doctors and they tend to have high suicide rates, all these crazy things, substance abuse. people from the outside looking in think, why? Because you're making all this money. You have this high profession that everybody looks up to and you're not unhappy. And that's why, because those folks...   folks like us, we're just really focused on just that occupation. And that's it. And we don't focus on some of the other things that would fulfill us and make us happy. tons of attorneys I talk to try to get, they're like, how do I start investing as quickly as possible? Make as much money as quickly as possible so I can get out of this job because I hate being an attorney or I hate being a dentist or whatever it is. But really, that might not be the issue. The issue is that you're not filling up those buckets outside of your   career. And if you were to start filling those buckets, start paying more attention to those things, you might not be as unhappy in your career. And you might actually find that you enjoy what you're doing because you're good at it. You worked really hard to get there and you're making a good bit of money doing it.   (Adam Carroll) (40:22.06) No doubt, no doubt. I would add to that, that I think the majority of professions that you just listed, dentists, doctors, lawyers, et cetera, what they really want is they want to maintain professional status, do what they do, they've gone to school, they've learned how to do it. But over time, they want to work less and less, not more and more. And if you're doing what you recommend on the show, and if you're leveraging something like the shred method to create it, you can get to a point where   half or more of your income, ideally all of it, is replaced by passive income. But it requires that you get really focused on working for the right reasons and not filling in the lack of fulfillment or unhappiness with a new car or the next do-dad or spending a fortune on something. Instead, decide, I'm going to go get into an investment this year that will begin the process of creating passive income for me to start building the life that I truly want.   And it is, it's pretty transformational once you figure out how to do it and what the next steps are.   Yeah, it's like the matrix. mean, you start kind of, as soon as you start, it becomes a game, how you said it earlier in the show, and you just start seeing things that you didn't see before. You start being presented with new types of investments and businesses that you can invest in that you never saw before, but they were right under your nose. It does turn into a fun game, a money game.   Yeah, no question. I was at a conference not too long ago and they were calling me Morpheus because I made a reference to the red pill or the blue pill. And they were like, dude, you're Morpheus. I just took the red pill. Now I'm going down the rabbit hole. So beware. Are you ready to take the red pill?   (Seth Bradley) (42:08.374) Love that, love that. All right Adam, before we jump into the freedom four, what's one last golden nugget for our listeners?   A golden nugget for your listeners is that money today is abstract. It's not a concrete thing. Several decades ago, you would be given cash or you'd pay for things in cash. And today, virtually everything is a cashless transaction. And when we're not using cash, it doesn't feel real. If we're using Apple Pay or we're swiping our card or tapping our card,   It doesn't feel real. In fact, there's no pain sensor that triggers when you do that. The opposite is true on Amazon. When you hit one click ship for $47, a pleasure sensor actually is activated because you're in anticipation of that thing coming to you. So we also have to realize that the more money you make, it feels like, well, the more you have to spend. But because money doesn't feel real, you're spending way more than you think you are.   because of the abstract nature of it. So some of that is like reigning back in and understanding these are real dollars that you're putting on a card or swiping on your phone or whatever it may be and deciding is this the best intentional use of this money or could I be using it to build the life that I truly want? And I will add to that Seth that it's very short. There's a short amount of time that it requires you to function just a little bit differently.   order to get there where all the passive income covers your wants. So just like intentionality for the next 12 to 24 months will make a massive difference in your life.   (Seth Bradley) (43:48.502) Yeah, that's all it takes. All right, let's jump into the freedom four. What's the best thing you do to keep your mind and body healthy?   I am part of an exercise group called F3 and it stands for fitness fellowship and faith. There's like 75,000 guys all over the world that do this every morning. And we get up, you know, rain, sun, sleet or hail. I mean, we were working out in like eight degree Fahrenheit weather this winter outside. It's always outside. And I love it. I do it four or five, sometimes six mornings a week. But for me, just getting up the first hour of my day will   will dictate what the rest of my day does. And so my F3 brothers and I, that's the right way for me to get started.   awesome. With all your success what is one limiting belief that you've crushed along the way and how did you get past it?   you know, this is, this is going to sound a bit like an oxymoron statement, but a limiting belief is that, man, there's so much opportunity. And for me, I'm a bright, shiny object guy. for years, my wife was like, just pick one opportunity, please just pick one. And so for me, it's, you know, it's the fact that there is so much I can do limits me because you can really get very, very good at one thing.   (Adam Carroll) (45:08.078) But I'm a big fan of James Clear and the book Atomic Habits. And he'll say that it's hard to get traction when your focus is divided. And so I've been really intentional about zeroing in on my focus and knowing that this is what I'm setting out to do. And it may be for 12 months or 24 months or five years. And I'll reevaluate along the way. But I've got one thing and I'm really focused on that. So that's been a limiting belief I've had to get over.   Awesome. Awesome. What's one actionable step our listeners can do right now to start creating more freedom?   Well, go to the shredmethod.com not to do a self plug, it is. Go watch the masterclass, see what we do and how we do it. If you are already intrigued by this and are wondering like, what should I do with a HELOC or should I have a HELOC? My answer to everyone is everyone should have a HELOC, everyone. If you have equity in your home, why do you not have a line of credit? If for nothing else to have that is an emergency.   of some kind. So point blank, the first thing you ought to do is go access a line of credit, be it a home equity line, a personal line of credit, a P lock, or a B lock, a business line of credit. can also do a cash value line of credit. But I think you got to have one of those because when you understand this method, this process, that's a linchpin to making this work.   Great. How is passive income made your life better?   (Adam Carroll) (46:42.698) you know, I like to call it mailbox money and, man, love mailbox money. When it shows up, I celebrate and I've, I've had a mantra for years that I'm a money magnet, that money comes easily and frequently, that I get more checks in the mail than I do bills. And I just repeat those mantras over and over again. So every time I set up another form of passive income, man, it's just like a win.   that you feel deep down inside. And it doesn't matter, Seth, if it's 50 bucks or 15 bucks or five bucks or 5,000, right? Total sidebar, real quick story, but I was sitting with a buddy of mine at a conference and he kept showing me his phone and he was clearly showing off. But every time he'd pop up his phone, was like another sale was made. And it'd be like $27, $170, $300. And I go...   Dude, how are you doing this?" And he said, I set up these funnels and it's just a little digital product I created and we're doing ads and we're putting all the people towards these ads. And I said, so how many of those do get a month? He goes, I don't somewhere between $9,000 and $10,000 a month is coming in. And I remember feeling giddy for him and giddy about the idea that this could be possible, that you could just do whatever you want to do every day. Go fishing, go surfing, be on a sailboat somewhere and pull up your phone and be like, well, this is cool. just made...   $800. So for me, we have started to build that into what we're doing. I now get alerts on my Apple Watch. It's a Slackbot. So every time a sale is made, it pops up. we went to Mexico over spring break and the vendors on the Mexican beaches, they bless themselves every time they make a sale. And so now when a sale pops up on my Slackbot,   I'm like, all right, I made a sale. This is awesome. So how has it changed my life? I'm more grateful. I sleep well at night. I have peace of mind. And I know that, you know, future generations are going to be taken care of by the wealth that my wife and I are creating.   (Seth Bradley) (48:45.29) I love it, All right, Adam, this has been incredible. We're going to let listeners find out more about you.   Well, you can find out more about me personally at adamcarroll.info. It's two R's, two L's, adamcarroll.info. And again, if you want to check out the Shred Method, we have lots of free resources. So you can go and do a ton of research. We have a savings analysis there that you can plug in your numbers and see how much you could save and how quickly you could be out of debt. All of that is available at theshredmethod.com.   All right, brother. Appreciate your time. Thanks again for coming on the show and we'll to have you on again soon.   Love it, Seth. Keep doing what you do, man. This is super important stuff.   Alright brother, talk soon.   (Seth Bradley) (49:28.578) Thanks for tuning in to Raise the Bar Radio. If you enjoyed today's episode, make sure to subscribe, leave a review, and share it with someone who needs to hear it. Keep pushing, keep building, and keep raising the bar. Until next time, enjoy the journey. Links from the Show and Guest Info and Links: Seth Bradley's Links: https://x.com/sethbradleyesq https://www.youtube.com/@sethbradleyesq www.facebook.com/sethbradleyesq https://www.threads.com/@sethbradleyesq https://www.instagram.com/sethbradleyesq/ https://www.linkedin.com/in/sethbradleyesq/ https://passiveincomeattorney.com/seth-bradley/ https://www.biggerpockets.com/users/sethbradleyesq https://medium.com/@sethbradleyesq https://www.tiktok.com/@sethbradleyesq?lang=en Adam Carroll's Links: https://www.threads.com/@adam.carroll/ https://www.instagram.com/adam.carroll/ https://www.linkedin.com/in/adamcarrollspeaks/ https://www.facebook.com/AdamSpeaks/ https://x.com/adamcarroll https://open.spotify.com/show/1fPEUnWdnbcOcbYdksY1Yi https://www.youtube.com/channel/UCJREGkPP6UwMucJMPvDS8xg

Matt and Eric are joined by IGN's Scott Collura to racap the space madness of Disney's first-ever PG-rated film, 1979's THE BLACK HOLE! Bland captains, cowardly reporters, mushroom soup, dumb-looking droids, and cool-looking droids await you...

RMR 0325: Special Guest, Rebecca Davis, joins your hosts, Dustin Melbardis and Rusell Guests for the Retro Movie Roundtable as they revisit We're the Millers (2013) [PG-13] Genre: Comedy, Crime   Starring: Jennifer Aniston, Jason Sudeikis, Emma Roberts, Will Poulter Ed Helms, Nick Offerman, Kathryn Hahn, Molly C. Quinn, Tomer Sisley Matthew Willig, Luis Guzmán, Thomas Lennon, Mark L. Young, Ken Marino, Laura-Leigh   Directed by Rawson Marshall Thurber Recorded on 2025-06-13

S&P Futures are indicating a higher opening this morning as the markets prepare for one of the busiest weeks of years. The big news event is the announcement of a U.S. EU trade agreement over the weekend. This was widely expected, and markets are waiting for some additional clarity on the details. China and the U.S. are meeting in Sweeden today for another round of trade talks. Expectation is for another 90 days pause on tariffs. The Trump administration is expected to announce the results of a national security investigation into semiconductor imports within the next two weeks. Trade Agreements, Earnings Fed decision and a host of key economic datapoint will dominate this week's trading. On Sunday, President Trump announced deal with E.U. imposing 15% tariffs and averting trade war. Bangladesh ordered 25 Boeing planes in effort to lower tariffs. An announcement of a trade deal with India is unlikely this week as talks are scheduled for later next month. On the earnings front, PG, UNH, AZN, MRK, BA, SPOT & UPS are all releasing earnings tomorrow morning.

Title: Build a Bigger Life, Not a Bigger Lifestyle: The Real Path to Freedom with Adam Caroll Summary: In this episode of Raise the Bar Radio, guest (Adam Carroll) shares his journey from a traveling professional speaker to building sustainable wealth through passive income strategies. After realizing the limitations of trading time for money, Adam developed The Shred Method, a cashflow reorientation system that minimizes debt interest and frees up capital to build liquidity and invest. By leveraging lines of credit and algorithm-driven cash deployment, individuals can rapidly pay down debts and reallocate savings into passive income streams like real estate syndications, intellectual property, and other alternative investments. Adam stresses that most high-income earners don't have an income problem - they have a liquidity problem tied up in low-access retirement plans and excessive spending. Finally, he expands on his philosophy of "building a bigger life, not a bigger lifestyle," urging professionals to align spending and time with their values to achieve fulfillment and financial freedom within 10 years. Links to Watch and Subscribe:   Bullet Point Highlights: Trading time for money is limiting. Adam shifted from paid speaking gigs to building passive income streams for true freedom. The Shred Method minimizes interest expenses. By using cashflow more efficiently through lines of credit and optimized algorithms, debt is paid down faster, freeing liquidity for investing. Passive income is key to wealth. Adam focuses on real estate syndications, ATM tranches, intellectual property, and digital products to generate consistent, diversified passive cash flow. Most people have a liquidity problem, not an income problem. Money is often locked in 401(k)s or spent wastefully — instead, creating accessible liquidity allows for opportunity-based investing. Building a bigger life requires intentionality. Aligning spending and actions with core values (like family, freedom, growth) leads to fulfillment — not just more stuff. The game becomes fun. Once passive income starts flowing, investing becomes strategic, diversified, and compounding — eventually replacing active income and creating financial independence. Anyone can implement this. While you can DIY, Adam recommends coaching to fast-track understanding and execution of the Shred Method. Transcript: (Seth Bradley) (00:02.094) What's up, Builders? This is Raise the Bar Radio, where we talk about building wealth, raising capital, and all in all, raising the bar in your business and your life. This is the No BS podcast for capital raisers, investors, and entrepreneurs who are serious about scaling their business and living life on their own terms. I'm (Seth Bradley), securities attorney, real estate investor, and entrepreneur, bringing you world-class strategies from the best in the game.   If you're ready to raise more capital, close bigger deals, build a better you and create true financial freedom, you're in the right place. Let's go. Adam, what's going on, brother? Welcome to the show.   Hey Seth, thanks for having me, man. I'm excited about our conversation today.   Yeah, dude, super stoked to have you on today. It's going to be an awesome show, man. Let's dive right in. Tell us a little bit about yourself, your background. Take it back as far as you want to. Yeah.   Well, for the last 15 years or so, almost 20 now, guess, I've been making my living, opening my mouth and just speaking on stages all across the country. Had the opportunity to do a couple of international gigs, which was a blast. And in the midst of all that, making my living as a professional speaker, I realized that if I was very similar to your audience, if I wasn't doing the deal, doing the gig, doing the engagement, I wasn't getting paid.   (Adam Carroll) (01:26.184) And so a mentor of mine said, the goal is not to go to work and get paid. The goal is to go to work and get paid, get paid, get paid, get paid, get paid, get paid, get paid. And so I started figuring out that what I really wanted to do with the messaging that I was delivering was turn it into sort of a mediapreneurship where I was a mediapreneur creating content, but then I'd get paid for the content over and over and over again. And that today looks like I've written a bunch of books.   I've got a documentary that I produced that aired on CNBC. And now we're starting to get into more of a SaaS business, which I'm sure we'll talk about. That's the shred method. But I, you what I do when people ask me, I tell them, I love to educate people about new and different ways of building a bigger life, not a bigger lifestyle. And I would say you and I have that in common, because I know you're doing that on the show.   Yeah, absolutely, man. I gotta ask, how do you become a professional speaker? I bet a lot of people are thinking about that.   The origin story is kind of interesting because I was a clothier at the time in Denver, Colorado. And I was literally going out and meeting with high level executives in their offices, selling them custom made suits and shirts and sport coats and pants and whatnot. And it occurred to me in the middle of a meeting at one point, an appointment with one of my clients that I didn't want to measure in seams for the rest of my life. And I'll keep it PG but   This guy was one of my favorite clients. He was irreverent and funny and wasn't afraid to spend money on clothes. But this particular day, he confided in me that he wasn't wearing any underwear. And I was just like, dude, JP, what? You knew I was coming here today. He's like, I know, I just forgot. I'm sorry. I'm sorry. And I walked out and I went, I don't want to do this anymore. I just don't want to do this. And the company that I worked for is a fairly well known clothier. But   (Adam Carroll) (03:22.55) Every day I would drive around in my car listening to motivational messages. You know, they were on CDs at the time. I'm going to date myself, but I would listen to like Mark Victor Hansen and Jack Canfield and Les Brown and Zig Ziglar. I would listen to all these CDs in my car. And Mark Victor Hansen said on one of the CDs that public speaking is one of the most noble professions because you get to travel the world. You get to change people's lives and you make a lot of money doing it. And I remember thinking.   That's what I want to do. All three of those things rolled into one. And so I reached out to a buddy of mine and said, dude, I don't think I'm in the right job. I need to be doing something else. He said, what do you want to do? And I told him, and you know how the universe kind of works in mysterious ways. He goes, well, Anne, who used to work with us, she works for a company that that's all they do is hire speakers. And so I sent in a tape, I auditioned, I got the gig.   And I was a W2 employee of theirs for about two years and then realized that I was being underpaid for the work I was doing, that I was actually probably one of the top 10 % of speakers on the roster. And then I realized that when you can make anywhere from a thousand to $5,000 an hour doing that, it was a pretty good paying gig if you were out on your own. I took the jump and have been doing it ever since.   Interesting man. I didn't realize that you could have a W-2 as a speaker I thought everybody that was speaking was getting the speakers that were getting paid, you know They were kind of doing it on their own. I don't realize there was kind of a there was a way to do it where there's a company that pays W-2 wages to speakers to speak it events. Yeah, it's interesting   It is interesting because there are companies that will hire you as a speaker to go and it may be sell their product or service. Or in this case, I was working for a company that was a division of monster.com, the job search company. And I was, I was speaking to high school and college students all across the country. And I probably presented to like 200,000 people in, two years time. So it was just a great practice run and a great way to cut my teeth on a very difficult audience. Because.   (Adam Carroll) (05:36.814) I don't know if you've ever been around a freshman in high school or a sophomore in high school, but they're like the most apathetic human beings on the face of earth. They don't want to be there. I could have lit myself on fire and they'd been like, cool, what else you got? And then when I realized that there were speakers like me that were out who basically just said, this is my topic. This is my specialty, if you will. And here's the rate. And the more they spoke and the...   we have a theory that the more you speak, the more you speak. So once you get out, you hang your own shingle and say, I'm a speaker in this topic, people begin to know you as that person. And then word gets around and obviously you have to not suck on stage. That's part of it. But if you're great at keeping audiences attention, and I really studied NLP, neuro-linguistic programming to use the right words, I studied comedians to figure out what was funny and what wasn't, and it just worked.   Over time, I had more more bookings and at the peak of my career, I was doing like 70 or 75 gigs a year.   Wow, wow, that's incredible. Definitely didn't realize that was your background. I remember those folks coming to like the office and selling suits and doing that sort of thing. So that's pretty interesting. I'm sure a lot of listeners out there are familiar with that process as well.   Yeah. Yeah, it was, it was a great, it was a great gig. mean, I met all sorts of really phenomenal business people. And I think for me, it was, it was like confirmation that I had this desire to, to impact people. And my boss at one point, he was like, Hey, these people love you. They want you to come around. They love the discussion and the conversation. They need to buy stuff from you. And, and there was a.   (Seth Bradley) (07:01.639) sorry, go ahead.   (Adam Carroll) (07:26.574) It's kind of a realization for me that I didn't necessarily want to have to sell. wanted people to buy. And speaking makes it real easy to do that.   Hmm. Yeah, makes sense. Let's jump right into it, man. Let's talk about the shred method. A lot of folks will find this very interesting. I know that I do. What is it? And let's just start there. What is it? Tell us a little bit about it.   Yeah, the shred method, first of all, thank you for asking. it's, it's, for me, I don't say this lightly, but nothing has built more wealth for me and my family than following this model. And the reason for it is there are two great expenses that everyone has in life. And I'm sure all of your listeners, be they attorneys, doctors, other professionally degreed folks.   If you're in a W-2 job, you know this to be true. The two greatest expenses we have in life are taxes and the interest expense on debt. Those are the two greatest expenses. And a gentleman that I had met years ago who helped me with tax situations, just a brilliant, brilliant strategist, he said, Adam, if you focus on minimizing your tax liability, that will get you halfway there. And it's very easy to do, buy real estate, have depreciable assets.   you know, make personal expenses, business expenses, etc, etc. But he said, if you can focus on minimizing the interest expense on debt, this is like a video game that you can't lose. And so when I learned about the shred method, and this is known by a variety of different terms, some people call it an Australian mortgage, it's called velocity banking, we've taken those concepts and turbocharged them.   (Adam Carroll) (09:09.474) almost like putting nitrous oxide in a gas tank, you know, in terms of making it go faster. But the shred method is a unique tool and a way of reorienting your cash flow through your household so that it is being used to the most efficient use possible. And to kind of qualify that, Seth, if you were to leave your home in the morning to go to the grocery store, as an example, and you came back home, emptied the car out,   knowing you had to go to post office at like 4 p.m., would you leave your car idling in the driveway all day?   (Adam Carroll) (09:46.284) Nope. No, and why wouldn't you?   Wasteful.   Yeah, wasteful, you'd burn gas, it'd be hard on the engine. It's just inefficient, right? And yet what most people do is they get their income, their income gets deposited into a checking account, and it sits there for days, weeks, months, sometimes years on end. And we never really use it to its highest efficiency. Meanwhile, we might have debts, commercial debts, primary mortgages, might have student loans yet. And all of those are accruing amortized interest.   right? And you might say it's compound interest working against you to a certain extent. But at the very least amortized interest means that the majority of the interest you're paying on that debt is upfront, it's in the first one to five years. And so the shred method teaches people how to take that income that is being super inefficient in an account, and instead begin to apply it through a process that allows you to blast away   the highest interest or highest payment debts that you have, freeing up cash flow, building equity, and ultimately, and this is the key, creating liquidity to go buy passive income properties, if you will, or other passive income plays.   (Seth Bradley) (11:02.058) Interesting. Yeah, and we actually haven't had anyone on the show to speak about this method, whatever nomenclature you might use. So let's go in a little bit more detail. mean, what is the vehicle? What is this flow of money that you're talking about?   So, know, logistically, here's how it works. Money typically would just get deposited into checking. You pay everything out of checking your mortgage, your car loan, your credit cards, living expenses. And the gurus would tell you that anything extra should really go towards savings and investments, right? And for most people, it goes to Costco, Target and Dining Out. That's where it goes. You know, it doesn't stay in the account, doesn't go into savings. If it does, it goes there for a small period of time. I think that most people   don't really have a savings account, they have a put and take account, because they put a little bit in, take a little bit out, put a little bit in, take a lot out. So the way this works is the money instead of being deposited straight to a checking account gets deposited into what we call a shred account. And the shred account could either be a line of credit, or it could be just a side account of money that you have sitting there that has not been accessed in some time. And what we tell our users is that   you really want to have either a line of credit or a shred account that is one and a half to two times what your monthly net take home is. So if you're bringing home 10 grand a month net, then ideally you want either a line of credit or a shred account of 15 to 20 grand. And the magic of this is the money is going to flow into that account. But the shred method is powered by a piece of software that is based on an algorithm that's tracking your income.   your expenses, the interest that you're paying on all your debts, and how much discretionary money you have available at any given point in time. And essentially, we're leveraging that in really short bursts of time against your largest debts, which could be, again, student loans, could be your mortgage, could be commercial properties. And in doing that, what we're doing is we're saving copious amounts of interest, like literally tens to hundreds of thousands of dollars.   (Adam Carroll) (13:11.122) And in the process, we're freeing up a ton of equity. So people that are saying, hey, I'm paycheck to paycheck. It's hard for me to figure out how am I going to invest more money? We're telling them the money is going to come from the equity that you're creating in your properties by paying them down rapidly.   I love that because I can see where this is going to potentially free up some extra cash to invest. A lot of folks out there, including myself back in the day, we got caught up in this thing we call the golden handcuffs where we're just spending everything. Like you said, we're spending it on Target, on eating out, on things that we really don't need. mean, there's a time and place for spending money on having a good time and enjoying your life for sure.   But we just we tend to overdo it as our income grows our expenses grow right along with it And a lot of people that I talked to about investing they're like, you know I don't have fifty thousand dollars to invest in this real estate deal or a hundred thousand dollars in this real estate deal and it's like well Well, why don't you you know make three hundred thousand dollars you why don't you have fifty thousand dollars to invest in this awesome deal? Right or to you know, put aside for your emergency fund. Like why don't you have these things set up?   So, you know, we always have to walk them through, you know, the expenses is the issue. Really, it's what are you spending all this money on? we try to find how they can save on those expenses so that they can invest in these assets that are really going to set them financially free.   No doubt. And I think you hit the nail on the head. If somebody's making, and honestly, I tell people if you're making six figures plus $100,000 plus, and you don't have 10, 20, $50,000 ready to go, there's something fundamentally wrong. And here it is, we're sending too much money to our banker, and it just goes up in smoke. Right? We like to refer to it as the interest to income ratio, which is if you take how much income you make,   (Adam Carroll) (15:11.694) and you back out how much of that income is actually going to pay interest expense, it'll probably blow your mind. If someone's got a multi-six figure home or mortgage that they're paying on, and they've got student loans, and maybe they're driving a $50,000 to $100,000 vehicle with a payment attached to it, you're probably burning 50 to 60 grand a year in interest and not really thinking twice about it. So what this does is it starts to claw back some of the money that you're sending to your banker.   Which by the way, they make plenty of money. They don't need your money. That is the most profitable business out there is banking and lending. mean, literally, Seth, if you drive two miles around your property there, how many banks would you be able to stop at, do you think? Ballpark best guess.   Right, half a dozen.   Easily, right? And they're probably $10 million buildings minimum. Out there, they're even more, right? So, so this is the deal. They're profitable business ventures. And what we have to remember sometimes is we are their compound interest vehicle, right? Us making our payment every single month is what makes the banks all the money. And if we can game that system, if even for 12 to 18 months at the very beginning of our debt,   we can strip away a huge chunk of the interest that we would normally be paying them over the course of a decade or more. To your audience, that's how I'd say this is how you find the extra 50 or 100 grand because you do have it and it should be in the equity of your property and easily accessible as a liquidity tool. It just isn't because you haven't challenged the banking system.   (Seth Bradley) (16:57.073) Yeah. Now, is this something you can set up yourself or is this something that you need an expert to kind of walk you through? I'm sure if you could probably do it either way. It's just like anything else. You want to take the shortcut or not. But yeah, I just like to know your thoughts on that.   You're exactly right. I I could build a deck on my house if I wanted to and had three months to learn how to do it. Anybody can learn how to do this. My question to most people when they say, I do this myself? I'll say, yes, why haven't you? And for that, the investment with us is very minimal, mainly what it is is coaching and being able to help people get the logistics right. Because once they get it, it's very simple.   but there requires a little bit of retraining the brain in terms of how to handle your money and where the cash flow goes, because it's so, it's like so ingrained in us to live in the banker's business model, put money in checking, pay your bills, anything leftover goes over here. And if you look at it critically, the two groups that are really making money using the existing platform are bankers,   and any advisors that are accepting your money and then turning around and doing something with it. A friend of mine used to call it the helper class. So when the helper class has your money, they're making a ton of money, probably more than you are. And that's our goal is to begin to start to pull back some of the money from the helper class to keep it for ourselves to build those massive passive permanent streams of income.   Yeah, yeah, that makes sense. We tend to bash a few of those helper class folks. I mean, they're not all created equal, including some financial advisors and folks like that that, you know, they're okay people, but their interests aren't necessarily aligned with yours.   (Adam Carroll) (18:51.576) That's right. I would agree with that. I don't want to villainize them, but I think that personal finance is personal. The challenge that I have with anyone out there who espouses a certain way, mine included, is it has to be for the right kind of audience, the right avatar. From our perspective, the people that we help out are the ones who do want to break free from the W-2. They want to create massive passive permanent streams of income.   Over time, they'd like to build a bigger life, not a bigger lifestyle. So if someone's chronically overspending, got to have the newest of the new every single time, they may not be a perfect fit with our strategy because the goal is to continually increase your income while either keeping your expenses similar or even trending down over time, which is not to say that you can't expand where you're spending. Your income is increasing exponentially relative to your expenses.   we do that through the model that we're teaching people. So, you if you're a new car every six months or 12 months kind of person may not be a perfect fit. But if you're somebody who's like, hey, the debt's kind of oppressive, I want to get rid of it. And I want to build, you know, massive wealth for future generations, then generally speaking, we're a pretty good fit for for those folks.   Yeah, yeah, that makes a lot of sense. And I feel like there's, there's probably, it's probably a math equation, right? Like we can't necessarily do it on this show because it's, everybody's taking it in by audio for the most part. there's gotta be an algorithm and you could probably, you know, set those expense numbers and interest numbers that you're paying on your mortgage and other debts and what you're going to pay on that through the shred method and kind of see the savings and how you can grow that wealth year over year.   You're exactly right. It is super fluid. So if your income changes, your expenses change, we plug all that data in and hit recalculate and the thing automatically adjusts to whatever your expenses are. So one of the things that I would never fault anyone for is taking awesome vacations or buying a new car, whatever your choice is. Again, we're not going to villainize anyone for living their life.   (Adam Carroll) (21:06.67) But what we can do through shred is to say, hey, if you're going to drop 10 grand on a vacation, it's going to change your payoff by a month or two months or six months, depending on your income and discretionary income. And if someone knows that and they're planning on it, at least they're armed with that information as opposed to, gosh, we shouldn't do this, but we did or should we buy this $50,000 card? Does it make sense? Or 80 or 150 or whatever your number is.   We can show you exactly do it, just know this is what it changes in the process.   Yeah, yeah, I like that because you can just show them this is the impact it's going to have on paper before they do it and then you can make a better decision on whether or not you want to do that or not.   Absolutely. And furthermore, and you'll appreciate this, I know you're of this mindset, you'll get to a point where it's like, if you want the new car, then invest the money in a syndication or another property that puts enough money in your pocket, you can go pay for the car. But let your assets pay for your liabilities. And I think that's the main thing that many people, I'm sure your listeners, certainly folks that we engage with.   They don't have a lot of assets. They work hard, they make good money, but that is the sum total of their income, is active income. And our goal is to increase passive income over time where it supersedes your expenses because at that point you're financially free.   (Seth Bradley) (22:36.758) Right, right. What are some of the passive investments that you're involved in or that you recommend to people once they've implemented this system and they're trying to build those passive income streams?   Yeah, there are a number of them and I keep getting introduced to more and more all the time, Seth. I mentioned that, you know, that I was a mediapreneur and that the goal was to work, do the work and then get paid, get paid, get paid, get paid. So I started looking for other passive income streams. I really do love real estate. I've been invested in real estate for a long time. We divested of personally held real estate about four or five years ago. And   You know, I think I was too early to the party, but I thought the market was peaking and I thought I could get the max amount out of my properties. And I think I did at the time. And then we were introduced to syndications and we started really appreciating the fact that you could own a piece of a 350 unit apartment complex in South Carolina or Houston, Texas, or some other growing city and get a couple things, either monthly or quarterly income. You could get bonus depreciation.   And you basically got a K1 at the end of the year, which allows you to claim some of those expenses. And so we love syndications. We try and stack syndications on top of each other. they're coming due. They're selling every three or four or five years. So we'll put an amount of capital in knowing that it's going to turn over in short order. And we'll have another amount of capital to put in. And generally speaking, that capital amount just keeps going up.   So we love syndications. I've been introduced and we haven't pulled the trigger yet, but on ATM tranches where you can buy, have you heard this investment? Yep. So you can buy, you know, an amount of ATM machines where you're basically compensated on whatever the fee revenue on those are. There are many advantages to those. There are some drawbacks to it, but it's again, a passive income stream and one that's fairly consistent.   (Seth Bradley) (24:25.798) yeah, for sure.   (Adam Carroll) (24:44.59) Then I really like intellectual property plays. I will tend to invest in a business that has some IP and it may not cashflow right away, but I know that in two or three years, the IP is probably going to be worth something. It's more of a long-term play for me. I'm not going to put as much in it, but we have a couple of 25 to $50,000 investments in those kinds of deals as well. That, in addition to books and   documentary is still selling and things like that I'll keep doing. For me, the process of creating passive income is kind of a game. And so whatever the next thing is, I'm digging in, I want to learn it. total sidebar, but I'm trying to teach my sons and my daughter, this is the way of the future. It's not about working a nine to five and getting W2 and staying with the company for 30 years, it just doesn't happen anymore. It's about setting up   just perpetual income streams that allow you to live the way you want to live. And that, you know, I think that answers your question, hopefully.   (Seth Bradley) (25:52.174) Pardon the interruption, but we don't do ads. Instead, know that if you're raising capital for real estate, my law firm, RaiseLaw, is here to give you the expert legal guidance you need to raise capital compliantly and structure and close your deal. And if you're looking for a done-for-you fund-to-fund solution, Tribest is the industry's only all-in-one setup and fund administration solution. Visit Raise.Law and Tribest.com to learn more.   Yeah, yeah, that's right. You're preaching to the choir here, man. That's awesome. And you're kind of pretty deep into it. A lot of people will invest in a syndication and it is expensive to get involved, right? I mean, it's 50 grand or so or more to get into one of these things. And they're like, okay, I'm done. But you can't be done. You have to keep saving, keep investing. And you're in it to the point where past investors start really start accumulating wealth because they start stacking.   They start coming due every two, three, four, five years. You put it back in another one and they just compound on each other. And you're really accumulating this tax free if you stack them correctly. So it is an incredible vehicle once you get going. And it does turn into a game. I mean, you can look at your bank account or look at your personal P &L and just see how it's growing over five, 10 years. It's incredible. And you're not doing any work. You're vetting the sponsor, the market and the deal and really just the sponsor once you get really good at it.   and you keep reinvesting with the same sponsors that you like and there's no work involved, no tenants, toilets and trash, none of that.   Yes. Yes. And I think you hit the nail on the head when you find a sponsor you really like and you jive with, it's easy to roll the money over to them because they're constantly looking for the next deal. their reputation, their personality, everything is based on their success. they have a very, very vested interest to make you money. And so I don't think I fully realized when I was younger   (Adam Carroll) (27:50.35) the power of having the ability to write a 50 or $100,000 check. And once you get there and you can do 50 or 100 or get to a point where you can write a $500,000 or a million dollar check, things change drastically because there are syndicators out there that will take a million bucks. They'll pay you $90,000 a year guaranteed on the investment. You'll get bonus depreciation and write-offs and all of that. And you'll have like a...   200 % return on it within four or five years, three, four or five years. That's where you can buy a new car every year or two or three, because you need like a $75,000 or $80,000 write-off to your business. So you need a truck or you need a heavy vehicle,   Yeah, yeah, that's right. I mean, that's a good point. mean, people that have $500,000, a million dollars or more liquid, I mean, you can just look at a simple math and you get an 8 to 10 % return on that in cash flow, just in cash flow. You know, if you're living reasonably, you can live off of that. So, yeah, so you can be, you you don't need $10 million, $20 million to retire off of this if you invest in the right deals.   Totally. Totally.   (Seth Bradley) (29:03.926) and kind of spread it across, diversify in different deals, different sponsors, different geographies, different asset types. You can be retired if you want to. It's closer than people think.   I would agree. We have a theory that nearly everyone and certainly your audience could be free, done, done completely in 10 years or less. Absolutely. We call it a 10-year freedom plan. the challenge, think, Seth, and I would be curious your take on this, but I think the challenge for most people is not necessarily an income problem. It's a liquidity problem. So you make good income, right? And we talked about it. It's the expenses that factors in.   But where the majority of your investments go are probably in qualified funds. They're sitting in 401ks and Roth IRAs. Unless it's self-directed, you can't really access it till you're 59 and a half. And even then it's 59 and a half to 70 and a half, you have free rein access. Otherwise the government's regulating how much you take out without fees or penalties. That's a liquidity problem. And so the shred method takes that into account and starts to build   pockets or buckets of liquidity that you can draw from. The first is your home equity, or it could be equity in a commercial property. And then the next would be building a bank of money that you're borrowing from at some point in time, just another bucket. And the more buckets of money that we create, the more liquidity you have and the more investments you can get into, thereby increasing your passive income. So to your point, you do this well, it's like a video game you can't lose over time.   Yeah, yeah, that's right. And we've been programmed to think if we have a high paying job, we just put as much as we can into a 401k and we're doing the right thing and we're doing everything that we need to do and we're not and then everything that doesn't go into that 401k we're spending. So we're not saving anything else. We're not keeping anything else liquid. And we're just assuming that we're going to be okay because we put this money in the 401k. Well, like you said, you can't access it until you're 60 years old. That's right. Unless you take it out with a major penalty. So   (Seth Bradley) (31:10.062) You know, one way to do that obviously is to roll it over in an SDIRA or self-directed, I'm sorry, 401k, the self-directed, something that you have some control over. And then it does become liquid in the sense that you can at least invest it in things that you want to invest in rather than a financial advisor or just stocks, bonds and mutual funds. And then as you said, there's different ways that you can free up liquidity, a HELOC.   something like that borrow against a life insurance policy we've talked about infinite banking policies things like that there's there's creative ways to do it you just need to be aware of it most people just aren't aware of how to how to do that   Yeah, I think that's what's so valuable about your show too, man, is that we only know what we know. And there's an enormous amount that we don't know we don't know. So when I got introduced to syndications, and I got introduced to the ATM tranches, and I'm looking at these going, you know, there is risk, there's risk in everything. But the risk is so mitigated. And you don't realize that if you're writing $100,000 check, and they're saying, yeah, we're going to pay you 9 % guaranteed.   And these are some syndicators will promise an interest rate based on what class of investor you are, A, B, C, D, whatever it may be. But when I looked at that and I go, if I'm striving to get eight to 10 % in the S &P 500, and I have zero control over that, where would I rather be placing my money? That was something I didn't know I didn't know. And it's always fascinating to me to begin sharing this with people because   When I share the shred method, a lot of folks go, not too good to be true. If it's so good, why isn't everybody doing it? And what I'll tell them is because of human behavior and because the bank's lobbies and their marketing engine is so powerful. But it's not magic, it's math. We're taking mathematical principles, risk-based principles and applying it to real estate or finance and figuring out how to make an amount of money that will supersede what you're.   (Adam Carroll) (33:13.782) your W2 job is pretty simple. That's right. Yeah.   Yeah, pretty simple. It's math. Just got to get it down on paper, right? Yeah. All right. Let's switch gears a little bit. I want to quickly get into, you know, this concept that you preach about building a bigger life at work because I think that's, you know, inspiring and that sort of thing and really life in general, right? Tell us about that concept and kind of dive in a little bit.   Yeah.   (Adam Carroll) (33:37.964) Yeah, you know, this started, it would actually started from a conversation I had with a recent college graduate, and they had gotten an advanced degree, they were going into a high paying job. And I think they'd been at it for maybe nine months or so. And we were having coffee and this person said to me, I'm just not satisfied. And I said, Well, what what is it you're not satisfied with? And they said, Well, the issue is that I thought at this point in time after graduating, he'd be traveling the globe.   You know, that was what he had always romanticized was just tons of travel and do whatever he wanted to do. And I said, well, what's keeping you from that? And he goes, well, you know, I just got into this long-term lease apartment. go, okay. And he said, and I bought a bunch of furniture that I financed. And, and then it's like, okay. He goes, I have a couple of gym memberships, not one, two gym memberships, you know, each probably 80 to 120 bucks a piece a month had a car payment because he needed a fancy car. And I said,   Dude, it sounds to me like you're building a bigger lifestyle, not a bigger life. And what you're asking for is a bigger life. And that became almost a deep dive search for me on what would building a bigger life mean for me and my family. And what I did, Seth, was I started digging into what are my core values? How can I live according to those core values, not according to my neighbor's core values, you who may be drastically different than mine? And...   I ended up writing a book called The Build a Bigger Life Manifesto, which breaks down how do you do this step by step. And there are 10 core tenets. And the first one is you got to build on a strong values foundation, like understanding what is it truly you value in life. And if you're doing more of that, then your life should be fulfilling. And mine are family, freedom, love, growth, and connection. And if I'm fulfilling those five buckets on a weekly basis, generally speaking, I'm really fulfilled.   And so the second is have a bigger vision and a bigger vision for your life might mean I'm not going to stay in this job for the next 20 years and hopefully make partner. then hopefully, because we all know that as you get promoted in a W-2 job, it doesn't mean you work less. It means you work more. And so my bigger vision was I want to make my vocation, my vacation. I'm going to speak, but I'm going to speak in cool places that I can take my family to. People are going to pay me really well to do it.   (Adam Carroll) (36:03.368) and I'm going to do it X number of times a year. And then I started asking, and this is the third step, asking bigger questions. And bigger questions look like, okay, so if I wanted to do that, how would I get better at speaking? How would I get so good that people will pay me 10 or 15 or 20 grand to go do what I do for an hour? What would that look like? I started asking not how would I pay my house off early? How would I pay my house off by the end of this year?   And when I asked that question, answers started coming and we were able to do it. So this is kind of the layout of how we walk people through this process. And for me, a bigger life today is just that, you know, I live for my family. I want to travel with them. I want to have tons of fun with them while they're still in the house. I have two teenagers and one in college. And soon, you know, eventually they'll be gone and it'll be my wife and I going and living the life that we most want.   Our lifestyle right now is pretty locked in. We have a beautiful home, we drive nice cars, but everything's paid for. And at this point, the goal is just to continually create massive passive permanent streams of income that afford us the ability to be generous, to live the life we want. And ultimately for me to be able to go share that message with other people.   And something so simple that you did there, it's just, you know, ask yourself what's important. A lot of us don't take the time to think about why we're upset, why are we not happy. And a lot of it comes down to not filling those buckets that are important to us on a regular basis. to be able to figure that out, you've got to take a few moments to think deeply about what it is that's important to you.   100%. And I'll give you a great example, Seth. One guy that we worked with, he realized that one of his core values that was not being fulfilled was adventure. So he loved his job and he goes, I don't know what it is, I'm just dissatisfied. And we went through the values assessment and adventure was on there. I go, well, where are you getting adventure? And he said, you know, that's the problem. I'm not, I haven't had an adventure in two years. I said, so maybe in building your life,   (Adam Carroll) (38:21.538) we need to figure out where are you carving out adventure for yourself or your family to make sure that you're doing it. For him, community was a big part of it. And he was getting some of that in his day-to-day client interactions. But what he really wanted was to build a community of friends that would go do stuff together. And I said, that's on you, man. If you really want that as part of your life, you got to build whatever that looks like.   And what if you combine that and adventure? So you get a whole group of adventure seekers that get together three times a year to go skiing in Aspen or, you know, go skydiving on a weekend or whatever it is. What would that look like to do that? And he lit up and you know, I could do this right now. So to your point, I think we're all very, very close to having a fulfilled life and building a bigger life. But you do have to take time to figure out what does that look like for you.   For sure, for sure. And a lot of the folks listening are attorneys and doctors and they tend to have high suicide rates, all these crazy things, substance abuse. people from the outside looking in think, why? Because you're making all this money. You have this high profession that everybody looks up to and you're not unhappy. And that's why, because those folks...   folks like us, we're just really focused on just that occupation. And that's it. And we don't focus on some of the other things that would fulfill us and make us happy. tons of attorneys I talk to try to get, they're like, how do I start investing as quickly as possible? Make as much money as quickly as possible so I can get out of this job because I hate being an attorney or I hate being a dentist or whatever it is. But really, that might not be the issue. The issue is that you're not filling up those buckets outside of your   career. And if you were to start filling those buckets, start paying more attention to those things, you might not be as unhappy in your career. And you might actually find that you enjoy what you're doing because you're good at it. You worked really hard to get there and you're making a good bit of money doing it.   (Adam Carroll) (40:22.06) No doubt, no doubt. I would add to that, that I think the majority of professions that you just listed, dentists, doctors, lawyers, et cetera, what they really want is they want to maintain professional status, do what they do, they've gone to school, they've learned how to do it. But over time, they want to work less and less, not more and more. And if you're doing what you recommend on the show, and if you're leveraging something like the shred method to create it, you can get to a point where   half or more of your income, ideally all of it, is replaced by passive income. But it requires that you get really focused on working for the right reasons and not filling in the lack of fulfillment or unhappiness with a new car or the next do-dad or spending a fortune on something. Instead, decide, I'm going to go get into an investment this year that will begin the process of creating passive income for me to start building the life that I truly want.   And it is, it's pretty transformational once you figure out how to do it and what the next steps are.   Yeah, it's like the matrix. mean, you start kind of, as soon as you start, it becomes a game, how you said it earlier in the show, and you just start seeing things that you didn't see before. You start being presented with new types of investments and businesses that you can invest in that you never saw before, but they were right under your nose. It does turn into a fun game, a money game.   Yeah, no question. I was at a conference not too long ago and they were calling me Morpheus because I made a reference to the red pill or the blue pill. And they were like, dude, you're Morpheus. I just took the red pill. Now I'm going down the rabbit hole. So beware. Are you ready to take the red pill?   (Seth Bradley) (42:08.374) Love that, love that. All right Adam, before we jump into the freedom four, what's one last golden nugget for our listeners?   A golden nugget for your listeners is that money today is abstract. It's not a concrete thing. Several decades ago, you would be given cash or you'd pay for things in cash. And today, virtually everything is a cashless transaction. And when we're not using cash, it doesn't feel real. If we're using Apple Pay or we're swiping our card or tapping our card,   It doesn't feel real. In fact, there's no pain sensor that triggers when you do that. The opposite is true on Amazon. When you hit one click ship for $47, a pleasure sensor actually is activated because you're in anticipation of that thing coming to you. So we also have to realize that the more money you make, it feels like, well, the more you have to spend. But because money doesn't feel real, you're spending way more than you think you are.   because of the abstract nature of it. So some of that is like reigning back in and understanding these are real dollars that you're putting on a card or swiping on your phone or whatever it may be and deciding is this the best intentional use of this money or could I be using it to build the life that I truly want? And I will add to that Seth that it's very short. There's a short amount of time that it requires you to function just a little bit differently.   order to get there where all the passive income covers your wants. So just like intentionality for the next 12 to 24 months will make a massive difference in your life.   (Seth Bradley) (43:48.502) Yeah, that's all it takes. All right, let's jump into the freedom four. What's the best thing you do to keep your mind and body healthy?   I am part of an exercise group called F3 and it stands for fitness fellowship and faith. There's like 75,000 guys all over the world that do this every morning. And we get up, you know, rain, sun, sleet or hail. I mean, we were working out in like eight degree Fahrenheit weather this winter outside. It's always outside. And I love it. I do it four or five, sometimes six mornings a week. But for me, just getting up the first hour of my day will   will dictate what the rest of my day does. And so my F3 brothers and I, that's the right way for me to get started.   awesome. With all your success what is one limiting belief that you've crushed along the way and how did you get past it?   you know, this is, this is going to sound a bit like an oxymoron statement, but a limiting belief is that, man, there's so much opportunity. And for me, I'm a bright, shiny object guy. for years, my wife was like, just pick one opportunity, please just pick one. And so for me, it's, you know, it's the fact that there is so much I can do limits me because you can really get very, very good at one thing.   (Adam Carroll) (45:08.078) But I'm a big fan of James Clear and the book Atomic Habits. And he'll say that it's hard to get traction when your focus is divided. And so I've been really intentional about zeroing in on my focus and knowing that this is what I'm setting out to do. And it may be for 12 months or 24 months or five years. And I'll reevaluate along the way. But I've got one thing and I'm really focused on that. So that's been a limiting belief I've had to get over.   Awesome. Awesome. What's one actionable step our listeners can do right now to start creating more freedom?   Well, go to the shredmethod.com not to do a self plug, it is. Go watch the masterclass, see what we do and how we do it. If you are already intrigued by this and are wondering like, what should I do with a HELOC or should I have a HELOC? My answer to everyone is everyone should have a HELOC, everyone. If you have equity in your home, why do you not have a line of credit? If for nothing else to have that is an emergency.   of some kind. So point blank, the first thing you ought to do is go access a line of credit, be it a home equity line, a personal line of credit, a P lock, or a B lock, a business line of credit. can also do a cash value line of credit. But I think you got to have one of those because when you understand this method, this process, that's a linchpin to making this work.   Great. How is passive income made your life better?   (Adam Carroll) (46:42.698) you know, I like to call it mailbox money and, man, love mailbox money. When it shows up, I celebrate and I've, I've had a mantra for years that I'm a money magnet, that money comes easily and frequently, that I get more checks in the mail than I do bills. And I just repeat those mantras over and over again. So every time I set up another form of passive income, man, it's just like a win.   that you feel deep down inside. And it doesn't matter, Seth, if it's 50 bucks or 15 bucks or five bucks or 5,000, right? Total sidebar, real quick story, but I was sitting with a buddy of mine at a conference and he kept showing me his phone and he was clearly showing off. But every time he'd pop up his phone, was like another sale was made. And it'd be like $27, $170, $300. And I go...   Dude, how are you doing this?" And he said, I set up these funnels and it's just a little digital product I created and we're doing ads and we're putting all the people towards these ads. And I said, so how many of those do get a month? He goes, I don't somewhere between $9,000 and $10,000 a month is coming in. And I remember feeling giddy for him and giddy about the idea that this could be possible, that you could just do whatever you want to do every day. Go fishing, go surfing, be on a sailboat somewhere and pull up your phone and be like, well, this is cool. just made...   $800. So for me, we have started to build that into what we're doing. I now get alerts on my Apple Watch. It's a Slackbot. So every time a sale is made, it pops up. we went to Mexico over spring break and the vendors on the Mexican beaches, they bless themselves every time they make a sale. And so now when a sale pops up on my Slackbot,   I'm like, all right, I made a sale. This is awesome. So how has it changed my life? I'm more grateful. I sleep well at night. I have peace of mind. And I know that, you know, future generations are going to be taken care of by the wealth that my wife and I are creating.   (Seth Bradley) (48:45.29) I love it, All right, Adam, this has been incredible. We're going to let listeners find out more about you.   Well, you can find out more about me personally at adamcarroll.info. It's two R's, two L's, adamcarroll.info. And again, if you want to check out the Shred Method, we have lots of free resources. So you can go and do a ton of research. We have a savings analysis there that you can plug in your numbers and see how much you could save and how quickly you could be out of debt. All of that is available at theshredmethod.com.   All right, brother. Appreciate your time. Thanks again for coming on the show and we'll to have you on again soon.   Love it, Seth. Keep doing what you do, man. This is super important stuff.   Alright brother, talk soon.   (Seth Bradley) (49:28.578) Thanks for tuning in to Raise the Bar Radio. If you enjoyed today's episode, make sure to subscribe, leave a review, and share it with someone who needs to hear it. Keep pushing, keep building, and keep raising the bar. Until next time, enjoy the journey. Links from the Show and Guest Info and Links: Seth Bradley's Links: https://x.com/sethbradleyesq https://www.youtube.com/@sethbradleyesq www.facebook.com/sethbradleyesq https://www.threads.com/@sethbradleyesq https://www.instagram.com/sethbradleyesq/ https://www.linkedin.com/in/sethbradleyesq/ https://passiveincomeattorney.com/seth-bradley/ https://www.biggerpockets.com/users/sethbradleyesq https://medium.com/@sethbradleyesq https://www.tiktok.com/@sethbradleyesq?lang=en Adam Carroll's Links: https://www.threads.com/@adam.carroll/ https://www.instagram.com/adam.carroll/ https://www.linkedin.com/in/adamcarrollspeaks/ https://www.facebook.com/AdamSpeaks/ https://x.com/adamcarroll https://open.spotify.com/show/1fPEUnWdnbcOcbYdksY1Yi https://www.youtube.com/channel/UCJREGkPP6UwMucJMPvDS8xg

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Mike and Alex discuss the following topics: - Reaction to WFAN's quarter century Knicks & Nets team - Durant over Kenyon Martin or Julius Randle? - Kidd or Brunson at PG? - Kyrie Irving talks about his time on the Nets, did he lie? - Jersey Number Trivia brought to you by @Dolan_J_Trump  Follow us on Twitter/X: Show - @BadWeatherFans Mike - @MikeDeliversPod Alex - @KnicksCentral Use promo code BWF on DraftKings for special promotions and offers

Content Warning: Frostbite Trystine has always lived in the safety of her Grandmother's looming shadow, but when a massive creature steals the most precious treasure of her home she risks it all to give chase. Just how far will this hunt take the Fury of the Frost...---Our show contains fantasy violence (and the occasional foul language), treat us like a PG-13 program!---Thank you to our friends at Rolls Untold! Check them out here:YouTube: https://www.youtube.com/@RollsUntoldTwitch: https://www.twitch.tv/rollsuntoldInstagram: @rollsuntoldRolling with Difficulty Patreon:patreon.com/rollingwithdifficultyRolling with Difficulty Discord:https://discord.gg/6uAycwAhy6Merch:Redbubble: https://www.redbubble.com/people/RWDPodcast/shop?asc=uContact the Pod:rollwithdifficulty@gmail.comTwitter: @rollwdifficultyInstagram: @rollwithdifficultyRSS Feed: https://rollingwithdifficultypod.transistor.fm/Youtube: https://www.youtube.com/c/RollingwithDifficultyTik Tok: @rollwithdifficultyBlueSky: @rollwithdifficulty.bsky.socialCast:Dungeon Master - Austin FunkTwitter: @atthefunkThe Set's Journal of Faerun: https://www.dmsguild.com/product/345568/The-Sets-Journal-of-Faerun-Vol-1?term=the+setBlueSky: @atthefunk.bsky.socialTrystine - OSP RedTwitter: @OSPyoutubeInstagram: @overly.sarcastic.productionsOverly Sarcastic Productions: https://www.youtube.com/c/OverlySarcasticProductionsChannel/Want to send us snail mail? Use this Address:Austin Funk1314 5th AvePO Box # 1163Bay Shore NY 11706Character Art by @stuckinspaceBackground Art by @tanukimi.sMusic by: Dominic Ricciardihttps://soundcloud.com/dominicricciardimusicFeatured Tracks:Hunting Party ThemeBig BattleSoft DowntimePiano DowntimeTense MomentThe Beast Has LandedWhen Will the Beast Land? ★ Support this podcast on Patreon ★

On Prophecy Radio episode #138, Karen and Kristen chat about The Red Pyramid chapters 31 and 32! They also talk about Karen's trip to Columbus for their book festival and a whole host of Rick Riordan-related Instagram posts. New episodes of Prophecy Radio will air every other week. All discussions are PG-13. News and Updates (00:16:21) Percy Jackson and The Lightning Thief turns 20! The Percy Musical is hitting the road in the UK starting this August 15th! San Diego Comic Con starts this week, and the Percy Jackson cast will be in attendance. Could we get that season 2 trailer?! Percy series on Insta dropped some gifs from Percy Jackson and the Olympians season 2. Rick and Mark are hitting the road for The Court of the Dead this fall. From Sept 23rd-10/1 they will be hitting 9 stops across the US. Check out the dates and locations here. The Red Pyramid discussion (00:23:31) Chapter 31: Who can we trust these days? Quick recap: Zia says not to trust Amos, and then guess who magically appears? Sadie is emotional about Bast's sacrifice, so it's good Carter handled that last chapter. Amos's look is not what Karen imagined. Set used Amos like a statue in a garden for the demons' amusement. Is Set the ultimate mastermind? or did Amos give him the slip? Best place to hide is definitely in a government missle-testing range. Let's hope Amos is wrong and Bast will be back sooner rather than later. Sadie has already made SO MANY SACRIFICES! Ba meet Geb. We swoon a little over Geb's heart pocket. What was with that cryptic message, Geb?! Favorite scenes and favorite lines. Chapter 32: Let's see where we stand. Muffin is giving every cat in this scene. Rick to readers: "We are not pulling a John Wick here." They can't trust Amos enough to tell him the plan, but they can definitely use his boat. Time to eat some yummy food in Las Cruces-Messilla. Just as Zia is defending Desjardins' allegiance against Set, he shows up and sticks to his script. Amos using storm magic?! Talk about a red flag. Zia's ultra-powerful column of fire proves she is all in with Sadie & Carter. Desjardins gets desperate... and summons Sekhmet! Favorite scenes and favorite lines. Thanks for listening, and tune in next time for episode 139, where we'll discuss The Red Pyramid chapters 33 and 34, as well as get you up to date on whatever Percy Jackson news might pop up. This episode's hosts are: Karen and Kristen Each episode, Prophecy Radio's hosts will discuss any official news coming out of Camp Half-Blood before doing a chapter by chapter reread of Percy Jackson or one of Rick Riordan's other series. Follow Us: Instagram // Facebook // Tumblr Listen and Subscribe: Audioboom // Apple // Spotify Feel free to leave us your questions or comments through any of these mediums! You can also email us at prophecyradiopodcast@gmail.com or visit our homepage for archives and more information about our show. Prophecy Radio is a Subjectify Media podcast production. Visit Subjectify Media for more shows, including Not Another Teen Wolf Podcast, ReWatchable, and Not About The Weather, and for all our latest articles about the stories we're passionate about.

Who's Your Daddy? Have you ever wondered what kind of breed your dog is? We wondered what breed "Pixel" the Animal Radio Studio Stunt Dog, is. Vet Geneticist Dr. Jenna Dockweiller explains how Doggy DNA tests work, and why some litters have multiple dads. And with her help, we're doing an Embark DNA Breed and Health Test to learn more about Pixel's heritage and health flags. Animal Radio is giving away a free Embark DNA Breed Test. Just email yourvoice@animalradio.com and tell us why you should win the free test, valued at $199. Listen Now Dogtripping Tune in for mystery author David Rosenfelt's hilarious account of a cross-country move from California to Maine with twenty-five dogs. It turned out to be a bigger ordeal than he anticipated, despite the 3 RVs, the extra kibble, volunteers (including a few readers), and camping equipment. Listen Now Dancing with Raccoons Mark "Coonrippy" Brown's YouTube videos have gone viral. He gained fame for a video that featured him and his pet raccoon, Gunshow, dancing to Aretha Franklin. But the increased scrutiny on his lifestyle caused the Tennessee Wildlife Resources Agency to step in and confiscate his newest pet 'coon, Rebekah. Listen Now Cat Burglar Is A Cat The owners of an actual cat burglar are trying to bring an end to their feline companion's "life of petty crime." Richard Windsor and his wife Sophie say their two-year-old tabby Norris has been building quite the collection of stolen goods from their neighbors' homes. Norris supposedly started small by nabbing the occasional dishcloth, but now he's begun swiping bras. Listen Now Kangaroo Censorship An act of Kangaroo censorship has left some people hopping mad. The Mirror says Tourism Australia posted a photo of a Kangaroo named Big Baz on their Facebook page. But since Big Baz was sprawled out on his back in the pic, they chose to keep it PG by pixelating the animal's private parts. The folks at Tourism Australia explained that they were only having a bit of fun, but not everyone thought it was very funny. Listen Now Read more about this week's show.

This week the guys are back and they have on their Imagineer hats as they take on creating a brand new attraction for Toy Story Land in Hollywood Studios. Patreon this week is rated PG-13 for adult content and mild language On the patreon side the guys chat about what's going on in their lives and dive into some of the most recent Disney news topics. BECOME A PATREON MEMBER AND GET ACCESS TO THE PRIVATE FACEBOOK GROUP AND WEEKLY EXTRA CONTENT. If you would like to support all of the Disney Dads shows and help us bring you more content commercial free, click the link patreon.com/ddptoday Book your next Disney vacation with Justin and Jamie at Away With Me Travel. Contact them today to start the magical planning process at show@awaywithmetravel.com

Full Rig Info: https://www.premierguitar.com/videos/rig-rundown/amyl-and-the-sniffers-2025Subscribe to PG's Channel: http://bit.ly/SubscribePGYouTubeAustralian punks Amyl and the Sniffers have had a pretty good year. In October 2024, they released their third full-length, Cartoon Darkness, and opened a run of North American shows for Foo Fighters. This year, they warmed up the stage for the Offspring for a handful of shows in Brazil, then tore off across the United States and Canada for a headlining tour.Ahead of their stopover at Nashville's Marathon Music Works, PG's Chris Kies met with guitarist Declan Mehrtens and bassist Gus Romer to see what weapons the Aussie invaders are using to conquer the music world.Shop Amyl and the Sniffers' Gear:Gibson Explorer - https://sweetwater.sjv.io/AP1YBDSeymour Duncan Saturday Night Special https://sweetwater.sjv.io/vP9gbWFender Deluxe Telecaster - https://sweetwater.sjv.io/N9vYeNMarshall JCM800 Modified - https://sweetwater.sjv.io/Gm36zVMXR Carbon Copy Mini - https://sweetwater.sjv.io/o4gaGYMXR Micro Flanger - https://sweetwater.sjv.io/09MBnLEHX Soul Food - https://sweetwater.sjv.io/0ZAABVVox wah pedal - https://sweetwater.sjv.io/MAvYoNBoss ODB-3 - https://sweetwater.sjv.io/xLjqXOMXR Distortion+ - https://sweetwater.sjv.io/9LjBxQFender Precision Bass - https://sweetwater.sjv.io/raq1edAmpeg SVT Classic - https://sweetwater.sjv.io/EK64eWTC Electronic PolyTune 3 Noir - https://sweetwater.sjv.io/GK4YQBTC Electronic PolyTune 3 - https://sweetwater.sjv.io/k0oEQV0:00 - Yvette Young & D'Addario0:15 - Declan Mehrtens Playing Intro0:38 - Subscribe to Rig Rundowns!0:45 - Chris Kies Intro1:02 - Declan Mehrtens on Recording Comfort to Me vs Cartoon Darkness3:51 - Declan Mehrtens on Working with Producer Nick Launay4:52 - Declan Mehrtens on Expanding Amyl's Sound with Cartoon Darkness6:11 - Declan Mehrtens' Approach to Guitar Solos & Lead Tones8:55 - Declan Mehrtens on Recreating Album Tones Onstage11:40 - Declan Mehrtens on Harnessing & Coaxing Feedback14:21 - Declan Mehrtens'Gibson Explorer22:26 - Declan Mehrtens' Strings & Tunings23:01 - Declan Mehrtens' Fender American Professional II Telecaster Deluxe25:52 - Stephen McBean Provided a Ladder?26:23 - Working with John Angus Stewart on Art & Music Videos27:33 - Declan Mehrtens' Hiwatt Custom 100 & Marshall JCM800 Modified Amps29:32 - Declan Mehrtens' Pedalboard32:29 - Declan Mehrtens on Using In-Ear Monitors33:59 - Declan Mehrtens on Dealing with Mistakes Onstage35:14 - Daredevil Pedals Drive Bi into Hiwatt37:30 - Declan Mehrtens on Capturing Angus & Malcolm Young39:08 - How Did Declan Mehrtens Get Into Baseball?41:50 - Yvette Young & D'Addario42:05 - Gus Romer Intro42:52 - Gus Romer's Fender P Bass44:17 - What Does FIGJAM Mean?46:33 - What Does Gus Romer Enjoy About Playing Bass in Amyl?47:52 - Gus Romer's Proudest Moment on Cartoon Darkness49:11 - Declan Mehrtens' Favorite Bass Lines to Play Over Top51:39 - Gus Romer's Ampeg SVT53:22 - How Declan Recruited Gus into Amyl & the Sniffers54:35 - Gus Romer's Pedalboard58:48 - Opening Slots in Stadiums59:18 - Agenda for Rest of 2025 & Beyond1:00:52 - "Chewing Gum" Live in Nashville1:02:42 - D'AddarioFull Rig Info: Subscribe to PG's Channel: http://bit.ly/SubscribePGYouTubeWin Guitar Gear: https://bit.ly/GiveawaysPGDon't Miss a Rundown: http://bit.ly/RIgRundownENLMerch & Magazines: https://shop.premierguitar.comPG's Facebook: https://facebook.com/premierguitarPG's Instagram:...

Danilo Tauro, Managing Partner at Aperiam and Senior Advisor at McKinsey & Company, shares his view of how AI agents will shape the future of data driven marketing. We also talk about the risks of paralysis by analysis, why marketers need to just get started and iterate along the way, and how students should adopt P&G's PIE method for their career progression. 

In this episode of East Coast Elite, Simon Kouttis and Ollie Kuehne sit down with Martin Mao, co-founder and CEO of Chronosphere. From his early days at Uber to founding one of the most disruptive startups in observability, Martin shares what it takes to navigate uncertainty, build conviction, and win at scale. We dive into the mindset shifts behind leaving a tech giant to build something bold, how Martin sees the future of observability, and what it means to lead with clarity in a rapidly evolving market. If you're a founder, engineer, or operator seeking real insights from a builder at the top, this one's for you. Key Topics Covered 00:00 Intro 02:10 What Makes a Strong Founder 04:48 Why Martin Left Uber 09:22 Founding Chronosphere 13:41 Competing with Industry Giants 19:05 The Startup Learning Curve 26:38 Early GTM Decisions 33:20 Scaling with Intent 39:40 Balancing Vision and Feedback 46:14 Leadership Lessons in Hypergrowth 50:12 What's Next for Chronosphere 52:49 Closing Reflections   3 Biggest Lessons Leaving comfort for conviction: Martin's leap from Uber shows that bold moves start with internal clarity, not external certainty. Product-market fit is just the beginning: Real traction comes from execution, team culture, and continuous iteration. Disruption requires ruthless focus: Be crystal clear on who you serve and why your product matters—then say no to everything else. Thanks for listening! This episode was hosted by Simon Kouttis and Ollie Kuehne, founders of Hunters & Unicorns. If you enjoyed this episode, please drop a like/share and subscribe to our channel! Connect with Hunters & Unicorns Website: http://huntersandunicorns.com Twitter:   / huntersun1corns   Instagram:   / huntersandunicorns   Blog: http://huntersandunicorns.com/blog   Notable Quotes “You don't need to have all the answers before you start.” “It's not about being better—it's about being different in a meaningful way.” “Startups work when you're solving real pain, not just building cool tech.” This episode is sponsored by SELR & PG:ai   #softwaresales #huntersandunicorns #playbookuniverse

Pirates insider Noah Hiles from the PG joined the show. Noah thinks the Pirates front office to make the team better in 2026 as they approach the trade deadline. How aggressive will Ben Cherington be? Noah still firmly believes Mitch Keller will be on the move and listed 4 teams of interest. Noah anticipates a trade for Keller going down to the deadline, possibly in the final hour. Noah said the Pirates want to acquire guys that can be everyday players for them immediately. How many other Buccos will be on the move? Noah guessed that David Bednar will be gone and thinks Dennis Santana could be on the move too.

October 27 - November 2, 1990 This week Ken welcomes former MA resident and current producer of The Last Drive-In, and owner of Not a Funeral Home productions Matt Manjourides.  Ken and Matt discuss working at video stores, MA Video Stores, Video Smith, Mike's Video, Video Oasis, Live Poultry Fresh Killed, Palmer Video, buying VHS tapes,  having cable growing up, black boxes, "On Deman" video that was just 24 hours of a movie in a loop, Pay Per View, why horror almost always makes money, the video boom, PG-13 Movies with Nudity, realizing women love horror and marketing to them, the CW, Get A Life, going to school for animation, Warriors of the Wind, Fist of the North Star, the 5am Saturday morning weird local slot, 5 and 10 Store, Child World, Mr. Big's Toyland, GI Joe, Alien Nation, Return of Swamp Thing, why working with restrictions can get better results, Wes Craven, weird sleazy vibes, Day of the Dead, collecting screen used props, weird relaxing go to sleep movies, Made for TV Movies, the movie section of TV Guide, Angelica Houston's sexual explosion, Best of the New, personally killing Sadam Hussain, The Gulf War, Full House, MacGuyver, Jasmine Guy in "A Killer Among Us", when the killer is on the jury, Major Dad, Murphy Brown, Who's the Boss, Head of the Class, Coach, why Salem's Lot is Ken's favorite Tobe Hooper movie, Funhouse, Return to Salem's Lot, Sam Fuller, TCM II, Billy Connolly, Nightmare on the 13th Floor, occult elevators, USA Network Original movies, haunted item films, haunted dresses, being afraid to compete with Must See TV on Thursday, Arthur C. Clark's Mysterious World, The 1990 Flash, Quantum Leap, contempt for your audience, why Universal Studios Florida Amusement Park meant Superboy and Swamp Thing stayed on the air way too long, shared experience, and convincing a major streaming network to air "Things". 

EPISODE 191Twitter Polls- We have polls this week. MLB- Allstar game knowledge.NFL-  Von Miller to the Commanders on a one year deal for $6 million with incentives that could pay him up to $10.1 million and TJ Watts gets his extension from the Steelers 3-years $123 million with $108 million fully guaranteed the most guaranteed money for a non QB player. Watts $40.25 average salary is mLet's talk what this means for their respective teams.The Jets lock in Sauce Gardner for for 4-years $120.4 extension with $85.65 million guaranteed top paid corner at $30.1 million per year and Garrett Wilson for a 4-year $130 million extension with $90 million guaranteed, $32 million per year 5th highest paid receiver. Did the Jets make the right moves locking both up?Chiefs give guard Trey Smith a 4-year $94 million deal with $70 million guaranteed making him the highest paid guard in NFL history. Thoughts on this move? Also, chiefs wide receiver Rashee Rice receives 5 years probation and 30 days in jail for multi-car crash incident in 2024 in Dallas. Did the punishment fit the crime? NBA- Dame back to Portland? Why? Thoughts on him signing with Portland?Bradley Beal officially signs with the Clippers. Does his signing make the Clippers a championship contender? Or just keeps them competitive?Marcus Smart to the Lakers for more perimeter defense at the PG/wing spot. Personal- (Irv) Promotions- Bryce Sinclair (@the_spicy_diaper), Rosemary Stribling (@igoturbackneuro), Shawn Tuck (@shawntuckmusic), Art Sibley (w.i.s.e._remixedit), Darvell Williams (@darvellwfinancial), Jay (@kutzbyjay), and Jazz (@sleek_chic_braids18) booksy app, Anna Slusser (@izalauree) painter/artistJuan Pina (@JP_ exclusivepicks)

Is your daily grind actually just grinding you down? Jessica Wynn exposes coffee addiction's brilliant masquerade as self-care on this Skeptical Sunday!Welcome to Skeptical Sunday, a special edition of The Jordan Harbinger Show where Jordan and a guest break down a topic that you may have never thought about, open things up, and debunk common misconceptions. This time around, we're joined by Jessica Wynn!Full show notes and resources can be found here: jordanharbinger.com/1185On This Week's Skeptical Sunday:Coffee is basically "PG-13 cocaine" — the world's most socially acceptable drug addiction. It doesn't give you energy; it just gaslights your brain into ignoring how exhausted you really are.Your morning cup requires 36 gallons of water to produce and contributes to massive deforestation. Coffee is "the ExxonMobil of beverages" — environmentally brutal at industrial scale.The coffee industry exploits workers through child labor and modern slavery, even at major brands like Starbucks and Nespresso. Your $6 latte has some dark supply chain secrets.Health effects are a mixed bag — potential liver benefits vs. stomach lining damage, anxiety spikes, and sleep disruption. Corporate-funded research makes the science murky at best.Take control: Research your coffee brands, ask baristas about bean sourcing, support certified ethical suppliers, or try the radical alternative — eat an apple and take a nap instead!Connect with Jordan on Twitter, Instagram, and YouTube. If you have something you'd like us to tackle here on Skeptical Sunday, drop Jordan a line at jordan@jordanharbinger.com and let him know!Connect with Jessica Wynn at Instagram and Threads, and subscribe to her newsletter: Between the Lines!And if you're still game to support us, please leave a review here — even one sentence helps! Sign up for Six-Minute Networking — our free networking and relationship development mini course — at jordanharbinger.com/course!Subscribe to our once-a-week Wee Bit Wiser newsletter today and start filling your Wednesdays with wisdom!Do you even Reddit, bro? Join us at r/JordanHarbinger!This Episode Is Brought To You By Our Fine Sponsors:Shopify: 3 months @ $1/month (select plans): shopify.com/jordanSimpliSafe: 50% off + 1st month free: simplisafe.com/jordanSaily: 15% off: saily.com/jordanharbingerHomes.com: Find your home: homes.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Brodes wants to know what the proper reaction should be to Joel Embiid calling out the Sixers?Emilio Cigars: https://cigarsncigars.com/search.php?page=1§ion=product&search_query_adv=Emilio&x=0&y=0 Code: BRODES10 for 10% off your purchase!SURGEON GENERAL WARNING: Cigar Smoking Can Cause Cancers of the Mouth and Thoat, Even If You Do Not InhaleGreen Lawn Fertilizing: https://www.greenlawnfertilizing.com/lp/brodes?utm_campaign=GLF%20-%20Influencer%20Marketing&utm_source=instagram&utm_medium=social&utm_term=brodes Green Lawn Fertilizing: Phone Number: (848) 253-4026DISCORD LINK: https://discord.gg/z9c5cFVGJcBUY YOUR TICKETS WITH SEATGEEK PROMO CODE: BRODES FOR $20 OFF YOUR FIRST PURCHASE! www.seatkgeek.com

Content Warning: Austin and Wally are Gross, NPC Murder, ArachnophobiaFor the Bloodied Mask of Malar, no creature can escape his hunt. As one falls, a new prey takes it's place, and Garou finds himself on the trail of something aberrant in the Beastlands...---Our show contains fantasy violence (and the occasional foul language), treat us like a PG-13 program!---Thank you to our friends at Join the Party! Check them out Here:https://www.jointhepartypod.com/Multitude Podcasts: https://multitude.productions/showsInstagram: @jointhepartypodRolling with Difficulty Patreon:patreon.com/rollingwithdifficultyRolling with Difficulty Discord:https://discord.gg/6uAycwAhy6Merch:Redbubble: https://www.redbubble.com/people/RWDPodcast/shop?asc=uContact the Pod:rollwithdifficulty@gmail.comTwitter: @rollwdifficultyInstagram: @rollwithdifficultyRSS Feed: https://rollingwithdifficultypod.transistor.fm/Youtube: https://www.youtube.com/c/RollingwithDifficultyTik Tok: @rollwithdifficultyBlueSky: @rollwithdifficulty.bsky.socialCast:Dungeon Master - Austin FunkTwitter: @atthefunkThe Set's Journal of Faerun: https://www.dmsguild.com/product/345568/The-Sets-Journal-of-Faerun-Vol-1?term=the+setBlueSky: @atthefunk.bsky.socialGarou -  WallyInstagram: @stuckinspaceTwitter: @walpoleinspacePortfolio: https://ghost_astronaut.artstation.com/BlueSky: @wallydraws.bsky.socialWant to send us snail mail? Use this Address:Austin Funk1314 5th AvePO Box # 1163Bay Shore NY 11706Character Art by @stuckinspaceBackground Art by @tanukimi.sMusic by: Dominic Ricciardihttps://soundcloud.com/dominicricciardimusicFeatured Tracks:Hunting Party ThemeWhen Will the Beast Land?Big BattleRolling, Possibly with a Bit of DifficultyThe Beast Has Landed ★ Support this podcast on Patreon ★

SPONSORS: - Sign up for a $1 per month trial period at https://shopify.com/nottoday, all lowercase - Upgrade your wallet today! Get 10% Off @Ridge with code NOTTODAY at https://www.Ridge.com/NOTTODAY #ridgepod In this absolutely unhinged episode of Not Today Pal, Jamie and Rob spiral into obsession over a new UK reality series where adult virgins learn intimacy from “surrogate partner therapists”—yes, that's a real job. the casting is suspiciously sexy for a show about virgins. Then, the duo welcomes back PG, an alleged fan-favorite caller with a very special interest in Jamie's feet. Now making his third appearance, PG reveals he's recently retired and shares his unique wisdom on bullying, comeback lines, and his deeply held belief that “virgins don't exist anymore.” PG also doubles down on foot fetishes, privacy ethics (“if the diary's open, you read it”), and breaks down his complex relationship with Jamie, Sopranos cast members, and the justice system. This episode has everything: uncomfortable roleplay, rogue advice, grave-digging conspiracies, foot pics, and Sopranos tattoos. Try it out! Have a question for Rob and Jamie? Reach out at nottodaypalpodcast@gmail.com Not Today, Pal Ep. 103 https://www.instagram.com/jamielynnsigler https://www.instagram.com/nottodaypalshow https://store.ymhstudios.com Chapters 00:00:00 - Intro 00:00:11 - Virgin Island 00:10:32 - Clip: Johnny Swole 00:14:54 - PG Returns 00:21:40 - Role Playing Bully Encounters 00:29:58 - Does PG Still Like Jamie's Feet? 00:34:56 - Reading Your Partners Diaries/Texts 00:38:26 - Final Thoughts 00:42:44 - Clip: Grave Digger Confessions 00:46:01 - Sopranos Tattoos Learn more about your ad choices. Visit megaphone.fm/adchoices

Post-Gazette sports columnist Jason Mackey joins host Adam Bittner to react to the hot topics in Pittsburgh sports this week. Should Steelers GM Omar Khan and coach Mike Tomlin make an exception to their rule of not negotiating contracts with players during training camp and into the season when it comes to T.J. Watt? Or should they stick to their guns as he reportedly seeks a contract that would take him to his age 36 season? Is there still time to trade him? And would that defeat the purpose of signing veterans like Aaron Rodgers and trading for names like DK Metcalf, Jalen Ramsey and Jonnu Smith? And are there any lessons we can learn from the Le'Veon Bell contract holdout close to a decade ago? Our duo tackles those questions, then talks some hockey. What should we make of Penguins GM Kyle Dubas' moves so far this NHL offseason? Does the deal for goalie Arturs Silovs signal big moves coming with Tristan Jarry and/or Erik Karlsson? Should the team tank for a chance to draft Gavin McKenna? Or give Sidney Crosby, Evgeni Malkin and Kris Letang a chance for one more Stanley Cup run together? And what should we make of reports that Mario Lemieux and Ron Burkle are looking to re-assume ownership of the club? Our duo tackles those questions and more. Then in the third segment, airing on the PG's Pirates YouTube channel, the guys tackle the hot topics surrounding the club this week. Should GM Ben Cherington be allowed to trade big names like Mitch Keller, Bryan Reynolds and Ke'Bryan Hayes while his future is in question? Or should Bob Nutting limit his options for deals to players on expiring contracts like Tommy Pham, Andrew Heaney and Isiah Kiner-Falefa? What should we make of Reynolds' continued struggles? Was Seth Hernandez a good top pick in the MLB draft? Where does Oneil Cruz go from here after his MLB Home Run Derby performance? And how seriously should we take Konnor Griffin as a prospect?

Summer break is OVER as the Pigeons end their extended hiatus with a reunion of sorts. Is all hope lost for the Sixers as PG has surgery and new Embiid article surfaces? Did Kyle Schwarber just make the "swing off" a real thing in the MLB?

Today we speak with Louie De Jaeger, author of Save Our Soils: How Regenerative Food And Farming Will Save Your Health And The Planet, an important book about how the health of our soil affects every aspect of our lives and our futures. We talk about what led to this problem and how to fix it. For further information about the book go to: louisdj.com. Join Catherine Greenleaf, a certified wildlife rehabilitator with 20 years of experience rescuing and rehabilitating injured wildlife, for twice-monthly discussions about restoring native habitat and helping the birds in your backyard. Access the BIRD HUGGER Newsletter here: www.birdhuggerpodcast.com. Send your questions about birds and native gardening to birdhuggerpodcast@gmail.com. (PG-13) St. Dymphna Press, LLC.

PG columnist Jason Mackey joined the show. Jason gave his thesis on the Pirates season and said the offense is just unacceptable. Jason again questioned the future of Ben Cherington and said he does not believe Bob Nutting was happy about the offseason approach. He remained confident that Cherington is done after 2025 wraps up. We played a YES or NO game with Jason in regards to players that could still be Pirates after the deadline, and Jason thinks the Pirates will hold on to Mitch Keller.

Steelers insider Ray Fittipaldo from the PG joined the show. Ray gave his initial reaction to TJ Watt signing his extension with the Steelers. Chris asked about the Steelers scope always being about making it look like they got the better end of the deal. Ray said this is about betting on a player you have known since 2017. Ray brought up JJ Watt breaking down a bit around this age, but he explained why this only locks the team in until TJ is about 34.

Brodes filled in for the WIP Afternoon Show Wednesday from 2-6pm asking if Sixers fans are angry enough about PG's surgery?

Full Rig Info: https://www.premierguitar.com/videos/rig-rundown/better-loversSubscribe to PG's Channel: http://bit.ly/SubscribePGYouTubeTuning up for their own tour that starts this week, the loud 'n' heavy merchants from Buffalo show PG's Perry Bean how they apply the hot sauce.In Better Lovers, guitarists Jordan Buckley and Will Putney, plus bassist Stephen Micciche, go heavy and strange—a combination they achieve by carefully selecting their instruments, amps, and effects. Their latest album is called Highly Irresponsible, but when it comes to nailing their riffs and sounds, this Rundown with PG's Perry Bean, filmed recently at Nashville's Brooklyn Bowl, makes it clear they are anything but that!0:00 - Gina Gleason [Baroness] & D'Addario0:15 - Better Lovers Live Intro0:55 - Subscribe to Rig Rundowns!1:03 - Perry Bean Intro1:21 - Will Putney's Dunable Cyclops & Signature DE Guitars4:10 - Better Lovers' Tunings4:30 - Will Putney's Amps [Peavey, Revv & Vox]8:35 - Will Putney's Pedalboard19:11 - Rig Rundown & D'Addario19:33 - Jordan Buckley Intro19:50 - Jordan Buckley's 1978 Gibson SG24:44 - Jordan Buckley's ESP Eclipse26:29 - Jordan Buckley's Dunable Cyclops DE27:10 - Jordan Buckley's Amps [Marshall, Revv & Vox]28:17 - Jordan Buckley's AC3030:41 - Jordan Buckley's Problem Playing With Pedals31:55 - Jordan Buckley on Being Self-Taught Guitarist34:46 - Jordan Buckley Rips "Burial Plot Bidding War"35:18 - Jordan Buckley's Marshall JCM 800 & Revv Generator 12037:51 - Jordan Buckley's Riff From First Band X Pride X38:32 - Jordan Buckley Learns NHL '94 Pause Menu Riff39:13 - Jordan Buckley's Pedalboard43:30 - Steve Micciche Intro43:46 - Steve Micciche's Orange AD 200 Bass Mk3 & Terror Bass Amps45:00 - Steve Micciche's Fender Deluxe PJ Bass46:00 - Steve Micciche's Ibanez Iron Label SRMS625EX47:11 - Steve Micciche's California Bass48:33 - Steve Micciche's Pedalboard51:02 - Steve Micciche's Fly Nike Footwear & Final Shoutouts51:52 - Better Lovers Live Outro53:12 - Joe Glaser & D'AddarioFull Rig Info: https://www.premierguitar.com/videos/rig-rundown/better-loversSubscribe to PG's Channel: http://bit.ly/SubscribePGYouTubeWin Guitar Gear: https://bit.ly/GiveawaysPGDon't Miss a Rundown: http://bit.ly/RIgRundownENLMerch & Magazines: https://shop.premierguitar.comPG's Facebook: https://facebook.com/premierguitarPG's Instagram: https://www.instagram.com/premierguitar/PG's Twitter: https://twitter.com/premierguitarPG's Threads: https://threads.net/@premierguitarPG's TikTok: https://www.tiktok.com/@premierguitar[Brought to you by D'Addario: https://ddar.io/wykyk-rr]© Copyright Gearhead Communications LLC, 2025#guitar #rigrundown #guitarist #guitarplayer #guitargear

Episode #165 | Season 8 Episode 6 [PG-13] After watching the new Superman movie on it's earlier day, my boys and I went to a second viewing (along with my mom). This episode opens with a quick movie review/ interview with my my son Ky (7 yrs old) followed by Drake (12 yrs old) then leading into my thoughts on the movie. I talk about the cast, what I liked and it's political message. Enjoy!LINK: https://linktr.ee/daypeacecomedy

We're back with another roundtable, and this week Ashley and I get to chat with two powerhouse guests. Alison Campbell is a former HR tech exec, and now is the founder of unBurnt, a company redefining how we prevent burnout. Dr. Sheryl Ziegler is a clinical psychologist and author of the books Mommy Burnout and The Crucial Years. These two women are on a mission to rewire how we think about stress, success, self-worth, and how we raise the next generation. Our conversation dives deep into what burnout really feels like, why many of us miss the signs of it, the systems that perpetuate it, how to heal your nervous system, and what it takes to raise burnout-resistant kids. This is a must-listen for anyone tired of just pushing through. Show links: Ashley: And/Both Podcast Alison Campbell: unBurnt Dr. Sheryl Ziegler: drsherylziegler.com Read The Crucial Years: The Essential Guide to Mental Health and Modern Puberty in Middle Childhood (Ages 6-12) Read Mommy Burnout: How to Reclaim Your Life and Raise Healthier Children in the Process   As always, I'd love to hear from you! Subscribe, leave a review, or follow PG-ish on IG @pgishparenting, or you can always find me at www.pgishparenting.com.

Are you convinced Reed Sheppard is ready for the backup PG role?

With just one week until Texans training camp, ITL dives into the best- and worst-case scenarios across key position battles. From the O-line to wide receivers, who needs to step up? Meanwhile, the Astros limp into the break — what must they do to ensure a real second-half playoff push? QOTD: What's something you probably should've practiced before trying? Around The NFL delivers big headlines: Garrett Wilson gets paid — what does that mean for Nico Collins and the WR market? Teddy Bridgewater suspended? And are you sold on Reed Sheppard as the Rockets' backup PG? What's Popping closes the hour with stories from sports and entertainment. Reggie's Rewatch revisits Texans vs. Packers (Week 7), with takeaways and trends that still matter. In Lunch-Time Confessions, a hilariously bad Superman review has the crew cracking up. Plus, “Still in the League?” honors the NFL's oldest living player at 93 years old. And in Hour 4, ESPN's Top 10 LB Rankings drop — are the Texans getting disrespected, or is off-ball linebacker a hidden weakness? Finally, Figgy's Mixtape delivers the strange and hilarious: a crack in Seattle's Space Needle, phrases men hate hearing from women, and more.

Pirates broadcaster Greg Brown joined the show. Rob Manfred says that the Pirates will have a fair chance come February. Brown says that a salary cap will not solve everything. Brown says that Nutting believes that “something has to happen”. The next few months are very important for Reynolds and Cruz. Pirates insider Noah Hiles from the PG joined the show. Noah says that Scott Boras has a ton of power within the MLBPA. Owners are all over the place in a lot of important areas that need settled. Noah says that there is not a lot of interest from Oneil Cruz's camp in terms of staying with the Pirates long term. Donny Football Debrief – Jauan Jennings either wants a new contract or out of San Francisco. Would you make a move for him if you were the GM of the Steelers? Mullsy thinks Terry Mclaurin is a far better receiver than DK Metcalf. Poni doesn't want to give up assets for Mclaurin.

Tori asked… and you REALLY delivered. She’s answering your most unhinged, out-of-pocket, and oddly specific questions — nothing is off-limits. Let’s just say, it ends with a custom song… for her vagina. Consider this your warning: Tori did not keep it PG.See omnystudio.com/listener for privacy information.

Tori asked… and you REALLY delivered. She’s answering your most unhinged, out-of-pocket, and oddly specific questions — nothing is off-limits. Let’s just say, it ends with a custom song… for her vagina. Consider this your warning: Tori did not keep it PG.See omnystudio.com/listener for privacy information.

Tori asked… and you REALLY delivered. She’s answering your most unhinged, out-of-pocket, and oddly specific questions — nothing is off-limits. Let’s just say, it ends with a custom song… for her vagina. Consider this your warning: Tori did not keep it PG.See omnystudio.com/listener for privacy information.

RMR 0322: Special Guest, Rebecca Davis, joins your hosts, Dustin Melbardis and Lizzy Hayes for the Retro Movie Roundtable as they revisit Back to the Dirty Dancing (1987) [PG-13] Genre: Romance, Drama   Starring: Jennifer Grey, Patrick Swayze, Jerry Orbach, Cynthia Rhodes, Jack Weston, Jane Brucker, Kelly Bishop, Lonny Price, Max Cantor, Charles 'Honi' Coles, Neal Jones   Directed by Emile Ardolino Recorded on 2025-06-03

We're starting this week strong, with a Lang Fairy Tale called The Wonderful Sheep which starts out like King Lear, and then, all of a sudden, a woman falls in love with a sheep. Be assured - it all stays perfectly PG-rated. But then that ending... crikey!If you are unfamiliar with the Lang Fairy Tales, these seminal collections were assembled between 1889 and 1913 by a married couple, folklorists and translators Nora and Andrew Lang, with most of the work done to compile them completed by Nora, also known as Leonora Blanche Alleyne.Assembled and published in 12 colour-coded "Fairy Books," the corpus the Langs put together included 798 fairy tales from across cultures, many of which had never before been translated into English.They were amongst the most influential books of their time, changing the course of children's literature - although they're hardly just for children, and often deal with quite challenging concepts.Today, purchasing a complete set of the Lang Fairy Books in good condition costs over £4,000 ($5,000+).Thankfully, the collections are all out of copyright, meaning that we can now tell these stories, in podcast form, many for the first time, and share them with a global audience, for free.Our plan is to release the stories between main series of Three Ravens, performing them straight (though with plenty of silly voices) letting the tales speak for themselves in all their madcap, sharp-edged, often quite bizarre glory.The only edits we have made are to amend some culturally-insensitive epithets, which typically pertain to ethnicity, with any such edits made by Eleanor Conlon.Three Ravens is an English Myth and Folklore podcast hosted by award-winning writers Martin Vaux and Eleanor Conlon.Released on Mondays, each weekly episode focuses on one of England's 39 historic counties, exploring the history, folklore and traditions of the area, from ghosts and mermaids to mythical monsters, half-forgotten heroes, bloody legends, and much, much more. Then, and most importantly, the pair take turns to tell a new version of an ancient story from that county - all before discussing what that tale might mean, where it might have come from, and the truths it reveals about England's hidden past...Bonus Episodes are released on Thursdays plus Local Legends episodes on Saturdays - interviews with acclaimed authors, folklorists, podcasters and historians with unique perspectives on that week's county.With a range of exclusive content on Patreon, too, including audio ghost tours, the Three Ravens Newsletter, and monthly Three Ravens Film Club episodes about folk horror films from across the decades, why not join us around the campfire and listen in?Learn more at www.threeravenspodcast.com, join our Patreon at www.patreon.com/threeravenspodcast, and find links to our social media channels here: https://linktr.ee/threeravenspodcastThree Ravens is a myth and folklore podcast hosted by Eleanor Conlon and Martin Vaux.In each Monday episode we explore a historic county, digging into heritage, folklore and traditions, then we tell a new version of a legend from that county. Bonus Episodes are released on Thursdays and Saturdays.Visit our website Join our Patreon Social media channels and sponsors Hosted on Acast. See acast.com/privacy for more information.

Tori asked… and you REALLY delivered. She’s answering your most unhinged, out-of-pocket, and oddly specific questions — nothing is off-limits. Let’s just say, it ends with a custom song… for her vagina. Consider this your warning: Tori did not keep it PG.See omnystudio.com/listener for privacy information.

Tori asked… and you REALLY delivered. She’s answering your most unhinged, out-of-pocket, and oddly specific questions — nothing is off-limits. Let’s just say, it ends with a custom song… for her vagina. Consider this your warning: Tori did not keep it PG.See omnystudio.com/listener for privacy information.

Hey Friends, Hey!It's Hot Ghoul Summer, and we're choppin' it up about the Horror/Romance film, Lisa Frankenstein (2024) to celebrate✨Tap in to hear our thoughts on this film, PG-13 horror flicks, Zombie favs, teenage antics, 80's glam, & so much more!Looking for more GTS episodes, merch, and funtivities? Check out our linktree to access this & more!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Building out the electricity grid was traditionally a predictable and straightforward business. Now it's like trying to land a jet on a moving aircraft carrier in the dark. That's a quote from this week's guest Quinn Nakayama. He's the senior director of Grid Research and Innovation at Pacific Gas & Electric (PG&E). He joins host Ed Crooks and regular guest Amy Myers Jaffe to discuss how California is dealing with all the uncertainty created by new demands being placed on the grid: variable renewable generation, electric vehicles, data centers, and more. Quinn refers to the fast-changing electricity system of today as the ‘crazy grid', because so many things are happening at once. Wind and solar power create new challenges for grid stability, while batteries and demand response offer new solutions. Electric vehicles, following mandates from the state of California and other governments around the world, create new patterns of electricity consumption. The latest breakthroughs in AI are creating a surge in power demand from data centers. And those advances in AI are also opening up new possibilities for grid management. Planning is harder than ever. Are Virtual Power Plants (VPPs) an important solution? Amy, Ed and Quinn debate their effectiveness; these tools are helpful, but they can't solve everything. Large loads such as data centers still need major upgrades to wires and substations. But with a high penetration of electric vehicles, California is working on smart tech that makes it easier to install EV chargers without expensive upgrades. PG&E is also exploring faster ways to connect large users, such as allowing temporary solutions until new lines are built. Despite the range of innovations that are available, and the exciting rate of progress in new technologies, the US risks falling behind other countries. Quinn and Amy warn that cuts in support for clean energy and EVs could lead to the US losing out to China, which is investing heavily in these technologies. The Reconciliation Bill that was signed into law last week included abrupt curtailments of tax credits for wind and solar power. So what is the right way forward for the grid? For the electricity system to meet the fast-evolving demands of the modern world, it needs everything: more energy, more flexibility, and faster action. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Adam and Josh decided they could and should give Steven Spielberg's 1993 blockbuster JURASSIC PARK the Sacred Cow treatment, along with a review of the franchise's latest (and best since ‘93?) installment JURASSIC WORLD REBIRTH. Plus, Josh recommends M3GAN 2.0 and SORRY, BABY. This episode is presented by ⁠Regal Unlimited⁠, the all-you-can-watch movie subscription pass that pays for itself in just two visits. (Timecodes will not be precise with ads; chapters may start early.) Intro (00:00:00-00:02:02) Review: "Jurassic World Rebirth" (00:02:03-00:35:05) Review (JL): "M3GAN 2.0" (00:35:06-00:41:15) Filmspotting Family (00:41:16-00:44:45) Golden Brickspotting: "Sorry, Baby" (00:44:46-00:50:44) Next Week / Notes (00:50:45-00:53:06) Massacre Theatre (00:53:07-01:00:11) Sacred Cow: "Jurassic Park" (01:00:12-01:47:58) Credits / New Releases (01:47:59-01:52:56) Correction: -The R rating existed in 1975; PG-13 didn't. Links: -July 4th Merch Sale ⁠⁠⁠https://filmspotting.net/shop⁠⁠ -Cinema Interruptus: "The Player" https://www.siskelfilmcenter.org/interruptus -Filmspotting's Steven Spielberg Episodes https://www.filmspotting.net/episodes-archive/tag/spielberg Feedback: -Email us at ⁠⁠feedback@filmspotting.net⁠⁠. -⁠⁠Ask Us Anything⁠⁠ and we might answer your question in bonus content. Support: -Join the Filmspotting Family for bonus episodes and archive access. ⁠⁠http://filmspottingfamily.com⁠⁠ Follow: ⁠⁠https://www.instagram.com/filmspotting⁠⁠ ⁠⁠https://letterboxd.com/filmspotting⁠⁠ ⁠⁠https://twitter.com/filmspotting⁠⁠ ⁠⁠https://facebook.com/filmspotting⁠⁠ ⁠⁠https://letterboxd.com/larsenonfilm⁠⁠ ⁠⁠https://twitter.com/larsenonfilm⁠⁠ ⁠⁠https://facebook.com/larsenonfilm⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices