Podcasts about Texas

State in the southern United States

  • 88,346PODCASTS
  • 473KEPISODES
  • 45mAVG DURATION
  • 100+DAILY NEW EPISODES
  • Nov 5, 2025LATEST

POPULARITY

20172018201920202021202220232024

Categories




    Best podcasts about Texas

    Show all podcasts related to texas

    Latest podcast episodes about Texas

    The Daily Beans
    Point Blank Range

    The Daily Beans

    Play Episode Listen Later Nov 4, 2025 41:19


    Tuesday, November 4th, 2025Today, jury selection has started for Sean Dunn, also known as sandwich guy on a misdemeanor assault charge in DC; corporate media strikes again as Teen Vogue has fired its entire politics desk; the deadline to remove rainbow crosswalks in Texas is approaching; Trump's energy secretary says there'll be no nuclear explosion testing; Trump told 60 Minutes in a heavily edited interview that he doesn't know who the crypto billionaire is that he pardoned; the Food and Drug Administration chief has resigned; a new poll puts Trump at a lower approval rating than right after January 6th; the administration says it will partially fund SNAP; Chicago locals take on ICEBlock by block; and Allison and Dana deliver your Good News.Thank You, Helix Sleep27% Off Sitewide, when you go to HelixSleep.com/dailybeansHow To Not Lose Your Sh!t - PodcastGuest: Will Voters Reject Death, Billionaires and Nazis?|The Breakdown|Allison GillA Step Closer to the Release of Volume II of Jack Smith's Final Report|The Breakdown|Allison GillDana Goldberg Outrageous Tour - November 14th Chicago@leximcmenamin.com on Bluesky, Lex McMenamin (they/them)  -TwitterStoriesTrump energy secretary says no nuclear explosions for now | The Washington PostTrump approval rating falls to second-term low of 37% | The GuardianF.D.A. Drug Unit Chief Resigns, and Is Sued by Drug Company | The New York TimesTrump Tells '60 Minutes' He Didn't Know Binance Billionaire He Pardoned | The New York TimesTexas cities grapple with order to remove rainbow crosswalks as state deadline approaches | The Texas Tribune'We're not a violent city': Chicago locals take on ICE block-by-block | ReutersJury selected for the trial of D.C.'s 'sandwich guy' | NBC NewsGood TroubleKickassatron he/they - I volunteer at the Nashua store and have gotten to see first hand the results of the end of SNAP benefits. Last week we started with a full food table that usually lasts for most of the hour we're open and it was picked clean in 7 minutes. If anybody would like more info about helping out or if you're so inclined to make a donation we can be can be found at nhmarf.orgMutual Aid Hub→Warigia Bowman for APS District 6 NM→NOVEMBER 4TH Taylor Rehmet For Texas**Yes On Prop 50 | CA Special Election Phone Banks - mobilize.us, Sign up to call voters in California→ Sign up to phone bank in Virginia.**Group Directory - The Visibility Brigade: Resistance is Possible**Vote Yes 836 - Oklahoma**How to Organize a Bearing Witness Standout**Indiana teacher snitch portal - Eyes on Education**Find Your Representative | house.gov, Contacting U.S. SenatorsFrom The Good NewsMutual Aid HubHigh Risk Perinatal Program | Maricopa County, AZDana Goldberg Outrageous Tour - November 14th Chicago Our Donation LinksNational Security Counselors - Donate, MSW Media, Blue Wave CA Victory Fund | ActBlue, WhistleblowerAid.org/beansFederal workers - email AG at fedoath@pm.me and let me know what you're going to do, or just vent. I'm always here to listen. Find Upcoming Actions 50501 Movement, No Kings.org, Indivisible.orgDr. Allison Gill - Substack, BlueSky , TikTok, IG, TwitterDana Goldberg - The 2025 Out100, BlueSky, Twitter, IG, facebook, danagoldberg.comMore from MSW Media - Shows - MSW Media, Cleanup On Aisle 45 pod, The Breakdown | SubstackReminder - you can see the pod pics if you become a Patron. The good news pics are at the bottom of the show notes of each Patreon episode! That's just one of the perks of subscribing! patreon.com/muellershewrote Our Donation LinksNational Security Counselors - DonateMSW Media, Blue Wave California Victory Fund | ActBlueWhistleblowerAid.org/beansFederal workers - feel free to email AG at fedoath@pm.me and let me know what you're going to do, or just vent. I'm always here to listen. Find Upcoming Actions 50501 Movement, No Kings.org, Indivisible.orgDr. Allison Gill - Substack, BlueSky , TikTok, IG, TwitterDana Goldberg - BlueSky, Twitter, IG, facebook, danagoldberg.comCheck out more from MSW Media - Shows - MSW Media, Cleanup On Aisle 45 pod, The Breakdown | SubstackShare your Good News or Good TroubleMSW Good News and Good TroubleHave some good news; a confession; or a correction to share?Good News & Confessions - The Daily Beanshttps://www.dailybeanspod.com/confessional/ Listener Survey:http://survey.podtrac.com/start-survey.aspx?pubid=BffJOlI7qQcF&ver=shortFollow the Podcast on Apple:The Daily Beans on Apple PodcastsWant to support the show and get it ad-free and early?The Daily Beans | SupercastThe Daily Beans & Mueller, She Wrote | PatreonThe Daily Beans | Apple Podcasts Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

    Morning Announcements
    Tuesday, November 4th, 2025 - Election Day; SNAP still in limbo; Trump eyes MX; DHS data grab; Nancy Mace meltdown

    Morning Announcements

    Play Episode Listen Later Nov 4, 2025 7:56


    Today's Headlines: It's Election Day for nearly half the country, with record early turnout in New York City — over 735,000 voters — and key races for governors in New Jersey and Virginia, plus major ballot questions in California and Pennsylvania. Meanwhile, a small bipartisan group in Congress is maybe edging toward a deal to end the weeks-long government shutdown, which has crippled air travel and left millions unsure when they'll receive SNAP benefits. After two court orders, the Trump administration says it'll partially fund food assistance, though payments could still be delayed for weeks. Trump's team is also reportedly drawing up plans for a potential U.S. military mission in Mexico targeting drug cartels (because what could go wrong?). The Department of Homeland Security wants states to hand over driver's license data to help identify noncitizens on voter rolls, sparking privacy alarms. In California, ICE shot a 25-year-old U.S. citizen who'd stopped to warn officers that children would soon arrive nearby — the second ICE shooting there this week. Elsewhere, a watchdog report revealed that most donors to Trump's new ballroom are government contractors who've scored $279 billion in deals despite ongoing investigations for labor and environmental violations. OpenAI just inked a $38 billion deal to rent Amazon's computing power. And rounding out the chaos, Rep. Nancy Mace reportedly went off on TSA agents at a South Carolina airport, she of course claims it's all fake news. Resources/Articles mentioned in this episode: Axios: House Dems and GOP float compromise plan to end shutdown Axios: Bessent says SNAP payments "could be" made this week NBC News: Flight delays pile up as government shutdown enters second month NBC News: Trump administration is planning new mission in Mexico against cartels, current and former U.S. officials say LA Times: U.S. citizen shot from behind as he warned ICE agents about children gathering at bus stop, lawyers say ProPublica: DHS asked Texas to hand over driver's license data for citizenship checks WaPo: Report: Donors to Trump's White House ballroom have $279B in federal contracts WSJ: OpenAI, Amazon Sign $38 Billion Cloud Deal Wired: Nancy Mace Curses, Berates Confused Cops in Airport Meltdown: Police Report Morning Announcements is produced by Sami Sage and edited by Grace Hernandez-Johnson Learn more about your ad choices. Visit megaphone.fm/adchoices

    Whiskey Riff Raff
    Benjamin Tod: Staying True in Country's Changing Landscape

    Whiskey Riff Raff

    Play Episode Listen Later Nov 4, 2025 67:08


    This week's episode is brought to you by ZBiotics. Go to https://zbiotics.com/RIFFRAFF and use RIFFRAFF at checkout for 15% off any first time orders of ZBiotics probiotics.Benjamin Tod opens up about faith, songwriting, and staying grounded while country keeps changing. He talks about walking away from the darkness, leaning into Christianity, and why staying true matters more than chasing streams.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

    Lone Lobos with Xolo Maridueña and Jacob Bertrand

    Come on, it's L.A.! Yeah, it's LA! *Rachel Sennott voice* Jacob Bertrand and Xolo Maridueña talk about the Los Angeles Dodgers winning the MLB 2025 World Series for the second year in a row. Jacob expresses how much he loved his recent trip to Guatemala. Xolo shares his thoughts on becoming an uncle after visiting his family in New York. The team also discusses Rachel Sennott's new show “I Love LA,” now streaming on HBOMAX. They explore what it means to be an Angeleno and using LA as a backdrop for TV shows. Monica gives her opinion on Guillermo Del Toro's new film “Frankenstein,” starring Oscar Isaac, Jacob Elordi, and Mia Goth. Lobitos Exclusivos this week features the guys opening a package from Texas and revisiting Jacob's dental hygiene. Listen now, exclusively on Supercast.Free Discord Access: https://discord.gg/KnDhbnBMCjJoin Supercast Today for the full episode: https://lonelobos.supercast.com/Follow Lone Lobos on Instagram: https://www.instagram.com/lonelobosFollow Xolo Maridueña on Instagram: https://www.instagram.com/xolo_mariduenaFollow Jacob Bertrand on Instagram: https://www.instagram.com/thejacobbertrandFollow Jordan on Instagram: https://www.instagram.com/jmkm808Follow Monica on Instagram: https://www.instagram.com/officialmonicat_We want your feedback! Fill out survey to help us improve our podcast https://tinyurl.com/LLPodcastFeedbackhttp://www.heyxolo.com/Jacobs Channel:  @ThreeFloating  

    Angry Americans with Paul Rieckhoff
    366. John Opdycke. Our Broken Election Day. The Parties Rigged the Game and Screw  Independents—NYC is Proof. CA's Terrible Prop 50 and a New Fight in Maryland. We Decide Elections–But Not the Narrative. Taking Kids to Vote. Wisdom From Kurt Vonnegu

    Angry Americans with Paul Rieckhoff

    Play Episode Listen Later Nov 4, 2025 47:43


    In this Election Day special, we're bringing a take unlike any other you'll hear. Your host Paul Rieckhoff (@PaulRieckhoff) digs in with John Opdycke (@jbopdycke), President of Open Primaries and a Godfather of the independent reform and open primaries movement, for a smart, fast and urgent conversation about what's really happening today in elections nationwide. Our elections are dominating news today–but they're badly broken. You'll learn about why democracy is losing in many places nationwide today. But also, how John, his team, and our independent movement are fighting back–in states ranging from Oklahoma to Texas to Pennsylvania to Maryland–where a new threat to independents and democracy was just launched by the Democrat Governor there. John and Paul explain the movement to dismantle closed party systems, the impact of open primaries on America's future, and why fixing the rules of our elections could be the key to reclaiming our democracy. And giving independent voters a real voice–and independent candidates a real shot to win. Learn why open primaries could be the key reform to empower voters, restore trust, and shake up the system. If you're tired of party bosses, the corrupt and failing Democratic and Republican party, frustrated by rigged elections, or searching for ways to take power back, this episode is your guide. Election Day class is in session with Professor Opdycke!  Democracy isn't a spectator sport. Watch or listen now for an authentic, independent take on what's broken—and what we can fix together. Especially on this Election Day.  Because every episode of Independent Americans with Paul Rieckhoff breaks down the most important news stories--and offers light to contrast the heat of other politics and news shows. Its independent content for independent Americans. In these trying times especially, Independent Americans is your trusted place for independent news, politics, inspiration and hope. The podcast that helps you stay ahead of the curve--and stay vigilant. -John Opdycke's previous appearances: April 20, 2023 - Episode 219. May 19, 2022 - Episode 171 -Learn more about John's work with Open Primaries and sign up to help.  -WATCH video of this episode on YouTube now. -Learn more about Independent Veterans of America and all of the IVA candidates.  -Join the movement. Hook into our exclusive Patreon community of Independent Americans. Get extra content, connect with guests, meet other Independent Americans, attend events, get merch discounts, and support this show that speaks truth to power.  -Check the hashtag #LookForTheHelpers. And share yours.  -Find us on social media or www.IndependentAmericans.us. And get cool IA and Righteous hats, t-shirts and other merch.  -Check out other Righteous podcasts like The Firefighters Podcast with Rob Serra, Uncle Montel - The OG of Weed and B Dorm.  Independent Americans is powered by veteran-owned and led Righteous Media. Spotify: https://open.spotify.com/show/0F1lzdRbTB0XYen8kyEqXe Apple Podcasts: https://podcasts.apple.com/us/podcast/independent-americans-with-paul-rieckhoff/id1457899667 Amazon Podcasts: https://music.amazon.com/podcasts/49a684c3-68e1-4a85-8d93-d95027a8ec64/independent-americans-with-paul-rieckhoff Ways to watch: YouTube: https://www.youtube.com/@independentamericans Instagram: https://www.instagram.com/IndependentAmericansUS/ X/Twitter: https://x.com/indy_americans BlueSky: https://bsky.app/profile/indyamericans.bsky.social Facebook: https://www.facebook.com/IndependentAmericansUS/ Ways to listen:Social channels: Learn more about your ad choices. Visit megaphone.fm/adchoices

    Wine Talks with Paul Kalemkiarian
    Puglian Wine Evolution: Mark Shannon's 46-Year Passion for Quality and Authenticity

    Wine Talks with Paul Kalemkiarian

    Play Episode Listen Later Nov 4, 2025 52:27


    Wine Talks was invited to meet the Pope....well, at least by the language in the invitation, it sounded like we were going to meet the Pope. It turns out that the word "private audience" meant with 6294 other private invitees. Lol, it was an honor just to be there. Wine Talks took a detour out of Rome to the now-famed wine region of Puglia.  Home of Primitivo, Negroamaro, and Fiano, the area of Puglia has a rich Italian history on its own. As the trip was put together on short notice, I searched through my database of Puglian wines tasted and found the wines of A MANO as wines I enjoyed. In the meantime, I reached out to Vahe Keushguerian for some advice on who to contact for a podcast; after all, his famed winemaking career started in Puglia. He mentioned Mark Shannon of A Mano wines...how about that for a serendipitous connection?  I put out a quick email to Mark, and he graciously accepted...and offered to bring in a "traditional" Puglian lunch for our group.  Mark Shannon may call himself "just a student of winemaking," but after you hear his journey, you'll realize he's more of a wine whisperer—an alchemist who turns curiosity and grit into liquid art. Pour yourself a glass, because in this episode you'll travel from the bustling streets of Toronto and the sun-drenched vineyards of California, all the way to an ancient town in Puglia, Italy, where Mark Shannon has spent nearly three decades revolutionizing the region's wines. You'll discover how he ditched a potential career in medicine for the fermentative fascination of grapes, and how, propelled by his mother's wisdom to "work at something you really want to do," he has woven innovation through tradition. Journey me and Mark Shannon as they break down the science, art, and sheer perseverance it takes to make world-class wine in a place once known as Europe's bulk wine cellar. You'll learn about the true identity of Primitivo, the surprising origins it shares with California's Zinfandel, how post-communist Slovakia and Texas played into Mark's winding path, and why he chooses soil health and vineyard wisdom over trend-chasing packaging fads. They'll dig into the sociocultural shifts rocking the global wine market, dissect the mythos (and madness) of biodynamics, and debate what makes a wine truly reflect its terroir—even as climate, culture, and commerce threaten to pull it apart. By the end, you won't just know how great wine is made—you'll understand why people still obsess over it, why the right bottle at the right table can mean everything, and why Mark Shannon wouldn't trade his hard-earned slice of Puglia for anything in the world. Amano Wines (also referred to as a Mano or Amano): https://www.amanowine.com This is the winery founded by Mark Shannon, and much of the conversation centers around it. Bogle Vineyards (mentioned by Mark Shannon as a place he worked): https://www.boglewinery.com Fess Parker Winery (another winery Mark Shannon helped build): https://www.fessparker.com   #WineTalks #Puglia #ItalyWine #MarkShannon #AdamCarolla #AmanoWines #Primitivo #NegroAmaro #Falanghina #BiodynamicWine #VineyardLife #WineMaking #Terroir #WinePodcast #EuropeanWine #GlobalWine #WineCulture #WineTasting #Sustainability #WineEducation  

    KQED's The California Report
    California Votes on the Fate of Proposition 50

    KQED's The California Report

    Play Episode Listen Later Nov 4, 2025 10:44


    Californians head to the polls today to decide on legislation that would change the state's redistricting rules if passed--and could set up a more protracted political battle with the Trump Administration ahead of next year's midterm elections. It has been championed by Gov. Newsom as a counter to the Texas state legislature's decision to redraw its own district maps. Meanwhile, the US Department of Justice is sending election monitors to five counties in California, claiming that it is doing so to ensure transparency of the electoral process and make sure the election follows federal laws. Critics of the move say this is voter intimidation. Learn more about your ad choices. Visit megaphone.fm/adchoices

    Burnt Orange Nation: for Texas Longhorns fans
    November 4, 2025: Texas holds off Vanderbilt

    Burnt Orange Nation: for Texas Longhorns fans

    Play Episode Listen Later Nov 4, 2025 55:13


    The Texas Longhorns' penchant for late-game fireworks nearly cost them yet again, leaving a window for Vanderbilt to try and recover an onside kick to send the game to overtime. Texas put up a huge number early and led by multiple scores for most of the game, but a combination of blown coverage and poor officiating left the door open. What can Texas fix going into the bye week to set themselves up for success against Georgia?

    Weird AF News
    Man shot neighbor because he thought her horse was too fat. Man wearing a Speedo breaks into 911 call center, attacks dispatch.

    Weird AF News

    Play Episode Listen Later Nov 4, 2025 12:59


    Texas man shot his neighbor because he thought her horse was getting too fat. French cyclist fell into a ravine and survived for 3 days on only wine. Man wearing only a Speedo broke into a 911 call center and attacked dispatch. // Weird AF News is the only daily weird news podcast in the world. Weird news 5 days/week and on Friday it's only Floridaman. SUPPORT by joining the Weird AF News Patreon http://patreon.com/weirdafnews - OR buy Jonesy a coffee at http://buymeacoffee.com/funnyjones Buy MERCH: https://weirdafnews.merchmake.com/ - Check out the official website https://WeirdAFnews.com and FOLLOW host Jonesy at http://instagram.com/funnyjones - wants Jonesy to come perform standup comedy in your city? Fill out the form: https://docs.google.com/forms/d/e/1FAIpQLSfvYbm8Wgz3Oc2KSDg0-C6EtSlx369bvi7xdUpx_7UNGA_fIw/viewform

    Two Deep: Hokies Under The Influence
    Week 10 Recap: ACC OH NO - Miami & GT Lose, Freeze Out, Texas Beats Vandy, OU Over Vols, Franklin Buzz, VT Falls to Louisville

    Two Deep: Hokies Under The Influence

    Play Episode Listen Later Nov 4, 2025 132:06


    Pete and Sam are back to recap a wild Week 10 in college football, and touch on the latest from the coaching carousel.

    Latino Business Report
    Communicating With Confidence

    Latino Business Report

    Play Episode Listen Later Nov 4, 2025 58:18


    Public Speaking Made Easy: Tips, Tricks, and Techniques Do you get nervous before speaking in front of an audience? Or maybe you're already confident but want to sharpen your presentation skills? In this episode, we break down the secrets to powerful public speaking — from crafting a message that connects, to delivering it with confidence and clarity. You'll learn practical techniques to capture attention, structure your speech for maximum impact, and leave your audience inspired. Whether you're giving a business presentation, leading a meeting, or stepping up to the mic for the first time, this episode will help you speak with ease and make every word count. Tune in and take your public speaking skills to the next level!   Sammie Walker Herrera runs a public speaking coaching consultancy called Speak Y'all (yes, she's from Texas), leveraging 10+ years coaching leaders on their impromptu speaking and interviewing skills. Her clients are senior leaders at companies like Amazon, IBM, Oracle, and Microsoft. She focuses on creating a fun, non-judgmental space for folks to hone their speaking strengths. Sammie has completed Certified ADHD Coach training through the ADD/ADHD Coach Academy and is passionate about supporting neurodivergent professionals. Sammie earned two Bachelor's degrees from Carnegie Mellon University and a Master's of Arts in Student Affairs in Higher Education from Slippery Rock University. Sammie is also a Latin dance instructor and performs improv comedy.   Social Media: Website: https://www.speakyall.com  LinkedIn: https://www.linkedin.com/in/sammiemlwalker/ YouTube: https://www.youtube.com/@speakyall TikTok: https://www.tiktok.com/@speakyall Instagram: https://www.instagram.com/speakyall/ Facebook: https://www.facebook.com/speakyall Newsletter: https://subscribe.speakyall.com/  LinkedIn Company Page: https://www.linkedin.com/company/speakyall/   

    On Texas Football
    Longhorn Livestream | Steve Sarkisian Presser Reactions | What Texas Needs to Improve in Bye Week

    On Texas Football

    Play Episode Listen Later Nov 4, 2025 65:36


    OTF's Longhorn Livestream discusses the Texas Longhorns victory over Vanderbilt, upcoming bye week and we take your questions! Drop your questions and comments in the chat!   Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

    Cougar Tracks
    Kalani Sitake Previews BYU's Top 10 Matchup At Texas Tech

    Cougar Tracks

    Play Episode Listen Later Nov 4, 2025 15:15


    BYU football head coach Kalani Sitake spoke with reporters on Zoom in preparation for the Cougars Top 10 matchup against No. 9 Texas Tech on November 8, 2025, in Lubbock, Texas. BYU enters the matchup ranked No. 8 in the latest AP Top 25 poll and has an undefeated record at 8-0 overall and 5-0 in Big 12 play. Subscribe to the Cougar Tracks Podcast to stay up-to-date with all the daily episodes. Cougar Tracks is on YouTube and X every weekday at Noon (MT), and KSL NewsRadio at 6:30 p.m. (MT). Apple: https://podcasts.apple.com/us/podcast/cougar-tracks/id1146971609 YouTube Podcast: https://kslsports.com/category/podcast_results/?sid=2035&n=Cougar%20Tracks Spotify: https://open.spotify.com/show/2NCF1KecDsE2rB1zMuHhUh Download the KSL Sports app Google: https://play.google.com/store/apps/details?id=com.bonneville.kslsports&hl=en_US  iOS: https://apps.apple.com/us/app/ksl-sports/id143593

    WagerTalk Podcast
    WagerTalk Today | Free Sports Picks | NFL Week 10 Predictions | NBA, CBB & CFB Picks | 11/4/25

    WagerTalk Podcast

    Play Episode Listen Later Nov 4, 2025 47:20 Transcription Available


    On Tuesday's edition of WagerTalk Today, Bryan Power breaks down Texas vs Duke in CBB action and gives an NBA play on Thunder vs Clippers. The Prez joins to preview NFL Week 10's Falcons vs Colts in Berlin, Germany. Jesse Schule joins to talk Sixers vs Bulls and teams he is looking to fade in College Football week 11. Host, Andy Lang provides props & free picks – don't miss out!Introduction 00:00Jesse Schule 1:30Team to Fade: Indiana 2:00Team to Fade: Oregon 6:23Sixers vs Bulls 10:17Bryan Power 14:30Thunder vs Clippers 15:15Texas vs Duke 19:12Betting CBB 22:00Andy Lang All Around the World Free Picks (NBA & NHL Props) 27:42The Prez 29:30Atlanta Falcons vs Indianapolis Colts 30:00Johnny Why 39:25Magic vs Hawks 43:30

    Texas Standard
    Data reveals intensity of ICE crackdown in Texas under Trump

    Texas Standard

    Play Episode Listen Later Nov 4, 2025 51:06


    1 in 4 immigration arrests are happening in Texas under the Trump administration. We’ll take a look at the statewide crackdown.It’s Election Day. One constitutional amendment that funds a new Dementia Prevention and Research Institute for the state’s aging population is on the ballot.A look back at our top 10 author interviews as the Standard […] The post Data reveals intensity of ICE crackdown in Texas under Trump appeared first on KUT & KUTX Studios -- Podcasts.

    The Generation Why Podcast
    The Killing of Betty Gore - 648

    The Generation Why Podcast

    Play Episode Listen Later Nov 3, 2025 64:58


    Wylie, TX. On Friday, June 13, 1980, Betty Gore was found dead in her Texas home, killed with an axe that struck 41 times in what seemed like a frenzied attack. The investigation led the authorities to a surprising suspect, but the trial that followed left the community stunned and bewildered. For bonus episodes and outtakes visit: patreon.com/generationwhySee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

    Bussin' With The Boys
    Will Compton Mourns Nebraska Loss + NFL Week 9 Recap w/ Greg Olsen & Sam Darnold For MVP?

    Bussin' With The Boys

    Play Episode Listen Later Nov 3, 2025 131:26 Transcription Available


    The Boys, Will Compton and Taylor Lewan, are back for another loaded Monday football recap on Bussin’ With The Boys. This week they break down one of the wildest slates of the season: Nebraska vs. USC, Michigan vs. Purdue, Georgia–Florida SEC drama, and Oklahoma–Tennessee firing up fan bases. Taylor also battles gout like a true warrior as college football heats up. Greg Olsen hops on the bus to break down the biggest NFL storylines — Panthers–Packers, Chiefs–Bills, and why the run game still matters in today’s league. The Boys chop it up on offensive evolution, front office moves, and the Dolphins firing their GM but sticking with their head coach. To wrap, they hit the rest of the NFL slate — Colts–Steelers, Broncos–Texans, Bears–Bengals, and Vikings–Lions — plus Spencer Rattler getting benched, South Carolina firing its offensive coordinator, and the ACC falling apart in real time. Buckle up. Big hugs, tiny kisses. TIMESTAMP CHAPTERS 0:00 Open 6:50 Nebraska vs. USC 23:05 Michigan vs. Purdue 28:55 Vanderbilt vs. Texas 30:15 Georgia vs. Florida 33:00 Oklahoma vs. Tennessee 37:15 Taylor Is Dealing With Gout 39:20 Greg Olsen Joins 42:50 Panthers vs. Packers 50:10 Chiefs vs. Bills 52:30 The Importance Of A Run Game 1:00:00 The Growth Of Offensive Schemes 1:29:50 Dolphins Firing GM But Not Head Coach 1:40:57 Colts vs. Steelers 1:43:20 Broncos vs. Texans 1:44:50 Bears vs. Bengals 1:52:10 Rattler Getting Benched 1:55:30 Vikings vs. Lions 1:58:10 South Carolina Firing Offensive Coordinator 2:03:20 ACC Is FoldingSee omnystudio.com/listener for privacy information.

    Big Mad True Crime
    333. [Texas] 7 Minutes and 24 Seconds || The Sutherland Springs Church Shooting

    Big Mad True Crime

    Play Episode Listen Later Nov 3, 2025 51:33


    On November 5th, 2007 at 11:12am, a man drove his SUV up to the front door of Sutherland Springs Baptist Church. He got out wearing all black tactical gear and a Punisher mask - and what he did over the next 7 minutes and 24 seconds, would change the course of countless lives…forever.  [Part 1 of 3] WARNING: THIS IS VERY DIFFICULT TO LISTEN TO. Contributing writing & research: The Queen of all things, Haley Gray.  For information pertaining to this case, check out the highlight at the top of my profile at Instagram.com/TheHeatherAshley.  Sponsors: Raycon's going big for Black Friday and Cyber Monday — everything's up to 30% off! Just click the link in the description or go to http://buyraycon.com/bigmad to save on Raycon audio products sitewide. Text BIG to 64000 to get 20% off all IQBAR products, plus FREE shipping. Message and data rates may apply. Our listeners get 10% off their first month at http://betterhelp.com/bigmad Give yourself and your loved ones the most extraordinary feeling sleep with 25% off sitewide, plus free shipping and extended returns during Boll & Branch's best sale of the year. Learn more about your ad choices. Visit podcastchoices.com/adchoices

    Trumpcast
    What Next | The Redistricting Arms Race Is On

    Trumpcast

    Play Episode Listen Later Nov 3, 2025 29:05


    Fearing a Democratic-led House of Representatives, Donald Trump set off a state-redistricting arms race when he asked Texas to find him five more safe GOP seats. This triggered California to go hunting for five more Democratic seats, and states like North Carolina and Missouri to search for other seats in the margins. But in some states, Trump's demands are running into rare Republican resistance. Guest: Ari Berman, voting rights reporter at Mother Jones.  Want more What Next? Subscribe to Slate Plus to access ad-free listening to the whole What Next family and across all your favorite Slate podcasts. Subscribe today on Apple Podcasts by clicking “Try Free” at the top of our show page. Sign up now at slate.com/whatnextplus to get access wherever you listen. Podcast production by Elena Schwartz, Paige Osburn, Anna Phillips, Madeline Ducharme, and Rob Gunther. Learn more about your ad choices. Visit megaphone.fm/adchoices

    The Late Kick with Josh Pate
    Week 10 Reaction Show + Hugh Freeze FIRED & Updated Playoff Predictions

    The Late Kick with Josh Pate

    Play Episode Listen Later Nov 3, 2025 99:14 Transcription Available


    College Football week 10 reactions are here after a wild Saturday. Auburn has hired Hugh Freeze after another loss. We get full reaction on that plus the Auburn coaching search. Could the same be said for Dabo Swinney after Clemson fell at home to Duke? What does the hot seat picture look like after week 10? UGA vs Florida saw Kirby Smart and the Bulldogs pull another win out of the fire. SMU upset Miami in Dallas putting Mario Cristobal and the Canes on the outside of the CFP picture. Speaking of the College Football Playoff, Josh offers his latest CFP predictions on tonight’s show. Texas took down Vanderbilt Saturday. Could we see Steve Sarkisian and the Horns make a move? USC vs Nebraska saw Lincoln Riley and his team get a Big Ten win on the road while Oklahoma may have saved their season with a win in Neyland against Tennessee. We also take a lookSee omnystudio.com/listener for privacy information.

    The A Game Podcast: Real Estate Investing For Entrepreneurs
    The Investor's Cheat Code: AI + Data to Beat PPC and Lists | Nick Legamaro 2

    The A Game Podcast: Real Estate Investing For Entrepreneurs

    Play Episode Listen Later Nov 3, 2025 38:05


    Join Nick Lamagna on The A Game Podcast with his guest Nick Legamaro,  who has gone from Nick the NOTE Guy to Nick "The Data Guy!" He is the Chief Growth Officer at Data Aviator — the platform behind USA Lead Machine, which delivers real-time, high-intent leads to real estate investors, agents, wholesalers, and lenders. If you're tired of chasing cold leads, this episode will show you how data can help you close more deals with less effort, find motivated sellers and close more deals, FASTER! He is a long time real estate investor and creative finance master fighting out of Austin, Texas who has built himself up as THE authority in creative finance deals and was even the mind behind some of the biggest subject to and wrap communities you all follow today on social media. He was so high level that he even sold his company to a federally chartered bank! He has taken his details for dotting the Ts and crossing the I's and is showing people what they DON'T know could cost them legally and financially and these deals and contracts need to be structured the right way. He is a master in wraps doing over 1200 transactions and has become a miracle worker reviving dead leads and deals that appeal with no profit and finding ways to breathe back financial life into even the most hopeless looking deals He is a father to two amazing kids, a husband to one of my favorite people, he is an mma fan, pickleball star and he is a good friend.  Please welcome Nicky Legs. aka Nick The Note Guy,  Nick Legamaro back again to the A Game Podcast! Topics for this episode include: ✅  Why data is important for any type of business ✅  What defines a good lead in the real estate business ✅  How to increase your chance of finding a good real estate deal ✅  How real time data can give an advantage for your business ✅  How to use data to help you find great customers + More!  See the show notes to connect with all things Nick Legamaro!   Connect with Nick Legamaro: dataaviator.net Nickthenoteguy.com USA Note Pro on Facebook Nick The Note Guy on Youtube Nick Legamaro on Facebook Nick Legamaro on LinkedIn Nick Legamaro on twitter Nick Legamaro on Instagram USA Note Pro on Instagram USA Note Pro on Youtube   --- Connect with Nick Lamagna www.nicknicknick.com Text Nick (516)540-5733 Connect on ALL Social Media and Podcast Platforms Here FREE Checklist on how to bring more value to your buyers      

    Breaking the Huddle with Joel Klatt
    Ohio State steps on the gas, Texas is back…in the Playoff mix, USC's gritty win & Klatt's Top 10

    Breaking the Huddle with Joel Klatt

    Play Episode Listen Later Nov 3, 2025 50:43


    FOX Sports' lead College Football analyst Joel Klatt reacts to Ohio State's impressive 2nd half against Penn State as the Buckeyes put on an offensive display that showed what they are capable of. He also breaks down the Heisman race and where Julian Sayin sits right now. Klatt then gives his thoughts on several of the matchups this weekend that served as eliminator-type games for the Playoff. He starts with Oklahoma's win at Tennessee as Klatt breaks down where the game went wrong for the Vols and the fundamental flaw that is holding them back. He then discusses what to make of Texas' win over Vanderbilt and whether it's time to finally trust the Longhorns. He also reacts to the wins by Michigan and USC as they stay in the mix as 2-loss teams out of the Big Ten. Klatt reveals his latest Top 10 where he debates what to do with Georgia following yet another comeback win, this time against Florida. He wraps up the show by reacting to the news that Auburn has fired Hugh Freeze and breaks down how good of a job Auburn is. 0:00-2:20 Intro2:21-13:11 Ohio State beats Penn State 38-1413:12-21:10 Oklahoma knocks off Tennessee 33-2721:11-26:52 Texas hold off Vanderbilt 34-3126:53-30:49 Michigan struggles through 21-16 win30:50-34:36 USC picks up road win at Nebraska34:37-44:21 Joel's week 10 top 1044:22-48:58 Auburn fires Hugh Freeze Learn more about your ad choices. Visit podcastchoices.com/adchoices

    What Next | Daily News and Analysis
    The Redistricting Arms Race Is On

    What Next | Daily News and Analysis

    Play Episode Listen Later Nov 3, 2025 29:05


    Fearing a Democratic-led House of Representatives, Donald Trump set off a state-redistricting arms race when he asked Texas to find him five more safe GOP seats. This triggered California to go hunting for five more Democratic seats, and states like North Carolina and Missouri to search for other seats in the margins. But in some states, Trump's demands are running into rare Republican resistance. Guest: Ari Berman, voting rights reporter at Mother Jones.  Want more What Next? Subscribe to Slate Plus to access ad-free listening to the whole What Next family and across all your favorite Slate podcasts. Subscribe today on Apple Podcasts by clicking “Try Free” at the top of our show page. Sign up now at slate.com/whatnextplus to get access wherever you listen. Podcast production by Elena Schwartz, Paige Osburn, Anna Phillips, Madeline Ducharme, and Rob Gunther. Learn more about your ad choices. Visit megaphone.fm/adchoices

    The Big Honker Podcast
    ON THIS DAY - November 3

    The Big Honker Podcast

    Play Episode Listen Later Nov 3, 2025 9:42


    In this series, Jeff and Andy look at historical events that took place on this day.Today in history, a founding father of Texas is born, Clint Eastwood's longtime girlfriend passes away, and the plans for one of the most devastating attacks ever is released.This series is brought to you by the great Boss Shot Shells.

    ClutterBug - Organize, Clean and Transform your Home
    Time Anxiety Explained with Chris Guillebeau | Clutterbug Podcast # 298

    ClutterBug - Organize, Clean and Transform your Home

    Play Episode Listen Later Nov 3, 2025 64:08


    Feeling overwhelmed, overbooked, or constantly racing the clock? You might be struggling with time anxiety — that never-ending feeling that there's not enough time to do everything. In this episode of The Clutterbug Podcast, I'm joined by Chris Guillebeau, New York Times bestselling author of The Art of Nonconformity and Time Anxiety, to explore how to declutter your schedule, reclaim your focus, and finally stop feeling behind. Together, we chat about: ✅ The difference between time anxiety and time blindness ✅ How ADHD and perfectionism feed overwhelm ✅ The power of “time decluttering” to simplify your days ✅ Finding joy, purpose, and calm in your everyday routine If you've ever felt like you're running out of time or that life is passing too fast, this episode will change how you think about productivity forever. Tune in to learn how to create more time for what truly matters — and live a calmer, more intentional life. You can learn more about Chris Guillebeau and his work at: Website: https://chrisguillebeau.com/ Book: https://chrisguillebeau.com/books Instagram: https://www.instagram.com/193countries/ Facebook: https://www.facebook.com/chrisguillebeau/ Chris also hosts the NeuroDiversion 2026 Event in Austin, Texas — a fun, inclusive celebration of ADHD, autism, and neurodivergence. Learn more or grab tickets here: https://www.neurodiversion.org/ Feeling stressed this holiday season? Download my free Holiday Home Planner for easy checklists and gift guides to stay organized and stress-free: https://clutterbug.me/holidayhome       You can find more Clutterbug content here: Website: http://www.clutterbug.me YouTube: https://www.youtube.com/@clutterbug TikTok: https://www.tiktok.com/@clutterbug_me Instagram: https://www.instagram.com/clutterbug_me/ Facebook: https://www.facebook.com/Clutterbug.Me/     #clutterbug #podcast #adhd #timeanxiety #productivity #mondaymotivation #podcastclip #delcutter #decluttermotivation #motivation

    Gun Talk
    How to Adapt, Scout & Succeed in the Worst Weather | Gun Talk Hunt

    Gun Talk

    Play Episode Listen Later Nov 3, 2025 34:04 Transcription Available


    What do you do when brutal weather threatens your hunt? Gun Talk Hunt host KJ is joined by Field & Stream's Will Brantley and outdoorsman Tom Stephenson to discuss how experienced hunters adapt to hot temps, swirling wind, heavy vegetation, and unpredictable weather. Learn how wind direction, seasonal shifts, terrain, and even lightning play critical roles in deer movement and stand strategy. From bowhunting in the Southeast to late-season muzzleloader tactics in Kentucky and Texas, get actionable tips for becoming a better woodsman—no matter the conditions.This Gun Talk Hunt is brought to you by Remington Ammunition, Ruger, Range Ready Studios, and ZEISS.About Gun Talk HuntGun Talk Media's Gun Talk Hunt, with Kevin “KJ” Jarnagin, pairs decades of experience with today's latest tools and technology to help you succeed in the field. Whether it runs or flies - no matter what game you pursue - Gun Talk Hunt is a multi-platform podcast that gives today's hunters a voice in the digital world.For more content from Gun Talk Media, visit guntalk.com or subscribe on YouTube, Rumble, Facebook, Instagram, and X. Catch First Person Defender on the new Official FPD YouTube channel. Watch Gun Talk Nation on its new YouTube channel. Catch Gun Talk Hunt on the new dedicated YouTube Channel. Listen to all Gun Talk Podcasts with Spreaker, iHeart, Apple Podcasts, Spotify or wherever you find podcasts.Copyright ©2025 Freefire Media, LLCGun Talk Hunt 11.03.25Become a supporter of this podcast: https://www.spreaker.com/podcast/gun-talk--6185159/support.

    gone cold podcast - texas true crime
    The Torso Murders Part 3: Fort Bend County & Room 636

    gone cold podcast - texas true crime

    Play Episode Listen Later Nov 3, 2025 30:17 Transcription Available


    In June 1964, a Fort Bend County farmer discovered a headless, handless torso in a roadside ditch — a killing so cleanly done that investigators said only someone trained in anatomy could have done it. Sheriff “Tiny” Gaston and the Texas Rangers searched for weeks, but the victim was never identified. Then, just months later, another scene shocked Texas — Room 636 of San Antonio's Sheraton Gunter Hotel, where blood coated the walls and floor but no body was found. The man who'd checked in under a false name vanished, only to turn up two days later dead by suicide in another downtown hotel. His name was Walter Audley Emerick — a drifter, forger, and former airman who may have been responsible for far more than the crime in that room.From the rice fields of Fort Bend County to the marble halls of the Gunter, this episode follows the grim trail of the 1960s Texas torso murders and asks whether the mystery that began in the Rio Grande ended that night with a .22 in Room 536 — or if the real killer was still out there.If you have any information about the Fort Bend Torso Case of 1964, please contact the Sheriff's Office there at (281) 341-4665.If you have any information about Walter Audley Emerick or his victim, please contact the San Antonio Police at (210) 207-7635.Sources: The Houston Post, The Houston Chronicle, The San Antonio Express-News, thegunterhotel.com, historichotels.orgYou can support gone cold and listen to the show ad-free at https://patreon.com/gonecoldpodcastFind us at https://www.gonecold.comFor Gone Cold merch, visit https://gonecold.dashery.comFollow gone cold on Facebook, Instagram, Threads, TikTok, YouTube, and X. Search @gonecoldpodcast at all or just click https://linknbio.com/gonecoldpodcast #SanAntonio #FortBendCounty #TX #Texas #TrueCrime #TexasTrueCrime #ColdCase #TrueCrimePodcast #Podcast #ColdCase #Unsolved #Murder #UnsolvedMurder #UnsolvedMysteries #Homicide #CrimeStories #PodcastRecommendations #CrimeJunkie #MysteryPodcast #TrueCrimeObsessed #CrimeDocs #InvestigationDiscovery #PodcastAddict #TrueCrimeFan #CriminalJustice #ForensicFilesBecome a supporter of this podcast: https://www.spreaker.com/podcast/gone-cold-texas-true-crime--3203003/support.

    The Next Round
    TNR 11/3/25 - Hour 1 | Auburn FIRES Hugh Freeze, Texas and Arch Manning HOLD ON to Win!

    The Next Round

    Play Episode Listen Later Nov 3, 2025 60:56


    The Auburn Tigers have fired Hugh Freeze after a disastrous performance against the Kentucky Wildcats Saturday night. Auburn Football lost to Kentucky Football 10-3 in what would be Freeze's final game. Defensive coordinator DJ Durkin will take over as the Tigers coach for the final three regular season games. Who could be next for Auburn? We will run the way too early list of candidates. The Texas Longhorns built a huge lead against the Vanderbilt Commodores and held on late for the 34-31 win. Texas Football QB Arch Manning had his best game in the Burnt Orange while Vandy QB Diego Pavia was great as well. Even with Pavia's performance, did Vandy see both his Heisman chances and their playoff chances die in Austin? PLUS, Tyler's Viewing Menu presented by Michelson Laser Vision! SUBSCRIBE: @NextRoundLive - / @nextroundlive FOLLOW TNR ON RUMBLE: https://rumble.com/c/c-7759604 FOLLOW TNR ON SPOTIFY: https://open.spotify.com/show/7zlofzLZht7dYxjNcBNpWN FOLLOW TNR ON APPLE PODCASTS: https://podcasts.apple.com/us/podcast/the-next-round/id1797862560 WEBSITE: https://nextroundlive.com/ MOBILE APP: https://apps.apple.com/us/app/the-next-round/id1580807480 SHOP THE NEXT ROUND STORE: https://nextround.store/ Like TNR on Facebook: / nextroundlive Follow TNR on Twitter: / nextroundlive Follow TNR on Instagram: / nextroundlive Follow everyone from the show on Twitter: Jim Dunaway: / jimdunaway Ryan Brown: / ryanbrownlive Lance Taylor: / thelancetaylor Scott Forester: / scottforestertv Tyler Johns: /TylerJohnsTNR Sponsor the show: sales@nextroundlive.com #SEC #Alabama #Auburn #secfootball #collegefootball #cfb #cfp #football #sports #alabamafootball #alabamabasketball #auburnbasketball #auburnfootball #rolltide #wareagle #alabamacrimsontide #auburntigers #nfl #sportsnews #footballnews Learn more about your ad choices. Visit megaphone.fm/adchoices

    The Next Round
    Hugh Freeze OUT at Auburn! Alabama FAVORED BIG vs. LSU, & Luginbill's CFP Predictor | MML 11/3/25

    The Next Round

    Play Episode Listen Later Nov 3, 2025 51:49


    Join The Next Round's Jim Dunaway and ESPN analyst Tom Luginbill to start off your week with ALL of the biggest stories in college football on a brand new MONDAY MORNING LIVE! - Auburn Football Head Coach Hugh Freeze is OUT! - Who are the TOP Candidates for the Auburn job? - Alabama is a BIG FAVORITE against their RIVAL LSU this week! - Texas and Georgia get BIG WINS in the SEC - Luginbill's Playoff Predictor SUBSCRIBE: @NextRoundLive - / @nextroundlive FOLLOW TNR ON RUMBLE: https://rumble.com/c/c-7759604 FOLLOW TNR ON SPOTIFY: https://open.spotify.com/show/7zlofzLZht7dYxjNcBNpWN FOLLOW TNR ON APPLE PODCASTS: https://podcasts.apple.com/us/podcast/the-next-round/id1797862560 WEBSITE: https://nextroundlive.com/ MOBILE APP: https://apps.apple.com/us/app/the-next-round/id1580807480 SHOP THE NEXT ROUND STORE: https://nextround.store/ Like TNR on Facebook: / nextroundlive Follow TNR on Twitter: / nextroundlive Follow TNR on Instagram: / nextroundlive Follow everyone from the show on Twitter: Jim Dunaway: / jimdunaway Ryan Brown: / ryanbrownlive Lance Taylor: / thelancetaylor Scott Forester: / scottforestertv Tyler Johns: /TylerJohnsTNR Sponsor the show: sales@nextroundlive.com #SEC #Alabama #Auburn #secfootball #collegefootball #cfb #cfp #football #sports #alabamafootball #alabamabasketball #auburnbasketball #auburnfootball #rolltide #wareagle #alabamacrimsontide #auburntigers #nfl #sportsnews #footballnews Learn more about your ad choices. Visit megaphone.fm/adchoices

    Radio Diaries
    Detained: The Last Columbia Protester

    Radio Diaries

    Play Episode Listen Later Nov 3, 2025 11:46


    In April 2024, over 100 students were arrested during protests outside Columbia University, calling for a ceasefire in Gaza. Leqaa Kordia, a young Palestinian woman living in Paterson, New Jersey, was one of them.Kordia was let go after the protests. But months later, ICE officials took her into custody and put her on a plane to a detention facility in Texas. Kordia has now been detained there for more than seven months. She is the last Columbia protestor still in detention.Kordia's cousin, Hamzah Abushaban, talks to Kordia through a detention phone line almost every day. Today on the show, we'll hear one of those phone calls. Learn about your ad choices: dovetail.prx.org/ad-choices

    The Keto Kamp Podcast With Ben Azadi
    #1146 Your Energy Isn't Just Physical – The Shocking Truth About Metabolic Healing with Dave Asprey

    The Keto Kamp Podcast With Ben Azadi

    Play Episode Listen Later Nov 3, 2025 84:17


    What if mastering your metabolism wasn't just about food, fasting, or fitness — but about transforming your inner world? Purchase Dave Asprey's new book Heavily Meditated here: https://amzn.to/3LlrKQ0 In this in-person episode of the Metabolic Freedom Podcast, Ben Azadi sits down with Dave Asprey, the Father of Biohacking, in Austin, Texas, for a powerful conversation that bridges science, spirit, and self-mastery. Together they explore how your mitochondria — the energy-producing engines inside every cell — also shape your emotions, mindset, and ability to heal. Dave shares insights from his new book, Heavily Meditated, revealing how practices like gratitude, forgiveness, and meditation can unlock a deeper level of metabolic and emotional freedom. You'll hear how trauma drains your energy, how fasting and breathwork boost mitochondrial intelligence, and why taking control of your biology starts with mastering your inner state. This episode blends cutting-edge science with timeless wisdom. If you're ready to stop living reactively and start consciously programming your own operating system, this one's for you.

    Always College Football with Greg McElroy
    McElroy's Top 10 takeaways from week 10 | Always College Football

    Always College Football with Greg McElroy

    Play Episode Listen Later Nov 3, 2025 61:12


    McElroy delivers his Top 10 takeaways from a crazy week 10 where Miami dropped their second game in 3 weeks and Georgia Tech got run over by NC State leaving the ACC completely up in the air. Ohio State and Indiana continued to dominate the rest of the BIG 10, Utah and Texas Tech won big while Houston laid an egg against West Virginia further shaking up the BIG 12 standings. Georgia got past Florida, Oklahoma forced 3 turnovers and beat Tennessee in Knoxville, ending the Vols CFP dreams and Texas just loves the drama, as the Longhorns hung on to beat Vanderbilt at home. Notre Dame, Michigan and Virginia won ugly, but on a weekend like that a win is a win! Learn more about your ad choices. Visit podcastchoices.com/adchoices

    Get Rich Education
    578: Why Real Estate Quietly Makes You Rich in Your Sleep

    Get Rich Education

    Play Episode Listen Later Nov 3, 2025 43:54


    Register here to attend the live virtual event "How to Scale Your Portfolio, with Tenanted Cash Flowing, New Construction Properties" on Thursday, November 13th at 8pm Eastern. Keith introduces a profound life perspective: humans are typically allotted only 30,000 days. What will you do with the days you have left? Every moment not spent building wealth is a moment lost forever. Adam Schroeder, a real estate investment strategist, joins the conversation to talk about current opportunities with new build properties with significant builder incentives and the potential for high appreciation. Resources: Switch to listening to the podcast on the Apple Podcasts or Spotify app, as the dedicated GRE mobile app will be discontinued at the end of the month. Show Notes: GetRichEducation.com/578 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text 'GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith Weinhold  0:01   Keith, welcome to GRE. I'm your host. Keith Weinhold, the real estate market is slow when this happens in a cycle. What does it mean to a real estate investor? What type of return can you really expect today? I'll tell you exactly, and you'll be surprised. Learn more about new build properties and why investors often prefer DSCR loans over conventional loans today on get rich education,   Keith Weinhold  0:28   since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Corey Coates  1:13   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:29   Welcome to GRE I'm your host. Keith Weinhold, yes, America's favorite shaved mammal on a microphone is back with you for another wealth building week. Just the talking primate that's heavily mortgaged here. I'm also a landlord still waiting for a security deposit from back in 2018   Keith Weinhold  1:51   Hmm, oh, I'm so into self deprecation today that I forgot about the place names hitting you, from Dover, Delaware to   Keith Weinhold  2:01   Andover, Massachusetts and across 188 nations worldwide, you're listening to get rich education. There's a realization that can sharpen your investor focus when you think about the fact that, in a sense, how little time you are allotted in your life. It's something that I've thought about more. You're only given about 30,000 days. That's the typical lifespan of a human being, and that goes for both shaved mammals and others. Well, you've already spent 1000s of your 30,000. The question is, what are you doing with the rest? At some point, people understand or they better that they need to go out on a limb. There are people less qualified than you living the life you want to live simply because they chose to believe in themselves, and really, that's the moment everything shifts. belief. It's not a feeling. It is a decision backed by action. Too many people learn this lesson the hard way. They discover, often too late, that relying on one income stream is the most dangerous financial plan of all. A job can vanish. Federal Workers found that out amidst a government shutdown, a business model can change. AI can intrude. A paycheck can stop. But when you own assets that pay you month after month, no matter what you're doing, you slowly begin to untether yourself and move toward freedom. And here's the truth about pain and money. Poor and middle class households work for money, so to them, that's why every dollar spent feels like a little loss. It can even hurt, and that is why they hesitate even on opportunities that could change everything. The wealthy, on the other hand, own assets that pay them, so therefore every dollar spent feels like a seed, because it grows when you own enough income property, you can move away from constantly asking yourself, can I afford this? And start asking, What will this investment earn me? Over time, this mindset shift changes everything at that time when other people's money starts working for you, not the other way around.    Keith Weinhold  4:45   And here's the thought experiment I use, take the hourglass of your life and flip it, watch the sand fall. That's time, 30,000 hours, 30,000 grains. That is. Is time the one resource that you cannot get more of. So every day you delay prudently investing the sand does not pause. It just keeps flowing. But you can choose how that time compounds the sand that's left over and hasn't fallen through the neck of the hourglass. Yet that is your opportunity to build multiple income streams from real estate, from ownership and from leverage, it is your chance to replace anxiety with well autonomy. Every family with generational wealth can trace it back to one person, one risk taker who decided to stop trading hours for dollars. They believed in ownership and control. They believed in themselves. They acted before the sand ran out. If you've already started real estate investing, well, then you've already begun to break that cycle. If you've done it for a time, you're going to have more time, more income and more options than you had before. That is worth celebrating and scaling, because the best time to start was yesterday, and the next best time is before the next grain of sand hits the bottom.    Keith Weinhold  6:22   Later today, I'll talk about taking this sentiment and moving it towards something very specific and actionable. Now, in this era, the real estate market is slow. That is in terms of transaction volume, there just aren't as many sales. Sometimes this whole thing feels more sluggish than Jabba the Hutt after Thanksgiving dinner.   Keith Weinhold  6:49   5 million is a typical number of existing homes sold every year in the US. 5 million. That's normal. That's baseline during the pandemic frenzy. It reached over 6 million, and now it's about 4 million. That's why I say that housing transaction volume has slowed, and appreciation is only about 2% that's below historic norms, and rent growth is like barely doing push ups. It's two to 3% in single family homes volume now it has picked up a little here lately with lower mortgage rates, and so have home prices. Redfin now tells us that home price appreciation is 3% but most outlets say 2% some analysts that are more optimistic than me call today's housing market healthy. They don't call it slow. And why is that? Well, it's the healthiest it's been since covid, because now you have a good balance of buyers and sellers. The real estate market isn't so miserably deprived of inventory like it was back in 2022 in 2023 but I am going to go with slow now, as you know, I coined the phrase real estate pays five ways back in 2015   Keith Weinhold  8:09   But how exactly does that hold up in today's slow transaction market? Could an income property buyer's return even be disappointing now? Well, let's do it. Let's determine what you can expect if you purchase an investment property here in these slow market conditions, we'll determine your total rate of return in year one. And you know, this will be sort of like dating someone that's not the first date, but to really get to know them, to know if they're potential spouse material. You want to see them at their worst and be sure that they look good on their bad days. So let's just be conservative and use 2% home price appreciation. Say that you buy a 200k single family rental. Now a 20% down payment means 40k down. Sellers are willing to give you concessions now, say that they're going to pay your closing costs, because the 200k that you're paying is their full asking price, so it's your terms and their price. Well, say that you don't get any cash flow. The rent only covers the expenses exactly. Okay, so we're really painting on a not so pretty picture. Here, it would seem. Here we go, in a slow market, the first of five ways you're paid is that erstwhile appreciation. Your property only appreciates 2% from 200k up to 204k not so exciting, until, of course, as we know around here, you realize that your return is your gain on your skin in the game, your 4k gain divided by your 40k down payment gives you a 10% ROI. There it is leverage. Didn't just show up. It brought donuts. 10% just from the first of five ways you're paid. The second way is cash flow. Say that rent minus your 160k mortgage payment here and your operating expenses, that merely breaks even, like I was saying. So 0% additional return from cash flow. And before we add on numbers three, four and five to get your total rate of return in a slow market, let's take a moment to check on Jabba. How's Jabba doing? No, Jabba still hasn't gotten up from that heavy Thanksgiving dinner. It's still a slow market. We've confirmed that we're going to continue   Keith Weinhold  10:41   the third way you're paid, as any GRE listener knows by now, is with that ROA return on amortization, also known as principal pay down with a 7% mortgage rate in your 160k loan on this property, an amortization table shows you 1625 bucks a tenant made principal pay down. Divide that by your 40k down again, that is another 4% return. All right, so you add that to your 10% from leverage depreciation, and you've now got 14%   Keith Weinhold  11:17   next is your tax benefit. It's a 150k structure value, not the full 200k because raw land can't be depreciated. Multiply that by 3.6% depreciation, that means you've tax sheltered 5400 bucks. That is like a phantom loss that you get to show the IRS. Just a little more math here, and this is as far as you have to stretch it, in visualizing numbers in an audio format at a 24% income tax rate. That is 1296 saved on 40k down again, another 3% for you, and your running total is a 17% ROI before we get to the last one, which is inflation profiting, not inflation hedging, which almost everyone mistakenly says in real estate investing, it is inflation profiting.    Keith Weinhold  12:13   Your 160k loan gets eaten by 4800 bucks at a 3% inflation rate, divided by 40k down. And you know, inflation is usually the villain. Now it is the hero. You've got another 12% from inflation profiting. And here's the sum in this slow market, your total year one rate of return is 29%   Keith Weinhold  12:43   and you're like, my gosh, did that really just happen? Now you might want to skip back on some parts of that to help make it crystallize in your mind. I've got to tell you before I ran these numbers in this slow market with this 2% appreciation and even assuming zero cash flow, I thought your total rate of return would be in the low 20s, not this high, not 29%   Keith Weinhold  13:09   the numbers don't lie. They just don't get enough attention on CNBC.   Keith Weinhold  13:16   Now I did use shorthand and simplify. You would also have to adjust your 29% for inflation, just like you do for any investment. So then about a 26% inflation adjusted return for you. Wow. And if you want to know more about what I just used shorthand on, you can always watch the five videos on the five ways real estate pays for free at getricheducation.com/course that's get richeducation.com/course, the most valuable video course you'll ever see on real estate investing, but a huge investor lesson here, an epiphany today, is that it does not take a high growth market to build wealth. Even when it seems like real estate's half asleep, it can still work five jobs for you, we could be near the nadir of the cycle here.    Keith Weinhold  14:16   Appreciation has picked up in recent months, with mortgage rates being lower than they've been in a while, but even when appreciation and rent growth slows now, you can see that the ROA tax benefit and inflation profiting just keep working overtime. The bottom line here is that income property still pays a lofty 29% if you buy today, even in a slow market, and this is at a time when investors, a lot of them, don't know what to do with their money, since every market type seems to be near an all time high, and people don't want to buy in at those high levels, and savings accounts pay you less than a gumball machine, owning investment property proves its resilience. I mean, this is why we do this. It's kind of like stocks can party with a surge in an upcycle, and then they can bust and boom and bust and boom. But all the while, instead of partying, real estate just keeps its head down and works the night shift for you, your wealth quietly compounds in the background while the rest of the world panics or debates interest rates on LinkedIn or something.    Keith Weinhold  15:33   All right. Well, with that in mind, where can we take advantage of that real estate return and expect to do even better with it, even if the market did stay slow. Well, builders have unsold inventory in places like Texas and Florida, like I mentioned before, and to a lesser extent, in parts of the West as well, but the prices are too high out in the west for a cash flow investor. So today, you can buy at a discount in a way that you absolutely could not during the height of the pandemic.    Keith Weinhold  16:06   A guest and I are going to talk about a specific opportunity in today's market, and then how you can exploit it. The National Association of Homebuilders has even noticed that home flippers have switched gears, and increasingly, what flippers are doing is instead buying new build properties and then renting them out, because new builds have lower upkeep costs come with a lower mortgage rate because the builder is buying it down for you, they have lower insurance and they attract a better quality tenant that stays longer, even if the HVAC did break. That's okay, because new build homes often come with a warranty. The smart money knows that new build is where the opportunity is today. That's something that I've discussed for a while here, but today we're getting more actionable. CNBC let us know that the CJ Petra company reports that investors now make up the highest share of Homebuilders in five years. And you'll recall that we've had CJ Patrick, company founder, Rick sharga, on the show a lot with me here the past few years. Some say that the smart money is waking up again. I don't know investor activity is steady, but it's not really that much. It only seems like a lot because the wannabe owner, occupant, buyer has been priced out. So it's better to say that investor activity has been steady. Investors bought fully 1/3 of single family homes this past summer, and that is up from 27% in q1 I'll discuss that more soon.    Keith Weinhold  17:44   Hey, you know one thing that makes GRE different is that our show sponsors are here to supplement and benefit your specific investor activity. And another thing is that I use them myself. Thank God we are not here to tell you about pneumococcal pneumonia or your moderate to severe plaque, psoriasis. I don't even know what that stuff means. Freedom, family investments and Ridge lending group. I very know what they're about. I'm a satisfied client with each of them myself. So listen in.    Keith Weinhold  18:21   You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom, family investments.com/gre, or send a text. Now it's 1937795898, 377958989, yep, text their freedom coach directly. Again, 1-937-795-8989,   Keith Weinhold  19:32   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group NMLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President Caeli Ridge personally while it's on your mind, start at Ridgelendinggroup.Com, that's Ridge lending group.com   Kathy Fettke  20:05   this is the real wealth network's Kathy betke, and you are listening to the always valuable get rich education with Keith Weinhold.   Keith Weinhold  20:14   I'd like to welcome in a new guest to the show. He is a real estate investment strategist that's been working in the media industry since 2001 and throughout the career, he's held the title of a local news reporter, podcast host and producer for nationally syndicated companies like NPR. He's been in real estate nearly 20 years. Adam Schroeder, welcome to the show.    Adam Schroeder  20:48   Thanks for having me on. I really appreciate it.    Keith Weinhold  20:50   Yeah, I'm looking for your read on today's real estate market, just the general landscape overall, because Adam, I've shared that national transaction volume is down about 25% appreciation is still there, although it's been slow. Rents are just steady. We do, however, still have this supply that is down among entry level homes, something a lot of media articles broad brushstroke and don't understand, and really it's still a valid question to ask, even today. Is there any better risk adjusted return than income property that's bought, right? So what are your thoughts on the overall real estate investing landscape?   Adam Schroeder  21:30    Yeah, overall real estate investing, it's kind of like what you said, entry level housing. I remember I saw a heat map. This was probably five or six this was pre covid. It was maybe even seven or eight years ago. It was a heat map that showed, like, new construction, home pricing, and, you know, there was like 500,000 and up. Was just this massive chunk. And then there was all these ones, ones that were under about 300,000 it was around, like six or 8% or something like that. It was really, really small. If you look around, it hasn't gotten bigger. And so the question of inventory and availability and pricing, they're never going to talk about it on the national media, because there is no entry level home in Chicago, in New York, in LA, you're not going to find that. I mean, you're paying 200 grand for a doghouse in the backyard, if you're there. And so we are finding the entry level housing, but I think right now, an oversupply of inventory in some of these markets is a very good opportunity for people. If you're buying for with the right fundamentals, if you're buying in an area that's growing and has good long term, you know, 8,10, 15 year diagnostics. Then if you're buying now with builder incentives and all of that, yeah, your year one, year two, year three. Appreciation may not be the greatest because of that oversupply, but if you look at what's happening now with construction starts in a lot of places, builders have gotten scared off. They're not really starting them now. So if you're buying new now, in 2,3,4, years, all of the inventory will be sucked up, and there won't be new homes coming to the market. So you're going to be one of those people who has one of the newest homes in the area, more people are going to want to be getting in. And so your appreciation and rent growth is much more likely to be growing. So that's one of the things I love to look at, is I look at what new home starts, what happened in the past, what was oversupplied, but now, who's what cities aren't building. And if I know what cities aren't building, then I can compare it to, okay, well, you know, there are some cities in California that aren't building anything I'm not going to buy in California, but there are some cities in Minnesota, in Oklahoma, you know, in Texas, where they're not building anymore. And if it's landlord friendly and can cash flow and all of that, Sign me up. I'm bullish on parts of this, of the United States real estate market, not the whole United States real estate market.    Keith Weinhold  23:55   It's been pretty well documented that parts of the nation are overbuilt. However, especially in Florida and Texas. And I brought up the point months ago Adam that if you buy, say, a new build income property in temporarily overbuilt pockets today, five years from now, looking back five years onto today, you could be like, Yeah, I bought five years ago, when some areas were actually overbuilt, and I snagged a deal, and the builder was even giving me incentives like my rate at that time, because, you know, long term, the demand is going to be there and that the absorption is going to be there. So it's about knowing what's happening and then identifying the right time in that cycle. In today's environment, some feel that DSCR loans are a better option for investors, and what that means a debt service coverage ratio loan is that you qualify for the loan not with your personal income, but instead with the property's income. Do you see more investors employing dscrs?    Adam Schroeder  24:55   We see a ton for a really good reason. That is simply put, especially if you're utilizing these builder incentives, buy down rates on DSCR frequently outperform ones with conventional like some of the lenders we're working with. I look and let's say you're putting 4% I looked at it this morning with an investor with 4% of purchase price towards your loan on a DSCR loan, you're down to 5.49% on a DSCR, but conventional, you're at 5.75 that doesn't happen for the most part. It's just something that right now, the risk profile of investors is allowing the rates to be either at or better than conventional many times. Plus, people love to put their properties in LLCs for protection, and they'll worry with conventional, oh, what if a due on sale clause gets triggered, even though it's really hard to trigger that, if you worry about it, well, why not just get a loan that's equal or better than a conventional that doesn't go on your you know, debt to income and can go straight into the LLC to begin with, and then your hands are clean the whole way through, and you're not having to worry about transferring titling. Honestly, my wife is about to murder me because I have some properties that were meant to go into an LLC two years ago that are not currently in an LLC.   Keith Weinhold  26:17   Well, hopefully you'll live until the end of this interview. Tell us more about DSCR loans, and maybe some that, no you talked about the upside, maybe some red flags and some things to look out for, times when we would not want to employ that loan type.    Adam Schroeder  26:30   A lot of it with the DSCR you're looking at like you said, they're not evaluating you necessarily. Now you do have to show reserves. You do have to show that the property will perform on its own. But sometimes full doc loans with conventional can be the way to go, because, like I said, in the past, it used to be that DSCR loans were three quarters of a percent, or a full percent higher than the DSCR. Or, yeah, DSCR was higher than the conventional. And so if you could get a four and a half with a conventional versus a five and a half on a DSCR. It's well worth the extra paperwork that might come with doing it to save yourself that money and really build up your cash flow. We are just in a very awkward time of investing, where the investors for DSCR loans, the people who are buying those mortgages, are not the same people who are buying the Fannie Mae Freddie Mac secondary loan market, and so they just have different risk profiles, which allows the rates to be different. So that's really the big thing. Is, if you've still got your Fannie Freddie slots, it's worth talking to your lender and saying, what would it look like if I did this loan? What would it look like if I did that loan? Where am I? But when it's all said and done, if you're really close or equal, I would almost always skew towards the DSCR to protect myself, go straight into an entity and keep it off of my debt to income ratio, plus on dscrs. You also have the option, and we don't recommend this for every property or even for certain people, depending on risk profile, but you have the option to do an interest only loan with 20 or 25% down, which allows you to do kind of what we call cash flow management, where people get worried about interest only loans and say, Well, I'm not building equity. I'm not doing this, not doing that. Well, you're not, but you're also, you can still put principle towards your loan every month, right? Like a principal loan, maybe you're throwing 200 bucks a month, a principal towards that. Well, with an interest only loan, you can still put that $200 in. But what it means is, if there's a month where maybe you have some repairs that need to be done, or something like that, don't pay the principal and on the interest only, you're still okay on a principal and interest. If you can't pay that, if you just pay all the interest, they're still going to say, well, Keith, you're late on your loan, right? And so it gives you a little bit more flexibility, but it's not for everyone. It's not for every property, so definitely talk with lenders about that. But conventional loans don't offer that. DSCR loans can.    Keith Weinhold  28:53   There's always opportunity in every real estate market. It's just identifying what those are and then ethically exploiting the opportunity. So we're talking about buying in areas that are temporarily overbuilt utilizing DSCR loans. And another advantage in this market, which is an aberration, is the fact that new build properties, like few times in history, if any, actually cost less than renovated existing properties.    Adam Schroeder  29:20   Yeah. I mean, when you can get into, you know, an A class neighborhood with 80% owner occupied, 90% owner occupied, and you're getting in for way less than the median cost of a home in the US. You mean, you're getting in for, I mean, we've got new builds in the 220 range on some of them up to 400 you know, which is still below the median cost. Yeah, that's really good. If you're looking to get into any a class neighborhood, or even B plus neighborhood, finding a property that's 200 $250,000 in those areas is tough. It's just tough. And so especially because as pricing went up for everything with inflation, you know you can't do. Do a cheap rehab anymore. If you're going to do a good rehab, you can't do a cheap rehab. I talk to our teams all the time and tell me, Hey, I did, you know, I only spent $70,000 to renovate this property and like that is a lot of money. I know you're getting it out whenever you do the burn, you know, or sell to an investor, but still a lot of money to put in to get there.    Keith Weinhold  30:20   Well, then let's talk about identifying possible growth markets for long term investing success. New build properties tend to appreciate better than rehab properties. And you know what's funny, Adam, I was just sharing this with my audience on a recent episode. I largely disagree with this long time investing axiom in real estate that says appreciation is just icing on the cake. I think I know what they're saying that doesn't help you out on a month by month basis, but we're in real estate investing for the long term and long term, more of your returns typically come from leveraged appreciation than they do on the cash on cash return from cash flow. So to me, appreciation is not just icing on the cake. In a lot of cases, it is the cake. And really, that's something that new build can offer more of.    Adam Schroeder  31:09   Yeah, I mean, it's almost in, especially in today's market, it's almost like cash flow is the icing on the cake. You know, you can get a property that, you know, is in that really good area, like we're talking about, and is, maybe it's appreciated a little bit now, but it's very likely to appreciate a lot later. If you're only making, if you factor everything in maintenance, vacancy, all of that, and you're making $100 a month, that's solid, you know, if you look at it, and if you're in those areas, if you appreciate 5% on a $300,000 property, let me tell you this, you're not going to make $15,000 in cash flow that year on that property. So if you look at the people who are really retiring on cash flow, are usually the people who have 100 200 300 doors or something like that, and they play the law of large numbers. I don't want to play the law of large numbers personally, I want to have really good quality assets and have fewer of them, and really work on having positive cash flow, but having the equity growth that allows me to pull money out tax free and either buy more investments or utilize how I want in my life.    Keith Weinhold  32:16   Exactly. If your property cash flow is $100 a month and it's a single family home. Some people say, Oh, that's awful. You would need 100 of them just to get 10k pass it per month. Now you're thinking wrong, and you're oversimplifying it like to your point, with the 300k home and 5% appreciation, that's 15k in one year, you're building equity that can be borrowed against, tax free, and you're building up that lump sum cash flow windfall down the road, if you will, in real estate pays five ways and cash flow matters, but it's only one of five profit centers and all that. So yes, we're so aligned on that one, appreciation is not just the icing on the cake, it's substantially more than that. Well, I've got something to announce. Adam here is going to co host, along with our own longtime investment coach, Naresh, an upcoming live virtual event. And it's called how to scale your portfolio with tenanted cash flowing new construction properties. And it aligns in every way with the trends that we've been talking about and that Adam and I have been identifying here. The event takes place next week. But first, tell us more about what you and the ray shall be speaking about at the event there. Adam.   Adam Schroeder  33:29    one of the biggest concerns people have about real estate, and one of the things that can eat in your cash flow more than anything, is vacancy. I mean, vacancy can kill your deal whenever it's all said and done, because it's one thing, if you're, you know, break even or $100 a month positive cash flow. But whenever you've got a vacant property and you're negative $1,500 a month, that can hurt, that can hit the wallet. And so what we really love, if you can hit it, is a tenanted property that's new and is in a growing area, yeah, and we've got that thankfully. I mean, we've been able to work some really good relationships with national builders that have allowed us to get into they were doing a lease to purchase option with tenants who wanted to buy their property but didn't have it saved up, and these people didn't exercise their option, but they've renewed their lease so you can come in and buy a property that has them in place. It is a house that they wanted to buy. So how long are they likely to stay? Probably quite a while. They like the school district, they like the neighborhood. They like everything about it. You're coming in, you've got the builder incentives we talked about before, and you're just in a positive cash flow position already. Now we're in Texas, which I was actually funny enough. Earlier, right before this interview, I was reading about the states that are going to grow the most, projected until 2050 and they expect Texas to grow by nearly 9 million people between now and believe it was 2050    Keith Weinhold  34:55   everyone's asking, when is it going to pass? California is the most populous state in the nation.    Adam Schroeder  35:01   Well, it depends how many people. In California are part of that 9 billion we've gotten quite a few of them there. As somebody who lives in Texas, and we're in the big cities too. We're not in the Podunk Texas towns you think about in, you know, east or west Texas. We're talking Houston, Dallas and San Antonio, which are three of the top, I believe, 15 largest cities in the country. We're getting some really good incentives. You can get up to right now, 10% builder incentive. So a $300,000 house, you have $30,000 that you can use. That's massive. Yeah, you can get that money back after closing. We can buy your rate down. And we have some people who have literally taken the whole 10% and put it towards a fixed 30 rate at four and a quarter percent. Wow, they are locking themselves in at four and a quarter. Or we have some people who say, like, we were just talking about cash flow is not a concern for me. I'm going to take half my down payment back, and I'm going to go buy another property, because I'm only in this property for 10% now, and so they're able to be, you know, roughly break even in a good growing area, and they can acquire a second property. So you're buying two properties without mortgage insurance for essentially a 30% total down payment, and you're getting your 10% back if you buy the second property. So it's just really incredible time. Like you said, we haven't seen a time like this before. We were able to get into the wholesale division of these builders and provide these incentives that I've personally never seen before. Some of our reps are buying these homes themselves, so we're putting our money where our mouth is. It's just a great time, especially like you were saying, these homes the inventory, take advantage of the opportunity, right? And there's an opportunity that's presenting itself. And if you look at the long term demographics of Houston, Dallas and San Antonio. It's an arrow pointed up. That's what those areas are.    Keith Weinhold  36:46   100% I mean, it's almost as predictable as anything. There's never a guarantee, but continued population growth and obvious need for housing there is about as close as you can get. That's massive. 10% back, 380k purchase, $38,000 back at the closing table to use in discount point buy downs completely or half on discount point buy downs and half to pocket and use on another property or use on your next vacation or whatever you want to do. That's massive.    Adam Schroeder  37:18   Yeah, it's fantastic. One thing I forgot to mention about Houston. It's one of the things I love that people don't think about has the third most headquarters of fortune 500 companies in the country, behind New York and Chicago. So people don't think about that when they think of Houston. But I love to throw that out there, because it's there. I love Houston. I lived there for seven years. It's where I met Naresh, actually, and would happily move back there again   Keith Weinhold  37:42   right? Houston has moved so far past the monolith of just having oil be the economic driver. So we're talking about tenanted new construction properties in pretty hot markets, Houston, San Antonio and Dallas ready for you to purchase with that 10% builder incentive. And these are in communities that are primarily owner occupied, so they do have that high appreciation potential and that potential for solid rent growth. So on the live event, the webinar that you are invited to attend from the comfort of your own home, what you can do is just learn more about this overall strategy and why the time in the market is right for this. Learn more about those geographic markets themselves and then their drivers, and even see available new build income property. And the benefit of you attending a live is that you can have any of your questions answered right then and there. You can sign up at grewebinars.com, and Adam, before I ask you if you have any last thoughts, that event is next week. It is Thursday, November 13, at 8pm eastern time again, you can sign up. It is free. Space is limited, so that's something that you want to do now at grewebinars.com, any last thoughts? Adam   Adam Schroeder  38:51   yeah, I will just remind people there's always a reason to buy real estate, and there's always there's always a reason not to buy real estate, and depending on which one you subscribe to, you can always find those opportunities, or you can scare yourself off. So, you know, find the right opportunities that are there for you and your investing style and jump in. Because if you look at what's happening right now. When rates start coming down, owner ox are going to jump back in, and that tends to lead to prices going back up. Like Keith said, these are 85% owner occupied areas, and you're setting yourself up for success. And if you do it now, you can always refi later if rates come plummeting down right so find the right areas. Find the reasons to buy and go for it.    Keith Weinhold  39:41   This is a time when builders are really willing to give you a break. Take advantage of it if you possibly can. Adam, it's been great having you here on the show, and our audience looks forward to seeing more of you next week.   Keith Weinhold  40:00   Yeah, some real potential here. I'm rather excited for your future as a listener next week, investors like DSCR loans, since the qualification looks at the property, not you, and see conventional loans are more for owner occupants. They're fine. They work for investors too. But with dscrs, besides their other advantages, they're a check on making sure your property is profitable. It is just your rent divided by your debt service. That's all it is. So for example, with a $1,000 rent and a piti payment, principal, interest, taxes and insurance payment of 800 bucks. Well, then your DSCR is 1.25 Investors love them because there's no personal income verification, no W twos, tax returns, pay stubs. There's no debt to income ratio bar for you to have to clear also conventional loans often cap you at 10 financed properties, and DSCR loans have no such limit, so there's faster underwriting and easier approval. But with dscrs, look out. I mean, there could be some higher fees, and you might have a three to five year prepayment penalty. But buy and hold investors often keep the property that long anyway, so grow your income streams with dscrs, even when the w2 world says no. And notably, dscrs have absolutely nothing to do with job of the hut either. No sluggy concerns there   Keith Weinhold  41:42   if you've wanted a deal on a property today, here you are with these new build incentives that are really good, better than what most builders are giving looks like. Here's your chance. One reason that the builders are giving us a deal is because of the bulk of GRE buyers. This is for you, if you might want one property or 14 properties load up with these up to 10% builder incentives, or just attend the webinar and learn more. We got into the wholesale division of these builders. We got them right where we want them. The properties are typically already tenanted. So plant your flag in the ground, and call this the pivot point. This whole thing could be a bigger deal than the first man to walk on Mars. We'll see, though, no man has walked on Mars yet, but you don't need to wait that long. Take one of your 30,000 days that you've been gifted in this life of yours, the 30,000 days you've been allotted on this earth to win back some of your future finite time. It is next week, Thursday, the 13th, at 8pm Eastern. It's also GRE last event of the year, your last chance, a live, virtual event where you can attend from the comfort of your own home or anywhere. And it's free. Registration is open now. Sign up at gre webinars.com that's gre webinars.com Until next week, I'm your host. Keith Weinhold, don't quit your Daydream.   Unknown Speaker  43:17   Nothing on this show should be considered specific, personal or professional advice, please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively you   Keith Weinhold  43:45   The preceding program was brought to you by your home for wealth building, getricheducation.com

    Slate Daily Feed
    What Next | The Redistricting Arms Race Is On

    Slate Daily Feed

    Play Episode Listen Later Nov 3, 2025 29:05


    Fearing a Democratic-led House of Representatives, Donald Trump set off a state-redistricting arms race when he asked Texas to find him five more safe GOP seats. This triggered California to go hunting for five more Democratic seats, and states like North Carolina and Missouri to search for other seats in the margins. But in some states, Trump's demands are running into rare Republican resistance. Guest: Ari Berman, voting rights reporter at Mother Jones.  Want more What Next? Subscribe to Slate Plus to access ad-free listening to the whole What Next family and across all your favorite Slate podcasts. Subscribe today on Apple Podcasts by clicking “Try Free” at the top of our show page. Sign up now at slate.com/whatnextplus to get access wherever you listen. Podcast production by Elena Schwartz, Paige Osburn, Anna Phillips, Madeline Ducharme, and Rob Gunther. Learn more about your ad choices. Visit megaphone.fm/adchoices

    The Addicted Mind Podcast
    The Perfect Tuba: Finding Freedom, Identity, and Recovery in the Unlikeliest of Place

    The Addicted Mind Podcast

    Play Episode Listen Later Nov 3, 2025 40:58


    Journalist Sam Quinones, renowned for his deeply impactful books Dreamland and The Least of Us about the opioid and synthetic drug crises, returns to The Addicted Mind with a profoundly different, yet connected, story. In this episode, Sam and host Duane Osterlind dive into Quinones' newest book, The Perfect Tuba: Forging Fulfillment from the Bass Horn, Band and Hard Work. Sam shares his unexpected pivot from writing about the devastating cycle of addiction and consumerism—where people seek happiness from something they buy—to exploring stories of people who cultivate their own value from within. He found this liberation and internal worth in the unlikeliest of places: the world of the tuba.You'll hear why the tuba, often dismissed as the ‘fat elephant' of the band, became a metaphor for breaking free of limits and an antidote to the inertia of addiction. Sam shares incredible stories, from the enormous popularity of the tuba in Mexican immigrant communities in Los Angeles to the legendary tale of the two "perfect tubas" that are the "Holy Grail" of the instrument.This conversation reveals the powerful life lessons learned in the band room: postponed gratification, perseverance, and collaboration. Sam and Duane draw a beautiful, clear analogy between the dedication required to master a tough instrument and the difficult, rewarding journey of addiction recovery. They explore how the energy and creativity harnessed by finding your "perfect tuba"—that thing you work hard for—is the strongest defense against the lure of instant gratification and drugs.This episode is an inspiration, demonstrating that we are surrounded by people who embody the values needed to heal and strengthen our culture and community Key TopicsThe Tuba as a metaphor for freedom and inner value versus the consumer model of buying happiness.Why Sam Quinones chose to pivot from writing about drugs (Dreamland, The Least of Us) to writing about the tuba.The surprising history of tuba-playing as an act of liberation and self-discovery.The profound connection between the hard work of mastering an instrument and the journey of recovery.The inspiring story of the Roma High School band in Texas and the power of investing in music education in poor communities.The legend of the two "perfect tubas"—the Holy Grail of the instrument world—and why they are so valuable.The essential values learned in band—punctuality, collaboration, and focus—that serve as a bulwark against addiction.Resources THE PERFECT TUBA: Forging Fulfillment from the Bass Horn, Band, and Hard WorkSubstackInstagram FacebookNovusMindfulLife.comhttps://www.theaddictedmind.com/community Episode CreditsIf you like this podcast and are thinking of creating your own, consider talking to my producer, Emerald City Productions. They helped me grow and produce the podcast you are listening to right now. Find out more at https://emeraldcitypro.com Let them know we sent you.If you live in California and are looking for counseling or therapy please check out Novus Mindful Life Counseling and Recovery CenterNovusMindfulLife.comWe want to hear from you. Leave us a message or ask us a question: https://www.speakpipe.com/addictedmindDisclaimerSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

    Wet Fly Swing Fly Fishing Podcast
    837 | Central Texas Fly Fishing with Alvin Dedeaux from All Water Guides - Redfish, Guadalupe Bass, Colorado River

    Wet Fly Swing Fly Fishing Podcast

    Play Episode Listen Later Nov 3, 2025 70:56


    #837 Show Notes: https://wetflyswing.com/837     Presented by: Drifthook Fly Fishing, Fish The Fly, TroutRoutes, Patagonia Sponsors: https://wetflyswing.com/sponsors   In this episode, we dig into Central Texas fly fishing with guide and musician-turned-angler Alvin Dedeaux of All Water Guides. Alvin shares how his path from the music scene, where Nirvana once opened for his band, led him to become one of the top Orvis-Endorsed outfitters in the country. We dive into the incredible diversity of Texas fly fishing, from Guadalupe bass on the Colorado and Llano Rivers to sight fishing for redfish on the Texas coast. Alvin breaks down when and where to find the best action, what makes Central Texas such a special place to fish, and how fly fishing here blends both fresh and saltwater adventures like nowhere else. Show Notes: https://wetflyswing.com/837      

    FOX Sports Knoxville
    Southeastern Conversation 11.3.25 "A new head coach gets fired in the SEC"

    FOX Sports Knoxville

    Play Episode Listen Later Nov 3, 2025 28:01


    -Auburn finally fires Hugh Freeze -Tennessee playoff chances die at home -Georgia survives -Arch finally shows up for Texas

    Bet Sweats
    NFL Week 9 Recap: Underdogs Bite Back

    Bet Sweats

    Play Episode Listen Later Nov 3, 2025 14:15


    Joe Ostrowski and Sam Panayotovich recap and react to all of yesterday's NFL action, including underdogs bouncing back in a big way, as the Bills beating the Chiefs in the regular season yet again. Plus, an all time game with the Bears taking down the Bengals, and Arch Manning finds a way to keep Texas' playoff hopes alive.

    Bet Sweats
    Case Of The Mondays: Halloween Grievances

    Bet Sweats

    Play Episode Listen Later Nov 3, 2025 12:07


    Joe Ostrowski and Sam Panayotovich woke up with a Case of the Monday's airing out all of their grievances from the weekend, including being late to the party on Seattle, Texas not covering against Vanderbilt, and some of our beefs with Halloween.

    Bet Sweats
    Hour #1: Dogs Bite Back In Week #10, Monday Night Football & Case of the Monday's

    Bet Sweats

    Play Episode Listen Later Nov 3, 2025 41:44


    Joe Ostrowski and Sam Panayotovich recap and react to all of yesterday's NFL action, including underdogs bouncing back in a big way, as the Bills beating the Chiefs in the regular season yet again. Plus, an all time game with the Bears taking down the Bengals, and Arch Manning finds a way to keep Texas' playoff hopes alive. Then, break down how they're betting on tonight's Monday Night Football matchup between the Cardinals and Cowboys, with Dallas currently sitting as just over a Field Goal favorite at home. The hour wraps with a Case of the Monday's airing out all of their grievances from this past weekend, including being late to the party on Seattle, Texas not covering against Vanderbilt, and and some of our beefs with Halloween.

    Tea Time with Gabby Lamb and Harper-Rose Drummond

    The honks dress up (late) for Halloween, Lee turns everybody on to some white rap, then read stories about rumors that turned out to be true. Including a teacher who took a special hands on approach, a surfer from… Texas, an odd sister out, French accents and more! Enjoy Honks If you love the show and want to support us, join our growing community on Patreon to see what we're giving for $5 a month! JOIN OUR PATREON https://www.patreon.com/teatime42069 Send your stories to TeaTimeStories42069@gmail.com Watch Harper-Rose's set here: https://www.youtube.com/watch?v=4eNpjjGZHLY&t=110s Watch Gabby Lamb's set here: https://www.youtube.com/watch?v=J7oOYWgK598

    McElroy and Cubelic in the Morning
    11-3-25 McElroy & Cubelic in the Morning Hour 3: MAXX BALL Recap - SEC Week 10 edition; Tyler Watts talks Alabama

    McElroy and Cubelic in the Morning

    Play Episode Listen Later Nov 3, 2025 47:25


    Monday's 9am hour of Mac & Cube saw Tyler Watts, former Alabama QB & CTSN broadcaster, tell us what can the Tide expect from a Brian Kelly-less LSU team, how the running game can improve, and where Alabama benefitted the most from the off week; then, we MAXX BALL recap Georgia > Florida, Texas > Vanderbilt, and Oklahoma > Tennessee; later, has winning on the road become easier in he SEC?; and finally, like Mariah Carey, IT'S TIME for hilarious Bad Box Scores of the Day. "McElroy & Cubelic In The Morning" airs 7am-10am weekdays on WJOX-94.5!!See omnystudio.com/listener for privacy information.

    On Texas Football
    Texas' MOST Complete Offensive Game! Arch Ignites, OL Fix | Lunch with the Coach

    On Texas Football

    Play Episode Listen Later Nov 3, 2025 18:30


    Texas fans — this might be the turning point we've been waiting for.

    On Texas Football
    EVERYTHING You NEED to Know from Steve Sarkisian's Presser!

    On Texas Football

    Play Episode Listen Later Nov 3, 2025 25:05


    Texas football head coach Steve Sarkisian spoke to the media on Monday and we're live with EVERYTHING you need to know!   Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

    On Texas Football
    Longhorn Livestream | Texas is 7-2... What Next? | Georgia Looms | Steve Sarkisian | Arch Manning

    On Texas Football

    Play Episode Listen Later Nov 3, 2025 63:17


    OTF's Longhorn Livestream is LIVE breaking down the Texas win over Vanderbilt, offense potentially finding their rhythm, look ahead to the future and take your questions! Drop your questions and comments in the chat!   Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

    Ken Webster Jr
    What have you heard about the shutdown?

    Ken Webster Jr

    Play Episode Listen Later Nov 3, 2025 9:59 Transcription Available


    VandySports's podcast
    Star-V Sundays with Joe Bulovas: Texas recap

    VandySports's podcast

    Play Episode Listen Later Nov 3, 2025 42:48


    Billy Derrick and Joe Bulovas recap Vandy's 34-31 loss to Texas in Austin to fall to 7-2 on the season. Football coverage presented by Bulovas Wealth Management of Raymond James. If there's one thing we all share, it's that our lives are all unique. At Raymond James, they believe that's worth celebrating. Because financial planning isn't just about numbers and figures, it's about creating the life you envision. So whether you're building a future or preparing for retirement, a Raymond James financial advisor can guide you each step of the way – all while following a plan that's uniquely yours. That's life well planned. To learn more, call financial advisor [Joe Bulovas with Bulovas Wealth Management of Raymond James] at [615-645-6742]. Raymond James & Associates, Inc., member New York Stock Exchange/SIPC. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

    Serious Angler
    This is the Most Important Factor in Creating Healthy Fisheries

    Serious Angler

    Play Episode Listen Later Nov 3, 2025 117:57


    Send us a textJoin us for an insightful conversation with a Texas Parks and Wildlife Coordinator as we dive into the vital role of fish habitat in ensuring healthy, thriving Texas fisheries. We discuss specific strategies for improving aquatic habitat—such as planting native vegetation, installing fish structures, and managing water quality—which are critical for fish reproduction, growth, and survival. Furthermore, we explore essential initiatives to enhance angler access to these prime fishing spots, including new ramp developments and accessible bank fishing areas. Learn how TPWD is actively working to balance conservation with recreational angling opportunities across the state.Friends of Reservoirs: https://www.friendsofreservoirs.org/Habitat/Access Program: https://tpwd.texas.gov/landwater/water/habitats/habitat-angler-access-program/haap_rfp.phtml

    Texas Standard
    Texas schools turn to AI to flag banned books

    Texas Standard

    Play Episode Listen Later Nov 3, 2025 52:14


    A federal court orders the Trump administration to prevent the Supplemental Food Assistance Program (SNAP) from lapsing. What happens now?A trial is set to begin this month against defendants for their alleged roles in the July 4 shooting at an ICE detention center in Alvarado. Why this may be a playbook for prosecutions now that […] The post Texas schools turn to AI to flag banned books appeared first on KUT & KUTX Studios -- Podcasts.