Podcasts about interest rates

Send us Fan MailOn Multifamily AP360, Neal Bawa says his view has shifted: supply and interest rates now drive multifamily profits more than demographics, and inaccurate third‑party permit tracking in 2022–2023 missed about 30% extra supply that contributed to widespread negative rent growth across major growth markets. He describes using AI to scrape county permit data and to improve operations, arguing the industry underuses AI beyond underwriting. Examples include an AI “Secret Shop” system that tests lead follow-up speed and quality across owned properties and 86 competitors, and an AI-assisted camera workflow that creates timesheets and uncovered employee time theft. Bawa says the broader multifamily market isn't distressed, but syndication is shrinking sharply; pricing is fair given higher rates and weaker rents. He would buy in low-tax/low-insurance, supply-absorbed markets like Boise, avoid markets with significant incoming supply, and warns underwriting assumptions for rent growth and cap compression are often unrealistic. Support the showFollow Rama on socials!LinkedIn | Meta | Twitter | Instagram|YoutubeConnect to Rama Krishnahttps://calendly.com/rama-krishna/ E-mail: info@ushacapital.comWebsite: www.ushacapital.comRegister for Multifamily AP360 - 2026   virtual conference - https://mfap360.com/To find out more about partnering or investing in a multifamily deal:  email: info@ushacapital.com

Crypto News: Bitcoin and altcoins see price pullbacks. Fed chair Kevin Warsh comes out hawkish hinting at rate hikes. Investors at least $4.7 billion underwater across Trump crypto ventures, Public Citizen says.

P.M. Edition for Aug. 28. Economics correspondent Nick Timiraos reports from Jackson Hole on how investors are interpreting Federal Reserve Chairman Kevin Warsh's speech. Plus, some of President Trump's biggest corporate donors are now cutting checks to Democrats, too. WSJ's White House reporter Annie Linskey explains how American companies are preparing for a potential Democratic comeback in November. And WSJ's global energy reporter Collin Eaton unpacks how Chevron and other U.S. energy companies are closing in on deals worth billions to expand in Venezuela's oil fields. Sabrina Siddiqui hosts. Sign up for the WSJ's free What's News newsletter. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Hour 3 for 8/28/26 Drew begins the hour talking about interest rates possibly rising with Peter Grandich (7:00) and other topics include Capital Gaints Taxes (13:48), taxing the rich (17:15), unrealized appreciation (18:52) and money and God (21:17). In the 2nd half of the hour Dr. Paul Kengor talks about Dr. Anthony Fauci and his involvement during the AIDS crisis (31:01), Fauci speaking on AIDS in 1983 (35:16), similarities between AIDS and COVID (41:16), AIDS and media and Hollywood (44:06), lessons could we learn from AIDS and Fauci (46:27) and medications withheld from AIDS patients (49:33) Resources: https://spectator.org/how-anthony-fauci-and-the-1980s-aids-scare-shaped-public-fear/

Lawmakers and civil rights activists speak at the March on Washington's 63rd anniversary, with the theme "Defend the Vote"; Federal Reserve Chair Kevin Warsh gives his first speech at the Fed's economic symposium in Jackson Hole, Wyoming, saying inflation is still too high, suggesting interest rate cuts may be coming. We will hear from the Chair and talk with Washington Post's Global Economics Correspondent David Lynch (17); U.S. war with Iran is six months old today. We will talk with Elise Labott, author "Cosmopolitics" Substack newsletter about the state of the conflict, strategy on each side, and what may come next (36); President Donald Trump visits the Johnson Space Center in Houston, Texas to award medals to the Artemis II crew, discuss plans for future space exploration and to announce the creation of a new U.S. Space Force Academy. Learn more about your ad choices. Visit megaphone.fm/adchoices

In his first speech at Jackson Hole as Federal Reserve chairman, Kevin Warsh said that while inflation readings had looked better than expected over the summer, they did not show that the current picture had “meaningfully improved”. The new Fed boss stressed that his remarks should not be treated as a guide to future interest rate decisions, but his comments suggest rates could be raised if policymakers believe inflation is too high. The latest figures showed prices rose 3.4% in the year to July, above the Fed's 2% target. And more than 80 British actors and vocal artists are calling for stronger legal protection against AI clones of their voices. They've signed an open letter calling on the Prime Minister to give everyone in the UK a legal right to own their voice.

This episode of On Investing looks at a market environment increasingly shaped by persistent inflation, rising long-term Treasury yields, fiscal concerns, and renewed trade tensions. Liz Ann Sonders and Collin Martin begin by discussing the latest inflation data, which continues to show price pressures well above the Federal Reserve's 2% target. While wage growth is not driving inflation, they highlight several other forces keeping inflation elevated, including energy prices, tariffs, and the massive investment required to support the AI boom. The conversation then turns to Treasury Secretary Scott Bessent's efforts to influence long-term interest rates after yields surged. Collin argues that Bessent's actions are understandable given concerns about mortgage rates and borrowing costs, but he views them as a short-term response to a much deeper issue: the nation's growing debt burden and ongoing fiscal deficits. Both hosts suggest that attempts to manage yields address the symptoms rather than the underlying causes. They also explore the potential tension this creates with the Federal Reserve, which may prefer tighter financial conditions to combat inflation. The episode closes with a look ahead to the Fed's Jackson Hole conference, upcoming labor market reports, purchasing manager surveys, and other economic data that could shape expectations for both growth and Fed policy. You can read the report Liz Ann mentions here: "Great Moderation Era: Drift(ing) Away." On Investing is an original podcast from Charles Schwab. For more on the show, visit schwab.com/OnInvesting. If you enjoy the show, please leave a rating or review on Apple Podcasts. Important Disclosures This material is intended for general informational and educational purposes only. This should not be considered an individualized recommendation or personalized investment advice. The securities, investment products and investment strategies mentioned are not suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decisions. All expressions of opinion are subject to change without notice in reaction to shifting market, economic or political conditions. Data contained herein from third party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed. Past performance is no guarantee of future results. Investing involves risk, including loss of principal. Diversification and asset allocation strategies do not ensure a profit and do not protect against losses in declining markets. Performance may be affected by risks associated with non-diversification, including investments in specific countries or sectors. Additional risks may also include, but are not limited to, investments in foreign securities, especially emerging markets, real estate investment trusts (REITs), fixed income, municipal securities including state specific municipal securities, small capitalization securities and commodities. Each individual investor should consider these risks carefully before investing in a particular security or strategy. Fixed income securities are subject to increased loss of principal during periods of rising interest rates. Fixed income investments are subject to various other risks including changes in credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications, and other factors. Investing in alternative investments is speculative, not suitable for all clients, and generally intended for experienced and sophisticated investors who are willing and able to bear the high economic risks of the investment. Investors should obtain and carefully read the related prospectus or offering memorandum, which will contain the information needed to help evaluate the potential investment and provide important disclosures regarding risks, fees and expenses. Commodity-related products carry a high level of risk and are not suitable for all investors. Commodity-related products may be extremely volatile, may be illiquid, and can be significantly affected by underlying commodity prices, world events, import controls, worldwide competition, government regulations, and economic conditions. All names and market data shown are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security. Forecasts contained herein are for illustrative purposes only, may be based upon proprietary research and are developed through analysis of historical public data. The policy analysis provided by Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party. Indexes are unmanaged, do not incur management fees, costs, and expenses and cannot be invested in directly. For more information on indexes, please see Schwab.com/IndexDefinitions Negative correlation refers to investments that tend to move in opposite directions: when one rises, the other falls. (0826-1AXY) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The national debt exceeds $40 trillion, U.S. long-term Treasury yields are at 19-year highs, the U.S. Treasury Department is intervening in currency and bond markets. We unpack it all in this episode and show you how to position your investment portfolio to lock in higher yields and protect yourself from falling bond prices.SponsorsTry NetSuite for FreeDelete Me – Use code David20 to get 20% offOur Premium ProductsAsset CampMoney for the Rest of Us PlusShow NotesEpisode 563 Slide DeckDebt to the Penny - U.S. TreasuryHistorical debt and budget tables - U.S. White HouseAverage U.S. national debt interest rate - U.S. TreasuryTreasury Announces Increased Sizes of Nominal Long-End Liquidity Support Buybacks Beginning September 9 - U.S TreasuryAmerica's Risky Debt: What Markets See That Policymakers Don't - Hanno LustigRelated Episodes525: No More AAA – What the U.S. Debt Downgrade Means for Investors463: How to Lock in Higher Yields464: More Ways to Lock in Higher YieldsSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Markets are facing a growing list of risks as investors head into the final stretch of summer. Stocks are working through a slow-moving correction, Treasury yields remain elevated, technology leadership is being tested, and the Federal Reserve faces renewed questions about inflation and interest rates. Which risks actually matter for your portfolio, and which are mostly market noise? Lance Roberts & Danny Ratliff answer your questions, live, as we break down the latest economic data, market signals, Fed policy expectations, bond yields, and geopolitical developments to separate the real threats from the headlines. 0:00 INTRO 1:00 - Dolly Parton's Passing 1:46 - NVDIA is the Big News Today - will move markets tomorrow 4:34 - Markets Rally and Hold 20-DMA; Mitigating Market Risk 6:38 - NVIDIA Preview 10:26 - Lance's Wardrobe 11:35 - Semi-conductor Strategies 14:44 - 401-k Rotation Strategies 19:52 - Looking at Interest Rate plays - what is your goal? 22:13 - Is the Globalization Narrative breaking down? (TV Pricing & Exporting Inflation, Importing Deflation) 27:46 - Modifying Cap Ex concept in AI business? 28:48 - If the Basis Trade blows up? 29:19 - Barbell Strategies for ten-year term (Value ETF's vs Momentum ETF's) 35:22 - 50-50 portfolio (eating cake every night & not gain weight) 37:47 - Etherium Price at EOY? (you've missed The Move for this year); it is a risk asset 40:01 - Stuck with TMF (leveraged ETF) What Would You Do From here? 44:51 - When a Company is sold, when to get out? 45:24 - Value vs growth 46:04 - NVIDIA, Market Cap Concentration, & Top Ten Stocks 49:01 - What Could Cause a Spike Higher in Yields? 51:50 - Stanley Drunkenmiller vs the Fed: Let the market dictate action 52:49 - Balanced Portfolios at age 80? 55:21 - Sectors most under-valued, over-looked, and over-valued? 56:38 - How much of investing proverbs/rules have come true? Hosted by RIA Advisors' Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/tESc03T56K4?feature=share ------- Articles mentioned in this report: "Think Like An Investor, Not A Speculator (Chapter 1 of 5)" https://realinvestmentadvice.com/resources/blog/think-like-an-investor-chapter-1-of-5/ "Investor Psychology Is Sabotaging Your Returns (Chapter 2 of 5)" https://realinvestmentadvice.com/resources/blog/investor-psychology-is-sabotaging-your-returns-chapter-2-of-5/ "Normal Interest Rates: What The Debt Panic Gets Wrong" https://realinvestmentadvice.com/resources/blog/normal-interest-rates-what-the-debt-panic-gets-wrong/ "Three Percent Real TIPS Yields: Boring But Valuable" https://realinvestmentadvice.com/resources/blog/three-percent-real-tips-yields-boring-but-valuable/ -------- Watch today's "Before the Bell" report, "NVIDIA Earnings Put Market Support to the Test," https://youtu.be/5Dkn-dNU9wA ------- Watch our previous show, "Are Today's Interest Rates Really That High?" https://youtube.com/live/lPCVe6O4LjM ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Dynamic Learning Series, "The Smart Way to Pay for College," Thursday, September 3, 2026: https://streamyard.com/watch/mcE7YgphgMns --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #NVIDIA #StockMarket #NVDA #Investing #MarketOutlook #FederalReserve #Investing #InterestRates

Episode 310 opens with Steve Dennis reporting back from an invitation-only Amazon analyst day in Seattle, two days focused on Prime and grocery. Steve unpacks the breadth of the Prime flywheel, Amazon's push into sub-one-day delivery, the drone facility he toured just before the company announced an expansion to roughly 500 markets, and why Amazon's rise to the number two grocer in North America should have rivals looking over their shoulders. Then, the numbers. US retail sales grew about 5% excluding fuel. Walmart delivered a lackluster 2.6% US comp, its weakest in six years, offset by a 46% jump in global advertising and nearly $3 billion in tariff refunds the company says it will reinvest in price. Target posted a nearly 4% comp with traffic up 3.6%; real progress, though Steve cautions the invitation can be better than the party. In off-price, TJX comped 4% while Ross Stores turned in a second straight double-digit quarter. And Simon Property Group made the case that great physical retail is alive and well. The interview, recorded live at the CommerceNext Growth Show in New York, features Scott Friend, Partner at Bain Capital Ventures, and Indy Guha, General Partner at VMG Partners. Scott co-founded price optimization pioneer ProfitLogic before joining BCV twenty years ago; Indy co-leads VMG's commerce infrastructure fund after scaling Signifyd. Together they tackle a hard question: when AI makes everything easier to build, how do you tell a real company from a pitch formula? Their answer centers on founder clarity and earned domain expertise, because a couple of quarters' head start has never mattered more. The conversation ranges across whether personalization and merchandising optimization are now table stakes, the surveillance pricing debate, AI-driven homogeneity versus the promise of the "N of one" customer journey, and Indy's memorable "Claude-proof" test for anyone building in commerce. Both push back on agentic commerce hype, arguing agents will own low-interest replenishment missions while people keep the treasure hunt. Scott points to the revenue ramp of AI-native companies as evidence this cycle is real, not overhyped. Both land in the same place: brand, community, and authenticity are the last durable moats, and retail teams must become architects rather than assembly-line workers. Back in studio, on the radar: Steve tracks the bond market, with 30-year Treasuries at a 19-year high and the 10-year at 4.75%, squeezing discretionary income and retailer expansion plans alike. Michael watches Canadian icon Roots, newly sold to New York's Marquee Brands with Joe Mimran advising on merchandising, and asks whether the brand can reclaim its former glory. Registration is open for a special webinar featuring Steve in conversation with Placer AI's Head of Analytical Research RJ Hottovy. From changing shopping patterns to emerging market opportunities, shifting consumer demand continues to reshape the industry. So don't miss this data-driven session unpacking the most important trends defining today's marketplace and the strategies leading brands are using to win retail's future. It's all brought to you by Placer.AI and It all happens on Tuesday September 29 at 1pm ET..Register here today:https://www.placer.ai/discover-events/discover-shifting-consumer-demand About UsSteve Dennis is a strategic advisor and keynote speaker focused on growth and innovation, who has also been named one of the world's top retail influencers. He is the bestselling author of two books: Leaders Leap: Transforming Your Company at the Speed of Disruption and Remarkable Retail: How To Win & Keep Customers in the Age of Disruption. Steve regularly shares his insights in his role as a Forbes senior retail contributor and on social media.Michael LeBlanc is a senior retail advisor, keynote speaker and media entrepreneur. Michael has delivered keynotes, hosted fire-side discussions hosted senior retail executive on-stage in 1:1 interviews worldwide. Michael produces and hosts a network of leading retail trade podcasts, including The Remarkable Retail Podcast, The Voice of Retail, The Food Professor, The FEED powered by Loblaw and the Global eCommerce Leaders podcast. He has been recognized by the NRF as a global Top Retail Voice for 2025 and 2026 and continues to be a ReThink Retail Top Retail Expert for the fifth year in a row.

Interest rates are rising, long-term bond prices have pulled back, and investors are once again worried that higher Treasury yields could threaten the economy and markets. But what if today's rates aren't historically high at all? After more than a decade of near-zero rates and easy monetary policy, investors may have become accustomed to an environment that was anything but normal. Lance Roberts & Jon Penn put today's interest rates into historical perspective, examine what higher yields really say about inflation, growth, debt, and deficits, and explain why a 5% long-term Treasury yield may not be the crisis many headlines suggest. We'll also look at what the changing rate environment means for stocks, bonds, portfolio risk, and investors deciding whether weakness in longer-duration bonds is a warning—or an opportunity. 0:00 INTRO 1:04 - Weekly Preview & Treasury General Account Bond Buy Backs 2:04 - Shorting Treasuries & The Hedge Fund Trade 5:37 - Markets Going Thru a Slow-Motion Correction 8:24 - BitCoin Rallies on Bessent Announcement 11:52 - Bonds & Rates: Brake or Break? 19:08 - Rates Are Normal 21:56 - The Primary Determinants that Set Loan Rates (Economic Composite Index) 25:46 - The Effect of Debt on Economy 29:46 - The Negative Multiplier, Measured (Gov't. Debt vs Household Debt) 33:33 - The S&P in 2008? When Markets are Unsustainable 36:58 - $40-trillion (and "Zero") & Shock and Awe 39:40 - Retirees Get Paid to own Treasuries (How Much to Allocate?) 41:57 - Is the Dollar Losing Value? 44:45 - There is Always a Buyer for Debt (Primary Dealers) 47:56 - Fasting w Lance & Christina Hosted by RIA Advisors' Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/lPCVe6O4LjM ------- Articles mentioned in this report: "Normal Interest Rates: What The Debt Panic Gets Wrong" https://realinvestmentadvice.com/resources/blog/normal-interest-rates-what-the-debt-panic-gets-wrong/ -------- Watch today's "Before the Bell" report, "Market Correction: Patience Pays," https://youtu.be/w_BcRBJ00Io ------- Watch our previous show, "Is the Basis Trade Distorting Bond Yields?" https://youtube.com/live/UtY2oV1kkXc ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Dynamic Learning Series, "The Smart Way to Pay for College," Thursday, September 3, 2026: https://streamyard.com/watch/mcE7YgphgMns --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #Investing #SP500 #Bitcoin #MarketCorrection #InterestRates #TreasuryYields #BondMarket #Bitcoin #FederalReserve

From $40 trillion in U.S. debt to an everyday employee who quietly built seven-figure wealth, this episode of the Money Matters Podcast covers a lot of ground. Join Wes Moss and Jeff Lloyd as they seek to help make sense of the markets, retirement planning, and a few fascinating detours along the way. ·       Celebrate college football season and the start of fall. ·       Unpack how U.S. debt, federal deficits, and interest rates may affect investors and the economy. ·       See how the bond market and Federal Reserve may influence interest rates. ·       Explore cancer treatment advances and the growing potential of AI in healthcare. ·       Consider what demand for U.S. Treasury bonds and higher yields may mean for investors. ·       Hear what Wes shared on The Money Guy Show about the habits associated with happier retirees. ·       Learn why sequence of returns risk may matter when taking portfolio withdrawals in retirement. ·       Discover how a longtime employee reportedly accumulated seven-figure wealth through decades of consistent saving and investing. ·       Consider how workplace benefits, retirement contributions, and staying invested may support long-term wealth accumulation. ·       Explore the Retire Sooner Method and its approach to retirement planning. ·       Laugh along with a golf analogy that shows why personal finance may be as unique as your swing. Bring some personality to the serious business of planning for retirement. Listen and subscribe to the Money Matters Podcast with Wes Moss and Jeff Lloyd for more conversations about investing, retirement planning, and personal finance.

Ben Harris is vice president and director of economic studies at the Brookings Institution and previously served in senior economic policy roles at the Treasury Department and Council of Economic Advisers. Ben returns to the program to discuss why recent economic shocks have been less damaging than expected, the outlook for inflation and energy markets, whether AI can improve the U.S. fiscal outlook, why we should temper our AI optimism, how longer lifespans and higher interest rates could complicate the fiscal picture, and much more. Watch the full length video on our new YouTube Channel! Check out the transcript for this week's episode, now with links. Recorded on July 20th, 2026 Subscribe to David's Substack: Macroeconomic Policy Nexus Follow David Beckworth on X: @DavidBeckworth Follow the show on X: @Macro_Musings Follow Ben on X: @econ_harris Check out our Macro Musings merch! Timestamps 00:00:00 - Intro 00:00:55 - Reasons We Were Wrong 00:11:58 - Stubborn Inflation 00:14:57 - Crude Is Not Really the Problem 00:20:12 - A Novel Sanctions Regime 00:30:35 - Temper Your AI Optimism 00:39:34 - Longer Lives, But Larger Debt 00:45:00 - AI and the Future of Interest Rates 00:49:24 - Policy Implications 00:56:26 - Outro

Let's talk about Trump, Switzerland, and interest rates....

Top of mind for the Inside Economics team this week is the surge in long-term interest rates. Colleague Martin Wurm joins the conversation to unpack why rates have risen so sharply, assess whether the U.S. Treasury's efforts to stem the increase will work, and consider the risk of a much more serious bond market sell-off. Fundamentally, the only real solution is for the nation to address its darkening fiscal outlook. Hmmm…. Guest: Martin Wurm Hosts: Mark Zandi – Chief Economist, Moody's Analytics, Cris deRitis – Deputy Chief Economist, Moody's Analytics, and Marisa DiNatale – Senior Director - Head of Global Forecasting, Moody's Analytics Follow Mark Zandi on 'X' and BlueSky @MarkZandi, Cris deRitis on LinkedIn, and Marisa DiNatale on LinkedIn Questions or Comments, please email us at InsideEconomics@moodys.com. We would love to hear from you. To stay informed and follow the insights of Moody's Analytics economists, visit Economic View. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode of On Investing, Liz Ann Sonders and Collin Martin examine the recent surge in global bond yields and what it means for investors. Collin explains that long-term Treasury yields have risen due to a combination of the Federal Reserve's hawkish posture, elevated uncertainty premiums, fiscal concerns, and a global move higher in interest rates. He emphasizes that inflation expectations remain relatively well-behaved, suggesting the rise in yields is less about fears of runaway inflation and more about uncertainty, government borrowing needs, and a "higher for longer" interest rate environment.  Liz Ann discusses how higher yields affect stocks, noting that growth-oriented sectors, real estate, and utilities are particularly sensitive to rising rates. She also argues that investors may be operating in a more volatile "Temperamental Era," where inflation and bond yields play a larger role in driving equity market performance than they did during the decades-long "Great Moderation."  Then, Liz Ann interviews former St. Louis Fed President Jim Bullard, who argues that the Federal Reserve risks falling behind the curve by tolerating inflation near 3% rather than returning it to its 2% target. Bullard shares his views on monetary policy, AI's potential impact on productivity, geopolitical risks, financial markets, and the evolving economic landscape.  Finally, Liz Ann and Collin provide a preview of upcoming economic indicators and data releases, including the Fed's preferred inflation measure, housing data, and consumer sentiment surveys. You can read the report Liz Ann mentions here: “Great Moderation Era: Drift(ing) Away.” On Investing is an original podcast from Charles Schwab. For more on the show, visit schwab.com/OnInvesting.  If you enjoy the show, please leave a rating or review on Apple Podcasts. Important Disclosures The comments, views, and opinions expressed in the presentation are those of the speakers and do not necessarily represent the views of Charles Schwab. This material is intended for general informational and educational purposes only. This should not be considered an individualized recommendation or personalized investment advice. The securities, investment products and investment strategies mentioned are not suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decisions. All expressions of opinion are subject to change without notice in reaction to shifting market, economic or political conditions. Data contained herein from third party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed. Past performance is no guarantee of future results. Investing involves risk, including loss of principal. Performance may be affected by risks associated with non-diversification, including investments in specific countries or sectors. Additional risks may also include, but are not limited to, investments in foreign securities, especially emerging markets, real estate investment trusts (REITs), fixed income, municipal securities including state specific municipal securities, small capitalization securities and commodities. Each individual investor should consider these risks carefully before investing in a particular security or strategy. Fixed income securities are subject to increased loss of principal during periods of rising interest rates. Fixed income investments are subject to various other risks including changes in credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications, and other factors. Treasury Inflation Protected Securities (TIPS) are inflation-linked securities issued by the US Government whose principal value is adjusted periodically in accordance with the rise and fall in the inflation rate. Thus, the dividend amount payable is also impacted by variations in the inflation rate, as it is based upon the principal value of the bond. It may fluctuate up or down. Repayment at maturity is guaranteed by the US Government and may be adjusted for inflation to become the greater of the original face amount at issuance or that face amount plus an adjustment for inflation. Treasury Inflation-Protected Securities are guaranteed by the US Government, but inflation-protected bond funds do not provide such a guarantee. All names and market data shown are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security. Forecasts contained herein are for illustrative purposes only, may be based upon proprietary research and are developed through analysis of historical public data. The policy analysis provided by Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party. Indexes are unmanaged, do not incur management fees, costs, and expenses and cannot be invested in directly. For more information on indexes, please see schwab.com/indexdefinitions. (0826-Z0K4) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

This special episode of The Weekly Briefing from Capital Economics features an exclusive extract from our client briefing on the global bond sell-off, its causes, consequences and where markets go from here. In this edited extract, Group Chief Economist Neil Shearing and Chief Markets Economist Jonas Goltermann answer questions from clients around the world, including:What was Scott Bessent's Treasury market intervention intended to achieve, and why it has so far fallen short?What are the economic forces pushing investors to demand more compensation for holding long-dated government bonds?Which economies are most exposed to a fiscal crisis?Is the AI credit boom affecting demand for government debt?How high could bond yields rise from here?Related contentRead: How to think about the bond market sell-offhttps://www.capitaleconomics.com/publications/global-economics-focus/how-think-about-bond-market-sellRead: What taxes could Burnham raise to fund his policy ambitions?https://www.capitaleconomics.com/publications/uk-economics-update/what-taxes-could-burnham-raise-fund-his-policy-ambitions

Stephen Grootes speaks to Kevin Lings, Stanlib Chief Economist about South Africa’s latest inflation data, with annual inflation easing to 4.3% in July from 5% in June and coming in below expectations. The softer reading strengthens the case for the South African Reserve Bank to keep interest rates at 7% when it meets in September, giving policymakers more room to assess global risks and the impact of volatile oil prices. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.    Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa     Follow us on social media   702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702   CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

In the same week that vessel traffic through the Strait of Hormuz dwindled and a new Iran bill threatens to bar 'hostile' ships, Turkish officials confirmed Black Sea passage continues while Houthi attacks escalate in the Red Sea region. We map out how simultaneous threats to multiple critical waterways create compounding risks for global trade, inflation, and investor portfolios.Today's Stocks & Topics: Positions Sizing, Market Wrap, Innovative Industrial Properties, Inc. (IIPR), Private Investments, Vanguard Total World Stock ETF (VT), Global Shipping Under Siege: How Hormuz, the Black Sea, and Red Sea Threats Hit Your Investments, Equity and Retirement, Williams-Sonoma Inc. (WSM), Big Tech Earnings, ONEOK, Inc. (OKE), AvalonBay Communities, Inc. (AVB), Interest Rates.Our Sponsors:* Check out Anthropic and use my code Claude.ai/invest for a great deal: https://www.anthropic.com* Check out Quince and use my code quince.com/INVEST for a great deal: https://www.quince.comAdvertising Inquiries: https://redcircle.com/brands

It's an all-money-question episode! Art answers questions about the best high-yield savings accounts, what to do when sinking funds stretch your budget too thin, and how often a church should host an 8 Money Milestones group each year.Resources:8 Money MilestonesAsk a Money Question!

On Episode 951 of The Core Report, financial journalist Govindraj Ethiraj talks to Puneet Gupta, Director–India & ASEAN Automotive Market at S&P Global Mobility as well as Anindya Banerjee, Head of Research for FX and Interest Rates at Kotak Securities.SHOW NOTES(00:00) Stories of the Day(01:18) Markets Stay Down As Oil Prices Wait For War Developments(04:11) The Rupee Fell To Its Weakest Level In Two Weeks On Monday(06:32) Why Did The RBI Close The FCNR Deposit Window So Suddenly?(17:16) A Top Govt Official Makes An Open Case For Bringing In E10 Fuel, As Opposed To E20 Which Consumers Are Upset About.Sign up for our Daily Newsletter: https://www.thecoredaily.in/ EVENT: Spotify x The Core's "Building Wealth for a Longer Life" with Saurabh Mukherjea of Marcellus Investment Managers. Register HereFor more of our coverage check out ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠thecore.in⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow us on:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ |⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Linkedin⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ |⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠Youtube⁠⁠⁠⁠⁠⁠

This week on Money Wise, the team takes a closer look at what's driving markets as investors weigh inflation, interest rates, housing costs, and continued economic uncertainty. Wall Street turned in a mixed week, with the major indexes staying relatively steady as investors continued to weigh inflation, interest rates, and the broader economic picture. The Dow Jones Industrial Average fell about 305 points, or 0.6%, while the S&P 500 gained roughly 28 points, or 0.4%, and the Nasdaq edged higher by about 38 points, or 0.1%. Year to date, the Dow is up 11.8%, the S&P 500 has gained 13.7%, and the Nasdaq leads with a 15% gain. The Money Wise guys discuss the latest inflation data, the role housing costs continue to play in those readings, and what the inflation picture could mean for interest rates and markets. From there, the conversation shifted toward a growing concern for investors: the increasingly blurred line between investing, trading, sports betting, and outright speculation. That distinction between investing and gambling carried through the broader investor-education discussion. The team emphasizes that building wealth generally happens slowly - through consistent contributions, dollar-cost averaging, diversification, and a willingness to stay invested through changing market conditions. They also challenge the old investing rule to “never lose money,” pointing out that losses are an unavoidable part of taking investment risk. A more realistic objective is managing that risk so one downturn or bad decision doesn't create a hole that becomes difficult to recover from, both financially and psychologically. As investors get closer to retirement, understanding both risk tolerance and risk capacity becomes increasingly important. The takeaway is straightforward: long-term investing requires structure, discipline, and active oversight, not the constant action that increasingly surrounds markets today. Getting Rich Slowly  Successful investing rarely comes from swinging for the fences. More often, it comes from consistently putting money to work, dollar-cost averaging over time, staying diversified, and giving compounding a chance to do its job. That approach may not generate the same excitement as chasing the latest stock, leveraged product, or short-term trade, but investing isn't supposed to be entertainment. The goal is to steadily build wealth while maintaining the discipline to stay invested through both good markets and bad ones. Getting rich slowly may not make many headlines, but for long-term investors, patience and consistency remain a much more practical strategy than constantly searching for the next quick win.  In the second hour, the Money Wise guys share The Best Investment Advice Ever . You don't want to miss the details! Tune in for the full discussion on your favorite podcast provider or at davidsoncap.com, where you can also learn more about the Money Wise guys or take advantage of a portfolio review and analysis with Davidson Capital Management.

P.M. Edition for Aug. 14. Money managers have a problem: Clients are holding near-record amounts in cash—by one estimate more than $3 trillion. Miriam Gottfried, a reporter and co-host of WSJ's Take On the Week podcast, explains why this is happening and what financial planners are pushing their clients to do instead. Plus, two pieces of data—July retail sales and the preliminary August reading of the University of Michigan's consumer sentiment survey—came in lower than expected. WSJ economics reporter Matt Grossman says that is painting a picture of a weaker U.S. economy. And AI slop is everywhere, making it hard to know what's real online. We hear from WSJ personal tech columnist Nicole Nguyen about the inspiration for her recent special Tech News Briefing podcast series, “AI and the Blurring of Reality.” Alex Ossola hosts. Sign up for the WSJ's free What's News newsletter. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Book a call: https://remnantfinance.com/calendarEmail us at info@remnantfinance.com or visit https://remnantfinance.com for more informationFOLLOW REMNANT FINANCEYoutube: @RemnantFinance (https://www.youtube.com/@RemnantFinance)Facebook: @remnantfinance (https://www.facebook.com/profile.php?id=61560694316588)Twitter: @remnantfinance (https://x.com/remnantfinance)TikTok: @RemnantFinanceDon't forget to hit LIKE and SUBSCRIBEThe Fed cut rates and your mortgage went up. If that never made sense to you, this episode is the explanation. In part one of a two-part solo breakdown, Hans starts with the three interest rate stories dominating the macro headlines right now, the stubborn 10-year Treasury, Kevin Warsh's campaign to kill forward guidance, and Japan quietly letting its Treasury holdings roll off, and uses them as the entry point to a much bigger question: who actually sets the price of money?Chapters 00:00 – Opening Segment 01:00 – Setting up the interest rate primer 02:25 – Headline one: the 10-year Treasury refuses to fall 03:55 – Why a weak jobs report makes the stock market celebrate 06:40 – Headline two: Kevin Warsh is killing forward guidance 09:00 – Shorter statements, no dot plot, and a market that has to do its own homework 13:35 – Headline three: Japan stops rolling its Treasury holdings 16:10 – The food chain: it was never one dial 20:25 – The fed funds rate is banks lending each other reserves overnight 25:25 – The dual mandate, CPI versus PCE, and how inflation gets measured 29:35 – Reserve requirements are now zero 32:15 – IORB: the floor the Fed actually sets 37:55 – The reverse repo facility and the discount rate ceiling 39:20 – The repo market: a pawn shop moving trillions a night 42:45 – LIBOR, the 2012 scandal, and the move to SOFR 44:10 – Primary dealers and the price of the golden ticket 47:00 – What QE really is and why the Fed can't buy direct from Treasury 52:00 – Inside a Treasury auction: bids, clearing yield, and the tail 57:05 – Recap and what's coming in part twoKey TakeawaysThere is no such thing as "the" interest rate. There is a stack of them, and the Fed only has real influence over the short end. Everything between the Fed and your mortgage is a chain of institutions taking the rate handed to them, adding yield, and passing it down. The fed funds rate is not a number anybody types into a computer. It is a real market rate set between banks settling reserves overnight, and the Fed steers it with incentives rather than force. Forward guidance has been the Fed's most powerful tool, and it costs nothing to use. Saying the conditions might align for a cut can move markets as effectively as an actual cut, which is why Warsh trimming statements and abandoning the dot plot amounts to a real policy shift. The repo market, not the fed funds market, is where the money actually is. Fed funds is a small, uncollateralized club of primary dealers. Quantitative easing is the one situation where "printing money out of thin air" is literally accurate. The Fed is barred from buying new issues directly from Treasury, so the twenty-four primary dealers absorb whatever the auction does not clear and the Fed buys from them with newly created reserves. Treasury auctions price on demand, not decree. Treasury announces the quantity, buyers submit the yields they will accept, bids fill from lowest to highest, and the yield on the last dollar sold becomes the yield everybody gets.

Liz Ann Sonders and Collin Martin begin this episode by analyzing the powerful role earnings are playing in driving the U.S. stock market higher and what that means for investors. Liz Ann highlights that S&P 500 earnings growth is tracking around 51% for the second quarter, an unusually strong pace outside of a post-recession recovery. Collin explains why Schwab expects a "higher-for-longer" rate environment, with short- and longer-term Treasury yields likely remaining elevated as the economy stays resilient and inflation remains above the Fed's target. Then Collin sits down with former Federal Reserve Vice Chair Dr. Richard Clarida. They discuss how the Fed thinks about inflation, labor markets, supply shocks, productivity, and AI. Clarida argues that policymakers are trying to determine whether today's inflation pressures are temporary or indicative of a higher underlying trend. He also discusses the transition to new Fed Chair Kevin Warsh, potential changes to Fed communications, and why AI could be inflationary in the near term but ultimately disinflationary through improved productivity over the next several years. On Investing is an original podcast from Charles Schwab. For more on the show, visit schwab.com/OnInvesting.  If you enjoy the show, please leave a rating or review on Apple Podcasts. Important Disclosures The comments, views, and opinions expressed in the presentation are those of the speakers and do not necessarily represent the views of Charles Schwab. This material is intended for general informational and educational purposes only. This should not be considered an individualized recommendation or personalized investment advice. The securities, investment products and investment strategies mentioned are not suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decisions. All expressions of opinion are subject to change without notice in reaction to shifting market, economic or political conditions. Data contained herein from third party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed. Past performance is no guarantee of future results. Investing involves risk, including loss of principal.  Performance may be affected by risks associated with non-diversification, including investments in specific countries or sectors. Additional risks may also include, but are not limited to, investments in foreign securities, especially emerging markets, real estate investment trusts (REITs), fixed income, municipal securities including state specific municipal securities, small capitalization securities and commodities. Each individual investor should consider these risks carefully before investing in a particular security or strategy. Currencies are speculative, very volatile and not suitable for all investors. Fixed income securities are subject to increased loss of principal during periods of rising interest rates. Fixed income investments are subject to various other risks including changes in credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications, and other factors.  Diversification, rebalancing, and asset allocation strategies do not ensure a profit and do not protect against losses in declining markets. All names and market data shown are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security. Forecasts contained herein are for illustrative purposes only, may be based upon proprietary research and are developed through analysis of historical public data. The policy analysis provided by Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party. Indexes are unmanaged, do not incur management fees, costs, and expenses and cannot be invested in directly. For more information on indexes, please see schwab.com/indexdefinitions  ISM refers to the Institute for Supply Management. (0826-VELR) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The July Consumer Price Index rose 0.1%, with prices up 3.4% over the past year. While inflation is slowing, families are still facing high costs for rent, groceries, utilities, transportation and other everyday expenses. Subscribe to our newsletter to stay informed with the latest news from a leading Black-owned & controlled media company: https://aurn.com/newsletter Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

"The US is dangerously close to the brink of being Japan 1989."That is not a hot take from a doom account. That is Patric on this week's Bricks, Bucks & Bytes, laying out why asset overvaluation in private markets and infrastructure has him worried about stagflation.On this episode:✅ Why data center contractors are sitting on 11.4 months of backlog while everyone else has 7.5✅ The AI productivity story corporate America still cannot prove with real numbers✅ Why the construction RFP process is fundamentally broken, and who is actually responsible for it✅ What Meta's new partnership with North America's Building Trades Unions means for the data center buildoutDustin DeVan put it plainly: "You can't now build a project that much cheaper."Where do you land? Are we in a two speed economy that eventually corrects, or is this just what infrastructure spending looks like now? Tell us why we're wrong.#bricksandbytes #bricksbytes #bricksbucksandbytes #aec #construction #constructiontech #ai #vcOur Sponsors:BreadCrumb- 50,000+ projects globally. All running safer, faster, with Breadcrumb. - breadcrumb.coAphex is the multiplayer planning platform where construction teams plan together, stay aligned, and deliver projects faster – check out aphex.coArchdesk - “The #1 Construction Management Software for Growing Companies - Manage your projects from Tender to Handover” check archdesk.comChapters00:00 Intro01:08 Welcome Back and Personal Updates03:43 Exploring Proto Town and Bedrock Robotics06:41 Travel Frustrations and Unexpected Adventures09:30 The Concept of Proto Town in Europe12:12 AI Price Collapse and Economic Implications14:58 Data Center Boom and Its Effects17:31 Market Dislocations and Construction Industry Insights19:51 Interest Rates and Economic Perspectives22:50 Potential Risks and Future Predictions25:39 Final Thoughts on Economic Trends30:38 Understanding Time vs. Cost Savings32:07 The Role of Technology in Construction33:36 Owners and Technology Awareness34:41 The Importance of Pricing Optionality36:14 The Shift in AI Pricing and Accessibility38:42 Navigating AI Models and Corporate Needs43:50 Leadership and Product Understanding45:54 Governance and AI Deployment Challenges53:34 Rethinking RFP Processes for Better Outcomes56:25 Meta's Role in Construction Training Initiatives 

AAF President Douglas Holtz-Eakin joins us to discuss inflation, interest rates, and intractable debt.  AAF products mentioned in today's episode: In “The Only Constant in Life,” Holtz-Eakin discusses the latest in the ongoing Boeing-Airbus World Trade Organization dispute that dates back to 2004. https://www.americanactionforum.org/daily-dish/the-only-constant-in-life/ In “The Yen to Buy Yen,” Holtz-Eakin explains why the U.S. Treasury's intervention in the Japanese yen may offer temporary relief but cannot fix the underlying economic problem. https://www.americanactionforum.org/daily-dish/the-yen-to-buy-yen/ In the “CPI July 2026,” Holtz-Eakin reacts to the latest read on inflation. https://x.com/AAF/status/2087518706389684313 In “Examining the Consequences of a High and Rising National Debt,” Director of Fiscal Policy Jordan Haring describes the consequences of the United States' high and rising national debt. https://www.americanactionforum.org/insight/examining-the-consequences-of-a-high-and-rising-national-debt/ Also discussed: Check out The Peterson Foundation's debt clock, 40trillionnationaldebt.org, and register your guess for when the debt will hit $40 trillion. https://40trillionnationaldebt.org/ Apple: podcasts.apple.com/us/podcast/the-…st/id1462191777 Spotify: open.spotify.com/show/7aWwYw3EKPmTqLQMbRGR2e

Australia's inflation rate has eased, but underlying price pressures remain stubbornly high. The figures come as new Reserve Bank research reveals many Australians do not understand why interest rates rise, or how they are meant to bring inflation down. - Il tasso di inflazione in Australia è diminuito, ma le pressioni sottostanti sui prezzi rimangono ostinatamente elevate. I dati arrivano mentre una nuova ricerca della Reserve Bank rivela che molti australiani non comprendono perché i tassi di interesse aumentino, né come questi siano destinati a ridurre l'inflazione.Follow us on Facebook and Instagram. - Seguici su Facebook e Instagram o abbonati ai nostri podcast cliccando qui.

Australia's inflation rate has eased, but underlying price pressures remain stubbornly high. The figures come as new Reserve Bank research reveals many Australians do not understand why interest rates rise, or how they are meant to bring inflation down. - Il tasso di inflazione in Australia è diminuito, ma le pressioni sottostanti sui prezzi rimangono ostinatamente elevate. I dati arrivano mentre una nuova ricerca della Reserve Bank rivela che molti australiani non comprendono perché i tassi di interesse aumentino, né come questi siano destinati a ridurre l'inflazione.Follow us on Facebook and Instagram. - Seguici su Facebook e Instagram o abbonati ai nostri podcast cliccando qui.

P.M. Edition for Aug. 12. Former Disney CEO Bob Iger and investor Joshua Kushner are buying the Los Angeles Lakers for $12.5 billion—the highest-ever valuation for any sports team. WSJ sports reporter Andrew Beaton discusses the sale, which he calls a “stunning twist.” Plus, inflation cooled slightly last month to 3.4%. Journal economics reporter Matt Grossman joins to talk about what it could mean for the Federal Reserve. And ticket reseller StubHub reported record revenue, thanks in part to this summer's World Cup. But as retail reporter Hanna Krueger details, both during and well before the World Cup, some fans were disappointed when the tickets they bought on StubHub didn't work and they faced lengthy fights to get their money back. Alex Ossola hosts. Sign up for the WSJ's free What's News newsletter. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Liz Peek analyzes the resilience of the U.S. economy, where strong consumer spending and business optimism persist despite high oil prices and stagnant job growth. While the Fed weighs interest rate hikes to curb inflation, a "wealth effect" from a robust stock market continues to buoy higher-end consumers. Politically, a "civil war" is brewing within the Democratic Party as far-left candidates aligned with the Democratic Socialists of America (DSA) challenge the establishment in key swing states like Michigan and Wisconsin. These ideological divisions raise significant questions regarding the electability of progressive candidates in the upcoming general elections. (3)

Plus: Bob Iger and Joshua Kushner agree to buy a controlling interest in the Los Angeles Lakers from billionaire Mark Walter. And Home Depot CEO Ted Decker is taking a temporary medical leave of absence. Alex Ossola hosts. Sign up for WSJ's free What's News newsletter. An artificial-intelligence tool assisted in the making of this episode by creating summaries that were based on Wall Street Journal reporting and reviewed and adapted by an editor. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Links & ResourcesFollow us on social media for updates: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Check out our recommended tool: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Prop Stream⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Thank you for listening!

Joanne Bianco offers her expectations on CPI just ahead of the print's release. She sees CPI as a critical metric for a Fed very reliant on the direction of inflation. Joanne outlines her thoughts on the direction of interest rates whether the print comes in muted or well-above or below expectations.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

Andrew Krei of Crescent Grove Advisors breaks down the latest CPI report, highlighting slowing core and super core services inflation and what it could mean for the Fed's next move. He also discusses the 10-year treasury yield, opportunities in short-duration fixed income, and why investors may want to look to Europe and Japan to diversify beyond AI-driven market concentration.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

Buying the dip can look smart until the market keeps falling. Matt Deaton discusses emotional investing, market trends, inflation, interest rates, and the uncertainty surrounding midterm election cycles. He explains why disciplined portfolio management involves more than chasing headlines or popular investments and examines how changing economic conditions may affect retirees. The conversation also highlights the value of a late-summer financial review as tax planning and year-end decisions begin moving into focus. For more information or to schedule a consultation, call 480-680-6868 or visit www.successinthenewretirement.com! Follow us on social media: Facebook | LinkedInSee omnystudio.com/listener for privacy information.

Mark Ritter sits down with Eben Sheaffer on Credit Union Conversations, talking credit union lending. Eben shares his journey from Wall Street finance to CDFI leadership, explaining how working capital financing and adaptive reuse lending are reshaping underserved communities across the country. From a groundbreaking securitization in equipment financing to revitalizing Detroit through impact-driven loans, Eben reveals why credit unions hold a natural edge in accounts receivable financing for small businesses. A candid look at the K-shaped economy rounds out this insightful conversation.What You Will Learn in This Episode: ✅ Why credit union lending gives depositories a natural edge in accounts receivable financing for small businesses.✅ How adaptive reuse lending is helping revitalize vacant buildings in Detroit while lowering carbon impact.✅ What the K-shaped economy means for community development and future loan demand.✅ Why working capital financing remains the biggest unmet need for small business borrowers.Subscribe to Credit Union Conversations for the latest credit union trends and insights on loan volume and business lending! Connect with MBFS to boost your credit union's growth today.TIMESTAMPS: 00:00 Eben Sheaffer shares his origin story and unexpected path into community development credit unions05:51 Consulting work today, including equipment financing and a first-of-its-kind securitization deal06:56 Adaptive reuse lending and revitalizing vacant Detroit neighborhoods through impact investment10:19 Navigating volatile interest rates, inflation swings, and the realities of the K-shaped economy13:03 Running a CDFI in New York City and competing with large banks down the street20:56 Best opportunities ahead in working capital financing for credit unions and CDFI lendersKEY TAKEAWAYS:

After its latest meeting, the Reserve Bank has kept interest rates on hold.But should we get used to rates being higher than we've become used to in recent history?Today, ABC finance expert Alan Kohler on what to expect in the months ahead and why the real housing price slump has only just begun.Featured:Alan Kohler, ABC finance presenter and columnist

Home borrowers are breathing another sigh of relief, as the Reserve Bank leaves the cash rate at 4.35% for a second consecutive meeting. But a hawkish RBA Governor Michele Bullock makes no bones about the Board's willingness to hike again, to control "still too high" inflation. Rena Sarumpaet speaks to Ebury economist Anthony Malouf. Then Stephanie Youssef gets the views of MIke Jenneke of UBS Global Wealth Management.

Nightlife News Breakdown with Philip Clark, joined by Greg Jericho, Columnist with the Guardian and Chief Economist with The Australia Institute.

The conversation covers a range of topics, from market anxieties, stock market recap, real estate market challenges, family business announcements, and the impact of stubborn interest rates. It also delves into the ripple effects of UWM's situation and the potential impact on the mortgage industry. The conversation delves into the financial market volatility, real estate market analysis, and market dynamics and pricing strategy. The discussion highlights the impact of market dynamics on investment decisions and the importance of analyzing real estate market data for informed decision-making.TakeawaysAnxiously awaiting inflationary dataChallenges of information overload Market dynamics influence investment decisionsReal estate pricing strategy is based on specific neighborhood analysisChapters00:00 Introduction and Technical Difficulties00:45 Anxiously Awaiting Inflationary Data01:13 Stock Market Recap and Market Fate02:04 Northern Nevada Real Estate Report02:13 Surviving in the Real Estate Market02:43 Challenges of Information Overload03:36 Big Announcement and Family Business07:45 Transition to Stock Market Side of Things08:39 Interest Rates and Mortgage Rates13:26 Impact of Stubborn Interest Rates17:25 Ripple Effects of UWM's Situation20:30 Financial Market Volatility29:42 Real Estate Market Analysis42:40 Market Dynamics and Pricing Strategy

Ryan talks with Market & Air Travel Analyst Jay Ratliff about what July's weak jobs report says about the economy and why the numbers make an interest rate increase less likely.

"We think the Fed can stay in wait and see mode" and see how ecodata evolves, argues Charles Schwab's Collin Martin. Last week's decline in jobs through the July jobs report is something he sees "changing the calculus" of the Fed. Inflation prints will paint a different picture if they come in hot, says Collin, which will heighten interest rate hike expectations. He also offers his expectations for Fed Chair Kevin Warsh's speech later this month at Jackson Hole. ======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

There was nothing redeeming in the July jobs report, and the podcast crew covered all the pain points: weak job gains, downward revisions, fewer hours worked, slowing wage growth, and a worrisome drop in labor force participation. Fittingly, we had to battle through our own painful series of technical problems while recording - curious whether you'll notice. Hosts: Mark Zandi – Chief Economist, Moody's Analytics, Cris deRitis – Deputy Chief Economist, Moody's Analytics, and Marisa DiNatale – Senior Director - Head of Global Forecasting, Moody's Analytics Follow Mark Zandi on 'X' and BlueSky @MarkZandi, Cris deRitis on LinkedIn, and Marisa DiNatale on LinkedIn Questions or Comments, please email us at InsideEconomics@moodys.com. We would love to hear from you. To stay informed and follow the insights of Moody's Analytics economists, visit Economic View. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

With Liz Ann Sonders away, Collin Martin is joined by Schwab Head of Macro Research and Strategy Kevin Gordon for an in-depth conversation on the economy, Federal Reserve policy, bond yields, equities, and global markets. The episode opens with the idea that "good news can be bad news" for markets. Kevin explains that strong economic data, particularly in the labor market, can sometimes hurt stocks because it increases the likelihood of tighter monetary policy. The conversation then turns to interest rates and the surprising resilience of markets despite elevated bond yields. Collin and Kevin discuss the Fed's increasingly hawkish tone, the unusual presence of multiple dissents favoring rate hikes, and concerns about communication from Chair Kevin Warsh.  Looking ahead, Collin and Kevin identify inflation data, labor-market reports, Fed commentary, retail sales, and inflation-expectation surveys as the key indicators investors should monitor in the weeks ahead. On Investing is an original podcast from Charles Schwab. For more on the show, visit schwab.com/OnInvesting.  If you enjoy the show, please leave a rating or review on Apple Podcasts. Important Disclosures This material is intended for general informational and educational purposes only. This should not be considered an individualized recommendation or personalized investment advice. The securities, investment products and investment strategies mentioned are not suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decisions. All expressions of opinion are subject to change without notice in reaction to shifting market, economic or political conditions. Data contained herein from third party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed. Past performance is no guarantee of future results. Investing involves risk, including loss of principal. Performance may be affected by risks associated with non-diversification, including investments in specific countries or sectors. Additional risks may also include, but are not limited to, investments in foreign securities, especially emerging markets, real estate investment trusts (REITs), fixed income, municipal securities including state specific municipal securities, small capitalization securities and commodities. Each individual investor should consider these risks carefully before investing in a particular security or strategy. Currencies are speculative, very volatile and not suitable for all investors. Fixed income securities are subject to increased loss of principal during periods of rising interest rates. Fixed income investments are subject to various other risks including changes in credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications, and other factors. Diversification, rebalancing, and asset allocation strategies do not ensure a profit and do not protect against losses in declining markets. All names and market data shown are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security. Forecasts contained herein are for illustrative purposes only, may be based upon proprietary research and are developed through analysis of historical public data. The policy analysis provided by Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party. Indexes are unmanaged, do not incur management fees, costs, and expenses and cannot be invested in directly. For more information on indexes, please see schwab.com/indexdefinitions A hyperscaler is a large-scale cloud service provider that offers vast computing, storage, and networking resources through a distributed infrastructure of interconnected servers and software. (0826-TEWK) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Jason features Darius Dale, founder of 42 Macro, who provides a sophisticated analysis of the current economic landscape and its impact on interest rates. Dale argues that investors expecting mortgage rates to decline significantly will be disappointed, as structural shifts in global savings and a move toward easier monetary policy may perversely drive long-term yields higher. He introduces the concept of "play action pass" to describe a Federal Reserve that might briefly tighten rates to gain credibility before pivoting to a dovish stance by late 2026. The discussion also explores geopolitical tensions in the Middle East and new leadership at the Fed, suggesting these factors contribute to a regime of persistent inflation. Ultimately, Dale emphasizes that housing affordability will remain a long-term challenge due to a global capital shortage and the Fed's changing strategy.   Key Takeaways: Jason's editorial 0:00 Regardless of the environment 3:44 US single-family rental vacancy rate 5:32 Cost Segregation on the proforma in PropertyTracker.com 7:33 Home Equity Investment EquityLiberation.com 11:30 Speak to your Investment Counselors 1-800-Hartman Ext. 2 12:22 A note on housing inventory and affordability   Darius Dale interview 15:58 Wall Street risk management 18:23 Interest rates will eventually break the LOCK-IN effect 26:45 The 'non-plan' of Kevin Warsh 31:50 What do you mean "interest rates" 33:54 Timing and the mortgage rates 39:21 The Trump factor 43:01 War and Wages 48:44 Housing Affordability 55:39 Conclusion and Accessibility of Research Get your FREE PropertyTracker.com account and join our FREE Masterclass every Wednesday EmpoweredInvestor.com/Wednesday http://equityliberation.com/ Reach out to our Investment Counselors 1-800- HARTMAN Ext. 2      _______________________________________________________________ Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://empoweredinvestor.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: https://empoweredinvestor.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: https://empoweredinvestor.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://empoweredinvestor.com/deals Special Offer from Ron LeGrand: https://empoweredinvestor.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com    

The Atlanta housing market enters the second half of 2026 on relatively solid footing but buying and selling dynamics continue to shift. Inventory rises, buyers gain more options and sellers negotiate more often on price and concessions.  John Ryan, chief marketing officer at Georgia MLS (GAMLS), joins Host Carol Morgan on Atlanta Real Estate Forum Radio to discuss what recent housing data shows for Metro Atlanta and where the market is headed next.  Atlanta Housing Market Finds Balance  Ryan describes the market as “rebalancing, not retreating.” The market does not show a dramatic downturn. Instead, it continues moving away from the highly competitive pandemic-era conditions and toward a more balanced environment.  One of the clearest signs of the shift comes from rising inventory and changing buyer behavior.  Recent GAMLS data shows 36.4% of listings sold between January and July experienced a price change. Nearly 67% of sold listings included a seller concession, with a median concession of $5,000.  Those figures reflect a market where sellers respond more directly to buyer expectations.  Another key metric shows that 22% of listings that went under contract in January returned to active status by July. While that level does not represent a dramatic spike compared to previous years, it does show a gradual shift in negotiating power.  “Buyers have really kind of regained some leverage in the transaction negotiations,” Ryan said.  More Atlanta Inventory Expands Buyer Options  Rising inventory gives buyers something they have lacked in recent years: time. Buyers now compare properties, evaluate features and assess value without the same pressure to act immediately. That shift creates new challenges for sellers. Homes that once attracted multiple offers now compete with other listings for attention. Sellers benefit from pricing homes for current conditions rather than relying on past market highs. Competitive pricing increases early interest and reduces the risk of price reductions later.  Presentation also plays a larger role. Move-in-ready homes often outperform properties that require updates or repairs, especially when buyers have multiple choices. Sellers also need to prepare for negotiation. With nearly 67% of sold listings involving concessions, buyers frequently request credits or other terms during the transaction.  Atlanta Home Sales Remain Steady  Even with higher inventory, the Atlanta housing market remains active. Closed sales stayed steady through June, with sales volume up 4% year over year. Nearly 5,700 homes sold across the Atlanta 12-county core during the month, generating more than $3 billion in volume. The median sales price reached approximately $420,000, compared with about $417,000 a year earlier.  “Fundamentally, I think the market is healthy,” Ryan said.  The $350,000 to $500,000 range remains the most active, but the luxury segment also continues to see movement.  New Construction Expands Housing Supply  New construction adds another layer of inventory for Atlanta-area buyers. The additional supply gives buyers more choices when comparing new homes with existing properties.  For builders, steady demand supports continued development. For buyers, new construction offers modern layouts, warranties and fewer immediate repair needs.  Pending Sales Signal Future Activity  While closed sales remain stable, pending sales show a different trend.  Those numbers have declined year over year:  April: 21% decline in under-contract listings  May: 27% decline  June: nearly 30% decline  Because most homes close within 30 to 60 days, these declines may signal softer sales activity later in the summer and toward year-end.  Interest Rates and Confidence Shape Demand  Mortgage rates, employment and consumer confidence continue to influence buyer activity. Even small rate changes affect demand. A move closer to 6% could bring some buyers off the sidelines, especially those comparing current rates to pandemic-era lows.  Ryan notes that 6% to 7% mortgage rates remain historically reasonable, but many homeowners hesitate to give up ultra-low rates secured in recent years. That “lock-in effect” continues to limit resale inventory as homeowners weigh the cost of moving against existing low-rate mortgages.  Atlanta Housing Market Outlook for Late 2026  Ryan does not expect major swings in either direction for the remainder of 2026. The key question centers on whether declining pending sales will eventually reduce closed sales later in the year. Seasonality may also influence activity as the summer buying season ends and families settle into the school year.  To learn more about GAMLS, listen to the full episode of Atlanta Real Estate Forum Radio or visit https://www.gamls.com/.   About Georgia Multiple Listing Services  Georgia MLS is the largest real estate marketplace in Georgia, serving 52,600 agents and 4,600 brokerage offices across the state. Its offices can be found in the North Georgia Mountains, through metro Atlanta and all along the Georgia coast.  What does Georgia MLS bring to the Atlanta housing market? The multiple listing service provides opportunities for brokerages and agents to connect and work together for their clients. Georgia MLS is also a proud founding partner of the Southeast MLS alliance – Georgia MLS, Charleston MLS, Charlotte MLS and Nashville MLS.  Podcast Thanks       Thank you to Denim Marketing for sponsoring Atlanta Real Estate Forum Radio. Known as a trendsetter, Denim Marketing has been blogging since 2006 and podcasting since 2011. Contact them when you need quality, original content for social media, public relations, blogging, email marketing and promotions. A comfortable fit for companies of all shapes and sizes, Denim Marketing understands marketing strategies are not one-size-fits-all. The agency works with your company to create a perfectly tailored marketing strategy that will suit your needs and niche. Try Denim Marketing on for size by calling 770-383-3360 or by visiting www.DenimMarketing.com.        About Atlanta Real Estate Forum Radio       Atlanta Real Estate Forum Radio, presented by Denim Marketing, highlights the movers and shakers in the Atlanta real estate industry – the home builders, developers, Realtors and suppliers working to provide the American dream for Atlantans. For more information on how you can be featured as a guest, contact Denim Marketing at 770-383-3360 or fill out the Atlanta Real Estate Forum contact form. Subscribe to the Atlanta Real Estate Forum Radio podcast on iTunes, and if you like this week's show, be sure to rate it. Atlanta Real Estate Forum Radio was recently honored on FeedSpot's Top 100 Atlanta Podcasts, ranking 16th overall and number one out of all ranked real estate podcasts. The post GAMLS: Atlanta Housing Market Is Rebalancing, Not Retreating appeared first on Atlanta Real Estate Forum.

Stay informed on current events, visit www.NaturalNews.com  - Mike Adams' Introduction and Segment Overview (0:11) - New York City's Grocery Store Subsidy and Food Rationing (2:30) - Economic Lessons and AI Technology Advancements (5:20) - DeepSeek and Minimax H3: AI Video Generation and Local Rendering (6:42) - Chlorella and Spirulina: DNA Protection and Repair (17:34) - Spirulina and 5G Defense: A New Approach (25:49) - AI-Generated Content and DNA Repair Foods (34:14) - Military Draft and Depopulation Concerns (37:40) - David Morgan Interview: Industrial Demand for Silver (48:44) - Silver's Role in Solar Energy and Robotics (51:07) - Physical Silver vs. Paper Price and Market Manipulation (54:54) - China's Role in Silver Markets and Price Discovery (1:11:16) - Gold and Silver as Monetary Assets (1:14:14) - Gold Standard and Human Nature (1:17:36) - Global Currency Collapse (1:20:28) - Interest Rates and Economic Impact (1:22:47) - Self-Custody and Precious Metals (1:26:28) - Practical Applications of Precious Metals (1:29:33) - Historical and Future Perspectives (1:32:20) - Financial Sovereignty and Decentralized Living (1:38:22) - Personal Testimonials and Impact (1:57:24) - Support and Resources (1:59:33) Watch more independent videos at http://www.brighteon.com/channel/hrreport  ▶️ Support our mission by shopping at the Health Ranger Store - https://www.healthrangerstore.com ▶️ Check out exclusive deals and special offers at https://rangerdeals.com ▶️ Sign up for our newsletter to stay informed: https://www.naturalnews.com/Readerregistration.html Watch more exclusive videos here:

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